NAME AND STYLE

STAR RECLAMATION

ADRRESS
Bathinda

CONSTITUTION
PARTNERSHIP

NAME OF PARTNER
A) Sh. Vasu Aggarwal 50%
b)Sh. Raghav Aggarwal 50%

ACTIVITY
EXTRACTING MPYROLYSIS OIL FROM OLD TYRE

RAW MATERIAL
MAIN RAW MATERIAL IS OLD TYRE WHICH IS IMPORTED FROM DUBAI WITHOUT ANY PROBLEM

CAPACITY
The capacity of each machine is 12 MT per day and 4 machine are to be instalemed
thus total capacity of the plant od 48 MT per day

` COST OF PROJECT
₹ lakh
PARTICULARS Proposed
Land & Land Development 35.00
Building Include Boundar Walls & soling 206.34
Plant & Machinery 243.00
Electric installlation 20.00
Pre-operative Exp 14.85
Working Capital -Margin 78.50
TOTAL 597.69

MEANS OF FINANCE ₹ lakh

PARTICULARS Total

Own Funds 267.69

Term Loan 330.00
TOTAL 597.69

Debt Equity Ratio 1.23

CA. Rohit Kumar 9814923688

LAND
The required land for the plant is 4 acre @ ₹ 8.00 per acre and registration and incidenal expenses ₹ 3.00
and total cost come to ₹ 35.00 lacs.

Building
The estimate of building expenditure is as follow: ₹ lacs
a) Production Shed 65X 360 sq ft = 23400 @ ₹ 320 per sq ft 74.88
b) Office Block 2000 sq ft @ ₹ 800 per sq td 16.00
c) Store 700 sq ft, workshop 1050 sq ft and 25 room for
llabour 4160 sq ft : total covered are 5910 sq ft @₹ 600 per sq ft 35.46
d) wate tank 20 x 120x 6 depth 30.00
e) Boundary wall and flooring 50.00
206.34

POWER CONNECTION ₹ lacs

The 150 kw power coonection is required and total const including transformer ,
cabling and installation and security deposit comr to ₹ 20.00 lacs 20.00

Detail of Machinery and Cost ₹ lacs

a)e estimated cost of each pyrolysis plant is ₹ 52 .00 lacs and 4 plant are required 228.00
and foundation cost of machinery is ₹ 5.00 per machine
b) 4 nos Oil storage tank of 25000 litre @ ₹ 2.50 lac each 10.00
c) Fire saftty equipment 5.00
243.00
Pre-Operative Exp
The detail of the same is as follow: (Rs. in Lacs)
Particulars
Interest & Charges on borrowing during implementation period 2.89
Other Exp. 0.61
3.50
TERM LOAN DETAIL
1. Calculation of Bank Finance Rs in Lacs
Unit Total Bank Bank Fin Own Own Margin
Investment Finance %age Margin %age
Plant & Machinery 243.00 180.00 74% 63.00 25.93%
Building 206.34 150.00 73% 56.34 27.30%
449.34 330.00 119.34 26.56%

CA. Rohit Kumar 9814923688

2.Gestation Period and Instalment
Total Term Loan required 330.00 Lacs
Rate of Interest 9.00%
Total Period of Loan (Years) excluding Gestation period 7
Total Number of Quarterly instalments 28
Gestation Period in Months 6
Interst during Gestation Period 14.85 Lacs

3.Term Loan Repayment Schedule

Particulars 1st 2nd 3rd 4th 5th 6th 7th
Opening Balance/Disbursement 330.00 282.86 235.71 188.57 141.43 94.29 47.14
Instalment 47.14 47.14 47.14 47.14 47.14 47.14 47.14
Closing Balance 282.86 235.71 188.57 141.43 94.29 47.14 0.00
Average Balance 306.43 259.29 212.14 165.00 117.86 70.71 23.57
Interest @9% 27.58 23.34 19.09 14.85 10.61 6.36 2.12

7. Total Repayment of Loan Instalment plus interest ₹ lakh

Particulars 1st 2nd 3rd 4th 5th 6th 7th
Instalment 47.14 47.14 47.14 47.14 47.14 47.14 47.14
Interest 27.58 23.34 19.09 14.85 10.61 6.36 2.12
Total 74.72 70.48 66.23 61.99 57.75 53.50 49.26

