Indian Bank SO Credit O cer: Exam Analysis (8 

March 2020)
Published on Monday, March 09, 2020 By - Neha Verma

Hi Readers,
Indian Bank SO Credit O cer exam which is held on 8th March 2020 is over now. This exam
was basically cover four topics: English, Reasoning, Quantitative Aptitude & Professional
Knowledge. Here is the overall exam analysis.

Reasoning Ability

Topic No. of Questions Level

Puzzle 10 Easy to Moderate

Seating Arrangement 10 Moderate

Coding-Decoding
5 Medium
(Chinese)

Syllogism 4 Easy

Inequality 3 Moderate

Machine input-output 5 Moderate

Direction Sense
1 Medium
(Backward)

Statement & Assumption 6 Easy

Statement & Conclusion 1 Easy

Others 5 Medium

Quantitative Aptitude

Topic No. of Questions Level

Data Interpretation 20 Moderate

Simplification &
10 Easy to Moderate
Approximation

Quadratic Equation 5 Moderate

Wrong Series 5 Medium

Problem of ages 1 Easy to Moderate

Mensuration 1 Easy

Compound Interest 1 Easy

Others 7 Moderate

English Language

Topic No. of Questions Level

Reading Comprehensive 20 Easy to Moderate

Rearrangement 5 Medium

Match the following 5 Moderate

Error Spotting 5 Easy

Cloze Test 5 Moderate

Para Jumbles 5 Easy

 Phrase 5 Medium

List of Professional Knowledge Questions Asked

Ques.1 Who is issued CIN No.
Answer: Registrar of Companies

Ques.2 One question-Related Debt service coverage ratio

Ques.3 One question also Related to Debt service coverage ratio (Theory)

Ques.4 PARI PASSU question

Ques.5 BCSBI full form (Banking Codes and Standards Board of India)

Ques.6 CERSAI full form

Ques.7 Mudra loan- Tarun limit

Ques.8 One question Related to Current Ratio 

Ques.9 Prior Sector Loan Limit (Education Loan)

Answer: 10 Lakh

Ques.10 Debts Recovery Tribunals Minimum Limit  

Answer: Rs. 2 lakh

Ques.11 Priority Sector to Weaker Section Limit 

Answer: Target is 10% of ANBC

Ques.12 One question related to the classi cation of Priority Sector.

Ques.13 How many pillars of BASEL III

Ques.14 TReds full form

Ques.15 CRAR Ratio 11.5% (2% of Capital Buffer)

Ques.16 Risk-Weighted Assets

Ques.17 Who is authorised to person for Auction

Answer: Authorised O cer of Bank

Ques.18 Digital Signature

Ques.19 Pledge

Ques.20 RERA full form

Ques.21 Exim Bank Established year

Answer: 1982

Ques.22 EGCC works for What purpose

Ques.23 NBFC-MFI Housing Hold limit 

Answer: Rs. 125000 (Rural)

Ques.24 P2P NBFC limit

Answer: 50 lakh

Ques.25 CRILC Repassing loan limit

Answer: Rs.5 crore

Ques.26 CGTMSE- Set by GOI & SIDBI

Ques.27 Fund ow statement question (Numerical)

Ques.28 PMEG- Subsidy limit for General Category

Ques.29 Rural help in terms of credit

Answer: NABARD

Ques.30 Law of Limitation period of the decree for Filing suit of case

Ques.31 Minimum shareholders in Public Ltd. Company

Ques.32 NPA % Providing in Sub Standard Asset
Answer: Unsecured Assets

Ques.33 Regulator of Import-Export is

Answer: DGFT

Ques.34 What is Reserved Capital

Ques.35 LIBOR full form

Ques.36 One more question working capital method suitable for the software development
company.

Expected cutoff

As per my analysis, the expected cutoff is 75 for the General category. I am not sure about the
rest of the categories.  

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