133-Magazine For The Month of January-2023

Dear Students,
Every passing year give time for self introspection. It reminds the goal you set for your last
year and your progress towards that end. Recognise your achievement and find out your drawbacks in
the last 12 months. This will give you the opportunity to reorient your approach for the upcoming year.
Competitive exams are becoming tougher day by day as from selection it has been converted to
an elimination process due to the number of eligible candidates witnessing a mushrooming growth at
present. So you are to groom yourself not as the most suitable but best suitable candidate so your
dream will be realised.
From our end through this VANIK Monthly Current Affairs Magazine we are reorienting our
approach & content as per the changing trend of different exams. Hope you to adopt with this change &
reorient yourself to be an achiever soon.
Wishing you all the best

MAGAZINE FOR THE MONTH OF
JANUARY-2023
Mr. Pramod Padhi
Pradeepta Pradhan
Satabdi Sagar Mohanty
Tapas Ranjan Behera
Rupesh Kumar Singh
Bikash Ranjan Dash
G. Khatua and Team R & D
Smrutiranjan Chhatoi
© Copyright Reserved
 No part of this magazine can be printed in whole or part without the written permission of the
publisher.
 The editor and publisher have tried their best to verify the factual accuracy of the informations
published, but do not take any responsibility for the absolute accuracy of the informations in the
magazine.
 All disputes subject to Bhubaneswar (Odisha) Jurisdiction.
VANIK Publications
Corporate Office : 1441, Opp. IOCL Petrol Pump, CRPF Square, Bhubaneswar-751015
Contact : 8093083561
Visit us at : www.vanikpublications.com
E-mail : vanikpublications@gmail.com
Vijaya Maharana
Major Issues of the Month --------------------------------------------------------- 1
Economy --------------------------------------------------------- 27
Committee and It's Head --------------------------------------------------------- 33
State & UT in News --------------------------------------------------------- 33
National News --------------------------------------------------------- 38
International News --------------------------------------------------------- 44
International and National Summits--------------------------------------------------------- 46
Bilateral --------------------------------------------------------- 49
Award & Honor --------------------------------------------------------- 52
Place in News --------------------------------------------------------- 55
Science and Technology --------------------------------------------------------- 57
Sports --------------------------------------------------------- 60
Defence --------------------------------------------------------- 63
Ranking & Order --------------------------------------------------------- 65
Book and Author --------------------------------------------------------- 68
Day & Days --------------------------------------------------------- 68
Miscellaneous --------------------------------------------------------- 69
One Liner --------------------------------------------------------- 71
200 Current Affairs MCQs --------------------------------------------------------- 72
100 GK Questions for SSC & Railway -------------------------------------------------------- 81
40 Computer MCQs --------------------------------------------------------- 85
20 Banking Awareness MCQs --------------------------------------------------------- 88
SBI-PO (MAIN) --------------------------------------------------------- 90
FCI-ASST.-GRADE-3 (PHASE-I) --------------------------------------------------------- 114
RRB-NTPC (CBT-I) -------------------------------------------------------- 122
Who's Who --------------------------------------------------------- 133
Abbreviation --------------------------------------------------------- 139
MAGAZINE FOR THE MONTH OF JANUARY – 2023
MAJOR ISSUES
OF THE MONTH
Page | 1
G-20 SUMMIT 2022

Recently, the 17th annual summit of G-20 was hosted by the Indonesian G20 presidency in Bali under the theme ‗Recover
Together, Recover Stronger‘.
Now, India has assumed the charge of the G20 presidency and the 18th summit will be held in India in 2023.
In order to achieve a robust global economic growth, the countries which represent and contribute more than 80% of the
global GDP came at the Premier forum for International economic cooperation, which was agreed by leaders at the
Pittsburgh Summit in September 2009. These countries co-operated to discuss and were known as the ―Summit on Financial
Markets and the World Economy‖ which is now the G20 Summit.
Recently G20 summits started focusing not only on macro economy and trade; but also on a wide range of global issues
which have an immense impact on the global economy since globalization started progressing and various issues became
more intricately intertwined. Those issues included overall development, climate change and energy, health, counter-
terrorism, as well as migration and refugees.
Key Takeaways From G20 Summit 2022
Health: Leaders also reaffirmed their ongoing commitment to fostering a robust and long-lasting recovery that advances
and maintains universal health care.
They hailed the World Bank‘s creation of the ―Pandemic Fund,‖ a new financial intermediary fund for pandemic prevention,
preparedness, and response.
The World Health Organization (WHO), with assistance from other international organisations, has reaffirmed the
commitment of world leaders to strengthen global health governance.
Digital Transformation & Digital Literacy:
Leaders have acknowledged the significance of digital transformation in achieving sustainable development goals.
They pushed for further global cooperation to boost digital literacy and skills in order to maximise the benefits of the digital
transformation, particularly for women, girls and those who are vulnerable.
Climate Change: G20 leaders decided to continue their efforts to keep the rise in global temperature to 1.5 degrees Celsius,
reaffirming their commitment to the temperature goal in Paris 2015 agreement on climate change.
Food Security: The leaders praised the Black Sea grains project and pledged to take coordinated action to solve problems
concerning food security.
Focus on the Global Economy:
In a departure from last year‘s focus on healing the wounds left by the Covid-19 outbreak, the G20 economies agreed in their
declaration to pace interest rate rises cautiously to avoid spillovers and warned of ―increasing volatility‖ in currency fluctuations.
Condemning Russian Aggression:
Member nations issued a statement condemning Russia‘s aggression in Ukraine ―in the strongest terms‖ and calling for an
immediate and complete withdrawal.
They also acknowledged that although the majority of members had expressed their opposition to the war in Ukraine, ―there
were different opinions and differing assessments of the situation and sanctions.‖
India Takes Over Presidency of the G20:
A summit of this size will be held for the first time in the nation in New Delhi on September 9 and 10, 2023.
According to the Indian Prime Minister, India‘s G20 chairmanship theme of ―One Earth, One Family, One Future‖ will be
reflected in its inclusive, ambitious, definite, and action-oriented presidency.
What are the Challenges before the G-20 Member Countries?
Impact of Russia’s Invasion of Ukraine:
Russia‘s invasion of Ukraine has not only created massive geopolitical uncertainty but also spiked global inflation.
The associated sanctions by the West have further queered the pitch.
Persistently high inflation — at historic highs in several countries — has eroded purchasing power across these countries,
thus dragging down economic growth.
Impact of Rising Inflation:
In response to high inflation, central banks across countries have raised interest rates, which, in turn, have dampened
economic activity further.
Some of the biggest major economies such as the US and the UK are set to face a recession; others, such as those in the euro
area, are likely to slow down to almost a halt.
Slowdown of Major Economies:
China, one of the major engines for global growth, is witnessing a sharp slowdown as it struggles with a real estate crisis.
Rising Geopolitical Rifts:
The world economy is struggling with geopolitical rifts such as the tensions between the US and China, the two biggest
economies in the world, or the decline in trade between the UK and the euro area in the wake of the Brexit decision.
What is the G20?
About:
The G20 was formed in 1999 in the backdrop of the financial crisis of the late 1990s that hit East Asia and Southeast Asia in
particular. It aims to secure global financial stability by involving middle-income countries.
Together, the G20 countries include 60% of the world‘s population, 80% of global GDP, and 75% of global trade.
Members:
Argentina, Australia, Brazil, Canada, China, France, Germany, India, Indonesia, Italy, Japan, Republic of Korea, Mexico,
Russia, Saudi Arabia, South Africa, Turkey, the United Kingdom, the United States and the EU.
2 | Page
1
AT COP27, ONE HIT AND
MANY MISSES
 An agreement was reached on 20th November at
the UN climate summit in Sharm el-Sheikh, Egypt
to create a loss and damage (L&D) fund to pay the
most vulnerable nations from climate-related
disasters.
 A "transitional committee" will provide
suggestions for the establishment of the fund and
will handle important issues including who will
manage the fund, whether contributions from
substantial emerging countries are anticipated, and
what the fair proportion of donors will be.
CoP 27 CoP Of Loss And Damages (L&D):
 A three-decade-old initiative has made some
progress which was first started by the island
nation of Vanuatu and the Alliance of Small
Island States.
 Loss &Damages are those that cannot be mitigated
(by reducing greenhouse gas emissions) or
adapted to (modifying practices to buffer against climate change impacts).
 The most vulnerable poor nations, who are currently suffering the most from natural disasters linked to climate
change, will now have a separate fund set aside for compensation.
 In addition to financial loss to property, they also involve loss of livelihoods, the eradication of biodiversity, and the
demolition of culturally significant locations. This increases the potential for impacted countries to seek compensation.
Concerns
 The progress on action to keep temperatures from rising beyond 1.5°C of pre-industrial levels was limited.
 These impasses continue to exist how developed nations, which account for the majority of historical emissions, would
fulfill a previous commitment to give developing nations $100 billion annually by 2020. And whether everyone would
agree to stop using fossil fuels altogether, not just coal.
 The language passed at Sharm el-Sheikh simply commits to the creation of a fund; future COP meetings will need to
discuss how it will be set up and, most critically, who will contribute how much to it.
 Even though Wallonia (Belgium) and Scotland have only made token donations to such a fund, it is believed that L&D
is already worth more than $500 billion.
Way ahead
 The European Union pushed hard during negotiations this year to include China, the Arab states, and "big, emerging
countries" (which may include India) because they were major emitters.
 This creates a new opportunity for conflict at COPs in the future, and the L&D fund may take years to start making a
real difference because just a third of committed climate financing has reached developing nations.
 Even while the progress is gradual, nations must maintain their momentum and put up more effort to make sure that
COPs continue to serve as credible catalysts rather than being occasions for pyrrhic victories.
 A summary of some of the other key outcomes of COP27.
 Technology: COP27 saw the launch of a new five-year work program at COP27 to promote climate technology
solutions in developing countries.
 Mitigation: COP27 significantly advanced the work on mitigation.
 A mitigation work programme was launched in Sharm el-Sheikh, aimed at urgently scaling up mitigation ambition
and implementation.
 The work programme will start immediately following COP27 and continue until 2030, with at least two global
dialogues held each year.
 Governments were also requested to revisit and strengthen the 2030 targets in their national climate plans by the end
of 2023, as well as accelerate efforts to phasedown unabated coal power and phase-out inefficient fossil fuel
subsidies.
 The decision text recognizes that the unprecedented global energy crisis underlines the urgency to rapidly transform
energy systems to be more secure, reliable, and resilient, by accelerating clean and just transitions to renewable
energy during this critical decade of action.
Page | 3
 Global Stocktake: Delegates at the UN Climate Change Conference COP27 wrapped up the second technical dialogue
of the first global stocktake, a mechanism to raise ambition under the Paris Agreement.
 The UN Secretary-General will convene a ‗climate ambition summit‘ in 2023, ahead of the conclusion of the stocktake
at COP28 next year.
Announcements
 Countries launched a package of 25 new collaborative actions in five key areas: power, road transport, steel, hydrogen
and agriculture.
 UN Secretary-General António Guterres announced a USD 3.1 billion plan to ensure everyone on the planet is protected
by early warning systems within the next five years.
 The UN Secretary-General‘s High-Level Expert Group on Net-Zero Commitments published a report at COP27,
serving as a how-to guide to ensure credible, accountable net-zero pledges by industry, financial institutions, cities and
regions.
 The G7 and the V20 (‗the Vulnerable Twenty‘) launched the Global Shield against Climate Risks, with new
commitments of over USD 200 million as initial funding. Implementation is to start immediately in a range of
pathfinder countries.
 Announcing a total of USD 105.6 million in new funding, Denmark, Finland, Germany, Ireland, Slovenia, Sweden,
Switzerland, and the Walloon Region of Belgium, stressed the need for even more support for the Global Environment
Facility funds targeting the immediate climate adaptation needs of low-lying and low-income states.
 The new Indonesia Just Energy Transition Partnership, announced at the G20 Summit held in parallel with COP27, will
mobilize USD 20 billion over the next three to five years to accelerate a just energy transition.
 Important progress was made on forest protection with the launch of the Forest and Climate Leaders‘ Partnership,
which aims to unite action by governments, businesses and community leaders to halt forest loss and land degradation
by 2030.
GLOBAL PARTNERSHIP ON
2 ARTIFICIAL INTELLIGENCE
(GPAI)
 The third edition of the annual Global Partnership on Artificial Intelligence (GPAI) summit began on 21 st November
2022 in Tokyo, and handed over the presidency of the group to India, for 2022-23, by the outgoing Council Chair,
France.
 At the summit, which was concluded on 22nd November 2022, was represented by Rajeev Chandrasekhar, the Union
Minister of State (MoS) for Electronics and Technology.
 India called upon member states of Global Partnership on Artificial Intelligence (GPAI) to work together for evolving a
common framework of rules and guidelines about data governance to prevent user harm and ensure safety of both the
internet and AI.
What is Global Partnership in Artificial Intelligence?
 Launched on June 15, 2020, with fifteen members, the Global Partnership in Artificial Intelligence is described as the
‗fruition of an idea developed within the G7.‘
 It is a multi-stakeholder initiative on artificial intelligence (AI), which aims to fill what it describes as ‗the gap between
theory and practice on AI,' by supporting cutting-edge research, as well as applied activities, on AI-related priorities.
 The initiative facilitates international cooperation on artificial technology by bringing together on a single platform,
experts from fields such as science, industry, civil society, governments, international bodies, and academia.
Who all are members of GPAI?
 At present, GPAI has twenty-five member states: Australia, Belgium, Brazil, Canada, Czech Republic, Denmark,
France, Germany, India, Ireland, Israel, Italy, Japan, Mexico, the Netherlands, New Zealand, Poland, the Republic of
Korea (South Korea), Singapore, Slovenia, Spain, Sweden, the United Kingdom, the United States, and the European
Union (EU).
 The founding members are: Australia, Canada, France, Germany, India, Italy, Japan, Mexico, New Zealand, the
Republic of Korea, Singapore, Slovenia, the UK, the US, and the EU.
 The G7 countries in GPAI are Canada, France, Germany, Italy, Japan, the UK, and the US. In addition, the EU is a
‗non-enumerated member' of the G7.
Where were the first two GPAI summits held?
 Montreal (Canada) hosted the inaugural edition on December 3 and 4, 2020, followed by Paris, on November 11 and
12, 2021. The two offices of the bloc are also located in these two cities, with one in each location.
What about the Tokyo summit?
 Tokyo is the first Asian city which hosted this summit. Being held at Hotel Chinzanso Tokyo in the Japanese capital,
the meeting was discussed these four themes:
 Responsible AI
4 | Page
 Data governance
 Future of work
 Innovation and commercialisation
How did India get presidency for 2022-23?
 In the election for the Council Chair, India received more than a two-thirds majority of the first-preference votes, and
was followed by Canada and the US, respectively.
 However, it is not known which city will host the 2023 edition. Also, in September next year, the G20 summit will take
place in New Delhi.
3
NON-PERFORMING ASSETS
(NPAs)
 This huge write-off would have been enough to wipe out 61 per cent of India‘s estimated gross fiscal deficit of Rs 16.61
lakh crore for 2022-23.The banking sector reported a decline in gross NPAs to Rs 7, 29,388 crore, or 5.9 per cent of the
total advances as of March 2022.
 Gross NPAs were 11.2 per cent in 2017-18.Once a loan is written off by a bank, it goes out from the asset book of the
bank. The bank writes off a loan after the borrower has defaulted on the loan repayment and there is a very low chance
of recovery. The lender then moves the defaulted loan, or NPA, out of the assets side and reports the amount as loss.
Public sector banks reported the maximum share of write-offs at Rs 734,738 crore accounting for nearly 73 per cent of
the exercise.
What is NPA?
 A loan becomes an NPA when the principal or interest payment remains overdue for 90 days.
Types of NPA:
 Sub Standard: A sub-standard asset is one that is classified as an NPA for a period not exceeding twelve months.
 Doubtful: A doubtful asset is one that has remained as an NPA for a period exceeding twelve months.
 Loss: A loss asset is one where loss has already been identified by the bank or an external institution, but it is not yet
completely written off, due to its recovery value, however little it may be.
Why do banks write off loans?
 After a loan turns bad, a bank writes it off when chances of recovery are remote. It helps the bank reduce not only its
NPAs but also taxes since the written off amount is allowed to be deducted from the profit before tax. After write-off,
banks are supposed to continue their efforts to recover the loan using various options. They have to make provisioning
also.
Causes for Banking NPA:
 Financial crisis: Before the financial crisis of 2008 India‘s economy was in a boom phase. During this period banks
lent extensively to corporates in the expectation that the good times will continue in future.
 Earning of the corporate: Low earnings affected their ability to pay back loans. This is one of the most important
reasons behind the increase in NPA of public sector banks.
 Relaxed lending norms: Another major reason for rising NPA was the relaxed lending norms for corporate houses.
Their financial status and credit rating were not analysed properly.
 Public Sector banks: It provides a major portion of the credit to industries and it is this part of the credit distribution
that forms a great portion of NPA.
 The priority sector lending (PSL) sector : This has contributed substantially to the NPAs. Priority sectors include
agriculture, education, housing, MSMEs.
 Credit default by promoters: There are also cases of credit default by promoters, where the funds have been diverted
by over-invoicing imports, sourced via a promoter owned subsidiary abroad or exporting to shell companies and then
declaring that they defaulted.
Issues with NPA:
 Provisioning-The bad loans lead to banks having to save a part of their operating revenue to account for bad loans
which is called Provisioning. The technical term used for provisioning is Capital Adequacy Ratio (CAR) or Capital to
Risk (weighted) Assets Ratio (CRAR).
 Less profitable-The banks are required to provision for bad loans out of their operating income. The concerned bank
becomes less profitable because it has to use some of its profits from other loans to make up for the loss on the bad
loans.
 Risk-averse-The officials of such banks hesitate from extending loans to business ventures that may remotely appear
risky for the fear of aggravating an already high level of non-performing assets (or NPAs).
 Downfall in the share markets-Any reduction in the perceived valuation of the banks might lead to loss of share value
of the banks, leading to general downfall in the share markets. This could result in wiping out shareholders' wealth from
the financial markets.
Page | 5
 Rising Bad Loans-In spite of various efforts, a substantial amount of NPAs continue on the balance sheets of banks
primarily because the stock of bad loans as revealed by the Asset Quality Review is not only large but fragmented
across various lenders.
Steps Taken for NPA:
 Insolvency and Bankruptcy Code (IBC)
 Strengthening of Securitization and Reconstruction of Financial Assets and Enforcement of Securities Interest
(SARFAESI Act) and Debt Recovery Tribunals
 Setting up of dedicated Stressed Asset Management Verticals (SAMVs) in banks for large-value NPA accounts etc.
 Existing ARCs have been helpful in the resolution of stressed assets, especially for smaller value loans.
4
DATA PROTECTION BILL
2022
Is this the first draft?
 This is the fourth iteration of a data protection law in India.
 The first draft of the law — the Personal Data Protection Bill, 2018, was proposed by the Justice Srikrishna
Committee set up by the Ministry of Electronics and Information Technology (MeitY) with the mandate of setting out
a data protection law for India.
 The government made revisions to this draft and introduced it as the Personal Data Protection Bill, 2019 (PDP Bill,
2019) in the Lok Sabha in 2019. On the same day, the Lok Sabha passed a motion to refer the PDP Bill, 2019 to a
joint committee of both the Houses of Parliament. Due to delays caused by the pandemic, the Joint Committee on the
PDP Bill, 2019 (JPC) submitted its report on the Bill after two years in December, 2021.
 The report was accompanied by a new draft bill, namely, the Data Protection Bill, 2021 that incorporated the
recommendations of the JPC.
 In August 2022, citing the report of the JPC and the ―extensive changes‖ that the JPC had made to the 2019 Bill,
the government withdrew the PDP Bill.
Why have there been so many revisions and changes?
 Constant interactions with digital devices have led to unprecedented amounts of personal data being generated round
the clock by users (data principals).
 When coupled with the computational power available today with companies (data fiduciaries), this data can be
processed in ways that increasingly impair the autonomy, self-determination, freedom of choice and privacy of the
data principal.
 The current legal framework for privacy enshrined in the Information Technology Rules, 2011 (IT Rules, 2011) is
wholly inadequate to combat such harms to data principals, especially since the right to informational privacy has
been upheld as a fundamental right by the Supreme Court ( K.S. Puttaswamy vs Union of India [2017]). It is
inadequate on four levels
 First, the extant framework is premised on privacy being a statutory right rather than a fundamental right and
does not apply to processing of personal data by the government.
 Second, it has a limited understanding of the kinds of data to be protected.
 Third, it places scant obligations on the data fiduciaries which, moreover, can be overridden by contract.
 Fourth, there are only minimal consequences for the data fiduciaries for the breach of these obligations.
 While the need to have an effective personal data protection regime is undisputed, India like other jurisdictions has
struggled to come up with an optimum formulation for several reasons.
 First, while protecting the rights of the data principal, data protection laws need to ensure that the compliances
for data fiduciaries are not so onerous as to make even legitimate processing impractical.
 Second, the challenge lies in finding an adequate balance between the right to privacy of data principals and
reasonable exceptions, especially where government processing of personal data is concerned.
 Third, given the rate at which technology evolves, an optimum data protection law design needs to be future
proof — it should not be unduly detailed and centred on providing solutions to contemporary concerns while
ignoring problems that may emerge going forward.
 Fourth, the law needs to be designed for a framework of rights and remedies that is readily exercisable by data
principals given their unequal bargaining power with respect to data fiduciaries.
What is the scope of the present formulation of the Bill?
 The DPDP Bill, 2022 applies to all processing of personal data that is carried out digitally. This would include both
personal data collected online and personal data collected offline but is digitised for processing.
 In effect, by being completely inapplicable to data processed manually, this provides for a somewhat lower degree of
protection as the earlier drafts only excluded data processed manually specifically by ―small entities‖ and not
generally.
6 | Page
 As far as the territorial application of the law is concerned, the Bill covers processing of personal data which is
collected by data fiduciaries within the territory of India and which is processed to offer goods and services within
India.
 The current phrasing, inadvertently, seems to exclude data processing by Indian data fiduciaries that collect and
process personal data outside India, of data principals who are not located in India. This would impact statutory
protections available for clients of Indian start-ups operating overseas, thereby impacting their competitiveness.
 This position further seems to be emphasised with the DPDP Bill, 2022 exempting application of most of its
protections to personal data processing of non-residents of India by data fiduciaries in India.
How well does the DPDP Bill, 2022 protect data principals?
 The bulwark of most data protection legislations consists of allowing maximum control to the data principal over their
personal data. This happens by mandating a comprehensive notice to the data principal on different aspects of data
processing based on which the data principal can provide explicit consent to such processing.
 While limited circumstances for non-consent based processing of personal data exists, it still gives the data principal
the right to access, correct, delete etc their data.
 Concomitantly, the data fiduciary is placed, inter alia, with the obligation of data minimisation, which is to collect
only such personal data as is required to fulfil the purpose of processing (collection limitation); process it only for the
purposes stated and no more (purpose limitation) and to retain it in its servers only for so long as is required to fulfil
the stated purpose (storage limitation).
 The current draft removes explicit reference to certain data protection principles such as collection limitation. This
would allow a data fiduciary to collect any personal data consented to by the data principal.
 Making collection solely contingent on consent, ignores the fact that data principals often do not have the requisite
know-how of what kind of personal data is relevant for a particular purpose. For example, a photo filter app may
process data related to your location or information on your contacts even though it may not require such information
to carry on its primary task of applying the filter.
 It also does away with the concept of ―sensitive personal data‖. Depending on the increased potential of harm that can
result from unlawful processing of certain categories of personal data, most data protection legislations classify these
categories as ―sensitive personal data‖. Illustratively, this includes biometric data, health data, genetic data etc. This
personal data is afforded a higher degree of protection in terms of requiring explicit consent before processing and
mandatory data protection impact assessments. By doing away with this distinction, the DPDP Bill, 2022 does away
with these additional protections.
 The Bill also reduces the information that a data fiduciary is required to provide to the data principal. While the
previous iterations required considerable information in terms of the rights of the data principals, grievance redressal
mechanism, retention period of information, source of information collected etc to be provided for the data principal,
the current draft reduces the scope of this information to the personal data sought to be collected and the purpose of
processing the data.
 While this may have been done in an attempt to simplify the notice and avoid information overload, there are
other ways such as infographics, just-in-time notices etc that are being recommended by data protection
authorities to ensure a comprehensive yet comprehensible notice.
 The DPDP Bill, 2022 seems to suppose that a notice is only to be provided to take consent of the data principal. This
is a limited understanding of the purpose of notice.
 A notice is also important for the data principal to exercise data protection rights such as the right to know what
personal data is being processed by whom, whether that data needs correction or updation and also to request
deletion of data that may not be relevant for the purpose of processing.
 These rights exist even in cases of non-consent based processing of data. As such, limiting notice to only consent
based personal data processing would limit the scope for the exercise of these rights.
 The DPDP Bill, 2022 also introduces the concept of ―deemed consent‖. In effect, it bundles purposes of processing
which were either exempt from consent based processing or were considered ―reasonable purposes‖ for which
personal data processing could be undertaken under the ground of ―deemed consent‖.
 However, there exist some concerns around this due to the vaguely worded grounds for processing such as
―public interest‖ and the removal of additional safeguards for protection of data principals‘ interests.
 An important addition to the right of data principals is that it recognises the right to post mortem privacy which was
missing from the PDP Bill, 2019 but had been recommended by the JPC. The right to post mortem privacy would
allow the data principal to nominate another individual in case of death or incapacity.
Data protection laws in other geographies
 An estimated 137 out of 194 countries have put in place legislation to secure the protection of data and privacy, with
Africa and Asia showing 61% (33 countries out of 54) and 57% adoption respectively.
 According to data from the United Nations Conference on Trade and Development (UNCTAD), an intergovernmental
organisation within the United Nations Secretariat. Only 48% of Least Developed Countries (22 out of 46) have data
protection and privacy laws.
 EU MODEL: The GDPR focuses on a comprehensive data protection law for processing of personal data. It has been
criticised for being excessively stringent, and imposing many obligations on organisations processing data, but it is the
template for most of the legislation drafted around the world.
 In the EU, the right to privacy is enshrined as a fundamental right that seeks to protect an individual‘s dignity and her
right over the data she generates.
Page | 7
 The European Charter of Fundamental Rights recognises the right to privacy as well as the right to protection of
personal data, and is backed by a comprehensive data protection framework, which applies to processing of personal
data by any means, and to processing activities carried out by both the government and private entities.
 There are certain exemptions such as national security, defence, public security, etc, but they are clearly defined and
seen as exclusions on the periphery.
 US MODEL: Privacy protection is largely defined as ―liberty protection‖ focused on the protection of the individual‘s
personal space from the government. It is viewed as being somewhat narrow in focus because it enables collection of
personal information as long as the individual is informed of such collection and use. The US template has been viewed
as inadequate in key respects of regulation.
 There is no comprehensive set of privacy rights or principles in the US that, like the EU‘s GDPR, addresses the use,
collection, and disclosure of data.
 Instead, there is limited sector-specific regulation. The approach towards data protection is different for the public and
private sectors.
 The activities and powers of the government vis-a-vis personal information are, however, sufficiently well-defined and
addressed by broad legislation such as the Privacy Act, the Electronic Communications Privacy Act, etc. For the private
sector, there are some sector-specific norms.
 CHINA MODEL: New Chinese laws on data privacy and security issued over the last 12 months include the Personal
Information Protection Law (PIPL), which came into effect in November 2021. It gives Chinese data principals new
rights as it seeks to prevent the misuse of personal data. The Data Security Law (DSL), which came into force in
September 2021, requires business data to be categorized by levels of importance, and puts new restrictions on cross-
border transfers.
 These regulations will have a significant impact on how companies collect, store, use and transfer data, but are
essentially focused on giving the government overreaching powers to collect data as well as to regulate private
companies that collect and process information.
 China‘s PIPL is deemed to be ―similar‖ to the EU‘s GDPR in that it gives Chinese consumers the right to access,
correct, and delete their personal data gathered by businesses, but credibly impacts offshore data processors that deliver
goods and services or analyse individuals in China.
 The law includes stringent penalties, with fines as high as RMB 50 million, or up to 5% of a company‘s turnover in the
previous financial year. Businesses may also be required to suspend operations until they ―demonstrate compliance‖.
There are also impacts on individuals, with anyone directly responsible for data protection personally facing fines of up
to RMB 1 million.
 The DSL requires that business data be classified according to its relevance to national security and the public interest,
and companies looking to transfer ―important‖ data outside China must perform an internal security review before
applying for a security assessment and approval from the Cyberspace Administration of China (CAC) and other
relevant authorities.
 Companies that mishandle data under the DSL face severe penalties: the ride-hailing giant Didi faced a $1.2 billion
(RMB 8.026 billion) fine in July 2022 for allegedly breaking China‘s cyber security laws. Other companies have also
been facing regulatory action.

