THE BANKER’S CLASSES

ENGLISH SPECIAL TEST – 2 ( PT)

Date : 10/07/2020 Time : 20 Min.
D i r ect i on s (Q.1-5) : I n t h i s q u est i on , a p ar t of t h e mortality. This requires that we give our health delivery
sen t ence i s m ad e bol d. B el ow ar e gi ven al t er n at i v es t o system a re-look. The panel dove into how the private sector
t h e bol d p ar t at (1), (2), (3) an d (4) w h i ch m ay i m p r ov e can be ...(9)... for this purpose. The precondition is to create
t h e sen t en ce. Ch oose t h e cor r ect al t er n at i v e. I n case an ecosystem where partnerships between the private and
n o r ep l acem en t i s n eed ed , m ar k (5) as y ou r an sw er. the public sector can ...(10).... This must start with trust
1 . One school of thought believes that the planet is and stated common objectives. Once the ecosystem is more
warming without humans doing anything to make it ...(11)... , complementarities need to be identified. While
happen. one may not ...(12)... a great presence of the private sector
(1) the planet is warming it in providing primary healthcare services, areas such as
(2) the planet is warming itself ambulance services and value-based care delivery can be
(3) the planet is warming themselves ...(13)... through this sector. Besides services, the private
(4) the planet is warming oneself sector is also a source of capital. A legally ...(14)... way to
(5) No correction required provide this is through Corporate Social Responsibility.
2 . A dollar weak index and lower US treasury yield are Companies above a certain annual turnover (Rs. 1000 crore),
also making the yellow metal attractive for investors. net worth (Rs. 500 crores) or annual net profits (Rs. 5 crore)
(1) dollar weaker index and lower US have to earmark 2% of their net profits of the past three
(2) dollar weak index and low US years to CSR projects, which may include healthcare
(3) weak dollar index and US lower projects. At the end of the day the lesson was clear: as India
(4) weak dollar index and lower US ...(15)... to ensure availability, affordability and accessibility
(5) No correction required to quality healthcare for its people, both private and public
3 . Entrepreneurs should put down some money in a stakeholders need to come together.
contingency fund even before starting their business. 6 . (1) augmenting (2) amplifying
(1) should putting down some money (3) exacerbating (4) boosting
(2) should put by some money (5) All are correct
(3) should have put down some money 7. (1) massive (2) miniscule
(4) should had put by some money (3) immense (4) mammoth
(5) No correction required (5) All are correct
4 . We must do everything we possibly can sooner than 8 . (1) achieve (2) realise
we think we can, and more brilliantly and (3) attain (4) bequest
imaginatively than we think possible. (5) All are correct
(1) sooner when we think we can 9 . (1) cajoled (2) leveraged
(2) more sooner than we think we can (3) exploited (4) cashed in on
(3) later than we think we can (5) All are correct
(4) latest than we think we can 1 0 . (1) thrive (2) prosper
(5) No correction required (3) sequester (4) flourish
5 . Most of us recognise our moral obligation towards (5) All are correct
leave children a decent future, which obviously includes 11 . (1) favourable (2) conducive
a decent planet. (3) helpful (4) beneficial
(1) our moral obligations towards (5) All are correct
(2) our moral obligatory towards 1 2 . (1) anticipate (2) predict
(3) our moral obligatory to (3) foresee (4) presage
(4) our moral obligation to (5) All are correct
(5) No correction required 1 3 . (1) promoted (2) encouraged
D i r ect i on s (Q.6-15) : I n t h e p assage gi v en bel ow t h er e (3) exalted (4) abetted
ar e 10 bl an k s. Ev er y bl an k h as fou r al t er n at i v e w or d s (5) All are correct

By : Summit Sir
gi v en i n op t i on s. You h av e t o t el l w h i ch w or d w i l l n ot 1 4 . (1) decreed (2) assigned
su i t t h e r esp ect i v e bl an k . M ar k (5) as y ou r an sw er i f (3) mandated (4) authorised
al l w or d s ar e su i t abl e. (5) All are correct
The healthcare panel at the recent India Conference 1 5 . (1) essay (2) strives
discussed the role of the private sector in ...(6)... public (3) labours (4) endeavours
healthcare services. Goal 3 of the UN Sustainable (5) All are correct
Development Goals (SDG) is to “ensure healthy lives and D i r ect i on s (Q.16–20) : K i n d l y fi n d t h e er r or s i n t h e