DETAILS OF POWER & FUEL EXPENSES

A electric connection of 150 KwA to be installed in the factory.
The power cost to run the rice sheller is as follow :-
Total Power Load 150.00 KWH
No of Working days 300 Days
No of Working hours 22 Hours
Load Factor 0.70 Factor
Total No of Unit(KW) consumed 693000 KWH
Cost of Power @ ₹ 5.00 per Unit 34.65 Lacs

RAW MATERIAL REQUIREMENTS

Particulars
Installed Capacity of Rubber tyre 48.00 MT per hour
No of Working Days 300 days
No of Working hour per day 22 hours
Annual Processing 14400 MT
Cost of Tyre Rubber ₹ 13,300 MT
Quantity Per Annum 14400 MT
`Cost of Raw Material per anum 1915.20 ₹ laks

CA. Rohit Kumar 9814923688

SALES RELISATION 100% capacity 14400
₹ lakh
Particulars %age Production Rate Amount
per MT
1.Pyrolysis Oil 42% 6048 32000 1935
2.Steel Wire 15% 2160 16000 346
3. Carbon Black 35% 5040 1500 76
sales as 100% capcity 2357

DETAILS OF MANPOWER
Admnstrative Staff
S.No. Description Salary(PM) Nos Amount
1 Production Manager 25000 1 25000
2 Maintainance Manager 15000 1 15000
3 Semi Skilled Person 10000 24 240000
4 Peon/Watchman/Office Staff 9000 6 54000
5 Sales & Purchases Personal 10000 2 20000
TOTAL(A) 32 354000
Annual Salary 42.48 Lacs
Total Salary & Wages 42.48 Lacs

DEPRECIATION AND WDV ₹ lakh

Particulars 1st 2nd 3rd 4th 5th 6th 7th
BUILDING
WDV(Opening) 206.34 185.71 167.14 150.43 135.39 121.85 109.66
Depreciation 10% 20.63 18.57 16.71 15.04 13.54 12.19 10.97
WDV(Closing) 185.71 167.14 150.43 135.39 121.85 109.66 98.69

PLANT & MACHINERY

WDV(Opening) 243.00 206.55 175.57 149.23 126.85 107.82 91.65
Depreciation 15% 36.45 30.98 26.34 22.38 19.03 16.17 13.75
WDV(Closing) 206.55 175.57 149.23 126.85 107.82 91.65 77.90

Total Depreciation 57.08 49.55 43.05 37.42 32.57 28.36

PROFITABILITY STATEMENT
₹ lakh
Particulars 1st 2nd 3rd 4th 5th 6th 7th
Capacity to be utilized % 60.00% 65.00% 67.50% 70.00% 72.50% 75.00% 80.00%

CA. Rohit Kumar 9814923688

SALES/INCOMES
Sales Value 1413.94 1531.76 1590.68 1649.59 1708.51 1767.42 1885.25
A 1413.94 1531.76 1590.68 1649.59 1708.51 1767.42 1885.25
EXPENDITURE
Raw Materials 1149.12 1244.88 1292.76 1340.64 1388.52 1436.40 1532.16
Power & Fuel/Generator Exp 20.79 22.52 23.39 24.26 25.12 25.99 27.72
Labour & Wages 42.48 44.60 46.83 49.17 51.63 54.21 56.92
Consumable Store 11.49 12.45 12.93 13.41 13.89 14.36 15.32
Repair & Maitence 11.49 12.45 12.93 13.41 13.89 14.36 15.32
Transportation Exp 14.14 15.32 15.91 16.50 17.09 17.67 18.85
Depreciation 57.08 49.55 43.05 37.42 32.57 28.36 0.00
Cost of Sales B 1306.59 1401.77 1447.80 1494.80 1542.71 1591.35 1666.29

Gross Profit C = A-B 107.35 129.99 142.88 154.79 165.80 176.07 218.96

ADMN EXPENSES
Interest on Term Loan 27.58 23.34 19.09 14.85 10.61 6.36 2.12
Interest on c/c Limit 19.80 19.80 19.80 19.80 19.80 19.80 19.80
Pre-operative Exp write off 2.12 2.12 2.12 2.12 2.12 2.12 2.13
Other Admn Exp 12.00 12.60 13.23 13.89 14.58 15.31 16.08
Total Admn Exp D 61.50 57.86 54.24 50.66 47.11 43.59 40.13

