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! Ripple XRP, the Lumenati, and the Sinking of the Titanic

/ February 18, 2018 /
Economics (https://philosophyofmetrics.com/category/economics/),
FREEPOM (https://philosophyofmetrics.com/category/free-pom/) /
42 Comments (https://philosophyofmetrics.com/ripple-xrp-the-lumenati-and-the-sinking-
Blockchain - The Final Phase of the Protestant Reformation and Jesuit
Counter-Reformation
The following statement (https://news.fordham.edu/business-and-

economics/experts-predict-imminent-rise-of-blockchain-technology/) was
made by Father Joseph M. McShane, president of the Jesuit Fordham
University, while giving a speech at a dual sponsored workshop, with IBM, on
the Blockchain and its use.
“We have a long and storied history in the drawing up of ciphers in order to
ensure that the information that was !owing to Rome was safe and secure. If the
Blockchain technology is new, the concept is ancient: how to build and support
trust among di"erent parties and how to protect information.”
The statement was a comparison between the Blockchain digital ledger

system and the Jesuit’s use of ciphers in the 16th century to relay
communication back to the Jesuit General in Rome. Such a secure
communication system was a vital part of the Jesuit mandated Counter-
Reformation, which was waged to reclaim wealth and land which the Catholic
Church and Vatican had lost under the expansion of the Protestant
Reformation.
The modern world, from the Age of Enlightenment, through the Industrial
Revolution and American Revolution, across the devastation of civil wars and
two world wars, and into the Information Age, is best understood through
this lens. The battle between Catholicism and Protestantism is the battle for
the future of the world, and it is taking place across all continents, religions,
and political ideologies.
One simple example (https://philosophyofmetrics.com/the-massacre-of-

protestant-rwanda/) which supports such a claim as this was the genocide in
Rwanda, which halted the spread of Protestantism across Central Africa. This
one sentence of truth should reverberate within the mind of the reader,
while assisting in the struggle of bringing awareness to the misinterpreted
history which surrounds our misguided understandings on the state of the
world and its greatest institutions.
The !rst central bank was the Bank of Amsterdam, and was established in
1609 to support the Jesuit strategies as outlined in the list of Counter-
Reformation objectives. This was detailed in the article Central Banks as a
Jesuit Counter-Strategy to the Protestant Reformation
(https://philosophyofmetrics.com/central-banks-as-a-jesuit-counter-strategy-
to-the-protestant-reformation/). This fact is mentioned here for reference
only, and readers interested in learning more about this topic should
proceed to that article.
IBM has created its own version of the Blockchain and has partnered with a
company called Stellar, and its cryptocurrency Lumens. Stellar was started in
2014 by Jed McCaleb and Joyce Kim. Stellar is a platform which “connects
banks, payments systems, and people.” It is designed to “move money across
borders quickly, reliably, and for fractions of a penny”. This all sounds
interesting and easily supportable, but when we learn more we discover that
Stellar is not the !rst player to o"er such a service.
Ripple Labs was founded in 2012 under the name OpenCoin and was
renamed in 2013. Ripple, and its crypto asset XRP (or XRapid) were designed
to provide the exact same function as Stellar. Where Stellar Lumens would
use an IBM network to support the service, XRP will use Ripple’s own
XCurrent network. Over 100 banks and other institutions have partnered
with Ripple to test its XCurrent network, while a growing list of others, such
as Western Union, have signed on to use both XCurrent and XRapid. We will
review some of these at the end of this article.
But Ripple and Stellar don’t just share a similar service and target market.
The founder of Stellar Jed McCaleb was also a co-founder of Ripple in 2012.
McCaleb left Ripple in 2014 under negative conditions and was subsequently
involved in a lawsuit to prevent him from dumping his holdings of 9 billion
XRP tokens. Ripple alleged that McCaleb had violated a 2014 agreement
governing the sale of his XRP holdings. Obviously dumping his 9 billion XRP
was meant to gave Stellar Lumens an upper hand on introduction to the
crypto market.
Ripple Chief Cryptographer David Schwartz wrote the following

(https://www.quora.com/Why-did-Jed-McCaleb-leave-Ripple-to-start-Stellar)
about Jed McCaleb:
“Jed had a long string of bad ideas that Ripple’s Board of Directors refused to
implement. So Jed started Stellar based on those ideas. Jed wanted Ripple to do a
Facebook giveaway. Ripple would not do that. So that was one of the #rst things
Stellar did. The giveaway was generally considered a disaster. As it became clear
that each of his rejected ideas were bad, Stellar pivoted to become a clone of
Ripple”
There is a division and rhythm to historical events and products. Following

the same line as Catholicism and Protestantism, we can also see that a
dialectic of sorts exists between the political left and political right. The same
has expanded in the socioeconomic sphere as the cultural left and cultural
right. There is always two opposing choices.
In the early days of the motor vehicle there was Ford and General Motors.
The introduction of the personal computer gave us Apple and Microsoft, with
IBM partnering with the Microsoft operating platform to sell its computers,
while Apple had developed its own operating platform to use on its own
computers.
Are we stretching facts to suggest that the same pattern exists now between
Ripple and Stellar? Maybe. But when we consider that Ripple has developed
XRP (XRapid) to work on the XCurrent network, while Stellar has developed
Lumens to work on the IBM version of a blockchain network, it is obvious to
see the comparison.
International Business Machines (IBM) were associated with Nazi Germany

