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Investor Awareness: Program
Investor Awareness: Program
PROGRAM
1
SAVINGS, INVESTMENT ,
BANKING AND REGULATION
PRESENTATION BY : D.MISHRA
( FORMER CHIEF GENERAL MANAGER, RBI)
BHUBANESWAR
FINANCIAL LITERACY – SIGNIFICANCE
2
Basic Objective :
CARDINAL PRINCIPLES
Understand Your Expenses
Do not spend more than your Income
Plug Non –essential expenditure & Increase your
Savings
Achieve your Goal with Financial Planning
Think twice before spending
The less you spend the more you save
Save Money for Life-cycle needs
Save your money in bank accounts
WHY SAVINGS
6
PM MUDRA YOJANA:
Schemes:
Sishu: Loans up to Rs 50,000
Kishor : Loans between Rs. 0.50 –Rs. 5.00 lakh
Tarun : Rs. 5.00 lakh- Rs 10.00 lakh.
MOBILE BANKING
Banker to banks
Banker to Government
Management of foreign exchange
reserve ( Presently : US $ 350 billion)
Oversight of the payment system
OVERALL FINANCIAL STABILITY
THANK YOU