Profit before tax 45.85 72.13 88.64 104.13 118.69 132.48 178.83
Income-tax 14.17 22.29 27.39 32.18 36.68 40.94 55.26
Profit after tax 31.68 49.84 61.25 71.95 82.01 91.54 123.57

CA. Rohit Kumar 9814923688

 PROJECTED BALANCE SHEET FOR THE SEVEN YEARS
₹ LAKH
Particulars 1st 2nd 3rd 4th 5th 6th 7th
ASSETS
Fixed Assets :
Gross Block 504.34 504.34 504.34 504.34 504.34 504.34 504.34
Less : Depreciation 57.08 106.63 149.68 187.10 219.67 248.03 248.03
Net Block 447.26 397.71 354.66 317.24 284.67 256.31 256.31
Misc Assets
Pre-Operative Exp 12.73 10.61 8.49 6.37 4.25 2.13 0.00
Current Assets :
Current Assets 306.87 331.81 344.27 356.77 369.33 381.91 406.03
Cash and Bank 37.73 43.74 50.94 55.19 58.59 61.30 56.37
Total Assets 804.59 783.87 758.36 735.57 716.84 701.65 718.71
LIABILITIES
Net Worth :
Capital Balance 293.37 319.21 340.46 364.41 392.42 423.96 487.53
Term Loan 282.86 235.71 188.57 141.43 94.29 47.14 0.00
Working Capital Finance 220.00 220.00 220.00 220.00 220.00 220.00 220.00
Current Liabilities 8.37 8.95 9.33 9.73 10.13 10.55 11.18
Total Liabilities 804.59 783.87 758.36 735.57 716.84 701.65 718.71
0.00 0.00 0.00 0.00 0.00 0.00 0.00

CA. Rohit Kumar 9814923688

 Capital Balance ₹ LAKH
Particulars 1st 2nd 3rd 4th 5th 6th 7th
Opening Balance 267.69 293.37 319.21 340.46 364.41 392.42 423.96
Add: Profit 31.68 49.84 61.25 71.95 82.01 91.54 123.57
299.37 343.21 380.46 412.41 446.42 483.96 547.53
Less: Drawing 6.00 24.00 40.00 48.00 54.00 60.00 60.00
Closing Balance 293.37 319.21 340.46 364.41 392.42 423.96 487.53

WORKING CAPITAL ₹ LAKH

Particulars 1st 2nd 3rd 4th 5th 6th 7th
Raw Material (2 month) 191.52 207.48 215.46 223.44 231.42 239.40 255.36
Finished stock (15 days) 54.44 58.41 60.32 62.28 64.28 66.31 69.43
Consuable Store 2.00 2.10 2.21 2.32 2.44 2.56 2.69
Receivable(15 days) 58.91 63.82 66.28 68.73 71.19 73.64 78.55
Total Current Assets 306.87 331.81 344.27 356.77 369.33 381.91 406.03
Creditors(15 Days) 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Expenses Payable(1 Month) 8.37 8.95 9.33 9.73 10.13 10.55 11.18
Total Current Liabilities 8.37 8.95 9.33 9.73 10.13 10.55 11.18
Working Capital 298.50 322.86 334.94 347.04 359.20 371.36 394.85
Less: Own Margin 78.50 102.86 114.94 127.04 139.20 151.36 174.85
Bank Finance 220.00 220.00 220.00 220.00 220.00 220.00 220.00
Bank Finanace % to working capital 74% 68% 66% 63% 61% 59% 56%
Debt Service Coverage Ratio
₹ LAKH
Particulars 1st 2nd 3rd 4th 5th 6th 7th
Profit after Tax 31.68 49.84 61.25 71.95 82.01 91.54 123.57
Depreciation 57.08 49.55 43.05 37.42 32.57 28.36 0.00
Bank Interest 27.58 23.34 19.09 14.85 10.61 6.36 2.12
TOTAL (A) 116.34 122.73 123.39 124.22 125.19 126.26 125.69
Instalment 47.14 47.14 47.14 47.14 47.14 47.14 47.14
Bank Interest 27.58 23.34 19.09 14.85 10.61 6.36 2.12
TOTAL (B) 74.72 70.48 66.23 61.99 57.75 53.50 49.26

