Cash Flow Template

Cash Flow
(Amount in Rs.)
Description Reference Year Year Year Year Year Year
0 1 2 3 4 5
A Net Profit Net profit / loss for the year Income
Statement 'S'
B Depreciation Add depreciation charged for the year Income
Statement 'L'
C Interest Expense Add interest charged for the year Income
Statement 'O'
D Accounts Receivable "Add change in accounts receivable (current year minus Balance Sheet
previous year)" 'B'
E Inventory ""Add change in inventory (current year minus previous year)" Balance Sheet
'C'
F Pre Paid Expenditures "Add change in prepaid expenditures (current year minus Balance Sheet
previous year) 'D'
G Accounts Payable "Add change in accounts payable (current year minus previous Balance Sheet
year)" 'M'
H Other Liabilities "Add change in other liabilities (current year minus previous Balance Sheet
year)" 'O'
I "Cash from Operations (A+B+C+D+E+F+G)
Inflow / Outflow"
J Mark-up Paid Subtract expense for the year (Refer to loan schedule provided
by the bank)
K Net Cash from (I - J)
Operations
L Short Term Debt Actual cash paid for repayment of loan or cash obtained from
acquisition of new loan (Refer to loan schedule provided by your
bank)
M Long Term Loan Actual cash paid for repayment of loan or cash obtained from
acquisition of new loan
N Cash from Financing (L+M)
O Capital Add change in owners' equity to reflect additions (current year Balance Sheet
 minus previous year) 'S'
P Fixed Asset Investment Actual cash utilized for acquisition of fixed assets or cash
received from disposal of fixed assets
Q Cash from Investing (Q + P)

"Net Cash Inflow / (K+N+Q)

Outflow"
Disclaimer:These financial calculators are meant only for general guidance for the users to get a fair understanding and estimation. Any of these calculators should not be
used or annexed with the loan application to be submitted to the concerned bank. Although, due care has been made to structure these calculators for the benefit of
prospective users; however, the practical results of a particular calculation may substantially vary in a particular case. The information has been provided on as is where is
basis without any warranties or assertions as to the correctness or soundness thereof. SMEDA, its employees or agents do not assume any liability for any financial or other
loss resulting from using these calculators. The prospective user of this calculator is encouraged to take professional advice from a qualified financial consultant before
taking any decision to act upon the information.