2018-2019

Benefits Guide Part-Time

ContainYourHealth
Wellness & Prevention
WORKING PART-TIME AT
THE CONTAINER STORE HAS ITS BENEFITS
You can’t be a company that has a hiring philosophy, our Foundation Principle of 1 Great Person = 3 Good People, and not
put your money where your mouth is on compensation and benefits. In addition to the incredible lineup of Group Health
Benefits, here’s an overview of the numerous, unique and special benefits of working part-time at The Container Store.

Medical 401(k) Retirement Plan

Dental - Two Plan Options Secure Travel

Vision Plan Pet Insurance

Voluntary Life Insurance Paid Time Off (PTO)

In-Hospital Cash Plans - Three Plan Options Merchandise Discount 40%

Employee Assistance Program (EAP) Discount on elfa 50%

Contain Your Health Wellness & Prevention Program The Container Store Installation Discount

HealthAdvocate Gift Card Discount 40%

Nurseline Employee First Fund

Teladoc Direct Deposit/Pay Card

Legal Ease Recruiting Bonus

Healthcare Discount Program: Pharmacy, Online Access to Payroll Information

Diabetic Supplies, Hearing Aids, Vitamins,
MRI/CT Scans Qualified Transportation Benefits

PerkSpot Merchant Discount Program Occasional “Surprise” Employee Purchase Programs

Gym Membership Discounts Special Banking and Credit Union Services

Accident Insurance Special Gift for Employees with New Babies

Service Awards (may include travel, vacation money, cash, lifetime TCS discounts and more!)

2
 CONTENTS
Enrollment 4

iBenefits 4

Eligibility 5

Who To Call 6

Contain Your Health Wellness 7

& Prevention Program

Medical 8

Dental 10

Vision 11

Basic Life 12

Voluntary Life and 12

Accidental Death & Dismemberment

Accident 13

In-Hospital Cash Plan Options 14

HealthAdvocate, Nurseline, 15
Teladoc, Legal Ease

Healthcare Discount Program 16

PerkSpot 17

401(k) Retirement Plan 18

Secure Travel 19

Employee Assistance Program (EAP) 20

Pet Insurance 20

Notes 21

Online Enrollment Instructions 22

2
ENROLLMENT
THE CONTAINER STORE’S PART-TIME BENEFITS
The Container Store is focused on the best in health and wellness for all employees and their families, and we’ve devoted
a lot of time to searching for the highest quality, most cost-effective benefits we can source for our valued prime-time
employees. Please review this guide carefully to consider the best options for you and your family.

PAY PREMIUMS WITH PRE-TAX DOLLARS

The Container Store participates in an IRS Section 125 plan that allows employees to pay for certain expenses with pre-
tax dollars. Our plan allows you to pay for your medical, dental and vision, accident and In-Hospital Care insurance
deductions with pre-tax dollars through payroll deductions. You cannot cancel your coverage during the year unless
you experience a Qualifying Event, or during the annual TCS Open Enrollment or the Affordable Care Act (ACA) Open
Enrollment. Information regarding Qualifying Events will be explained later in this guide.

SUMMARY PLAN DOCUMENTS (SPD)

The Summary Plan Documents (SPD) provide detailed information concerning all of our part-time Medical, Dental, Vision,
In- Hospital Cash Plan and Term Life benefits. You can locate all SPDs for your review at https://containerstore.sharepoint.
com/sites/MyTCS/ContainYourHealth. This Benefits Guide provides an overview of benefits available to our participants and
their families. In the event of a discrepancy between the information presented in the Benefits Guide and the Summary Plan
Document, the official Summary Plan Document will prevail. The Container Store reserves the right to change, amend, or end
any benefits at any time, for any reason.

SPECIAL NOTICES
Disclosure Notices can be found on https://containerstore.sharepoint.com/sites/MyTCS/ContainYourHealth, which
include Special Enrollment, Newborn Act Disclosure, Women’s Health and Cancer Rights, Choice of Healthcare Provider,
USERRA Continuation, Medicaid & CHIP Offer Free or Low-Cost Health Coverage to Children and Families and Medicare
Part D Creditable Coverage.

iBENEFITS
EMPLOYEE BENEFITS INFORMATION ON THE GO!
iBenefits, a mobile app available for iOS and most Android
devices! By downloading iBenefits, you can:
• Review your benefit options during open enrollment
• Access your benefit information, including group numbers and plan details, 24/7
• Store your Insurance ID card images in the app
• Quickly contact an insurance company using the “tap to call” feature
• Share the app with your family members
Downloading iBenefits is easy!
Our company login code is: 1equals3
• From your device, go to the App Store (for iPhones/iPads) or
Google Play (for Android devices) and search for “iBenefits”
• Download the free app to your device, then login with our company code
• Please note that you may need to
upgrade your personal device in order for iBenefits to be compatible

4
ELIGIBILITY
Who is Eligible Eligibility Requirements
Employee • Must be classified as an active regular part-time employee
Employee’s Legal Spouse/Common • Copy of marriage license and documentation
Law Spouse (state applicable) of common law marriage is required
• Affidavits can be accessed on The Container Store site under
“Document Library.” It must be notarized and submitted to the
Benefits department via
benefitsmail@containerstore.com or upload
utilizing Payroll website mypayroll.ultipro.com.