DSCR Ratio(A/B) (A/B) 1.56 1.74 1.86 2.00 2.17 2.36 2.55

863.82
Average D.S.C.R : 433.95 === 1.99

CA. Rohit Kumar 9814923688

 INTEREST COVERAGE RATIO ₹ LAKH
Particulars 1st 2nd 3rd 4th 5th 6th 7th
Profit 31.68 49.84 61.25 71.95 82.01 91.54 123.57
Depreciation 57.08 49.55 43.05 37.42 32.57 28.36 0.00
Interest on bank finance 47.38 43.14 38.89 34.65 30.41 26.16 21.92
Fund Available(A) 136.14 142.53 143.19 144.02 144.99 146.06 145.49
Interest on bank finance 47.38 43.14 38.89 34.65 30.41 26.16 21.92
Interest Coverage Ratio 2.87 3.30 3.68 4.16 4.77 5.58 6.64

CASH FLOW STATEMENT ₹ LAKH

Particulars 1st 2nd 3rd 4th 5th 6th 7th
CASH INFLOW :
Profit before Intt & Tax 93.23 115.27 127.53 138.78 149.10 158.64 200.75
Depreciation 57.08 49.55 43.05 37.42 32.57 28.36 0.00
Pre-Operative Exp write off 2.12 2.12 2.12 2.12 2.12 2.12 2.13
Owned Funds 267.69 0.00 0.00 0.00 0.00 0.00 0.00
Term Loan 330.00 0.00 0.00 0.00 0.00 0.00 0.00
Working Capital Finance 220.00 0.00 0.00 0.00 0.00 0.00 0.00
TOTAL CASH INFLOW 970.12 166.94 172.70 178.32 183.79 189.12 202.88
CASH OUTFLOW :
Capital Expenditure 504.34 0.00 0.00 0.00 0.00 0.00 0.00
Pre-Operative Exp 14.85 0.00 0.00 0.00 0.00 0.00 0.00
Change in Working Capital 298.50 24.36 12.08 12.10 12.16 12.16 23.49
Drawing 6.00 24.00 40.00 48.00 54.00 60.00 60.00
Income-tax 14.17 22.29 27.39 32.18 36.68 40.94 55.26
Bank Interest 47.38 43.14 38.89 34.65 30.41 26.16 21.92
Repayment of Term Loan 47.14 47.14 47.14 47.14 47.14 47.14 47.14
TOTAL CASH OUTFLOW 932.38 160.93 165.50 174.07 180.39 186.40 207.81
Surplus 37.73 6.01 7.20 4.25 3.40 2.72 -4.94

Cash at Biggning of year 0.00 37.73 43.74 50.94 55.19 58.59 61.30
Cash at End of year 37.73 43.74 50.94 55.19 58.59 61.30 56.37

0.00 0.00 0.00 0.00 0.00 0.00 0.00

CA. Rohit Kumar 9814923688

 PROJECTED RATIOS ₹ LAKH
Particulars 1st 2nd 3rd 4th 5th 6th 7th
Parameters
Current Assets CA 344.60 375.55 395.21 411.96 427.92 443.21 462.40
Current Liabilitie CL 228.37 228.95 229.33 229.73 230.13 230.55 231.18
Net Sales Sales ### ### ### ### ### ### ###
Profit before Tax PBT 45.85 72.13 88.64 104.13 118.69 132.48 178.83
Profit after Tax PAT 31.68 49.84 61.25 71.95 82.01 91.54 123.57
Depreciation 57.08 49.55 43.05 37.42 32.57 28.36 0.00
Cash Accruals 88.76 99.39 104.30 109.37 114.58 119.90 123.57
Capital 293.37 319.21 340.46 364.41 392.42 423.96 487.53
Tangible Net Wor TNW 293.37 319.21 340.46 364.41 392.42 423.96 487.53
Unsecured Loan #REF! #REF! #REF! #REF! #REF! #REF! #REF!
Adjusted TNW Adj. TNW #REF! #REF! #REF! #REF! #REF! #REF! #REF!
Total Outside Liab TOL 511.23 464.66 417.90 371.16 324.42 277.69 231.18
Debt-Long Term ### ### ### ### ### ### ###

Ratios
Current Ratios 1.51 1.64 1.72 1.79 1.86 1.92 2.00
PBT/Sales 3.24% 4.71% 5.57% 6.31% 6.95% 7.50% 9.49%
PAT/Sales 2.24% 3.25% 3.85% 4.36% 4.80% 5.18% 6.55%
TOL/TNW 1.74 1.46 1.23 1.02 0.83 0.65 0.47
TOL/Adjusted TNW #REF! #REF! #REF! #REF! #REF! #REF! #REF!
Debt Equity Ratio ### ### ### ### ### ### ###
Net Working Capital 116.23 146.60 165.88 182.23 197.79 212.66 231.22

