You are on page 1of 278

– This printout will not be recorded by the update service.

Status: 08 / 2012 –
0HUFHGHV%HQ]6HUYLFH

,QWURGXFWLRQRI(QJLQH
OM 
(XUR9,(QJLQH9HUVLRQ

7UXFNV

7HFKQLFDOVWDWXV

'DLPOHU$*y7HFKQLFDO,QIRUPDWLRQDQG:RUNVKRS(TXLSPHQW *6325 y'6WXWWJDUW

– This printout will not be recorded by the update service. Status: 08 / 2012 –
Information and Copyright
Product portfolio
You can also find comprehensive information on our complete
product portfolio on our Internet portal.
Link: http://aftersales.mercedes-benz.com

Questions and suggestions


If you have any questions or suggestions concerning this
product, please write to us.
E-mail: customer.support@daimler.com
Fax: +49-(0)18 05/0 10-79 78
or alternatively
Address: Daimler AG
GSP/ORW
HPC R822, W002
D-70546 Stuttgart

© 2012 by Daimler AG
This document, including all its parts, is protected by copyright.
Any further processing or use requires the previous written
consent of Daimler AG, Department GSP/ORW, 002, HPC
R822, D-70546 Stuttgart. This applies in particular to
reproduction, distribution, alteration, translation, microfilming and
storage and/or processing in electronic systems, including
databases and online services.

Image no. of title W00.01-1019-00


image:

Order no.: 6517 1262 02 - HLI 000 000 08 99

08/2012

– This printout will not be recorded by the update service. Status: 08 / 2012 –
3UHIDFH

61 3UHIDFH
:0'

02'(/ 
,QWURGXFWLRQRIHQJLQH20(QJLQHYHUVLRQ(XUR9,

:LWKWKHH[LVWLQJEURFKXUHZHZLVKWRLQWURGXFHWKH $OOWKHGDWDOLVWHGLQWKLVEURFKXUHFRUUHVSRQGVZLWK
QHZF\OLQGHULQOLQHGLHVHOHQJLQH207KLV WKHWHFKQLFDOVWDWXVLQ-XQH&KDQJHVRU
EURFKXUHLVLQWHQGHGIRUWKHWHFKQLFDOSHUVRQQHO VXSSOHPHQWVZLOORQO\EHSXEOLVKHGLQWKH:RUNVKRS
UHVSRQVLEOHIRUWKHVHUYLFHDQGPDLQWHQDQFHRI ,QIRUPDWLRQ6\VWHP :,6 
0HUFHGHV%HQ]WUXFNV $GGLWLRQDOGRFXPHQWVIRUWKH20HQJLQHDQG
7KHFRQWHQWRIWKLVEURFKXUHLVVSOLWXSLQWR WKHH[KDXVWDIWHUWUHDWPHQWV\VWHPVXFKDV
ವ PDLQWHQDQFHDQGUHSDLULQVWUXFWLRQVRUZLULQJ
*HQHUDOLQIRUPDWLRQVXFKDVLQQRYDWLRQV
GLDJUDPVDUHDOVRDYDLODEOHLQWKH:RUNVKRS
WHFKQLFDOGDWDDQGGHVFULSWLRQVRIWKHDV
,QIRUPDWLRQ6\VWHP :,6 
EXLOWFRQILJXUDWLRQ
ವ 0HUFHGHV%HQ]:HUN:¸UWK*6377+
IXQFWLRQGHVFULSWLRQV
ವ -XQH
'HVFULSWLRQVRIWKHV\VWHPFRPSRQHQWV

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
7DEOHRIFRQWHQWV

61:0' 2YHUYLHZRIDVEXLOWFRQILJXUDWLRQDQGIXQFWLRQ 


GHVFULSWLRQV

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,
(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

1HZIHDWXUHV
61 (QJLQH20 3DJH
:0'
7HFKQLFDOGDWD
61 7HFKQLFDOGDWDIRUHQJLQH 3DJH
:0' 20
$VEXLOWFRQILJXUDWLRQ
GHVFULSWLRQV
*):0' &\OLQGHUKHDGFRYHUDV 3DJH
EXLOWFRQILJXUDWLRQ
*):0' 5RFNHUDUPKRXVLQJDV 3DJH
EXLOWFRQILJXUDWLRQ
*):0' &\OLQGHUKHDGDVEXLOW 3DJH
FRQILJXUDWLRQ
*):0' &\OLQGHUKHDGJDVNHWDV 3DJH
EXLOWFRQILJXUDWLRQ
*):0' &UDQNFDVHDVEXLOW 3DJH
FRQILJXUDWLRQ
*):0' 2LOSDQDVEXLOW 3DJH
FRQILJXUDWLRQ
*):0' &RQQHFWLQJURGDVEXLOW 3DJH
FRQILJXUDWLRQ
*):0' 3LVWRQDVEXLOW 3DJH
FRQILJXUDWLRQ
*):0' &UDQNVKDIWDVEXLOW 3DJH
FRQILJXUDWLRQ
*):0' 9DOYHWLPLQJDVEXLOW 3DJH
FRQILJXUDWLRQ
*):0' *HDUZKHHOGULYHDVEXLOW 3DJH
FRQILJXUDWLRQ
*):0' &DPVKDIWDVEXLOW 3DJH
FRQILJXUDWLRQ
)XQFWLRQDOGHVFULSWLRQV
*):0' &UDQNFDVHYHQWLODWLRQ 3DJH
V\VWHPIXQFWLRQ
&DPVKDIWDGMXVWPHQW
*):0' &DPVKDIWDGMXVWPHQW 3DJH
IXQFWLRQ
*):0' &DPVKDIWDGMXVWPHQWLQ 3DJH
EDVLFSRVLWLRQIXQFWLRQ

– This printout will not be recorded by the update service. Status: 08 / 2012 –
7DEOHRIFRQWHQWV

*):0' &DPVKDIWDGMXVWPHQWLQ 3DJH


DGYDQFHGSRVLWLRQ
IXQFWLRQ
(QJLQHPDQDJHPHQW
*):0' (QJLQHPDQDJHPHQW 3DJH
IXQFWLRQ
*) (QJLQHPDQDJHPHQW 3DJH
:0' RYHUDOOQHWZRUN
*) (QJLQHPDQDJHPHQW 3DJH
:0' EHKDYLRULQFDVHRI
PDOIXQFWLRQV
*):0' 6WDUWLQJSURFHGXUH 3DJH
IXQFWLRQ
*):0' ,GOHVSHHGFRQWURO 3DJH
IXQFWLRQ
*):0' :RUNLQJVSHHGFRQWURO 3DJH
IXQFWLRQ
*):0' 'ULYLQJRSHUDWLRQIXQFWLRQ 3DJH
*):0' 6WRSSLQJSURFHGXUH 3DJH
IXQFWLRQ
*):0' 'HWHUPLQDWLRQRIHQJLQH 3DJH
VSHHGDQGFUDQNVKDIW
DQJOHIXQFWLRQ
*):0' 'HWHUPLQDWLRQRI 3DJH
FRPSUHVVLRQVWURNHDW
F\OLQGHUIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIFRRODQW 3DJH
WHPSHUDWXUHIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIDLU 3DJH
PDVVIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIIXHO 3DJH
WHPSHUDWXUHIXQFWLRQ
*):+ )XQFWLRQRIWKHVSHFLILHG 3DJH
HQJLQHWRUTXHFDOFXODWLRQ
&KDUJLQJ
*):0'$ &KDUJLQJIXQFWLRQ (QJLQH ZLWK 3DJH
VWDJHFKDUJLQJ
*):0'% &KDUJLQJIXQFWLRQ (QJLQH ZLWK 3DJH
VWDJHFKDUJLQJ
(QJLQHEUDNH
*):0' (QJLQHEUDNHIXQFWLRQ 3DJH
([KDXVWJDV
UHFLUFXODWLRQ
*):0' ([KDXVWJDVUHFLUFXODWLRQ 3DJH
IXQFWLRQ
([KDXVWDIWHUWUHDWPHQW
*):0' ([KDXVWDIWHUWUHDWPHQW 3DJH
IXQFWLRQ
*) ([KDXVWDIWHUWUHDWPHQW 3DJH
:0' RYHUDOOQHWZRUN
2LOFLUFXLW
*):0' (QJLQHRLOFLUFXLWIXQFWLRQ 3DJH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
7DEOHRIFRQWHQWV

*) (QJLQHRLOFLUFXLW 3DJH


:0' VFKHPDWLF
&RRODQWFLUFXLW
*):0' &RRODQWFLUFXLWIXQFWLRQ 3DJH
*) &RRODQWFLUFXLWVFKHPDWLF 3DJH
:0'
)XHOV\VWHP
*):0' )XHOV\VWHPIXQFWLRQ 3DJH
*):0' )XHOORZSUHVVXUH 3DJH
V\VWHPIXQFWLRQ
*):0' )XHOKLJKSUHVVXUH 3DJH
V\VWHPIXQFWLRQ
&RPSRQHQW
GHVFULSWLRQV
*):+ &HQWUDOJDWHZD\ &*: $ 3DJH
FRQWUROXQLWFRPSRQHQW
GHVFULSWLRQ
*):+ 'ULYHFRQWURO &3& $ 3DJH
FRQWUROXQLWFRPSRQHQW
GHVFULSWLRQ
*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):+ (OHFWURQLFEUDNHFRQWURO $E$F 3DJH
(%6 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):+ 3DUDPHWHUL]DEOHVSHFLDO &RQWUROXQLWYDULDQW *):+
PRGXOH 360 FRQWUROXQLW $SSB
FRPSRQHQWGHVFULSWLRQ $
*):+ %DWWHU\GLVFRQQHFWVZLWFK 2QO\RQYHKLFOHVZLWK 3DJH
FRQWUROXQLWFRPSRQHQW &2'((7 $'5PRGHO
GHVFULSWLRQ FODVV(;,,LQFOXGLQJ$7 
&2'((8 $'5PRGHO
FODVV(;,,,LQFOXGLQJ
(;,,DQG$7 &2'((9
$'5PRGHOFODVV)/
LQFOXGLQJ(;,,(;,,,DQG
$7 &2'((; $'5
PRGHOFODVV$7 &2'(
(= DFFHVVRULHV$'5 
&2'(('
3UHLQVWDOODWLRQELSRODU
EDWWHU\GLVFRQQHFWVZLWFK
RU&2'((( $'5
SUHLQVWDOODWLRQZLWKRXW
FKDVVLVVKLHOGLQJ
$
*):0' 12[VHQVRUDWH[KDXVW $$E 3DJH
DIWHUWUHDWPHQWXQLWH[LW
FRPSRQHQWGHVFULSWLRQ
*):0' 3XPSPRGXOH $0 3DJH
FRPSRQHQWGHVFULSWLRQ

– This printout will not be recorded by the update service. Status: 08 / 2012 –
7DEOHRIFRQWHQWV

*):0' ([KDXVWDIWHUWUHDWPHQW $ 3DJH


FRQWUROXQLW $&0 
FRPSRQHQWGHVFULSWLRQ
*):0' $G%OXHPHWHULQJGHYLFH $ 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' 12[VHQVRUDWH[KDXVW $$E 3DJH
DIWHUWUHDWPHQWXQLW
HQWUDQFHFRPSRQHQW
GHVFULSWLRQ
*):+ $X[LOLDU\KHDWHUKHDWHU 2QO\RQYHKLFOHVZLWK 3DJH
XQLWFRPSRQHQW &2'('0 $X[LOLDU\
GHVFULSWLRQ ZDWHUKHDWHUFDE RU
&2'('1 $X[LOLDU\
ZDWHUKHDWHUFDEDQG
HQJLQH
$
*):+ $X[LOLDU\KHDWHUFRRODQW 2QO\RQYHKLFOHVZLWK 3DJH
FLUFXODWLRQSXPS &2'('0 $X[LOLDU\
FRPSRQHQWGHVFULSWLRQ ZDWHUKHDWHUFDE RU
&2'('1 $X[LOLDU\
ZDWHUKHDWHUFDEDQG
HQJLQH
$0
*):+ 7UDYHODQGVSHHGVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' ([KDXVWSUHVVXUHVHQVRU % 3DJH
XSVWUHDPRIGLHVHO
R[LGDWLRQFDWDO\WLF
FRQYHUWHUFRPSRQHQW
GHVFULSWLRQ
*):0' ([KDXVWSUHVVXUHVHQVRU % 3DJH
GRZQVWUHDPRIGLHVHO
SDUWLFXODWHILOWHU
FRPSRQHQWGHVFULSWLRQ
*):+ $FFHOHUDWRUSHGDOVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' ([KDXVWWHPSHUDWXUH % 3DJH
VHQVRUXSVWUHDPRIGLHVHO
R[LGDWLRQFDWDO\WLF
FRQYHUWHUFRPSRQHQW
GHVFULSWLRQ
*):0' 8SSHUH[KDXVW % 3DJH
WHPSHUDWXUHVHQVRU
GRZQVWUHDPRIGLHVHO
R[LGDWLRQFDWDO\WLF
FRQYHUWHUFRPSRQHQW
GHVFULSWLRQ
*):0' ([KDXVWWHPSHUDWXUH % 3DJH
VHQVRUGRZQVWUHDPRI
GLHVHOSDUWLFXODWHILOWHU
FRPSRQHQWGHVFULSWLRQ
*):0' ([KDXVWWHPSHUDWXUH % 3DJH
VHQVRUGRZQVWUHDPRI
6&5FDWDO\WLFFRQYHUWHU
FRPSRQHQWGHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
7DEOHRIFRQWHQWV

*):0' $G%OXHILOOOHYHOVHQVRU % 3DJH


WHPSHUDWXUHVHQVRU
FRPSRQHQWGHVFULSWLRQ
*):+ &RRODQWSUHVVXUHFRQWURO 2QO\RQYHKLFOHVZLWK 3DJH
VHQVRUFRPSRQHQW &2'(%+ 6HFRQGDU\
GHVFULSWLRQ ZDWHUUHWDUGHU
%
*):0' &UDQNVKDIWSRVLWLRQ % 3DJH
VHQVRUFRPSRQHQW
GHVFULSWLRQ
*):0' &DPVKDIWSRVLWLRQVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' )XHOWHPSHUDWXUHVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' 2LOSUHVVXUHVZLWFK % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' (QJLQHRLOILOOOHYHOVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &RRODQWRXWOHW % 3DJH
WHPSHUDWXUHVHQVRU
FRPSRQHQWGHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ % 3DJH
IRUIUHVKDLUGLIIHUHQWLDO
SUHVVXUHVHQVRU
*):0' &KDUJHDLUWHPSHUDWXUH 2QO\ZLWK(1*,1( 3DJH
VHQVRULQFRPSUHVVRU  ZLWKVWDJH
KRXVLQJFRPSRQHQW FKDUJLQJ
GHVFULSWLRQ %
*):0' &KDUJHDLUSUHVVXUHDQG % 3DJH
WHPSHUDWXUHVHQVRU
FRPSRQHQWGHVFULSWLRQ
*):0' &KDUJHDLUWHPSHUDWXUH % 3DJH
VHQVRULQFKDUJHDLU
KRXVLQJFRPSRQHQW
GHVFULSWLRQ
*):0' 5DLOSUHVVXUHVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ % 3DJH
IRUDQR[\JHQVHQVRU
*):0' 'LHVHOIXHOPHWHULQJ %%<< 3DJH
GHYLFHFRPSRQHQW
GHVFULSWLRQ
*):+ 5HVLGXDOKHDWSXPS 2QO\RQYHKLFOHVZLWK 3DJH
FRPSRQHQWGHVFULSWLRQ &2'(', 5HVLGXDOKHDW
XWLOL]DWLRQ
0
*):+ 7DFKRJUDSK 7&2  3 3DJH
FRPSRQHQWGHVFULSWLRQ
*):+ (OHFWURQLFLJQLWLRQORFN 6 3DJH
(,6 FRPSRQHQW
GHVFULSWLRQ

– This printout will not be recorded by the update service. Status: 08 / 2012 –
7DEOHRIFRQWHQWV

*):+ (0(5*(1&<2)) 2QO\RQYHKLFOHVZLWK 3DJH


VZLWFKFRPSRQHQW &2'((7 $'5PRGHO
GHVFULSWLRQ FODVV(;,,LQFOXGLQJ$7 
&2'((8 $'5PRGHO
FODVV(;,,,LQFOXGLQJ
(;,,DQG$7 &2'((9
$'5PRGHOFODVV)/
LQFOXGLQJ(;,,(;,,,DQG
$7 &2'((; $'5
PRGHOFODVV$7 &2'(
(= DFFHVVRULHV$'5 
&2'(('
3UHLQVWDOODWLRQELSRODU
EDWWHU\GLVFRQQHFWVZLWFK
RU&2'((( $'5
SUHLQVWDOODWLRQZLWKRXW
FKDVVLVVKLHOGLQJ
6
*):+ )UDPH(0(5*(1&< 2QO\RQYHKLFOHVZLWK 3DJH
2))VZLWFKFRPSRQHQW &2'((7 $'5PRGHO
GHVFULSWLRQ FODVV(;,,LQFOXGLQJ$7 
&2'((8 $'5PRGHO
FODVV(;,,,LQFOXGLQJ
(;,,DQG$7 &2'((9
$'5PRGHOFODVV)/
LQFOXGLQJ(;,,(;,,,DQG
$7 &2'((; $'5
PRGHOFODVV$7 &2'(
(= DFFHVVRULHV$'5 
&2'(('
3UHLQVWDOODWLRQELSRODU
EDWWHU\GLVFRQQHFWVZLWFK
RU&2'((( $'5
SUHLQVWDOODWLRQZLWKRXW
FKDVVLVVKLHOGLQJ
6
*):0' (QJLQHVWDUWDQGHQJLQH 6 3DJH
VWRSEXWWRQFRPSRQHQW
GHVFULSWLRQ
*):+ +HDWHUVKXWRIIYDOYH < 3DJH
FRPSRQHQWGHVFULSWLRQ
*):+ &RRODQWSUHVVXUHFRQWURO 2QO\RQYHKLFOHVZLWK 3DJH
VROHQRLGYDOYH &2'(%+ 6HFRQGDU\
FRPSRQHQWGHVFULSWLRQ ZDWHUUHWDUGHU
<
*):0' &RPSRQHQWGHVFULSWLRQ << 3DJH
IRUIXHOLQMHFWRUV
*):+ &RPSRQHQWGHVFULSWLRQ <<E 3DJH
IRUWKHHOHFWURPDJQHWLF
YLVFRXVFRXSOLQJ
*):0' &RPSRQHQWGHVFULSWLRQ < 3DJH
IRUH[KDXVWJDV
UHFLUFXODWLRQDFWXDWRU
*):0' $G%OXHKHDWHUFRRODQW < 3DJH
VROHQRLGYDOYH
FRPSRQHQWGHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
7DEOHRIFRQWHQWV

*):0' 3UHVVXUHUHJXODWRUYDOYH < 3DJH


FRPSRQHQWGHVFULSWLRQ
*):0' &DPVKDIWSRVLWLRQHU < 3DJH
VROHQRLGFRPSRQHQW
GHVFULSWLRQ
*):0'$ &RPSRQHQWGHVFULSWLRQ (QJLQH ZLWK 3DJH
IRUERRVWSUHVVXUH VWDJHFKDUJLQJ
DFWXDWRU <
*):0' &RPSRQHQWGHVFULSWLRQ (QJLQH ZLWK 3DJH
IRUERRVWSUHVVXUH VWDJHFKDUJLQJ
DFWXDWRU <
*):0' (QJLQHEUDNHVROHQRLG < 3DJH
YDOYHFRPSRQHQW
GHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ < 3DJH
IRUWKHTXDQWLW\FRQWURO
YDOYH
*):0' 2LOPLVWVHSDUDWRU 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &UDQNFDVHYHQWLODWLRQ 3DJH
V\VWHPFKHFNYDOYH
FRPSRQHQWGHVFULSWLRQ
*):0' &DPVKDIWSRVLWLRQHU 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' +LJKSUHVVXUHIXHOSXPS 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ 3DJH
IRUUDLO
*):0'$ &RPSRQHQWGHVFULSWLRQ (QJLQH ZLWK 3DJH
IRUWKHWXUERFKDUJHU VWDJHFKDUJLQJ
*):0'% &RPSRQHQWGHVFULSWLRQ (QJLQH ZLWK 3DJH
IRUWKHWXUERFKDUJHU VWDJHFKDUJLQJ
*):0' &RPSRQHQWGHVFULSWLRQ 3DJH
IRUH[KDXVWJDV
UHFLUFXODWLRQFRROHU
*):0' $G%OXHWDQNFRPSRQHQW 3DJH
GHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ 3DJH
IRUWKHRLOSXPS
*):0' 2LOFRRODQWPRGXOH 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &RRODQWSXPSFRPSRQHQW 3DJH
GHVFULSWLRQ
*):0' 2LOZDWHUKHDWH[FKDQJHU 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ 3DJH
IRUWKHFRRODQWWKHUPRVWDW
*):+ 5HWDUGHUFRPSRQHQW 2QO\RQYHKLFOHVZLWK 3DJH
GHVFULSWLRQ &2'(%+ 6HFRQGDU\
ZDWHUUHWDUGHU
*):0' )XHOILOWHUPRGXOH 3DJH
FRPSRQHQWGHVFULSWLRQ

– This printout will not be recorded by the update service. Status: 08 / 2012 –
7DEOHRIFRQWHQWV

*):0' &RPSRQHQWGHVFULSWLRQ 3DJH


IRUIXHOORZSUHVVXUH
SXPS
*):0' 'LHVHOR[LGDWLRQFDWDO\WLF 3DJH
FRQYHUWHUFRPSRQHQW
GHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ 3DJH
IRU6&5FDWDO\WLF
FRQYHUWHU
*):0' ([KDXVWDIWHUWUHDWPHQW 3DJH
XQLWFRPSRQHQW
GHVFULSWLRQ
*):0' 'LHVHOSDUWLFXODWHILOWHURI 3DJH
H[KDXVWDIWHUWUHDWPHQW
XQLWFRPSRQHQW
GHVFULSWLRQ
*):0' 1R]]OHXQLWIRU'3) 3DJH
UHJHQHUDWLRQFRPSRQHQW
GHVFULSWLRQ
*):+ +HDWLQJV\VWHPKHDW 3DJH
H[FKDQJHUFRPSRQHQW
GHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
(QJLQH

61 (QJLQH20
:0'

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

(QJLQH ZLWKVWDJHFKDUJLQJ
 &RPPRQUDLOV\VWHP  3RZHUVWHHULQJSXPS  &RRODQWPDQLIROG
 'LHVHOIXHOPHWHULQJ  )XHOV\VWHPKLJK * $OWHUQDWRU
GHYLFH IRU SUHVVXUHSXPS
UHJHQHUDWLRQRIGLHVHO
SDUWLFXODWHILOWHU '3)
 )XHOILOWHUPRGXOH  ([KDXVWJDV 0 6WDUWHU
UHFLUFXODWLRQFRROHU
 &RPSUHVVRU  2LOFRRODQWPRGXOH < %RRVWSUHVVXUH
SRVLWLRQHU
 5HIULJHUDQW  7XUERFKDUJHU
FRPSUHVVRU



– This printout will not be recorded by the update service. Status: 08 / 2012 –
(QJLQH

:

(QJLQH ZLWKVWDJHFKDUJLQJ
 &RPPRQUDLOV\VWHP  3RZHUVWHHULQJSXPS  7XUERFKDUJHU ORZ
SUHVVXUHVWDJH
 'LHVHOIXHOPHWHULQJ  )XHOV\VWHPKLJK  7XUERFKDUJHU KLJK
GHYLFH IRU SUHVVXUHSXPS SUHVVXUHVWDJH
UHJHQHUDWLRQRIGLHVHO
SDUWLFXODWHILOWHU '3)
 )XHOILOWHUPRGXOH  ([KDXVWJDV * $OWHUQDWRU
UHFLUFXODWLRQFRROHU
 &RPSUHVVRU  2LOFRRODQWPRGXOH 0 6WDUWHU
 5HIULJHUDQW  &RRODQWPDQLIROG < %RRVWSUHVVXUH
FRPSUHVVRU SRVLWLRQHU

*HQHUDO WKDQEDUDQGLQMHFWLRQSUHVVXUHVRIXSWR
7KHPHGLXPGXW\HQJLQHVIURPPRGHOVHULHV20 EDUDUHWKHUHIRUHDFKLHYHG,QDGGLWLRQFRROHG
LQIXWXUHZLOOUHSODFHWKHHQJLQHVIURPPRGHO H[KDXVWJDVUHFLUFXODWLRQLVDOVRXVHG
VHULHV20:LWKWKHLUVL[F\OLQGHUVDVZHOODV :LWKWKHH[KDXVWDIWHUWUHDWPHQWWKHQHZPRGHO
OLWHUGLVSODFHPHQWWKH\FRYHUDSRZHUUDQJH VHULHV20UHOLHVRQWKH%OXH7HFWHFKQRORJ\
IURPN: KS WRN: KS DQGDUH WKDWZDVVXFFHVVIXOO\LQWURGXFHGD\HDUDJRLQWKH
VSHFLILFDOO\GHVLJQHGIRUHQYLURQPHQWDOSURWHFWLRQ KHDY\HQJLQHVIURPPRGHOVHULHV20$FORVHG
HFRQRP\DQGSHUIRUPDQFH SDUWLFXODWHILOWHUFRPELQHGZLWKWKH6&5V\VWHP
6HOHFWLYH&DWDO\WLF5HGXFWLRQ XVHGVXFFHVVIXOO\
(QYLURQPHQWDOSURWHFWLRQ IRU\HDUV7KH%OXH7HFWHFKQRORJ\UHVXOWVLQ
%HFDXVHWKHPHGLXPGXW\HQJLQHVDUHSULPDULO\ SDUWLFXODWHHPLVVLRQVEHLQJUHGXFHGWRDOHYHODW
XVHGLQGLVWULEXWLRQKDXODJHPHDQLQJLQXUEDQ WKHHGJHRIGHWHFWDELOLW\DQGWKHQLWURJHQR[LGHV
WUDIILFDQGLQDUHDVFORVHWRFLWLHVHQYLURQPHQWDO HPLVVLRQVEHLQJEURNHQGRZQLQWRKDUPOHVVDLU
SURWHFWLRQLVRISDUWLFXODULPSRUWDQFH$OOHQJLQHV FRPSRQHQWVE\WKH$G%OXHpLQMHFWLRQLQWKH
IURPPRGHOVHULHV20WKHUHIRUHIXOILOOWKH GRZQVWUHDP6&5FDWDO\WLFFRQYHUWHU
HPLVVLRQVVWDQGDUG(XUR9,DVVWDQGDUGIURPWKH ,QDGGLWLRQWKHQHZHQJLQHVDUHWKHILUVWVWDQGDUG
YHU\EHJLQQLQJ SURGXFHGGLHVHOHQJLQHVLQWKHZRUOGWRKDYHDQ
$SUHUHTXLVLWHIRUFOHDQH[KDXVWLVLQLWLDOO\WKHKLJKO\ DGMXVWDEOHH[KDXVWFDPVKDIW7KDQNVWRWKHVKLIWLQJ
HIILFLHQWFRPEXVWLRQSURFHVV8VLQJWKHQHZ RIWKHWLPLQJIRUWKHH[KDXVWFDPVKDIWDWORZHQJLQH
FRPPRQUDLOV\VWHPLJQLWLRQSUHVVXUHVRIJUHDWHU VSHHGVWKHWHPSHUDWXUHRIWKHH[KDXVWLV

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
(QJLQH

LQFUHDVHGZKLFKLPSURYHVWKHUHJHQHUDWLRQRIWKH
GLHVHOSDUWLFXODWHILOWHU

(FRQRP\ DUHWKHUHE\DGDSWHGHYHQPRUHSUHFLVHO\WRWKH
+LJKHVWGHJUHHRIHFRQRP\PHDQVORQJHYLW\ORZ LQGLYLGXDOFRQGLWLRQVRIXVH7KLVOHDGVWRDQ
FRQVXPSWLRQRIIXHO$G%OXHpDQGHQJLQHRLODQG H[SDQVLRQRIWKHPDLQWHQDQFHLQWHUYDOVDERYHDOOLQ
ORQJPDLQWHQDQFHLQWHUYDOVIRUWKHQHZHQJLQHV GLVWULEXWLRQKDXODJH7KHORQJLQWHUYDOVQRWRQO\
ORZHUWKHLPPHGLDWHVHUYLFHFRVWVWKH\DWWKHVDPH
7KHH[WHQGHGPDLQWHQDQFHLQWHUYDOVLQSDUWLFXODU WLPHLQFUHDVHWKHDYDLODELOLW\
FRQWULEXWHWRWKHHFRQRP\RIWKHQHZHQJLQHV7KH\
DFFXPXODWHXSWRNPZLWKWKH20ZLWK /RQJHYLW\LVDQDGGLWLRQDOPDMRUDGYDQWDJHRIWKH
DKLJKRSHUDWLQJUDWHDQGDUHWKHUHE\KLJKHU QHZPDMRUDVVHPEOLHV:LWKDSUHGLFWHGPLOHDJHRI
WKDQEHIRUH7KHRLOILOOLQJFDSDFLW\ZDVHYHQ XSWRNPZLWKRXWEDVLFRYHUKDXOWKHQHZ
UHGXFHGE\FRPSDUHGWRWKHSUHGHFHVVRU PHGLXPGXW\HQJLQHVDOVRDFKLHYHYDOXHVLQWKLV
HQJLQHKHUH7KHUHSODFHPHQWLQWHUYDORIWKH UHJDUGWKDWZHUHUHVHUYHGIRUKHDY\GXW\FUDQN
SDUWLFXODWHILOWHULVXSWRNP DVVHPEOLHVMXVWDIHZ\HDUVDJR7KHDYHUDJH
HQJLQHVHUYLFHOLIHLVDURXQGORQJHUWKDQWKDW
7KHIXQFWLRQDOLW\RIWKHPDLQWHQDQFHFRPSXWHUZDV RIWKHSUHYLRXVPRGHOVHULHV
GHYHORSHGHYHQIXUWKHU7KHPDLQWHQDQFHLQWHUYDOV

3HUIRUPDQFH 7KHHQJLQHEUDNHIURPPRGHOVHULHV20LVMXVW
'HVSLWHWKHLUH[WUHPHUREXVWQHVVWKHQHZHQJLQHV DVHIIHFWLYH,WVSRZHURXWSXWXQLTXHIRUDQHQJLQH
DFKLHYHDQLPSUHVVLYHSHUIRUPDQFH7KHVSHFLILF RIWKLVFODVVLQFUHDVHVWKHVDIHW\UDLVHVWKH
RXWSXWRIXSWRDOPRVWN: KS SHUOLWHURI DYHUDJHWUDQVSRUWVSHHGDQGDWWKHVDPHWLPH
GLVSODFHPHQWSURPRWHVWKHFUDQNDVVHPEOLHVWR UHGXFHVWKHZHDURIWKHEUDNHSDGVWKDQNVWRWKH
SRZHUFDWHJRULHVWKDWZHUHSUHYLRXVO\RQO\ ORZHUXVHRIWKHVHUYLFHEUDNH,WWKHUHIRUHPDNHVD
DFKLHYHGZLWKHQJLQHVZLWKJUHDWHUGLVSODFHPHQW FRQVLGHUDEOHFRQWULEXWLRQWRWKHHFRQRP\RIWKH
YHKLFOHV7KHHQJLQHEUDNHGHYHORSHGVSHFLILFDOO\
7KHHQJLQH20ZLWKDPD[LPXPRIN: IRUHQJLQH20ZRUNVDVDGRXEOHSXOVHG
KS DQG1PIURPDOLWHUGLVSODFHPHQW GHFRPSUHVVLRQEUDNHLQDFFRUGDQFHZLWKWKH
DFKLHYHVDSRZHUFDWHJRU\IRUZKLFKPRUHWKDQ KHDY\GXW\HQJLQHVIURPPRGHOVHULHV20
OLWHUVRIGLVSODFHPHQWZHUHRIWHQSUHYLRXVO\ 7KHSHUIRUPDQFHGDWDLVLPSUHVVLYH7KHVWDQGDUG
UHTXLUHG7KLVGRZQVL]LQJLVRQHRIWKH YHUVLRQRIWKHHQJLQHEUDNHFRGH08 (QJLQH
SUHFRQGLWLRQVIRUWKHIDYRUDEOHYDOXHVLQH[KDXVW EUDNHVWDQGDUGV\VWHP DOUHDG\UHDFKHVXSWR
FRQVXPSWLRQDQGSRZHUZHLJKWUDWLRRIWKHQHZ N:DQGWKHSUHPLXPYHUVLRQFRGH09 (QJLQH
FUDQNDVVHPEOLHV EUDNHKHDY\GXW\V\VWHP HYHQUHDFKHVN:
,QDGGLWLRQWRWKHQRPLQDOGDWDWKHGULYDELOLW\RIWKH 9DOXHVRIWKLVPDJQLWXGHZHUHSUHYLRXVO\RQO\
QHZHQJLQHVLVDOVRFRQYLQFLQJ6WDUWLQJDVRID DFKLHYHGE\FRQVLGHUDEO\ODUJHUHQJLQHVIURPWKH
URWDWLRQDOVSHHGRIUSPDQGXSWRDURXQG KHDY\GXW\FODVV
USPDERXWRIWKHPD[LPXPHQJLQH 7KHKLJKHVWEUDNHSRZHULVDFKLHYHGE\HQJLQHV
SRZHULVDSSOLHG7KHHQJLQHVWKHUHIRUHDOPRVW ZLWKUSPWRUSPದQRWRQO\DJDLQIRU
UHDFKDFRQVWDQWSHUIRUPDQFHFKDUDFWHULVWLFLQDQ GULYDELOLW\WKDQNVWRWKHH[SDQGHGXVDEOHUSPUDQJH
H[WUHPHO\ZLGHUDQJHRIURWDWLRQDOVSHHGV7KLV EXWDOVRSURRIRIWKHLQVHQVLWLYLW\WRUSPYDULDWLRQV
UHVXOWVLQRXWVWDQGLQJGULYDELOLW\HYHQRQYHKLFOHV DQGVWDELOLW\RIWKHFUDQNDVVHPEOLHV:KHQGULYLQJ
ZLWKIHZVWDJHVDQGFRUUHVSRQGLQJO\ODUJHJHDU WKHKLJKRXWSXWRIWKHHQJLQHEUDNHDWORZURWDWLRQDO
VWHSVDVLVRIWHQWKHFDVHLQGLVWULEXWLRQKDXODJH VSHHGVLVDOVRVXUSULVLQJ2QYHKLFOHVZLWKFRGH
$WWKHVDPHWLPHWKHQHZHQJLQHVDOUHDG\KDYHD 09 (QJLQHEUDNHKHDY\GXW\V\VWHP LWLVPRUH
G\QDPLFVWURNHDWORZURWDWLRQDOVSHHGV7KH WKDQWZLFHDVKLJKDVRQWKHSUHYLRXVFUDQN
PD[LPXPWRUTXHLVDOUHDG\DSSOLHGDVRIUSP DVVHPEOLHV
DQGLVDSSOLHGFRQVWDQWO\XSWRUSPRYHUWKH 7KHDFWLYDWLRQRIWKHHQJLQHEUDNHRFFXUVYLDWKH
HQWLUHPDLQGULYLQJPRGH%XWDVHDUO\DVZLWK ULJKWPXOWLIXQFWLRQFRQWUROOHYHULQWKUHHVWDJHV
URWDWLRQDOVSHHGVXQGHUUSPWKHHQJLQHV (DFKF\OLQGHUKDVLWVRZQK\GUDXOLFHQJLQHEUDNH
GLVSOD\DKLJKSRZHURXWSXWZKLFKLVPRVWFHUWDLQO\ XQLWWKDWWUDQVIHUVWKHPRYHPHQWRIWKHVHSDUDWH
GXHWRWKHVWDJHFKDUJLQJRQWKHHQJLQHV EUDNHFDPRQWKHH[KDXVWFDPVKDIWRQWRWKH
 H[KDXVWYDOYHVLIWKHHQJLQHEUDNHLVDFWLYH7KH
DGYDQWDJHRIWKLVWHFKQRORJ\LVWKHJUHDWHUGHJUHH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
(QJLQH

RIHIILFLHQF\ZLWKRXWDORVVRIIULFWLRQSRZHULQ
QRUPDORSHUDWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
7HFKQLFDOGDWD

61 7HFKQLFDOGDWDIRUHQJLQH
:0' 20

(1*,1( LQ02'(/
(1*,1( LQ02'(/

3RZHU 20 20 20 20 20


FDWHJRULHV ZLWKFRGH ZLWKFRGH ZLWKFRGH ZLWKFRGH ZLWKFRGH
0$ 0& 0' 0( 0)
2XWSXW N:     
2XWSXW +3     
7RUTXH 1P     
&KDUJLQJ VWDJH VWDJH VWDJH VWDJH VWDJH

3HUIRUPDQFHJUDSKV20
D 20ZLWKFRGH
0$
E 20ZLWKFRGH
0&
F 20ZLWKFRGH
0'
G 20ZLWKFRGH
0(
H 20ZLWKFRGH
0)

: :

*HQHUDOGDWD 20
(PLVVLRQVVWDQGDUG &RGH0=
(8529,
'LVSODFHPHQW O 
1RRIF\OLQGHUV  LQOLQH
9DOYHFRQWURO '2+&
9DOYHQXPEHUIRUHDFK 
F\OLQGHU LQWDNHH[KDXVW
,GOHVSHHG USP 
%UHDNDZD\VSHHG 
&RPSUHVVLRQUDWLR ˢ 
6WURNH PP 
6WURNHERUHUDWLR 
:HLJKWGHSHQGLQJRQ 
ERG\RXWSXWDSSOLFDWLRQ
ZLWKRUZLWKRXWIDQZLWK
RUZLWKRXWRSHUDWLQJ
IOXLGV NJ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
7HFKQLFDOGDWD

3LVWRQ 20
'LDPHWHU PP 
2YHUDOOKHLJKW PP 

3LVWRQSLQ 20
,QVLGHGLDPHWHU PP 
2XWVLGHGLDPHWHU PP 
/HQJWK PP 

)XHOV\VWHP 20
1HXWUDOUDLOSUHVVXUH 
EDU
3DUWLDOORDGUDLOSUHVVXUH 
EDU
5DLOSUHVVXUHPD[ EDU 

&UDQNVKDIWEHDULQJ 20
'LDPHWHU PP 
:LGWK PP 

&RQQHFWLQJURG 20
/HQJWK PP 

&RQQHFWLQJURG 20
EHDULQJ
'LDPHWHU PP 
:LGWK PP 

&UDQNFDVH 20
%RUH PP 
&\OLQGHUGLVWDQFH PP 

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

*):0' &\OLQGHUKHDGFRYHUDVEXLOWFRQILJXUDWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

 &\OLQGHUKHDGFRYHU
 2LOPLVWVHSDUDWRU
 6KDSHGJDVNHW
 6OHHYH
; 'LUHFWLRQRIWUDYHO

:

7KHF\OLQGHUKHDGFRYHU  FRQVLVWVRISODVWLFDQG F\OLQGHUKHDGFRYHU  :KHQWLJKWHQLQJWKH


RQWKHRQHKDQGSUHYHQWVLQJUHVVRIZDWHUDQG F\OLQGHUKHDGFRYHUEROWVXVLQJDVWDQGDUGL]HG
IRUHLJQREMHFWVLQWRWKHYDOYHDVVHPEO\2QWKH WRUTXHWKHVOHHYHV  DUHVWUHWFKHGXQWLOWKH\WRXFK
RWKHUKDQGLWVHDOVWKHURFNHUDUPKRXVLQJWRWKH WKHURFNHUDUPKRXVLQJ,QWKLVZD\RQHFDQHQVXUH
RXWVLGHXVLQJDSURILOHGVHDO  DQGSUHYHQWV WKDWWKHSURILOHGVHDO  OLHVHYHQO\RQWKHVHDOLQJ
HVFDSHRIWKHHQJLQHRLOXVHGWROXEULFDWHWKHYDOYH VXUIDFHV
DVVHPEO\ 7KHVOHHYHV  DOVRVHUYHWRHQVXUHWKDWWKH
$QRLOPLVWVHSDUDWRU  LVLQWHJUDWHGLQWKHF\OLQGHU F\OLQGHUKHDGFRYHUEROWVGRQRWIDOORXWZKHQ
KHDGFRYHU  7KHRLOPLVWVHSDUDWRU  HQVXUHV UHPRYLQJWKHOD\LQJRQWKHF\OLQGHUKHDGFRYHU  
WKDWWKHHQJLQHRLOZKLFKLVFKXUQHGXSE\WKHYDOYH
DVVHPEO\DQGPL[HGZLWKWKHEORZE\JDVHVLV +
7KHF\OLQGHUKHDGFRYHU  PXVWQRWEHVWRRGRQ
VHSDUDWHGRXW 7KHF\OLQGHUKHDGFRYHU  FDQEUHDNLIKLJKHU
7KHVOHHYHV  LQWKHWKURXJKKROHVDUHPRYDEOH IRUFHVDUHDSSOLHGWRLWZKHUHE\DOVRWKHYDOYH
EXWDOVRPRXQWHGVHFXUHGDJDLQVWIDOOLQJRIILQWKH DVVHPEO\LVGDPDJHG



– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

*):0' 5RFNHUDUPKRXVLQJDVEXLOWFRQILJXUDWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

 5RFNHUDUPKRXVLQJ
 %RUH IRUFOHDQHGEORZE\
JDVHV

:

7KHURFNHUDUPKRXVLQJ  LVPDGHRXWRI &OHDQEORZE\JDVHVDUHOHGRYHUWKHERUH  LQWR


DOXPLQXP,WVHUYHVWRPRXQWWKHURFNHUDUP WKHF\OLQGHUKHDGWKURXJKWKHRLOPLVWVHSDUDWRU
VSLQGOHVDVZHOODVWKHXSSHUFDPVKDIWEHDULQJ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

*):0' &\OLQGHUKHDGDVEXLOWFRQILJXUDWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

7KHHQJLQH20KDVDRQHSLHFHF\OLQGHUKHDG YDOYHVDUHLQVWDOOHG7KHQDUURZHQJLQHGHVLJQ
PDGHRXWRIFDVWLURQZLWKVSKHURLGDOJUDSKLWH%RWK PHDQVWKDWRYHUDOODV\PPHWULFDOORFDWLRQRIWKH
FDPVKDIWVDUHPRXQWHGLQWKHF\OLQGHUKHDGDVZHOO YDOYHVFDQHQVXH7KLVV\PPHWULFDOYDOYHSDWWHUQLV
WZRLQWDNHYDOYHSHUF\OLQGHUDQGWZRH[KDXVW RSWLPXPIRUWKHFRPEXVWLRQ

:

7LJKWHQLQJSURFHGXUHIRUF\OLQGHUKHDGEROWV
ELV &\OLQGHUKHDGEROW

&\OLQGHUKHDGEROWV $VWKHF\OLQGHUKHDGEROWVHORQJDWHGXHWR
,QRUGHUWRHQVXUHWKDWWKHFRUUHFWEROWVDUHXVHG DVVHPEO\WKHVKDQNOHQJWKIRUHDFKEROWZKLFKKDV
ZKHQLQVWDOOLQJWKHF\OLQGHUKHDGRQHDFKEROWKHDG DOUHDG\EHHQXVHGRQFHPXVWEHPHDVXUHGEHIRUH
WKHUHLVDQHPERVVLQJZKLFKSURYLGHVLQIRUPDWLRQ LWLVUHDVVHPEOHG7KHUHOHYDQWEROWPXVWEH
RQWKHWKUHDGVWUHQJWKRIWKHUHVSHFWLYHF\OLQGHU UHSODFHGZKHQWKHSHUPLVVLEOHVKDQNOHQJWKLV
KHDGEROW7KHF\OLQGHUKHDGEROWVKDYHWKH0™ H[FHHGHG
WKUHDGDQGWKHUHIRUHKDYHWKHHPERVVLQJ$OO $
WKHF\OLQGHUKHDGEROWVPXVWEHWLJKWHQHGLQILYH 7KHF\OLQGHUKHDGEROWVDUHQRORQJHUDVVHPEOHG
VWDJHVDVSHUDVHWWLJKWHQLQJSDWWHUQ7KH ZKHQWKHYDOYHDVVHPEO\LVPRXQWHG7KHYDOYH
WLJKWHQLQJWRUTXHVDQGWKHWLJKWHQLQJDQJOHFDQEH DVVHPEO\PXVWEHUHPRYHGEHIRUHGLVPDQWOLQJWKH
REWDLQHGIURPWKHUHSDLULQVWUXFWLRQV F\OLQGHUKHDG



– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

 ,QWDNHSRUWV
 7KUHDGHGKROHVIRU
PRXQWLQJWKHFKDUJHDLU
KRXVLQJ
% %ORZE\JDVGXFW
; 'LUHFWLRQRIWUDYHO

:

 ([KDXVWGXFWV
 7KUHDGHGKROHVIRU
PRXQWLQJWKHH[KDXVW
PDQLIROG
% %ORZE\JDVGXFW
; 'LUHFWLRQRIWUDYHO

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

 &RRODQWPDQLIROG
FRQQHFWLRQV
 ([KDXVWJDVUHFLUFXODWLRQ
FRROHUFRQQHFWLRQV
 &RQQHFWRUIRUFRRODQW
PDQLIROGFROOHFWLRQ
KRXVLQJ
; 'LUHFWLRQRIWUDYHO

:

 ,QOHWYDOYHV
 ([KDXVWYDOYHV
 %RUHVIRUWKHIXHOLQMHFWRUV
; 'LUHFWLRQRIWUDYHO

:



– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

 2LOUHWXUQIORZRSHQLQJV
RURLOUHWXUQIORZKROHV
IURPF\OLQGHUKHDGWR
FUDQNFDVH
 2LOGXFWIRUWKHRLOVXSSO\
IRUWKHK\GUDXOLFHQJLQH
EUDNHXQLWV
 2LOGXFWIRURLOVXSSO\WR
WKHH[KDXVWURFNHUDUP
D[LVWKHH[KDXVW
FDPVKDIWDQGWKH
FDPVKDIWSRVLWLRQHU
 2LOGXFWIRURLOVXSSO\WR
WKHLQWDNHURFNHUDUPD[LV
DQGWKHLQWDNHFDPVKDIW
 7KURXJKKROHVIRU
PRXQWLQJWKHF\OLQGHU
KHDGEROWV
; 'LUHFWLRQRIWUDYHO
:

 &RRODQWGXFW
; 'LUHFWLRQRIWUDYHO

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

 /RZHUFRROLQJOHYHO
 8SSHUFRROLQJOHYHO

:

&RROLQJ KHDGZKHUHWKHIXHOLQMHFWRUVDQGYDOYHVHDWULQJV
7KHF\OLQGHUKHDGLVILWWHGZLWKDVSOLWFRRODQW DUHFRROHG7KHFRRODQWWKHQVXEVHTXHQWO\IORZVWR
MDFNHW$IWHUIORZLQJDURXQGWKHF\OLQGHULQWKH WKHXSSHUFRROLQJOHYHO  DQGFRROVWKHYDOYH
FUDQNFDVHWKHFRRODQWIORZVWRWKHLQWDNHDQG JXLGHVORFDWHGWKHUH7KHFRRODQWLVFROOHFWHGWKHUH
H[KDXVWVLGHLQWKHF\OLQGHUKHDG7KHUHLVILUVW DQGGLUHFWHGRXWZDUGV
UHDFKHVWKHORZHUFRROLQJOHYHO  RIWKHF\OLQGHU



– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

*):0' &\OLQGHUKHDGJDVNHWDVEXLOWFRQILJXUDWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

8SSHUVLGHRIWKHF\OLQGHU
KHDGVHDO
2'% (QJLQHRLOIHHGRSHQLQJ
WRWKHK\GUDXOLFHQJLQH
EUDNHXQLWV
2'. (QJLQHRLOIHHG
RSHQLQJVWRWKHURFNHU
DUPVSLQGOHV
25 (QJLQHRLOUHWXUQ
RSHQLQJ
6 2SHQLQJVIRUWKH
F\OLQGHUKHDGEROWV
:= &RRODQWIHHGRSHQLQJ
; 'LUHFWLRQRIWUDYHO

:

7KHF\OLQGHUKHDGJDVNHWFRQVLVWVRIDQXPEHURI HOHPHQWVZKLFKLPSURYHWKHVHDOLQJEHWZHHQWKH
OD\HUVRIVWDLQOHVVVWHHO$WYLUWXDOO\DOORSHQLQJVWKH F\OLQGHUKHDGDQGWKHFUDQNFDVH
F\OLQGHUKHDGJDVNHWLVILWWHGZLWKUDLVHGHODVWRPHU

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

*):0' &UDQNFDVHDVEXLOWFRQILJXUDWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

 &RRODQWFRQQHFWLRQIRU
FRPSUHVVRU
 ,QMHFWLRQQR]]OHFRRODQW
FRQQHFWLRQ IRU
UHJHQHUDWLRQRIWKHGLHVHO
SDUWLFXODWHILOWHU '3)
 &RRODQWGXFWVWRF\OLQGHU
KHDG
 &UDQNFDVHFRRODQWLQOHW
 &DS
; 'LUHFWLRQRIWUDYHO

:



– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

 &DS
 2LOFRRODQWPRGXOHRLO
LQOHW
 &UDQNFDVHRLOLQOHW
 2LOUHWXUQGXFWIURPRLO
ILOWHU IRUFKDQJLQJWKHRLO
ILOWHU
 2LOFHQWULIXJHRLOUHWXUQ
RSWLRQDO
 2LOUHWXUQGXFWVIURP
F\OLQGHUKHDG
 2LOGXFWIRURLOVXSSO\IRU
WKHK\GUDXOLFHQJLQH
EUDNHXQLWV
 2LOGXFWIRURLOVXSSO\WR
WKHH[KDXVWURFNHUDUP
D[LVWKHFDPVKDIWVDQG
WKHFDPVKDIWSRVLWLRQHU
 2LOGXFWIURPWKHRLOSXPS :
WRWKHRLOFRRODQWPRGXOH
 2LOGXFWIURPRLOFRRODQW
PRGXOHWRDOOOXEULFDWLRQ
SRLQWV PDLQRLOGXFW
 2LOSXPSFKDPEHU
 2LOGXFWVIRURLOVXSSO\IRU
WKHJHDUGULYHDQGWKH
SUHVVXUHUHJXODWLQJYDOYH
IRUWKHRLOSXPS
 7XUERFKDUJHURLOUHWXUQ
FRQQHFWRU
; 'LUHFWLRQRIWUDYHO

 2LOSXPSRLOLQOHW
 2LOUHWXUQGXFWVWRRLOSDQ
; 'LUHFWLRQRIWUDYHO

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

 %RUHVIRURLOVXSSO\WRWKH
RLOVSUD\QR]]OHV
 %RUHVIRURLOVXSSO\WRWKH
PDLQEHDULQJFUDQNVKDIW
DQGFRQQHFWLQJURG
EHDULQJ
; 'LUHFWLRQRIWUDYHO

:

7KHFUDQNFDVHLVPDGHRXWRIWKHVDPHPDWHULDODV 5LJKWVLGH
WKHF\OLQGHUKHDG FDVWLURQZLWKVSKHURLGDO ವ 7XUERFKDUJHU
JUDSKLWH 7KHKLJKULJLGLW\LVDFKLHYHGE\DORDG
EHDULQJURDGVWUXFWXUH7KLVDOORZVDKLJK ವ 6WDUWHU 0
FRPEXVWLRQSUHVVXUHDQGDWWKHVDPHWLPHUHGXFHV ವ 2LOFRRODQWPRGXOH
WKHQRLVHHPLVVLRQ7KHEDUUHORIWKHF\OLQGHUERUHV
DUHILQLVKPDFKLQHGXVLQJILQHSODWHDXKRQLQJ7KH /HIWVLGH
VPRRWKVXUIDFHZKLFKLVKRZHYHUDQGVWLOODEOHWR ವ (QJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
KROGDORWRIRLOUHGXFHVIULFWLRQDOORVVHVDQGLVD ವ )XHOILOWHUPRGXOH
FRQWULEXWLRQDWWKHVDPHWLPHWRUHGXFWLRQRIRLO
FRQVXPSWLRQ ವ )XHOV\VWHPKLJKSUHVVXUHSXPS
7KHIROORZLQJPDMRUDVVHPEOLHVDQGFRPSRQHQWV ವ &RPSUHVVRUSRZHUVWHHULQJSXPS
DUHORFDWHGRQWKHFUDQNFDVH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

*):0' 2LOSDQDVEXLOWFRQILJXUDWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

 2LOSDQ SODVWLFYHUVLRQ  2LOSDQ DOXPLQXPYHUVLRQ


VHULHV IRUYHKLFOHVZLWKHQJLQH
SRZHUWDNHRIIDWWKHIURQW

7KHUHDUHFXUUHQWO\WZRRLOSDQVREWDLQDEOHIRUWKH IRUH[DPSOHIRUD)ULJRJHQHUDWRU DQRLOSDQ 


HQJLQH207KHHQJLQHLVGHOLYHUHGDV PDGHRIDOXPLQXPLVXVHGZLWKDQDSSURSULDWH
VWDQGDUGZLWKWKHRLOSDQ  PDGHRXWRISODVWLF FXWRXWWRVDYHVSDFH
)RUYHKLFOHVZLWKHQJLQHSRZHUWDNHRIIDWWKHIURQW

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

*):0' &RQQHFWLQJURGDVEXLOWFRQILJXUDWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

 &RQQHFWLQJURG
 &RQQHFWLQJURGVPDOOHQG
VPDOO
 &RQQHFWLQJURGEXVKLQJ
 &RQQHFWLQJURGVKDQN
 &RQQHFWLQJURGELJHQG
 &RQQHFWLQJURGEHDULQJ
VKHOOV
 &RQQHFWLQJURGEHDULQJ
FDS
 6WUHWFKEROW

:

7KHFRQQHFWLQJURGVDUHIRUJHGLQVWHHODQGDUH WKLQJVWKDWRQHKDVQRRIIVHWDIWHUVFUHZLQJ
FKDUDFWHUL]HGE\WKHLUKLJKVWUHQJWK WRJHWKHUERWKSDUWVDQGWKHFRQQHFWLQJURGEHDULQJ
7KHFRQQHFWLQJSRLQWEHWZHHQWKHFRQQHFWLQJURG FDS  FDQQRWVOLS$FRQQHFWLQJURGEXVKLQJ  LV
 DQGWKHFRQQHFWLQJURGEHDULQJFDS  LV SUHVVHGLQWRDVPDOOFRQQHFWLQJURGVPDOOHQG  
FUDFNHG7KLVKDVWKHDGYDQWDJHVDPRQJVWRWKHU



– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

*):0' 3LVWRQDVEXLOWFRQILJXUDWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

 3LVWRQ
 &RPEXVWLRQUHFHVV
 3LVWRQFURZQ
 7RSODQG
 3LVWRQULQJ]RQH
 VWSLVWRQULQJ
 QGSLVWRQULQJ
 2LOVFUDSHUULQJ
 %ROWH\H
 3LVWRQVNLUW
 5HWDLQLQJULQJ
 3LVWRQSLQ
 &RROLQJGXFW

:

3LVWRQ  3LVWRQVNLUW 
7KHSLVWRQ  LVRQHSLHFHDQGLVPDGHRXWRI 7KHSLVWRQVNLUW  VHUYHVWRJXLGHWKHSLVWRQ 
DOXPLQXP7KHFRQWDFWVXUIDFHRIWKHSLVWRQ  LV LQWRWKHF\OLQGHU,WWUDQVIHUVWKHODWHUDOIRUFHVWRWKH
IULFWLRQRSWLPL]HG VHH3URWHFWLRQRIWKHFRQWDFW F\OLQGHUZDOO/RFDWHGLQWKHSLVWRQVNLUW  LVWKH
VXUIDFH 7KHZHLJKWRIWKHSLVWRQ  LVNJ EROWH\H  ZKLFKVXSSRUWVWKHSLVWRQSLQ  
FRPSOHWHLQFOXGLQJSLVWRQULQJVDQGSLVWRQSLQ 
7KHSLVWRQKDVDGLDPHWHURIPP &RROLQJ
7KHSLVWRQ  LVFRROHGYLDDQRLOVSUD\QR]]OHIRU
3LVWRQFURZQ  HDFKF\OLQGHUORFDWHGLQWKHFUDQNFDVH7KHRLO
7KHSLVWRQFURZQ  LVILWWHGZLWKDFRPEXVWLRQ VSUD\QR]]OHFRQWLQXRXVO\VSUD\VHQJLQHRLOLQWRDQ
UHFHVV  7KURXJKWKHFRPEXVWLRQUHFHVV  WKH LQMHFWLRQRSHQLQJLQWKHFRROLQJGXFW  'XHWR
FOHDUDQFHYROXPHLVSDUWLDOO\WUDQVIHUUHGLQWRWKH WKHFRD[LDOVSUD\GLUHFWLRQRIWKHRLOVSUD\QR]]OH
SLVWRQ   WKHJUHDWHVWSRVVLEOHWKURXJKSXWRIHQJLQHRLOLV
DFKLHYHGLQWKHFRROLQJGXFW  DQGWKXVFRROLQJ
7RSODQG  RIWKHSLVWRQLVLPSURYHGVLJQLILFDQWO\2QHIXUWKHU
7KHWRSODQG  SURWHFWVWKHVWSLVWRQULQJ  RSHQLQJZKLFKLVORFDWHGRQWKHRSSRVLWHVLGH
DJDLQVWH[FHVVLYHO\KHDWLQJGXULQJWKHFRPEXVWLRQ VHUYHVDVDGUDLQ
SURFHVV $GGLWLRQDOERUHVLQWKHFRROLQJGXFW  VHUYHWR
DFKLHYHEHWWHUOXEULFDWLRQRIWKHSLVWRQSLQ  DQG
3LVWRQULQJ]RQH  WKHFRQQHFWLQJURGEHDULQJEXVKLQJ
7KHVWSLVWRQULQJ  WKHQGSLVWRQULQJ  DQG
WKHRLOVFUDSHUULQJ  DUHORFDWHGLQWKHSLVWRQULQJ 3URWHFWLQJWKHFRQWDFWVXUIDFHV
]RQH  7KHVWSLVWRQULQJ  WKHQGSLVWRQULQJ ,QRUGHUWRSURWHFWWKHFRQWDFWVXUIDFHVWKHIULFWLRQ
 WDNHRQWKHWDVNRIILQHVHDOLQJWRWKHFUDQNFDVH DERYHDOOLQWKHVWDUWXSSKDVHRIWKHHQJLQHLV
7KHRLOVFUDSHUULQJ  ZLSHVRIIH[FHVVRLORQWKH UHGXFHGE\WKHDSSOLHGSURWHFWLYHFRDWLQJV7KLV
F\OLQGHUZDOODQGOHDGVWKHRLOEDFNLQWRWKHRLOSDQ DOORZVDORQJHUZRUNLQJOLIHDQGHQJLQHGDPDJHLV

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

DYRLGHGE\WKHHPHUJHQF\UXQQLQJFKDUDFWHULVWLFV
ZKLFKUHVXOWIURPWKHFRDWLQJLIWKHOXEULFDWLRQLV
IDXOW\



– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

*):0' &UDQNVKDIWDVEXLOWFRQILJXUDWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

 &UDQNVKDIWEHDULQJMRXUQDOV  &RXQWHUZHLJKW
 &RQQHFWLQJURGEHDULQJMRXUQDOV 3IHLOH 2LOKROHV

7KHFUDQNVKDIWLVPRXQWHGLQWKHFUDQNFDVHZLWK DQGJURXQGLQWKHVXUIDFHOD\HU7KHUHDUHRLOKROHV
FUDQNVKDIWEHDULQJMRXUQDOV  &RXQWHUZHLJKWV  DUURZV RQWKHFUDQNVKDIWEHDULQJMRXUQDOV  DQG
DUHIRUJHGRQWRWKHZHEVWRDYRLGYLEUDWLRQVDULVLQJ RQWKHFRQQHFWLQJURGMRXUQDO  RYHUZKLFKWKH
7KHFUDQNVKDIWEHDULQJMRXUQDOV  DQGWKH FUDQNVKDIWEHDULQJDQGFRQQHFWLQJURGEHDULQJDUH
FRQQHFWLQJURGMRXUQDOV  DUHLQGXFWLYHKDUGHQHG OXEULFDWHG

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

*):0' 9DOYHWLPLQJDVEXLOWFRQILJXUDWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

 ([KDXVWURFNHUDUP
 +\GUDXOLFHQJLQHEUDNH
XQLW
 'ULYHJHDUIRUH[KDXVW
FDPVKDIW
 ([KDXVWFDPVKDIW
 ([KDXVWURFNHUVKDIW
 9DOYHVSULQJ
 2XWOHWYDOYH
 ,QWDNHURFNHUDUP
 'ULYHJHDUIRULQWDNH
FDPVKDIW
 ,QWDNHFDPVKDIW
 ,QWDNHURFNHUDUPVKDIW
 ,QOHWYDOYH
 5RFNHUDUPKRXVLQJ

:

7KHJDVH[FKDQJHV\VWHPLQWKHFRPEXVWLRQ RQZKLFKWKHLQWDNHURFNHUDUP  RUWKH


FKDPEHUVLVFRQWUROOHGYLDWKHYDOYHFRQWURO H[KDXVWURFNHUDUP  DUHPRXQWHG
&RPSRQHQWVRIWKHYDOYHFRQWUROLQFOXGH ವ 7ZRH[KDXVWYDOYHV  DQGWZRLQWDNHYDOYHV
ವ 7ZRXSSHUUHFXPEHQWFDPVKDIWVWKHLQWDNH  SHUF\OLQGHUZKLFKDUHORFDWHG
FDPVKDIW  DQGWKHH[KDXVWFDPVKDIW   V\PPHWULFDOO\DQGSUHVVHGRQWRWKHLUVHDWYLD
ZKLFKDUHGULYHQE\WKHJHDUGULYHYLDWKHGULYH WKHYDOYHVSULQJV  LIWKH\DUHQRWDFWXDWHGE\
JHDUIRUWKHLQWDNHFDPVKDIW  RUYLDWKHGULYH WKHFRUUHVSRQGLQJURFNHUDUP
JHDUIRUWKHH[KDXVWFDPVKDIW  
ವ 7ZRURFNHUDUPVKDIWVದWKHLQWDNHURFNHUDUP
VKDIW  DQGWKHH[KDXVWURFNHUDUPVKDIW  



– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

6WUXFWXUHRIWKHYDOYHWLPLQJRQWKHH[KDXVW
VLGH
 ([KDXVWURFNHUDUP
 +\GUDXOLFHQJLQHEUDNHXQLW
 ([KDXVWFDPVKDIW
 ([KDXVWURFNHUVKDIW
 9DOYHVSULQJV
 ([KDXVWYDOYHV
 $GMXVWLQJHOHPHQWVIRUDGMXVWLQJWKHYDOYH
FOHDUDQFH
 $GMXVWLQJHOHPHQWSUHVVXUHUHOLHIYDOYH

:

([KDXVWURFNHUVKDIW 
 ([KDXVWURFNHUVKDIW
 /XEULFDWLQJRLOGXFW

:

([KDXVWURFNHUDUP 
 ([KDXVWURFNHUDUP
 5RFNHUDUPUROOHU
 $GMXVWLQJHOHPHQWVIRUDGMXVWLQJWKHYDOYHFOHDUDQFH
 2LOLQOHWKROH
 0RXQWLQJIRRW
 $GMXVWLQJHOHPHQWIRUHQJLQHEUDNH

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

+\GUDXOLFHQJLQHEUDNHXQLW 
 +\GUDXOLFHQJLQHEUDNHXQLW
 3UHVVXUHUHOLHIYDOYH
 3LVWRQ VODYHF\OLQGHU
 5ROOHU

:

7KHYDOYHWLPLQJRQWKHH[KDXVWVLGHLV  7KHSOD\EHWZHHQWKHPRXQWLQJIRRW  DQG


FKDUDFWHUL]HGLQWKDWWKHHYHU\F\OLQGHULVILWWHGZLWK EUDNHFDPV  LVVHWXVLQJWKHDGMXVWLQJHOHPHQW
DWZRDUPHGH[KDXVWURFNHUDUP  $OOH[KDXVW IRUWKHHQJLQHEUDNH  7KHH[KDXVWURFNHUDUPV
URFNHUDUPV  DUHILWWHGZLWKDURFNHUDUPUROOHU  DUHPRXQWHGURWDWDEOHRQWKHH[KDXVWURFNHU
 8VHRIURFNHUDUPUROOHUV  PHDQVWKDW DUPVKDIW  7KHH[KDXVWURFNHUDUPVKDIW  LV
ZHDUEHWZHHQWKHUHVSHFWLYHDFWXDWLRQFDPVRIWKH PDGHRXWRISLSHPDWHULDOIRUZHLJKWUHGXFWLRQDQG
H[KDXVWFDPVKDIW  DQGWKHFRUUHVSRQGLQJURFNHU LVILWWHGZLWKDOXEULFDWLRQRLOGXFW  
DUPLVUHGXFHG
(DFKLQWDNHURFNHUDUP  LVILWWHGZLWKWZR
DGMXVWLQJHOHPHQWVIRUDGMXVWLQJWKHYDOYHFOHDUDQFH

([KDXVWYDOYHFRQWUROOLQJ
 ([KDXVWURFNHUDUP
 +\GUDXOLFHQJLQHEUDNHXQLW
 ([KDXVWFDPVKDIW
 ([KDXVWURFNHUVKDIW
 9DOYHVSULQJV
 2XWOHWYDOYH
 0RXQWLQJIRRW
 3UHVVXUHUHOLHIYDOYH
 3LVWRQ VODYHF\OLQGHU
 &RQWUROYDOYH
 3LVWRQ PDVWHUF\OLQGHU
 %UDNHFDP

:

)RUDGHDFWLYDWHGHQJLQHEUDNH SLVWRQV  DUHSUHVVHGE\DVSULQJWRWKHLUORZHU


5RWDWLRQDOPRYHPHQWRIWKHFDPVKDIWLVFRQYHUWHG OLPLWVWRSZKHQWKHHQJLQHEUDNHLVGHDFWLYDWHGDQG
LQWROLQHDUWUDYHOE\WKHH[KDXVWFDPVRQWKH WKHK\GUDXOLFHQJLQHEUDNHXQLWV  DUHQRW
H[KDXVWFDPVKDIW  DQGWUDQVIHUUHGWRWKH VXSSOLHGZLWKHQJLQHRLOQRFRQWDFWWDNHVSODFH
DVVRFLDWHGH[KDXVWURFNHUDUP  RQWKHH[KDXVW EHWZHHQWKHEUDNHURFNHUDUPV  DQGPRXQWLQJ
URFNHUDUPVKDIW  7KHH[KDXVWURFNHUDUPV  LQ IHHW  7KHUHLVDOVRQRK\GUDXOLFSRZHU
WXUQVWHHUWKHOLQHDUWUDYHORQWRWKHUHVSHFWLYH WUDQVPLVVLRQRYHUWKHK\GUDXOLFHQJLQHEUDNHXQLWV
H[KDXVWYDOYHV  ZKLFKDUHRSHQHGDQGWKHQ  EHWZHHQWKHEUDNHFDPV  IRUWKHH[KDXVW
FORVHGDJDLQE\WKHYDOYHVSULQJV  %HFDXVHWKH FDPVKDIW  DQGWKHH[KDXVWURFNHUDUPV  VR
WKHEUDNHFDPV  WXUQIUHHO\



– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV


)RUDQDFWLYDWHGHQJLQHEUDNH ವ PRYHVWKHSLVWRQ  RIWKHVODYHF\OLQGHU
$OOK\GUDXOLFHQJLQHEUDNHXQLWV  DUHVXSSOLHG DFWXDWHVWKHSLVWRQURGWKHH[KDXVWURFNHUDUP
ZLWKHQJLQHRLOGXULQJHQJLQHEUDNHRSHUDWLRQ,Q  RYHUWKHPRXQWLQJIRRW  DQGWKHH[KDXVW
RUGHUWRRSHQWKHH[KDXVWYDOYHV  RQDF\OLQGHU YDOYHV  DUHRSHQHG
WZLFHSHUZRUNLQJF\FOHWKHDFWXDWHGEUDNHFDPV ವ WKHH[KDXVWYDOYHV  DUHFORVHGLQWKDWLWV
 RYHUWZRHOHYDWLRQV7KHILUVWHOHYDWLRQRIWKH YDOYHVSULQJV  DUHSUHVVHGRYHUWKHH[KDXVW
EUDNHFDP  DFWXDWHVWKHSLVWRQ  IURPWKH URFNHUDUP  DQGWKHPRXQWLQJIRRW  RQWKH
HQGRIWKHLQWDNHVWURNHXSWRWKHFRPSUHVVLRQWR SLVWRQURGRIWKHSLVWRQ  IURPWKHVODYH
EHXVHGDQGWKHVHFRQGHOHYDWLRQIURPWKHHQGRI F\OLQGHUDQGDVORQJDVWKHHQJLQHRLOIORZVRXW
WKHFRPSUHVVLRQVWURNHXSWRLQWKHZRUNLQJF\FOH RIWKHVODYHF\OLQGHULQWRWKHPDVWHUF\OLQGHU
'XULQJHDFKRIWKHVHWZRRSHUDWLRQV XQWLOWKHUROOHU  RIWKHSLVWRQURGRIWKHSLVWRQ
 UROOVRIIIURPWKHPDVWHUF\OLQGHURQWKH
ವ WKHSLVWRQ  PRYHVLQWRWKHPDVWHUF\OLQGHU FLUFXODUVHFWLRQRIWKHEUDNHFDP  
DQGGLVSODFHVHQJLQHRLORXWRIWKHPDVWHU
F\OLQGHU
ವ WKHHQJLQHRLOIORZVGXHWRWKHK\GUDXOLF
FRXSOLQJZLWKWKHVODYHF\OLQGHULQWKLVDQG
DFWXDWHVLWVSLVWRQ 

6WUXFWXUHRIWKHYDOYHWLPLQJRQWKHLQWDNH
VLGH
 9DOYHVSULQJV
 ,QWDNHURFNHUDUP
 ,QWDNHFDPVKDIW
 ,QWDNHURFNHUDUPVKDIW
 ,QOHWYDOYH
 $GMXVWLQJHOHPHQWVIRUDGMXVWLQJWKHYDOYH
FOHDUDQFH

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

,QWDNHURFNHUDUPVKDIW 
 ,QWDNHURFNHUDUPVKDIW
 /XEULFDWLQJRLOGXFW

:

,QWDNHURFNHUDUP 
 ,QWDNHURFNHUDUP
 5RFNHUDUPUROOHU
 $GMXVWLQJHOHPHQWVIRUDGMXVWLQJWKHYDOYHFOHDUDQFH

:

(YHU\F\OLQGHULVDVVLJQHGWRDQLQWDNHURFNHUDUP 7KHLQWDNHURFNHUDUPV  DUHPRXQWHGURWDWDEOH


 IRUYDOYHWLPLQJIRUWKHLQOHWVLGHRYHUZKLFKWKH RQWKHLQWDNHURFNHUDUPVKDIW  7KHLQWDNH
WZRLQWDNHYDOYHV  DUHDFWXDWHGUHVSHFWLYHO\$OO URFNHUDUPVKDIW  LVPDGHRXWRISLSHPDWHULDO
LQWDNHURFNHUDUP  DUHILWWHGZLWKDURFNHUDUP IRUZHLJKWUHGXFWLRQDQGLVILWWHGZLWKDOXEULFDWLRQ
UROOHU  8VHRIURFNHUDUPUROOHUV  PHDQV RLOGXFW  
WKDWZHDUEHWZHHQWKHUHVSHFWLYHDFWXDWLRQFDPVRI (DFKLQWDNHURFNHUDUP  LVILWWHGZLWKWZR
WKHLQWDNHFDPVKDIW  DQGWKHFRUUHVSRQGLQJ DGMXVWHUVIRUDGMXVWLQJWKHYDOYHFOHDUDQFH  
LQWDNHURFNHUDUP  LVUHGXFHG

([KDXVWYDOYHFRQWURO 7KHLQWDNHURFNHUDUPV  LQWXUQVWHHUWKHOLQHDU
5RWDWLRQDOPRYHPHQWRIWKHFDPVKDIWLVFRQYHUWHG WUDYHORQWRWKHUHVSHFWLYHLQWDNHYDOYHV  ZKLFK
LQWROLQHDUWUDYHORYHUWKHFDPRQWKHLQWDNH DUHRSHQHGDQGWKHQFORVHGDJDLQE\WKHYDOYH
FDPVKDIW  DQGRQWKHDVVRFLDWHGH[KDXVW VSULQJV  
URFNHUDUP  RQWKHH[KDXVWURFNHUDUPVKDIW  



– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

*):0' *HDUZKHHOGULYHDVEXLOWFRQILJXUDWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

 &UDQNVKDIW
 2LOSXPS
 'RXEOHLQWHUPHGLDWH
ZKHHO
 &RPSUHVVRU
 ,QWHUPHGLDWHJHDU
 )XHOV\VWHPKLJK
SUHVVXUHSXPS
 'RXEOHLQWHUPHGLDWH
ZKHHO
 ,QWHUPHGLDWHJHDU
 ([KDXVWFDPVKDIW
 ,QWDNHFDPVKDIW
 ,QWHUPHGLDWHJHDU
$ /HYHO
% /HYHO
& /HYHO
; 'LUHFWLRQRIWUDYHO :

 &UDQNVKDIW
 2LOSXPS
 'RXEOHLQWHUPHGLDWH
ZKHHO
 &RPSUHVVRU
 ,QWHUPHGLDWHJHDU
 3RZHUVWHHULQJSXPS
 )XHOV\VWHPKLJK
SUHVVXUHSXPS
 'RXEOHLQWHUPHGLDWH
ZKHHO
 ,QWHUPHGLDWHJHDU
 ([KDXVWFDPVKDIW
 ,QWDNHFDPVKDIW
 ,QWHUPHGLDWHJHDU
$ /HYHO
% /HYHO
& /HYHO :
; 'LUHFWLRQRIWUDYHO

*HQHUDO DVVHPEOLHVWREHSODFHGRQWKHHQJLQHVLGH7KH
7KHJHDUGULYHLVORFDWHGRQWKHRXWSXWVLGHRIWKH IROORZLQJFRPSRQHQWVDQGPDMRUDVVHPEOLHVDUH
HQJLQH7KLVGHVLJQDOORZVWKHPDMRULW\RIPDMRU GULYHQE\WKHFUDQNVKDIW  YLDWKHJHDUGULYH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

ವ 2LOSXPS  WKHGRXEOHLQWHUPHGLDWHJHDU  WKHLQWHUPHGLDWH


ವ &RPSUHVVRU  JHDU  DQGWKHGULYHJHDURIWKHFRPSUHVVRU  
7KHJHDUVIRUOHYHO $ DUHKHOLFDOO\JHDUHG
ವ 3RZHUVWHHULQJSXPS 
ವ )XHOV\VWHPKLJKSUHVVXUHSXPS  /HYHO %

ವ ([KDXVWFDPVKDIW  /HYHO % LQFOXGHVWKHGRXEOHLQWHUPHGLDWHJHDU


 WKHGRXEOHLQWHUPHGLDWHJHDU  DQGGULYHJHDU
ವ ,QWDNHFDPVKDIW  RIWKHIXHOV\VWHPKLJKSUHVVXUHSXPS  7KH
7KHGULYLQJSRZHUIRUWKHLQGLYLGXDOPDMRU JHDUVIRUOHYHO $ DUHVWUDLJKWJHDUHG
DVVHPEOLHVDQGFRPSRQHQWVLVVSDWLDOO\WUDQVIHUUHG
WRWKHIROORZLQJOHYHOV /HYHO &

ವ /HYHO $ /HYHO & LQFOXGHVWKHLQWHUPHGLDWHJHDUV  


WKHGULYHJHDUIRUWKHH[KDXVWFDPVKDIW  DQG
ವ /HYHO % WKHGULYHJHDUIRUWKHLQWDNHFDPVKDIW  7KH
ವ /HYHO & JHDUVIRUOHYHO $ DUHVWUDLJKWJHDUHG

/HYHO $
/HYHO $ LQFOXGHVWKHGULYHJHDUIRUWKH
FUDQNVKDIW  WKHGULYHJHDUIRUWKHRLOSXPS  

7RUTXHFXUYH % WKDWLVWKHGRXEOHLQWHUPHGLDWHJHDU  DQGWKH
7KHGULYHIRUWKHJHDUGULYHWDNHVRYHUWKH GULYHJHDURIWKHIXHOV\VWHPKLJKSUHVVXUHSXPS
FUDQNVKDIW  WKHGULYHJHDURIWKHFUDQNVKDIW   DUHGULYHQRYHUWKHGRXEOHLQWHUPHGLDWHJHDU  
GULYHVWKHJHDUVRI/HYHO $ WKDWPHDQVWKHGULYH 7KHGRXEOHLQWHUPHGLDWHJHDU  GULYHVWKHJHDUV
JHDURIWKHRLOSXPS  WKHGRXEOHLQWHUPHGLDWH RI/HYHO & WKDWLVWKHLQWHUPHGLDWHJHDUV  
JHDU  DQGGULYHJHDURIWKHFRPSUHVVRU  RYHU WKHGULYHJHDURIWKHH[KDXVWFDPVKDIW  DQGWKH
WKHLQWHUPHGLDWHJHDU  7KHJHDUVRI/HYHO GULYHJHDURIWKHLQWDNHFDPVKDIW  



– This printout will not be recorded by the update service. Status: 08 / 2012 –
$VEXLOWFRQILJXUDWLRQV

*):0' &DPVKDIWDVEXLOWFRQILJXUDWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

 ([KDXVWFDPVKDIW
 ,QWDNHFDPVKDIW
 'ULYHJHDUIRUH[KDXVW
FDPVKDIW
 'ULYHJHDUIRULQWDNH
FDPVKDIW
 ([KDXVWFDPV
 %UDNHFDP
 ,QWDNHFDPV
 3XOVHZKHHO
 &DPVKDIWSRVLWLRQHU

:

(QJLQH20KDVWZRRYHUKHDGFDPVKDIWVIRU ZKLFKLQWXUQWUDQVPLWWKHPRYHPHQWWRWKHLQWDNH
DFWXDWLRQRIWKHLQWDNHDQGH[KDXVWYDOYHVDUUDQJHG DQGH[KDXVWYDOYHV7KHSLVWRQVLQWKHK\GUDXOLF
LQSDUDOOHOZKLFKDUHGULYHQE\DJHDUGULYH7KH HQJLQHEUDNHXQLWVDUHDFWXDWHGRYHUWKHEUDNH
FDPVKDIWVDUHORFDWHGLQWKHF\OLQGHUKHDGVRDORZ FDPV  
RYHUDOOKHLJKWZDVDFKLHYHGGHVSLWHWKLV%RWK )XUWKHUPRUHHQJLQH20LVILWWHGIRUWKHILUVW
FDPVKDIWVDUHEDVHGRQRQHSLSHRQZKLFKWKH WLPHZLWKDQDGMXVWDEOHH[KDXVWFDPVKDIW7KH
H[KDXVWLQWDNHDQGEUDNHFDPV  DUH DGMXVWPHQWVXSSRUWVUHJHQHUDWLRQRIWKHGLHVHO
VKUXQN,QWKLVZD\WKHFDPVKDIWVDUHOLJKWEXWDW SDUWLFXODWHILOWHULQSDUWLFXODUDWORZRXWVLGH
WKHVDPHWLPHVWDEOH7KHORZIULFWLRQDQGZHDU WHPSHUDWXUHV VHHIXQFWLRQGHVFULSWLRQ&DPVKDIW
UROOHUVIRUWKHH[KDXVWDQGLQWDNHURFNHUDUPVDUH DGMXVWPHQWIXQFWLRQ 
DFWXDWHGRYHUWKHH[KDXVWDQGLQWDNHFDPV  

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' &UDQNFDVHYHQWLODWLRQV\VWHPIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