Employee’s Dependent Children • Dependent children up to the age of 26

(Natural, foster, legally adopted, guardianship,
or stepchildren living with the employee)
• Definition of Dependent is subject to the
following conditions and limitations:
• Coverage to age 26, regardless of
student status or marital status
• Dependent for whom health care coverage is
required through a Qualified Medical Child Support
Order or other court of administrative order – even
if the child does not reside with the employee
• A child who is physically or mentally disabled may
be eligible for coverage at any age upon approval
• Copy of birth certificate/proof of birth, legal
guardianship documentation or adoption
documentation for dependent children

Waiting Period
You have 31 days from your date of hire to enroll for benefits. Your coverage will become effective 1st of the month following
30 days of employment.

QUALIFYING EVENTS FOR CHANGES TO YOUR BENEFITS

Qualifying Events allow you to make changes to your elections before or after Open Enrollment
as long as you submit the changes within 31 days of the Qualifying Event.

Qualifying Events
• Annual Affordable Care Act (ACA) Eligibility
• A change in marital status (marriage,
divorce, death, legal separation)
• A dependent’s loss of eligibility (attainment of limiting age)
• A change in employee’s spouse’s work status from full-time
• A Termination or commencement of employment of
employee’s spouse or eligible dependent with coverage
• Other events as the Plan Administrator determines to be
permitted under I.R.S. Section 125 or any other applicable
guidelines issued by the Internal Revenue Services.
• Birth of a child

• You or your dependents lose Medicaid or Children’s Health Insurance Program (CHIP) coverage as
a result of a loss of eligibility for such coverage (60-day document submission period)

5
WHO TO CALL
Plan Carrier Group # Phone Website / Email
Group & Pension
Medical Plan H870555 800-827-7223 www.gpatpa.com
Administrators (GPA)

In-Hospital Symetra 11077 800-497-3699 sbaa@selectbenefit.net

Cash Plans

Prescription Plan Caremark 866-475-0056 www.caremark.com

Dental Plans Aetna 847844 877-238-6200 www.aetna.com

Vision Plan EyeMed 9913997 866-800-5457 www.eyemedvisioncare.com

www.cigna.com
Voluntary Life Cigna FLX968166 800-362-4462 Once Registered:
www.mycigna.com

Accident Insurance Aflac 20552 800-992-3522 www.aflac.com

Employee Assistance Cigna 800-538-3543 www.cignabehavioral.com/CGI

Program (EAP)

Website:
www.healthadvocate.com/healthservices
HealthAdvocate TCS2015 866-272-6009
Email:
answers@HealthAdvocate.com

Nurseline TCS2015 866-272-6009

Teladoc TCS2015 855-847-3627 www.teladoc.com

Legal Ease Services TCS2015 800-800-7616 MyMemberPortal.com

PerkSpot 866-606-6057 https://containerstore.perkspot.com

401(k) Retirement Plan Fidelity Investments 800-835-5097 www.401k.com

USA / Canada,
888-226-4567
Email:
Secure Travel Cigna OK968166 cigna@europassistance-usa.com
Other locations,
202-331-7635

Pet Insurance Nationwide 888-899-4874 www.petinsurance.com

DST Pharmacy
Pharmacy Discount Program 800-800-7616 MyRxPrice.com
Solutions

MRI & CT Scans Discount Galaxy Health Network Code: Galaxy 877-814-2461 www.MyMemberPortal.com

Diabetic Supplies Discount VIP Diabetic Plan 844-529-5779 www.MyMemberPortal.com

Vitamins Discount Program Vitacost 888-610-9950 Vitacost.com

Hearing Aids Discount Amplifon Hearing 844-529-5779 www.MyMemberPortal.com

https://containerstore.sharepoint.com/
sites/MyTCS/ContainYourHealth

The Container Store

General Information Benefits Department 972-538-6830 benefitsmail@containerstore.com

6
 ContainYourHealth Wellness & Prevention
The Container Store is proud to offer all our employees access to our company wellness and prevention program!

Our Contain Your Health Wellness and Prevention Program is informative and ready to support our employees in their
quest to achieve and maintain good health.

