By: Gabrielle Martin

Topic: Before the Affordable Care act, What did people do for healthcare?

Title Tag: Affordable Care Act | Best healthcare insurance coverage 2020

Description: Understand how the affordable care act affect the health industry. Learn more and Get a Free

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Keyword: Affordable Care Act

Before the affordable care act, what did people do for healthcare?

Before the affordable care act, there American citizen who are uninsured. There are more than 40 million of

individual that do not have healthcare plan. The Affordable Care Act help millions of individual to have

healthcare coverage, and the record of uninsured people has dropped in the year 2016. While the record of

insured recorded under the ACA gains specially the coverage for low-income families with the help of

Medicaid.

Before the affordable care act, many health insurance providers are denying coverage for individuals with

pre-existing conditions and for individuals with the age of 60 and above. When the act was passed in 2010

health insurance provider could not deny or cancel coverage for individuals with pre-existing conditions and

raise premiums especially for children with pre-existing conditions.

How does Affordable Care Act Work?

Affordable Care Act is a healthcare reform that is signed in 2010 by the President Obama. It made health

insurance more available and affordable to uninsured indivudual especially to low-income families. ACA
provides better health coverage to senior citizens, infants or children, women and every individual who

seeks medical service. Affordable Care Act increased the rate of people with health care insurance plan.

The ACA made a lot of changes in health industry, one of the great product of ACA is the health insurance

market place run by the federal government. Health insurance marketplace or also called as healthcare.gov

is a marketplace with different insurance website where insurance seekers may shop their healthcare plan.

Through health insurance marketplace you can shop, compare, and purchase an insurance plan for an

individiual.

Benefits of the Affordable Care Act

With ACA people with health insurance plan receives better coverage and accessible health care plans.

These are some of the advantages ofe ACA.

Pre-existing condition Coverage

Pre-existing condition is one reason that affects the rate of uninsured individuals in America. When ACA

was effectively implemented, insurance companies could not rate their premiums to children with pre-

existing conditions or disbility. For those adults that has pre-existing conditions may now receive health

coverage. Pre-existing Condition Insurance Plan (PCIP) is designed especially for adults who cannot get a

health coverage due to pre-existong condition like cancer or diabetis, with ACA it made health insurance

coverage more accessible to them.

Children remaining on their Parent’s Plan

Affordable care act made children to receive coverage from their parent’s plan until they turn at the age of

26. Which means it includes children who does not live with their parents, children that is out of school,
and those individual that is not financially dependent on their parents, and also even those who are already

married. To those children who receives coverage under their parent’s plan will lose coverage when they

turn to 26th years of age.

Tax Credits

Affordable care act also helps small businesses to provide health insurance for their employees. Small

businesses will receive help in funding the cost of providing healthcare insurance plan for employees. The

new tax credit will make health insurance more affordable for them to purchase healthcare insurance for

employees.

How to get a marketplace plan?

In getting healthcare insurance plan in marketplace, visit a marketplace website. Healthinsurance-

California is one of a marketplace where you can shop your healthcare insurance plan with the different

insurance provider trusted fo how many years in health insurance industry.

Let us help you find the best and most affordable health coverage tha suits your medical needs. Get a Free

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