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9/23/2020 Interest Rates & Charges | HDBFS

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Charges -

Consumer
Durables
Loans/
Loan Enterprise Digital Loan
Personal Against Business Product Against Auto
Charge Name Loans Property Loans Loan Gold Refinanc

Application Fee - Upto Rs. Upto Rs. - - -


(per Asset) 5,500/- 3,500/-

Loan Processing 2% 1% 2% Upto 2% 1% 1.50%


Fee

Cheque/ECS Rs. 750 Rs. 750 Rs. 750 Rs. 400 Rs. 200 Rs. 750
bounce charges
(per bounce)

Interest on Late 3% 3% 3% 3% 3% 3%
Payment of EMI
(per month on
overdue EMI
amount/Interest
amount)

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Refinanc

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PDC/ECS Swap Rs. 750 Rs. 750 Rs. 750 Rs. 750 Rs. 750 Rs. 750
 Charges
Customer Services Careers (/careers)  Locate Us
(per swap)

Statement of Rs. 500 Rs. 500 Rs. 500 First Time Nil Rs. 500
Account Charges Free ;
subsequent
request Rs.
200

Document Rs. 750 Rs. 750 Rs. 750 Rs. 750 NA Rs. 750
Retrieval
Charges

Copy of NA Rs. 750 Rs. 750 NA NA Rs. 750


Property/Security
Papers

NOC NA NA NA NA NA Rs. 500


Revalidation
Charges

Additional Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500 Rs. 500
Repayment
Schedule

Copy of Sanction NA Rs. 750 Rs. 750 NA NA NA


Letter

Loan Rs. 1,000 Rs. Rs. 7,500 Rs. 1,000 Nil Rs. 2,000
Cancellation 7,500
Charges

CERSAI Fees - Rs. 100 Rs. 100 - - -


(per property)

Note: The above charges are exclusive of GST. Please refer to your Loan agreement for
the exact charges.

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