5 NARCO TEST
After police moved court seeking permission for the test, accused consented, telling the judge he was aware of the
consequences.
What is a narco test?
 In a ‗narco‘ or narcoanalysis test, a drug called sodium pentothal is injected into the body of the accused, which
transports them to a hypnotic or sedated state, in which their imagination is neutralised. In this hypnotic state, the
accused is understood as being incapable of lying, and is expected to divulge information that is true.
 Sodium pentothal or sodium thiopental is a fast-acting, short duration anaesthetic, which is used in larger doses to
sedate patients during surgery. It belongs to the barbiturate class of drugs that act on the central nervous system as
depressants.
 Because the drug is believed to weaken the subject‘s resolve to lie, it is sometimes referred to as a ―truth serum‖, and is
said to have been used by intelligence operatives during World War II.
Is this the same as a polygraph test?
 A polygraph test is based on the assumption that physiological responses that are triggered when a person is lying are
different from what they would be otherwise.
 A polygraph test does not involved injecting drugs into the body; rather instruments like cardio-cuffs or sensitive
electrodes are attached to the suspect, and variables such as blood pressure, pulse rate, respiration, change in sweat
gland activity, blood flow, etc., are measured as questions are put to them.
8 | Page
 A numerical value is assigned to each response to conclude whether the person is telling the truth, is deceiving, or is
uncertain.
 A test such as this is said to have been first done in the 19th century by the Italian criminologist Cesare Lombroso, who
used a machine to measure changes in the blood pressure of criminal suspects during interrogation.
 Similar devices were subsequently created by the American psychologist William Marstron in 1914, and by the
California police officer John Larson in 1921.
But why should tests such as these be done?
 In recent decades, investigating agencies have sought to employ these tests in investigation, which are sometimes seen
as being a ―softer alternative‖ to torture or ―third degree‖ to extract the truth from suspects.
 However, neither method has been proven scientifically to have a 100% success rate, and remain contentious in the
medical field as well.
Are there no restrictions on putting accused through these tests?
 In ‗Selvi & Ors vs State of Karnataka & Anr‘ (2010), a Supreme Court Bench comprising then Chief Justice of India K
G Balakrishnan and Justices R V Raveendran and J M Panchal ruled that no lie detector tests should be administered
―except on the basis of consent of the accused‖.
 Those who volunteer must have access to a lawyer, and have the physical, emotional, and legal implications of the test
explained to them by police and the lawyer.
 The court ordered that ‗Guidelines for the Administration of Polygraph Test on an Accused‘ published by the National
Human Rights Commission in 2000, must be strictly followed. The subject‘s consent should be recorded before a
judicial magistrate.
Can the results of these tests be considered as “confessions”?
 Because those in a drugged-induced state cannot exercise a choice in answering questions that are put to them can not
considered as confession.
 However, any information or material subsequently discovered with the help of such a voluntarily-taken test can be
admitted as evidence.
 Thus, if an accused such as, the recent case, reveals the location of, say, a physical piece of evidence (which is often
something like a murder weapon) in the course of the test, and police later find that specific piece of evidence at that
location, the statement of the accused will not be treated as evidence, but the physical evidence will be treated as such.
 The Bench took into consideration international norms on human rights, the right to a fair trial, and the right against
self-incrimination under Article 20(3) of the Constitution.
 The apex court said ―We must recognise that a forcible intrusion into a person‘s mental processes is also an affront
to human dignity and liberty, often with grave and long-lasting consequences,‖, observing that the state‘s plea that
the use of such scientific techniques would reduce ‗third degree‘ methods ―is a circular line of reasoning since one
form of improper behaviour is sought to be replaced by another‖.
In which recent criminal investigations have these tests been sought to be used?
 The CBI had sought to give these tests to the driver and helper of the truck that hit the vehicle carrying the Unnao rape
victim in Uttar Pradesh in July 2019.
 In May 2017, Indrani Mukerjea, who is facing trial for allegedly murdering her daughter Sheena Bora in 2012, had
offered to undergo the lie detector test. The CBI refused, saying they already had sufficient evidence against her.
 Dr Rajesh Talwar and Dr Nupur Talwar, who were accused of killing their daughter Aarushi and help Hemraj in Noida
in 2008, were given polygraph tests. A video of the narco test on their compounder, Krishna, was leaked to the media.
 In August 2019, the CBI wanted to conduct polygraph and narcoanalysis tests on a former staffer of Punjab National
Bank (PNB), who was in custody in the alleged Rs 7,000-crore fraud involving the absconding jewellers Nirav
Modi and Mehul Choksi. The manager, Gokulnath Shetty, declined consent.
 In October 2020, the UP government sought to conduct polygraph and narco tests as part of the investigation into the
alleged gangrape and murder of a 19-year old Dalit woman by four men of the Thakur caste in Hathras. The victim‘s
family refused.
6 OLD PENSION SCHEME

What was the Old Pension Scheme?
 Pension to government employees at the Centre as well as states was fixed at 50 per cent of the last drawn basic pay.
The attraction of the Old Pension Scheme or ‗OPS‘ — called so since it existed before a new pension system came into
effect for those joining government service from January 1, 2004 — lay in its promise of an assured or ‗defined‘ benefit
to the retiree. It was hence described as a ‗Defined Benefit Scheme‘.
 To illustrate, if a government employee‘s basic monthly salary at the time of retirement was Rs 10,000, she would be
assured of a pension of Rs 5,000. Also, like the salaries of government employees, the monthly payouts of pensioners
also increased with hikes in dearness allowance or DA announced by the government for serving employees.
Page | 9
 DA —
calculated as a
percentage of
the basic salary
— is a kind of
adjustment the
government
offers its
employees and
pensioners to
make up for the
steady increase
in the cost of
living. DA
hikes are
announced
twice a year,
generally in
January and
July. A 4 per
cent DA hike
would mean
that a retiree
with a pension
of Rs 5,000 a
month would
see her
monthly
income rise to
Rs 5,200 a
month.
 As on date, the
minimum
pension paid
by the
government is
Rs 9,000 a
month, and the
maximum is Rs
62,500 (50 per
cent of the
highest pay in
the Central
government,
which is Rs
1,25,000 a
month).
What were the
concerns with the
OPS?
 The main
problem was
that the
pension
liability
remained
unfunded —
that is, there
was no corpus
specifically for
pension, which
would grow
continuously
and could be
dipped into for
payments.
10 | Page
 The Government of India budget provided for pensions every year; there was no clear plan on how to pay year after
year in the future.
 The government estimated payments to retirees ahead of the Budget every year, and the present generation of
taxpayers paid for all pensioners as on date.
 The ‗pay-as-you-go‘ scheme created inter-generational equity issues — meaning the present generation had to bear
the continuously rising burden of pensioners.
 The OPS was also unsustainable.
 For one, pension liabilities would keep climbing since pensioners‘ benefits increased every year; like salaries of
existing employees, pensioners gained from indexation, or what is called ‗dearness relief‘ (the same as dearness
allowance for existing employees).
 And two, better health facilities would increase life expectancy, and increased longevity would mean extended
payouts.
 Over the last three decades, pension liabilities for the Centre and states have jumped manifold. In 1990-91, the Centre‘s
pension bill was Rs 3,272 crore, and the outgo for all states put together was Rs 3,131 crore. By 2020-21, the Centre‘s
bill had jumped 58 times to Rs 1,90,886 crore; for states, it had shot up 125 times to Rs 3,86,001 crore.
In 30 years, the cumulative pension bill of states has jumped to Rs 3,86,001 crore in 2020-21 from Rs 3,131 crore in 1990-
91.
What was planned to address this situation?
 In 1998, the Union Ministry of Social Justice and Empowerment commissioned a report for an Old Age Social and
Income Security (OASIS) project.
 An expert committee under S A Dave, a former chairman of SEBI and Unit Trust of India, submitted the report in
January 2000.
 The OASIS project was not meant to reform the government pension system — its primary objective was targeted at
unorganised sector workers who had no old age income security.
 Taking the 1991 Census numbers, the committee noted that just 3.4 crore people, or less than 11 per cent of the
estimated total working population of 31.4 crore, had some post-retirement income security — this could be
government pension, Employees‘ Provident Fund (EPF), or the Employee Pension Scheme (EPS). The rest of the
workforce had no means of post-retirement economic security.
 The OASIS report recommended individuals could invest in three types of funds — safe (allowing up to 10 per cent
investment in equity), balanced (up to 30 per cent in equity), and growth (up to 50 per cent in equity) — to be floated by
six fund managers. The balance would be invested in corporate bonds or government securities. Individuals would have
unique retirement accounts, and would be required to invest at least Rs 500 a year.
 Post retirement, at least Rs 2 lakh from the retirement account would be used to purchase an annuity. (An annuity
provider invests the amount and provides a fixed monthly income — which was Rs 1,500 when the report was prepared
— for the remainder of the individual‘s life.)
 A year-and-a-half after the Project OASIS report was submitted, the Ministry of Personnel, Public Grievances and
Pensions set up a high-level expert group (HLEG) under B K Bhattacharya, a former chief secretary of Karnataka, to
look into the situation for government employees.
 The HLEG suggested a hybrid defined benefit/ defined contribution scheme for government employees. In the first
tier, it recommended a 10 per cent contribution by the employer and the employee. The accumulated funds would
be used to pay pension in annuity form.
 In the second tier, no limit was specified for the employee, but the employer‘s contribution would be matching but
limited to 5 per cent. Accumulated funds could be withdrawn in lumpsum or converted into annuity. These incomes
would be tax exempt.
 The report was submitted on February 22, 2002, but it did not find favour with the government.
What was the origin of the New Pension Scheme?
 The New Pension System proposed by the Project OASIS report became the basis for pension reforms — and what was
originally conceived for unorganised sector workers, was adopted by the government for its own employees.
 The New Pension Scheme (NPS) for Central government employees was notified on December 22, 2003. Unlike some
other countries, the NPS was for prospective employees — it was made mandatory for all new recruits joining
government service from January 1, 2004.
 The defined contribution comprised 10 per cent of the basic salary and dearness allowance by the employee and a
matching contribution by the government — this was Tier 1, with contributions being mandatory.
 In January 2019, the government increased its contribution to 14 per cent of the basic salary and dearness allowance.
 Individuals can choose from a range of schemes from low risk to high risk, and pension fund managers promoted by
public sector banks and financial institutions, as well as private companies.
 Schemes under the NPS are offered by nine pension fund managers — sponsored by SBI, LIC, UTI, HDFC, ICICI,
Kotak Mahindra, Adita Birla, Tata, and Max.
 The risk profiles of various schemes offered by these players vary from ‗low‘ to ‗very high‘. The 10-year return for the
NPS Scheme-Central Government floated by SBI, LIC, and UTI stood at 9.22 per cent; the 5-year return at 7.99 per
cent, and the 1-year return at 2.34 per cent. Returns on high-risk schemes could be as high as 15 per cent.
 Over the last eight years, the NPS has built a robust subscriber base, and its assets under management have increased.
As on October 31, 2022, the Central government had 23,32,774 subscribers, and states had 58,99,162 subscribers.
 The corporate sector had 15,92,134 subscribers, and the unorganized sector 25,45,771.
Page | 11
 There were 41,77,978 subscribers under the NPS Swavalamban scheme. The total assets under management of all these
subscribers stood at Rs 7,94,870 crore as on October 31, 2022.
What view did the UPA government take?
 It was the NDA government under A B Vajpayee that took up the pension reform.
 The NPS became effective for new recruits in government from January 1, 2004, and the new government led by the
Congress that came to power that year bought into the reform fully.
 On March 21, 2005, the UPA government introduced a Bill in Lok Sabha to give statutory backing to the Pension Fund
Regulatory and Development Authority of India, the regulator for the NPS.
 The Bill was referred to the Standing Committee on Finance chaired by the BJP‘s B C Khanduri.
 The committee‘s July 2005 report showed the new government had rooted for the defined contribution feature of the
NPS.
 Less than two years later, to get states on board for pushing through pension reforms, then Prime Minister and then
Finance Minister P Chidambaram called a meeting of Chief Ministers and dwelt at length on the implications of pension
on government finances, and exhorted them to allow accumulated funds in the public account to be invested in a pattern
similar to that of non-government provident funds.
Why is the OPS both bad economics and bad politics?
 In 30 years, the cumulative pension bill of states has jumped to Rs 3,86,001 crore in 2020-21 from Rs 3,131 crore in
1990-91. Overall, pension payments by states eat away a quarter of their own tax revenues.
 For some states, it is much higher. For Himachal, it is almost 80 per cent (pensions as a percentage of the state‘s own
tax revenues); for Punjab it is almost 35 per cent; for Chhattisgarh 24 per cent; and for Rajasthan 30 per cent.
 If wages and salaries of state government employees are added to this bill, states are left with hardly anything from their
own tax receipts. Funding a small number of former government employees by utilising a chunk of taxpayers‘ money
cannot be good politics.
 There is also the larger issue of inter-generational equity. Today‘s taxpayers paying for the ever-increasing pensions of
retirees, with Pay Commission awards almost taking the pension of old retirees to current levels, means the pension of
someone who retired in 1995 may well be the same as that for someone who retires in 2025.
 As it is, the current generation of taxpayers are not only footing the pension bill of those who joined government service
before 2004, they are also contributing to the 10 per cent contribution the state governments have been making for those
who joined from January 1, 2004.
 After having backed pension reforms piloted by the NDA, Congress-led governments in Rajasthan and Chhattisgarh are
switching to the Old Pension Scheme. The party has promised to revert to OPS in Himachal and Gujarat too.
 This does bring state governments some short-term gains: they save money since they will not have to put the 10 per
cent matching contribution towards employee pension funds. For employees too, it will result in higher take-home
salaries, since they too will not set aside 10 per cent of their basic pay and dearness allowance towards pension funds.
 But while the party has caved in to employee demands — even if they account for a small percentage of the country‘s
workforce and are better taken care of than many others — the remedy is worse than the problem faced by some
government employees, who are concerned their pension may not be the same as 50 per cent of their last salary drawn
(as in the OPS).
 Contrast this with the bulk of the workforce which has no old age income security, but which also does not have much
electoral salience.
WORLD'S POPULATION
7 TOUCHES 8 BILLION :
HOW INDIA IS PLACED
 While the United Nations hailed the 8-billion figure as ―a testament to humanity‘s achievements‖, it also sounded a note
of caution.
 According to United Nations Population Fund (UNFPA) ―The growth of population is a testament to humanity‘s
achievements, including reductions in poverty and gender inequality, advancements in health care, and expanded access
to education. These have resulted in more women surviving childbirth, more children surviving their early years, and
longer, healthier lifespans, decade after decade.
 However, rapid population growth can make challenges of hunger and poverty steeper. ―Rapid population growth
makes eradicating poverty, combating hunger and malnutrition, and increasing the coverage of health and education
systems more difficult.
Unequal distribution
 According to the UN population report the global population is growing at its slowest rate since 1950, having fallen
under 1 per cent in 2020.
12 | Page
 The world‘s population could grow to around 8.5 billion in 2030 and 9.7 billion in 2050. It is projected to reach a peak
of around 10.4 billion people during the 2080s and to remain at that level until 2100.
 More than half of the projected increase in the global population up to 2050 will be concentrated in eight countries: the
Democratic Republic of the Congo, Egypt, Ethiopia, India, Nigeria, Pakistan, the Philippines and the United Republic
of Tanzania.
 Countries of sub-Saharan Africa are expected to contribute more than half of the increase anticipated through 2050.
How India is placed
 India is projected to overtake China as the world‘s most populous country in 2023, ―with prospects to reap the
demographic dividend as the median age of an Indian this year was 28.7 years, compared to 38.4 for China and 48.6 for
Japan against a global value of 30.3 years.
 India‘s population stands at 1.412 billion in 2022, compared to China‘s 1.426 billion. India is projected to have a
population of 1.668 billion in 2050, way ahead of China‘s 1.317 billion people by the middle of the century.
 According to UNFPA estimates, 68 per cent of India‘s population is between 15-64 years old in 2022, while people
aged 65 and above comprise seven per cent of the population.
 As per UN estimates, over 27 per cent of the country‘s population is between the ages of 15-29. At 253 million, India is
also home to the world‘s largest adolescent population (10-19 years).
 UNFPA has noted that India has its largest ever adolescent and youth population.
 According to UNFPA projections, India will continue to have one of the youngest populations in the world till 2030 and
is currently experiencing a demographic
window of opportunity, a ―youth bulge‖ that
will last till 2025.
How China is placed
 China, which is weighed down by a rapidly
increasing ageing population, is projected to
enter a ―severe ageing‖ phase in 2035 with 400
million people above 60 years. This can be
blamed mainly on its decades of one-child
policy.
 China‘s elderly population reached 267 million
last year, accounting for 18.9 per cent.
 It is estimated that the elderly population will
top 300 million by 2025 and 400 million by
2035.
 The size of China‘s senior population and its
proportion of the total population is expected
to peak around 2050, posing huge challenges to the provision of public services and to the national social security
system.
 On the one hand, China is rapidly ageing, and on the other, its population is in decline due to falling birth rates. This is
raising concerns over the future availability of a labour force, the main driver of the country‘s economic growth.
 China‘s population grew by less than half a million-last year to 1.4126 billion as the birth rates fell for the fifth
consecutive year.
 Since 2021, China has allowed couples to have three children and even announced incentives for people to have more
children.
HOW MANGROVES HELP IN

8 AVERTING CLIMATE CHANGE
RISKS
What are mangroves?
 Mangrove is a tropical tree, essentially adapted to thrive near the coastline, in brackish water and loose and wet soil.
These trees cannot survive in colder temperatures.
 A characteristic feature of mangroves is their tangled prop roots. These roots allow the trees to survive the daily tides
and also capture sediments while slowing waterflow.
Estimated global mangrove extent for 2020 (in sq km) | The State of the World‘s Mangroves 2022
 Mangroves serve a multitude of purposes in their ecosystem, including coastal protection, filtration of water, and
disaster risk reduction.
Page | 13
How do mangroves help in mitigating climate change effects?