during World War Two and provided the punchcard machines which were
used to catalogue and count camp inmates and their transportation in
railcars. The Catholic Church and Jesuits were also implemented in the
holocaust by providing the Nazi’s with support, in much the same way they
supported the genocide in Rwanda. The holocaust murdered conservative
Jews and Protestants (as well as Eastern European Christians) without
recourse.
But the connections with IBM, Blockchain, and the Jesuits don’t end there. A
few years after World War Two ended, in 1949, Jesuit priest Father Busa
knocked on the door of IBM founder Thomas Watson in New York and
pitched an idea (http://allthingscatholic.tumblr.com/post/36411957638/the-
jesuit-priest-who-invented-hypertext) he had based on the punchcard
design. From these discussions was born the Hypertext function which
decades later would be further evolved to become the Hypertext Transfer
Protocol, or HTTP, which would give birth to the World Wide Web. The
internet of course made it possible for the Blockchain distributed ledger
technology to develop. As I said, there is a certain rhythm to historical events
and products.
Just as an interesting side not, and piece of subjective evidence supporting

the philosophical and ethical di"erences between Apple and Microsoft, it has
been the accepted conclusion for decades that Apple was more involved with
protecting personal security and making the OS platform stable and immune
from computer viruses and malware, while Microsoft was always easily
infected and spread viruses throughout networks. Still, Microsoft, and IBM,
became the industry standard in corporate o#ces throughout the western
world.
It is accepted historical fact that the Jesuits created the Order of the
Illuminati in 1776. The purpose of the Illuminati was to wage war against the
Protestant world through the subversion of all socioeconomic and cultural
institutions. The term Illuminati of course has been so associated with
conspiracy theory that most intelligent people instantly disregard it when it is
written or spoken. But this should not be so.
In 1798 a book was published called Proofs of a Conspiracy Against All the
Religions and Governments of Europe, Carried on in the Secret Meetings of
Free Masons, Illuminati, and Reading Societies. It was written by John
Robison, Professor of Natural Philosophy, and Secretary to the Royal Society
of Edinburgh. Edinburgh, Scotland will immediately bring to mind for some
readers the division between the Scottish Rite and York Rite of Freemasonry.
The Scottish Rite developed from the Templar Network which was left behind
after the Catholic Church arrested and murdered the Knights. This Templar
network was used by the early Protestants, such as the Lollards, to build the
Reformation structure behind the scenes before Martin Luther lit the spark
on October 31, 1517. This network remains and has always existed as a
threat to the power behind the Church and Vatican.
Included below are pictures of my own copy of this excellent book. It’s title is
surreal when seen on one of the the original prints from 1798.
(https://philosophyofmetrics.com/wp-content/uploads/2018/02/1798-
Book.png)
Professor John Robison and his great work have been attacked and
minimized over the centuries by the academic institutions dominated by the
Jesuits, such as Georgetown University and Fordham University. But this
should not be so, as he has put forward a supported argument which
remains relevant today. Any readers who may feel the inclusion of the term
Illuminati in this article reduces its credibility should re$ect that the term was
in use long before our modern pop culture degenerated it into some sort of
semi-cool catch phrase and conspiracy knee jerk label.
The early Protestants, including Martin Luther, considered the Catholic

Church, Vatican, and Pope, to be the Beasts and Antichrist written about in
the Book of Revelations. The allegory and symbolism around Lucifer, the
fallen star, morning star, etc.., have been baked into the history and urban
identi!cation of the Illuminati. The term itself is considered to have come
from being illuminated, or being an illuminated one, under the guidance of
Lucifer, who brings the light to mankind.
As such, it would be worth considering the Stellar lexicon. Stellar of course is

de!ned as “relating to a star, or stars”. Lumens is the “measurement of light
emitted from a uniform source of one, such as a star”. The Stellar logo itself
is made of a rocket ship with one window, which could also be interpreted as
an eye, being the one eye symbol associated with the Illuminati and
Luciferianism. Is this Lucifer, the fallen star, attempting to escape his
symbolic imprisonment in the Earth on the allegoric Stellar rocket ship?
Interesting mind candy for sure.
(https://philosophyofmetrics.com/wp-content/uploads/2018/02/Screen-Shot-
2018-02-18-at-3.37.25-PM.png)
Both Ripple and Stellar are battling for dominance in the central bank and
international payments areas. Ripple has a clear head start and has already
been involved with the Federal Reserve on its payments advisory project.
Ripple held a central bank summit last November in New York and has even
held discussions with the International Monetary Fund.
All of this aligns with the rise of Donald Trump as President of the United
States. The Trump mandate is overturning the Anglo-American deep state
and its network supporting the international liberal agenda. These terms,
Anglo-American deep state and international liberal agenda, or order, are not
conspiracy phrases. They have been used by o#cial political leaders and
corporate institutions. The reality of the battle being waged between the
power structure behind Trump and the Anglo-American deep state, being
presumably the personi!cation of the Jesuits and its Counter-Reformation
strategies, should be considered the centuries old war between the Catholic
Church and the Protestants.
One of my all-time favourite conspiracy theories involves the intentional

