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Indian Overseas Bank
Probationary Officers' Exam Original Q Paper - April 2009

PART A : REASONING

1. Four of the following five are alike in a 6. In a row of thirty boys, R is fourth from the
certain way and so form a group. Which,is right end and W is tenth from the ~eft end.
the one that does not belong to that group? How many boys are there between R and
A) Black B) Yellow W?
C) Red D) Green A) 15 B) 16

2.
E) Violet
How many such pairs of letters are there in
C) 17
E) None of these
o m
D) Data inadequate

the word FOREIGN each of which has as

many letters between them in the word as
7. c
Among A, B, C, D and E each having a
.
different weight, D is heavier than A and E
in the English alphabet?
A) One B) Two the heaviest?
r s
and B is lighter than C. Who among them is

C) Three
E) None of these
D) More than three A)D
C)C
p e B) B
D) Data inadequate
3. Each vowel in the ~ord JOURNEY is a
E) None of these

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replaced by the previous letter in the 8. In a certain code CORDIA~ is written as
English alphabet and each consonant is 'SPDCMBJ'. How is SOMEDAYwritten in
replaced by the next letter in the English.
alphabet, then the substituted letters are-
i o that code?
A) NPTDEBZ B) NPTFZBE
arrariged in alphabetical order. Which of the
s
following will be the fifth from the left end?
t C) TPNDZBE
E) None of these
D) NPTDZBE

A)D
C) 0
B) K
D) T
u e 9. How many meaningful English words can
be made with the letters EMU using each

4.
E) None of these

c q
How many such digits are there in the
letter only once in each word ?
A) One B) Two
s
number 5846937 each of which is as far
p
away from the beginning of the number as
C) Three
E) More than four
D) Four

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when the digits are arranged in descending
order within the number?
10. Four of the following' five are alike in a
certain way and so form a group. Which is
A) One
C) Three
w . B) Two
D) More than three
the one that does not belong to that wou,p?
A) 45 B) 51

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E) None of these C) 39 D) 93.
5. ,In a certain code Ianguage.Tood is good' is E) 85
written as 'ha na ta', 'eat food regularly' is 11. What should come next in the following
written as 'sa ta la' and 'keep good health' letter series ?
is written as 'da na ja'. How is 'eat' written
AZABYABCXABCDWABCDEVA
in that code language?
BCDE
A) sa B) la
A)U B) T
C) sa or la D) Data inadequate
C) A D) G
E) None of these
E) None of these

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12. If 'P' denotes 'multiplied by'; 'R' denotes 17. How many such vowels are there in the
'added to'; 'T' denotes 'subtracted from' and above arrangement, each of which .Is
'w' denotes 'divided by', then immediately preceded by a number and
64W4P8T6R4=? immediately followed by a consonant?
A) One B) Two
2
A) 96 B) 2- C) Three D) Four
3 E) None of these
C) 130 . D) 126
E) None of these 18. Which of .the following is the fifth to the
left of the eighteenth from the left end. of
13. If it is possible to make only one meaningful
the above arrangement?
English word with the first, the sixth, the
A) % B) A
eight and the ninth letters of the word
C) D D) 3
HOARDINGS,which of the following will
E) None of these
be the third letter of that word? If no such
word can be made give 'X' as the answer 19. If all the symbols in the above arrangement
and if more than one such word can be are dropped, which of the following will be
made, give 'Y' as the answer.
A) G B) I
the twelfth from the right end?
A) 4 B) 3
o m
C) S
E) Y
D) X C) 9D)
E) None of these
. cF

14. Inacertain code DOESis written as '5$3%'

and SITEis written as '%4#3'. How is EDIT
r
above arrangement, s
20. How many such consonants are there in the
each of which is
written in that code?
A) 354# B) 3#54
p e
immediately preceded by a number and
immediately followed by a letter? .
C) 3$4#
E) None ofthese
D) 35$# A) One

p a
C) Three
B) Two
D) More than three
15. D is brother of B. M is brother of B. K is
father of M. T is wife.of K. How is B related
o n
E) None of these
21. Which of the following is the ninth to the
to T?
A) Son B) Daughter
t i right of the twentieth from the right end of
the above arrangement?

es
C) Son or Daughter A) D B) @
D) Data inadequate C) 1 D) 6

qu
E) None of these E) None of these
Directions (Qns. 16 to 2 i) : Study the Directions (Ons. 22 to 27) : In each of the

questions given below':

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following arrangement carefully and answer the questions below are given three statements
followed by three conclusions numbered I, II and
B2MEJ%R5@NDIP4©T
39 FUl$
n
6HJ
p A7*GQ #
III. Youhave to take the given statements to be
true even if they seem to be at variance from

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16. Four of the following five are. alike in a
certain way based on their positions in the
commonly known facts. Read all the conclusions
and then decide which of the given conclusions

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above arrangement and so form a group.
logically follows from the given statements

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disregarding commonly known facts.
Which is the one that does not belong to
that group? 22. Statements:
A) 5NI B) 9U$ All windows are doors.
C) HA* D) 7G# All buildings are doors.
E) DPT All doors are boats.

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 Gonclusicns: 26. Statements:
r.: All windows are boats. All furnitures are jungles.
II: All buildings are boats. No jungle is road.
III.Some boats are doors. Some reads are hills.
A) Only I and II follow Conclusions:
B) Only I and III follow I. Some roads are furnitures.
C) Only II and III follow II. Some jungles are furnitures.
D) All follow I1I.Some hills are jungles.
E) None of these A) Only I follows
23. Statements: B) Only II follows
Some desks are chairs. C) Only III follows
Some chairs are pens. D) Only I and II follow
Some pens are drawers. E) None of these
Conclusions: 27. Statements:
I. Some drawers ate desks. All bricks are stones.
II. Some drawers are chairs.
. III.No drawer is chair.
Some stones are rocks.
All rocks are mountains .
o m
A) None follows'
B) Only II follows
Conclusions:

.
I. Some mountains are stones.c
C) Only III follows
D) Only either II or III follows
E) Only I and either II or III follows r s
II: Some mountains are bricks.
III.Some stones are bricks.

24. Statements: e
A) Only I follows

p
B) Only III follows
All flowers are trees.
Some trees are houses.
p a
C) Only I and III follow
D) All follow
All houses are wheels.
Conclusions:
o n
E) None of these

Directions (Qns. 28 to 33) : In the

I. Some wheels are trees.
II. Some trees are flowers.
t ifollowing questions, the symbols #, %, @, $ and
© are used with the following meanings as
III.Some wheels are flowers.
A) Only I and II follow
e s illustrated below
'P# 0' means 'P is not smaller than 0'.
B) Only I and III follow
C) Only II and III follow
q u 'P % 0' means 'P is not greater than 0'.
'P@ Q' means 'P is neither smaller than nor
D) All I, II and III follow
E) None of these
s c equal to 0'.
'P $ 0' means 'P is neither greater than nor

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25. Statements:
Some radios are telephones. equal to 0'.

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All telephones are mirrors.
All mirrors are desks.
'P @ 0' means 'P is neither smaller than nor
greater than 0'.

w
Conclusions: In each of the following questions assuming

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I. Some radios are desks.
II. Some radios are mirrors.
III. Some desks are telephones.
A) Only I and II follow
B) Only I and III follow
C) Only II and III follow
D) All follow
E) None of these
the given statements to be true, find out which
of the two conclusions I and II given below them
. is I are definitely true.
Give answer (A) if only conclusion 1 is true.
Give answer (B) if only conclusion II is true.
Give answer (C) if either conclusion I or
conclusion II is true.