7KHFUDQNFDVHYHQWLODWLRQV\VWHPLVUHVSRQVLEOHIRU FRPSUHVVRUQRWLQWRWKHRSHQEXWLQVWHDGLQWRWKH
UHOLHYLQJWKHSUHVVXUHLQWKHFUDQNFDVH7RGRWKLV DLULQWDNHSLSHXSVWUHDPRIWKHWXUERFKDUJHU6LQFH
WKHJDVHVDUHOHGRXWRIWKHFUDQNFDVH EORZE\ WKHEORZE\JDVHVFRQWDLQHQJLQHRLOWKH\DUHOHG
JDVHV ZKLFKDURVHGXHWRLQWHUQDOOHDNDJHDWWKH LQWRDQRLOVHSDUDWRUVRWKDWRLOGRHVQRWJHWLQWRWKH
SLVWRQULQJVYDOYHVWHPVHDOVWXUERFKDUJHU V DQG DLULQWDNHSLSH

:

6HTXHQFHRIWKHEORZE\JDVHVDQGWKHVHSDUDWHGRXWHQJLQHRLO
 1R]]OHSODWH SUHILOWHU  2LOGUDLQYDOYH  $LULQWDNHSLSH
 2LOGUDLQGXFW IURPSUHILOWHU  &UDQNFDVHYHQWLODWLRQ $ 6HSDUDWHGRXWHQJLQHRLO
ZLWKFKHFNYDOYH V\VWHPFKHFNYDOYH
 ,PSDFWRUV PDLQ  3UHVVXUHUHJXODWRUYDOYH % %ORZE\JDVHV ZLWK
VHSDUDWRUV HQJLQHRLO
 )OHHFHHOHPHQWV  9HQWGXFW & %ORZE\JDV FOHDQHG

7KHEORZE\JDVHV % ILQGWKHLUZD\RYHUWKHRLO HQJLQHRLO $ SDVVHVEDFNRYHUWKHRLOGUDLQGXFW


UHWXUQGXFWVLQWRWKHFUDQNFDVHDQGLQWRWKHF\OLQGHU  LQWRWKHURFNHUDUPKRXVLQJDVVRRQDVWKH
KHDGLQWKHURFNHUDUPKRXVLQJDQGIURPWKHUH HQRXJKVHSDUDWHGRXWHQJLQHRLO $ KDVJDWKHUHG
WKURXJKDQRSHQLQJRQWKHXQGHUVLGHRIWKHF\OLQGHU LQRUGHUWRRSHQWKHFKHFNYDOYHLQVWDOOHGLQWKHRLO
KHDGFRYHULQWRWKHRLOPLVWVHSDUDWRU7KHHQJLQH GUDLQGXFW  7KHFKHFNYDOYHDOVRVHUYHVWR
RLOFRQWDLQHGLQWKHEORZE\JDVHV % LVUHPRYHGLQ HQVXUHWKDWWKHEORZE\JDVHV % LQWKHURFNHUDUP
WKHRLOPLVWVHSDUDWRULQWZRVWDJHV KRXVLQJGRQRWSDVVRYHUWKHRLOGUDLQGXFW  LQ
7KHEORZE\JDVHV % DUHILUVWDFFHOHUDWHGWKURXJK WKHRLOPLVWVHSDUDWRU
WKHERUHVLQWKHQR]]OHSODWH  ,PPHGLDWHO\DIWHU 7KHVWLOO\HWFRQWDLQHGILQHHQJLQHRLOGURSOHWVLQWKH
WKHQR]]OHSODWH  WKHDFFHOHUDWHGEORZE\JDVHV RLOPLVWDUHVXEVHTXHQWO\VHSDUDWHGRXWLQWKH
% LPSDFWDJDLQVWDZDOOZKHUHE\WKHHQJLQHRLO LPSDFWRUV  DQGDUHOHGRYHUDFKDQQHOLQWRWKH
GURSOHWVFRQWDLQHGLQWKHEORZE\JDVHV % DUH F\OLQGHUKHDGDQGIURPWKHUHEDFNLQWRWKHRLOSDQ
VHSDUDWHGRXW7KHYHUWLFDOO\ORFDWHGULEVRQWKH 7KHLPSDFWRUV  DUHFRQVWUXFWHGLQVXFKDZD\
ZDOOLPSURYHVHSDUDWLRQRIWKHHQJLQHRLORXWRIWKH WKDWDKLJKVHSDUDWLRQUDWHLVDOUHDG\DFKLHYHGDW
EORZE\JDVHV % DQGDOVRHQVXUHWKDWWKHHQJLQH ORZHQJLQHVSHHGV7KHUHDUHWZRERUHVLQHDFKRI
RLOFDQGUDLQRIIGRZQZDUGV7KHVHSDUDWHGRXW WKHLPSDFWRUV  7KHEORZE\JDVHV % ZKLFK



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

IORZIURPEHORZLQWRWKHLPSDFWRUV  DUH UHJXODWLQJYDOYH  UHJXODWHVWKHSUHVVXUHLQWKH


DFFHOHUDWHGWKURXJKSDVVLQJWKURXJKWKHERUHVDQG FUDQNFDVHDQGURFNHUDUPKRXVLQJ,IWKHSUHVVXUH
LPSDFWRQWKHIOHHFHHOHPHQWV  EHKLQG8SRQ UHJXODWLQJYDOYH  RSHQVWKHFOHDQHGEORZE\
LPSDFWRQWKHIOHHFHHOHPHQWV  WKHILQHHQJLQHRLO JDVHV & IORZLQWRWKHYHQWGXFW  ZKLFKLV
GURSOHWVDUHVHSDUDWHGRXWLQWKHEORZE\JDVHV % ORFDWHGRQWKHXQGHUVLGHRIWKHF\OLQGHUKHDGFRYHU
DQGFDQGUDLQRIIGRZQZDUGV7KHIOHHFHHOHPHQWV 7KHYHQWGXFW  RSHQVRXWLQWRWKHURFNHUDUP
 LQFUHDVHWKHHIILFLHQF\RIVHSDUDWLRQRIWKHRLO KRXVLQJLQZKLFKWKHFOHDQHGEORZE\JDVHV &
VHSDUDWLRQ6LQFHWKHYROXPHWULFIORZUDWHLQFUHDVHV SDVVRYHUDERUHLQWRWKHF\OLQGHUKHDG7KH
VWHDGLO\ZLWKDQLQFUHDVLQJHQJLQHUSPWKH FOHDQHGEORZE\JDVHV & IORZRYHUDGXFWLQWKH
LPSDFWRU  DUHDOVRHDFKILWWHGZLWKDOHDIVSULQJ F\OLQGHUKHDGWRWKHULJKWVLGHRIWKHHQJLQHWKURXJK
7KHVHDUHGHVLJQHGVRWKDWWKH\RSHQDWKLJKHU WKHFRRODQWPDQLIROGDQGIURPWKHUHRXWRYHUDKRVH
HQJLQHVSHHGV7KHEORZE\JDVHV % FDQQRZ LQWKHDLULQWDNHSLSH  XSVWUHDPWKHWXUERFKDUJHU
DOVRIORZWKURXJKWKHRSHQHGOHDIVSULQJVZKHUHE\ 7KHVWD\LQWKHDLULQWDNHSLSH  HQVXUHVWKDWDQ\
WKH\DUHDOVRDFFHOHUDWHGDQGLPSDFWDJDLQVWWKH UHVLGXDORLOGRHVFDQQRWSDVVLQWRWKHFRPSUHVVRU
IOHHFHHOHPHQWV   ZKRVHLQWDNHGXFWLVDOVRFRQQHFWHGRQWKHDLU
,IWKHRLOOHYHOLQWKHUHWXUQGXFWKDVUHDFKHGD LQWDNHSLSH
FHUWDLQOHYHORUWKHVHSDUDWHGRXWHQJLQHRLO $ KDV 7KHRLOGUDLQYDOYH  VHUYHVWRHQVXUHWKDWWKH
UHDFKHGDFHUWDLQZHLJKWDFUDQNFDVHYHQWLODWLRQ HQJLQHRLOZKLFKSUHFLSLWDWHVRXWRQWKHSUHVVXUH
V\VWHPFKHFNYDOYH  RSHQVDQGWKHVHSDUDWHG UHJXODWLQJYDOYH  FDQUXQDZD\LQWRWKHURFNHU
RXWHQJLQHRLO $ UXQVLQWRWKHRLOSDQ7KLV DUPKRXVLQJZKHQWKHHQJLQHLV2))
FUDQNFDVHYHQWLODWLRQV\VWHPFKHFNYDOYH  DOVR
SUHYHQWVWKHEORZE\JDVHV % IURPSDVVLQJRXWRI $
7KHFUDQNFDVHYHQWLODWLRQV\VWHPLVPDLQWHQDQFH
WKHFUDQNFDVHGLUHFWO\LQWRWKHRLOPLVWVHSDUDWRU IUHH
7KHFOHDQHGEORZE\JDVHV & FRQWLQXHWRIORZWR
WKHSUHVVXUHUHJXODWLQJYDOYH  7KHSUHVVXUH

*):0' 2LOPLVWVHSDUDWRU 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &UDQNFDVHYHQWLODWLRQ 3DJH
V\VWHPFKHFNYDOYH
FRPSRQHQWGHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' &DPVKDIWDGMXVWPHQWIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

 ([KDXVWFDPVKDIW
 'ULYHJHDU
 &DPVKDIWSRVLWLRQHU
$ (QJLQHPDQDJHPHQW
0&0 FRQWUROXQLW
% &DPVKDIWSRVLWLRQ
VHQVRU
< &DPVKDIWSRVLWLRQHU
VROHQRLG
$ ,QSXWVLJQDOV
% 2XWSXWVLJQDOV

:

*HQHUDO ,IWKHSRVLWLRQHUVROHQRLGFDPVKDIW < LVQRW


)RUWKHILUVWWLPHHQJLQH20XVHVHOHFWURQLFDOO\ DFWXDWHGHOHFWULFDOO\WKHFDPVKDIWSRVLWLRQHU  LV
UHJXODWHGFRQWLQXRXVDGMXVWPHQWRIWKHH[KDXVW LQWKHEDVLFSRVLWLRQ
FDPVKDIW  7KHDGMXVWPHQWUDQJHLVDrFUDQN ,QWKHEDVLFSRVLWLRQQRUPDOHQJLQHRSHUDWLRQ
DQJOH%\VKLIWLQJWKHWLPLQJRIWKHH[KDXVW RFFXUV PRUHWKDQDERXWRIWKHWRWDOHQJLQH
FDPVKDIW  LQWKHGLUHFWLRQDGYDQFHGLWLV RSHUDWLQJWLPH DQGWKHH[KDXVWFDPVKDIW  LV
SRVVLEOHWRDFKLHYHDQLQFUHDVHLQWKHWHPSHUDWXUH ORFNHGPHFKDQLFDOO\
RIWKHH[KDXVWZKLFKZLOOLPSURYHDFWLYH ,IWKHFDPVKDIWSRVLWLRQHUVROHQRLG < LV
UHJHQHUDWLRQRIWKHGLHVHOSDUWLFXODWHILOWHU DFWXDWHGWKHQWKHORFNLQJRIWKHH[KDXVWFDPVKDIW
$GMXVWPHQWRIWKHH[KDXVWFDPVKDIWWDNHVSODFH  LVUHPRYHG7KHSRVLWLRQRIWKHH[KDXVW
ZLWKWKHDLGRIWKHK\GUDXOLFFDPVKDIWSRVLWLRQHU  FDPVKDIW  FKDQJHVWKURXJKWRWKHSRVLWLRQ
ZKRVHFRQWUROYDOYHLVDFWXDWHGE\WKHFDPVKDIW DGYDQFHGGHSHQGHQWRQWKHHOHFWULFDORXWSXW
SRVLWLRQHUVROHQRLG < RYHUDWDSSHW7KH VLJQDOV % ZKLFKDUHDSSOLHGWRWKHFDPVKDIW
FDPVKDIWSRVLWLRQHUVROHQRLG < LVDFWXDWHGE\ SRVLWLRQHUVROHQRLG < 
WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
RYHUDQRZQFKDUDFWHULVWLFVPDSE\PHDQVRI ,QWKLVDUHDUHJXODWLRQUHOHYDQWHQJLQHRSHUDWLRQ
DSSURSULDWHRXWSXWVLJQDOV % GHSHQGHQWRQWKH RFFXUV OHVVWKDQDERXWRIWKHWRWDOHQJLQH
RSHUDWLQJFRQGLWLRQRIWKHHQJLQH RSHUDWLQJWLPH 


)XQFWLRQ FUDQNVKDIWGULYHVWKHGULYHJHDU  RIWKHH[KDXVW
7KHFDPVKDIWSRVLWLRQHU  IXQFWLRQVDFFRUGLQJWR FDPVKDIW  RYHUDQXPEHURILQWHUPHGLDWHJHDUV
WKHYDQHSXPSSULQFLSOH(QJLQHRLOVHUYHVDVDQ 7KHDGMXVWHUKRXVLQJRIWKHFDPVKDIWSRVLWLRQHU 
RSHUDWLQJIOXLG$UHWXUQIORZFKHFNYDOYHLQVLGHWKH LVIDVWHQHGDQGWKHGULYHJHDU  DQGURWDWHVZLWKLW
FDPVKDIWSRVLWLRQHU  SUHYHQWVUHWXUQIORZRIWKH DSSURSULDWHO\7KHUHLVWKHURWRULQVLGHWKHDGMXVWHU
HQJLQHRLODWHQJLQH2))VRWKHRLOVXSSO\LV KRXVLQJZKLFKLVILUPO\IL[HGWRWKHH[KDXVW
DFKLHYHGLPPHGLDWHO\DIWHUWKHHQJLQHVWDUW7KH FDPVKDIW  7KHUHDUHIRXURSHUDWLQJFKDPEHUV



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

EHWZHHQWKHURWRUDQGWKHDGMXVWHUKRXVLQJZKLFKLV WKHDLGRIDFRQWLQXRXVO\YDULDEOHFRQWUROYDOYH
UHVSHFWLYHO\VXEGLYLGHGLQWRWZRFKDPEHUVE\D LQVLGHWKHDGMXVWHUKRXVLQJ0DQXDODFWXDWLRQRIWKH
EODGHRIWKHURWRU7KHURWRUFDQEHWXUQHGRSSRVLWH FRQWUROYDOYHWDNHVSODFHRYHUDSUHVVXUHSOXQJHU
WKHDGMXVWHUKRXVLQJLQWKDWWKHFKDPEHUVDUH ZKLFKLVDFWXDWHGE\WKHFDPVKDIWSRVLWLRQHU
DSSURSULDWHO\ILOOHGZLWKSUHVVXUL]HGRLORUHPSWLHG VROHQRLG < 7KHSRVLWLRQRIWKHH[KDXVW
$VDUHVXOWRIW\SHWKHWLJKWHQLQJDQJOHLV FDPVKDIW  LVFDOFXODWHGE\WKHHQJLQH
HVWDEOLVKHGZLWKLQZKLFKWKHH[KDXVWFDPVKDIW  PDQDJHPHQW 0&0 FRQWUROXQLW $ RQWKHEDVLV
FDQEHDGMXVWHGUHODWLYHWRWKHGULYHJHDU  DQG RIWKHLQSXWVLJQDOV $ IURPWKHFDPVKDIWSRVLWLRQ
WKHUHIRUHWKHFUDQNVKDIW)LOOLQJDQGHPSW\LQJRIWKH VHQVRU % 
FKDPEHUVLQWKHDGMXVWHUKRXVLQJLVUHJXODWHGZLWK

*):0' &DPVKDIWDGMXVWPHQWLQ 3DJH
EDVLFSRVLWLRQIXQFWLRQ
*):0' &DPVKDIWDGMXVWPHQWLQ 3DJH
DGYDQFHGSRVLWLRQ
IXQFWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' &DPVKDIWDGMXVWPHQWLQEDVLFSRVLWLRQIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

&DPVKDIWSRVLWLRQHULQWKHEDVLFSRVLWLRQ
 $GMXVWHUKRXVLQJ  &KDPEHU%
 'ULYHJHDU  &KDPEHU$
 3XOVHZKHHO  6WRUDJHURRP
 5HWXUQIORZFKHFNYDOYH  6RFNHW
 ([KDXVWFDPVKDIW  %RUH LQWKHURWRUWRFKDPEHU%
 &RPSUHVVLRQVSULQJ  %RUH LQWKHURWRUWRFKDPEHU$
 9DOYHERG\ 3IHLO; 5RWDWLRQGLUHFWLRQ
 5RWRU 3IHLO< $WWDFKPHQW
 &RQWUROSOXQJHU $ (QJLQHRLO XQGHURSHUDWLQJ
SUHVVXUHIHGLQWRWKHFKDPEHUV%
 3UHVVXUHSOXQJHU % (QJLQHRLO GLVVLSDWHGRXWWKH
FKDPEHUV$



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

:

&DPVKDIWSRVLWLRQHULQWKHEDVLFSRVLWLRQ
 $GMXVWHUKRXVLQJ  &KDPEHU$
 'ULYHJHDU  &DWFKEROW
 9DOYHERG\  /RQJLWXGLQDOJURRYH
 5RWRU 3IHLO; 5RWDWLRQGLUHFWLRQ
 &RQWUROSOXQJHU $ (QJLQHRLO XQGHURSHUDWLQJ
SUHVVXUHIHGLQWRWKHFKDPEHUV%
 &KDPEHU% % (QJLQHRLO GLVVLSDWHGRXWWKH
FKDPEHUV$

*HQHUDO SOXQJHU  IUHHVXSWKHERUHVLQWKHYDOYHKRXVLQJ


)RUHQJLQHUSPVDQGDGHTXDWHO\KLJKH[KDXVW  IRUIORZWRDQGIURPWKHFKDPEHUV$  RQWKH
WHPSHUDWXUHVWKHFDPVKDIWSRVLWLRQHULVGULYHQLQ IHHGVLGHVRWKDWWKHHQJLQHRLO $ IORZVRXWRIWKH
WKHEDVLFSRVLWLRQ VWRUDJHFKDPEHU  RIWKHYDOYHKRXVLQJ 
WKURXJKWKHERUHV  LQWKHURWRU  LQWKH
7KHURWRU  DQGWKHUHIRUHDOVRWKHH[KDXVW FKDPEHUV$  $WWKHVDPHWLPHWKHFRQWURO
FDPVKDIW  LVORFNHGWRJHWKHUZLWKWKHGULYHJHDU SOXQJHU  FORVHVWKHERUHVLQWKHYDOYHKRXVLQJ
 $FWXDWLRQRIWKHH[KDXVWYDOYHWDNHVSODFH  IRUIORZWRDQGIURPWKHFKDPEHUV$  RQWKH
DFFRUGLQJWRWKHSODQQHGWLPLQJRIWKHQRUPDO IHHGVLGHVRWKDWQRHQJLQHRLO $ FDQIORZRXWRI
HQJLQHRSHUDWLRQ WKHVWRUDJHFKDPEHU  RIWKHYDOYHKRXVLQJ 
RYHUWKHERUHV  LQWKHURWRU  LQWRWKH
)XQFWLRQ FKDPEHUV%  7KHHQJLQHRLO % IORZVLQVWHDG
7KHFDPVKDIWSRVLWLRQHUVROHQRLG < LVQRW RXWRIWKHFKDPEHUV%  WKURXJKWKHERUHV 
HOHFWULFDOO\DFWXDWHGE\WKHHQJLQHPDQDJHPHQW LQWKHURWRU  DQGWKHIUHHGXSERUHVRQWKHGUDLQ
0&0 FRQWUROXQLW $ VRWKDWWKHSUHVVXUH VLGHLQWKHYDOYHKRXVLQJ  LQWKHFKDPEHU
SOXQJHU  LVUHWUDFWHGFRPSOHWHO\7KH XSVWUHDPRIWKHFRQWUROSOXQJHU  DQGWKHUHWXUQ
FRPSUHVVLRQVSULQJ  SUHVVHVDJDLQVWWKHFRQWURO IORZFKHFNYDOYH  7KHHQJLQHRLO % IORZVRXWRI
SOXQJHU  VRWKDWWKLVWRXFKHVWKHEXVK   WKHYDOYHKRXVLQJ  RXWZDUGVWKURXJKWKH
7KHUHLVHQJLQHRLO $ XQGHURSHUDWLQJSUHVVXUHLQ ORQJLWXGLQDOERUHLQWKHFRQWUROSOXQJHU  LQWRWKH
WKHVWRUDJHURRP  EHWZHHQWKHFRQWUROSOXQJHU UHWXUQIORZ
 DQGWKHYDOYHKRXVLQJ  7KHUHWXUQIORZFKHFN
7KHUHLVDFRQQHFWLRQRYHUDORQJLWXGLQDOJURRYH
YDOYH  SUHYHQWVIORZLQJEDFNRIWKHHQJLQHRLO $
 LQWKHGULYHJHDU  EHWZHHQRQHRIWKH
LIWKHSUHVVXUHGURSVLQWKHIHHGOLQH7KHFRQWURO
FKDPEHUV%  DQGWKHILWWHGERUHLQWKHGULYH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

JHDU  IRUPRXQWLQJWKHFDWFKEROW  7KH DGMXVWHUKRXVLQJ   DUURZ< 'XHWRWKHK\GUDXOLF


SUHVVXUHRIWKHHQJLQHRLO % LQWKHORQJLWXGLQDO SUHVVXUHLQWKHFKDPEHUV$  WKHUHLVDOVR
JURRYHLVQRORQJHUKLJKHQRXJKVRWKDWWKHFDWFK PHFKDQLFDOUHOLHIRIWKHFDWFKEROW  7KHH[KDXVW
EROW  LVSUHVVHGE\WKHFRPSUHVVLRQVSULQJLQWR FDPVKDIW  ILUPO\DWWDFKHGWRWKHURWRU  LVQRZ
WKHILWWHGERUHRIWKHGULYHJHDU  LIWKHURWRU  LQWKHEDVLFSRVLWLRQ
WRXFKHVWKHDGMXVWHUKRXVLQJ  7KHGULYHJHDU  7KHSXOVHZKHHO  WXUQVZLWKWKHH[KDXVW
LVQRZFRQQHFWHGSRVLWLYHO\ZLWKWKHURWRU  DQG FDPVKDIW  7KHHQJLQHPDQDJHPHQW 0&0
WKHUHIRUHORFNVWKLV FRQWUROXQLW $ GHWHFWVLWVFKDQJHGSRVLWLRQZLWK
7KHFKDPEHUV$  DGRSWWKHLUPD[LPXPILOO WKHDLGRIWKHFDPVKDIWSRVLWLRQVHQVRU % 
YROXPHDVVRRQDVWKHURWRU  WRXFKHVWKH

*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' &DPVKDIWSRVLWLRQVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &DPVKDIWSRVLWLRQHU < 3DJH
VROHQRLGFRPSRQHQW
GHVFULSWLRQ
*):0' &DPVKDIWSRVLWLRQHU 3DJH
FRPSRQHQWGHVFULSWLRQ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' &DPVKDIWDGMXVWPHQWLQDGYDQFHGSRVLWLRQIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

&DPVKDIWSRVLWLRQHULQWKHSRVLWLRQDGYDQFHG
 $GMXVWHUKRXVLQJ  &KDPEHU%
 'ULYHJHDU  &KDPEHU$
 3XOVHZKHHO  6WRUDJHURRP
 5HWXUQIORZFKHFNYDOYH  6RFNHW
 ([KDXVWFDPVKDIW  %RUH LQWKHURWRUWRFKDPEHU%
 &RPSUHVVLRQVSULQJ  %RUH LQWKHURWRUWRFKDPEHU$
 9DOYHERG\ 3IHLO; 5RWDWLRQGLUHFWLRQ
 5RWRU 3IHLO< $WWDFKPHQW
 &RQWUROSOXQJHU $ (QJLQHRLO XQGHURSHUDWLQJ
SUHVVXUHIHGLQWRWKHFKDPEHUV%
 3UHVVXUHSOXQJHU % (QJLQHRLO GLVVLSDWHGRXWWKH
FKDPEHUV$

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

:

&DPVKDIWSRVLWLRQHULQWKHSRVLWLRQDGYDQFHG
 $GMXVWHUKRXVLQJ  &KDPEHU$
 'ULYHJHDU  &DWFKEROW
 9DOYHERG\  /RQJLWXGLQDOJURRYH
 5RWRU 3IHLO; 5RWDWLRQGLUHFWLRQ
 &RQWUROSOXQJHU $ (QJLQHRLO XQGHURSHUDWLQJ
SUHVVXUHIHGLQWRWKHFKDPEHUV%
 &KDPEHU% % (QJLQHRLO GLVVLSDWHGRXWWKH
FKDPEHUV$

*HQHUDO )XQFWLRQ
)RUHQJLQHUSPVDWORZHUH[KDXVWWHPSHUDWXUHVWKH 7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
FDPVKDIWSRVLWLRQHULVGULYHQLQWKHSRVLWLRQ DFWXDWHVWKHFDPVKDIWSRVLWLRQHUVROHQRLG <
DGYDQFHGLQRUGHUWRLQFUHDVHWKHH[KDXVW HOHFWULFDOO\VRWKDWWKHSUHVVXUHSOXQJHU  SXVKHV
WHPSHUDWXUHV7KLVLVWKHSUHUHTXLVLWHIRUODWHU WKHFRQWUROSOXQJHU  DJDLQVWWKHIRUFHRIWKH
DFWLYHSXUJLQJRIWKHGLHVHOSDUWLFXODWHILOWHU FRPSUHVVLRQVSULQJ  XSWRWKHHQGVWRSRQWKH
8SRQUHDFKLQJWKHSRVLWLRQDGYDQFHGWKHURWRU UHWXUQIORZFKHFNYDOYH  7KHUHLVHQJLQHRLO $
 DQGWKHUHIRUHWKHH[KDXVWFDPVKDIW  LV XQGHURSHUDWLQJSUHVVXUHLQWKHVWRUDJHURRP 
WXUQHGE\DFUDQNDQJOHRIXSWRr0RYLQJWKH EHWZHHQWKHFRQWUROSOXQJHU  DQGWKHYDOYH
H[KDXVWWLPLQJLQWKHGLUHFWLRQDGYDQFHGKDVWKH KRXVLQJ  7KHUHWXUQIORZFKHFNYDOYH 
HIIHFWWKDWWKHH[KDXVWYDOYHVDUHRSHQHGHDUOLHURQ SUHYHQWVIORZLQJEDFNRIWKHHQJLQHRLO $ LIWKH
WKHRSHUDWLQJF\FOHLQWKHGRZQZDUGPRYHPHQWRI SUHVVXUHGURSVLQWKHIHHGOLQH7KHFRQWUROSOXQJHU
WKHSLVWRQ,QWKLVZD\H[KDXVWZKLFKLVULFKHULQ  IUHHVXSWKHERUHV  LQWKHYDOYHKRXVLQJ 
HQHUJ\ ZDUPHU LVSXVKHGLQWKHGLUHFWLRQH[KDXVW IRUIORZWRDQGIURPWKHFKDPEHUV%  VRWKDWWKH
V\VWHP(DUOLHUFORVLQJRIWKHH[KDXVWYDOYHVLQWXUQ HQJLQHRLO $ IORZVRXWRIWKHYDOYHKRXVLQJ 
KDVWKHHIIHFWWKDQWKHH[KDXVWLVQRWIXOO\HMHFWHG WKURXJKWKHERUHV  LQWKHURWRU  LQWKH
RXWRIWKHF\OLQGHUGXULQJWKHH[KDXVWVWURNH6LQFH FKDPEHUV%  $WWKHVDPHWLPHWKHFRQWURO
QRYDOYHRYHUODSRFFXUVWKHUHPDLQLQJH[KDXVWLQ SOXQJHU  FORVHVWKHERUHV  LQWKHYDOYH
WKHF\OLQGHULVFRPSDFWHGDQGIORZVZKHQRSHQLQJ KRXVLQJ  IRUIORZWRDQGIURPWKHFKDPEHUV$
WKHLQWDNHYDOYHLQWRWKHFKDUJHDLUKRXVLQJ7KH  RQWKHIHHGVLGHVRWKDWQRHQJLQHRLO $ FDQ
UHVRQDQFHQRLVHVDULVLQJIURPWKLVLQWKHFKDUJHDLU IORZRXWRIWKHYDOYHKRXVLQJ  RYHUWKHERUHV 
KRXVLQJDUHGDPSHQHGZLWKWKHDLGRIWKH LQWKHURWRU  LQWRWKHFKDPEHUV$  7KH
UHVRQDWRU HQJLQHRLO % IORZVLQVWHDGRXWRIWKHFKDPEHUV$



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

 WKURXJKWKHERUHV  LQWKHURWRU  DQGWKH ERUHRIWKHGULYHJHDU  7KHGULYHJHDU  LV


IUHHGXSERUHVRQWKHGUDLQVLGHLQWKHYDOYH WKHUHIRUHQRORQJHUSRVLWLYHO\FRQQHFWHGZLWKWKH
KRXVLQJ  LQWKHFKDPEHUXSVWUHDPRIWKHFRQWURO URWRU  DQGWKHURWRU  FDQEHWXUQHG
SOXQJHU   7KHFKDPEHUV%  DGRSWWKHLUPD[LPXPILOO
7KHHQJLQHRLO % IORZVRXWRIWKHYDOYHKRXVLQJ  YROXPHDVVRRQDVWKHURWRU  WRXFKHVWKH
RXWZDUGVWKURXJKWKHORQJLWXGLQDOERUHLQWKH DGMXVWHUKRXVLQJ   DUURZ< 7KHH[KDXVW
FRQWUROSOXQJHU  LQWRWKHUHWXUQIORZ7KHUHLVD FDPVKDIW  ILUPO\FRQQHFWHGZLWKWKHURWRU  LV
FRQQHFWLRQRYHUDORQJLWXGLQDOJURRYHLQWKHGULYH QRZWXUQHGRQWKHPD[LPXPGLUHFWLRQDGYDQFHG
JHDU  EHWZHHQRQHRIWKHFKDPEHUV%  DQG 7KHSXOVHZKHHO  WXUQVZLWKWKHH[KDXVW
WKHILWWHGERUHLQWKHGULYHJHDU  IRUPRXQWLQJWKH FDPVKDIW  7KHHQJLQHPDQDJHPHQW 0&0
FDWFKEROW  7KHHQJLQHRLO % LQWKHORQJLWXGLQDO FRQWUROXQLW $ GHWHFWVLWVFKDQJHGSRVLWLRQZLWK
JURRYH  LVKDVDQDGHTXDWHSUHVVXUHDSSOLHGWR WKHDLGRIWKHFDPVKDIWSRVLWLRQVHQVRU % 
LWVRWKDWWKHFDWFKEROW  SXVKHGDJDLQVWWKH
IRUFHRIWKHFRPSUHVVLRQVSULQJRXWRIWKHILWWHG

*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' &DPVKDIWSRVLWLRQVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &DPVKDIWSRVLWLRQHU < 3DJH
VROHQRLGFRPSRQHQW
GHVFULSWLRQ
*):0' &DPVKDIWSRVLWLRQHU 3DJH
FRPSRQHQWGHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' (QJLQHPDQDJHPHQWIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

7KHHQJLQHPDQDJHPHQWLQFOXGHVDOOSURFHVVHV FDOFXODWHVWKHRSWLPDOLQMHFWLRQEHJLQSRLQWDVZHOO
ZKLFKDUHHVVHQWLDOLQRUGHUWRDFKLHYHHFRQRPLF DVWKHLQMHFWLRQTXDQWLW\UHTXLUHGIRUFRPEXVWLRQ
DQGHFRORJLFDOHQJLQHRSHUDWLRQ7KHQHFHVVDU\ %RWKYDOXHVHIIHFWZKHQDQGKRZORQJWKHHQJLQH
FRPSXWDWLRQVIRUWKHHQJLQHPDQDJHPHQWWDNH PDQDJHPHQW 0&0 FRQWUROXQLW $ DFWXDWHVWKH
SODFHLQWKHHQJLQHPDQDJHPHQW 0&0 FRQWURO VROHQRLGYDOYHVLQWKHIXHOLQMHFWRUVWKHUHVSHFWLYH
XQLW $ ,WHQVXUHVWRJHWKHUZLWKWKHHQJLQH F\OLQGHU$WWKHVDPHWLPHWKHUDLOSUHVVXUHLV
PDQDJHPHQW 0&0 FRQWUROXQLW $ WKDWWKH DGDSWHGWKURXJKDSSURSULDWHDFWXDWLRQRIWKH
HQJLQHUXQVLQDSDUWLFXODUO\HFRQRPLFDOORZ TXDQWLW\FRQWUROYDOYHRQWKHUDLODWWKHHQJLQHUSP
SROOXWDQWDQGORZQRLVHZD\XQGHUDOORSHUDWLQJ )XUWKHUPRUHWKHHQJLQHPDQDJHPHQWDOVRWDNHV
FRQGLWLRQV RYHUUHJXODWLRQRIWKH(*5 $*5 DQGWKHERRVW
2QHEDVLFIXQFWLRQRIWKHHQJLQHPDQDJHPHQWLV SUHVVXUHWRUHJXODWHWKHLQMHFWLRQV\VWHPDVZHOODV
FRQWURORIWKH FRPPRQUDLO GLHVHOLQMHFWLRQV\VWHP FRQWUROOLQJRIWKHHQJLQHEUDNH)XUWKHUFRQWUROOLQJ
7RGRWKLVWKHHQJLQHPDQDJHPHQW 0&0 FRQWURO VXFKDVWKHIDQUSPRFFXUVDFFRUGLQJWRWKHYHKLFOH
XQLW $ FRQWLQXRXVO\GHWHUPLQHVWKHRSHUDWLQJ HTXLSPHQW
FRQGLWLRQRIWKHHQJLQH HQJLQHUSPHQJLQH 8SRQUHTXHVWIURPWKHH[KDXVWDIWHUWUHDWPHQW
WHPSHUDWXUHDFWXDOWRUTXHHWF DQGFRPSDUHV $&0 FRQWUROXQLW $ WKHHQJLQHPDQDJHPHQW
WKHVHRUWKHGHWHUPLQHGDFWXDOYDOXHVZLWKWKH 0&0 FRQWUROXQLW $ WDNHVRYHUFRQWUROOLQJRIWKH
VSHFLILHGYDOXHVVWRUHGLQWKHFKDUDFWHULVWLFVPDS FRRODQWVWUHDPWRWKH$G%OXHpFRPSRQHQWVDVZHOO
:KLOHWDNLQJDFFRXQWRIWKHWRUTXHVSHFLILHGE\WKH DVDFWLYHUHJHQHUDWLRQRIWKHGLHVHOSDUWLFXODWHILOWHU
GULYHFRQWURO &3& FRQWUROXQLW $ WKHHQJLQH '3) 
PDQDJHPHQW 0&0 FRQWUROXQLW $ ILQDOO\

:



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

,QSXWVLJQDOV
$ 'ULYHFRQWURO &3& FRQWUROXQLW % &KDUJHDLUWHPSHUDWXUHVHQVRULQ
FKDUJHDLUKRXVLQJ
$ (QJLQHPDQDJHPHQWFRQWUROXQLW % 5DLOSUHVVXUHVHQVRU
0&0
% &UDQNVKDIWSRVLWLRQVHQVRU % 2[\JHQVHQVRU
% &DPVKDIWSRVLWLRQVHQVRU % )XHOSUHVVXUHVHQVRU RXWOHW
% )XHOWHPSHUDWXUHVHQVRU % )XHOSUHVVXUHVHQVRU LQOHW
% 2LOSUHVVXUHVZLWFK &$1 'ULYHWUDLQ&$1
% ([KDXVWFRRODQWWHPSHUDWXUH 6 (QJLQHVWDUWDQGHQJLQHVWRSEXWWRQ
VHQVRU
% )UHVKDLUGLIIHUHQWLDOSUHVVXUH <E )DQUSPVHQVRU
VHQVRU
% &KDUJHDLUWHPSHUDWXUHVHQVRULQ < ([KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU
FRPSUHVVRUKRXVLQJ RQO\IRU
HQJLQH
% &KDUJHDLUSUHVVXUHDQG $ ,QSXWVLJQDOV
WHPSHUDWXUHVHQVRU

7KHRSHUDWLQJFRQGLWLRQRIWKHHQJLQHLVEDVLFDOO\ 7KHSUHVVXUHVLQWKHGLHVHOIXHOPHWHULQJGHYLFHIRU
GHWHUPLQHGEDVHGRQLQSXWYDOXHVIURPWKH DFWLYHUHJHQHUDWLRQRIWKHGLHVHOSDUWLFXODWHILOWHU
IROORZLQJVHQVRUV '3) DUHRQO\GHWHUPLQHGIRUYHKLFOHVZLWKFRGH
ವ $WPRVSKHULFSUHVVXUHVHQVRU LQHQJLQH 0= (QJLQHYHUVLRQ(XUR9, 7KLVRFFXUVZLWKWKH
PDQDJHPHQW 0&0 FRQWUROXQLW $ DLGRIWKHIROORZLQJVHQVRUV

ವ &UDQNVKDIWSRVLWLRQVHQVRU % ವ )XHOSUHVVXUHVHQVRU RXWOHW  %

ವ &DPVKDIWSRVLWLRQVHQVRU % ವ )XHOSUHVVXUHVHQVRU LQOHW  %

ವ )XHOWHPSHUDWXUHVHQVRU % 7KHVSHFLILHGWRUTXHZKLFKLVFDOFXODWHGE\WKH


GULYHFRQWURO &3& FRQWUROXQLW $ IURP DPRQJ
ವ 2LOSUHVVXUHVZLWFK % RWKHUWKLQJV WKHSRVLWLRQRIWKHDFFHOHUDWRUSHGDOLV
ವ ([KDXVWFRRODQWWHPSHUDWXUHVHQVRU % URXWHGRYHUWKHGULYHWUDLQ&$1 &$1 WRWKH
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ ZKLFK
ವ )UHVKDLUGLIIHUHQWLDOSUHVVXUHVHQVRU %
LQWXUQVHQGVWKHFXUUHQWHQJLQHWRUTXHDQGWKH
ವ &KDUJHDLUSUHVVXUHDQGWHPSHUDWXUHVHQVRU PD[LPXPWRUTXHSRVVLEOHWRWKHGULYHFRQWURO &3&
% FRQWUROXQLW $ ,QIRUPDWLRQLVDOVRH[FKDQJHGYLD
ವ &KDUJHDLUWHPSHUDWXUHVHQVRULQFKDUJHDLU WKHGULYHWUDLQ&$1 &$1 ZLWKWKHWUDQVPLVVLRQ
KRXVLQJ % 7&0 FRQWUROXQLW $ WKHUHWDUGHU 5&0 FRQWURO
XQLW $ WKH3UHGLFWLYH3RZHUWUDLQ&RQWURO 33&
ವ 5DLOSUHVVXUHVHQVRU % FRQWUROXQLW $ DQGWKHH[KDXVWDIWHUWUHDWPHQW
ವ )DQUSPVHQVRU <E $&0 FRQWUROXQLW $ 2YHUWKHGULYHFRQWURO
&3& FRQWUROXQLW $ WKHUHLVDOVRWKHRSWLRQWR
7KHYDOXHVRIWKHR[\JHQVHQVRU % DUHRQO\
H[FKDQJHLQIRUPDWLRQZLWKRWKHUHOHFWURQLFV\VWHPV
QHHGHGIRUFRQWURORIWKH(*5 $*5 7KHSRVLWLRQ
RUFRQWUROXQLWVZKLFKDUHQHWZRUNHGRYHUWKH&$1
RIWKHH[KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU < LV
DQG/,1GDWDEXVV\VWHP
WDNHQLQWRDFFRXQWIRUFRQWUROOLQJWKH(*5 $*5 DV
ZHOODVIRUFRQWUROOLQJWKHODUJHVWSRVVLEOHHQJLQH 7KURXJKDFWXDWLRQRIWKHHQJLQHVWDUWDQGHQJLQH
EUDNHVWDJH VWRSEXWWRQ 6 DVLJQDOLVVHQWWRWKHHQJLQH
PDQDJHPHQW 0&0 FRQWUROXQLW $ DVWRZKHWKHU
7KHDLUWHPSHUDWXUHZKLFKLVGHWHFWHGDWWKHRXWOHW
WKHHQJLQHVKRXOGEHVWDUWHGRUVWRSSHG,IWKH
RIWKHFRPSUHVVRURIWKHKLJKSUHVVXUHVWDJHRIWKH
EXWWRQLVSUHVVHGGXULQJWKHVWDUWLQJSURFHGXUHWKH
VWDJHWXUERFKDUJHUZLWKWKHDLGRIWKHFKDUJHDLU
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
WHPSHUDWXUHVHQVRULQWKHFRPSUHVVRUKRXVLQJ
DXWRPDWLFDOO\LQFUHDVHVWKHHQJLQHUSPXSWRWKH
% MXVWVHUYHVWRSURWHFWWKHWXUERFKDUJHURIWKH
PD[LPXPJRYHUQHGUSP
KLJKSUHVVXUHVWDJHIURPH[FHVVLYHO\KLJKWKHUPDO
ORDGV7KHFKDUJHDLUWHPSHUDWXUHVHQVRULQWKH
FRPSUHVVRUKRXVLQJ % LVWKHUHIRUHRQO\
LQVWDOOHGLQHQJLQH ZLWKVWDJHFKDUJLQJ 

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

:

2XWSXWVLJQDOV
$ 'ULYHFRQWURO &3& FRQWUROXQLW < ([KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU
$ (QJLQHPDQDJHPHQWFRQWUROXQLW < $G%OXHŠKHDWHUFRRODQWVROHQRLGYDOYH
0&0
&$1 'ULYHWUDLQ&$1 < )XHOPHWHULQJYDOYH
< &\OLQGHUIXHOLQMHFWRU < )XHOVKXWRIIYDOYH
< &\OLQGHUIXHOLQMHFWRU < 3UHVVXUHUHJXODWRUYDOYH
< &\OLQGHUIXHOLQMHFWRU < &DPVKDIWSRVLWLRQHUVROHQRLG
< &\OLQGHUIXHOLQMHFWRU < %RRVWSUHVVXUHSRVLWLRQHU
< &\OLQGHUIXHOLQMHFWRU < (QJLQHEUDNHVROHQRLGYDOYH
< &\OLQGHUIXHOLQMHFWRU < 4XDQWLW\FRQWUROYDOYH
< )DQFOXWFKVROHQRLGYDOYH % 2XWSXWVLJQDOV

7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ 7RFRQWUROWKH(*5 $*5 DQGWKHERRVWSUHVVXUHLW


DFWXDWHVWKHIROORZLQJDFWXDWRUVDFFRUGLQJWRWKH WDNHVRQDFWXDWLRQRIWKHIROORZLQJFRPSRQHQWV
RSHUDWLQJFRQGLWLRQRIWKHHQJLQHDQGWKHWRUTXH ವ ([KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU <
VSHFLILHGE\WKHGULYHFRQWURO &3& FRQWUROXQLW
$ WRFRQWUROWKHLQMHFWLRQV\VWHP ವ %RRVWSUHVVXUHSRVLWLRQHU <
ವ &\OLQGHUIXHOLQMHFWRU < 7RDFWLYDWHWKHHQJLQHEUDNHWKHHQJLQH
PDQDJHPHQW 0&0 FRQWUROXQLW $ DFWXDWHVWKH
ವ &\OLQGHUIXHOLQMHFWRU < IROORZLQJVROHQRLGYDOYH
ವ &\OLQGHUIXHOLQMHFWRU < ವ (QJLQHEUDNHVROHQRLGYDOYH <
ವ &\OLQGHUIXHOLQMHFWRU < ,QWKHODUJHVWHQJLQHEUDNHVWDJHWKHH[KDXVWJDV
ವ &\OLQGHUIXHOLQMHFWRU < UHFLUFXODWLRQSRVLWLRQHU < DQGWKHERRVW
ವ &\OLQGHUIXHOLQMHFWRU < SUHVVXUHSRVLWLRQHU < DUHDDOVRDFWXDWHG

ವ 3UHVVXUHUHJXODWLQJYDOYH < ,IWKHWHPSHUDWXUHRIWKH$G%OXHpLQWKH$G%OXHp


FRQWDLQHUGURSVEHORZr&DQGLIWKHFRRODQW
ವ 4XDQWLW\FRQWUROYDOYH < WHPSHUDWXUHKDVUHDFKHGr&WKHHQJLQH
PDQDJHPHQW 0&0 FRQWUROXQLW $ DFWXDWHVWKH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

$G%OXHpFRRODQWKHDWHUVROHQRLGYDOYH < WR 0&0 FRQWUROXQLW $ DFWXDWHVWKHIROORZLQJ


KHDWWKH$G%OXHp YDOYHVDVUHTXLUHG
$ ವ )XHOPHWHULQJYDOYH <
)RUYHKLFOHVZLWKFRGH0= (QJLQHYHUVLRQ(XUR ವ )XHOVKXWRIIYDOYH <
9, 
&RQWUROOLQJRIWKHIDQVSHHGWDNHVSODFHRYHUWKH
,QWKHDFWLYHSKDVHRIUHJHQHUDWLRQRIWKHGLHVHO IDQFOXWFKVROHQRLGYDOYH < 
SDUWLFXODWHILOWHU '3) WKHHQJLQHPDQDJHPHQW

'LDJQRVLV  7KHGULYHULVDEOHWRDWOHDVWGULYHWRWKHQHDUHVW
,IDIDXOWRFFXUVRQWKHGULYHWUDLQ&$1 &$1 RU ZRUNVKRSLIWKHUHLVDIDXOWLQWKHV\VWHP
RQDV\VWHPFRPSRQHQWIRUWKHHQJLQH $
PDQDJHPHQWWKHHQJLQHPDQDJHPHQW 0&0 7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ LV
FRQWUROXQLW $ SURFHHGVDFFRUGLQJWRDFOHDUO\ SDUWRIWKH'$6WRZKLFKDOVRWKHHOHFWURQLFLJQLWLRQ
GHILQHGSDWWHUQGHSHQGLQJRQWKHVHYHULW\RIWKH ORFN (,6  6 DQGWKHWUDQVPLVVLRQFRQWUROXQLW
IDXOW7KXVLWZLOOIDOOEDFNRQUHSODFHPHQWYDOXHVIRU 7&0  $ EHORQJ,IRQHRIWKHVHFRQWUROXQLWVRU
OHVVVHYHUHIDXOWVVXFKDVWKHIDLOXUHRIDVHQVRU WKHHOHFWURQLFLJQLWLRQORFN (,6  6 LVUHSODFHG
ZKLOHLWZLOOJRLQWRHPHUJHQF\PRGHIRUVHYHUH WKHQLWPXVWXQGHUJRWHDFKLQXVLQJWKH6WDU
IDXOWVVXFKDVIDLOXUHRIWKHGULYHWUDLQ&$1 &$1 'LDJQRVLVLQWKH'$6

*) (QJLQHPDQDJHPHQW 3DJH
:0' RYHUDOOQHWZRUN
*) (QJLQHPDQDJHPHQW 3DJH
:0' EHKDYLRULQFDVHRI
PDOIXQFWLRQV
*):0' 6WDUWLQJSURFHGXUH 3DJH
IXQFWLRQ
*):0' ,GOHVSHHGFRQWURO 3DJH
IXQFWLRQ
*):0' :RUNLQJVSHHGFRQWURO 3DJH
IXQFWLRQ
*):0' 'ULYLQJRSHUDWLRQIXQFWLRQ 3DJH
*):0' 6WRSSLQJSURFHGXUH 3DJH
IXQFWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*) (QJLQHPDQDJHPHQW
:0' RYHUDOOQHWZRUN

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

$ ,QVWUXPHQWFOXVWHU ,&8& FRQWURO &$1 'ULYHWUDLQ&$1


XQLW
$ &HQWUDOJDWHZD\FRQWUROXQLW &*: &$1G (63ŠEUDNHV&$1
$ 'ULYHFRQWURO &3& FRQWUROXQLW &$1 7UDLOHU&$1 360
$ (QJLQHPDQDJHPHQWFRQWUROXQLW &$1 %RG\PDQXIDFWXUHU&$1 360
0&0
$ 7UDQVPLVVLRQFRQWURO 7&0 FRQWURO &$1 7HOHPDWLFV&$1
XQLW
$ &DEVLJQDODFTXLVLWLRQDQG &$1 'LDJQRVWLF&$1
DFWXDWLRQPRGXOHFRQWUROXQLW 6&$
$ )UDPHVLJQDODFTXLVLWLRQDQG &$1 5DGDU&$1
DFWXDWLRQPRGXOHFRQWUROXQLW 6&+
$ $QWLORFNEUDNHV\VWHP $%6 &$1 12[&$1
FRQWUROXQLWFKDQQHO
$E (OHFWURQLF%UDNH&RQWURO (%6 /,1 5LJKWPXOWLIXQFWLRQFRQWUROOHYHU/,1
FRQWUROXQLW :DEFR
$F (OHFWURQLF%UDNH&RQWURO (%6 /,1 6&$6&+UHGXQGDQF\/,1
FRQWUROXQLW .QRUU
$ 5HWDUGHUFRQWURO 5&0 FRQWUROXQLW /,1 %XWWRQJURXS/,1
$ )URQWUDGDUVHQVRU 5') FRQWURO /,1 ($38/,1
XQLW
$ (OHFWURQLF$LU3URFHVVLQJ8QLW 6 (OHFWURQLFLJQLWLRQORFN (,6
($38 FRQWUROXQLW
$ 3DUDPHWHUL]DEOHVSHFLDOPRGXOH 6 5LJKWPXOWLIXQFWLRQFRQWUROOHYHU
360 FRQWUROXQLW
$ (OHFWURQLF6WDELOLW\3URJUDP FRQWURO 6 /HIWPXOWLIXQFWLRQVWHHULQJZKHHO
XQLW (63Š  :DEFR EXWWRQJURXS
$D (OHFWURQLF6WDELOLW\3URJUDP FRQWURO 6 5LJKWPXOWLIXQFWLRQVWHHULQJZKHHO
XQLW (63Š  .QRUU EXWWRQJURXS
$ )OHHW%RDUGŠFRQWUROXQLW ; 'LDJQRVWLFVRFNHW
$ %DWWHU\GLVFRQQHFWVZLWFKFRQWURO ; 7UDLOHUVRFNHW SLQ
XQLW %(62
$ 0RGXODUVZLWFKSDQHO 06) FRQWURO ; )OHHWPDQDJHPHQWV\VWHP
XQLW HOHFWULFDOFRQQHFWRU
$ 'ULYHUDVVLVWDQFHV\VWHP 95'8 ; (OHFWULFDOFRQQHFWRUIRUERG\
FRQWUROXQLW PDQXIDFWXUHUV
$ 3UHGLFWLYH3RZHUWUDLQ&RQWURO ;5(+ &$1+H[WHULRUFDEOHZHOGSRLQW
33& FRQWUROXQLW
$ 12[VHQVRUFRQWUROXQLWH[KDXVW ;5(/ &$1/H[WHULRUFDEOHZHOGSRLQW
DIWHUWUHDWPHQWXQLWRXWOHW
$ 6&5FRQWUROXQLW ;5(0 &$1JURXQGH[WHULRUFDEOHZHOG
SRLQW
$ ([KDXVWDIWHUWUHDWPHQW $&0 = &DELQVWUXPHQWSDQHO&$1EXVVWDU
FRQWUROXQLW SRLQW
$ 12[VHQVRUFRQWUROXQLWH[KDXVW = )UDPH&$1EXVVWDUSRLQW
DIWHUWUHDWPHQWXQLWLQOHW
&$1 ([WHULRU&$1 = 'ULYH&$1EXVVWDUSRLQW
&$1 ,QWHULRU&$1 $6,& $6,&GDWDEXV
&$1 )UDPH&$1

$6,& $SSOLFDWLRQ6\VWHP,QWHJUDWHG&LUFXLW

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*) (QJLQHPDQDJHPHQW
:0' EHKDYLRULQFDVHRI
PDOIXQFWLRQV

(1*,1( LQ02'(/
(1*,1( LQ02'(/

$
,IWKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
GHWHFWVDPDOIXQFWLRQRUDIDXOWLQWKHV\VWHPRURQ
DV\VWHPFRPSRQHQWLWSURFHHGVLQDFFRUGDQFH
ZLWKDSUHFLVHO\VSHFLILHGPHWKRGGHSHQGLQJRQWKH
VHYHULW\RIWKHDFWXDOIDXOW

5HVSRQVHLQWKHHYHQWRIGULYHWUDLQ&$1 &$1 $IDLOXUHRIWKHGULYHWUDLQ&$1 &$1 LVGHWHFWHG
 PDOIXQFWLRQ E\WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW
,QRUGHUWRDFKLHYHWKHJUHDWHVWSRVVLEOHVHFXULW\ $ DQGLWVZLWFKHVWROLPSKRPHPRGH,IWKH
DJDLQVWEUHDNGRZQVWKHVLJQDOOLQHRIWKHGULYH HQJLQHVSHHGDWWKLVVWDJHLVEHORZWKHOLPSKRPH
WUDLQ&$1 &$1 LVDGRXEOHOLQH7KHLQGLYLGXDO PRGHVSHHGWKHHQJLQHVSHHGLVWKHQPDLQWDLQHG
OLQHVDUHGHVLJQDWHGDV&$1/RZDQG&$1+LJK ,QDOORWKHUFDVHVLQFOXGLQJDIWHUUHVWDUWLQJWKH
DQGDUHIHGZLWKUHYHUVHSROHGVLJQDOV7KXVIDXOWV HQJLQHWKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW
ZKLFKHIIHFWERWKOLQHVVLPXOWDQHRXVO\FDQFHOHDFK $ DGMXVWVWKHOLPSKRPHPRGHVSHHG
RWKHURXW)DXOWVZKLFKRQO\RFFXURQRQH&$1OLQH LUUHVSHFWLYHRIWKHORDG,WLVWKXVSRVVLEOHIRUWKH
DOVRGRQRWFUHDWHFRQIXVLRQIRUGDWDWUDQVPLVVLRQ GULYHUWRDWOHDVWEULQJWKHYHKLFOHWRWKHQHDUHVW
VLQFHWKHPHVVDJHFDQEHUHFRQVWUXFWHGRQWKH ZRUNVKRS
EDVLVRIWKHVLJQDORIWKHXQGLVWXUEHGOLQHLHWKH $
GULYHWUDLQ&$1 &$1 LVFDSDEOHRIRSHUDWLQJ /LPSKRPHPRGHLVUHSRUWHGWRWKHRWKHUV\VWHPV
RYHURQHZLUH7KHGULYHWUDLQ&$1 &$1 RQO\ DQGLVGLVSOD\HGLQWKHLQVWUXPHQW7KHUHLVDOVR
IDLOVZKHQERWKOLQHVDUHLQWHUUXSWHGRUWKHUHLVD HQWU\RIWKHFRQGLWLRQLQWKHIDXOWPHPRU\
VKRUWFLUFXLWZLWKWKHEDWWHU\YROWDJHRUWRJURXQG

5HVSRQVHZKHQFDPVKDIWSRVLWLRQVHQVRU 5HVSRQVHZKHQFUDQNVKDIWSRVLWLRQVHQVRU
% IDLOV % IDLOV
,IWKHFDPVKDIWSRVLWLRQVHQVRU % IDLOVZKHQ ,IWKHFUDQNVKDIWSRVLWLRQVHQVRU % IDLOVWKHQ
GULYLQJWKHQWKHHQJLQHFRQWLQXHVWRUXQ WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
1HYHUWKHOHVVWKHPD[LPXPWRUTXHRIWKHHQJLQH VWLOOUHFHLYHVWKHUSPVLJQDOVIURPWKHFUDQNVKDIW
ZLOOEHOLPLWHGWRSURWHFWWKHHQJLQHIURPGDPDJH SRVLWLRQVHQVRU % ,WVSXOVHVGRQRWFRPHVR
7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ FORVHO\WRJHWKHUDVWKRVHIURPWKHFUDQNVKDIW
FDQDOVRUHJXODWHWKHOLPSKRPHVSHHG,IWKH SRVLWLRQVHQVRU % EXWWKH\DUHVWLOODGHTXDWH
FDPVKDIWSRVLWLRQVHQVRU % IDLOVWRUHWXUQDQ\ IRUFDOFXODWLQJFRQWUROWLPHRIWKHUHVSHFWLYHIXHO
SXOVHVGXULQJWKHVWDUWXSSKDVHWKHQLQHDFKFDVH LQMHFWRU7KHWLPHGHWHUPLQDWLRQZLOOEHVRPHZKDW
DSRUWLRQRIWKHGRXEOHILULQJZLWKZKLFKWKHHQJLQH OHVVH[DFWVRRSWLPXPIXHOFRQVXPSWLRQRUSROOXWDQW
LVVWDUWHGLVFXWRIIXQWLOWKHGLSLQVSHHGZKLFK HPLVVLRQOHYHOVZLOOQRWEHDFKLHYDEOH)XUWKHUPRUH
WKHQRFFXUVZKHQDSLVWRQLVQRWLQLJQLWLRQ7'& IRUHQJLQHSURWHFWLRQUHDVRQVWKHPD[LPXPWRUTXH
HQDEOHVLJQLWLRQ7'&WREHUHFRJQL]HG2QFH RIWKHHQJLQHLVOLPLWHGWRDERXWDKDOI7KHHQJLQH
LJQLWLRQ7'&LVUHFRJQL]HGWKHHQJLQHFRQWLQXHVWR PDQDJHPHQW 0&0 FRQWUROXQLW $ FDQDOVR
UXQLQXQFKDQJHGVWDWH1HYHUWKHOHVVWKH UHJXODWHWKHOLPSKRPHVSHHG
PD[LPXPWRUTXHRIWKHHQJLQHZLOOEHOLPLWHGWR
SURWHFWWKHHQJLQHIURPGDPDJH7KHHQJLQH
PDQDJHPHQW 0&0 FRQWUROXQLW $ FDQDOVR
UHJXODWHWKHOLPSKRPHVSHHG




– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

5HVSRQVHZKHQDWHPSHUDWXUHVHQVRUIDLOV WHPSHUDWXUHVHQVRU % WKHFKDUJHDLU


,IWKHYDOXHVIURPDWHPSHUDWXUHVHQVRUDUH WHPSHUDWXUHVHQVRULQWKHFKDUJHDLUKRXVLQJ
LPSODXVLEOHRULIDWHPSHUDWXUHVHQVRUKDVDQRSHQ % RUWKHH[KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU
FLUFXLWRUDVKRUWFLUFXLWWKHHQJLQHPDQDJHPHQW < DUHLPSODXVLEOHRULIRQHRIWKHPVXIIHUVDQ
0&0 FRQWUROXQLW $ FRQWLQXHVWRRSHUDWHZLWK RSHQFLUFXLWRUDVKRUWFLUFXLWWKHHQJLQH
VXEVWLWXWHYDOXHV2ZQUHSODFHPHQWYDOXHVDUH PDQDJHPHQW 0&0 FRQWUROXQLW $ LQVWLJDWHVWKH
VWRUHGIRUHDFKWHPSHUDWXUHVHQVRUVLQFHWKH OLPSKRPHPRGHVSHHGDQGWKHHQJLQH
VPD[LPXP
PHDVXUHPHQWYDOXHVRIWKHLQGLYLGXDOWHPSHUDWXUH WRUTXHLVOLPLWHG
VHQVRUVFDQGHYLDWHIURPHDFKRWKHU,WLVQRW $
IHDVLEOHIRUWKHVHWREHVXLWDEOHIRUDOORSHUDWLQJ 7KHIDFWWKDWWKHOLPSKRPHVWUDWHJ\LVDOWHUDEOHE\
FRQGLWLRQVKRZHYHUZKLFKLVZK\DPLOGUHGXFWLRQ WKHPDQXIDFWXUHUPHDQVWKDWLWLVSRVVLEOHWKDWWKH
LQWKHPD[LPXPSRVVLEOHWRUTXHDYDLODEOHWDNHV HQJLQHVSHHGUHPDLQVXQFKDQJHGDQGRQO\WKH
SODFH PD[LPXPWRUTXHRIWKHHQJLQHLVOLPLWHG

5HVSRQVHZKHQDQH[KDXVWJDVUHFLUFXODWLRQ
(*5 FRPSRQHQWIDLOV
,IWKHYDOXHVRIWKHIUHVKDLUGLIIHUHQWLDOSUHVVXUH
VHQVRU % WKHFKDUJHDLUSUHVVXUHDQG

5HVSRQVHZKHQDWPRVSKHULFSUHVVXUHVHQVRU UXQQLQJ7KHUHDVRQZK\WKHHQJLQH
LQHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ PDQDJHPHQW 0&0 FRQWUROXQLW $ IDOOVEDFN
IDLOV RQYDOXHVLQDVXEVWLWXWHFKDUDFWHULVWLFZKLOHWKH
,IWKHDWPRVSKHULFSUHVVXUHVHQVRULQWKHHQJLQH HQJLQHLVUXQQLQJLVEHFDXVHWKHFKDUJH
PDQDJHPHQW 0&0 FRQWUROXQLW $ KDVD SUHVVXUHLQWKHFKDUJHDLUKRXVLQJFDQGLIIHU
PDOIXQFWLRQRUDIDXOWWKHQGHSHQGLQJRQWKH DFFRUGLQJWRWKHHQJLQHORDGLQJDQGFDQQRW
SDUWLFXODUVLWXDWLRQLWXVHVVXEVWLWXWHYDOXHV WKHUHIRUHEHXVHGDVWKHDWPRVSKHULFSUHVVXUH

ವ ,IWKHSUHVVXUHVHQVRULQWKHFKDUJHDLUSUHVVXUH ವ ,IWKHSUHVVXUHVHQVRULQWKHFKDUJHDLUSUHVVXUH
DQGWHPSHUDWXUHVHQVRU % LVLQWDFWWKH DQGWHPSHUDWXUHVHQVRU % LVDOVR
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ GHIHFWLYHWKHHQJLQHPDQDJHPHQW 0&0
XVHVWKHDLUSUHVVXUHLQWKHFKDUJHDLUKRXVLQJ FRQWUROXQLW $ WKHQXVHVWKHYDOXHVRIWKH
GXULQJWKHVWDUWSURFHGXUHDQGWKHYDOXHVVWRUHG SUHYLRXVO\PHQWLRQHGVXEVWLWXWHFKDUDFWHULVWLF
LQDVXEVWLWXWHFKDUDFWHULVWLFZKHQWKHHQJLQHLV IRUDOORSHUDWLQJFRQGLWLRQV


5HVSRQVHZKHQHQJLQHPDQDJHPHQW 0&0
FRQWUROXQLW $ IDLOV
7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
KDVRQO\RQHKRVW&38DQGQROLPSKRPHPRGH
&38,IWKHKRVW&38IDLOVWKHHQJLQHVWRSVDQG
FDQQRWEHVWDUWHGDQ\PRUH7KHGULYHFRQWURO &3&
FRQWUROXQLW $ KRZHYHULVFDSDEOHRIGLDJQRVLQJ
WKHIDLOXUHRIWKHHQJLQHPDQDJHPHQW 0&0
FRQWUROXQLW $ E\UHDGLQJRXWWKHIDXOWPHPRU\
VRWKDWGLDJQRVLVLVVWLOOSRVVLEOH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

$
$:KLOHWKHHQJLQHFRQWURO 0&0 FRQWUROXQLWJRHV
LQWRHPHUJHQF\PRGHZKHQWKHUHLVDVHULRXV
EUHDNGRZQRURSHUDWHVZLWKUHSODFHPHQWYDOXHVIRU
OHVVVHULRXVIDLOXUHVLWDOVRVWRUHVHYHU\IDXOWZKLFK
DULVHVDQGLQIRUPVWKHGULYHUDERXWWKHPWKURXJKDQ
DSSURSULDWHGLVSOD\LQWKH,&,QDGGLWLRQWR
LQIRUPDWLRQDERXWWKHW\SHRIIDXOWDQGSRVVLEO\DOVR
DPHDVXUHPHQWYDOXHWKHHQJLQHFRQWURO 05 DOVR
VWRUHVLQIRUPDWLRQDERXWZKHWKHUWKHIDXOWLVFXUUHQW
RUMXVWWUDQVLHQWRURFFXUVVSRUDGLFDOO\7KHIDXOW
PHPRU\FDQDOVREHDXWRPDWLFDOO\GHOHWHGDJDLQRI
FRXUVHIRUOHVVVHULRXVIDXOWVLIWKHVWRUHGIDXOW
GRHVQRWRFFXUDJDLQZLWKLQWKHQH[WKRXUV
,QRUGHUWRDYRLGFRPLQJWRZURQJFRQFOXVLRQV
ZKHQWURXEOHVKRRWLQJSOHDVHREVHUYHWKDWFHUWDLQ
RSHUDWLQJFRQGLWLRQVFDQOHDGWROLPLWDWLRQRIWKH
PD[LPXPWRUTXHRIWKHHQJLQH)RUH[DPSOHD
UDGLDWRUFRQWDPLQDWHGZLWKGLUWDQGGXVWZLOOKDYHD
UHGXFHGFRROLQJRXWSXW7KHHQJLQHPDQDJHPHQW
0&0 FRQWUROXQLW $ GHWHUPLQHVDQLQFUHDVHLQ
FRRODQWWHPSHUDWXUHDQGOLPLWVWKHHQJLQH
V
PD[LPXPWRUTXHVRWKDWWKHFRRODQWWHPSHUDWXUH
OLPLWLVQRWH[FHHGHG



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' 6WDUWLQJSURFHGXUHIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

$ &HQWUDOJDWHZD\ % &KDUJHDLUSUHVVXUH < &\OLQGHUIXHO


FRQWUROXQLW &*: DQGWHPSHUDWXUH LQMHFWRU
VHQVRU
$ 'ULYHFRQWURO &3& % &KDUJHDLU < &\OLQGHUIXHO
FRQWUROXQLW WHPSHUDWXUHVHQVRU LQMHFWRU
LQFKDUJHDLUKRXVLQJ
$ (QJLQHPDQDJHPHQW % 5DLOSUHVVXUHVHQVRU < &\OLQGHUIXHO
FRQWUROXQLW 0&0 LQMHFWRU
$ 3DUDPHWHUL]DEOH % 2[\JHQVHQVRU < &\OLQGHUIXHO
VSHFLDOPRGXOH LQMHFWRU
360 FRQWUROXQLW
% &UDQNVKDIWSRVLWLRQ &$1 ,QWHULRU&$1 < &\OLQGHUIXHO
VHQVRU LQMHFWRU
% &DPVKDIWSRVLWLRQ &$1 )UDPH&$1 < ([KDXVWJDV
VHQVRU UHFLUFXODWLRQ
SRVLWLRQHU
% )XHOWHPSHUDWXUH &$1 'ULYHWUDLQ&$1 < 3UHVVXUHUHJXODWRU
VHQVRU YDOYH
% 2LOSUHVVXUHVZLWFK 0 6WDUWHU < 4XDQWLW\FRQWURO
YDOYH
% ([KDXVWFRRODQW 6 (OHFWURQLFLJQLWLRQ $ ,QSXWVLJQDOV
WHPSHUDWXUHVHQVRU ORFN (,6
% )UHVKDLUGLIIHUHQWLDO 6 (QJLQHVWDUWDQG % 2XWSXWVLJQDOV
SUHVVXUHVHQVRU HQJLQHVWRSEXWWRQ
% &KDUJHDLU < &\OLQGHUIXHO
WHPSHUDWXUHVHQVRU LQMHFWRU
LQFRPSUHVVRU
KRXVLQJ RQO\IRU
HQJLQH

*HQHUDO ವ (OHFWURQLFLPPRELOL]HUGHDFWLYDWHGE\'$6DQG
7KHHQJLQHVWDUWSURFHGXUHLVLQLWLDWHGZKHQD VWDUWHQDEOHLVVXHGE\HOHFWURQLFLJQLWLRQORFN
FRUUHVSRQGLQJVWDUWUHTXHVWWKURXJKWKHGULYHWUDLQ (,6  6 LHWKHLQVHUWHGWUDQVPLWWHUNH\LV
&$1 &$1 LVSUHVHQWHJZKHQVWDUWLQJWKH DXWKRUL]HG
HQJLQHXVLQJWKHHOHFWURQLFLJQLWLRQORFN (,6  6 ವ 6WDUWHUORFNRXWFDQFHOHGLH
RUWKURXJKWKHSDUDPHWHUL]DEOHVSHFLDOPRGXOH ವ 7UDQVPLVVLRQLQQHXWUDO RQO\IRUVWDUW
360 FRQWUROXQLW $ RUWKURXJKFRUUHVSRQGLQJ UHTXHVWXVLQJHQJLQHVWDUWDQGHQJLQHVWRS
RSHUDWLRQRIWKHHQJLQHVWDUWDQGHQJLQHVWRSEXWWRQ EXWWRQ 6
6 
ವ 3RZHUWDNHRIIZKHUHSUHVHQWVZLWFKHGRII
3UHFRQGLWLRQV ವ (QJLQHVWRSSHGRUHQJLQHVSHHGLVUSP
ವ 9ROWDJHVXSSO\ WHUPLQDODQGWHUPLQDO RQ
WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
LJQLWLRQVZLWFKHGRQ

)XQFWLRQ FRUUHVSRQGLQJPHVVDJHZLWKWKHVWDUWUHTXHVWWKH
,IDOOUHTXLUHPHQWVDUHPHWDQGLIWKHHQJLQHVWDUW HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
DQGHQJLQHVWRSEXWWRQ 6 LVSUHVVHGRUD DFWXDWHVWKHVWDUWHU
VVWDUWHUVROHQRLG 0 WKURXJK
FRUUHVSRQGLQJPHVVDJHZLWKWKHVWDUWUHTXHVWLV DVHULHVUHOD\7KHVWDUWHU 0 VHWVWKHHQJLQHLQ
UHFHLYHGRYHUWKHGULYHWUDLQ&$1 &$1 HJ PRWLRQDQGWKHHQJLQHPDQDJHPHQW 0&0 FRQWURO
ZKHQWKHVWDUWVWRSEXWWRQRQWKHHOHFWURQLFLJQLWLRQ XQLW $ FKHFNVZKHWKHUWKHVWDUWHU 0 LVWXUQLQJ
ORFN (,6  6 LVSXVKHGWRWKHVWDUWSRVLWLRQ WKHHQJLQHDWWKHVSHFLILHGPLQLPXPVSHHG,WDOVR
6WDJH DQGKHOGWKHUHRUWKHSDUDPHWHUL]DEOH ZDLWVXQWLOLWFDQUHFRJQL]HIURPFUDQNVKDIWSRVLWLRQ
VSHFLDOPRGXOH 360 FRQWUROXQLW $ VHQGVD VHQVRUVLJQDOV % ZKHQF\OLQGHUVDQGDUH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

DWWRSGHDGFHQWHU 7'& 2QO\WKHQFDQWKH F\OLQGHULVUHFRJQL]HGZLWKWKHDLGRIWKHFDPVKDIW


DFWXDWLRQEHJLQIRUWKHIXHOLQMHFWRUVIRUF\OLQGHU SRVLWLRQVHQVRU % 
DQG <DQG< FDOFXODWHGZKLOHWDNLQJ
DFFRXQWRIWKHFXUUHQWRSHUDWLQJFRQGLWLRQRIWKH $
,IWKHFDPVKDIWSRVLWLRQVHQVRU % IDLOVWRUHWXUQ
HQJLQH$WWKHVDPHWLPHWKHHQJLQHPDQDJHPHQW DQ\SXOVHVWKHQLQHDFKFDVHDSRUWLRQRIWKH
0&0 FRQWUROXQLW $ GHWHUPLQHVWKHUHTXLUHG GRXEOHILULQJLVFXWRIIXQWLOWKHGLSLQVSHHGZKLFK
LQMHFWLRQTXDQWLW\IRUFRPEXVWLRQDQGLQLWLDWHVWKH WKHQRFFXUVZKHQDSLVWRQLVQRWLQLJQLWLRQ7'&
LQMHFWLRQRIWKLVDWWKHFRUUHFWSRLQWLQWLPHLQWRWKH HQDEOHVLJQLWLRQ7'&WREHUHFRJQL]HG2QFH
FRPEXVWLRQFKDPEHUVRIF\OLQGHUVDQGWKURXJK LJQLWLRQ7'&LVUHFRJQL]HGWKHHQJLQHFRQWLQXHVWR
DSSURSULDWHDFWXDWLRQRIWKHTXDQWLW\FRQWUROYDOYH UXQLQXQFKDQJHGVWDWH1HYHUWKHOHVVWKH
< WKHSUHVVXUHUHJXODWLQJYDOYH < DQG PD[LPXPWRUTXHRIWKHHQJLQHZLOOEHOLPLWHGWR
WKHIXHOLQMHFWRUVIRUF\OLQGHUDQG <DQG SURWHFWWKHHQJLQHIURPGDPDJH7KHHQJLQH
< 7KLVVRFDOOHGGRXEOHLJQLWLRQVHUYHVWR PDQDJHPHQW 0&0 FRQWUROXQLW $ FDQDOVR
DFFHOHUDWHWKHVWDUWLQJSURFHGXUH,WLVFRQWLQXHG UHJXODWHWKHOLPSKRPHVSHHG
DIWHUZDUGVIROORZF\OLQGHUVDQGDQGWKHQ
IXUWKHUZLWKDQGHWF XQWLOWKHLJQLWLRQ7'&RI

'HWHUPLQLQJWKHLQMHFWLRQTXDQWLW\ SURFHGXUHDUHWKHFXUUHQWHQJLQHVSHHGDVZHOODV
'HWHUPLQDWLRQRIWKHLQMHFWLRQYROXPHLQGHSHQGHQWO\ WKHJHRJUDSKLFDODOWLWXGHDWZKLFKWKHYHKLFOHRU
RIWKHDFFHOHUDWRUSHGDOSRVLWLRQLQRUGHUWRDFKLHYH HQJLQHLVORFDWHG
DVHFXUHHQJLQHVWDUWZLWKWKHORZHVWSRVVLEOH $
HPLVVLRQRISROOXWDQWV7KHLQMHFWLRQTXDQWLW\ 7KHUHLVDQDWPRVSKHULFSUHVVXUHVHQVRULQWKH
VHOHFWHGIRUWKHVWDUWLQJSURFHGXUHLVSULPDULO\ HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ RYHU
JHDUHGWRWKHFRRODQWWHPSHUDWXUHZKLFKLV ZKLFKWKHDLUSUHVVXUHRIWKHDPELHQWDLULV
GHWHUPLQHGE\WKHHQJLQHPDQDJHPHQW 0&0 GHWHUPLQHGIRUGHWHUPLQDWLRQRIWKHDOWLWXGHDQGWKH
FRQWUROXQLW $ YLDWKHH[KDXVWFRRODQW FXUUHQWDOWLWXGHRIWKHYHKLFOHRUHQJLQHFDQEH
WHPSHUDWXUHVHQVRU % )XUWKHULQIOXHQFLQJ GHGXFHG
IDFWRUVIRUWKHLQMHFWLRQTXDQWLW\GXULQJWKHVWDUWLQJ

7KHHQJLQHVWDUWVZLWKWKLVLQLWLDOSULPDULO\ 7KHSLQLRQLVSXOOHGEDFNRXWRIWKHULQJJHDURQWKH
WHPSHUDWXUHGHSHQGHQWVWDUWLQMHFWLRQTXDQWLW\,I IO\ZKHHOZKLOHVWDUWDFWXDWLRQRIWKHLQMHFWLRQ
WKHHQJLQHGRHVQRWVWDUWZLWKWKHVWDUWLQMHFWLRQ TXDQWLW\FKDQJHVRYHUWRWKHLGOHVSHHGFRQWURO
DPRXQWWKHQWKHLQMHFWLRQTXDQWLW\ZLOOEH 7KLVFKDQJHRYHULVNQRZQDVVWDUWHU
FRQWLQXRXVO\LQFUHDVHGXQWLOWKHHQJLQHVWDUWVRUWKH GLVHQJDJHPHQWZKLFKH[FOXVLYHO\UHVXOWVLQD
OLPLWYDOXHIRUWKHPD[VWDUWLQMHFWLRQTXDQWLW\LV FKDQJHRIWKHFDOFXODWLRQPHWKRG%HFDXVHWKHFROG
UHDFKHG7KLVLVWKHQPDLQWDLQHGXQWLOWKHVWDUWHU VWDUWDELOLW\RIGLHVHOHQJLQHVDWORZRXWVLGH
0 DFWXDWLRQLVLQWHUUXSWHGHLWKHUE\LWVHOIRUDIWHU WHPSHUDWXUHVLVUHVWULFWHGE\WKHHQJLQH
V
DVSHFLILFWLPHE\WKHHQJLQHPDQDJHPHQW 0&0 LQFUHDVLQJUHVLVWDQFHWRURWDWLRQORZHUFRPEXVWLRQ
FRQWUROXQLW $ WRSURWHFWWKHVWDUWHU 0 DJDLQVW FKDPEHUWHPSHUDWXUHVDQGXQIDYRUDEOHIXHO
PHFKDQLFDORUWKHUPDORYHUORDG VWDUWWLPHOLPLW ,I DWRPL]DWLRQFRQGLWLRQVXQGHUFHUWDLQFRQGLWLRQVD
WKHHQJLQHVWDUWVZKLOHWKHVWDUWVWRSEXWWRQRQWKH SLORWLQMHFWLRQLVFRQGXFWHG7KLVFRQWULEXWHV
HOHFWURQLFLJQLWLRQORFN (,6  6 RUWKHHQJLQHVWDUW VLJQLILFDQWO\WRVKRUWHUVWDUWLQJWLPHVWRIDVWHU
DQGHQJLQHVWRSEXWWRQ 6 DUHVWLOOEHLQJ VPRRWKHQJLQHRSHUDWLRQWRLPSURYHGWKURWWOH
SUHVVHGDQGLILWUHDFKHVDVSHFLILFVSHHGWKHQWKH UHVSRQVHWRORZHUZKLWHVPRNHHPLVVLRQWROHVV
DFWXDWLRQRIWKHVWDUWHU 0 LVLQWHUUXSWHG VWDUWHU SROOXWDQWHPLVVLRQVDQGORZHUQRLVHHPLVVLRQV
GXPSVSHHG 

*):0' 'HWHUPLQDWLRQRIHQJLQH 3DJH
VSHHGDQGFUDQNVKDIW
DQJOHIXQFWLRQ
*):0' 'HWHUPLQDWLRQRI 3DJH
FRPSUHVVLRQVWURNHDW
F\OLQGHUIXQFWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' 'HWHUPLQDWLRQRIFRRODQW 3DJH


WHPSHUDWXUHIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIDLU 3DJH
PDVVIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIIXHO 3DJH
WHPSHUDWXUHIXQFWLRQ
*):0' )XHOV\VWHPIXQFWLRQ 3DJH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' ,GOHVSHHGFRQWUROIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

$ 'ULYHFRQWURO % 5DLOSUHVVXUH < )DQFOXWFK


&3& FRQWURO VHQVRU VROHQRLGYDOYH
XQLW
$ (QJLQH % 2[\JHQVHQVRU <E )DQUSPVHQVRU
PDQDJHPHQW
FRQWUROXQLW
0&0
$ 3DUDPHWHUL]DEOH % )XHOSUHVVXUH < ([KDXVWJDV
VSHFLDOPRGXOH VHQVRU RXWOHW UHFLUFXODWLRQ
360 FRQWURO SRVLWLRQHU
XQLW
% &UDQNVKDIW % )XHOSUHVVXUH < $G%OXHŠKHDWHU
SRVLWLRQVHQVRU VHQVRU LQOHW FRRODQWVROHQRLG
YDOYH
% &DPVKDIW &$1 )UDPH&$1 < )XHOPHWHULQJ
SRVLWLRQVHQVRU YDOYH
% )XHOWHPSHUDWXUH &$1 'ULYHWUDLQ&$1 < )XHOVKXWRIIYDOYH
VHQVRU
% 2LOSUHVVXUH < &\OLQGHUIXHO < 3UHVVXUH
VZLWFK LQMHFWRU UHJXODWRUYDOYH
% ([KDXVWFRRODQW < &\OLQGHUIXHO < &DPVKDIW
WHPSHUDWXUH LQMHFWRU SRVLWLRQHU
VHQVRU VROHQRLG
% )UHVKDLU < &\OLQGHUIXHO < 4XDQWLW\FRQWURO
GLIIHUHQWLDO LQMHFWRU YDOYH
SUHVVXUHVHQVRU
% &KDUJHDLU < &\OLQGHUIXHO $ ,QSXWVLJQDOV
WHPSHUDWXUH LQMHFWRU
VHQVRULQ
FRPSUHVVRU
KRXVLQJ RQO\IRU
HQJLQH
% &KDUJHDLU < &\OLQGHUIXHO % 2XWSXWVLJQDOV
SUHVVXUHDQG LQMHFWRU
WHPSHUDWXUH
VHQVRU
% &KDUJHDLU < &\OLQGHUIXHO
WHPSHUDWXUH LQMHFWRU
VHQVRULQFKDUJH
DLUKRXVLQJ