sinking of the Titanic. It is suggested that on board the Titanic were the
conservative elite of America who were against the creation of a central
bank. The large Republican wealth on the ship, and generations of families,
fathers and sons, went down under the icy Atlantic waters in April of 1912.
This removed the resistance and in December of 1913 the Federal Reserve
Act was passed and World War One would soon commence.
The Jesuit engineered sinking of the Titanic and creation of the Federal
Reserve is a huge topic with a lot of supporting evidence. I would encourage
readers to explore that material outside of this article. The international
conglomerate which owned White Star Lines, the $eet to which Titanic
belonged, was controlled by JP Morgan, the chief architect of the Federal
Reserve. The fact that both JP Morgan and the Federal Reserve are showing
interest in Ripple would indicate that the power behind the Trump agenda
has successfully in!ltrated and taken control of those institutions, much like
they took back control of the Republican Party. White Star Lines, of course, is
once again aligned with the same “star” lexicon used by Stellar and Lumens.
The last piece worth discussing is the change of power
(https://www.theguardian.com/world/2018/jan/30/anti-corruption-purge-
nets-more-than-100bn-saudi-arabia-claims) in Saudi Arabia. The Crown
Prince overthrew the corrupt family members and business interests in the
country who were aligned with the Anglo-American deep state. This has
removed the massive amount of funding which was available from the
House of Saud for the deep state politicians and media outlets which
conditioned and engineered Western culture for the last century. The
available funds are slowly drying up with the Democratic National Committee
in America almost out of money (https://lawandcrime.com/politics/the-
democratic-national-committee-is-basically-out-of-money/), and will have
little to fund the campaigns of candidates in the upcoming mid-term
elections.
Based on what we have reviewed in this article is it any surprise to learn that
the Saudi Arabian Monetary Authority has announced a partnership
(https://ripple.com/insights/ripple-and-saudi-arabian-monetary-authority-
o"er-pilot-program-for-saudi-banks/) with Ripple, and will be testing the
XCurrent network on cross border payments. The Anglo-American deep state
used the “petrodollar” and OPEC, along with the SWIFT system of
international payments, as its whips to punish and isolate any nation who did
not go along with the international liberal agenda. Ripple and XRP will change
of all of that. As a part of the transforming international monetary
framework, from unipolar to multilateral, I have long predicted the end of
OPEC. An energy benchmark based on XRP, and supported by Saudi Arabia,
would achieve such an end.
Martin Luther’s de!ant act against Vatican rule is widely considered to have
had large ripple e"ects which are still de!ning the modern world. The sinking
of the Titanic sent large ripples throughout the world as the Federal Reserve
Act was established and the last holdout to the Jesuit central bank strategy
fell under the control of an international banking conglomerate. And now the
election of Donald Trump as President of the United States has sent di"erent
ripples around the world.
Everything is changing. Fast. Online forums are full of those who are
attempting to convince the disorganized masses that Ripple is aligned with
the international banks and o#cial world governance structures, while
Stellar is the upstart which is supporting de-centralization and freedom. This
is not the case.
The Ripple XCurrent network is centralized but the XRapid crypto asset is de-
centralized (https://ripple.com/dev-blog/decentralization-strategy-update/).
There were 100 billion XRP created with around 60 billion still being held by
Ripple. This is being used as evidence that Ripple is up to no good and will
dump the majority of XRP to crash the market and steal wealth. This is of
course absurd. It is my position that Ripple, and CEO Brad Garlinghouse
(Harvard Business School and not Jesuit Fordham or Georgetown), are
playing the long game and holding back XRP to prevent others from
manipulating the market and stopping the transition to a more fair and
ethical banking and payment standard.
In addition, with every XRP transaction on the Blockchain a small amount of

XRP are destroyed. This means that there will never be 100 billion XRP again.
As demand and usage increases the supply will incrementally and
proportionally be reduced. Compare this to Stellar Lumens, who’s supply
increases at a rate of 1% per year. This could be to o"-set leakage and lost
coins, or account for in$ation, but it aligns more with the !at and fractional
banking practices which have caused the international monetary framework
to have such large imbalances.
Ripple is a sound company with ethical leadership and a patient strategy. The
leverage between the XCurrent network and XRapid token is an excellent
implementation plan to shift the international payments accountabilities and
global liquidity architecture towards a more stable and balanced framework,
based on multilateral alliances as opposed to a unipolar dictatorship.
During a discussion at the Yahoo Finance Conference a few weeks ago,

Ripple CEO Brad Garlinghouse was asked if XRP was attempting to replace
the US dollar in its international role. Garlinghouse responded carefully by
stating that the USD “is great as a domestic currency, but…”.
There isn’t much else to add. - JC
This article is copyrighted by POM Media©2017. As non-Premium content it

can be shared and reposted without further permission.
Please SUBSCRIBE (https://philosophyofmetrics.com/signupa/) to PREMIUM

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Brad Garlinghouse CEO, Ripple At Yahoo Finance All Markets …
42 Comments on “Ripple XRP, the Lumenati, and the

Sinking of the Titanic”
onrgaia
Log in to Reply (https://philosophyofmetrics.com/login/)

02.19.2018 AT 12:09 AM
(HTTPS://PHILOSOPHYOFMETRICS.COM/RIPPLE-XRP-THE-
LUMENATI-AND-THE-SINKING-OF-THE-TITANIC/#COMMENT-24972)
As Q would say, "Coincidence? Everything has

meaning."
What an amazing time to be alive.
Fantastic post JC. Will repost on the 'biker-bar', and

thanks for making it a FP.
ps: I did convert to XRP, not only because of your prior

post, but also because an ancient Chinese book that
I've asked counsel from for decades gave it a
resounding "Yes". Downloaded the Exodus Eden
(Looooove it) > then sent my ETH to it from my
Coinbase account > then exchanged it for XRP within EE
(what a great feature) > and then sent the XRP to my
desktop wallet because EE is fairly new (playing it safe).
Still deciding between using a hard wallet vs 'paper'
wallet.
I am so jazzed by all that is 'habbening'.
lnrfc25@gmail.com

