Professional Documents
Culture Documents
(Activity 3)
Over 8 lakh children in India between the age group 5 and 6 years are engaged in child
labour. A large percentage, over 5 lakhs of these children do not attend school. Majority of
these kids are engaged in family-based employments.
Uttar Pradesh has the highest number of 2,50,672 children engaged in labour, followed by
Bihar with 1,28,087 children and Maharashtra where the number stands at 82,847.
Komal Ganotra, director, policy, research and advocacy CRY says, “Early childhood lays the
foundation of cognitive, physical, socio-emotional development. The Integrated Child
Development Scheme (ICDS), which was introduced with the intent of providing a strong
base to these children, is marred by limited reach as it covers only 50 per cent of this
population. Thus, many children in this age group are seen accompanying their parents to
their workplace or end up living with minimal care.
Key Points:
Income Tax benefits and exemptions will be available as per the income tax
laws which are subject to change from time to time.
If one wishes to exit the scheme at any point, she/he may join again in future
by submitting a declaration of good health in the prescribed proforma.
There is no maturity or surrender benefit under this plan.
Account holder’s insurance will be terminated once she/he attains the age of
55
Account can also be closed due to insufficiency of balance for debiting
premium or if the bank shuts down
Eligibility Criteria: People aged between 18-50 who hold a savings account can apply
for the scheme.
Where to apply: The form can be downloaded online and can be submitted to your
bank. A few banks also offer SMS and net banking-based enrollment.
Eligibility Criteria:
People from economically backward section including families with no adult
members between 16 and 59, families with one disabled member, manual scavengers,
tribal groups, ragpicker, beggar, domestic help, construction workers, sanitation
workers, public transport drivers, waiters, peons, mechanic, etc.
Key Points:
Eligibility Criteria: Account can be opened only in the name of girl child who is
below the age of 10 at the time of opening of the account. Only two SSY accounts are
permitted per family.
Where to apply: The application form can be obtained from a nearby post office or
public/private bank.
Eligibility Criteria: People from Below Poverty Line families can avail the scheme.
Key Points:
Eligibility Criteria: Anyone from the weaker section of the society. Minors below 10
can also avail the scheme provided a guardian is available to maintain the account.