CV Timothy Cain

69a Cedar Road

Sutton, Surrey
SM2 5DJ
Telephone: 07708098012 Email: Taluncain@yahoo.com

CREDIT CONTROL / FINANCIAL MANAGEMENT

Senior level credit analyst with over 14 year’s corporate experience leading diverse credit department
operations seeks re-entry into industry after relocation to the United Kingdom from the United States.
Honoured as top analyst and proven financial specialist within the publishing industry, possessing
multiple significant achievements and implementing solutions to meet business needs in a fast moving
environment. Well networked and project oriented with exceptional management and interpersonal
talents now looking to continue making a significant contribution in the London area.
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AREAS OF EXPERTISE
.. Credit Analysis .. Month End Closing .. Audit compliance

.. Investigations
Collections .. Staff training / development
Negotiating .. Coaching / mentoring
SAP / Business Management

.. Dispute Resolution
Problem Solving
Accounts Receivable Reconciliation
.. Team leadership
Budgetary controls
Expenditure Analysis
.. Microsoft office
Board level presentations
Writing plans / reports

PROFESSIONAL EXPERIENCE AND SIGNIFICANT ACHIEVEMENTS

FINANCIAL CONSULTANT

Nov 2000-Oct 2010

. Self Employed, Brooklyn, NY USA

A trusted Financial Advisor with a loyal customer base to whom I have been delivering expert tax

.. advice.
Prepared New York State and Federal Income tax returns.

.. Continued to build on the business base, further enhancing the services offered.
Reconciled tax discrepancies and satisfied vigorous audits.
Negotiated settlements.

CREDIT ANALYST Nov 1989-Nov

2000

.. Fairchild Publications, New York, NY USA

Promoted to commandeer the renovation of a failing credit department for book division.
Managed multi-million dollar accounts receivables for the advertising and book division credit

. departments.
Conducted investigations whilst identifying risks on potential customers; Authorised credit

.. applications and set credit limits based on financial profile

Monitored hold screen whilst making informed decisions based on account status.
Exerted influence and collaborated with accounts receivable, customer service, and sales

.. departments to ensure that accounts ran smoothly.

Identified and resolved billing discrepancies in early stages of invoicing.

...
Oversaw billing and dunning procedures.
Used aggressive follow up collection techniques by ensuring staff were up to date.
Reinstated accounts receivables by building relationships with customers
Created month-end and day to day reports on aged accounts including legal activity and debt
management.
.. Met monthly with outside attorney to discuss collection procedures for bad debt accounts
Attended monthly credit group meetings with other publishing companies
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PROFESSIONAL EXPERIENCE AND ACHIEVEMENTS (CONT.)

KEY CONTRIBUTIONS
 Chief architect in the successful reconstruction of a failing book division.
 Developed new policies and procedures.
 Coordinated system analysis upgrade.
 Cleared reconciliation and bad debt back log whilst increasing cash flow.
 Managed solutions in customer’s accounts resulting in substantial savings.
 Received multiple merits as top company analyst.

CREDIT SUPERVISOR / ACCOUNTS RECIEVABLE / PAYROLL

Nov 1987-Nov 1989

. Farrell Lines, Inc. New York, NY USA

Promoted through the ranks to manage all areas of billing, accounts receivables, collections,

.. and payroll.
Conducted credit investigations on potential freight forwarders and transient customers.

..Monitored all shipments and held cargo based on customer account status.
Prepared marine payroll for crew; delivered cash payments upon arrival of vessel at dock.
Consistently exceeded all management requirements.

TAX COMPLIANCE REPRESENTATIVE

Jan 1985-Nov 1987

.. New York State Department of Taxation and Finance, NY USA

Analysed and amended corporate tax returns from taxpayers.

.. Administered assessment and collection procedures based on tax return examination.

Performed skip tracing on taxpayers difficult to locate.
Issued warrants, levies, and garnishments.

EDUCATION
Bishop Loughlin Attained commendation in Accounting. 1975-1978
Memorial High School

Kingsborough Business Administration Coursework, 2 years. 1994-1996

Community College

New York Institute of Certificate in Credit and Collection Techniques. 1992-1993

Credit

Personal:

Marital Status: Married

Interests / pastimes: Family, Travel, Sports, Volunteer work, History, Meeting new people.

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