FinaMetrica’s Asset Allocation Mappings:

Comparing Risk Tolerance and Investment Risk

The Asset Allocation Mappings is a tool that enables you to objectively incorporate
your client’s’ risk tolerance scores into the process of selecting investment
strategies.
It is important that you read the User Guide before using this tool.
The workbook contains six other worksheets.
Comfort Zone Calculators
Gap Analysis A
Gap Analysis B
Standard Asset Allocations
Reference Tables
Workings
Each of these can be accessed by clicking on the appropriate coloured tab at the
bottom of the window.
The first four of these provide functionality for users. The functionality is explained
in the User Guide. The the last two contain the data which is used in the calculations
that provide the functionality.
To prevent accidental errors, all worksheets are ''locked", except for cells where data
is to be entered by users.

Copyright © PlanPlus Global Inc. All Rights Reserved. February 2018

IMPORTANT NOTICE: This Asset Allocation Mappings workbook is protected under copyright
laws. If you are not licensed to use the FinaMetrica Risk Profiling system, you must not use the
Asset Allocation Mappings without the prior written permission and a licence from FinaMetrica
Pty Ltd. For further information on licensing, please contact FinaMetrica Pty Ltd at
info@finametrica.com.
 Asset Al loAsset
cati onAl'lCoomfcatAsset
oi ortn' Zones
' CAlomflo cato rt'i oZones
n ' Comfo rt' Zones

Linking an
Comfort ZoneAsset Calculators
Allocation to
Risk ToleranceRisk
to %Tolerance
Growth Assets
Scores
Enter the risk tolerance score to see the Comfort/Discomfort ranges for
the % of Growth Assets in a portfolio.

Enter Risk Tolerance Score 50 % Growth Assets Ranges

Too Little Risk: < 26%
Marginal: 26% - 35%
OK Risk: 36% - 55%
Marginal: 56% - 65%
Too Much Risk: > 65%

% Growth Assets to Risk Tolerance

Enter the % of Growth Assets in the portfolio to see the
Comfort/Discomfort risk tolerance score ranges for that portfolio.

Enter % Growth Assets 60% Risk Tolerance Score Ranges

Too Much Risk: < 47
Marginal: 47 - 52
OK Risk: 53 - 64
Marginal: 65 - 71
Too Little Risk: > 71
Comfort Zone Analysis
Risk Tolerance
Enter to % Growth
the risk tolerance score Assets
to see the Comfort/Discomfort ranges for the % of Growth Assets
in a portfolio.

Enter Name Jean Enter Risk Tolerance Score* 50

Enter Current Portfolio 50% Growth Assets

Enter Target Portfolio 70% Growth Assets

Too Little Risk

Jean 50

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
% Growth Assets

* If it has been agreed that for investment purposes a score other than the reported score is
more appropriate - see Explore Investment Choices in the QuickStart Guide, then the agreed
score should be used here.

For Couples
Risk Tolerance
Enter to % Growth
the risk tolerance score Assets
to see the Comfort/Discomfort ranges for the % of Growth Assets
in a portfolio.

Enter Name Jean Enter Risk Tolerance Score* 50

Enter Spouse's Name Bill Enter Risk Tolerance Score* 45

Enter Current Portfolio 50% Growth Assets

Enter Target Portfolio 70% Growth Assets

Too Little Risk

Jean 50

Bill 45

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
% Growth Assets

* If it has been agreed that for investment purposes a score other than the reported score is
more appropriate - see Explore Investment Choices in the QuickStart Guide, then the agreed
score should be used here.
 Jean Label
0% 25% Jean 50
26% 10%
36% 20%
56% 10%
66% 35%
100% 0%
100%

Current Target
50% 0% 70% 0%
50% 50% 70% 50%
50% 100% 70% 100%

Bill Jean Label

0% 17% 0% 25% Bill 45
18% 10% 26% 10% Jean 50
28% 20% 36% 20%
48% 10% 56% 10%
58% 43% 66% 35%
100% 0% 100% 0%
100% 100%

Current Target
50% 0% 70% 0%
50% 50% 70% 50%
50% 100% 70% 100%
Comfort Zone Analysis
Risk Tolerance to % Growth Assets
In the tables below, enter the name and risk tolerance score for each person and the details of each
of the portfolios against which those persons' Comfort/Discomfort ranges are to be compared.