FUND FLOW STATEMENT

(Rs. in Lacs)
Particulars 0th 1st 2nd 3rd 4th 5th 6th 7th
SOURCE OF FUNDS :
Fund From Operation :
Profit before Intt 0.00 93.23 115.27 127.53 138.78 149.10 158.64 200.75
Depreciation 0.00 57.08 49.55 43.05 37.42 32.57 28.36 0.00
Pre-Operative Exp 0.00 2.12 2.12 2.12 2.12 2.12 2.12 2.13
Change in Current L 0.00 228.37 0.58 0.38 0.40 0.40 0.42 0.63

Increase in Long Term Funds :

Owned Funds #REF! #REF! 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Unsecured Loans 0.00 #REF! #REF! #REF! #REF! #REF! #REF! #REF! #REF!
Term Loan 0.00 330.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total Sources of #REF! #REF! #REF! #REF! #REF! #REF! #REF! #REF! #REF!
APPLICATION OF FUNDS :
Long Term Usage
Capital Expenditur 0.00 504.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Pre-Operative Exp 0.00 14.85 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Security Deposit #REF! #REF! #REF! #REF! #REF! #REF! #REF! #REF! #REF!
Repayment of Ter 0.00 47.14 47.14 47.14 47.14 47.14 47.14 47.14 0.00

Short Term Usage

Change in Working 0.00 344.60 30.95 19.66 16.75 15.96 15.30 19.18 -462.40
Income-tax 0.00 14.17 22.29 27.39 32.18 36.68 40.94 55.26 0.00
Drawings 0.00 6.00 24.00 40.00 48.00 54.00 60.00 60.00 0.00
Interest Payment 0.00 ### ### ### ### ### ### ### ###

Total Uses of Fu #REF! ### ### ### ### ### ### ### ###

Security Margin
Particulars 1st 2nd 3rd 4th 5th 6th 7th 8th
WDV of Security 447.26 397.71 354.66 317.24 284.67 256.31 256.31 0.00
Agg. TL outstanding 282.86 235.71 188.57 141.43 94.29 47.14 0.00 0.00
Security margin available 164.40 162.00 166.09 175.81 190.38 209.17 256.31 0.00
%age of Margin 36.76% 40.73% 46.83% 55.42% 66.88% 81.61% ### #DIV/0!

Movement of TNW
Year 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25
Opening TNW #REF! #REF! #REF! #REF! #REF! #REF! #REF! #REF!
Add : PAT 31.68 49.84 61.25 71.95 82.01 91.54 123.57 0.00
Add : Increase in equity capi #REF! 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Add/Subtract : change in in -12.73 2.12 2.12 2.12 2.12 2.12 2.13 0.00
Less : Withdraws 6.00 24.00 40.00 48.00 54.00 60.00 60.00 0.00
Closing TNW #REF! #REF! #REF! #REF! #REF! #REF! #REF! #REF!

For Vee Ess Agro Mills Compiled from the estimates

furnished by management
For Lal & Associates
(Partner) Chartered Accountants

(CA. Jagjiwan Lal)

Partner

VEES ESS AGRO MILLS,VPO : DHALEKE

Computation of W/C Requirement as per Nayak committee recommendation and accepted

by the RBI

(Rs in lacs)

Sr. No Description Ist Year

1 Projected Annual turn over 1413.94

2 Margin Money to be contributed by 70.70

the Unit (@ 5% of item No.1)

3 Working Capital Facilities to be 282.79

provided by the bank @ 20% OF
ITEM NO. 1
4 Total W/C requirement of the Unit 353.49
2+3

Though as per Nayak Committee recommendations , limit comes to Rs. 68.95 lac but
firm has requested for CC limit of Rs. 10.00 lacs.