Contain Your Health Wellness and Prevention can be accessed at

https://containerstore.sharepoint.com/sites/MyTCS/ContainYourHealth

Contain Your Health Wellness and Prevention Program provides our employees with various ways to stay healthy, such as:

• Nutritional focused interactive educational webinars

• Exercise tips and guidelines to help meet your goals
• Helpful topics addressing individual or family medical concerns and improvement assistance
• Quarterly campaigns and competitions with achievable goals and rewards

The program site also provides articles and up-to-date news on current and upcoming company wellness events, and
access to a document library where you can find:
• The Summary Plan Descriptions (SPD), the annual Benefit Guides, benefit coverage information, and claim forms
• Carrier contact information and learn how to download apps for each on your SmartPhone

We are thrilled to continue to create a healthy culture with our employees’ wellbeing in mind! Join the Fun!

7
MEDICAL
The Container Store offers part-time employees with minimum essential medical benefits that are ACA compliant.
This Summary of Benefits only represents an overview of your medical benefits, and is subject to change. Complete
details of your medical plan is included in your part-time Summary Plan Document located on the benefits site at
https://containerstore.sharepoint.com/sites/MyTCS/ContainYourHealth or visit mypayroll.ultipro.com.

WELLNESS PLUS PLAN - GROUP & PENSION ADMINISTRATORS

This plan is focused on preventive wellness coverage, minimal medical provider visits, and a generic prescription program,
with a brand name prescription discount card. The Wellness Plus Plan is part of the PHCS Network.
The Wellness Plus Plan is intended to cover all Affordable Care Act (ACA) compliant wellness and prevention services that
are considered Minimum Essential Coverage. The Plan does NOT include Hospitalization, Emergency Room, or Mental
Health services. Nor does the plan cover mental health medications, or many other name brand medications. Some
generics are offered at a $0 copay, and other medications are offered at a discount only.

Wellness Plus Plan Summary of Benefits

GPA PHCS Network
Allowable Fee Schedule 135% of Medicare
Preventive / Wellness Covered 100% of Allowable (Age and Frequency Limits Apply)
Visits (Unlimited)
• Routine Physical Exam
• Annual Well Woman Exam
• Annual Pap Smear and other Routine Labs
• Annual Mammogram – Routine
(Limited to age 40 and older, or family history of breast cancer)
• Bone Density Test – Routine
(Limited to age 60 and older, or risk factors for osteoporosis)
• Annual PSA Test – Routine
• Well Baby Care Exam/Well Child Exam
(Includes hearing and vision screening)
• Routine Immunizations
• Flu Vaccine/Pneumonia Vaccine
• Routine Lab, X-ray, Diagnostic Testing and Other Medical Screenings
• Routine Vision Screening for Children (Limited to under age 19)
• Routine Hearing Screening (Limited to newborns)
• Smoking/Tobacco Use Cessation (Limited to 2 office visits per lifetime,
and a 3 month supply of smoking
cessation aids covered under prescription plan per lifetime)
• All FDA Approved Women’s Contraceptive Methods/Women’s
Elective Sterilization Procedures
• Routine Colonoscopy (Including polyp removal – Limited to age 50
and older, or family history of colon cancer – once every 10 years)
Non-Preventive Doctor $10 Copay - Limited to a maximum of 6 visits (combined) per plan year
Office Visits Participant has the option to contact Teladoc for the same $10 copay,
Specialist, Urgent Care, without it counting as one of your Non-Preventive six Office Visits.
Retail Limited Service Clinics
Teladoc
Hospitalization Not Covered
Emergency Room Not Covered

8
Prescription Drugs

30-Day Prescription Generic: $0 Copay

Brand: Discount Card

Specialty Prescription Discounted Pricing available

90-Day Prescription Generic: $0 copay

Brand: Discount Card

Specialty Prescription Discounted Pricing available

All mental health / substance abuse treatment and services (including but not limited to diagnosis,
testing and any related services) and mental health/substance abuse prescription drugs are excluded
from this Plan.
State of Massachusetts employees: The Wellness Plus Plan does not meet the required MCC
Standard of Massachusetts. If plan is elected, you must indicate “No MCC/None” on line 3
of the Schedule HC. If you had access to affordable insurance that met MCC, but did not
purchase you may be subject to penalty. For more information please visit Mass.gov.

Wellness Plus Medical Plan Premiums

Bi-Weekly Weekly
Employee Only $29.38 $14.69
Employee + Spouse $49.98 $24.99
Employee + Child(ren) $40.78 $20.39
Employee + Family $61.38 $30.69

EXAMPLE
Christina is planning for her annual Wellness and Prevention care visit - all is covered for allowable services including
Mammograms for participants over the age of 40. However, the physician states that she needs to have a additional lab work
outside of the standard wellness and prevention screening and an MRI for some joint pain she has been encountering. The
additional lab work will not be covered under the plan as wellness and prevention and will be the individual’s responsibility
as it is outside of the parameters of standard wellness care. The MRI is also not covered as this is not considered a service
under the wellness and prevention coverage. The individual can contact Health Advocate (866-272-6009), an employer-
paid service, to assist with locating a low cost imaging facility in her area to understand the out-of-pocket expense that
is required.

