PRIVACY POLICY

Your privacy is important to the Corporation so we’ve developed a Privacy Policy that
covers how we collect, use, disclose, transfer and store your personal information.

1. What are your rights regarding your personal data?

a. Right to be informed – as a data subject, you have the right to be informed

that your personal data will be, are being, or were collected and
processed.

b. Right to access – this is your right to find out whether an organization

holds any personal data about you and if so, you can gain reasonable
access to them. You have a right to obtain from an organization a copy of
your information relating to you that they have on their computer
database and/or manual filing system.

c. Right to object – this is your right to object or withhold your consent to the
collection, processing, storing or using of your personal data without your
consent.

d. Right to erasure or blocking – this is your right to suspend, withdraw, or

order the blocking, removal or destruction of your personal data.

e. Right to damages – this is your right to claim compensation if you

suffered damages due to inaccurate, incomplete, outdated or
unauthorized use of personal data or due to violation of any of your rights
as a data subject.

f. Right to data portability – this is your right to remain in full control of

your data. It allows you to obtain and electronically move, copy or
transfer your data in a secure manner.

2. Collection and Use of Personal Information

a. How personal data is being collected, used, transferred or disclosed,

retained or disposed.

i. Your personal data is being stored in a computer and in an

electronic record.

b. What personal information we collect.

 i. When you apply for any of the financial services offered by the
corporation, we may collect a variety of information, including
your name, your mailing address, phone numbers, email address,
background and family information.

c. How we use your personal information.

i. We may process your personal data for the following purposes:

1. For payment.
2. Payment reminders.
3. Research
4. Marketing
5. Required by Law
6. Law Enforcement

d. Retention of Personal Information

i. The corporation makes it easy for you to keep your personal

information accurate, complete and up to date. We will retain your
personal data for the period necessary to fulfill the purposes
outline in this Privacy Policy and for the fulfillment of the declared,
specified and legitimate purpose.

e. Disposal of Personal Information

i. Once the declared, specified and legitimate purpose has been

fulfilled and the retention of your personal data is no longer
necessary, the corporation will ensure that it will dispose of your
personal data in a manner that it will be unreadable, irretrievable
or inaccessible to other parties.

f. Privacy Questions

i. If you have any questions or concerns about this Privacy Policy or

data processing, please do not hesitate to contact our Data
Protection Officer or contact us by phone at the contact numbers
provided below. If you do not wish that your personal date be
processed or if you feel that your rights are being violated, you
may notify our Data Protection Officer for our immediate and
appropriate action. However, we may not necessarily be able to
stop any event since there are instances wherein processing of your
personal information is allowed under the law.