Adhiraj Mukherjee

225, RAILPARK, PO-MOREPUKUR, RISHRA, HOOGHLY, 712250, West Bengal, india

To Managing Director,

YourSuper,

Australia, Ph 333-333-333

yoursuper@email.com

Dear Sir,

Previously I was being allocated with an exciting task on allocation of YouSuper’s portfolio. I shared my vision
and rationale in order to invest $900Mil AUD. As our venture is for senile people, it is important to keep a low
risk profile. So, I looked at customer risk profile and analysed the data accordingly. Dividend and high yielding
sectors are popular because of their payout profiles, while pure capital growth strategies are not due to their
inherent capital risk. In saying this, much like many investors, they still require diversification as a protection
strategy from sector specific falls. I’ve also looked at macroeconomic fronts such as inflation, monetary easing
policy adopted by RBA and the other central banks globally. Even though our venture deals in equities the
most, I’d say it is safe to diversify our portfolio in different assets such as bonds and commodities like gold to
hedge the current market risk.

Thank you for giving me the opportunity to work on this field. Will keep you updated on this matter.

Thanking you.

Adhiraj Mukherjee

Financial Risk Analyst.