02.19.2018 AT 7:45 PM
Is the 'biker-bar' the same as The Burning Platform? If
not, which site is it?
GATEXVET

02.19.2018 AT 12:37 AM
Alot to take in. Titantic? Wow

So what do advise for those with little and only have
what is given each month in Disability payments and no
assets?
Curtis

02.19.2018 AT 12:54 AM
Fascinating! Especially the weaving in the block chain

battles into the Crown Beast wars.
Cryptos as an investment vehicle have seemed too

speculative to be considered true investments. The
stomach-dropping recent decline bore that view out.
The Ripple concept as a payment processing vehicle is

more akin to buying shares in a bank stock, or Visa, or
Paymentech. As a innovator in the space, they might be
a world beater. So THAT is an investment, not a
speculation. Pick your poison, of course, but I'd also
prefer to help the White Knights if I need to pick a side!
Further $eshing out the convulsive changes occurring

in the political worlds of the West as tied to the crypto
exchange vehicles is mind blowing as well. Should we
look for Trump to tweet out support for Ripple as a
result?? LOL!!!
THANKS, J.C.!!!
bennymv

02.19.2018 AT 3:49 AM
JC,
Coinbase limits me to $5000 per week in trading does

Kraken do the same?
For example if i want to buy 10k worth of etherum in

one trade im unable to do so with coinbase.
Jcollins

02.19.2018 AT 4:02 AM
I’m not 100% sure Benny. Every exchange is a little
di"erent. On most exchanges the limit restrictions are
removed once veri!cation is complete and trades are
completed between crypto pairs. Trades involving !at
usually maintain some level of restriction and waiting
periods. There should be lots of resources out there.
Here’s a link to Coinbase limits.
https://support.coinbase.com/customer/en/portal/articles/2108820-
coinbase-account-limits
(https://support.coinbase.com/customer/en/portal/articles/2108820
coinbase-account-limits)
dane

02.19.2018 AT 12:52 PM
When I started with Coinbase they only allowed a

debit/credit card purchase of $750 per week. After
adding a bank account, some purchases and exchanges
and second level veri!cation they allowed up to
$10,000 per week.
Larger than that and I believe the link JC supplied says a

wire transfer is best. But do us a favor and use Western
Union if you can since they are testing XRP
Pieter Segar

02.20.2018 AT 3:38 AM
Hey Dane, I hope this question I have, !nds you and

yours, all in strong health and high spirits.
If you remember I have been attempting to gain the

knowledge and understanding to step up to the plate
and take a swing at the crypto ball. considering this
current post of JC,s and all the help the POM has
provided me in previous postings, I believe I'm ready,
let's see if I got this correct.
I purchase what I can a"ord to lose without undo pain,

some Ethereum through Coinbase, store it in a Eden
wallet, where I can exchange, or convert some or all of
it to Ripple's XRP. Sit back and enjoy my new found
wealth, LOL.
Here is the rub. About six years ago I found a way to

manage my megar !nancial a"airs without the need of
any kind of bank account, none at all. I was well pleased
with myself then and would like to keep smiling about
it.
I could use my DIRECT EXPRESS M/C debit card to make

purchase but it will not accept any deposit of any kind.
In the post or two before this I think it was you who
mentioned 'paypal' as a method of payment and now in
this post Western Union wire transfer is mentioned. I
like that idea. To purchase has not been my stumbling
block, getting paid down the road, be the road long or
short has held me up.
Sooo, would I be correct in expecting Ripple, XRP, if and
when I sold some or all of it to pay me with a Western
Union wire transfer. That I could then take to my
bookie, or even a check cashing service??
I'm looking at this as a small 2 to 4 year investment

strategy, something I can put a few bucks into every 3
or 4 months.
Thanks JC, I'm satis!ed that the Ripple XRP people are
the type of people with a vision for their product that a
step is above some of the money making schemes that
are out there. Of course, that coming from a man that
looks at a regular 9to5 job as another one of those
hairbrained money making schemes. LOL
Thanks
PTM
dane

02.20.2018 AT 6:12 PM
Hey Peter I found some stu" here under a google

search for "how to invest in ripple without bank
veri!cation".
One interesting link was talking about how one can buy
Ripple with your IRA...?
I don't know about everyone else but isn't it a bit early
to see o"ers of this type? This sure seems like a very
risky path brother. Please be careful these seem to reek
of the horror stories we've been reading about.
https://www.google.com/search?
q=how+to+invest+in+ripple+without+bank+veri!cation&oq=how+to+
(https://www.google.com/search?
q=how+to+invest+in+ripple+without+bank+veri!cation&oq=how+to+
8
Oh sorry for the unlinked response down below. Seems

when I comment from the phone it always puts the
comment down at the bottom and doesn't link to the
comment its referring to. Must be getting time to switch
from android to apple. lol.
trueconductor

02.19.2018 AT 12:20 PM
I appreciate your opening my eyes to what has been

under my nose for so long. My parents were devoted
Catholics. My father was born of a Irish Catholic mother
and my mother converted to Catholicism as a teenager.
I was an atheist at the time of my forced Con!rmation
and have always regarded the Catholic Church with
disdain. Keep up the good work.
spacetuna2
02.19.2018 AT 2:25 PM