People Details Portfolio Details

Name Score* Name Growth Assets
Jean 50 ###* If it has been agreed Current 40%
Bill 45 ###that for investment Target 60%
###purposes a score other Bill's Retirement Savings 50%
###than the reported score Jean's Retirement Savings 75%
###is more appropriate - see Education 45%
###Explore Investment Joint 55%
###Choices in the QuickStart
###Guide, then the agreed
###score should be used
###here.

% Growth Assets

0% 10% 20% 30% 40% 50% 60% 70% 80% 90%

Je Asset Allocations
---
Bi
---
---
---
---
---
 Jean 50 Bill 45
0% 25% 0% 17% 0% 0% 0% 0% 0%
26% 10% 18% 10% 0% 0% 0% 0% 0%
36% 20% 28% 20% 1% 1% 1% 1% 1%
56% 10% 48% 10% 11% 11% 11% 11% 11%
66% 35% 58% 43% 21% 21% 21% 21% 21%
100% 0% 100% 0% 100% 0% 100% 0% 100% 0% 100% 0% 100% 0%
100% 100% 0% 0% 0% 0% 0%

Asset Allocations
Current
Target
Bill's Retirement Savings
Jean's Retirement Savings
Education
Joint
Current Target Bill's Ret Jean's RetEducationJoint
40% 0% 60% 0% 50% 0% 75% 0% 45% 0% 55% 0%
40% 50% 60% 50% 50% 50% 75% 50% 45% 50% 55% 50%
40% ### 60% ### 50% ### 75% ### 45% ### 55% ###
 0% 0% 0%
0% 0% 0%
1% 1% 1%
11% 11% 11%
21% 21% 21%
100% 0% 100% 0% 100% 0%
0% 0% 0%
Risk Tolerance Score Ranges for Standard Asset Allocations
If you use a standard set of asset allocations, the calculator below allows you to calculate Comfort/Discomfort
and Best Fit score ranges for that standard set. At present the calculator shows these ranges for a sample set
of asset allocations. To customise the Asset Allocation Mappings to your standard set, follow the four-step
process.
Step 1. Enter the number of asset allocations in your standard set. (Maximum 11)

Enter No. of Asset Allocation 6 (Max 11)

Step 2. For each asset allocation, calculate its % Growth assets, where Growth assets comprise
stocks/shares/equities and property.
Step 3. For each asset allocation, enter its name and % of Growth Assets in the pale blue cells. Do this in
sequence from low to high % of Growth assets. If you use less than 6 asset allocations, you will
need to delete name and % Growth assets for the extra one(s) in the sample set.
Step 4. Once you are satisfied that the changes have been made correctly, Save the workbook.

Risk Tolerance Score Ranges

Risk Comfort/Discomfort Zones for Each Asset
Too Allocation
Growth Much Too Little
Asset Allocation Assets Best Fit Risk Marginal OK Risk Marginal Risk
1 Conservative 0% 0 - 24 n.a. n.a. 0 - 25 26 - 33 > 33
2 Cautious 20% 25 - 40 < 14 14 - 25 26 - 40 41 - 46 > 46
3 Prudent 40% 41 - 53 < 34 34 - 40 41 - 52 53 - 58 > 58
4 Balanced 60% 54 - 65 < 47 47 - 52 53 - 64 65 - 71 > 71
5 Growth 80% 66 - 82 < 59 59 - 64 65 - 79 80 - 92 > 92
6 High Growth 100% 83 - 100 < 72 72 - 79 80 - 100 n.a. n.a.