 Mangrove
forests stabilise
coastlines,
reduce erosion,
encourage
biodiversity
growth, and
shield coastal
communities
from sea-level
rise, and
natural
disasters like
hurricanes and
cyclones.
 The 2022 State
of World‘s
Mangroves
Report,
prepared by the
Global
Mangrove
Alliance, finds
that mangroves
prevent more
than $65 billion in property damages and reduce flood risk to some 15 million people every year.
 Carbon sinks: Mangroves are one of the most carbon-rich forests of the tropics, storing carbon from the atmosphere
at up to four times the rate of terrestrial forests. This makes mangrove forests an indispensable tool in achieving the
goal of net zero carbon emissions by 2050.
 Part of this carbon is stored in living biomass, while part of it is sequestered in the soil. Dead mangroves decompose
very slowly due to waterlogging in the soil, making the accumulation of carbon in the soil last hundreds of years. The
waterlogged soil is also a reason why mangroves hold more carbon than other forests, such as temperate or boreal
ones.
 According to The State of the World‘s Mangroves Report, mangrove forests store around 6.23 gigatonnes of carbon
(with an error margin of +/- 2.3). This is equivalent to 22.86 gigatonnes of carbon dioxide, with 87% of that being soil
carbon. The loss of even 1% of the remaining mangroves will equate to over 520 million barrels of oil or the annual
emissions of 49 million cars in the U.S.
Mangrove carbon by country and continent with areas scaled to total carbon
 Indonesia, Brazil, Nigeria, Australia, and Mexico hold 50% of the total world mangrove carbon, mainly due to their
large mangrove areas. Variations in carbon concentrations are also affected by environmental conditions. This is the
reason why Nigeria is placed third in global rankings, primarily due to its rich soil carbon, even though Australia and
Mexico have more mangroves by area.
14 | Page
 Ecosystems: Mangroves usually do not exist in isolation but support interconnected terrestrial, freshwater, and marine
habitats (think Royal Bengal Tigers, river dolphins, and crocodiles, all within each other‘s vicinity in Sunderbans).
 The roots of mangrove trees capture sediments, resulting in the formation of new, fertile lands. This process also
ensures that offshore water is clearer, allowing marine life to thrive.
 While mangrove creeks provide safe grounds for young fish, providing them food and protecting them from predators,
they simultaneously provide rich feeding areas for predatory fish.
 Disaster risk reduction: Not only do mangroves stabilise coastlines by holding sediments together but they also act
as safety nets against storms and surges.
 In tropical coastal areas, mangroves are the first line of defence against natural disasters like cyclones and hurricanes
that originate in seas and oceans and impact land. Mangrove trees act as a buffer zone and arrest winds, slowing them
down and hence minimising impact on land.
Socio-economic importance of mangroves
 Mangrove ecosystems are home to a variety of fish. According to estimates, 4.1 million of the 52 million marine
small-scale fishers worldwide fish in mangrove areas. This activity provides a critical source of jobs and protein to
local, coastal communities. In Indonesia alone, mangroves are critical to an estimated 893,000 small-scale fishers. In
Bangladesh and Nigeria, an estimated 82% and 89% of fishers respectively fish predominantly in and around
mangroves.
 Mangroves are also important resources for timber and fuelwood, when collected sustainably.
 In India, mangroves are found in the Sunderbans, which are extremely rich in biodiversity. The area, transformed into
a national park, is also home to threatened or endangered species like the Royal Bengal Tiger, fishing cats, macaques,
leopard cats, wild boar, flying fox, pangolin, and Indian grey mongoose. The biodiversity hotspot attracts thousands of
visitors every year, generating valuable revenue.
Threat to mangroves
 Agriculture, overfishing, and rapid urbanisation are some of the glaring threats to mangrove forests around the world.
Indirect threats to mangroves include change in sedimentation rates and patterns, rising sea levels, and increase in
pollutants, and these are often exacerbated by human actions.
 In Kenya, overreliance on mangroves for fuel because of a lack of affordable alternatives, pollution from land-based
sources, and conversion of mangrove areas to other land uses such as salt mining or settlements pose serious threats to
mangroves. Similarly, deforestation for fuel is the biggest threat to mangroves in Madagascar too.
 Mozambique lost more than 6% of its mangrove cover in the last 20 years, mainly due to the extraction of wood
resources and deforestation to create land for saltpans and urban settlements. Solar salt production, which involves
clearing and selective logging, altering microhabitats and microclimates, is also a threat to mangroves.
 In India‘s Sunderbans, salinisation, population pressure, and overexploitation are the primary threats to mangroves
and the area‘s biodiversity. The Sunderbans are sandwiched between a densely populated, poor rural area and a rising
sea. These climatic and demographic challenges contribute to the degradation of the immensely fertile land and the
biodiversity hotspot.
9 DELHI AIR POLLUTION

When did Delhi start acting against air pollution?
 In March 1995, the Supreme Court, while hearing a plea by environmentalist and lawyer M.C. Mehta about Delhi‘s
polluting industries, noted that Delhi was the world‘s fourth most polluted city in terms of concentration of suspended
particulate matter (SPM) in the ambient atmosphere as per the World Health Organization‘s 1989 report.
 The Court took note of two polluting factors — vehicles and industries, and in 1996 ordered the closure and relocation
of over 1,300 highly-polluting industries from Delhi‘s residential areas beyond the National Capital Region (NCR) in a
phased manner.
 In 1996, Mr. Mehta fled another public interest litigation (PIL) alleging that vehicular emissions were leading to air
pollution and that it posed a public health hazard. In the same year, a report about Delhi‘s air pollution by the Centre for
Science and Environment made the apex court issue a notice to the Delhi government to submit an action plan to curb
pollution.
 Both matters were later merged. Later that year, the Delhi government submitted an action plan. The Supreme Court,
recognizing the need for technical assistance and advice in decision-making and implementation of its orders, asked the
Ministry of Environment and Forests (now the Ministry of Environment, Forests, and Climate Change — MoEFCC) to
establish an authority for Delhi, leading to the creation of the Environmental Pollution Control Authority of Delhi NCR
(EPCA) in 1998.
 The EPCA submitted its report containing a two-year action plan in June of that year and the Supreme Court
subsequently ordered the Delhi Transport Corporation (DTC) bus feet, taxis, and autos to switch to Compressed Natural
Gas (CNG), and the phasing out of all pre-1990 autos.
Page | 15
 Other measures between the late 1990s and early 2000s included the complete removal of leaded petrol, removal of 15
and 17-year-old commercial vehicles and a cap of 55,000 on the number of two-stroke engine auto rickshaws (which
reports at the time said were contributing to 80% of pollution in the city). Coal-based power plants within Delhi were
also converted to gasbased ones.
 Around the same time, the Centre decided to establish a network of monitoring stations under the National Air Quality
Program (NAMP) to measure key pollutants. Under the National Ambient Air Quality Standards (NAAQS) specifed by
the Central Pollution Control Board (CPCB), pollutants like PM10 (particulate matter with a diameter exceeding 10
microns), sulphur dioxide and nitrogen oxides were measured.
How was air quality standards revised?
 The NAAQS were revised in 2009 to include 12 categories of pollutants including PM2.5 (particulate matter with a
diameter under 2.5 microns) — a noxious pollutant which can penetrate deep into the lungs and even enter the
bloodstream, resulting in cardiovascular and respiratory impacts.
 Particulate Matter (PM) is primarily generated by fuel combustion from different sectors, including transport, energy,
households, industry and agriculture.
 According to the revised NAAQS, the acceptable annual limit for PM2.5 is 40 micrograms per cubic metre (ug/m3) and
60 ug/m3 for PM10. The renewed WHO standards meanwhile, prescribe an accepted annual average of 5 ug/m3 for
PM2.5 and 15 ug/m3 for PM10. While PM2.5 as a pollutant was only included in 2009, a computer modelling study by
Urban Emissions. Info re-analyzed the pan-India PM2.5 concentration from 1998 to 2020 and found that Delhi was the
most polluted of all States/UTs each year through all the 23 years. Delhi‘s annual PM2.5 levels increased by 40% from
80 g/ m3 to 111 g/m3.
 Another study by the U.S.- based Health Efects Institute released this year, studying data between 2010 and 2019, also
found Delhi to be the most polluted city in the world in terms of PM2.5 levels. In the winter of 2016, Delhi witnessed
one of its worst incidents of pollution-induced smog, with PM2.5 and PM10 levels reaching a whopping 999 ug/m3 in
parts of Delhi on November 1.
 Subsequently, the Supreme Court in November 2016 told Delhi and NCR authorities to form a plan to deal with the air
pollution, and the MoEFCC in early 2017 came out with the Graded Response Action Plan (GRAP), which involved
coordination between multiple agencies in Delhi to activate pollution control measures corresponding to the increasing
Air Quality Index (AQI) levels.
What led to high pollution in Delhi?
 Multiple studies over the years, including the Delhi Pollution Control Committee‘s (DPCC) 2019 report by IIT Delhi
and Madras experts, found that the rapid growth in Delhi‘s population, industrialisation and urbanisation, and increase
in motorised private vehicle feet led to the high concentration of air pollutants such as particulate matter, nitrogen
oxides, sulphur dioxide, carbon monoxide, and ozone.
 Between 2001 and 2011, Delhi saw a population spurt from 1.378 crore to 1.678 crore. As of 2011, the population of
Delhi and NCR was 25.8 million or 7.6% of India‘s urban population. While Delhi‘s total area is 1,483 square
kilometres (sq km), the population density grew from 9,340 persons per sq km in 2001 to 11,320 persons per sq km in
2011. From around 4.2 million motor vehicles registered in 2004 in Delhi alone, the registered vehicles increased to
around 10.9 million in March 2018.
What are the measures taken to tackle major polluters?
 Urban Emissions Info combined officially available information and its modelling studies to infer that the share of
vehicular exhaust contributing to Delhi‘s PM2.5 pollution is up to 30% while soil and road dust is up to 20%, biomass
burning is 20%, industries is up to 15%, diesel generators up to 10%, power plants up to 5% and notably, the share of
pollution from outside Delhi‘s urban air shed (like stubble burning in neighbouring States) is up to 30%.
 Multiple researchers have alleged that the policy approach and measures taken by the Central and State authorities for
specific polluting sectors over the years have been fragmented and often reactive. IIT-Bombay professor Vinish
Kathuria noted in the Economic and Political Weekly that the 2002 public transport overhaul to CNG did not yield the
desired results. While SPM and PM10 levels fell marginally, carbon monoxide levels increased. Meanwhile, due to the
Supreme Court‘s 55,000 cap on two-stroke auto rickshaws, the sector could not grow, leading to black marketing of
permits. Studies note that between 1997 and 2011, Delhi‘s population grew by 45% and registered cars and
twowheelers grew by 250%, meaning the lower availability of autos could have likely contributed to increased private
vehicle ownership.
 Besides, Delhi still does not have the required public bus feet vis-a-vis demand. Researchers have also noted challenges
with newer policies like the odd-even vehicular rationing rule applying only to private vehicles. A study by IIT Delhi‘s
Rahul Goel noted that although vehicular emissions contribute 25% to Delhi‘s PM2.5 levels, passenger vehicles
contribute just 8%, of which cars constitute 5%. This means that if all passenger vehicles within Delhi stopped
operating, PM2.5 levels would reduce by an average of 8%, but the remaining 17%, contributed by heavy freight
vehicles, would remain as it is not covered under the odd-even rule. Experts also point out that a coordinated response
factoring in Delhi‘s waste management has to be taken to reduce air pollution.
 While the daily waste generation rate in Delhi is over 10,000 tons, the capacity of its already overflowing landfills to
collect and manage garbage is under 6,000 tons. This leads to the practice of burning waste around residential areas.
Reports show that garbage is also burnt illegally in landfills when curbs are in place. As for the burning of farm residue
or stubble in Delhi‘s neighbouring States — Haryana, Punjab, Uttar Pradesh, and Rajasthan — researchers have
emphasised the need for air shed management, along with improved machinery subsidies from the government and
alternatives to crop burning.
 An air shed is a common geographic area where pollutants get trapped. One major argument for the failure to tackle
Delhi‘s pollution problems is that a large proportion of these polluting sources are present all year round and high
16 | Page
pollution levels are mainly witnessed in winter months due to unfavourable meteorological conditions, meaning stop-
gap and seasonal measures often yield unsatisfactory outcomes.
10 COLD PEACE BETWEEN INDIA

AND PAKISTAN
India-Pakistan relations have entered an age of minimalism:
 There is very little bilateral contact today, even fewer expectations of a bilateral breakthrough.
 And yet, there is a certain ‗cold peace‘ between the traditional rivals — on the Line of Control, inside Kashmir and in
the verbal exchanges between the two sides.
Relations till now:
 India-Pakistan relations of the kind we have been used to over several decades now - characterised by intense
engagement, high value terror attacks, Indian responses, a breakdown of talks, and eventual resumption of talks; rinse
and repeat.
Bilateral Relations between India-Pakistan
 Attempts for engagement: India has made a number of attempts to build normal neighbourly relations with Pakistan.
The External Affairs Minister‘s (EAM) also took the initiative to propose a Comprehensive Bilateral Dialogue in
December 2015.
 Trade and Commerce:
 Bilateral rade:
 2020-2021: The total bilateral trade between India and Pakistan was USD 329 million in 2020-2021.
 2021-2022: This has gone up to USD 514 million in 2021-2022, as per the ministry of commerce, with Indian exports
outnumbering imports from Pakistan.
Most Favoured Nation (MFN) status: India had accorded MFN status to Pakistan in 1996. A Pakistan
cabinet decision of November 02, 2011 to reciprocate remains unimplemented
 Humanitarian: In 2017, India suggested to Pakistan to revive the mechanism of the Joint Judicial Committee which
looks into humanitarian issues of fishermen and prisoners in each other's custody.
 Cultural: The visit to religious shrines between India and Pakistan is governed by the Bilateral Protocol on Visits to
Religious Shrines signed between India and Pakistan in 1974.
 Kartarpur Corridor: Prime Minister of India Shri Narendra Modi inaugurated the Kartarpur Sahib Corridor in 2019 on
the occasion of the 550th birth Anniversary of Guru Nanak Dev Ji and flagged-off the first group of pilgrims to
Gurudwara Kartarpur Sahib.
Major Issues between both the countries
 India‘s relations with Pakistan are the most complex of its ties with its neighbours.
 Terrorism: Terrorism emanating from territories under Pakistan's control remains a core concern in bilateral relations.
 Pulwama cross-border terror attack: In a heinous and despicable act of cross border terror attack on the convey of
Indian security forces in Pulwama, Jammu & Kashmir in 2019, 40 security personnel were martyred
 On J&K:
 India‘s revocation of the special status of J&K: The relations between the two countries have remained strained for
years now and took a turn for the worse in August 2019 when India revoked the special status of Jammu and Kashmir.
 Pakistan‘s stand: In 2019, Pakistan announced unilateral measures, including the downgrading of diplomatic relations,
suspension of bilateral trade and review of bilateral agreements with India.
 India has urged Pakistan to review its unilateral actions in respect of relations with India so that normal channels of
diplomatic communications are preserved.
 Pakistan‘s ambitions and Demands:
 It aims to change the status quo in Jammu and Kashmir with a three-pronged strategy:
 Violent destabilization of Kashmir while raising human rights concerns in global forums,
 Reopening the Kashmir question that India believed was settled after the 1971 war, and
 Leveraging global nuclear concerns to force Indian concessions on Kashmir.
Possible reasons cited for the „cold peace‟ between the Nations
 Historical legacy: The relationship is the history of missed opportunities, failed attempts at conflict resolution, political
inability to resolve conflicts and the lack of political will on either side.
 Hate & populism: For all the talk about conflict resolution, there is no easy way to resolve their complicated conflicts.
 Resolving the bilateral conflict resolution may get harder due to rising populism fuelled by online hate.
 No conflict resolutions till now: None of the key bilateral conflicts between the countries has been resolved since the
Indus Waters Treaty of 1960.
 So, the traditional logic in India that it should first settle its conflicts with Pakistan and then move on to addressing the
bigger challenges may not be applicable.
Page | 17
 Defending Kashmir: There is now a certain confidence in India today that it does not need to talk to Pakistan to ensure
peace inside Kashmir.
 There is growing confidence in India about its capability to defend Kashmir against Pakistani aggression or terror
attacks.
 Other geopolitical challenges: Both sides today are preoccupied with other geopolitical challenges — Pakistan with the
Taliban-led Afghanistan, and India with an aggressive China on its borders.
Way Ahead
 The frequent acknowledgement by both countries that they have much to gain from trade and connectivity in economic
areas has taken a back seat to revival of tensions, the shadow of unresolved disputes and geopolitical considerations by
both sides.
 Although issues between Pakistan and India are long-standing, progress is possible.
 Leaders on both sides of the border need to develop a national consensus in support of the peace process and bring
all stakeholders including the core constituencies, media and opposition parties on board.
11 THE UNIFORM
CIVIL CODE
What did the Constituent Assembly say about the UCC?
 Article 44 contained in part IV of the Constitution says that the state ―shall endeavour to secure for the citizens a
uniform civil code throughout the territory of India‖.
 While there is no draft or model document yet for the UCC, the framers of the Constitution envisioned that it would be
a uniform set of laws that would replace the distinct personal laws of each religion with regard to matters like marriage,
divorce, adoption, and inheritance.
 Part IV of the Constitution outlines the Directive Principles of State Policy, which, while not enforceable or justiciable
in a court of law, are fundamental to the country‘s governance.
 The clause on UCC generated substantial debate in the Constituent Assembly about whether it should be included as a
fundamental right or a directive principle.
 The matter had to be settled by vote; with a majority of 5:4, wherein the sub-committee on fundamental rights headed
by Sardar Vallabhbhai Patel decided that securing a UCC was not within the scope of fundamental rights.
 Members of the Assembly took starkly contrasting stances on the UCC. Some also felt that India was too diverse a
country for the UCC. Member Naziruddin Ahmad from Bengal argued that certain civil laws in all communities were
―inseparably connected with religious beliefs and practices‖. He felt the UCC would come in the way of Article 19 of
the draft Constitution (now Article 25) which guarantees the right to freedom of religion subject to public order,
morality, and health. While he was not against the idea of a uniform civil law, he argued that the time for that had not
yet come, adding that the process had to be gradual and not without the consent of the concerned communities.
 Member K.M. Munshi however, rejected the notion that a UCC would be against the freedom of religion as the
Constitution allowed the government to make laws covering secular activities related to religious practices if they were
intended for social reform. He advocated for the UCC, stating benefits such as promoting the unity of the nation and
equality for women. He said that if personal laws of inheritance, succession and so on were seen as a part of religion,
then many discriminatory practices of the Hindu personal law against women could not be eliminated.
 Dr. B.R. Ambedkar had more of an ambivalent stance toward the UCC. He felt that while desirable, the UCC should
remain ―purely voluntary‖ in the initial stages. He stated that the Article ―merely‖ proposed that the state shall
endeavour to secure a UCC, which means it would not impose it on all citizens. The amendments to protect personal
laws from the UCC were eventually rejected.
What are the various arguments around the UCC?
 It has been argued that while India does have uniformity in most criminal and civil matters like the Criminal Procedure
Code, Civil Procedure Code, and the Contract Act, States have made over 100 amendments to the CrPC and IPC, as
well as several amendments to civil laws. For instance, BJP-ruled States reduced the fines prescribed and justified by
the Centre under the amended Motor Vehicles Act. Another example could be that the law of anticipatory bail differs
from one State to another.
 Experts thus argue that if there is plurality in already codified civil and criminal laws, how can the concept of ‗one
nation, one law‘ be applied to diverse personal laws of various communities? Besides, constitutional law experts argue
that perhaps the framers did not intend total uniformity, which is why personal laws were placed in entry 5 of the
Concurrent List, with the power to legislate being given to Parliament and State Assemblies.
 Looking at the codified personal laws of various communities in India — all Hindus are not governed by a homogenous
personal law even after the enactment of the Hindu Code Bill, neither are Muslims and Christians under their personal
laws. Even at the time of drafting the Hindu Code Bill, several of its provisions actually sought to locate the complex
links between the importance of inheritance, succession rights and the right to divorce. But facing staunch opposition
from conservative quarters, it was amended, diluted, and watered down multiple times to finally be separated into four
18 | Page
different Acts — the Hindu Marriage Act, the Hindu Succession Act, the Hindu Minority and Guardianship Act, and
the Hindu Adoptions and Maintenance Act — in the 1950s.
 Constitutional law scholar Faizan Mustafa notes that while marriages amongst close relatives are prohibited by the
Hindu Marriage Act of 1955, they are considered auspicious in the south of India. Even the Hindu Succession Act of
1956 made several compromises and could not make the daughter a coparcener till 2005. Wives are still not
coparceners nor do they have an equal share in inheritance.
 There is still no uniform applicability when it comes to the Muslim personal law or the Shariat Act that was passed in
1937. For instance, the Shariat Act is not applicable in Jammu and Kashmir and Muslims continue to be governed by
customary law which is at variance with the Muslim personal law in the rest of the country. The applicability also varies
for certain sects of Muslims. Besides, many tribal groups in the country, regardless of their religion, follow their own
customary laws
 While the Supreme Court in 2019 hailed Goa as a ―shining example‖ of an Indian State which has a functioning UCC,
experts point out that the ground reality in Goa is more complex and that the Code has legal pluralities.
 The Goa Civil Code was given by the Portuguese in 1867; it permits a certain form of polygamy for Hindus while the
Shariat Act for Muslims has not been extended to Goa with Muslims of the State being governed by Portuguese law as
well as Shastric Hindu law. The Code gives certain concessions to Catholics as well. Catholics need not register their
marriages and Catholic priests can dissolve marriages performed in church.
 The BJP‘s 2019 manifesto as well as the Uttarakhand Chief Minister Pushkar Singh Dhami‘s UCC committee proposal
argue that the uniform code would be formed by taking the best practices of various religions and tailoring them for
modern times. According to researchers this would essentially mean picking up certain Muslim practices and applying
them to the Hindu community (or vice-versa), and question whether there would not be any opposition to the same.
What has the Supreme Court said about the UCC?
 The Supreme Court in various judgements has called for the implementation of the UCC. In its Mohd. Ahmed Khan vs
Shah Bano Begum judgement of 1985, where a divorced Muslim woman demanded maintenance from her former
husband, the apex court while deciding whether to give prevalence to the CrPc or the Muslim personal law, called for
the implementation of the UCC.
 The Court also called on the government to implement the UCC in the 1995 Sarla Mudgal judgement as well as in
the Paulo Coutinho vs Maria Luiza Valentina Pereira case (2019).
What has the Law Commission said?
 The government in 2016 requested the Law Commission of India to determine how to form a code in the presence of
―thousands of personal laws‖ in the country.
 In 2018, the Law Commission submitted a 185-page consultation paper on the reform of family law and paper stated
that
 A unified nation did not necessarily need ―uniformity‖
 Secularism could not contradict the plurality prevalent in the country.
 The term ―secularism‖ had meaning only if it assured the expression of any form of difference.
 While saying that a UCC ―is neither necessary nor desirable at this stage‖, the report recommended that discriminatory
practices, prejudices and stereotypes within a particular religion and its personal laws should be studied and amended.
 The Commission suggested certain measures in marriage and divorce that should be uniformly accepted in the personal
laws of all religions. Some of these amendments include
 Fixing the marriageable age for boys and girls at 18 years so that they are married as equals
 Making adultery a ground for divorce for men and women and simplifying the divorce procedure
 It also called for the abolition of the Hindu Undivided Family (HUF) as a tax-exempted entity.
What is the government‟s stance?
 According to the Government‘s response in Parliament in 2022 that the government currently had no plans to set up a
panel to implement the UCC and requested the 22nd Law Commission of India to undertake an examination of various
issues relating to the same. The chairperson and members of said Law Commission, which was set up in 2021, have not
yet been appointed.
 Experts argue that if there is plurality in already codified civil and criminal laws, how can the concept of ‗one nation,
one law‘ be applied to diverse personal laws of various communities.
 The Supreme Court in various judgements has called for the implementation of the Uniform Civil Code
 The Law Commission suggested certain measures in marriage and divorce that should be uniformly accepted in the
personal laws of all religions.

