100 Banking Awareness Questions For Ibps Clerk Mains 2019 27

Thursday Marathon| 1000 Questions Series| Part 5/5
1000+ Current
Affairs Series
Part 5
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1. Name the financial service company which

received a non-banking finance company license
from the Reserve Bank of India (RBI)?
A. Aaspas Multiledia Limited
B. Ambuja Credit & Lease Finance Ltd.
C. Amigo Securities Pvt .Ltd.
D. Vreedhi Financial Services
E. Ankur Finstock Private Limited
Ans. D
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2. Which of the following states has received the

approval from Reserve Bank of India for setting up its
own Bank, by amalgamating 13 district co-operative
banks (DCBs) with its State Co-operative Bank?
A. Maharashtra
B. Rajasthan
C. Utter Pradesh
D. Kerala
E. Tamil Nadu
Ans. D
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3. RBI rejects merger of which two banks?

A. Yes Bank and IndiaBulls
B. Laxmi Vilas Bank and IndiaBulls
C. Yes Bank and Dhanlaxmi Bank
D. Dhanlaxmi Bank and Edelweiss Broking Limited
E. None of these
Ans. B
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4. Name the Application unveiled by the Finance

Minister Nirmala Sitharaman that will facilitate
hassle-free and faster clearance by Customs at the
airports and enhance the experience of international
tourists and other visitors at the airports?
A. ICEDASH B. ATITHI
C. AGANTUK D. AGAMAN
E. SWAGAT
Ans. B
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5. The government of India has set up a high-level

inter-ministerial committee chaired by ___________
for better coordination among various departments
and law enforcement agencies to prevent money
laundering activities.
A. Ajay Bhushan Pandey B. Rajiv Kumar
C. Ajay Kumar Bhalla D. Rajiv
Guaba
E. Ajay Kumar
Ans. A
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6. Which ministry has launched the Documentation

Identification Number (DIN) system of CBDT on 1st
October 2019?
A. Ministry of Finance
B. Ministry of Corporate Affairs
C. Ministry of Chemicals and Fertilizers
D. Ministry of Human Resource Development
Ans. A
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7. Which of the following Mutual Fund has been

renamed as ‘Nippon India Mutual Fund’?
A. Religare Mutual Fund:
B. Bharti AXA Mutual Fund
C. Reliance Mutual Fund
D. HSBC Mutual Fund
E. ICICI Prudential Mutual Fund
Ans. C
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8. Which of the following banks has announced the

launch of ‘Express FD’, a digital fixed deposit (FD)
product that allows the customer to open an FD
account in three minutes through the digital mode
without opening a savings account with the bank?
A. ICICI Bank B. HDFC Bank
C. Axis Bank D. Yes Bank
E. Kotak Mahindra Bank
Ans. C
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9. Which Indian Bank has become the first Indian

bank to have office in Australia's Victoria?
A. State Bank of India
B. Punjab National Bank
C. Bank of Baroda
D. Allahabad Bank
Ans. A
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10. Which of the following banks has launched

UCash, a digital product that will enable customers
to withdraw money from ATMs through mobile
banking without using a debit card?
A. Canara Bank
B. Bank of India
C. Uco Bank
D. Bank of Baroda
E. Punjab National Bank
Ans. C
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11. Name the mobile app launched by the

Department of Post for all the post office savings
account holders of the CBS (core banking solutions)
post offices?
A. India Post Net banking
B. India Post Mobile banking
C. Post Mobile
D. Mobile Post Banking
E. pMobile
Ans. B
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12. Which of the following banks has announced to

launch a new Fixed Deposit (FD) scheme ‘FD Health’
that will offer the dual benefit of a fixed deposit
along with free critical illness coverage with a sum
assured of Rs 1 lakh?
A. HDFC Bank
B. Yes Bank
C. Axis Bank
D. ICICI Bank
E. Kotak Mahindra Bank
Ans. D
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13. On October 11, 2019, which of the following

