Topic: Banking Sector Of Bangladesh 1

MBA509E (HRM)
Group Activity for HRM_IUB.

Prepared For : Mr. Md. Tariqul Haque.

Prepared By: Noor Sadia Mridu (2111000)

Md. Samiul Barat (2222895)
Asmaul Hosna (1911291)
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 What is bank
 Objective
 Different bank
 Top ten bank
 Role of bank in Economic growth
 Market leader bank
 Segment of bank requirement
 Bank talent program
 Famous service of bank
 What is Bank? 3

 An institution for receiving, lending, exchanging, and safeguarding money and, in some cases,
issuing notes and transacting/Conducting other financial business
 Bank provides service to its clients and in turn receives perquisites/extra profit in different
forms.”--- P.A. Samuelson
 Bank is such a financial institution which collects money in current, savings or fixed deposit
account; collects cheques as deposits and pays money from the depositors‟ account through
cheques.”-----Sir John Pagette
 Objective of Bank 4
 1. To establish as an institution for maximizing profits and to conduct overall economic activities.
 2. To collect savings or idle money from the public at a lower rate of interests and lend these public
money at a higher rate of interests.
 3. To create propensity of savings amongst the people.
 4. To motivate people for investing money with a view to bringing solvency in them .
 5. To create money against money as an alternative for enhancing supply of money.
 6. To build up capital through savings.
 7. To expedite/speed up/bost investments.
 8. To extend services to the customers
DIFFERENT BANKS IN BD 5
DIFFERENT BANKS IN BD 6
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 There are 6 state-owned commercial banks (SOCBs) that are fully or majorly owned by
the Government of Bangladesh.
 3 specialized banks are now operating which were established for specific objectives like
agricultural or industrial development. These banks are also fully or majorly owned by the
Government of Bangladesh
 There is a total of 43 PCBs in operation right now. They are majorly owned by private
entities.They are two types
 Conventional PCBs: In total 33 conventional PCBs are now operating in the industry.
They perform the banking functions in conventional fashion i.e. interest-based
operations 
 Islamic Shariah Based: There are 10 IslamiShariah-based PCBs in Bangladesh and they
execute banking activities according to IslamiShariah-based principles i.e. Profit-Loss
Sharing (PLS) mode.
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 Foreign commercial banks (FCBs): In total 9 FCBs are operating in Bangladesh

as the branches of the banks which are incorporated in abroad
 Non-scheduled banks: Non-scheduled banks are licensed only for specific
functions and objectives, and do not offer the same range of services as scheduled
banks. There are now 5 non-scheduled banks in Bangladesh
Top Ten Bank 9

 HSBC Bank. In Bangladesh

 Dutch Bangla Bank Limited. ...
 Sonali Bank Limited. ...
 Islami Bank Bangladesh Ltd. ...
 BRAC Bank Limited. ...
 Janata Bank Limited. ...
 Standard Chartered Bank. ...
 Prime Bank Limited.
 Eastern Bank Ltd.
 AB Bank Ltd.
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ROLE OF BANKS IN ECONOMIC GROWTH:
 Bangladesh is an import-dependent country. It needs to import raw materials, accessories and machineries
to foster development of the industrial sector, including the RMG sector. Banks have been facilitating
payment, finance and risk management services to the sector.
 Within the Apparel sector, RMG sector has received the highest proportion of financing from the
private commercial banks, which led to avail highest share in export finance (60%) against the state
owned banks
 Banks play a major role in facilitating remittances by migrant workers.
 Due to the increased importance of the agriculture sector, the government has given highest priority to
agriculture and its allied sectors for adequate credit with low cost, that has helped the low income people
to avail loan facility.
 Market Leader of Bank:
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 HSBC: Net income: BDT 5.14 billion (2020), Total assets: BDT 328.9 billion (2020)
 Dutch-Bangla Bank: Net income: BDT 5.28 billion; Total assets: BDT 472.36 billion (2020)
 Sonali Bank: Net income: BDT 2.71 billion (2019); Total assets: BDT 1.47 trillion (2019)
 Islami Bank Bangladesh Limited (IBBL): Net income: BDT 4.80 billion (2020); Total assets: BDT 1,461.5
billion (Q1 2021)
 Grameen Bank: Net income: BDT 4.72 billion (2019); Total assets: BDT 286.45 billion (2019)
 Janata Bank: Net income: BDT 246.4 million (2019); Total assets: BDT 895.4 billion (2019).
Leader Based on Market Share: 12
(Shariah Based Bank)
 Market Leader in terms of deposit: Islami Bank Bangladesh with 34.3% Market
Share, First Security Islami Bank is holding 12.23 per cent market share, EXIM Bank 11.04
per cent and Al-Arafah Islami Bank 9.29 per cent.