12 CHINA-PAKISTAN ECONOMIC
CORRIDOR (CPEC)
The External Affairs Minister also pitched for more trade through Iran‘s Chabahar port and the International North
South Transport Corridors (INSTC) that India is a part of, aiming to improve bilateral trade with Central Asian
countries.
Page | 19
About China-Pakistan Economic Corridor (CPEC)

 Launched in 2015, the CPEC is the flagship project of the multi-billion-dollar Belt and Road Initiative (BRI), a pet
project of Chinese President Xi Jinping, aimed at enhancing Beijing‘s influence around the world through China-funded
infrastructure projects.
 The 3,000 km-long China–Pakistan Economic Corridor (CPEC) consists of highways, railways, and pipelines.
 CPEC eventually aims at linking the city of Gwadar in South Western Pakistan to China‘s North Western region
Xinjiang through a vast network of highways and railways.
 The proposed project will be
financed by heavily-subsidised
loans that will be disbursed to
the Government of Pakistan by
Chinese banks.
 Significance
 The agreement is aimed at
boosting Chinese investment
in Pakistan as well as
transferring Chinese industrial
capacity.
 The framework will promote
industrialisation and
development of economic
zones, and initiate, plan,
execute, and monitor projects,
both in the public as well as
the private sectors.
 The corridor links Xinjiang
with Gwadar and also passes
through Pakistan-occupied
Kashmir (PoK) where China is
investing in a number of
projects.
 CPEC‘s early-harvest projects had transformed Pakistan‘s economic landscape, thus laying a solid foundation for
sustainable economic growth.
Challenges associated with the plan
 Delays in execution: The CPEC projects were also facing delays because of the change in taxation policies by the last
government in violation of commitments given to China.
 Pakistan‟s failure: The Chinese authorities were irritated because of Pakistan‘s failure to honour its contractual
obligations under the CPEC framework.
 Financial crisis: China is also concerned over the acute financial crisis faced by Pakistan, prompting it to step in
periodically to bail it out with induction of foreign exchange loans.
 Pakistan was a critic of the China Pakistan Economic Corridor (CPEC) earlier for its secrecy and uneven
investments neglecting certain provinces of the country.
 India has protested to China over the CPEC as it is being laid through the Pakistan-occupied Kashmir (PoK).
 A report by US-based international development research lab AidData said that a substantial chunk of Chinese
development financing under the CPEC consists of loans that are at or near commercial rates as opposed to grants.
 Lack of transparency: As much as 40 percent of China‘s lending to Pakistan does not appear on the government‘s
books.
 Laxity: The project is behind schedule and only three of the total 15 projects announced have been completed so far.
 China‟s debt trap policy: Critics also foresee that the weak economic indicators of Pakistan might lead to a possibility
of the country defaulting on debt repayments, as Chinese loans have high interest rates.
India‟s Concerns
 Violation of Indian Sovereignty: The project violates the sovereignty of India as it passes through Pakistan-occupied
Kashmir (PoK), which is a disputed territory between India and Pakistan. As per well-established international
conventions, no construction is allowed in any disputed territory, without taking the other country into confidence.
Exploitation of Natural Resources: Under CPEC, China plans to build two mega-dams on the Indus, named Bunji
Dam and Bhasha Dam. This will put a heavy strain on the Indus Water Basin.
Security Concerns for India:
 Increase in China‟s Activities in IOR: With Gwadar being a part of CPEC, India fears an escalation of PLA Navy
activities in the Indian Ocean Region (IOR).
 Threat to Indian Trade and Connectivity: Majority of Indian tangible imports pass through the Strait of Hormuz.
China can easily create impediments to its access to the Middle-east in case of a conflict, jeopardizing India‘s energy
security.
 Enhanced threat from Pakistan: With the overhauling of the Karakoram Highway, Pakistan will enjoy an advantage
in mobilizing troops as well as heavy military equipment to PoK. At the same time, an increase in financial returns to
20 | Page
Pakistan through CPEC may expand its ability to fund military infrastructure as well as state-sponsored terrorism in
Kashmir, thus destabilizing the region.
Way ahead
 Maintain Communication: Experts have advocated that India maintain communication and cordial relations with its
neighbours.
 In such a context, India has done well to keep participating in forums like Shanghai Cooperation Organization to
maintain communication with both Pakistan and China.
 International Collaboration: It is well settled that India cannot compete with China in the matter of financing
developmental projects like CPEC in other developing countries.
 Therefore, it needs to collaborate with agencies like Japan International Cooperation Agency (JICA) to offer soft loans
to save them from falling into the Chinese debt trap.
 Security Concerns: Developing countries, especially the countries of Southeast Asia have pinned their hopes on India
to counter China‘s hegemony in the region.
 Here, India needs to build on alliances like Quad to maintain the balance of power in the Indo-pacific region.
13 RUSSIA'S SUSPENSION OF
GRAIN DEAL
What is Black Sea Grain Initiative?
 The Black Sea Grain Initiative was an agreement between Russia and Ukraine with Turkey and the United Nations.
 It sought to create a safe passage of food grains exported from Ukraine, which is currently in war with Russia.
 Under this agreement, export of grain, food and fertilizers will be allowed to resume from Ukraine via a ―safe maritime
humanitarian corridor‖ from three key Ukrainian ports i.e., Chornomorsk, Odesa, and Yuzhny/Pivdennyi.
 A Joint Coordination Centre (JCC) having representatives from signatories of the Black Sea Grain Initiative was set up
to implement this deal.
Why was the deal signed?
 Such exports are crucial: Ukraine and Russia are key global suppliers of wheat, barley, sunflower oil and other food to
countries in Africa, the Middle East and parts of Asia where many are already struggling with hunger.
 Ukraine exports around 45 million tonnes of grain to the global market each year. However, after Russia launched
military campaign in February 2022, Ukraine was left with large amount of grains stored in silos unable to be
transported to other parts of the world.
 This has severely affected the global supply of grains. With the energy prices and food prices increasing because of the
conflict, many countries, especially those in Africa, were at the brink of famine. The Black Sea Grain Initiative sought
to address these issues.
What has the deal achieved?
 By mid-September 2022, over three million tonnes of cargo left Ukraine under this deal. About 51 per cent of the total
cargo was corn, 25 per cent was wheat, 11 per cent sunflower products, 6 per cent rapeseed and 5 per cent barley. The
rest of the cargo included soya beans and other food commodities. About half of the total cargo went to high-income
countries like Spain, Netherlands, Korea, Germany, Ireland and Israel. India received 4 per cent of the total wheat
exports from Ukraine since the war broke out
 The grain initiative has been a rare example of cooperation between Ukraine and Russia since Russia‘s invasion in
February. Brokered by the United Nations and Turkey, it has allowed more than 9 million tons of grain in 397 ships to
safely leave Ukrainian ports. The grain agreement has brought down global food prices by about 15% from their peak in
March 2022, according to the U.N., and the U.N. secretary-general had urged Russia and Ukraine to renew the deal
when it expires Nov. 19.
 Following Russia‘s announcement, wheat futures prices jumped more than 5% on 31 st October in Chicago, while key
oil futures prices rose in Asian markets. With global markets tight, prices will rise and poorer countries will have to pay
more to import grain, experts said.
 Before the grain deal was brokered, the U.S. and Europe accused Russia of starving vulnerable parts of the world by
denying exports. Since the deal, Russia has alleged that most of the exported grain was going to Europe instead of the
world‘s hungriest nations.
 The U.N. Conference on Trade and Development, however, said in a report published recently that wheat is mostly
going to poorer countries, with nearly 20% of exported wheat going to the least developed nations. Ukraine has said
more than 5 million tons have been exported to African and Asian nations, with 190,000 tons of wheat sent to countries
that are getting relief from the U.N. World Food Program.
What is the current status of the Black Sea Grain Initiative?
 Black Sea Grain deal was set to expire on November 19, 2022. The renewal negotiations were led by the United
Nations throughout October 2022.
Page | 21
 However, Russia pulled out of this agreement on October due to drone attack on its naval ships in the port of
Sevastopol.
 Despite Russia withdrawing from the deal, several grain ships continued to depart from ports in Ukraine with support
from Turkey and UN. However, it is unclear if this safe passage will remain intact indefinitely.
What happens now?
 Russia has requested a meeting Monday of the U.N. Security Council to discuss the issue while offering to supply up to
500,000 tons of grain ―to the poorest countries free of charge in the next four months.‖
 According to experts while sanctions on Russia don‘t affect its grain exports and a parallel wartime deal was meant to
clear the way for Moscow‘s food and fertilizer shipments, some businesses have been wary. Ukraine, the U.S. and its
allies again accused Russia of playing ―hunger games.‖
 Developing nations will have to find new suppliers and pay more from countries such as the U.S., Argentina and
Australia, where dry conditions or rain are posing problems. But high prices mean producers will plant more, and those
not typically big wheat exporters, like Brazil and India, have shipped more. ―What the world needs are some really big
crops,‖ he said, and with Ukraine having accounted for 10% of world wheat exports, ―that‘s a big hole to build.‖
14 GENETICALLY MODIFIED CROPS

AND THEIR REGULATION IN INDIA
 The latest GEAC approval allows for the environmental release of two varieties of genetically engineered mustard for
developing new parental lines and hybrids under the supervision of the Indian Council of Agriculture Research (ICAR).
What is GEAC?
 The Genetic Engineering Appraisal Committee (GEAC), under the Ministry of Environment, Forest and Climate
Change (MoEF&CC), is responsible for the assessment of proposals related to the release of genetically engineered
organisms and products into the environment, including experimental field trials.
 GEAC or people authorised by it have the power to take punitive actions under the Environment Protection Act.
What are genetically modified crops?
 A genetically modified organism (GMO) is any living organism whose genetic material has been modified to include
certain desirable techniques. Genetic modification has previously been used for the large-scale production of insulin,
vaccines, and
more.
 In
crops, genetic
modification
involves the
manipulation
of DNA
instead of
using
controlled
pollination—
the
conventional
method to
improve
crops— to
alter certain
characteristics
of the crop.
 Soyabean, maize, cotton, and canola with herbicide tolerance and insect resistance are the most widely grown GM crops
around the world. Other common genetically modified characteristics include virus resistance, drought resistance, and
fruit and tuber quality.
 To genetically modify a crop, the gene of interest is identified and isolated from the host organism. It is then
incorporated into the DNA of the crop to be grown. The performance of the GM crop is tested under strict laboratory
and field conditions.
22 | Page
GM crops in India
 Indian farmers started
cultivating Bt cotton, a
pest-resistant,
genetically modified
version of cotton, in
2002-03. Bt
modification is a type
of genetic
modification where
the Bt gene obtained
from the soil
bacterium Bacillus
thuringiensis is
introduced into the
target crop – in this
case, cotton. Bt cotton
is resistant to
bollworm, a pest that
destroys cotton plants.
 By 2014, around 96% of the area under cotton cultivation in India was Bt cotton, making India the fourth-largest
cultivator of GM crops by acreage and the second largest producer of cotton.
Regulatory
framework in India
 Strict
regulations are in
place to control
threats to animal
health, human safety,
and biodiversity at
large during the
processes of
development,
cultivation and
transboundary
movement of GM
crops.
 Acts and
rules that regulate
GM crops in India
include:
 Environment Protection Act, 1986 (EPA)

 Biological Diversity Act, 2002
 Plant Quarantine Order, 2003
 GM policy under Foreign Trade Policy
 Food Safety and Standards Act, 2006
 Drugs and Cosmetics Rule (8th Amendment), 1988
 Broadly, the rules cover:
 All activities related to research and development of GMOs
 Field and clinical trials of GMOs
 Deliberate or unintentional release of GMOs
 Import, export, and manufacture of GMOs
What is GM mustard?
 Dhara Mustard Hybrid (DMH -11) was developed by a team of scientists at Delhi University led by former vice-
chancellor and genetics professor Deepak Pental under a government-funded project. It uses a system of genes from soil
bacterium that makes mustard — generally a self-pollinating plant — better suited to hybridisation than current
methods.
Page | 23
 In September 2017, a feasibility report said that the developers of DMH-11 claimed a yield increase of 25-30% over
non-hybrids, which was refuted by several NGOs.
 However, even a yield increase of 25-30% ―does not seem to be high enough to promote the introduction of IP and
labelling requirements at all levels, especially at the levels of small and medium farmers as the consequence of
introduction of such a system would considerably deplete the price preference that are expected, resulting from the
increased yield,‖.
 The GEAC cleared ―the environmental release of mustard hybrid Dhara Mustard Hybrid (DMH-11) for its seed
production and testing as per existing ICAR guidelines and other extant rules/regulations prior to commercial release,‖.
Recommendations of the October 18 meeting
 The GEAC has recommended:
 Environmental release of ―genetically engineered mustard parental lines bn 3.6 carrying barnase and bar genes, and
modbs 2.99 containing barstar and bar genes‖
 Environmental release of mustard hybrid DMH-11 for seed production and testing as per existing ICAR guidelines
 Conduct field demonstration studies with respect to the effect of GM mustard on honey bees and other pollinators
post-environmental release
 The approval is limited to a period of four years, renewable for two years at a time based on a compliance report.
The response from farmers' associations
 Left-wing farmers‘ organisation All India Kisan Sabha (AIKS) has welcomed the development related to GM
mustard. General Secretary Hannan Mollah, however, said the control of the technology should remain with the
governments and the public sector and extensive testing of the hybrid seed must be done by ICAR.
 However, Rashtriya Swayamsewak Sangh‘s (RSS) farmer body Bharatiya Kisan Sangh (BKS) opposed the move.
 ―The technology is mostly carcinogenic. It is a killer technology that kills soil, microbes, pollinators, almost all
medicinal herbs and adversely affects crop diversity. It can also cause cancer in humans,‖ Mohini Mohan Mishra, All
India General Secretary of BKS, said.
15 THE AMENDMENTS TO THE IT

