Financial Goal Planning

In every financial Goal Planning,various calculations are required to make apt decisions.
1 How much investment per period should be done to get the desired Amount
2 How much time period we should wait to get the desired amount.
3 What is the Present Value of the amount that I will get after specific time period.
4 At What rate I should Invest the savings to get the desired amount
5 What will be future value of my investment after specific years

Specific Financial Goals

Goal 1 Investment of Rs 2000 per Month @ Expected Rate of 12% what will be the amount after 15 Years
Goal 2 I wish to get Rs.1000000 after 12 years investment at expected return of 12%,so How much I should Invest p
Goal 3 At what rate I should Invest 15000 per month to get 1 CR after 23 Years
Goal 4 In how many years my 10000000 can become 2000000 at 15%
Goal 5 What will be the Present Value of Rs 1000000@7% that you are getting after 7 years

Per Period
Functions Goal FV PV RATE TIME Investment Remark

FV Goal 1 ??? NA 12% 15 2000

PMT Goal 2 1000000 NA 12% 12 ???
Rate Goal 3 10000000 NA ??? 23 15000
NPER Goal 4 2000000 1000000 15% ??? NA

PV Goal 5 1000000 ????? 10% 7

t decisions.

after 15 Years
w much I should Invest per Month.

s
 Steps of Converting Dreams into Goals

Dreams
S Specific
M Measurable
A Attainable
R Realistic
T Time Bound
Goal

Quantified
Financial Goals
rting Dreams into Goals
1

2A
2B
2C
2D
2E
3

4
5
 Steps of Converting Dreams into Goals
1

Dreams
S Specific 2A
M Measurable 2B
A Attainable 2C
R Realistic 2D
T Time Bound 2E
Goal 3
Quantified 4
Financial Goals 5
 Financial Goal Planning 5 Using FV: What is the Future value of the am

Present Value Mode(Per) Interest Rate

712986 1 7%
Answer 1402551
Future value of the amount after desired year
Months in Time Period
Years a Year (NPER)
10 12.00 120
 Financial Goal Planning 4 Using PV: What is the Present Value of Amoun

Future Value(FV) Mode(Per) Interest Rate

1000000 1 7%
Answer 712986
sent Value of Amount that you will get in future
Months in
Years a Year
5 12
 Financial Goal Planning 3 Using NPER : How Long Shou
Future Value(FV) Mode(Per) Interest Rate
1000000 1 12%
Answer Time Period
ER : How Long Should You Wait
Investment Months in a Year
4304.05 12
120
 Financial Goal Planning 2 Using Rate: Finding the Interest Rate/R

Future Value(FV) Mode(Per) Years

1000000 1 10
Answer Rate
g the Interest Rate/Return on Investment
Time
Months in a Period
year (NPER) Investment
12 120 4304.05
1% 12%
 2D
R Realistic

2E
T Time Bound
3
Goal

Quantified 4
 Financial Goal Planning 1 using PMT: How Much you sav

Future Value(FV) Mode(Per) Years

1000000 1 10
Answer 430
: How Much you save and Invest
Time
Months in a Period Interest
year (NPER) Rate(Rate)
12 120 12.00%
4304.05
 Financial Goal Planning 1 using PMT: How Much you sav

Mode(
Future Value(FV) Per) Years
1000000 1 10
Answer 4304.05

Financial Goal Planning 2 Using Rate: Finding the Interest Rate/R

Mode(
Future Value(FV) Per) Years
1000000 1 10
Answer Rate 1.00%

Financial Goal Planning 3 Using NPER : How Long Shou

Mode(
Future Value(FV) Per) Interest Rate/ROI
1000000 1 12%
Answer Time Pe 120

Financial Goal Planning 4 Using PV: What is the Present Value of Amoun
Mode( Interest Rate/Inflation
Future Value(FV) Per) Rate
1000000 0 12%
Answer

Financial Goal Planning 5 Using FV: What is the Future value of the a
Mode(
Present Value Per) Interest Rate
 321973.24 0 12%
Answer
ng PMT: How Much you save and Invest
Time
Period Interest
Months in a year (NPER) Rate(Rate)
12 120 12.00% In every
4304.05 1

2
: Finding the Interest Rate/Return on Investment
Time 3
Period
Months in a year (NPER) Investment 4
12 120 4304 5
12%

ing NPER : How Long Should You Wait Goal 1

Investment Amount Months in a Year Goal 2

4304 12 Goal 3
10 Goal 4

Goal 5

the Present Value of Amount that you will get in future Functions

Months in
Years a Year FV
10 0 PMT
321973.24 Rate

NPER

is the Future value of the amount after desired year PV

Months in Time Period
Years(Nper) a Year (NPER)
 10 0.00 0
1000000
 Financial Goal Planning
In every financial Goal Planning,various calculations are required to make apt decisions.

How much investment per period should be done to get the desired Amount

How much time period we should wait to get the desired amount.

What is the Present Value of the amount that I will get after specific time period.

At What rate I should Invest the savings to get the desired amount

What will be future value of my investment after specific years

Specific Financial Goals

Investment of Rs 2000 per Month @ Expected Rate of 12% what will be the amount after 15 Years

I wish to get Rs.1000000 after 12 years investment at expected return of 12%,so How much I should Invest per Month.

At what rate I should Invest 15000 per month to get 1 CR after 23 Years

In how many years my 10000000 can become 2000000 at 15%

What will be the Present Value of Rs 1000000@7% that you are getting after 7 years

Per Period
Goal FV PV RATE TIME Investment Remark

Goal 1 ??? NA 12% 15 2000

Goal 2 1000000 NA 12% 12 ???

Goal 3 10000000 NA ??? 23 15000

Goal 4 2000000 1000000 15% ??? NA

Goal 5 1000000 ????? 10% 7

ecisions.

after 15 Years

w much I should Invest per Month.

s
 Steps of Converting Dreams into Goals

Dreams

S Specific

M Measurable

A Attainable

R Realistic

T Time Bound

Goal

Quantified

Financial Goals
rting Dreams into Goals
1

2A

2B

2C

2D

2E