Bennymv- as you get more funds in your account you
can ask for an increase. My weekly limit is 100k on
Coinbase.
WR

02.19.2018 AT 6:06 PM
To see a you tube !lm on the sinking of the Titanic see

here.Evidence The Titanic Was Sunk on Purpose
https://youtu.be/n_d_GEy8lr0
(https://youtu.be/n_d_GEy8lr0)
There is much more to this than meets the eye. Like
911, all the problems where brought into one place,
then destroyed. Bill...
RJZ33

02.19.2018 AT 7:52 PM
JC,
So, if your hypothesis is correct with the XRP, then
where does the SDR !t into this whole agenda? You
were such a big believer/promoter in the SDR/Bancor
becoming the next step in the multilateral
transformation. Maybe I misinterpreted? Regardless,
I'm now kind of confused as to where this multilateral
agenda is heading? If you can provide some additional
thoughts and clari!cation, I would appreciate it.
Thanks!
Jcollins

02.19.2018 AT 9:36 PM
IMF has a high level advisory group working on FinTech.

Ripple co-founder Chris Larson is on that advisory
group. I have said in the past that the SDR would merge
with characteristics of crypto assets and all would
become one. This could be the case, but the more I
learn about the potential liquidity which is freed and
becomes available with banks using XRP, the more I
realize that the role of the SDR may be relegated to
providing support to struggling economies. XRP is a
much more e#cient and cost-e"ect solution for a supra
sovereign asset which can be used by all nations. The
SDR may remain as a safety net. But in time I even see
all !at and bonds evaporating under the spread of
crypto assets.
Putting forward information and evidence that the SDR

was being prepped to replace the USD as the
international reserve asset doesn't mean I was a
promotor of it. It was simply the best option which was
being supported by nations and international
institutions. The imbalances in the system needed to be
corrected one way or another. Needless to say that XRP
can correct these imbalances, while expanding world
wide liquidity in the trillions, on a much larger scale
than the SDR ever could have. Maybe its not a
coincidence that crypto assets exploded in 2017 after
Trump took o#ce.
Regardless, the old order is fading away. You can feel it.
New institutions and wealth are emerging on the world
scene. Some older ones will die and never come back.
Some may re-invent themselves and !nd a new use for
their old tools, such as the SDR. I'll write more about
XRP and its function of releasing trillions of locked up
liquidity in another post.
lnrfc25@gmail.com

02.19.2018 AT 8:00 PM
I have never done anything with virutual wallets or

blockchain buying. I would like to buy Ripple using
money in my checking account. What is the best way to
do that? Thank you.
dane

02.20.2018 AT 12:50 PM
Hello inrfc25... we have been using a fairly complex

method. We purchase ETH with Coinbase then move
those ETH into Exodus Eden where we can exchange
ETH Into XRP right in the wallet itself. You can use BTC
instead of ETH but I believe the transaction period is a
bit slower.
But !rst I would do as much research as possible to

familiarize yourself with the digital asset world until you
begin to feel a sort of comfort setting in. You will know.
Hope this helps.
lnrfc25@gmail.com

02.19.2018 AT 8:02 PM
Virtual Wallet... I am in the United States.
RJZ33

02.20.2018 AT 12:08 AM
Thanks for the additional information JC. Much
appreciated. And, my apologies for using the word
"promoter". It wasn't accurate as you state. Believer
was probably the better descriptor?
So, let's assume that the XRP becomes a supra-
sovereign asset. With only 100 billion mined, isn't this a
limitation? Also, how does the world's liquidity expand
in the trillions with a limited quantity asset and an asset
that organically reduces? I just don't see it? Unless you
are saying that XRP and some of the other crypto-
currencies co-exist with all !at currencies providing this
additional liquidity? That I can see. If you could
elaborate once more, I'd appreciate it. Thanks again!
Jcollins

02.20.2018 AT 12:28 AM
I will be writing an article to expand on this , but here is

a brief look at it.
Consider all the banks around the world which interact

with the SWIFT system. On any given day there is $27
trillion in liquidity locked up in these nostro accounts.
SWIFT international payments from bank to bank take 3
to 5 business days. Bank A is required to hold money in
nostro accounts in all countries in which it does
business or needs to transfer money, say to Bank B.
Both bank A and B need to hold liquidity in these
accounts. This is money which is not available for
anything else, like loans or other funding projects, and
is subjected to exchange rate $uctuations in that 3 to 5
days. Along with the $27 trillion, there is another $2 to
$3 trillion wasted every year in SWIFT transaction fees.
Now imagine the Ripple XCurrent network completing

these international payment transfers in just seconds
using XRapid. Bank A will exchange domestic !at
currency for XRP and transfer to Bank B in another
country in seconds. Bank B converts the XRP into their
own domestic currency. The whole process takes 2 to 3
seconds and costs just pennies. The liquidity in Bank A
and Bank B is no longer locked up in nostro accounts
and each banks exposure to any volatility in XRP is just
seconds.
This is just banks and does not consider other payment

companies and massive retail customers, such as
Amazon, Uber, etc..
The growing demands on an ever shrinking 100 billion

XRP will drive the price higher based on basic economic
principles. The valuations of XRP will matter little to
other domestic cryptos, which will likely evolve from
the existing !ats. Each interaction will only take
seconds and minimize the risk to any $uctuations. XRP
will become the standard which the whole world will
use to serve in a reserve capacity. Though the function
of XRP is beyond anything which could have been
dreamed up for the USD. It is evolving everything. Once
you understand what XRP and XCurrent are, and how
the growing list of partnerships are cornering the
market, the potential for XRP appreciation is obvious.
Hope this helps.
RJZ33