public sector banks has signed a memorandum of
understanding (MoU) with Government e-Marketplace
(GeM) to provide cashless, paperless and transparent
payment system to small traders?
A. Union Bank of India B. State Bank of India
C. Bank of Baroda D. Canara Bank
E. Indian Bank
Ans. A
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14. PNB MetLife India Insurance Co. Ltd. has signed

an agreement with which of the following insurance
companies to offer a product that would cover
health, death and illness?
A. HDFC ERGO General Insurance Company
B. Religare Health Insurance
C. Apollo Munich Health Insurance Company Limited
D. Bajaj Allianz General Insurance Co Ltd.
E. Royal Sundaram Alliance Insurance Co Ltd
Ans. B
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15. The Vijaya Bank Heritage Museum has been

inaugurated in which of the following cities?
A. New Delhi
B. Mumbai
C. Bengaluru
D. Hyderabad
E. Vijayawada
Ans. C
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16. The Insurance Regulatory and Development

Authority of India (IRDAI) has imposed penalties of Rs
1.01 crore on which general insurance company?
A. Bajaj Allianz General Insurance
B. DHFL General Insurance
C. Edelweiss General Insurance
D. Cholamandalam MS General Insurance Company
Ltd.
E. Go Digit General Insurance
Ans. D
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17. The new version of Bharat Interface for Money

app, BHIM 2.0 will now support how many additional
languages with existing 13 languages?
A. 3
B. 4
C. 5
D. 6
E. 7
Ans. A
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18. Who among the following has been appointed as

the new chief of the European Central Bank (ECB) for
a term of 8 years?
A. Alison Rose
B. Anne Boden
C. Christine Lagarde
D. Ursula von der Leyen
E. Mario Draghi
Ans. C
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19. On October 18, 2019, The Ministry of Finance

notified that banks will not levy charges or merchant
discount rate (MDR) on digital payments to the
customers or merchants of the businesses with an
annual turnover of more than __________ from 1
November 2019?
A. Rs. 25 crores B. Rs 50 crore
C. Rs 75 crore D. Rs 100 crore
E. Rs 200 crore
Ans. B
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20. Name the payment technology company which

tied up with Indian Cricketer M.S. Dhoni to launch a
nationwide initiative ‘Team Cashless India‘ to
accelerate the acceptance and adoption of digital
payments in India?
A. VISA
B. Mastercard
C. Rupay
D. Paypal
E. PayU
Ans. B
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21. What is India’s rank in the Brand Finance Nation

Brands 2019 released by Brand Finance?
A. 6th
B. 7th
C. 8th
D. 9th
E. 10th
Ans. B
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22. Which of the following entities has received a

license from the Reserve Bank of India (RBI ) to set
up a non-banking financial company (NBFC) in
Bengaluru?
A. UAE Exchange India
B. Credit Saison India
C. Suryamani Financing Co Ltd.
D. Smart Global Ventures
E. SREI Infrastructure Finance
Ans. B
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23. Which of the following banks has launched the

“Debit Card EMI facility” for its existing customers
for period ranging from 6 months to 18 months?
B. Bank of Baroda
C. Punjab National Bank
D. Uco Bank
E. Canara Bank
Ans. A
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24. Which of the following central banks has issued

commemorative coins on the 550th Birth Anniversary
of Guru Nanak Dev?
A. Reserve Bank of India
B. State Bank of Pakistan
C. Nepal Rastra bank
D. Bangladesh Bank
E. Maldives Monetary Authority
Ans. C
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25. Which of the following banks has signed an MoU

with the Indian Army under which the bank will offer
customized services, along with a host of facilities to
account holders.?
C. Bank of Baroda
D. Indian Bank
E. Canara BankI
Ans. C
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26. Who has been appointed as the Administrator of

