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at
milindskulkarni2005@yahoo.co.in
milindskulkarni2005@yahoo.co.in

Instructions
Budget Planner - Overview / Help
You may move from worksheet to worksheet by clicking on the dark blue buttons
located at the top of each worksheet or the blue tabs at the bottom of this workbook.
Budget
BudgetBy
By
Enter data in only the white cells with gray borders: Quick
QuickBudget
Budget Month
Month
Use the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

Quick Budget 400

Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.
Quick Budget or
or create
create aa budget
budget by
by month
month
Chart:
Income Frequency Amount Monthly Yearly Budget Summary
Total Income (net) 12000.00 144000.00
Gaji aku Monthly 6000.00 6000.00 72000.00
Gaji spouse Monthly 6000.00 6000.00 72000.00 9912
Other Weekly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00 12000

:Spending Total 2088.33 25060.00

2088
Transportation 490.33 5884.00
Duit keta Monthly 0.00 0.00 0.00
RoadTax/Insurans Yearly 0.00 0.00 0.00 $0 $2,000 $4,000 $6,000 $8,000 $10,000 $12,000

Minyak Weekly 75.00 325.00 3900.00 Balance Income Expense

Maintenance Quarterly 100.00 33.33 400.00
Tol Monthly 132.00 132.00 1584.00
Other Monthly 0.00 0.00
Spending Summary
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Home 0.00 0.00 490

500
Rumah Jati Monthly 0.00 0.00 0.00
Sewa umah Monthly 0.00 0.00 0.00
Rumah Menglembu Monthly 0.00 0.00 0.00
Other Monthly 0.00 0.00
Other Yearly 0.00 0.00
Other Monthly 0.00 0.00 218
Other Weekly 0.00 0.00
Other Semi-Annually 0.00 0.00 100
Other Monthly 0.00 0.00
780
Other Monthly 0.00 0.00

Utilities 218.00 2616.00

Phone - Home Monthly 0.00 0.00 Transportation Home Utilities Health Entertainment
Phone - Cell Weekly 30.00 130.00 1560.00
Miscellaneous
Cable Monthly 0.00 0.00
Gas Monthly 0.00 0.00 0.00
Water Quarterly 0.00 0.00 0.00
Electricity Monthly 0.00 0.00 0.00
Internet Monthly 88.00 88.00 1056.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Health 100.00 1200.00

Dental Monthly 0.00 0.00
Medical Monthly 0.00 0.00
Medication Monthly 0.00 0.00
Vision/contacts Semi-Annually 0.00 0.00
Life Insurance Quarterly 300.00 100.00 1200.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Entertainment 780.00 9360.00

Memberships Berjaya Monthly 0.00 0.00
Dining out Monthly 0.00 0.00
Events Monthly 0.00 0.00
Subscriptions Monthly 0.00 0.00
Movies Monthly 80.00 80.00 960.00
Music Monthly 0.00 0.00
Hobbies Weekly 0.00 0.00
Travel/ Vacation Yearly 0.00 0.00
Other Monthly 700.00 700.00 8400.00
Other Monthly 0.00 0.00

Miscellaneous 500.00 6000.00

Keperluan Anak Monthly 0.00 0.00 0.00
Barang Dapur Monthly 0.00 0.00 0.00
Maid Monthly 0.00 0.00
Furniture Monthly 0.00 0.00
Bank Monthly 0.00 0.00
Shopping Monthly 0.00 0.00 0.00
Pocket Money Weekly 0.00 0.00 0.00
Kad Kredit Monthly 0.00 0.00 0.00
Saving ASB Monthly 500.00 500.00 6000.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
Budget By Month or
or create
create aa quick
quick budget
budget
Chart:
3

Income Apr May Jun Jul Aug 1 Months Budget Summary

Jan to Date

Total Income (net) 10000.00 0.00 0.00 0.00 0.00 10000.00 10000

Gaji aku 5000.00 5000.00 5000

Salary/Wages (Spouse) 5000.00 5000.00 5000

7445
0.00 0.00 0

Other 0.00 0

Other 0.00 0
10000

:Spending Total 2555.00 0.00 0.00 0.00 0.00 2555.00 2555

2555

Transportation 857.00 0.00 0.00 0.00 0.00 857.00 857

Auto Loan/Lease 0.00 0.00 0

Insurance 300.00 300.00 0 1,000 2,000 3,000 4,000 5,000 6,000 7,000 8,000 9,000 10,000
300