02.20.2018 AT 1:03 AM
Got it. Thanks JC! The only issue is Lumens then. With
IBM (a huge provider of product and services in the
bank/!nancial sector) together with the Anglo-
American and Jesuit backing, some/lots of the banks
will use that token and network, don't you think? Or,
will the IMF institute one standard? I would think both
will survive causing the price volatility and market
trading necessary for a "healthy" market of buyers and
sellers. Much like precious metals, these digital
currencies might become "precious tokens"? Thoughts?
Thanks!
Jcollins

02.20.2018 AT 1:09 AM
Maybe. Lots of moving pieces and overlap. None of

which are necessarily bad things. Competition is
fantastic.
Used our exchange in the new post. Great questions.

RJZ33

02.20.2018 AT 1:14 AM
Cool! Thanks! I appreciate the exchange of info. Been a

follower for 3 years now. It's been great. You do good
and very impressive work! I look forward to investing in
XRPs and probably hedging with IBM stock!
dane

02.20.2018 AT 12:43 PM
Lol, I hear what your saying Peter. I kind of burned

myself out digging into this mountain of !ntec. I don't
recall a PayPal comment but do recall the western
union one. You bring up a very valid question from my
attempt at humor with western union.
That remark was based on using western union which

would use ripples xrapid product which utilizes the XRP
asset which would create demand and thus increase
the value of XRP.
However since you have seen a possible path for you

through it we will have to look into the prossess of
investing in cryptos without a bank account.
But keep in mind the whole point of ripple is to utilize
or work with the existing regulatory system to gain the
trust of the banks business to move them away from
the central controls that are living o" fees from the
banks business. Taking a little of the old !ntec and
marrying it with the new !ntec. It could also be seen
like the days of turning the money exchangers tables.
Therefore, there may not be an avenue without a bank
account.
One other thing to consider would be that the bank

account would be like a veri!cation as it's used in the
veri!cation process of most if not all reputable
exchanges. Although it may be more risky if you don't
want to get a bank account you may be forced to use
an exchange that doesn't require so much proof of
whom you are.
I think that as cryptos !nd their space within some part

of the regulatory process many of the....not so up and
up coins will fall to the wayside. But there will probably
be a lot of day trading sort of money to be made with
them for some years still. That will just be really high
risk.
If i Were you I would be asking myself if I have a good

system that's working why would I want to disrupt that?
I'm investing for retirement because I have 17 years to
be the ripe age to retire and with just a pension sitting
behind me I don't feel too secure. So since I began
absorbing knowledge here at POM I have been
slowly.....VERY SLOWLY like $100 bucks a month for a
long time, been diversifying my assets to prepare a
basket for that ripe ol fruit to sit in when retirement
comes. Im planning for the best preparing for the worst
and hope to land somewhere in the middle.
I hope this helps in some way Peter. I'll look through

the day for ways to get cryptos without a bank account.
So I understand you have no problem getting money

into cryptos but do have one getting them into....? In 20
years will a person who started their !nancial life in a
digital currency world even know what a !at currency
Is? Maybe you won't even need to move them into a !at
or even a bank account if a wallet would serve that
purpose. Smart contracts could replace a lot of
business individuals use bank's for. Business not loans
feeding consumerism...
redjon

02.21.2018 AT 10:12 AM
Guys, have you heard of localbitcoins.com? Never used

it myself but it allows you to meet someone face-to-
face and hand over some !at in exchange for BTC. And
as mentioned already you should then be able to
exchange BTC for XRP directly in a wallet.
If for some reason you wanted to take pro!ts in the
form of !at, the same type of transaction could be
done in reverse.
Banks, who needs 'em?
dane

02.21.2018 AT 12:26 PM
Good one redjon. I put in $500 usd to test it out and the
!rst option was through a western union payment
method.
Hey Peter this may !t your need.
Thanks redjon.
dane

02.21.2018 AT 12:58 PM
Let's put this here so people remain aware of any risks

involved. There are other reviews that re$ect people
having problems because LocalBitcoins seems to have
added a veri!cation process. Though it seems to
provide several purchasing options it seems a technical
process with several places to get hung up on. It's like a
craigslist where people who want to sell can advertise
for folks wanting to purchase. The deals are between
two people though so make sure to read ALL the rules
the seller has posted in order to complete the
transaction.
"LocalBitcoins is a global Bitcoin exchange that gives a
lot of options to its users.
Before getting into the details, here are some good and
bad things to know about LocalBitcoins:
PROS
LocalBitcoins is one of the most private ways to
purchase bitcoins
In some countries it is the only way to buy bitcoins
It allows you to buy bitcoins with many payment
methods
CONS
There are many scams and you need to use caution
Fees can be slightly high when buying with cash, since
many people are willing to pay extra for the privacy
LocalBitcoins o"ers"
https://www.buybitcoinworldwide.com/exchanges/localbitcoins/
(https://www.buybitcoinworldwide.com/exchanges/localbitcoins/)
dane