RULES, 2021
What are the IT Rules, 2021?
 World over, governments are grappling with the issue of regulating social media intermediaries (SMIs). Given the
multitudinous nature of the problem — the centrality of SMIs in shaping public discourse, the impact of their
governance on the right to freedom of speech and expression, the magnitude of information they host and the constant
technological innovations that impact their governance — it is important for governments to update their regulatory
framework to face emergent challenges.
24 | Page
 In a bid to keep up with these issues, India in 2021, replaced its decade old regulations on SMIs with the IT Rules, 2021
that were primarily aimed at placing obligations on SMIs to ensure an open, safe and trusted internet.
What was the need to amend the IT Rules, 2021?
 The draft amendments in June 2022, the stated objectives of the amendments were three-fold. First, there was a need to
ensure that the interests and constitutional rights of netizens are not being contravened by big tech platforms. Second, to
strengthen the grievance redressal framework in the Rules. Third, that compliance with these should not impact early
stage Indian start-ups.
 This translated into a set of proposed amendments that can be broadly classified into two categories. The first category
involved placing additional obligations on the SMIs to ensure better protection of user interests while the second
category involved the institution of an appellate mechanism for grievance redressal.
What are the additional obligations placed on the SMIs?
 First, the original IT Rules, 2021 obligated the SMIs to merely inform its users of the ―rules and regulations, privacy
policy and user agreement‖ that governed its platforms along with the categories of content that users are prohibited
from hosting, displaying, sharing etc. on the platform.
 This obligation on the SMIs has now been extended to ensuring that its users are in compliance with the relevant rules
of the platform. Further, SMIs are required to ―make reasonable‖ efforts to prevent prohibited content being hosted on
its platform by the users.
 To a large extent, this enhances the responsibility and concomitantly the power of SMIs to police and moderate content
on their platforms.
 This has been met with skepticism by both the platforms and the users given the subjective nature of speech and the
magnitude of the information hosted by these platforms.
 While the SMIs are unclear of the extent of measures they are now expected to undertake, users are apprehensive that
the increased power of the SMIs would allow them to trample on freedom of speech and expression.
 Second, a similar concern arises with the other newly introduced obligation on SMIs to ―respect all the rights accorded
to the citizens under the Constitution, including in the articles 14, 19 and 21‖.
 Given the importance of SMIs in public discourse and the implications of their actions on the fundamental rights of
citizens, the horizontal application of fundamental rights is laudable. However, the wide interpretation to which this
obligation is open to by different courts, could translate to disparate duties on the SMIs.
 Frequent alterations to design and practices of the platform, that may result from a case-to-case based application of this
obligation, could result in heavy compliance costs for them.
 Third, SMIs are now obligated to remove information or a communication link in relation to the six prohibited
categories of content as and when a complaint arises.
 They have to remove such information within 72 hours of the complaint being made. Given the virality with which
content spreads, this is an important step to contain the spread of the content.
 Fourth, SMIs have been obligated to ―take all reasonable measures to ensure accessibility of its services to users along
with reasonable expectation of due diligence, privacy and transparency‖. While there are concerns that ensuring
―accessibility‖ may obligate SMIs to provide services at a scale that they are not equipped to, the obligation is meant to
strengthen inclusion in the SMI ecosystem such as allowing for participation by persons with disabilities and diverse
linguistic backgrounds.
 In this context, the amendments also mandate that ―rules and regulations, privacy policy and user agreement‖ of the
platform should be made available in all languages listed in the eighth schedule of the Constitution.
What are the newly-introduced Grievance Appellate Committees?
 The cornerstone of empowering users of social media platforms is to design a robust grievance redressal mechanism
that can effectively and efficiently address their concerns.
 Prior to the IT Rules, 2021, platforms followed their own mechanisms and timelines for resolving user complaints. The
IT Rules uniformed this by mandating that all social media platforms should have a grievance officer who would
acknowledge the receipt of a complaint within 24 hours and dispose it within 15 days.
 However, the performance of the current grievance redressal mechanism has been sub-optimal. As evidenced by the
transparency reports of SMIs, such as Facebook and Twitter, there is no common understanding of what is meant by
resolution of the complaint.
 For example, Facebook records only mention the number of reports where ―appropriate tools‖ have been provided.
These ―appropriate tools‖ could just mean the automated replies pointing out the tools available on the platform that
have been sent to the complainants.
 As opposed to this format, Twitter records outline the number of URLs against which action has been taken after the
receipt of a complaint.
 Transparency reports show that the number of user complaints continue to be quite low when compared to the content
against which the platform acts proactively or is obligated to remove due to governmental or court orders. This may be
because users are either not aware of this facility or find it futile to approach the platform for complaint resolution. It
might also be because, even in cases where action has been taken on the content, there is no way to assess whether the
complainant has been satisfied with the resolution of the complaint.
 Moreover, the extant framework does not provide for any recourse if the complainant is dissatisfied with the grievance
officer‘s order. Possibly, the only course available to the complainant is to challenge the order under the writ
jurisdiction of the High Courts or Supreme Court. This is not efficacious given that it can be a resource and time
intensive process.
 To remedy this, the government has instituted Grievance Appellate Committees (GAC). The committee is styled as a
three-member council out of which one member will be a government officer (holding the post ex officio) while the
Page | 25
other two members will be independent representatives. Users can file a complaint against the order of the grievance
officer within 30 days. Importantly, the GAC is required to adopt an online dispute resolution mechanism which will
make it more accessible to the users.
 It is unclear whether this is a compulsory tier of appeal or not, that is will the user have to approach the grievance
appellate committee before approaching the court. The confusion arises from the fact that the press note expressly stated
that the institution of the GAC would not bar the user from approaching the court directly against the order of the
grievance officer. However, the final amendments provide no such indication.
 While this makes the in-house grievance redressal more accountable and appellate mechanism more accessible to users,
appointments being made by the central government could lead to apprehensions of bias in content moderation.
 The IT Rules, 2021 do not provide any explicit power to the GAC to enforce its orders.
 If users can approach both the courts and the GAC parallelly, it could lead to conflicting decisions often undermining
the impartiality and merit of one institution or the other.
26 | Page
ECONOMY
rbi in news
RBI Will Start Its Digital Rupee Pilot Project from
November 01, 2002
Reserve Bank of India (RBI) has introduced digital
currency for wholesale transactions. It will start as a pilot
project at present.
9 banks have been identified to participate in this project.
This will include State Bank of India (SBI), Bank of
Baroda (BoB), Union Bank, HDFC Bank, ICICI Bank,
Kotak Mahindra Bank, IDFC First Bank and HSBC
Bank.
RBI will also introduce digital currency for retail after
wholesale transactions, which is likely to start within a
month.
RBI released the „Handbook of Statistics on Indian
States 2021-22‟
The Reserve Bank of India has released the seventh
edition of its statistical publication titled ‗Handbook of
India (LIC) and the Government of India. About IDBI
Statistics on Indian States 2021-22‘.
Bank :Headquarters: Mumbai, Maharashtra, India,MD &
As per the report, India‘s gross domestic product (GDP)
CEO: Rakesh Sharma
is expected to register a growth rate of about 7% in
Indian Bank rolls out a bouquet of Digital products
2022-23 and between 6.1% and 6.3% in the June-
as part of “Project WAVE”
September quarter of this fiscal. In the current edition of
PSU lender Indian Bank has launched several digital
the Handbook, two new sections namely Health and
initiatives under ―Project WAVE‖ in a bid to enhance
Environment have been introduced
the customer experience through integrated services on
its digital platform.
SBI IN NEWS Indian Bank along with Universal Sompo General
German Bank „KfW‟ to Provide 150 million Euro Insurance will provide online vehicle and health
Loan to SBI for Solar Projects insurance through its mobile banking app IndOASIS.
State Bank of India has signed a 150 million euro (Rs Six digital initiatives were launched by the SL Jain, MD
1,240 crore) loan agreement with the German and CEO, Indian Bank, along with Sharad Mathur, MD
development bank KfW for funding solar projects. The & CEO, of Universal Sompo General Insurance Co.
long-term loan, under the Indo-German solar RBI lifts ban on new branches by Tamilnad
partnership, will facilitate new and upcoming capacities Mercantile Bank
in the solar sector and further contribute to the country‘s The Reserve Bank of India (RBI) has lifted its 3-year
goals announced during the COP26. ban on 101-year-old Tamilnad Mercantile Bank (TMB)
SBI commits to finance 1000 entrepreneurs in on opening new branches. This comes in the backdrop of
Nagaland the bank's shares getting listed in the Indian Stock
SBI commits to finance 1000 entrepreneurs in Nagaland Exchanges on September 15, 2022.
through a partnership with Business Association. The Russia‟s Gazprombank opens special Re account
State Bank of India (SBI) in collaboration with the with UCO Bank
Business Association of Nagas (BAN) has decided to Russia's Gazprombank has opened a special Rupee
help 1000 entrepreneurs with financing. An MoU has account with UCO Bank for undertaking cross-border
been signed between the two parties to facilitate ease of trade transactions in the Indian Rupee.The move to open
doing business and finance MSMEs of Naga the special Vostro account clears the deck for settlement
entrepreneurs in the state, reported Eastern Mirror. of payments in Rupee for trade between India and
Russia, enabling cross-border trade in the Indian
OTHER BANKS IN currency which the central bank RBI is keen to promote.
RBI placed Kerala-based private bank Dhanlaxmi
NEWS bank under Monitoring
IDBI Bank introduces festive offers on fixed deposits The Reserve Bank of India (RBI) had placed Thrissur
for a limited period (Kerala)-based private bank Dhanlaxmi Bank under tight
The private sector lender IDBI Bank has launched the monitoring with its financial position coming under
"Amrit Mahotsav FD" scheme of 555 days commencing greater public scrutiny.
as part of its festive offer.The bank has launched a The Bank's capital-to-risk weighted assets/capital
special, limited-time offer with an interest rate of 6.90% adequacy ratio (CRAR) fell to around 13% at the end of
for 555 days. March 2022, down from 14.5% a year earlier, prompting
IDBI Bank Limited is a development finance institution the RBI to assess the bank's financial health.
under the ownership of the Life Insurance Corporation of
Page | 27
Earlier, Dhanlaxmi Bank's capital adequacy has fallen Global Savings Account: NRIs can deposit money for
below the required levels and it has even been placed short term and earn interest in this savings account.
under the RBI's prompt corrective action framework Term Deposits: They are similar to Foreign Currency
(PCA) to deal with serious deteriorations in its financial Non Resident (FCNR) deposits with minimum lock-in
position. period of seven days compared to one year for FCNR in
ESAF Bank gets top 'Best in Class' ESG Ratings India. Customers can deposit in currencies such as USD,
ESAF Small Finance Bank was awarded the ―best in EUR, GBP.
class‖ rating for the environment, social, and governance Union Bank of India Ranks Second in IBA‟s EASE
(ESG) practices from CareEdge Ratings. ESAF is also Reform Index
the first Indian member bank of the Global Alliance on As per the report on Enhanced Access & Service
Banking on Values (GAVB). Excellence (EASE) Reforms Index for Q1 FY 2022-23
ICICI Venture invests 360 crores in the cello world by Indian Banks' Association (IBA), Union Bank of
ICICI Venture, the alternative investment arm of ICICI India is the 2nd Best Bank in adopting reforms
Bank, has invested Rs. 360 crores, or around $44.3 prescribed for Public Sector Banks.
million, in consumer houseware company Cello World, Top 3 on EASE Reforms Index :
marking its first bet from the fifth private equity (PE) 1. State Bank of India (SBI) - 58.4, 2. Union Bank of
fund. India (UBI) - 58.3, 3. Bank of Baroda (BoB)- 52.3
Federal Bank Ties up with JCB India to Finance Axis Bank Launches Knowledge Summit „Evolve‟ for
Heavy Equipment Buyers MSMEs
Federal Bank announced that it has partnered with JCB Axis Bank has launched the seventh edition of ‗Evolve‘
India to expand its loan portfolio and fund potential for MSMEs with the theme of ‗Indian SMEs: Shifting
buyers of heavy construction equipment. The private Gears for Next Level Growth‘. ‗Digitalisation to
sector lender said it has inked a memorandum of Building Indian SMEs‘ and ‗Export Opportunities for
understanding (MOU) with JCB India, a leading SMEs in the New World Order‘ were some of the other
manufacturer of earthmoving and construction key themes at the launch.
equipment. KVG Bank gets award for Atal Pension Yojana
RBI allows HDFC Bank and Canara Bank to open enrolment
special Vostro rupee account for trade with Russia Karnataka Vikas Grameena Bank (KVGB) has bagged
Reserve Bank of India (RBI) has allowed India‘s largest the national award from Pension Fund regulatory and
private sector bank HDFC Bank and the public sector Development Authority (PFRDA) for significant
bank Canara Bank to open a special "Vostro account" for enrolment under Atal Pension Yojana (APY). So far, the
trade in rupees with Russia. bank has enrolled 3,34,687 (cumulative) accounts under
Vostro is a type of a bank account where a bank holds an APY. During 2022-23, the bank enrolled 69,132
account on behalf of other banks in local currency. accounts against the target of 50,320.
Normally here the other bank is a foreign bank. South Indian Bank launches app-based foreign
This was done to promote trade and investment with outward remittance
Russia which was facing sanction from western South Indian Bank has launched foreign outward
countries over its invasion of Ukraine. remittance service through mobile banking.
Russian energy major Gazprom has opened an account Non-resident external (NRE) and resident savings bank
with UCO Bank while VTB Bank and SberBank have account holders can make foreign outward remittance
opened accounts with their own India-based branch through the bank‘s ‗SIB Mirror+‘ mobile banking
offices. application. The service is also available on its Internet
ICICI Bank Launches New Products for NRIs at Its banking platform ‗SIBERNET‘. Customers can transfer
GIFT City Branch foreign currency abroad without visiting the bank‘s
Private sector lender ICICI Bank has launched two new branch.
products – loan against deposits(LAD) and dollar bonds India Post Payments Bank Organizes India's First
– for non-resident Indians at its GIFT City branch Floating Financial Literacy Camp
in Gujarat. The bank is the first to offer these products in  India Post Payments Bank (IPPB), set up under the
GIFT City. Department of Posts, Ministry of Communications,
Loan against Deposits (LAD): LAD resembles a loan in organized India's first floating financial literacy
foreign currency against a deposit in India (including camp in Srinagar, J&K with an initiative named
Rupee NRE FDs).The customers can avail LAD for their 'Niveshak Didi' to promote financial literacy.
short-term cash requirement without having to  As part of the launch of 'Niveshak Didi' initiative,
prematurely close their Term Deposits and thereby avoid IPPB organized India's first temporary financial
paying a penalty for breaking the deposit. They can avail literacy camp by newly appointed 'Niveshak Didi'.
up to 95%* of their deposit value. With a simple The Floating Financial Literacy Camp was
documentation process, customers can get flexible tenure organized among the local residents around the
with fixed or floating interest rates. world famous Dal Lake in Srinagar, Jammu and
Dollar Bonds: It is an alternate investment option for Kashmir.
NRIs, where they can book dollar bonds through ICICI Bank of Baroda launches two Premium Debit Cards
Bank in GIFT City. The Bank offers a cohort of over 50 with Visa
marquee issuers / companies for these bonds. Bank of Baroda, one of India‘s leading banks, and Visa,
Global Current Account: This is a non-interest bearing the global leader in digital payments, launched two new
account which does not require any minimum balance. It premium Debit Cards for Bank of Baroda customers
helps NRIs to deposit money in India in foreign 1. bob World Opulence – a super-premium Visa
currencies such as USD, EUR, GBP. Infinite Debit Card (Metal Edition)
2. bob World Sapphire – a Visa Signature Debit Card
28 | Page
PV Sindhu, India‘s badminton icon and Bank of Global soft drinks major Coca-Cola Company said its
Baroda‘s brand endorser, unveiled the cards at the lemon and lime-flavored soft drink Sprite has become a
launch event. billion-dollar brand in the Indian market.
Bank of India launches special deposit scheme: star The company has recorded a 'strong' volume growth in
super triple seven FD its India business in the third quarter of 2022, helped by
The Bank of India (BoI) launched a special fixed deposit its sparkling soft drinks portfolio and fruit drink brand
scheme Star Super Triple Seven Fixed Deposit which Maaza.
will offer a 7.25% rate of interest (7.75% for senior BSE Launched Electronic Gold Receipts
citizens) on a deposit for 777 days. Apart from the BSE, or the Bombay Stock Exchange, launched
special deposit scheme, the Bank of India has raised the Electronic Gold Receipt (EGR) on its platform on 24
interest rate on its existing 555-days fixed deposit October 2022. It introduced two new products of 995
scheme to 6.30% and 999 purity during the Muhurat trading on Diwali.
Union Bank of India rings 104th Foundation Day Trading will be in multiples of 1 gram and deliveries in
with launch of Vyom App multiples of 10 gram and 100 gram. The EGR market
 The country‘s fifth largest public sector bank, will remain open from 9:00 am to 9.30 pm. It will have
Union Bank of India, marked its 104th foundation T+1 settlement. EGR allows efficient price discovery
day on 11 November 2022, after being founded on and standardization of gold, transparency in gold
11 November 1919 and having its first head office transactions, promotion of India Good Delivery Standard
inaugurated by the Father of the Nation, Mahatma and settlement guarantee to the Investors.
Gandhi. On this occasion, the bank introduced a SEBI Introduces Regulatory Framework To
super app called Union Vyom, as well as several Facilitate Online Bond Platform Providers
other digital products. Market regulator Securities and Exchange Board of India
 Union Vyom App, the bank‘s super app, is a one- (SEBI) has introduced a regulatory framework to
stop shop for all financial goods. The Vyom app is facilitate providers of online bond platforms that are
equipped to provide consumers with a one-of-a- selling listed debt securities.
kind banking experience in which they may conduct The move will also enhance the confidence among
transactions that go beyond traditional banking. investors, particularly non-institutional investors, as the
Bank of Maharashtra (BoM) Tops PSU lenders‟ list platforms would be provided by SEBI-regulated
in Q2 Credit Growth intermediaries
 The second quarter of 2022–23 saw the Bank of To this effect, SEBI has amended NCS (Issue and
Maharashtra (BoM) outperform other public sector Listing of Non-Convertible Securities) Regulations.
lenders in terms of percentage loan growth. A person acting as an online bond platform-provider
According to public sector bank issued quarterly without registration certificate prior to the date of this
data, the lender saw a 28.62 percent increase in regulation coming into force can continue to do so for a
gross advances at the end of September 2022, period of three months.
totaling Rs 1,48,216 crore. Under the new rules, no person would act as an online
 Union Bank Of India came in second with an bond platform-provider without obtaining registration
increase of 21.54 percent to Rs 7,52,469 crore. The certificate as a stockbroker from SEBI.
largest lender in the nation, State Bank of India, IFSCA signs MoU with RBI in the field of regulation,
took third place with an 18.15% increase in gross supervision of regulated entities
advances. The Reserve Bank of India (RBI) and the International