CD

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 Give answer (D) if neither conclusion I nor 34. Input:
conclusion II is true. home turf 39 24 86 44 roll over
Give answer (E) if both conclusions I and II Which of the following steps will be the last?
are true. A) X B) IX
28. Statements: C) VIII D) VII
H©V\l. W%R, R@F E) None of these
Conclusions: 35. Step II of an input is:
I. R©H II. R @ H 94 car 86 window shut 52 31 house
29. Statements : Which of the following is definitely the
M$T, T@K, K©D input?
Conclusions: A) 94 car window 86 shut 5231 house
I. D$T II. K $ M B) 86 window 94 car shut 52 31·house
30. Statements : C) car shut window 86 52 31 house 94
R%N, N#F, F@B D) Cannot be determined
E) None of these
Conclusions:
I. F© R II. B $ N 36. Step IV of an input is :
58 box 47 dew 15 21 town pot o m
31. Statements :
H@ w, W $ M, M # K
. c
Which of the following steps will be the last?
Conclusions:
I. K$W II. H @ M
A) VII
C) VIII
r s
B) VI
D) IX

32. Statements:
R # T, T © M, M@D 37. Input:
p e
E) None of these

Conclusions:
I. D $ T II. R # M
p a
show 51 36 new far 81 46 goal
Which of the following steps will be the last
33. Statements:
F # K, K $ B, B % M o n
but one?
A) VII
.
B)· VIII

Conclusions:
I. M @F t i C) VI
E) None of these
D) V
II. B @ F
s 38. Input:

ue
Directions (Qns. 34 to 39) : A word and
number arrangement machine when given an buy win task 5238 43 door 12

cq
input line of words and numbers rearranges them Which of the following will be step IV?
following a particular rule of each step. The A) 52 buy 43 door 38 task 12 win
following is an illustration
rearrangement.
p s of input and B) .52 buy 43 door 38 task win 12
C) 52 buy 43 door task win 38 12

t n
Input: go now 52 38 17 for again 65
Step I : 65 go now 52 38 17 for again
D) There will be no such step
E) None of these

.
Step II: 65 again go now 5238 17 for 39. Step II of an input is :

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Step III : 65 again 52 go now 38 17 for 76 ask 12 32 begin over join 42
Step IV: 65 again 52 for go now 38 17 How many more steps will be required to

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Step V : 65 again 52 for 38 90 now 17
Step VI: 65 again 52 for 38 go 17 now
complete the rearrangement?
A) Four B) Five
As per the rule followed in the above steps, C) Six D) Three
find out in each of the following questions E) None of these
the appropriate step for the given input.

CD

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 Directions (Ons. 40 to 45) : In each question Directions (Qns. 46 to 50) : Study the
below is given a group of letters followed by a following information carefully and answer the
combination of digits/symbols lettered (A), (B), questions given below :
(C) and (D). You have to find out which of the P, Q, R, S, T, V and Ware sitting around a
combinations correctly represents the group of circle facing at the centre. V is second to the left
letters based on the following coding system and of P and second to the right of W.T is third to the
conditions. Unone of the combinations connectly right of Q and is not an immediate neighbour of
represents the group ofletters give (E) i.e. 'None V.S is third to the right of R.
of these' as your answer.
46. Who is to the immediate left of S?
Letter M R I T J P Q EU D A FH W A) V B) T
Digiti C) Q D) W
Symbol E) None of these
Code # @ 2 6 © 3 $
8 4
Conditions
9 5 1
* 7 47. Who is third to the. left of V ?
A) T . B) S
(i) If the first letter is a consonant and the C) W D) R
last letter is vowel, the codes are to be E) None of these
interchanged
(ii) If the first letter is a vowel and the last
48. m
In which of the following groups the first
o
person is sitting between the second and
letter is a consonant both are to be coded
as %
the third persons?
A)RPQ .
B) TWS
c
(iii)If both the first and the last letters are
vowels, both are to be coded as the coded
C) QPR
E) None of these
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D) QVS

40.
for the first letter.
AMQDHI A) R
e
49. Who is second to the right of Q?
p B) W
A) 38@©*9
C) 98@©*3
B) 98@©*9
D) 38@©*3
C) T
p a
E) None of these
D) S

41.
E) Nane of these
UMQJPA o n
50. Who is to the immediate right of R?

ti
A) W B) T
A) 38@1#6 B) 68@1#3 C) P D) Data inadequate
C) 68@1#6 D) 6@81#C E) None of these

42.
E) None of these
IREDHP e s Directions (Qns. 51 to 55): In each

A) %42©*%
C) #42©*9
B) 942©*#
D) 942©*9. q u question below is given a statement followed by
two assumptions numbered I and II. An

43.
E) None of these
RPJWQE s c .assumption is something supposed or taken for
granted. Youhave to consider the statement and

A) 2# 17@4
C) 2# 17@2 n p
B) 4# 17@2
D) 4# 17@4
the following assumptions and decide which of.
the assumptions is implicit in the statement?

.t
Give answer (A) if only assumption I is
E) None of these implicit.
44. JDWPUH

w w
A) 17©#6*
C) *1©7#6
B) 1©7#6*
D) *©7#61
Give answer (B) if only assumption II is
implicit.

45.
w
E) None of these
FTMQEW
Give answer (C) if either assumption I or II
is implicit.
Give answer (D) if neither assumption I or
A) $85@27 B) 758@2$ II is implicit.
C) $58@2$ D) 758@27 Give answer (E)·if both assumptions I and II
E) None of these are implicit.

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51. Statement:
Many employees of the organization applied
for special sabbatical leave of two years to
pursue higher education.
Assumptions :
I. The management of the orqanization may
not grant leave to most of these employees.
11. These employees' may be able to
complete their education during the
sabbatical leave.
52 .. Statement:
Most of the private companies have decided
against awarding annual increase in the
salaries of their employees' for the previous
year due to current economic situations.
Assumptions:
I. Majority of the employees may leave
their job to protest against the decision.
If. These companies may announce hike in
53.
salaries next year.
Statement:
The college administration has instructed all
the students to stop using cell phones within
the college premises.
Assumptions:
I.. The.colleqe'administration has instructed
all the students to stop using cell phones
within the college premises.
II. The students may continue to use cell
phones in the college premises.
s t
54. Statement:
The Government
u
has decided to levy
e aviation fuel prices in India during the
c
air to and fro the metro cities.q
congestion tax to passengers travelling by
. Assumptions:
p s
I. The tax so collecte? may be adequate to
t n
meet part of the expenses for providing
additional resources to handle huge
w .
traffic.
II. Passengers travelling by air to and fro
ww
these cities may be able to pay extra
amount by way of congestion tax.
55. Statement:
The local citizens group submitted a hardship to motorists.
memorandum to the civic authority for
allowing them to convert the vacant plot in
the locality into a garden at their own cost.
CD.
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Assumptions:
I. The local citizen qroup may be able
together enough funds to develop the
garden.
II.' The civic authority may accede to the
request of the local citizen group.
Directions (Qns. 56 to 60): Below in each
question are given two statements (P) and (Q).
These statements may be either independent
causes or may be effects of independent causes
or a common cause. One of these statements may
be the effect of the other statement. Read both
the statements and decide which of the following
answer choice correctly depicts the relationship
between these two statements.
o m
Mark answer (A), if statement (P) is the
cause and statement (Q) is its effect.
. c
Mark answer (B), if statement (Q) is the
, cause and statement (P) is its effect.
r s
Mark answer (C), if both the statements (P)
and (Q) are independent causes.
p e
Mark answer (D), if both the statements (P)
and (Q) are effects of independent causes.
p a
Mark answer (E), if both the statements (P)
and (Q) are effects of some common cause.
56. n
io
P: All the airlines companies in India have
. increased the air-fares in all routes with
immediate effect.
Q: There has been substantial reduction in
past few weeks.
57.
P: There has been continuous increase in
average temperature during winter in
many parts, of the country over the past
few years.
Q: There has been significant changes in the
wind pattern across the country over the
last few years.
58.
P: The conditions of all the major roads in
the city have deter'iorated causing
Q: The municipal authority have sanctioned
. significant amountto repair all the major
roads in the city..
59. -64. Problem Figures
P: The BPO sector has laid off a large 00.6. 0 z 0OOz 000
00*
number of employees in the recent
months. oz 00 -0 0= s:*
Q: Very few projects are now being
Answer Figures
outsourced to BPO sector.
60. 0* 0 0*.6- 0* S C s:0 0* 0
P: There has been sharp decline insales of
os OS: os: *0 OC
passenger cars during the last few (A) (B) (e) (D) (E)
months.
Q: Many finance companies have announced 65. Problem Figures-
attractive schemes of car loans with C 50 C5 CS *0 C
moderate interest rate. 0 * 0 C S

