ACCESS TO CBS MOBILE BANKING

FACILITY REQUEST
Maintaining Branch Date

PERSONAL INFORMATION
Account Name (Last Name, Given Name, Middle Name) Date of Birth (MM/DD/YYYY) CIF ID

Home/Permanent Address (No. / Street / Barangay / District / City / Province) E-mail Address Mobile Number

Mother’s Maiden Name (Last Name, Given Name, Middle Name)

c
d
e
f
g For deactivation of mobile banking account (indicate reason/s below)

Reason

FOR BANK USE ONLY

Remarks

Facilitated By: Signature Verified By: Approved By:

Signature Over Printed Name / Date Signature Over Printed Name / Date Signature Over Printed Name / Date

FOR ATM CENTER USE ONLY

Received By: Processed By: Checked By: Date Released:

Signature Over Printed Name / Date Signature Over Printed Name / Date Signature Over Printed Name / Date

TERMS AND CONDITIONS

The following terms and conditions (the "Mobile Terms") govern Your use of the CBS Mobile Banking Application (the "CBS Mobile Banking App") and apply to You and to any other person who accesses or uses
the CBS Mobile Banking App after it is downloaded to Your mobile device. By downloading or using the CBS Mobile Banking App, You agree that these Mobile Terms supplement Your existing account with China
Bank Savings Inc. ("CBS").

As used in these Mobile Terms, the words "You," "Your," "Yours" mean You, individually, and each other party on whose behalf You may use the CBS Mobile Banking App at any time; and the words "We," "Our,"
and "Us" refer to CBS. Unless otherwise stated in these Mobile Terms, capitalized terms used in these Mobile Terms have the meanings stated in the General Terms and Conditions that applies to Your use of
CBS Online and the CBS Mobile Banking App.

1. Mobile Communications

By agreeing to these Mobile Terms, You are agreeing to view electronically through the CBS Mobile Banking App all of the documents and disclosures that are displayed through the CBS Mobile Banking App
(including, but not limited to, account statements, Account Agreement, the General Terms and Conditions and amendments thereto, Supplemental Agreements and amendments thereto, and other documents
that We specify from time to time) (collectively "Mobile Communications"). You that agree these terms apply to each CBS account (the "Account") that You link to CBS Mobile Banking Application from time to
time. All Mobile Communications from Us to You will be considered "in writing," and You agree that any time You tap a button in the CBS Mobile Banking App labeled "I Agree" or "Agree" You intend to
electronically indicate Your consent and the same should be considered as your electronic signature or any relevant electronic document.

You may give consent to be notified via Push Notification in the CBS Mobile Banking App (as provided in Section 5 of these Mobile Terms) that a Mobile Communication is available through the CBS Mobile
Banking App. Contact Us immediately if You have any difficulty accessing Your Mobile Communications or if You have any questions about Your electronic delivery instructions.

To access Mobile Communications, You must have the following: (1) a mobile device that can connect to the internet, (2) an internet connection, (3) the current version of the CBS Mobile Banking App, and
(4) the current compatible mobile operating system for the device on which You use the CBS Mobile Banking App. We do not endorse, and have no responsibility for, any mobile device or telecommunications
provider. Access fees by internet service providers may apply to Your receipt of Mobile Communications through the CBS Mobile Banking App

CBS may provide a printed copy of the documents stated herein upon written request delivered/submitted through the CBS Mobile Banking App. All charge/s and fee/s for the printing shall be for Your
account.

2. The Following General Requirements Apply to Your Use of the CBS Mobile Banking App

2.1 You Must Use a Compatible Device. Subject to the applicable License Agreement, You may download the CBS Mobile Banking App to any compatible mobile device using the compatible operating
system.

2.2 You May Incur Communications Fees When You Use the CBS Mobile Banking App. We do not charge a fee for using or accessing the CBS Mobile Banking App. However, Your wireless service
provider (including without limitation, any roaming wireless service provider and any wi-fi hot spots) may levy fees or charges for transmission or receipt of messages and other communications or data
usage performed using Your mobile device on the wireless service provider network, and You are solely responsible for such fees or charges. Standard fees and charges will continue to apply to
services and features that are accessible through the CBS Mobile Banking App.

