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I think it´s important that people don´t live beyond the possibilities because this way people are
going to be drowning within the debts. People shouldn´t exceed their expenses because when
they have to pay, the money they earn at work won´t reach them. For me, the most successful
thing is to save regularly because I already have some money I can save, I can use it little by little,
and I know that if I am in trouble, the money saved will help me. And the least successful is not
keeping track of expenses because you don't know where the money is going or what you are
spending it on.
My short-term financial goals are: to get a job, to be able to save little by little and don´t spend
too much. My long-term goals is: to open a savings account at the bank and to save a percentage
of the money I earn at the bank for studies.