9
DENTAL
The Container Store offers two dental plans that are administered by Aetna. The DMO Dental and PPO Dental Plans.
Please visit the Aetna website to locate participating providers at www.aetna.com.

DMO PLAN (Dental Maintenance Organization)

It is required to select a primary dentist, and it is necessary to receive referrals for specialty care. The Aetna DMO plan does
not have a plan deductible or an annual maximum limit for coverage. The DMO plan has copays on type of service. You may
also locate your information by visiting aetna.com.
Your DMO plan begins with your PCD:
• Select a Primary Care Dentist (PCD) from the Aetna network Services Cost
by using the online directory www.aetna.com Diagnostic No Charge
• Covered family members can pick their own PCDs Preventive $0 to $80
• See your PCD for regular exams and to get referrals if you Restorative $0 to $75
need specialty care Crowns/Bridges $225 to $320
• You can change your PCD once a month. Switch by the 15th Endodontics $0 to $400
day of the current month. The change will be effective the first Periodontics $10 to 375
day of the next month Prosthodontics-Removal $10 to $400
• Please note all DMO service rates are subject to evaluation Repairs to Prosthetics $40 to $320
and determination by your provider. Please go to Aetna.com Oral Surgery $0 to $120
or Contain Your Health for more information. Other (Adjunctive) Services $0 to $165

Visit your PCD:

• Give your personal information at your visit
• Pay your share of the cost – Check your Benefit Summary so you know what you will pay for the service
• That’s it! No deductible, No claim forms and No yearly maximum dollar limits

For all dental benefit details, please refer to the Summary of Plan Description under the Full-Time Benefits labeled
Aetna DMO Dental Plan found on the Contain Your Health site at https://containerstore.sharepoint.com/sites/MyTCS/
ContainYourHealth. Please note the Aetna DMO is not available in Arkansas, Delaware, Iowa, Kansas, Michigan, Nebraska,
New Mexico, and South Carolina.

PPO PLAN (Preferred Provider Organization)

It is not required to select a primary dentist and referrals are not necessary to receive specialty care on the self-insured
PPO plan. Aetna will issue your member ID number via regular mail in the form of a letter as Aetna does not issue
dental cards.

Benefits PPO In-Network and Out-of Network

Annual Deductible (only applies to basic and major services)1 $25 Individual $75 Family
Maximum Benefit Per Calendar Year $1,750
Preventive Services 100%
Basic Services 100%
Major Services Not Covered
Orthodontic Services (adult and child) Not Covered
Non-participating coverage is limited to a maximum allowable amount of the plan’s payment which is based on the
contracted maximum fee for participating providers in the particular geographic area. 1 Plan year annual deductible from
July 1 to June 30.

Aetna DMO Plan Dental Premiums Aetna PPO Plan Dental Premiums
Bi-Weekly Weekly Bi-Weekly Weekly
Employee Only $6.99 $3.50 $8.27 $4.13
Employee + Spouse $16.18 $8.09 $19.08 $9.54
Employee + Child(ren) $12.86 $6.43 $14.63 $7.31
Employee + Family $20.66 $10.33 $24.17 $12.08

10
VISION
The Container Store offers vision coverage through EyeMed. The vision plan offers access to a large network of participating
eye care providers and provides discounts on lenses, frames and conventional contact lenses.
The EyeMed Plan offers in-network benefits, as well as out-of-network reimbursements. EyeMed includes a dynamic network
that includes private practitioners and the nation’s leading optical retailers; LensCrafters®, Sears Optical®, and JCPenney
Optical® and most Pearle Vision® locations. Locate an in-network provider by logging onto www.eyemedvisioncare.com,
and search under the INSIGHT network for vision providers.

Benefits In-Network Out-of-Network

Vision Exam $10 copay Up to $30
Contact Exam $10 copay1 Up to $301
Lasik Discounts US Laser Network Not Covered
Materials

Contacts discounted 15% for conventional

contacts only. Disposable contacts not covered.
Frames are discounted 35%
In-network member cost for lenses range from $50 - $135
1
fit and follow-up additional

Frequency
Exam Once every 12 months
Frames Unlimited
Lenses / Contact Lenses Unlimited

EyeMed Vision Premiums Bi-Weekly Weekly

Employee Only $0.72 $0.36
Employee + Spouse $1.37 $0.68
Employee + Child(ren) $1.44 $0.72
Employee + Family $2.11 $1.06

FREEDOM PASS BENEFIT

Frames: $0 out-of-pocket for any available frames at Target or Sears Optical. Just use code: 755288.
Contacts: Receive $20 off contact purchases and free shipping from ContactsDirect.com, and discounts on
glasses at Glasses.com.