Dewan Housing Finance Limited (DHFL) by Reserve
Bank of India (RBI)?
A. R Subramaniakumar
B. Kapil Wadhawan
C. N S Kannan
D. N S Venkatesh
E. Rajiv Lall
Ans. A
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27. According to the latest Economic Outlook 2019

released by Organisation for Economic Co-operation
and Development (OECD), what is the World GDP
growth for the year 2020?
A. 2.1%
B. 2.9%
C. 4.6%
D. 4.9%
E. None of these
Ans. B
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28. The Reserve Bank of India (RBI) has formed a

______ member Advisory Committee to assist Dewan
Housing Finance Limited (DHFL) Administrator?
A. three
B. four
C. five
D. six
E. seven
Ans. A
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29. On November 20, 2019, the Union Cabinet has

approved the strategic disinvestment for how many
Central Public Sector Enterprises?
A. Four
B. Five
C. Six
D. Seven
E. Eight
Ans. B
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30. The Securities and Exchange Board of India (SEBI)

has doubled the minimum investment limit for
clients of Portfolio Management Services to _______.
A. Rs 40 lakh
B. Rs 50 lakh
C. Rs 80 lakh
D. Rs 100 lakh
E. Rs 200 lakh
Ans. B
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31. On 20th November 2019, the Reserve Bank of

India (RBI) has superseded the board of which of the
following housing finance companies as it "intends to
shortly" initiate the process of insolvency?
A. Dewan Housing Finance Corporation Limited
(DHFL)
B. HDFC Housing Finance
C. Indiabulls Housing Finance Limited
D. L&T Housing Finance Limited
E. PNB Housing Finance Limited
Ans. A
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32. The Ministry of Statistics and Programme

Implementation (MOSPI) is considering changing of
base year for GDP calculation from 2011-12 to
______
A. 2014-15
B. 2015-16
C. 2016-17
D. 2017-18
E. 2018-19
Ans. D
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33. With effect from November 18, 2019, Sundaram

BNP Paribas Home Finance renamed as _______.
A. BNP Paribas Home Finance
B. Sundaram BNP Home Finance
C. Home Finance of Sundaram
D. Sundaram Home Finance
E. Sundaram Finance for Homes
Ans. D
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34. The National Council of Applied Economic

Research (NCAER) has pegged India’s gross domestic
product (GDP) growth for 2019-20 at _____.
A. 4.5 per cent
B. 4.7 per cent
C. 4.9 per cent
D. 5.1 per cent
E. 5.5 per cent
Ans. C
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35. ICICI Lombard has been partnering with which

Payments Bank to offer non-life insurance solutions
to its customers?
A. Airtel Payments Bank
B. India Post Payments Bank
C. Fino Payments Bank
D. Jio Payments Bank
E. Paytm Payments Bank
Ans. C
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36. According to the Economist Intelligence Unit’s

2019 Global Microscope on Financial Inclusion report,
India ranked at which position?
A. 5th
B. 6th
C. 7th
D. 8th
E. 9th
Ans. A
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37. According to the Reserve Bank of India (RBI)

‘liquidity management framework’ for Non-Banking
Financial Companies (NBFCs), all deposit-taking
NBFCs have to maintain a liquidity buffer in terms of
Liquidity Coverage Ratio (LCR). The LCR requirement
will be binding on NBFCs from ______.
A. 1st January, 2020 B. 1st April, 2020
C. 1st July, 2020 D. 1st October, 2020
E. 1st December, 2020
Ans. E
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38. The Union Cabinet has approved the creation of

an Alternative Investment Fund (AIF) of ______ to
revive stalled affordable and middle-income housing
projects across the country.
A. ₹20,000 crore
B. ₹25,000 crore
C. ₹35,000 crore
D. ₹40,000 crore
E. ₹55,000 crore
Ans. B
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39. Who was the chairman of the committee formed

by the Reserve Bank of India (RBI) which has
recommended measures to strengthen Core
Investment Companies (CIC)?
A. SS Bhalla
B. TN Manoharan
C. Harsh Vardhan
D. Tapan Ray
E. Usha Thorat
Ans. D
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40. For which state’s Integrated and Sustainable

