Republic of the Philippines

SURIGAO DEL SUR STATE UNIVERSITY

Tandag City, Surigao del Sur

GRADUATE SCHOOL

REFERENCES

ACERD and FINEX (undated) “Making SMEs Work, Making SMEs Create Work: Job

Creation Through Small and Medium Enterprise Development”. A joint paper by

the Ateneo Center for Research and Development (ACERD) and the Financial

Executives Institute of the Philippines (FINEX).

Adedeji, A. (2002). A Cross-sectional Test of Pecking Order Hypothesis Against Static

Trade-off Theory on UK Data. Working paper, University of Birmingham.

Aldaba, R.M. (2007) “Assessing the Competitiveness of the Philippine Auto Parts

Industry”. Philippine Institute for Development Studies Discussion Paper Series

No. 2007-14. Makati, Philippines

Anderson. T. A., (1967), The effect of size on profits in manufacturing industries, in

Pfeffer, I. (ed), The financing of small business, Macmillan, New York, p.67 – 81.

Ariyo, D. (2005). Small firms are the backbone of the Nigeria Economy. Africa Economic

Analysis, http://africaenomicanalysis.org/articles/gen/small.

Baker, M., & Wurgler, J. (2002). Market Timing and Capital Structure. The Journal of

Finance, 57(1), 1-32.

Baskin, J. B. (1989). An Empirical Investigation of the Pecking Order Hypothesis.

Financial Management, 18, 26-35.

Beattie, V., Goodacre, A., & Thomson, S. J. (2006). Corporate Financing Decisions: UK

Survey Evidence. Journal of Business Finance & Accounting, 33(9-10), 1402-

1434.
 Republic of the Philippines
SURIGAO DEL SUR STATE UNIVERSITY
Tandag City, Surigao del Sur

GRADUATE SCHOOL

Bevan, A., & Danbolt, J. (2000). Dynamics in the Determinants of Capital Structure in

the

UK. Capital Structure Dynamics Working Paper No. 2000-9.

Daño-Luna, Maribel, Tristan Canare, and Jamil Paolo Francisco (2018). “Drivers of

Philippine SME Competitiveness: Results of the 2018 SME Survey.” AIM Rizalino

S. Navarro Policy Center for Competitiveness Working Paper Series 2018-003

Kimura, T., (1993), Present phase of transition to market economy in Vietnam. In

Vietnam’s dilemmas and options, edited by Than, M., and Tan, J. L. H.,

Singapore: Institute of Southeast Asian Studies.

Laitinen, E. K., (1991), Financial ratios and different failure process, Journal of Business

Finance & Accounting, 18(5).

Laitinen, E. K., (1992), Financial processes in newly-founded firms, International Small

Business Journal, 10(4), p. 47 – 54.

Lalinsky, T. (2013). Firm competitiveness determinants: results of a panel data analysis.

Narodna Banka Slovenska: Working Paper 4/2013. Accessed August 2018 from

www.nbs.sk/_img/Documents/PUBLIK/WP_4_2013_Lalinsky_Firm_competitiven

ess_determinants_panel.pdf

Mezquita, L., S. Lazzarini and P. Cronin. (2007). Determinants of Firm Competitiveness

in Latin American Emerging Economies: Evidence from Brazil’s Auto-parts

Industry. Insper Working Pa-per WPE 089/2007. Accessed September 2018 from

https://www.insper.edu.br/wp-content/up-loads/2012/05/2007_wpe089.pd
 Republic of the Philippines
SURIGAO DEL SUR STATE UNIVERSITY
Tandag City, Surigao del Sur

GRADUATE SCHOOL

Small and Medium Enterprise Development for Sustainable Employment Program

(2006)

Analysis of Business Registration and Licensing in the Philippines” Power Point

Presentation. Makati, Philippines

Tamangan, R., F. Josef and Cielito Habito (2004) “Small and Medium Enterprise

Development Experience and Policy in Japan and the Philippines: Lessons and

Policy Implications”, PIDS Discussion Paper Series No. 2004-30, Makati City

Philippines.

Tecson, Gwendolyn (2004) “Review of Existing Policies Affecting Micro, Small and

Medium Enterprises (MSMEs) In the Philippines” Makati Philippines.: Small and

Medium Enterprises and Development for Sustainable Employment Program

 Republic of the Philippines
SURIGAO DEL SUR STATE UNIVERSITY
Tandag City, Surigao del Sur

GRADUATE SCHOOL

CURRICULUM VITAE

Name: Royette M. Ladica

Address: Damilag, Pisaan, San Francisco, Agusan del Sur

Birth date: November 4, 1995

Nationality: Filipino

Height: 5’ 6”

Weight: 70 kg.

Religion: Catholic

Civil Status: Single

Educational Background

Elementary: San Francisco Pilot Central Elementary School

Secondary: Agusan Sur National High School

 Republic of the Philippines
SURIGAO DEL SUR STATE UNIVERSITY
Tandag City, Surigao del Sur

GRADUATE SCHOOL

Tertiary: Mt. Carmel College of San Francisco, Inc.

Course: BS in Business Administration major in Financial Management