Sun Perks Discount: $20 off any purchase or $50 off a purchase of $200 or more from Sunglass Hut
or SunGlassHut.com.

11
VOLUNTARY LIFE AND ACCIDENTAL
DEATH & DISMEMBERMENT (AD&D)
The Container Store offers Voluntary Life Insurance to all part-time employees. The waiting period is the same as health
insurance: You have 31 days from your date of hire to enroll for benefits. Your coverage will become effective the 1st of
the month following 30 days of employment.
Premiums are paid by the employee through payroll deductions on an after-tax basis.

Benefits

Benefit Amount $25,000 increments to $25,000, $50,000 or $75,000

Employee

Benefit Maximum $75,000

Guarantee Issue Full Benefit

Benefit Amount $5,000 increments

Spouse

Benefit Maximum $5,000

Guarantee Issue Full Benefit
Child(ren)

Benefit Amount

Birth to 26 years $2,500

Cigna Voluntary Life and AD&D Monthly Rates per $1,000 of benefit coverage
Employee and Spouse Age
Age Rate Age Rate
< 20 $0.068 50 - 54 $0.298
20 - 29 $0.068 55 - 59 $0.481
30 - 34 $0.070 60 - 64 $0.638
35 - 39 $0.092 65 - 69 $1.085
40 - 44 $0.129 70 - 74 $1.927
45 - 49 $0.195 75 - 99 $7.308
Child(ren) Rate per $2,500 = $1.26

CALCULATION EXAMPLE:
A 36-year-old employee purchasing $75,000 in Voluntary Life and AD&D
($75,000 ÷ 1,000 x $0.092 = $6.90 monthly)

BENEFIT REDUCTION DUE TO AGE

Life insurance benefits reduce the original elected amount by 35% at age 70, by 55% at age 75 and by 70% at age 80.
All coverage terminates at retirement.

12
ACCIDENT
The Container Store offers Accident coverage to part-time employees through Aflac. An accident insurance plan provides
benefits to help cover the costs associated with unexpected bills. Accident insurance is a way to stay ahead of the
medical and out-of-pocket expenses that add up so quickly after an accidental injury – not just for emergency treatment,
hospital stays and medical exams, but for other expense you may face, such as deductibles, co-pays, transportation
and lodging. When an enrolled employee has a covered accident expense, Aflac will send cash benefits directly to
the employee who decides the best way to spend them. It’s as simple as that. This plan includes accidental death and
dismemberment. Please note if you have an on-the-job injury you must notify your manager immediately or contact
riskmanagement@containerstore.com. All non-work related AFLAC claims must be submitted directly to www.AFLAC.com.
You will receive cash benefits for these and other expenses that may not be fully covered by major medical insurance:

Benefits

• Fractures, dislocations, burns, concussion, ruptured disc, knee cartilage, laceration,

Covered Injuries
tendon / ligament and rotator cuff, dental work (emergency) and eye injury

Emergency and • Ambulance, emergency room treatment, hospital admission,

Hospitalization hospital confinement, hospital intensive care unit

Treatment and • Doctors office initial visit, surgery benefit, physical therapy, prosthetic
Services device or artificial limb, transportation and lodging

Covered Losses • Accidental death; catastrophic accident and loss of finger, toe, hand, foot or sight of an eye

Aflac Voluntary Accident Premiums Bi-Weekly Weekly

Employee Only $8.71 $4.35
Employee + Spouse $12.88 $6.44
Employee + Child(ren) $15.32 $7.66
Employee + Family $19.49 $9.74

13
IN-HOSPITAL CASH PLAN OPTIONS
The In-Hospital Cash Plans are a great way to help with out-of-pocket expenses when you have an in-patient hospital stay.
This optional coverage will pay a lump sum to the employee, or provider, when there is an in-patient hospital stay for a
minimum of 24 hours. If the patient remains an in- patient longer than 24 hours, the plan pays a daily amount, based on
which plan is selected, for a limited number of days/occurrences per calendar year. Note: “in-patient” status is defined as
having Room and Board charges for each 24 hours of the hospital confinement.

IN-HOSPITAL CASH PLAN BENEFIT

Benefits are paid on the first day of a covered stay. ICU, substance abuse, mental health and nursing facility stays are
included with the hospital stay benefit. The ICU benefit pays double the amount of the hospital amount. Each facility has
a calendar year maximum number of days as selected, with 500 days per lifetime unless otherwise noted in the policy.

IN-PATIENT HOSPITAL ADMISSION BENEFIT

This benefit pays for admission to a healthcare facility for a minimum of 24 hours when confinement is medically necessary
and is the result of a non-occupational illness or injury. All 3 plans offer a $1,000 benefit for hospital admission. The hospital
admission benefit for Plan 1 is limited to one hospital admission per year and Plans 2 and 3 are limited to three hospital
admission benefits payable per year regardless of any other in-patient hospital benefits available to the insured. However,
the daily benefit is still available for up to 90 days per year.

