 Loans available for farmers for production, development purposes, for purchase of

tractors, for installation of tube wells, for purchase agricultural implements, micro loans,
for godown construction, for construction of fish form, for livestock forming.
 Markup 15.50% per annum
 Loans available at farmer's doorsteps
 Agriculture experts to guide farmers
 Loans available against agriculture passbooks, gold ornaments and paper security

NBP Karobar
(President's Rozgar Scheme)
Self-employment opportunities for un-employed
Financing Term & Conditions:
 Minimum down payment: 10% of asset price
 Tenure: 1 to 5 years (for PCO 2 years)
 Grace period: 3 months
 Maximum loan amount: Rs. 200,00
 Age: 18 – 45 years
 Mark-up (Variable): 1 year KIBOR + 2.00% p.a. (for first year, mark-up will be 12%).
The customer will pay mark-up @ 6% p.a. as long as GOP provides the balance mark-up
to NBP on monthly basis.
Yellow Cab Scheme

 Markup rate is 12%.

 6% will be paid by the Government and remaining by the customer.

Tractor loan

 Any person having 12.50 Acre agriculture land is eligible for this scheme.
  Type of loan may be production, development, farm sector.

Product features are as follows:

 Comfortable and secure environment for trading
 NBP financing at very easy terms requiring minimum documentation
 Minimum turnaround time
 No security requirement from the customer except for the customer's equity
 Customer's equity freely available for investment.
 Equity acceptable in cash or approved share.
Eligibility for the product
 Pakistani National with valid computerized national ID Card
 Over 21 years of age
 An account with NBP designated Branch
 Equity in the form of cash or NBP approved shares
 No default with any financial institution
Agriculture Loan
For the agriculture sector major three types of loans are available
Production
 It means the loan is to increase the production or to buy more land for cultivation.
Development
 It means the loan is provided to buy the agriculture instruments like tractor, land craft
Running Finance
 This loan is provided to fulfill the domestic needs
 Liquid securities are acceptable e:g prize bond, Ssc, Ric, Pls term deposit certificates
ORGANIZATIONAL STRUCTURE OF NATAIONAL BANK
OF PAKISTAN BEFORE 02.07.2010
(From Head Office to Field Level)

President

Commercial Regional
& Retail Corporate &
Business
banking Investment
Group chief Chief Regional Banking
Marketing Managers
Group

Operations Regional Branch

Group Operations Manager
Chief Chief

Corporate
Head
1.North
Regional Operations Branch 2.South
Compliance Departments Operations
Chief of the Manager
Region

Risk
Regional Corporate
Management Branches
Group Chief Risk Management
Credit Credit
Department of Department of
the Region the Region