7050721858
promote well-being for all at all ages”. India has a ...(7)...
role in helping the world ...(8)... SDG-3 as global health
indicators cannot improve without India making giant
strides. In providing healthcare, the Indian government has
led the way, as it should, given that India is a welfare state.
Over the past decade, courtesy changing demographics and
lifestyles, India has been witnessing shifting disease
prevalence in terms of the largest causes of morbidity and
gi v en sent ences.
1 6 . (1)Mr. Zelensky used a final pre-election /(2)debate in
Kiev to argued that his candidacy was /(3)a judgment
on the incumbent, and that his bid/(4) was the result of
Mr. Poroshenko’s mistakes /(5)NO ERROR
1 7 . (1)If there is one thing that can be said/(2) about the
Congress’s ascribed values — as/(3) opposed to the one
on display — it is that they are /(4)adversarial to those

Basement of Jagdamba Tower, Sahdeo Mahto Marg, Boring Road, Patna. Mobile No. : 9308152661
 of the Shiv Sena/(5)NO ERROR
1 8 . (1)The developments dented the /(2)government’s image
ahead to the elections in/(3) a country where the drive
against graft/(4) has been a live issue for years/(5)NO
ERROR
1 9 . (1)The episode that makes it fewer palatable /(2)than
the humdrum defections of Indian /(3)politics is not
comparable to,/(4) say, the Shatrughan Sinha’s joining
the Congress/(5)NO ERROR
2 0 . (1) There is also the continuing conflict /(2)with Russia
in the rebel held territories in/(3) eastern Ukraine, where
his political inexperience/(4) might be a serious
handicapped/(5)NO ERROR
D i r ect i on s (Q.21-30): R ead t h e f o l l ow i n g p assage
car ef u l l y an d an sw er t h e qu est i on s gi v en bel ow i t .
Cer t ai n w or d s/p h r ases ar e gi v en i n bol d t o h el p y ou
l ocat e t hem w hi l e answ er i n g som e of t h e qu est i on s.
If you haven’t read journalist Nick Bilton’s American
Kingpin: The Epic Hunt for the Criminal Mastermind Behind
Silk Road, now is the time to immerse yourself in the riveting
page-turner. Published in May 2017, the conversation that
Bilton has fast reignited on a global scale is all about the
underbelly of the Internet. American Kingpin opens with
Homeland Security Officer Jared Der Yeghiayan intercepting
an unmarked single pink pill in 2011. The suspicion
surrounding the package builds up to a full-fledged manhunt
for the creator of the highly-encrypted marketplace Silk Road
and the ultimate arrest of Ross Ulbricht. Despite that,
unlike a lot of other crimes, Bilton says, “The dark web is
the dark web; there’s no way to put it in a bottle.” Decentralised
sites such as those in the dark web claim to hand power
back to people online; power in the form of communication,
currency and archiving. But it’s power of a different kind.
Bilton talks of a recent report released by Tor, upon which
Silk Road operated, “One of the founders of Tor stated he
was shocked to learn that 95% of websites on the anonymity
network are now used for n efar i ou s purposes.” The Dark
Web and it’s murky u n d er p i n n i n gs are explored by Nick
Bilton in his book. Possibly due to its shifting nature,
understanding the infrastructure of the darknet is almost
impossible for the regular person who does a day job and
goes to bed at night. It is possible to comprehend what goes
down there, though. Bilton explains: “When the Internet came
along, the public imagined it would be this happy, Utopic
place, but the reality is quite different: Russia used it to
hack the US elections, Donald Trump uses it to incite violence
on Twitter, driverless cars can be used to drive into people,
and hackers are now using Bitcoin to hold companies and
hospitals ransom and demanding vast amounts of money
before they turn the power back.” Law enforcement agencies
pull down these websites that operate at high stakes, but
they are easily accessible to those in the know, especially
the young, with illegal transactions of every sort being the
By : Summit Sir
norm. Silk Road, for instance, featured sinister products,
such as dismembered body parts and the services of a hit
man. N ot i on s of ‘the double life’ first sparked the idea for
the book, when Bilton was residing in Glen Park in San
Francisco around the time Silk Road got taken down and
then found out that Ulbricht was his almost-neighbour.
Ulbricht’s Libertarian beliefs reflected upon drug laws in
7050721858
America as tyrannical, and perhaps that’s largely what
shaped his idea for Silk Road; he viewed the world as a place
that should operate without coercion or aggression. How
mediated we are by technology is the big joke of it all,
according to Bilton, “What Ross managed to do is lead two
lives and make them unbelievably different. He was a very
sweet and kind kid. Then you have Dread Pirate Roberts,
his alter-ego, who was capable of making really ruthless