02.20.2018 AT 2:51 PM
Here is a nice accompanyment for this position JC. Of

course in addition to your wonderful essay:).
"The fundamentals in the case of XRP are basically its
long term probability of becoming a quasi-reserve
currency (QRC) for !nancial institutions. We say “quasi”
because we do not believe central banks will ever fully
relinquish their local currencies without a !ght. The
path to QRC status will need to include demonstrable
growth within the following areas:
• Liquidity and market makers
• Institutional derivatives that would allow banks to

hedge foreign exchange exposure on their balance
sheet
• On-boarding !nancial institutions onto xCurrent +

xRapid in both exotic and non-exotic corridors"
https://hackernoon.com/xrp-the-dichotomy-of-ripple-
2cce13d3241f (https://hackernoon.com/xrp-the-
dichotomy-of-ripple-2cce13d3241f)
lnrfc25@gmail.com

02.20.2018 AT 8:06 PM
JC, do you still think it is a good idea to buy/own

Chinese Yuan ETF?
dane
02.23.2018 AT 7:11 PM

Hello
Inrfc25, not sure about JC but I'm holding them for a
while. Here is an article from Ripple which kind of
makes me feel good about this notion.
"According to the World Bank, global remittance

payments are on track to grow by 3.4 percent or
roughly $466 billion in 2018, with India and China
having the highest incoming $ows in 2017.
Together with this massive $ow of capital, emerging

markets are home to 85 percent of the global
population and account for almost 60 percent of global
GDP.
With a growing global need not just for access, but

more e#cient, transparent and cost-e"ective payments
into and out of emerging markets — new !nancial
institutions have joined RippleNet: two banks and three
payment providers — that will expand reach in India,
Brazil and China."
https://ripple.com/insights/ripplenet-strengthens-
emerging-markets-access-into-india-brazil-and-china/
(https://ripple.com/insights/ripplenet-strengthens-
emerging-markets-access-into-india-brazil-and-china/)
dane
02.20.2018 AT 11:37 PM
Log in to Reply (https://philosophyofmetrics.com/login/)Here's
one central bank checking out xcurrent.
"Ripple and Saudi Arabian Monetary Authority (SAMA)

O"er Pilot Program for Saudi Banks"
https://ripple.com/insights/ripple-and-saudi-arabian-
monetary-authority-o"er-pilot-program-for-saudi-
banks/ (https://ripple.com/insights/ripple-and-saudi-
arabian-monetary-authority-o"er-pilot-program-for-
saudi-banks/)
Pieter Segar

02.21.2018 AT 11:01 PM
Thanks Dane and redjon I really appreciate your help. I

got to admit I was being a little lazy, so I got o" my butt
and did some research of my own by googling 'How to
buy Ethereum without a bank account. Found a bunch
of stu" that included using Changelly, Shapeshift,
Binance, etc, etc and combinations of them. I must
admit after a few hours my wooly old head was
spinning, still I came away believing that I will get it with
the help the great people on the POM. I still have about
10 days before I can make a move anyway so by then I
should have a reasonable path.
Dane, you ask a couple of great questions I !nd myself
still thinking about. The !rst one was, If I have a good
system that is working why would I want to disturb it?
Good question Dane, while pondering it I found good
reason, reasons that I had not considered in it's entirety
but upon review makes sense and adds con!dence to
my decision.
I retired 7 years ago due to a physical inability that did

not allow me to continue to do the job without
incurring undo liability. It has taken me these last 5/6
years to learn how to live on my current income. I had
to take some hard cuts and many trimmings to get
where I'm somewhat comfortable living within my
means. For instance even though I wasn't really able to
operate a car safely, it was hard to give it up. But I did,
that freed up a good chunk of money, even through it
was paid for, there was insurance, registration, and
maintenance, etc. Old Jessy had to go. Which caused
another change in shopping habits, It took time but I
found a way to only have to go shopping once a month,
Up jumped Sam's Club, a place I never shopped in my
life. With a neighbor who also sees the savings to be
had, I ride, I pay triple the gas it takes because I know
what it takes to operate a car, it works out. Along the
line I realized I didn't need a bank account, my SS debit
card could do it all. If I need cash my local check
cashing place could provide it on my way to Sam's. On
and on cutting here, trimming there I found a way to
enjoy these years of quiet contemplation, some Texas
hold 'em, and Cosmic currency.
Now, I'm able to stash a couple of bucks some months,
December isn't one of them. So, rather than in the
ammo can, I'm wanting to put a small amount in crypto,
looks like fun and enters me further into future, I like
that. If it does go upside down it won't be the end of my
world. Still it is my money and I want to be at least as
wise as my years would suggest when I invest or spend.
Dane, your second question. "So I understand you have

no problem getting money into cryptos but do have
one getting them into...?" What? Huh? Sheesh, USD's of
course. But that's not the answer is it Dane?
Hmmmmmm. That's not the answer at all. Can I get
back to you on that one?? Or if it really goes to cosmic
trading and cosmic currency, could I take it with me?
LOL
Thanks Dane, thanks for everything.
Have a great day
PTM
dane

02.22.2018 AT 12:04 PM
Your very welcome Peter. Thank you for sharing this

part of your life with us. You've endured a lot and it's a
wealth that you !nd the will to continue. That's an asset
worth storing my friend and I believe that asset can be
taken with us. !
I wish you a wonderful day.
Gri"

02.22.2018 AT 10:26 PM
Not to take away from a very interesting , informative,

and somewhat complex article but for us Big Bang
lovers, Joyce Kim was Leonard's girl friend and a North
Korean spy
She took up with Leonard so she could steal the
formula of a high powered rocket fuel Leonard was
helping to develope
Coincidence? Haha, fun to think about
Just a lite note to give the brain a break
dane