Water Resources Management Investment Program
the Government of India has signed USD 91 million
loans with Asian Development Bank (ADB)?
A. Haryana
B. Karnataka
C. Tamil Nadu
D. Gujarat
E. Maharashtra
Ans. B
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41. What is the tagline of the Ujjivan Small Finance

Bank ?
A. Serving you is our belief
B. Chalo Aage Badhein'
C. It’s Fun Banking
D. We believe in your belief
E. Joy Of Banking
Ans. D
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42. Which of the following online transactions fee of

savings bank account will be not charged by Banks
from January 2020?
A. Automated Teller Machine
B. Unified Payments Interface (UPI)
C. National Electronic Fund Transfer (NEFT)
D. Real-time gross settlement (RTGS)
E. Immediate Payment Service (IMPS)
Ans. C
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43. On November 12, 2019 the economic research

team from the State Bank of India (SBI) has revised
India’s Gross Domestic Product (GDP) to _______
from its earlier estimate of 6.1% for the Fiscal Year
2020 (FY20).
A. 4.75%
B. 5.00%
C. 5.50%
D. 5.75%
E. 5.80%
Ans. B
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44. On November 11, 2019, India’s central bank, the

Reserve of India (RBI) has decided to withdraw some
exemptions granted to______.
A. Non-Banking Finance Companies (NBFCs)
B. Commercial Banks
C. Housing Finance Companies (HFCs)
D. Cooperative Banks (CBs)
E. Regional Rural Banks (RRBs)
Ans. C
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45. With which of the following organizations the

Singapore Fintech Association (SFA) signed a
Memorandum of Understanding (MoU) for
cooperation for development of fintech technology
in both the nation?
A. Associated Chambers of Commerce & Industry of
India (ASSOCHAM)
B. Confederation of Indian Industry (CII)
C. Federation of Indian Chambers of Commerce &
Industry (FICCI)
D. Federation of Indian Export Organizations
E. None of theseI
Ans. C
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46. In which of the following countries a soft launch

of the acceptance of BHIM-UPI QR based payments
was scheduled thus the BHIM app has gone
international for the first time?
A. United Arab Amirate
B. Singapore
C. Hong Kong
D. Japan
E. Oman
Ans. B
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47. The Reserve Bank of India has increased the

household income limits for borrowers of Non-
Banking Financial Companies (NBFCs) and
microfinance institutions (MFIs) from 1 lakh to ____.
A. 1.25 lakh rupees.
B. 1.50 lakh rupees.
C. 1.75 lakh rupees.
D. 2.00 lakh rupees.
E. 2.25 lakh rupees.
Ans. A
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48. Which of the following rating agencies has

lowered the outlook on the government of India's
ratings to ‘negative’ from ‘stable’?
A. Moody’s Investors Service
B. Standard & Poor's
C. Fitch Ratings
D. CRISIL
E. ICRA
Ans. A
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49. Which of the following Small Finance Banks has

launched an instant digital savings account (SA) along
with Fixed Deposit (FD) and Privilege Savings Account
to offer distinctive banking and digital services to its
customers?
A. Janalakshmi Small Finance Bank
B. Equitas Small Finance Bank
C. A U Small Finance Bank
D. Utkarsh Small Finance Bank
E. Ujjivan Small Finance Bank
Ans. E
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50. According to the Organization for Economic Co-

operation and Development (OECD), what would be
India’s Gross Domestic Product (GDP) growth rate in
the years 2020-24?
A. 6.0%
B. 6.3%
C. 6.6%
D. 6.8%
E. 7.1%
Ans. C
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51. Who among the following has been appointed as

the new Managing Director & Chief Executive Officer
of IndusInd Bank?
A. Paul Abraham
B. K. S. Sridhar.
C. Suhail Chander
D. Sumant Kathpalia
E. Ramesh Ganesan
Ans. D
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52. Which of the following banks has partnered with