Directions (Qns. 61 to 65) : In each of the * OS 0* 0 0 00 *

questions given below which one of the five Answer Figures

om
answer figuresshou~dcome after the problem S OS 00 co cs 0
figures if the sequence were continued? c 0 0
* C

.c
0 *C *S os *.0 *
61. Problem Figures (A) (B) (E)
(e) (D)
s*O cs 0 DO 00
c 0 * Os
c*
c
*s
0
0 c*
s
r s
Directions (Qns. 66 to 70) : The first figure
in the first unit of the problem figures bears a

Answer ~igures
p e
certain relationship to the second figure. Similarly
one of the figures in the answer figures bears

c *0 *0 *0 cc 0 p a
the same relationship to the second figure in the
second unit of the problem figures. You are

0 os 0 sc c 0 s 0 *s o * s
(A) (B) (e) ,(D) (E)
o n
therefore to locate the figure which would fit in
the question mark.

ti
66. Problem Figures
62. Problem Figures
C - 00 .6-
0
C S
CO.6-
- C [.6-
SO
.6.0s*
0 C
e s
S
Answer Figures
* s =

q u Answer Figures

00.6. 000 0 00 oov 0 0 T

0 c.6. ** .6.* ..6. s c
.6.

np
*
c = s= S CS = C S = C (A) (B) (e) (D) (E)
*s =
(A) (B) (C) (D) (E)

63.
.t
Problem Figures
67. Problem Figures

*
0
w w SC
S* 0
.6.
50
c* 0
w 0*
Answer Figures
0 *c S.6.
Answer Figures

*0 *0 c * 0 S * 0* 0
C =C =5 C 5 =
5 0 .6. 000 .6.
sO. .6- - C 0 .6-
(A) (B) (e) (D) (E)

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68. Problem Figures Answer Figures

00 L1A qp
AAA*** *** .
?
**
TT ***
** ***
(A) (B) (C) (D) (E)
Answer Figures
70. Problem Figures
*** *** ** *** ***
*** * ** * ***
TT TT do TTTAA TT
SS
SS T
S
SSS T 000 L1L1 li' T
(A) (B) (C) (D) (E)

69. Problem Figures Answer Figures

~ ---!J ~ ~ 0----'-
--0 --0 --0 --0
::.---
<I--
:>--
<l--
::.---
---{>
0--
::.---
<l--
---c
<I--
(A) (B) (C) (D) (E)

Directions (Qns.71 to 75) : In each of the following questions in four out of the five figures,
o m
element I is related to element II in the same particular way. Find out the figure in which the
element I is not so related to element II.
. c
s
71.1 ~ I~ I~ I~ I ~l ~er
1~
p
1 !f I =f-I~ 1
(A)

p a (B) (C) (D) (E)

72.
al JD )~ ~Q O~ l 1L
I II
i o r ? ~¥ ?
n~~
I, II I II I II I II
(A)

s t (B) (C) (D) (E)

73.
*.
* "* * *
I
* "*qu
(A)

c
e
II
*'* -~
* I
(B)
II I
(C)
II I
(D)
II I
(E)
II

s
74·1 ~ l'f I~I~I~ ~I~I~I~I
t n p
(A)
1 ~
(B) (C)
1
(D) (E)

w .
75.
w
1 ~w 1 ~
(A)
1 ~ 1 ~
(B)
1 ~ 1 ~
(C)
1 ~ 1 ~
(D)
1 ~
(E)
1 ~ 1

CD

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 PART B : QUANTITATIVE APTITUDE

76. Which number should replace both the 4 3

question marks in the following equation? 81. If 3- is subtracted from 6 - and
5 5
? 256 difference is multiplied by 355 then what
will be the final number?
576 ?
A) 1004 B) 884
A) 384 B) 398 C) 774 D) 994
C) 404 D) 416 E) None ofthese
E) None of these
82. An order was placed for supply of carpet of
77. If the numerator of a fraction is increased breadth 3 metres, the length of carpet was
by 200% and the denominator is increased 1.44 times of breadth. Subsequently the
5
by 350%, the resultant fraction is --. What breadth and length were increased by
12 25 and 40 per cent respectively. At the rate
was the original fraction?
of Rs. 45 per square metre, what would be
5 5 the increase in the cost of the carpet?
A) - B) -
9
7
8
11
A) Rs. 1020.6
C) RS.,437.4
B) Rs. 398.8
D) Rs. 583.2
o m
C) -
12
E) None of these
D)
12 E) None of these

. c
83. The length of a rectangular plot is thrice its

78. If 3y + 9x =
28x
54 and -1·3
y
140
= --39 then what
r s
breadth. If the area of the rectangular plot
is 7803 sq. metre, what is the breadth of
is the value of y- x?
A) - 1 B) - 2 A) 51 metres
p e
the rectangular plot?
B) 153 metres
C) 2
E) None of these
D) 1

p a
C) 104 metres
E) None of these
D) 88 metres

79.
3
The difference between the -th
4
of -th of
84.

o n
Ratio of Rani's and Komal's age is 3 : 5
respectively. Ratio of Komal's and Pooja's

1
4

6" th
2
5" th
5

t i age is2 : 3 respectively. If Rani is two-fifth

of Pooja's age, what is Rani's age?
a number and of
number is 648. What is the number?
of the same

e s A) 10 years
C) 24 years
B) 15 years
D) Can't be determined
A) 111.0
C) 1325
B) 1215
D) 1440
q u 85.
E) None of these
In a mixture of milk and water the

80.
E) None of these

s c
On a school's Annual Day sweets were to
proportion of water by weight was 75%. If
in the 60 gms mixture 15 gms., water was
be equally distributed
n p
amongst 112
children. But on that particular day. 32
added. what would be the percentage of
water in the new mixture?

t
children were absent. Thus, the remaining
A) 75% B) 88%

w.
C) 90% D) 100%
children got 6 extra sweets. How many
E) None of these
sweets was each child originally supposed

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to get? 86. The sum offive numbers is 290. The average
A) 24 B) 18 of the first two numbers is 48.5 and the
C) 15 D) Can't be determined average of last two numbers is 53.5. What
E) None of these
is the third number?
A) 72 B) 84
C) 96 D) 108
E) None of these

