Top reasons to invest in this policy today

A unique insurance Guaranteed monthly Multiple annuity

cum investment plan
with an option to
receive immediate and
deferred annuity
Guaranteed Annuity -
addition in deferred options and modes
whether immediate or
annuity to enhance available to suit your
deferred option chosen
your life cover financial needs

Death benefit (in

Available for individual
applicable options) Liquidity - Surrender Pay premium once -
as well as joint lives
available to the Value and Loan enjoy guaranteed financial
(spouse or close family
nominee in lump sum available peace forever
relatives)
or in installments

Benefits Illustration specially prepared for Mr. Anwar

Age 60 Years 2nd Annuitant - Investment ₹ 5,09,000 Annuity Mode Yearly

Immediate Annuity Deferred Annuity - 3 Years

Annuity Annuity Death Annuity Annuity Death

Option Amount Benefit Option Amount Benefit

A - On death annuity ceases and nothing is Purchase Price + GA - Annuity Paid OR

payable 1 35,050 110% of Purchase Price (whichever is
higher)
B -
Annuity guaranteed for 5 / 10 / 15 / 20
Joint Life: On death of 1st annuitant, survivor
C - years from inception in option B / C / D / E
2 - continues to receive annuity. On survivor’s
respectively irrespective of survival of the
death nominee gets death benefit as
annuitant. If death occurs thereafter then
D - mentioned above
annuity ceases and nothing is payable
E - Eligibility Conditions

F - On death annuity ceases. Purchase price 30 - 85 (Imm. Ann. except opt F)

paid to nominee
Annuity increases @ 3% p.a.On death
G -
annuity ceases and nothing is payable
Joint Life. On death of primary annuitant
H - 50% annuity continues to the 2nd
annuitant. Annuity ceases on death of 2nd
annuitant
Joint Life. On death of primary annuitant
I - 100% annuity continues to the 2nd
annuitant. Annuity ceases on death of 2nd
annuitant
Joint Life. On death of primary annuitant
100% annuity continues to the 2nd
J - annuitant. Annuity ceases on death of 2nd
annuitant but purchase price is paid to the
nominee
Age at entry
30 - 100 (Imm. Ann. opt F)
(last birthday) 30 - 79 (Deferred Annuity)
1,50,000 to no limit (min. Annuity -1,000 p.m.)
Pur. Price
Def. Period 1 to 20 years (def. option only)
Vesting Age 31 to 80 years (def. option only)
Presented By
ROBERTRONALDFERNANDES
CLIA- CORPORATE CLUB- COT-MDRT(USA)
Reon Consultancy Services
Hotel Pancharathna International
Moodbidri- Mangalore-574227
Phone:- 919620084318, +919448216661
 13/10/2020

Detailed Benefits Illustration for Mr. Anwar

Age 60 Years 2nd Annuitant - Investment ₹ 5,09,000 Deferment 3 Years

Policy Accrued Death Death Cover Guaranteed Annuity Cash Loan

Year Age Guar. Addition Cover as % of Inv. Annuity as % of Inv Value Available
1 61 32928 550000 110.00% - - 375000 184474
2 62 65856 565856 113.17% - - 375000 184474
3 63 98784 598784 119.76% - - 392780 184474
4 64 98784 563734 112.75% 35050 7.01% 414950 184474
5 65 98784 550000 110.00% 35050 7.01% 413485 184474
6 66 98784 550000 110.00% 35050 7.01% 415204 184474
7 67 98784 550000 110.00% 35050 7.01% 416951 184474
8 68 98784 550000 110.00% 35050 7.01% 418941 184474
9 69 98784 550000 110.00% 35050 7.01% 421102 184474
10 70 98784 550000 110.00% 35050 7.01% 423416 184474
11 71 98784 550000 110.00% 35050 7.01% 425868 184474
12 72 98784 550000 110.00% 35050 7.01% 428426 184474
13 73 98784 550000 110.00% 35050 7.01% 431167 184474
14 74 98784 550000 110.00% 35050 7.01% 434049 184474
15 75 98784 550000 110.00% 35050 7.01% 437012 184474
16 76 98784 550000 110.00% 35050 7.01% 440159 184474
17 77 98784 550000 110.00% 35050 7.01% 442853 184474
18 78 98784 550000 110.00% 35050 7.01% 445636 184474
19 79 98784 550000 110.00% 35050 7.01% 448480 184474
20 80 98784 550000 110.00% 35050 7.01% 451446 184474
21 81 98784 550000 110.00% 35050 7.01% 454479 184474
22 82 98784 550000 110.00% 35050 7.01% 456466 184474
23 83 98784 550000 110.00% 35050 7.01% 458454 184474
24 84 98784 550000 110.00% 35050 7.01% 460342 184474
25 85 98784 550000 110.00% 35050 7.01% 462189 184474
26 86 98784 550000 110.00% 35050 7.01% 463994 184474
27 87 98784 550000 110.00% 35050 7.01% 465707 184474
28 88 98784 550000 110.00% 35050 7.01% 467382 184474
29 89 98784 550000 110.00% 35050 7.01% 469012 184474
30 90 98784 550000 110.00% 35050 7.01% 470549 184474
31 91 98784 550000 110.00% 35050 7.01% 472038 184474
32 92 98784 550000 110.00% 35050 7.01% 473538 184474
33 93 98784 550000 110.00% 35050 7.01% 474931 184474
34 94 98784 550000 110.00% 35050 7.01% 476268 184474
35 95 98784 550000 110.00% 35050 7.01% 477547 184474
36 96 98784 550000 110.00% 35050 7.01% 478814 184474
37 97 98784 550000 110.00% 35050 7.01% 480017 184474

ROBERTRONALDFERNANDES
 13/10/2020

Detailed Benefits Illustration for Mr. Anwar

Age 60 Years 2nd Annuitant - Investment ₹ 5,09,000 Deferment 3 Years

Policy Accrued Death Death Cover Guaranteed Annuity Cash Loan

Year Age Guar. Addition Cover as % of Inv. Annuity as % of Inv Value Available
38 98 98784 550000 110.00% 35050 7.01% 481142 184474
39 99 98784 550000 110.00% 35050 7.01% 482247 184474
40 100 98784 550000 110.00% 35050 7.01% 483323 -

98784 1296850 259.37%

Notes :
1. The above illustration is based on the annuity option - 1 - Option 1.
2. The percentage of death cover and annuity are computed on the basis of basic purchase price

ROBERTRONALDFERNANDES