Note that the "OK Risk" ranges for each of the asset allocations can at times overlap or underlap
depending on the number of asset allocations you have and the spread of the growth assets. As
such, we've provided you with the "Best Fit" ranges for each of the asset allocations, which
essentially answer the question, "Given that I use a standard set of asset allocations from which to
choose, how do I divide up the 0 -100 scale so that I can see, for any particular score, which asset
allocation best fits that score?".
Reference Tables
Linking % Growth Assets to Risk Tolerance Linking Risk Tolerance to % Growth As
Risk Tolerance Score Ranges % Growt
Growth Too Much Marginal OK Risk Marginal Too Little Too Little
Assets Risk Upper Lower Risk Score Risk
0% n.a. n.a. 0 - 25 26 - 33 > 33 0 < 1%
1% n.a. n.a. 0 - 26 27 - 34 > 34 1 < 1%
2% n.a. n.a. 0 - 27 28 - 35 > 35 2 < 1%
3% n.a. n.a. 0 - 28 29 - 36 > 36 3 < 1%
4% n.a. n.a. 0 - 29 30 - 37 > 37 4 < 1%
5% n.a. n.a. 0 - 29 30 - 37 > 37 5 < 1%
6% n.a. n.a. 0 - 30 31 - 38 > 38 6 < 1%
7% n.a. n.a. 0 - 31 32 - 38 > 38 7 < 1%
8% n.a. n.a. 0 - 32 33 - 39 > 39 8 < 1%
9% n.a. n.a. 0 - 32 33 - 39 > 39 9 < 1%
10% n.a. 0 - 13 14 - 33 34 - 40 > 40 10 < 1%
11% n.a. 0 - 14 15 - 34 35 - 41 > 41 11 < 1%
12% n.a. 0 - 16 17 - 35 36 - 41 > 41 12 < 1%
13% n.a. 0 - 18 19 - 35 36 - 42 > 42 13 < 1%
14% n.a. 0 - 19 20 - 36 37 - 43 > 43 14 < 1%
15% n.a. 0 - 20 21 - 37 38 - 43 > 43 15 < 1%
16% n.a. 0 - 21 22 - 37 38 - 45 > 45 16 < 1%
17% n.a. 0 - 22 23 - 38 39 - 44 > 44 17 < 1%
18% n.a. 0 - 23 24 - 39 40 - 45 > 45 18 < 1%
19% n.a. 0 - 24 25 - 39 40 - 45 > 45 19 < 1%
20% < 14 14 - 25 26 - 40 41 - 46 > 46 20 < 1%
21% < 15 15 - 26 27 - 40 41 - 47 > 47 21 < 1%
22% < 17 17 - 27 28 - 41 42 - 47 > 47 22 < 1%
23% < 19 19 - 28 29 - 42 43 - 48 > 48 23 < 1%
24% < 20 20 - 29 30 - 42 43 - 48 > 48 24 < 1%
25% < 21 21 - 29 30 - 43 44 - 49 > 49 25 < 1%
26% < 22 22 - 30 31 - 44 45 - 50 > 50 26 < 1%
27% < 23 23 - 31 32 - 44 45 - 50 > 50 27 < 1%
28% < 24 24 - 32 33 - 45 46 - 51 > 51 28 < 1%
29% < 25 25 - 32 33 - 45 46 - 51 > 51 29 < 1%
30% < 26 26 - 33 34 - 46 47 - 52 > 52 30 < 1%
31% < 27 27 - 34 35 - 47 48 - 52 > 52 31 < 1%
32% < 28 28 - 35 36 - 47 48 - 53 > 53 32 < 1%
33% < 29 29 - 35 36 - 48 49 - 54 > 54 33 < 1%
34% < 30 30 - 36 37 - 48 49 - 54 > 54 34 < 1%
35% < 30 30 - 37 38 - 49 50 - 55 > 55 35 < 2%
36% < 31 31 - 37 38 - 50 51 - 55 > 55 36 < 4%
37% < 32 32 - 38 39 - 50 51 - 56 > 56 37 < 5%
38% < 33 33 - 39 40 - 51 52 - 57 > 57 38 < 7%
39% < 33 33 - 39 40 - 51 52 - 57 > 57 39 < 8%
40% < 34 34 - 40 41 - 52 53 - 58 > 58 40 < 10%
41% < 35 35 - 40 41 - 52 53 - 58 > 58 41 < 12%
42% < 36 36 - 41 42 - 53 54 - 59 > 59 42 < 13%
43% < 36 36 - 42 43 - 54 55 - 60 > 60 43 < 15%
44% < 37 37 - 42 43 - 54 55 - 60 > 60 44 < 16%
45% < 38 38 - 43 44 - 55 56 - 61 > 61 45 < 18%
46% < 38 38 - 44 45 - 55 56 - 61 > 61 46 < 20%