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87. In how many different ways can the letters 95. 10 15 15 12.5 9.375 6.5625?
of the word 'SMART' be arranged? A) 4.375 B) 3.2375
A) 25 B) 60 C) 4.6275 D) 3.575
C) 180 Dl200 E) None of these
E) None of these Directions (Qns. 96 tol00) : Study the
88. A sum of Rs. 2,236 is divided among A, B following Pie-charts carefully to answer the
and C such that A receives 25% more than questions that follow :
C and C receives 25% less than B. What is
Percentage of students enrolled in different
K s share in the amount?
streams in a college
A) Rs. 460 B) Rs. 890
Total number of students =
3,500
C) Rs. 780 D) Rs. 1280
E) None of these
89. The average weight of a group of 53 girls
was calculated as 58 kgs. It was later
discovered that the weight of one of the girls
was read as 65 kg:s., whereas her actual
weight was 45 kgs. What is the actual
average weight of the group of 53 girls?
o m
(rounded off to two digits after decimal)
A) 58.62 kgs. B) 58.37 kgs.
. c
C) 57.37 kgs.
E) None of these
D) 57.62 kgs.

r s
Percentage of students enrolled in different
90. What would be the compound interest
obtained on an amount of Rs. 20,000 at the
p e
streams in a college
Total number of girls = 1,500
rate of 15 p.c.p.a, after 4 years?
A~ Rs.i4.980.125· B) Rs.19,680.125
p a
C) Rs.16,780.125 D) ·Rs.~8,980.125
E) None of these
o n
Directions (Qns. 91 to 95) : What should
come in place of the question mark (?) in the.
t i
following number series?

91. ° 5 18 43 84 145 ? e s
A) 220
C) 260
B) 240
D) 280 q u
92.
E) None of these
10 17 48 165 688 3475? s c
A) 27584 p
B) 25670

tn
96. What is the total number of boys enrolled
C) 21369 D) 20892 in Management and it together?
E) None of these A) 1050 B) 810
93.
w.
1 3 24 3608640
A) 14525100
302400?
B) 154152000
C) 1120
E) None of these'
D) 980

94.
E)

12
ww
C) 14515200
None of these
Dj 15425100

14. 32 102 416 2090?

97. What is the respective ratio of number of
girls enrolled in Arts to the number of boys
enrolled in Science?
A) 15522 B) 12552 A) 14 : 23 B} 2 : 3
C) 13525 D) 17552 C) 114: 121 D) 53 : 65
E) None of these E) None of these

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98. What is the total number of girls enrolled A) 675 B) 650
in Science and Commerce together? C) 625 D) 600
A) 450 B) 495 E) None of these
C) 345 D) 480 103. Which company had the highest percentage
E) None of these of sale with respect to its production?
99. If 20% of the girls enrolled in Science change A) D B) B
their stream to Management then what will C) E D) A
be the new number of Management E) None of these
students altogether? 104. What is the average number of units sold
A) 593 B) 733 by all the companies together?
C) 453 D) 1003 A) 360 . ~ 390
E) None of these C) 375 D) 410
100. Number of girls enrolled in Arts, Science E) None of these
and Commerce forms what per cent of total 105. The total units sold by these companies A,
number of students in the college? B and C together is approximately what per
A) 25 B) 40 cent of the total units produced of these
C) 60
. E) None of these
D) 75 companies?
A) 62 B) 50
o m
Directions (Qns. 101 to 105) : Study the
following graph carefully to answer the questions
C) 76
E) 58
D) 84

. c
that follow:

Production and sale of printers of r s

Directions (l06 to 110) : Study the table
carefully the answer the questions that follow:

various companies in a month .

p e
Number of workers working during six
months in various factories

1000
D ·Units Produced • Units Sold
p a (Number in hundreds)
Factories
900
r-
o n
Months A B C D E

ti
...,
'" 800 January 65 41.2 72.4 63,5 83
'2700 -I-- February 78 30 61 60 74

es
:: 600
o
-r- I-
r-
March 42 65 71.6 76 70.3
~ 500 -r- I- r-- to-- ~ April 51 72.8 83.5 21.8 66
Q)

qu..-
..Q 400 -r- l- t- to-- r-- M~y 60 68,2 61.6 80.2 56.9
§ 300 -r- I- r-r- ~ t- I- June 63.5 52.5 73,2 57 44,7

sc
:c= 200 -I-- l- t- r- ' t- t- I- 106. What is the. difference in the total number
100 -I--
o -I--'"
l-
.....•..
t-

p
•.....a...- r-
•.....
t-
•......•...
r-
••.••.•
-
I-
,I..-
of workers working in various months from
factory A and the total number of workers
A BCD

t n
Companies
E F working in various months from factory E?
A) 3540 B).3~40

w .
101. What is the respective ratio of the total
production of companies D md E to the total
C) 3290
E) None of these
D) 4230

w
A) 28 : 15
C) 15 : 11
w
sale of the same companies?
B) 9 : 5
D) 2 : 3
107. The total number of workers from factory B
is approximately what per cent of the total
number of workers from factory D?
E) None of these
A) 56 B) 65
102. What is the average number of units C) 76 D) 84
. produced by all the companies together? E) 92

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108. What is the average number of workers 113. Number of boys studying Finance is what
working in various months from factory C? percent of the total number of students in
A) 70.55 B) 7055 the institution?
C) 6780 D) 67.80 A) 33.33 B) 27.5
E) None of these C) 47.8 D} 13.98

'109. What is the respective ratio of the total E) None of these

number of workers from factories B and C 114. What is the respective ratio between
working in the month of March and the total number of boys and girls studying HR ?
number of Workers working in the same A) 5 : 9 B) 15: 34
month from factories A and D? C) 99: 161 D) 11: 18
A) 5 : 6 E) None of these
B) 238: 345 115. What is the total number of students in the
C) 59: 69 institute?
D) 683 : 590 A} 1000 B) 1500
E) None of these C} 1800 D) 990
11O.What is the total of the average of number E) None of these
of workers working in the month of January
from all the factories and the average of
o m
Directions (116 to 120) : Each question
below is followed by two statements P and Q.
number of workers working in the month
of April from all the·factories?
. c
You are to determine whether the data given in
the, statement is sufficient for answering the
A) 10098
C} 12404
B) 11290
D} 13516
r s
question. You should use the data and your
knowledge of Mathematics to choose between
E) None of these
Directions (111 to 115) : Study the
p e
the possible answers.
Give answer (A) if the Statement P alone is
information carefully to answer the following
questions:
p a
sufficient to answer the questio'n, but the
statement Q alone is not sufficient.
A management institute offers MBA with
o n
Give answer (B) if the Statement Q alone is
sufficient to answer the question, but the
specialisation in Marketing, Finance and HR.
Among the total number of students in the
institute 45% are girls. Number of boys studying t i
Statement P alone is not sufficient.
Give answer (C) if both statements P and Q

e s
Marketing is 30% of the total number of boys in
the institution which is 297.40~ of the girls are
together are needed to answer the question.
Give answer (D) if either the statement Palone

q u
studying HR. Number of boys and girls studying
Marketing are in the ratio of 3 : 2. 50% of boys
or statement Q alone is sufficient to answer the
question.
are studying Finance.
s c Give answer (E)if you cannot get the answer from
the statements P and Q together but need even

A) 288
n p
111. How many girls are studying Finance?
B) 198
more data.
116. What is the speed of the car?
C) 324

.
E) None of thesetD) 495
P: The car covers a distance of 135 kms. in
3 hours

w w
112. Number of girls studying Marketing is what
per cent of the number of boys studying
Q: The car covers a distance of 270 Kms. in
6 bours.

A) 20w
,Finance?
B) 35
117. What is the value of the two digit number?
P: The product of the digits is 72 and the
C) 50 D) 65
'difference between the digits is 1.
E) None of these
Q: The digit at the unit's place is greater
than the other.