 Market Leader in terms of investments: Islami Bank Bangladesh held the highest
31.66 per cent market share, followed by 13.43 per cent market share of First Security Islami
Bank, 12.28 per cent of EXIM Bank and 9.17 per cent of Social Islami Bank.
 Segment of Banking recruitment:
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 Corporate and Institutional Banking: Its principal strengths are in supporting

regional and international cross-border trade and investments. Products and services are focused
primarily on these areas, notably trade banking, cash management and custody. Institutional Banking
manages the Group’s relationships with banks, investment companies and other financial institutions.

 Consumer Banking: Superior retail banking services comprising of a

wide range of deposit and loan products are offered by Bank to its individual
customers. The consumer banking division constantly faces challenges and
meets them by developing new products and services to fulfill specific
requirements of local TU. The Bank offers a 24-hour service in Bangladesh
through its Money-link ATM Network & Phone-link Phone banking services.

 Treasury: By this segment Bank provide Cash related support to consumers

 Support Services of Bank: 14

 Operations
 Finance, Administration and Risk Management
 Information Technology Center
 Human Resource Department
 Legal and Compliance
 External Affairs
 Credit
Steps of Recruitment:
15
 Bank Talent Program 16

 Management Trainee Officer (MTO) program;

 Officer;
 Probationary Officer Program;
 Trainee officer;
 Executive officer;
 Cash Officer;

 For Fresher Bank Offers Internship Program.

Famous services of prominent Bank 17

 An efficient financial system is a prerequisite for a

modern economy. And our modern economy is the
result of an efficient and effective banking system.
 Mobile Banking 18

 Account Details
 Payments and transfers
 Investments details
Internet banking 19

Competition

Customer Cost
Demographi efficienci
cs es

Geographic
Branding al reach
Agent Banking 20

Bank
Branch

Agent Agent
Rewards, Employee Relations & Talent 21
development
 ExtrinsicRewards : Three dimensions, Basic pay, merit pay and
performance bonus.

 Intrinsic Rewards: Non-tangible but higher levels of job

satisfaction. Recognition, learning opportunity, challenging work
and career advancement.
 Gender Ratio 22

 Male Dominated by 77.8%

 Female 22.2%.
Educational qualification level : 23

 Majority of the employees are Post-Graduate

 SSC Passed: 1.1%

 HSC Passed 1.1%
 Graduation Passed: 13.3%
 Post Graduation Passed 79. 4%
Experience Level mostly 24

4-6
year
(26.7% 10-12
) years
1-3 year
(24.4%) 22.2 %.

Experience
Level
 References: 25
 1. https://www.dictionary.com/browse/bank
 2.https
://www.nrbcommercialbank.com/downloads/Bank_Its%20Origin,%20Meaning,%20Objectives%2
0&%
20Function.pdf
 3.https://corporatefinanceinstitute.com/resources/careers/companies/top-banks-in-bangladesh/
 4. Agent Banking Business in Bangladesh. Business Perspectives and Research, 6(2),
https://dx.doi.org/10.1177/2278533718765532.
 5. Al Janabi, M.A. (2006). Journal of Financial Regulation and Compliance, Bangladesh Bank
(2018). Bangladesh Mobile Financial Services (MFS) Regulations, 2018
 6. Perry, J.L., Mesch, D., & Paarlberg, L. (2006) ‘Motivating Employees in a New
Governance Era: the Performance Paradigm Revisited’, Public Administration Review,
Vol.66, pp. 505-514.
 7. https://www.newagebd.net/article/149198/deposits-in-islamic-banks-grow-by-1261pc-in-h1
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Thanks For Your Valuable Time!