Srei Equipment Finance Ltd (SEFL) to provide loans
to MSME and retail sector customers?
A. Canara Bank
B. Union Bank of India
C. Punjab National Bank
D. United Bank of India
E. Bank of India
Ans. D
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53. As per the new guidelines of the Reserve Bank of

India for ‘on tap’ Licensing of Small Finance Banks
(SFBs) in the Private Sector what is the minimum
paid-up capital for setting up an SFBs?
A. 100 crore
B. 150 crore
C. 200 crore
D. 250 crore
E. 300 crore
Ans. C
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54. Which General Insurance Company has launched

My: health Woman Suraksha policy?
A. ICICI Prudential
B. Life Insurance Corporation
C. HDFC ERGO
D. SBI LIFE
E. BAJAJ Finserv
Ans. C
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55. Which financial service company has partnered

with partnered with Thailand Tourism Authority (TAT)
to tap more tourists from India & enable digital
payments?
A. Mastercard
B. Visa Inc
C. RuPay Card
D. American Express
E. None of these
Ans. A
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56. From December 16, 2019 NEFT transaction can

be made 24×7. These transactions after the usual
banking hours are set to be automated initiated
using STP. What does ‘S’ stands for in STP?
A. Starting
B. Straight
C. Simulation
D. Sophisticated
E. Smart
Ans. B
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57. As per the new guidelines of the Reserve Bank of

India for ‘on tap’ Licensing of Small Finance Banks
(SFBs) in the Private Sector after how many years of
operation a Payments Bank can apply for SFB license?
A. 5 years
B. 7 years
C. 8 years
D. 10 years
E. 12 years
Ans. A
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58. Which of the following tech-based companies has

partnered with Accelerated Growth of New India’s
Innovations (AGNIi) to support the development of
sustainable innovations and technologies across
industries?
A. Matterport B. DuPont
C. Siemens D. Knewton
E. Desktop MetalI
Ans. B
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59. Which of the following Public Sector Companies

has signed a memorandum of understanding (MoU)
with Saudi Aramco for the development of Micro,
Small and Medium Enterprises (MSME) sector in India
in Oil & Gas Sector?
A. Oil and Natural Gas Corporation
B. Hindustan Petroleum
C. Indian Oil Corporation Limited
D. National Small Industries Corporation Limited
E. None of these
Ans. D
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60. Which financial company has launched India’s

first corporate bond exchange-traded fund (ETF),
called the Bharat Bond ETF?
A. Edelweiss Asset Management Company (AMC)
B. Mahindra & Mahindra Financial Services Limited
C. Muthoot Finance Ltd
D. HDB Financial Services
E. Tata Capital Financial Services Limited
Ans. A
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61. State Bank of India (SBI) has signed a loan

agreement worth of ______ with KFW (Kreditanstalt
für Wiederaufbau) German development bank for
establishing an energy-efficient housing program in
India.
A. USD 277 million
B. USD 370 million
C. USD 497 million
D. USD 377 million
E. USD 279 million
Ans. A
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62. Which bank has announced to launch a

cobranded credit card in partnership with Indian Oil
Corporation Ltd (IOCL)?
A. ICICI Bank
B. HDFC Bank
C. Axis Bank
D. Yes Bank
E. Bandhan Bank
Ans. C
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63. As per the RBI’s guidelines for 'on-tap' licensing of

small finance banks, what is the minimum
experience required (in years) for any resident
individuals/professionals, singly or jointly, to set up
SFBs?
A. 2 years
B. 5 years
C. 7 years
D. 10 years
E. 12 years
Ans. D
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64. The nationwide campaign, ‘Team Cashless India’

to accelerate the acceptance and adoption of digital
payments in India has been initiated by which
company?
A. Visa
B. Mastercard
C. Paytm
D. Google Pay
E. None of these
Ans. B
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65. Bank of Baroda partnered with which state

government to provide MSME loans?
A. Maharashtra
B. Andhra Pradesh
C. Telangana
D. Gujarat
E. Tamil Nadu
Ans. D
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66. The SWIFT international payment network is one

of the largest financial messaging systems in the
world of USA, as equivalent to that CIPS is of which
country?
A. Russia
B. China
C. Japan
D. France
E. England
Ans. B
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67. Nippon which acquires additional 21.54% stake in