2.3 Your Use of the CBS Mobile Banking App is Subject to the Special Risks of Information and Communications Technology and Mobile Technology. You acknowledge that there are security,
reliability, data corruption, transmission error, accessibility, availability and related risks associated with use of the mobile technology to access Your Account and the Services and to receive and
transmit confidential information. Delivery through the internet is not private or secure, and the Mobile Communications sent to You through the CBS Mobile Banking App are not encrypted. You assume
all such risks and agree that, to the maximum extent permitted by Applicable Law, We are not responsible for any unauthorized access, systems outages, delays, disruptions in telecommunications
services and the internet, errors, data loss, data corruption, inability to use the CBS Mobile Banking App or other problems that may arise in connection with Your use of the CBS Mobile Banking App.
We make no representation or warranty that You will be able to access Your Account or the services through the CBS Mobile Banking App when You want.

2.4 We Can Add and Delete Features and Restrict or Terminate Use of the CBS Mobile Banking App at Our Discretion. We may, from time to time, introduce new features to the CBS Mobile
Banking App or modify or delete existing features at Our sole discretion. We will notify You of any of these changes to features if We are legally required to do so. By using any new or modified features
when they become available, You agree to be bound by the terms and conditions concerning these features. We and any licensors We use to provide the CBS Mobile Banking App or the related
services, reserve the right to change, supplement, suspend, limit, remove, disable or permanently discontinue Your access to or use of, the CBS Mobile Banking App and any services at any time
without notice or liability to You, including without limitation for security or operational reasons. If We suspend / discontinue Your use of the CBS Mobile Banking App, We also suspend any other use by
You of any and / or all electronic banking channels without need of informing You.

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CS-BNK-063 (New 03/2018)
 TERMS AND CONDITIONS
2.5 Your Use of any Mobile Banking to Access Your Account and the Services Available through the Facility is Subject to this General Terms and Conditions and the Mobile Terms as stated
in CBS Official Website and CBS Mobile Banking App. In the event of a conflict between the General Terms and Conditions and the Mobile Terms, the Mobile Terms shall prevail.

Please also note that if Your Account Agreement and/or General Terms and Conditions contain an arbitration provision, disputes in connection with Your use of the CBS Mobile Banking App
are subject to arbitration as provided in Your Account Agreement and/or General Terms and Conditions.

3. Our Collection, Use and Disclosure of Information Gathered in Connection with Your Use of the CBS Mobile Banking App is Subject to Our Mobile Privacy Policy

3.1 Overview
Our Mobile Privacy Notice describes how we may collect, use and share information You provide when You access or use the CBS Mobile Banking App.

Our Mobile Privacy Notice does not cover:

a. Information collected and used on CBS website cbs.com.ph or CBS Online.
b. Information You provide to the website on which We advertise and to which We may link.
c. Information You provide to any third-party app provider, operating system provider, device manufacturer or wireless service provider.

These sites, service providers and other third parties may have their own privacy policies, and We encourage You to read the privacy policies provided by these third parties.

PLEASE NOTE THAT OUR MOBILE PRIVACY NOTICE IS NOT INTENDED TO REPLACE, MODIFY OR EXPAND ANY OTHER PRIVACY NOTICE THAT GOVERNS YOUR RELATIONSHIP WITH US
(collectively Our "Privacy Notices"). Please see Our Privacy Notices for a comprehensive explanation of how We collect, use and share personal information and what You can do to limit the use and sharing
of Your information.
4. You can Choose to Use Certain Location-based Services Available Through the CBS Mobile Banking App.

