380057JK CTB Sales_Product_Guide-MT10.

ai 1 1/5/16 10:36 AM

Your Citibank Credit Cards and Banking Programs.

Citibank Credit Cards

Citibank SMRT
Citibank DIVIDEND Card Citi Rewards Card Start a Citigold relationship today and be rewarded with
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1st yeaiver
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Basic Card annual fee: S$192.60 (inclusive of GST)
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1 yeaiver
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e Platinum Visa Card e
Basic Card annual fee: S$192.60 (inclusive of GST) w w ars fe
2 ye aiver up to S$2,500* when you invest or insure with us.
Basic Card annual fee : S$160.50 (inclusive of GST) w

The best cash back card in town
• Petrol: Savings of up to 20.88% at Esso and up to 20.8%
at Shell, and 8% cash back at all other petrol stations
• Grocery: 8% cash back at all supermarkets and grocery
stores worldwide
• Dining: 8% cash back at all restaurants, cafes, food and
beverage outlets globally
• All other retail spend: 0.25% cash back
Terms and Conditions apply. You will receive cash back equivalent to 0.25% of the amount of the
retail purchases, and you will receive cash back of up to 7.75% on all Petrol, Groceries and Dining
transactions world wide if you accumulate a total retail spend of S$888 or more in a statement
month. Earning of 7.75% on Petrol, Grocery and Dining category will be capped at DIV$25 per
category per month.
Citi PremierMiles Visa Card
1st yeaiver
Basic Card annual fee: S$192.60 (inclusive of GST)
• S$1 spend overseas = 2 Citi Miles*
• S$1 spent locally = 1.2 Citi Miles*
• Earn up to 10 Citi Miles with every S$1 spent on online
travel bookings
• Enjoy your miles on over 60 airlines and 8,000 hotel
properties via participating Frequent Flyer and Hotel
Loyalty Programmes
• Citi Miles never expire
• Complimentary Priority Pass membership for access to
hundreds of airport lounges across the world, twice
annually
• 10,000 Citi Miles as renewal bonus upon annual card
fee payment
Terms and conditions apply. For offer details and T&Cs, please visit www.citibank.com.sg/pmvisa
* Excludes purchases made on flexible payment plans, income tax and cash advances.
Overseas spending is identified as transactions amount posted in foreign currency only.
• Earn 10X Rewards (10 Rewards Points for every S$1 spent) Up to 15% savings on your daily spend At Citigold, every conversation is about helping you
when you shop for clothes, bags and shoes or at • Up to 7% savings at all FairPrice, Sheng Siong and Giant enhance your wealth potential. Achieve your financial
departmental stores or online shopping websites Supermarkets aspirations with personalised wealth advisory that
• Up to 15% savings at selected coffee outlets — provides you with solutions tailored to meet your needs.
• Get up to 30% off online shopping at ZALORA, Luxola,
Klareti, ShopBack, and more Starbucks Coffee, The Coffee Club, tcc, and more
• Up to 5% savings at POPULAR and Toys'R'Us
• More than S$1,500 worth of welcome vouchers from
• Up to 2% savings EZ-Link Auto Top-up service on • Dedicated Citigold Relationship Manager partnered with
Rakuten, Havaianas & CommonThread, HipVan, Camper,
EZ-Reload transactions a team of specialists
Evisu, ZALORA and many more New to Citibank? Start a Citi Priority relationship
• Up to 5% savings on Citibank One Bill Town Councils • Global banking privileges
(S$50,000 min*) and get S$200 cash when you
Service and Conservancy Charges • Free instant funds transfers with Citibank Global Transfer
do the following:
*Terms and conditions apply. For Groceries, 5% SMRT$ is awarded for transaction of S$50 and • Lifestyle Privileges 1) Sign up for e-statements
above and 3% SMRT$ is awarded for transactions less than S$50 for monthly statement spend.
Citi Rebate is awarded to transactions made at Sheng Siong and Giant only, where 2% Citi Rebate • Fast-track immigration access at major airports worldwide 2) Complete an Investment Risk Profile via Citibank
is awarded for transactions of S$50 and above and 1% Citi Rebate is awarded for transactions
Citibank Clear Card of S$20 to less than S$50. 15% savings is calculated based on 5% SMRT$ and 10% Citi Rebate with the complimentary APEC business travel card Online or Total Wealth Fact Finder session with a