Reliance Nippon Life Asset Management is a company
of which country?
A. China
B. Russia
C. USA
D. Japan
E. South Korea
Ans. D
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68. The fund transfers through the NEFT system

occurs in how many batches?
A. 6
B. 12
C. 16
D. 23
E. 24
Ans. D
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69. The Reserve Bank of India (RBI) has increased the

limits imposed on peer-to-peer lenders to _____.
A. 10 lakh
B. 20 Lakh
C. 30 lakh
D. 40 lakh
E. 50 lakh
Ans. E
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70. Which state owned bank will get fresh capital of

Rs. 2,153 crores from the Central government?
A. Union Bank
B. United Bank of India
C. Allahabad Bank
D. Punjab National Bank
E. Syndicate Bank
Ans. C
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71. Federal Bank has partnered with online real

estate platform _______ for listing and e-auctioning
of immovable properties repossessed by the bank in
recovery proceedings.
A. Brigade Enterprises Ltd
B. DLF Ltd
C. Housing Development and Infrastructure Ltd
(HDIL)
D. Magic Brick
E. Omaxe Ltd
Ans. D
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72. According to the International Monetary Fund

(IMF), what will be the India’s economic growth
forecast _______ for 2020?
A. 5.5%
B. 5.9%
C. 7%
D. 6.1%
E. 6.5%
Ans. D
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73. Which of the following institutions has agreed to

provide $100 million to India’s National Investment
and Infrastructure Fund’s (NIIF) that aims to raise
about $1 billion to invest in up to 10 private equity
funds?
A. International Finance Corporation (IFC)
B. New Development Bank (NDB)
C. Asian Infrastructure Investment Bank (AIIB)
D. Asian Development Bank (ADB)
E. International Monetary Fund (IMF)
Ans. B
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74. According to the Income Tax Department, what

will be the last date to link Permanent Account
Number (PAN) with Aadhar?
A. 31st January 2020
B. 30th December 2020
C. 31st March 2020
D. 1st December 2019
E. 1st January 2020
Ans. C
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75. What edition of the Economic Census which is the

first digital census was launched in New Delhi on
December 13th, 2019?
A. 4th
B. 5th
C. 6th
D. 7th
E. 8th
Ans. D
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76. Which company becomes the most valuable listed

company in history?
A. Google
B. Microsoft
C. Ali Baba
D. Amazon
E. Saudi Armaco
Ans. E
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77. Export Import Bank of India has sanctioned $500

million Line of Credit (LoC) to which country for
defence related procurement?
A. Mauritius
B. Sri Lanka
C. Bhutan
D. Bangladesh
E. Nepal
Ans. D
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78. In which state of India, the 1st Pashu Kisan credit

cards were distributed to animal farmers?
A. Haryana
B. Punjab
C. Uttar Pradesh
D. Maharashtra
E. Bihar
Ans. A
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79. As on November 1, 2019 what amount of loan has

been sanctioned under the Pradhan Mantri MUDRA
Yojana (PMMY)?
A. Rs. 8.25 lakh crores
B. Rs. 9.44 lakh crores
C. Rs. 10.24 lakh crores
D. Rs. 10.84 lakh crores
E. Rs. 11.50 lakh crores
Ans. C
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80. Union Home Ministry has sanctioned a sum of

rupees _________from Nirbhaya Fund for setting up
and strengthening of Women Help Desks in Police
Stations of States and Union Territories (UT).
A. 200 Crore
B. 300 Crore
C. 100 Crore
D. 500 Crore
E. 1000 Crore
Ans. C
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81. What are the current foreign exchange (Forex)