$
7KHLGOHVSHHGLVSDUDPHWHUL]HGLQWKHHQJLQH
PDQDJHPHQW 0&0 FRQWUROXQLW $ 7KHGULYH
FRQWURO &3& FRQWUROXQLW $ FDQKRZHYHUVHQG
LWVRZQUHTXHVWYLDWKHGULYHWUDLQ&$1 &$1 IRU
H[DPSOHLIWKHLGOHVSHHGVKRXOGEHKLJKHULQRUGHU
WRRSHUDWHDQFLOODU\DVVHPEOLHVDWWKHLUZRUNLQJ
VSHHG7KHKLJKHUURWDWLRQDOVSHHGLVEDVLFDOO\
DOZD\VUHJXODWHG,QRWKHUZRUGVLIWKHLGOHVSHHG
UHTXLUHGE\WKHGULYHFRQWURO &3& FRQWUROXQLW $
LVKLJKHUWKDQWKHLGOHVSHHGSDUDPHWHUL]HGLQWKH
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ WKHQ
WKHVSHHGUHTXLUHGE\WKHGULYHFRQWURO &3&
FRQWUROXQLW $ LVUHJXODWHGDQGYLFHYHUVD



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV


7KHLGOHVSHHGLVUHJXODWHGLPPHGLDWHO\DIWHUWKH UXQQLQJ7KHLQMHFWLRQTXDQWLW\LVFRQVWDQWO\
VWDUWLQJSURFHGXUHRULIWKHGULYHFRQWURO &3& DGMXVWHGWRWKHRSHUDWLQJFRQGLWLRQRIWKHHQJLQH
FRQWUROXQLW $ UHFRJQL]HVWKDWWKHDFFHOHUDWRU GXULQJWKHZKROHLGOLQJRSHUDWLRQHJLIWKHORDG
SHGDOLVQRWEHLQJDFWXDWHG$$<<:KLOH FRQGLWLRQRIWKHHQJLQHFKDQJHVRUDKLJKHUIXHO
WDNLQJDFFRXQWRIWKHLGOHVSHHGVSHFLILFDWLRQIURP UHTXLUHPHQWH[LVWV GXHWRDORZRXWVLGH
WKHGULYHFRQWURO &3& FRQWUROXQLW DQGWKH WHPSHUDWXUH 
FXUUHQWRSHUDWLQJFRQGLWLRQRIWKHHQJLQHWKH 7RFDOFXODWHWKHLQMHFWLRQTXDQWLW\WKHHQJLQH
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW PDQDJHPHQW 0&0 FRQWUROXQLW $ PDLQO\WDNHV
FDOFXODWHVWKHRSWLPDOVWDUWRIDFWXDWLRQIRUWKHIXHO DFFRXQWRIWKHIROORZLQJLQSXWIDFWRUV
LQMHFWRUVDVZHOODVWKHRSWLPXPDFWXDWLRQSHULRG
LQMHFWLRQTXDQWLW\ ZKLOHDOVRHQVXULQJWKDWWKHIXHO ವ (QJLQHVSHHG
LVLQMHFWHGDWWKHFRUUHFWSRLQWLQWLPHDQGLQWKH ವ &RRODQWWHPSHUDWXUH
FRUUHFWTXDQWLWLHVLQWRWKHUHVSHFWLYHFRPEXVWLRQ
ವ )XHOWHPSHUDWXUH
FKDPEHUWKURXJKDSSURSULDWHDFWXDWLRQRIWKHIXHO
LQMHFWRUVIRUF\OLQGHUWR WR 7KURXJK ವ /RDGUHTXHVW VSHFLILHGWRUTXH
DSSURSULDWHDFWXDWLRQRIWKHTXDQWLW\FRQWUROYDOYH 6PRNHOLPLWDWLRQVPRRWKUXQQLQJFRQWURODQG
< RQHHQVXUHVWKDWDQDGHTXDWHDPRXQWRI DOWLWXGHFRUUHFWLRQLQWKHHQJLQHPDQDJHPHQW
IXHOLVDYDLODEOHDWWKHIXHOV\VWHPKLJKSUHVVXUH 0&0 FRQWUROXQLW $ FDQDOVRLQIOXHQFHWKH
SXPS7KHSUHVVXUHUHJXODWLQJYDOYH < LV LQMHFWLRQTXDQWLW\ SHULRGRIDFWXDWLRQ DVZHOODVWKH
DFWXDWHGLQVXFKDZD\WKDWWKHSUHVVXUHLQWKHUDLO VWDUWRIDFWXDWLRQIRUWKHIXHOLQMHFWRUV
LVDERXWEDU7KLVHQVXUHVVPRRWKHQJLQH

6PRNHOLPLW ([KDXVWJDVUHFLUFXODWLRQ (*5
7KHIXHOTXDQWLW\LVOLPLWHGYLDWKHVPRNHOLPLWDWLRQ ,QRUGHUWRUHGXFHQLWURXVR[LGHHPLVVLRQVWKH
FKDUDFWHULVWLFVVRWKDWYLUWXDOO\QRRXWSXWRIVPRNH H[KDXVWJDVUHFLUFXODWLRQ $*5 LVDFWLYHIRUD
RFFXUV FHUWDLQSHULRGRIWLPHGXULQJLGOLQJPRGH WKH$*5
LVVZLWFKHGRIIIRUORQJHUSHULRGVLQLGOLQJPRGHVR
6PRRWKUXQQLQJFRQWURO WKDWWKHH[KDXVWJDVUHFLUFXODWLRQFRROHULVQRW
7KHVPRRWKUXQQLQJFRQWUROFRPSHQVDWHVIRUDOORI VRRWHGXS 
WKHGLIIHUHQFHVLQLQMHFWLRQTXDQWLW\LQWKHGLIIHUHQW ,QWKHFDVHRIWKHH[KDXVWJDVUHFLUFXODWLRQ $*5 
IXHOLQMHFWRUV'HYHORSPHQWRIWRUTXHRQWKHYDULRXV WKHVXFWLRQHGRXWRUVXSHUFKDUJHGIUHVKDLULV
F\OLQGHUVFDQGLIIHUGXHWRWROHUDQFHVDQGZHDURQ PL[HGZLWKH[KDXVWJDV7KLVOHDGVWRWKHVLWXDWLRQ
WKHLQGLYLGXDOIXHOLQMHFWRUV7KLVOHDGVWRLUUHJXODU ZKHUHWKHR[\JHQFRQWHQWRIWKHVXFWLRQHGRXWRU
UXQQLQJRIWKHHQJLQHWKDWLVWKHURWDWLRQDOVSHHGRI VXSHUFKDUJHGDLUGURSVDQGLWVVSHFLILFKHDW
WKHFUDQNVKDIWLVVOLJKWO\IDVWHUDQGVORZHU2QH LQFUHDVHV2QHFDQWKHUHIRUHDFKLHYHDORZHU
SDUWLFXODUO\IHHOVWKLVZKHQLGOLQJ7KHVPRRWK FRPEXVWLRQWHPSHUDWXUHDQGWKXVUHGXFHGRXWSXWRI
UXQQLQJFRQWUROFDQUHVSRQGWRURXJKUXQQLQJ QLWURJHQR[LGHV 12[ ZKRVHSURSRUWLRQLQFUHDVHV
EHFDXVHLWDFWXDWHVHYHU\LQMHFWLRQQR]]OH ZLWKLQFUHDVLQJFRPEXVWLRQWHPSHUDWXUHV7KH
LQGLYLGXDOO\,WEDODQFHVRXWWKHURWDWLRQDOVSHHG DPRXQWRIH[KDXVWJDVHVSURGXFHGLVDOVRUHGXFHG
IOXFWXDWLRQVWKURXJKVOLJKWO\GLIIHUHQWLQMHFWLRQ
TXDQWLWLHVIRUWKHLQGLYLGXDOF\OLQGHUXQWLODOO )DQFRQWURO
F\OLQGHUVGHYHORSWKHVDPHWRUTXH 'XULQJWKHZKROHRSHUDWLRQRIWKHHQJLQHWKDWLV
DOVRLQWKHLGOHSKDVHWKHIDQVSHHGLVFRQWUROOHG
$OWLWXGHFRUUHFWLRQ
GHSHQGHQWRQWKHFRRODQWWHPSHUDWXUH7KHIDQ
7KHDOWLWXGHFRUUHFWLRQLVSULPDULO\GHVLJQHGVRWKDW VSHHGLVGHWHUPLQHGIURPWKHLQSXWVLJQDOV $ RI
WKHOLPLWVHVWDEOLVKHGIRUWKHDLUIXHOUDWLR˨ ODPEGD WKHIDQUSPVHQVRU <E &RQWUROWDNHVSODFH
DUHQRWH[FHHGHGRUJRQHEHORZ7RGRWKLVWKH WKURXJKDSSURSULDWHDFWXDWLRQRIWKHIDQFOXWFK
H[KDXVWJDVUHFLUFXODWLRQUDWH $*5UDWH WKH VROHQRLGYDOYH < 
DFWXDWLRQEHJLQDVZHOODVWKHDFWXDWLRQSHULRG
LQMHFWLRQTXDQWLW\ IRUIXHOLQMHFWRUVIRUF\OLQGHUWR
 <WR< DUHDGDSWHG


,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

([KDXVWDIWHUWUHDWPHQW ವ 'LHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2&


7KH($76LVDFWLYHLPPHGLDWHO\DIWHUWKHHQJLQH ವ 'LHVHOSDUWLFXODWHILOWHU '3)
VWDUWGXULQJWKHZKROHRSHUDWLRQRIWKHHQJLQH,W
HQVXUHVWKDWWKHHPLVVLRQVLQWKHH[KDXVWDUH &DPVKDIWDGMXVWPHQW
UHGXFHGGRZQWRWKHOLPLWVHVWDEOLVKHGIRUWKH 7KURXJKVKLIWLQJWKHWLPLQJRIWKHH[KDXVWFDPVKDIW
UHVSHFWLYHHPLVVLRQVVWDQGDUG7KXVGLIIHUHQW IRUORZHQJLQHUSPRQHFDQHQVXUHWKDWWKH
PHDVXUHVDUHWDNHQDFFRUGLQJWRWKHHPLVVLRQV WHPSHUDWXUHRIWKHH[KDXVWLVLQFUHDVHGZKLFK
VWDQGDUG)RUWKHHQJLQHYHUVLRQ(8529,H[KDXVW LPSURYHVUHJHQHUDWLRQRIWKHGLHVHOSDUWLFXODWHILOWHU
DIWHUWUHDWPHQWWDNHVSODFHIRUH[DPSOHWKURXJK
ವ 6HOHFWLYH&DWDO\WLF5HGXFWLRQ 6&5 ZLWKDQ
DPPRQLDORFNLQJ&$7

*):0' &DPVKDIWDGMXVWPHQW 3DJH
IXQFWLRQ
*):0' 'HWHUPLQDWLRQRIHQJLQH 3DJH
VSHHGDQGFUDQNVKDIW
DQJOHIXQFWLRQ
*):0' 'HWHUPLQDWLRQRI 3DJH
FRPSUHVVLRQVWURNHDW
F\OLQGHUIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIFRRODQW 3DJH
WHPSHUDWXUHIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIDLU 3DJH
PDVVIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIIXHO 3DJH
WHPSHUDWXUHIXQFWLRQ
*):+ )XQFWLRQRIWKHVSHFLILHG 3DJH
HQJLQHWRUTXHFDOFXODWLRQ
*):0' ([KDXVWJDVUHFLUFXODWLRQ 3DJH
IXQFWLRQ
*):0' ([KDXVWDIWHUWUHDWPHQW 0=9HKLFOHVZLWKFRGH 3DJH
IXQFWLRQ (QJLQHYHUVLRQ(XUR9,
*):0' )XHOV\VWHPIXQFWLRQ 3DJH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' :RUNLQJVSHHGFRQWUROIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

$ &HQWUDOJDWHZD\ % &KDUJHDLU < &\OLQGHUIXHO


FRQWUROXQLW SUHVVXUHDQG LQMHFWRU
&*: WHPSHUDWXUH
VHQVRU
$ 'ULYHFRQWURO % &KDUJHDLU < &\OLQGHUIXHO
&3& FRQWURO WHPSHUDWXUH LQMHFWRU
XQLW VHQVRULQFKDUJH
DLUKRXVLQJ
$ (QJLQH % 5DLOSUHVVXUH < &\OLQGHUIXHO
PDQDJHPHQW VHQVRU LQMHFWRU
FRQWUROXQLW
0&0
$ &DEVLJQDO % 2[\JHQVHQVRU < &\OLQGHUIXHO
DFTXLVLWLRQDQG LQMHFWRU
DFWXDWLRQPRGXOH
FRQWUROXQLW
6&$
$ 3DUDPHWHUL]DEOH % )XHOSUHVVXUH < )DQFOXWFK
VSHFLDOPRGXOH VHQVRU RXWOHW VROHQRLGYDOYH
360 FRQWURO
XQLW
$ 0RGXODUVZLWFK % )XHOSUHVVXUH <E )DQUSPVHQVRU
SDQHO 06) VHQVRU LQOHW
FRQWUROXQLW
$ ,QVWUXPHQWSDQHO &$1 ,QWHULRU&$1 < ([KDXVWJDV
VZLWFKPRGXOH UHFLUFXODWLRQ
SRVLWLRQHU
% $FFHOHUDWRUSHGDO &$1 )UDPH&$1 < $G%OXHŠKHDWHU
VHQVRU FRRODQWVROHQRLG
YDOYH
% &UDQNVKDIW &$1 'ULYHWUDLQ&$1 < )XHOPHWHULQJ
SRVLWLRQVHQVRU YDOYH
% &DPVKDIW /,1 %XWWRQJURXS/,1 < )XHOVKXWRIIYDOYH
SRVLWLRQVHQVRU
% )XHOWHPSHUDWXUH 6 /HIWPXOWLIXQFWLRQ < 3UHVVXUH
VHQVRU VWHHULQJZKHHO UHJXODWRUYDOYH
EXWWRQJURXS
% 2LOSUHVVXUH 6 5LJKW < &DPVKDIW
VZLWFK PXOWLIXQFWLRQ SRVLWLRQHU
VWHHULQJZKHHO VROHQRLG
EXWWRQJURXS
% ([KDXVWFRRODQW 6 ,GOHVSHHGVZLWFK < 4XDQWLW\FRQWURO
WHPSHUDWXUH YDOYH
VHQVRU
% )UHVKDLU < &\OLQGHUIXHO $ ,QSXWVLJQDOV
GLIIHUHQWLDO LQMHFWRU
SUHVVXUHVHQVRU
% &KDUJHDLU < &\OLQGHUIXHO % 2XWSXWVLJQDOV
WHPSHUDWXUH LQMHFWRU
VHQVRULQ
FRPSUHVVRU
KRXVLQJ RQO\IRU
HQJLQH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*HQHUDO ERG\DQGWUDLOHU&$1,62 DQGIRUYHKLFOHV


7KHHOHFWURQLFZRUNLQJVSHHGFRQWUROWDNHVSODFHDV ZLWKFRGH 360ERG\&$1,62LQVWHDGRI
VRRQDVDSRZHUWDNHRIILVVZLWFKHGLQ7RGRWKLV  RQO\WKHSDUDPHWHUVLQWKHSDUDPHWHUL]DEOH
XSWRWKUHHSRZHUWDNHRIIVFDQEHSDUDPHWHUL]HG VSHFLDOPRGXOH 360 FRQWUROXQLW $ DUHWDNHQ
GLIIHUHQWO\DFFRUGLQJWRWKHYHKLFOHHTXLSPHQW7KLV LQWRDFFRXQWLQGHSHQGHQWO\RIZKLFKSDUDPHWHUV
PHDQVWKDWIRUHYHU\SRZHUWDNHRIIGLIIHUHQFH DUHVHWLQWKH6&$ 6&$ FRQWUROXQLW $ 
FRQWUROVSHFLILFDWLRQVFDQEHHVWDEOLVKHGDFFRUGLQJ $<<8SRQUHFHLSWRIWKHDSSURSULDWH
WRWKHDUHDRIXVHRIWKHYHKLFOHDQGDFFRUGLQJWR LQIRUPDWLRQDQGZKLOHWDNLQJDFFRXQWRIWKHFXUUHQW
KRZWKHSDUDPHWHUVIRUWKHSRZHUWDNHRIIIXQFWLRQV RSHUDWLQJFRQGLWLRQRIWKHHQJLQHWKH
DUHVHWLQWKH6&$ 6&$ FRQWUROXQLW $ RULQWKH SDUDPHWHUL]DEOHVSHFLDOPRGXOH 360 FRQWUROXQLW
SDUDPHWHUL]DEOHVSHFLDOPRGXOH 360 FRQWUROXQLW FRPSXWHVWKHQRZUHTXLUHGDFWXDWLRQEHJLQRIWKH
$ $ORQJZLWKDUDQJHRIRWKHUSDUDPHWHUVLWLV IXHOLQMHFWRUVDVZHOODVWKHQHFHVVDU\SHULRGRI
SRVVLEOHIRUH[DPSOHWRVHWWKHHQWU\UHTXLUHPHQWV DFWXDWLRQ LQMHFWLRQTXDQWLW\ DQGHQVXUHVWKDWWKH
VXFKDVSDUNLQJEUDNHWLJKWHQHGRUWUDQVPLVVLRQ IXHOLVLQMHFWHGDWWKHFRUUHFWSRLQWLQWLPHDQGLQWKH
LQQHXWUDORUWKHHQJLQHVSHHGUDQJH PLQHQJLQH FRUUHFWTXDQWLWLHVLQWRWKHUHVSHFWLYHFRPEXVWLRQ
VSHHGPD[HQJLQHVSHHG DVZHOODVDWRUTXH FKDPEHUWKURXJKDSSURSULDWHDFWXDWLRQRIWKH
OLPLWDWLRQ,WLVIXUWKHUPRUHSRVVLEOHWRVHWWKH TXDQWLW\FRQWUROYDOYH DQGWKHIXHOLQMHFWRUVIRU
ZRUNLQJVSHHGGXULQJRSHUDWLRQRIDSRZHUWDNHRII F\OLQGHUVWR WR 7KURXJKDSSURSULDWH
RYHUWKHDFFHOHUDWRUSHGDORUWKHNH\VRQWKH DFWXDWLRQRIWKHTXDQWLW\FRQWUROYDOYH < RQH
PXOWLIXQFWLRQVWHHULQJZKHHOLQGLYLGXDOO\WRD HQVXUHVWKDWDQDGHTXDWHDPRXQWRIIXHOLV
URWDWLRQDOVSHHGEHWZHHQUSPDQGUSPRU DYDLODEOHDWWKHIXHOV\VWHPKLJKSUHVVXUHSXPS
WRUDLVHLWRYHUWKHLGOHVSHHGVZLWFK 6 WRD 7KHSUHVVXUHUHJXODWLQJYDOYH < LVDFWXDWHGLQ
SDUDPHWHUL]DEOHYDOXH VXFKDZD\WKDWWKHSUHVVXUHLQWKHUDLOLVDERXW
EDU7KLVHQVXUHVVPRRWKHQJLQHUXQQLQJ
$
7KHZRUNLQJVSHHGLVRQO\UHJXODWHGLIWKH 7KHLQMHFWLRQTXDQWLW\LVFRQVWDQWO\DGMXVWHGGXULQJ
DSSURSULDWHSRZHUWDNHRIILVIXOO\HQJDJHG RSHUDWLRQRIWKHSRZHUWDNHRIIHJLIWKHORDG
FRQGLWLRQRIWKHHQJLQHFKDQJHVRUDKLJKHUIXHO
&RQWURORIWKHZRUNLQJVSHHG UHTXLUHPHQWH[LVWV GXHWRDORZRXWVLGH
8SRQVZLWFKLQJRQRIDSRZHUWDNHRIILWV WHPSHUDWXUH 7RFDOFXODWHWKHLQMHFWLRQTXDQWLW\
SDUDPHWHUVIRUZRUNLQJVSHHGFRQWURODUH WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
WUDQVPLWWHGE\WKH6&$ 6&$ FRQWUROXQLW $ DQG PDLQO\WDNHVDFFRXQWRIWKHIROORZLQJLQSXWIDFWRUV
WKHSDUDPHWHUL]DEOHVSHFLDOPRGXOH 360 FRQWURO ವ (QJLQHVSHHG
XQLW $ YLDWKH&$1GDWDEXVV\VWHPWRWKHGULYH
FRQWURO &3& FRQWUROXQLW $ 7KHGULYHFRQWURO ವ &RRODQWWHPSHUDWXUH
&3& FRQWUROXQLW $ SDVVHVRQWKHSDUDPHWHU ವ )XHOWHPSHUDWXUH
YLDWKHGULYHWUDLQ&$1 &$1 WRWKHHQJLQH ವ /RDGUHTXHVW VSHFLILHGWRUTXH
PDQDJHPHQW 0&0 FRQWUROXQLW $ ZKHUHE\LW
LQLWLDOO\WDNHVDFFRXQWRIWKHSDUDPHWHUVVHWLQWKH 6PRNHOLPLWDWLRQVPRRWKUXQQLQJFRQWURODQG
SDUDPHWHUL]DEOHVSHFLDOPRGXOH 360 FRQWUROXQLW DOWLWXGHFRUUHFWLRQLQWKHHQJLQHPDQDJHPHQW
$ VLQFHWKHVHDUHVXSHULPSRVHGRYHUWKH 0&0 FRQWUROXQLW $ FDQDOVRLQIOXHQFHWKH
SDUDPHWHUVVHWLQWKH6&$ 6&$ FRQWUROXQLW $  LQMHFWLRQTXDQWLW\ SHULRGRIDFWXDWLRQ DVZHOODVWKH
(<(=7KLVPHDQVIRUYHKLFOHVZLWKFRGH 360 VWDUWRIDFWXDWLRQIRUWKHIXHOLQMHFWRUV


6PRNHOLPLW WKHFUDQNVKDIWLVVOLJKWO\IDVWHUDQGVORZHU2QH
7KHIXHOTXDQWLW\LVOLPLWHGYLDWKHVPRNHOLPLWDWLRQ SDUWLFXODUO\IHHOVWKLVZKHQLGOLQJ7KHVPRRWK
FKDUDFWHULVWLFVVRWKDWYLUWXDOO\QRRXWSXWRIVPRNH UXQQLQJFRQWUROFDQUHVSRQGWRURXJKUXQQLQJ
RFFXUV EHFDXVHLWDFWXDWHVHYHU\LQMHFWLRQQR]]OH
LQGLYLGXDOO\,WEDODQFHVRXWWKHURWDWLRQDOVSHHG
6PRRWKUXQQLQJFRQWURO IOXFWXDWLRQVWKURXJKVOLJKWO\GLIIHUHQWLQMHFWLRQ
TXDQWLWLHVIRUWKHLQGLYLGXDOF\OLQGHUXQWLODOO
7KHVPRRWKUXQQLQJFRQWUROFRPSHQVDWHVIRUDOORI
F\OLQGHUVGHYHORSWKHVDPHWRUTXH
WKHGLIIHUHQFHVLQLQMHFWLRQTXDQWLW\LQWKHLQGLYLGXDO
IXHOLQMHFWRUV'HYHORSPHQWRIWRUTXHRQWKHYDULRXV $OWLWXGHFRUUHFWLRQ
F\OLQGHUVFDQGLIIHUGXHWRWROHUDQFHVDQGZHDURQ
WKHLQGLYLGXDOIXHOLQMHFWRUV7KLVOHDGVWRLUUHJXODU 7KHDOWLWXGHFRUUHFWLRQLVSULPDULO\GHVLJQHGVRWKDW
UXQQLQJRIWKHHQJLQHWKDWLVWKHURWDWLRQDOVSHHGRI WKHOLPLWVHVWDEOLVKHGIRUWKHDLUIXHOUDWLR˨ ODPEGD
DUHQRWH[FHHGHGRUJRQHEHORZ7RGRWKLVWKH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

H[KDXVWJDVUHFLUFXODWLRQUDWH $*5UDWH WKH VXSHUFKDUJHGDLUGURSVDQGLWVVSHFLILFKHDW


DFWXDWLRQEHJLQDVZHOODVWKHDFWXDWLRQSHULRG LQFUHDVHV2QHFDQWKHUHIRUHDFKLHYHDORZHU
LQMHFWLRQTXDQWLW\ IRUIXHOLQMHFWRUVIRUF\OLQGHUWR FRPEXVWLRQWHPSHUDWXUHDQGWKXVUHGXFHGRXWSXWRI
 <WR< DUHDGDSWHG QLWURJHQR[LGHV 12[ ZKRVHSURSRUWLRQLQFUHDVHV
ZLWKLQFUHDVLQJFRPEXVWLRQWHPSHUDWXUHV7KH
([KDXVWJDVUHFLUFXODWLRQ (*5 DPRXQWRIH[KDXVWJDVHVSURGXFHGLVDOVRUHGXFHG
,QRUGHUWRUHGXFHQLWURXVR[LGHHPLVVLRQVWKH
H[KDXVWJDVUHFLUFXODWLRQ $*5 LVDFWLYHIRUD )DQFRQWURO
FHUWDLQSHULRGRIWLPHGXULQJLGOLQJPRGH WKH$*5 'XULQJWKHZKROHRSHUDWLRQRIWKHHQJLQHWKDWLV
LVVZLWFKHGRIIIRUORQJHUSHULRGVRIRSHUDWLRQVR DOVRZKHQRSHUDWLQJSRZHUWDNHRIIVWKHIDQVSHHG
WKDWWKHH[KDXVWJDVUHFLUFXODWLRQFRROHULVQRW LVFRQWUROOHGGHSHQGHQWRQWKHFRRODQWWHPSHUDWXUH
VRRWHGXS  7KHIDQVSHHGLVGHWHUPLQHGIURPWKHLQSXWVLJQDOV
,QWKHFDVHRIWKHH[KDXVWJDVUHFLUFXODWLRQ $*5  $ RIWKHIDQUSPVHQVRU <E &RQWUROWDNHV
WKHVXFWLRQHGRXWRUVXSHUFKDUJHGIUHVKDLULV SODFHWKURXJKDSSURSULDWHDFWXDWLRQRIWKHIDQ
PL[HGZLWKH[KDXVWJDV7KLVOHDGVWRWKHVLWXDWLRQ FOXWFKVROHQRLGYDOYH < 
ZKHUHWKHR[\JHQFRQWHQWRIWKHVXFWLRQHGRXWRU

([KDXVWDIWHUWUHDWPHQW ವ 'LHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2&
7KH($76LVDFWLYHLPPHGLDWHO\DIWHUWKHHQJLQH ವ 'LHVHOSDUWLFXODWHILOWHU '3)
VWDUWGXULQJWKHZKROHRSHUDWLRQRIWKHHQJLQH,W
HQVXUHVWKDWWKHHPLVVLRQVLQWKHH[KDXVWDUH &DPVKDIWDGMXVWPHQW
UHGXFHGGRZQWRWKHOLPLWVHVWDEOLVKHGIRUWKH 7KURXJKVKLIWLQJWKHWLPLQJRIWKHH[KDXVWFDPVKDIW
UHVSHFWLYHHPLVVLRQVVWDQGDUG7KXVGLIIHUHQW IRUORZHQJLQHUSPRQHFDQHQVXUHWKDWWKH
PHDVXUHVDUHWDNHQDFFRUGLQJWRWKHHPLVVLRQV WHPSHUDWXUHRIWKHH[KDXVWLVLQFUHDVHGZKLFK
VWDQGDUG)RUWKHHQJLQHYHUVLRQ(8529,H[KDXVW LPSURYHVUHJHQHUDWLRQRIWKHGLHVHOSDUWLFXODWHILOWHU
DIWHUWUHDWPHQWWDNHVSODFHIRUH[DPSOHWKURXJK
ವ 6HOHFWLYH&DWDO\WLF5HGXFWLRQ 6&5 ZLWKDQ
DPPRQLDORFNLQJ&$7

&KDQJLQJWKHZRUNLQJVSHHG XQLW $ DFFRUGLQJWRWKHYHKLFOHHTXLSPHQW
&KDQJLQJWKHZRUNLQJVSHHGLWLVSRVVLEOH DVZHOODVWKHFXUUHQWDFWXDOURWDWLRQDOVSHHG
GHSHQGHQWRQWKHYHKLFOHHTXLSPHQWDQG 7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW
SDUDPHWHUL]DWLRQRIWKHSRZHUWDNHRIIIXQFWLRQVWR $ LQFUHDVHVWKHZRUNLQJVSHHGWKURXJK
VHWWKHZRUNLQJVSHHGGXULQJRSHUDWLRQRIDSRZHU DSSURSULDWHDFWXDWLRQRIWKHLQMHFWLRQTXDQWLW\WR
WDNHRIIRYHUWKHDFFHOHUDWRUSHGDORUWKHNH\VRQ WKHGHVLUHGYDOXHDQGKROGVWKLVFRQVWDQW
WKHPXOWLIXQFWLRQVWHHULQJZKHHOLQGLYLGXDOO\WRD  &KDQJLQJWKHZRUNLQJVSHHGRYHUWKH
URWDWLRQDOVSHHGEHWZHHQUSPDQGUSPRU PXOWLIXQFWLRQDOVWHHULQJZKHHO
WRUDLVHLWRYHUWKHLGOHVSHHGVZLWFK 6 WRD 7KHZRUNLQJVSHHGFDQEHDOWHUHGVWHSE\VWHS
SDUDPHWHUL]DEOHYDOXHLQDVIDUDVWKHPD[ZRUNLQJ LQVWHSVRIZLWKWKHDLGRIEXWWRQVRQWKH
VSHHGLVQRWH[FHHGHGDQGWKHPLQZRUNLQJVSHHG PXOWLIXQFWLRQVWHHULQJZKHHO7KHEXWWRQVRQWKH
LVDOZD\VUHDFKHG PXOWLIXQFWLRQVWHHULQJZKHHODUHFRQQHFWHGYLD
 &KDQJLQJWKHZRUNLQJVSHHGXVLQJWKH WKHEXWWRQJURXS/,1 /,1 ZLWKWKHPRGXODU
DFFHOHUDWRUSHGDO VZLWFKSDQHO 06) FRQWUROXQLW $ ZKLFK
,IWKHDFFHOHUDWRUSHGDOLVDFWXDWHGDQGWKXVWKH WUDQVPLWVWKHHQWULHVYLDWKHLQWHULRU&$1 &$1
SRVLWLRQRIWKHDFFHOHUDWRUSHGDOVHQVRU %  WRWKHFHQWUDOJDWHZD\ &*: FRQWUROXQLW
DOWHUVWKHQWKHGULYHFRQWURO &3& FRQWUROXQLW $ ZKLFKLQWXUQSDVVHVWKLVRQYLDWKHIUDPH
$ DOWHUVWKHFRQWUROVSHFLILFDWLRQIRUWKH &$1 &$1 WRWKHGULYHFRQWURO &3& FRQWURO
ZRUNLQJVSHHGDQGWUDQVPLWVWKLVYLDWKHGULYH XQLW $ 7KHGULYHFRQWURO &3& FRQWUROXQLW
WUDLQ&$1 &$1 WRWKHHQJLQHPDQDJHPHQW $ FRPSDUHVWKHGHVLUHGZRUNLQJVSHHGZLWK
0&0 FRQWUROXQLW $ ,WWDNHVDFFRXQWDWWKH WKHFXUUHQWRQHWKHPD[SHUPLVVLEOHDVZHOODV
VDPHWLPHRIWKHSDUDPHWHUVSUHVFULEHGE\WKH WKHPLQSHUPLVVLEOHZRUNLQJVSHHG LIWKHVH
6&$ 6&$ FRQWUROXQLW $ RUE\WKH ZHUHSDUDPHWHUL]HG DGDSWVWKHFRQWURO
SDUDPHWHUL]DEOHVSHFLDOPRGXOH 360 FRQWURO VSHFLILFDWLRQDQGWUDQVPLWVWKLVWRWKHHQJLQH
PDQDJHPHQW 0&0 FRQWUROXQLW $ 7KH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ VZLWFK 6 7KLVDOORZVRQHWRVZLWFKLQWKH


DOWHUVWKHZRUNLQJVSHHGWKURXJKDSSURSULDWH FRQVWDQWHQJLQHVSHHGIDFLOLW\ZKLFKPHDQVWKDW
DFWXDWLRQRIWKHLQMHFWLRQTXDQWLW\WRWKHGHVLUHG WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
YDOXHDQGKROGVWKLVFRQVWDQW VHWVDVLQJOHHQJLQHVSHHGZKLFKKDVEHHQ
 &KDQJLQJWKHZRUNLQJVSHHGZLWKWKHLGOH SDUDPHWHUL]HGDQGPDLQWDLQVWKLVFRQVWDQWTXLWH
LQGHSHQGHQWO\RIWKHORDGLQJFRQGLWLRQV
VSHHGVZLWFK 6
2QHVSHFLDOWDVNLQFRQWUROOLQJWKHZRUNLQJ
VSHHGLVWDNHQRQE\WKHLGOHVSHHGFRQWURO

*):0' &DPVKDIWDGMXVWPHQW 3DJH
IXQFWLRQ
*):0' 'HWHUPLQDWLRQRIHQJLQH 3DJH
VSHHGDQGFUDQNVKDIW
DQJOHIXQFWLRQ
*):0' 'HWHUPLQDWLRQRI 3DJH
FRPSUHVVLRQVWURNHDW
F\OLQGHUIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIFRRODQW 3DJH
WHPSHUDWXUHIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIDLU 3DJH
PDVVIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIIXHO 3DJH
WHPSHUDWXUHIXQFWLRQ
*):0' ([KDXVWJDVUHFLUFXODWLRQ 3DJH
IXQFWLRQ
*):0' ([KDXVWDIWHUWUHDWPHQW 9HKLFOHVZLWKFRGH 3DJH
IXQFWLRQ 0= (QJLQHYHUVLRQ(XUR
9,
*):0' )XHOV\VWHPIXQFWLRQ 3DJH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' 'ULYLQJRSHUDWLRQIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

$ 'ULYHFRQWURO &3& FRQWUROXQLW < &\OLQGHUIXHOLQMHFWRU


$ (QJLQHPDQDJHPHQWFRQWUROXQLW < &\OLQGHUIXHOLQMHFWRU
0&0
% $FFHOHUDWRUSHGDOVHQVRU < &\OLQGHUIXHOLQMHFWRU
% &UDQNVKDIWSRVLWLRQVHQVRU < &\OLQGHUIXHOLQMHFWRU
% &DPVKDIWSRVLWLRQVHQVRU < &\OLQGHUIXHOLQMHFWRU
% )XHOWHPSHUDWXUHVHQVRU < )DQFOXWFKVROHQRLGYDOYH
% 2LOSUHVVXUHVZLWFK <E )DQUSPVHQVRU
% ([KDXVWFRRODQWWHPSHUDWXUH < ([KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU
VHQVRU
% )UHVKDLUGLIIHUHQWLDOSUHVVXUH < $G%OXHŠKHDWHUFRRODQWVROHQRLG
VHQVRU YDOYH
% &KDUJHDLUWHPSHUDWXUHVHQVRULQ < )XHOPHWHULQJYDOYH
FRPSUHVVRUKRXVLQJ RQO\IRU
HQJLQH
% &KDUJHDLUSUHVVXUHDQG < )XHOVKXWRIIYDOYH
WHPSHUDWXUHVHQVRU
% &KDUJHDLUWHPSHUDWXUHVHQVRULQ < 3UHVVXUHUHJXODWRUYDOYH
FKDUJHDLUKRXVLQJ
% 5DLOSUHVVXUHVHQVRU < &DPVKDIWSRVLWLRQHUVROHQRLG
% 2[\JHQVHQVRU < %RRVWSUHVVXUHSRVLWLRQHU
% )XHOSUHVVXUHVHQVRU RXWOHW < (QJLQHEUDNHVROHQRLGYDOYH
% )XHOSUHVVXUHVHQVRU LQOHW < 4XDQWLW\FRQWUROYDOYH
&$1 'ULYHWUDLQ&$1 $ ,QSXWVLJQDOV
< &\OLQGHUIXHOLQMHFWRU % 2XWSXWVLJQDOV

,IWKHGULYHFRQWURO &3& FRQWUROXQLW $ GRHVQRW TXDQWLW\$WWKHVDPHWLPHWKHHQJLQHPDQDJHPHQW


GHPDQGDQ\LGOHRUZRUNLQJVSHHGFRQWUROWKHQWKLV 0&0 FRQWUROXQLW $ LQFUHDVHVWKHUDLOSUHVVXUH
LVQRUPDOGULYLQJPRGH,QGULYLQJPRGHWKH WKURXJKDSSURSULDWHDFWXDWLRQRIWKHSUHVVXUH
LQMHFWLRQTXDQWLW\LVSULPDULO\DGMXVWHGDFFRUGLQJWR UHJXODWLQJYDOYH < DFFRUGLQJWRWKHORDGXSWR
UHTXHVWVIURPWKHGULYHU7KLVPHDQVWKDWWKH WREDU
WRUTXHVSHFLILFDWLRQRIWKHHQJLQHLVSULPDULO\ ,IWKHVSHFLILHGHQJLQHWRUTXHLVQHJDWLYHHJLQ
GHSHQGHQWRQWKHSRVLWLRQRIWKHDFFHOHUDWRUSHGDO GHFHOHUDWLRQPRGHDQGLIWKHHQJLQHVSHHGOLHV
,WLVRQO\LQFHUWDLQVLWXDWLRQVWKDWLWFDQKDSSHQWKDW DERYHUSPWKHHQJLQHPDQDJHPHQW 0&0
WKHHQJLQHVSHHGLVDGDSWHGLQGHSHQGHQWO\RIWKH FRQWUROXQLW $ LQWHUUXSWVDFWXDWLRQRIWKHIXHO
DFFHOHUDWRUSHGDOSRVLWLRQRURIWKHVSHFLILHGWRUTXH LQMHFWRUVIRUF\OLQGHUVWR <WR< DQG
UHTXHVWIRUH[DPSOHIRUGRZQVKLIWLQJIRUURWDWLRQDO ORZHUVWKHIXHOSUHVVXUHLQWKHUDLOYLDWKHSUHVVXUH
VSHHGFRPSDULVRQEHWZHHQWKHPDLQVKDIWDQGWKH UHJXODWLQJYDOYH < ,QWKLVZD\WKHEUDNLQJ
FRXQWHUVKDIW,QWKLVFDVHWKHUDLOSUHVVXUHZLOODOVR HIIHFWRIWKHHQJLQHLVXVHGDQGWKHIXHO
EHORZHUHGWRDERXWEDU FRQVXPSWLRQORZHUHG7KHHQJLQHEUDNHFDQEH
,QQRUPDOGULYLQJPRGHWKHHQJLQHPDQDJHPHQW DFWLYDWHGWRUHLQIRUFHWKHEUDNLQJHIIHFW7KHGULYHU
0&0 FRQWUROXQLW $ WKHUHIRUHILUVWFRPSDUHVWKH FDQVHOHFWEHWZHHQEUDNHVWDJHV
HQJLQHVSHFLILHGWRUTXHFRPLQJLQIURPWKHGULYH ,IWKHHQJLQHVSHHGGURSVEHORZUSPWKH
FRQWURO &3& FRQWUROXQLW $ ZKLFKLVGHULYHG HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
DPRQJVWRWKHUWKLQJVIURPWKHSRVLWLRQRIWKH LQFUHDVHVWKHIXHOSUHVVXUHLQWKHUDLORYHUWKH
DFFHOHUDWRUSHGDODQGPDGHDYDLODEOHYLDWKHGULYH SUHVVXUHUHJXODWLQJYDOYH < DQGDFWXDWHVWKH
WUDLQ&$1 &$1 ZLWKWKHFXUUHQWDFWXDOHQJLQH IXHOLQMHFWRUVIRUF\OLQGHUVWR <WR< 
WRUTXHZKLFKUHSUHVHQWVWKHUHDORSHUDWLQJ
FRQGLWLRQVRIWKHHQJLQH,IWKHUHTXLUHGHQJLQH
WRUTXHLVOHVVWKDQWKHFXUUHQWDFWXDOHQJLQHWRUTXH
WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
UHGXFHVWKHLQMHFWLRQTXDQWLW\DQGLIWKHUHTXLUHG
HQJLQHWRUTXHLVJUHDWHUWKDQWKHFXUUHQWDFWXDO
HQJLQHWRUTXHWKHQLWLQFUHDVHVWKHLQMHFWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

$
7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
FDQOLPLWWKHUHTXLUHGHQJLQHWRUTXHVHQWE\WKH
GULYHFRQWURO &3& FRQWUROXQLW $ IRUHQJLQH
SURWHFWLRQUHDVRQVHJLIWKHFRRODQWWHPSHUDWXUH
H[FHHGVDFHUWDLQYDOXHRUWKHHQJLQHKDVUHDFKHG
LWVILQDORUPD[LPXPJRYHUQHGUSPWRREVHUYHWKH
OHJDOO\SUHVFULEHGPD[LPXPVSHHGRUWROLPLWLWGXH
WRDFRQWUROLQWHUYHQWLRQIXQFWLRQRIWKH$%6 $%6
RUWKHDFFHOHUDWLRQVNLGFRQWURO $65 
/LPLWDWLRQRIWKHUHTXLUHGHQJLQHWRUTXHDOZD\V
OHDGVWROLPLWDWLRQRIWKHLQMHFWLRQTXDQWLW\

7KHIROORZLQJLQSXWIDFWRUVDOVRKDYHDQLQIOXHQFH DERYHRUEHORZWKHHVWDEOLVKHGOLPLWV7RGRWKLV
RQFRPSXWDWLRQRIWKHLQMHFWLRQTXDQWLW\UHTXLUHGIRU WKHH[KDXVWJDVUHFLUFXODWLRQUDWH $*5UDWH WKH
QRUPDOGULYLQJ DFWXDWLRQEHJLQDVZHOODVWKHDFWXDWLRQSHULRG
ವ (QJLQHVSHHG LQMHFWLRQTXDQWLW\ IRUIXHOLQMHFWRUVIRUF\OLQGHUWR
 <WR< DUHDGDSWHG
ವ $LUPDVV
ವ &RRODQWWHPSHUDWXUH 6PRNHOLPLW

ವ )XHOWHPSHUDWXUH 7KHIXHOTXDQWLW\LVOLPLWHGYLDWKHVPRNHOLPLWDWLRQ
FKDUDFWHULVWLFVVRWKDWYLUWXDOO\QRRXWSXWRIVPRNH
7KHDOWLWXGHFRUUHFWLRQDQGVPRNHHPLVVLRQ RFFXUV
OLPLWDWLRQFDQDOVRLQIOXHQFHWKHLQMHFWLRQTXDQWLW\
DFWXDWLRQSHULRG DVZHOODVWKHVWDUWRIDFWXDWLRQRI
WKHIXHOLQMHFWRUVGXULQJQRUPDOGULYLQJ

$OWLWXGHFRUUHFWLRQ
7KHDOWLWXGHFRUUHFWLRQLVSULPDULO\GHVLJQHGWR
HQVXUHWKDWWKHDLUIXHOUDWLR˨ ODPEGD GRHVQRWJR

([KDXVWJDVUHFLUFXODWLRQ (*5 ([KDXVWDIWHUWUHDWPHQW
7KHH[KDXVWJDVUHFLUFXODWLRQ $*5 LVDFWLYH 7KH($76LVDFWLYHLPPHGLDWHO\DIWHUWKHHQJLQH
WKURXJKRXWWKHZKROHGULYLQJPRGHWRUHGXFHWKH VWDUWGXULQJWKHZKROHHQJLQHRSHUDWLRQ,WHQVXUHV
QLWURXVR[LGHHPLVVLRQV WKDWWKHHPLWWHGHPLVVLRQVLQWKHH[KDXVWDUH
,QWKHFDVHRIWKHH[KDXVWJDVUHFLUFXODWLRQ $*5  UHGXFHGWRPHHWWKHOLPLWVHVWDEOLVKHGIRUWKH
WKHVXFWLRQHGRXWRUVXSHUFKDUJHGIUHVKDLULV UHVSHFWLYHHPLVVLRQVVWDQGDUG'LIIHUHQWPHDVXUHV
PL[HGZLWKH[KDXVWJDV7KLVOHDGVWRWKHVLWXDWLRQ DUHLQVWLJDWHGDFFRUGLQJWRWKHHPLVVLRQVVWDQGDUG
ZKHUHWKHR[\JHQFRQWHQWRIWKHVXFWLRQHGRXWRU )RUHQJLQHYHUVLRQ(8529,IRUH[DPSOHWKH
VXSHUFKDUJHGDLUGURSVDQGLWVVSHFLILFKHDW H[KDXVWDIWHUWUHDWPHQWWDNHVSODFHWKURXJK
LQFUHDVHV2QHFDQWKHUHIRUHDFKLHYHDORZHU ವ 6HOHFWLYH&DWDO\WLF5HGXFWLRQ 6&5 ZLWKDQ
FRPEXVWLRQWHPSHUDWXUHDQGWKXVUHGXFHGRXWSXWRI DPPRQLDORFNLQJ&$7
QLWURJHQR[LGHV 12[ ZKRVHSURSRUWLRQLQFUHDVHV ವ 'LHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2&
ZLWKLQFUHDVLQJFRPEXVWLRQWHPSHUDWXUHV7KH
DPRXQWRIH[KDXVWJDVHVSURGXFHGLVDOVRUHGXFHG ವ 'LHVHOSDUWLFXODWHILOWHU '3)

)DQFRQWURO &DPVKDIWDGMXVWPHQW
7KHIDQVSHHGLVDOVRUHJXODWHGGXULQJGULYLQJ 'XULQJGULYLQJWKHFDPVKDIWDGMXVWPHQWLVXVXDOO\
GHSHQGHQWRQWKHFRRODQWWHPSHUDWXUH7KHIDQ QRWXVHG,IWKHFDPVKDIWSRVLWLRQHULVQRWDFWXDWHG
VSHHGLVGHWHUPLQHGEDVHGRQLQSXWVLJQDOV $ WKHQWKHFDPVKDIWLVWKHEDVLFSRVLWLRQUHWDUGHG
IURPWKHIDQUSPVHQVRU <E &RQWUROWDNHV
SODFHWKURXJKDSSURSULDWHDFWXDWLRQRIWKHIDQ
FOXWFKVROHQRLGYDOYH < 



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' &DPVKDIWDGMXVWPHQW 3DJH


IXQFWLRQ
*):0' 'HWHUPLQDWLRQRIHQJLQH 3DJH
VSHHGDQGFUDQNVKDIW
DQJOHIXQFWLRQ
*):0' 'HWHUPLQDWLRQRI 3DJH
FRPSUHVVLRQVWURNHDW
F\OLQGHUIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIFRRODQW 3DJH
WHPSHUDWXUHIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIDLU 3DJH
PDVVIXQFWLRQ
*):0' 'HWHUPLQDWLRQRIIXHO 3DJH
WHPSHUDWXUHIXQFWLRQ
*):+ )XQFWLRQRIWKHVSHFLILHG 3DJH
HQJLQHWRUTXHFDOFXODWLRQ
*):0'$ &KDUJLQJIXQFWLRQ (QJLQH ZLWK 3DJH
VWDJHFKDUJLQJ
*):0'% &KDUJLQJIXQFWLRQ (QJLQH ZLWK 3DJH
VWDJHFKDUJLQJ
*):0' (QJLQHEUDNHIXQFWLRQ 3DJH
*):0' ([KDXVWJDVUHFLUFXODWLRQ 3DJH
IXQFWLRQ
*):0' ([KDXVWDIWHUWUHDWPHQW 9HKLFOHVZLWKFRGH 3DJH
IXQFWLRQ 0= (QJLQHYHUVLRQ(XUR
9,
*):0' )XHOV\VWHPIXQFWLRQ 3DJH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' 6WRSSLQJSURFHGXUHIXQFWLRQ 

(1*,1( LQ02'(/

:

$ &HQWUDOJDWHZD\FRQWUROXQLW &*: &$1 'ULYHWUDLQ&$1


$ 'ULYHFRQWURO &3& FRQWUROXQLW 6 (OHFWURQLFLJQLWLRQORFN (,6
$ (QJLQHPDQDJHPHQWFRQWUROXQLW 6 (0(5*(1&<2))VZLWFK
0&0
$ 3DUDPHWHUL]DEOHVSHFLDOPRGXOH 6 )UDPH(0(5*(1&<2))VZLWFK
360 FRQWUROXQLW
$ %DWWHU\GLVFRQQHFWVZLWFKFRQWUROXQLW 6 (QJLQHVWDUWDQGHQJLQHVWRSEXWWRQ
%(62
&$1 ([WHULRU&$1 < 4XDQWLW\FRQWUROYDOYH
&$1 ,QWHULRU&$1 $ ,QSXWVLJQDOV
&$1 )UDPH&$1 % 2XWSXWVLJQDOV

2QO\IRUYHKLFOHVZLWKFRGH(7 $'5PRGHOFODVV FRGH(; $'5PRGHOFODVV$7FRGH


(;,,LQFOXGLQJ$7 FRGH(8 $'5PRGHOFODVV (= DFFHVVRULHV$'5 FRGH(' SUHLQVWDOODWLRQ
(;,,,LQFOXGLQJ(;,,DQG$7 FRGH(9 $'5 ELSRODUEDWWHU\FLUFXLWEUHDNHU FRGH(( $'5
PRGHOFODVV)/LQFOXGLQJ(;,,(;,,,DQG$7  SUHLQVWDOODWLRQZLWKRXWFKDVVLVVKLHOGLQJ 

*HQHUDO $ RUWKURXJKDFRUUHVSRQGLQJRSHUDWLRQRIWKH
7KHHQJLQH
VVKXWGRZQLVLQLWLDWHGZKHQD HQJLQHVWDUWDQGHQJLQHVWRSEXWWRQ 6 
FRUUHVSRQGLQJVKXWGRZQPHVVDJHRYHUWKHGULYH
)XQFWLRQ
WUDLQ&$1 &$1 LVSHQGLQJHJZKHQVZLWFKLQJ
RIIWKHHQJLQHWKURXJKWKHHOHFWURQLFLJQLWLRQORFN $VVRRQDVWKHHQJLQHPDQDJHPHQW 0&0 FRQWURO
(,6  6 WKURXJKWKHEDWWHU\GLVFRQQHFWVZLWFK XQLW $ UHFHLYHVDFRUUHVSRQGLQJVKXWGRZQ
%(62 FRQWUROXQLW $ RUWKURXJKWKH UHTXHVWRYHUWKHGULYHWUDLQ&$1 &$1 RULIWKH
SDUDPHWHUL]DEOHVSHFLDOPRGXOH 360 FRQWUROXQLW HQJLQHVWDUWDQGHQJLQHVWRSEXWWRQ 6 LV



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

RSHUDWHGZLWKWKHHQJLQHUXQQLQJLWLQWHUUXSWV HQJLQHEUDNHLVDOVRDFWLYDWHGWRHQVXUHWKDWWKH
DFWXDWLRQRIWKHIXHOLQMHFWRUVIRUF\OLQGHUWR HQJLQHFDQFRDVWGRZQZKHQVKXWWLQJGRZQ$W
<WR< DQGDFWXDWHVWKHTXDQWLW\FRQWURO HQJLQHRLOWHPSHUDWXUHVKLJKHUWKDQr&LWFDQ
YDOYH < HOHFWULFDOO\VRWKDWWKHIXHOVXSSO\LQWR WKHUHIRUHKDSSHQWKDWWKHHQJLQHYLEUDWHVZKHQ
WKHIXHOV\VWHPKLJKSUHVVXUHSXPSLVLQWHUUXSWHG VKXWWLQJGRZQ7KHTXDQWLW\FRQWUROYDOYH < LV
7KHIDFWWKDWQRIXUWKHULQMHFWLRQRFFXUVPHDQVWKDW DFWXDWHGHOHFWULFDOO\IRUVRPHWLPHDIWHUVWRSSLQJ
WKHHQJLQHFRPHVWRDVWDQGVWLOODQGVWRSV$W WKHHQJLQHHOHFWULFDOO\IRUGLDJQRVWLFSXUSRVHV
HQJLQHRLOWHPSHUDWXUHVRIOHVVWKDQr&WKH

*):+ &HQWUDOJDWHZD\ &*: $ 3DJH
FRQWUROXQLWFRPSRQHQW
GHVFULSWLRQ
*):+ 'ULYHFRQWURO &3& $ 3DJH
FRQWUROXQLWFRPSRQHQW
GHVFULSWLRQ
*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):+ 3DUDPHWHUL]DEOHVSHFLDO &RQWUROXQLWYDULDQW *):+
PRGXOH 360 FRQWUROXQLW $SSB
FRPSRQHQWGHVFULSWLRQ $
*):+ %DWWHU\GLVFRQQHFWVZLWFK 2QO\IRUYHKLFOHVZLWK 3DJH
FRQWUROXQLWFRPSRQHQW FRGH(7 $'5PRGHO
GHVFULSWLRQ FODVV(;,,LQFOXGLQJ$7 
FRGH(8 $'5PRGHO
FODVV(;,,,LQFOXGLQJ
(;,,DQG$7 FRGH(9
$'5PRGHOFODVV)/
LQFOXGLQJ(;,,(;,,,DQG
$7 FRGH(; $'5
PRGHOFODVV$7FRGH
(= DFFHVVRULHV$'5 
FRGH(' SUHLQVWDOODWLRQ
ELSRODUEDWWHU\FLUFXLW
EUHDNHU FRGH(( $'5
SUHLQVWDOODWLRQZLWKRXW
FKDVVLVVKLHOGLQJ 
$
*):+ (OHFWURQLFLJQLWLRQORFN 6 3DJH
(,6 FRPSRQHQW
GHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):+ (0(5*(1&<2)) 2QO\IRUYHKLFOHVZLWK 3DJH


VZLWFKFRPSRQHQW FRGH(7 $'5PRGHO
GHVFULSWLRQ FODVV(;,,LQFOXGLQJ$7 
FRGH(8 $'5PRGHO
FODVV(;,,,LQFOXGLQJ
(;,,DQG$7 FRGH(9
$'5PRGHOFODVV)/
LQFOXGLQJ(;,,(;,,,DQG
$7 FRGH(; $'5
PRGHOFODVV$7FRGH
(= DFFHVVRULHV$'5 
FRGH(' SUHLQVWDOODWLRQ
ELSRODUEDWWHU\FLUFXLW
EUHDNHU FRGH(( $'5
SUHLQVWDOODWLRQZLWKRXW
FKDVVLVVKLHOGLQJ 
6
*):+ )UDPH(0(5*(1&< 2QO\IRUYHKLFOHVZLWK 3DJH
2))VZLWFKFRPSRQHQW FRGH(7 $'5PRGHO
GHVFULSWLRQ FODVV(;,,LQFOXGLQJ$7 
FRGH(8 $'5PRGHO
FODVV(;,,,LQFOXGLQJ
(;,,DQG$7 FRGH(9
$'5PRGHOFODVV)/
LQFOXGLQJ(;,,(;,,,DQG
$7 FRGH(; $'5
PRGHOFODVV$7FRGH
(= DFFHVVRULHV$'5 
FRGH(' SUHLQVWDOODWLRQ
ELSRODUEDWWHU\FLUFXLW
EUHDNHU FRGH(( $'5
SUHLQVWDOODWLRQZLWKRXW
FKDVVLVVKLHOGLQJ 
6
*):0' (QJLQHVWDUWDQGHQJLQH 6 3DJH
VWRSEXWWRQFRPSRQHQW
GHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ < 3DJH
IRUWKHTXDQWLW\FRQWURO
YDOYH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' 'HWHUPLQDWLRQRIHQJLQHVSHHGDQGFUDQNVKDIWDQJOH 


IXQFWLRQ

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

 )O\ZKHHO $ (QJLQHPDQDJHPHQW $ ,QSXWVLJQDOV


FRQWUROXQLW 0&0
 +ROH % &UDQNVKDIWSRVLWLRQ ; 5RWDWLRQGLUHFWLRQ
VHQVRU

7KHHQJLQHVSHHGDQGWKHFUDQNVKDIWDQJOHDUH (DFKERUH  WULJJHUVDQLPSXOVHLQWKHFUDQNVKDIW


WDNHQDWWKHIO\ZKHHO  7RGRWKLVERUHV  SRVLWLRQVHQVRU % $VVRRQDVWKHHQJLQH
H[LVWDWWKHFLUFXPIHUHQFHRIWKHIO\ZKHHO  DUH PDQDJHPHQW 0&0 FRQWUROXQLW $ UHFHLYHVDQ
VSDFHGDWrDSDUWZLWKWKHH[FHSWLRQRIDJDSRI LPSXOVHIURPWKHFUDQNVKDIWSRVLWLRQVHQVRU %
r LWVVWDUWVDQLQWHUQDOFRXQWHU WULJJHU &DOFXODWLRQV
\LHOGWKHFUDQNVKDIWSRVLWLRQDQGWKHHQJLQHVSHHG
$
:LWKWKHDLGRIWKHrJDSZKLFKLVORFDWHG &DOFXODWLRQRILQWHUPHGLDWHYDOXHVPDNHVLWSRVVLEOH
EHWZHHQWKHERUHIRUr%7'&DQGWKHERUHIRU IRUWKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
r%7'&IRUF\OLQGHUVDQGWKHWRSGHDGFHQWHU WRDFFXUDWHO\GHWHUPLQHWKHVWDUWRILQMHFWLRQDQGWKH
RIF\OLQGHUVDQGRUWKHDQJXODUSRVLWLRQRIWKH SHULRGRILQMHFWLRQWRZLWKLQDIUDFWLRQRIDGHJUHH
FUDQNVKDIWFDQEHUHFRJQL]HG

*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' &UDQNVKDIWSRVLWLRQ % 3DJH
VHQVRUFRPSRQHQW
GHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' 'HWHUPLQDWLRQRIFRPSUHVVLRQVWURNHDWF\OLQGHU 


IXQFWLRQ

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

 )O\ZKHHO  $GGLWLRQDOEOLQG IRU % &DPVKDIWSRVLWLRQ


GHWHFWLQJWKH VHQVRU
FRPSUHVVLRQF\FOHDW
F\OLQGHU
 3XOVHZKHHO $ (QJLQHPDQDJHPHQW $ ,QSXWVLJQDOV
FRQWUROXQLW 0&0
 %OLQG WRGHWHFWWKH % &UDQNVKDIWSRVLWLRQ ; 5RWDWLRQGLUHFWLRQ
FUDQNVKDIWDQJOHXSRQ VHQVRU
IDLOXUHRIWKH
FUDQNVKDIWSRVLWLRQ
VHQVRU

*HQHUDO FRPSUHVVLRQF\FOHDWF\OLQGHULIWKHFUDQNVKDIW
'HWHFWLRQRIWKHFRPSUHVVLRQF\FOHDWF\OLQGHU SRVLWLRQVHQVRU % IDLOV7KHUHDVRQIRUWKLVLV
WDNHVSODFHDVVRRQDVWKHHQJLQHKDVVWDUWHG WKDWWKHFUDQNVKDIWSRVLWLRQVHQVRU % GHOLYHUV
%HFDXVHWKHSRVLWLRQRIWKHFUDQNVKDIWDORQHLVQRW PRUHSUHFLVHYDOXHVDERXWWKHSRVLWLRQRIWKH
HQRXJKWRGRWKLVWKHHQJLQHPDQDJHPHQW 0&0 FUDQNVKDIWWKDQGRHVWKHFDPVKDIWSRVLWLRQVHQVRU
FRQWUROXQLW $ DOVRXVHVWKHVLJQDOVIURPWKH % WKXVVWDUWRIDFWXDWLRQRIWKHIXHOLQMHFWRUV
FDPVKDIWSRVLWLRQVHQVRU % ,IWKH FDQEHGHWHUPLQHGWKDWPRUHH[DFWO\
FRPSUHVVLRQF\FOHDWF\OLQGHULVKRZHYHUMXVW
)XQFWLRQ
NQRZQWKHRQHWLPHWKHQDOOIXUWKHUFRPSUHVVLRQ
F\FOHVDUHMXVWFDOFXODWHGEDVHGRQVLJQDOVIURPWKH 7KHSXOVHZKHHO  RQWKHLQWDNHFDPVKDIWKDV
FUDQNVKDIWSRVLWLRQVHQVRU % 6LJQDOVIURPWKH EOLQGV  ZKLFKDUHUHVSHFWLYHO\GLVWULEXWHGDWD
FDPVKDIWSRVLWLRQVHQVRU % DUHH[FOXVLYHO\ GLVWDQFHRIrIURPHDFKRWKHURYHUWKHZKROH
XVHGWRGHWHUPLQHWKHURWDWLRQDOVSHHGRUWKH FLUFXPIHUHQFHRIWKHFDPVKDIWVSURFNHW  DVZHOO



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

DVDQDGGLWLRQDOEOLQG  EHIRUHWRSGHDGFHQWHU F\FOH7KHIDFWWKDWWKHHQJLQHPDQDJHPHQW 0&0


7'& RIF\OLQGHU$VVRRQDVWKHLQWDNHFDPVKDIW FRQWUROXQLW $ GHWHUPLQHVWKHSRVLWLRQRIWKH
WXUQVWKHEOLQGV  LQWKHFDPVKDIWSRVLWLRQVHQVRU FUDQNVKDIWDWWKHVDPHWLPHYLDWKHFUDQNVKDIW
% JHQHUDWHFKDQJHVLQWKHPDJQHWLFILHOG SRVLWLRQVHQVRU % PHDQVWKDWLWFDQFRPSDUH
ZKLFKDUHFRQYHUWHGE\DQHOHFWURQLFDQDO\VLV WKHSRVLWLRQRIWKHDGGLWLRQDOJURRYH  WRWKH
V\VWHPLQWRVZLWFKLQJVLJQDOVDQGSDVVHGRQWRWKH SRVLWLRQRIWKHJDSRQWKHIO\ZKHHOVRWKDWVLJQDOV
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ ,IWKH IURPWKHFUDQNVKDIWSRVLWLRQVHQVRU % DUH
HQJLQHLVWKHQVWDUWHGWKHHQJLQHPDQDJHPHQW VXIILFLHQWWRGHWHUPLQHWKHFRPSUHVVLRQF\FOHRI
05 FRQWUROXQLWXVHVWKHDGGLWLRQDOEOLQG   $ F\OLQGHUDQGWKXVDFWXDWLRQEHJLQRIWKHIXHO
WRFKHFNZKHQF\OLQGHULVLQLWVFRPSUHVVLRQ LQMHFWRUV

*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' &UDQNVKDIWSRVLWLRQ % 3DJH
VHQVRUFRPSRQHQW
GHVFULSWLRQ
*):0' &DPVKDIWSRVLWLRQVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' 'HWHUPLQDWLRQRIFRRODQWWHPSHUDWXUHIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

$ (QJLQHPDQDJHPHQW
FRQWUROXQLW 0&0
% ([KDXVWFRRODQW
WHPSHUDWXUHVHQVRU
$ ,QSXWVLJQDOV

:

*HQHUDO DSSOLHGWRWKHHQJLQHPDQDJHPHQW 0&0 FRQWURO


7KHFRRODQWWHPSHUDWXUHLVDPRQJVWRWKHUWKLQJV XQLW $ FKDQJHVDFFRUGLQJWRWKHWHPSHUDWXUHRI
QHHGHGIRUIDQFRQWURODQGIRUFRPSXWDWLRQRIWKH WKHFRRODQWWKHOHYHORIWKLVYROWDJHLVZKDW
DFWXDWLRQEHJLQDVZHOODVWKHDFWXDWLRQSHULRG GHWHUPLQHVWKHFRRODQWWHPSHUDWXUH
LQMHFWLRQTXDQWLW\ RIWKHIXHOLQMHFWRUV $
,IRQHRIWKHVHQVRUVIDLOVWKHHQJLQHPDQDJHPHQW
)XQFWLRQ 0&0 FRQWUROXQLW $ FRQWLQXHVWRRSHUDWHZLWK
7KHFRRODQWWHPSHUDWXUHLVGHWHUPLQHGE\WKH VXEVWLWXWHYDOXHV7KLVDOORZVWKHHQJLQHWREH
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ EDVHG VWDUWHGHYHQXQGHUXQIDYRUDEOHFRQGLWLRQVDQGIRU
RQPHDVXUHPHQWVRIWKHFRRODQWRXWOHWWHPSHUDWXUH WKHYHKLFOHWRFRQWLQXHWREHGULYHQ
VHQVRU % 7KHUHLVDWHPSHUDWXUHGHSHQGHQW 7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
UHVLVWDQFHZLWKDQHJDWLYHWHPSHUDWXUHFRHIILFLHQW ZLOOOLPLWWKHVSHFLILHGHQJLQHWRUTXHWRSURWHFWWKH
17& LQWKHFRRODQWRXWOHWWHPSHUDWXUHVHQVRU HQJLQHIURPRYHUKHDWLQJLIWKHFRRODQWWHPSHUDWXUH
% ದWKDWLVDQHOHFWULFDOUHVLVWDQFHZKLFK UHDFKHVDQLPSHUPLVVLEO\KLJKYDOXH
UHGXFHVZLWKLQFUHDVLQJWHPSHUDWXUH7KHYROWDJH

*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' &RRODQWRXWOHW % 3DJH
WHPSHUDWXUHVHQVRU
FRPSRQHQWGHVFULSWLRQ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' 'HWHUPLQDWLRQRIDLUPDVVIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

,OOXVWUDWHGRQHQJLQH
ZLWKVWDJHFKDUJLQJ
$ (QJLQHPDQDJHPHQW
FRQWUROXQLW 0&0
% )UHVKDLUGLIIHUHQWLDO
SUHVVXUHVHQVRU
% &KDUJHDLUSUHVVXUH
DQGWHPSHUDWXUH
VHQVRU
% &KDUJHDLU
WHPSHUDWXUHVHQVRULQ
FKDUJHDLUKRXVLQJ
% 2[\JHQVHQVRU
$ ,QSXWVLJQDOV

:

*HQHUDO RYHUWKHIUHVKDLUGLIIHUHQWLDOSUHVVXUHVHQVRU
7KHDLUPDVVDORQJZLWKWKHFRRODQWWHPSHUDWXUH % WKHFKDUJHDLUSUHVVXUHDQGWHPSHUDWXUH
HQJLQHVSHHGRUIXHOWHPSHUDWXUHLVRQHRIWKH VHQVRU % WKHFKDUJHDLUWHPSHUDWXUHVHQVRULQ
PRVWLPSRUWDQWIDFWRUVUHTXLUHGE\WKHHQJLQH WKHFKDUJHDLUKRXVLQJ % DQGWKHR[\JHQ
PDQDJHPHQWWRUHJXODWHWKHLQMHFWLRQTXDQWLW\7KH VHQVRU % 
LQMHFWLRQTXDQWLW\FDQRQO\EHH[DFWO\FDOFXODWHG ವ 0DVVRIWKHDFWXDOVXFWLRQHGLQRUVXSHUFKDUJHG
ZLWKWKHDLGRIWKHDLUPDVV IUHVKDLU
ವ 0DVVRIWKHDFWXDOUHWXUQHGH[KDXVWJDVHV
)XQFWLRQ
'HWHUPLQDWLRQRIWKHDLUPDVVRFFXUVRYHUWKH 7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ 7KLV FDQGHULYHWKHDLUPDVVZKLFKLVURXWHGWRWKH
XVHVWKHIROORZLQJLQIRUPDWLRQZKLFKLVGHWHUPLQHG HQJLQHIRUFRPEXVWLRQIURPWKHVHYDOXHV

*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ % 3DJH
IRUIUHVKDLUGLIIHUHQWLDO
SUHVVXUHVHQVRU
*):0' &KDUJHDLUSUHVVXUHDQG % 3DJH
WHPSHUDWXUHVHQVRU
FRPSRQHQWGHVFULSWLRQ
*):0' &KDUJHDLUWHPSHUDWXUH % 3DJH
VHQVRULQFKDUJHDLU
KRXVLQJFRPSRQHQW
GHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' &RPSRQHQWGHVFULSWLRQ % 3DJH


IRUDQR[\JHQVHQVRU



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' 'HWHUPLQDWLRQRIIXHOWHPSHUDWXUHIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

$ (QJLQHPDQDJHPHQW
FRQWUROXQLW 0&0
% )XHOWHPSHUDWXUH
VHQVRU
$ ,QSXWVLJQDOV

:

*HQHUDO UHVLVWDQFHZLWKDQHJDWLYHWHPSHUDWXUHFRHIILFLHQW
7KHSURSHUWLHVRIWKHIXHO YROXPHYLVFRVLW\ 17& LQWKHIXHOWHPSHUDWXUHVHQVRU % DQ
FKDQJHVLJQLILFDQWO\ZLWKLQFUHDVHVRUGHFUHDVHVLQ HOHFWULFDOUHVLVWDQFHZKLFKUHGXFHVDVWKH
WHPSHUDWXUHVRLWLVHVVHQWLDOWRGHWHUPLQHWKHIXHO WHPSHUDWXUHLQFUHDVHV7KHYROWDJHDSSOLHGWRWKH
WHPSHUDWXUHSDUWLFXODUO\IRUFDOFXODWLQJWKHLQMHFWLRQ HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
SHULRG FKDQJHVDFFRUGLQJWRWKHWHPSHUDWXUHRIWKHIXHO
WKHOHYHORIWKLVYROWDJHLVZKDWGHWHUPLQHVWKHIXHO
)XQFWLRQ WHPSHUDWXUH
7KHIXHOWHPSHUDWXUHLVGHWHUPLQHGE\WKHHQJLQH $
FRQWURO 05 FRQWUROXQLW $ IURPPHDVXUHPHQW ,IWKHIXHOWHPSHUDWXUHVHQVRU % PDOIXQFWLRQV
YDOXHVGHOLYHUHGE\WKHIXHOWHPSHUDWXUHVHQVRU WKHHQJLQHPDQDJHPHQWFRQWLQXHVWRRSHUDWHZLWK
% 7KHUHLVDWHPSHUDWXUHGHSHQGHQW VXEVWLWXWHYDOXHV

*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' )XHOWHPSHUDWXUHVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):+ )XQFWLRQRIWKHVSHFLILHGHQJLQHWRUTXHFDOFXODWLRQ 

02'(/ 

:

 $QWLORFNEUDNLQJ  (QJLQHWDUJHW % $FFHOHUDWRUSHGDO


V\VWHP $%6  WRUTXHUHTXHVW VHQVRU
VWDWXV
 $FFHOHUDWLRQ6NLG $ 'ULYHFRQWURO &3& &$1 )UDPH&$1
&RQWURO $65  FRQWUROXQLW
VWDWXV
 (OHFWURQLF6WDELOLW\ $ (QJLQHPDQDJHPHQW &$1 'ULYHWUDLQ&$1
3URJUDP (63Š  FRQWUROXQLW 0&0
VWDWXV
 7UDQVPLVVLRQRXWSXW $ $QWLORFNEUDNH 3 7DFKRJUDSK 7&2
VSHHGVLJQDO V\VWHP $%6
FRQWUROXQLW
FKDQQHO
 9HKLFOHVSHHG $E (OHFWURQLF%UDNH = )UDPH&$1EXVVWDU
VLJQDO &RQWURO (%6 SRLQW
FRQWUROXQLW :DEFR
 $FFHOHUDWRUSHGDO $F (OHFWURQLF%UDNH = 'ULYH&$1EXVVWDU
VHQVRUVLJQDO &RQWURO (%6 SRLQW
FRQWUROXQLW .QRUU
 ([KDXVW $ ([KDXVW
DIWHUWUHDWPHQW DIWHUWUHDWPHQW
VWDWXV $&0 FRQWUROXQLW
 0D[LPXPDYDLODEOH % 7UDYHODQGVSHHG
HQJLQHWRUTXH VHQVRU
VWDWXV



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*HQHUDO ZHOODVWKHDFFHOHUDWRUSHGDOSRVLWLRQWKHGULYH
7KHWDUJHWHQJLQHWRUTXHLVDYDOXHWKDWLV FRQWUROFRQWUROXQLW &3&  $ HYDOXDWHVDGGLWLRQDO
FDOFXODWHGE\WKHGULYHFRQWUROFRQWUROXQLW &3& LQIRUPDWLRQZKLFKFDQOLPLWWKHWDUJHWHQJLQHWRUTXH
$ 7KLVYDOXHUHSUHVHQWVWKHGULYHUUHTXHVW HJ GHSHQGLQJRQWKHVLWXDWLRQ
DFFHOHUDWH WDNLQJWKHFXUUHQWGULYLQJVWDWXVLQWR ವ $QWLORFNEUDNLQJV\VWHP $%6  EUDNLQJWRUTXH
FRQVLGHUDWLRQ VWDWXV
7KHGULYHFRQWURO &3& FRQWUROXQLW $ PDNHVWKH ವ $FFHOHUDWLRQVNLGFRQWURO $65  HQJLQHWRUTXH
FXUUHQWWDUJHWHQJLQHWRUTXHDYDLODEOHWRWKHHQJLQH VWDWXV
PDQDJHPHQW 0&0 FRQWUROXQLW $ IRU ವ (OHFWURQLF6WDELOLW\3URJUDP (63p  EUDNLQJ
FRPSXWDWLRQRIWKHUHVSHFWLYHYDULDEOHVIRUWKH WRUTXH VWDWXV
HQJLQHPDQDJHPHQW
ವ 9HKLFOHVSHHG
)XQFWLRQ ವ 6WDWXVRIGULYHUDVVLVWV\VWHPV HJ3UR[LPLW\
7KHGULYHFRQWUROFRQWUROXQLW &3&  $ &RQWURO$VVLVWIRUFRGH6O 3UR[LPLW\&RQWURO
GHWHUPLQHVWKHFXUUHQWSRVLWLRQRIWKHDFFHOHUDWRU $VVLVW
SHGDOIURPWKH3:0 3XOVH:LGWK0RGXODWHG ವ ([KDXVWDIWHUWUHDWPHQWVWDWXV
VLJQDORIWKHDFFHOHUDWRUSHGDOVHQVRU % $V

7KHWDUJHWHQJLQHWRUTXHLVDOVRDOZD\VRQO\ 7KHGULYHFRQWURO &3& FRQWUROXQLW $ WUDQVPLWV
VHOHFWHGZLWKLQWKHOLPLWVRIWKHPD[LPXPSRVVLEOH WKLVUHTXHVWWRWKHHQJLQHPDQDJHPHQW 0&0
HQJLQHWRUTXH7KLVZLOOEHPDGHDYDLODEOHE\WKH FRQWUROXQLW $ ZKLFKWKHQFDOFXODWHVWKHYDULDEOHV
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ 7KH IRUWKHLQMHFWLRQTXDQWLW\
PD[LPXPSRVVLEOHHQJLQHWRUTXHLVSULPDULO\
HVWDEOLVKHGE\WKHGDWDUHFRUGLQWKHHQJLQH $
7KHFDOFXODWHGWDUJHWHQJLQHWRUTXHLVRXWSXWDVD
PDQDJHPHQW 0&0 FRQWUROXQLW $ DQGLV SRVLWLYHYDOXH,IWKHDFFHOHUDWRUSHGDOLVQRW
WKHUHIRUHGHSHQGHQWRQWKHHQJLQHPRGHO RSHUDWHGWKHWDUJHWHQJLQHWRUTXHLVVSHFLILHGDV
GHVLJQDWLRQ,WFDQDOVREHDGGLWLRQDOO\OLPLWHG DQGLQGHFHOHUDWLRQPRGHWKHWDUJHWHQJLQH
KRZHYHUDFFRUGLQJWRWKHRSHUDWLQJFRQGLWLRQVRI WRUTXHLVVKRZQDVDQHJDWLYHYDOXH
WKHHQJLQH HQJLQHWHPSHUDWXUHDVZHOODVVSHHG
HWF 
7KHGULYHFRQWUROFRQWUROXQLW &3&  $ XVHVWKH
VXPWRWDORIWKHOLVWHGLQIRUPDWLRQWRFDOFXODWHWKH
UHOHYDQWWDUJHWHQJLQHWRUTXH

*):+ 'ULYHFRQWURO &3& $ 3DJH
FRQWUROXQLWFRPSRQHQW
GHVFULSWLRQ
*):+ (QJLQHPDQDJHPHQW (1*,1( *):+
0&0 FRQWUROXQLW $
FRPSRQHQWGHVFULSWLRQ
*):0' (1*,1( 3DJH
$
*):+ (OHFWURQLFEUDNHFRQWURO $E$F 3DJH
(%6 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):+$ ([KDXVWDIWHUWUHDWPHQW 02725ZLWK *):+$
FRQWUROXQLW $&0  &2'(05 (QJLQH
FRPSRQHQWGHVFULSWLRQ YHUVLRQ((9 02725
ZLWK&2'(
0< (QJLQHYHUVLRQ
(8529
$

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):+ 02725ZLWK *):+


&2'(0= (QJLQH
YHUVLRQ(8529,
$
*):0' 02725ZLWK&2'( 3DJH
0= (QJLQHYHUVLRQ(XUR
9,
$
*):+ 7UDYHODQGVSHHGVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):+ $FFHOHUDWRUSHGDOVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):+ 7DFKRJUDSK 7&2  3 3DJH
FRPSRQHQWGHVFULSWLRQ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*) &KDUJLQJIXQFWLRQ 


:0'$

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

 7XUERFKDUJHU  7XUELQHZKHHO < %RRVWSUHVVXUH


SRVLWLRQHU
 $LUILOWHU  6KDIW $ ,QWDNHDLUQRWFOHDQHG
 &KDUJHDLUFRROHU  &RPSUHVVRULPSHOOHU % ,QWDNHDLUFOHDQHG
 &KDUJHDLUKRXVLQJ  %RRVWSUHVVXUHFRQWURO & ,QWDNHDLUKHDWHG
IODS
 ([KDXVWPDQLIROG $ (QJLQHPDQDJHPHQW ' &RROHGFKDUJHDLU
0&0 FRQWUROXQLW
 ([KDXVWSLSH % &KDUJHDLUSUHVVXUH ( ([KDXVW
DQGWHPSHUDWXUH
VHQVRU

*HQHUDO ವ 5HGXFWLRQRIWKHSROOXWDQWHPLVVLRQ
&KDUJLQJRQHQJLQHWDNHVSODFHE\D
)XQFWLRQ
WXUERFKDUJHU  7KURXJKFRPSUHVVLRQRIWKH
VXFWLRQHGLQDLULQWKHWXUERFKDUJHU  DODUJHUDLU 7KHWXUERFKDUJHU  FRQVLVWVRIDWXUELQHDQGD
PDVVLVEURXJKWLQWRWKHFRPEXVWLRQFKDPEHU FRPSUHVVRUZKLFKDUHILWWHGWRDFRPPRQVKDIW  
7KHH[KDXVW ( IORZVRYHUWKHWXUELQHZKHHO 
7KHIROORZLQJDGYDQWDJHVUHVXOWWKURXJKWKLV DQGFDXVHVWKLVWRURWDWH7KLVURWDWLRQDOPRYHPHQW
ವ $QLQFUHDVHLQWKHHQJLQHSRZHUDQGWKHWRUTXH LVWUDQVIHUUHGWRWKHFRPSUHVVRULPSHOOHU  RYHU
ವ 5HGXFWLRQRIIXHOFRQVXPSWLRQLQFRPSDULVRQWR WKHVKDIW  7KHFRPSUHVVRULPSHOOHU  FRPSDFWV
QRWVXSHUFKDUJHGGLHVHOHQJLQHVRIWKHVDPH WKHLQWDNHDLU % FOHDQHGE\WKHDLUILOWHUZKLFK
SRZHURXWSXW KHDWVLWLQWKHSURFHVV7KHKHDWHGFKDUJHDLU &
SDVVHVRYHUDFKDUJHDLUSLSHWRWKHFKDUJHDLU