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 118. What is the ratio of the total number of girls
to th~ total number of boys in a college?
P: There are 2500 students in the college
out of which 40% are boys.
Q: The ratio of the total number of boys to
the total number of girls in the last year
was 5':6.
119. What is the number?
P: 75% of that number is three-fourth of
that number.
Q: One-third of that number is less by 27 of
the half of that number.
120. What is Deepali's age?
P: Deepali is two times younger than Nisha.
Q: Supriya is twice the age of Nisha.

Directions (Qns. 121 to 125): Study the Table carefully to answer the questions that follow

Number of students appeared (A) and qualified (Q), in an examination from various institutes
over the years

Years 2003 2004 2005 2006 2007

Institutes A Q A Q A Q A Q A Q

B 1545 1240 1654 1566 1684 1500 -1440 1165

o
1564m 1462
C 1647 1106 1897 1689 1550 1278 1390 1072
c
1575 1388

s.
D 1765 1567 1574 1024 1754 1210 1364 1145 1510 1214
E 1530 1234 1886 1542 1806 1586 1478 '1388 1654 1296
F 1605 1356 2004 1930 1666 1498
er
1560

p
389 1690 1480

121. What is the .differencebetween the number

of students appeared but not qualified in
A) 2003
C) 2095
p a B} 2004
D) 2007
the exam .frominstitute B in the year 2004
and the number of students appeared but
o nE} None of these

124. What is the percentage of the candidates

not qualified in the .exam from the same
institute in the year 2006?
t i qualified over the number of candidates
appeared for the exam in the year 2005 from
A) 187
C) 275
B) 88
D) 373
e s all institutes together? (rounded off to two
digits after decimal)
E) None of these

q u
122. What is the approxi~ate average number
A} 92.34
C) 66.94
B} 73.47
D} 83.59

s c
of candidates appeared for the exam-from
institute E over the years ?
E) None of these
125. Approximately what is the percentage of
A} 1759
C) 1671
n p
B} 1586
D} 924
candidates qualified over appeared from all
the institutes together in 2007 ?
E) 1837
t A) 68 B) 55

w.
123. Percentage of candidates qualified over C) 74 D} 92
appeared from institute D is the lowest E} 86

ww
during which of the following years?

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 PART C : ENGLISH LANGUAGE
Directions (Qns .. 128 to135); Read the
following passage carefully and answer the
questions given below it. Certain words have
been printed in BOLD to help you locate them
while answering some of the questions.
Goldman Sachs predicted that crude oil price
would hit $200 and just as it appeared that
alternative renewable energy had a chance of
becoming an economically viable option, the
international price of oil fell by over 70%. After
hitting the all-time high of $147 a barrel, a month
ago, crude fell to less than $40 a barrel. What
explains this sharp decljne in the international
price of oil? There has not been any majorriew
discovery of a hitherto unknown source of oil or
gas. The short answer is that the demand does
not have to fall by a very sizeable quantity for the
price of crude to respond as it did. In the short
run, the price elasticity of demand for crude oil is
regions of the world have remained politically
unstable fuelling speculation over the price of
crude. But there is little evidence that the
geopolitical uncertainties in w~st Asia have
improved to weaken the price of oil. Threatened
by the downward slide of oil price. OPEC has, in
fact announced its decision to curtail outpU!.
However most oil importers will have a sigh
of relief as they find their oil import bills decline
except for those who bought options to import oil
at prices higher than market prices. Exporting
nations, on the other hand, will see their economic
prosperity slip. Relatively low price of crude is also
bad hews for investments in alternative renewable
energy that cannot compete with cheaper and non-
renewable sources of energy.
o m
. c
126. What does the phrase "the price elasticity
of demand for crude oil is very low" imply?

very low. Conversely, in the short run, even a

relatively big change in the price of oil does not
r s
A) When the price rises the demand for
crude oil falls immediately.
immediately lower consumption. It takes months,
. or years, of high oil price to inculcate habits of e
B) A small change in demand will result in
a sharp change in the price of crude .
p
C) Within a short span of time the price of
energy conservation. World crude oil price had
remained at over $ 60 a barrel for most of 2005-
p a
crude oil has fluctuated sharply.
D) Speculation in oil does not have much of
2007 without making any major dent in demand.
The long' answer is more complex. The
o n an impact on its price.
E) None of these
economic slowdown in the US, Europe and Asia
along with dollar depreciation and commodity
t i 127. Which of the following factors is responsible
speculation have all had some role in the
downward descent in the international price of
e s
oil. In recent years, the supply of oil has been rising
for rise in speculation in crude oil markets?
p. OPEC has not been able to restrict the
oil output and control prices.

q u
but not enough to catch up with the rising demand,
resulting in an almost vertical escalation in its
Q. The supply of oil has been rising to match
demand.

s c
price. The number of crude oil futures and options
contracts have also increased manifold which has
R. Existence of large number of oil futures
and oil contracts.

n p
led to significant speculation in the oil market. In
comparison, the role of the Organization of
A) Only P
C) Only R
B) Both P and Q
D) All P, Q and R

. t
Petroleum Exporting Countries (OPEC) in fixing
crude price has considerably weakened. OPEC is .
E) None of these
128. Why are oil importing countries relieved?

w w
often accused of operating as a cartel restricting
output thus keeping prices artificially high. It did A) Price of crude reached $147 not $200 as
was predicted.
w
succeed in setting the price of crude during the
1970s and the first half of'the '80s. But, with
increased futures trading and contracts, the
B) Discovery of oil reserves within their own
territories.
control of crude pricing has moved from OPECto C) Demand for crude has fallen sharply.
banks and markets that deal with futures trading D) Their oil import bills declined
and contracts. It is true that most oil exporting E) None of these

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129. Which of the following is NOT TRUEin the 133. Which of 'the following is/are TRUE in the
context of the passa.ge? context of the passage?
p. OPECwas established in 1970 to protect p. The decline in oil prices has benefited
the interests of oil importing countries. all countries.
Q. When demand for oil exceeds supply Q. Renewable energy sources are costlier
there is a sharp rise in price. than non-renewable ones.
R. Today futures trading markets set the oil R. Lack of availability of alternative
prices to a large extent. renewable energy resulted in rise in
A) Only P B) Only R demand for crude.
C) Both P and R D) Only Q A) Only Q B) Both P and Q
E) None of these C) Both Q and R D) Only H
130. Which' of the following is the function of E) None of these
OPEC? 134. What has the impact of the drop in oil prices
A) Controlling speculation in oil. been?
B) Ensuring profits are equally distributed A) Explorationfor natural gas resources has
to all its members. risen
C) Monitorinq inflation in oil prices and
taking necessary steps to lower it. C) OPEC has decided
o m
B) The dollar has fallen sharply.
to restrict its
D) Guaranteeing political instability in oil
exporting countries does not impact
production of oil.

. c
D) Economic depression in eil importing
output.
E) Determining prices of crude oil.
countries

r s
E) Drastic fall in demand for crude oil
131. What does the' author want to convey by
citing the statistics of 2005-2007?
p e
135. What led to alternative energy sources being
considered economically feasible?
A) The prices of crude were rising gradually
so people were not alarmed.
p a
A) The price of oil rose by 70 per cent while
renewable energy sources are cheap
B) The dollar was a strong currency during
that period.
o n
B) Exorbitant crude oil prices made
alternative energy sources an attractive
C) Many people turned to alternative
renewable energy sources because of
t i option
C) Expert predictions that the price Ofoil
high oil prices.

e s
D) If the price of oil is high for a short time
it does not necessarily result in a drop in
would alternately escalate and plunge
sharply
D) Evidence that no new sources of oil and
consumption.
q u
E) People did not control their demand for
gas are available
E) None of these

economic slowdown. s c
fuel then which created the current Directions .(Qns. 136 to 138) ; Choose the

n p
132. Which of the following factors is NOT
responsible for the CUITentdrop in oil prices?
word which is most similar in meaning to the
word printed in CAPITALas used in the passage.