47% < 39 39 - 44 45 - 56 57 - 62 > 62 47 < 21%
48% < 40 40 - 45 46 - 57 58 - 63 > 63 48 < 23%
49% < 40 40 - 45 46 - 57 58 - 63 > 63 49 < 25%
50% < 41 41 - 46 47 - 58 59 - 64 > 64 50 < 26%
51% < 41 41 - 47 48 - 58 59 - 65 > 65 51 < 28%
52% < 42 42 - 47 48 - 59 60 - 65 > 65 52 < 30%
53% < 43 43 - 48 49 - 60 61 - 66 > 66 53 < 32%
54% < 43 43 - 48 49 - 60 61 - 67 > 67 54 < 33%
55% < 44 44 - 49 50 - 61 62 - 67 > 67 55 < 35%
56% < 45 45 - 50 51 - 61 62 - 68 > 68 56 < 37%
57% < 45 45 - 50 51 - 62 63 - 69 > 69 57 < 38%
58% < 46 46 - 51 52 - 63 64 - 69 > 69 58 < 40%
59% < 46 46 - 51 52 - 63 64 - 70 > 70 59 < 42%
60% < 47 47 - 52 53 - 64 65 - 71 > 71 60 < 43%
61% < 48 48 - 52 53 - 65 66 - 71 > 71 61 < 45%
62% < 48 48 - 53 54 - 65 66 - 72 > 72 62 < 47%
63% < 49 49 - 54 55 - 66 67 - 73 > 73 63 < 48%
64% < 49 49 - 54 55 - 67 68 - 74 > 74 64 < 50%
65% < 50 50 - 55 56 - 67 68 - 74 > 74 65 < 51%
66% < 51 51 - 55 56 - 68 69 - 75 > 75 66 < 53%
67% < 51 51 - 56 57 - 69 70 - 76 > 76 67 < 54%
68% < 52 52 - 57 58 - 69 70 - 77 > 77 68 < 56%
69% < 52 52 - 57 58 - 70 71 - 78 > 78 69 < 57%
70% < 53 53 - 58 59 - 71 72 - 79 > 79 70 < 59%
71% < 53 53 - 58 59 - 71 72 - 79 > 79 71 < 60%
72% < 54 54 - 59 60 - 72 73 - 80 > 80 72 < 62%
73% < 55 55 - 60 61 - 73 74 - 81 > 81 73 < 63%
74% < 55 55 - 60 61 - 74 75 - 82 > 82 74 < 64%
75% < 56 56 - 61 62 - 74 75 - 84 > 84 75 < 66%
76% < 56 56 - 61 62 - 75 76 - 85 > 85 76 < 67%
77% < 57 57 - 62 63 - 76 77 - 86 > 86 77 < 68%
78% < 58 58 - 63 64 - 77 78 - 88 > 88 78 < 69%
79% < 58 58 - 63 64 - 78 79 - 89 > 89 79 < 70%
80% < 59 59 - 64 65 - 79 80 - 92 > 92 80 < 72%
81% < 59 59 - 65 66 - 79 80 - 100 n.a. 81 < 73%
82% < 60 60 - 65 66 - 80 81 - 100 n.a. 82 < 74%
83% < 61 61 - 66 67 - 81 82 - 100 n.a. 83 < 75%
84% < 61 61 - 67 68 - 82 83 - 100 n.a. 84 < 75%
85% < 62 62 - 67 68 - 84 85 - 100 n.a. 85 < 76%
86% < 62 62 - 68 69 - 85 86 - 100 n.a. 86 < 77%
87% < 63 63 - 69 70 - 86 87 - 100 n.a. 87 < 78%
88% < 64 64 - 69 70 - 88 89 - 100 n.a. 88 < 78%
89% < 64 64 - 70 71 - 89 90 - 100 n.a. 89 < 79%
90% < 65 65 - 71 72 - 92 93 - 100 n.a. 90 < 80%
91% < 66 66 - 71 72 - 100 n.a. n.a. 91 < 80%
92% < 66 66 - 72 73 - 100 n.a. n.a. 92 < 80%
93% < 67 67 - 73 74 - 100 n.a. n.a. 93 < 81%
94% < 67 67 - 74 75 - 100 n.a. n.a. 94 < 81%
95% < 68 68 - 74 75 - 100 n.a. n.a. 95 < 81%
 96% < 69 69 - 75 76 - 100 n.a. n.a. 96 < 81%
97% < 70 70 - 76 77 - 100 n.a. n.a. 97 < 81%
98% < 70 70 - 77 78 - 100 n.a. n.a. 98 < 81%
99% < 71 71 - 78 79 - 100 n.a. n.a. 99 < 81%
100% < 72 72 - 79 80 - 100 n.a. n.a. 100 < 81%
k Tolerance to % Growth Assets
% Growth Assets Ranges
Marginal OK Risk Marginal Too Much
Lower Upper Risk
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 10% 11% - 20% > 20%
< 1% 1% - 11% 12% - 21% > 21%
< 1% 1% - 11% 12% - 21% > 21%
< 1% 1% - 12% 13% - 22% > 22%
< 1% 1% - 12% 13% - 22% > 22%
< 1% 1% - 13% 14% - 23% > 23%