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

FRROHU  ,QWKHFKDUJHDLUFRROHU  WKHKHDWHG RIWKHFKDUJHDLUSUHVVXUHDQGWHPSHUDWXUHVHQVRU


FKDUJHDLU & LVFRROHGZKHUHE\WKHDLUGHQVLW\RI % ,IWKHERRVWSUHVVXUHLVWRRKLJKLWWUDQVPLWV
WKHIUHVKJDVILOOLQJDQGWKXVWKHRXWSXWRIWKH DQDSSURSULDWHPHVVDJHWRWKHERRVWSUHVVXUH
HQJLQHLVLQFUHDVHG7KHFRROHGFKDUJHDLU ' UHJXODWRU < ZKLFKRSHQVWKHERRVWSUHVVXUH
VXEVHTXHQWO\SDVVHVIURPWKHFKDUJHDLUFRROHU  FRQWUROIODS  RYHUDOLQNDJH'HSHQGHQWRQKRZ
RYHUWKHFKDUJHDLUKRXVLQJ  LQWRWKHLQGLYLGXDO ZLGHWKHERRVWSUHVVXUHFRQWUROIODS  LVRSHQHG
F\OLQGHU WKHUHZLOOQRZEHPRUHRUOHVVH[KDXVW ( SDVVHG
E\RYHUDE\SDVVRQWKHWXUELQHZKHHO  6LQFH
%RRVWSUHVVXUHFRQWURO YLDZDVWHJDWH RQO\SDUWRIWKHH[KDXVW ( KLWVWKHWXUELQHZKHHO
7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $  WKHDFFHOHUDWLRQLVQRWVRVWURQJDQ\PRUHDQG
GHWHUPLQHVWKHFXUUHQWERRVWSUHVVXUHZLWKWKHDLG WKHERRVWSUHVVXUHGURSV

*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' &KDUJHDLUSUHVVXUHDQG % 3DJH
WHPSHUDWXUHVHQVRU
FRPSRQHQWGHVFULSWLRQ
*):0'$ &RPSRQHQWGHVFULSWLRQ < 3DJH
IRUERRVWSUHVVXUH
DFWXDWRU
*):0'$ &RPSRQHQWGHVFULSWLRQ 3DJH
IRUWKHWXUERFKDUJHU



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*) &KDUJLQJIXQFWLRQ 


:0'%

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

 7XUERFKDUJHUIRUORZ  6KDIW KLJKSUHVVXUH % &KDUJHDLU


SUHVVXUHVWDJH VWDJH WHPSHUDWXUHVHQVRULQ
FRPSUHVVRUKRXVLQJ
 7XUERFKDUJHUIRUKLJK  &RPSUHVVRULPSHOOHU % &KDUJHDLUSUHVVXUH
SUHVVXUHVWDJH KLJKSUHVVXUHVWDJH DQGWHPSHUDWXUH
VHQVRU
 $LUILOWHU  &RQQHFWLQJSLSH < %RRVWSUHVVXUH
SRVLWLRQHU
 &KDUJHDLUFRROHU  7XUELQHZKHHO ORZ $ ,QWDNHDLUQRWFOHDQHG
SUHVVXUHVWDJH
 &KDUJHDLUKRXVLQJ  6KDIW ORZSUHVVXUH % ,QWDNHDLUFOHDQHG
VWDJH
 ([KDXVWPDQLIROG  &RPSUHVVRULPSHOOHU & ,QWDNHDLUKHDWHG
ORZSUHVVXUHVWDJH
 ([KDXVWSLSH  %RRVWSUHVVXUHFRQWURO ' &RROHGFKDUJHDLU
IODS
 7XUELQHZKHHO KLJK $ (QJLQHPDQDJHPHQW ( ([KDXVW
SUHVVXUHVWDJH FRQWUROXQLW 0&0

*HQHUDO WKHKLJKSUHVVXUHVWDJH  DOUHDG\RSHUDWHVDWORZ


&KDUJLQJRQHQJLQHWDNHVSODFHE\PHDQV HQJLQHVSHHGV7KHODUJHUWXUERFKDUJHUIRUWKHORZ
RIWZRWXUERFKDUJHUORFDWHGRQHDIWHUWKHRWKHURI SUHVVXUHVWDJH  FRPHVPRUHDQGPRUHLQWRXVH
GLIIHUHQWVL]HVZKLFKRSHUDWHDWGLIIHUHQW IRULQFUHDVLQJHQJLQHUSPV7KHFRPELQDWLRQRIWKH
FRPSUHVVLRQVWDJHV7KHVPDOOHUWXUERFKDUJHUIRU GLIIHUHQWVL]HVRIWXUERFKDUJHUDOORZVWKHPDVVIORZ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

RIWKHH[KDXVW ( EHRSWLRQDOO\XVHGRYHUWKH UHOHYDQWGDWDZLWKWKHDLGRIFKDUDFWHULVWLFVPDSV


ZKROHHQJLQHUSPUDQJHLQRUGHUILQDOO\WRDFKLHYH DQGWUDQVPLWVDSSURSULDWHPHVVDJHVWRWKHERRVW
WKHRSWLPDOERRVWSUHVVXUH SUHVVXUHUHJXODWRU < ZKLFKDFWXDWHVWKHERRVW
7KHERRVWSUHVVXUHFDQEHFRQWUROOHGHOHFWURQLFDOO\ SUHVVXUHFRQWUROIODS  RYHUDOLQNDJH
ZLWKWKHDLGRIWKHERRVWSUHVVXUHUHJXODWRU <  'HSHQGHQWRQWKHSRVLWLRQRIWKHERRVWSUHVVXUH
7KHHOHFWURQLFERRVWSUHVVXUHFRQWURO FRQWUROIODS  HLWKHUWKHZKROHH[KDXVW ( LVOHG
WRWKHWXUELQHRIWKHWXUERFKDUJHURIWKHKLJK
ವ DOORZVVHWWLQJRIWKHRSWLPDOERRVWSUHVVXUHRYHU SUHVVXUHVWDJH  RUSDUWRILWLVGLYHUWHGWRWKH
WKHZKROHORDGUDQJH WXUELQHIRUWKHWXUERFKDUJHURIWKHORZSUHVVXUH
ವ WDNHVLQWRDFFRXQWWKHLQIOXHQFHRIRWKHU VWDJH  7KHWXUELQHRIWKHWXUERFKDUJHURIWKH
V\VWHPVZKLFKHQJDJHLQWKHH[KDXVWDQG KLJKSUHVVXUHVWDJH  LVH[FOXVLYHO\GULYHQE\
FKDUJHDLUFXUUHQWVXFKDV(*5FKDUJHDLU GLUHFWIHGLQH[KDXVW ( 7KHWXUELQHRIWKH
FRROLQJHQJLQHEUDNHFDPVKDIWDGMXVWPHQW WXUERFKDUJHURIWKHORZSUHVVXUHVWDJH  LVGULYHQ
E\WKHSDUWRIWKHH[KDXVW ( GLYHUWHGRYHUWKH
ವ WDNHVLQWRDFFRXQWQXPHURXVSDUDPHWHUVIRU
ERRVWSUHVVXUHFRQWUROIODS  DQGE\WKH
H[DPSOHWHPSHUDWXUHDQGSUHVVXUHRIWKHLQWDNH
UHPDLQLQJSRUWLRQZKLFKOHDYHVWKHWXUERFKDUJHURI
DLUIXHOLQMHFWLRQGDWDIXHOJUDGHYDOYHWLPLQJ
WKHKLJKSUHVVXUHVWDJH  
HWF
)RUORZHQJLQHUSPVWKHPDVVIORZRIWKHH[KDXVW
ವ LPSURYHVWKHWUDQVLHQWUHVSRQVHGXULQJFKDUJLQJ
( LVVPDOO,QWKLVFDVHRQO\WKHVPDOOHU
ವ LPSURYHVWKHHQJLQHWRUTXHGHYHORSPHQWFXUYH WXUERFKDUJHURIWKHKLJKSUHVVXUHVWDJH  LV
RYHUWKHZKROHHQJLQHUSPUDQJHLQSDUWLFXODU GLUHFWO\GULYHQE\WKHPDVVIORZRIWKHH[KDXVW ( 
IRUORZHQJLQHUSPV 7KXVDQRSWLPDOERRVWSUHVVXUHLVDOUHDG\EXLOWXS
ವ UHGXFHVWKHIXHOFRQVXPSWLRQ DWORZHQJLQHUSPV7KHPDVVIORZRIWKHH[KDXVW
( WKHQLQFUHDVHVZLWKDQLQFUHDVLQJHQJLQHUSP
ವ ORZHUVWKHSROOXWDQWHPLVVLRQ $QHYHUJUHDWHUSDUWRIWKHH[KDXVW ( LVQRZ
ವ LQFUHDVHVWKHHQJLQHSRZHU GLUHFWO\OHGWRWKHODUJHUVL]HGWXUERFKDUJHURIWKH
ORZSUHVVXUHVWDJH  ,WVWXUELQHDOUHDG\WDNHV
7KHERRVWSUHVVXUHUHJXODWRU < LVFRQQHFWHG
RYHUYLUWXDOO\WKHZKROHWXUELQHZRUNDWPHGLXP
YLDLWVRZQ&$1EXVWRWKHHQJLQHPDQDJHPHQW
HQJLQHUSPV
0&0 FRQWUROXQLW $ 7KHHQJLQHPDQDJHPHQW
0&0 FRQWUROXQLW $ HYDOXDWHVDOOFRQWURO

)XQFWLRQ SDVVHVRYHUWKHFKDUJHDLUKRXVLQJ  LQWRWKH
7KHWXUERFKDUJHUFRQVLVWVRIDWXUELQHDQGD LQGLYLGXDOF\OLQGHU
FRPSUHVVRUZKLFKDUHILWWHGWRDMRLQWVKDIW  
%RRVWSUHVVXUHFRQWURO YLDZDVWHJDWH
7KHH[KDXVW ( IORZVRYHUWKHWXUELQHZKHHO 
DQGFDXVHVWKLVWRURWDWH7KLVURWDWLRQDOPRYHPHQW 7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
LVWUDQVIHUUHGWRWKHFRPSUHVVRULPSHOOHU  RYHU GHWHUPLQHVWKHFXUUHQWERRVWSUHVVXUHZLWKWKHDLG
WKHVKDIW  7KHH[KDXVW ( LVVXEVHTXHQWO\ RIWKHFKDUJHDLUSUHVVXUHDQGWHPSHUDWXUHVHQVRU
GULYHQRYHUWKHWXUELQHZKHHO  ZKLFKGULYHVWKH % ,IWKHERRVWSUHVVXUHLVWRRKLJKLWWUDQVPLWV
FRPSUHVVRULPSHOOHU  RYHUWKHVKDIW  7KH DQDSSURSULDWHPHVVDJHWRWKHERRVWSUHVVXUH
FRPSUHVVRULPSHOOHU  RIWKHORZSUHVVXUHVWDJH UHJXODWRU < ZKLFKRSHQVWKHERRVWSUHVVXUH
FRPSDFWVWKHLQWDNHDLU % FOHDQHGE\WKHDLUILOWHU FRQWUROIODS  RYHUDOLQNDJH7KHZLGHUWKHERRVW
7KHSUHFRPSUHVVHGLQWDNHDLULVOHGLQWRWKH SUHVVXUHFRQWUROIODS  LVRSHQHGPRUHRUOHVV
FRPSUHVVRURIWKHKLJKSUHVVXUHVWDJHRYHUD H[KDXVW ( LVGLYHUWHGRYHUDE\SDVVRQWKHWXUELQH
FRQQHFWLQJSLSH  DQGLVIXUWKHUFRPSDFWHGIURP ZKHHO  WRPWKHWXUELQHRIWKHWXUERFKDUJHURIWKH
WKHUHE\WKHFRPSUHVVRULPSHOOHU  7KH ORZSUHVVXUHVWDJH  6LQFHRQO\SDUWRIWKH
FRPSDFWHGDQGKHDWHGFKDUJHDLU & LVQRZ H[KDXVW ( KLWVWKHWXUELQHZKHHO  WKH
SUHVHQWDWWKHRXWOHWRIWKHFRPSUHVVRURIWKHKLJK DFFHOHUDWLRQLVQRWVRVWURQJDQ\PRUHDQGWKHERRVW
SUHVVXUHVWDJH7KHKHDWHGFKDUJHDLU & SDVVHV SUHVVXUHGURSV
RYHUDFKDUJHDLUSLSHWRWKHFKDUJHDLUFRROHU  
,QWKHFKDUJHDLUFRROHU  WKHFRPSDFWHGDLULV 7XUERFKDUJHUSURWHFWLRQIXQFWLRQ
FRROHGZKHUHE\WKHDLUGHQVLW\RIWKHIUHVKJDV 7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
ILOOLQJDQGWKXVWKHRXWSXWRIWKHHQJLQHLV GHWHFWVWKHWHPSHUDWXUHRIWKHKHDWHGFKDUJHDLU
LQFUHDVHG7KHFRROHGFKDUJHDLU ' VXEVHTXHQWO\ & DWWKHRXWOHWRIWKHFRPSUHVVRURIWKHKLJK
SUHVVXUHVWDJHRYHUWKHFKDUJHDLUWHPSHUDWXUH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

VHQVRULQWKHFRPSUHVVRUKRXVLQJ % ,Q DFWXDWHGDQGZKHWKHUWKHLQMHFWLRQPXVWEHDGDSWHG


FRPELQDWLRQZLWKWKHFXUUHQWURWRUVSHHGDQGWKH LQRUGHUWRSURWHFWWKHWXUERFKDUJHURIWKHKLJK
ORDGFRQGLWLRQRIWKHHQJLQHWKHHQJLQH SUHVVXUHVWDJH  DJDLQVWDQH[FHVVLYHO\KLJK
PDQDJHPHQW 0&0 FRQWUROXQLW $ UHFRJQL]HV WKHUPDOORDG
ZKHWKHUWKHERRVWSUHVVXUHUHJXODWRU < LV

*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' &KDUJHDLUWHPSHUDWXUH % 3DJH
VHQVRULQFRPSUHVVRU
KRXVLQJFRPSRQHQW
GHVFULSWLRQ
*):0' &KDUJHDLUSUHVVXUHDQG % 3DJH
WHPSHUDWXUHVHQVRU
FRPSRQHQWGHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ < 3DJH
IRUERRVWSUHVVXUH
DFWXDWRU
*):0'% &RPSRQHQWGHVFULSWLRQ 3DJH
IRUWKHWXUERFKDUJHU

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' (QJLQHEUDNHIXQFWLRQ 

(1*,1( LQ02'(/

*HQHUDO RSHQHGIRUDVKRUWWLPH1RZSDUWRIWKH
7KHHQJLQHEUDNHV\VWHPXVHGLVDVRFDOOHG FRPSUHVVLRQSUHVVXUHLVUHGXFHG$VDUHVXOWWKH
GHFRPSUHVVLRQEUDNHV\VWHP7KHEUDNLQJHIIHFWLV SLVWRQLVOHVVUDSLGO\DFFHOHUDWHGLQWKHGLUHFWLRQRI
JHQHUDWHGKHUHDFFRUGLQJWRWKHIROORZLQJSULQFLSOH WKH%'&LQLWVQH[WRSHUDWLQJF\FOH
VKRUWO\DIWHUWKHEHJLQQLQJRIWKHFRPSUHVVLRQ 2SHUDWLQJFRQGLWLRQV
VWURNHDVWKHSLVWRQPRYHVXSZDUGVLQWKH 7KHHQJLQHEUDNLQJV\VWHPFDQEHDFWLYDWHGXQGHU
GLUHFWLRQRI7'&ERWKH[KDXVWYDOYHVDUHRSHQHG WKHIROORZLQJFRQGLWLRQV
IRUDVKRUWWLPHRQWKHUHVSHFWLYHF\OLQGHU
7KHUHIRUHH[KDXVWIORZVRXWRIWKHH[KDXVWPDQLIROG ವ 9HKLFOHLQGHFHOHUDWLRQPRGHWKDWLVWKHGULYLQJ
EDFNLQWRWKHF\OLQGHUGXHWRWKHKHDGSUHVVXUH DQGFOXWFKSHGDODUHQRWDFWXDWHG
7KHFRPSUHVVLRQSUHVVXUHLVLQFUHDVHGDVDUHVXOW ವ (QJLQHVSHHG!USP
DQGWKHXSZDUGPRYLQJSLVWRQLQEUDNHGLQLWV ವ $QWLORFNEUDNHV\VWHP $%6 QRWLQFORVHGORRS
FRPSUHVVLRQVWURNH6KRUWO\DIWHUFRPSOHWLRQRIWKH RSHUDWLRQ
FRPSUHVVLRQVWURNHERWKH[KDXVWYDOYHVDUH

2YHUYLHZRIWKHFRPSRQHQW
YDOYHWLPLQJDQGHQJLQH
EUDNLQJV\VWHP
 %UDNHFDP
 ([KDXVWURFNHU
DUP
 ([KDXVWFDPV
 ([KDXVWURFNHU
VKDIW
 ([KDXVW
FDPVKDIW
 +\GUDXOLFHQJLQH
EUDNHXQLW
 2XWOHWYDOYH
$ (QJLQH
PDQDJHPHQW
FRQWUROXQLW
0&0
< (QJLQHEUDNH :
VROHQRLGYDOYH
3IHLO$ $GGLWLRQRI
HQJLQHRLO



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

%UDNHFDPFRQWRXU
 %UDNHFDP
 VWSHDN
 QGSHDN
3IHLO 5RWDWLRQGLUHFWLRQ

:

7KHEUDNHFDPV  KDYHWZRSHDNVZLWKZKLFKWKH RSHQVWKHH[KDXVWYDOYH  IRUDVKRUWWLPHVKRUWO\


QRUPDOH[KDXVWURFNHUDUP  LVDFWXDWHGRYHUWKH EHIRUHEHJLQQLQJWKHFRPSUHVVLRQVWURNH7KHSHDN
K\GUDXOLFHQJLQHEUDNHXQLWV  DQGE\ZKLFKWKH  RSHQVWKHH[KDXVWYDOYH  IRUDVKRUWWLPH
H[KDXVWYDOYHV  DUHRSHQHG7KHSHDN  VKRUWO\EHIRUHFRPSOHWLQJWKHFRPSUHVVLRQVWURNH

(QJLQHEUDNHVROHQRLGYDOYH
$ 2LOGXFW
< (QJLQHEUDNHVROHQRLGYDOYH

:

+\GUDXOLFHQJLQHEUDNHXQLW
 +\GUDXOLFHQJLQHEUDNHXQLW
 *XLGHSOXQJHU
 )ROORZHUSLVWRQ
 &RQWUROYDOYH
 5ROOHU
 3UHVVXUHUHOLHIYDOYH

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

:

(QJLQHEUDNHQRWDFWLYDWHG
 %UDNHFDP  )ROORZHUSLVWRQ $ (OHFWULFDOFRQWURO
OLQH
 ([KDXVWURFNHU  &RQWUROYDOYH % +\GUDXOLFFRQWURO
DUP OLQH
 +\GUDXOLFHQJLQH  (QJLQHEUDNH 3IHLO$ $GGLWLRQRI
EUDNHXQLW DGMXVWPHQWVFUHZ HQJLQHRLO
 2XWOHWYDOYH $ (QJLQH 3IHLO% 5HPRYDORI
PDQDJHPHQW HQJLQHRLO
FRQWUROXQLW
0&0
 *XLGHSOXQJHU < (QJLQHEUDNH
VROHQRLGYDOYH

'XULQJGULYLQJLIWKHHQJLQHEUDNHLVQRWDFWLYDWHG SUHVVXUH7KHUHLVWKHQQRFRQQHFWLRQEHWZHHQWKH
WKHHQJLQHEUDNHVROHQRLGYDOYH < LVQRW EUDNHFDP  DQGWKHUROOHURIWKHJXLGHSLVWRQ  
DFWXDWHG,QWKLVZD\QRRLOSUHVVXUHFDQSDVVRXW %RWKH[KDXVWYDOYHV  DUHWKHUHIRUHRSHQHGRU
RIWKHHQJLQHRLOFLUFXLWRYHUWKHRLOGXFWWRWKH FORVHGDVQRUPDODFFRUGLQJWRWKHF\FOHVRIWKH
K\GUDXOLFHQJLQHEUDNHXQLWV  7KHJXLGHSLVWRQ ZRUNLQJF\FOH
 LQVLGHUHPDLQVLQLWVVHDWGXHWRWKHODFNRIRLO



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

:

(QJLQHEUDNHDFWLYDWHG
 %UDNHFDP  )ROORZHUSLVWRQ 3IHLO 'LVWDQFHRIWUDYHO
 ([KDXVWURFNHU  (QJLQHEUDNH 3IHLO$ $GGLWLRQRI
DUP DGMXVWPHQWVFUHZ HQJLQHRLO
 +\GUDXOLFHQJLQH $ (QJLQH 3IHLO% 5HPRYDORI
EUDNHXQLW PDQDJHPHQW HQJLQHRLO
FRQWUROXQLW
0&0
 2XWOHWYDOYH < (QJLQHEUDNH
VROHQRLGYDOYH
 *XLGHSOXQJHU % +\GUDXOLFFRQWURO
OLQH

7KHHQJLQHEUDNHFDQEHDFWXDWHGLQDQXPEHURI FRPSDUWPHQWVXQGHUWKHJXLGHSLVWRQ  DQGWKH


ZD\V7KHPRVWLPSRUWDQWRQHLVWKHPXOWLIXQFWLRQ IROORZHUSLVWRQ  DUHILOOHG7KHJXLGHSLVWRQ 
FRQWUROOHYHURQWKHULJKWQH[WWRWKHVWHHULQJZKHHO UHDFWVE\PRYLQJRXW7KHUHLVWKHQQRJDS
7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ DQ\PRUHEHWZHHQWKHUROOHURIWKHJXLGHSLVWRQ 
DFWXDWHVWKHHQJLQHEUDNHVROHQRLGYDOYHVWDJH DQGWKHEUDNHFDP  7KHEUDNHFDP  QRZUROOV
< MXVWDVVRRQDVWKHGULYHUDFWLYDWHVRQHRI DZD\RQWKHUROOHU7KHEDFNSUHVVXUHLVWUDQVPLWWHG
WKHEUDNHVWDJHVRYHUWKHPXOWLIXQFWLRQFRQWURO RYHUWKHJXLGHSLVWRQ  WRWKHIROORZHUSLVWRQ 
OHYHU2LOLVQRZOHGRXWRIWKHHQJLQHRLOFLUFXLWRYHU VRWKDWWKLVH[WHQGV,QWKLVZD\DIULFWLRQDO
DQRLOGXFWWRWKHK\GUDXOLFHQJLQHEUDNLQJXQLWV   FRQQHFWLRQLVPDGHEHWZHHQWKHEUDNHURFNHUDUP
,QWKHK\GUDXOLFHQJLQHEUDNLQJXQLWV  WKHFRQWURO  DQGWKHSLVWRQ  7KURXJKWKLVWUDQVIHURIWKH
YDOYH  LVLQLWLDOO\VZLWFKHGLQWKHIORZGLUHFWLRQ FRQWRXURIWKHUHVSHFWLYHEUDNHFDP  ERWK
RYHUWKHFRQWUROOLQH % DQGWKHUHIRUHWKH H[KDXVWYDOYHV  RSHQ

(QJLQHEUDNHGHDFWLYDWHG IROORZHUSLVWRQ  LVSUHVVHGE\WKHVSULQJIRUFH
,IWKHHQJLQHEUDNHLVGHDFWLYDWHGWKHHQJLQHEUDNH EDFNLQWRLWVGRZQVWRS7KHQRZDEVHQWIULFWLRQDO
VROHQRLGYDOYH < LVQRORQJHUDFWXDWHGದWKH FRQQHFWLRQEHWZHHQWKHH[KDXVWURFNHUDUP  DQG
DSSOLHGRLOSUHVVXUHLQWKHK\GUDXOLFHQJLQHEUDNLQJ WKHIROORZHUSLVWRQ  PHDQVWKDWWKHFRQWRXURI
XQLWV  GLVVLSDWHV7KHJXLGHSLVWRQ  VOLSVEDFN WKHEUDNHFDP  LVQRORQJHUWUDQVIHUUHGWRWKH
LQWRLWVVHDWGXHWRWKHODFNRIRLOSUHVVXUH7KH H[KDXVWYDOYHV  

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

%UDNHVWDJHV,9 ವ 2LOWHPSHUDWXUH
7KHYHKLFOHKDVXSWRILYHEUDNHVWDJHVDFFRUGLQJ ವ 'LIIHUHQWLDOVSHHG
WRWKHYHKLFOHHTXLSPHQW ವ %RRVWSUHVVXUH
7KHGLIIHUHQWEUDNHVWDJHVDUHDFKLHYHGWKURXJK
6XSSRUWLQJVWRSSLQJWKHHQJLQH
UDLVLQJRUORZHULQJWKHERRVWSUHVVXUH$VVRRQDV
WKHGULYHUKDVDFWLYDWHGWKHPXOWLIXQFWLRQFRQWURO ,IWKHLJQLWLRQLVVZLWFKHGRIIDQGWKHLQMHFWHGIXHO
OHYHURQWKHULJKWRYHUWKHGHVLUHGEUDNHVWDJHWKH TXDQWLW\ WKHHQJLQHEUDNHLVDXWRPDWLFDOO\
SURFHVVHVGHVFULEHGDERYHDUHLQLWLDOO\WULJJHUHG,Q DFWLYDWHGZLWKRXWDQ\DFWLRQRQWKHSDUWRIWKH
DGGLWLRQWRWKHVZLWFKHGRQGHFRPSUHVVLRQEUDNH GULYHU7KHFRPSUHVVLRQLVVWURQJO\UHGXFHG
WKHZDVWHJDWHRQWKHWXUERFKDUJHUDVZHOODVWKH WKURXJKRSHQLQJWKHH[KDXVWYDOYHVRWKHHQJLQH
H[KDXVWJDVUHFLUFXODWLRQSRVLWLRQHUDUHDOVR FDQVORZO\FRPHWRDKDOWDQGQRWEHVKLIWHG
DFWXDWHG,QWKLVZD\LWLVSRVVLEOHWRDUUDQJHWKDW EHWZHHQWZRLJQLWLRQ7'&VE\WKHFRPSUHVVLRQ
WKHF\OLQGHUFKDUJHOHDGVWRWKHUHTXHVWHGEUDNLQJ 7KLVIXQFWLRQLVRQO\HIIHFWLYHIRURLOWHPSHUDWXUHV
WRUTXH7KHHQJLQHPDQDJHPHQW 0&0 FRQWURO EHORZDERXWr&,QWKHFDVHRIDZDUPHQJLQHLW
XQLW $ XVHVWKHERRVWSUHVVXUHDVDFRQWUROOHG LVWKHUHIRUHSRVVLEOHWKDWWKHHQJLQHQRWLFHDEO\
YDULDEOH VXUJHVZKHQVZLWFKLQJRII

$GGLWLRQDOIXQFWLRQVRIWKHHQJLQHEUDNHV\VWHP 3HUIRUPDQFHIHDWXUHRIDVWDQGDUGDQGKLJK
SHUIRUPDQFHV\VWHP
&UXLVHFRQWUROPRGH
7KHHQJLQHEUDNHV\VWHPLVRIIHUHGLQWZRGLIIHUHQW
7KHHQJLQHEUDNHLVUHTXLUHGE\WKHGULYHFRQWURO SRZHUFDWHJRULHV7KHKDUGZDUHRIWKHWZRV\VWHPV
&3& FRQWUROXQLWWRPDLQWDLQWKHUHTXHVWHG LVLGHQWLFDO7KHGLIIHUHQFHVOLHLQWKHVRIWZDUH
VSHHGVDOVRZKHQXVLQJ&UXLVH&RQWURO7KH ERWKV\VWHPVDUHILWWHGZLWKDGLIIHUHQWFRGH
DFWLYDWLRQDQGFRQWUROOLQJRIWKHHQJLQHEUDNHWDNHV FRQWUROOHGGDWDUHFRUG
SODFHKHUHDXWRPDWLFDOO\
&RGH08 HQJLQHEUDNHVWDQGDUGV\VWHP 
3URYLGLQJVXSSRUWGXULQJVKLIWRSHUDWLRQV
ವ $ERXWN:DWUSPXSWRDPD[LPXPRI
7KHHQJLQHEUDNHLVDXWRPDWLFDOO\DFWLYDWHGIRUDOO DERXWN:DWUSP
QRUPDOXSVKLIWLQJRSHUDWLRQVZLWKRXWWKHGULYHU
KDYLQJWRGRDQ\WKLQJ$FWLYDWLRQRIWKHHQJLQH &RGH09 HQJLQHEUDNHKLJKSHUIRUPDQFH
EUDNHVLJQLILFDQWO\ORZHUVWKHURWDWLRQDOVSHHG V\VWHP 
EHWZHHQWKHLQGLYLGXDOVKLIWRSHUDWLRQVPRUHTXLFNO\ ವ $ERXWN:DWUSPXSWRDPD[LPXPRI
ZKHUHE\PRUHUDSLGV\QFKURQL]DWLRQLVDFKLHYHG DERXWN:DWUSP
ZKLFKLQWXUQOHDGVWRDPRUHUDSLGDFFHOHUDWLRQRI
WKHYHKLFOH
7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
XVHVWKHIROORZLQJSDUDPHWHUVDVDFRQWUROOHG
YDULDEOH

*):0' (QJLQHPDQDJHPHQW 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' (QJLQHEUDNHVROHQRLG 3DJH
YDOYHFRPSRQHQW
GHVFULSWLRQ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' ([KDXVWJDVUHFLUFXODWLRQIXQFWLRQ 

(1*,1( LQ02'(/

*HQHUDO WKHZKROHURWDWLRQDOVSHHGUDQJHPHDQVWKDWWKH
7KHH[KDXVWUHF\FOLQJ $*5 SULPDULO\VHUYHVWR UDWLREHWZHHQUHF\FOHGH[KDXVWJDVPDVVHVDQG
UHGXFHWKHDPRXQWRIQLWURJHQR[LGHVWRFRPSO\ VXFWLRQHGLQRUVXSHUFKDUJHGIUHVKDLUPDVVPXVW
ZLWKWKHHPLVVLRQOLPLWVHYHQEHIRUHDIWHUWUHDWPHQW EHPDWFKHGH[DFWO\DQGWKXVH[DFWO\UHJXODWHG)RU
RIWKHH[KDXVW7KHVXFWLRQHGLQRUVXSHUFKDUJHG DFRPEXVWLRQPL[WXUHZLWKDQH[FHVVLYHO\KLJK
IUHVKDLULVPL[HGZLWKH[KDXVWVRWKDWWKH SURSRUWLRQRIH[KDXVWWKHFRPEXVWLRQGHWHULRUDWHV
FRQFHQWUDWLRQRIR[\JHQLQWKHFRPEXVWLRQPL[WXUH DQGWKHHPLVVLRQRIVRRWSDUWLFOHVFDUERQ
UHGXFHV,IWKHFRQFHQWUDWLRQRIR[\JHQUHGXFHVWKH PRQR[LGH &2 DQGK\GURFDUERQ +& LQFUHDVHV
FRPEXVWLRQWHPSHUDWXUHGURSVZKLFKOHDGVWR 2QWKHRWKHUKDQGWKHHPLVVLRQRIQLWURJHQR[LGHV
UHGXFHGRXWSXWRIQLWURJHQR[LGHV 12[ 7KHIDFW 12[ LQFUHDVHVLIWKHUDWLRRIIUHVKRU
WKDWH[KDXVWJDVUHFLUFXODWLRQ (*5 LVDFWLYHRYHU VXSHUFKDUJHGDLULVWRRKLJK

6\VWHPFRPSRQHQWV VKRZQ
RQHQJLQHVWDJH
FKDUJLQJ
 ([KDXVWJDV
UHFLUFXODWLRQFRROHU
 7XUERFKDUJHU
 ([KDXVWPDQLIROG
 (*5OLQH FROG
 &KDUJHDLUSLSH
 &KDUJHDLUSLSH PL[HU
KRXVLQJ
 (*5OLQH KRW
 ([KDXVWSLSH
< ([KDXVWJDV
UHFLUFXODWLRQSRVLWLRQHU
$ ,QWDNHDLUIURPDLUILOWHU
% &KDUJHDLUWRFKDUJH
DLUFRROHU KRW
:
& &KDUJHDLUIURP
FKDUJHDLUFRROHU FROG
' ([KDXVWIURPH[KDXVW
PDQLIROG

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

1HWZRUNLQJRIWKHHOHFWULFDOFRPSRQHQWV
$ (QJLQHPDQDJHPHQWFRQWUROXQLW 0&0
% )UHVKDLUGLIIHUHQWLDOSUHVVXUHVHQVRU
% &KDUJHDLUSUHVVXUHDQGWHPSHUDWXUH
VHQVRULQFKDUJHDLUSLSH
% &KDUJHDLUWHPSHUDWXUHVHQVRULQ
FKDUJHDLUKRXVLQJ
% 2[\JHQVHQVRU
< ([KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU

:

)XQFWLRQ WKURWWOHYDOYHDQGWKHUHIRUHUHJXODWHVZKLFKDPRXQW
7KH(*5UDWHGHVFULEHVWKHUHODWLRQVKLSRIUHF\FOHG RIH[KDXVWLVPL[HGLQ
TXDQWLW\RIH[KDXVWWRWKHTXDQWLW\RIIUHVKDLU,WLV 7KHEUDQFKHGRIIH[KDXVWLQLWLDOO\IORZVWKURXJKWKH
GHWHUPLQHGRYHUWKHHQJLQHPDQDJHPHQW 0&0 H[KDXVWJDVUHFLUFXODWLRQFRROHU  DWWDFKHGWRWKH
FRQWUROXQLW $ WKDWWKHPDVVRIDFWXDOO\VXFWLRQHG FRRODQWFLUFXLW+HUHFRROLQJWDNHVSODFHIURPD
LQRUVXSHUFKDUJHGIUHVKDLUDQGWKHPDVVRI WHPSHUDWXUHRIDERXWr&GRZQWRDERXWr&
DFWXDOO\UHF\FOHGH[KDXVWDUHFRUUHODWHGZLWKRQH 7KH$*5UDWHFDQEHLQFUHDVHGE\WKHFRROLQJ
DQRWKHU7KHVL]HRIWKH(*5UDWHLVFDOFXODWHGE\ VLQFHWKHGHQVLW\DQGWKHUHIRUHWKHPDVVRIWKH
WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ RQ UHF\FOHGH[KDXVWLVLQFUHDVHG)XUWKHUPRUHWKH
WKHEDVLVRILQIRUPDWLRQDERXWWKHFKDUJHDLU DGGHGTXDQWLW\RIFRROHGH[KDXVWFDXVHVD
SUHVVXUHDQGWHPSHUDWXUHVHQVRULQWKHFKDUJHDLU UHGXFWLRQLQWKH12[HPLVVLRQVE\WKHORZHULQJRI
SLSH % WKHR[\JHQVHQVRU % WKHFKDUJH WKHFRPEXVWLRQWHPSHUDWXUH
DLUWHPSHUDWXUHVHQVRULQWKHFKDUJHDLUKRXVLQJ
% DQGWKHIUHVKDLUSUHVVXUHGLIIHUHQWLDO 2QFHWKHH[KDXVWFRPLQJIURPWKHH[KDXVW
%  PDQLIROG  KDVSDVVHGWKURXJKWKHH[KDXVWJDV
UHFLUFXODWLRQFRROHU  LWSDVVHVWKURXJKWKH(*5
5HJXODWLRQRIWKH(*5UDWHWDNHVSODFHRYHUWKH OLQH  LQWRWKHFKDUJHDLUSLSH  ,WLVPL[HGKHUH
H[KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU < ZLWKWKHIUHVKDLUFRPLQJRXWRIWKHFKDUJHDLU
DFWXDWHGE\WKHSXOVHZLGWKPRGXODWHGVLJQDOIURP FRROHUDQGWKHQOHGWRWKHLQGLYLGXDOF\OLQGHUVIRU
WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $  FRPEXVWLRQ
ZKLFKRSHQVDQGFORVHVWKH(*5OLQH  RYHULWV

*):0' &RPSRQHQWGHVFULSWLRQ % 3DJH
IRUDQR[\JHQVHQVRU
*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' &KDUJHDLUSUHVVXUHDQG % 3DJH
WHPSHUDWXUHVHQVRU
FRPSRQHQWGHVFULSWLRQ
*):0' &KDUJHDLUWHPSHUDWXUH % 3DJH
VHQVRULQFKDUJHDLU
KRXVLQJFRPSRQHQW
GHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ % 3DJH
IRUIUHVKDLUGLIIHUHQWLDO
SUHVVXUHVHQVRU



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' &RPSRQHQWGHVFULSWLRQ 3DJH


IRUH[KDXVWJDV
UHFLUFXODWLRQFRROHU
*):0' &RPSRQHQWGHVFULSWLRQ < 3DJH
IRUH[KDXVWJDV
UHFLUFXODWLRQDFWXDWRU

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' ([KDXVWDIWHUWUHDWPHQWIXQFWLRQ 

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

*HQHUDO JURXSVIRUORZHPLVVLRQ]RQHV7KH(XUR9,
7KH($76IRUIXOILOOLQJWKH(XUR9,HPLVVLRQV HPLVVLRQVVWDQGDUGIRUFRPPHUFLDOYHKLFOHVGHILQHV
VWDQGDUGLVEDVHGRQQHZHQJLQHWHFKQRORJ\LQ VWULFWOLPLWVIRUWKHHPLVVLRQRIFDUERQPRQR[LGH
FRPELQDWLRQZLWKDVHULHVRIPHDVXUHVDLPHGDW &2 QLWURJHQR[LGHV 12[ K\GURFDUERQV +&
UHGXFLQJH[KDXVWHPLVVLRQV DQGSDUWLFOHV 30 
$VDYHKLFOHPDQXIDFWXUHU0HUFHGHV%HQ]PXVW
(XUR9,HPLVVLRQVVWDQGDUG JXDUDQWHHFRPSOLDQFHZLWKWKHVHOLPLWVIRUDQ
(PLVVLRQVVWDQGDUGVDUHOHJDOJXLGHOLQHVZKLFK HVWDEOLVKHGWLPHSHULRGDQGPLOHDJH)RUWKLV
VHUYHWRVXEGLYLGHYHKLFOHVLQWRFHUWDLQHPLVVLRQV UHDVRQWKHH[KDXVWDIWHUWUHDWPHQWV\VWHP ($76
FODVVHV7KHVHHPLVVLRQFODVVHVDUHDVVLJQHGWR LVDSDUWRIWKHHQJLQHYHKLFOHKRPRORJDWLRQ
FHUWDLQHPLVVLRQNH\QXPEHUVXVHGWRFDOFXODWHWKH SURFHVVWKDWUHTXLUHVFHUWLILFDWLRQ
PRWRUYHKLFOHWD[DQGWKHGLYLVLRQLQWRSROOXWDQW

%ULHILQIRUPDWLRQRQ($76IRU(XUR9, ([KDXVWDIWHUWUHDWPHQWE\PHDQVRI
ವ 6HOHFWLYH&DWDO\WLF5HGXFWLRQ 6&5 ZLWKDQ
1HZGLHVHOHQJLQHJHQHUDWLRQ
DPPRQLDORFNLQJ&$7
7KHQHZHQJLQHJHQHUDWLRQLVILWWHGZLWKDFRPPRQ
UDLOGLHVHOLQMHFWLRQV\VWHP(*5DQGERRVW ವ 'LHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2&
SUHVVXUHFRQWURO7KHHQJLQHVWKHPVHOYHVDUHVHW ವ 'LHVHOSDUWLFXODWHILOWHU '3)
WRPD[LPXPHIILFLHQF\DQGORZSDUWLFXODWH
HPLVVLRQV

1HWZRUNLQJRIFRQWUROXQLWV
$ 'ULYHFRQWURO &3&
FRQWUROXQLW
$ (QJLQHPDQDJHPHQW
FRQWUROXQLW 0&0
$ 12[VHQVRUFRQWURO
XQLWH[KDXVW
DIWHUWUHDWPHQWXQLW
RXWOHW
$ 6&5FRQWUROXQLW LQ
SXPSPRGXOH
$ ([KDXVWDIWHUWUHDWPHQW
$&0 FRQWUROXQLW
$ 12[VHQVRUFRQWURO
XQLWH[KDXVW
DIWHUWUHDWPHQWXQLWLQOHW

:



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

6\VWHPRYHUYLHZ
 1R]]OHXQLWIRU'3) $ 12[VHQVRUFRQWURO % 8SSHUH[KDXVW
UHJHQHUDWLRQ XQLWH[KDXVW WHPSHUDWXUHVHQVRU
DIWHUWUHDWPHQWXQLW GRZQVWUHDPRI
RXWOHW GLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU
 3XPSPRGXOH $E ([KDXVW % ([KDXVW
DIWHUWUHDWPHQWXQLW WHPSHUDWXUHVHQVRU
RXWOHW12[VHQVRU GRZQVWUHDPRI
GLHVHOSDUWLFXODWH
ILOWHU
 $G%OXHŠWDQN $ 6&5FRQWUROXQLW % ([KDXVW
WHPSHUDWXUHVHQVRU
GRZQVWUHDPRI
6&5FDWDO\WLF
FRQYHUWHU
 ([KDXVW $ ([KDXVW % $G%OXHŠILOOOHYHO
DIWHUWUHDWPHQWXQLW DIWHUWUHDWPHQW VHQVRUWHPSHUDWXUH
$&0 FRQWUROXQLW VHQVRU
 $PPRQLDORFNLQJ $ $G%OXHŠPHWHULQJ % )XHOSUHVVXUH
&$7 GHYLFH VHQVRU RXWOHW
 6&5FDWDO\WLF $ 12[VHQVRUFRQWURO % )XHOSUHVVXUH
FRQYHUWHU XQLWH[KDXVW VHQVRU LQOHW
DIWHUWUHDWPHQWXQLW
LQOHW
 'LHVHOR[LGDWLRQ $E ([KDXVW 0 6&5GHOLYHU\SXPS
FDWDO\WLFFRQYHUWHU DIWHUWUHDWPHQWXQLW
'2& LQOHW12[VHQVRU
 'LHVHOSDUWLFXODWH % ([KDXVWSUHVVXUH < $G%OXHŠKHDWHU
ILOWHU '3) VHQVRUXSVWUHDPRI FRRODQWVROHQRLG
GLHVHOR[LGDWLRQ YDOYH
FDWDO\WLFFRQYHUWHU
 'LHVHOIXHO % ([KDXVWSUHVVXUH < )XHOPHWHULQJYDOYH
PHWHULQJGHYLFH VHQVRUGRZQVWUHDP
IRU'3) RIGLHVHOSDUWLFXODWH
UHJHQHUDWLRQ ILOWHU
$ (QJLQH % ([KDXVW < )XHOVKXWRIIYDOYH
PDQDJHPHQW WHPSHUDWXUHVHQVRU
FRQWUROXQLW 0&0 XSVWUHDPRIGLHVHO
R[LGDWLRQFDWDO\WLF
FRQYHUWHU



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

VLJQDOFXUYH
$ (QJLQH % ([KDXVWSUHVVXUH &$1 12[&$1
PDQDJHPHQW VHQVRUXSVWUHDPRI
FRQWUROXQLW 0&0 GLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU
$ 12[VHQVRUFRQWURO % ([KDXVWSUHVVXUH % )XHOSUHVVXUH
XQLWH[KDXVW VHQVRUGRZQVWUHDP VHQVRU RXWOHW
DIWHUWUHDWPHQWXQLW RIGLHVHOSDUWLFXODWH
RXWOHW ILOWHU
$E ([KDXVW % ([KDXVW % )XHOSUHVVXUH
DIWHUWUHDWPHQWXQLW WHPSHUDWXUHVHQVRU VHQVRU LQOHW
RXWOHW12[VHQVRU XSVWUHDPRIGLHVHO
R[LGDWLRQFDWDO\WLF
FRQYHUWHU
$ 6&5FRQWUROXQLW % 8SSHUH[KDXVW 0 6&5GHOLYHU\SXPS
WHPSHUDWXUHVHQVRU
GRZQVWUHDPRI
GLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU
$ ([KDXVW % ([KDXVW < )XHOPHWHULQJYDOYH
DIWHUWUHDWPHQW WHPSHUDWXUHVHQVRU
$&0 FRQWUROXQLW GRZQVWUHDPRI
GLHVHOSDUWLFXODWH
ILOWHU
$ $G%OXHŠPHWHULQJ % ([KDXVW < )XHOVKXWRIIYDOYH
GHYLFH WHPSHUDWXUHVHQVRU
GRZQVWUHDPRI
6&5FDWDO\WLF
FRQYHUWHU
$ 12[VHQVRUFRQWURO % $G%OXHŠILOOOHYHO
XQLWH[KDXVW VHQVRUWHPSHUDWXUH
DIWHUWUHDWPHQWXQLW VHQVRU
LQOHW
$E ([KDXVW &$1 'ULYHWUDLQ&$1
DIWHUWUHDWPHQWXQLW
LQOHW12[VHQVRU

)XQFWLRQRIWKH($76 RYHUDOOV\VWHP VXFNVLQ$G%OXHpIURPWKH$G%OXHpFRQWDLQHU 


7KHEDVLFIXQFWLRQDOLWLHVRIWKHZKROH($76DUH DQGSXPSVLWRYHUWKH$G%OXHpIHHGOLQHWRWKH
PRQLWRUHGDQGUHJXODWHGRYHUWKHHQJLQH $G%OXHpPHWHULQJGHYLFH $ 
PDQDJHPHQW 0&0 FRQWUROXQLW $ DQGWKH %HFDXVHWKH$G%OXHpLQMHFWLRQLQWRWKHH[KDXVWIORZ
H[KDXVWDIWHUWUHDWPHQW $&0 FRQWUROXQLW $  LVQRWFRQWLQXRXVWKH$G%OXHpIORZVRYHUWKH
$IWHUDQHQJLQHVWDUWWKHHQJLQHPDQDJHPHQW $G%OXHpUHWXUQOLQHEDFNLQWRWKH$G%OXHpFRQWDLQHU
0&0 FRQWUROXQLW $ VWDUWVDQDXWRPDWLFWHVW  7KLVFLUFXODWLRQFRQWLQXRXVO\WDNHVSODFH
URXWLQHDXWRPDWLFDOO\LQWKHEDFNJURXQGZKLFK LQGHSHQGHQWO\RIZKHWKHU$G%OXHpLVLQMHFWHGRU
FKHFNVWKHRSHUDWLRQDOUHDGLQHVVRIWKH($76 QRW7KLVHQDEOHVUHFLUFXODWLRQFRROLQJWREH
2QFHWKHV\VWHPKDVEHHQHQDEOHGWKH6&5 DFKLHYHGZKLFKSUHYHQWVWKH$G%OXHpPHWHULQJ
FRQWUROXQLW $ LQWHJUDWHGLQWRWKHSXPSPRGXOH GHYLFH $ ZKLFKLVLQVWDOOHGRQWKH($78 
 LVDFWXDWHG7KLVVZLWFKHVRQWKH6&5GHOLYHU\ LWVHOIDJDLQVWGDPDJHGXHWRRYHUKHDWLQJ
SXPS 0 LQWKHSXPSPRGXOH  ZKLFKWKHQ




– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

3KDVH&RQYHUVLRQRI&2DQG+&LQWKHGLHVHO ILUVWRIDOOVHQGVDVLJQDOWRWKHH[KDXVW
R[LGDWLRQFDWDO\WLFFRQYHUWHU  DIWHUWUHDWPHQW $&0 FRQWUROXQLW $ ZKLFK
7KHH[KDXVWJDVFRPLQJIURPWKHH[KDXVWPDQLIROG SURFHVVHVWKHGDWDDQGDIWHUZDUGVDFWXDWHVWKH
LQLWLDOO\IORZVWKURXJKWKH($78  LQWRWKHGLHVHO 6&5FRQWUROXQLW $ LQWHJUDWHGRQWKHSXPS
R[LGDWLRQFDWDO\WLFFRQYHUWHU  ,QWKLVFDWDO\WLF PRGXOH
FRQYHUWHUWKHJLYHQK\GURFDUERQV +& DQGWKH 7KHLQMHFWLRQWLPLQJSRLQWDQGWKHLQMHFWLRQTXDQWLW\
FDUERQPRQR[LGH &2 DUHFRQYHUWHGWRFDUERQ DUHQRZFDOFXODWHGWKHUHDQGWKH$G%OXHpPHWHULQJ
GLR[LGH &2 DQGZDWHU +2 )XUWKHUPRUHDSDUW GHYLFH $ LVDSSURSULDWHO\DFWXDWHG,I$G%OXHpLV
RIWKHQLWULFR[LGH 12 LVR[LGL]HGWREHFRPH LQMHFWHGWKHIROORZLQJKDSSHQV7KH$G%OXHp
QLWURJHQGLR[LGH 12  PHWHULQJGHYLFH $ ORFDWHGLQWKHH[KDXVWSDWK
GRZQVWUHDPRIWKHGLHVHOR[LGDWLRQFDWDO\WLF
3KDVH5HGXFWLRQRIWKHSDUWLFXODWHPDVVLQ FRQYHUWHU  DQGGLHVHOSDUWLFXODWHILOWHU  LQMHFWV
WKHGLHVHOSDUWLFXODWHILOWHU  $G%OXHpVWUDLJKWLQWRWKHH[KDXVWIORZ7KH
$G%OXHpPL[HVKHUHZLWKWKHDOUHDG\SUHFOHDQHG
7KHGLHVHOSDUWLFXODWHILOWHU  LVFRQQHFWHGLQ
H[KDXVWDQGEUHDNVGRZQLQDILUVWSURFHVVVWHS
VHULHVDIWHUWKHGLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU
LQWRDPPRQLD 1+ $ORQJZLWKWKHQLWURJHQR[LGH
 ,QLWVSRURXVILOWHUVWUXFWXUHWKHSDUWLFOHVDUH
VHSDUDWHGWKURXJKDGKHVLRQDQGWKHQFROOHFWHG PROHFXOHV 12[ JHQHUDWHGGXULQJFRPEXVWLRQWKH
DPPRQLD 1+ VRFUHDWHGIORZVRQLQWKHH[KDXVW
3KDVH5HGXFWLRQRI12[LQ6&5FDWDO\WLF IORZWRWKH6&5FDWDO\WLFFRQYHUWHU  ,WV
FRQYHUWHU KRQH\FRPEVWUXFWXUHKDVDVSHFLDOFRDWLQJZKLFK
7KH$G%OXHpLQMHFWLRQLQWRWKHH[KDXVWIORZLV DOORZVFRQYHUVLRQRI1+DQG12[LQWRKDUPOHVV
FDOFXODWHGE\WKHHQJLQHPDQDJHPHQW 0&0 QLWURJHQ 1 DQGZDWHUYDSRU +2 
FRQWUROXQLW $ ,I$G%OXHpVKRXOGEHLQMHFWHGWKLV

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

$G%OXHŠFRRODQWOLQHV\VWHP
 3XPSPRGXOH $ $G%OXHŠPHWHULQJ 5 $G%OXHŠSUHVVXUHOLQH
GHYLFH KHDWLQJHOHPHQW
 $G%OXHŠWDQN % $G%OXHŠILOOOHYHO < $G%OXHŠKHDWHU
VHQVRUWHPSHUDWXUH FRRODQWVROHQRLGYDOYH
VHQVRU
 &RRODQWIHHGOLQH 5 $G%OXHŠUHWXUQOLQH
KHDWLQJHOHPHQW
 &RRODQWUHWXUQOLQH 5 $G%OXHŠLQWDNHOLQH
KHDWLQJHOHPHQW

$G%OXHŠOLQHV\VWHP ORFDWHGRQWKHULJKWVLGHRIWKHHQJLQHDQGDFRRODQW
7KH$G%OXHpOLQHV\VWHPH[WHQGVIURPWKH OLQHV\VWHP7KH$G%OXHpKHDWHUFRRODQWVROHQRLG
$G%OXHpFRQWDLQHU  WKHSXPSPRGXOH  DQGWKH YDOYH < LVDFWXDWHGE\WKHHQJLQH
$G%OXHpPHWHULQJGHYLFH $ %HFDXVHWKH PDQDJHPHQW 0&0 FRQWUROXQLW $ )URPWKH
$G%OXHpPHWHULQJGHYLFH $ LVLQVWDOOHGRQWRWKH $G%OXHpILOOOHYHODQGWHPSHUDWXUHVHQVRU %
($78LWVHOIDQGWKHUHIRUHH[SRVHGWRKLJK LQWHJUDWHGLQWKH$G%OXHWDQN  LWGHWHFWVZKHQWKH
WHPSHUDWXUHV$G%OXHpLVFRQVWDQWO\FLUFXODWHG WHPSHUDWXUHRIWKHWDQNFRQWHQWVLVDSSURDFKLQJWKH
ZKHQWKHHQJLQHVWDUWVDQGLQDVSHFLILFUXQRQWLPH GHILQHGOLPLWYDOXHRIDSSUR[r&,IWKLVLVWKHFDVH
DIWHUWKHHQJLQHLVVWRSSHGIRUUHFLUFXODWLRQFRROLQJ DQGLIWKHFRRODQWWHPSHUDWXUHKDVDOUHDG\UHDFKHG
r&WKH$G%OXHpKHDWHUFRRODQWVROHQRLGYDOYH
$G%OXHŠKHDWHU < LVRSHQHGLVWKDWWKHFRRODQWFDQIORZ
WKURXJKWKHOLQHV\VWHP
$G%OXHpIUHH]HVEHORZDWHPSHUDWXUHRIDERXW
r&7KH$G%OXHpKHDWHUHQVXUHVWKDWDQ\ )XQFWLRQRI$G%OXHŠKHDWLQJE\DQHOHFWULFDO
$G%OXHpWKDWKDVIUR]HQGXULQJSHULRGVRIQRQ KHDWHU
RSHUDWLRQLVKHDWHGDQGUHOLTXLILHGDQGSUHYHQWVLW
IURPIUHH]LQJZKLOHGULYLQJLQFROGRXWVLGH 7KHKHDWLQJFRLORIWKHKHDWLQJHOHPHQWVLQWHJUDWHG
WHPSHUDWXUHV7KH$G%OXHpOLQHVIURPWKH LQWKH$G%OXHpOLQHVLVVZLWFKHGRQDQGRIIE\WKH
$G%OXHpFRQWDLQHU  WRWKHSXPSPRGXOH  DUH H[KDXVWDIWHUWUHDWPHQW $&0 FRQWUROXQLW $ 
URXWHGDQGLQVXODWHGWRJHWKHUZLWKFRRODQWOLQHV 9HU\SHUWLQHQWKHUHDUHDOVRWKHYDOXHVZKLFKDUH
7KH$G%OXHpOLQHVEHWZHHQWKHSXPSPRGXOH  GHOLYHUHGE\WKH$G%OXHpILOOOHYHOVHQVRU
DQG$G%OXHpPHWHULQJGHYLFH $ DUHQRW WHPSHUDWXUHVHQVRU % 
HOHFWULFDOO\KHDWHGE\WKHFRRODQWEXWE\WKH
KHDWLQJHOHPHQWVLQWHJUDWHGLQWRWKHOLQHVHFWLRQV

)XQFWLRQRI$G%OXHŠKHDWLQJE\FRRODQW
7KH$G%OXHpKHDWHUFRQVLVWVRIWKH$G%OXHp
KHDWHUFRRODQWVROHQRLGYDOYH < ZKLFKLV

*) ([KDXVWDIWHUWUHDWPHQW 3DJH
:0' RYHUDOOQHWZRUN
*):0' 12[VHQVRUDWH[KDXVW $$E 3DJH
DIWHUWUHDWPHQWXQLWH[LW
FRPSRQHQWGHVFULSWLRQ
*):0' 3XPSPRGXOH $0 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' ([KDXVWDIWHUWUHDWPHQW $ 3DJH
FRQWUROXQLW $&0 
FRPSRQHQWGHVFULSWLRQ
*):0' $G%OXHPHWHULQJGHYLFH $ 3DJH
FRPSRQHQWGHVFULSWLRQ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' 12[VHQVRUDWH[KDXVW $$E 3DJH


DIWHUWUHDWPHQWXQLW
HQWUDQFHFRPSRQHQW
GHVFULSWLRQ
*):0' ([KDXVWSUHVVXUHVHQVRU % 3DJH
XSVWUHDPRIGLHVHO
R[LGDWLRQFDWDO\WLF
FRQYHUWHUFRPSRQHQW
GHVFULSWLRQ
*):0' ([KDXVWSUHVVXUHVHQVRU % 3DJH
GRZQVWUHDPRIGLHVHO
SDUWLFXODWHILOWHU
FRPSRQHQWGHVFULSWLRQ
*):0' ([KDXVWWHPSHUDWXUH % 3DJH
VHQVRUXSVWUHDPRIGLHVHO
R[LGDWLRQFDWDO\WLF
FRQYHUWHUFRPSRQHQW
GHVFULSWLRQ
*):0' 8SSHUH[KDXVW % 3DJH
WHPSHUDWXUHVHQVRU
GRZQVWUHDPRIGLHVHO
R[LGDWLRQFDWDO\WLF
FRQYHUWHUFRPSRQHQW
GHVFULSWLRQ
*):0' ([KDXVWWHPSHUDWXUH % 3DJH
VHQVRUGRZQVWUHDPRI
GLHVHOSDUWLFXODWHILOWHU
FRPSRQHQWGHVFULSWLRQ
*):0' ([KDXVWWHPSHUDWXUH % 3DJH
VHQVRUGRZQVWUHDPRI
6&5FDWDO\WLFFRQYHUWHU
FRPSRQHQWGHVFULSWLRQ
*):0' $G%OXHILOOOHYHOVHQVRU % 3DJH
WHPSHUDWXUHVHQVRU
FRPSRQHQWGHVFULSWLRQ
*):0' 'LHVHOIXHOPHWHULQJ %%<< 3DJH
GHYLFHFRPSRQHQW
GHVFULSWLRQ
*):0' $G%OXHKHDWHUFRRODQW < 3DJH
VROHQRLGYDOYH
FRPSRQHQWGHVFULSWLRQ
*):0' $G%OXHWDQNFRPSRQHQW 3DJH
GHVFULSWLRQ
*):0' 'LHVHOR[LGDWLRQFDWDO\WLF 3DJH
FRQYHUWHUFRPSRQHQW
GHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ 3DJH
IRU6&5FDWDO\WLF
FRQYHUWHU
*):0' ([KDXVWDIWHUWUHDWPHQW 3DJH
XQLWFRPSRQHQW
GHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' 'LHVHOSDUWLFXODWHILOWHURI 3DJH


H[KDXVWDIWHUWUHDWPHQW
XQLWFRPSRQHQW
GHVFULSWLRQ
*):0' 1R]]OHXQLWIRU'3) 3DJH
UHJHQHUDWLRQFRPSRQHQW
GHVFULSWLRQ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*) ([KDXVWDIWHUWUHDWPHQW
:0' RYHUDOOQHWZRUN

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

:

$ 'ULYHFRQWURO &3& $ 6&5FRQWUROXQLW &$1 'ULYHWUDLQ&$1


FRQWUROXQLW
$ (QJLQH $ ([KDXVW &$1 12[&$1
PDQDJHPHQW DIWHUWUHDWPHQW
FRQWUROXQLW 0&0 $&0 FRQWUROXQLW
$ 12[VHQVRUFRQWURO $ 12[VHQVRUFRQWURO = 'ULYH&$1EXVVWDU
XQLWH[KDXVW XQLWH[KDXVW SRLQW
DIWHUWUHDWPHQWXQLW DIWHUWUHDWPHQWXQLW
RXWOHW LQOHW

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' (QJLQHRLOFLUFXLWIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

6KRZQRQHQJLQHZLWKSRZHUWDNHRII
 2LOSXPS  &RPSUHVVRUOXEULFDWLRQSRLQW
 2LOLQWDNHWXEH  ,QWDNHFDPVKDIW
 2LOVWUDLQHU  ,QWDNHURFNHUDUPVKDIW
 2LOFRRODQWPRGXOH  ([KDXVWFDPVKDIW
 2LOZDWHUKHDWH[FKDQJHU  ([KDXVWURFNHUVKDIW
 2LOILOWHU  ,QWDNHURFNHUDUP
 2LOVSUD\QR]]OH  ([KDXVWURFNHUDUP
 &UDQNVKDIWEHDULQJOXEULFDWLRQSRLQW  )XHOV\VWHPKLJKSUHVVXUHSXPS
OXEULFDWLRQSRLQW
 7XUERFKDUJHU KLJKSUHVVXUHVWDJH  &DPVKDIWSRVLWLRQHU
 7XUERFKDUJHU ORZSUHVVXUHVWDJH % 2LOSUHVVXUHVZLWFK
 3RZHUWDNHRIIOXEULFDWLRQSRLQW < (QJLQHEUDNHVROHQRLGYDOYH

$OOPRYLQJFRPSRQHQWVRQWKHHQJLQHZKLFKDUH VXFWLRQVLQHQJLQHRLOLQWKHRLOSDQRYHUWKHRLO
OXEULFDWHGRUFRROHGE\HQJLQHRLODUHVXSSOLHGZLWK LQWDNHWXEH  DQGWKHRLOVWUDLQHU  IDVWHQHG
HQJLQHRLOYLDWKHHQJLQHRLOFLUFXLW7KHOXEULFDWLRQ LQVLGHLWDQGGHOLYHUVWKLVWRWKHRLOFRRODQWPRGXOH
UHGXFHVIULFWLRQDQGPHFKDQLFDOZHDURQPRYLQJ  )URPWKHUHWKHHQJLQHRLOILUVWIORZVWKURXJKWKH
FRPSRQHQWV,PSDFWVDUHDOVRDEVRUEHGE\WKHRLO RLOZDWHUKHDWH[FKDQJHU  EHIRUHLWILQDOO\
EXIIHULQWKHEHDULQJV SDVVHVLQWRWKHRLOILOWHU  
7KHRLOFLUFXLWRIWKHHQJLQHLVVXSSOLHGZLWKHQJLQH $IWHUWKHZDUPXSSKDVHRIWKHHQJLQHWKHRLO
RLOYLDWKHRLOSXPS  7KHRLOSXPS  LVGHVLJQHG ZDWHUKHDWH[FKDQJHU  VHUYHVWRFRROWKH
DVDJHDUSXPSDQGLVGULYHQE\WKHSLQLRQJHDU HQJLQHRLO
GULYH,IWKHHQJLQHLVVWDUWHGWKHRLOSXPS 



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

,QWKHRLOILOWHU  WKHHQJLQHRLOIORZVIURPWKH RIWKHH[KDXVWFDPVKDIW  DVZHOODVWKH


RXWVLGHLQZDUGVWKURXJKWKHRLOILOWHUHOHPHQWZKHUH FDPVKDIWSRVLWLRQHU  DUHVXSSOLHGZLWKHQJLQH
LWLVFOHDQHG7KHHQJLQHRLOWKHQSDVVHVLQWRWKH RLO+RZHYHUHQJLQHRLOLVILUVWVHQWWRWKHFDPVKDIW
PDLQRLOGXFW SRVLWLRQHU  LVWKHFDPVKDIWSRVLWLRQHUVROHQRLG
7KHPDLQRLOGXFWSULPDULO\VXSSOLHVWKHFUDQNVKDIW < LVDFWXDWHGE\WKHHQJLQHPDQDJHPHQW
EHDULQJWKHFRQQHFWLQJURGEHDULQJDQGWKHRLO 0&0 FRQWUROXQLW $ 
VSUD\QR]]OHV  ZLWKHQJLQHRLO7KHIROORZLQJRLO 7KHRLOGXFWIRURSHUDWLRQRIWKHHQJLQHEUDNH
GXFWVRURLOSUHVVXUHOLQHVDOVREUDQFKRIIIURPWKH VLPSO\VHUYHVWRVXSSO\WKHK\GUDXOLFHQJLQHEUDNH
PDLQRLOGXFW XQLWVZLWKHQJLQHRLO7KHRLOGXFWLVVHSDUDWHGE\
ವ WKHRLOGXFWWRWKHSUHVVXUHUHJXODWLQJYDOYHLQ WKHHQJLQHEUDNHVROHQRLGYDOYH < IURPWKHRLO
WKHRLOSXPS  GXFWWRWKHF\OLQGHUKHDGDQGRQO\VXEMHFWHGWRWKH
RLOSUHVVXUHIRUDQDFWLYDWHGHQJLQHEUDNH
ವ WKHRLOGXFWVWRWKHF\OLQGHUKHDG
7KHRLOGXFWVWRWKHJHDUZKHHOGULYHVXSSO\HQJLQH
ವ WKHRLOGXFWVWRWKHJHDUZKHHOGULYH RLOWRWKHLQGLYLGXDOEHDULQJVRIWKHJHDUZKHHOVRQ
ವ WKHRLOSUHVVXUHOLQHVWRWKHWXUERFKDUJHUV  WKHJHDUZKHHOGULYHDVZHOODVWKHHQJLQHPRXQWHG
SRZHUWDNHRIILQVRIDUDVRQHLVLQVWDOOHG
7KHHQJLQHRLOLVVSUD\HGFRQWLQXRXVO\RYHUWKHRLO
VSUD\QR]]OHV  XQGHUWKHSLVWRQFURZQVZKLFK 7KHHQJLQHRLOLVUHWXUQHGE\ZD\RIUHWXUQGXFWV
FRROVWKHP DQGUHWXUQKROHVLQWKHFDPVKDIWKRXVLQJWKH
F\OLQGHUKHDGDQGLQWKHFUDQNFDVH
)URPWKHRLOGXFWVWRWKHF\OLQGHUKHDGWKH
OXEULFDWLQJRLOGXFWIRUWKHLQWDNHURFNHUDUPVKDIW $
 WKHOXEULFDWLQJRLOGXFWIRUWKHH[KDXVWURFNHU 7KHHQJLQHRLOILOOOHYHOVHQVRU % LVXVHGIRU
DUPVKDIW  DVZHOODVWKHRLOGXFWIRURSHUDWLRQ PRQLWRULQJWKHHQJLQHRLOOHYHODQGHQJLQHRLO
RIWKHHQJLQHEUDNHEUDQFKRII WHPSHUDWXUHLQWKHRLOSDQ7KHHQJLQHRLOSUHVVXUH
LVPRQLWRUHGE\WKHRLOSUHVVXUHVZLWFK % 
2YHUWKHOXEULFDWLQJRLOGXFWIRUWKHLQWDNHURFNHU
7KHHQJLQHRLOILOOOHYHOVHQVRU % DQGWKHRLO
DUPVKDIW  WKHURFNHUDUPEHDULQJVIRUWKH
SUHVVXUHVHQVRU % DUHFRQQHFWHGWRWKH
LQWDNHURFNHUDUPV  DQGWKHEHDULQJDQGFDPV
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ ,IQR
RIWKHLQWDNHFDPVKDIW  DUHVXSSOLHGZLWKHQJLQH
DGHTXDWHHQJLQHRLOSUHVVXUHLVSUHVHQWWKHRLO
RLO2YHUWKHOXEULFDWLQJRLOGXFWIRUWKHH[KDXVW
OHYHOLVWRRORZRUWKHHQJLQHRLOWHPSHUDWXUHWRR
URFNHUDUPVKDIW  WKHURFNHUDUPEHDULQJVIRU
KLJKDFRUUHVSRQGLQJZDUQLQJDSSHDUVLQWKH,&
WKHH[KDXVWURFNHUDUPV  WKHEHDULQJDQGFDPV

*) (QJLQHRLOFLUFXLW 3DJH
:0' VFKHPDWLF
*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' 2LOSUHVVXUHVZLWFK % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' (QJLQHRLOILOOOHYHOVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &DPVKDIWSRVLWLRQHU < 3DJH
VROHQRLGFRPSRQHQW
GHVFULSWLRQ
*):0' (QJLQHEUDNHVROHQRLG < 3DJH
YDOYHFRPSRQHQW
GHVFULSWLRQ
*):0' &DPVKDIWSRVLWLRQHU 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0'$ &RPSRQHQWGHVFULSWLRQ (QJLQH ZLWK 3DJH
IRUWKHWXUERFKDUJHU VWDJHFKDUJLQJ
*):0'% &RPSRQHQWGHVFULSWLRQ (QJLQH ZLWK 3DJH
IRUWKHWXUERFKDUJHU VWDJHFKDUJLQJ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' &RPSRQHQWGHVFULSWLRQ 3DJH


IRUWKHRLOSXPS
*):0' 2LOFRRODQWPRGXOH 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' 2LOZDWHUKHDWH[FKDQJHU 3DJH
FRPSRQHQWGHVFULSWLRQ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*) (QJLQHRLOFLUFXLWVFKHPDWLF
:0'

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

6KRZQRQHQJLQH
 2LOSXPS  ,QWDNHFDPVKDIW  /XEULFDWLRQSRLQWIRU
WKHLQWHUPHGLDWHJHDU
FDPVKDIWV
 3UHVVXUHUHJXODWRU  ,QWDNHFDPV  &DPVKDIWSRVLWLRQHU
YDOYH
 2LOLQWDNHWXEH  ,QWDNHURFNHUDUP  /XEULFDWLRQSRLQWIRU
VSLQGOH WKHLQWHUPHGLDWHJHDU
FRPSUHVVRU
 2LOVWUDLQHU  ([KDXVWFDPVKDIW  &UDQNFDVHUHWXUQ
 2LOFRRODQWPRGXOH  %UDNHFDP  &\OLQGHUKHDGUHWXUQ
 2LOZDWHUKHDW  ([KDXVWFDPV  5HWXUQIORZIURPWKH
H[FKDQJHU URFNHUDUPKRXVLQJ
 2LOILOWHU  ([KDXVWURFNHUVKDIW % 2LOSUHVVXUHVZLWFK
 %\SDVVYDOYH RLOILOWHU  ,QWDNHURFNHUDUP % (QJLQHRLOILOOOHYHO
VHQVRU
 %\SDVVYDOYH RLO  ([KDXVWURFNHUDUP < (QJLQHEUDNHVROHQRLG
ZDWHUKHDWH[FKDQJHU YDOYH
 2LOVSUD\QR]]OH  ,QWDNHFDPVKDIW $ &DPVKDIWKRXVLQJ
EHDULQJOXEULFDWLRQ
SRLQW
 &UDQNVKDIW  ([KDXVWFDPVKDIW % &\OLQGHUKHDG
EHDULQJOXEULFDWLRQ
SRLQW
 &UDQNVKDIWEHDULQJ  +\GUDXOLFHQJLQHEUDNH & &UDQNFDVH
OXEULFDWLRQSRLQW XQLW
 &RQQHFWLQJURG  /XEULFDWLRQSRLQWIRU ' 2LOSDQ
EHDULQJOXEULFDWLRQ WKHGRXEOHLGOHUJHDU
SRLQW
 7XUERFKDUJHU KLJK  /XEULFDWLRQSRLQWIRU ( *HDUZKHHOGULYH
SUHVVXUHVWDJH WKHLQWHUPHGLDWHJHDU
SRZHUWDNHRII
 7XUERFKDUJHU ORZ  'RXEOHLGOHUJHDU ) (QJLQHRLO
SUHVVXUHVWDJH OXEULFDWLRQSRLQW WR
QH[WJHDUOHYHO
 3RZHUWDNHRII  /XEULFDWLRQSRLQWIRU
OXEULFDWLRQSRLQW WKHLQWHUPHGLDWHJHDU
 &RPSUHVVRU  /XEULFDWLRQSRLQWIRU
OXEULFDWLRQSRLQW WKHIXHOV\VWHPKLJK
SUHVVXUHSXPS



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' &RRODQWFLUFXLWIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

6KRZQRQHQJLQH
 2LOFRRODQWPRGXOH  &RRODQWIHHGWR$G%OXHŠKHDWHU
 &RRODQWWKHUPRVWDW  &RRODQWIHHGWRWKH$G%OXHŠKHDWHU
 &RRODQWSXPS < $G%OXHŠKHDWHUFRRODQWVROHQRLGYDOYH
 /RZHUFRROLQJOHYHO LQWKHF\OLQGHUKHDG < %RRVWSUHVVXUHSRVLWLRQHU
 8SSHUFRROLQJOHYHO LQWKHF\OLQGHUKHDG & &UDQNFDVH
 &RRODQWPDQLIROG ( 9HQWLODWLRQ
 ,QMHFWLRQQR]]OHIRUUHJHQHUDWLRQRIWKH +5 +HDWHUUHWXUQ
GLHVHOSDUWLFXODWHILOWHU
 ([KDXVWJDVUHFLUFXODWLRQFRROHU += +HDWHUIHHG
 &RPSUHVVRU .$ &RRODQWRXWOHW
 )DQ .( &RRODQWLQOHW

*HQHUDO (QJLQHFRROLQJFLUFXLW
7KHHQJLQHVLQPRGHOVHULHV20KDYHDFORVHG 7KHFRRODQWSXPS  LVEHOWGULYHQ,IWKHHQJLQH
FRROLQJV\VWHP SUHVVXUL]HGV\VWHP 7KLVPHDQV LVUXQQLQJDQGLILWKDVQRW\HWUHDFKHGLWVRSHUDWLQJ
WKDWFRRODQWLQWKHFRROLQJV\VWHPZKLFKLV WHPSHUDWXUHWKHQWKHFRRODQWSXPS  FLUFXODWHV
FLUFXODWHGE\WKHFRRODQWSXPS  DEVRUEVWKH WKHFRRODQWLQVLGHWKHHQJLQH6LQFHWKHFRRODQW
KHDWIURPWKHKRWHQJLQHFRPSRQHQWVDQGRQFH WKHUPRVWDW  LVFORVHGIRUDFROGHQJLQHWKH
WKHHQJLQHKDVUHDFKHGLWVRSHUDWLQJWHPSHUDWXUH FRRODQWIORZVSDVWWKHFORVHGFRRODQWWKHUPRVWDW
LWGLVVLSDWHVWKLVWKURXJKDFRROHUWRWKHRXWVLGHDLU  WKURXJKWKHFRRODQWSXPS  LQWRWKH
FUDQNFDVH & 3DUWRIWKHFRRODQWILUVWSDVVHV
LPPHGLDWHO\DIWHUWKHFRRODQWSXPS  WKURXJK
WKHRLOZDWHUKHDWH[FKDQJHUDQGWKHQWKURXJKWKH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

VLOLFDWHVWRUDJHXQLWEHIRUHLWLVDJDLQVXFNHGLQE\ FRRODQWLVDJDLQOHGGLUHFWO\WKURXJKWKHFRRODQW
WKHFRRODQWSXPS   SXPS  RYHUWKHVWLOOFORVHGFRRODQWWKHUPRVWDW
7KHHQJLQHRLOLVFRROHGRYHUWKHRLOZDWHUKHDW  LQWRWKHFUDQNFDVH & XQWLOWKHRSHUDWLQJ
H[FKDQJHUVRWKDWLWGRHVQRWH[FHHGWKH WHPSHUDWXUHRIWKHHQJLQHLVUHDFKHG
WHPSHUDWXUHRIr&7KHVLOLFDWHFRQFHQWUDWLRQLQ :KHQWKHHQJLQHRSHUDWLQJWHPSHUDWXUHLVUHDFKHG
WKHFRRODQWLVUHJXODWHGZLWKWKHDLGRIWKHVLOLFDWH WKHFRROHUFLUFXLWLVDFWLYDWHGZKHQWKHFRRODQW
VWRUDJHXQLWLQRUGHUWRSURWHFWWKHFRPSRQHQWVLQ WKHUPRVWDW  LVRSHQHG'HSHQGLQJRQWKH
WKHHQJLQHIURPFRUURVLRQ SRVLWLRQRIWKHFRRODQWWKHUPRVWDW  PRUHRU
7KHFRRODQWIORZVDURXQGWKHF\OLQGHULQWKH OHVVFRRODQWIORZVWKURXJKWKHYHKLFOHFRROHURU
FUDQNFDVH & DQGWKHQSDVVHVRYHUIRUFRRODQW GLUHFWO\WRWKHFRRODQWSXPS  7KHWHPSHUDWXUH
GXFWVSHUF\OLQGHUWZRFRRODQWGXFWVRQWKHLQOHW RIWKHFRRODQWLQWKHFRRODQWFLUFXLWLVUHJXODWHGLQ
VLGHDVZHOODVWZRFRRODQWGXFWVRQWKHH[KDXVW WKLVZD\
VLGHLQWKHF\OLQGHUKHDG,QWKHF\OLQGHUKHDGWKH 7KHIDQ  LVXVHGWRLQFUHDVHWKHYHKLFOHFRROHU
V
FRRODQWIORZVILUVWWRWKHORZHUFRROLQJOHYHOZKHUHLW FRROLQJRXWSXW7KHUSPRIWKHIDQ  LVFRQWUROOHG
IOXVKHVWKHIXHOLQMHFWRUVDQGWKHYDOYHVHDWULQJV KHUHGHSHQGHQWRQWKHFRRODQWWHPSHUDWXUH7RGR
)LQDOO\WKHFRRODQWIORZVWRWKHXSSHUFRROLQJOHYHO WKLVWKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW
DQGFRROVWKHYDOYHJXLGHVORFDWHGWKHUH7KHQWKH $ FRQWLQXRXVO\PRQLWRUVWKHFRRODQWWHPSHUDWXUH
FRRODQWLVOHGRYHUWKHFRRODQWRXWOHWRSHQLQJVRQ RYHUWKHFRRODQWRXWOHWWHPSHUDWXUHVHQVRU %
WKHF\OLQGHUVDQGLQWKHFRRODQWPDQLIROG DQGWKHIDQUSPRYHUWKHIDQUSPVHQVRU <E 
 7KHFRRODQWIORZVRYHUWKHFRRODQWRXWOHW &RQWUROOLQJWDNHVSODFHGHSHQGHQWRQWKH
RSHQLQJRQF\OLQGHUGLUHFWO\LQWRWKHH[KDXVWJDV FKDUDFWHULVWLFVPDSWKURXJKDSSURSULDWHDFWXDWLRQ
UHFLUFXODWLRQFRROHU   RIWKHIDQFOXWFKVROHQRLGYDOYH < 
)URPWKHFRRODQWPDQLIROG  DQGWKHH[KDXVWJDV 7KHYDULRXVSUHVVXUHVLQWKHFRROLQJV\VWHPZKLFK
UHFLUFXODWLRQFRROHU  WKHFRRODQWIORZVRQZDUGVWR DULVHGXHWRWKHWHPSHUDWXUHIOXFWXDWLRQVDUH
WKHFRRODQWFROOHFWLRQKRXVLQJDQGIURPWKHUHRYHUD EDODQFHGRXWRYHUWKHFRRODQWH[SDQVLRQUHVHUYRLU
OLQHEDFNLQWRWKHRLOFRRODQWPRGXOH  7KH