Gas 325.00 325.00 325

Balance Income Expense
Maintenance 100.00 100.00 100

Registration/Inspection 0.00 0

Loan belajar 0.00 0

Spending Summary
tol 132.00 132.00 132

Other 0.00 0

Home 0.00 0.00 0.00 0.00 0.00 0.00 0

500
Taman Jati 0.00 0.00 0

Rent 0.00 0.00 857

0

Menglembu 0.00 0.00 0

Insurance 0.00 0

Furniture 0.00 0

Household Supplies 0.00 0

Groceries 0.00 0.00 0

Real Estate Tax 0.00 780 118

0

Other 0.00 0

300
Other 0.00 0

Utilities 118.00 0.00 0.00 0.00 0.00 118.00 118

Phone - Home 0.00 0

Transportation Home Utilities Health Entertainment

Phone - Cell 30.00 30.00
Miscellaneous
30

Cable 0.00 0

Gas 0.00 0.00 0

Water 0.00 0.00 0

Budget by Month
Electricity 0.00 0.00
10,000
0

Internet 88.00 88.00 88

Other 0.00 0
9,000
Other 0.00 0
8,000

7,000
Health 300.00 0.00 0.00 0.00 0.00 300.00 300

Dental 0.00 6,000

0

Medical 0.00 0
5,000
Medication 0.00 0

4,000
Vision/contacts 0.00 0

Life Insurance 300.00 300.00 3,000

300

Other 0.00 0
2,000
Other 0.00 0

1,000

0 Expense Income
Entertainment 780.00 0.00 0.00 0.00 0.00 780.00
Apr May Jun Jul Aug
780

Memberships 0.00 0

Dining out 0.00 0.00 0

Events 0.00 0

Subscriptions 80.00 80.00 80

Movies 0.00 0

Music 0.00 0

Hobbies 0.00 0

Travel/ Vacation 0.00 0

Other 700.00 700.00 700

Other 0.00 0

Miscellaneous 500.00 0.00 0.00 0.00 0.00 500.00 500

Dry Cleaning 0.00 0

New Clothes 0.00 0

Donations 0.00 0

Child Care 0.00 0

Tuition 0.00 0

College Loans 0.00 0

Pocket Money 0.00 0

Gifts 0.00 0

Credit Card 0.00 0.00 0

New TV & DVD 0.00 0.00 0

Saving ASB 500.00 500.00 500

Other 0.00 0
Tracking
Chart:

Income Jan Feb Mar Apr Jan to Date Actual Income/Spend Summary
Total Income (net) 2450.00 0.00 0.00 0.00 2450.00
Gaji aku 2,450.00 2,450.00
Salary/Wages (Spouse) 0.00
0
0 0.00
Other 0.00
Other 0.00 0

Spending
Over Budget
0
Total Spending: 2255.00 0.00 0.00 0.00 2255.00
Transportation 557.00 0.00 0.00 0.00 557.00
Auto Loan/Lease 0.00 0 0 0 0 0 1 1 1 1 1 1
Insurance 0.00 Balance Income Expense
Gas 325.00 325.00
Maintenance 100.00 100.00
Registration/Inspection 132.00 132.00
Actuals by Month
Loan belajar 0.00
tol 0.00
Other 0.00 2,500

Home 0.00 0.00 0.00 0.00 0.00

2,000
Taman Jati 0.00
Rent 0.00
Menglembu 0.00 1,500
Insurance 0.00
Furniture 0.00
1,000
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00 500
Other 0.00
Other 0.00
0
Expense Income
Jan Feb Mar Apr
Utilities 118.00 0.00 0.00 0.00 118.00
Phone - Home 0.00
Phone - Cell 30.00 30.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 88.00 88.00
Other 0.00
Other 0.00

Health 300.00 0.00 0.00 0.00 300.00

Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 300.00 300.00
Other 0.00
Other 0.00