The CBS Mobile Banking App allows You to enable location services. By doing so, You consent to the use by the CBS Mobile Banking App of location and mapping data reported by Your mobile device to
provide You with location-based services, including, but not limited to, finding nearby ATMs or CBS branches. Neither We, nor any of subsidiaries, affiliates, content providers or Service Providers, guarantee
the availability, accuracy, completeness, reliability, or timeliness of location data used and or other information provided / displayed by the CBS Mobile Banking App or any service provider. Please see Our
Mobile Privacy Policy above for information about how we use and disclose location data.

5. You can Agree to Accept Certain Push Notifications

When You are logged into the CBS Mobile Banking App, You may receive a message asking if You would like to allow push notifications. Push notifications are ways for an application to deliver information,
including alerts, sounds and icon badges to Your mobile device. Push notifications can be delivered whether or not You are currently logged-in to and/or using the application and whether or not Your device
is in locked and/or in sleep mode.

If You do not wish for others to view Your notifications, You should establish a passcode lock for Your device, lock it when not in use and guard Your device’s screen when it is unlocked. If You do not wish to
receive push notifications from Us, click "Don’t Allow" or other similar button when prompted. If You allow push notifications from Us but later decide You no longer want to receive them, You can turn them off
through Your device notifications settings.

6. You Authorize Us to Communicate with You at Your Mobile Number

You consent to receiving autodialed and pre-recorded calls and text messages from Us, or those acting on Our behalf, at any mobile telephone number associated with the device that You use for the CBS
Mobile Banking App.

7. We may Amend these Mobile Terms

We may amend these Mobile Terms from time-to-time by notice to You, including, but not limited to, through email or text message, in writing which are mailed to You, posting to Our website or through the
CBS Mobile Banking App. Your continued use of the CBS Mobile Banking App following such notice shall constitute Your agreement to the amended Mobile Terms.

8. Governing Law; Injunctive Relief.

To the maximum extent permitted by Applicable Law, (a) these Mobile Terms shall be governed by and construed in accordance with the law of the Philippines applicable to contracts signed and performed
within the country; and (b) the exclusive jurisdiction for any action or proceeding arising out of or related to these Mobile Terms shall be at a Regional/Metropolitan Trial Court located in the City of Makati,
Philippines. You acknowledge that any breach or threatened breach by You of any provision of these Mobile Terms may cause Us irreparable injury and damage and, therefore, that any such breach or
threatened breach may be enjoined through injunctive proceedings in addition to any other rights and remedies that may be available to Us at law or in equity.

9. Assignment; Waiver

You may not assign, sublicense, delegate, subcontract or otherwise transfer Your rights, duties and obligations under these Mobile Terms to a third party without Our express written consent. Any instrument
whereby You purport to make an assignment or other transfer in violation of this provision shall be null and void. Any forbearance or delay on the part of either party hereto in enforcing any provision of these
Mobile Terms or any of its rights hereunder shall not be construed as a waiver of such provision or of a right to enforce same for such occurrence or any future occurrence.

10. Termination

We may terminate or suspend Your access to the CBS Mobile Banking App at any time, with or without prior notice. You may terminate Your use of the CBS Mobile Banking App at any time by visiting any
CBS branch where You maintain Your account. Notwithstanding termination, these Mobile Terms shall continue to apply with respect to any act or omission prior to the actual date of termination

11. Things you must not do

11.1 You must not copy or reproduce all or any part of the CBS Mobile Banking App.
11.2 You must not alter, modify or adopt all or any part of the CBS Mobile Banking App.
11.3 You must not remove or tamper with any copyright notice attached to or contained within the CBS Mobile Banking App. All ownership in the CBS Mobile Banking App remains with us.

11.4 You must not carry out reverse engineering of the CBS Mobile Banking App.

12. Severability

If any part, term or provision of this Mobile Terms shall become invalid or unenforceable, the validity or enforceability of the remaining provisions or portion shall not be affected, and the rights and obligations
of the parties shall be construed as if, this Mobile Terms did not contain the particular invalid or unenforceable part, term of provision.

Account Holder’s Signature Over Printed Name