+HDWLQJFLUFXLW  LWLVWKHQOHGWRWKHFRRODQWLQOHWRIWKHH[KDXVW
7KHFRRODQWIRUWKHKHDWHUFLUFXLWLVWDNHQIURPWKH JDVUHFLUFXODWLRQSRVLWLRQHU < 
FRRODQWPDQLIROG$VKXWRIIYDOYHLVLQVWDOOHGLQIURQW
&RROLQJWKHH[KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU
RIWKHKHDWHUKHDWH[FKDQJHUWKURXJKZKLFKWKH
<
FRRODQWIORZWKURXJKWKHKHDWHUFLUFXLWRUWKHKHDWHU
KHDWH[FKDQJHUFDQEHUHJXODWHG)RUYHKLFOHVZLWK 7KHH[KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU < LV
FRGH', 5HVLGXDOKHDWXWLOL]DWLRQ WKHDGGLWLRQDO FRROHGE\WKHFRRODQWZKLFKZDVSUHYLRXVO\XVHGWR
UHVLGXDOKHDWSXPS 0 XSVWUHDPRIWKHKHDWHU FRROWKHFRPSUHVVRU  $IWHUFRROLQJWKHH[KDXVW
VKXWRIIYDOYH < HQVXUHVWKDWWKHFRRODQWLV JDVUHFLUFXODWLRQSRVLWLRQHU < WKHFRRODQW
FLUFXODWHGLQWKHKHDWHUFLUFXLWZKHQWKHHQJLQHLV SDVVHVRYHUWKHFRRODQWPDQLIROGEDFNLQWRWKH
VZLWFKHGRII7KLVLQWXUQPHDQVWKDWWKHHQJLQH
V HQJLQHFRROLQJFLUFXLW
UHVLGXDOKHDWFDQEHXVHGIRUXSWRWZRKRXUV7KH
DX[LOLDU\KHDWHULQVWDOOHGLQYHKLFOHVZLWKFRGH'0 0=&RROLQJRILQMHFWLRQQR]]OHIRUUHJHQHUDWLRQ
&DEDX[LOLDU\ZDWHUKHDWHU RUZLWKFRGH'1 &DE RIGLHVHOSDUWLFXODWHILOWHU '3) IRUYHKLFOHV
DQGHQJLQHDX[LOLDU\ZDWHUKHDWHU LVLQWHJUDWHG ZLWKFRGH (XUR9,HQJLQHYHUVLRQ
ZLWKDQDGGLWLRQDOE\SDVVOLQHLQWRWKHKHDWHUFLUFXLW 7KHFRRODQWIRUFRROLQJWKHLQMHFWLRQQR]]OHLVWDNHQ
LQVXFKDZD\WKDWWKHFRRODQWLVFLUFXODWHGWKURXJK RXWRIWKHFUDQNFDVH & IURPWKHULJKWVVLGHRIWKH
WKHDX[LOLDU\FLUFXODWLRQSXPSLQWKHKHDWHUFLUFXLW HQJLQHDWWKHKHLJKWRIF\OLQGHUOHGWKURXJKWKH
RQO\DQGWKHUHIRUHGRHVQRWKDYHWREHURXWHG QR]]OHXQLWIRU'3)UHJHQHUDWLRQLQZKLFKWKH
WKURXJKWKHHQWLUHHQJLQH7KHFRRODQWSDVVHVEDFN LQMHFWLRQQR]]OHLVORFDWHGDQGVXEVHTXHQWO\OHG
LQWRWKHHQJLQHFRROLQJFLUFXLWRYHUDFRQQHFWLRQRQ IXUWKHUWRWKHERRVWSUHVVXUHUHJXODWRU < 
WKHFRRODQWLQOHWILWWLQJRIWKHRLOFRRODQWPRGXOH  
&RROLQJWKHERRVWSUHVVXUHUHJXODWRU <
&RROLQJWKHFRPSUHVVRU  7KHERRVWSUHVVXUHUHJXODWRU < LVFRROHGZLWK
3DUWRIWKHFRRODQWRQWKHOHIWVLGHRIWKHHQJLQHLQ WKHFRRODQWLVKDGSUHYLRXVO\EHHQXVHGWRFRROWKH
WKHDUHDRIF\OLQGHULVOHGRXWRIWKHFUDQNFDVH & LQMHFWLRQQR]]OHLQWKHQR]]OHXQLWIRU'3)
WRFRROWKHFRPSUHVVRU  $IWHUWKHFRRODQWKDV UHJHQHUDWLRQ$IWHUFRROLQJWKHERRVWSUHVVXUH
IORZHGWKURXJKWKHF\OLQGHUKHDGRIWKHFRPSUHVVRU UHJXODWRU < WKHFRRODQWLVOHGLQWRWKHRLO



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

FRRODQWPRGXOH  DQGOHGZLWKLQWKHRLOFRRODQW KHDWHUFRRODQWVROHQRLGYDOYH < LVDFWXDWHG


PRGXOH  EHWZHHQWKHFRRODQWWKHUPRVWDW  WKHFRRODQWLVURXWHGWKURXJKWKHKRVHSDFNDJHWR
DQGWKHRLOZDWHUKHDWH[FKDQJHU WKH$G%OXHpFRQWDLQHUDQGIURPWKHUHEDFNWRWKH
RLOFRRODQWPRGXOH  
$G%OXHŠKHDWHU
7KHFRRODQWIRUWKH$G%OXHpKHDWHULVDOVRWDNHQ
IURPWKHFRRODQWPDQLIROG:KHQWKH$G%OXHp

&RQQHFWLRQRIVHFRQGDU\ZDWHUUHWDUGHUIRU WKHFRROLQJV\VWHPWREHJUHDWO\UHGXFHGWKLVLV
YHKLFOHVZLWKFRGH%+ 6HFRQGDU\ZDWHU UHJXODWHGE\WDUJHWHGLQMHFWLRQRIFRPSUHVVHGDLU
UHWDUGHU IURPWKHFRQVXPHUFLUFXLW7RGRVRWKHGULYH
7KHVHFRQGDU\ZDWHUUHWDUGHULVLQVHUWHGEHWZHHQ FRQWURO &3& FRQWUROXQLW $ XVHVWKHFRRODQW
WKHFRRODQWPDQLIROGDQGWKHFRRODQWWKHUPRVWDW SUHVVXUHFRQWUROVHQVRU % WRSHUPDQHQWO\
 LQWKHFRRODQWFLUFXLW$IWHUWKHFRRODQWKDVOHIW PRQLWRUWKHSUHVVXUHLQWKHFRRODQWH[SDQVLRQ
WKHFRRODQWPDQLIROGLWIORZVIURPWKHUHRQWKHVH UHVHUYRLU8QGHUDFHUWDLQSUHVVXUHDQGGHSHQGHQW
YHKLFOHVILUVWWKURXJKWKHUHWDUGHUEHIRUHLVILQDOO\ RQWKHFRRODQWWHPSHUDWXUHLWDFWXDWHVWKHFRRODQW
SDVVHVEDFNLQWRWKHFRRODQWPDQLIROGDQGIURP SUHVVXUHVROHQRLGYDOYHFRQWURO < ZKLFK
WKHUHLQWRWKHFRRODQWWKHUPRVWDW  'XHWRWKH DFFRUGLQJO\DOORZVFRPSUHVVHGDLUWRSDVVWKURXJK
IDFWWKDWZKHQWKHVHFRQGDU\ZDWHUUHWDUGHULV WKHFRQVXPHUFLUFXLWLQWKHFRRODQWH[SDQVLRQ
DFWLYDWHGDODUJHYROXPHRIFRRODQWLVWDNHQIURP UHVHUYRLU
WKHFRRODQWFLUFXLWWKHUHE\FDXVLQJWKHSUHVVXUHLQ

*) &RRODQWFLUFXLWVFKHPDWLF 3DJH
:0'
*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):+ $X[LOLDU\KHDWHUKHDWHU 2QO\IRUYHKLFOHVZLWK 3DJH
XQLWFRPSRQHQW FRGH'0 +RWZDWHU
GHVFULSWLRQ DX[LOLDU\KHDWHUFDE RU
IRUYHKLFOHVZLWKFRGH
'1 +RWZDWHUDX[LOLDU\
KHDWHUFDEDQGHQJLQH
$
*):+ $X[LOLDU\KHDWHUFRRODQW 2QO\IRUYHKLFOHVZLWK 3DJH
FLUFXODWLRQSXPS FRGH'0 +RWZDWHU
FRPSRQHQWGHVFULSWLRQ DX[LOLDU\KHDWHUFDE RU
IRUYHKLFOHVZLWKFRGH
'1 +RWZDWHUDX[LOLDU\
KHDWHUFDEDQGHQJLQH
$0
*):+ &RRODQWSUHVVXUHFRQWURO 2QO\IRUYHKLFOHVZLWK 3DJH
VHQVRUFRPSRQHQW FRGH%+ 6HFRQGDU\
GHVFULSWLRQ ZDWHUUHWDUGHU
%
*):0' &RRODQWRXWOHW % 3DJH
WHPSHUDWXUHVHQVRU
FRPSRQHQWGHVFULSWLRQ
*):+ 5HVLGXDOKHDWSXPS 2QO\IRUYHKLFOHVZLWK 3DJH
FRPSRQHQWGHVFULSWLRQ FRGH', 5HVLGXDOKHDW
XVH
0
*):+ +HDWHUVKXWRIIYDOYH < 3DJH
FRPSRQHQWGHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):+ &RRODQWSUHVVXUHFRQWURO 2QO\IRUYHKLFOHVZLWK 3DJH


VROHQRLGYDOYH FRGH%+ 6HFRQGDU\
FRPSRQHQWGHVFULSWLRQ ZDWHUUHWDUGHU
<
*):+ &RPSRQHQWGHVFULSWLRQ <<E 3DJH
IRUWKHHOHFWURPDJQHWLF
YLVFRXVFRXSOLQJ
*):0' &RPSRQHQWGHVFULSWLRQ < 3DJH
IRUH[KDXVWJDV
UHFLUFXODWLRQDFWXDWRU
*):0' $G%OXHKHDWHUFRRODQW 9HKLFOHVZLWKFRGH0= 3DJH
VROHQRLGYDOYH (QJLQHYHUVLRQ(XUR9,
FRPSRQHQWGHVFULSWLRQ <
*):0'$ &RPSRQHQWGHVFULSWLRQ (QJLQH ZLWK 3DJH
IRUERRVWSUHVVXUH VWDJHFKDUJLQJ
DFWXDWRU <
*):0' &RPSRQHQWGHVFULSWLRQ (QJLQH ZLWK 3DJH
IRUERRVWSUHVVXUH VWDJHFKDUJLQJ
DFWXDWRU <
*):0' &RPSRQHQWGHVFULSWLRQ 3DJH
IRUH[KDXVWJDV
UHFLUFXODWLRQFRROHU
*):0' 2LOFRRODQWPRGXOH 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &RRODQWSXPSFRPSRQHQW 3DJH
GHVFULSWLRQ
*):0' 2LOZDWHUKHDWH[FKDQJHU 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ 3DJH
IRUWKHFRRODQWWKHUPRVWDW
*):+ 5HWDUGHUFRPSRQHQW 2QO\IRUYHKLFOHVZLWK 3DJH
GHVFULSWLRQ FRGH%+ 6HFRQGDU\
ZDWHUUHWDUGHU
*):0' 1R]]OHXQLWIRU'3) 9HKLFOHVZLWKFRGH0= 3DJH
UHJHQHUDWLRQFRPSRQHQW (QJLQHYHUVLRQ(XUR9,
GHVFULSWLRQ
*):+ +HDWLQJV\VWHPKHDW 3DJH
H[FKDQJHUFRPSRQHQW
GHVFULSWLRQ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*) &RRODQWFLUFXLWVFKHPDWLF
:0'

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

 2LOFRRODQWPRGXOH  5HWDUGHU RQO\IRUFRGH


%+ 6HFRQGDU\ZDWHUUHWDUGHU
 &RRODQWWKHUPRVWDW $ '0'1+HDWHUIRUDX[LOLDU\ZDWHU
KHDWHU RQO\ZLWKFRGH &DE
DX[LOLDU\ZDWHUKHDWHU RUFRGH &DE
DQGHQJLQHDX[LOLDU\ZDWHUKHDWHU
 &RRODQWSXPS $0 &LUFXODWLRQSXPS RQO\IRUFRGH
'0 &DEDX[LOLDU\ZDWHUKHDWHU RU
FRGH'1 &DEDQGHQJLQH
DX[LOLDU\ZDWHUKHDWHU
 2LOZDWHUKHDWH[FKDQJHU % &RRODQWOHYHOVZLWFK
 6LOLFDWHVWRUDJHXQLW % 6HQVRUIRUFRRODQWSUHVVXUH
UHJXODWLRQ RQO\IRUFRGH%+
6HFRQGDU\ZDWHUUHWDUGHU
 &\OLQGHU % ([KDXVWFRRODQWWHPSHUDWXUH
VHQVRU
 /RZHUFRRODQWOHYHO 0 5HVLGXDOKHDWSXPS RQO\IRUFRGH
', 5HVLGXDOKHDWXWLOL]DWLRQ
 8SSHUFRRODQWOHYHO < +HDWHUVKXWRIIYDOYH
 &RRODQWPDQLIROG < 6ROHQRLGYDOYHIRUFRRODQWSUHVVXUH
UHJXODWLRQ RQO\IRUFRGH%+
6HFRQGDU\ZDWHUUHWDUGHU
 1R]]OHXQLWIRUUHJHQHUDWLRQRI < ([KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU
GLHVHOSDUWLFXODWHILOWHU RQO\IRU
FRGH0= (XUR9,HQJLQHYHUVLRQ
 ([KDXVWJDVUHFLUFXODWLRQFRROHU < $G%OXHŠKHDWHUFRRODQWVROHQRLG
YDOYH
 7KURWWOH < %RRVWSUHVVXUHSRVLWLRQHU
 &RPSUHVVRU % &\OLQGHUKHDG
 &RRODQWH[SDQVLRQUHVHUYRLU & &UDQNFDVH
 5DGLDWRU ( 9HQWLODWLRQ
 )DQ +5 +HDWHUUHWXUQ
 +HDWLQJV\VWHPKHDWH[FKDQJHU += +HDWHUIHHG
 &RRODQWIHHGWR$G%OXHŠKHDWHU .$ &RRODQWRXWOHW
 &RRODQWUHWXUQIURP$G%OXHŠ .( &RRODQWLQOHW
KHDWHU
 &RRODQWFROOHFWRUKRXVLQJ 19 &RPSUHVVHGDLUVXSSO\HOHFWULFDO
DFFHVVRU\



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' )XHOV\VWHPIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

 )XHOILOWHUPRGXOH < &\OLQGHUIXHOLQMHFWRU


 )XHOORZSUHVVXUHSXPS < &\OLQGHUIXHOLQMHFWRU
 )XHOV\VWHPKLJKSUHVVXUHSXPS < &\OLQGHUIXHOLQMHFWRU
 5DLO < &\OLQGHUIXHOLQMHFWRU
 ,QMHFWLRQQR]]OH IRUUHJHQHUDWLRQRIWKH < 3UHVVXUHUHJXODWRUYDOYH
GLHVHOSDUWLFXODWHILOWHU '3)
$ (QJLQHPDQDJHPHQWFRQWUROXQLW 0&0 < 4XDQWLW\FRQWUROYDOYH
% )XHOWHPSHUDWXUHVHQVRU $ )XHOORZSUHVVXUHOLQHVRQWKHLQWDNH
VLGH
% 5DLOSUHVVXUHVHQVRU % )XHOORZSUHVVXUHOLQHVRQWKHWKUXVWVLGH
< &\OLQGHUIXHOLQMHFWRU & )XHOKLJKSUHVVXUHOLQHV
< &\OLQGHUIXHOLQMHFWRU ' )XHOUHWXUQOLQHV

*HQHUDO IXHOLVFRPSDFWHGE\WKHIXHOV\VWHPKLJKSUHVVXUH
7KHIXHOV\VWHPIRUWKHHQJLQHLVVXSSOLHG SXPS  RYHUWKHTXDQWLW\FRQWUROYDOYH < XS
RYHUWKHIXHOIHHGDQGUHWXUQIORZFRQQHFWLRQVWR WRDQRPLQDOSUHVVXUHRIEDUDQGFRQYH\HG
WKHIXHOILOWHUPRGXOH  ZLWKIXHO7KHIXHOORZ RYHUDKLJKSUHVVXUHOLQHLQWRWKHIXHOKLJKSUHVVXUH
SUHVVXUHSXPS  VXFWLRQVWKHIXHORYHUWKHIXHO V\VWHP'LVWULEXWLRQDQGVWRUDJHRIWKHKLJK
SUHILOWHURXWRIWKHIXHOWDQNDQGGHOLYHUVLWXQGHUD SUHVVXUHWKHLQGLYLGXDOIXHOLQMHFWRUVWDNHVSODFH
QRPLQDOSUHVVXUHRIDERXWEDURYHUWKHIXHOPDLQ RYHUWKHUDLO  DQGWKHUHVSHFWLYHKLJKSUHVVXUH
ILOWHUWRWKHTXDQWLW\FRQWUROYDOYH < RQWKHIXHO OLQHV7KHIXHOLQMHFWRUVIRUF\OLQGHUWR <WR
V\VWHPKLJKSUHVVXUHSXPS  7KHIXHOSUHVVXUH < DUHDFWXDWHGHOHFWULFDOO\E\WKHHQJLQH
LQWKHIXHOORZSUHVVXUHV\VWHPLVUHJXODWHGE\D PDQDJHPHQW 0&0 FRQWUROXQLW $ DQGVSUD\WKH
SUHVVXUHUHJXODWLQJYDOYHZKLFKLVLQWHJUDWHGLQWKH UHTXLUHGLQMHFWLRQTXDQWLW\DWWKHDSSURSULDWHSRLQW
IXHOORZSUHVVXUHSXPS  $XWRPDWLFDOO\DGGHG LQWLPHLQWRWKHF\OLQGHU

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV


)XHOORZSUHVVXUHV\VWHP ವ )XHOWHPSHUDWXUHVHQVRU %
7KHIXHOORZSUHVVXUHV\VWHPSULPDULO\FRQVLVWVRI )RUFRGH0= (QJLQHYHUVLRQ(XUR9, WKH
WKHIROORZLQJFRPSRQHQWV IROORZLQJFRPSRQHQWVDUHDOVRSUHVHQW
ವ )XHOWDQN ವ 'LHVHOIXHOPHWHULQJGHYLFHWKURXJKZKLFKWKH
ವ )XHOILOWHUPRGXOH  LQZKLFKWKHIXHOLVFOHDQHG IXHOIRUWKHDFWLYHUHJHQHUDWLRQRIWKHGLHVHO
LQWZRVWDJHV SDUWLFXODWHILOWHU '3) LVPHWHUHGWRWKHLQMHFWLRQ
QR]]OH  ZLWKWKHIROORZLQJHOHFWULFDO
ವ )XHOORZSUHVVXUHSXPS  ZKLFKGHOLYHUVWKH FRPSRQHQWV
IXHOWKURXJKWKHIXHOILOWHUPRGXOH  WRWKHIXHO
V\VWHPKLJKSUHVVXUHSXPS  ವ )XHOSUHVVXUHVHQVRU RXWOHW  %

ವ )XHOORZSUHVVXUHOLQHVRQWKHLQWDNHVLGH $ ವ )XHOSUHVVXUHVHQVRU LQOHW  %

ವ )XHOORZSUHVVXUHOLQHVRQWKHWKUXVWVLGH % ವ )XHOPHWHULQJYDOYH <

ವ )XHOUHWXUQOLQHV ' RYHUZKLFKWKHGLYHUWHG ವ )XHOVKXWRIIYDOYH <


TXDQWLWLHVRIWKHVROHQRLGYDOYHWRWKHQR]]OH ವ ,QMHFWLRQQR]]OH  RYHUZKLFKWKHIXHOIRU
QHHGOHVDQGWKHSUHVVXUHUHJXODWLQJYDOYH DFWLYHUHJHQHUDWLRQRIWKHGLHVHOSDUWLFXODWHILOWHU
< DJDLQILQGWKHLUZD\LQWRWKHIXHOORZ '3) LVLQMHFWHGLQWRWKHKRWH[KDXVWIORZ
SUHVVXUHV\VWHP

)XHOKLJKSUHVVXUHV\VWHP ವ 5DLO 
7KHIXHOKLJKSUHVVXUHV\VWHPFRQVLVWVRIWKH ವ 3UHVVXUHUHJXODWLQJYDOYH < ZKLFKUHGXFHV
IROORZLQJFRPSRQHQWV WKHSUHVVXUHLQWKHUDLO  GHSHQGHQWRQWKH
ವ 4XDQWLW\FRQWUROYDOYH < RYHUZKLFKWKHIXHO RSHUDWLQJFRQGLWLRQRIWKHHQJLQH
KLJKSUHVVXUHSXPS  WRWKHIXHOWREH ವ 5DLOSUHVVXUHVHQVRU %
GHOLYHUHGLVH[DFWO\OLPLWHGWRWKHUHTXLUHG ವ )XHOKLJKSUHVVXUHOLQHV &
TXDQWLW\
ವ )XHOLQMHFWRUVIRUF\OLQGHUVWR <WR<
ವ )XHOV\VWHPKLJKSUHVVXUHSXPS  ZKLFK
FRPSUHVVHVLWWRDERXWEDUDQGGHOLYHUV
WKHIXHOLQWRWKHUDLO 

*):0' )XHOORZSUHVVXUH 3DJH
V\VWHPIXQFWLRQ
*):0' )XHOKLJKSUHVVXUH 3DJH
V\VWHPIXQFWLRQ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' )XHOORZSUHVVXUHV\VWHPIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

 )XHOWDQN  ,QMHFWLRQQR]]OH IRU % )XHOSUHVVXUHVHQVRU


UHJHQHUDWLRQRIWKH RXWOHW
GLHVHOSDUWLFXODWHILOWHU
'3)
 )XHOILOWHUPRGXOH  )LOOLQJYDOYH % )XHOSUHVVXUHVHQVRU
LQOHW
 )XHODFFXPXODWRU  3UHVVXUHKROGLQJYDOYH < &\OLQGHUIXHOLQMHFWRU
 )XHOORZSUHVVXUH  )XHOORZSUHVVXUHOLQH < &\OLQGHUIXHOLQMHFWRU
SXPS IURPWKHIXHOWDQNWR
WKHIXHOILOWHUPRGXOH
 %\SDVVYDOYH  )XHOORZSUHVVXUHOLQH < &\OLQGHUIXHOLQMHFWRU
IURPWKHIXHOILOWHU
PRGXOHWRWKHIXHOORZ
SUHVVXUHSXPS
 6DIHW\YDOYH  )XHOORZSUHVVXUHOLQH < &\OLQGHUIXHOLQMHFWRU
IURPWKHIXHOORZ
SUHVVXUHSXPSWRWKH
IXHOILOWHUPRGXOH
 )XHOV\VWHPKLJK  )XHOORZSUHVVXUHOLQH < &\OLQGHUIXHOLQMHFWRU
SUHVVXUHSXPS IURPWKHIXHOILOWHU
PRGXOHWRWKHIXHOORZ
SUHVVXUHSXPS
 'LHVHOIXHOPHWHULQJ  )XHOORZSUHVVXUHOLQH < &\OLQGHUIXHOLQMHFWRU
GHYLFH IRU IURPWKHIXHOKLJK
UHJHQHUDWLRQRIGLHVHO SUHVVXUHSXPSWRWKH
SDUWLFXODWHILOWHU '3) IXHOILOWHUPRGXOH
 5DLO  )XHOORZSUHVVXUHOLQH < )XHOPHWHULQJYDOYH
IURPWKHIXHOILOWHU
PRGXOHWRWKHGLHVHO
IXHOPHWHULQJGHYLFH
 )XHOSUHILOWHU  )XHOUHWXUQOLQH IURP < )XHOVKXWRIIYDOYH
WKHRYHUIORZYDOYHRI
WKHGLHVHOIXHO
PHWHULQJGHYLFHWRWKH
IXHOILOWHUPRGXOH
 )XHOPDLQILOWHU  )XHOORZSUHVVXUHOLQH < 3UHVVXUHUHJXODWRU
IURPWKHIXHOKLJK YDOYH
SUHVVXUHSXPSWRWKH
UDLO
 2YHUIORZYDOYH IRUWKH  )XHOKLJKSUHVVXUHOLQH < 4XDQWLW\FRQWUROYDOYH
GLHVHOIXHOPHWHULQJ IURPWKHUDLOWRWKH
GHYLFH IXHOLQMHFWRU
 7KURWWOH  )XHOUHWXUQOLQH IURP $ )XHOORZSUHVVXUH
WKHSUHVVXUHUHJXODWLQJ OLQHVRQWKHLQWDNHVLGH
YDOYHDQGIURPWKHIXHO
LQMHFWRUV
 &KHFNYDOYH  9HQWGXFW IURPWKH % )XHOORZSUHVVXUH
IXHOPDLQILOWHUWRWKH OLQHVRQWKHWKUXVWVLGH
IXHOUHWXUQOLQH
 6KXWRIIYDOYH LQWKH  )XHOUHWXUQGXFW IURP & )XHOKLJKSUHVVXUH
IXHOIHHGORFNHGLQ WKHILOWHUKRXVLQJWRWKH OLQHV
WKHRSHQSRVLWLRQ IXHOUHWXUQOLQH
 6KXWRIIYDOYH LQWKH  )XHOUHWXUQOLQH IURP ' )XHOUHWXUQOLQHV
IXHOUHWXUQORFNHGLQ WKHIXHOILOWHUPRGXOHWR
WKHRSHQSRVLWLRQ WKHIXHOWDQN



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

 %DOOYDOYH ZKLFK % )XHOWHPSHUDWXUH ( )XHOUHWXUQIORZILOWHU


SUHYHQWVHPSW\LQJRI VHQVRU KRXVLQJ
WKHLQWDNHGXFWZKHQ
WKHHQJLQHLVDWD
VWDQGVWLOO
 3UHVVXUHUHJXODWRU % 5DLOSUHVVXUHVHQVRU ) 9HQWLODWLRQ
YDOYH

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

 )XHOILOWHUPRGXOH  )XHOORZSUHVVXUHOLQH < &\OLQGHUIXHOLQMHFWRU


IURPWKHIXHOILOWHU
PRGXOHWRWKHIXHO
KLJKSUHVVXUHSXPS
 )XHOORZSUHVVXUH  )XHOUHWXUQOLQH IURP < &\OLQGHUIXHOLQMHFWRU
SXPS WKHIXHOKLJKSUHVVXUH
SXPSWRWKHIXHOILOWHU
PRGXOH
 )XHOV\VWHPKLJK  )XHOORZSUHVVXUHOLQH < &\OLQGHUIXHOLQMHFWRU
SUHVVXUHSXPS IURPWKHIXHOILOWHU
PRGXOHWRWKHGLHVHO
IXHOPHWHULQJGHYLFH
 'LHVHOIXHOPHWHULQJ  )XHOUHWXUQOLQH IURP < &\OLQGHUIXHOLQMHFWRU
GHYLFH IRU WKHRYHUIORZYDOYHRI
UHJHQHUDWLRQRIGLHVHO WKHGLHVHOIXHO
SDUWLFXODWHILOWHU '3) PHWHULQJGHYLFHWRWKH
IXHOILOWHUPRGXOH
 5DLO  )XHOKLJKSUHVVXUHOLQH < 3UHVVXUHUHJXODWRU
IURPWKHIXHOKLJK YDOYH
SUHVVXUHSXPSWRWKH
UDLO
 )XHOSUHILOWHU  )XHOKLJKSUHVVXUHOLQH < 4XDQWLW\FRQWUROYDOYH
IURPWKHUDLOWRWKH
IXHOLQMHFWRU
 )XHOPDLQILOWHU  )XHOUHWXUQOLQH IURP $ )XHOORZSUHVVXUH
WKHSUHVVXUHUHJXODWLQJ OLQHVRQWKHLQWDNHVLGH
YDOYHDQGIURPWKHIXHO
LQMHFWRUV
 ,QMHFWLRQQR]]OH IRU % )XHOWHPSHUDWXUH % )XHOORZSUHVVXUH
UHJHQHUDWLRQRIWKH VHQVRU OLQHVRQWKHWKUXVWVLGH
GLHVHOSDUWLFXODWHILOWHU
'3)
 )LOOLQJYDOYH % 5DLOSUHVVXUHVHQVRU & )XHOKLJKSUHVVXUH
OLQHV
 )XHOORZSUHVVXUHOLQH < &\OLQGHUIXHOLQMHFWRU ' )XHOUHWXUQOLQHV
IURPWKHIXHOILOWHU
PRGXOHWRWKHIXHOORZ
SUHVVXUHSXPS
 )XHOORZSUHVVXUHOLQH < &\OLQGHUIXHOLQMHFWRU
IURPWKHIXHOORZ
SUHVVXUHSXPSWRWKH
IXHOILOWHUPRGXOH

7KHIXHOKDQGRYHUIURPWKHYHKLFOHWRWKHHQJLQHRU LQWRWKHIXHOORZSUHVVXUHSXPS  7KHUHLVDEDOO


IURPWKHHQJLQHWRWKHYHKLFOHLVSODFHGRQWKHIXHO YDOYH  SODFHGDWWKHHQWU\WRWKHIXHOSUHILOWHU 
ILOWHUPRGXOH  8SRQSXWWLQJRQWKHFRQQHFWLRQV DJUDYLPHWULFYDOYH ZKLFKSUHYHQWVHPSW\LQJRI
RQWKHIXHOILOWHUPRGXOH  WKHYHKLFOHVLGHOLQH WKHIXHOORZSUHVVXUHOLQH  LQWKHIXHOWDQN  
FRQQHFWLRQVSUHVVRQVSULQJORDGHGVKXWRIIYDOYHV (OHFWULFDOIXHOSUHKHDWLQJFDQEHRSWLRQDOO\LQVWDOOHG
 8SRQXQIDVWHQLQJWKHFRQQHFWLRQVWKH ,QWKLVZD\WKHIXHOWHPSHUDWXUHFDQEHKHOGWRD
VKXWRIIYDOYHV  FORVHDJDLQZKLFKPHDQV FHUWDLQGHJUHHDERYHWKHFULWLFDOIXHOSDUDIILQ
WKDWDQ\HVFDSLQJRIIXHOIRUH[DPSOHGXULQJHQJLQH VHSDUDWLRQWHPSHUDWXUHDQGWKHHQJLQHLVDOVR
UHPRYDOLVSUHYHQWHGDQGDOVRDQ\HQWU\RIGLUWLQWR GULYHQDWORZHUWHPSHUDWXUHV
WKHIXHOORZSUHVVXUHV\VWHPLVH[FOXGHG 7KHIXHOORZSUHVVXUHSXPS  LVGHVLJQHGDVD
/DUJHGLUWSDUWLFOHV !wP DUHILOWHUHGRXWRIWKH JHDUSXPSDQGVXSSOLHVWKHIXHOORZSUHVVXUH
IXHOLQWKHIXHOSUHILOWHU  EHIRUHHQWU\RIWKHIXHO V\VWHPZLWKWKHUHTXLUHGIXHOTXDQWLW\,QWKHFDVH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

RIDEORFNDJHRQWKHWKUXVWVLGHIRUH[DPSOHE\D DSSURSULDWHO\FRQVWUXFWHGILOWHUHOHPHQW7KHDLU
FORJJHGIXHOPDLQILOWHU  WKHIXHOLVGLYHUWHGRYHU ZKLFKPD\EHWUDQVSRUWHGLQWRWKHILOWHUKRXVLQJRU
DVDIHW\YDOYH  EDFNLQWRWKHLQWDNHVLGH,QWKH WKHDLUZKLFKLVHQFORVHGDIWHUH[FKDQJLQJWKHILOWHU
FDVHRIH[WHUQDOILOOLQJRIWKHIXHOV\VWHPWKHUHLV HOHPHQWVLQWKHILOWHUKRXVLQJLVGLUHFWHGRIIRYHUD
VWLOODE\SDVVYDOYH  LQVWDOOHGWKURXJKZKLFKWKH YHQWLODWLRQERUHZLWKYDOYHLQWRWKHIXHOFROOHFWLRQ
IXHOE\SDVVHVWKHVWRSSHGIXHOORZSUHVVXUHSXPS FKDPEHU  DQGIURPWKHUHRXWRIWKHIXHOILOWHU
  IXHOWKURXJKIORZEORFNHG WRWKHWKUXVWVLGH7KH PRGXOH  LQWRWKHIXHOWDQN  $OVRDOOIXHOUHWXUQV
SUHVVXUHUHJXODWLQJYDOYH  FRQWUROVWKHIXHO DUHOHGLQWRWKHIXHOFROOHFWLRQFKDPEHU   LQMHFWRU
SUHVVXUHLQWKHIXHOORZSUHVVXUHV\VWHP7KH FRQWUROYROXPHVGLYHUWHGTXDQWLWLHVIURPWKH
FRQWUROSUHVVXUHLVSLFNHGXSEHIRUHWKHTXDQWLW\ SUHVVXUHUHJXODWLQJYDOYH < RQWKHUDLO  DV
FRQWUROYDOYH < 7KHIXHOTXDQWLW\UHTXHVWHGE\ ZHOODVDQLQWHUQDOOHDNDJHTXDQWLW\IURPWKHIXHO
WKHIXHOORZSUHVVXUHSXPS  LVGLUHFWHGDJDLQWR V\VWHPKLJKSUHVVXUHSXPS  EHIRUHWKLVSDVVHV
WKHLQWDNHVLGHRIWKHIXHOORZSUHVVXUHSXPS  EDFNWKURXJKWKHIXHOUHWXUQOLQH  LQWRWKHIXHO
DFFRUGLQJWRWKHSRVLWLRQRIWKHSUHVVXUHUHJXODWLQJ WDQN  $IWHUWKHIXHOPDLQILOWHU  WKHIXHOLVOHG
YDOYH   EDFNRYHUWKHIXHOORZSUHVVXUHOLQH  RIWKH
7KHVPDOOHUSDUWLFOHVRIGLUW !wP DUHILOWHUHGRXW TXDQWLW\FRQWUROYDOYH < WRWKHIXHOV\VWHPKLJK
RIWKHIXHORQWKHGRZQVWUHDPIXHOPDLQILOWHU   SUHVVXUHSXPS  
7KHIXHOLVOHGIRUWKLVSXUSRVHWKURXJKDQ

*):0' )XHOWHPSHUDWXUHVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' 'LHVHOIXHOPHWHULQJ 9HKLFOHVZLWKFRGH0= 3DJH
GHYLFHFRPSRQHQW (QJLQHYHUVLRQ(XUR9,
GHVFULSWLRQ %%<<
*):0' &RPSRQHQWGHVFULSWLRQ < 3DJH
IRUWKHTXDQWLW\FRQWURO
YDOYH
*):0' )XHOILOWHUPRGXOH 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ 3DJH
IRUIXHOORZSUHVVXUH
SXPS
*):0' 1R]]OHXQLWIRU'3) 9HKLFOHVZLWKFRGH0= 3DJH
UHJHQHUDWLRQFRPSRQHQW (QJLQHYHUVLRQ(XUR9,
GHVFULSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

*):0' )XHOKLJKSUHVVXUHV\VWHPIXQFWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

:

 )XHOV\VWHPKLJKSUHVVXUHSXPS < &\OLQGHUIXHOLQMHFWRU


 5DLO < &\OLQGHUIXHOLQMHFWRU
 )XHOKLJKSUHVVXUHOLQH IURPWKHIXHO < &\OLQGHUIXHOLQMHFWRU
KLJKSUHVVXUHOLQHWRWKHUDLO
 )XHOKLJKSUHVVXUHOLQHV IURPWKHUDLOWR < &\OLQGHUIXHOLQMHFWRU
WKHIXHOLQMHFWRUV
 )XHOUHWXUQOLQH IURPWKHSUHVVXUH < 3UHVVXUHUHJXODWRUYDOYH
UHJXODWLQJYDOYHDQGIURPWKHIXHO
LQMHFWRUV
$ (QJLQHPDQDJHPHQWFRQWUROXQLW 0&0 < 4XDQWLW\FRQWUROYDOYH
% 5DLOSUHVVXUHVHQVRU & )XHOKLJKSUHVVXUHOLQHV
< &\OLQGHUIXHOLQMHFWRU ' )XHOUHWXUQOLQHV
< &\OLQGHUIXHOLQMHFWRU

7KHIXHOV\VWHPKLJKSUHVVXUHSXPS  LV UDWHWRWKHKLJKSUHVVXUHSXPSSOXQJHUVLVDGDSWHG


GHVLJQHGDVDSOXQJHUSXPSZLWKGRXEOHFDPV LIQHFHVVDU\RYHUWKHTXDQWLW\FRQWUROYDOYH < 
DQGGHOLYHUVWKHUHJXODWHGIXHOTXDQWLW\FDOFXODWHG 7KHLQGLYLGXDOIXHOLQMHFWRUVIRUF\OLQGHUWR <
E\WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ WR< DUHVXSSOLHGZLWKIXHORYHUWKHIXHOKLJK
DQGE\PHDQVRIWKHTXDQWLW\FRQWUROYDOYH < SUHVVXUHOLQHV  IURPWKHUDLO  7KHIXHOLV
RYHUDIXHOKLJKSUHVVXUHOLQH  LQWRWKHUDLO   LQMHFWHGLQWRWKHUHVSHFWLYHF\OLQGHUVE\WKHIXHO
7KHIXHOVWRUHGLQWKHUDLO  XQGHUDKLJKSUHVVXUH LQMHFWRUV7KHLQMHFWLRQTXDQWLW\DQGWKHLQMHFWLRQ
KDVWKHSUHVVXUHFDOFXODWHGE\WKHHQJLQH WLPLQJSRLQWDUHGHWHUPLQHGE\WKHHQJLQH
PDQDJHPHQW 0&0 FRQWUROXQLW $ 7KLVLV PDQDJHPHQW 0&0 FRQWUROXQLW $ GHSHQGHQWRQ
FRQVWDQWO\PRQLWRUHGE\DUDLOSUHVVXUHVHQVRU WKHRSHUDWLQJFRQGLWLRQRIWKHHQJLQH
% DWWDFKHGWRWKHUDLO  7KHYROXPHWULFIORZ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
)XQFWLRQV

,QWKHFDVHWKDWWKHPD[SHUPLVVLEOHUDLOSUHVVXUH $OVRWKHGHVLUHGUDLOSUHVVXUHUHGXFWLRQLVUHDOL]HG
KDVEHHQH[FHHGHGLQWKHV\VWHPWKHSUHVVXUH RYHUWKHSUHVVXUHUHJXODWLQJYDOYH < WKURXJK
UHJXODWLQJYDOYH < LVDFWXDWHG RSHQHG 7KH GLYHUVLRQRIDGHILQHGIXHOTXDQWLW\RXWRIWKHIXHO
IXHOGLYHUWHGRYHUWKHIXHOUHWXUQOLQH  LVOHGLQWR KLJKSUHVVXUHV\VWHPIRUH[DPSOHWKURXJK
WKHIXHOFROOHFWLRQFKDPEHULQWKHIXHOILOWHUPRGXOH GRZQVKLIWLQJ

*):0' (QJLQHPDQDJHPHQW $ 3DJH
0&0 FRQWUROXQLW
FRPSRQHQWGHVFULSWLRQ
*):0' 5DLOSUHVVXUHVHQVRU % 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ <WR< 3DJH
IRUIXHOLQMHFWRUV
*):0' 3UHVVXUHUHJXODWRUYDOYH < 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ < 3DJH
IRUWKHTXDQWLW\FRQWURO
YDOYH
*):0' +LJKSUHVVXUHIXHOSXPS 3DJH
FRPSRQHQWGHVFULSWLRQ
*):0' &RPSRQHQWGHVFULSWLRQ 3DJH
IRUUDLO

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ &HQWUDOJDWHZD\ &*: FRQWUROXQLWFRPSRQHQW 


GHVFULSWLRQ

02'(/ 

/RFDWLRQ
$ &HQWUDOJDWHZD\FRQWUROXQLW &*:

:

7KHFHQWUDOJDWHZD\ &*: FRQWUROXQLW $ LVLQ


WKHHOHFWURQLFVFRPSDUWPHQWRQWKHSDVVHQJHUVLGH

7DVN &RQWUROXQLWPRQLWRULQJ
7KHFHQWUDOJDWHZD\FRQWUROXQLW &*:  $ IRUPV 7KHFHQWUDOJDWHZD\ &*: FRQWUROXQLW $
WKHFHQWUDOLQWHUIDFHRIWKHYHKLFOHQHWZRUNLQJDQG PRQLWRUVDOOFRQWUROXQLWVIRUIDLOXUHH[FHSWLWVHOI
LVGLUHFWO\FRQQHFWHGWRWKHIROORZLQJKLJKVSHHG DQGWKHFRPSRQHQWVRIWKH(OHFWURQLF%UDNH&RQWURO
EXVV\VWHPV V\VWHP (%6 ,QWKHSURFHVVLWFKHFNVZKHWKHUD
ವ ([WHULRU&$1 &$1 FRQWUROXQLWDFWLYHO\SDUWLFLSDWHVLQWKHEXVWUDIILF,I
DFRQWUROXQLWGRHVQRWVHQGDPHVVDJHDIWHUDORQJ
ವ ,QWHULRU&$1 &$1 SHULRGLWDVVXPHVIDLOXUHDQGLVVXHVD
ವ )UDPH&$1 &$1 FRUUHVSRQGLQJIDXOWFRGH,QDGGLWLRQWKHIDLOXUHLV
GLVSOD\HGRQWKHLQVWUXPHQWFOXVWHUFRQWUROXQLW
ವ 7HOHPDWLFV&$1 &$1
,&8&  $ 
ವ 'LDJQRVWLF&$1 &$1
1HWZRUNPDQDJHPHQW
5RXWLQJGDWD 7KHFHQWUDOJDWHZD\FRQWUROXQLW &*:  $ LV
7KHPDLQWDVNRIWKHFHQWUDOJDWHZD\FRQWUROXQLW UHVSRQVLEOHIRUVHOHFWLYHO\ZDNLQJXSDQGSXWWLQJ
&*:  $ LVWRURXWHLQGLYLGXDO&$1PHVVDJHV DVOHHSWKHFRQQHFWHGFRQWUROXQLWV$OOFRQWUROXQLWV
EHWZHHQWKHFRQQHFWHG&$1GDWDEXVV\VWHPV,Q DUHDZDNHQHGLIDPHVVDJHLVVHQWWRDEXVV\VWHP
RWKHUZRUGVHJLWLVVXHVPHVVDJHVIURPWKH 6OHHSLVLQLWLDWHGRQO\ZKHQDOOFRQWUROXQLWVKDYH
LQWHULRU&$1 &$1 WRWKHIUDPH&$1 &$1  VLJQDOHGVOHHSUHDGLQHVV$VDUHVXOW
7KHFHQWUDOJDWHZD\FRQWUROXQLW &*:  $ RQO\ V\QFKURQL]DWLRQRFFXUVDWVOHHSWLPH
NQRZVZKLFKPHVVDJHVDUHEHLQJURXWHGWRZKLFK
&$1V\VWHPDQGQRWZKLFKFRQWUROXQLWPXVW
UHFHLYHWKHLQGLYLGXDOPHVVDJHV




– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%XVWHUPLQDWLRQUHVLVWRUV VRIWZDUHRIRWKHUFRQWUROXQLWV+RZHYHUWKH\GR
%XVWHUPLQDWLRQUHVLVWRUVDUHXVHGWRDYRLG DSSHDUDVLQGLYLGXDOFRQWUROXQLWVLQWKH6WDU
UHIOHFWLRQVWKDWZRXOGOHDGWRWKHIDOVLILFDWLRQRI 'LDJQRVLV
DFWXDOLQIRUPDWLRQ7KHFKDUDFWHULVWLFLPSHGDQFHRI 7KHIROORZLQJFRQWUROXQLWVDUHUHDOL]HGDVYLUWXDO
WKHHOHFWULFDOOLQHLVLPSRUWDQWIRUWKHEXV FRQWUROXQLWVLQWKHFHQWUDOJDWHZD\FRQWUROXQLW
WHUPLQDWLRQUHVLVWRU &*:  $ 
%XVWHUPLQDWLRQUHVLVWRUVDUHLQVWDOOHGIRUWKH ವ 7KHFHQWUDOGDWDPHPRU\ &'6  $D
IROORZLQJGDWDEXVV\VWHPVLQWKHFHQWUDOJDWHZD\ ವ 7KHFRPPXQLFDWLRQVLQWHUIDFHFRQWUROXQLW
FRQWUROXQLW &*:  $  &20  $D
ವ )UDPH&$1 &$1 ವ 7KHPDLQWHQDQFHV\VWHPFRQWUROXQLW 06  $
ವ 7HOHPDWLFV&$1 &$1 D
ವ 'LDJQRVWLF&$1 &$1

9LUWXDOFRQWUROXQLWV
9LUWXDOFRQWUROXQLWVDUHQRWHTXLSSHGZLWKWKHLURZQ
KRXVLQJ7KH\DUHLQWHJUDWHGLQWRWKHKDUGZDUHDQG

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ 'ULYHFRQWURO &3& FRQWUROXQLWFRPSRQHQW 


GHVFULSWLRQ

02'(/ 

/RFDWLRQ
$ 'ULYHFRQWURO &3& FRQWUROXQLW

:

7KHGULYHFRQWURO &3& FRQWUROXQLW $ LVORFDWHG


RQWKHSDVVHQJHUVLGHLQWKHHOHFWURQLFV
FRPSDUWPHQW

7DVN $FFRUGLQJWRWKHWDVNVSHUIRUPHGWKHGULYHFRQWURO
7KHGULYHFRQWURO &3& FRQWUROXQLW $ FDOFXODWHV &3& FRQWUROXQLW $ LVSRVLWLRQHGLQWKH&RQWURO
YDULRXVFRQWUROIDFWRUVUHOHYDQWIRUWKHGULYLQJF\FOH $UHD1HWZRUN &$1 DVWKHFHQWUDOLQWHUIDFH
IRUWKHIROORZLQJIXQFWLRQVGHSHQGHQWRQWKHFXUUHQW *DWHZD\ EHWZHHQWKHIUDPH&$1 &$1 DQG
WUDQVPLVVLRQPRGH WKHGULYHWUDLQ&$1 &$1 &$1PHVVDJHVDUH
PDGHDYDLODEOHYLDIUDPH&$1 &$1 DQGGULYH
ವ &UXLVHFRQWURO WUDLQ&$1 &$1 ZKLFKDUHUHOHYDQWIRUWKH
ವ /LPLWHU UHVSHFWLYHIXQFWLRQVIURPRWKHUFRQWUROXQLWDQGDUH
DOVRYLVHYHUVDVHQWWRWKHVH
ವ 3UR[LPLW\&RQWURO$VVLVW IRUFRGH6O 3UR[LPLW\
&RQWURO$VVLVW 7KHGULYHFRQWURO &3& FRQWUROXQLW $
FRPPXQLFDWHVYLD&$1ZLWKWKHIROORZLQJFRQWURO
ವ (QJLQHEUDNH FRPSXWDWLRQRIEUDNLQJWRUTXH
XQLWV
ವ &RRODQWWHPSHUDWXUHPDQDJHPHQW
ವ ,QVWUXPHQWFOXVWHU ,&8& FRQWUROXQLW $
ವ $XWRPDWLFJHDUGHWHFWLRQ
ವ &HQWUDOJDWHZD\FRQWUROXQLW &*:  $
ವ 0RQLWRULQJRIWKHFRRODQWOHYHO
ವ (QJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
ವ 0RQLWRULQJRIWKHFKDUJLQJFXUUHQW
ವ 7UDQVPLVVLRQ 7&0 FRQWUROXQLW $
ವ 0RQLWRULQJRIWKHDLUILOWHU
ವ &DEVLJQDODFTXLVLWLRQDQGDFWXDWLRQPRGXOH
ವ /HJDOYHKLFOHVSHHGOLPLW 6&$ FRQWUROXQLW $
ವ 'LHVHOSDUWLFXODWHILOWHU '3) RQO\IRUFRGH ವ $QWLORFNEUDNHV\VWHP $%6 FRQWUROXQLW
0= (QJLQHYHUVLRQ(8529, FKDQQHO $
ವ &RPSXWDWLRQFRUUHFWLRQRIWKHHQJLQHVSHFLILHG ವ (OHFWURQLF%UDNH&RQWURO (%6 FRQWUROXQLW
WRUTXH $E  :DEFR
ವ 5HWDUGHUFRQWURO IRUFRGH%+ 6HFRQGDU\ZDWHU ವ (OHFWURQLF%UDNH&RQWURO (%6 FRQWUROXQLW
UHWDUGHU $F  .QRUU



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

ವ 5HWDUGHUFRQWURO 5&0 FRQWUROXQLW $ ವ ([KDXVWDIWHUWUHDWPHQW $&0 FRQWUROXQLW $


ವ 3DUDPHWHUL]DEOHVSHFLDOPRGXOH 360 FRQWURO ವ 7DFKRJUDSK 3
XQLW $
ವ 3UHGLFWLYH3RZHUWUDLQ&RQWURO 33& FRQWUROXQLW
$

7KHIROORZLQJVHQVRUVDQGVZLWFKHVDUHGLUHFWO\ ವ 5LJKWPXOWLIXQFWLRQFRQWUROOHYHU 6
FRQQHFWHGWRWKHGULYHFRQWURO &3& FRQWUROXQLW 7KHGULYHFRQWURO &3& FRQWUROXQLW $ DSSOLHV
$  DFWXDWLRQRIWKHIROORZLQJFRPSRQHQWV
ವ $FFHOHUDWRUSHGDOVHQVRU % ವ %+&RRODQWSUHVVXUHUHJXODWLRQVROHQRLG <
ವ &RRODQWOHYHOVZLWFK % IRUFRGH 6HFRQGDU\ZDWHUUHWDUGHU
ವ $LUILOWHUVHQVRU % ವ 0.&RQWUROOHUXQLWIRUORZHUUDGLDWRUVKXWWHUV
ವ %+&RRODQWSUHVVXUHUHJXODWLRQVHQVRU % $  IRUFRGH 5DGLDWRUVKXWWHUV
IRUFRGH 6HFRQGDU\ZDWHUUHWDUGHU ವ 0.&RQWUROOHUXQLWIRUXSSHUUDGLDWRUVKXWWHUV
ವ $OWHUQDWRU *  GHWHUPLQDWLRQRIVWDWXVRIFLUFXLW $  IRUFRGH 5DGLDWRUVKXWWHUV
DQGFKDUJHFXUUHQWPRQLWRULQJ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' (QJLQHPDQDJHPHQW 0&0 FRQWUROXQLWFRPSRQHQW 


GHVFULSWLRQ

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
$ (QJLQHPDQDJHPHQWFRQWUROXQLW 0&0

:

7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ LV


ORFDWHGRQWKHOHIWVLGHRIFUDQNFDVH

7DVN (QJLQHPDQDJHPHQWIRUWKHFRPPRQUDLOGLHVHO
7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ LQMHFWLRQV\VWHP
VHUYLFHVSULPDULO\DVDQLQWHUIDFHEHWZHHQWKH 7KHPDLQWDVNRIWKHHQJLQHPDQDJHPHQW 0&0
HOHFWULFDORUHOHFWURQLFFRPSRQHQWVORFDWHGRQWKH FRQWUROXQLW $ LVWRUHJXODWHLQMHFWLRQRIWKH
HQJLQHVLGHDQGGULYHFRQWURO &3& FRQWUROXQLW FRPPRQUDLOGLHVHOLQMHFWLRQV\VWHP$OOUHTXLUHG
$ RQWKHYHKLFOHVLGH%RWK&RQWUROXQLWVDUH GDWDVXFKDVWKHRXWSXWGLYHUVHFKDUDFWHULVWLFV
QHWZRUNHGWRJHWKHUYLDWKHGULYHWUDLQ&$1 &$1 PDSVRUGDWDZKLFKVHUYHVWRSURWHFWWKHHQJLQH
DQGWKH&$1EXVGULYHQHXWUDOSRLQW = 7KH DUHVWRUHGLQWKHHQJLQHPDQDJHPHQW 0&0
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ WDNHV FRQWUROXQLW $ 7RUHJXODWHWKHLQMHFWLRQZKLFK
RQDQXPEHURIWDVNV2QWKHRQHKDQGLWWDNHVRQ WDNHVSODFHWKURXJKDSSURSULDWHDFWXDWLRQRIWKH
WKHFRQWUROOLQJDQGUHJXODWLQJSURFHVVHVIRU IXHOLQMHFWRUVIRUF\OLQGHUWR <WR< WKH
H[DPSOHIRUV\VWHPVVXFKDVWKHHQJLQHFRQWURO SUHVVXUHUHJXODWLQJYDOYH < DQGWKHTXDQWLW\
05 RUWKHH[KDXVWJDVUHFLUFXODWLRQ $*5 ZKLOH FRQWUROYDOYH < WKHHQJLQHPDQDJHPHQW
RQWKHRWKHUKDQGLWVHUYHVWRSDVVRQLQIRUPDWLRQ 0&0 FRQWUROXQLW $ UHDGVLQVLJQDOVIURP
VXFKDVWKHRLOOHYHOLQWKHHQJLQH YLUWXDOO\DOOVHQVRUVFRQQHFWHGWRLW7KLVPHDQVDOO
7KHIROORZLQJLVDQRYHUYLHZRIWKHWDVNVRIWKH LQIRUPDWLRQH[FHSWWKDWIURPWKHRLOSUHVVXUHVZLWFK
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $  % DQGWKHHQJLQHRLOILOOOHYHOVHQVRU % 
DUHLQFOXGHGLQWKHFRPSXWDWLRQV




– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

([KDXVWJDVUHFLUFXODWLRQ (*5 YDOYH < 7KHIXHOVKXWRIIYDOYH < DQGWKH


7KHIDFWWKDWH[KDXVWJDVUHFLUFXODWLRQLVDFWLYH IXHOPHWHULQJYDOYH < DUHORFDWHGWRJHWKHUZLWK
RYHUWKHZKROHURWDWLRQDOVSHHGUDQJHPHDQVWKDW WKHIXHOSUHVVXUHVHQVRU RXWOHW  % DQGWKHIXHO
WKHUDWLREHWZHHQUHF\FOHGH[KDXVWJDVPDVVHV SUHVVXUHVHQVRU LQOHW  % LQRQHPHWHULQJ
DQGVXFWLRQHGLQRUVXSHUFKDUJHGIUHVKDLUPDVV GHYLFH7KLVHQVXUHVWKDWGLHVHOIXHOLVPHWHUHG
PXVWEHPDWFKHGH[DFWO\DQGWKXVH[DFWO\ RYHUDOLQHWRWKHLQMHFWLRQQR]]OHLQWKHQR]]OHXQLW
UHJXODWHG7KLVUHODWLRQVKLSWKHVRFDOOHGH[KDXVW IRU'3)UHJHQHUDWLRQZKLFKLVORFDWHGRQWKH
JDVUHFLUFXODWLRQUDWHLVUHJXODWHGE\WKHHQJLQH H[KDXVWSLSHXSVWUHDPRIWKHGLHVHOSDUWLFXODWHILOWHU
PDQDJHPHQW 0&0 FRQWUROXQLW $ WKURXJK '3) 7KHLQMHFWLRQQR]]OHLQMHFWVVSHFLILFIXHO
DSSURSULDWHDFWXDWLRQRIWKHH[KDXVWJDV DPRXQWVLQWRWKHKRWH[KDXVWIORZ'XULQJWKH
UHFLUFXODWLRQSRVLWLRQHU < 7KH(*5UDWHYDOXH UHVXOWLQJUHDFWLRQLQWKHH[KDXVWDIWHUWUHDWPHQWXQLW
KHUHLVGHWHUPLQHGE\WKHLQIRUPDWLRQIURPWKH DJUHDWGHDORIKHDWLVJHQHUDWHGLQZKLFKWKHVRRW
FKDUJHDLUSUHVVXUHDQGWHPSHUDWXUHVHQVRU GHSRVLWHGLQWKHGLHVHOSDUWLFXODWHILOWHU '3) LV
% E\WKHR[\JHQVHQVRU % DQGE\WKH EXUQWWRIRUPDVK
FKDUJHDLUWHPSHUDWXUHVHQVRULQWKHFKDUJHDLU
&KDUJHSUHVVXUHFRQWURO
KRXVLQJ % WDNLQJWKHGDWDVWRUHGLQD
FRUUHVSRQGLQJFKDUDFWHULVWLFVPDSLQWRDFFRXQW 7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
GHWHUPLQHVWKHFXUUHQWERRVWSUHVVXUHZLWKWKHDLG
'LHVHOSDUWLFXODWHILOWHU '3) RQO\IRUFRGH RIWKHFKDUJHDLUSUHVVXUHDQGWHPSHUDWXUHVHQVRU
0= (QJLQHYHUVLRQ(XUR9, % ,IWKHERRVWSUHVVXUHLVWRRKLJKLWWUDQVPLWV
'XULQJWKHDFWLYHUHJHQHUDWLRQSKDVHRIWKHGLHVHO DQDSSURSULDWHPHVVDJHWRWKHERRVWSUHVVXUH
SDUWLFXODWHILOWHU '3) WKHHQJLQHPDQDJHPHQW UHJXODWRU < ZKLFKLVDFWXDWHVWKHERRVW
0&0 FRQWUROXQLW $ DFWXDWHVWKHIXHOVKXWRII SUHVVXUHFRQWUROIODSRYHUDOLQNDJH
YDOYH < DQG LQLQWHUYDOV WKHIXHOPHWHULQJ

,QVWUXPHQWFOXVWHU XQLW $ DFWXDWHVWKHHQJLQHEUDNHVROHQRLGYDOYH
7RGLVSOD\WKLVLQWKH,&WKHHQJLQHPDQDJHPHQW < $FWXDWLRQRIWKHVROHQRLGYDOYHPHDQVWKDW
0&0 FRQWUROXQLW $ GHWHFWVWKHHQJLQHRLOOHYHO WKHHQJLQHRLOLVOHGWRWKHK\GUDXOLFHQJLQHEUDNH
WKHHQJLQHRLOWHPSHUDWXUHWKHHQJLQHRLOSUHVVXUH XQLWVZKHUHE\WKHHQJLQHEUDNHLVDFWLYH
WKHFRRODQWWHPSHUDWXUHDQGWKHHQJLQHUSP,WDOVR &DPVKDIWDGMXVWPHQW
XVHVYDOXHVIURPWKHIROORZLQJVHQVRUV
)RUHQJLQHUSPVDWORZHUH[KDXVWWHPSHUDWXUHVWKH
ವ (QJLQHRLOILOOOHYHOVHQVRU % FDPVKDIWSRVLWLRQHUVKRXOGEHGULYHQLQWKHSRVLWLRQ
ವ 2LOSUHVVXUHVZLWFK % DGYDQFHGLQRUGHUWRLQFUHDVHWKHH[KDXVW
ವ ([KDXVWFRRODQWWHPSHUDWXUHVHQVRU % WHPSHUDWXUHV7KLVLVWKHSUHUHTXLVLWHIRUODWHU
DFWLYHSXUJLQJRIWKHGLHVHOSDUWLFXODWHILOWHU7KH
ವ &UDQNVKDIWSRVLWLRQVHQVRU % DGMXVWPHQWWDNHVSODFHWKURXJKDSSURSULDWH
DFWXDWLRQRIWKHFDPVKDIWSRVLWLRQHUVROHQRLG
)DQFRQWURO < GHSHQGHQWRQWKHH[KDXVWWHPSHUDWXUHDQG
)RUIDQUHJXODWLRQWKHHQJLQHPDQDJHPHQW 0&0 WKHHQJLQHUSP
FRQWUROXQLW $ XVHVLQIRUPDWLRQIURPWKHFRRODQW
RXWOHWWHPSHUDWXUHVHQVRU % DQGWKHIDQUSP 7DVNVFRYHULQJDQXPEHURIV\VWHPV
VHQVRU <E ,WHYDOXDWHVWKLVLQIRUPDWLRQWKHQ 7KHVHWDVNVLQFOXGHHQJLQHRUV\VWHPGLDJQRVLV
DFWXDWHVWKHIDQFOXWFKVROHQRLGYDOYH < RYHUD VLQFHDOPRVWDOOHOHFWULFDORUHOHFWURQLFFRPSRQHQWV
FKDUDFWHULVWLFVPDS ZKLFKDUHDWWDFKHGWRWKHHQJLQHPDQDJHPHQW
0&0 FRQWUROXQLW $ FDQEHGLDJQRVHG
(QJLQHEUDNH
8SRQUHTXHVWIURPWKHGULYHFRQWURO &3& FRQWURO
XQLW $ WKHHQJLQHPDQDJHPHQW 0&0 FRQWURO

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ (OHFWURQLFEUDNHFRQWURO (%6 FRQWUROXQLW 


FRPSRQHQWGHVFULSWLRQ

02'(/ 

/RFDWLRQ
$E (OHFWURQLF%UDNH&RQWUROFRQWUROXQLW
(%6  :DEFR
$F (OHFWURQLF%UDNH&RQWUROFRQWUROXQLW
(%6  .QRUU

:

7KH(OHFWURQLF%UDNH&RQWURO (%6 FRQWUROXQLW


$ERU$F LVLQVWDOOHGLQWKHHOHFWURQLFV
FRPSDUWPHQWRQWKHSDVVHQJHUVLGH

7DVN ವ (YDOXDWHWKHIHHGEDFNIURPWKHEUDNH
7KH(OHFWURQLF%UDNH&RQWUROFRQWUROXQLW (%6 FRPSRQHQWVGXULQJWKHHQWLUHEUDNHDSSOLFDWLRQ
$ERU$F LVWKHFHQWUDOFRPSRQHQWRIWKH DQGUHDGMXVWWKHEUDNHSUHVVXUHLIQHFHVVDU\
HOHFWURQLFEUDNHV\VWHP (%6 DQGKDVWKH ವ &RQWUROWKH$%6RU$65LQWHUYHQWLRQV
IROORZLQJWDVNV ವ &RPPXQLFDWLRQZLWKRWKHUV\VWHPVFRQWUROXQLWV
ವ 5HFRUGWKHGULYHU
VEUDNHFRPPDQGYLDWKH LQWKHYHKLFOHYLDWKHIUDPH&$1 &$1 
HOHFWULFDOVLJQDOVRIWKHEUDNHYDOXHVHQVRU % ವ $FWXDWLRQRIHOHFWURQLFDOO\EUDNHGWUDLOHUVYLD,62
RU%D  LQWHUIDFHRISLQ$%6WUDLOHUVRFNHW
ವ &DOFXODWHWKHVSHFLILHGEUDNHSUHVVXUHVRIWKH ; 
LQGLYLGXDOD[OHVRUWKHVHPLWUDLOHUWUDLOHU ವ $FWXDWLRQRIWKHDLUDGPLVVLRQZD\YDOYH
GHSHQGLQJRQWKHVHQVRUGDWDDQGWDNLQJLQWR < RUWKH$65VROHQRLGYDOYH <D IRU$65
DFFRXQWWKHEUDNHIRUFHGLVWULEXWLRQDQGZHDU VXSSUHVVLRQRQWKHOHDGLQJD[OHWUDLOLQJD[OHRQ
KDUPRQL]DWLRQ D[OHYHKLFOHV
ವ $FWXDWLRQRIWKHIURQWD[OHD[OHPRGXODWRU $ ವ &RQWUROWKHIXQFWLRQRIWKHKLOOKROGHU
RU$D UHDUD[OHD[OHPRGXODWRU $RU
$D OHIWIURQWD[OH$%6VROHQRLGYDOYH <  ವ 3HUIRUPLQJV\VWHPGLDJQRVLV
ULJKWIURQWD[OH$%6VROHQRLGYDOYH < DQG ವ 6WRUDJHRIV\VWHPHUURUVIRUGLDJQRVLV
WUDLOHUFRQWUROYDOYH <RU<D ZLWKWKH
ವ 5HSRUWPDMRUIDXOWVYLDWKHGLVSOD\ILHOGLQWKH
FRUUHVSRQGLQJHOHFWULFDOVLJQDOVWRDSSO\WKH
LQVWUXPHQWFOXVWHUFRQWUROXQLW ,&8&  $ 
VSHFLILHGEUDNHSUHVVXUHV



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ %DWWHU\GLVFRQQHFWVZLWFKFRQWUROXQLWFRPSRQHQW 


GHVFULSWLRQ

02'(/ 
ZLWK&2'((9 $'5PRGHOFODVV)/LQFOXGLQJ(;,,(;,,,DQG$7
02'(/ 
ZLWK&2'((; $'5W\SHFODVV$7
02'(/ 
ZLWK&2'((= $FFHVVRULHV$'5
02'(/ 
ZLWK&2'((7 $'5W\SHFODVV(;,,LQFO$7
02'(/ 
ZLWK&2'((' 3UHLQVWDOODWIRUELSRODUEDWWHU\FLUFXLWEUHDNHU
02'(/ 
ZLWK&2'((8 $'5PRGHOFODVV(;,,,LQFOXGLQJ(;,,DQG$7
02'(/ 
ZLWK&2'((( 3URYLVLRQ$'5ZLWKRXWFKDVVLVVKLHOGLQJ

/RFDWLRQ
9HKLFOHVZLWKRXWFRGH&7 ,QWHJUDOUHDUHQG
$ %DWWHU\GLVFRQQHFWVZLWFKFRQWUROXQLW %(62

:

,QYHKLFOHVZLWKVWDQGDUGUHDUHQGWKHEDWWHU\ WUDYHOLQIURQWRIWKHFRPSUHVVHGDLUUHVHUYRLUVRI
GLVFRQQHFWVZLWFK %(62 FRQWUROXQLW $ LV WKHEUDNHV\VWHP
LQVWDOOHGEHORZWKHYHKLFOHEDWWHU\LQWKHGLUHFWLRQRI

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

9HKLFOHVZLWKFRGH&7
,QWHJUDOUHDUHQG
$ %DWWHU\GLVFRQQHFW
VZLWFKFRQWUROXQLW
%(62

:

,QYHKLFOHVZLWKLQWHJUDOUHDUHQGWKHEDWWHU\ LQVWDOOHGRQWKHLQVLGHRIWKHOHIWORQJLWXGLQDOIUDPH
GLVFRQQHFWVZLWFK %(62 FRQWUROXQLW $ LV PHPEHUDERYHWKHUHDUD[OH

7DVNV V\VWHPZLOOEHGLVFRQQHFWHGIURPWKHEDWWHU\
ವ (YDOXDWLQJWKHSRVLWLRQVRIWKH(0(5*(1&< $PRQJRWKHUWKLQJVWKHHQJLQHPDQDJHPHQW
2))VZLWFK 6 DQGWKHIUDPH(0(5*(1&< 0&0 FRQWUROXQLW $ LQLWLDWHVWKHVZLWFKLQJRIIRI
2))IUDPH 6 WKHHQJLQHGXHWRWKLVPHVVDJH7KHRQERDUG
HOHFWULFDOV\VWHPLVGLVFRQQHFWHGE\DELVWDEOHUHOD\
ವ 'LVFRQQHFWLQJWKHRQERDUGHOHFWULFDOV\VWHP LQWHJUDWHGLQWRWKHEDWWHU\GLVFRQQHFWVZLWFK
IURPWKHEDWWHU\ZKHQWKH(0(5*(1&<2)) %(62 FRQWUROXQLW $ 7KHELVWDEOHUHOD\LV
VZLWFK 6 RUWKHIUDPH(0(5*(1&<2)) DFWXDWHGPVDIWHUWKHEDWWHU\GLVFRQQHFWVZLWFK
VZLWFK 6 LVSUHVVHG %(62 FRQWUROXQLW $ KDVUHFRJQL]HGWKDWWKH
(0(5*(1&<2))VZLWFK 6 RUWKHIUDPH
%RG\ (0(5*(1&<2))VZLWFK 6 ZDVSUHVVHG7KH
ವ &RQWUROHOHFWURQLFV WDFKRJUDSK 7&2  3 FRQWLQXHVWREHVXSSOLHG
ವ %LVWDEOHUHOD\IRUGLVFRQQHFWLQJWKHRQERDUG ZLWKYROWDJHE\WKHEDWWHU\GLVFRQQHFWVZLWFK
HOHFWULFDOV\VWHPIURPWKHEDWWHU\ %(62 FRQWUROXQLW $ YLDDVHSDUDWHSLQ
$
)XQFWLRQ $VDUHGXQGDQWPHVVDJHRQWKHH[WHULRU&$1 &$1
7KHEDWWHU\GLVFRQQHFWVZLWFK %(62 FRQWUROXQLW  WKHEDWWHU\GLVFRQQHFWVZLWFK %(62 FRQWURO
$ HYDOXDWHVWKHSRVLWLRQVRIWKH(0(5*(1&< XQLW $ DOVRWUDQVPLWVDSXOVHZLGWKPRGXODWHG
2))VZLWFK 6 DQGWKHIUDPH(0(5*(1&< VLJQDOYLDDGLUHFWOLQHWRWKHFDEVHQVRUDQG
2))VZLWFK 6 YLDWKHLQSXWVLJQDO,IWKH DFWXDWRUPRGXOH 6&$ FRQWUROXQLW $ ,IWKH
(0(5*(1&<2))VZLWFK 6 RUWKHIUDPH EDWWHU\GLVFRQQHFWVZLWFK %(62 FRQWUROXQLW $
(0(5*(1&<2))VZLWFK 6 LVSUHVVHGWKH GHWHFWVWKDWWKH(0(5*(1&<2))VZLWFK 6 RU
EDWWHU\GLVFRQQHFWVZLWFK %(62 FRQWUROXQLW $ IUDPH(0(5*(1&<2))VZLWFK 6 KDVEHHQ
GLVFRQQHFWVWKHRQERDUGHOHFWULFDOV\VWHPIURPWKH SUHVVHGLWFKDQJHVWKHGXW\F\FOHRIWKHSXOVH
EDWWHU\(YHQEHIRUHWKHRQERDUGHOHFWULFDOV\VWHP ZLGWKPRGXODWHGVLJQDOIURPWR
LVGLVFRQQHFWHGIURPWKHEDWWHU\LWVHQGVD ZKHUHXSRQWKHFDEVHQVRUDQGDFWXDWRUPRGXOH
PHVVDJHWRWKHH[WHULRU&$1 &$1 IRUIXUWKHU 6&$ FRQWUROXQLW $ GHWHFWVWKDWGLVFRQQHFWLRQ
SURFHVVLQJDQQRXQFLQJWKDWWKHRQERDUGHOHFWULFDO RIWKHRQERDUGHOHFWULFDOV\VWHPLVEHLQJLQLWLDWHG



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 12[VHQVRUDWH[KDXVWDIWHUWUHDWPHQWXQLWH[LW 


FRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 ([KDXVW
DIWHUWUHDWPHQWXQLW
$ 12[VHQVRUFRQWURO
XQLWH[KDXVW
DIWHUWUHDWPHQWXQLW
RXWOHW
$E ([KDXVW
DIWHUWUHDWPHQWXQLW
RXWOHW12[VHQVRU

:

7KHH[KDXVWDIWHUWUHDWPHQWXQLWRXWOHW12[VHQVRU DIWHUWUHDWPHQWXQLWRXWOHW12[VHQVRU $ LV


$E LVVFUHZHGIURPWKHRXWVLGHLQWRWKH DWWDFKHGWRDEUDFNHWDWWKHH[KDXVWDIWHUWUHDWPHQW
GHIOHFWLRQFKDPEHUXSVWUHDPRIWKHGLHVHOR[LGDWLRQ XQLW  %RWKFRPSRQHQWVIRUPDVLQJOHXQLW
FDWDO\WLFFRQYHUWHU '2& 7KHH[KDXVW

7DVN FDOFXODWHWKHUDZ12[FRQFHQWUDWLRQLQWKHH[KDXVW
7KHH[KDXVWDIWHUWUHDWPHQWXQLWRXWOHW12[VHQVRU XSVWUHDPRIWKHH[KDXVWDIWHUWUHDWPHQWE\WKH
$E UHSUHVHQWVWKHDFWXDOPHDVXULQJSUREH GLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2& WKH
ZKHUHDVWKHH[KDXVWDIWHUWUHDWPHQWXQLWRXWOHW12[ GLHVHOSDUWLFXODWHILOWHU '3) DQGWKH6&5FDWDO\WLF
VHQVRUHOHFWURQLFFRQWUROXQLW $ LVXVHGWR FRQYHUWHU

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
 (OHFWULFDOFRQQHFWLRQ
$ 12[VHQVRUFRQWUROXQLWH[KDXVW
DIWHUWUHDWPHQWXQLWRXWOHW
$E ([KDXVWDIWHUWUHDWPHQWXQLWRXWOHW
12[VHQVRU

:

7KHH[KDXVWDIWHUWUHDWPHQWXQLWRXWOHW12[VHQVRU HOHFWURGHVPDGHRXWRIDWKLQSODWLQXPOD\HU7KH
FRQWUROXQLW $ DQGWKHH[KDXVWDIWHUWUHDWPHQW PHDVXULQJSUREHLVLQFRQWDFWZLWKRXWVLGHDLUYLDD
XQLWRXWOHW12[VHQVRU $E DUHLQWHUFRQQHFWHG UHIHUHQFHDLUGXFW7KHPHWDOKRXVLQJSURWHFWVWKH
YLDDQHOHFWULFDOOLQHWKDWFDQQRWEHGLVFRQQHFWHG FHUDPLFERG\LQVLGHDJDLQVWPHFKDQLFDOVWUHVVDQG
DQGIRUPDVLQJOHXQLW7KHH[KDXVWDIWHUWUHDWPHQW VXGGHQLQFUHDVHVLQWHPSHUDWXUH7KH($78RXWSXW
XQLWRXWOHW12[VHQVRU $E KDVDVLPLODU 12[VHQVRU $E LVILWWHGZLWKDQLQWHJUDO
GHVLJQWRDZLGHEDQGR[\JHQVHQVRU,WLVILWWHG KHDWLQJHOHPHQWZKLFKVHUYHVWRUDSLGO\DFKLHYHWKH
ZLWKLWVEDVLFHOHPHQWVVXFKDVWKHVRFDOOHG1HUQVW UHTXLUHGRSHUDWLQJWHPSHUDWXUHRIDERXWr&IRU
FHOODQGWKHR[\JHQSXPSFHOO,WVIURQWSDUWLQWKH WKHFKHPLFDOSURFHVVHVWDNLQJSODFHWKHUHLQ7KH
PHDVXULQJSUREHZKLFKSURMHFWVRXWLQWRWKH HOHFWULFDOOLQHEHWZHHQWKHH[KDXVWDIWHUWUHDWPHQW
H[KDXVWFRQVLVWVRIDPHWDOKRXVLQJZLWKRSHQLQJV XQLWRXWOHW12[VHQVRU $E DQGWKHH[KDXVW
DQGDJDVSHUPHDEOHFHUDPLFERG\LQVLGHPDGH DIWHUWUHDWPHQWXQLWRXWOHW12[VHQVRUFRQWUROXQLW
RXWRI]LUFRQLXPGLR[LGH7KHVXUIDFHVRIWKH $ KDVDGHILQHGOHQJWKRIDSSUR[PP
FHUDPLFERG\DUHILWWHGRQERWKVLGHVZLWK

)XQFWLRQ
 0HDVXULQJSUREH
FHUDPLFERG\
 &KDPEHU
 +HDWLQJHOHPHQW
 5HIHUHQFHDLUGXFW
 &KDPEHU
,S 3XPSFXUUHQW PDLQ
SXPSHOHFWURGH
,S 3XPSFXUUHQW DX[LOLDU\
SXPSHOHFWURGH
,S 3XPSFXUUHQW
PHDVXULQJHOHFWURGH

:

7KHH[KDXVWDIWHUWUHDWPHQWXQLWRXWOHW12[VHQVRU VRFDOOHGR[\JHQLRQVOLQHDFFRUGLQJWRZKLFKWKH
$E IXQFWLRQVDFFRUGLQJWRWKHSULQFLSOHRIWKH ZLGHEDQGR[\JHQVHQVRUDOVRIXQFWLRQV



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

3DUWRIWKHH[KDXVWIORZLQJSDVWWKHPHDVXULQJ EURNHQGRZQZLWKWKHDLGRIDVHFRQG12[
SUREH  SDVVHVWKURXJKDGLIIXVLRQEDUULHULQWRWKH HOHFWURGHLQWR12DQG27KH2FRQFHQWUDWLRQLV
ILUVWFKDPEHU  ,QWKLVFDVHWKH2FRQFHQWUDWLRQ DOVRUHJXODWHGWRFORVHWR]HURDWWKHVDPHWLPH
LVUHJXODWHGDWDGHILQHGYDOXHE\PHDQVRIWKHVR ZLWKWKHDLGRIDIXUWKHUHOHFWURGH7KHQLWURXVR[LGH
FDOOHGSXPSYROWDJHDSSOLHGWRDQHOHFWURGHXQWLO FRQFHQWUDWLRQLVGHGXFHGIURPWKHVL]HRIWKHSXPS
WKHR[\JHQFRQWHQWGLIIHUVRQHLWKHUVLGHRIWKH FXUUHQW ,S UHTXLUHG
FHUDPLFERG\ 7KHH[KDXVWDIWHUWUHDWPHQWXQLWRXWOHW12[VHQVRU
7KHVSHFLDOSURSHUWLHVRIWKHFHUDPLFERG\FUHDWH $ VHUYHVWRFRPSXWHWKHUHTXLUHGSXPS
WKHVLJQDOYROWDJH 1HUQVWYROWDJH DWLWVERXQGDU\ YROWDJHVWRUHJXODWHWKHFRPSOH[V\VWHPDQGWR
VXUIDFHV7KLVLVWKHPHDVXUHIRUWKHUHVLGXDO FRPSXWHWKH12[UDZYDOXHV,WUHFHLYHVWKHDQDORJ
R[\JHQFRQWHQWLQWKHH[KDXVW7KHWUDFHVRI+& VLJQDOIURPWKHH[KDXVWDIWHUWUHDWPHQWXQLWRXWOHW
&2DQG+LQWKHH[KDXVWR[\JHQDWHDWWKH 12[VHQVRU $E DQGGLJLWDOL]HVLW,WIRUZDUGV
HOHFWURGHPDGHRXWRISODWLQXP WKHVHDVGLJLWDO&$1VLJQDOVDWDGHILQHGWUDQVIHU
UDWHWRWKHH[KDXVWDIWHUWUHDWPHQWFRQWUROXQLW
7KHJDVWKHQSDVVHVRYHUDIXUWKHUGLIIXVLRQEDUULHU
$&0  $ ZKLFKWKHQHYDOXDWHVWKHP
DQGDUULYHVLQWKHVHFRQGFKDPEHU  ZKHUHLWLV

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 3XPSPRGXOHFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 3XPSPRGXOH
 ([KDXVWDIWHUWUHDWPHQW
XQLW
 $G%OXHŠWDQN

:

7KHSXPSPRGXOH  ZKLFKFRQWDLQVWKH6&5 IDVWHQHGWRDEUDFNHWRQWKHLQVLGHRIWKHULJKW


FRQWUROXQLW $ DQG6&5GHOLYHU\SXPS 0 LV ORQJLWXGLQDOIUDPHPHPEHUEHKLQGWKH($78  

7DVN $G%OXHpPHWHULQJGHYLFH $ 7KH6&5FRQWURO
7KHSXPSPRGXOH  VXFNVLQ$G%OXHpIURPWKH XQLW $ FDOFXODWHVWKHLQMHFWLRQSHULRGDQGWKH
$G%OXHpFRQWDLQHU  ILOWHUVLWDQGSXPSVLWWRWKH LQMHFWLRQTXDQWLW\



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
 (OHFWURQLFVKRXVLQJ
 &RQQHFWLQJERG\
 )LOWHUKRXVLQJ
 (OHFWULFDOFRQQHFWLRQ
FRPPXQLFDWLRQWR
$G%OXHŠPHWHULQJ
GHYLFH
 (OHFWULFDOFRQQHFWLRQ
FRPPXQLFDWLRQWR
H[KDXVWDIWHUWUHDWPHQW
$&0 FRQWUROXQLW
 $G%OXHŠLQOHW
 ,QWDNHILOWHU PHVKVL]H
P
 $G%OXHŠRXWOHW
 9HQWYDOYHV
 &RRODQWLQOHW
:
 &RRODQWRXWOHW
 3UHVVXUHOLPLWLQJYDOYH
 0DLQILOWHU PHVKVL]H
ȝP
$ 6&5FRQWUROXQLW
0 6&5GHOLYHU\SXPS

)XQFWLRQ
 $G%OXHŠLQOHW
 ,QWDNHILOWHU
 $G%OXHŠRXWOHW
 &RRODQWLQOHW
 &RRODQWRXWOHW
 3UHVVXUHOLPLWLQJYDOYH
 0DLQILOWHU
0 6&5GHOLYHU\SXPS

:

$IWHUWKHHQJLQHVWDUWVWKHH[KDXVWDIWHUWUHDWPHQW VXFNHGLQIURPWKH$G%OXHpFRQWDLQHUDQGSXPSHG
$&0 FRQWUROXQLW $ VHQGVDPHVVDJHWRWKH DWDQRSHUDWLQJSUHVVXUHRIDSSUR[EDUWRZDUGV
SXPSPRGXOH  RUPRUHDFFXUDWHO\WKH6&5 WKH$G%OXHpPHWHULQJGHYLFH $ %HFDXVHWKH
FRQWUROXQLW $ LQWHJUDWHGLQWRLW7KLVVZLWFKHV $G%OXHpPHWHULQJGHYLFH $ LVFRROHGEH
WKH6&5GHOLYHU\SXPS 0 VRWKDW$G%OXHpLV FLUFXODWLRQWKURXJKFLUFXODWLQJ$G%OXHp$G%OXHpLV

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

SXPSHGFRQWLQXRXVO\LUUHVSHFWLYHRIZKHWKHU YDOYHDVDIXQFWLRQRIWKHWHPSHUDWXUHE\WKH
LQMHFWLRQLVQHFHVVDU\RUQRW7KH$G%OXHpWKDWLV HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ 
QRWUHTXLUHGRUQRWLQMHFWHGIORZVEDFNWKURXJKWKH
5XQRQ
UHWXUQOLQHWRWKH$G%OXHpFRQWDLQHU
7RDYRLGDQ\GDPDJHWKURXJKRYHUKHDWLQJRQWKH
+HDWLQJ $G%OXHpPHWHULQJGHYLFH $ WKHSXPSPRGXOH
$GXFWLQVLGHWKHFRQQHFWLQJERG\  HQDEOHVWKH  FRQWLQXHVWRSXPS$G%OXHpIRUVRPHWLPHDIWHU
SXPSPRGXOH  WRKDYHHQJLQHFRRODQWIORZ WKHHQJLQHVWRSVVRWKDWWKHFRROLQJFDQEH
WKURXJKLWIRUKHDWLQJRUGHIURVWLQJ7KHFRRODQW PDLQWDLQHGIRUDORQJHUSHULRG
LQIORZLVUHJXODWHGE\DQHQJLQHPRXQWHGVROHQRLG