reserves of India?
A. $441.7 billion
B. $431.7 billion
C. $490.7 billion
D. $440.7 billion
E. $451.7 billion
Ans. E
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82. The six-member committee headed by TN
Manoharan and constituted by the Reserve Bank of
India (RBI) is related with-
A. the Development of Secondary Market for Corporate
Loans
B. housing finance securitization
C. switch over from WPI to PPI
D. ATM interchange fee structure
E. regulations pertaining to Insurance Marketing Firms
(IMF)
Ans. A
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83. Reserve Bank of India (RBI) had constituted Harsh
Vardhan Committee which has submitted its report on
September 2019. The committee is related with________.
A. Development of Housing Finance Securitization Market
B. Housing finance securitization market
C. Excludes non-cash transactions from ATMs from Monthly
free transactions
D. The revision of the current series of Wholesale Price
Index
E. To review the regulatory and supervisory framework for
core investment companiesI
Ans. A
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84. What is India’s rank in the International Institute

of Management Development’s (IMD) World Talent
Ranking (WTR) report for the year 2019?
A. 56th
B. 57th
C. 58th
D. 59th
E. 60th
Ans. D
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85. According to the latest Global Bribery Risk Index,

which country has been identified as the “country
with the highest risk” in terms of bribery threats in
South Asia?
A. Sri Lanka
B. Pakistan
C. Bhutan
D. Bangladesh
E. Nepal
Ans. D
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86. The TIMES Higher Education (THE) released its

World University Rankings 2020 edition. In which 56
Indian institutions made entry into the list. Which
institutions topped the list among Indian universities?
A. IIT Kharagpur
B. IIT Ropar
C. IIT Indore
D. IIT Bombay
E. IIT Delhi
Ans. B
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87. Recently (September 2019) Economic Intelligence

Unit (EIU) has released the world’s Safe City Index
(SCI). Which city finds a top spot on the list?
A. Singapore
B. Osaka
C. Melbourne
D. Tokyo
E. Mumbai
Ans. D
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88. Which city has been named as the world’s best

city for students according to the ‘QS Best Student
Cities Ranking 2019’?
A. Tokyo
B. New Delhi
C. Melbourne
D. Paris
E. London
Ans. E
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89. Bharosa Saving Accounts is launched by which

Payments Bank?
A. Paytm Payments Bank
B. Airtel Payments Bank
C. India Post Payments Bank
D. Fino Payments Bank
E. None of these
Ans. B
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90. Which of the following banks has launched the

digital banking app YONO in the UK?
A. Bank of Baroda
C. State Bank of India
D. Indian Bank
E. ICICI Bank
Ans. C
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91. Which of the following banks has launched

DigiSmart credit card?
A. Standard Chartered Bank
B. ABN Amro Bank
C. Deutsche Bank
D. HSBC Bank
E. Federal Bank
Ans. A
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92. The Reserve Bank of India (RBI) has made it
mandatory for banks to link all new floating-rate loans for
housing, auto and MSMEs (Micro and Small Enterprises) to
external benchmark rate. At present, interest rates on
loans are linked to a bank’s _______.
A. Base Rate
B. Benchmark Prime Lending Rate
C. Repo Rate
D. Marginal Cost of Lending Rate
E. All of the above
Ans. D
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93. World Travel and Tourism Competitiveness Index

2019 was released by which of the following
organisation?
A. World Economic Forum
B. World Bank
C. International Monetary Fund
D. United Nations Conference on Trade and
Development
E. None of the above/More than one of the aboveI
Ans. A
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94. What is India’s position in Henley Passport Index

2019?
A. 49th
B. 89th
C. 86th
D. 108th
E. None of the above/More than one of the aboveI
Ans. C
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95. India has ranked at 52nd position in Global

Innovation Index (GII) 2019. Global Innovation Index
is published by Cornell University, INSEAD and ____.
A. World Intellectual Property Organization
B. World Economic Forum
C. International Monetary Fund
D. World Bank
E. International Innovation Council
Ans. A
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96. What is Non-performing assets?