Entertainment 780.00 0.00 0.00 0.00 780.00

Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 80.00 80.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 700.00 700.00
Other 0.00

Miscellaneous 500.00 0.00 0.00 0.00 500.00

Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 500.00 500.00
New TV & DVD 0.00
Saving ASB 0.00
Other 0.00
Comparison Compare to Budget April

Income Budget Apr Actual Vs Budget Tracking vs Budget Summary

Total Income (net) 10,000 0 -10,000
Gaji aku 5000 -5,000.00 7445
Salary/Wages (Spouse) 5000 -5,000.00
Budget 10000
0 0 0.00
Other 0.00 2555
Other 0.00

Spending 0

Total Spending: 2,555 0 -2,555 Tracking

0

Transportation 857 0 -857 0

Auto Loan/Lease 0.00 0.00
Insurance 300.00 -300.00
0 1,000 2,000 3,000 4,000 5,000 6,000 7,000 8,000 9,000 10,000
Gas 325.00 -325.00
Balance (Savings) Income Expense
Maintenance 100.00 -100.00
Registration/Inspection 0.00
Loan belajar 0.00
tol 132.00 -132.00 Spending Comparison
Other 0.00
857
780
Home 0 0 0
Taman Jati 0.00 0.00
Rent 0.00 0.00
Menglembu 0.00 0.00
500
Insurance 0.00
Furniture 0.00
Household Supplies 0.00 300
Groceries 0.00 0.00
Real Estate Tax 0.00
118
Other 0.00
Other 0.00 0 0 0 0 0 0 0

Budget Tracking
Utilities 118 0 -118
Phone - Home 0.00 Transportation Home Utilities Health
Phone - Cell 30.00 -30.00 Entertainment Miscellaneous
Cable 0.00
Gas 0.00 0.00
Water 0.00 0.00
Electricity 0.00 0.00
Internet 88.00 -88.00
Other 0.00
Other 0.00

Health 300 0 -300

Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 300.00 -300.00
Other 0.00
Other 0.00

Entertainment 780 0 -780

Memberships 0.00
Dining out 0.00 0.00
Events 0.00
Subscriptions 80.00 -80.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 700.00 -700.00
Other 0.00

Miscellaneous 500 0 -500

Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00 0.00
New TV & DVD 0.00 0.00
Saving ASB 500.00 -500.00
Other 0.00
Daily Spending Record
ncome
Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 501.00 501.00 11.00 48.90 0.00 101.20 6.00 72.50 1.00 57.50 78.18 159.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,537.28
Transportation 481.00 501.00 1.00 0.00 0.00 1.00 6.00 31.00 1.00 1.00 51.18 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,084.18
Loan Kereta 1 450.00 500.00 950.00
Minyak Petrol kereta 30.00 30.00 50.18 10.00 120.18
Minyak Petrol Motor 5.00 5.00
Loan Kereta 2 0.00
Loan Motorsikal 0.00
PL 1 0.00
PL 2 0.00
Bot 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 9.00

Home 20.00 0.00 10.00 48.90 0.00 92.20 0.00 41.50 0.00 41.50 18.00 14.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 286.10
Sesco 0.00
KWB 0.00
Cukai pintu 0.00
Loan Rumah 0.00
Maintainan 53.00 53.00
Household Supplies 0.00
Makanan 20.00 10.00 19.70 39.20 41.50 41.50 18.00 14.00 203.90
Susu Liya 17.20 17.20
Basikal diah 12.00 12.00
pampers 0.00

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Celcom BB 0.00
Astro 0.00
etc 0.00
etc 0.00
etc 0.00
etc 0.00
etc 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.00 9.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 24.00
Dental 0.00
Medical 0.00
Medication 15.00 9.00 24.00
Vision/contacts 0.00
Takaful aku 0.00
Takaful umi 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00 8.00 0.00 0.00 0.00 0.00 0.00 135.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 143.00
non 0.00
Makan luar 0.00
Gift 8.00 100.00 108.00
Baju baru 35.00 35.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Pengasuh 0.00
Tuition 0.00
College Loans 0.00
Duit Poket 0.00
Bank Rakyat CC 0.00
Maybank CC 0.00
Bank Islam CC 0.00
Saving ASB 0.00
Other 0.00