02.23.2018 AT 11:40 AM
Wow Gri" I remember her on that show. Great

connection and thanks for the break. The brain feels a
bit...well swollen these days. !
Mihail Boyadzhiev

02.27.2018 AT 9:32 AM
I am a long time reader and want to say Thank You for

the wonderful website. I read it with a great interest!
dane

02.27.2018 AT 3:00 PM
This is a cool spreadsheet showing Ripples growing

partnerships around the world.
https://docs.google.com/spreadsheets/d/1E1AcLBd_ykemoDAPwZsb
(https://docs.google.com/spreadsheets/d/1E1AcLBd_ykemoDAPwZsb
Here is a list of XRP/Fiat pairings thus far.
https://www.reddit.com/r/Ripple/comments/7zgb2b/xrp!at_pairs/
(https://www.reddit.com/r/Ripple/comments/7zgb2b/xrp!at_pairs/)
dane

02.27.2018 AT 7:26 PM
This was too good to pass up. Thank you for the gem
JC. I encourage anyone doubting or having trouble
believing the divide and public misunderstanding on
Free Masonry to give this a read.
"Proofs of a Conspiracy Against All the Religions and

Governments of Europe, Carried on in the Secret
Meetings of Free Masons, Illuminati, and Reading
Societies"
http://www.sacred-texts.com/sro/pc/index.htm
(http://www.sacred-texts.com/sro/pc/index.htm)
Pieter Segar

03.02.2018 AT 9:24 AM
Thanks for the link Dane. It is quite the read, I'm only 70
pages in but I wanted to comment now because it will
take me a bit to !nish it. Thanks is my comment.
PTM
dane

03.07.2018 AT 12:36 AM
Your welcome Peter. Glad you !nd it interesting. I'm

still working through it myself but it opens some doors
of knowledge doesn't it?
Spats

03.06.2018 AT 6:18 PM
Such a fascinating and well-crafted piece JC.
You have opened a whole new world for me regarding

my past, present, and future!
I never heard about the Titanic conspiracy and am

fascinated with how it ties into history.
Made me think of the recent unsolved MH-370 plane

disappearance and some of the conspiracy theories
connecting it to Diego Garcia & the Rothschilds due to
some of its VIP passengers. Fascinating stu"...
Even more fascinating is the XRP potential vs other

Cryptocurrencies and how that all ties in.
Very happy to support your terri!c site my friend!
dane

03.19.2018 AT 10:27 PM
"Stellar Goes In On Lightning with 2018 Launch Target"

https://www.coindesk.com/stellar-goes-lightning-2018-
launch-target/ (https://www.coindesk.com/stellar-goes-
lightning-2018-launch-target/)
dane

03.19.2018 AT 10:30 PM
"Lightning on Stellar: Technical Spec and Roadmap"
https://www.stellar.org/blog/lightning-on-stellar-
roadmap/ (https://www.stellar.org/blog/lightning-on-
stellar-roadmap/)
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! Ripple XRP, the Lumenati, and the Sinking of the Titanic

The following statement (https://news.fordham.edu/business-and-

The statement was a comparison between the Blockchain digital ledger

One simple example (https://philosophyofmetrics.com/the-massacre-of-

Ripple Chief Cryptographer David Schwartz wrote the following

There is a division and rhythm to historical events and products. Following

International Business Machines (IBM) were associated with Nazi Germany

Just as an interesting side not, and piece of subjective evidence supporting

The early Protestants, including Martin Luther, considered the Catholic

As such, it would be worth considering the Stellar lexicon. Stellar of course is

Interesting mind candy for sure.

One of my all-time favourite conspiracy theories involves the intentional

In addition, with every XRP transaction on the Blockchain a small amount of

During a discussion at the Yahoo Finance Conference a few weeks ago,

There isn’t much else to add. - JC

This article is copyrighted by POM Media©2017. As non-Premium content it

Please SUBSCRIBE (https://philosophyofmetrics.com/signupa/) to PREMIUM

Brad Garlinghouse CEO, Ripple At Yahoo Finance All Markets …

42 Comments on “Ripple XRP, the Lumenati, and the

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As Q would say, "Coincidence? Everything has

What an amazing time to be alive.

Fantastic post JC. Will repost on the 'biker-bar', and

ps: I did convert to XRP, not only because of your prior

I am so jazzed by all that is 'habbening'.

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Alot to take in. Titantic? Wow

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Fascinating! Especially the weaving in the block chain

Cryptos as an investment vehicle have seemed too

The Ripple concept as a payment processing vehicle is

Further $eshing out the convulsive changes occurring

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Coinbase limits me to $5000 per week in trading does

For example if i want to buy 10k worth of etherum in

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When I started with Coinbase they only allowed a

Larger than that and I believe the link JC supplied says a

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Hey Dane, I hope this question I have, !nds you and

If you remember I have been attempting to gain the

I purchase what I can a"ord to lose without undo pain,

Here is the rub. About six years ago I found a way to

I could use my DIRECT EXPRESS M/C debit card to make

I'm looking at this as a small 2 to 4 year investment

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Hey Peter I found some stu" here under a google

Oh sorry for the unlinked response down below. Seems

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I appreciate your opening my eyes to what has been

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To see a you tube !lm on the sinking of the Titanic see

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IMF has a high level advisory group working on FinTech.

Putting forward information and evidence that the SDR

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I have never done anything with virutual wallets or