For S. S Agro Industries

 (Partner)
Opening Stock of Finish 0.00 54.44 58.41 60.32 62.28 64.28 66.31
Closing Stock of Finish 54.44 58.41 60.32 62.28 64.28 66.31 69.43
 S.S. AGRO INDUSTRIES, VPO DHALEKE, ZIRA ROAD, MOGA

Detail of Instalment and Principal Repayment Chart

4. Interest during Gestation Period

Month Opening Availed during Closing Rate of Interest Interest Balance of
Balance the month Balance Interest on Loan to be paidTerm Loan
April ### 0 0 0 10.75% 0 0 0
May ### 0 0 0 10.75% 0 0 0
June ### 0 3000000 3000000 10.75% 20156 20156 3000000
July ### 3000000 4500000 7500000 10.75% 67188 67188 7500000
Aug ### 7500000 3000000 10500000 10.75% 94063 94063 10500000
Sept ### 1.1E+07 1500000 12000000 10.75% 107500 107500 12000000
288907 288907

5. Repayment of Term Loan and Interest Calculation

Quarter ending Opening Rate of Interest InstalmentInterst to Total Closing
Balance Interest on Loan to be paid be paid Repayment Balance
Quarter ending 31.12.201 12000000 10.75% 322500 429000 322500 751500 ###
Quarter ending 31.3.2018 11571000 10.75% 310971 429000 310971 739971 ###
Quarter ending 30.6.2018 11142000 10.75% 299441 429000 299441 728441 ###
Quarter ending 30.9.2018 10713000 10.75% 287912 429000 287912 716912 ###
Quarter ending 31.12.201 10284000 10.75% 276383 429000 276383 705383 9855000
Quarter ending 31.3.2019 9855000 10.75% 264853 429000 264853 693853 9426000
Quarter ending 30.6.2019 9426000 10.75% 253324 429000 253324 682324 8997000
Quarter ending 30.9.2019 8997000 10.75% 241794 429000 241794 670794 8568000
Quarter ending 31.12.201 8568000 10.75% 230265 429000 230265 659265 8139000
Quarter ending 31.3.2020 8139000 10.75% 218736 429000 218736 647736 7710000
Quarter ending 30.6.2020 7710000 10.75% 207206 429000 207206 636206 7281000
Quarter ending 30.9.2020 7281000 10.75% 195677 429000 195677 624677 6852000
Quarter ending 31.12.202 6852000 10.75% 184148 429000 184148 613148 6423000
Quarter ending 31.3.2021 6423000 10.75% 172618 429000 172618 601618 5994000
Quarter ending 30.6.2021 5994000 10.75% 161089 429000 161089 590089 5565000
Quarter ending 30.9.2021 5565000 10.75% 149559 429000 149559 578559 5136000
Quarter ending 31.12.202 5136000 10.75% 138030 429000 138030 567030 4707000
Quarter ending 31.3.2022 4707000 10.75% 126501 429000 126501 555501 4278000
Quarter ending 30.6.2022 4278000 10.75% 114971 429000 114971 543971 3849000
Quarter ending 30.9.2022 3849000 10.75% 103442 429000 103442 532442 3420000
Quarter ending 31.12.202 3420000 10.75% 91913 429000 91913 520913 2991000
Quarter ending 31.3.2023 2991000 10.75% 80383 429000 80383 509383 2562000
Quarter ending 30.6.2023 2562000 10.75% 68854 429000 68854 497854 2133000
Quarter ending 30.9.2023 2133000 10.75% 57324 429000 57324 486324 1704000
Quarter ending 31.12.202 1704000 10.75% 45795 429000 45795 474795 1275000
Quarter ending 31.3.2024 1275000 10.75% 34266 429000 34266 463266 846000
Quarter ending 30.6.2024 846000 10.75% 22736 429000 22736 451736 417000
Quarter ending 30.9.2024 417000 10.75% 11207 417000 11207 428207 0
4671898 5E+06

6. Yearly calculation of Term Loan repayment

Year Opening Rate of Interest InstalmentInterst to Total Closing
Balance Interest on Loan to be paid be paid Repayment Balance
Ending 31.3.2018 12000000 10.75% 633471 858000 633471 1491471 ###
Ending 31.3.2019 11142000 10.75% 1128589 1716000 1E+06 2844589 9426000
Ending 31.3.2020 9426000 10.75% 944119 1716000 944119 2660119 7710000
Ending 31.3.2021 7710000 10.75% 759649 1716000 759649 2475649 5994000
Ending 31.3.2022 5994000 10.75% 575179 1716000 575179 2291179 4278000
Ending 31.3.2023 4278000 10.75% 390709 1716000 390709 2106709 2562000
Ending 31.3.2024 2562000 10.75% 206239 1716000 206239 1922239 846000
Ending 31.3.2025 846000 10.75% 33943 846000 33943 879943 0