e for Starbucks Coffee. Other Citi Rebate terms and conditions apply. For monthly statement spend
Basic Card annual fee: S$29.96 (inclusive of GST)
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1st yeaiver
w of S$600 or more, 2.0% SMRT$ is awarded for EZ-Reload transactions of more than S$30.25 • Access to regular and relevant research insights Personal Banker
and 1.0% SMRT$ is awarded for EZ-Reload transactions of S$30.25 or less. For monthly statement
spend of less than S$600, 1.7% SMRT$ is awarded for EZ-Reload transactions of more than • Invites to market outlook seminars
• Ideal credit card for tertiary students with no minimum S$30.25 and 0.7% SMRT$ is awarded for EZ-Reload transactions of S$30.25 or less. Personal Service
e income required
* Terms and conditions apply.
• Priority Banking – Priority queue at selected
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• Exclusive party privileges, dining deals and additional Citi branches & 24-hour CitiPhone hotline
benefits for every dollar spent • Personal Banker – Financial advice tailored to
Citi Prestige Card your life stage
Citibank Corporate Card Basic Card annual fee: S$535 (inclusive of GST) • Invitations - Exclusive seminars and lifestyle events
(Personal Liability) e
• #FantasticFirsts – Daily lifestyle privileges and
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Basic Card annual fee: S$160.50 (inclusive of GST) 3 ye aiver
w Apply for Citi Prestige Card and receive discounts
Citibank M1 • USD$100 Hotels.com e-voucher^ plus
Platinum Visa Card • Separate your business expenses from the expenses on • 62,500 Citi Dollars (25,000 miles) OR Smart watch / Tablet
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Banking Privileges
Basic Card annual fee: S$160.50 (inclusive of GST)
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1st yeaiver your personal credit cards. upon annual card fee* payment
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• S$80 cash for your first Insurance purchase
• Up to S$1million complimentary travel insurance for the
• More savings on your bills: through us^
cardholder when the full fare is charged to the card. • Exclusive credit card with minimum income of S$120,000 p.a.
• Dedicated 24-Hour global concierge team for your • S$80 cash for your first Unit Trust purchase via
- Up to 10% Citi Rebate at over 700 locations islandwide • Pay with a wave of your card at participating Visa
travel/lifestyle needs Citibank Online^
- Up to 5% Citi Rebate on overseas retail purchases* PayWave merchants for transactions below S$100.
• Complimentary 4th night stay at any hotel of your choice • Up to 2.50% p.a. with the Citibank Interest Plus
- Up to 2.5% Citi Rebate on M1 mobile and broadband bills • Earn up to 10% Citi Rebate on top of the 1 Citi Dollar for
• Unlimited complimentary access to airport lounges across the Savings Account
every S$1 spent.
- 0.3% Citi Rebate on any other local retail purchases world for primary cardmember through Priority Pass membership • Global Banking - Free Citibank ATM withdrawal
• Access to complimentary golf games worldwide, free and instant global fund transfers
• Redeem your Citi Rebate at M1 Shops or to offset your
• S$1 spent locally = 3.25 Citi Dollars (1.3 Citi Miles) via CGT, USD$5,000 Emergency Cash.
daily purchases • S$1 spent overseas = 5 Citi Dollars (2 Citi Miles)
* Only applicable for purchases made in a currency other than Singapore dollars. Subject to • Earn additional annual Relationship Bonus Points up to 30% * Minimum S$50,000 balance required to start a Citi Priority relationship to
a cap of S$200 Citi Rebates per statement of account. be maintained for a period of 3 months.
based on your annual retail spend and depth of relationship ^ S$80 cash bonus only valid for first insurance purchase through Citibank
Singapore Limited, and must be a Regular Premium insurance policy with a
with Citi minimum monthly premium of $250. S$80 cash bonus only valid for first Unit
Trust purchase conducted through Citibank Online with minimum size of
* Supplementary cards are unlimited and free for life. Annual fee cannot be waived.
S$5,000.
^ Valid for the first 400 approved accounts, first-come-first served basis.
 380057JK CTB Sales_Product_Guide-MT10.ai 2 1/5/16 10:36 AM