. t
A) Economic crisis in America, European and
Asian nations.
136. FUELLING
A) Incentive B) Supplying

w
B)Speculation in oil markets
w
C) Weakening of the dollar
C) Stimulating
E) Restoring
D) Irritating

w
D) Political stability
countries
in oil exporting 137. DENT
A) Reduction B) Break
E) All the above are not responsible for the C) Tear D) Breach
current drop in oil prices E) Split

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138. INCULCATE 144. We have hired an advertising agency to
A) Modify B) Construct prepare a campaign to encourage people
C) Initiate D) Fix ~
E) Instill A) people from voting
Directions (Qns. 139. & 140) : Choose the B) voting for people
word which is m~st opposite in meaning to the C) people to vote
word printed in CAPITALas used in the passage. D) votes by people
E) No.correction required
139. CONVERSELY 145. During the training programe the new
A) Compatibly B) Similarly
recruits will be briefed about how their role
C) Likely D) Aligning
in the new organisation.
E) Resembling A) what their roles
140. WEAKEN B) about their role
A) Powerful B) Nourish C) for its roles
C) Intense D) Boost D) which are their role
E) Energise E) No correction required
Directions (Qns. 141 to 145): Which of the
phrases (A), (B), (C) and (D) given below each
o m
Directions (Qns. 146 to 150): In each
question below, a sentence with four words
sentence should replace the phrase printed in
underlined in the sentence to make it c
printed in underlined is given. These are

.
numbered as (A), (B)' (C) and (D}.Oneof these
four words printed in underlined may be either
grammatically correct? If the sentence is correct
as it is given and no correction is required mark
(E) as the answer. r s
wrongly spelt or inappropriate in the context of
the sentence. Find out the word which is wrongly

141. The equipment is in such poor condition that

p e
spelt or inappropriate, if any. The number of that
word is your answer. If all the words printed in
'we have no alternative to buy new ones.
A) many alternative like
underlined

p a are correctly spelt and also

appropriate in the context of the sentence, mark
B) anyalternative except
C) no other alternative
o n
(E) i.e. 'All correct' as your answer.

146. We shall have to wait (A)I and see if these

D) no alternative but
E) No correction required
t i measures (B)I are sufficient (C)I to address
(D)I the problem. All correct (E).
142. Since the deadline has been changed from

e
next week to this Thursday you should give
s 147. The document(A)1he gave me was long and
complicated (B)I and I struggled (c)1 to
this work priority.
'A) be given this work priority
q u understand (D)I it. All correct (E).

sc
148. The Company has decided (A)I to allott(B)1
B) not give priority this work
a substantial (C)I portion (D)/of its profits
C) prioritised this work
to research and development. All correct (E).
p
D) priority this work

n
E) No correction required. 149. It remains (A)I to be seen whether (B)/t11ese
reforms (c)1 will be acceptable (D)I by the

. t
143. After the success of our project we have
been receiving more requests than we do
Board. All correct (E).

w
not have the resources to handle them.
150. They are negotiating (A)I to try and reach

ww
(B)I an agreement which will beneficial (C)I
A) many requests but
everyone concerned (D)/. All correct (E).
B) most of the requests
C) more-requests that Directions (Qns. 151 to 155) : Rearrange the
D) too many requests following five sentences (P), (Q), (R), (S) and (T)
E) No correction required in the proper sequence to form a meaningful
paragraph, then answer the questtons given
below them.

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 P. For instance, if we measure the room
temperature continuously and plot its
graph with time on X-axis and
temperature on the Y-axis, we get a
continuous waveform, which is an analog
signal. Analog is Always continuous.
Q. The absence or presence of something
can be used to plot a digital signal.
R. An analog signal is a continuously
varying signal. similar to a sinusoidal.
waveform.
S. Any signal can be classified into one of
the two types: analog and digital.
T. In contrast, a digital signal takes the form
of pulses, where we have something or
nothing.
151. Which of the following should be the FIRST
sentence after rearrangement?
A) P
C) RD)
B) Q
S c
E) T
152. Which of the following should be the THIRD
sentence after rearrangement?
A) P B) Q
156. The government has (A)I launched many
creative schemes (B)I to make banking
services (c)1 available to everyone (D)I No
error (E).
157. We have received many (A)I of the letters
from customers (B)I asking us to extend (C)I
the deadline to repay their loans (D)/. No
error (E).
158. Under the terms of the new deal (A)I the
channel can broadcast (B)I the next cricket
tournament to be (c)1 Played among India
and Australia (D)/. No error (E).
159. This is turned out to be (A)/one of our most
successfulprojects (B)I and we have made quite
(C)I a large profit from it (D)/. No error (E).
o m
160. A non banking financial company isa (A) I
financial institution similarly to a bank (B) I
but it cannot issue (c)1 cheque books to
customers (D)/. No error (E).
.
r s
161. He has taken care to (A)l compliance with
the norms (B)I so he expects the proposal
error (E).
p e
(c)1 to be approved without delay (D)/. No

C) R
E) T
D) S

p a
162. Since I had lived there (A)I for many years
the villagers (B)I were very comfortable
talked (C) I to me about their problems (D)/.
153. Which of the following should be the
SECOND sentence after rearrangement?
o n
No error (E).

ti
A) P B) Q 163~Our equipment gets damage (A)I very often
C) R D) S in summer (B)I because there are (C) I.
E) T
154. Which of the following should be the
e s frequent power cuts (D)/. No error (E).
164. We have been under (A)I a lot of pressure to
FOURTH sentence after rearrangement?
A) P B) Q
q u (B) I open fifty new stores (C)I by the ending
of the year (D)/. No error (E).
C) R
E) T
D) S

s c 165. The company is in debt (A)I and has been

unable (B)I to pay their employees salaries

n p
155. Which of the foHowing should be the FIFTH
sentence after rearrangement?
(c)1 for the past six months (D)/. No error (E).
Directions (Qns.166 to 175) : In the
A) P
t B) Q following passage there are. blanks each of which

w.
C) R D) S has been numbered. These numbers are printed
E) T below the passage anc;lagainst each. five words

w w
Directions (Ons. 156 to 165) : Read each
sentence to find out whether there is any
grammatical error or idiomatic error in it. The
error, if any, will be in one part of the sentence.
The number of that part is the answer. If there is
no error, the answer is (E). (Ignore errors of
punctuation, if any)
are suggested, one of which fits the blank
appropriately, Find out the appropriate word in
each case.
On October 2, 1983 the Grameen Bank Project
...166 ... the Grameen Bank. We invited the
Finance Minister to be the Chief Guest at our
...167... ceremony. But when the Ministry came
to ... 168... that the ceremony would take place in

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a remote district, they said it would not be an 1'70.
... 169 ... place to launch a Bank and that the A) held B) invited
ceremony should be ... 110 ... in Dhaka so that all , C) assembled D) done
the top Government Officials could ... 171.. .. We E) shifted
stood firm and ... 172... to them that we did not 171.
work in urban areas so it made no 173... to have A) entertain B) present
the ceremony in a city ... 174 we had no C) accompany D)' attend
borrowers ..We had the ceremony in a big open' E) involve
field with the Finance Minister present as Chief 172.
Guest. For an of us who had worked so hard to A) refused B) apologised
... 175... this it was a dream come true. C) told D) explained
166. E) denied
A) became B) reorqanised 173.
C) merged D) named A) point : B) difference
E) converted C) sense D) difficulty
167. E) meaning
Al induction
C) closing
B) opening
D) dedicated
174.
A) which B) where
o m
168.
E) inaugurate C) while
E) however
D) that

