INSURANCE LAW

Mary Kimberlie C. See

OUTLINE OF THE COURSE

General Provisions, Sections 1-2

The Contract of Insurance, Sections 3-100

• Alpha Insurance and Surety Co. v. Castor, 704 SCRA 550, 2 September 2013
1. What May Be Insured, Sections 3-5
2. Parties to the Contract, Sections 6-9
3. Insurable Interest, Sections 10-25
4. Concealment, Representation, Sections 26-48
• The Insular Life Assurance Co., Ltd. v. Heirs of Alvarez, G.R. Nos. 207526 & 210156,
[October 3, 2018]
• Philamcare Health Systems, Inc. v. CA, 379 SCRA 356, 18 March 2002
• Insular Life Assurance Company, Ltd. V. Khu, 789 SCRA 544, G.R. No. 195176 April 18,
2016
• Sun Life of Canada (Philippines), Inc. v. Sibya, 793 SCRA 45, 8 June 2016
5. Warranties, Sections 67-76
6. Policy, Sections 49-66; Policy Forms, Sections 232-237
7. Premium, Sections 77-84
• Philam Insurance Co., Inc. v. Parc Chateau Condominium Unit Owners Association, Inc.,
G.R. No. 201116, [March 4, 2019]
• Gaisano v. Development Insurance and Surety Corporation, 818 SCRA 608,G.R. No.
190702 February 27, 2017
8. Loss, Sections 85-89
9. Notice of Loss, Sections 90-94
10. Double Insurance, Sections 95-96
11. Reinsurance, Sections 97-100; Reinsurance Transactions, Section 222-228*
• GSIS v. Prudential Guarantee and Assurance Inc., 710 SCRA 337, 30 November 2013
12. Claims Settlement, Sections 247-251
• Stronghold Insurance Co., Inc. v. Pamana Island Resort Hotel and Marina Club, Inc.,
G.R. No. 174838 (Resolution), [June 1, 2016]
13. Subrogation
• Keihin-Everett Forwarding Co., Inc. v. Tokio Marine Malayan Insurance Co., Inc., G.R.
No. 212107, [January 28, 2019]
• Henson, Jr. v. UCPB General Insurance Co., Inc., G.R. No. 223134, [August 14, 2019)

Classes of Insurance
1. Marine Insurance, Sections 101-168
• Asian Terminals, Inc. v. First Lepanto-Taisho Insurance Corporation, 726 SCRA 415, 16
June 2014
2. Fire Insurance, Sections 169-175
• Malayan Insurance Company, Inc. v. PAP Co., Ltd. (Phil Branch), 703 SCRA 314, 7
August 2013
3. Casualty Insurance, Section 176
• Phil-Nippon Kyoei, Corp v. Gudelosao, et al., 796 SCRA 508 (2016)
4. Suretyship, Sections 177-180
• Trade and Investment Development Corporation of the Philippines v. Philippine
Veterans Bank, G.R. No. 233850, [July 1, 2019]
• Industrial Personnel and Management Services, Inc. v. Country Bankers Insurance
Corp., G.R. No. 194126, [October 17, 2018]
• FGU Insurance Corporation v. Roxas, 836 SCRA 16 (2017), G.R. No. 189526, G.R. No.
189656 August 9, 2017
5. Life Insurance, Sections 181-186
6. Microinsurance, Section 187
7. Compulsory Motor Vehicle Liability Insurance, Sections 386-402
• Paramount Insurance Corporation v. Remondeulaz, 686 SCRA 567, 28 November 2012

The Business of Insurance

• Capitol Insurance and Surety Co., Inc. v. Del Monte Motor Works, Inc., 777 SCRA 1, 9 December
2015
• Communication and Information Systems Corporation v. Mark Sensing Australia Pty. Ltd., 815
SCRA 449,G.R. No. 192159 January 25, 2017

Mutual Benefit Associations and Trust for Charitable Uses

1. Mutual Benefit Associations, Sections 403-423 vis-à-vis Insurers and Professional Reinsurers, Section 190,
288-290
2. Trust for Charitable Uses, Sections 424-428 vis-à-vis Trust Business in General, Section 429

The Insurance Commissioner

• Administrative and Adjudicatory Powers, Sections 437-441
• Administrative: Examination of Companies, Sections 252-253; Suspension or Revocation of Authority,
Section 254; Appointment of Conservator, Section 255; Proceedings Upon Insolvency, Sections 256-257;
Withdrawal of Foreign Insurance Companies, Sections 281-287
• Malayan Insurance Co., Inc. v. Lin, GR 207277, 16 January 2017

RECOMMENDED TEXT:
The Insurance Code of the Philippines Annotated, Perez

See / Ins / 2020

 GRADING
Final grade will be computed as follows:
• Class standing, i.e., individual recitations and quizzes 40%
• Midterms 30%
• Final examination 30%

CLASSROOM POLICIES

1. Classes conducted are online.

2. When classes are conducted, unless otherwise allowed,
a. Students’ cameras must always be turned on.
b. Recitations will be conducted.
3. Absent students are not exempt from getting called for recitation. When called, absent students
automatically get a grade of 60.

See / Ins / 2020