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' ([KDXVWDIWHUWUHDWPHQWFRQWUROXQLW $&0  


FRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 ([KDXVWDIWHUWUHDWPHQW
XQLW
$ ([KDXVWDIWHUWUHDWPHQW
$&0 FRQWUROXQLW

:

7KHH[KDXVWDIWHUWUHDWPHQW $&0 FRQWUROXQLW


$ LVIDVWHQHGWRDEUDFNHWRQWKHLQVLGHRIWKH
($78  

7DVN SURFHVVHVWKHLQFRPLQJGLJLWDODQGDQDORJVLJQDOV
7KHH[KDXVWDIWHUWUHDWPHQW $&0 FRQWUROXQLW RIWKHFRQQHFWHGVHQVRUV\VWHPDQGFRPPXQLFDWHV
$ UHJXODWHVDQGFRQWUROVSUDFWLFDOO\DOOWKH RYHU&$1FRQQHFWLRQVZLWKWKHFRQQHFWHGFRQWURO
H[KDXVWDIWHUWUHDWPHQWV\VWHPIXQFWLRQV,WDOVR XQLWV

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

:

$ (QJLQH $ 12[VHQVRUFRQWURO % ([KDXVW


PDQDJHPHQW XQLWH[KDXVW WHPSHUDWXUHVHQVRU
FRQWUROXQLW 0&0 DIWHUWUHDWPHQWXQLW GRZQVWUHDPRI
LQOHW GLHVHOSDUWLFXODWH
ILOWHU
$ 12[VHQVRUFRQWURO $E ([KDXVW % ([KDXVW
XQLWH[KDXVW DIWHUWUHDWPHQWXQLW WHPSHUDWXUHVHQVRU
DIWHUWUHDWPHQWXQLW LQOHW12[VHQVRU GRZQVWUHDPRI
RXWOHW 6&5FDWDO\WLF
FRQYHUWHU
$E ([KDXVW % ([KDXVWSUHVVXUH % $G%OXHŠILOOOHYHO
DIWHUWUHDWPHQWXQLW VHQVRUXSVWUHDPRI VHQVRUWHPSHUDWXUH
RXWOHW12[VHQVRU GLHVHOR[LGDWLRQ VHQVRU
FDWDO\WLFFRQYHUWHU
$ 6&5FRQWUROXQLW % ([KDXVWSUHVVXUH &$1 'ULYHWUDLQ&$1
VHQVRUGRZQVWUHDP
RIGLHVHOSDUWLFXODWH
ILOWHU
$ ([KDXVW % ([KDXVW &$1 12[&$1
DIWHUWUHDWPHQW WHPSHUDWXUHVHQVRU
$&0 FRQWUROXQLW XSVWUHDPRIGLHVHO
R[LGDWLRQFDWDO\WLF
FRQYHUWHU
$ $G%OXHŠPHWHULQJ % 8SSHUH[KDXVW 0 6&5GHOLYHU\SXPS
GHYLFH WHPSHUDWXUHVHQVRU
GRZQVWUHDPRI
GLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU

7KHH[KDXVWDIWHUWUHDWPHQW $&0 FRQWUROXQLW ZLWKWKH6&5FRQWUROXQLW $ DQGWKHHQJLQH


$ UHFHLYHVWKHDQDORJVLJQDOVIURPWKHGLUHFWO\ PDQDJHPHQW 0&0 FRQWUROXQLW $ 
FRQQHFWHGVHQVRUV,WUHFHLYHVWKH12[VHQVRU
$G%OXHŠLQMHFWLRQ
VLJQDOVRYHU&$1FRQQHFWLRQVDQGFRPPXQLFDWHV



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

,WXVHVWKHGDWDVXSSOLHGE\WKH6&5FRQWUROXQLW 7KHGLHVHOSDUWLFXODWHILOWHUORDGVWDWXVLVPRQLWRUHG
$ DQGWKHHQJLQHPDQDJHPHQW 0&0 FRQWURO E\WKHWHPSHUDWXUHDQGSUHVVXUHVHQVRUV,IDFWLYH
XQLW $ WRFDOFXODWHWKHUHTXLUHG$G%OXHpTXDQWLW\ UHJHQHUDWLRQLVUHTXLUHGLWLVUHTXHVWHGE\WKH
ZKLFKLVWKHQIRUZDUGHGRYHUWKH6&5FRQWUROXQLW HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ 
$ WRWKH$G%OXHpPHWHULQJGHYLFH $ 
'LHVHOSDUWLFXODWHILOWHUUHJHQHUDWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' $G%OXHPHWHULQJGHYLFHFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 ([KDXVWDIWHUWUHDWPHQW
XQLW
 $G%OXHŠUHWXUQOLQH
 $G%OXHŠSUHVVXUHOLQH
 (OHFWULFDOOLQH
$ $G%OXHŠPHWHULQJ
GHYLFH

:

7KH$G%OXHpPHWHULQJGHYLFH $ LVVFUHZHG $G%OXHpPHWHULQJGHYLFH $ SURWUXGHVKHUHLQWR


GLUHFWO\RQWRWKH($78  DWWKHIURQWULJKWLQWKH WKHK\GURO\VLVVHJPHQWRIWKH($78  
GLUHFWLRQRIWUDYHO7KHLQMHFWLRQQR]]OHRIWKH

7DVN ಘ
7KH$G%OXHpPHWHULQJGHYLFH $ LQMHFWVWKH
$G%OXHpTXDQWLW\DVFDOFXODWHGE\WKHFRQWUROXQLWV
IRUWKHFRUUHVSRQGLQJSHULRGLQWRWKHH[KDXVWIORZ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

'HVLJQ
 +RXVLQJ SODVWLF
 %DVLFERG\ VWDLQOHVV
VWHHO
 $G%OXHŠLQOHW
 $G%OXHŠRXWOHW UHWXUQ
 ,QMHFWLRQQR]]OH
 6HDO
 9HQWYDOYH
 (OHFWULFDOFRQQHFWLRQ

:

)XQFWLRQ
 $G%OXHŠLQOHW
 ,QMHFWLRQQR]]OH
 7HPSHUDWXUHVHQVRU
 3UHVVXUHVHQVRU
 +HDWLQJHOHPHQW
 ,QMHFWRU
 )LOWHU
:

:KHQWKHHQJLQHLVVWDUWHGDQGDWDQRSHUDWLQJ VHQVRU  DQGWHPSHUDWXUHVHQVRU  LQWHJUDWHG


SUHVVXUHRIDSSUR[EDUWKH$G%OXHpPHWHULQJ LQWRWKH$G%OXHpPHWHULQJGHYLFH $ VXSSO\WKH
GHYLFH $ KDV$G%OXHpFRQVWDQWO\SXPSHG YDOXHVDVDEDVLVXSRQZKLFKWKHRSHQLQJGXUDWLRQ
WKURXJKLWE\WKHSXPSPRGXOH7KLVKDSSHQV DQGRSHQLQJSHULRGRIWKHLQMHFWLRQYDOYH  DUH
LUUHVSHFWLYHRIZKHWKHU$G%OXHpLVLQMHFWHGRUQRW FDOFXODWHG7KH$G%OXHpPHWHULQJGHYLFH $ LV
EHFDXVHWKH$G%OXHpPHWHULQJGHYLFH $ LV DFWXDWHGE\WKH6&5FRQWUROXQLW $ WKH
SURWHFWHGDJDLQVWRYHUKHDWLQJDWWKHLQVWDOODWLRQ FRPSXWDWLRQKRZHYHUWDNHVSODFHLQWKHH[KDXVW
ORFDWLRQRQWKH($78  DQGWKHSUHYDLOLQJKLJK DIWHUWUHDWPHQW $&0 FRQWUROXQLW $ 7KH
WHPSHUDWXUHVE\WKLVUHFLUFXODWLRQFRROLQJ LQMHFWLRQYDOYH  RSHQVLQSXOVHGLQWHUYDOVDQG
7KH$G%OXHpWKDWLVQRWUHTXLUHGRUQRWLQMHFWHG LQMHFWVGXHWRWKHDWRPL]HGHIIHFWSURGXFHGE\WKH
IORZVEDFNWKURXJKWKHUHWXUQOLQHWRWKH$G%OXHp LQMHFWLRQQR]]OH  $G%OXHpDVDVXSHUILQHVSUD\
FRQWDLQHU7KLVFRROLQJLVDEVROXWHO\QHFHVVDU\DQG VWUDLJKWLQWRWKHH[KDXVWIORZRUSXWPRUH
LWFRQWLQXHVIRUDVSHFLILFSHULRGLQDUXQRQSKDVH DFFXUDWHO\LQWRWKHK\GURO\VLVSDWKRIWKH($78  
HYHQZKHQWKHHQJLQHLVVZLWFKHGRII +HDWLQJ
,QMHFWLRQ $WORZDPELHQWWHPSHUDWXUHVWKH$G%OXHpPHWHULQJ
7KH$G%OXHpPHWHULQJGHYLFH $ UHFHLYHVWKH GHYLFH $ LVKHDWHGE\WKHLQWHJUDWHGKHDWLQJ
VLJQDOVIURPWKH6&5FRQWUROXQLW $ IRUWKH HOHPHQW  
FXUUHQWO\GHOLYHUHG$G%OXHpTXDQWLW\7KHSUHVVXUH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 12[VHQVRUDWH[KDXVWDIWHUWUHDWPHQWXQLWHQWUDQFH 


FRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 ([KDXVW
DIWHUWUHDWPHQWXQLW
$ 12[VHQVRUFRQWURO
XQLWH[KDXVW
DIWHUWUHDWPHQWXQLW
LQOHW
$E ([KDXVW
DIWHUWUHDWPHQWXQLW
LQOHW12[VHQVRU

:

7KHH[KDXVWDIWHUWUHDWPHQWXQLWLQOHW12[VHQVRU FRQYHUWHU7KHH[KDXVWDIWHUWUHDWPHQWXQLWLQOHW
$E LVVFUHZHGLQIURPWKHRXWVLGHLQWKH 12[VHQVRU $ LVDWWDFKHGWRDEUDFNHWDWWKH
FKDPEHUGRZQVWUHDPRIWKH6&5FDWDO\WLF H[KDXVWDIWHUWUHDWPHQWXQLW  %RWKFRPSRQHQWV
FRQYHUWHUDQGWKHDPPRQLDEORFNLQJFDWDO\WLF IRUPDVLQJOHXQLW

7DVN 12[FRQFHQWUDWLRQLQWKHH[KDXVWGRZQVWUHDPRI
7KHH[KDXVWDIWHUWUHDWPHQWXQLWLQOHW12[VHQVRU WKHH[KDXVWDIWHUWUHDWPHQWE\WKHGLHVHOR[LGDWLRQ
$E UHSUHVHQWVWKHDFWXDOPHDVXULQJSUREH FDWDO\WLFFRQYHUWHU '2& WKHGLHVHOSDUWLFXODWH
ZKHUHDVWKHH[KDXVWDIWHUWUHDWPHQWXQLWLQOHW12[ ILOWHU '3) DQGWKH6&5FDWDO\WLFFRQYHUWHU
VHQVRUFRQWUROXQLW $ LVXVHGWRFDOFXODWHWKH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

'HVLJQ
 (OHFWULFDOFRQQHFWLRQ
$ 12[VHQVRUFRQWUROXQLWH[KDXVW
DIWHUWUHDWPHQWXQLWLQOHW
$E ([KDXVWDIWHUWUHDWPHQWXQLWLQOHW
12[VHQVRU

:

,WVIURQWSDUWLQWKHPHDVXULQJSUREHZKLFKSURMHFWV 7KHH[KDXVWDIWHUWUHDWPHQWXQLWLQOHW12[VHQVRU
RXWLQWRWKHH[KDXVWFRQVLVWVRIDPHWDOKRXVLQJ $E LVILWWHGZLWKDQLQWHJUDOKHDWLQJHOHPHQW
ZLWKRSHQLQJVDQGDJDVSHUPHDEOHFHUDPLFERG\ ZKLFKVHUYHVWRUDSLGO\DFKLHYHWKHRSHUDWLQJ
LQVLGHPDGHRXWRI]LUFRQLXPGLR[LGH7KHVXUIDFHV WHPSHUDWXUHRIDERXWr&WKDWLVUHTXLUHGIRUWKH
RIWKHFHUDPLFERG\DUHILWWHGRQERWKVLGHVZLWK FKHPLFDOSURFHVVHVWDNLQJSODFHWKHUHLQ7KH
HOHFWURGHVPDGHRXWRIDWKLQSODWLQXPOD\HU7KH HOHFWULFDOOLQHEHWZHHQWKHH[KDXVWDIWHUWUHDWPHQW
PHDVXULQJSUREHLVLQFRQWDFWZLWKRXWVLGHDLUYLDD XQLWLQOHW12[VHQVRU $E DQGWKHH[KDXVW
UHIHUHQFHDLUGXFW7KHPHWDOKRXVLQJSURWHFWVWKH DIWHUWUHDWPHQWXQLWLQOHW12[VHQVRUFRQWUROXQLW
FHUDPLFERG\LQVLGHDJDLQVWPHFKDQLFDOVWUHVVDQG $ KDVDGHILQHGOHQJWKRIDSSUR[PP
VXGGHQLQFUHDVHVLQWHPSHUDWXUH

)XQFWLRQ
 0HDVXULQJSUREH
FHUDPLFERG\
 &KDPEHU
 +HDWLQJHOHPHQW
 5HIHUHQFHDLUGXFW
 &KDPEHU
,S 3XPSFXUUHQW PDLQ
SXPSHOHFWURGH
,S 3XPSFXUUHQW DX[LOLDU\
SXPSHOHFWURGH
,S 3XPSFXUUHQW
PHDVXULQJHOHFWURGH

:

7KHH[KDXVWDIWHUWUHDWPHQWXQLWLQOHW12[VHQVRU FKDPEHU  ,QWKLVFDVHWKH2FRQFHQWUDWLRQLV


$E IXQFWLRQVDFFRUGLQJWRWKHSULQFLSOHRIWKH UHJXODWHGDWDGHILQHGYDOXHE\PHDQVRIWKHVR
VRFDOOHGR[\JHQLRQVOLQHDFFRUGLQJWRZKLFKWKH FDOOHGSXPSYROWDJHDSSOLHGWRDQHOHFWURGHXQWLO
ZLGHEDQGR[\JHQVHQVRUDOVRIXQFWLRQV3DUWRIWKH WKHR[\JHQFRQWHQWGLIIHUVRQHLWKHUVLGHRIWKH
H[KDXVWIORZLQJSDVWWKHPHDVXULQJSUREH  FHUDPLFERG\7KHVSHFLDOSURSHUWLHVRIWKHFHUDPLF
SDVVHVWKURXJKDGLIIXVLRQEDUULHULQWRWKHILUVW ERG\FUHDWHWKHVLJQDOYROWDJH 1HUQVWYROWDJH DW

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

LWVERXQGDU\VXUIDFHV7KLVLVWKHPHDVXUHIRUWKH FRQFHQWUDWLRQLVGHGXFHGIURPWKHVL]HRIWKHSXPS
UHVLGXDOR[\JHQFRQWHQWLQWKHH[KDXVW7KHWUDFHV FXUUHQW ,S UHTXLUHG7KHH[KDXVWDIWHUWUHDWPHQW
RI+&&2DQG+LQWKHH[KDXVWR[\JHQDWHDWWKH XQLWLQOHW12[VHQVRUFRQWUROXQLW $ VHUYHVWR
HOHFWURGHPDGHRXWRISODWLQXP FRPSXWHWKHUHTXLUHGSXPSYROWDJHVWRUHJXODWH
WKHFRPSOH[V\VWHPDQGWRFRPSXWHWKH12[UDZ
7KHJDVWKHQSDVVHVRYHUDIXUWKHUGLIIXVLRQEDUULHU
YDOXHV,WUHFHLYHVWKHDQDORJXHVHQVRUVLJQDOVDQG
DQGDUULYHVLQWKHVHFRQGFKDPEHU  ZKHUHLWLV
GLJLWL]HVWKHP,WIRUZDUGVWKHVHDVGLJLWDO&$1
EURNHQGRZQZLWKWKHDLGRIDVHFRQG12[
VLJQDOVDWDGHILQHGWUDQVIHUUDWHWRWKHH[KDXVW
HOHFWURGHLQWR12DQG27KH2FRQFHQWUDWLRQLV
DIWHUWUHDWPHQWFRQWUROXQLW $&0  $ ZKLFKWKHQ
DOVRUHJXODWHGWRFORVHWR]HURDWWKHVDPHWLPH HYDOXDWHVWKHP
ZLWKWKHDLGRIDIXUWKHUHOHFWURGH7KHQLWURXVR[LGH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ $X[LOLDU\KHDWHUKHDWHUXQLWFRPSRQHQWGHVFULSWLRQ 

02'(/ 
ZLWK&2'('1 :DUPZDWHUDX[LOLDU\KHDWHUFDEDQGHQJLQH
02'(/ 
ZLWK&2'('0 :DUPZDWHUDX[LOLDU\KHDWHUFDE

/RFDWLRQ
6KRZQRQFRGH'1 +RW
ZDWHUDX[LOLDU\KHDWHUFDE
DQGHQJLQH
$ $X[LOLDU\ZDWHUKHDWHU
XQLW

:

7KHDX[LOLDU\ZDWHUKHDWHUXQLW $ LVEROWHGRQ


EHKLQGWKHOHIWHQWUDQFHDWWKHFDEIORRU

7DVN ವ &RQWLQXRXVKHDWLQJ
7KHDX[LOLDU\ZDWHUKHDWHUXQLW $ LVXVHGIRU ವ 6WDWLRQDU\KHDWLQJ
ವ 3UHKHDWLQJ ವ $X[LOLDU\KHDWLQJ

%RG\

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

:

$X[LOLDU\KHDWHUFRGH'0 +RWZDWHUDX[LOLDU\KHDWHUFDE
 %XUQHULQVHUW $( *ORZSOXJ
 %XUQHUWXEH $0 &RPEXVWLRQDLUEORZHU
 +HDWH[FKDQJHU $ ([KDXVWRXWOHW
$ 758&.DX[LOLDU\KHDWHU ,7+ . )XHOLQOHW
FRQWUROXQLW
$ $X[LOLDU\ZDWHUKHDWHUXQLW .$ &RRODQWRXWOHW
$% $X[LOLDU\KHDWHUH[KDXVW .( &RRODQWLQOHW
WHPSHUDWXUHVHQVRU
$% 7HPSHUDWXUHVHQVRU 9 &RPEXVWLRQDLULQOHW
$% 2YHUKHDWLQJSURWHFWLRQ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

:

$X[LOLDU\KHDWHUFRGH'1 +RWZDWHUDX[LOLDU\KHDWHUFDEDQGHQJLQH
 +HDWH[FKDQJHU $0 &RPEXVWLRQDLUEORZHU
$ 758&.DX[LOLDU\KHDWHU ,7+ $ ([KDXVWRXWOHW
FRQWUROXQLW
$ $X[LOLDU\ZDWHUKHDWHUXQLW . )XHOLQOHW
$% $X[LOLDU\KHDWHUH[KDXVW .$ &RRODQWRXWOHW
WHPSHUDWXUHVHQVRU
$% 7HPSHUDWXUHVHQVRU .( &RRODQWLQOHW
$% 2YHUKHDWLQJSURWHFWLRQ 9 &RPEXVWLRQDLULQOHW

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

$X[LOLDU\KHDWHUFRGH'1 +RWZDWHUDX[LOLDU\KHDWHUFDEDQGHQJLQH
 %XUQHULQVHUW $% $X[LOLDU\KHDWHUH[KDXVW
WHPSHUDWXUHVHQVRU
 %XUQHUWXEH $0 &RPEXVWLRQDLUEORZHU
 +HDWH[FKDQJHU $( *ORZSOXJ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ $X[LOLDU\KHDWHUFRRODQWFLUFXODWLRQSXPSFRPSRQHQW 


GHVFULSWLRQ

02'(/ 
ZLWK&2'('0 :DUPZDWHUDX[LOLDU\KHDWHUFDE
02'(/ 
ZLWK&2'('1 :DUPZDWHUDX[LOLDU\KHDWHUFDEDQGHQJLQH

/RFDWLRQ
$0 &LUFXODWLRQSXPS
.$ &RRODQWRXWOHW
.( &RRODQWLQOHW

:

7KHFLUFXODWLRQSXPS $0 LVFRQQHFWHGRQ


WKHRXWVLGHWRWKHKHDWHU

7DVN
7KHFLUFXODWLRQSXPS $0 SXPSVFRRODQWRXW
RIWKHHQJLQH
VFRROLQJFLUFXLWWKURXJKWKHKHDWHU
XQLW
VKHDWH[FKDQJHUWRWKHKHDWHUKHDWH[FKDQJHU

%RG\ KRXVLQJ/RFDWHGRQWKHIURQWVLGHRIWKHFLUFXODWLRQ
/RFDWHGLQWKHFLUFXODWLRQSXPS $0 LVD'& SXPS $0 LVWKHFRRODQWLQOHW .( 
PRWRUZKLFKGULYHVDQLPSHOOHULQDQH[WHUQDO

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ 7UDYHODQGVSHHGVHQVRUFRPSRQHQWGHVFULSWLRQ 

75$160,66,21 LQ02'(/
75$160,66,21 LQ02'(/

/RFDWLRQ
6KRZQRQWUDQVPLVVLRQ
$ 7UDQVPLVVLRQFRQWURO 7&0 FRQWUROXQLW
% 7UDYHODQGVSHHGVHQVRU
% 0DLQVKDIWUSPVHQVRU
% &RXQWHUVKDIWUSPVHQVRU
% &OXWFKWUDYHOVHQVRU
% 5DQJHJURXSWUDYHOVHQVRU
% 7UDQVPLVVLRQRLOWHPSHUDWXUHVHQVRU
< 7UDQVPLVVLRQSRVLWLRQHU

:

7KHWUDYHODQGVSHHGVHQVRU % LVVFUHZHGLQWR


WKHUHDUWUDQVPLVVLRQFRYHULQWKHXSSHUDUHD

7DVNDWLQLWLDOL]DWLRQ ವ 7UDQVIRUPVWKHDQDORJYROWDJHVLJQDOLQWRD
6DYHVWKHVHULDOQXPEHUDQGWKHPDVWHUFRGH GLJLWDOUHDOWLPHVLJQDO
ವ &KHFNVWKHUHDOWLPHVLJQDOIRULUUHJXODULWLHV
$
:KHQILUVWSXWLQWRVHUYLFHWKHWUDYHODQGVSHHG ವ 7UDQVIHUVUHDOWLPHVLJQDOWRWDFKRJUDSK 7&2
VHQVRU % DQGWKHWDFKRJUDSK 7&2  3 DUH 3
KDUPRQL]HGLHDFRPPRQZRUNLQJFRGHLV ವ 5HFHLYHVGDWDDQGFRPPDQGVLJQDOVIURPWKH
GHILQHG WDFKRJUDSK 7&2  3 DQGSURYLGHVDQ,2
GDWDVLJQDOFRQWDLQLQJFXPXODWHGHQFU\SWHG
7DVNVZKLOHGULYLQJ
LQIRUPDWLRQ
ವ 5HJLVWHUVWKHURWDWLRQDOVSHHGRIWKH
WUDQVPLVVLRQRXWSXWVKDIWDVDQDQDORJYROWDJH
VLJQDO



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' ([KDXVWSUHVVXUHVHQVRUXSVWUHDPRIGLHVHO 


R[LGDWLRQFDWDO\WLFFRQYHUWHUFRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 ([KDXVWDIWHUWUHDWPHQW
XQLW
% ([KDXVWSUHVVXUH
VHQVRUXSVWUHDPRI
GLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU

:

7DVN WKHSUHVVXUHDWWKHGHILQHGPHDVXULQJSRLQWLQWKH
7KHH[KDXVWSUHVVXUHVHQVRUXSVWUHDPRIWKH GHIOHFWLRQFKDPEHU
GLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU % UHFRUGV

%RG\ LVDSUHVVXUHVHQVLWLYHFHUDPLFPHPEUDQHWKH
,QVLGHWKHVWDLQOHVVVWHHOVHQVRUKRXVLQJWKHUHLVD VKDUHGFRXQWHUHOHFWURGH7RJHWKHUWKLV
EDVLFXQLWWRZKLFKWZRHOHFWURGHVDUHDWWDFKHG FRQILJXUDWLRQFRQVWLWXWHVDSODWHFDSDFLWRU6LQFH
7KHLQQHUHOHFWURGHLVWKHPHDVXULQJHOHFWURGHDQG WKHPHDVXULQJSULQFLSOHLVEDVHGRQWKHFDSDFLW\
WKHRXWHUHOHFWURGHLVWKHUHIHUHQFHHOHFWURGH FKDQJHZKLFKLVH[WUHPHO\VPDOOWKHVHQVRUKDV
$ERYHWKLVH[SRVHGWRWKHH[KDXVWSUHVVXUHWKHUH SURFHVVLQJHOHFWURQLFVWKDWDUHH[WUHPHO\VHQVLWLYH


)XQFWLRQ FDSDFLWRU7KHLQWHJUDWHGFLUFXLWFRQYHUWVWKH
7KHH[KDXVWIORZLQJSDVWWKHSUREHGHIRUPVWKH FDSDFLW\FKDQJHVLJQDOLQWRDGHILQHGYROWDJHIURP
PHPEUDQHEHFDXVHRILWVSUHVVXUH7KH ZKLFKWKHH[KDXVWDIWHUWUHDWPHQWFRQWUROXQLW $&0
GHIRUPDWLRQFKDQJHVWKHGLVWDQFHEHWZHHQWKH $ FDOFXODWHVWKHH[KDXVWSUHVVXUHOHYHO
FDSDFLWRUSODWHVDQGWKHUHIRUHWKHFDSDFLW\RIWKH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' ([KDXVWSUHVVXUHVHQVRUGRZQVWUHDPRIGLHVHO 


SDUWLFXODWHILOWHUFRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 ([KDXVWDIWHUWUHDWPHQW
XQLW
 3UHVVXUHOLQH
% ([KDXVWSUHVVXUH
VHQVRUGRZQVWUHDPRI
GLHVHOSDUWLFXODWHILOWHU

:

7DVN WKHSUHVVXUHDWWKHGHILQHGPHDVXULQJSRLQWLQWKH
7KHH[KDXVWSUHVVXUHVHQVRUXSVWUHDPRIWKH GHIOHFWLRQFKDPEHU
GLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU % UHFRUGV

'HVLJQ LVDSUHVVXUHVHQVLWLYHFHUDPLFPHPEUDQHWKH
,QVLGHWKHVWDLQOHVVVWHHOVHQVRUKRXVLQJWKHUHLVD VKDUHGFRXQWHUHOHFWURGH7RJHWKHUWKLV
EDVLFXQLWWRZKLFKWZRHOHFWURGHVDUHDWWDFKHG FRQILJXUDWLRQFRQVWLWXWHVDSODWHFDSDFLWRU6LQFH
7KHLQQHUHOHFWURGHLVWKHPHDVXULQJHOHFWURGHDQG WKHPHDVXULQJSULQFLSOHLVEDVHGRQWKHFDSDFLW\
WKHRXWHUHOHFWURGHLVWKHUHIHUHQFHHOHFWURGH FKDQJHZKLFKLVH[WUHPHO\VPDOOWKHVHQVRUKDV
$ERYHWKLVH[SRVHGWRWKHH[KDXVWSUHVVXUHWKHUH SURFHVVLQJHOHFWURQLFVWKDWDUHH[WUHPHO\VHQVLWLYH


)XQFWLRQ FDSDFLWRU7KHLQWHJUDWHGFLUFXLWFRQYHUWVWKH
7KHH[KDXVWIORZLQJSDVWWKHSUREHGHIRUPVWKH FDSDFLW\FKDQJHVLJQDOLQWRDGHILQHGYROWDJHIURP
PHPEUDQHEHFDXVHRILWVSUHVVXUH7KH ZKLFKWKHH[KDXVWDIWHUWUHDWPHQWFRQWUROXQLW $&0
GHIRUPDWLRQFKDQJHVWKHGLVWDQFHEHWZHHQWKH $ FDOFXODWHVWKHH[KDXVWSUHVVXUHOHYHO
FDSDFLWRUSODWHVDQGWKHUHIRUHWKHFDSDFLW\RIWKH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ $FFHOHUDWRUSHGDOVHQVRUFRPSRQHQWGHVFULSWLRQ 

02'(/ 

/RFDWLRQ
% $FFHOHUDWRUSHGDO
VHQVRU

:

7KHDFFHOHUDWRUSHGDOVHQVRU % LVORFDWHGRQ


WKHDFFHOHUDWRUSHGDOLQWKHGULYHUIRRWZHOODWWKH
IURQWULJKW

7DVN
7KHDFFHOHUDWRUSHGDOVHQVRU % GHWHFWVWKH
DFFHOHUDWRUSHGDOSRVLWLRQ

%RG\
7KHDFFHOHUDWRUSHGDOVHQVRU % FRQVLVWVRIWZR
+DOOVHQVRUV

)XQFWLRQ SRVLWLRQUHFRJQLWLRQRIWKHDFFHOHUDWRUSHGDOLV
7KH+DOOVHQVRUVLQWHJUDWHGLQWKHDFFHOHUDWRUSHGDO DFKLHYHGDWDQ\WLPH7KHSXOVHZLGWKPRGXODWHG
VHQVRU % WUDQVPLWDUHVSHFWLYHO\DQWLF\FOLFDO VLJQDOVDUHUHDGLQE\WKHGULYHFRQWURO &3&
SXOVHZLGWKPRGXODWHGVLJQDO,QWKLVZD\SHUIHFW FRQWUROXQLW $ DQGSURFHVVHGDSSURSULDWHO\

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' $G%OXHILOOOHYHOVHQVRUWHPSHUDWXUHVHQVRU 


FRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 $G%OXHŠWDQN
% $G%OXHŠILOOOHYHO
VHQVRUWHPSHUDWXUH
VHQVRU

:

7KH$G%OXHpILOOOHYHOVHQVRUWHPSHUDWXUHVHQVRU $G%OXHpFRQWDLQHU  7KLVLVJHQHUDOO\ORFDWHGRQ


% LVVFUHZHGLQIURPWKHRXWVLGHLQWRWKH WKHOHIWORQJLWXGLQDOIUDPHPHPEHU

7DVN
7KH$G%OXHpILOOOHYHOVHQVRUWHPSHUDWXUHVHQVRU
% UHFRUGVWKHIOXLGOHYHODQGWKHWHPSHUDWXUHRI
WKH$G%OXHpVXSSO\LQWKH$G%OXHpFRQWDLQHU  



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
 $G%OXHŠLQOHW UHWXUQIURP$G%OXHŠ
PHWHULQJGHYLFH
 $G%OXHŠRXWOHW IHHGOLQHWRSXPS
PRGXOH
 &RRODQWRXWOHW WRSXPSPRGXOH
 &RRODQWLQOHW IURPHQJLQH
 (OHFWULFDOFRQQHFWLRQ
 )ORDW
 %D\RQHWULQJ
 ,PPHUVLRQWXEH
 $G%OXHŠILOWHU
 &RRODQWGXFW
% $G%OXHŠILOOOHYHOVHQVRUWHPSHUDWXUH :
VHQVRU

7KH$G%OXHpILOOOHYHOVHQVRUWHPSHUDWXUHVHQVRU 7HPSHUDWXUHVHQVRU
% FRQWDLQVVHSDUDWHFRPSRQHQWVIRU )RUWKHWHPSHUDWXUHPHDVXUHPHQWDPHDVXULQJ
GHWHUPLQLQJWKHILOOOHYHODQGWKHWHPSHUDWXUH HOHPHQWEDVHGRQWKH17&UHVLVWDQFH 1HJDWLYH
)LOOOHYHOVHQVRU 7HPSHUDWXUH&RHIILFLHQW LVORFDWHGDWWKHORZHUHQG
7KHILOOOHYHOLVGHWHUPLQHGZLWKWKHDLGRIWKH RIWKHLPPHUVLRQWXEH  
LPPHUVLRQWXEH  ZLWKLQWHJUDWHGUHVLVWDQFH
PHDVXULQJFKDLQPDGHRIVRFDOOHGUHHGFRQWDFWV
DQGDIORDW  ZKLFKFRQWDLQVSHUPDQHQWPDJQHWV

)XQFWLRQ XQLW $ 8VLQJWKHUHVLVWDQFHYDOXHWKLVFDOFXODWHV
WKHDVVRFLDWHGILOOOHYHO
'HWHUPLQDWLRQRIWKHILOOOHYHO
7KHVHQVRUWRGHWHUPLQHWKHILOOOHYHOIXQFWLRQV 'HWHUPLQDWLRQRIWHPSHUDWXUH
DFFRUGLQJWRWKHIORDWSULQFLSOHZLWKPDJQHWLF 7KH$G%OXHVXUURXQGLQJWKH$G%OXHpILOOOHYHO
WUDQVIHU$ULQJPDJQHWILWWHGLQWKHIORDW  VHQVRUWHPSHUDWXUHVHQVRU % LQIOXHQFHVWKH
DFWXDWHVWLQ\UHHGFRQWDFWVYLDLWVPDJQHWLFILHOG LQVLGHRIWKHPHDVXULQJHOHPHQWDFFRUGLQJWRLWV
WKURXJKWKHZDOORIWKHLPPHUVLRQWXEH  7KHVH WHPSHUDWXUHDQGWKHUHIRUHWKHVL]HRIWKHHOHFWULFDO
UHHGFRQWDFWVSLFNXSDQXQLQWHUUXSWHGPHDVXUHG UHVLVWDQFH7KHYDOXHVRIWKHHOHFWULFDOUHVLVWDQFH
YROWDJHDWDUHVLVWRUGDWDFKDQQHO YROWDJHGLYLGHU WKDWFKDQJHVDUHWUDQVPLWWHGLQGHILQHGLQWHUYDOVDV
SULQFLSOH ZKLFKLVSURSRUWLRQDOWRWKHKHLJKWRIWKH DQDQDORJVLJQDORYHUWKHH[KDXVWDIWHUWUHDWPHQW
ILOOOHYHO7KHYDOXHVRIWKHHOHFWULFDOUHVLVWDQFHWKDW $&0 FRQWUROXQLW $ WRWKHHQJLQHPDQDJHPHQW
FKDQJHVDORQJZLWKWKHSRVLWLRQRIWKHIORDW  DUH 0&0 FRQWUROXQLW $ %DVHGRQWKHUHVLVWDQFH
WUDQVPLWWHGLQGHILQHGLQWHUYDOVDVDQDQDORJVLJQDO YDOXHWKH05FRQWUROXQLWFDOFXODWHVWKHDVVRFLDWHG
RYHUWKHH[KDXVWDIWHUWUHDWPHQW $&0 FRQWUROXQLW WHPSHUDWXUH
$ WRWKHHQJLQHPDQDJHPHQW 0&0 FRQWURO

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' ([KDXVWWHPSHUDWXUHVHQVRUXSVWUHDPRIGLHVHO 


R[LGDWLRQFDWDO\WLFFRQYHUWHUFRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 ([KDXVWDIWHUWUHDWPHQW
XQLW
% ([KDXVWWHPSHUDWXUH
VHQVRUXSVWUHDPRI
GLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU

:

7DVN UHFRUGVWKHWHPSHUDWXUHRIWKHH[KDXVWIORZLQWKH
9LDWKHH[KDXVWWHPSHUDWXUHVHQVRUXSVWUHDPRI GHIOHFWLRQFKDPEHUXSVWUHDPRIWKHGLHVHOR[LGDWLRQ
WKHGLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU % WKH FDWDO\WLFFRQYHUWHU '2& 
H[KDXVWDIWHUWUHDWPHQW $&0 FRQWUROXQLW $

'HVLJQ UHVLVWRU37&VWDQGVIRU3RVLWLYH7HPSHUDWXUH
7KHVHQVRUFRQVLVWVRIDVWDLQOHVVVWHHOKRXVLQJ &RHIILFLHQWDQGPHDQVWKDWWKHHOHFWULFDOUHVLVWDQFH
7KHKRXVLQJFRQWDLQVDPHDVXULQJHOHPHQWD37& LQFUHDVHVDVWKHWHPSHUDWXUHLQFUHDVHV


)XQFWLRQ IORZLQJWKURXJKLWWKHUHVLVWDQFHFKDQJHFDXVHVD
'HSHQGLQJRQLWVWHPSHUDWXUHWKHJDVIORZLQJSDVW YROWDJHGURSYLDZKLFKWKHH[KDXVWDIWHUWUHDWPHQW
WKHSUREHLQIOXHQFHVWKHPHDVXULQJHOHPHQWLQVLGH $&0 FRQWUROXQLW $ FDQZRUNRXWWKH
DQGPDNHVLWVHOHFWULFDOUHVLVWDQFHFKDQJH6LQFH DVVRFLDWHGWHPSHUDWXUHYDOXH
WKHVHQVRUKDVDFRQVWDQWPHDVXULQJFXUUHQW



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 8SSHUH[KDXVWWHPSHUDWXUHVHQVRUGRZQVWUHDPRI 


GLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHUFRPSRQHQW
GHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 ([KDXVWDIWHUWUHDWPHQW
XQLW
% 8SSHUH[KDXVW
WHPSHUDWXUHVHQVRU
GRZQVWUHDPRIGLHVHO
R[LGDWLRQFDWDO\WLF
FRQYHUWHU

:

7DVN UHFRUGVWKHWHPSHUDWXUHRIWKHH[KDXVWIORZLQWKH
9LDWKHH[KDXVWWHPSHUDWXUHVHQVRUXSVWUHDPRI GHIOHFWLRQFKDPEHUXSVWUHDPRIWKHGLHVHOR[LGDWLRQ
WKHXSSHUGLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU % FDWDO\WLFFRQYHUWHU
WKHH[KDXVWDIWHUWUHDWPHQW $&0 FRQWUROXQLW $

'HVLJQ UHVLVWRU37&VWDQGVIRU3RVLWLYH7HPSHUDWXUH
7KHVHQVRUFRQVLVWVRIDVWDLQOHVVVWHHOKRXVLQJ &RHIILFLHQWDQGPHDQVWKDWWKHHOHFWULFDOUHVLVWDQFH
7KHKRXVLQJFRQWDLQVDPHDVXULQJHOHPHQWD37& LQFUHDVHVDVWKHWHPSHUDWXUHLQFUHDVHV


)XQFWLRQ IORZLQJWKURXJKLWWKHUHVLVWDQFHFKDQJHFDXVHVD
'HSHQGLQJRQLWVWHPSHUDWXUHWKHJDVIORZLQJSDVW YROWDJHGURSYLDZKLFKWKHH[KDXVWDIWHUWUHDWPHQW
WKHSUREHLQIOXHQFHVWKHPHDVXULQJHOHPHQWLQVLGH $&0 FRQWUROXQLW $ FDQZRUNRXWWKH
DQGPDNHVLWVHOHFWULFDOUHVLVWDQFHFKDQJH6LQFH DVVRFLDWHGWHPSHUDWXUHYDOXH
WKHVHQVRUKDVDFRQVWDQWPHDVXULQJFXUUHQW

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' ([KDXVWWHPSHUDWXUHVHQVRUGRZQVWUHDPRIGLHVHO 


SDUWLFXODWHILOWHUFRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 ([KDXVWDIWHUWUHDWPHQW
XQLW
% ([KDXVWWHPSHUDWXUH
VHQVRUGRZQVWUHDPRI
GLHVHOSDUWLFXODWHILOWHU

:

7DVN WHPSHUDWXUHRIWKHH[KDXVWIORZLQWKHGHIOHFWLRQ
9LDWKHH[KDXVWWHPSHUDWXUHVHQVRUXSVWUHDPRI FKDPEHUGRZQVWUHDPRIWKHGLHVHOSDUWLFXODWHILOWHU
WKHGLHVHOSDUWLFXODWHILOWHU % WKHH[KDXVW '3) 
DIWHUWUHDWPHQW $&0 FRQWUROXQLW $ UHFRUGVWKH

'HVLJQ UHVLVWRU37&VWDQGVIRU3RVLWLYH7HPSHUDWXUH
7KHVHQVRUFRQVLVWVRIDVWDLQOHVVVWHHOKRXVLQJ &RHIILFLHQWDQGPHDQVWKDWWKHHOHFWULFDOUHVLVWDQFH
7KHKRXVLQJFRQWDLQVDPHDVXULQJHOHPHQWD37& LQFUHDVHVDVWKHWHPSHUDWXUHLQFUHDVHV


)XQFWLRQ IORZLQJWKURXJKLWWKHUHVLVWDQFHFKDQJHFDXVHVD
'HSHQGLQJRQLWVWHPSHUDWXUHWKHJDVIORZLQJSDVW YROWDJHGURSYLDZKLFKWKHH[KDXVWDIWHUWUHDWPHQW
WKHSUREHLQIOXHQFHVWKHPHDVXULQJHOHPHQWLQVLGH $&0 FRQWUROXQLW $ FDQZRUNRXWWKH
DQGPDNHVLWVHOHFWULFDOUHVLVWDQFHFKDQJH6LQFH DVVRFLDWHGWHPSHUDWXUHYDOXH
WKHVHQVRUKDVDFRQVWDQWPHDVXULQJFXUUHQW



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' ([KDXVWWHPSHUDWXUHVHQVRUGRZQVWUHDPRI6&5 


FDWDO\WLFFRQYHUWHUFRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 ([KDXVWDIWHUWUHDWPHQW
XQLW
% ([KDXVWWHPSHUDWXUH
VHQVRUGRZQVWUHDPRI
6&5FDWDO\WLFFRQYHUWHU

:

7DVN WHPSHUDWXUHRIWKHH[KDXVWIORZLQWKHGHIOHFWLRQ
9LDWKHH[KDXVWWHPSHUDWXUHVHQVRUXSVWUHDPRI FKDPEHUGRZQVWUHDPRIWKH6&5FDWDO\WLF
WKH6&5FDWDO\WLFFRQYHUWHU % WKHH[KDXVW FRQYHUWHU
DIWHUWUHDWPHQW $&0 FRQWUROXQLW $ UHFRUGVWKH

'HVLJQ UHVLVWRU37&VWDQGVIRU3RVLWLYH7HPSHUDWXUH
7KHVHQVRUFRQVLVWVRIDVWDLQOHVVVWHHOKRXVLQJ &RHIILFLHQWDQGPHDQVWKDWWKHHOHFWULFDOUHVLVWDQFH
7KHKRXVLQJFRQWDLQVDPHDVXULQJHOHPHQWD37& LQFUHDVHVDVWKHWHPSHUDWXUHLQFUHDVHV


)XQFWLRQ IORZLQJWKURXJKLWWKHUHVLVWDQFHFKDQJHFDXVHVD
'HSHQGLQJRQLWVWHPSHUDWXUHWKHJDVIORZLQJSDVW YROWDJHGURSYLDZKLFKWKHH[KDXVWDIWHUWUHDWPHQW
WKHSUREHLQIOXHQFHVWKHPHDVXULQJHOHPHQWLQVLGH FRQWUROXQLW $&0  $ FDQZRUNRXWWKH
DQGPDNHVLWVHOHFWULFDOUHVLVWDQFHFKDQJH6LQFH DVVRFLDWHGWHPSHUDWXUHYDOXH
WKHVHQVRUKDVDFRQVWDQWPHDVXULQJFXUUHQW

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ &RRODQWSUHVVXUHFRQWUROVHQVRUFRPSRQHQW 


GHVFULSWLRQ

02'(/ 
ZLWK&2'(%+ :DWHUW\SHVHFRQGDU\UHWDUGHU

/RFDWLRQ
6KRZQRQPRGHOIURQW
FRRODQWH[SDQVLRQUHVHUYRLU
% &RRODQWSUHVVXUH
FRQWUROVHQVRU

:

7KHFRRODQWSUHVVXUHFRQWUROVHQVRU % LV


ORFDWHGRQWKHFRRODQWH[SDQVLRQUHVHUYRLU

7DVN LQGLUHFWO\E\WKHGULYHFRQWURO &3& FRQWUROXQLW
7KHFRRODQWSUHVVXUHFRQWUROVHQVRU % PRQLWRUV $ 7KHGULYHFRQWURO &3& FRQWUROXQLW $ XVHV
WKHSUHVVXUHLQWKHFRRODQWFLUFXLW7KHVLJQDOVIURP WKHPWRFDOFXODWHWKHVHWYDOXHVIRUWKHFRRODQW
WKHFRRODQWSUHVVXUHFRQWUROVHQVRU % DUHUHDG SUHVVXUHFRQWUROVROHQRLGYDOYH < 



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &UDQNVKDIWSRVLWLRQVHQVRUFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
% &UDQNVKDIWSRVLWLRQVHQVRU

:

7KHFUDQNVKDIWSRVLWLRQVHQVRU % LVORFDWHGRQ


WKHOHIWRQWKHWLPLQJFDVH

7DVN PDQDJHPHQW 0&0 FRQWUROXQLW $ IRUDURWDWLQJ
7KHFUDQNVKDIWSRVLWLRQVHQVRU % PDNHV HQJLQHIURPZKLFKWKHURWDWLRQDOVSHHGDVZHOODV
HOHFWULFDOYROWDJHVLJQDOVDYDLODEOHWRWKHHQJLQH WKHSRVLWLRQRIWKHFUDQNVKDIWFDQEHGHWHUPLQHG


%RG\
7KHFUDQNVKDIWSRVLWLRQVHQVRU % LVDQ
LQGXFWLYHVHQVRUDQGLVILWWHGZLWKDVHQVRUFRLODV
ZHOODVDSHUPDQHQWPDJQHW

)XQFWLRQ FLUFXPIHUHQFH,QGXFWLYHYROWDJHVLJQDOVDUH
7KHSHUPDQHQWPDJQHWRQWKHFDPVKDIWSRVLWLRQ JHQHUDWHGLQWKLVZD\LQWKHFUDQNVKDIWSRVLWLRQ
VHQVRU % JHQHUDWHVDPDJQHWLFILHOG2QFHWKH VHQVRUFRLO % ZLWKWKHDLGRIZKLFKWKHHQJLQH
IO\ZKHHOLVURWDWHGPDJQHWLFILHOGIOXFWXDWLRQVRFFXU PDQDJHPHQW 0&0 FRQWUROXQLW $ FDQ
GXHWRERUHVLQWKHIO\ZKHHOZKLFKDUHORFDWHGXS GHWHUPLQHWKHHQJLQHVSHHGDQGE\XVLQJWKHJDS
WRDJDSRIrrDSDUWDURXQGWKHIO\ZKHHO RIrWKHDQJXODUSRVLWLRQRIWKHFUDQNVKDIW

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &DPVKDIWSRVLWLRQVHQVRUFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
% &DPVKDIWSRVLWLRQ
VHQVRU

:

7KHFDPVKDIWSRVLWLRQVHQVRU % LVORFDWHGLQ EHDULQJFDSIRUWKHH[KDXVWURFNHUDUPD[LVQH[WWR


WKHURFNHUDUPKRXVLQJDQGLVLQVWDOOHGLQWKH WKHGULYHJHDUIRUWKHH[KDXVWFDPVKDIW

7DVN FDQGHWHUPLQHWKHFRPSUHVVLRQVWURNHRIF\OLQGHU
7KHFDPVKDIWSRVLWLRQVHQVRU % JHQHUDWHV DQGLIQHFHVVDU\IRUH[DPSOHIRUIDLOXUHRIWKH
HOHFWULFDOVLJQDOVIRUDURWDWLQJHQJLQHIURPZKLFK FUDQNVKDIWSRVLWLRQVHQVRU % WKHHQJLQHUSP
WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ RUWKHFUDQNVKDIWSRVLWLRQ


%RG\
7KHFDPVKDIWSRVLWLRQVHQVRU % LVD+DOO
VHQVRUDQGLVILWWHGZLWKDSHUPDQHQWPDJQHWDV
ZHOODVDQHOHFWURQLFDQDO\VLVV\VWHP

)XQFWLRQ 7KHVHFKDQJHVLQWKHPDJQHWLFILHOGDUHFRQYHUWHG
7KHSHUPDQHQWPDJQHWRQWKHFDPVKDIWSRVLWLRQ E\WKHHOHFWURQLFDQDO\VLVV\VWHPLQWKHFDPVKDIW
VHQVRU % JHQHUDWHVDPDJQHWLFILHOG:KHQ SRVLWLRQVHQVRU % LQWRVKLIWVLJQDOVDQGSDVVHG
WKHFDPVKDIWURWDWHVIOXFWXDWLRQVLQWKHPDJQHWLF RQWRWKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW
ILHOGRFFXUGXHWRWKHEOLQGVLQWKHSXOVHZKHHO $ 



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' )XHOWHPSHUDWXUHVHQVRUFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
% )XHOWHPSHUDWXUHVHQVRU

:

7KHIXHOWHPSHUDWXUHVHQVRU % LVRQWKHOHIW


KDQGVLGHRIWKHFUDQNFDVHQH[WWRWKHILOOLQJYDOYH
RIWKHIXHOILOWHUPRGXOH

7DVN
7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
GHWHUPLQHVWKHIXHOWHPSHUDWXUHRYHUWKHIXHO
WHPSHUDWXUHVHQVRU % 

%RG\ 1HJDWLYH7HPSHUDWXUH&RHIILFLHQWZKLFKPHDQV
7KHUHLVDQ17&UHVLVWRULQVLGHWKHIXHO WKDWHOHFWULFDOUHVLVWDQFHIDOOVDVWHPSHUDWXUHULVHV
WHPSHUDWXUHVHQVRU % 17&VWDQGVIRU

)XQFWLRQ WKXVWKHVL]HRIWKHHOHFWULFDOUHVLVWDQFH7KH
7KHIXHODWWKHIXHOWHPSHUDWXUHVHQVRU % HQJLQHPDQDJHPHQWFRQWUROXQLW 0&0  $
LQIOXHQFHVWKHWHPSHUDWXUHPHDVXULQJHOHPHQW GHULYHVWKHDVVRFLDWHGWHPSHUDWXUHIURPWKH
LQVLGHWKHVHQVRUGHSHQGLQJRQLWVWHPSHUDWXUHDQG HOHFWULFDOUHVLVWDQFH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 2LOSUHVVXUHVZLWFKFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
% 2LOSUHVVXUHVZLWFK

:

7KHRLOSUHVVXUHVZLWFK % LVVFUHZHGRQXQGHU


WKHRLOILOWHULQWKHRLOFRRODQWPRGXOH

7DVN ZKHWKHUWKHUHLVVXIILFLHQWHQJLQHRLOSUHVVXUH
7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ SUHVHQW7KHRLOFKHFNLQJODPSLVDFWXDWHGLQWKH,&
UHFRJQL]HVRYHUWKHRLOSUHVVXUHVZLWFK % IRUDQHQJLQHRLOSUHVVXUHRIOHVVWKDQEDU


)XQFWLRQ WKHFRQWUROXQLWLQOHWRIWKHHQJLQHPDQDJHPHQW
$WDQHQJLQHRLOSUHVVXUHRIEDUWKHRLO 0&0 FRQWUROXQLW $ RQWKHEDVLVRIZKLFKWKH
SUHVVXUHVZLWFK % FKDQJHVLWVLQWHUQDO HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
UHVLVWDQFHIURPDERXWN˖WRDERXWN˖7KH UHFRJQL]HVZKHWKHUWKHUHVVXIILFLHQWHQJLQHRLO
FKDQJHLQUHVLVWDQFHFDXVHVDFKDQJHLQYROWDJHDW SUHVVXUHSUHVHQW



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' (QJLQHRLOILOOOHYHOVHQVRUFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
% (QJLQHRLOILOOOHYHOVHQVRU

:

7KHHQJLQHRLOOHYHOVHQVRU % LVORFDWHGRQWKH


OHIWVLGHRIWKHHQJLQHDQGLVVFUHZHGLQIURPDERYH
LQWRWKHRLOSDQ

7DVN GHWHUPLQHWKHLQVWDQWDQHRXVILOOOHYHODVZHOODVWKH
7KHHQJLQHRLOILOOOHYHOVHQVRU % HQDEOHVWKH HQJLQHRLOWHPSHUDWXUHLQWKHRLOSDQ
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ WR

%RG\ 7KHUHVLVWDQFHZLUHLVORFDWHGLQWKHPHDVXULQJ
/RFDWHGLQVLGHWKHHQJLQHRLOILOOOHYHOVHQVRU % SUREH7KHHQJLQHRLOILOOOHYHOVHQVRU % LV
LVDVHULHVUHVLVWRUDQGUHVLVWDQFHZLUHZKLFKDUH LQVWDOOHGLQVXFKDZD\WKDWWKHPHDVXULQJSUREH
FRQQHFWHGLQSDUDOOHOWRHDFKRWKHUDVZHOODVDQ GLSVIXOO\LQWRWKHHQJLQHRLOZKHQWKHHQJLQHRLO
17&UHVLVWRUZKLFKLVFRQQHFWHGEHIRUHWKHPLQ OHYHOLVFRUUHFW7KH17&UHVLVWRULVORFDWHGDWWKH
VHULHV17&VWDQGVIRU1HJDWLYH7HPSHUDWXUH WLSRIWKHVHQVRU
&RHIILFLHQWZKLFKPHDQVWKDWHOHFWULFDOUHVLVWDQFH
IDOOVDVWHPSHUDWXUHULVHV

)XQFWLRQ WKHHQJLQHRLOWKHRYHUDOOUHVLVWDQFHDWWKHHQJLQH
'HWHUPLQHRIWKHHQJLQHRLOOHYHO RLOILOOOHYHOVHQVRU % FKDQJHVDQGGURSVZLWKD
UHGXFLQJHQJLQHRLOOHYHO$IWHUVZLWFKLQJRQRIWKH
(QJLQHRLOSDVVHVYLDDIHHGKROHLQWRWKH LJQLWLRQWKHHQJLQHPDQDJHPHQW 0&0 FRQWURO
PHDVXULQJSUREHRIWKHHQJLQHRLOILOOOHYHOVHQVRU XQLW $ DSSOLHVDPHDVXUHPHQWYROWDJHHYHU\V
% DQGWKXVGLUHFWO\WRWKHUHVLVWDQFHZLUH WRWKHHQJLQHRLOILOOOHYHOVHQVRU % ,WFKHFNV
'HSHQGLQJRQKRZIDUWKHUHVLVWDQFHZLUHGLSVLQWR WKHHOHFWULFDORYHUDOOUHVLVWDQFHRIWKHHQJLQHRLOILOO

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

OHYHOVHQVRU % DQGXVHVLWWRGHGXFHWKH HOHPHQWLQVLGHWKHVHQVRUGHSHQGLQJRQLWV


FXUUHQWHQJLQHRLOOHYHOLQWKHRLOSDQ WHPSHUDWXUHDQGWKHUHIRUHWKHHOHFWULFDOUHVLVWDQFH
0HDVXUHPHQWRIWKHHQJLQHRLOWHPSHUDWXUH YDOXH7KHHQJLQHPDQDJHPHQWFRQWUROXQLW 0&0
$ GHULYHVWKHDVVRFLDWHGWHPSHUDWXUHIURPWKH
7KHHQJLQHRLODWWKHHQJLQHRLOILOOOHYHOVHQVRU HOHFWULFDOUHVLVWDQFH
% LQIOXHQFHVWKHWHPSHUDWXUHPHDVXULQJ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RRODQWRXWOHWWHPSHUDWXUHVHQVRUFRPSRQHQW 


GHVFULSWLRQ

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
% ([KDXVWFRRODQW
WHPSHUDWXUHVHQVRU

:

7KHFRRODQWRXWOHWWHPSHUDWXUHVHQVRU % LV F\OLQGHUKHDGDQGWKHH[KDXVWJDVUHFLUFXODWLRQ


ORFDWHGRQWKHIURQWVLGHRIWKHFRRODQWPDQLIROG FRROHU
ZKLFKLVRQWKHULJKWVLGHRIHQJLQHEHWZHHQWKH

7DVN XQLW $ WRGHWHUPLQHWKHFXUUHQWFRRODQW
7KHFRRODQWRXWOHWWHPSHUDWXUHVHQVRU % WHPSHUDWXUHDWWKHHQJLQHRXWOHW
HQDEOHVWKHHQJLQHPDQDJHPHQW 0&0 FRQWURO

%RG\ 1HJDWLYH7HPSHUDWXUH&RHIILFLHQWZKLFKPHDQV
7KHUHLVDQ17&UHVLVWRULQVLGHWKHH[KDXVWFRRODQW WKDWHOHFWULFDOUHVLVWDQFHIDOOVDVWHPSHUDWXUHULVHV
WHPSHUDWXUHVHQVRU % 17&VWDQGVIRU

)XQFWLRQ LWVWHPSHUDWXUHDQGWKXVWKHVL]HRIWKHHOHFWULFDO
7KHFRRODQWDWWKHFRRODQWRXWOHWWHPSHUDWXUH UHVLVWDQFH7KHHQJLQHPDQDJHPHQWFRQWUROXQLW
VHQVRU % LQIOXHQFHVWKHWHPSHUDWXUH 0&0  $ GHULYHVWKHDVVRFLDWHGWHPSHUDWXUH
PHDVXULQJHOHPHQWLQVLGHWKHVHQVRUGHSHQGLQJRQ IURPWKHHOHFWULFDOUHVLVWDQFH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RPSRQHQWGHVFULSWLRQIRUIUHVKDLUGLIIHUHQWLDO 


SUHVVXUHVHQVRU

(1*,1( LQ02'(/

/RFDWLRQ
 ([KDXVWJDV
UHFLUFXODWLRQFRROHU
 &KDUJHDLUSLSH
% )UHVKDLUGLIIHUHQWLDO
SUHVVXUHVHQVRU

:

7KHIUHVKDLUGLIIHUHQWLDOSUHVVXUHVHQVRU % LV VFUHZHGLQIURPWKHRXWVLGHLQWRWKHFKDUJHDLUSLSH


ORFDWHGRQWKHIURQWVLGHRIWKHHQJLQHZKHUHLWLV  GRZQVWUHDPRIWKHFKDUJHDLUFRROHU

7DVN
7KHIUHVKDLUGLIIHUHQWLDOSUHVVXUHVHQVRU %
GHOLYHUVLQIRUPDWLRQWRWKHHQJLQHPDQDJHPHQW
0&0 FRQWUROXQLW $ WRFDOFXODWHWKH(*5UDWH

%RG\
 (OHFWULFDOFRQQHFWLRQ
 6HDOLQJULQJ
 0HDVXULQJSUREH

:



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

7KHIUHVKDLUGLIIHUHQWLDOSUHVVXUHVHQVRU % WKHSUHVVXUHRIWKHVXSHUFKDUJHGIUHVKDLU7R


FRQVLVWVRIDSODVWLFKRXVLQJZKLFKLWILWWHGLQVLGH WUDQVPLWVLJQDOVWRWKHHQJLQHPDQDJHPHQW 0&0
ZLWKWZRFKDPEHUVZKLFKDUHVHSDUDWHGIURPDWKLQ FRQWUROXQLW $ WKHIUHVKDLUGLIIHUHQWLDOSUHVVXUH
PHPEUDQHZKLFKIXQFWLRQVDVDPHFKDQLFDO VHQVRU % LVILWWHGZLWKDQHOHFWURQLFDQDO\VLV
LQWHUPHGLDWHVWDJH)RXUVWUDLQJDXJHUHVLVWDQFHV V\VWHPDQGDSRZHUVXSSO\GXHWRWKHEULGJHFLUFXLW
'06 DUHORFDWHGRQWKHPHPEUDQHLQDEULGJH LWFRQWDLQV
FLUFXLW7KHPHPEUDQHLVVXEMHFWHGRQRQHVLGHWR

)XQFWLRQ UHVLVWDQFH7KHVHYDOXHVDUHSUHSDUHGE\WKH
,IWKHFKDUJHDLUSLSH  KDVVXSHUFKDUJHGIUHVKDLU HOHFWURQLFDQDO\VLVV\VWHPDQGWUDQVPLWWHGDV
IORZLQJWKURXJKLWWKHUHLVDUHVSHFWLYHSUHVVXUH DQDORJVLJQDOVWRWKHHQJLQHPDQDJHPHQW 0&0
DSSOLHGDWWKHSDUWRIWKHPHPEUDQHLQWKHIUHVKDLU FRQWUROXQLW $ 6LQFHWKHIUHVKDLUGLIIHUHQWLDO
GLIIHUHQWLDOSUHVVXUHVHQVRU % H[SRVHGWRWKH SUHVVXUHVHQVRU % KDVDFRQVWDQWPHDVXULQJ
IUHVKDLU7KLVLVWKHUHIRUHGLVWRUWHGDQGWKHVWUDLQ FXUUHQWIORZLQJWKURXJKLWWKHUHLVDYROWDJHGURS
JDXJHUHVLVWDQFHV '06 DUHHORQJDWHGRU GXHWRWKHFKDQJHLQUHVLVWDQFHRYHUZKLFKWKH
VTXDVKHG HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ FDQ
GHGXFHWKHDVVRFLDWHGSUHVVXUHYDOXH
7KHVWUDLQJDXJHUHVLVWDQFHV '06 UHDFWVWRWKH
FKDQJHLQOHQJWKZLWKDFKDQJHLQLWVRKPLF

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &KDUJHDLUWHPSHUDWXUHVHQVRULQFRPSUHVVRU 


KRXVLQJFRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
% &KDUJHDLU
WHPSHUDWXUHVHQVRULQ
FRPSUHVVRUKRXVLQJ

:

7KHFKDUJHDLUWHPSHUDWXUHVHQVRULQFRPSUHVVRU FRPSUHVVRUIRUWKHWXUERFKDUJHURIWKHKLJK
KRXVLQJ % LVORFDWHGDWWKHRXWOHWRIWKH SUHVVXUHVWDJH

7DVN ORDGFRQGLWLRQRIWKHHQJLQHWKHHQJLQH
7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ PDQDJHPHQW 0&0 FRQWUROXQLW $ UHFRJQL]HV
GHWHFWVWKHWHPSHUDWXUHRIWKHFKDUJHDLUDWWKH DPRQJVWRWKHUWKLQJVZKHWKHUWKHERRVWSUHVVXUH
RXWOHWRIWKHFRPSUHVVRURIWKHWXUERFKDUJHURIWKH UHJXODWRU < LVDFWXDWHGDQGZKHWKHUWKH
KLJKSUHVVXUHVWDJHRYHUWKHFKDUJHDLU LQMHFWLRQPXVWEHDGDSWHGLQRUGHUWRSURWHFWWKH
WHPSHUDWXUHVHQVRULQFRPSUHVVRUKRXVLQJ %  WXUERFKDUJHUDJDLQVWDQH[FHVVLYHO\KLJKWKHUPDO
,QFRPELQDWLRQZLWKWKHFXUUHQWURWRUVSHHGDQGWKH ORDG


%RG\ % 17&VWDQGVIRU1HJDWLYH7HPSHUDWXUH
7KHUHLVDQ17&UHVLVWRUORFDWHGLQVLGHWKHFKDUJH &RHIILFLHQWZKLFKPHDQVWKDWHOHFWULFDOUHVLVWDQFH
DLUWHPSHUDWXUHVHQVRULQWKHFRPSUHVVRUKRXVLQJ IDOOVDVWHPSHUDWXUHULVHV


)XQFWLRQ WKHVHQVRUDQGWKXVWKHPDJQLWXGHRIWKHHOHFWULFDO
7KHFKDUJHDLUSDVVLQJE\DWWKHFKDUJHDLU UHVLVWDQFH7KHHQJLQHPDQDJHPHQWFRQWUROXQLW
WHPSHUDWXUHVHQVRULQWKHFKDUJHDLUKRXVLQJ 0&0  $ GHULYHVWKHDVVRFLDWHGWHPSHUDWXUH
% GHSHQGHQWRQLWVWHPSHUDWXUHLQIOXHQFHV IURPWKHHOHFWULFDOUHVLVWDQFH
WKHWHPSHUDWXUHRIWKHPHDVXULQJHOHPHQWLQVLGH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &KDUJHDLUSUHVVXUHDQGWHPSHUDWXUHVHQVRU 


FRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
% &KDUJHDLUSUHVVXUHDQGWHPSHUDWXUH
VHQVRU

:

7KHFKDUJHDLUSUHVVXUHDQGWHPSHUDWXUHVHQVRU
% LVORFDWHGRQWKHFKDUJHDLUKRXVLQJRQWKH
OHIWVLGHRIWKHHQJLQH

7DVN VXSHUFKDUJHGFRPEXVWLRQDLU)URPWKHVHWZR
7KHFKDUJHDLUSUHVVXUHDQGWHPSHUDWXUHVHQVRU YDOXHVDQGWKHYDOXHVRIWKHIUHVKDLUGLIIHUHQWLDO
% HQDEOHVWKHHQJLQHPDQDJHPHQW 0&0 SUHVVXUHVHQVRU % WKHDLUPDVVZKLFKLVIHGWR
FRQWUROXQLW $ WRGHWHUPLQHWKHDLUSUHVVXUHDQG WKHHQJLQHIRUFRPEXVWLRQLVGLYHUWHG
WKHDLUWHPSHUDWXUHRIWKHDVSLUDWHGRU

%RG\ DUUDQJHGLQDVLOLFRQPHPEUDQHDVZHOODVDQ
7KHFKDUJHDLUSUHVVXUHDQGWHPSHUDWXUHVHQVRU HOHFWURQLFDQDO\VLVV\VWHPZKLFKLVVXSSOLHGZLWKD
% FRQVLVWVRIWZRHOHFWULFDOO\VHSDUDWH 9'&YROWDJHYLDWKHHQJLQHPDQDJHPHQW 0&0
FRPSRQHQWVIRUPHDVXULQJWKHERRVWSUHVVXUHDQG FRQWUROXQLW $ 
WKHFKDUJHDLUWHPSHUDWXUH 7HPSHUDWXUHVHQVRUIRUPHDVXUHPHQWRIWKHFKDUJH
3UHVVXUHVHQVRUIRUGHWHUPLQDWLRQRIWKHERRVW DLUWHPSHUDWXUH
SUHVVXUH 7KHUHLVDQ17&UHVLVWRUDWWKHFRQHSRLQWRIWKH
7KHSUHVVXUHVHQVRULVDVRFDOOHGVHPLFRQGXFWRU FKDUJHDLUSUHVVXUHDQGWHPSHUDWXUHVHQVRU
SUHVVXUHVHQVRUZKLFKGHWHFWVWKHDLUSUHVVXUHLQ % 17&VWDQGVIRU1HJDWLYH7HPSHUDWXUH
WKHFKDUJHDLUSLSHE\PHDQVRIWKHSLH]RHOHFWULF &RHIILFLHQWZKLFKPHDQVWKDWHOHFWULFDOUHVLVWDQFH
SULQFLSOH7KLVFRQVLVWVRIIRXUSUHVVXUHGHSHQGHQW IDOOVDVWHPSHUDWXUHULVHV
UHVLVWRUV VWUDLQPHDVXULQJUHVLVWRUV ZKLFKDUH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV


)XQFWLRQ WROHUDQFHVRIWKHUHVLVWRUV,WVXEVHTXHQWO\URXWHV
'HWHUPLQDWLRQRIWKHERRVWSUHVVXUH WKHILOWHUHGPHDVXUHPHQWYROWDJHWRWKHHQJLQH
PDQDJHPHQW 0&0 FRQWUROXQLW $ ZKLFKWKHQ
7KHLQWDNHDLURUVXSHUFKDUJHGFRPEXVWLRQDLULQ GHGXFHVWKHDLUSUHVVXUHLQWKHFKDUJHDLUKRXVLQJ
WKHFKDUJHDLUKRXVLQJSDVVHVRYHUDERUHLQWKH
VLOLFRQGLDSKUDJPZLWKWKHIRXUSUHVVXUHGHSHQGHQW 0HDVXUHPHQWRIWKHFKDUJHDLUWHPSHUDWXUH
UHVLVWRUVDQGGLVWRUWVLW7KHUHVLVWRUVLQWKHVLOLFRQ 'HSHQGLQJRQLWVWHPSHUDWXUHWKHDLUIORZLQJE\
PHPEUDQHDUHDUUDQJHGLQVXFKDZD\WKDWRQ LQIOXHQFHVWKHWHPSHUDWXUHRIWKHPHDVXULQJ
GHIRUPDWLRQRIWKHPHPEUDQHWKHWUDQVYHUVHVWUHVV HOHPHQWRQWKHWLSRIWKHVHQVRUDQGWKHUHIRUHWKH
RIWKHUHVLVWDQFHEULGJHLVDOWHUHG7KHHOHFWURQLF HOHFWULFDOUHVLVWDQFHYDOXH7KHHQJLQH
DQDO\VLVV\VWHPDPSOLILHVWKLVWUDQVYHUVHVWUHVVDQG PDQDJHPHQWFRQWUROXQLW 0&0  $ GHULYHVWKH
FRPSHQVDWHVLQWKLVZD\IRUSRVVLEOHWHPSHUDWXUH DVVRFLDWHGWHPSHUDWXUHIURPWKHHOHFWULFDO
IOXFWXDWLRQVRUFRPSHQVDWHVIRUDQ\PDQXIDFWXULQJ UHVLVWDQFH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &KDUJHDLUWHPSHUDWXUHVHQVRULQFKDUJHDLUKRXVLQJ 


FRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
% &KDUJHDLU
WHPSHUDWXUHVHQVRULQ
FKDUJHDLUKRXVLQJ

:

7KHFKDUJHDLUWHPSHUDWXUHVHQVRULQWKHFKDUJHDLU
KRXVLQJ % LVORFDWHGDWWKHOHYHORIWKHIXHO
ILOWHUPRGXOH

7DVN HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
2YHUWKHFKDUJHDLUWHPSHUDWXUHVHQVRU GHWHFWVWKHWHPSHUDWXUHRIWKHFKDUJHDLUVKRUWO\
GRZQVWUHDPLQWKHFKDUJHDLUKRXVLQJ % WKH EHIRUHLWHQWHUVWKHFRPEXVWLRQFKDPEHU


%RG\ % 17&VWDQGVIRU1HJDWLYH7HPSHUDWXUH
7KHUHLVDQ17&UHVLVWRUORFDWHGLQVLGHWKHFKDUJH &RHIILFLHQWZKLFKPHDQVWKDWHOHFWULFDOUHVLVWDQFH
DLUWHPSHUDWXUHVHQVRULQWKHFKDUJHDLUKRXVLQJ IDOOVDVWHPSHUDWXUHULVHV


)XQFWLRQ WKHVHQVRUDQGWKXVWKHPDJQLWXGHRIWKHHOHFWULFDO
7KHFKDUJHDLUSUHYDLOLQJDWWKHFKDUJHDLU UHVLVWDQFH7KHHQJLQHPDQDJHPHQWFRQWUROXQLW
WHPSHUDWXUHVHQVRULQWKHFKDUJHDLUKRXVLQJ 0&0  $ GHULYHVWKHDVVRFLDWHGWHPSHUDWXUH
% GHSHQGLQJRQLWVWHPSHUDWXUHLQIOXHQFHV IURPWKHHOHFWULFDOUHVLVWDQFH
WKHWHPSHUDWXUHRIWKHPHDVXULQJHOHPHQWLQVLGH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 5DLOSUHVVXUHVHQVRUFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
% 5DLOSUHVVXUHVHQVRU

:

7KHUDLOSUHVVXUHVHQVRU % LVORFDWHGDWWKH RIWKHVHQVRU7KLVZLOOEHSXVKHGLQWRWKHVHDOLQJ


IURQWRQWKHUDLO6HDOLQJRIWKHUDLOSUHVVXUHVHQVRU VXUIDFHXSRQVFUHZLQJLQWRWKHUDLOSLSH SODVWLF
% WRWKHUDLOSLSHLVVHFXUHGRYHUDVRFDOOHG DGDSWDWLRQLQWKHUDLOSLSH 
OLSSHGHGJHZKLFKLVPDFKLQHGRQWRWKHIURQWVLGH

7DVN
:LWKWKHDLGRIWKHUDLOSUHVVXUHVHQVRU % WKH
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
GHWHUPLQHVWKHFXUUHQWUDLOSUHVVXUH

%RG\ HOHFWURQLFDQDO\VLVV\VWHPZKLFKSUHSDUHVWKH
,QVLGHWKHUDLOSUHVVXUHVHQVRU % WKHUHLVD VLJQDOVIURPWKHVHQVRUVDQGSDVVHVWKHPRQWRWKH
PHPEUDQHDWWDFKHGWRWKHVHQVRUVDVZHOODVDQ HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ 


)XQFWLRQ DQDO\VLVV\VWHPDPSOLILHVWKHPHDVXUHPHQW
7KHUDLOSUHVVXUHSUHVHQWLQWKHVHQVRUKRXVLQJ YROWDJHFRPSHQVDWLQJIRUSRVVLEOHWHPSHUDWXUH
FDXVHVDFHUWDLQGHIRUPDWLRQRIWKHPHPEUDQH7KH IOXFWXDWLRQVRUEDODQFLQJRXWSRVVLEOH
GHIRUPDWLRQRIWKHPHPEUDQHKDVHIIHFWVRQWKH PDQXIDFWXULQJWROHUDQFHVRQWKHUHVLVWDQFHVDQG
PHDVXUHPHQWVLJQDOVZKLFKDUHGHWHUPLQHGDQG SDVVHVRQWKHFOHDUHGRXWPHDVXUHPHQWYROWDJHWR
SUHSDUHGE\WKHHOHFWURQLFDQDO\VLVV\VWHPZLWKWKH WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
DLGRIWKHVHQVRUVRQWKHPHPEUDQH7KHHOHFWURQLF ZKLFKXVHVLWWRGHULYHWKHFXUUHQWUDLOSUHVVXUH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RPSRQHQWGHVFULSWLRQIRUDQR[\JHQVHQVRU 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
% 2[\JHQVHQVRU

:

7KHR[\JHQVHQVRU % LVVFUHZHGLQWRIODQJHG LQMHFWLRQQR]]OHIRUUHJHQHUDWLRQRIWKHGLHVHO


PDQLIROGEHWZHHQWKHWXUERFKDUJHUDQGWKH SDUWLFXODWHILOWHU

7DVN ವ 2Q%RDUG'LDJQRVLV 2%' RIWKHHQJLQHDQG
7KHR[\JHQVHQVRU % GHWHFWVWKHUHVLGXDO WKHH[KDXVWDIWHUWUHDWPHQW
R[\JHQFRQWHQWLQWKHH[KDXVWXSVWUHDPRIWKH ವ 2EVHUYDWLRQRIWKHHPLVVLRQVOHJLVODWLRQ
R[LGDWLRQFDWDO\WLFFRQYHUWHUIRUWKHIROORZLQJWDVNV
ವ 5HJXODWLRQRIWKHH[KDXVWJDVUHFLUFXODWLRQUDWH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
 6HQVRUKRXVLQJ
 2XWHUSURWHFWLYHWXEH
 ,QQHUSURWHFWLYHWXEH
 (OHFWULFDOOLQH
 &RQQHFWRU
 %DODQFHUHVLVWRU
% 2[\JHQVHQVRU

:

7KHR[\JHQVHQVRU % LVDVRFDOOHGEURDG PRYHLQDUDQJHEHWZHHQDQGP$7KHUHIRUHD


EDQGR[\JHQVHQVRU,WLVFRQQHFWHGWRWKHHQJLQH FOHDQERQGLQJ ZLULQJKDUQHVV&1V LVHVVHQWLDO
PDQDJHPHQW 0&0 FRQWUROXQLW $ DQGLV 7KHR[\JHQVHQVRU % LVFDOLEUDWHGRYHUD
DFWXDWHGE\DQRZQPLFURFRQWUROOHU7KH EDODQFHUHVLVWRU  ZKLFKLVLQWHJUDWHGLQWKH
PLFURFRQWUROOHUDSSOLHVDFWXDWLRQRIWKHKHDWHUWKH FRQQHFWRU  'XULQJVHQVRURSHUDWLRQWKHR[\JHQ
SXPSFHOODQGWKHUHIHUHQFHFHOODVZHOODV VHQVRU % LVSRVWFDOLEUDWHGXQGHUWKUXVW
PRQLWRULQJRIWKHRSHUDWLQJWHPSHUDWXUHDQG FRQGLWLRQVDWUHJXODULQWHUYDOV
GLDJQRVLVRIWKHVHQVRU7KHPHDVXUHPHQWVWUHDPV



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 'LHVHOIXHOPHWHULQJGHYLFHFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 'LHVHOIXHOPHWHULQJ
GHYLFH
 1R]]OHXQLWIRU'3)
UHJHQHUDWLRQ
 )XHOOLQH
 ([KDXVWSLSH
 &RRODQWOLQH
 &RRODQWOLQH
 /HDNDJHOLQH

:

7KHGLHVHOIXHOPHWHULQJGHYLFH  LVRQWKHOHIW
KDQGVLGHRIWKHHQJLQHEHKLQGWKHIXHOV\VWHPKLJK
SUHVVXUHSXPS

7DVN LQMHFWLQJLQWRWKHH[KDXVWSLSH  GXULQJDFWLYH
7KHGLHVHOIXHOPHWHULQJGHYLFH  LVXVHGWR GLHVHOSDUWLFXODWHILOWHU '3) UHJHQHUDWLRQ
SURYLGHWKHUHTXLUHGTXDQWLW\RIGLHVHOIXHOIRU

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

'HVLJQ
 'LHVHOIXHOPHWHULQJ
GHYLFH
 1R]]OHXQLWIRU'3)
UHJHQHUDWLRQ
 )XHOOLQH
 &RRODQWOLQH
 &RRODQWOLQH
 /HDNDJHOLQH
% )XHOSUHVVXUHVHQVRU
RXWOHW
% )XHOSUHVVXUHVHQVRU
LQOHW
< )XHOPHWHULQJYDOYH
< )XHOVKXWRIIYDOYH

:

7KHGLHVHOIXHOPHWHULQJGHYLFH  LVDFRPSRQHQW KDYHWKHLUPHDVXULQJSUREHVLQVHUWHGLQWRWKHIXHO


WKDWLVSHUPHDWHGZLWKIXHOFKDQQHOVDQGKDVDQ FKDQQHOV,WLVFRQQHFWHGRYHUWKHIXHOOLQH  ZLWK
DOXPLQXPERG\7KHVHQVRUVWKDWDUHSODFHGRQLW WKHQR]]OHVXQLWIRUWKH'3)UHJHQHUDWLRQ  

)XQFWLRQ 7KHIXHOPHWHULQJYDOYH < LVDOVRRSHQHGDW
:KHQWKHH[KDXVWDIWHUWUHDWPHQW $&0 FRQWUROXQLW GHILQHGLQWHUYDOV7KHFDOFXODWHGTXDQWLW\RIGLHVHO
$ GHFLGHVWKDWDFWLYHUHJHQHUDWLRQRIWKHGLHVHO IXHOWKHUHIRUHIORZVLQWRWKHIHHGOLQHWRWKHQR]]OH
SDUWLFXODWHILOWHU '3) LVUHTXLUHGRQWKHEDVLVRI XQLWIRU'3)UHJHQHUDWLRQ  7KHWZRSUHVVXUH
WKHYDOXHVSURYLGHGE\WKHVHQVRUV\VWHPLWVHQGV VHQVRUVGHOLYHUYDOXHVWKDWDUHXVHGLQWKHYDOYH
DUHTXHVWWRWKHHQJLQHPDQDJHPHQW 0&0 FRQWURO RSHQLQJWLPHFDOFXODWLRQ
XQLW $ 7KLVDFWXDWHVWKHIXHOVKXWRIIYDOYH
< VRWKDWGLHVHOIXHOIURPWKHORZSUHVVXUH
FLUFXLWHQWHUVWKHFRPSRQHQW



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ 5HVLGXDOKHDWSXPSFRPSRQHQWGHVFULSWLRQ 

02'(/ 
ZLWK&2'(', 5HVLGXDOHQJLQHKHDWXWLOLVDWLRQ

/RFDWLRQ
0 5HVLGXDOKHDWSXPS

:

7KHUHVLGXDOKHDWSXPS 0 LVORFDWHGDWWKHOHIW


XQGHUWKHFDE

7DVN FRUHLVWKXVFRQVWDQWO\VXSSOLHGZLWKFRRODQWVWLOO
7KHUHVLGXDOKHDWSXPS 0 HQVXUHVFRRODQW ZDUPIURPWKHRSHUDWLRQRIWKHHQJLQH
FLUFXODWLRQZLWKWKHHQJLQHVZLWFKHGRII7KHKHDWHU

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ 7DFKRJUDSK 7&2 FRPSRQHQWGHVFULSWLRQ 

02'(/ 

/RFDWLRQ
3 7DFKRJUDSK 7&2

:

7KHWDFKRJUDSK 7&2  3 LVLQVWDOOHGLQWKH


KHDGOLQHU

7DVN ವ 6HUYHVIRUUHJLVWUDWLRQVWRUDJHGLVSOD\SULQWRXW
7KHWDFKRJUDSK 7&2  3  DQGRXWSXWRIGULYHUDQGYHKLFOHVSHFLILFGDWD,Q
WKHFDVHRIWKHGLJLWDOWDFKRJUDSKGDWDLVVWRUHG
ವ UHFRUGVWKHUHDOWLPHVLJQDORIWKHWUDYHODQG LQWKHGHYLFHPHPRU\DVZHOODVRQWKHLQVHUWHG
VSHHGVHQVRU % WDFKRJUDSKFDUGV,QWKHFDVHRIWKHPRGXODU
ವ VHQGVGDWDDQGFRPPDQGVLJQDOVWRWKHWUDYHO WDFKRJUDSKGDWDLVVWRUHGRQWKHWDFKRJUDSK
DQGVSHHGVHQVRU % GLVN
ವ FDOFXODWHVWKHYHKLFOHVSHHGGULYLQJGLVWDQFH
DQGWULSPLOHDJH
ವ WUDQVPLWVWKHFDOFXODWHGGDWDYLDWKHIUDPH&$1
&$1 WRWKHLQVWUXPHQWFOXVWHUFRQWUROXQLW
,&8&  $



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ (OHFWURQLFLJQLWLRQORFN (,6 FRPSRQHQWGHVFULSWLRQ 

02'(/ 

/RFDWLRQ
6 (OHFWURQLFLJQLWLRQORFN (,6

:

7KHHOHFWURQLFLJQLWLRQORFN (,6  6 LVORFDWHGDW $


WKHULJKWQH[WWRWKHVWHHULQJFROXPQLQWKH 7KHHOHFWURQLFLJQLWLRQORFN (,6  6 LQ
LQVWUXPHQWSDQHO FRPELQDWLRQZLWKWKHWUDQVPLWWHUNH\ 6 LVWKH
FHQWUDOFRQWUROOHUXQLWIRUWKHGULYHDXWKRUL]DWLRQ
V\VWHP7KHHOHFWURQLFLJQLWLRQORFN (,6  6 
ZKHQWKHWUDQVPLWWHUNH\ 6 LVQRWLQVHUWHG
DOVRVHUYHVDVDFRPPXQLFDWLRQVLQWHUIDFHEHWZHHQ
WKHWUDQVPLWWHUNH\ 6 DQGWKHYHKLFOHQHWZRUN

%RG\
 6WDUWVWRSEXWWRQ
6 (OHFWURQLFLJQLWLRQORFN (,6
6; &RQQHFWRU
6; &RQQHFWRU
6 7UDQVPLWWHUNH\

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

7DVN ವ 3RZHUVXSSO\IRUWUDQVPLWWHUNH\ 6


7KHHOHFWURQLFLJQLWLRQORFN (,6  6 LVUHVSRQVLEOH :KHQWKHWUDQVPLWWHUNH\ 6 LVLQVHUWHGLQWR
IRUWKHIROORZLQJWDVNV WKHHOHFWURQLFLJQLWLRQORFN (,6  6 WKLV
ವ VZLWFKHVRQWKHLQGXFWLYHSRZHUWUDQVPLVVLRQWR
5HDGLQJLQLQSXWIDFWRUV
WKHYROWDJHVXSSO\RIWKHWUDQVPLWWHUNH\ 6 
,QSXWIDFWRUVDUHUHDGLQYLDWKHLQWHULRU&$1
&$1 
ವ 2XWSXWRIVLJQDOV
7KHVLJQDOVDUHRXWSXWYLDWKHLQWHULRU&$1
&$1 DQGDGLUHFWOLQHVWRWKHVHQVRUDQG
DFWXDWRUPRGXOHFDE 6&$ FRQWUROXQLW $ 

)XQFWLRQ 7UDQVPLWWLQJDQGUHFHLYLQJKLJKIUHTXHQF\
VLJQDOVZLWKWUDQVPLWWHUNH\ 6 LQVHUWHG
7UDQVPLWWLQJDQGUHFHLYLQJLQIUDUHGVLJQDOVZLWK
'HSHQGLQJRQWKHYHUVLRQRIWKHWUDQVPLWWHUNH\
WUDQVPLWWHUNH\ 6 LQVHUWHG
6 WKHHOHFWURQLFLJQLWLRQORFN (,6  6 UHDGV
'DWDH[FKDQJHEHWZHHQWKHWUDQVPLWWHUNH\ 6 LQWKHKLJKIUHTXHQF\VLJQDOVIURPWKHWUDQVPLWWHU
DQGWKHHOHFWURQLFLJQLWLRQORFN (,6  6 ZLWK NH\ 6 RUWUDQVPLWVWKHPWRLW
UHJDUGWRWKHGULYHDXWKRUL]DWLRQV\VWHPWDNHVSODFH
RYHUDQLQIUDUHGLQWHUIDFH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ (0(5*(1&<2))VZLWFKFRPSRQHQWGHVFULSWLRQ 

02'(/ 
ZLWK&2'((' 3UHLQVWDOODWIRUELSRODUEDWWHU\FLUFXLWEUHDNHU
02'(/ 
ZLWK&2'((8 $'5PRGHOFODVV(;,,,LQFOXGLQJ(;,,DQG$7
02'(/ 
ZLWK&2'((= $FFHVVRULHV$'5
02'(/ 
ZLWK&2'((9 $'5PRGHOFODVV)/LQFOXGLQJ(;,,(;,,,DQG$7
02'(/ 
ZLWK&2'((; $'5W\SHFODVV$7
02'(/ 
ZLWK&2'((( 3URYLVLRQ$'5ZLWKRXWFKDVVLVVKLHOGLQJ
02'(/ 
ZLWK&2'((7 $'5W\SHFODVV(;,,LQFO$7

/RFDWLRQ
6KRZQRQOHIWKDQGGULYHYHKLFOH
6 (0(5*(1&<6723VZLWFK

:

7KH(0(5*(1&<2))VZLWFK 6 LVORFDWHGLQ


WKHLQVWUXPHQWSDQHOWRWKHULJKWQH[WWRWKHVWHHULQJ
ZKHHOLQLQVWUXPHQWSDQHOVZLWFKPRGXOH $ 

7DVN EDWWHU\GLVFRQQHFWVZLWFK %(62 FRQWUROXQLW $
7KHVZLWFKLQJSRVLWLRQVRIWKH(0(5*(1&<2)) HQVXUHVWKDWWKHHQJLQHLVVZLWFKHGRIIDQGDOO
VZLWFK 6 DUHHYDOXDWHGE\WKHEDWWHU\ HOHFWULFDOFRQVXPHUVDUHGLVFRQQHFWHGIURPWKHRQ
GLVFRQQHFWVZLWFK %(62 FRQWUROXQLW $ :KHQ ERDUGHOHFWULFDOV\VWHP
WKH(0(5*(1&<2))VZLWFK 6 LVSUHVVHGWKH

%RG\
'RXEOHWKURZFRQWDFWVZLWFKZLWKSURWHFWLYHFDS
GHVLJQHGDVDIODSLQRUGHUWRUXOHRXWLQDGYHUWHQW
DFWXDWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ )UDPH(0(5*(1&<2))VZLWFKFRPSRQHQW 


GHVFULSWLRQ

02'(/ 
ZLWK&2'((; $'5W\SHFODVV$7
02'(/ 
ZLWK&2'((' 3UHLQVWDOODWIRUELSRODUEDWWHU\FLUFXLWEUHDNHU
02'(/ 
ZLWK&2'((= $FFHVVRULHV$'5
02'(/ 
ZLWK&2'((( 3URYLVLRQ$'5ZLWKRXWFKDVVLVVKLHOGLQJ
02'(/ 
ZLWK&2'((9 $'5PRGHOFODVV)/LQFOXGLQJ(;,,(;,,,DQG$7
02'(/ 
ZLWK&2'((8 $'5PRGHOFODVV(;,,,LQFOXGLQJ(;,,DQG$7
02'(/ 
ZLWK&2'((7 $'5W\SHFODVV(;,,LQFO$7

/RFDWLRQ
6KRZQRQOHIWKDQGGULYHYHKLFOH
6 )UDPH(0(5*(1&<2))VZLWFK

:

7KHIUDPH(0(5*(1&<2))VZLWFK 6 LV


ORFDWHGRQWKHGULYHUVLGHEHKLQGWKHFDEDWWKH
OHYHORIWKHZKHHODUFK

7DVN WKHIUDPH(0(5*(1&<2))VZLWFK 6 LV
ಘ SUHVVHGWKHEDWWHU\GLVFRQQHFWVZLWFK %(62
FRQWUROXQLW $ HQVXUHVWKDWWKHHQJLQHLV
7KHVZLWFKLQJSRVLWLRQVRIWKHIUDPH(0(5*(1&< VZLWFKHGRIIDQGDOOHOHFWULFDOFRQVXPHUVDUH
2))VZLWFK 6 DUHHYDOXDWHGE\WKHEDWWHU\ GLVFRQQHFWHGIURPWKHRQERDUGHOHFWULFDOV\VWHP
GLVFRQQHFWVZLWFK %(62 FRQWUROXQLW $ :KHQ




– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
'RXEOHWKURZFRQWDFWVZLWFKZLWKSURWHFWLYHFDS
GHVLJQHGDVDIODSLQRUGHUWRUXOHRXWLQDGYHUWHQW
DFWXDWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' (QJLQHVWDUWDQGHQJLQHVWRSEXWWRQFRPSRQHQW 


GHVFULSWLRQ

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
6 (QJLQHVWDUWDQG
HQJLQHVWRSEXWWRQ

:

7KHHQJLQHVWDUWDQGHQJLQHVWRSEXWWRQ 6 LV


ORFDWHGLQWKHGLUHFWLRQRIWUDYHORQWKHOHIWRQWKH
IXHOILOWHUPRGXOH

7DVN WKHUSPLWKDGUHDFKHGEHIRUHWKHEXWWRQZDV
7KHHQJLQHVWDUWDQGHQJLQHVWRSEXWWRQ 6 KDV UHOHDVHG
GLIIHUHQWWDVNVGHSHQGLQJRQZKHWKHUWKHHQJLQHLV ವ ,IWKHHQJLQHKDVVWRSSHGDQGDFWXDWLRQRIWKH
DWDVWDQGVWLOORUUXQQLQJDQGLIWKHDFWXDWLRQRIWKH IXHOLQMHFWRUVKDVEHHQVZLWFKHGRIIWKHQ
IXHOLQMHFWRUVYLD6WDU'LDJQRVLVZDVVZLWFKHGRIIRU SUHVVLQJWKHHQJLQHVWDUWDQGHQJLQHVWRSEXWWRQ
QRW 6 URWDWHVWKHHQJLQHXQWLOWKHEXWWRQLV
ವ ,IWKHHQJLQHLVDWDVWDQGVWLOODQGDFWXDWLRQRI UHOHDVHGDJDLQ
WKHIXHOLQMHFWRUVLVQRWVZLWFKHGRIIDEULHI ವ ,IWKHHQJLQHVWDUWDQGHQJLQHVWRSEXWWRQ 6
SUHVVRIWKHHQJLQHVWDUWDQGHQJLQHVWRSEXWWRQ LVSUHVVHGZLWKWKHHQJLQHUXQQLQJWKHHQJLQH
6 FDQVWDUWWKHHQJLQHDJDLQ7KHHQJLQH PDQDJHPHQW 0&0 FRQWUROXQLW $ LQWHUUXSWV
FRQWLQXHVWRUXQDWLGOHVSHHGDIWHUUHOHDVLQJWKH DFWXDWLRQRIWKHIXHOLQMHFWRUVDQGWKHHQJLQHLV
EXWWRQ VZLWFKHGRII
ವ ,IWKHHQJLQHVWDUWDQGHQJLQHVWRSEXWWRQ 6 $
LVSUHVVHGDQGKHOGZLWKWKHHQJLQHDWD $VDIHW\IXQFWLRQLQWKHVRIWZDUHIRUWKHHQJLQH
VWDQGVWLOOWKHHQJLQHUSPVWDUWVLQFUHDVLQJDIWHU PDQDJHPHQW 0&0 FRQWUROXQLW $ DQGWKHGULYH
VXQWLOWKHHQJLQHUHDFKHVWKHPD[LPXP FRQWURO &3& FRQWUROXQLW $ SUHYHQWVWKHHQJLQH
JRYHUQHGUSPRUXQWLOWKHHQJLQHVWDUWDQG IURPVWDUWLQJZKHQDJHDULVHQJDJHG VWDUWHU
HQJLQHVWRSEXWWRQ 6 LVUHOHDVHGDJDLQ ORFNRXW RULWSUHYHQWVVWDUWHUDFWXDWLRQZKHQWKH
$IWHUUHOHDVLQJWKHHQJLQHVWDUWDQGHQJLQHVWRS HQJLQHLVDOUHDG\UXQQLQJ VWDUWTXDQWLW\ORFNLQJ
EXWWRQ 6 WKHHQJLQHZLOOFRQWLQXHWRUXQDW GHYLFH 



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ +HDWHUVKXWRIIYDOYHFRPSRQHQWGHVFULSWLRQ 

02'(/ 

/RFDWLRQ
< +HDWHUVKXWRIIYDOYH

:

7KHKHDWHUVKXWRIIYDOYH < LVORFDWHGRQWKHOHIW


QH[WWRWKHIUHVKDLULQWDNHRQWKHKHDWHUEORZHU
XQLW

7DVN 7KHDX[LOLDU\KHDWHURQO\KHDWVWKHFRRODQWLQWKH
7KHKHDWHUVKXWRIIYDOYH < EORFNVWKHFRRODQW FRROLQJFLUFXLWRIWKHKHDWHUKHDWH[FKDQJHUZKHQ
VXSSO\WRWKHKHDWHUKHDWH[FKDQJHULIKHDWRXWSXW WKHKHDWLQJVKXWRIIYDOYHLVFORVHG < 7RDYRLG
LVQRWUHTXLUHG WHPSHUDWXUHFRQWUROIODSVVHWWR IUHTXHQWVZLWFKLQJRQDQGRIIRIWKHDX[LOLDU\KHDWHU
FROG  WKHKHDWHUVKXWRIIYDOYH < LVLQWHUPLWWHQWO\
RSHQHGVRWKDWFRRODQWFRQWLQXHVWRIORZIURPWKH
$GGLWLRQDOO\RQYHKLFOHVZLWKFRGH'0 +RWZDWHU HQJLQHFRROLQJFLUFXLW
DX[LOLDU\KHDWHUFDE RURQYHKLFOHVZLWKFRGH'1
+RWZDWHUDX[LOLDU\KHDWHUFDEDQGHQJLQH 

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ &RRODQWSUHVVXUHFRQWUROVROHQRLGYDOYHFRPSRQHQW 


GHVFULSWLRQ

02'(/ 
ZLWK&2'(%+ :DWHUW\SHVHFRQGDU\UHWDUGHU

/RFDWLRQ
6KRZQRQPRGHOIURQW
FRRODQWH[SDQVLRQUHVHUYRLU
< &RRODQWSUHVVXUH
FRQWUROVROHQRLGYDOYH

:

7KHFRRODQWSUHVVXUHFRQWUROVROHQRLGYDOYH <
LVORFDWHGRQWKHFRRODQWH[SDQVLRQUHVHUYRLU

7DVN
7KHFRRODQWSUHVVXUHFRQWUROVROHQRLGYDOYH <
HQDEOHVWKHSUHVVXUHLQWKHFRROLQJV\VWHPWREH
UDLVHGRUORZHUHG

%RG\ ವ ,QWDNHYDOYH UHVHUYRLUSUHVVXUH
7KHFRRODQWSUHVVXUHFRQWUROVROHQRLGYDOYH < ವ ([KDXVWYDOYH DWPRVSKHUH
FRQVLVWVRIWKHIROORZLQJFRPSRQHQWV

)XQFWLRQ WKHUHTXLUHGSUHVVXUHOHYHOLVUHDFKHG,IWKH
7KHFRRODQWSUHVVXUHFRQWUROVROHQRLGYDOYH < SUHVVXUHLQFUHDVHVEH\RQGWKHVWRUHGYDOXHWKH
LVDFWXDWHGE\WKHGULYHFRQWURO &3& FRQWUROXQLW SUHVVXUHLVUHOHDVHGIURPWKHH[SDQVLRQUHVHUYRLU
$ 7KHSUHVVXUHOHYHOLVWDNHQIURPD :KHQLQDQRSHUDWLQJWHPSHUDWXUHFRQGLWLRQD
FKDUDFWHULVWLFILOHGLQWKHGULYHFRQWURO &3& FRQWURO SUHVVXUHRIEHWZHHQS PEDUDQGPD[
XQLW $ 7KHFKDUDFWHULVWLFDQGWKHUHIRUHWKH PEDULVUHJXODWHGGHSHQGLQJRQWKHFRRODQW
SUHVVXUHOHYHOLQFUHDVHVDORQJZLWKWKHFRRODQW WHPSHUDWXUHOHYHO
WHPSHUDWXUH,IWKHSUHVVXUHGURSVEHORZWKHVWRUHG 7KLVUHJXODWLRQLVQHFHVVDU\WRHQVXUHWKDWDKLJK
YDOXHWKHFRPSUHVVHGDLULVURXWHGRXWRIWKH SUHVVXUHOHYHOLVDFKLHYHGDWDOORSHUDWLQJ
FRQVXPHUFLUFXLWLQWRWKHH[SDQVLRQUHVHUYRLUXQWLO FRQGLWLRQV$KLJKHUSUHVVXUHOHYHOLVUHTXLUHGLQ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

SDUWLFXODUZKHQDFWLYDWLQJWKHVHFRQGDU\ZDWHU $
UHWDUGHU &DYLWDWLRQGDPDJHLVFDXVHGE\EOLVWHULQJ KROORZ
VSDFHV LQWKHFRROLQJFLUFXLW,IIRUH[DPSOHD
$ WXUELQHZKHHOPRYHVLQVXFKDKROORZVSDFHDQG
&RRODQWLVWDNHQIURPWKHFRROLQJFLUFXLWZKHQWKH
VHFRQGDU\ZDWHUUHWDUGHULVDFWLYDWHG7KLVLQWXUQ LPSDFWVWKHQZLWKWKHFRRODQWIORZH[WUHPHO\KLJK
UHVXOWVLQDGURSLQSUHVVXUHLQWKHFRROLQJV\VWHP PHFKDQLFDOIRUFHVZLOOEHJHQHUDWHGRQWKHVXUIDFH
RIWKHWXUELQHZKHHO,QWKHORQJWHUPWKHVHZLOO
7KHLQFUHDVHGSUHVVXUHVHUYHVWRSUHYHQWSUHVVXUH GHVWUR\WKHWXUELQHZKHHO
GURSSLQJEHORZDFULWLFDOWKUHVKROG7KLVKHOSVWR
DYRLGDQ\FDYLWDWLRQGDPDJHLQWKHFRROLQJFLUFXLW
ZKLOHDOVRSUHYHQWLQJWKHFRRODQWLQWKHH[KDXVWJDV
UHFLUFXODWLRQFRROHUIURPERLOLQJ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RPSRQHQWGHVFULSWLRQIRUIXHOLQMHFWRUV 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ

:

< &\OLQGHUIXHOLQMHFWRU < &\OLQGHUIXHOLQMHFWRU < &\OLQGHUIXHOLQMHFWRU


< &\OLQGHUIXHOLQMHFWRU < &\OLQGHUIXHOLQMHFWRU < &\OLQGHUIXHOLQMHFWRU

7KHIXHOLQMHFWRUVIRUF\OLQGHUWR <WR< KHDG7KH\DUHORFDWHGFHQWUDOO\EHWZHHQWKH


DUHPRXQWHGZLWKFODPSLQJFODZVLQWKHF\OLQGHU YDOYHVRIWKHUHVSHFWLYHF\OLQGHU

7DVN WLPHDQGWKHFRUUHFWDPRXQW8SWRILYHLQMHFWLRQV
7KHIXHOLQMHFWRUVIRUF\OLQGHUWR <WR< SHUF\FOHDUHSRVVLEOHDFFRUGLQJWRWKHW\SHRI
KDYHWKHWDVNWRLQMHFWWKHIXHOXQGHUKLJKSUHVVXUH HQJLQHRSHUDWLRQ
LQWRWKHUHVSHFWLYHF\OLQGHUDWWKHFRUUHFWSRLQWLQ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
 (OHFWULFDOFRQQHFWLRQV
 6HDOLQJULQJ
 +LJKSUHVVXUHFRQQHFWLRQ
 6HDOLQJULQJ
 5HWXUQKROH
 7KHUPDOSURWHFWLRQVOHHYH
3IHLO ,QMHFWRUTXDQWLW\FRPSHQVDWLRQFRGH

:

3IHLO ,QMHFWRUTXDQWLW\FRPSHQVDWLRQFRGH

:

7KHIXHOLVOHGWKURXJKWKHKLJKSUHVVXUH DFWXDWHGE\WKHHQJLQHPDQDJHPHQW 0&0 FRQWURO


FRQQHFWLRQ  LQWRWKHIXHOLQMHFWRU7KHUHLVDSLQ XQLW $ 7KHYHU\VKRUWUHVSRQVHWLPHVRIWKH
W\SHILOWHU ZKLFKFDQQRWEHUHPRYHGRUFOHDQHG LQ VROHQRLGYDOYHದZLWKDIHZPLFURVHFRQGVDOORZXS
WKHKLJKSUHVVXUHFRQQHFWLRQ  LQRUGHUWRSURWHFW WRLQMHFWLRQVSHUF\FOH,QWKLVZD\WKHIXHO
WKHIXHOLQMHFWRUIURPSDUWLFOHVZKLFKFDQILQGWKHLU FRPEXVWLRQFDQEHFRQFHLYHGLQVXFKDZD\WKDWDQ
ZD\LQGRZQVWUHDPRIWKHIXHOPDLQILOWHULQWKHIXHO HIILFLHQWDQGFOHDQFRPEXVWLRQLVDFKLHYHGDWDOO
KLJKSUHVVXUHV\VWHPIRUH[DPSOHGXULQJ RSHUDWLQJSRLQWV
DVVHPEO\7KHYHU\VPDOOFRPSRQHQWWROHUDQFHVLQ ,QRUGHUWRIXUWKHURSWLPL]HWKHSUHFLVLRQRI
WKHPLFURPHWHUUDQJHPDNHWKHIXHOLQMHFWRU LQMHFWLRQGXHWRWKHPDQXIDFWXULQJWROHUDQFHVDQ
SDUWLFXODUO\VXVFHSWLEOHWRVRLOLQJ7KHIXHOLQMHFWRUV LQGLYLGXDOFRGHLVVWRUHGRQHDFKLQMHFWRUWKHVR
PXVWQRWEHRSHQHGVLQFHWKHLQMHFWEHKDYLRUFDQ FDOOHGLQMHFWRUDPRXQWGLIIHUHQWLDOFRGH DUURZ 
FKDQJHGXHWRWKHYHU\WLJKWWROHUDQFHVRIWKHIXHO ZKLFKLVDOVRVWRUHGLQWKHHQJLQHPDQDJHPHQW
LQMHFWRU 0&0 FRQWUROXQLW $ ,QWKLVZD\WKHLQMHFWLRQ
7KHUHLVDVROHQRLGYDOYHLQWKHIXHOLQMHFWRUZKLFK EHJLQDQGWKHHTXDOL]DWLRQRIWKHTXDQWLWLHV
WULJJHUVWKHLQMHFWLRQSURFHVVDVVRRQDVLWLV GHOLYHUHGE\WKHIXHOLQMHFWRUVLVVHFXUHG

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

7KHQR]]OHLVSURWHFWHGDJDLQVWWKHKLJK EHWZHHQWKHIXHOUHWXUQDQGWKHFRPEXVWLRQ
FRPEXVWLRQFKDPEHUWHPSHUDWXUHVE\DKHDW FKDPEHU
SURWHFWLRQVOHHYH  7KLVDOVRFUHDWHVWKHVHDO

)XQFWLRQ FRQWUROFKDPEHUDQGWKHK\GUDXOLFIRUFHUDWLRDWWKH
$VORQJDVWKHVROHQRLGYDOYHLVQRWDFWXDWHGE\WKH QR]]OHQHHGOHFKDQJHV7KHQR]]OHQHHGOHQRZ
HQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ WKH PRYHVXSZDUGVDQGIUHHVXSWKHFURVVVHFWLRQWR
QR]]OHQHHGOHUHPDLQVFORVHGDQGQRLQMHFWLRQ WKHQR]]OHKROHV7KHIXHOZLOOQRZEHLQMHFWHGXQWLO
RFFXUV7KLVLVVHFXUHGE\WKHDUHDUDWLREHWZHHQ WKHVROHQRLGYDOYHLVQRORQJHUDFWXDWHG$IWHU
WKHDUHDDWWKHWLSRIWKHQR]]OHQHHGOHDQGWKH HQGLQJWKHHOHFWULFDODFWXDWLRQWKHYDOYHSLVWRQIRU
VXUIDFHRQWKHXSSHUHQGRIWKHQR]]OHQHHGOH7KH WKHFRQWUROYDOYHPRYHVWKURXJKVSULQJIRUFHLQDQ
VDPHV\VWHPSUHVVXUHH[LVWVLQWKHFRQWURO D[LDOGLUHFWLRQE\DIHZPLFURPHWHUVLQWRWKHORZHU
FKDPEHUDVDWWKHWLSRIWKHQR]]OHQHHGOHRQWKH VHDW,QWKLVZD\WKHSUHVVXUHLVEXLOWXSDJDLQLQWKH
QR]]OHVHDWEXWWKHVXUIDFHRQWKHXSSHUHQGRIWKH FRQWUROFKDPEHUDQGWKHK\GUDXOLFIRUFHUDWLR
QHHGOHLVVLJQLILFDQWO\KLJKHU7KHUHIRUHWKHIRUFH HQVXUHVWKDWWKHQR]]OHQHHGOHPRYHVDJDLQLQWR
ZLWKZKLFKWKHQHHGOHSUHVVHVLQWRWKHQR]]OHVHDW WKHVHDW7KHLQMHFWLRQLVQRZHQGHG
LVVLJQLILFDQWO\KLJKHUWKDQWKDWLQWKHD[LDORSHQLQJ 7KHFRQWURODQGLQQHUOHDNDJHTXDQWLW\RIWKH
GLUHFWLRQDQGWKHQR]]OHQHHGOHUHPDLQVFORVHG LQMHFWLRQQR]]OHLVEURXJKWRYHUWKHUHWXUQKROH 
$PDJQHWLFIRUFHDFWVRQDQDUPDWXUHWKURXJKDFRLO RQWKHLQMHFWLRQQR]]OHLQWRDFHQWUDOIXHOERUHLQWKH
ZKLFKLVFRQQHFWHGZLWKWKHYDOYHSLVWRQVRIWKH F\OLQGHUKHDGDQGIURPWKHUHRYHUDUHWXUQOLQHZLWK
FRQWUROYDOYHDQGZKLFKPRYHVLQDQD[LDOGLUHFWLRQ LQWHJUDONLFNEDFNRUSUHVVXUHKROGLQJYDOYH EDU
EHFDXVHRIWKLVXQWLOWKHYDOYHFORVHVLQWKHXSSHU WRWKHIXHOILOWHUPRGXOH
VHDW,QWKLVZD\WKHSUHVVXUHLVUHGXFHGLQWKH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ &RPSRQHQWGHVFULSWLRQIRUWKHHOHFWURPDJQHWLF 


YLVFRXVFRXSOLQJ

02'(/ 

/RFDWLRQ
 )DQZKHHO
 (OHFWURPDJQHWLFYLVFRXV
FRXSOLQJ

:

7KHHOHFWURPDJQHWLFYLVFRXVFRXSOLQJ  LVORFDWHG
EHWZHHQWKHIDQZKHHO  DQGWKHHQJLQH

7DVN 0&0 FRQWUROXQLW $ 7KHDFWXDWLRQWKDWLV
7KHHOHFWURPDJQHWLFYLVFRXVFRXSOLQJ  UHJXODWHV GHSHQGHQWRQWKHHQJLQHRSHUDWLQJFRQGLWLRQDV
WKHIDQZKHHO  VSHHGRQDQHHGEDVLVZKHQ ZHOODVH[WHUQDOIDFWRUVVXFKDVHJWKHFKDUJHDLU
UHTXHVWHGWRGRVRE\WKHHQJLQHPDQDJHPHQW WHPSHUDWXUHUHGXFHVIXHOFRQVXPSWLRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
6HFWLRQDOYLHZ
 5HWXUQKROH
 9DOYHOHYHU
 6WRUDJHURRP
 &RYHU
 &OXWFKSODWH
 6HDO
 2LOIHHGERUH
 +RXVLQJ
 6HQVRUULQJ
 )ODQJHVKDIW
 %HDULQJ
 0DLQEHDULQJ :

 (OHFWULFDOOLQH ZLWKKRVHDVD
WRUTXHVXSSRUW
< )DQFOXWFKVROHQRLGYDOYH
<E )DQUSPVHQVRU

$ VSHHGIDQGULYHWKHURWDWLRQDOVSHHGRIWKHSULPDU\
7KHIDQFOXWFKVROHQRLGYDOYH < LVVZLYHO VLGHLVKLJKHUE\WKHUHVSHFWLYHVWHSXSUDWLR
PRXQWHGDORQJZLWKWKHIDQUSPVHQVRU <E
RQWKHVWXEVKDIW  7KHKRVHILWWHGWRWKH $
,QIRUPDWLRQRQWKHUHVSHFWLYHVWHSXSUDWLRIRUWKH
HOHFWULFDOOLQH  LVXVHGDVDWRUTXHVXSSRUW7KLV EHOWGULYHLVVWRUHGLQWKHHQJLQHPDQDJHPHQW
SUHYHQWVWKHDVVHPEO\IURPDOVRWXUQLQJ 0&0 FRQWUROXQLW $ 
)XQFWLRQ 7KHVHFRQGDU\VLGHLVFRQQHFWHGWRWKHIDQZKHHO
7KHSRZHUWUDQVPLVVLRQEHWZHHQWKHSULPDU\VLGH  7KHPDLQEHDULQJ  VHSDUDWHVLWIURPWKH
FOXWFKSODWH  DQGWKHVHFRQGDU\VLGHFRQVLVWV SULPDU\VLGH7KHURWDWLRQDOVSHHGRIWKHVHFRQGDU\
RIWKHFRYHU  DQGWKHKRXVLQJ  DQGWDNHV VLGHLVVHQVHGE\WKHHQJLQHPDQDJHPHQW 0&0
SODFHWKURXJKVKHDULQJRIWKHVLOLFRQHRLOLQWKH FRQWUROXQLW $ WKURXJKWKHIDQUSPVHQVRU <
ZRUNLQJFKDPEHU E 7KHURWDWLRQRIWKHSULPDU\VLGHJHQHUDWHVD
FHQWULIXJDOSUHVVXUH7KHFHQWULIXJDOIRUFHLQGXFHV
$ WKHVLOLFRQHRLOWRIORZIURPWKHUHVHUYRLUFKDPEHU
6KHDULQJLVXQGHUVWRRGWRUHIHUWRWKHGLVSODFHPHQW  WKURXJKWKHRLOIHHGERUH  DQGLQWRWKH
RIVLOLFRQHRLOEHWZHHQWKHGULYHVODWVRIWKHFOXWFK ZRUNLQJFKDPEHU7KHLQIORZRIVLOLFRQHRLOLV
SODWH  DQGWKHSRZHUWDNHRIIVODWVRIWKHKRXVLQJ UHJXODWHGE\WKHYDOYHOHYHU  ,WRSHQVDQGFORVHV
 DQGWKHOLG   WKHRLOIHHGERUH  7KHYDOYHOHYHU  LVDFWXDWHG
7KHURWDWLRQDOVSHHGRIWKHSULPDU\VLGHRQYHKLFOHV E\WKHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $
ZLWKRXWDKLJKVSHHGIDQGULYHPDWFKHVWKHFXUUHQW WKURXJKWKHIDQFOXWFKVROHQRLGYDOYH < 
HQJLQHVSHHG2QYHKLFOHVHTXLSSHGZLWKDKLJK

,IWKHIDQFOXWFKVROHQRLGYDOYH < LVQRW UHTXLUHPHQW$PDJQHWLFILHOGLVJHQHUDWHGDWWKH
DFWXDWHGWKHRLOIHHGERUH  LVRSHQDQGWKH YDOYHOHYHU  ZKLFKWKHQFORVHVWKHYDOYHOHYHU  
FOXWFKSODWH  LVIOXVKHGZLWKWKHPD[LPXP 7KHVLOLFRQHRLOWKHQIORZVSDUWO\RUFRPSOHWHO\
SRVVLEOHYROXPHRIVLOLFRQHRLO,QRWKHUZRUGVWKH WKURXJKWKHUHWXUQKROH  EDFNLQWRWKHZRUNLQJ
IDQZKHHO  URWDWHVDWWKHFXUUHQWHQJLQHVSHHGRU FKDPEHUZKLFKWKHQUHVXOWVLQWKHIDQVSHHGEHLQJ
WKHURWDWLRQDOVSHHGWKDWPDWFKHVWKHEHOWGULYH
V UHGXFHG,IWKHURWDWLRQDOVSHHGRIWKHIDQZKHHO 
VWHSXSUDWLR7KHHQJLQHPDQDJHPHQW 0&0 LVWREHLQFUHDVHGWKH3:0VLJQDOIRUDFWXDWLQJWKH
FRQWUROXQLW $ HQHUJL]HVWKHIDQFOXWFKVROHQRLG IDQFOXWFKVROHQRLGYDOYH < LVFKDQJHG
YDOYH < XVLQJDSXOVHZLGWKPRGXODWHGVLJQDO DFFRUGLQJO\7KHPDJQHWLFILHOGLVWKHQUHGXFHGDQG
3:0VLJQDO FRUUHVSRQGLQJWRWKHFXUUHQWFRROLQJ WKHYDOYHOHYHU  RSHQVWKHLQIORZLQWRWKHZRUNLQJ
FKDPEHU7KLVWKHQLQFUHDVHVWKHYROXPHRI



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

VLOLFRQHRLOWKDWIORZVLQ7KHIDQURWDWLRQDOVSHHG DQHQJLQHVSHHGRIQ DSSUR[USP YHKLFOHV


DQGWKHFRROLQJRXWSXWDUHLQFUHDVHG'XHWRWKLV ZLWKRXWKLJKVSHHGIDQGULYH RUQ USP
RSHUDWLQJSULQFLSOHWKHHOHFWURPDJQHWLFYLVFRXV YHKLFOHVZLWKKLJKVSHHGIDQGULYH DOLPLWHG
FRXSOLQJ  RSHUDWHVLQIDLOVDIHPRGH,QRWKHU DFWLYDWLRQRIWKHYLVFRXVFRXSOLQJLVWKHQQHFHVVDU\
ZRUGVLQWKHHYHQWRIDQHOHFWURQLFGHIHFWHJOLQH 'HSHQGLQJRQWKHHQJLQH
VRSHUDWLQJFRQGLWLRQWKH
EUHDNWKHHOHFWURPDJQHWLFYLVFRXVFRXSOLQJ  LV HOHFWURPDJQHWLFYLVFRXVFRXSOLQJ  LVHLWKHUIXOO\
DFWLYDWHGDWIXOORXWSXW PD[FRROLQJRXWSXW  DFWLYDWHGRUQRWDWDOO7KLVLVQHFHVVDU\WRSUHYHQW
DQ\FULWLFDOWHPSHUDWXUHLQWKHHOHFWURPDJQHWLF
7KHUPDOSURWHFWLRQIXQFWLRQ YLVFRXVFRXSOLQJ  &RROLQJRXWSXWUHPDLQV
7RSUHYHQWDQ\WKHUPDORYHUORDGLQJRIWKHVLOLFRQH DYDLODEOH
RLOLQWKHHOHFWURPDJQHWLFYLVFRXVFRXSOLQJ  IURP

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RPSRQHQWGHVFULSWLRQIRUH[KDXVWJDVUHFLUFXODWLRQ 


DFWXDWRU

(1*,1( LQ02'(/

/RFDWLRQ
 ([KDXVWJDV
UHFLUFXODWLRQSLSH
 &KDUJHDLUKRXVLQJ
 ([KDXVWJDV
UHFLUFXODWLRQIODS
 &KDUJHDLUSLSH
 ([KDXVWJDV
UHFLUFXODWLRQILWWLQJ
< ([KDXVWJDV
UHFLUFXODWLRQSRVLWLRQHU

:

7DVN WKURXJKGHIOHFWLRQRIWKHH[KDXVWJDVUHFLUFXODWLRQ
7KHH[KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU < IODS  
UHJXODWHVWKHYROXPHRIUHFLUFXODWHGH[KDXVWJDV

%RG\
 (OHFWULFDOFRQQHFWLRQ
 +RXVLQJFRYHU
 ([KDXVWJDVUHFLUFXODWLRQIODS
 +RXVLQJ

:

7KHH[KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU < E\WKHPDQXIDFWXUHUWRWKHH[KDXVWJDV


FRQVLVWVRIWKHKRXVLQJ  DQGWKHKRXVLQJFRYHU UHFLUFXODWLRQIODS  DQGWKHKRXVLQJ  7KLVLV
 7KHH[KDXVWJDVUHFLUFXODWLRQIODS  LVORFDWHG ZK\WKHFRPSRQHQWPD\RQO\EHUHSODFHGWRJHWKHU
LQWKHKRXVLQJ  7KHUHLVDSRVLWLRQVHQVRUXQGHU 7KHHOHFWULFDOFRQQHFWLRQLVILWWHGZLWKDVHFXULQJ
WKHKRXVLQJFRYHUZKLFKZDVWDXJKWLQLQGLYLGXDOO\ FODPSZKLFKSUHYHQWVUHODWLYHPRYHPHQWVRIWKH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

FRQQHFWRUDQGIHPDOHFRQQHFWRU)DLOXUHVFDQ 7KHH[KDXVWJDVUHFLUFXODWLRQILWWLQJ  LVILWWHGZLWK


RFFXULQWKHERQGLQJLIWKLVQRWDWWDFKHG DFRRODQWFRQQHFWLRQWRSUHYHQWIUHH]LQJXSRIWKH
H[KDXVWJDVUHFLUFXODWLRQIODS  LQZLQWHU

)XQFWLRQ HOHFWURQLFFLUFXLWLQRUGHUWRJHQHUDWHDURWDU\ILHOG
,QWKLVZD\DWRUTXHLVJHQHUDWHGRQWKHURWRUZKLFK
*HQHUDO
LVFRQYHUWHGRYHUDWUDQVPLVVLRQDWWKHRXWSXWVKDIW
7KHSRVLWLRQRIWKHH[KDXVWJDVUHFLUFXODWLRQIODS  LQWRDURWDWLRQDOPRYHPHQW7KHPHFKDQLVPIRU
LVGHWHFWHGE\DSRVLWLRQVHQVRU7KHUHIRUHDWHDFK GHIOHFWLQJWKHH[KDXVWJDVUHFLUFXODWLRQIODS  LV
LQSURFHVVWDNHVSODFHIRUHYHU\LJQLWLRQF\FOH)RU FRQWUROOHGRYHUWKLVURWDWLRQDOPRYHPHQW7KH
LJQLWLRQ2QWKHH[KDXVWJDVUHFLUFXODWLRQ H[KDXVWJDVUHFLUFXODWLRQIODS  LVWXUQHGVWHSE\
SRVLWLRQHU < PRYHVWRWKHFORVHGSRVLWLRQDQG VWHSDFFRUGLQJWRDFRQWUROVLJQDOIURPWKHHQJLQH
OHDUQHGDERXWWKHVHQVRUYDOXH7KLVOHDUQHGYDOXH PDQDJHPHQW 0&0 FRQWUROXQLW $ VRWKDWPRUH
DSSOLHVIRUWKLVLJQLWLRQF\FOHDVDFORVHGSRVLWLRQ RUOHVVH[KDXVWLVGHIOHFWHGIURPWKHH[KDXVWJDV
)RULJQLWLRQ2IIDVKRUWFOHDQLQJSURFHGXUHWDNHV UHFLUFXODWLRQFRROHULQWKHGLUHFWLRQRIWKHFKDUJHDLU
SODFH7RGRWKLVWKHH[KDXVWJDVUHFLUFXODWLRQIODS KRXVLQJ  
 LVYLEUDWHGLQWRWKHFORVHGSRVLWLRQXSWRWKHHQG
,QIOXHQFHRQWKHHQJLQHEUDNLQJV\VWHP
VWRS7KLVSURFHVVLVYHU\DXGLEOH7KHQWKH
H[KDXVWJDVUHFLUFXODWLRQIODS  LVRSHQHGIXOO\ 7KHH[KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU < LV
DQGWKHRSHQHQGVWRSFKHFNHG7KHQWKHH[KDXVW XVHGWRFRQWUROWKHHQJLQHEUDNHSHUIRUPDQFH,QDQ
JDVUHFLUFXODWLRQSRVLWLRQHU < LVGHHQHUJL]HG LQWHUSOD\ZLWKWKHZDVWHJDWHYDOYHRIWKH
DQGFKHFNHGWRVHHZKHWKHUWKHLQWHJUDOUHWXUQ WXUERFKDUJHUWKHERRVWSUHVVXUHLVLQFUHDVHGZKHQ
VSULQJFDQSXVKEDFNWKHIODSLQWRWKHIDLOVDIH EUDNLQJZKLFKDFKLHYHVDQLQFUHDVHLQWKHF\OLQGHU
SRVLWLRQ LQWHUQDOSUHVVXUHZKLFKLQWXUQPHDQVWKDWWKH
XSVWURNHSLVWRQLVEUDNHGPRUHSRZHUIXOO\DQG
$ WKHUHIRUHWKHEUDNLQJWRUTXHLVLQFUHDVHG
7KHUHWXUQVSULQJFDQQRWFRPSOHWHO\SXVKWKH
H[KDXVWJDVUHFLUFXODWLRQIODS  FORVHGVLQFHWKHUH ,IWKHUHLVDIDLOXUHRUIRUDQDFWLYHIDXOWPHPRU\
LVDVSULQJHQGVWRSLQVLGHWKHKRXVLQJ  7KLV HQWU\RIWKHH[KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU
SUHYHQWVWKHH[KDXVWJDVUHFLUFXODWLRQIODS  IURP < WKHHQJLQHEUDNHLVGHDFWLYDWHGRULWVRXWSXW
FORVLQJLQDGHHQHUJL]HGFRQGLWLRQDQGIUHH]LQJ UHGXFHGLQRUGHUWRSURWHFWWKHHQJLQHIURPJHWWLQJ
FORVHGRUJHWWLQJMDPPHGFORVHGWKHUH GDPDJHG$IDLOXUHRUDQDFWLYHIDXOWPHPRU\HQWU\
LVGLVSOD\HGLQWKHLQVWUXPHQW

&RQWURORIWKHH[KDXVWJDVUHFLUFXODWLRQUDWH $
$KLJKHURLOFRQVXPSWLRQRUGDPDJHWRWKHH[KDXVW
7KHH[KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU < LV JDVUHFLUFXODWLRQFRROHU LQWHUQDOOHDNDJH RQWKH
DFWXDWHGE\WKHPRWRUFRQWUROPRGXOH 0&0 HQJLQHFDQOHDGWRDQHUURUPHVVDJHH[KDXVWJDV
FRQWUROXQLW $ E\PHDQVRIDSXOVHZLGWK UHFLUFXODWLRQYDOYHFDQQRWFORVHIXOO\([FKDQJHRI
PRGXODWHGVLJQDO8SRQDFWXDWLRQWKHFRLOVLQWKH WKHH[KDXVWJDVUHFLUFXODWLRQSRVLWLRQHU <
VWDWRUDUHDFWXDWHGLQDQRIIVHWPDQQHUE\WKH ZRXOGQRWOHDGWRUHPRYDORIWKHDFWXDOHUURUFDXVH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' $G%OXHKHDWHUFRRODQWVROHQRLGYDOYHFRPSRQHQW 


GHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
< $G%OXHŠKHDWHU
FRRODQWVROHQRLGYDOYH

:

7KH$G%OXHpKHDWHUFRRODQWVROHQRLGYDOYH <
LVORFDWHGDWWKHULJKWUHDURQWKHHQJLQH
V
FUDQNFDVH

7DVN FLUFXLWWRKHDWWKH$G%OXHpOLQHFLUFXLWWKH
7KH$G%OXHpKHDWHUFRRODQWVROHQRLGYDOYH < $G%OXHpFRQWDLQHUDQGWKHSXPSPRGXOH
EUDQFKHVRIIFRRODQWIURPWKHHQJLQH
VFRRODQW

'HVLJQ
 (OHFWULFDOFRQQHFWRU
 &RRODQWLQOHW
 &RRODQWRXWOHW
< $G%OXHŠKHDWHUFRRODQWVROHQRLGYDOYH

:

7KH$G%OXHpKHDWHUFRRODQWVROHQRLGYDOYH <
LVDZD\YDOYH,QVLGHWKHYDOYHWKHYDOYHERG\
LVGHVLJQHGDVDVROHQRLGDUPDWXUH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV


)XQFWLRQ FRRODQWLVEUDQFKHGRIIIURPWKHHQJLQH
VFRRODQW
7KH$G%OXHpKHDWHUFRRODQWVROHQRLGYDOYH < FLUFXLW
LVDFWXDWHGE\WKHHQJLQHPDQDJHPHQW 0&0 ,IWKH$G%OXHpKHDWHUFRRODQWVROHQRLGYDOYH <
FRQWUROXQLW $ 7KH$G%OXHpILOOOHYHOVHQVRU LVRSHQWKHFRRODQWLVDYDLODEOHDWWKHFORVHGYDOYH
WHPSHUDWXUHVHQVRU % HQDEOHVWKHHQJLQH ERG\LQVLGHWKHFRPSRQHQW7KLVYDOYHERG\NHHSV
PDQDJHPHQW 0&0 FRQWUROXQLW $ WRUHFRJQL]H WKHSDVVDJHEHWZHHQWKHFRRODQWVXSSO\OLQHDQG
ZKHWKHUWKHWHPSHUDWXUHRIWKH$G%OXHpLV WKHFRRODQWZRUNLQJOLQHFORVHGE\WKHIRUFHRID
DSSURDFKLQJWKHOLPLWRIr&,IWKHFRRODQWKDV SXVKVSULQJ:KHQFXUUHQWLVDSSOLHGWKHYDOYHERG\
UHDFKHGDWHPSHUDWXUHRIr&DQGWKH VOLGHVDQGRSHQVWKHSDVVDJHVRWKDWFRRODQWFDQ
WHPSHUDWXUHRIWKH$G%OXHpKDVUHDFKHGWKHOLPLW IORZWKURXJK:KHQWKHFXUUHQWLVLQWHUUXSWHGWKH
YDOXHWKHQWKH$G%OXHpKHDWHUVROHQRLGYDOYH VSULQJSXVKHVLWEDFNLQWRLWVVWDUWLQJSRVLWLRQ7KXV
< LVDFWXDWHGE\WKHHQJLQHPDQDJHPHQW PHDQVWKDWWKHSDVVDJHLVEORFNHGRIIDJDLQ
0&0 FRQWUROXQLW $ 7KHYDOYHWKHQRSHQVDQG

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 3UHVVXUHUHJXODWRUYDOYHFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
< 3UHVVXUHUHJXODWRU
YDOYH

:

7KHSUHVVXUHUHJXODWLQJYDOYH < LVVFUHZHGDW +


WKHKHLJKWRIWKHIXHOV\VWHPKLJKSUHVVXUHSXPSWR ,IWKHSUHVVXUHUHJXODWLQJYDOYH < LVGHIHFWLYH
WKHUDLO6HDOLQJRIWKHSUHVVXUHUHJXODWLQJYDOYH WKHZKROHUDLOPXVWEHH[FKDQJHG
< WRWKHUDLOSLSHLVVHFXUHGRYHUDVRFDOOHG 5HPRYDODQGDWWDFKPHQWRIWKHSUHVVXUHUHJXODWLQJ
OLSSHGHGJHZKLFKLVPDFKLQHGRQWRWKHIURQWVLGH YDOYH < FDQOHDGWROHDNVVLQFHWKHUDLOLV
RIWKHVHQVRU7KLVZLOOEHSXVKHGLQWRWKHVHDOLQJ GHVLJQHGIRUDSUHVVXUHRIXSWREDU
VXUIDFHXSRQVFUHZLQJLQWRWKHUDLOSLSH SODVWLF
DGDSWDWLRQLQWKHUDLOSLSH 

7DVN
7KHSUHVVXUHLQWKHUDLOFDQEHDGDSWHGWRWKH
RSHUDWLQJFRQGLWLRQRIWKHHQJLQHDLGRIWKH
SUHVVXUHUHJXODWLQJYDOYH < 

)XQFWLRQ DQGWDNHVSODFHRYHUDSXOVHZLGWKPRGXODWHG
,QDQRUPDOFDVHWKHHQJLQHLVGULYHQDWDYROWDJH VLJQDO,IWKHUHLVGLVFRQWLQXLW\RIWKHDFWXDWLRQWKHQ
UHJXODWRUORDGDQGHQJLQHUSPWKHSUHVVXUH WKHYDOYHLVRQO\KHOGFORVHGE\DFRPSUHVVLRQ
UHJXODWLQJYDOYH < LVNHSWLQDFORVHGFRQGLWLRQ VSULQJKRZHYHURQO\XSWRDUDLOSUHVVXUHRIDERXW
E\HQHUJL]DWLRQRIWKHFRLO7KHHOHFWURPDJQHWLF EDULQQHXWUDO7KHHQJLQHFDQEHGULYHQLQWKLV
IRUFHDFWVRQDQLURQFRUHWKURXJKWKHHQHUJL]DWLRQ FDVHLQOLPSKRPHRSHUDWLRQ$UHGXFWLRQLQWKH
7KHUHLVDSRVLWLRQLQJQHHGOHLQVHUWHGZKLFK HQHUJL]DWLRQUHGXFHVRQWKHHOHFWURPDJQHWLFIRUFH
SUHVVHVDEDOOLQWRWKHVHDW YDOYHFORVHG  DQGWKHUHIRUHWKHVHDOLQJIRUFH YDOYHRSHQV ,WLV
(QHUJL]DWLRQRIWKHFRLOLVRULHQWHGRQWKHUDLO WKHUHIRUHSRVVLEOHIRUWKHSUHVVXUHLQWKHUDLO RUWKH
SUHVVXUHDQGYDULHVEHWZHHQDQG$ KLJKSUHVVXUHYROXPH WREHORZHUHGWRDGHILQHG
DFFRUGLQJWRWKHRSHUDWLQJFRQGLWLRQRIWKHHQJLQH IXHOTXDQWLW\WKURXJKGHHQHUJL]DWLRQ7KHUDLO



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

SUHVVXUHSULPDULO\DVVLJQHGWRWKHHQJLQHORDGDQG FKDQJHVLQFHWKHHQJLQHORDGDQGUSPLVFKDQJHG
WKHURWDWLRQDOVSHHGLVVWRUHGLQDFKDUDFWHULVWLFV GXULQJWKLVSURFHVV7KHGULYHQWR]HURIXHOTXDQWLW\
PDSVWRUHGLQWKHHQJLQHPDQDJHPHQW 0&0 LVOHGWKURXJKDIXHOORZSUHVVXUHOLQHLQWKHIXHO
FRQWUROXQLW $ $UDLOSUHVVXUHORZHULQJLV ILOWHUPRGXOHDQGIURPWKHUHEDFNLQWRWKHIXHOWDQN
QHFHVVDU\IRUH[DPSOHIRUDWUDQVPLVVLRQJHDU

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &DPVKDIWSRVLWLRQHUVROHQRLGFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
< &DPVKDIWSRVLWLRQHUVROHQRLG

:

7KHFDPVKDIWSRVLWLRQHUVROHQRLG < LVORFDWHG


RQWKHIURQWVLGHRIWKHURFNHUDUPKRXVLQJLQWKH
DUHDRIF\OLQGHU

7DVN SRVLWLRQHUVROHQRLG < DFWXDWHVWKHFRQWURO
$FFRUGLQJWRHOHFWULFDODFWXDWLRQE\WKHHQJLQH SOXQJHULQWKHK\GUDXOLFFDPVKDIWSRVLWLRQHURYHUD
PDQDJHPHQW 0&0 FRQWUROXQLW $ WKHFDPVKDIW SUHVVXUHSOXQJHU



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*) &RPSRQHQWGHVFULSWLRQIRUERRVWSUHVVXUHDFWXDWRU 


:0'$

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
< %RRVWSUHVVXUH
SRVLWLRQHU

:

7KHERRVWSUHVVXUHUHJXODWRU < LVORFDWHGRQ


WKHULJKWVLGHRIWKHHQJLQHEHORZWKHWXUERFKDUJHU

7DVN LVVHQWWRWKHWXUELQHRUDSDUWLVGLYHUWHGWRWKH
7KHERRVWSUHVVXUHUHJXODWRU < VHUYHVDVWKH WXUELQHLQWKHH[KDXVWSLSH
DFWXDWRUIRUWKHHOHFWURQLFERRVWSUHVVXUHFRQWURO $
2QUHTXHVWE\WKHHQJLQHPDQDJHPHQW 0&0 7KHERRVWSUHVVXUHUHJXODWRU < LVFRROHGZLWK
FRQWUROXQLW $ WKHERRVWSUHVVXUHUHJXODWRU FRRODQW
< DFWXDWHVWKHERRVWSUHVVXUHFRQWUROIODS ಘ
RYHUDOLQNDJH'HSHQGHQWRQWKHSRVLWLRQRIWKH
ERRVWSUHVVXUHFRQWUROIODSHLWKHUWKHZKROHH[KDXVW

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RPSRQHQWGHVFULSWLRQIRUERRVWSUHVVXUHDFWXDWRU 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
< %RRVWSUHVVXUHSRVLWLRQHU

:

7KHRLOVHSDUDWRU < LVORFDWHGRQWKHULJKWVLGH


RIWKHHQJLQHDERYHWKHWXUERFKDUJHUIRUWKHKLJK
SUHVVXUHVWDJH

7DVN KLJKSUHVVXUHVWDJHRUDSDUWLVGLYHUWHGWRWKH
7KHERRVWSUHVVXUHUHJXODWRU < VHUYHVDVWKH WXUELQHRIWKHWXUERFKDUJHUIRUWKHORZSUHVVXUH
DFWXDWRUIRUWKHHOHFWURQLFERRVWSUHVVXUHFRQWURO VWDJH
2QUHTXHVWE\WKHHQJLQHPDQDJHPHQW 0&0 $
FRQWUROXQLW $ WKHERRVWSUHVVXUHUHJXODWRU 7KHERRVWSUHVVXUHUHJXODWRU < LVFRROHGZLWK
< DFWXDWHVWKHERRVWSUHVVXUHFRQWUROIODS FRRODQW
RYHUDOLQNDJH'HSHQGHQWRQWKHSRVLWLRQRIWKH ಘ
ERRVWSUHVVXUHFRQWUROIODSHLWKHUWKHZKROHH[KDXVW
LVVHQWWRWKHWXUELQHRIWKHWXUERFKDUJHUIRUWKH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' (QJLQHEUDNHVROHQRLGYDOYHFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/

/RFDWLRQ
< (QJLQHEUDNHVROHQRLG
YDOYH

:

7KHHQJLQHEUDNHVROHQRLGYDOYH < LVDWWDFKHG


DWWKHIURQWVLGHRIWKHF\OLQGHUKHDGIURPWKH
RXWVLGHMXWWLQJRXW

7DVN
7KHHQJLQHEUDNHVROHQRLGYDOYH < KDVWKH
WDVNWRDSSO\DQRLOSUHVVXUHGXULQJDFWXDWLRQWRWKH
K\GUDXOLFHQJLQHEUDNHXQLWV

'HVLJQ
$ 2LOGXFW
< (QJLQHEUDNHVROHQRLGYDOYH

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

)XQFWLRQ 7KHHQHUJL]DWLRQRIWKHFRLOLQVLGHFDXVHVWKHYDOYH
)RUDVWRSSHGHQJLQHWKHYDOYHERG\RIWKHHQJLQH ERG\WREHSUHVVHGLQWRWKHGRZQVWRS7KHQRZ
EUDNHVROHQRLGYDOYH < OLHVXQGHUWKHIRUFHRI DJDLQRSHQHGFRQWURORLOSDVVDJHDOORZV
JUDYLW\RQLWVGRZQVWRS7KHFRQWURORLOSDVVDJHWR SUHVVXUL]HGRLOWRSDVVRYHUWKHRLOGXFW $ WRWKH
WKHRLOGXFW $ LVRSHQ6LQFHWKHUHLVQRRLO UHVSHFWLYHK\GUDXOLFHQJLQHEUDNHXQLWVRIWKH
SUHVVXUHDSSOLHGDWWKLVSRLQWLQWLPHQRFRQWURORLO LQGLYLGXDOF\OLQGHU
IORZVLQWKHGLUHFWLRQRIWKHK\GUDXOLFHQJLQHEUDNH 'HDFWLYDWLRQRIWKHHQJLQHEUDNH
XQLW,IWKHHQJLQHLVVWDUWHGRLOSUHVVXUHLVDSSOLHG ,IWKHGULYHUVHWVWKHPXOWLIXQFWLRQFRQWUROOHYHUEDFN
WRWKHYDOYHERG\DQGSXVKHVWKLVDJDLQVWWKHXSSHU LQWRSRVLWLRQRUWKHHQJLQHEUDNHLVGHDFWLYDWHG
VWRS,QWKLVZD\WKHFRQWURORLOSDVVDJHWRWKHRLO WKHFRLOLVQRORQJHUHQHUJL]HGWKHYDOYHERG\LV
GXFW $ LVFORVHGRII SXVKHGXSZDUGV1RPRUHRLOFDQIORZRYHUWKHRLO
$FWLYDWLRQRIWKHHQJLQHEUDNH GXFW $ WRWKHK\GUDXOLFHQJLQHEUDNHXQLWV7KH
7KHHQJLQHPDQDJHPHQW 0&0 FRQWUROXQLW $ HQJLQHRLOVWLOOSUHVHQWLQWKHK\GUDXOLFHQJLQHEUDNH
DFWXDWHVWKHHQJLQHEUDNHVROHQRLGYDOYH < XQLWIORZVRYHUWKHFRQWUROYDOYHLQLWEDFNLQWRWKH
MXVWDVVRRQDVWKHGULYHUDFWLYDWHVRQHRIWKH RLOFLUFXLWRIWKHHQJLQH
HQJLQHEUDNHRYHUWKHPXOWLIXQFWLRQFRQWUROOHYHU



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RPSRQHQWGHVFULSWLRQIRUWKHTXDQWLW\FRQWUROYDOYH 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
< 4XDQWLW\FRQWUROYDOYH

:

7KHTXDQWLW\FRQWUROYDOYH < LVORFDWHGRQWKH


KLJKSUHVVXUHSXPS

7DVN ವ 'LVFRQWLQXLW\RIWKHIXHOVXSSO\LQWKHIXHO
7KHTXDQWLW\FRQWUROYDOYH < KDVWKHIROORZLQJ V\VWHPKLJKSUHVVXUHSXPSZKHQVWRSSLQJWKH
WDVNVWRIXOILOO HQJLQH

ವ &RQWURORIWKHIXHOLQIORZLQWKHIXHOV\VWHPKLJK
SUHVVXUHSXPS

)XQFWLRQ HOHFWULFDOHQHUJL]DWLRQRIWKHYDOYHYDULHVEHWZHHQ
,QRUGHUWRDFKLHYHDKLJKK\GUDXOLFHIILFLHQF\RIWKH DQG$GHSHQGHQWRQWKHRSHUDWLQJFRQGLWLRQRI
V\VWHPRQO\WKHIXHOLVIHGWKURXJKWKHTXDQWLW\ WKHHQJLQHDQGWDNHVSODFHRYHUDSXOVHZLGWK
FRQWUROYDOYH < RIWKHIXHOV\VWHPKLJK PRGXODWHGVLJQDO8VLQJWKHRYHUOD\HGSXOVHZLGWK
SUHVVXUHSXPS DQGWKHUHIRUHWKHIXHOKLJK PRGXODWHGDFWXDWLRQ GLWKHU WKHYDOYHLVFRQVWDQWO\
SUHVVXUHV\VWHP ZKLFKLVFRQVXPHGE\WKH KHOGLQPRYHPHQWZLWKWKHJRDORIHOLPLQDWLQJWKH
LQMHFWLRQLQQHUOHDNDJHDQGFRQWUROOLQJRIWKH IULFWLRQDOIRUFHVDQGWKHUHE\DFKLHYLQJYLUWXDOO\
V\VWHP7KLVLVUHDOL]HGWKURXJKWKURWWOLQJRIWKH K\VWHUHVLVIUHHRSHUDWLRQDVZHOODVWRDYRLG
YROXPHWULFIORZUDWHE\PHDQVRIFKDQJLQJWKH MDPPLQJRIWKHYDOYH7KHTXDQWLW\FRQWUROYDOYH
FURVVVHFWLRQDODUHDDWWKHFRQWUROSOXQJHULQVLGH < LVRSHQZKHQGHHQHUJL]HG
WKHTXDQWLW\FRQWUROYDOYH < 7KHTXDQWLW\ 7RVZLWFKRIIWKHHQJLQHWKHTXDQWLW\FRQWUROYDOYH
FRQWUROYDOYH < LVDQHOHFWULFDOUHJXODWLRQ < LVDFWXDWHGHOHFWULFDOO\DQGWKXVLQWHUUXSWV
YDOYH7KHUHLVDIRUFHDSSOLHGWRWKHFRQWURO WKHIXHOVXSSO\LQWKHIXHOV\VWHPKLJKSUHVVXUH
SOXQJHURYHUWKHFRLODQGWKHUHIRUHWKHFURVV SXPS)RUGLDJQRVWLFSXUSRVHVWKHTXDQWLW\FRQWURO
VHFWLRQDODUHDIRUWKHIXHOIORZUDWHFKDQJHV7KH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

YDOYH < LVVWLOODFWXDWHGHOHFWULFDOO\IRUVRPH


WLPHDIWHUVZLWFKLQJRIIWKHHQJLQH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 2LOPLVWVHSDUDWRUFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 &\OLQGHUKHDGFRYHU
 2LOPLVWVHSDUDWRU

:

$RLOPLVWVHSDUDWRU  LVLQWHJUDWHGLQWKHF\OLQGHU
KHDGFRYHU  

7DVN QXPEHURIVWDJHVDQGIHGEDFNLQWRWKHURFNHUDUP
7KHHQJLQHRLOFRQWDLQHGLQWKHEORZE\JDVHVLV KRXVLQJRULQWRWKHRLOSDQ
VHSDUDWHGRXWLQWKHRLOPLVWVHSDUDWRU  LQD

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
 &\OLQGHUKHDGFRYHU
 2LOPLVWVHSDUDWRU
 2LOGUDLQYDOYH
 2LOPLVWVHSDUDWRUKRXVLQJFHQWUDOSDUW
 )OHHFHHOHPHQWV
 /HDIVSULQJV
 2LOPLVWVHSDUDWRUKRXVLQJXSSHUSDUW
 3UHVVXUHUHJXODWRUYDOYH
 &RYHU
 'LDSKUDJP
 6SULQJ
 1R]]OHSODWH SUHILOWHU
 &KHFNYDOYH
 9HQWGXFW

:

:

 2LOGUDLQYDOYH  1R]]OHSODWH SUHILOWHU % %ORZE\JDVHV ZLWK


HQJLQHRLO
 )OHHFHHOHPHQWV  9HQWGXFW & %ORZE\JDVHV FOHDQHG
 /HDIVSULQJV  2LOGUDLQGXFW IURPWKH
SUHILOWHUZLWKDFKHFN
YDOYH 
 3UHVVXUHUHJXODWRUYDOYH $ 6HSDUDWHGRXWHQJLQHRLO

)XQFWLRQ 7KHEORZE\JDVHV % DUHILUVWRIDOODFFHOHUDWHG


7KHEORZE\JDVHV % SDVVWKURXJKDQRSHQLQJRQ WKURXJKWKHERUHVLQWKHQR]]OHSODWH  
WKHXQGHUVLGHRIWKHF\OLQGHUKHDGFRYHU  LQWKH ,PPHGLDWHO\DIWHUWKHQR]]OHSODWH  WKH
RLOPLVWVHSDUDWRU  7KHHQJLQHRLOFRQWDLQHGLQ DFFHOHUDWHGEORZE\JDVHV % KLWDZDOOLQWKHRLO
WKHEORZE\JDVHV % LVVHSDUDWHGRXWLQWKHRLO PLVWVHSDUDWRUKRXVLQJFHQWUDOSDUW  ZKHUHE\WKH
PLVWVHSDUDWRU  LQWZRVWDJHV HQJLQHRLOGURSOHWVLQWKHEORZE\JDVHV % DUH
VHSDUDWHGRXW7KHYHUWLFDOO\ORFDWHGULEVRQWKH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

ZDOOLPSURYHVHSDUDWLRQRIWKHHQJLQHRLOIURPWKH ZD\WKDWWKH\RSHQIRUKLJKHUHQJLQHUSPV7KH
EORZE\JDVHV % DQGDOVRHQVXUHWKDWWKHHQJLQH EORZE\JDVHV % FDQQRZDOVRIORZWKURXJKWKH
RLOFDQIORZDZD\GRZQZDUGV7KHVHSDUDWHG RSHQHGOHDIVSULQJV  DUHDFFHOHUDWHGLQWKH
HQJLQHRLO $ DJDLQSDVVHVRYHUWKHRLOGUDLQGXFW SURFHVVDQGDJDLQLPSDFWRQWKHIOHHFHHOHPHQWV
 LQWRWKHURFNHUDUPKRXVLQJDVVRRQDV  ORFDWHGEHKLQG7KHHQJLQHRLOFRQWDLQHGLQ
VXIILFLHQWVHSDUDWHGHQJLQHRLO $ KDVJDWKHUHGLQ WKHPLVVHSDUDWHGRXWDQGUXQVDZD\GRZQZDUGV
RUGHUWRRSHQWKHFKHFNYDOYH  LQVWDOOHGLQWKH ,IWKHRLOOHYHOLQWKHUHWXUQGXFWKDVUHDFKHGD
RLOGUDLQGXFW  7KHFKHFNYDOYH  DOVRVHUYHV FHUWDLQOHYHORUWKHVHSDUDWHGRXWHQJLQHRLO $ KDV
WRHQVXUHWKDWWKHEORZE\JDVHV % LQWKHURFNHU UHDFKHGDFHUWDLQZHLJKWDFKHFNYDOYHLQWKH
DUPKRXVLQJGRQRWILQGWKHLUZD\RYHUWKHRLOGUDLQ F\OLQGHUKHDGRSHQVDQGWKHVHSDUDWHGRXWHQJLQH
GXFW  LQWRWKHRLOPLVWVHSDUDWRU   RLO $ UXQVLQWRWKHRLOSDQ7KLVFKHFNYDOYHDOVR
7KHILQHHQJLQHRLOGURSOHWVZKLFKDUHVWLOOFRQWDLQHG SUHYHQWVWKHEORZE\JDVHV % IURPSDVVLQJRXWRI
LQWKHRLOPLVWDUHVXEVHTXHQWO\UHPRYHGZLWKWKH WKHFUDQNFDVHGLUHFWO\LQWRWKHRLOPLVWVHSDUDWRU  
DLGRIWZRLPSDFWRUVDQGDUHIHGRYHUDGXFWLQWR 7KHFOHDQHGEORZE\JDVHV & FRQWLQXHWRIORZWR
WKHF\OLQGHUKHDGDQGIURPWKHUHEDFNLQWRWKHRLO WKHSUHVVXUHUHJXODWLQJYDOYH  7KHSUHVVXUH
SDQ7KHLPSDFWRUVFRQVLVWRIWZRRYDOPRXQWVRQ UHJXODWLQJYDOYH  UHJXODWHVWKHSUHVVXUHLQWKH
WKHRLOPLVWVHSDUDWRUKRXVLQJFHQWUDOSDUW  WZR FUDQNFDVHDQGURFNHUDUPKRXVLQJ,IWKHSUHVVXUH
IOHHFHHOHPHQWV  DQGWZROHDIVSULQJV  7KHUH UHJXODWLQJYDOYH  RSHQVWKHFOHDQHGEORZE\
WZRERUHVLQWKHPRXQWV7KHEORZE\JDVHV % JDVHV & IORZLQWRWKHYHQWGXFW  ZKLFKLV
ZKLFKIORZIURPEHORZLQWRWKHPRXQWVDUH ORFDWHGRQWKHXQGHUVLGHRIWKHF\OLQGHUKHDGFRYHU
DFFHOHUDWHGE\SDVVLQJE\WKHERUHVDQGLPSDFWRQ  7KHYHQWGXFW  RSHQVRXWLQWRWKHURFNHU
WKHIOHHFHHOHPHQWV  ORFDWHGEHKLQG'XULQJ DUPKRXVLQJLQWKDWWKHFOHDQHGEORZE\JDVHV &
LPSDFWRQWKHIOHHFHHOHPHQWV  WKHUHILQHHQJLQH DUHOHGRYHUDERUHLQWKHF\OLQGHUKHDGDQGIURP
RLOGURSOHWVDUHVHSDUDWHGRXWLQEORZE\JDVHV % WKHUHWKURXJKWKHFRRODQWPDQLIROGRYHUDKRVHLQ
DQGFDQWKHQIORZDZD\GRZQZDUGV7KHIOHHFH WKHDLULQWDNHSLSHXSVWUHDPRIWKHWXUERFKDUJHU
HOHPHQWV  LQFUHDVHWKHHIILFLHQF\RIRLO
VHSDUDWLRQ6LQFHWKHYROXPHWULFIORZUDWH 7KHRLOGUDLQYDOYH  VHUYHVWRHQVXUHWKDWWKH
SHUPDQHQWO\LQFUHDVHVZLWKLQFUHDVLQJHQJLQHUSP HQJLQHRLOZKLFKSUHFLSLWDWHVRXWRQWKHSUHVVXUH
WKHUHLVDOHDIVSULQJ  RQWKHXSSHUVLGHRIHDFK UHJXODWLQJYDOYH  FDQUXQDZD\LQWRWKHURFNHU
PRXQW7KHOHDIVSULQJV  DUHGHVLJQHGLQVXFKD DUPKRXVLQJZKHQWKHHQJLQHLV2))

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &UDQNFDVHYHQWLODWLRQV\VWHPFKHFNYDOYH 


FRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 &UDQNFDVHYHQWLODWLRQV\VWHPFKHFNYDOYH

:

7KHFUDQNFDVHYHQWLODWLRQV\VWHPFKHFNYDOYH  LV
LQVWDOOHGRQWKHXQGHUVLGHRIWKHF\OLQGHUKHDGQH[W
WRWKHRSHQLQJIRUWKHJHDUGULYH

%RG\
 &UDQNFDVHYHQWLODWLRQV\VWHPFKHFNYDOYH
 6HDOLQJULQJ
 2LOJXLGHKRXVLQJ
 9DOYHERG\

:

)XQFWLRQ WRWKHRLOPLVWVHSDUDWRULVSOXJJHG7KHEORZE\
7KHUHLVDVPDOOSODWHLQWKHYDOYHKRXVLQJ  $V JDVHVIURPWKHFUDQNFDVHDUHWKHUHIRUHSUHYHQWHG
VRRQDVWKHSUHVVXUHLQFUDQNFDVHLVRQO\VOLJKWO\ IURPUHDFKLQJWKHRLOPLVWVHSDUDWRU,IWKHVDPH
KLJKHUWKDQWKDWLQWKHRLOPLVWVHSDUDWRUWKHVPDOO SUHVVXUHH[LVWVLQFUDQNFDVHDVWKDWLQWKHRLOPLVW
SODWHLVSUHVVHGRQWRWKHVHDOLQJVXUIDFHRQWKHRLO VHSDUDWRURUHYHQDORZHUSUHVVXUHRULIWKHRLO
JXLGHKRXVLQJ  DQGLQWKLVZD\WKHUHWXUQGXFW OHYHOLQWKHUHWXUQGXFWKDVUHDFKHGDFHUWDLQOHYHO



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

DQGWKHVHSDUDWHGRXWHQJLQHRLOKDVWKHUHIRUH JXLGHKRXVLQJ  DQGWKXVRSHQVWKHUHWXUQGXFW


UHDFKHGDFHUWDLQZHLJKWWKHVPDOOSODWHLVQR WRWKHRLOPLVWVHSDUDWRU7KHVHSDUDWHGRXWHQJLQH
ORQJHUSUHVVHGRQWRWKHVHDOLQJVXUIDFHRQWKHRLO RLOUXQVRIILQWRWKHRLOSDQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &DPVKDIWSRVLWLRQHUFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 &DPVKDIWSRVLWLRQHU
< &DPVKDIWSRVLWLRQHU
VROHQRLG

:

7KHFDPVKDIWSRVLWLRQHU  LVORFDWHGDWWKHUHDU
HQGRIWKHH[KDXVWFDPVKDIW

7DVN SRVLWLRQHU  WXUQVWKHH[KDXVWFDPVKDIWRSSRVLWH
ಘ WRWKHLQWDNHFDPVKDIW SKDVHRIIVHWWLQJ 

$FFRUGLQJWRWKHPDQXDORSHUDWLRQE\WKHFDPVKDIW
SRVLWLRQHUVROHQRLG < WKHK\GUDXOLFFDPVKDIW

%RG\



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

:

 &RYHU  9DOYHERG\  'ULYHJHDUIRUH[KDXVW


FDPVKDIW
 &RQWUROSOXQJHU  5RWRU  3XOVHZKHHO
 5HWXUQIORZFKHFNYDOYH  $GMXVWHUKRXVLQJ  &DWFKEROWZLWK
FRPSUHVVLRQVSULQJ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' +LJKSUHVVXUHIXHOSXPSFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 )XHOV\VWHPKLJKSUHVVXUH
SXPS
% )XHOORZSUHVVXUHWKUXVW
VLGH
& )XHOKLJKSUHVVXUH
' )XHOUHWXUQIORZ

:

7KHIXHOKLJKSUHVVXUHSXPS  LVORFDWHGDWWKH
UHDURQWKHOHIWVLGHRIWKHFUDQNFDVHDQGLVGULYHQ
YLDWKHSLQLRQJHDUGULYH

7DVN
7KHIXHOKLJKSUHVVXUHSXPS  KDVWKHWDVNRI
LQFUHDVLQJWKHIXHOSUHVVXUHIURPDERXWEDUXSWR
DERXWEDU

%RG\ V\VWHPKLJKSUHVVXUHSXPS  WDNHVSODFHRYHU
7KHIXHOV\VWHPKLJKSUHVVXUHSXPS  LV WKHRLOFLUFXLWIRUWKHHQJLQHPDGHDYDLODEOHRYHU
GHVLJQHGDVDSOXQJHUSXPS7KHSOXQJHUVDUH WKHIO\ZKHHOKRXVLQJ7KHRLOUHWXUQWDNHVSODFH
UHVSHFWLYHO\DFWXDWHGRYHUDGRXEOHFDPDQGLQ RYHUWKHGULYHVLGHEHDULQJSRLQWDQGGUDLQERUHVLQ
WKLVZD\GHOLYHUWKHIXHOPDGHDYDLODEOHE\WKH WKHFDPVKDIWIRUWKHIXHOV\VWHPKLJKSUHVVXUH
TXDQWLW\FRQWUROYDOYH < RYHUDFRPPRQKLJK SXPSEDFNLQWRWKHWLPLQJFDVH
SUHVVXUHOLQHLQWKHUDLO/XEULFDWLRQRIWKHIXHO

)XQFWLRQ DUHHTXDOO\ILOOHGZLWKIXHORYHUWKHLQWDNHYDOYHVRI
7KHIXHOV\VWHPKLJKSUHVVXUHSXPS  LVGULYHQ WKHIXHOV\VWHPKLJKSUHVVXUHSXPS  ,IWKH
RYHUWKHSLQLRQJHDUGULYHZLWKDUDWLRRIWRWKH SOXQJHUFRPSDUWPHQWSUHVVXUHH[FHHGVWKHIHHG
HQJLQH,IWKHIXHOIHHGSUHVVXUHXSVWUHDPRIWKH SUHVVXUHGXULQJWKHGHOLYHU\VWURNHWKHUHVSHFWLYH
IXHOV\VWHPKLJKSUHVVXUHSXPS  UHDFKHVDERXW LQWDNHYDOYHFORVHVDQGWKHSXPSHOHPHQWGHOLYHUV
EDUWKHSXPSHOHPHQWVLQWKHVXFWLRQVWURNH WKHIXHORYHUWKHQRZRSHQHGH[KDXVWYDOYHLQWRWKH
UDLO



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RPSRQHQWGHVFULSWLRQIRUUDLO 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 5DLO
% 5DLOSUHVVXUHVHQVRU
< 3UHVVXUHUHJXODWRU
YDOYH

:

7KHUDLO  LVIDVWHQHGRQWKHOHIWVLGHRIWKHHQJLQH
E\WKUHHEUDFNHWVRQWKHF\OLQGHUKHDG

7DVN
7KHIXHODWKLJKSUHVVXUHLVVWRUHGRQWKHUDLO 
DQGGLVWULEXWHGRYHUIXHOKLJKSUHVVXUHOLQHVWRWKH
LQGLYLGXDOIXHOLQMHFWRUV

%RG\

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

:

 5DLO  )XHOKLJKSUHVVXUHOLQH F\OLQGHU


 )XHOKLJKSUHVVXUHOLQH VXSSO\OLQH  )XHOKLJKSUHVVXUHOLQH F\OLQGHU
 )XHOKLJKSUHVVXUHOLQH F\OLQGHU  )XHOUHWXUQOLQH
 )XHOKLJKSUHVVXUHOLQH F\OLQGHU % 5DLOSUHVVXUHVHQVRU
 )XHOKLJKSUHVVXUHOLQH F\OLQGHU < 3UHVVXUHUHJXODWRUYDOYH
 )XHOKLJKSUHVVXUHOLQH F\OLQGHU