A. Assets or loans which stop performing after 30
days
B. Assets or loans which stop performing after 90
days
C. Assets which are governed by Government of India
D. Assets or loans which stop performing after 180
days
E. None of the above
Ans. B
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97. What is the rank of India in 2019 US Chamber

International IP Index?
A. 44
B. 38
C. 48
D. 36
E. 49
Ans. D
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98. What is the current Corporate tax rate in the

country?
A. 15%
B. 17.01%
C. 22%
D. 25.17%
Ans. C
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99. "Prompt Corrective Action" (PCA), was in the

news recently. It is related to ____.
A. A procedure used against pink bollworm insect to
protect cotton farming.
B. A complex corrective action used to decrease the
acidity of saline soils
C. A life-saving procedure which induces labour and
controls bleeding during childbirth.
D. RBI issued a Prompt Corrective Action (PCA)
framework to maintain sound financial health of
banks
E. UN Environment Programme's initiative to
stimulate climate action through sports.
Ans. D
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100. The Reserve Bank of India (RBI) has constituted

a high-level committee to suggest measures to
strengthen the safety and security of digital
payments in the country. Who is the current head?
A. Nandan Nilekani
B. Narayana Murthy
C. HR Khan
D. Aruna Sharma
Ans. A
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100 Banking Awareness Questions For Ibps Clerk Mains 2019 27

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Thursday Marathon| 1000 Questions Series| Part 5/5

1. Name the financial service company which

2. Which of the following states has received the

3. RBI rejects merger of which two banks?

4. Name the Application unveiled by the Finance

5. The government of India has set up a high-level

6. Which ministry has launched the Documentation

7. Which of the following Mutual Fund has been

8. Which of the following banks has announced the

9. Which Indian Bank has become the first Indian

10. Which of the following banks has launched

11. Name the mobile app launched by the

12. Which of the following banks has announced to

13. On October 11, 2019, which of the following

14. PNB MetLife India Insurance Co. Ltd. has signed

15. The Vijaya Bank Heritage Museum has been

16. The Insurance Regulatory and Development

17. The new version of Bharat Interface for Money

18. Who among the following has been appointed as

19. On October 18, 2019, The Ministry of Finance

20. Name the payment technology company which

21. What is India’s rank in the Brand Finance Nation

22. Which of the following entities has received a

23. Which of the following banks has launched the

24. Which of the following central banks has issued

25. Which of the following banks has signed an MoU

26. Who has been appointed as the Administrator of

27. According to the latest Economic Outlook 2019

28. The Reserve Bank of India (RBI) has formed a

29. On November 20, 2019, the Union Cabinet has

30. The Securities and Exchange Board of India (SEBI)

31. On 20th November 2019, the Reserve Bank of

32. The Ministry of Statistics and Programme

33. With effect from November 18, 2019, Sundaram

34. The National Council of Applied Economic

35. ICICI Lombard has been partnering with which

36. According to the Economist Intelligence Unit’s

37. According to the Reserve Bank of India (RBI)

38. The Union Cabinet has approved the creation of

39. Who was the chairman of the committee formed

40. For which state’s Integrated and Sustainable

41. What is the tagline of the Ujjivan Small Finance

42. Which of the following online transactions fee of

43. On November 12, 2019 the economic research

44. On November 11, 2019, India’s central bank, the

45. With which of the following organizations the

46. In which of the following countries a soft launch

47. The Reserve Bank of India has increased the

48. Which of the following rating agencies has

49. Which of the following Small Finance Banks has

50. According to the Organization for Economic Co-

51. Who among the following has been appointed as

52. Which of the following banks has partnered with

53. As per the new guidelines of the Reserve Bank of

54. Which General Insurance Company has launched

55. Which financial service company has partnered

56. From December 16, 2019 NEFT transaction can

57. As per the new guidelines of the Reserve Bank of

58. Which of the following tech-based companies has

59. Which of the following Public Sector Companies

60. Which financial company has launched India’s

61. State Bank of India (SBI) has signed a loan