. c
A) acquaint
C) know
B) reveal
D) aware
175.
A) perform
r sB) obey

169.
E) inform

A) obvious B) excellent
C) achieve
E) built
p e D) discover

C) .available
E) appropriate
D) inauspicious
p a
PART D : GENERAL AWARENESS o n
176. Which of the following cannot be called as t i
178. Which one of the following is the percentage

es
a Debt Instrument as referred in financial upto which FDI in defense sector is allowed?
transactions? A) 26f'o B) 41 %
A) Certificate of Deposits
B) Bonds C) Stocks
q u C) 31 %
E) None of these
D) 49 %

D) Commercial Papers
E) Loans
s c 119. Whenever RBI does some Open Market
operation 'Iransacrions, actually it wishes to

n p
117. Which of the following is TRUE about the
'Single - EURO Payment Area' a concept
regulate which of the following?
A) Inflation Only

. t
very much in news these days?
P. It is a concept floated by European Union.
B) Liquidity in economy
C) Borrowing powers of the banks

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Q. It aims to create an integrated marked D) Flow of Foreign Direct Investments

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for payment services in EJRO. E) None of these
R. It is a contract to convert all US dollar 180. In economics it is generally believed that
payments into EURO,which is a currency the main objective of a Public Sector
. almost free from fluctuations in its value. Financial Company like Bank is to
A) Only P B) Only Q A) Employ more and more people
C) Only R D) Only P and Q B) Maximize total profits
E) None of these C) Maximize total production

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 D) Provide financial service to the people of 187. Which of the following financial products is
the nation of its origin across the country NOT much popular in India as they are
E) Sell the goods at subsidized cost. launched recently only?
181. In a Company the use of price sensitive A) Development Bonds
corporate information by the Company B) Insurance Policies
people to make gains or cover losses is C) Mutual funds
known as D) Sovereign Wealth Funds
A). insider trading B) future trading E) All are very popular products in India
C) foreign trading D) stock trading 188. Bharat Nirman does not cover which of the
E) None of these . following areas?
182. What is the Repo Rate? 1\.) Rural employment
A) It is a rate at which RBI sell Govt. B) Rural Housing
securities to banks C) Rural Water supply

B) It is a rate at which RBI buys Govt. D) Irrigation facilities

securities from banks
C) It is a rate at which RBIallows small loans
in the market.
D) It is a rate which is offeredby banks to their
E) It covers all the above areas,
189. WQichof the following committee has given
A) Rakesh Mohan Committee
o m
its recommendations on "FinancialInciusion"?

most valued customers or prime customers.

E) None of these
B) RanqarajanCommittee
C) Sinha Committee
. c
183. The agricultural census is done at which of
the following intervals?
D) Kelkar Committee
E) None of these
r s
A) There is no fixed term
B) Every year
p e
190. Which of the following policies of a country
brings a' crucial impact on the economic
C) Once in three years
'D) Once in ten years
. E) Once in five years p a
growth of the nation ?
P. Fiscal policy
Q. Foreign policy
184. The maximum .amount of the total Revenue
o nR. Social policies
A) Only P , B) Only Q
earned by the Government of India comes
from
A) Income Tax B) Customs Duty t i C) Only P and Q D) Only Q and H
E) All P, Q and R
C) Excise Duty
E) Corporate Tax
D) Value Added Tax
e s 191. Which of the following correctly describes
what sub-prime lending is ?
185. The amount of which of the following
q u
reflects the overall budgetary position of the
P. Lending to the people who cannot refurn
the loans,

A) Revenue Deficit s c
Government of India at a given time? Q. Lending to the people who are high value
customers of the banks.

C) Capital Deficit
n p
B) Total Amount of Income Tax collected R. Lending to those who are not a regular
customer of a bank.

. t
D) Fiscal Deficit E) None of these
186. As per the directives issued by the Prime
A) Only P
C) .Only R
B) Only Q
D) All P, Q and R

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Minister's Economic Advisory Council
(EAC), the percentage of the current
E) None of these
192. Which of the following services provided by

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account deficit (of the total GDP) during
2008-09 should not be more than
a bank in India is not liable for Service Tax
as per existing laws?
A) Safe Deposit Lockers
A) 2.8% B) 3.0%
C) 3,1% D) 3.2% ' B) Merchant Banking Services
E) None of these C) Credit cards '
D) Discountearned on certain discounted bills
E) None of these

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193. Who amongst the following gave the 200. An industry which is fighting hard to
concept of RUPA(Providing Urban facilities increase its market share in existing market
in Rural Areas)? (with new popular products) is known as
A) Rajiv Gandhi B) Manmohan Singh A) market vendor B) market operator
C) A.P.J. Abdul Kalam C) market leader D) market follower
D) Sonia Gandhi E) None of these E) market challenger
194. In India Minimum Support Prices are 201. Ksenya Sukhinova from was in
announced by the Government of India every December 2008, crowned Miss World 2008.
year. Which of the following commodities is A) Croatia B) Latvia
not covered under this policy? C) Russia D) Sweden
A) Sugar B) Wheat E) None of these
C) Cotton D) White goods 202. Which of the following is/ are the objectives
E) All are covered under the policy of developing Special Economic Zones
195. The higher rate of growth of economy (SEZs)?
certainly reduces the P. Generate additional economic activities.
A) gender inequalities Q. Generate additional employment
B) poverty
C) population of a country
D) flow of foreign direct investment
opportunities.

A) Only P B) Only Q o m
R. Promotion of export of goods and services.

E) None of these
196. The 11th Five YearPlan is termed as plan for
C) Only R
E) All P, Q and R . c
D) Only P and Q

A) India's Health
B) Eradication of poverty from India r s
203. Which of the following products launched by
most of the banks help farmers in getting
C) India's Education
D) Development of Rural India
p e
instant creditfor various agriculturalpurposes?
A) Kissan Credit Card
E) None of these
197. Which of the following countries is given p a
B) Personal Loan 'C) Business loan
D) ATMCard E) None of these
permanent membership of the World Trade
Organization recently?
o n
204. Which of the following products of a bank
is specifically designed to provide financial
A) Ukrain
C) Pakistan
B) India
D) Sri Lanka
t i help to children in their higher studies in
India of in a foreign nation?
E) None of these

e s
198. The actual return of an investor is reduced
A) Personal Loan B) Corporate Loan
C) Educational Loan D) Mortgage Loan

q u
sometimes as the prices of the commodities
go up all of a sudden. In financial sector
E) None of these
205. Which of the following is the limitation of

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this type of phenomenon is known as
A) Probability risk B) Market risk
the ATMs owing to which people are
required to visit branches of the bank?