 However, SBI‘s total loans were almost 17 times Financial Services Centres Authority (IFSCA) have
higher at Rs 25,47,390 crore as compared to Rs inked a cooperative agreement for the regulation and
1,48,216 crore of BoM in absolute terms. supervision of regulated entities in their respective
HDFC Bank partners with Arzooo to offer Purchase jurisdictions.
Cards to Retailers with up to Rs 1 Cr credit IFSCA is a statutory organisation with its headquarters
HDFC Bank (India‘s largest Private sector Bank) in Gandhinagar's GIFT City and was founded by the
partners with Arzooo (India‘s fastest-growing Retail IFSCA Act 2019. Its goal is to create and oversee the
Tech Platform) to launch Purchase cards that have been financial services, financial institutions, and financial
exclusively designed for offline retailers. goods in the international financial services centres
(IFSCs).
ECONOMY & RBI :Established: 1 April 1935, Headquarters: Mumbai,
Maharashtra, India
BUSINESS Governor : Shaktikanta Das, Deputy governors: Mahesh
Northern Arc Capital Raises $50 Mn To Offer Kumar Jain, M. Rajeshwar Rao,Michael Patra and T.
Customized Solutions To Businesses Rabi
Northern Arc Capital, a non-banking finance company India emerges as a top investment destination for
(NBFC), has raised $50 million (about Rs 400 crores) Sovereign investors
through non-convertible debentures (NCDs) from the According to a report of the American Asset
Dutch entrepreneurial development bank FMO. The Management company Invesco, India has emerged as
fintech lender will deploy half of its proceeds to serve the second most preferred investment market after the
MSMEs (micro, small and medium enterprises) and United States for sovereign wealth funds and public
women entrepreneurs. pension‘s funds in 2022.
Sprite Becomes Billion-dollar Brand in Indian According to Invesco, the United States remained the top
Market destination for the sovereign wealth funds and public
pension‘s funds but to balance the risk many fund
manager wants to invest in the emerging markets. The
Page | 29
most beneficiaries of this shift to the emerging market is  The move will enable its flagship brand,
India. CCAvenue, to scale offerings and help onboard a
Among emerging markets India has overtaken China as greater number of micro-entrepreneurs onto its fold.
the most popular emerging market. This year China has Aegon Life Insurance Unveils iGuarantee Max
been ranked at 6th place. Savings Plan
sovereign wealth fund (SWF) is a fund owned by a Aegon Life Insurance Company has launched a
Government of a country. It is normally a surplus money traditional insurance policy iGuarantee Max Savings
which a government has and it is used to invest in the Plan that offers savings and life cover
stock or debt market of other countries for a better return Tata AIA Life partners with Medix to offer
on investment. specialized critical illness cover
Max Life launches life insurance plan - Smart Wealth Tata AIA Life Insurance Company Limited (Tata AIA)
Advantage Guarantee has tied up with Medix, a global company in medical
Max Life Insurance has launched Smart Wealth management solutions, to offer consumers access to a
Advantage Guarantee Plan, a non-linked, non- local and global network of accredited medical
participating individual life insurance savings plan that specialists during serious illnesses.
offers guaranteed returns, life insurance cover, and This service is complimentary for policyholders who
financial protection all combined in one product. have purchased eligible life insurance products across
Fintech Open gets RBI nod for payment aggregator the term, savings, and pension plans.
license SEBI extends the deadline for rules on direct ETF
Open, a neo-banking fintech, has received in-principle transactions to May 1, 2023
approval from the regulatory authority, the Reserve Bank The Securities and Exchange Board of India (SEBI)
of India (RBI), for a Payment Aggregator Gateway extended the deadline for implementation of the Rs 25
(PA/PG) license. crore-threshold rule for direct Exchange Traded Fund
A PA provides payment services to merchants and e- (ETF) transactions with asset management companies to
commerce sites by accepting payment instruments from May 1, 2023.
customers. This is the second time the Securities and Exchange
India Fastest Growing Market for Microsoft Owned Board of India (Sebi) has extended the deadline.
LinkedIn Initially, the rule was to come into force from July 1,
India has become LinkedIn‘s fastest-growing market as 2022, and the same was extended till November 1, 2022.
more companies and advertisers come online, with sales To enhance liquidity in units of Exchange Traded Funds
in the country rising at a 50% year-on-year clip. (ETFs) on stock exchange platforms, Sebi decided that
LinkedIn is a ―The Microsoft‖ owned business direct transactions with Asset Management Companies
networking service company. (AMCs) will be facilitated for investors only when the
UPI Transactions Grow 7.7% To 730 Cr in October transaction amount is greater than Rs 25 crore.
 Bharat Interface for Money (BHIM) using Unified SEBI to develop the world's First system for securing
Payments Interface BHIM-UPI recorded a new stock exchanges from cyberattacks
high, transactions rose by 7.7 per cent in October to The Securities and Exchange Board of India (SEBI) in
730 crore(7.3 Billion). The total value for the month collaboration with India‘s two largest stock exchanges
stood at more than Rs 12.11 lakh crore. the National Stock Exchange and the Bombay Stock
 In September, UPI transactions stood at 678 crore Exchange is developing a system to mitigate the risk of
with a total value of Rs 11.16 lakh crore. The cyber attacks.
number of instant interbank fund transfer through The event was organized by the Indian Institute of
IMPS (Immediate Payment Service) in October Management Bangalore (IIMB).
stood at 48.25 crore and the value was at Rs 4.66 Aditya Birla Sun Life Mutual Fund Launches
lakh crore. In terms of transactions, it was higher by SAHYOG
4.3 per cent compared to September, according to Aditya Birla Sun Life AMC Limited, a subsidiary of
the monthly data from the National Payments Aditya Birla Capital Limited and an investment manager
Corporation of India (NPCI) released. to Aditya Birla Sun Life Mutual Fund, has launched
BSE Technologies launches of KYC Registration SAHYOG, an initiative to empower its support staff and
Agency their families.
 BSE Technologies Pvt Ltd, a subsidiary of the Aegon Life Insurance Unveils iGuarantee Max
Bombay Stock Exchange (BSE), launched the Savings Plan: Know Key Features
Know Your Customer Registration Agency (KYC Aegon Life Insurance on Wednesday announced the
KRA), which maintains KYC records of investors launch of the iGuarantee Max Savings Plan, which offers
in an electronic form. a dual benefit of high returns and life cover. The
 KRA is a SEBI-regulated intermediary that grants company said the plan would enable families to meet
the market participants authorization for investors' their medium-to-long-term savings goals ―affordably‖
Know Your Client (KYC), which is mandatory for while protecting them against financial shocks in the
investment in the securities market. wake of the policyholder‘s sudden death.
Infibeam Avenues gets RBI in-principle nod for Asian Development Bank funds the farm efficiency
payment aggregator license initiative of Smartchem Technologies
 Infibeam Avenues Limited (IAL), which operates  Asian Development Bank (ADB) has announced
CCAvenue, has received in-principle approval from that it would fund the farm efficiency initiative of
the Reserve Bank of India (RBI) to operate as a Smartchem Technologies Limited (STL), a wholly
payment aggregator (PA). owned subsidiary of Deepak Fertilisers And
Petrochemicals Corporation Limited (DFPCL),
30 | Page
through a $30 million loan facility with a tenor of 5 Insurance Dekho partners with LIC to offer latter's
years. products across India
 This is ADB‘s first agribusiness ―Blue Loan‖, and InsuranceDekho, an insurtech, has entered into a
the first such blue loan in India in the agribusiness strategic partnership with the Life Insurance Corporation
sector across institutions. of India (LIC) through which the latter‘s products will be
Aquaconnect becomes first Indian fisheries start-up available for all customers on its platform pan-India.
gets ISO 27001 certification About LIC :Founded : 1 September 1956, Headquarters :
 Aquaconnect, a technology-driven full-stack Mumbai,Chairman : M R Kumar
aquaculture inputs and outputs platform with Aditya Birla Health Insurance & IDFC FIRST Bank
embedded fintech, supported by a physical & digital Partner for Bancassurance
(phygital) distribution network, has received the  Aditya Birla Health Insurance Co. Limited.
ISO 27001 certification for information security (ABHICL), the health insurance subsidiary of
management (ISM). Aditya Birla Capital Limited (ABCL), a leading
 The certification comes on the back of an ISMS non-bank financial services conglomerate
(Information Security Management System) announced its bancassurance partnership with IDFC
implementation which makes Aquaconnect the first FIRST Bank, a new-age bank, for the distribution of
Indian fisheries startup to earn this recognition. health insurance products through the Bank‘s state-
Krishify Integrates With E-NAM‟s Platform Of of-the-art digital platform and its wide distribution
Platforms network.
 Krishify, a Gurugram-based agritech start-up  Bancassurance is an insurance distribution model
platform, has integrated with the Platform of where insurance companies partner with banks to
Platforms (PoPs) by the electronic National sell policies.
Agricultural Market (eNAM). Bayer, Rabo Partnerships & MasterCard tie up to
 e-NAM, a unit of the portal Ministry of Agriculture, build a digital ecosystem for agri-finance
is a pan-India electronic trading portal which  Bayer, Rabo Partnerships, and Mastercard have
networks existing agricultural produce market come together to launch a scalable program to
committees‘ (APMC) yards to create a unified advance the digitization of the Indian agricultural
national market for agrarian commodities for finance ecosystem.
farmers, traders, and other intermediaries.  This collaboration brings together the expertise of
 The e-NAM platform will direct its users to three companies in digital, Agri finance, and
Krishify, where they can get assistance from its payments technology to bear upon the task of
pool of professionals for assistance. expanding access to agronomic knowledge,
products, services, and partnerships
Mou, merger and Aditya Birla Sun Life partners with Karza to offer
insurance on WhatsApp
tie up Aditya Birla Sun Life Insurance (ABSLI) partnered with
KKR to Acquire 100% Stake in Ness Digital Karza Technologies (part of Perfios Software Solutions
Engineering Pvt. Ltd.) and a few other technology vendors to launch
Global investment firm Kohlberg Kravis Roberts & Co. end-to-end onboarding journeys of customers on the
I.p (KKR & Co.Inc) had signed an agreement to acquire WhatsApp platform.
a 100% stake in Ness Digital Engineering (Ness), a US- Niva Bupa and IDFC First Bank partner for
based digital services transformation company from The bancassurance
Rohatyn Group (TRG). Niva Bupa Health Insurance Company Limited
The deal is valued at over $500 million. (formerly known as Max Bupa Health Insurance
Nomura Singapore sells 1.52% stake in CSB Bank Company), has partnered with IDFC First Bank to
worth Rs 61 crore provide best-in-class health insurance solutions to the
Nomura Singapore divested 1.52 per cent stake in bank‘s customers.
private sector lender CSB Bank for over Rs 61 crore Chqbook & NSDL Payments Bank tie up to launch a
through an open market transaction. According to bulk zero-balance digital current account
deal data available with the National Stock Exchange  Fintech firm Chqbook teamed up with National
(NSE), Nomura Singapore offloaded 26,39,673 shares, Securities Depository Limited (NSDL) Payments
amounting to 1.52 per cent stake in the company. Bank to open a zero-balance digital checking
The shares were disposed off at an average price of Rs account for small business owners.
232.3 apiece, taking the transaction value to Rs 61.31  Small business owners like kiranas, and chemists,
crore. Meanwhile, Maybank Securities Pte bought the among others, can open a current account instantly
shares at the same price. on the Chqbook App from their smartphone and in
NPCI in talks with RBI on volume cap deadline to a language, they are comfortable with.
30% KVG Bank renews bancassurance pact with LIC
The National Payments Corporation of India (NPCI) is Karnataka Vikas Grameena Bank (KVGB), a Dharwad-
holding talks with the Reserve Bank of India on the headquartered regional rural bank and Life Insurance
implementation of its proposed 31 December deadline Corporation (LIC) of India have renewed their
for limiting the volume cap of players. The deadline is to agreement through a memorandum of understanding for
limit the cap of players to 30 per cent. NPCI runs the bancassurance (for selling life Insurance products
UPI digital pipeline. Currently, there‘s no cap on volume through the branches of KVGB) tie-up.
and Google Pay and PhonePe hold the market share of Adani Power inks pact to sell 100% stake in SPPL to
about 80 per cent. ACX for Rs 1,556 cr
Page | 31
 Adani Power Ltd has entered into a Memorandum 2021. It expects the growth to be 2.2 % in 2023 and
of Understanding (MoU) to sell its 100 percent 2.7% in 2024.
equity stake in its wholly-owned subsidiary Support OECD: Headquarters: Paris, France.
Properties Private Ltd (SPPL) to AdaniConnex
Private Ltd (ACX)," at an enterprise value of Rs
1,556.5 crore.
Fund allocation
 ACX is a 50:50 joint venture between Adani Retail jewellery major Malabar becomes 1st Indian
Enterprises Limited, which is a promoter group jeweller to import 25 kg gold from UAE
Retail jewellery major Malabar Gold and Diamonds has
company, and EdgeConneX.
become the first jeweller in India to import 25 kg gold
JBIC and NIIFL signed a contract to increase
under the Comprehensive Economic Partnership
Japanese investment in India
Agreement (CEPA) between India and the UAE.The
 A Memorandum of Understanding (MOU) between
gold has been imported through ICICI Bank with one per
the National Investment and Infrastructure Fund
cent duty rebate under the agreement.
(NIIFL) and the Japan Bank for International
Cooperation (JBIC) has been signed to advance and NABARD sanctions Rs 220.50 crore to Odisha for
strengthen Japanese investment in India. flood protection projects
The National Bank for Agriculture and Rural
 The Memorandum of Understanding (MoU) sets a
Development (NABARD) has sanctioned 57 flood
framework for collaboration between NIIFL and
protection projects and 1 rural bridge amounting to Rs
JBIC, which is proposing the creation of a bilateral
220.50 crore for Odisha under the Rural Infrastructure
India-Japan Fund (IJF)
Development Fund (RIDF).
LIC Buys Additional Stake in Voltas for Rs 635 Cr
The project would be implemented by the Department of
Life Insurance Company (LIC) has increased its
Water Resources (DOWR- Major & Medium),
shareholding in Voltas by buying an additional 2 per
Government of Odisha.
cent stake. The state-owned life insurer increased its
shareholding from 2,27,04,306 shares (equivalent to Maharashtra to get $400-m ADB loan for 5,000 e-
6.862 per cent) to 2,93,95,224 (8.884 per cent) in Voltas. buses
The Asian Development Bank (ADB) has given in-
LIC said it acquired Voltas‘ shares worth Rs 634.50
principle approval for a $400-million loan to the
crore through open market transactions during the period
Maharashtra government to bring in 5,000 electric buses
from August 10 to November 4, 2022. The transaction
This was announced by the State‘s Principal Secretary
was carried out as an open market purchase at an average
(Transport & Ports), Parrag Jaiin- Nainutia
cost of Rs 948.31 per share in Voltas.
About ADB :Established : 19 December 1966,
Zaggle to collaborate with NPCI for contactless
Headquarters : Mandaluyong, Philippines
credit cards on RuPay
President : Masatsugu Asakawa, Membership : 68
Zaggle, a SaaS fintech company, announced on
countries
November 1 that it has collaborated with the National
Payments Corporation of India (NPCI) to issue ADB clears $350 million loan to improve road
contactless credit cards on the RuPay network. connectivity in Maharashtra
Multilateral funding agency Asian Development Bank
According to the press release, Zaggle and NPCI along
(ADB) approved a USD 350 million (about Rs 2,900
with partner banks would use this platform to launch
crore) loan to improve the road connectivity of key
multiple credit cards to address the ever-growing
economic areas in Maharashtra.It will help connect
demand of Corporates, SMEs, and consumers.
underdeveloped rural communities with off-farm
opportunities and markets, improve access to health and
Ratting social services and improve agricultural value chains by
India GDP growth expected to decline to 5.7% in reducing transport costs for small and medium-sized
2022: UNCTAD enterprises.
According to the forecast by the United Nations Saudi Arabia Commits $2.5 bn for Middle East
Conference on Trade and Development (UNCTAD) Green Initiative
Trade and Development Report 2022, India's economic Saudi Arabia‘s Crown Prince Mohammed bin Salman
growth is expected to decline to 5.7% this year from said, the kingdom would contribute $2.5 billion to a
8.2% in 2021, citing higher financing costs and weaker green initiative in the Middle East over the next ten
public expenditures. India‘s GDP will further decelerate years, and host its headquarters.
to 4.7% growth in 2023. The Kingdom‘s sovereign wealth fund, the Public
UNCTAD projected the global economy is projected to Investment Fund, will also aim for net-zero carbon
grow at 2.5% in 2022, decelerating further to 2.2% in emissions by 2050, the crown prince said in Sharm El-
2023. Sheikh in Egypt, as world leaders gathered for the
OECD cuts India growth rate forecast to 6.6 %in COP27 climate change conference.
2022 and warns of slow world economic growth Saudi Arabia plans to rely on renewables for 50 percent
The Organisation for Economic Co-operation and of its electricity generation by 2030, the crown prince
Development (OECD) has cut the expected growth rate said, removing 44 million tons of carbon emissions by
of the Indian economy in 2022 to 6.6% from its earlier 2035.
forecast of 6.9% but it has retained its earlier forecast of The Middle East Green Initiative was launched by the
5.7% in 2023. crown prince last year with the aim of reducing carbon
In its latest Economic Outlook report released on 22 emissions from regional hydrocarbon production by
November 2022 the OECD expects the world Economy more than 60 percent.
to grow by 3.1% down sharply from 5.9% growth in IMF to Provide $4.5 bn Loan for Bangladesh to
Combat Economic Crisis
32 | Page
The International Monetary Fund (IMF) provisionally energy and food prices, sparked by Russia‘s invasion of
agreed a $4.5-billion support programme for Ukraine, along with shrinking foreign exchange reserves,
Bangladesh, with the country‘s finance minister saying have swelled its import bill and current account deficit.
the deal would help prevent economic instability It became the third South Asian nation to secure a ―staff-
escalating into a crisis. level agreement‖ with the IMF for loans this year, after
Bangladesh‘s $416-billion economy has been one of the Pakistan and Sri Lanka.
world‘s fastest growing economy for years. But rising
COMMITTEE AND
IT'S HEAD
BCCI dissolves 4-member national selection Rakesh Joshi, a member at IRDAI and will also have
committee headed by Chetan Sharma representatives from the healthcare and insurance
The Board of Control for Cricket in India (BCCI) has industries.
disbanded the selection committee headed by Chetan IRDAI Establishes 24-Member Panel to Develop
Sharma on November 19, 2022 after India's dismal Rural Insurance Cover; Headed by Thomas M.
performance in Asia Cup 2022 and T20 World Cup. Devasia
Apart from chief selector Chetan Sharma, the other In order to achieve the objective of ―insurance for all,‖
members of the selection committee were Sunil Joshi, the Insurance Regulatory and Development Authority of
Harvinder Singh and Devashish Mohanty India (IRDAI) has formed a 24-member committee to
K Radhakrishnan is the head of the panel set up to develop and suggest an affordable and comprehensive
strengthen the assessment and accreditation of higher cover for the rural population.
educational institutions Thomas M. Devasia, an IRDAI Member (non-life), will
The Central Government has set up a high-level panel to serve as the chairman of the 24-person committee.
strengthen the assessment and accreditation of higher NAREDCO Sets up NFC to Support Large-Scale
educational institutions. The committee has been formed Developers with Funds
under the chairmanship of K Radhakrishnan, National Real Estate Development Council
chairperson, Board of Governors, IIT Kanpur. He is also (NAREDCO), under the Ministry of Housing and Urban
the chairperson of IIT Council Standing Committee. Affairs (MoHUA) has formed a NAREDCO Finance
IRDAI Sets up Consultative Committee to Increase Committee (NFC) on the sidelines of NAREDCO 24th
Health Insurance Penetration in India Annual General Meeting (AGM) to support large-scale
Insurance Regulatory and Development Authority of developers to access funds through financial institutions.
India (IRDAI), India‘s insurance regulator has set up a NFC will also educate its members to enhance their
15-member consultative committee for 2 years, for credit ratings.
increasing health insurance coverage in India. The 15- Satish Kumar is the chairman of the newly formed
member consultative committee will be headed by NAREDCO Finance Committee (NFC).
STATE & UT IN NEWS