SURVIVOR BENEFIT
If an employee dies while insured, any covered dependents will be extended benefits without premium payments for up
to two years after the employee’s death. This is as long as the plan remains in force and the covered dependent meets the
coverage requirements in the policy.

PHARMACY DISCOUNT PROGRAM

If an employee does not participate in the part-time medical and pharmacy plan Symetra offers a discount from usual and
customary drug charges to the eligible person when prescriptions are purchased through a contracting pharmacy. Please
go to https://www.symetra.com for additional information.

Symetra In-Hospital Cash Plan Options Premiums

Plan 1 Plan 2 Plan 3
$100 per day, 90 days $200 per day, 90 days $400 per day, 90 days
per participant per participant per participant
Bi-Weekly Weekly Bi-Weekly Weekly Bi-Weekly Weekly
Employee Only $7.67 $3.83 $11.37 $5.68 $18.68 $9.34
Employee + Spouse $16.34 $8.17 $24.22 $12.11 $39.81 $19.91
Employee + Child(ren) $12.57 $6.28 $18.63 $9.32 $30.62 $15.31
Employee + Family $22.75 $11.38 $33.72 $16.86 $55.43 $27.71
HEALTHADVOCATE
Time is money. With Health Advocate you receive personalized support finding quality care at the lowest cost,
negotiating uncovered medical bills, and 24/7 access to speak with a registered nurse. Simply call 866-272-6009 or visit
www.healthadvocate.com/healthservices.

Services
Health Advocate Speak with a registered nurse who understands the intricacies of the healthcare system and how
to navigate it. When you call with an issue a Personal Health Advocate (PHA) will stay with you
through to the resolution of the problem. PHA’s will help you locate the right provider, schedule
appointments, clarify healthcare coverage, negotiate bills, handle claims, paperwork and more. A
Personal Health Advocate can be accessed 24/7.

Medical Bill Saver The Personal Health Advocate will assist you with a range of healthcare and insurance-related
issues, from finding doctors and other providers to securing second opinions, addressing denied
claims and clarifying health insurance coverage.

The Personal Health Advocate will do the legwork, interact with providers and health plans,
conduct the research and handle any related paperwork. The Personal Health Advocate
continues to work on the issue until it is resolved. Employees, spouses, dependent children,
parents and parents-in-law are all covered.

24/7
NURSELINE
Registered nurses ready to answer your calls 24/7/365! You will receive detailed information on a range of concerns,
including appropriate treatment options for minor emergencies or illnesses by calling toll-free at 866-272-6009.

TELADOC
Minor injuries and illnesses tend to occur at the most inopportune times; weekends, after hours or vacation travel.
For a small $10 copay per call, you can consult with a Board Certified Physician anytime, day or night, 7 days a week,
by phone or online. Save money by avoiding expensive urgent care or ER visits. Simply call 855-847-3627 or visit
MyMemberPortal.com. To complete registration visit www.teladoc.com.

LEGAL EASE
Contacting an attorney may seem out of reach when considering the exorbitant hourly rate; however Legal Ease
provides individuals and their family members legal assistance for numerous items at no cost1 and offers additional
in-depth services at discounted rates. Attorneys are available for one-on-one consultations to help with traffic tickets,
legal documents, assistance with government programs, representation in small claims court, Simple and Living Wills,
bankruptcy, divorce, and spousal/child support. Legal Ease Specialists match the individual’s needs with a local attorney
for prompt attention with access to same day service. Call 877-856-5547 to speak with a Personal Access Specialist
(PAS), Monday to Friday 8:00am to 5:00pm (CST).

•
Legal Ease provides coverage to employees, spouses, dependents up to age 23, employee’s parents and parents-in-law

1 In certain situations, attorney liability may require plan attorneys to ask for a retainer prior to providing some of the free

legal services.

The Container Store pays 100% of the premiums for HealthAdvocate, the Nurseline, Teladoc and Legal Ease!
To qualify for these benefits, you must be enrolled in one of the TCS medical plans.

15
HEALTHCARE DISCOUNT PROGRAMS
Employees and family members enrolled in one of our medical plans can take advantage of this wonderful healthcare
discount program at no cost! It’s 100% paid by The Container Store! You can access all discount programs after you
register and login to MyMemberPortal.com and click the appropriate discount program of interest.

