MAINTAIN YOUR
MONEY’S HEALTH
Loan
moratorium
• The RBI has allowed borrowers
to opt for an EMI holiday for 3
months
• But don’t blindly opt for it
• Moratorium on loan EMIs, credit
card dues will have an interest
cost
• Here is the moratorium math
Employees’ Provident
Fund (EPF)
• You can withdraw from your EPF
account if you are facing money
troubles due to Covid
• Make sure your bank details are
correct if you want to withdraw
• Get more in hand, but EPF kitty
to shrink for 3 months
Financial
planning
• Much has happened across
financial markets
• Small savings schemes’ interest
rates slashed. What should you
do now?
• Are your debt funds at risk?
• Rejig your mutual fund SIP
strategy. Here’s why
• Is this the time to stay put or
should you tweak your savings
and investments?
• Spring clean your finances
DURING COVID: A GUIDE
Don’t know how to navigate the world of finances where the
coronavirus is wreaking havoc? Use ET Online’s handy guide
to everything personal finance in the times of Covid-19.
Taxation
• Various tax-related deadlines
have been extended by the
government
• Tax saving deadline extended for
FY2019-20. Here’s how it impacts
you
• Not linked your PAN with
Aadhaar? Deadline to link has
been extended
• TDS, TCS rates cut to put cash in
your hands
• ITR filing deadline extended to
Nov 30, 2020
• It is not just deadlines that were
extended
• It was announced that pending
income tax refunds up to Rs 5
lakh will be issued
• Not received your income tax
refund yet? Follow these steps
Work-life
• Job loss, pay cut, not many are
spared from it.
• Worried about your job? Here’s
what you should do
• The not-so pretty truth about job
loss insurance
• Due to the lockdown, majority of
the workforce is working from
home or WFH
• Here are 7 tips to make WFH
easy
Insurance
• Insurance is important. In a world
with coronavirus, it becomes all
the more important
• There are many coronavirus-
specific insurance policies.
Should you get one?
• Health insurers get 2 hours to
decide coronavirus treatment
request
• The regulator has made the life
of policyholders a tad bit easier
• Renewal date of health, motor
insurance policies extended
• You get an additional 30 days to
pay your life insurance premium
• Life insurers to soon offer e-KYC
• EMI for health insurance
premiums
• Ulip holders may get option to
stagger maturity payments
Banking
• What are Covid personal loans?
• Banks have revised branch
timings
• Be careful of fraudsters if you
are opting for EMI moratorium