Hyderabad host Street Circuit Car Racing before the
Uttar Pradesh To Register Maximum Number of India‟s first Formula E grand Prix to be held in
New Companies After Maharashtra Post Covid February 2023
UP has added the most number of new companies after The Hyderabad Metropolitan Development Authority
Maharashtra since the outbreak of Covid-19, beating (HMDA) and the Indian Racing League (IRL) are jointly
industrial hubs such as Delhi, Karnataka and Tamil organising India‘s first ever Street Circuit Car Racing at
Nadu, data combined by the corporate affairs ministry Hyderabad.
(MCA) show. At least 22 electric racing cars are taking part in the trial
Uttar Pradesh is the third ranked state in terms of number run to ensure that the track is fit for the
of active companies behind Maharashtra and Delhi. Uttar forthcoming Formula E race and all the requirements are
Pradesh is home to 1.08 lakh active companies as of met as per the FIA specifications.
September end while Maharashtra and Delhi have 3 lakh HMDA and IRL will hold a first-ever Formula E World
and 2.2 lakh active companies respectively. Championship race in India at Hyderabad, to be held on
Karnataka and Tamil Nadu are at fourth and fifth with 10 and 11 February 2023.
1.04 lakh and 99,038 active companies respectively.
Page | 33
Shahjahanpur district of Uttar Pradesh amongst top generally celebrated in the first or second week of
ranked district of the country on the Jal Jeevan November.
Mission Tashigang became the world's highest polling station
Several districts of Uttar Pradesh have performed very Tashigang in Himachal Pradesh is the highest polling
well in the October month 2022 ranking of the Jal Jeevan station in the world. It is situated at an altitude of 4,650
Mission released by the Union Jal Shakti Ministry on its m. It is a remote village located in Lahaul-Spiti district
web site. The districts are ranked according to the target which comes under Mandi parliamentary constituency.
achieved by the districts in providing drinking water Tashigang polling station was established in the year
through tap to the houses of the identified beneficiaries 2019 where the voters exercised their franchise in the
in the rural areas. Lok Sabha elections. In the Mandi Lok Sabha by-
The Jal Jeevan Mission aims to provide functional election of the year 2022, cent percent voting was done
household tap connection to every rural household with at this polling station.
service level at the rate of 55 litres per capita per day. Now 77% reservation in government jobs in
The whole country is to be covered by 2024. Jharkhand, Bill passed
Union Minister for Jal Shakti : Gajendra Singh Jharkhand Legislative Assembly has passed a bill to
Shekhawat increase the total reservation given to various categories
Union Minister Sarbananda Sonowal inaugurates to 77 percent.
Northeast's first Regional Research Institute of Unani Jharkhand has increased the reservation in government
Medicine at Silchar jobs from 60 percent to 77 percent for SC, ST, EBC,
Union Minister for AYUSH, Port, Shipping and OBC and Economically Weaker Sections (EWS) by
Waterways, Sarbananda Sonowal has inaugurated the passing amendments to the Reservation in Posts and
state- of-the-art campus of Regional Research Institute Services Vacancies Act, 2001 in a special session of the
of Unani Medicine (RRIUM) at Silchar, Assam. Legislative Assembly.
This recently opened institute is the first The UMEED Program is Changing the Future of
center established in the North East for Rural Women in J&K
traditional Unani medicine, one of the The Jammu and Kashmir Rural Livelihoods
AYUSH systems of medicine. Mission's (JKRLM) UMEED Scheme supports rural
The complex has been developed by the women's aspirations in the Union Territory to achieve
National Projects Construction Corporation economic independence.
(NPCC), a Government of India enterprise. It The Jammu and Kashmir Rural Livelihoods Mission
has been entrusted to the Central Council for seeks
Research in Unani Medicine (CCRUM), an to end
autonomous organization under the poverty
Ministry of AYUSH, Government in
of India. Jammu
J&K L-G Manoj Sinha and
launches spatial data infra Kashmir by
initiative JKRIS 7 g-SAM creating
mobile app effective grass-
Jammu & Kashmir (J&K) roots
Lieutenant Governor Shri Manoj institutions for the
Sinha has launched the Jammu and underprivileged, involving
Kashmir Remote Sensing Information them in interventions that promote
System (JKRIS), a spatial data gainful livelihoods and assuring a
infrastructure initiative, and g-SAM (Gram discernible increase in their
Panchayat Spatial Assets Mapper) mobile income.
app. In Jammu
It was launched at the convention of and
geographic information system (GIS) Kashmir,
government officials,professionals, and UMEED
entrepreneurs organised to mark World supports
GIS Day.The World GIS Day was hundreds of
celebrated on 16 Nov 2022. women in
Andaman and Nicobar demands GI tag their
for Nicobari Hodi efforts to
Recently Andaman and Nicobar Islands have applied for escape poverty and succeed as business owners.
Geographical Indication (GI) tag for Nicobari Hodi Jaipur set to host 11th edition of India StoneMart
crafts. This is the first application from the Union international exhibition
Territory seeking the tag for any of its products. Earlier, The 11th edition of India Stonemart 2022 will be held
the government had awarded GI tag to Mithila Makhana. from November 10 to 13 at the Jaipur Exhibition and
Amur Falcon Festival to be held in Manipur Convention Center (JECC) in Sitapura Industrial Area,
The 7th edition of Amur Falcon Festival will be held in Jaipur, Rajasthan.
Manipur's Tamenglong district.The festival is being The exhibition is being organized by the Center for
organized since 2015 to spread awareness about the Development of Stones (CDOS), with the Federation of
conservation of the Amur Falcon, the longest-flying Indian Chambers of Commerce and Industry (FICCI) as
migratory bird in the world. The day-long festival is co-organizer.
34 | Page
Rajasthan State Industrial Development and Investment The Madhya Pradesh government has implemented the
Corporation Limited (RIICO) is its major sponsor. Panchayat Extension to Scheduled Area Act.bPresident
Odisha government observed 10th November as Draupadi Murmu formally announced this on November
„Millet Day‟ in the state 15, 2022 in a program in Shahdol district of Madhya
The state government of Odisha is observing 10th Pradesh.
November 2022 as ‗Millet Day‘ in the state. The day is This will be used to empower the people of the tribal
chosen according to the Hindu calendar, the 1st thursday community. The objective of this Act is to protect the
of margasira month. tribal people from exploitation with the active
The primary aim of celebrating the day is to promote participation of the Gram Sabhas.
millets as a highly nutritive and eco-friendly food The Act gives special powers to the Gram Sabhas in the
product. The initiative started in 7 districts, till now the Scheduled Areas, especially in the management of
mission has reached 19 districts of Odisha so far. natural resources. The Panchayat Extension to Scheduled
Besides, the government aims to promote the millet Areas Act (PESA) was enacted in the year 1996 "to
mission across 30 districts of Odisha. extend the provisions of Part IX of the Constitution
Odisha CM announces Odisha to be made slum-free relating to Panchayats to the Scheduled Areas".
by the end of 2023 Articles 243-243ZT in Part IX of the Constitution
Chief Minister Naveen Patnaik announced that the contain provisions relating to municipalities and co-
Odisha government aims to make Odisha slum-free by operative societies.
the end of 2023. The CM of Odisha has launched a The Scheduled Areas under this Act are those referred to
survey using drones to facilitate a process to provide in Article 244(1), according to which the provisions of
land deeds to slum-dwellers in five municipal areas the Fifth Schedule shall apply to the Scheduled Tribes in
across Odisha. the Scheduled Areas in the States other than Assam,
The land survey was taken in Bhubaneswar, Cuttack, Meghalaya, Tripura and Mizoram.
Berhampur, Rourkela, and Sambalpur civic body areas Uttarakhand High Court will be shifted from
under the state government‘s ‗Jaga Mission program. Nainital to Haldwani
Naveen Patnaik has declared Hinjili and Digapahandi Uttarakhand High Court will be shifted from Nainital to
towns in the Gajman district as ‗Slum Free‘ and Haldwani. This decision was taken in the cabinet
dedicated 707 ‗Biju Adarsh Colonies‘ in 33 urban areas. meeting in Dehradun under the chairmanship of Chief
All the slums in Odisha will be converted into model Minister Pushkar Singh Dhami.
colonies and Odisha will be made slum-free by Wangala Festival: 100 Drum Festival of Meghalaya
December 2023. Wangala Festival of Meghalaya is one of the most
Aibawk cluster in the Aizwal, Mizoram becomes the popular festivals among the Garos of Meghalaya.
first cluster to be completed under the Shyama Wangala Festival is a harvest festival that is held in
Prasad Mukherji Rurban Mission honor of Saljong, the Sun-God of fertility.
Aibawk cluster in the Aizwal district of Mizoram has The Wangala Festival is also known as 100 drum
become the first cluster to be completed under the festival.
Shyama Prasad Mukherji Rurban Mission (SPMRM). Wangala Festival is the occasion when the tribals offer
SPMRM was launched by the Prime Minister in sacrifices to please their main deity Saljong (The Sun
February 2016 with a vision to provide amenities to rural God).
areas which are perceived to be urban and have the Maharashtra government to set up Cyber
potential to stimulate local economic development. Such Intelligence Unit
clusters were selected for well-planned and holistic  Maharashtra Deputy Chief Minister and Home
development. Minister Devendra Fadnavis informed that a
Kerala becomes 1st State to Introduce Uniform Gold dedicated cyber intelligence unit will be set up in
Price Based on Bank Rate Maharashtra to curb cyber and financial crimes.
Kerala becomes the first state in India to launch uniform  The meeting was held under the Chairmanship of
gold prices based on the bank rate. The decision to Union Home Minister Amit Shah. It was a two-day
introduce a uniform price on 916 purity 22-carat gold contemplation camp of Home Ministers and
has been taken at a meeting between officials of Malabar Director Generals of Police of various states across
Gold and Diamonds and key members of the All Kerala the country organized at Surajkund in Haryana.
Gold and Silver Merchants Association. Chenab White Water Rafting Festival starts at
Sangai Festival to be celebrated in Manipur after two Shibnote, J&K
years Chenab White Water Rafting Festival was inaugurated
Sangai Festival will be celebrated in Manipur from 21st by Deputy Commissioner Doda Vishesh Paul Mahajan
to 30th November, 2022. The festival is named after the and SSP Doda Abdul Qayoom at the Shibnote area of
state animal of Manipur i.e. Sangai. Prem Nagar.
'International Gita Mahotsav' will be organized in The Chenab White Water Rafting Festival aims to
Kurukshetra, Haryana promote adventure tourism around the year in the Doda
'International Gita Mahotsav' will be organized in district. The district administration started Chenab White
Kurukshetra, Haryana. Water Rafting Festival under ‗Back to Village Phase-4‗.
President Draupadi Murmu will formally inaugurate and Haryana CM launches „CM dashboard‟ for live
participate in this program related to Gita. monitoring of departments and 'CM Uphaar' portal
After this, on the same day, she will also inaugurate the Haryana Chief Minister Shri Manohar Lal Khattar
three-day International Gita Seminar at Kurukshetra launched the ―CM dashboard‖, a unique IT platform
University. having real-time data of all the departments. Shri Khattar
Madhya Pradesh government implemented the also launched a dedicated e-Upphar portal to auction
Panchayat Extension to Scheduled Areas Act gifts received by him.
Page | 35
Goa CM Pramod Sawant launches the Purple Fest International Pushkar Fair-2022 is being organized in
logo Pushkar, Ajmer, Rajasthan from November 1 to 9, 2022.
Goa Chief Minister Shri Pramod Sawant launched the Pushkar Fair is also called Pushkar Camel Fair, Kartik
logo of Purple Fest at a function held in Manohar Mela or Kartik‘s Fair.
Parrikar Memorial Hall of Sanjay Centre for Education, Rajasthan state government released the Handicraft
Porvorim, Goa. Policy 2022
Goa would be the first state in India to host India‘s first- The Handicraft Policy 2022 seeks to harness the full
of-its-kind inclusive festival and assured all kinds of potential of local handicraft industry and promote new
support on his part to make this festival a grand success jobs.
and as popular as the International Film Festival of India. It will boost investments for the promotion of cultural
The event was organized by the Office of State heritage and revival of traditional arts and crafts.
Commission for Persons with Disabilities Goa in Under this policy, a Directorate of Handicrafts will be
collaboration with the Directorate of Social Welfare and set up by the Rajasthan Government to protect the
Entertainment Society of Goa. interests of artisans.
For the First Time, Counting of Birds Started in Rising Sun Water Fest-2022 culminates in Meghalaya
Nagaland Rising Sun Water Fest 2022 culminated with a grand
Nagaland is organizing Tokhu Emong Bird Count Closing Ceremony at Umiam Lake, Meghalaya. The
(TEBC), a four-day documentation program from Rising Sun Water Fest 2022 was a three-day watersport
November 04 to 07, 2022, to catalog the birds in the and it was held from 3th to 5th November 2022.
state. Rising Sun Water Fest 2022 was the first of its kind in
The event is being organized in collaboration with the North East and aimed at encouraging the sports-
Wokha Forest Division, Divisional Management Unit of loving youth of North East to take up water sports like
Nagaland Forest Management Project and Bird Count Rowing and Sailing. It also aimed at promoting tourism
India. in the North East.
It is worth mentioning that Nagaland is a state with Rising Sun Water Fest 2022 was an initiative by the
diverse festivals and diverse bird life and the Amur Indian Army‘s Eastern Command with the governments
Falcon bird has put Nagaland on the bird map of the of Assam and Meghalaya.
world. The Amur falcon mainly comes to India for Haryana Forest Department and USAID Launched
breeding through south-eastern Siberia and northern TOFI Program
China. The Haryana Forest Department and US Agency for
Madhya Pradesh Chief Minister Shivraj Singh International Development (USAID) launched the
Chouhan launched Ladli Laxmi Yojana 2.0 ―Trees Outside Forests in India (TOFI)‖ program in the
Madhya Pradesh Chief Minister Shivraj Singh Chouhan state. The ―Trees Outside Forests in India‖ program will
has launched Ladli Laxmi Yojana 2.0. enhance carbon sequestration, support local
On this occasion, the Chief Minister released Ladli communities, and strengthen the climate resilience of
Laxmi Yojana booklet published by Women and Child agriculture.
Development. This initiative will bring farmers, companies, and other
Under the Ladli Laxmi Yojana, after passing class 12th, private institutions together to rapidly expand tree
the daughter will be given financial assistance of Rs coverage outside of traditional forests in the state.
25,000 on going to college, which will help her to The Trees Outside Forests in India (TOFI) program will
choose a career by educating her. take Haryana‘s State Action Plan on Climate Change
During this, Chief Minister Shivraj Singh Chouhan forward and will build on Haryana‘s progress and
inaugurated 'Ladli Laxmi Path' at Bharat Mata harness agroforestry to bolster the resilience of farming
Crossroads in Bhopal. The road from Bharat Mata systems.
Square to Polytechnic Square in Bhopal, which is now Madhya Pradesh: Ujjain to Get World‟s First Vedic
known as Smart City Road, will now be known as 'Ladli Clock
Laxmi Path'. Madhya Pradesh‘s Ujjain, the city of Mahakal will soon
Uttar Pradesh government has announced to make boast the world‘s first Vedic clock which will be synced
Mathura-Vrindavan a 'net zero carbon emission' with the position of the Sun. After laying the foundation
tourist destination by the year 2041 stone at the 300-year-old Jiwaji Observatory in Ujjain,
Uttar Pradesh government has announced to make the state higher education minister Mohan Yadav said
Mathura-Vrindavan a 'net zero carbon emission' tourist through this project, people will become familiar with
destination by the year 2041. This will be the first such the Vedic time calculation.
carbon neutral master plan for any tourist destination in The state government has allocated Rs 1.62 crore for this
India. mega project as it is working to restore the ancient glory
Tourist vehicles will remain banned in the entire Braj of Ujjain. The minister said the (Vikramaditya) Vedic
region along with famous pilgrimage centers like clock will be divided into 24 muhurats (hours).
Vrindavan and Krishna Janmabhoomi. Only electric Uttar Pradesh bagged top honour at PMAY-U
vehicles used as public transport will be allowed in these Awards 2021; MP and TN at 2nd & 3rd
areas.  Uttar Pradesh(UP) has won the top honour at the
It is also proposed to build small circuits called Pradhan Mantri Awas yojana-Urban(PMAY-U)
'Parikrama Path' where pilgrims can walk or use electric Awards 2021 under the ―Best Performing State‖
vehicles. category.
India has promised to reduce its emissions to net zero by  Madhya Pradesh(MP) and Tamil Nadu(TN) have
the year 2070 at the COP-26 summit. won the 2nd and 3rd Prizes under the Best
International Pushkar Fair being organized in Performing State category respectively.
Rajasthan
36 | Page
 The winners of the PMAY (U) Awards 2021 – 150 SAFAL is an abridged application for agricultural loans
Days Challenge was felicitated by Hardeep Singh that will enable farmers and agri-entrepreneurs to access
Puri, Minister of Housing & Urban Affairs, during over 300 term loan products from more than 40 partner
the Indian Urban Housing Conclave 2022 (IUHC banks.
2022) organised in Shastri Maidan, Rajkot, Gujarat It has also been integrated with Krushak Odisha and will
from 19th to 21st October 2022. have access to 70-plus model project reports. The
Ladakh MP Jamyang Tsering Namgyal launches application can revolutionise credit provisions for
“Main Bhi Subhash'' campaign from Leh farmers and agri-entrepreneurs.
Ladakh MP Mr. Jamyang Tsering Namgyal launched the Gujarat achieves 100 percent household tap
―Main Bhi Subhash'' campaign from Leh. connections under Jal Jeevan Mission
Aim : Gujarat has been declared as a 100 percent ‗Har Ghar
 To create awareness of Netaji's contribution to the Jal‘ state. It means all households in rural areas have
freedom fight access to safe drinking water through taps in the state.
 This event was organized in collaboration with As per the government data, all 91,73,378 houses in the
Netaji Subhash Chandra Bose-INA Trust and the state now have water connections.
Ministry of Culture on the occasion of Netaji's Prime Minister Narendra Modi has lauded Gujarat as the
125th Birth Anniversary on 23rd January 2023 state was declared as 100 percent ‗Har Ghar Jal‘.
Mumbai featured the official launch of India's first Responding to a tweet by Gujarat Minister Rushikesh
"Migration Monitoring System” Patel on the 100 percent completion of Har Ghar Jal, Mr
The Maharashtra Women and Children Development Modi praised the enthusiasm of the people of the state.
Minister Mangalprabhat Lodha launched India's first Kerala govt launches mobile app to prevent cyber
"Migration Monitoring Systems" in Mumbai. crimes against children
Information on pregnant migrants, nursing mothers, and Kerala Chief Minister Shri Pinarayi Vijayan launched
children is to be made available through the Migration the 'Kunjapp', a mobile application to prevent cyber
Monitoring Systems. crimes against children in Kerala. Shri Vijayan also
Delhi's Lieutenant Governor Vinay Kumar Saxena inaugurated the training for the newly appointed Child
launched the SAMRIDDHI Yojana Welfare Committee (CWC) and Juvenile Justice Board
Delhi's Lieutenant Governor Vinay Kumar Saxena (JJB) members at Kovalam. The CWC and JJB members
launched the SAMRIDDHI 2022-23 Yojana. must ensure the safety and security of the children.
SAMRIDDHI stands for Strengthening and First national project upper bhadra scheme to be
Augmentation of Municipal Revenue for Infrastructure launched in Karnataka
Development in Delhi. Karnataka Chief Minister Shri Basavaraj Bommai
It is a one-time property tax waiver scheme for both announced that the Upper Bhadra scheme will become
residential properties as well as commercial properties. Karnataka's first national project.
Under this scheme residential property owners can pay The scheme has got the approval of the Press
the basic property tax amount for the current and last Information Bureau (PIB) and the Union Jal Shakti
five financial years (FY 2017-18 to 2021-22) and get Minister Shri Gajendra Singh Shekhawat has been
100% waiver of interest and penalty on the outstanding requested to get it passed in the Union Cabinet.
tax amount. The Upper Bhadra Project is being undertaken by
Commercial property owners can pay the principal Visvesvaraya Jala Nigam Ltd.
amount for the last six years (FY 2016-17 to 2021-22) It is a major lift irrigation scheme under implementation
and get exemption on past pending dues including in Karnataka.
penalty and interest made prior to 2016-17. The project envisages the lifting of 17.40 thousand
If the taxpayer fails to settle his tax arrears by 31st million cubic feet (tmcft) of water in the first stage from
March of the following year, he is liable to pay all the the Tunga river to the Bhadra reservoir and the lifting of
tax arrears along with penalty and interest since 2004 or 29.90 tmcft of water in the second stage from the Bhadra
from whichever year the wealth tax is pending. Strict reservoir to irrigate 2,25,515 hectares by micro-irrigation
steps will be taken for recovery of tax dues with effect inChitradurga, Davanagere, Tumakuru and parts of
from 1st April, 2023. Chikkamagaluru.
Kerala to become women-friendly tourism Trees Beyond Forests initiative launched in Assam
destination The ―trees outside forests in India (TOFI)‖ programme
In a country-first initiative, Kerala is set to become a was introduced by the Assam government and the US
fully women-friendly tourism destination by Agency for International Development (USAID)with the
implementing a comprehensive project to encourage the goal of bringing together farmers, businesses, and
participation of women in all tourism activities and private institutions to increase the amount of trees in the
attract more women tourists to the state, Tourism State‘s non-traditional forests.
Minister PA Mohamed Riyas said. The Trees outside forests in India, new programme aims
Launching the state-level ‗Women-Friendly Tourism‘ to increase carbon sequestration, aid local populations,
project, an initiative of the State Responsible Tourism and boost agriculture‘s climate resilience, supporting
Mission (RT Mission), Riyas said Kerala already enjoys global climate change mitigation and adaptation goals.
the reputation as the safest destination for women Assam has given increasing the tree cover outside of
tourists. forest regions great priority, as evidenced by the State
Odisha CM Naveen Patnaik launches Safal common Action Plan on Climate Change and the recent creation
credit portal for farmers of the Assam Agroforestry Development Board
Odisha Chief Minister, Naveen Patnaik has launched a (AADB).
common credit portal SAFAL‘ (Simplified Application The goal is to add 2.8 million hectares of tree cover
for Agricultural Loans) for the welfare of farmers. outside of traditional forests, helping India reach its
Page | 37
nationally set contribution target of adding 2.5 to 3 The MoU was signed by Vish Iyer, Global Chief
billion tonnes of carbon dioxide equivalent in additional Commercial Officer, Jakson Green, and Bhaskar S
―carbon sinks‖ by 2030. Sawant, Principal Secretary of Energy to the
Karnataka cabinet increased reservation for SC, ST Government of Rajasthan.
community Nirmala Sitharaman inaugurates a new IIFT campus
The Karnataka cabinet decided to promulgate an in Andhra Pradesh
ordinance to raise reservations for Scheduled Caste The nation's finance minister, Smt Nirmala Sitharaman,
(SCs) by 2 percent and for Scheduled Tribe (STs) by 4 officially inaugurated the third campus of the Indian
percent. The Karnataka cabinet is chaired by Chief Institute of Foreign Trade (IIFT) at the Jawaharlal Nehru
Minister Basavaraj Bommai. Technological University (JNTU) -K campus in
The decision by the Karnataka government aims to uplift Kakinada.
the ST/SC community in the state and provide adequate She emphasized the importance of IIFT in terms of
opportunities in the education and employment sector. research and policy development for the Ministry of
Jakson Green to invest Rs 22,400 cr in green Commerce's growth.
hydrogen project in Rajasthan The state government has set aside 25 acres of land in U.
akson Green to invest Rs 22,400 crore to set up green Kothapalli Mandal, close to the sea coast in the
hydrogen and green ammonia project in Rajasthan. The Kakinada Special Economic Zone, for the development
Jakson Green company signed MoU with the of the IIFT permanent campus.
Government of Rajasthan to this effect. Meghalaya govt signs MoA with power firm for 2
Jakson Green will set up a 3,65,000 tons per annum hydropower projects
Green Hydrogen and Green Ammonia plant along with The Meghalaya government has signed an agreement
an integrated hybrid renewable power complex in phase with North Eastern Electric Power Corporation Ltd for
wise manner. development of two hydel projects in the state at a
The project initiated by Jakson Green and Rajasthan programme held at Pinewood Hotel, Shillong.
Government is expected to generate over 32,000 direct The agreement for the development of 50-megawatt
and indirect employment opportunities across various Wah Umiam Hydro Electric Project Stage-I and 100-
phases of the scale-up. MW Wah Umiam Hydro Electric Project Stage-II was
signed between the two parties.
NATIONAL NEWS
India Set to Become World‟s Most Populous Country
in 2023: UN Report
India is projected to surpass China as the world‘s most
populous country in 2023, with each counting more than
1.4 billion residents this year, according to the 27th
edition of the United Nations‘ World Population
Prospects, 2022.
The world‘s population, estimated to reach 8 billion by
Nov. 15 this year, could grow to 8.5 billion in 2030, and
10.4 billion in 2100, as the pace of mortality slows, said
the report released on World Population Day. In 2022, India‘s population is 1.412 billion and in China,
The United Nations designated 15th November 2022 as it is 1.426 billion. India is expected to have 1.668 billion
the Day of Eight Billion.According to the World people in 2050 – significantly higher than China‘s
Population Prospects Report, 2022, the global population projection of 1.317 billion people during the same
is projected to reach 8 billion on November 15, 2022. period.
This population milestone was reached in only 11 years n 2022, 68 per cent of India‘s population is between 15
after passing the 7 billion milestone. to 64 years old. 7 per cent of the population is aged 65
While it took the global population 11 years to reach and above. The country is currently home to the largest
from 7 to 8 billion, it is expected to take around 15 years adolescent population (10 to 19 years of age). It is
(until 2037) to reach the 9-billion-milestone. This reveals expected to have one of the youngest populations in the
a decline in the global population growth. world until the end of the present decade.
The global population is expected to reach 9.7 billion in POSOCO renamed as “Grid Controller of India
2050. Limited”
From 2022 to 2050, more than 50 per cent of the India‘s national grid operator Power System Operation
projected increase in the global population will be Corporation Limited (POSOCO) was renamed as Grid
concentrated in 8 countries. These are India, Pakistan, Controller of India Limited.
the Philippines, Egypt, Congo, Ethiopia, Nigeria, and The Grid Controller of India Limited (Grid-India) is a
Tanzania. wholly owned central government enterprise that comes
Sub-Saharan Africa is expected to contribute to more under the aegis of the Ministry of Power.
than 50 per cent of the population growth.
38 | Page
Previously, it was a fully owned subsidiary of the Power respect of sovereignty and integrity, and ‗E' for
Grid Corporation of India Limited (Powergrid) – the environment protection.
central public sector undertaking (PSU) owned by the Government extends the maximum tenure of MD and
Union Power Ministry. CEO of the Public Sector Banks to 10 Years
It was set up in March 2009 to take care of the power The Government of India has raised the maximum tenure
management functions of the PGCIL. of the managing director (MD) and chief executive
Government of India to abolish National Anti- officer (CEO) of Public Sector Banks (PSB) to 10 years
profiteering Authority from five years. However there is no change in the
Government of India has decided to abolish the National retirement age of 60 years. According to the earlier rules,
Anti-profiteering Authority (NAA) from1 December the MD or the executive director of a public sector
2022 as its terms come to an end on 30 November 2022. undertaking bank was eligible for a maximum tenure of
From 1 December 2022 the Goods & Services Tax 5 years or until they reach 60, whichever was earlier.
(GST) anti-profiteering complaints would be dealt with India takes over as chair of Global Partnership on