Basement of Jagdamba Tower, Sahdeo Mahto Marg, Boring Road, Patna. Mobile No. : 9308152661
decisions about potentially having people killed and selling
body parts on the Internet.” At the time of his arrest,
Ulbricht’s net worth lay at $28.5 million dollars, while Silk
Road’s was $1.2 billion, conveying the amount of
international activity the site had amassed in its four years
of existence. To this day, Bilton still mulls over whether
Ulbricht deserves the double-life sentence; while he led a
double life, he didn’t have an active hand in anyone’s death,
but he did have an intention to kill those in his way. He
simply sums up, “I do believe that Ross’ sentence intended
to send a message — whether or not that works, remains to
be seen.” In fact, a look at silkroaddrugs.org shows that
Ulbricht’s conviction has led to an increase in the sales of
products on darknet sites. Bilton’s vividly-detailed
journalism (he writes for Vanity Fair and used to be a
columnist at The New York Times) brings you to a unique
frontier, the kind, like all good journalism, shows you two
sides of a story, while also showing that the power struggle
is far from over. Bilton speaks in great detail of just how
much Ulbricht changed the lives of pretty much everyone in
the narrative — from his college girlfriend to the members
of law enforcement agencies. The resulting power-play is
intriguing, as Ulbricht and the authorities use Silk Road
as a litmus test of their abilities. Chilling vividness is
achieved through Bilton’s hundreds of hours of interviews
with everyone impacted by Ulbricht — from childhood
friends to those holding the highest position in the
government. The narrative is almost cinematic in nature,
while showing how tectonic shifts in the way crime operates
and engulfs young people, do change the world, and not
always for the good.
2 1 . Which of the following is/are the main concept(s) of
Nick Bilton’s ?
I. The man behind Silk Road.
II. The conversation that Bilton has fast reignited on
a global scale.
III. The Dark web being the breeding ground of many
sites, give people power in many forms.
(1) Only I (2) Only II
(3) Both I and II (4) Both I and III
(5) None of the above.
2 2 . What is/ are false among the following according to the
passage ?
I. Nick Bilton’s book is about the Criminal Mastermind
Behind Silk Road.
II. Decentralised sites give people power in the form
of communication, currency and archiving.
III. Bilton was shocked to learn that 95% of websites
on the anonymity network are now used for
nefarious purposes.
(1) Only I (2) Only II
(3) Only III (4) All the above are false.
(5) None of the above.
2 3 . Which of the following is/are the ill effect(s) of the
internet ?
(1) Russia used darkweb to hack the US elections.
(2) Donald Trump uses internet to incite violence on
Twitter.
(3) Hackers use bitcoin as ransom by hacking
hospitals and companies.
(4) All the above.
(5) Not given in the passage.
2 4 . What was/were the inception(s) that led to the arrest
of Robert Ulbricht?
I. Interception of an unmarked single pink pill.
II. Ross managed to lead two lives and make them
unbelievably different.
III. For creating Silk Road, a notorious online market
 place to sell pills. (2) Ross is a psychopath who has split personality.
(1) Only I (2) Only II (3) Ross wanted to kill many people as much as he can.
(3) Both I and II (4) Both I and III (4) His libertarian beliefs reflected upon drug laws in
(5) None of the above. America.
2 5 . Give a suitable title for this passage. (5) Not mentioned in the passage.
(1) Dark web, Dark psyche 2 8 . What is the synonym of the word ‘Underpinnings’ from
(2) Robert Ulbritch and his hacking the passage?
(3) Bilton’s American Kingpin (1) Foundation (2) Infrastructure
(4) The American drug Mafia (3) Remedy (4) Evidence
(5) Silk Road and its powers (5) Crumble
2 6 . According to the passage, Ross is associated to which 29. What is the meaning for the word ‘notions’ according to
of the following? the passage?
I. Ross created the online portal Silk Road to trade (1) Complete trust or confidence in someone or
drugs. something.
II. Ross’ libertarian beliefs reflected upon drug laws (2) Inability or refusal to accept that something is true
in America as tyrannical. or real.
III. Ross was sentenced a double-life imprisonment (3) A conception of or belief about something.
for hacking into federal bank. (4) Importance or relevance.
(1) Only I (2) Only III (5) blind acceptance of facts.
(3) Both I and II (4) Both II and III 3 0 . What is the antonym for the word ‘Nefarious’ from the
(5) None of the above. passage?
2 7 . Why was Ross granted a parole? (1) Worthy (2) Immoral
(1) He wanted to sell drugs online. (3) Good (4) Wicked
(5) Reverted

**********

By : Summit Sir
7050721858
Basement of Jagdamba Tower, Sahdeo Mahto Marg, Boring Road, Patna. Mobile No. : 9308152661