~) None of these
n p
C) Inflation risk D) Credit risk P. It does not accept deposits.
Q. It has a limited cash disbursement capacity.

t
199. Which of the following is/are the major

.
concepts visible in today's banking industry
R. Lack of human interface.
A) Only P
C) Only R
B) Only Q
D) All P, Q and R

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in India?
P. Risk Based Management E) None of these are limitations

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Q. Growing Competition
R. IT Initiatives
A) Only P B) Only Q
206. When the prices of commodities, goods and
services start declining consistently, the
phenomenon is known as
C) Only R D) Both Q and R A) Discount yield B) Deflation
E) All P, Q and R C) Negative growth
D) Market capitalization
E) None of these

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207. A Bank/Financial Organization these days 214. Which of the following is NOT a social
relies heavily on e-Commerce for its assistance programme launched by the
transaction. A'sa part of system security, it Governement of India?
has introduced organization's security A) National Old Age Pension Scheme
awareness manual. This step of the B) Annapurna Scheme
organization can be classified under which C) National Family Benefit Scheme
one of the following categories of measures D) Indira Awaas Yojana
for a business? E). All are social assistance programmes
A) Preventive B) Compliance 215. Mr. Paul Krugman whose name was in news
C) Corrective D) Detective recently is a famous
E) 'None of these A) Medical Scientist B) Economist
208. Which of the following policies of the C) Author D} Astrophysicist
financial sectors .is basically designed to E) Sports Personality
transferring local financial assets into 216. Mr. Raman Singh has taken over as the Chief
foreign financial asset freely and at market Minister of which of the following States
determined exchange rates? Policy of after a General Election th'ere in the
A) Capital Account convertibility November /December 2008?
B) Financial Deficit Management
C) Minimum Support Price
A} Jammu and Kashmir
B) Madhya Pradesh o m
C) Delhi
D) Restrictive Trade practices
E) None of these
D) Chhattisqarh
. c
E) None of these
217. Which of the following countries is NOTthe
209. A customer wishes to purchase some US
dollars in India. He/She should go to
r s
member of Asia Pacific Economic Co-
operation (APEC) which was in news
A) Public Debt Division of the RBI only.
B) American Express Bank Only
recently?
p e
A) South Korea B) Canada
C) RBI or any branch of a bank which is
authorized for such business
p a
C) China
E) U.S.A.
D) India

D) Ministry of Foreign Affairs.

E) None of these n
218. Mr. Hosni Mubarak who is the recipient of
o the Jawaharlal Nehru Award for
210. India's Look East Policywas launched in the
year
t i International Understanding recently is the
A) President of South Africa
A) 1990
C). 1995
B) 1992
D) 2000
e s B) Prime Minister of South Africa
C} President of Egypt
E) None of these

q
211. Saniya Mirza and Mahesh Bhupati wonu D} Prime Minister of Egypt
E} Secretary General of UNO

s c
which of the following titles recently?
A) Australian Open B) U.S. Open
C) Wimbledon D) Davis Cup
219. The compulsory Education Act will ensure
education to the children upto the age

E) None of these
n p of .
A) 10 years B) 12 years

t
212. Which of the following books is written by
Mr. Nandon Nilekani? .
.
A) Imagining India B) A Good Woman
C) 8 years
E} None of these
D) 6 years

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C) Between the Assassinations
D) The White Tiger E) None of these
220. Many times we see in newspapers that some
projects are launched by the Government

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213. United States President elect Barack Obama
was, in December 2008, named 'Person of
authorities on 'PPP' basis. What is the full
form of 'PPP'?
A) Preferential Payment Plan
the Year' for 2008 by magazine. B} Public Private Partnership
A) Newsweek B) Economist C} Partial Payment Project
C) Time D) The Guardian D} Popular Private Project
E) Forbes E) Public Private Plan

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221. Which of the following countries is planning A) UNESCO B) ADB
to launch its Moon Mission Space Vehicle C) IMF D) WTO
named as Moon-LITE? E) World Bank
A) Pakistan B) Germany 224. What is the Statutory Liquidity Ratio (SLR)
C) Russia D) France at present?
E) Britain A) 14% B) 18%
222. The Buckingham Canal which is declared a C) 20% D) 24%
National Waterway of India recently is a E) None of these
Canal running from 225. Mr. Kunwar Narayan who was selected for
A) Punjab to Haryana the Jnanpith Award (for 2005) recently is
B) Mumbai toGoa a famous poet and writer in
C) Vijayawada to Villupuram A) Urdu B) English
D) Cochin to Kozhikode C) Gujarathi D) P.unjabi
E) Kanyakumari to Rameshwaram E) Hindi
223. The World Development Report-2009 is
released a few months earlier, by which of
the following Organisations?

Answers
• • o m
1. (A)

11. (E)
2. (B)
12.{D)
3. (E)
13.(A)
4. (B)

14. (A)
5. (C)

15. (C)
6.

16. (E)
(B) 7. (D)
17. (E)
8. (D)
18. (E)
.
9.
c(B)

19. (B)
10. (E)
20. (C)
21. (C)
31. (D)
22.(D)
3"2.(E)
23.{D)
33.(D)
24. (A)
34. (E)
25. (D)
35. (D)
26. (B)
36. (B)
27. (C)
37. (C) r s
28. (C)
38. tE)
29. (A)
39. (A)
30. (B)
40. (D)
41. (C) 42.{A) 43.{A) 44. (B) 45. (E) 46. (D) 47. (A)
p e 48. (E) 49. (A) 50. (B)
51. (B) 52.{B) 53.(E) 54. (E) 55. (A) 56.{D)
a
57. (B) 58. (A) 59. (B) 60. (A)

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61. (D) 62. (E) 63.(A) 64. (C) 65. (B) 66. (D) 67. (C) 68. (B) 69. (E). 70. (A)
71,. (A) 72.(D) 73.(B) 74. (C) 75. (E) 76. (A) 77. (B) 78. (B) 79. (B) 80. (C)

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81. (D) 82.(C) ·83.(A) .84.(D) 85. (E) 86. (E) 87. (E) 88. (C) 89. (D) 90. (A)
91. (E) 92.(D) 93.{C) 94. (B) 95. (A) 96. (B) 97. eC) 98. (D). 99. (A) 100.(E)
101.(A) 102.(B) 103.(D) 104.(C) 105.(E)
s t 106.(A) 107.{E) 108.(B) 109.(D) 110.(C)

ue
111.(A) 112.{E) 113.(B) 114.(D) 115.(C) 116.(D) 117.(C) 118.(A) 119.(B) i20.(E)
121.(A) 122.(C) 123.(B) 124.(D) 125.(E) 126.(D) 127.(C) 128.(D) 129.(A) 130.(C)

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131.(D) 132.(D) 133.(E) 134.(C) 135.(B) 136.(C) 137.(A) 138.(E) 139.(B) 140.(D)
141.(D) 142.(E) 143.(A) 144.(C) 145.(B) 146.(E) 147.{E) 148.{B) 149.(D) 150.(C)

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151.(B) 152.(C) 153.(D) 154.(A) 155.(E) 156.(D) 157.(E) 158.(D) 159.(A) 160.(B)
161.(B) 162.(C) 163.(A) 164.(D) 165.(E) 166.(A) 167.(B). 168.(C) 169.(E) 170.(A)
171.(D) 172.(D)·
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173.(C) 174.(B) 175.(C) 176.(E) 177.(D) 178.{A) 179.(C) 180.(B)

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181.(A) 182.(A) 183.{E) 184.{C) 185.(D) 186.(D) 187.{D) 188.{E) 189.(A) 190.{E)
191.(A) 192.(E) 193.(A) 194.(D) 195.(B) 196.(D) 197.{A) . 198.(A) 199.(E) 200.(E)

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201.(C)· 202.(E) 203.(A) 204.(C) 205.{D) 206.(C) 207.(A) 208.(A) 209.(Q 210.(E)
211.(A) 212.(A) 213.(A) 214.(C) 215·.(B) 216.(D) 217.(D) 218.(C) 219.(E) 220.(B)
221.(C) 222.(C) 223.(C) 224.(D) 225.(E)

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