< 1% 1% - 14% 15% - 24% > 24%
< 1% 1% - 15% 16% - 25% > 25%
< 1% 1% - 16% 17% - 26% > 26%
< 1% 1% - 17% 18% - 27% > 27%
< 1% 1% - 18% 19% - 28% > 28%
< 1% 1% - 19% 20% - 29% > 29%
< 1% 1% - 20% 21% - 30% > 30%
< 1% 2% - 21% 22% - 31% > 31%
1% - 2% 3% - 22% 23% - 32% > 32%
1% - 3% 4% - 23% 24% - 33% > 33%
1% - 5% 6% - 25% 26% - 35% > 35%
1% - 6% 7% - 26% 27% - 36% > 36%
1% - 7% 8% - 27% 28% - 37% > 37%
1% - 9% 10% - 29% 30% - 39% > 39%
1% - 10% 11% - 30% 31% - 40% > 40%
2% - 11% 12% - 31% 32% - 41% > 41%
4% - 13% 14% - 33% 34% - 43% > 43%
5% - 14% 15% - 34% 35% - 44% > 44%
7% - 16% 17% - 36% 37% - 46% > 46%
8% - 17% 18% - 37% 38% - 47% > 47%
10% - 19% 20% - 39% 40% - 49% > 49%
12% - 21% 22% - 41% 42% - 51% > 51%
13% - 22% 23% - 42% 43% - 52% > 52%
15% - 24% 25% - 44% 45% - 54% > 54%
16% - 25% 26% - 45% 46% - 55% > 55%
18% - 27% 28% - 47% 48% - 57% > 57%
20% - 29% 30% - 49% 50% - 59% > 59%
21% - 30% 31% - 50% 51% - 60% > 60%
23% - 32% 33% - 52% 53% - 62% > 62%
25% - 34% 35% - 54% 55% - 64% > 64%
26% - 35% 36% - 55% 56% - 65% > 65%
28% - 37% 38% - 57% 58% - 67% > 67%
30% - 39% 40% - 59% 60% - 69% > 69%
32% - 41% 42% - 61% 62% - 71% > 71%
33% - 42% 43% - 62% 63% - 72% > 72%
35% - 44% 45% - 64% 65% - 74% > 74%
37% - 46% 47% - 66% 67% - 76% > 76%
38% - 47% 48% - 67% 68% - 77% > 77%
40% - 49% 50% - 69% 70% - 79% > 79%
42% - 51% 52% - 71% 72% - 81% > 81%
43% - 52% 53% - 72% 73% - 82% > 82%
45% - 54% 55% - 74% 75% - 84% > 84%
47% - 56% 57% - 76% 77% - 86% > 86%
48% - 57% 58% - 77% 78% - 87% > 87%
50% - 59% 60% - 79% 80% - 89% > 89%
51% - 60% 61% - 80% 81% - 90% > 90%
53% - 62% 63% - 82% 83% - 92% > 92%
54% - 63% 64% - 83% 84% - 93% > 93%
56% - 65% 66% - 85% 86% - 95% > 95%
57% - 66% 67% - 86% 87% - 96% > 96%
59% - 68% 69% - 88% 89% - 98% > 98%
60% - 69% 70% - 89% 90% - 99% 100
62% - 71% 72% - 91% 92% - 100% n.a.
63% - 72% 73% - 92% 93% - 100% n.a.
64% - 73% 74% - 93% 94% - 100% n.a.
66% - 75% 76% - 95% 96% - 100% n.a.
67% - 76% 77% - 96% 97% - 100% n.a.
68% - 77% 78% - 97% 98% - 100% n.a.
69% - 78% 79% - 98% 99% - 100% n.a.
70% - 79% 80% - 99% 100% n.a.
72% - 81% 82% - 100% n.a. n.a.
73% - 82% 83% - 100% n.a. n.a.
74% - 83% 84% - 100% n.a. n.a.
75% - 84% 85% - 100% n.a. n.a.
75% - 84% 85% - 100% n.a. n.a.
76% - 85% 86% - 100% n.a. n.a.
77% - 86% 87% - 100% n.a. n.a.
78% - 87% 88% - 100% n.a. n.a.
78% - 87% 88% - 100% n.a. n.a.
79% - 88% 89% - 100% n.a. n.a.
80% - 89% 90% - 100% n.a. n.a.
80% - 89% 90% - 100% n.a. n.a.
80% - 89% 90% - 100% n.a. n.a.
81% - 90% 91% - 100% n.a. n.a.
81% - 90% 91% - 100% n.a. n.a.
81% - 90% 91% - 100% n.a. n.a.
81% - 90% 91% - 100% n.a. n.a.
81% - 90% 91% - 100% n.a. n.a.
81% - 90% 91% - 100% n.a. n.a.
81% - 90% 91% - 100% n.a. n.a.
81% - 90% 91% - 100% n.a. n.a.
*** These tables are working tables used for the various calculations in the Asset Allocation Mappings workbook.***

