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Running Head: Multi-Factor Authentication

Multi-Factor Authentication

Institution Affiliation

Student Name

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Multi-Factor Authentication

Multi-Factor Authentication (MFA) refers to the system in which more than one system

validates the user's identity to access a particular application or carry out a transaction. This

authentication combines two or more self-reliant credentials. Examples of Multi-Factor

Authentication includes withdrawing money from an Automated Teller Machine, whereby, the

user inputs what they know (password) after they insert the ATM card (what the user has) to

withdraw cash. Another is a user attempting to log in to their computer. The device asks for their

credentials to verify their identity.

Bringing an end to all cybercrimes is an unrealistic goal. However, using Multi-Factor

authentication to secure relevant accounts such as primary email, finance accounts, and medical

records, as these are prime targets for hackers. MFA cushions these accounts against data

tampering from unauthorized personnel. For instance, it is much safer for an individual to protect

their accounts using face recognition, biometrics, and a password as compared to using a

password only.

Multi-Factor Authentication is a vital component of cybersecurity. With the rampant

evolution of hackers, password theft is widespread as they employ new methods of keylogging

and phishing. MFA helps to secure the user's accounts. Security aside, MFA is relatively easy to

use. It is also free software, meaning it is easy to access. The software increases flexibility by

being able to remove the cumbersome culture of having to memorize passwords and replacing

them with alternatives such as biometrics, thus having the aptitude to increase productivity. In an

organization, MFA can get set to limit login access based on a user's location since accessing the

data outside the organization can pose a significant risk.

Links
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Multi-Factor Authentication

https://www.onelogin.com/learn/what-is-mfa

https://securityboulevard.com/2019/10/what-is-multi-factor-authentication-mfa/