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Running head: ACCESS SECURITY

ACCESS SECURITY

Cheleh S. Wleh

Grand Canyon University

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ACCESS SECURITY

Point of Sale system, Identification and Authentication

The diagram below illustrates the different elements required for identification and

authentication in a point of sale card payment system. This system protects customers’

sensitive information and merchant from fraud. The most key elements in this system are the

customer’s card number and PIN associated with the account.

At the terminal, the customer

enters or swipes the card and A receipt is
may enter a PIN for generated by the
authorization. Point of sale system
as proof of the
processing of the
transaction.

The customer’s
information is then The transaction
sent electronically is processed,
to the financial and funds are
institution, where it transferred to
is checked for the merchant’s
identification and account.
authentication.

In case of approval,
The bank verifies the the bank gives
account number and authorization for the
approves or declines transaction back to
the transaction, the Point of Sale
depending on the system at the grocery
account balance. store.
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ACCESS SECURITY

References

Dr. Sune von Solms. (2016, May). Mitigating information disclosure from point-of-sale

devices in South Africa. Retrieved April 7, 2020, from

https://www.sciencedirect.com/science/article/abs/pii/S1361372316300458

Lott, D. (2015). Improving Customer Authentication. Retail Payments Risk Forum Working

Paper.

Sabo:AWS, A. (2017). Grand Canyon university - Digital resources. Retrieved from

https://www.gcumedia.com/digital-resources/cengage/2017/principles-of-

information-security_6e.php