100%

90%

80% Discomfort
70% Too Much
Risk
% Growth Assets

60%

50%

40%

30%
Discomfort
20% Too Little
10% Risk

0%
0 6 12 18 24 30 36 42 48 54 60 66 72 78 84 90 96
Risk Tolerance Score
Exact Match Plus/Minus >20

Growth To Score Table Score To Growth Table

Risk Tolerance Score Growth Assets
Growth Risk
Too Little OK Risk L OK Risk U Too Much Rounded Tolerance
Assets
Risk Risk Score (Exact) Minus 20%
0% 34 26 0 0 14 0 0.00% 0%
1% 35 27 0 0 16 1 0.00% 0%
2% 36 28 0 0 18 2 0.00% 0%
3% 37 29 0 0 19 3 0.00% 0%
4% 38 30 0 0 20 4 0.00% 0%
5% 38 30 0 0 21 5 0.00% 0%
6% 39 31 0 0 22 6 0.00% 0%
7% 39 32 0 0 23 7 0.00% 0%
8% 40 33 0 0 24 8 0.00% 0%
9% 40 33 0 0 25 9 0.00% 0%
10% 41 34 14 0 26 10 0.00% 0%
11% 42 35 15 0 27 11 0.00% 0%
12% 42 36 17 0 28 12 0.00% 0%
13% 43 36 19 0 29 13 0.00% 0%
14% 44 37 20 0 30 14 0.02% 0%
15% 44 38 21 0 30 15 0.52% 0%
16% 46 38 22 0 31 16 1.09% 0%
17% 45 39 23 0 32 17 1.71% 0%
18% 46 40 24 0 33 18 2.40% 0%
19% 46 40 25 0 33 19 3.14% 0%
20% 47 41 26 14 34 20 3.93% 0%
21% 48 41 27 15 35 21 4.79% 0%
22% 48 42 28 17 36 22 5.69% 0%
23% 49 43 29 19 36 23 6.64% 0%
24% 49 43 30 20 37 24 7.65% 0%
25% 50 44 30 21 38 25 8.70% 0%
26% 51 45 31 22 38 26 9.79% 0%
27% 51 45 32 23 39 27 10.94% 0%
28% 52 46 33 24 40 28 12.12% 0%
29% 52 46 33 25 40 29 13.34% 0%
30% 53 47 34 26 41 30 14.60% 0%
31% 53 48 35 27 41 31 15.90% 0%
32% 54 48 36 28 42 32 17.24% 0%
33% 55 49 36 29 43 33 18.61% 0%
34% 55 49 37 30 43 34 20.01% 0%
35% 56 50 38 30 44 35 21.44% 1%
36% 56 51 38 31 45 36 22.91% 3%
37% 57 51 39 32 45 37 24.40% 4%
38% 58 52 40 33 46 38 25.91% 6%
39% 58 52 40 33 46 39 27.45% 7%
40% 59 53 41 34 47 40 29.01% 9%
41% 59 53 41 35 48 41 30.59% 11%
42% 60 54 42 36 48 42 32.19% 12%
43% 61 55 43 36 49 43 33.81% 14%
44% 61 55 43 37 49 44 35.44% 15%
45% 62 56 44 38 50 45 37.09% 17%
46% 62 56 45 38 51 46 38.75% 19%