7KHUDLO  KDVVHYHQKLJKSUHVVXUHFRQQHFWLRQV HQJLQH7KHUHDUHLGHQWLFDOIXHOKLJKSUHVVXUHOLQHV


SRLQWLQJGRZQZDUGVDQGDORZSUHVVXUH VFUHZHGRQDWF\OLQGHUWRRUWRUHVSHFWLYHO\
FRQQHFWLRQ7KHUDLOSUHVVXUHVHQVRU % DQG 7KHIXHOKLJKSUHVVXUHOLQH  LVDGDSWHGDFFRUGLQJ
WKHSUHVVXUHUHJXODWLQJYDOYH < DUHVFUHZHGLQ WRWKHHQJLQHPRGHO7KHIXHOTXDQWLW\GLVFKDUJHG
RQWKHVLGH7KHUDLO  LWVHOILVDSLSHRQZKLFKWKH E\WKHSUHVVXUHUHJXODWLQJYDOYH < RYHUWKH
WKUHDGHGVOHHYHIRUPRXQWLQJWKHIXHOKLJKSUHVVXUH IXHOUHWXUQOLQH  LVLQLWLDOO\IHGEDFNWRWKHIXHO
OLQHV WR DQGWKHIXHOUHWXUQOLQH  DUHZHOGHG ILOWHUPRGXOHDQGIURPWKHUHZLWKIXUWKHUIXHOUHWXUQV
7KHWKUHHEUDFNHWVDUHDOVRFRQQHFWHGWRWKHSLSH TXDQWLWLHVLQWRWKHIXHOWDQN
E\ZHOGLQJ7KHDSSURSULDWHWKUHDGDQGVHDOLQJ 7KURXJKVFUHZLQJRIWKHIXHOKLJKSUHVVXUHOLQHWKH
VXUIDFHVDUHZRUNHGLQIRUWKHWKUHDGHGFRQQHFWLRQ GLUHFWLRQKHDGLQWKHVHDOLQJFRQHLVGHIRUPHG
RIWKHUDLOSUHVVXUHVHQVRU % DQGWKHSUHVVXUH SODVWLFDOO\WKDWLWLVRSWLPDOO\DGDSWHGWRWKHWDSHUHG
UHJXODWLQJYDOYH < 7KHIHHGERUHVLQWKHUDLO FRQWRXU,QWKLVZD\WKHUHTXLUHGOHDNWLJKWQHVVIRU
 ZLWKDGHILQHGERUHGLDPHWHUDUHERUHGLQRQWKH WKHIXHOSUHVVXUHVDQGSUHVVXUHSHDNVRFFXUULQJ
KLJKSUHVVXUHFRQQHFWLRQVZKLFKGDPSHQVWKH GXULQJRSHUDWLRQLVDFKLHYHG7KHIXHOKLJK
K\GUDXOLFSUHVVXUHZDYHV SUHVVXUHSHDNV SUHVVXUHOLQHV WR VKRXOGDOZD\VEHFKDQJHG
UHVWULFWRUHIIHFW  DIWHUORRVHQLQJLQWKHFDVHRIDVHUYLFHGXHWR
7KHIXHOKLJKSUHVVXUHOLQHV WR KDYHDFHUWDLQ SODVWLFGHIRUPDWLRQ
FKDUDFWHULVWLFFXUYHDFFRUGLQJWRWKHDWWDFKHG

)XQFWLRQ UHJXODWHGIXHOSUHVVXUH UDLOSUHVVXUH EHWZHHQWKH
7KHUDLO  LVVXSSOLHGZLWKIXHOE\WKHIXHOV\VWHP IXHOV\VWHPKLJKSUHVVXUHSXPS H[KDXVWYDOYH
KLJKSUHVVXUHSXPSRYHUWKHIXHOKLJKSUHVVXUHOLQH DQGWKHIXHOLQMHFWRUV FORVHGQR]]OHQHHGOH 7KLV
 7KHIXHOLVOHGRYHUWKHIXHOKLJKSUHVVXUHOLQHV KLJKSUHVVXUHYROXPHZKLFKSULPDULO\LVWKHUDLO
WR RXWRIWKHUDLO  WRWKHUHVSHFWLYHIXHO YROXPHLVGHVLJQHGLQVXFKDZD\WKDWDPRGHUDWH
LQMHFWRU7KHUHIRUHGXULQJRSHUDWLRQWKHUHLVD SUHVVXUHGURSRFFXUVIRUDPD[LPXPTXDQWLW\



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

UHPRYDOWKDWLVLQMHFWLRQ7KHIXHOYROXPHV PDQDJHPHQW 0&0 FRQWUROXQLW $ 'HOLYHU\


GHOLYHUHGLQWKHUDLO  DUHGHILQHGE\WKHTXDQWLW\ RFFXUVEHWZHHQWKHLQMHFWLRQSURFHVVHVLQRUGHUWR
FRQWUROYDOYH < DWWKHIXHOV\VWHPKLJK DYRLGGLVWXUEDQFHRIDLQMHFWLRQZKLFKLVRFFXUULQJ
SUHVVXUHSXPS,QSULQFLSOHWKHUHIRUHWKHIXHO 7KHIHHGERUHVLQWKHUDLO  KDYHDGHILQHGERUH
SUHVVXUHLQWKHUDLO  LVEURXJKWXSWRWKHUHTXLUHG GLDPHWHUIRUGDPSHQLQJWKHSUHVVXUHZDYHVDQG
SUHVVXUHOHYHOZKLFKLVFRQWDLQHGLQD SUHVVXUHSHDNVVRFUHDWHG
FKDUDFWHULVWLFVPDSVWRUHGLQWKHHQJLQH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*) &RPSRQHQWGHVFULSWLRQIRUWKHWXUERFKDUJHU 


:0'$

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 7XUERFKDUJHU
< %RRVWSUHVVXUH
SRVLWLRQHU

:

7KHWXUERFKDUJHU  LVORFDWHGRQWKHULJKWVLGHRI
WKHHQJLQHEHORZWKHH[KDXVWJDVUHFLUFXODWLRQ
FRROHU

7DVN
7KHWXUERFKDUJHU  FRQYHUWVWKHWKHUPDOHQHUJ\RI
WKHH[KDXVWIORZLQWRPHFKDQLFDOHQHUJ\DQG
FRPSDFWVWKHVXFWLRQHGDLU



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
 7XUERFKDUJHU
 7XUELQHZKHHO
 7XUELQHKRXVLQJ
 6KDIW
 &RPSUHVVRULPSHOOHU
 &RPSUHVVRUKRXVLQJ
 %RRVWSUHVVXUHFRQWUROIODS
 2LOVXSSO\FRQQHFWLRQ
< %RRVWSUHVVXUHSRVLWLRQHU
$ (QJLQHRLO

:

$
(QJLQHRLO $ SDVVHVWRWKHEHDULQJVRQWKHVKDIW
 YLDWKHRLOVXSSO\FRQQHFWLRQ  ZKLFKLV
OXEULFDWHGDQGFRROHGLQWKLVZD\9LDDUHWXUQOLQH
WKHHQJLQHRLOIORZVEDFNDJDLQLQWRWKHFUDQNFDVH
DQGIURPWKHUHLQWRWKHRLOSDQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*) &RPSRQHQWGHVFULSWLRQIRUWKHWXUERFKDUJHU 


:0'%

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 7XUERFKDUJHU ORZ
SUHVVXUHVWDJH
 7XUERFKDUJHU KLJK
SUHVVXUHVWDJH
% &KDUJHDLU
WHPSHUDWXUHVHQVRULQ
FRPSUHVVRUKRXVLQJ
< %RRVWSUHVVXUH
SRVLWLRQHU

:

%RWKWXUERFKDUJHUV  DUHORFDWHGRQWKHULJKW


VLGHRIWKHHQJLQHEHORZWKHH[KDXVWJDV
UHFLUFXODWLRQFRROHU

7DVN DQGORZSUHVVXUHVWDJHDOORZVWKHPDVVIORZRIWKH
7KHWXUERFKDUJHUV  FRQYHUWWKHWKHUPDOHQHUJ\ H[KDXVWWREHRSWLRQDOO\XVHGRYHUWKHZKROH
RIWKHH[KDXVWIORZLQWRPHFKDQLFDOHQHUJ\DQG HQJLQHUSPUDQJHLQRUGHUILQDOO\WRDFKLHYHWKH
FRPSDFWWKHVXFWLRQHGDLU7KHFRPELQDWLRQRIWKH RSWLPDOERRVWSUHVVXUH
GLIIHUHQWVL]HVRIWXUERFKDUJHU  IRUWKHKLJK



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
 7XUERFKDUJHU ORZSUHVVXUHVWDJH
 7XUERFKDUJHU KLJKSUHVVXUHVWDJH
 ([KDXVWPDQLIROG
 7XUELQHZKHHO KLJKSUHVVXUHVWDJH
 6KDIW KLJKSUHVVXUHVWDJH
 &RPSUHVVRULPSHOOHU KLJKSUHVVXUH
VWDJH
 &RQQHFWLQJSLSH
 7XUELQHZKHHO ORZSUHVVXUHVWDJH
 6KDIW ORZSUHVVXUHVWDJH
 &RPSUHVVRULPSHOOHU ORZSUHVVXUH
VWDJH
 2LOVXSSO\FRQQHFWLRQ
 2LOVXSSO\FRQQHFWLRQ
 %RRVWSUHVVXUHFRQWUROIODS
< %RRVWSUHVVXUHSRVLWLRQHU
$ (QJLQHRLO :

$
(QJLQHRLO $ SDVVHVWRWKHEHDULQJVRQWKHVKDIWV
 YLDWKHRLOVXSSO\FRQQHFWLRQV  ZKLFK
DUHOXEULFDWHGDQGFRROHGLQWKLVZD\9LDDUHWXUQ
OLQHWKHHQJLQHRLOIORZVEDFNDJDLQLQWRWKH
FUDQNFDVHDQGIURPWKHUHLQWRWKHRLOSDQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RPSRQHQWGHVFULSWLRQIRUH[KDXVWJDVUHFLUFXODWLRQ 


FRROHU

(1*,1( LQ02'(/

/RFDWLRQ
 &KDUJHDLUKRXVLQJ
 &KDUJHDLUSLSH
 ([KDXVWJDV
UHFLUFXODWLRQFRROHU
< ([KDXVWJDV
UHFLUFXODWLRQSRVLWLRQHU

:

7KHH[KDXVWJDVUHFLUFXODWLRQFRROHU  LVORFDWHG
RQWKHULJKWVLGHRIWKHHQJLQHRYHUWKHH[KDXVW
PDQLIROGDQGWKHWXUERFKDUJHU

7DVN
7KHH[KDXVWJDVUHFLUFXODWLRQFRROHU  FRROVWKH
EUDQFKHGRIIH[KDXVWIURPDWHPSHUDWXUHRIDSSUR[
r&WRDWHPSHUDWXUHRIDSSUR[r&



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
 ([KDXVWJDVUHFLUFXODWLRQ
FRROHU
 &RRODQWJDWKHULQJVWULS
H[KDXVWJDVUHFLUFXODWLRQ
FRROHUKROGHU
 ([KDXVWLQOHW IURP
H[KDXVWPDQLIROG
 ([KDXVWRXWOHW WRFKDUJH
DLUSLSH
 &RRODQWLQOHW IURP
FRRODQWSXPS
 &RRODQWRXWOHW WRH[KDXVW
JDVUHFLUFXODWLRQFRROHU
 &RRODQWLQOHW IURP
FRRODQWJDWKHULQJVWULSRU
FRRODQWSXPS
 &RRODQWRXWOHW WRFRRODQW
JDWKHULQJVWULS :
 &RRODQWLQOHW IURP
H[KDXVWJDVUHFLUFXODWLRQ
FRROHU
 &RRODQWRXWOHW WRHQJLQH
 9HQWLODWLRQ

7KHH[KDXVWJDVUHFLUFXODWLRQFRROHU  FRQVLVWVRI H[KDXVWFKDPEHUZLWKFRRODQWGXFWVSDVVLQJ


DQREORQJER[VKDSHGKRXVLQJLQZKLFKWKHUHLVDQ WKURXJKLW

)XQFWLRQ IHGZLWKFRRODQWIORZLQJWKURXJKLWIURPWKHHQJLQH
7KHH[KDXVWIURPWKHH[KDXVWPDQLIROGIORZV FRRODQWFLUFXLWRYHUWKHGXFWVLQVLGHWKHH[KDXVWJDV
WKURXJKWKHH[KDXVWLQOHW  LQWRWKHH[KDXVW UHFLUFXODWLRQFRROHU  ZKLFKLVWKHQUHWXUQHGEDFN
FKDPEHUDQGIORZVWKURXJKLWDQGRQWRWKHH[KDXVW RYHUWKHFRRODQWFROOHFWLRQVWULSWRWKHHQJLQH7KH
RXWOHW  WRZDUGVWKHFKDUJHDLUSLSH  ZKHUHLWLV H[KDXVWJDVHVDUHFRROHGWKURXJKKHDWWUDQVIHU
WKHQIHGWRJHWKHUZLWKWKHIUHVKDLURUWKHFKDUJHG EHWZHHQWKHFRRODQWGXFWVDQGWKHH[KDXVW
DLUWRWKHFRPEXVWLRQSURFHVV7KLVLVFRQWLQXRXVO\ FKDPEHU

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' $G%OXHWDQNFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 $G%OXHŠWDQN
% $G%OXHŠILOOOHYHO
VHQVRUWHPSHUDWXUH
VHQVRU

:

%RG\
 $G%OXHŠWDQN
 $G%OXHŠILOWHU
 &RRODQWGXFW
 )LOOHUQHFN
 9HQWLODWLRQ
 &RRODQWLQOHW IURPHQJLQH
 &RRODQWRXWOHW WRSXPSPRGXOH
 $G%OXHŠLQOHW UHWXUQIURP$G%OXHŠ
PHWHULQJGHYLFH
 $G%OXHŠRXWOHW IHHGOLQHWRSXPS
PRGXOH
 (OHFWULFDOFRQQHFWLRQ
% $G%OXHŠILOOOHYHOVHQVRUWHPSHUDWXUH :
VHQVRU

)XQFWLRQ RXWOHWSLSHRIWKHQR]]OHWKHUHE\HQDEOLQJWKHWDQN
WREHUHIXHOHG7KLVV\VWHPDOVRSUHYHQWVLQFRUUHFW
$G%OXHŠUHIXHOLQJ
IXHOLQJRIWKHGLHVHOIXHOWDQNZLWK$G%OXHpDVLWV
7KHILOOHUQHFN  ZLWKLWVVSHFLDOGLDPHWHUDQG ILOOHUQHFNLVQRWILWWHGZLWKDPDJQHWLFDGDSWHUDQG
LQWHJUDWHGPDJQHWLFDGDSWHUVKRXOGSUHYHQW WKHVROHQRLGVZLWFKLQWKHQR]]OHRQO\SHUPLWV
LQFRUUHFWIXHOLQJHJZLWKGLHVHOIXHO'XULQJ UHIXHOLQJZKHQDGHILQHGPDJQHWLFILHOGLVSUHVHQW
UHIXHOLQJWKHPDJQHWLFILHOGRIWKHPDJQHWLF
DGDSWHUDFWXDWHVDVROHQRLGVZLWFKORFDWHGLQWKH $G%OXHŠKHDWLQJ



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

7KHFRRODQWFRPLQJIURPWKHHQJLQHRUWKH RXWOHW  DQGRQWRWKHSXPSPRGXOH7KHKHDW


$G%OXHpKHDWHUFRRODQWVROHQRLGYDOYHIORZV WUDQVIHURIWKHFRRODQWGXFW  PHDQVWKDWDQ\
WKURXJKWKHFRRODQWLQOHW  LQWRWKHFRRODQWGXFW IUR]HQ$G%OXHpLVGHIURVWHGDQGLWDOVRSUHYHQWV
 IORZVWKURXJKWKLVDQGWKHQWKURXJKWKHFRRODQW OLTXLG$G%OXHpIURPIUHH]LQJDWORZWHPSHUDWXUHV

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RPSRQHQWGHVFULSWLRQIRUWKHRLOSXPS 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 2LOSXPS
 7LPLQJFDVH

:

7KHRLOSXPS  LVVFUHZHGRQEHKLQGWKHWLPLQJ
FDVH  RQWKHFUDQNFDVH

7DVN DYDLODEOHXQGHUDOORSHUDWLQJFRQGLWLRQVLQDGHTXDWH
7KHRLOSXPS  VXSSOLHVWKHRLOFLUFXLWRIWKH TXDQWLWLHVDQGDWWKHUHTXLUHGSUHVVXUHDWWKH
HQJLQHZLWKHQJLQHRLO,WHQVXUHVWKDWHQJLQHRLOLV UHVSHFWLYHORFDWLRQV



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
 2LOSXPS
 'ULYHJHDU
 2LOSXPSFRYHU
 3XPSJHDU
 3XPSJHDU
 2LOSXPSKRXVLQJ
 6HDO
 3UHVVXUHUHJXODWRUYDOYH
 6FUHZSOXJ
 3LVWRQ UHJXODWLRQYDOYH
 3LVWRQ VDIHW\YDOYH
 6SULQJ
 6SULQJFXS
 5RWDWLQJVKDIW
 'ULYHVKDIW
 5DLVHGKHDGVFUHZV
:
 6HFXULQJEROWV

)XQFWLRQ
 3XPSJHDU
 3XPSJHDU
 3UHVVXUHUHJXODWRUYDOYH
 5RWDWLQJVKDIW
 'ULYHVKDIW
 2LOUHWXUQGXFW WRRLOFRRODQWPRGXOH
 0DLQRLOGXFW
 +ROH
$ (QJLQHRLO
2$ 2LORXWOHWRSHQLQJ
2' 2LOLQOHWRSHQLQJIRUWKHSUHVVXUH
UHJXODWLQJYDOYH
2( 2LOLQOHWRSHQLQJ

:

7KHGULYHJHDU  IRUWKHRLOSXPS  ZKLFKLV GLVWULEXWHGRYHUWKHPDLQRLOGXFW  WRWKH


GULYHQE\WKHFUDQNVKDIWJHDUGULYHVWKHWZR OXEULFDWLRQSRLQWV
LPSHOOHUV  'XHWRWKHURWDWLRQDOPRYHPHQWRI 5HJXODWLRQRIWKHHQJLQHRLOSUHVVXUHWDNHVSODFH
WKHSXPSJHDU  DQGWKHGHVLJQRIWKHSXPS YLDWKHSUHVVXUHUHJXODWRUYDOYH  7KHUHDUHWZR
FKDPEHUWKHHQJLQHRLO $ LVVXFWLRQHGRYHUWKHRLO SLVWRQ  LQWKHSUHVVXUHUHJXODWLQJYDOYH  
LQOHWRSHQLQJ 2( DQGGHOLYHUHGDORQJWKHLQQHU 7KHSLVWRQ  DUHXVHGIRUWKHDFWXDOSUHVVXUH
ZDOORIWKHSXPSWRWKHRLORXWOHWRSHQLQJ 2$ 7KH UHJXODWLRQZKLOHWKHSLVWRQ  VHUYHVDVDVDIHW\
HQJLQHRLO $ SDVVHVRYHUWKHRLORXWOHWRSHQLQJ YDOYH7KHUHLVDFRQQHFWLRQEHWZHHQWKHPDLQRLO
2$ LQWRWKHRLOGXFW  ZKLFKOHDGVWRWKHRLO GXFW  DQGWKHSLVWRQ  RYHUWKHSUHVVXUH
FRRODQWPRGXOH7KHHQJLQHRLO $ LVILOWHUHGDQG UHJXODWLQJYDOYHRLOHQWU\ERUH 2' DQGWKHERUH
FRROHGLQWKHRLOFRRODQWPRGXOHEHIRUHLWLV  )URPDFHUWDLQHQJLQHRLOSUHVVXUHWKHSLVWRQ

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

 LVSUHVVHGGRZQZDUGVDJDLQVWWKHVSULQJIRUFH SUHVVXUHUHJXODWLQJYDOYH  ,IWKHHQJLQHRLO


RIWKHVSULQJ  ZKHUHE\WKHWKUXVWVLGHLVVKRUW SUHVVXUHLQWKHRLOSXPS  LVJUHDWHUWKDQWKDWLQ
FLUFXLWHGZLWKWKHLQWDNHVLGHDQGWKHHQJLQHRLO $ WKHPDLQRLOGXFW  IRUH[DPSOHLIWKHHQJLQHRLO
LVIHGWRWKHLQWDNHVLGH7KLVUHJXODWHVWKHHQJLQH $ LVVWLOOWKLFNGXHWRWKHORZRXWVLGHWHPSHUDWXUHV
RLOSUHVVXUHRQWKHRQHKDQGDQGUHGXFHVWKH WKHSLVWRQ  LVSXVKHGLVGRZQZDUGVDJDLQVWWKH
RSHUDWLQJHQHUJ\LQSXWRIWKHRLOSXPS  RQWKH VSULQJIRUFHRIWKHVSULQJ  ZKHUHE\DOVRWKH
RWKHU WKUXVWVLGHLVVKRUWFLUFXLWHGZLWKWKHLQWDNHVLGHDQG
7KHUHLVDOVRHQJLQHRLOSUHVVXUHDSSOLHGWRWKH WKHHQJLQHRLO $ LVIHGWRWKHLQWDNHVLGH7KLV
SLVWRQ  WKURXJKIRXUERUHVLQWKHSLVWRQ  DYRLGVXQDFFHSWDEO\KLJKSUHVVXUHVLQWKHRLO
DQGDGXFWEHWZHHQWKHSXPSFRPSDUWPHQWDQGWKH FLUFXLW



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 2LOFRRODQWPRGXOHFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 2LOFRRODQWPRGXOH

:

7KHRLOFRRODQWPRGXOH  LVORFDWHGRQWKHULJKW
VLGHRIWKHHQJLQH

7DVN ವ &RQWUROOLQJWKHVLOLFDWHFRQFHQWUDWLRQLQWKH
7KHRLOFRRODQWPRGXOH  FRPELQHVDQXPEHURI FRRODQW
FRPSRQHQWVLQWRRQHGHYLFHDQGKDVWKHIROORZLQJ ವ +HDWLQJWKHHQJLQHRLOGXULQJWKHZDUPXS
WDVNV SKDVHRIWKHHQJLQHDQGFRROLQJWKHHQJLQHRLO
ವ 'HOLYHU\RIWKHFRRODQWWKURXJKWKHFRRODQW DIWHUWKHRSHUDWLQJWHPSHUDWXUHKDVEHHQ
FLUFXLW UHDFKHG

ವ &RQWUROOLQJWKHFRRODQWWHPSHUDWXUH ವ )LOWHULQJWKHHQJLQHRLO

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
6KRZQRQDQRLOFRRODQWPRGXOH  ZLWKRXW
FHQWULIXJH
 2LOFRRODQWPRGXOH
 2LOILOWHUFRYHU
 2LOILOWHUHOHPHQW
 +RXVLQJ
 2LOZDWHUKHDWH[FKDQJHU
 &RRODQWSXPS
 6LOLFDWHVWRUDJHXQLW
 7ZLQWKHUPRVWDW
 7KHUPRVWDWFRYHU
 &RRODQWLQOHWILWWLQJ
:

:

6KRZQRQDQRLOFRRODQWPRGXOH  ZLWKFHQWULIXJH
 2LOFRRODQWPRGXOH % 2LOSUHVVXUHVZLWFK
 2LOILOWHUHOHPHQW $ &RRODQW
 2LOZDWHUKHDWH[FKDQJHU % (QJLQHRLO
 &RRODQWSXPS +5 +HDWHUUHWXUQ
 6LOLFDWHVWRUDJHXQLW .$ &RRODQWRXWOHW
 7ZLQWKHUPRVWDW .( &RRODQWLQOHW
 &RRODQWLQOHWILWWLQJ 2$ (QJLQHRLORXWOHW
 &RRODQWFRQQHFWLRQ FRRODQWVKRUWFLUFXLW 2( (QJLQHRLOLQOHW
ORRS
 &RRODQWUHWXUQIURP$G%OXHŠKHDWHU 25 (QJLQHRLOUHWXUQOLQH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

)XQFWLRQ 2( ,QWKHRLOFRRODQWPRGXOH  WKHHQJLQHRLO


%  SDVWWKHRLOZDWHUKHDWH[FKDQJHU  DWWKH
'HOLYHU\RIWKHFRRODQW $ WKURXJKWKHFRRODQW E\SDVVYDOYHLQWKHRLOZDWHUKHDWH[FKDQJHU  
FLUFXLW
7KHE\SDVVYDOYHRIWKHRLOZDWHUKHDWH[FKDQJHU
7KHFRRODQW $ LQWKHFRROLQJV\VWHPLVEURXJKW  RSHQVIURPDFHUWDLQSUHVVXUHLQRUGHUWRSURWHFW
LQWRFLUFXODWLRQE\WKHFRRODQWSXPS   WKHRLOZDWHUKHDWH[FKDQJHU  IURPJHWWLQJ
GDPDJHGLIWKHHQJLQHRLOLVWRRWKLFNIRUH[DPSOH
&RQWUROOLQJWKHFRRODQWWHPSHUDWXUH LQWKHFROGVWDUWSKDVHRIWKHHQJLQH
7KHFRRODQWWHPSHUDWXUHLVUHJXODWHGRYHUWKHWZLQ
7KHRLOZDWHUKHDWH[FKDQJHU  FRQVLVWVRID
WKHUPRVWDW  :KHQWKHHQJLQHLVFROGWKHFRRODQW
QXPEHURISDQVZKLFKDOWHUQDWLYHO\FDUU\IORZLQJ
SXPS  PDNHVWKHFRRODQW $ FLUFXODWHLQVLGHWKH
FRRODQW $ DQGHQJLQHRLO % ,QWKHZDUPXS
HQJLQH7KHFRRODQW $ IURPWKHFRRODQWVKRUW
SKDVHRIWKHHQJLQHWKHSDQVDVVXPHWKH
FLUFXLWORRSIORZVRYHUWKHFRRODQWLQOHW  LQWRWKH
WHPSHUDWXUHRIWKHFRRODQW $ DQGJLYHXSKHDWWR
RLOFRRODQWPRGXOH  ZKHUHLWLVURXWHGDWWKH
WKHIORZLQJHQJLQHRLO % LQGRLQJVRWKH\KHDWXS
FORVHGFRRODQWWKHUPRVWDW  SDVWWKHFRRODQW
WKHHQJLQHRLO % $IWHUWKHZDUPXSSKDVHRIWKH
SXPS  EDFNLQWRWKHFUDQNFDVH:KHQWKHHQJLQH
HQJLQHWKHSDQVDVVXPHWKHWHPSHUDWXUHRIWKH
RSHUDWLQJWHPSHUDWXUHLVUHDFKHGWKHFRROHUFLUFXLW
HQJLQHRLO % DQGSDVVWKLVRQWRWKHFRRODQW $ 
LVDFWLYDWHGZKHQWKHWZLQWKHUPRVWDW  LVRSHQHG
7KHHQJLQHRLO % LVFRROHG
7KHFRRODQW $ LVIHGYLDWKHFRRODQWRXWOHW .$ WR
WKHUDGLDWRU7KHFRROHGFRRODQWDJDLQSDVVHVLQWR )LOWHULQJWKHHQJLQHRLO %
WKHFRRODQWFLUFXLWRYHUWKHFRRODQWLQOHW .( DWWKH
FRRODQWLQOHWILWWLQJ   $IWHUWKHHQJLQHRLO % KDVSDVVHGWKRXJKWKHRLO
ZDWHUKHDWH[FKDQJHU  LWHQWHUVWKHRLOILOWHU
&RQWUROOLQJWKHVLOLFDWHFRQFHQWUDWLRQLQWKH KRXVLQJ,QWKHRLOILOWHUKRXVLQJWKHHQJLQHRLOIORZV
FRRODQW $ IURPWKHRXWVLGHLQZDUGVWKURXJKWKHRLOILOWHU 
DQGRQWRWKHVXSSRUWGRPHZKHUHLWLVILOWHUHG7KH
7KHVLOLFDWHFRQFHQWUDWLRQLQWKHFRRODQW $ LV
ZRUPVKDSHGFKDUDFWHULVWLFRIWKHVXSSRUWGRPH
FRQWUROOHGZLWKWKHDLGRIWKHVLOLFDWHVWRUDJHXQLW 
URXWHVWKHILOWHUHGHQJLQHRLOXSZDUGVWRWKHWLSRI
LQRUGHUWRSURWHFWWKHFRPSRQHQWVLQWKHHQJLQH
WKHVXSSRUWGRPHZKHUHLWIORZVLQWKURXJKVHYHUDO
IURPFRUURVLRQ7KHVLOLFDWHFU\VWDOVLQWKHVLOLFDWH
KROHVLQWKHVXSSRUWGRPH,QVLGHWKHVXSSRUW
VWRUDJHXQLW  GLVVROYHRYHUWLPHDFFRUGLQJWRWKH
GRPHWKHHQJLQHRLOLVLQLWLDOO\URXWHGGRZQZDUG
VLOLFDWHFRQFHQWUDWLRQ VRPHWLPHVTXLFNHU
DQGWKHQWRWKHUHDURIWKHRLOFRRODQWPRGXOH 
VRPHWLPHVVORZHU 7KHVLOLFDWHVWRUDJHXQLW  LV
ZKHUHWKHHQJLQHRLORXWOHW 2$ LVORFDWHG7KH
WKHUHIRUHDPDLQWHQDQFHSDUW
ILOWHUHGHQJLQHRLOWKHQIORZVWKURXJKWKHHQJLQHRLO
+HDWLQJFRROLQJWKHHQJLQHRLO % RXWOHW 2$ DQGLQWRWKHFUDQNFDVHDQGWKHPDLQRLO
GXFWORFDWHGWKHUHDQGWKXVEDFNLQWRWKHRLOFLUFXLW
7KHHQJLQHRLO % GHOLYHUHGE\WKHRLOSXPSHQWHUV
WKHRLOFRRODQWPRGXOH  YLDWKHHQJLQHRLOLQOHW

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RRODQWSXPSFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 &RRODQWSXPS

:

7KHFRRODQWSXPS  LVORFDWHGRQWKHULJKWVLGHRI
WKHHQJLQHRQWKHRLOFRRODQWPRGXOH

7DVN
7KHFRRODQWSXPS  DOORZVWKHFRRODQWWRFLUFXODWH
LQWKHFRRODQWFLUFXLW



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%RG\
 %HOWSXOOH\
 ,PSHOOHU
$ 5RWDWLRQGLUHFWLRQ

:

7KHFRRODQWSXPS  LVREWDLQDEOHLQWKUHHRXWSXW ZKHWKHUWKHYHKLFOHKDVDVHFRQGDU\ZDWHUUHWDUGHU


VWDJHVGHSHQGHQWRQWKHHQJLQHSHUIRUPDQFHDQG RUQRW

)XQFWLRQ PRYHPHQWRIWKHEHOWSXOOH\  LVWUDQVIHUUHGRYHUD
7KHFRRODQWSXPS  LVGULYHQRYHUWKHEHOWSXOOH\ VKDIWRQWKHLPSHOOHU  ZKLFKDOORZVWKHFRRODQWWR
 E\PHDQVRIDSRO\9EHOW7KHURWDWLRQDO FLUFXODWHLQWKHFRRODQWFLUFXLW

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 2LOZDWHUKHDWH[FKDQJHUFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
6KRZQZLWKUHPRYHGIDQZKHHO
 2LOZDWHUKHDWH[FKDQJHU

:

7KHRLOZDWHUKHDWH[FKDQJHU  LVORFDWHGRQWKH
ULJKWVLGHRIWKHHQJLQHLQWKHRLOFRRODQWPRGXOH

7DVN
7KHRLOZDWHUKHDWH[FKDQJHU  VHUYHVLQWKH
ZDUPXSSKDVHRIWKHHQJLQHWRKHDWXSWKHHQJLQH
RLODQGWKHQWRFRROLW

%RG\
 2LOZDWHUKHDW
H[FKDQJHU
 6HDO
 %DVHSODWH
 &RYHUSODWH
 &RRODQWSDQV
 (QJLQHRLOSDQV
$ &RRODQW
% (QJLQHRLO
.$ &RRODQWRXWOHW
.( &RRODQWLQOHW
2$ 2LORXWOHW
2( 2LOLQOHW :



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

)XQFWLRQ DQGJLYHXSKHDWWRWKHIORZLQJHQJLQHRLO % LQ


7KHRLOZDWHUKHDWH[FKDQJHU  FRQVLVWVRID GRLQJVRWKH\KHDWXSWKHHQJLQHRLO % $IWHUWKH
QXPEHURIFRRODQWSDQV  LQZKLFKWKHFRRODQW ZDUPXSSKDVHRIWKHHQJLQHWKHFRRODQWSDQV 
$ FLUFXODWHVDQGRIDQXPEHURIHQJLQHRLOSDQV DVVXPHWKHWHPSHUDWXUHRIWKHHQJLQHRLO % DQG
 WKURXJKZKLFKWKHHQJLQHRLO % IORZV,QWKH SDVVWKLVRQWRWKHFRRODQW $ 7KHHQJLQHRLO % LV
ZDUPXSSKDVHRIWKHHQJLQHWKHHQJLQHRLOSDQV FRROHG
 DVVXPHWKHWHPSHUDWXUHRIWKHFRRODQW $

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RPSRQHQWGHVFULSWLRQIRUWKHFRRODQWWKHUPRVWDW 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 &RRODQWWKHUPRVWDW

:

7KHFRRODQWWKHUPRVWDW  LVORFDWHGRQWKHOHIW
VLGHRIWKHHQJLQHRQWKHRLOFRRODQWPRGXOH

7DVN
7KHFRRODQWWKHUPRVWDW  UHJXODWHVWKHFRRODQW
LQOHWWHPSHUDWXUHLQWKHHQJLQHLQDUDQJHEHWZHHQ
URXJKO\r&WRr&

%RG\
7KHFRRODQWWKHUPRVWDW  FRQVLVWRIDKRXVLQJZLWK
WZRLQWHJUDOGLVFWKHUPRVWDWVZKLFKERWKRSHQDW
WKHVDPHWHPSHUDWXUH

)XQFWLRQ ವ (PLVVLRQVUHGXFHG
7KHFRRODQWWKHUPRVWDW  UHJXODWHVWKHIORZRI 7KHIROORZLQJGLIIHUHQWRSHUDWLQJFRQGLWLRQVFDQ
FRRODQWWKURXJKWKHHQJLQHUDGLDWRUDQGWKHUHE\WKH DULVHGHSHQGLQJRQWKHFRRODQWLQOHWWHPSHUDWXUH
WHPSHUDWXUHRIWKHFRRODQWLQWKHFRRODQWFLUFXLW ವ %\SDVVPRGH
7KHIROORZLQJEHQHILWVUHVXOWIURPUHJXODWLQJWKH
FRRODQWLQOHWWHPSHUDWXUHLQWKHHQJLQH ವ 0L[HGPRGH
ವ 2SHUDWLQJWHPSHUDWXUHLVUHDFKHGIDVWHU ವ &RROHUPRGH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

%\SDVVPRGH
 &RRODQWWKHUPRVWDW
 &RRODQWIHHGWR$G%OXHŠKHDWHU
 &RRODQWFROOHFWRUKRXVLQJ
$ 5RWDWLRQGLUHFWLRQ
+5 +HDWHUUHWXUQ
+= +HDWHUIHHG
.$ &RRODQWRXWOHW WRFRROHU
.( &RRODQWLQOHW IURPFRROHU

:

7KHFRRODQWWKHUPRVWDW  LVFORVHGIRUDFRRODQW FLUFXODWHVLQWKHHQJLQH7KHYHKLFOHKHDWLQJKHDW


LQOHWWHPSHUDWXUHr&7KHFRRODQWRQO\ H[FKDQJHUFDQKRZHYHUEHIORZHGWKURXJK

0L[HGPRGH
 &RRODQWWKHUPRVWDW
 &RRODQWIHHGWR$G%OXHŠKHDWHU
 &RRODQWFROOHFWRUKRXVLQJ
$ 5RWDWLRQGLUHFWLRQ
+5 +HDWHUUHWXUQ
+= +HDWHUIHHG
.$ &RRODQWRXWOHW WRFRROHU
.( &RRODQWLQOHW IURPFRROHU

:

)RUDFRRODQWLQOHWWHPSHUDWXUH!r&DQGr& UDGLDWRUDQGWKURXJKFRRODQWWKHUPRVWDW  WRWKH


WKHFRRODQWWKHUPRVWDW  RSHQVSDUWLDOO\DQGWKH FRRODQWSXPS
FRRODQWIORZVDWWKHVDPHWLPHWKURXJKWKHHQJLQH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

&RROHUPRGH
 &RRODQWWKHUPRVWDW
 &RRODQWIHHGWR$G%OXHŠKHDWHU
 &RRODQWFROOHFWRUKRXVLQJ
$ 5RWDWLRQGLUHFWLRQ
+5 +HDWHUUHWXUQ
+= +HDWHUIHHG
.$ &RRODQWRXWOHW WRFRROHU
.( &RRODQWLQOHW IURPFRROHU

:

7KHFRRODQWWKHUPRVWDW  LVFRPSOHWHO\RSHQIRUD
FRRODQWLQOHWWHPSHUDWXUH!r&7KHFRRODQWLV
IXOO\IHGWRWKHHQJLQHUDGLDWRU



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ 5HWDUGHUFRPSRQHQWGHVFULSWLRQ 

02'(/ 
ZLWK&2'(%+ :DWHUW\SHVHFRQGDU\UHWDUGHU

/RFDWLRQ
6KRZQRQPRGHO
 6HFRQGDU\ZDWHUUHWDUGHU

:

7KHVHFRQGDU\ZDWHUUHWDUGHU  LVORFDWHGRQWKH
OHIWLQWKHGLUHFWLRQRIWUDYHOQH[WWRWKHWUDQVPLVVLRQ
RXWSXWIODQJH

7DVN PHFKDQLFDOEUDNLQJHQHUJ\ZKHQUHTXHVWHGE\WKH
7KHWDVNRIWKHVHFRQGDU\ZDWHUUHWDUGHU  LVWR GULYHURUDGULYLQJDVVLVWDQFHV\VWHP
FRQYHUWWKHIORZHQHUJ\RIWKHHQJLQHFRRODQWLQWR

%RG\
([WHUQDOYLHZRIVHFRQGDU\
ZDWHUUHWDUGHU
 &RRODQWPDQLIROGIHHG
 &RRODQWPDQLIROG
UHWXUQ
 5HOLHIYDOYH
$ 5HWDUGHUFRQWURO
5&0 FRQWUROXQLW
% &RRODQWWHPSHUDWXUH
VHQVRU

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

6HFWLRQDOYLHZRIVHFRQGDU\
ZDWHUUHWDUGHULQLGOHPRGH
 9DOYHEORFN
 $FWXDWRU
 6KLIWYDOYH
 6ZLWFKLQJYDOYH
FRPSUHVVLRQVSULQJ
 &RQWUROYDOYH
FRPSUHVVLRQVSULQJ
 &RQWUROYDOYH
 6LGHFKDQQHOSXPS
 &RPSUHVVLRQVSULQJIRU
VOLGLQJURWRU
 7ZLVWHGWHHWK
 6OLGHULQJVHDO
 5HWDUGHUVKDIW
 5RWRU
 6WDWRU
:
 6KXWRIISUHVVXUHOLQH
UHWXUQ
$ 5HWDUGHUFRQWURO 5&0
FRQWUROXQLW

7KHVHFRQGDU\ZDWHUUHWDUGHU  LVGHVLJQHGRQ
WKHSULQFLSOHRIK\GURG\QDPLFWRUTXHFRQYHUVLRQ

)XQFWLRQ
$
7KHLQGLYLGXDOFRPSRQHQWVVKRZQXQGHU'HVLJQ
SHUIRUPWKHIXQFWLRQVGHVFULEHGEHORZ

7KHUHOLHIYDOYH  DFWXDWHVWKHVLGHFKDQQHO
SXPS  ZKHQUHTXHVWHGE\WKHUHWDUGHUFRQWURO
XQLW 5&0  $ 

:



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

7KHYDOYHEORFN  FRQVLVWVRIDQDFWXDWRU  D


VZLWFKLQJYDOYH  DFRQWUROYDOYH  WKH
VZLWFKLQJYDOYHFRPSUHVVLRQVSULQJ  DQGWKH
FRQWUROYDOYHFRPSUHVVLRQVSULQJ  
,IDEUDNLQJWRUTXHLVUHTXHVWHGWKHVZLWFKLQJ
YDOYH  GLUHFWVWKHHQJLQHFRRODQWLQWRWKH
ZRUNLQJFKDPEHU,IQREUDNLQJWRUTXHLV
UHTXHVWHGWKHVZLWFKLQJYDOYH  VHSDUDWHVWKH
ZRUNLQJFKDPEHUIURPWKHFRRODQWFLUFXLW
'HSHQGLQJRQWKHSQHXPDWLFSUHVVXUHDSSOLHG
WKHFRQWUROYDOYH  FRQWUROVWKHFRRODQWIHHG
LQWRWKHZRUNLQJFKDPEHUDQGWKXVWKHLQWHQVLW\RI
WKHEUDNLQJHIIHFW,QLGOHPRGHWKHFRQWUROYDOYH
 DFWVDVDFKHFNYDOYHDQGVHDOVWKHE\SDVV
WRWKHZRUNLQJFKDPEHU
:

7KHDFWXDWRU  FRQWUROVWKHVZLWFKLQJYDOYH 
DQGWKHFRQWUROYDOYH  YLDDSLVWRQURG)RU
WKLVSXUSRVHWKHDFWXDWRU  LVSQHXPDWLFDOO\
DFWXDWHGE\WKHUHWDUGHUFRQWUROXQLW 5&0  $
DQGWKHDFWXDWRU  FRQYHUWVWKHSQHXPDWLF
SUHVVXUHLQWRPHFKDQLFDOPRYHPHQW

:

:KHQWKHUHWDUGHUIXQFWLRQLVVKXWRIIWKHVLGH
FKDQQHOSXPS  SXPSVWKHHQJLQHFRRODQWLQ
WKHZRUNLQJFKDPEHUEDFNLQWRWKHFRRODQWFLUFXLW
7KHVLGHFKDQQHOSXPS  LVFRQQHFWHGGLUHFWO\
WRWKHUHWDUGHUVKDIW  DQGLVDFWXDWHGYLDWKH
UHOLHIYDOYH  

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

7KHWZLVWHGWHHWK  LQFRPELQDWLRQZLWKWKH
FRPSUHVVLRQVSULQJIRUURWRUVOLGLQJ  DOORZV
WKHURWRUWREHPRYHGWKXVUHJXODWLQJWKH
GLVWDQFHEHWZHHQURWRU  DQGVWDWRU  

:

7KHVOLGHULQJVHDO  VHDOVWKHZRUNLQJ
FKDPEHUDWWKHWUDQVPLVVLRQHQG7KHVOLGHULQJ
VHDO  FRQVLVWVRIWZRVHDOLQJVXUIDFHVZKLFK
HQJLQHFRRODQWIORZVWKURXJK7KHIORZLQJHQJLQH
FRRODQWFDXVHVSUHVVXUHFRPSHQVDWLRQEHWZHHQ
WKHVHDODQGWKHZRUNLQJFKDPEHUDQGWKXVD
EORFNLQJHIIHFW$WWKHVDPHWLPHWKHHQJLQH
FRRODQWUHGXFHVWKHIULFWLRQDOKHDWSURGXFHG
EHWZHHQWKHVHDOLQJVXUIDFHV

:


$
7KHVOLGHULQJVHDO  PXVWEHFRQWLQXRXVO\
FRDWHGZLWKHQJLQHFRRODQWRQLWVVHDOLQJVXUIDFHV
LQRUGHUWRPLQLPL]HWKHIULFWLRQDOKHDW
$FFRUGLQJO\WKHSRVVLELOLW\RIVPDOOTXDQWLWLHVRI
HQJLQHFRRODQWHVFDSLQJWRWKHRXWVLGHYLDWKH
VHDOLQJVXUIDFHVFDQQRWEHUXOHGRXW
7KHHYDSRUDWLRQWUD\  DWWDFKHGWRWKHKRXVLQJ
RIWKHVHFRQGDU\ZDWHUUHWDUGHU  FROOHFWVWKH
VPDOOTXDQWLWLHVRIHQJLQHFRRODQWZKLFKHVFDSH
DQGDOORZVWKHPWRHYDSRUDWH

:



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

7KHUHWDUGHUVKDIW  PHFKDQLFDOO\FRQQHFWVWKH
URWRU  WRWKHWUDQVPLVVLRQRIWKHYHKLFOHYLD
WKHWZLVWHGWHHWK  7KHUHWDUGHUVKDIW  LV
GULYHQE\WKHWUDQVPLVVLRQRXWSXWVKDIWRIWKH
YHKLFOHWUDQVPLVVLRQYLDDJHDUSDLU

:

7KHIHHGORFNLQJSUHVVXUHOLQH  SHUPDQHQWO\
VXSSOLHVWKHVOLGHULQJVHDO  ZLWKHQJLQH
FRRODQW7KHHQJLQHFRRODQWLVUHWXUQHGWRWKH
FRROLQJFLUFXLWRIWKHHQJLQHYLDWKHUHWXUQORFNLQJ
SUHVVXUHOLQHFRQQHFWLRQ  

:

7KHURWRU  LVGULYHQE\WKHUHWDUGHUVKDIW 
YLDWKHWZLVWHGWHHWK  DQGIHHGVWKHHQJLQH
FRRODQWWRWKHVWDWRU  WKURXJKWKHURWDWLRQDO
PRYHPHQWRILWVEODGHV

:

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

7KHVWDWRU  ZKLFKLVIL[HGWRWKHUHWDUGHU
KRXVLQJWDNHVLQWKHURWDWLQJHQJLQHFRRODQWZLWK
LWVEODGHVWKURXJKWKHILOOLQJVORW  DQGGLUHFWVLW
EDFNWRWKHURWRU  7KHUHVXOWLQJIULFWLRQDO
IRUFHVEUDNHWKHURWRU  

:

7KHFRRODQWWHPSHUDWXUHVHQVRU % UHFRUGV


WKHFRRODQWWHPSHUDWXUHRIWKHFRRODQWZKLFKLV
IHGEDFNWRWKHFRROLQJFLUFXLWRIWKHHQJLQH7KH
VLJQDOVIURPWKHFRRODQWWHPSHUDWXUHVHQVRU
% DUHUHDGLQGLUHFWO\E\WKHUHWDUGHUFRQWURO
XQLW 5&0  $ 

:



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' )XHOILOWHUPRGXOHFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 )XHOILOWHUPRGXOH

:

7KHIXHOILOWHUPRGXOH  LVORFDWHGRQWKHOHIWVLGH
RIWKHFUDQNFDVH

7DVN
,QWKHIXHOILOWHUPRGXOH  WKHGLUWSDUWLFOHVDUH
ILOWHUHGRXWLQWZRVWDJHV

%RG\

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

:

 )XHOILOWHUPRGXOH  )XHOPDLQILOWHUHOHPHQW


 +RXVLQJ  9HQWLODWLRQERUHZLWKYDOYH
 &RQQHFWRUIRUIXHOUHWXUQOLQH IURPWKH  6HDOLQJULQJ
GLHVHOIXHOPHWHULQJGHYLFH
 )LOOLQJYDOYH  &RQQHFWRUIRUWKHIXHOUHWXUQOLQH IURP
WKHIXHOV\VWHPKLJKSUHVVXUHSXPS
 3OXJ  &RQQHFWRUIRUWKHIXHOORZSUHVVXUHOLQH
WRWKHIXHOKLJKSUHVVXUHSXPS
 6HDO  &RQQHFWRUIRUWKHIXHOORZSUHVVXUHOLQH
IURPWKHIXHOORZSUHVVXUHSXPS
 6HDOLQJSODWH  &RQQHFWRUIRUWKHIXHOORZSUHVVXUHOLQH
WRWKHIXHOORZSUHVVXUHSXPS
 )XHOSUHILOWHU  &RQQHFWRUIRUWKHIXHOUHWXUQOLQH IURP
WKHSUHVVXUHUHJXODWLQJYDOYHDQGIURP
WKHIXHOLQMHFWRUV
 &DS  6KXWRIIYDOYH LQWKHIXHOIHHGORFNHGLQ
RSHQSRVLWLRQ
 )XHOSUHILOWHUFRYHU  6KXWRIIYDOYH LQWKHIXHOUHWXUQORFNHG
LQRSHQSRVLWLRQ
 6HDOLQJULQJ % )XHOWHPSHUDWXUHVHQVRU
 )XHOSUHILOWHUHOHPHQW $ )XHOORZSUHVVXUHRQWKHLQWDNHVLGH
 %DOOYDOYH VKXWRIIYDOYHZKLFKSUHYHQWV % )XHOORZSUHVVXUHRQWKHWKUXVWVLGH
HPSW\LQJRIWKHLQWDNHGXFWZKHQWKH
HQJLQHLVDWVWDQGVWLOO
 )XHOPDLQILOWHU ' )XHOUHWXUQ
 )XHOPDLQILOWHUFRYHU

)XQFWLRQ FRQQHFWLRQVDQGSUHYHQWHPSW\LQJRIWKHVXFWLRQ
7KHYHKLFOHVLGHOLQHFRQQHFWRUVSUHVVRQWKH OLQHRUUHWXUQIORZRIWKHIXHOLQWKHIXHOWDQNIRU
VSULQJORDGHGVKXWRIIYDOYHV  ZKHQDWWDFKHG H[DPSOHIRUUHSDLURIWKHIXHOV\VWHP'LUWSDUWLFOHV
WRWKHFRQQHFWLRQVRQWKHIXHOILOWHUPRGXOH  7KH !wPDUHILOWHUHGRXWLQWKHIXHOSUHILOWHU  7KH
VKXWRIIYDOYHV  FORVHXSRQORRVHQLQJRIWKH IXHOLVOHGIRUWKLVSXUSRVHWKURXJKWKHUHVSHFWLYHO\



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

FRQVWUXFWHGIXHOSUHILOWHUHOHPHQW  7KHUHLVD GLYHUWHGTXDQWLW\IURPWKHSUHVVXUHUHJXODWLQJYDOYH


EDOOYDOYH  SODFHGDWWKHLQOHWLQWKHIXHOSUHILOWHU RQUDLOWKHOHDNDJHTXDQWLW\IURPWKHIXHOV\VWHP
 ZKLFKSUHYHQWVHPSW\LQJRIWKHVXFWLRQOLQHIRUD KLJKSUHVVXUHSXPSDVZHOODVWKHUHVLGXDOTXDQWLW\
VZLWFKHGRIIHQJLQH$QHOHFWULFDOIXHOSUHKHDWLQJ IURPWKHGLHVHOIXHOPHWHULQJGHYLFHDQGOHGEDFN
FDQEHRSWLRQDOO\LQVWDOOHG FRGH0= )XHO RYHUWKHIXHOUHWXUQOLQHWRWKHIXHOWDQN
SUHKHDWLQJ  8SRQUHPRYDORIWKHIXHOSUHILOWHUFRYHU  RUWKH
$IWHUWKHIXHOSUHILOWHU  WKHIXHOSDVVHVLQWRWKH IXHOPDLQILOWHUFRYHU  IRUH[DPSOHGXULQJ
IXHOORZSUHVVXUHSXPS7KHIXHOLVFRPSDFWHGXS FKDQJLQJDILOWHUHOHPHQWWKHUHVSHFWLYHILOWHU
WRDERXWEDULQWKHIXHOORZSUHVVXUHSXPSDQG HOHPHQWLVDOVRWDNHQ'XULQJXSZDUGPRYHPHQWRI
SDVVHVXQGHUSUHVVXUHLQWRWKHIXHOPDLQILOWHU   WKHILOWHUHOHPHQWDVSULQJORDGHGVKXWRIIYDOYHLV
7KHVPDOOFRQWDPLQDQWV !wP DUHILOWHUHGRXWRI RSHQHG7KHIXHOFDQQRZUXQRIIRYHUDUHWXUQIORZ
WKHIXHOE\PHDQVRIWKHIXHOPDLQILOWHUHOHPHQW GXFWLQWKHIXHOFROOHFWLRQFRPSDUWPHQWDQGIURP
 ILWWHGLQWKHIXHOPDLQILOWHU  7KHDLUWUDSSHG WKHUHLQWRWKHIXHOWDQN
DIWHUFKDQJLQJDILOWHUHOHPHQWRUDIWHURSHQLQJWKH 7KHFRYHUIRUIXHOWDQNLVWREHRSHQHGEHIRUHILOWHU
V\VWHPLQWKHILOWHUKRXVLQJLVGLYHUWHGRIIRYHUD PDLQWHQDQFH PDLQDQGSUHILOWHU LQRUGHUWRUHPRYH
YHQWLODWLRQERUHZLWKYDOYH  LQWKHIXHOFROOHFWLRQ DQ\SUHVVXUHUHPDLQLQJLQWKHIXHOWDQN
FRPSDUWPHQWLQWKHIXHOILOWHUPRGXOH  7KHUHDUH
DOVRUHWXUQIORZTXDQWLWLHVFROOHFWHGLQWKHIXHO ([WHUQDOILOOLQJRIWKHIXHOV\VWHPZLWKDPD[RI
FROOHFWLRQFRPSDUWPHQWIURPIXHOLQMHFWRUVWKH EDUFDQEHXQGHUWDNHQRYHUWKHILOOLQJYDOYH  

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RPSRQHQWGHVFULSWLRQIRUIXHOORZSUHVVXUHSXPS 

(1*,1( LQ02'(/
(1*,1( LQ02'(/

/RFDWLRQ
 )XHOORZSUHVVXUHSXPS
$ )XHOORZSUHVVXUHLQWDNH
VLGH
% )XHOORZSUHVVXUHWKUXVW
VLGH

:

7KHIXHOORZSUHVVXUHSXPS  LVORFDWHGRQWKH
IXHOV\VWHPKLJKSUHVVXUHSXPS

7DVN DQGVXSSOLHVWKHIXHOV\VWHPKLJKSUHVVXUHSXPS
7KHIXHOORZSUHVVXUHSXPS  VXFWLRQVRXWWKH ZLWKWKHUHTXLUHGTXDQWLW\LQDOOHQJLQHRSHUDWLQJ
IXHORXWRIWKHIXHOWDQNYLDWKHIXHOILOWHUPRGXOH FRQGLWLRQV

 )XHOIHHG IURPIXHO
SUHILOWHU
 %\SDVVYDOYH ILOOLQJYDOYH
 )XHORXWOHW WRIXHOPDLQ
ILOWHU
 6DIHW\YDOYH
 3UHVVXUHUHJXODWRUYDOYH
 &RQWUROSUHVVXUH
GRZQVWUHDPRIWKHIXHO
PDLQILOWHUIURPIXHOVXSSO\
IRUWKHIXHOV\VWHPKLJK
SUHVVXUHSXPS
$ )XHOORZSUHVVXUHLQWDNH
VLGH
% )XHOORZSUHVVXUHWKUXVW :
VLGH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

)XQFWLRQ EDUE\WKHSUHVVXUHUHJXODWLQJYDOYH  7KHVDIHW\


7KHIXHOORZSUHVVXUHSXPS  LVGHVLJQHGDVD YDOYH  SUHYHQWVRYHUSUHVVXUHLQWKHIXHOORZ
JHDUSXPSDQGLVGULYHQRYHUDGULYHSODWHRQWKH SUHVVXUHV\VWHP HJFDXVHGE\DORDGHGIXHOILOWHU
IXHOKLJKSUHVVXUHSXPSFDPVKDIW,WLVILWWHGZLWKD RUDFORJJHGIXHOOLQH DQGRSHQVDWDERXWEDU
E\SDVVYDOYH  DSUHVVXUHUHJXODWLQJYDOYH  7KHIXHOTXDQWLW\FRQWUROOHGRYHUWKHSUHVVXUH
DQGDVDIHW\YDOYH  7KHE\SDVVYDOYH  UHJXODWLQJYDOYH  DQGWKHVDIHW\YDOYH  LV
VXSSRUWVILOOLQJRIWKHIXHOORZSUHVVXUHV\VWHPDQG GHOLYHUHGIURPWKHWKUXVWVLGHWRWKHLQWDNHVLGHRI
RSHQVDW!EDU7KHSUHVVXUHXSVWUHDPRIWKH WKHIXHOORZSUHVVXUHSXPS  
TXDQWLW\FRQWUROYDOYH < LVUHJXODWHGWRDERXW

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 'LHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHUFRPSRQHQW 


GHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 'LHVHOR[LGDWLRQFDWDO\WLF
FRQYHUWHU '2&
 'LHVHOSDUWLFXODWHILOWHU
'3)

:

7KHGLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2&   LV ILOWHU '3)   WREHUHDFKHGE\WKHH[KDXVW


LQWHJUDWHGLQWKHH[KDXVWDIWHUWUHDWPHQWXQLW,WLV GRZQVWUHDPRIWKHHQJLQH
WKHILUVWORFDWLRQXSVWUHDPRIWKHGLHVHOSDUWLFXODWH

7DVN K\GURFDUERQ +& LQWKHH[KDXVWLQWROHVVKDUPIXO
7KHGLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2&   LV FDUERQGLR[LGH &2 DQGZDWHU +2 
XVHGWRFRQYHUWWKHFDUERQPRQR[LGH &2 DQG

%RG\ RUGHUWRPDNHLWSRVVLEOHIRUWKHUHTXLUHGFKHPLFDO
7KHGLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2&   UHDFWLRQVWRWDNHSODFHDQGDVVLVWZLWKSDVVLYH
FRQVLVWVRIWZRF\OLQGULFDOLQVHUWVZLWKDPHWDO UHJHQHUDWLRQRIWKHGLHVHOSDUWLFXODWHILOWHU '3)
VOHHYH,QVLGHWKLVLVWKHDFWXDOFDWDO\WLFFRQYHUWHU  WKHFDWDO\WLFFRQYHUWHUHOHPHQWLVFRYHUHGZLWK
HOHPHQWZKLFKFRQVLVWVRIDSRURXVPRQROLWKLF DVHULHVRIUDUHPHWDOVWKHVRFDOOHGR[LGL]DWLRQ
EORFNPDGHIURPDVSHFLDOFHUDPLFPDWHULDO,Q OD\HU ZDVKFRDW 


)XQFWLRQ DQG&2SDUWVRIWKHH[KDXVWWRR[LGL]HUHVXOWLQJLQ
7KHH[KDXVWFRPLQJIURPWKHHQJLQHIORZVWKURXJK &2DQGZDWHU
WKHGLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2&    6LQFHDVLJQLILFDQWDPRXQWRISROOXWDQWFRQYHUVLRQ
3DUWRIWKHQLWURXVR[LGHV 12[ WKDWLVSUHVHQWLV RQO\RFFXUVIURPDWHPSHUDWXUHRIDERXWr&
UHGXFHGE\WKHFKHPLFDOUHDFWLRQZLWKWKHUDUH WKHH[KDXVWDIWHUWUHDWPHQWXQLWZLWKWKHGLHVHO
PHWDOVLQWKHFRDWLQJPHDQLQJWKDWR[\JHQLV R[LGDWLRQFDWDO\WLFFRQYHUWHU '2&   LVORFDWHGDV
UHOHDVHG7KHUHOHDVHGR[\JHQWKHQDOORZVWKH&+



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

FORVHWRWKHHQJLQHDVSRVVLEOHRQWKHULJKWKDQG
VLGHRIWKHYHKLFOH

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' &RPSRQHQWGHVFULSWLRQIRU6&5FDWDO\WLFFRQYHUWHU 

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 $PPRQLDEORFNLQJ
FDWDO\WLFFRQYHUWHU
 6&5FDWDO\WLFFRQYHUWHU

:

7KH6&5FDWDO\WLFFRQYHUWHU  LVLQWKHH[KDXVW
DIWHUWUHDWPHQWXQLWDQGIRUPVDVLQJOHXQLWWRJHWKHU
ZLWKWKHDPPRQLDEORFNLQJFDWDO\WLFFRQYHUWHU  

7DVN FRQYHUWHU  LVSULPDULO\XVHGWRWKHFRQYHUW
7KHSRLVRQRXVQLWURJHQR[LGHV 12[ JHQHUDWHG DPPRQLDSDUWLFOHV 1+ ZKLFKZRXOGRWKHUZLVH
GXULQJFRPEXVWLRQLQWKH6&5FDWDO\WLFFRQYHUWHU EHHDV\WRGHWHFWLQWKHYHKLFOHHQYLURQPHQWGXHWR
 DUHUHGXFHGLQWRQRQWR[LFQLWURJHQ 1 DQG WKHORZRGRUWKUHVKROGRIDPPRQLD
ZDWHU +2 7KHDPPRQLDEORFNLQJFDWDO\WLF


'HVLJQ VOHHYHWKDWDUHFRQQHFWHGLQVHULHV7RSHUPLWWKH
7KH6&5FDWDO\WLFFRQYHUWHU  DQGWKHDPPRQLD FKHPLFDOUHDFWLRQWKLVFHUDPLFVEORFNLVILWWHGZLWK
EORFNLQJFDWDO\WLFFRQYHUWHU  FRQVLVWRIWZR DVSHFLDOFRDWLQJPDGHIURPDVHULHVRIUDUHPHWDOV
F\OLQGULFDOFDWDO\WLFFRQYHUWHUHOHPHQWVLQDPHWDO VXFKDVWLWDQLXPWXQJVWHQSODWLQXPDQGYDQDGLXP



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

)XQFWLRQ
 $PPRQLDEORFNLQJ
FDWDO\WLFFRQYHUWHU
 6&5FDWDO\WLFFRQYHUWHU
$ ([KDXVW IURP'3)
% +\GURO\VLVVHJPHQW
& $G%OXHŠ
' ([KDXVWJDV HQGSURGXFW

:

7KHH[KDXVW $ ZKLFKKDVEHHQSUHFOHDQHGE\ YDSRU +2 DUHOHIWRYHUDVSURGXFWVRIWKLV


WKHGLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2& DQG FKHPLFDOUHDFWLRQZKLFKDUHQRWKDUPIXOWRWKH
WKHGLHVHOSDUWLFXODWHILOWHU '3) FRQWLQXHVIORZLQJ HQYLURQPHQW
WKURXJKWKHPL[LQJWXEHWKHVRFDOOHGK\GURO\VLV
7KH6&5FDWDO\WLFFRQYHUWHU  PXVWEHDWD
VHJPHQW % 7KHFDOFXODWHGDPRXQWRI$G%OXHpLV
FHUWDLQRSHUDWLQJWHPSHUDWXUHIRUWKLVSURFHVVWR
LQMHFWHGE\WKHH[KDXVWDIWHUWUHDWPHQW $&0
WDNHSODFH NQRZQDVVHOHFWLYHFDWDO\WLFUHGXFWLRQ 
FRQWUROXQLW $ RQWKHEDVLVRIWKHVHQVRU
7KLVLVr&IRUWKLVSXUSRVH
LQIRUPDWLRQ
7KHH[KDXVWZKLFKKDVKDGPRVWRIWKH12[
7KH$G%OXHpLVLQLWLDOO\FRQYHUWHGKHUHLQDILUVW
UHPRYHGE\WKH6&5FDWDO\WLFFRQYHUWHU  SDVVHV
SURFHVVVWHSLQWRDPPRQLD 1+ DQGWKHQ
WKHDPPRQLDEORFNLQJFDWDO\WLFFRQYHUWHU  EHIRUH
FRQWLQXHVWRIORZLQWKHGLUHFWLRQRIWKH6&5 LWHQWHUVWKHDWPRVSKHUH+HUHWKHXQXVHG1+
FDWDO\WLFFRQYHUWHU  
PROHFXOHVDUHR[LGL]HGE\WKHSODWLQXPRQWKH
7KHVHFRQGVWDJHRIWKHUHGXFWLRQSURFHVVWDNHV VXUIDFHRIWKHDPPRQLDVOLSFDWDO\WLFFRQYHUWHU 
SODFHLQWKHKRQH\FRPEVWUXFWXUHWKDWLWFRQWDLQV WRJHWKHUZLWKWKH2PROHFXOHV$OVRVRPHRIWKH
7KHQLWURXVR[LGHPROHFXOHVFROOLGHZLWKWKH IHZ12[PROHFXOHVWKDWKDYHQRWEHHQUHGXFHG
DPPRQLDPROHFXOHV 1+ DQGHQHUJ\LVUHOHDVHG GXULQJWKHSUHYLRXVSURFHVVLQJVWHSDUHDOVR
LQWKHIRUPRIKHDW2QO\QLWURJHQ 1 DQGZDWHU UHGXFHGWR12DQG+2

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' ([KDXVWDIWHUWUHDWPHQWXQLWFRPSRQHQWGHVFULSWLRQ 

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 ([KDXVWDIWHUWUHDWPHQW
XQLW

:

7KHH[KDXVWDIWHUWUHDWPHQWXQLW  LVDWWDFKHGWR
WKHIUDPHRQWKHULJKWKDQGVLGH

7DVN DOVRNHHSVQRLVHHPLVVLRQVWRDPLQLPXPEHFDXVH
7KHH[KDXVWDIWHUWUHDWPHQWXQLW  LVWKHPDLQ RILWVIXQFWLRQDVDPXIIOHU
FRPSRQHQWWKDWUHVWULFWVHPLVVLRQVLQWKHYHKLFOH,W



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

'HVLJQ
 $PPRQLDEORFNLQJ
FDWDO\WLFFRQYHUWHU
 6&5FDWDO\WLF
FRQYHUWHU
$E ([KDXVW
DIWHUWUHDWPHQWXQLW
RXWOHW12[VHQVRU
$ 12[VHQVRUFRQWURO
XQLWH[KDXVW
DIWHUWUHDWPHQWXQLW
LQOHW
$E ([KDXVW
DIWHUWUHDWPHQWXQLW
LQOHW12[VHQVRU
% ([KDXVWSUHVVXUH
VHQVRUXSVWUHDPRI
GLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU :

 'LHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU
'2&
 'LHVHOSDUWLFXODWHILOWHU
'3)
$ 12[VHQVRUFRQWURO
XQLWH[KDXVW
DIWHUWUHDWPHQWXQLW
RXWOHW
$ ([KDXVWDIWHUWUHDWPHQW
$&0 FRQWUROXQLW
$ $G%OXHŠPHWHULQJ
GHYLFH
% ([KDXVWSUHVVXUH
VHQVRUGRZQVWUHDPRI
GLHVHOSDUWLFXODWHILOWHU
% ([KDXVWWHPSHUDWXUH
VHQVRUXSVWUHDPRI
GLHVHOR[LGDWLRQ
:
FDWDO\WLFFRQYHUWHU
% 8SSHUH[KDXVW
WHPSHUDWXUHVHQVRU
GRZQVWUHDPRIGLHVHO
R[LGDWLRQFDWDO\WLF
FRQYHUWHU
% ([KDXVWWHPSHUDWXUH
VHQVRUGRZQVWUHDPRI
GLHVHOSDUWLFXODWHILOWHU
% ([KDXVWWHPSHUDWXUH
VHQVRUGRZQVWUHDPRI
6&5FDWDO\WLFFRQYHUWHU

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

/RFDWLRQRIVHQVRUV
 ([KDXVW
DIWHUWUHDWPHQWXQLW
 $PPRQLDEORFNLQJ
FDWDO\WLFFRQYHUWHU
 6&5FDWDO\WLF
FRQYHUWHU
 'LHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU
'2&
 'LHVHOSDUWLFXODWH
ILOWHU '3)
$E ([KDXVW
DIWHUWUHDWPHQWXQLW
RXWOHW12[VHQVRU :
$ $G%OXHŠPHWHULQJ
GHYLFH
$E ([KDXVW
DIWHUWUHDWPHQWXQLW
LQOHW12[VHQVRU
% ([KDXVWSUHVVXUH
VHQVRUXSVWUHDPRI
GLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU
% ([KDXVWSUHVVXUH
VHQVRU
GRZQVWUHDPRI
GLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU
% ([KDXVW
WHPSHUDWXUH
VHQVRUXSVWUHDPRI
GLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU
% 8SSHUH[KDXVW
WHPSHUDWXUH
VHQVRU
GRZQVWUHDPRI
GLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHU
% ([KDXVW
WHPSHUDWXUH
VHQVRU
GRZQVWUHDPRI
GLHVHOSDUWLFXODWH
ILOWHU
% ([KDXVW
WHPSHUDWXUH
VHQVRU
GRZQVWUHDPRI
6&5FDWDO\WLF
FRQYHUWHU
$ ([KDXVWLQOHW
% ([KDXVWRXWOHW



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

)XQFWLRQ

:

 $PPRQLDEORFNLQJFDWDO\WLFFRQYHUWHU  2XWOHWSLSH
 6&5FDWDO\WLFFRQYHUWHU D ([KDXVWIURPHQJLQH
 'LHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2& E ([KDXVWGRZQVWUHDPRIGLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHUDQGGLHVHOSDUWLFXODWH
ILOWHU
 'LHVHOSDUWLFXODWHILOWHU '3) F ([KDXVWGRZQVWUHDPRIGLHVHOR[LGDWLRQ
FDWDO\WLFFRQYHUWHUGLHVHOSDUWLFXODWHILOWHU
6&5FDWDO\WLFFRQYHUWHUDQGDPPRQLD
EORFNLQJFDWDO\WLFFRQYHUWHU
 ,QOHWSLSH [ 'LUHFWLRQRIWUDYHO
 0L[LQJWXEH K\GURO\VLVVHJPHQW

7KHH[KDXVWIURPWKHHQJLQH D ILUVWIORZVWKURXJK WXEH  ,QWKHPL[LQJWXEH  WKHVRFDOOHG


WKHH[KDXVWDIWHUWUHDWPHQWXQLW  YLDDSLSH7KHQ K\GURO\VLVVHJPHQW$G%OXHpLVLQMHFWHGE\WKH
LWLVGHIOHFWHGDWWKHHQGRIWKH($78  DQG $G%OXHpPHWHULQJGHYLFH $ 7KHH[KDXVWLV
LQLWLDOO\IORZVWKURXJKWKHGLHVHOR[LGDWLRQFDWDO\WLF UHGLUHFWHGLQWKHUHDUVHFWLRQRIWKHH[KDXVW
FRQYHUWHU  IURPWKHUHDUDQGWKHQIORZVWKURXJK DIWHUWUHDWPHQWXQLW  VRWKDWLWIORZVWKURXJKWKH
WKHGLHVHOSDUWLFXODWHILOWHU  $WWKHIURQWRIWKH 6&5FDWDO\WLFFRQYHUWHU  DQGWKHDPPRQLDVOLS
H[KDXVWDIWHUWUHDWPHQWXQLW  WKHH[KDXVWLVWKHQ FDWDO\WLFFRQYHUWHU  IURPWKHUHDU7KHFOHDQHG
GHIOHFWHGDJDLQDQGIORZVEDFNWRWKHUHDUSDUWRI H[KDXVWLVJLYHQRIILQWRWKHDWPRVSKHUHYLDWKH
WKHH[KDXVWDIWHUWUHDWPHQWXQLW  YLDWKHPL[LQJ RXWOHWSLSH  

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 'LHVHOSDUWLFXODWHILOWHURIH[KDXVWDIWHUWUHDWPHQWXQLW 


FRPSRQHQWGHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 'LHVHOR[LGDWLRQFDWDO\WLF
FRQYHUWHU '2&
 'LHVHOSDUWLFXODWHILOWHU
'3)

:

7KHGLHVHOSDUWLFXODWHILOWHU '3)   LVLQWHJUDWHGLQ FDWDO\WLFFRQYHUWHU '2&   WREHUHDFKHGE\WKH


WKHH[KDXVWDIWHUWUHDWPHQWXQLW,WLVWKHVHFRQG H[KDXVWGRZQVWUHDPRIWKHHQJLQH
ORFDWLRQGRZQVWUHDPRIWKHGLHVHOR[LGDWLRQ

7DVN H[KDXVWZKLFKRFFXUGXULQJWKHFRPEXVWLRQ
7KHGLHVHOSDUWLFXODWHILOWHU '3)   LVXVHGIRU SURFHVVLQWKHHQJLQH
ILOWHULQJDQGVWRULQJWKHVRRWSDUWLFOHVLQWKH

'HVLJQ IURPVLOLFRQFDUELGH 6L& ,QRUGHUWRDVVLVWZLWK
7KHGLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2&   SDVVLYHUHJHQHUDWLRQDQGFRXQWHUDFWUDSLGILOWHU
FRQVLVWVRIWZRF\OLQGULFDOLQVHUWVZLWKDPHWDO FORJJLQJWKHILOWHUHOHPHQWLVFRYHUHGZLWKDVHULHV
VOHHYH,QVLGHWKHILOWHULVWKHDFWXDOILOWHUHOHPHQW RIUDUHPHWDOVWKHVRFDOOHGR[LGL]DWLRQOD\HU
ZKLFKFRQVLVWVRIDSRURXVPRQROLWKLFEORFNPDGH ZDVKFRDW 


)XQFWLRQ RIWKHQXPEHURISDUWLFOHVFDQEHUHWDLQHG7KH
7KHH[KDXVWZKLFKKDVEHHQSUHFOHDQHGE\WKH H[KDXVWDIWHUWUHDWPHQW $&0 FRQWUROXQLW $ FDQ
GLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2&   IORZV FDOFXODWHWKHFXUUHQWORDGFRQGLWLRQRIWKHGLHVHO
WKURXJKWKHILOWHUHOHPHQWLQWKHGLHVHOSDUWLFXODWH SDUWLFXODWHILOWHU '3)   YLDWKHVLJQDOHYDOXDWLRQV
ILOWHU '3)   7KHVRRWSDUWLFOHVDUHUHWDLQHGLQLWV RIWKHSUHVVXUHDQGWHPSHUDWXUHVHQVRUVDWWDFKHG
SRURXVKRQH\FRPEVWUXFWXUH7KHHIIHFWLYHQHVVRI WRWKHLQOHWDQGWKHRXWOHWRIWKHH[KDXVW
WKHGLHVHOSDUWLFXODWHILOWHU '3)   LVVRKLJKWKDW DIWHUWUHDWPHQWXQLWDQGLQLWLDWHUHJHQHUDWLRQ
DERXWRIWKHSDUWLFXODWHPDVVDQGDSSUR[ PHDVXUHVYLDWKHHQJLQHPDQDJHPHQW 0&0



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

FRQWUROXQLW $ ,QVSLWHRISDVVLYHDQGDFWLYH EXUQZKHQDWHPSHUDWXUHRIDSSUR[r&LV


UHJHQHUDWLRQWKHGLHVHOSDUWLFXODWHILOWHU '3)   UHDFKHG
GRHVQRWKDYHDQXQOLPLWHGVHUYLFHOLIHDQG
$FWLYHUHJHQHUDWLRQ
WKHUHIRUHUHTXLUHVUHJXODUPDLQWHQDQFH
)RUDFWLYHUHJHQHUDWLRQGLHVHOIXHOLVDGGHGWRWKH
5HJHQHUDWLRQ H[KDXVWIORZYLDWKHGLHVHOIXHOPHWHULQJGHYLFH
7KHGLHVHOSDUWLFXODWHILOWHU '3)   UHJHQHUDWHV ([WUHPHO\KLJKWHPSHUDWXUHVRFFXULQWKHH[KDXVW
LWVHOIPRUHRUOHVVLQGHSHQGHQWO\7KLVLVDFKLHYHG DIWHUWUHDWPHQWXQLWGXULQJWKHHQVXLQJUHDFWLRQ7KH
XVLQJDSDVVLYHVHOIFOHDQLQJPHFKDQLVP7KLV GHSRVLWHGVRRWLVEXUQHGDQGWXUQVLQWRDVK
SDVVLYHUHJHQHUDWLRQLVEDVHGRQ&57WHFKQRORJ\ :KHUHDVSDVVLYHUHJHQHUDWLRQWDNHVSODFH
&RQWLQXRXVO\5HJHQHUDWLQJ7UDS ,IDFHUWDLQ XQQRWLFHGLQWKHEDFNJURXQGZKHQDFWLYH
FRQGLWLRQLVUHDFKHGLQZKLFKSDVVLYHUHJHQHUDWLRQ UHJHQHUDWLRQRFFXUVDQLQGLFDWLRQLVJLYHQDQGLQ
LVQRWORQJHUVXIILFLHQWDFWLYHUHJHQHUDWLRQLV VRPHFDVHVWKHGULYHULVUHTXHVWHGWRLQLWLDWHDFWLYH
LQLWLDWHG UHJHQHUDWLRQDWWKHQH[WRSSRUWXQLW\5HJHQHUDWLRQ
3DVVLYHUHJHQHUDWLRQ FDQEHLQWHUUXSWHGEXWWKLVPXVWEHDYRLGHGLI
3DVVLYHUHJHQHUDWLRQWDNHVSODFHLPSHUFHSWLEO\WR SRVVLEOH%DVLFDOO\WKHUHJHQHUDWLRQGXUDWLRQLV
WKHGULYHUZKLOHWKHYHKLFOHLVEHLQJGULYHQ%HFDXVH YDULDEOHDQGLVFDOFXODWHGRQWKHEDVLVRIVHQVRU
RIWKHGLHVHOR[LGDWLRQFDWDO\WLFFRQYHUWHU '2&   VLJQDOVUHFRUGHGYDOXHVWKHGLVWDQFHGULYHQVLQFH
XSVWUHDPRIWKHGLHVHOSDUWLFXODWHILOWHU '3)   WKHSUHYLRXVUHJHQHUDWLRQDQGWKHGLIIHUHQW
WKHH[KDXVWFRQWDLQVFDUERQGLR[LGH &2 LQVWHDG RSHUDWLQJUDQJHVRIWKHHQJLQH:KHQWKHGLHVHO
RIFDUERQPRQR[LGH &2 7KLVUHDFWVZLWKWKHVRRW SDUWLFXODWHILOWHU '3)   KDVUHDFKHGLWVILOOLQJOLPLW
SDUWLFOHVRQWKHR[LGL]DWLRQOD\HURIWKHILOWHU DQGDFWLYHUHJHQHUDWLRQLVQRORQJHUSRVVLEOHLW
HOHPHQW7KLVH[RWKHUPLFUHDFWLRQUHOHDVHVKHDW PXVWEHFOHDQHGRUUHSODFHGE\DVSHFLDOLVW
PHDQLQJWKDWVRPHRIWKHGHSRVLWHGVRRWSDUWLFOHV ZRUNVKRS

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):0' 1R]]OHXQLWIRU'3)UHJHQHUDWLRQFRPSRQHQW 


GHVFULSWLRQ

(1*,1( LQ02'(/
ZLWK&2'(0= (QJLQHYHUVLRQ(XUR9,

/RFDWLRQ
 'LHVHOIXHOPHWHULQJ
GHYLFH
 1R]]OHXQLWIRU'3)
UHJHQHUDWLRQ
 )XHOOLQH
 ([KDXVWSLSH
 &RRODQWOLQH
 &RRODQWOLQH
 /HDNDJHOLQH

:

7KHQR]]OHXQLWIRU'3)UHJHQHUDWLRQ  LVRQWKH
ULJKWKDQGVLGHRIWKHHQJLQHQH[WWRWKHH[KDXVW
SLSH  GRZQVWUHDPRIWKHWXUERFKDUJHU

7DVN E\WKHPHWHULQJGHYLFHIRU'3)UHJHQHUDWLRQ 
7KHQR]]OHXQLWIRU'3)UHJHQHUDWLRQ  LVXVHGIRU LQWRWKHH[KDXVWIORZGXULQJDFWLYHGLHVHOSDUWLFXODWH
LQMHFWLQJWKHFRUUHFWTXDQWLW\RIGLHVHOIXHOSURYLGHG ILOWHU '3) UHJHQHUDWLRQ

 &RROLQJDGDSWHU
 +RXVLQJORZHUVHFWLRQ
 6HDOLQJULQJ
 ,QMHFWLRQQR]]OH
 6KLHOGLQJSRW
 6HDO

:



– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

)XQFWLRQ SUHYHQWHGE\WKHLQWHJUDWHGFKHFNYDOYH%HFDXVH
7KHQR]]OHXQLWIRU'3)UHJHQHUDWLRQ  LQMHFWVWKH RIWKHWHPSHUDWXUHSUHVHQWDWWKHH[KDXVWSLSHLWLV
GLHVHOIXHOILQHJUDLQHGDWRPL]HGLQWRWKHH[KDXVW FRROHGXVLQJWKHFRRODQWIURPWKHHQJLQH
VFRRODQW
IORZDWWKHLQMHFWLRQQR]]OH  %DFNIORZLV FLUFXLW

,QWURGXFWLRQRI(QJLQH20(XUR9,(QJLQH9HUVLRQ 

– This printout will not be recorded by the update service. Status: 08 / 2012 –
6\VWHPFRPSRQHQWV

*):+ +HDWLQJV\VWHPKHDWH[FKDQJHUFRPSRQHQW 


GHVFULSWLRQ

02'(/ 

/RFDWLRQ
 +HDWHUEORZHUXQLW
 +HDWLQJV\VWHPKHDW
H[FKDQJHU

:

7KHKHDWHUKHDWH[FKDQJHU  LVLQWKHKHDWHU
EORZHUXQLW  

7DVN WHPSHUDWXUHRIWKHYHKLFOHLQWHULRULVWKHUHIRUH
7KHKHDWHUKHDWH[FKDQJHU  JLYHVRIIWKHKHDWRI FRQWUROOHG
WKHFRRODQWLQWRWKHDLUWKDWIORZVWKURXJKLW7KH



– This printout will not be recorded by the update service. Status: 08 / 2012 –
Introduction of engine OM 936
Engine version Euro VI
Introduction into Service Manual
Introduction of engine OM 936 • Engine version Euro VI

Daimler AG, GSP/OR, HPC R 822, D-70546 Stuttgart


Order No. 6517 1262 02 - HLI 000 000 08 99 – Printed in Germany – 08/12

– This printout will not be recorded by the update service. Status: 08 / 2012 –

You might also like