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Running Head: MFA

Multi-Factor Authentication

Institution Affiliation

Student Name

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Multi-Factor Authentication (MFA) refers to the system in which more than one system

validates the user's identity to access a particular application or carry out a transaction. This

authentication combines two or more self-reliant credentials. Examples of Multi-Factor

Authentication includes withdrawing money from an Automated Teller Machine, whereby, the

user inputs what they know (password) after they insert the ATM card (what the user has) to

withdraw cash. Another is a user attempting to log in into their computer. The device asks for

their credentials to verify their identity.

Bringing an end to all cybercrimes is an unrealistic goal. However, using Multi-Factor

authentication to secure relevant accounts such as primary email, finance accounts and medical

records as these are prime targets for hackers. MFA cushions these accounts against data

tampering from unauthorized personnel. For instance, it is much safer for an individual to protect

their accounts using face recognition, biometrics and a password as compared to using a

password only.

Multi-Factor Authentication is a vital component of cybersecurity. With the rampant

evolution of hackers, password theft is widespread as they employ new methods of keylogging

and phishing. Weak user credentials are the primary weapon of choice in most Web attacks. In

this new era of Information Technology, identity theft has become a common type of malicious

activity that is easy and has high rewards. Protecting accounts from fraudsters is vital as the

crimes these hackers commit can cause trouble for the victims, such as incarceration or loss of

valuable paraphernalia. Using MFA helps keep accounts safe from unauthorized access.

Links

1. https://www.onelogin.com/learn/what-is-mfa
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2. https://securityboulevard.com/2019/10/what-is-multi-factor-authentication-mfa/