PHARMACY DISCOUNT PROGRAM

Employees and immediate family members can save 10% to 85% on most prescriptions at 60,000 pharmacies nationwide
including CVS, Walgreens, Target and more. Even if you have medical insurance, you can present both cards at the
pharmacy to receive the lowest price. You just present your mailed pharmacy discount card to save an average of
46% on prescriptions. You can compare prescription prices, find participating locations or if you need assistance visit
MyRxPrice.com or call My Member Portal at 800-800-7616 to find out more information, Monday to Friday, 7:00am to
7:00pm, Saturday, 8:00am to 5:00pm (CST).
Look for your pharmacy discount card
in the mail to begin saving!

MRI & CT SCANS

A better image leads to a better diagnosis, better treatment and a better recovery. Employees save 40% to 75% on usual
charges for MRI and CT Scans at thousands of credentialed radiology centers nationwide. It’s quick and easy! Once you
have your physician’s order you may call One Call Care Management at 877-814-2461 (code: Galaxy), Monday to Friday,
7:00am to 7:30pm (CST) to request pricing and schedule an appointment at a local participating facility.

DIABETIC SUPPLIES
Diabetes can be hard to manage–big savings on supplies can make life easier. You and your family can receive 60% off
average retail prices and free shipping on all packages, and an extra 15% off any single order item. You will never run out
of supplies or wait in long lines. Just call Member Services 866-274-6199 to order diabetic supplies, Monday to Friday,
8:00am to 5:00pm (CST), to begin saving today!

• Packages include a premier glucose meter, control solution, test strips, lancets and lancing device
• Choose the Best Discount Package for you for as little as $29.99 per month
• Easy ordering, regular shipments and convenient home delivery

HEARING AIDS
If you or a qualified family member requires hearing assistance, you can receive a free initial screening and save 35% off
retail cost of hearing aids and services nationwide. You may speak to a patient care advocate at 844-529-5779, Monday
to Friday, 7:00am to 7:00pm (CST).

• Two-year supply of hearing aid batteries and two-year warranty, with a one-time replacement for loss or damage
• Unlimited follow-up care for cleaning and checkups with purchase
• Complimentary evaluations every two years
• Two-year manufacturer’s warranty, including a one-time replacement for loss or damage*
• 100% Service Satisfaction Guarantee during the first 60 days
• Patient financing options

* Participants must pay for all repairs not included in the warranty.

VITAMINS
Everyone has different health goals, and Vitacost has the products to help you and your family members reach them. You
can save 10% on the most trusted brands of vitamins, supplements, health foods, sports nutrition and wellness products.
Just visit Vitacost.com or call 888-610-9950 (code: UH992), Monday to Friday, 7:00am to 8:00pm, Saturday and Sunday,
7:00am to 8:00pm (CST), to find discounts on everything from natural household supplies and baby care essentials to
skin care products and gluten free foods all at a discount price.

16
PERKSPOT EMPLOYEE DISCOUNT PROGRAM
We are thrilled to offer all employees and their family members access to one of the largest national merchant discount
programs – for FREE! All of this just for being an employee of The Container Store! It is our way of saying “thank you” for
being a part of our great company and contributing to our “yummy” culture we love and hold dear! This program gives you
access to over thousands of retail and wholesale merchants nationally for travel, entertainment and more, all at a discount!
All you have to do is go to containerstore.perkspot.com or call toll-free at 866-606-6057 to begin saving on all those
things you love!

16
19
401(k) RETIREMENT PLAN
We value our employees and the contributions they make to the company. The Container Store offers a 401(k) plan to
assist employees with their retirement savings. You are eligible to participate in the plan when you complete 11 months of
active service, rounded to the 1st day of the next quarter. If you have a qualified 401(k) plan from your previous place of
employment, you may roll those funds over to The Container Store plan. You can access the 401(k) Rollover Form on the
TCS Intranet.
When you are eligible to participate, you may contribute 1% to 80% of your gross pay to the plan through pre-tax payroll
deductions, up to the maximum amount determined by the Internal Revenue Service. You may review the Summary
Plan Description and the Qualified Default Investment Alternative Notice on The Container Store Payroll website at
https://mypayroll.ultipro.com.
If you reach age 50 or older during the calendar year, and are making the maximum plan or IRS pre-tax contribution,
you may make additional “catch up” contributions each pay period.
If you have questions regarding the 401(k) plan, contact the Payroll department at 972-538-6840, visit www.401k.com or
call Fidelity Investments at 800-835-5097. You may also visit your local Fidelity Investor Center.

401(k) MATCHING CONTRIBUTION

The Container Store may make discretionary pre-tax matching contributions to your account. You are eligible for matching
contributions as soon as you meet the eligibility requirements to contribute to the 401(k) plan. Please contact the Payroll
department at 972-538-6840 for additional information.
SECURE TRAVEL
As part of your basic or voluntary term life benefits, you will automatically be enrolled in the Cigna Secure Travel program.
Contact the Cigna customer service center 24 hours a day, 365 days a year at 888-226-4567. In an emergency, the center
can even accept collect calls. All of the program services are available when you travel over 100 miles from home on
company business or vacation. All of these services are provided to you at no additional cost! You may print and review
the Cigna summary of benefits located at https://containerstore.sharepoint.com/sites/MyTCS/ContainYourHealth. Please
print this page and keep the information handy when you travel.

