Future Value Interest Factor

End of Period (n) 1% 5% 6% 8% 10%

1 1.010 1.050 1.060 1.080 1.100
2 1.020 1.102 1.124 1.166 1.210
3 1.030 1.158 1.191 1.260 1.331
4 1.041 1.216 1.262 1.360 1.464
5 1.051 1.276 1.338 1.469 1.611
8 1.083 1.477 1.594 1.851 2.144
9 1.094 1.551 1.689 1.999 2.358
10 1.105 1.629 1.791 2.159 2.594
20 1.220 2.653 3.207 4.661 6.728
25 1.282 3.386 4.292 6.848 10.835

Present Value Interest Factor

End of Period (n) 1% 5% 6% 8% 10%

1 0.990 0.952 0.943 0.926 0.909
2 0.980 0.907 0.890 0.857 0.826
3 0.971 0.864 0.840 0.794 0.751
4 0.961 0.823 0.792 0.735 0.683
5 0.951 0.784 0.747 0.681 0.621
8 0.923 0.677 0.627 0.540 0.467
10 0.905 0.614 0.558 0.463 0.386
20 0.820 0.377 0.312 0.215 0.149
25 0.780 0.295 0.233 0.146 0.092

Future Value of an Ordinary Annuity Interest Factor

End of Period (n) 1% 5% 6% 10%

1 1.000 1.000 1.000 1.000
2 2.010 2.050 2.060 2.100
3 3.030 3.152 3.184 3.310
4 4.060 4.310 4.375 4.641
5 5.101 5.526 5.637 6.105
10 10.462 12.578 13.181 15.937
20 22.019 33.066 36.786 57.275
25 28.243 47.727 54.865 98.347

Present Value of an Ordinary Annuity Interest Factor

End of Period (n) 1% 5% 6% 10%
1 0.990 0.952 0.943 0.909
2 1.970 1.859 1.833 1.736
3 2.941 2.723 2.673 2.487
4 3.902 3.546 3.465 3.170
5 4.853 4.329 4.210 3.791
10 9.471 7.722 7.360 6.145
20 18.046 12.462 11.470 8.514
25 22.023 14.094 12.780 9.077