CBSE MAY 2008 English, Hindi, Math, Science, Social Science

CBSE MAY 2010 English, Mathematics, Physics, Chemistry, Physical Education

Bachelor of Engineering Panjab University, CHANDIGARH MAY Information Technology

Engineering

Pursuing Post Graduate Diploma in Applied Statistics from IGNOU.

Canara Bank, JC Road, Bengaluru, PSU(PSB-BANK) MSME Working Capital Proposal Appraisal &
Nature of Job is Regular PSU(PSB-Bank)

HDFC Bank, Senapati Bapat Marg, Lower Parel, Mumbai Credit Analysis & Nature of Job was Regular
MANAGER 22/05/2017 28/11/2018

Pay scale: 24,680, 34479, 59159, 733509

Pay scale: 23188, 38348, 61536, 738432

I worked as software trainee for 6 months at CISCO Offshore Development Centre, Aricent Technologies,
Gurugram. Worked on CISCO femtocell, an element in CISCO’s end-to-end architecture integrating 3G
and LTE with self-organizing network (SON) to provide HetNet.
I was also a member of Baddi University’s 3 member team responsible for preparing a business plan for
incubation center establishment under the Atal Innovation Mission, 2016. The business plan was
submitted to Niti Ayog for feasibility assessment.

With nearly 3 years of experience in banking sector, I have performed evaluation of projects of diverse
nature to determine the viability. This has helped me with developing the acumen required for
managing funds and analyzing cash flows.

At Canara Bank, I have gained experience at proposal appraisal for the working capital requirement of
MSME firms. This involves assessment by capital budgeting based on cash flow streams. Additionally,
adherence to the standards and procedures for documentation is ensured during the complete process.
These standards are laid done by finance ministry, RBI, statutory bodies and internal guidelines of the
bank.

At HDFC Bank, I worked as a manager under the Emerging Enterprise Group (EEG). It gave me an
understanding of the business cycle. This was accomplished by assessment of balance sheet strengths
based on ratio analysis. Moreover, timely drafting of insightful, relevant and succinct credit analysis
report was prepared which were based on dynamics and nature of the clients industry. I also evaluated
various risk –aspects associated with the clients line of business and assessment of its competitive
positioning within its industry.

Besides, I was also responsible for prospecting new investment opportunities, searching for new
companies and conducting research. This allowed me to successfully manage several external
relationships and foster a partnership mentality. This also involved addressing the finance and accounts
department of the company which helped me develop my presentation skills.

I firmly believe that these qualities would assist me in contributing towards the growth of the
organization.

Academic: UGC NET (Management),

IIT KANPUR NPTEL Certified in Probability & Statistcis for Finance,

Successfully competed Introduction to Business Analytics: Communicating with Data course offered by
University of Illinois at Urbana-Champaign by MOOC platform.

Among top 2.8% of 10,65,100 applicants in All India Engineering Entrance Exam 2011.

Sports/Cultural: Member of Panjab University Water Polo team for All India Inter-University
Competition for the session 2013-14 & 2011-12. School Vice-Captain for the Academic Session 2007-08.
Head of the Hospitality Committee for All India Accounting Conference & International Seminar
(AIAC&IS) on Accounting Education and Research, 2015. Awarded certificate of appreciation by Search
Foundation for participating in children welfare activities.

Societies: Technical member in state-level association of Triathlon and Squash. Headed UTECHNOS
swimming unit for the 2013-14 session.