47% 63 57 45 39 51 47 40.42% 20%
48% 64 58 46 40 52 48 42.10% 22%
49% 64 58 46 40 52 49 43.79% 24%
50% 65 59 47 41 53 50 45.48% 25%
51% 66 59 48 41 53 51 47.18% 27%
52% 66 60 48 42 54 52 48.87% 29%
53% 67 61 49 43 55 53 50.57% 31%
54% 68 61 49 43 55 54 52.27% 32%
55% 68 62 50 44 56 55 53.97% 34%
56% 69 62 51 45 56 56 55.66% 36%
57% 70 63 51 45 57 57 57.34% 37%
58% 70 64 52 46 58 58 59.02% 39%
59% 71 64 52 46 58 59 60.69% 41%
60% 72 65 53 47 59 60 62.34% 42%
61% 72 66 53 48 59 61 63.98% 44%
62% 73 66 54 48 60 62 65.61% 46%
63% 74 67 55 49 61 63 67.23% 47%
64% 75 68 55 49 61 64 68.82% 49%
65% 75 68 56 50 62 65 70.40% 50%
66% 76 69 56 51 62 66 71.95% 52%
67% 77 70 57 51 63 67 73.48% 53%
68% 78 70 58 52 64 68 74.99% 55%
69% 79 71 58 52 64 69 76.47% 56%
70% 80 72 59 53 65 70 77.92% 58%
71% 80 72 59 53 66 71 79.35% 59%
72% 81 73 60 54 66 72 80.74% 61%
73% 82 74 61 55 67 73 82.10% 62%
74% 83 75 61 55 68 74 83.42% 63%
75% 85 75 62 56 68 75 84.71% 65%
76% 86 76 62 56 69 76 85.96% 66%
77% 87 77 63 57 70 77 87.17% 67%
78% 89 78 64 58 70 78 88.34% 68%
79% 90 79 64 58 71 79 89.47% 69%
80% 93 80 65 59 72 80 90.55% 71%
81% 100 80 66 59 72 81 91.59% 72%
82% 100 81 66 60 73 82 92.57% 73%
83% 100 82 67 61 74 83 93.51% 74%
84% 100 83 68 61 75 84 94.40% 74%
85% 100 85 68 62 75 85 95.23% 75%
86% 100 86 69 62 76 86 96.01% 76%
87% 100 87 70 63 77 87 96.74% 77%
88% 100 89 70 64 78 88 97.40% 77%
89% 100 90 71 64 79 89 98.01% 78%
90% 100 93 72 65 80 90 98.55% 79%
91% 100 100 72 66 80 91 99.03% 79%
92% 100 100 73 66 81 92 99.45% 79%
93% 100 100 74 67 82 93 99.80% 80%
94% 100 100 75 67 84 94 100.00% 80%
95% 100 100 75 68 85 95 100.00% 80%
96% 100 100 76 69 86 96 100.00% 80%
97% 100 100 77 70 88 97 100.00% 80%
98% 100 100 78 70 89 98 100.00% 80%
99% 100 100 79 71 90 99 100.00% 80%
100% 100 100 80 72 93 100 100.00% 80%
Mappings workbook.***

