Renters Insurance Chart

Personal Property Coverage: The cost to repair or replace your belongings, such as clothing,
furniture and electronics, up to the limits in your policy.
Perils: Renters insurance covers you against losses from fire or smoke, lightning, vandalism,
theft, explosion, windstorm and certain types of water damage (such as from a burst pipe or
when the tenant upstairs leaves the water running in the bathtub and floods your
apartment). Like standard homeowners policies, most renters insurance policies do not cover
floods or earthquakes.
Discounts:
• Have a security system
• Use smoke detectors
• Use deadbolt locks
• Have good credit
• Stay with the same insurer
• Are over 55 years old

Rental Option #1
Personal Property Coverage $5,000 of personal property
Covered Factors (Perils) Natural Disasters Only
Cost $25.00/month

Rental Option #2
Personal Property Coverage $40,000 of personal property
Covered Factors (Perils) Natural Disasters/Fire
Cost $47.00/month

Rental Option #3
Personal Property Coverage $100,000 of personal property
Covered Factors (Perils) Natural Disasters/Fire/Theft/Nuclear War
Cost $90.00/month