en.

DuplicateDetection®
Duplicate Payment Avoidance

PAYMENT SOLUTIONS
 en.DuplicateDetection®
Duplicate Payment Avoidance
THE CHALLENGES
Financial institutions have discovered that one of the
leading risks involved with processing higher volumes of
SWIFT messages has been the unintended consequence
of message duplications.
Duplicate SWIFT messages create a significant operational
impediment and increased costs for financial institutions.
With Alliance Access, duplicate messages are only detected
in the case of a perfect match with a previously sent
message, where all the fields have the same values. If
one field has a different value, Alliance Access considers
the message to be unique and sends it over the network.
Furthermore, messages are only checked against all present
(non-archived) messages in the Alliance Access database.
THE SOLUTION
EastNets® Duplicate Detection Application (en.DDA)
enables Alliance Access operators to detect, in real time, all
types of duplicate messages. These include Full Duplicates,
Partial Duplicates, Duplicates of Negative Acknowledged
messages (NACK), Non Configured, Excluded and Non
Checked messages. These options allow the operator to
refine the workflow in the Alliance Access.
Operators are therefore able to prevent transmission of
duplicate outgoing payments and halt the processing of
duplicate incoming ones.
As a result, the costs and complications of double-processing
transactions can be mitigated to save financial institutions likely
losses and avoid unnecessary ramifications.
Preventing duplicates is an element in any financial institutions
fraud detection efforts since a percentage of duplicate
payments are fraudulent in nature. In addition, to its anti-
fraud capabilities en.DDA blocks incoming and outgoing
messages for operator verification when needed, and it
defines the types of messages and fields per message to
be checked. It offers a browser-based user-friendly inter-
face that quickly compares and determines all duplicate
instances, including all messages and their related fields
alongside their history.
KEY FEATURES
Integration with Alliance Access
en.DDA is fully integrated with Alliance Access where dedi-
cated queues, functions, and routing rules are created and
are then easily added to the Alliance Access Workflow.
SWIFT messages are scanned in real time by the en.DDA
server and then routed to a special queue in Alliance Access,
should the messages be suspected as duplicates. The
integration also permits operators to use their Alliance
Access credentials to access the en.DDA verification interface.
Customized E-mail functionality can be configured to
notify operators when messages are marked as possible
duplicates to swiftly verify the messages.
 ser-defined Retention Period to Enhance Capturing
U
Duplicate Messages
With en.DDA, operators can keep records and histories
of all messages that have been processed within a user-
defined period of time. This can be a powerful reconci-
liation tool; new messages can be compared against
archived messages, allowing the operator to detect duplicate
messages and eventually halt their transmission. The appli-
cation allows operators to verify all live messages present
in the Alliance Access, in addition to those that have been
archived or removed.
 rowser-based GUI for en.DDA Verification Interface
B
The en.DDA verification interface allows operators to
display all the messages detected by the en.DDA server. This
interface provides operators with the ability to examine the
suspected duplicate message, compare the information
with the original one, and then determine which action to take:
Accept, Modify or Reject the message. Multiple duplicates
generate multiple tabs to allow comparison between all
these different layers of messages.
Advanced Detection Capability
en.DDA provides advanced detection capability through
configurations per message type and per message field.
Multiple configurations can be used to meet differing
business requirements. The advanced functionality can be
employed; for example, for “Payment Stripping’ prevention,
where duplicates can be detected against account numbers
with modified beneficiary details.
 HOW DOES IT WORK?
Creation

Authorization
File Input
HIGHLIGHTS
BankOffice
Verification Application

Leveraged Duplicate
Detection Function
Duplicate
Check en.DDA allows institutions using multiple
Alliance Access instances to perform
duplicate verifications for all their
traffic using a single en.DDA installation.
The advantage of this configuration key
! Duplicate
Partial Unique
is that it allows the detection of dupli-
Accept
SWIFT cates against all messages coming from
differentAllianceinstances.This is quite
Duplicate useful for large financial institutions
Verification Reject
having a centralized installation or a
SWIFT Service Bureau. It is well-suited
for financial institutions with many BICs,
since multiple configurations can be
defined to detect duplicate messages
separately.

5 REASONS TO CHOOSE EN.DDA®

Use a configurable user-friendly system

Dynamic Field Selection
Financial institutions using a main-
stream solution may be unable to
detect duplicate payment mes-
sages generated from its back-of-
fice. A back-office system gene-
Take a precise message routing decision rates by default a unique reference
number per transaction (Field 20), this
Control risk of duplicate payment emission means that two messages with the
same payment instructions will have
different reference numbers and will
Reduce cost incurred by payment reversal be transmitted over Alliance Access
as two unique transactions without
notifying operators. On the other
I ncrease overall security to prevent duplicate payments hand, en.DDA in such case will detect
that these messages are duplicate
payment messages.
DISCOVER HOW OUR
SOLUTIONS CAN HELP YOU
GLOBAL OVERVIEW

FINANCIAL INSTITUTIONS NEEDS EASTNETS SOLUTIONS

Suspicious Activities Monitoring en.SafeWatch Profiling

Anti-Money Laundering &
Combating Terrorist Financing
Watch List Screening en.SafeWatch Filtering
Customers Due Diligence en.SafeWatch KYC
Anti-Payment Fraud Real Time Payment Fraud Detection en.SafeWatch PaymentGuard
COMPLIANCE
SOLUTIONS
IRS Reporting en.SafeWatch FATCA
Tax Regulatory Compliance
Common Reporting Standards en.SafeWatch GATCA

Long term archiving, easy recall,

Financial Messaging en.TransactionData
and relevant report generation
Management System
of financial messages
Repository

Effective payment workflow auto-

Next Generation Financial
Messaging Hub
mation & integration with multiple en.PaymentSafe
payment network
PAYMENT
SOLUTIONS Lost Data Recovery en.Recovery
Financial Messaging
Operations Safeguard Duplicate Payment Avoidance en.DuplicateDetection

SWIFT connectivity
AML as a Service
Payments as a Service

Cloud Services en.ServiceBureau

Best-in-class software as a service
CLOUD and infrastructure as a service cloud
SOLUTIONS solutions on EastNets SWIFT certified
Service Bureau

ABOUT EASTNETS
EastNets® is a leading global provider of compliance and payments
solutions for the Financial Services industry. Over the past 30 years
EastNets has built distinctive expertise to develop and implement
standardized and individual solutions against financial crime, and
for risk management, monitoring, analysis, reporting, and state-of-
the-art consultancy and customer support. Over 1,000 customers,
including some of the largest international financial institutions, CONTACT US
rely on EastNets solutions and professional services, and over 300 Contact us today to schedule a
corporate and financial institutions rely on EastNets for outsourced meeting, book a demo, or learn
SWIFT connectivity and compliance software solutions made more about our solutions!
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supported by a large network of global strategic partners.