Emergency Medical Assistance

Cigna will pay to arrange:
• Transportation to a hospital or medical facility
• Emergency medical evacuation
• Repatriation of remains
• Referrals to physicians, dentists and medical facilities
• Prescription refill services
• Up to $10,000 cash advance for payment of emergency medical services
• Round-trip (economy class) transportation for a family member if you are expected to be
hospitalized for more than 10 days

Pre-trip planning: • Immunization requirements

• Visa and passport requirements
• Foreign exchange rates
• Embassy / consular referrals
• Travel / tourist advisories
• Temperature and weather conditions
• Cultural information

Help with the unexpected: • Emergency cash – advance of up to $1,500

In time of emergency,
Cigna can provide:
• Emergency changes to travel plans
• Emergency message center
• Assistance with lost or stolen items, including luggage,
prescriptions and other personal belongings
• Legal referrals to local attorneys, embassies and consultants
• Translation and interpretation assistance
• 24-hour multilingual assistance
• Advancement of bail

Emergency services must be coordinated through Cigna Secure Travel Service. Services
coordinated outside of this program may not be eligible for payment.
Cigna Secure Travel
Policyholder name: The Container Store
Policy Number OK0968166 Group #57
From the U.S. and Canada call 1-888-226-4567 / All Other Locations, call collect: 202-331-7635
By email: cigna@europassistance-usa.com

19
EMPLOYEE ASSISTANCE PROGRAM (EAP)
The Cigna Employee Assistance Program is available to help you and your family find a solution and restore your peace of
mind. The program is designed to be your single source for support, resources and information, 24 hours a day, 365 days
a year. You may contact Cigna Behavioral at 800-538-3543 or access their website: www.cignabehavioral.com/CGI.
The program provides unlimited calls and three Face-to Face Counseling Visits for you and each of your immediate family
members. They provide a wide range of services, including, but not limited to:

• Relationship Difficulties • Legal Consultations

• Emotional/Psychological Concerns • Financial Services

• Work or Family Stress and Anxiety • Childcare

• Alcohol and Drug Dependency • Eldercare Assistance

• Personal and Life Improvement • Grief Counseling

PET INSURANCE
The Container Store wants all of your family members to be healthy and happy! Having insurance
coverage for your furry, feathered or scaly family members is as important as regular insurance coverage
is to you. Nationwide is an affordable way for you to make sure your pet’s medical needs are taken care
of from routine vaccinations to regular check-ups, surgeries or other veterinarian services. For a summary
of benefits and to enroll in the Pet Insurance, please contact Nationwide at 888-899-4874.

20
 ONLINE ENROLLMENT
INSTRUCTIONS
BE PREPARED
YOU MUST ENROLL OR DECLINE COVERAGE

Required Information / Documentation

If you and your spouse • Copy of your marriage license; and/or

and/or children have • Complete a Dependent Questionnaire to confirm your legal relationship
different last names

If you are covering • You will be required to input the names, social security numbers and birth dates
dependents of all dependents that will be covered on your plan(s). If you do not have this
information available at time of enrollment, you will not be able to enroll.

Listing beneficiaries • You will also need the same information for beneficiaries you wish to
name on your term life plan(s). It is wise to elect at least two beneficiaries
to protect the distribution of your voluntary term life benefits

HOW TO ENROLL
If enrolling from home, you must have one of the following browsers:
Internet Explorer 11.0, Firefox 58, Chrome 65
Step 1 Log on to https://mypayroll.ultipro.com
Step 2 First time logging on to the Payroll site:
Username: use your 5-digit employee ID number
Temporary Password: Employees Date of Birth (mmddyyyy)
Step 3 After initial login, you will receive instructions to change your password
(If you need assistance, please contact the Payroll Department at
972-538-6840 or payroll@containerstore.com.)
Step 4 Once logged in, from the My Payroll website, click “Myself”
Step 5 Click “New Hire Enrollment / Life Events” located in the Benefits section
Step 6 Select “I am a New Employee” or “I have a status change”
Step 7 Follow the prompts to successfully complete your enrollment

Once you have completed all of your elections

Step 8 Select “Print” on the “Confirm Your Changes” page
to print a confirmation of your enrollment
Step 9 You must select “Submit” on the “Confirm Your Changes”
page to complete your enrollment
Step 10 Please review your payroll statement for accurate benefit
deductions following enrollment.
Your completed enrollment will be automatically submitted to the
Benefits Department for final approval and processing.

©2018 The Container Store Inc. All rights reserved. 37343 5/18 22