Score To Growth Table Comfort/Discomfort Chart Data

Growth Assets % Growth Assets %

(Rounded Too Little Marginally OK Risk Marginally Too Much
Minus 10% ) Plus 10% Plus 20% Risk Lower Upper Risk
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 0% 10% 20% 0% 0% 10% 10% 80%
0% 1% 11% 21% 0% 0% 11% 10% 79%
0% 1% 11% 21% 0% 0% 11% 10% 79%
0% 2% 12% 22% 0% 0% 12% 10% 78%
0% 2% 12% 22% 0% 0% 12% 10% 78%
0% 3% 13% 23% 0% 0% 13% 10% 77%
0% 4% 14% 24% 0% 0% 14% 10% 76%
0% 5% 15% 25% 0% 0% 15% 10% 75%
0% 6% 16% 26% 0% 0% 16% 10% 74%
 0% 7% 17% 27% 0% 0% 17% 10% 73%
0% 8% 18% 28% 0% 0% 18% 10% 72%
0% 9% 19% 29% 0% 0% 19% 10% 71%
0% 10% 20% 30% 0% 0% 20% 10% 70%
1% 11% 21% 31% 0% 1% 20% 10% 69%
2% 12% 22% 32% 0% 2% 20% 10% 68%
3% 13% 23% 33% 0% 3% 20% 10% 67%
5% 15% 25% 35% 0% 5% 20% 10% 65%
6% 16% 26% 36% 0% 6% 20% 10% 64%
7% 17% 27% 37% 0% 7% 20% 10% 63%
9% 19% 29% 39% 0% 9% 20% 10% 61%
10% 20% 30% 40% 0% 10% 20% 10% 60%
11% 21% 31% 41% 1% 10% 20% 10% 59%
13% 23% 33% 43% 3% 10% 20% 10% 57%
14% 24% 34% 44% 4% 10% 20% 10% 56%
16% 26% 36% 46% 6% 10% 20% 10% 54%
17% 27% 37% 47% 7% 10% 20% 10% 53%
19% 29% 39% 49% 9% 10% 20% 10% 51%
21% 31% 41% 51% 11% 10% 20% 10% 49%
22% 32% 42% 52% 12% 10% 20% 10% 48%
24% 34% 44% 54% 14% 10% 20% 10% 46%
25% 35% 45% 55% 15% 10% 20% 10% 45%
27% 37% 47% 57% 17% 10% 20% 10% 43%
29% 39% 49% 59% 19% 10% 20% 10% 41%
30% 40% 50% 60% 20% 10% 20% 10% 40%
32% 42% 52% 62% 22% 10% 20% 10% 38%
34% 44% 54% 64% 24% 10% 20% 10% 36%
35% 45% 55% 65% 25% 10% 20% 10% 35%
37% 47% 57% 67% 27% 10% 20% 10% 33%
39% 49% 59% 69% 29% 10% 20% 10% 31%
41% 51% 61% 71% 31% 10% 20% 10% 29%
42% 52% 62% 72% 32% 10% 20% 10% 28%
44% 54% 64% 74% 34% 10% 20% 10% 26%
46% 56% 66% 76% 36% 10% 20% 10% 24%
47% 57% 67% 77% 37% 10% 20% 10% 23%
49% 59% 69% 79% 39% 10% 20% 10% 21%
51% 61% 71% 81% 41% 10% 20% 10% 19%
52% 62% 72% 82% 42% 10% 20% 10% 18%
54% 64% 74% 84% 44% 10% 20% 10% 16%
56% 66% 76% 86% 46% 10% 20% 10% 14%
57% 67% 77% 87% 47% 10% 20% 10% 13%
59% 69% 79% 89% 49% 10% 20% 10% 11%
60% 70% 80% 90% 50% 10% 20% 10% 10%
62% 72% 82% 92% 52% 10% 20% 10% 8%
63% 73% 83% 93% 53% 10% 20% 10% 7%
65% 75% 85% 95% 55% 10% 20% 10% 5%
66% 76% 86% 96% 56% 10% 20% 10% 4%
68% 78% 88% 98% 58% 10% 20% 10% 2%
69% 79% 89% 99% 59% 10% 20% 10% 1%
71% 81% 91% 100% 61% 10% 20% 9% 0%
72% 82% 92% 100% 62% 10% 20% 8% 0%
73% 83% 93% 100% 63% 10% 20% 7% 0%
75% 85% 95% 100% 65% 10% 20% 5% 0%
76% 86% 96% 100% 66% 10% 20% 4% 0%
77% 87% 97% 100% 67% 10% 20% 3% 0%
78% 88% 98% 100% 68% 10% 20% 2% 0%
79% 89% 99% 100% 69% 10% 20% 1% 0%
81% 91% 100% 100% 71% 10% 19% 0% 0%
82% 92% 100% 100% 72% 10% 18% 0% 0%
83% 93% 100% 100% 73% 10% 17% 0% 0%
84% 94% 100% 100% 74% 10% 16% 0% 0%
84% 94% 100% 100% 74% 10% 16% 0% 0%
85% 95% 100% 100% 75% 10% 15% 0% 0%
86% 96% 100% 100% 76% 10% 14% 0% 0%
87% 97% 100% 100% 77% 10% 13% 0% 0%
87% 97% 100% 100% 77% 10% 13% 0% 0%
88% 98% 100% 100% 78% 10% 12% 0% 0%
89% 99% 100% 100% 79% 10% 11% 0% 0%
89% 99% 100% 100% 79% 10% 11% 0% 0%
89% 99% 100% 100% 79% 10% 11% 0% 0%
90% 100% 100% 100% 80% 10% 10% 0% 0%
90% 100% 100% 100% 80% 10% 10% 0% 0%
90% 100% 100% 100% 80% 10% 10% 0% 0%
90% 100% 100% 100% 80% 10% 10% 0% 0%
90% 100% 100% 100% 80% 10% 10% 0% 0%
90% 100% 100% 100% 80% 10% 10% 0% 0%
90% 100% 100% 100% 80% 10% 10% 0% 0%
90% 100% 100% 100% 80% 10% 10% 0% 0%