Your Citibank Ready Credit, Citibank Mortgages and Citibank InterestPlus Savings Account

More shopping. More mileage. Citibank Ready Credit Citibank InterestPlus Savings Account
Get the most out of your spend, protect
Up to More your loved ones and grow your wealth.
Up to flexibility. Open a Citi Priority Relationship with

10x Rewards.
20.88% Instant cash and
S$50,000 today and complete a Total
Wealth Fact Finder review with a
Personal Banker to receive a welcome
gift worth S$200*.
on petrol savings.
1% cash
rebate.
• Earn up to 2.5% p.a. more on your savings*:
- 1.2% p.a. bonus interest with minimum of S$250
monthly in insurance premium
Perfect
choice
- 0.1% p.a. bonus interest when you spend S$25 monthly on
Annual fee: S$80 ar fe
e your Citibank Credit Card
1st yeaiver
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- 1.2% p.a. bonus interest with minimum of S$250
• Line of credit with convenient access to cash via ATM, monthly in investment
More daily Up to chequebook, online fund transfer and bill payment • Free cash withdrawals from Citibank ATMs overseas (with no
savings.
• Pay for your purchases and get 1% cash rebate with
processing fee), free instant fund transfers with Citi Global Transfer for your lifestyle.
Up to
2 Citi
Miles
per S$1 spend.
Citibank Ready Credit Card
• Credit limit of up to 4X your monthly income
• Attractive lower interest rate at 1.663% per month
• Flexible option to convert to monthly instalment loan
• Have a Personal Banker take care of your financial needs
when you open a Citi Priority relationship and maintain
balances above S$50,000

8% savings
on your daily spend.
Citibank Ready Credit PayLite
• Choose between "no interest rate with upfront fees" or
• Enjoy a further bonus interest of 1% p.a. if you take up a
home loan of minimum S$250,000
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the
Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate
"preferential interest rates with no service fees"
per depositor per Scheme member by law. Foreign currency deposits, dual
• Affordable monthly instalments of up to 60 months currency investments, structured deposits and other investment products
are not insured. For more information, please refer to SDIC’s website at
Citibank Mortgages www.sdic.org.sg.
More privileges worldwide. * Terms and conditions apply.
Are you planning/intending to:
• purchase a new private property; or
Up to • refinance your existing loan (from other
More daily rides. financial institutions); or

Up to cash
70% off • cashout on your existing property?

Benefits* of having a home loan with Citibank:

2%
• In-Principle Approval for the home loan
Across 20 countries. • Wide variety of SIBOR linked packages with flexibility to
back switch across SIBOR tenures
• Attractive interest rates
on EZ-Reload Citi World Privileges
• Dedicated Mortgage Hotline to assist in all queries
Citibank also offers home loans with preferential rates if
transactions. Shop and dine like a local, anywhere in the world. you have a banking relationship with us.
* Terms and conditions apply.
Visit www.citiworldprivileges.com

Information stated is accurate at time of print, please refer to www.citiworldprivileges.com Citibank full disclaimers, terms and conditions apply to individual products and banking services. ©2016 Citibank. Citi, Citibank and Citi and
for the latest promotions. Arc Design are registered service marks of Citigroup Inc. Citibank Singapore Limited Co. Reg. No. 200309485K Printed on 05/01/2016