by the Competition Commission of India (CCI) . Artificial Intelligence
The GST Council, in its 45th meeting in September India has assumed the chairmanship of the Global
2021, gave another 1-year extension till November 30, Partnership on Artificial Intelligence (GPAI). India took
2022, to NAA and also decided to shift the work to CCI over its chairmanship from France who was currently the
after that. chair of the initiative.
National Anti-profiteering Authority (NAA) Prime Minister Modi launches Karmayogi Prarambh
The National Anti-profiteering Authority (NAA) was set module for new government employees at the Rozgar
up by the government of India on 30 November 2017 Mela
under section 171 of the Goods and Service Tax 2017. Prime Minister Narendra Modi virtually launched an
The Goods and Service Tax was implemented in India online orientation course ‗Karmayogi Prarambh module‘
from 1 July 2017. for all new appointees at Rozgar Mela via video
Who will deal with the anti-profiteering complaint under conference. The module was launched at the Rozgar
GST? mela where 71,000 appointment letters were issued to
From 1st of December 2022, the investigation on newly inducted recruits by the Prime Minister online.
complaints of profiteering by the consumers will be done The Central government launched Rozgar mela on 22
by the Directorate General of Anti-profiteering (DGAP) October 2022 as part of the central government
which will then submit a report to CCI. commitment to provide 10 lakh new jobs in the various
Competition Commission of India is the national central government departments and public sector
competition regulator in India. It was set up in March undertakings.
2009. Sangeeta Varma is the acting Chairperson of Centre Approves BSNL Rs 26,821 Crore 4G Deal
CCI. with TCS
Government withdraws export duty on steel  Bharat Sanchar Nigam Ltd (BSNL) received a nod
Government has withdrawn export duty on steel with from Central Government to go ahead with Rs
effect from 19 November, 2022.According to the 26,821 crore deal with Tata Consultancy Services
notification of the Ministry of Finance, the export duty (TCS) paving its way to launch 4G services in
on iron ore and various steel products has been reduced India. TCS is ready to set up the 4G lines and
to zero, which means that now there will be no duty on maintain the network for nine years.
the export of steel products.  BSNL will give Rs 10,000 crore worth of purchase
Apart from this, export duty on low iron ore lumps and orders to TCS soon. The state-run telco will aim to
fines (having iron content less than 58 per cent) has also launch its 4G services by December 2022 or
been made zero.The following rules will be effective January 2023.
from November 19, 2022 -  Tata Sons‘ unit Tejas Network will manufacture the
Export duty is a type of indirect tax levied on goods equipment locally for BSNL.
imported into India as well as goods exported from  TCS will provide the core equipment within 12
India. months of the order.
India launches official website of SCO 2023 with a  Radio equipment would be provided within 24
theme of „For a SECURE SCO‟ months of receiving the order.
The Ministry of External Affairs (MEA) has launched  The launch of 4G services, BSNL is also aiming to
the official website of the Shanghai Cooperation launch 5G services by August 2023.
Organisation (SCO) with the theme of a SECURE SCO.  TCS aims to install 100,00 towers for the BSNL-
The website will highlight the events that will be MTNL network with the Rs 26,821 crore offer.
undertaken under the chairmanship of India next year.  Additional 25,000 towers will be set up in areas
During the 22nd Head of State summit meeting 2022 of affected by left-wing extremism, Lakshadweep
the SCO at Samarkand, Uzbekistan in September, India Islands, and 4G saturation areas.
formally received the SCO rotating presidency. India Under DAY-NRLM, MoRD signs an agreement with
will hold the presidency of the grouping for a year until the Veddis Foundation
September 2023.  To aid in the development of efficient governance
Prime Minister Narendra Modi had floated the concept frameworks for the DAY-NRLM, the Ministry of
of SECURE at the Shanghai Cooperation Organisation Rural Development (MoRD) and Veddis
(SCO) summit in China in 2018. Explaining Foundation have signed a Memorandum of
the SECURE concept, the Prime Minister said ‗S‘ for Understanding.
security for citizens, ‗E‘ for economic development, ‗C‘  Deendayal Antyodaya Yojana-National Rural
for connectivity in the region, ‗U‘ for unity, ‗R‘ for Livelihood Mission is referred to as DAY-NRLM.
Page | 39
 The MoU was signed by the Veddis Foundation in complete Broad Gauge network which would not only
Gurugram and the MoRD. result in a better fuel energy usage resulting in increased
 According to the MoU, the Veddis Foundation will throughput, reduced fuel expenditure but also savings in
set up a PMU in the Ministry of Rural precious foreign exchange,‖ the ministry said in a
Development's Rural Livelihood (RL) Division statement.
over the subsequent five years. As on October 31, out of 65,141 RKM of broad gauge
India saved $4.2 billion in fuel costs through solar (BG) network of Indian Railways, 53,470 BG RKM
power have been electrified, which is 82.08 per cent of the total
 An amount of USD 4.2 billion has been saved by BG network.
India in fuel costs through solar power generation in India's First Sovereign Green Bond Approved
the first half of 2022, and 19.4 million tonnes of  Recently the Union Minister of Finance and
coal which would have further stressed an already Corporate Affairs Smt. Nirmala Sitharaman has
strained domestic supply. The new report was approved India's first Sovereign Green Bond
released by the energy think tank Ember, the Centre Framework. Sovereign Green Bonds will be issued
for Research on Energy and Clean Air, and the to mobilize resources for green projects.
Institute for Energy Economics and Financial  This framework follows the footsteps of India's
Analysis. commitments under the 'Panchamrut', as clarified
President Draupadi Murmu launches 'e-KUMBH' by Prime Minister Narendra Modi at the 'COP26' in
portal Glasgow in November, 2021.
 President Draupadi Murmu has launched a new  It will further strengthen India‘s commitment
portal named 'e-KUMBH'. The full form of 'e- towards its Nationally Determined Contribution
KUMBH' is 'Knowledge Unleashed in Multiple (NDCs) targets, adopted under the Paris Agreement.
Indian Languages'.  After extensive deliberations and due diligence,
 Engineering courses and related books will be CICERO has rated India's Green Bond Framework
available on this portal in 12 scheduled Indian as 'Medium Green' with a 'Good' Governance Score.
languages. What are Sovereign Green Bonds?
 Apart from this, she also released engineering Green bonds are issued by companies, countries and
books of 'All India Council for Technical multilateral organisations to exclusively fund projects
Education' (AICTE) in Odia language and glossary that have positive environmental or climate benefits and
of 50,000 technical words in Odia language provide investors with fixed income payments.
developed by 'Commission for Scientific and The projects can include renewable energy, clean
Technical Terminology' (CSTT) transportation and green buildings, among others.
South India's first Vande Bharat train will run India Joins Mangrove Alliance for Climate (MAC) at
between Chennai and Mysore COP27
Prime Minister Narendra Modi has flagged off South  Calling for integration of mangroves conservation
India's first Vande Bharat train. This train of South India with the Reducing Emissions from Deforestation
will run between Chennai and Mysore. and Forest Degradation (REDD+) programmes for
Before this, four Vande Bharat has been started in the carbon sequestering, India joined the Mangrove
country. This train will have a total of 16 coaches, out of Alliance for Climate (MAC).
which 14 will be chair car and 2 executive chair car  The Mangrove Alliance for Climate (MAC) is an
coaches. intergovernmental alliance that seeks to expand and
This train has been manufactured at the ICF hasten the progress towards the conservation and
Manufacturing Plant in Chennai, Tamil Nadu. This will restoration of mangrove ecosystems. Its members
improve connectivity of big cities between South India. include the UAE, Indonesia, India, Sri Lanka,
PM Gati Shakti Multimodal Waterways Summit Australia, Japan, and Spain.
being held in Varanasi  The alliance will raise global awareness about the
PM Gati Shakti Multimodal Waterways Summit is being role of mangroves as a nature-based climate change
organized in Varanasi, Uttar Pradesh. solution. It will ensure the rehabilitation of
The Waterways Authority of India, under the aegis of the mangrove forests at the global level.
Ministry of Ports, Shipping and Waterways, is PM Gati Shakti Multimodal Waterways Summit to
organizing the PM Gati Shakti Multimodal Waterways be held in Varanasi
Summit.  Union Minister Sarbananda Sonowal to inaugurate
Its objective is to create public awareness about the 'PM the two-day PM Gati Shakti Multimodal Waterways
Gati Shakti National Master Plan' with a focus on Summit. The PM Gati Shakti Multimodal
infrastructure development in waterways. Waterways Summit will be held at the Deendayal
Indian Railways Accomplishes Electrification of 82% Hastkala Sankul (Trade Centre and Museum) in
of the Total BG network Varanasi, Uttar Pradesh.
The Indian Railways said it completed the electrification  The primary objective of the summit is to bring
of 82 per cent of its broad gauge network. The national together greater awareness about the PM Gati
transporter said it achieved 1,223 route km of Shakti National Masterplan with a focus on
electrification in the 2022-23 financial year till October infrastructure development in the waterways.
2022, as compared to 895 route km (RKMs) during the  The Ministry has identified 101 projects estimated
corresponding period of FY 2021-22. to cost around 62 thousand crore rupees under Gati
The railway is working steadily towards achieving net Shakti which are aimed to be completed by 2024.
zero Carbon Emissions by 2030 to become the world‘s Prime Minister Narendra Modi unveils logo, theme
largest Green Railway. ―The Indian Railways has and website of India‟s G20 presidency
embarked upon an ambitious plan of electrification of its
40 | Page
 Prime Minister Narendra Modi has unveiled India‘s In the year 2019, Article 15 and Article 16 of the Indian
logo, theme and website for its presidency of the Constitution were amended through the 103rd
G20, which reflects the country‘s message and Constitutional Amendment. Through the amendment,
overarching priorities to the world.The G20 logo, Article 15 (6) and Article 16 (6) were included in the
created with the four colours of India‘s national Constitution of India, so that the economically Weaker
flag, comprises of earth sitting atop a lotus. The Section (EWS) of the unreserved class could be provided
seven petals in the logo signify the seven seas and the benefit of reservation.
the coming together of seven continents at G20 'In Our LiFEtime' campaign launched by India at
India 2023. COP27
 The earth reflects India‘s pro-planet approach to life The Ministry of Environment, Forest and Climate
and from this, it derives the theme of G20 India Change, Government of India and United Nations
2023 – ―Vasudhaiva Kutumbakam: One Earth, One Development Program (UNDP) jointly launched the
Family, One Future.‖ campaign ‗In Our LiFEtime‘ at an event of COP27 in
Union Home Ministry completes 'Mother Tongue Egypt.
Survey of India' The campaign aims to encourage youth between the age
Recently, the Union Home Ministry completed the group of 18 to 23 years to become the messengers of
'Mother Tongue Survey of India' (MTSI) under which sustainable lifestyles.
field videography of 576 languages of the country was The concept of LiFE was introduced by Prime Minister
done. It is also planned to set up a web-collection at the Narendra Modi at COP26 in Glasgow on November 1,
National Informatics Center (NIC) to protect the mother 2021.
tongue of the country. National Commission for Women launched the
UIDAI has launched a new chatbot named 'Aadhaar fourth phase of 'Digital Shakti
Mitra The National Commission for Women (NCW) has
 The Unique Identification Authority of India launched a pan India project ‗Digital Shakti 4.0‘
(UIDAI) introduced the brand-new AI/ML chatbot campaign to digitally empower & skill women and girl
Aadhaar Mitra to help citizens use the services.The child in cyberspace.
chatbot supports both Hindi and English. National Commission for Women launched it in
 It also provides the option of seeing related videos association with Cyberpeace Foundation and META.
on various themes to help viewers learn. Aadhaar Digital Shakti was launched in June 2018 to raise
Mitra's features include the ability to monitor the awareness and help women on the digital front across the
status of Aadhaar PVC cards and confirm Aadhaar country.
enrollment/update status. Through this project, more than 3 lakh women across
India Infrastructure Project Development Fund India have been sensitized regarding cyber security tips
Scheme (IIPDF) was notified by the Indian and tricks.
Government Government approves 42 telecom equipment makers
The India Infrastructure Project Development Fund under PLI scheme
Scheme (IIPDF) was launched by the Department of  The Department of Telecommunication (DoT)
Economic Affairs (DEA). This central sector scheme approved 42 companies including Samsung, Nokia,
extends financial aid required for the development government-owned ITI Ltd, Tata group-owned
expenses of Public Private Partnership (PPP) projects. Tejas Network and Foxconn under the production
It provides funding for project sponsoring authorities linked incentive (PLI) scheme for telecom and
(both in the central and state governments) to access networking products.
services provided by Transaction Advisors (TAs) and  Of these selected firms, 17 have applied for
consultants involved in the development of the PPP additional incentive of 1% under design-led
projects. manufacturing criteria.
The total corpus of the India Infrastructure Project  The Ministry of Communications granted approval
Development Fund is 150 crore for three years. to 42 companies including 28 MSMEs under the
The new scheme is an addition to the currently PLI scheme for telecom and networking products
operational Scheme for Financial Support to PPPs in  The ministry said these companies have committed
Infrastructure (VGF Scheme), which was notified in investment of Rs 4,115 crore and expected to
December 2020. generate more than 44,000 jobs over the scheme
10% reservation under EWS quota will continue, period. The selected companies under the scheme
Supreme Court upholds 103rd amendment of include global majors like Samsung, Nokia, Jabil,
constitution Rising Star, Flextronics as well as local players like
Supreme Court has given its verdict on the Economically HFCL, ITI, VVDN, Tejas Networks, etc.
Weaker Section (EWS) quota.The Supreme Court has  In budget 2022-23, the government had announced
upheld the provision of 10 percent reservation for the a design-led PLI scheme for telecom and
economically weaker sections of the general category. networking products. It provided additional
Out of the 5 judge bench, 3 judges have upheld the 103rd incentive of 1% over and above the existing
Amendment Act 2019 of the Constitution. The 103rd incentives for products that are designed and
Constitutional Amendment providing for reservation was manufactured in India. Design-led PLI scheme was
challenged in the Supreme Court. launched in June 2022 and applications were
A five-judge bench of the Supreme Court upheld the invited from design-led manufacturers as well as
validity of the 103rd Amendment to the Constitution, others, for availing incentive under the PLI scheme
which provides for 10% reservation for Economically for five years commencing from April 1, 2022.
Weaker Sections (EWS) in admissions and government Government-approved Electronics Manufacturing
jobs. Cluster at Ranjangaon
Page | 41
 Union Minister of State for Electronics and The first company in India to receive Responsible
Information Technology Rajeev Chandrasekhar Steel certification is Tata Steel Jamshedpur
announced that an Electronics Manufacturing Three of Tata Steel's production sites in Jamshedpur,
Cluster is to be developed in the Ranjangaon area of Jharkhand, have achieved ResponsibleSteel
Maharashtra. accreditation.
 The Electronics Manufacturing Clusters will be The steelworks, tubes division, and cold rolling mill
developed for Rs 500 crores. Electronics (Bara) have now obtained accreditation, joining a select
Manufacturing Clusters are expected to generate club of other steel-producing facilities worldwide.
thousands of jobs in the coming years and will Adani Group Installs Country's Largest and
attract an investment of over Rs 2,000 crores. Powerful Wind Turbine in Gujarat
 The government will invest upto Rs 500 crore in Recently Adani New Industries Limited has installed a
this project. wind turbine taller than the world's tallest 'Statue of
 The Electronics Manufacturing Clusters project has Unity' at Mundra, Gujarat. This turbine has been
joined Tamil Nadu, Noida, and Karnataka in installed by Mundra Windtech Limited (MWL), a
making an aggressive pitch to emerge as a powerful subsidiary of Adani Enterprises Limited. The 200 m long
electronic hub. wind turbine has a power generation capacity of 5.2 MW
Union government plans to launch the second phase and can provide electricity to about 4,000 homes.
of a dedicated program to develop solar parks Agriculture Minister Launches Portal on National
 The Union government plans to launch the second Mission on Natural Farming
phase of a dedicated program to develop solar parks  Narendra Singh Tomar, Union Minister for
across the country that will aim to plug loopholes Agriculture & Farmers Welfare, launched the
and overcome slow progress. NMNF portal(National Mission On Natural
 The scheme, ‗Development of Solar Parks and Ultra Farming (NMNF) Management And Knowledge
Mega Solar Power Projects, was launched in Portal) during the first steering committee meeting
December 2014 to help solar project developers set of the National Natural Farming Mission held at
up projects in a plug-and-play model. Krishi Bhawan, New Delhi, Delhi.
 Under the current scheme, the MNRE provides  The Meeting was chaired by Union Agriculture
central financial assistance (CFA) of up to Rs 20 Minister Narendra Singh Tomar.
lakh per MW or 30% of the project cost, including  The NMNF portal has been developed by the
grid-connectivity cost. Ministry of Agriculture and Farmers Welfare(Mo
 The solar parks are developed in partnerships with A&FW), which contains information about the
state governments and their agencies, CPSUs, and mission, implementation outline, resources,
private entrepreneurs.The implementing agency is implementation progress, farmer registration, blog
termed a solar power park developer (SPPD). and others.
Prime Minister Narendra Modi took part in  The Ministry of Jal Shakti has made a roadmap by
'Mangarh Dham Ki Gaurav Gatha' identifying 75 Sahakar Ganga villages in the first
 Prime Minister Narendra Modi attended the phase by signing an MoU with Sahkar Bharti and
'Mangarh Dham ki Gaurav Gatha' program in training has been given to the farmers.
Banswara district of Rajasthan. The event is being The largest ever coal mine auction of 141 mines is
organized by the Ministry of Culture. launched by the finance minister
 The Prime Minister paid homage to the tribals  The largest-ever coal mine auction, consisting of
killed by the British Army at Mangarh, Rajasthan in 141 mines, was started by Union Finance Minister
1913. Nirmala Sitharaman.
 Mangarh Dham is situated on the hill of Anandpuri  The mines up for auction are located in the states of
Panchayat Samiti area of Banswara district on the Jharkhand, Chhattisgarh, Odisha, Madhya Pradesh,
border of Rajasthan and Gujarat. On November 17, Maharashtra, West Bengal, Andhra Pradesh,
1913, under the leadership of Govind Guru, about Telangana, Rajasthan, Tamil Nadu, and Bihar, all of
1500 tribals were martyred while fighting for which are producers of coal and lignite.
independence from the British.  India is the second-largest importer of dry fuel
Institute of Higher Education will celebrate despite being the fourth-largest producer in the
'Bharatiya Bhasha Divas' every year on 11th world.
December The River Festival Ganga Utsav 2022 held on
 Recently, the University Grants Commission November 4th
(UGC) has directed all higher education institutions  The Ministry of Jal Shakti will hold two different
to observe 'Bharatiya Bhasha Divas' on 11 sessions of Ganga Utsav- The River Festivals 2022
December. This day is celebrated as a day to create on November 4th, 2022 at the Major Dhyan Chand
'language harmony' and conducive environment for Stadium in New Delhi.
learning.  The National Mission for Clean Ganga (NMCG),
 In fact, the Language Committee proposed the date the Department of Water Resources, River
of December 11 as 'Bharatiya Bhasha Divas' or Development, and Ganga Rejuvenation, and the
'Bharatiya Bhasha Utsav', as the day marks the birth Ministry of Jal Shakti are working together to
anniversary of Subramanya Bharathi, the pioneer of arrange the Ganga Utsav- The River Festivals 2022.
modern Tamil poetry. Rising Sun Water Fest-2022 organized in Meghalaya
 On 28 December 1953, the then Education Minister Rising Sun Water Fest-2022 has been organized at
Maulana Abul Kalam Azad formally laid the Umiam Lake, Meghalaya on 03-05 November,
foundation of the University Grants Commission. 2022.Members of Garo tribal community perform
42 | Page
Wangala dance on the occasion of 'The Rising Sun Employees‘ State Insurance (ESI) Scheme and the
Water Fest-2022'. National Pension Scheme (NPS).
All India Radio Launches BATS Application Prime Minister Narendra Modi inaugurated the
Software for All Commercial Operations country's largest Maze Garden and Miyawaki Forest
Traffic and Billing Application Software 'Broadcast Air- in Ekta Nagar, Gujarat
Time Scheduler - BATS' was launched at Prasar Bharati Prime Minister Narendra Modi inaugurated the country's
Secretariat to streamline and automate the commercial largest Maze Garden and Miyawaki Forest in Ekta
operations and operations of Prasar Bharati. Nagar, Gujarat. Maze Garden and Miyawaki Forest have
Broadly, the objective of BATS is to bring transparency been developed around the Statue of Unity.
in all operations and make commercial operations highly The Miyawaki Forest is named after a technique
efficient. developed by Dr. Akira Miyawaki, a Japanese botanist
Along with monitoring of booking, billing and payment and ecologist. Under this, plants of different species are
receipts etc. at various stages, the system will provide planted close to each other, which eventually develop
various reports which are essential for taking into dense urban forest.
management decisions. This app is also available on International Dance Festival being organized in
mobile. Gwalior
Ministry of Jal Shakti launched the „Swachh A five-day 'Udbhav International Dance Festival' is
Survekshan Grameen 2023 Toolkit‟ being organized in Gwalior district of Madhya Pradesh.
The Department of Drinking Water & Sanitation More than 700 artists from five countries including India
(DDWS), Ministry of Jal Shakti held Technical Session are participating in it.
on ‗Rural WASH Partnerships – the way forward‘ on the 30 teams from Taiwan, Uzbekistan, Kyrgyzstan and Sri
second day of the 7th India Water Week. ‗WASH‘ Lanka have participated in this International Dance
stands for Water, Sanitation and Hygiene (WASH). Carnival including India.
Union Jal Shakti Minister also launched the toolkit for India Chairs UN Anti-Terrorism Committee
Swachh Survekshan Grameen (SSG) 2023 and the web India held a special meeting of the Counter-Terrorism
portal for the ‗Twinpit to Retrofit Abhiyan‘. Committee (UNSC-CTC) of the United Nations Security
India‟s Union Ministry of Tourism is set to Council to discuss terror-financing through the use of
participate in World Travel Market (WTM) 2022, to cryptocurrencies and drones in current terrorism, in New
be held in London Delhi.
India‘s Union Ministry of Tourism is set to participate in This is the first such meeting in India since the
World Travel Market (WTM) 2022, to be held in establishment of the UNSC-CTC in 2001.
London. India's Permanent Representative to the United Nations
WTM is one of the largest international travel (Ruchira Kamboj) is serving as the Chairperson of the
exhibitions. The theme of this year`s exhibition is ‗The CTC for the year 2022.
Future of Travel Starts Now‘. During 2019, the The theme of the meeting is 'Countering the use of new
contribution of travel and tourism to India‘s GDP was and emerging technologies for terrorist purposes'.
5.19% and it accounted for 79.86 million direct and Fit India Freedom Run 3.0 being organized by
indirect jobs. National Museum of Natural History
The first stage of the "Rozgar Mela" is launched by 'Fit India Freedom Run 3.0' is being organized as a part
the prime minister of Azadi Ka Amrit Mahotsav from 02nd to 31st October,
 Prime Minister Shri Narendra Modi began the 2022. Its theme is ‗Azadi ke 75 Saal, Fitness Rahe
hiring effort for the Rozgar Mela, which aims to Bemisal'. This is the third edition of Fit India Freedom
hire 10 lakh people. Run.
 75,000 new appointees will be hired in the first The celebrations will conclude on October 31 with an
round. unity run at Kevadiya in Gujarat.
 38 government ministries and agencies will The event is being organized by the National Museum of
welcome the new hires, who were chosen from Natural History, New Delhi and its regional centers-
around the nation. Mysore, Bhopal, Bhubaneshwar and Sawai Madhopur.
 They will be hired at Group A, Group B (Gazetted), It is worth mentioning that Fit India Freedom Run was
Group B (Non-Gazetted), and Group C levels, started in 2020. Its first edition was held in 2020 and
respectively. second in 2021. It is an effort to strengthen the Fit Indian
National Statistical Office(NSO) Released the Movement and involve people to adopt fitness as a way
Employment Outlook of India of life.
The National Statistical Office (NSO), under the India to Contribute $500,000 For UN Trust Fund For
Ministry of Statistics and Programme Implementation, Counter-Terrorism
released a press note on Employment Outlook of the India is going to contribute half a billion dollars to the
country covering the period September, 2017 to June, United Nations‘ efforts to counter global terrorism at a
2022. time when new and emerging technologies used by terror
Since April, 2018 this ministry has been bringing out the groups are posing fresh threats to governments around
employment related statistics in the formal sector the world.
covering the period September 2017 onwards, using The announcement was made during the plenary session
information on the number of subscribers who have of the UN Security Council special meeting of the
subscribed under three major schemes, namely the Counter-Terrorism Committee (CTC) in New Delhi.
Employees‘ Provident Fund (EPF) Scheme, the
Page | 43
INTERNATIONAL NEWS
G-7 launches 'Global Shield' against climate risks In 2014, this Operation Serval was scaled up and
The G7-led 'Global Shield' Plan has been launched at the renamed as Operation Barkhane.
UN COP27 to provide funds to countries hit by climate Britain-France deal to stop illegal migration
disasters. A bilateral agreement worth 74.5 million USD was
The purpose of this plan is to provide money to poor signed by Britain and France to boost their efforts to
countries after disasters. curb illegal migration from the English Channel
It is coordinated by Germany and the V20 group of crossings.
climate-vulnerable countries. The agreement, worth $74.5 million (72.2 million euros),
It is supported by funding of 170 million euros from aims to stop migrants crossing the Channel to England in
Germany and 40 million euros from other donors, small boats.
including Denmark and Ireland. It calls for a 40 per cent increase in the number of French
ASEAN Agreed to Admit East Timor as 11th officers patrolling the French beaches in 2022-23 with
member British funding over the next 5 months.
The Association of Southeast Asian Nations (ASEAN) This comes after more than 40,000 people crossed the
has agreed in principle to admit East Timor as the British channel in 2022. In 2021, the number of
group‘s 11th member, the 10 member-bloc immigrants via the
said in a statement, more than a decade after channel was just
the country requested membership. 28,526. Most of
The half-island nation, officially called these migrants are
Timor Leste, will also be granted observer from Albania, Iran
status at high-level ASEAN meetings, the and Afghanistan.
bloc said after regional leaders met in Four African
Phnom Penh for a summit. The country countries back
would be the first new member of the agreement
regional grouping in more than two decades, against illegal,
since Cambodia was admitted in 1999. unregulated
East Timor province remained in Portuguese fishing
possession until 1975, when one of the Angola, Eritrea,
major political parties there, Fretilin Morocco and
(Revolutionary Front for an Independent Nigeria last week
East Timor), gained control of much of the territory and signed the Food and Agricultural Organziation‘s (FAO)
in November declared its independence as the Agreement on Port State Measures (PSMA), taking the
Democratic Republic of East Timor. number of signatories to this global alignment against
Pakistan and Bangladesh First to Receive G7 „Global illegal, unreported and unregulated (IUU) fishing to 100
Shield‟ Climate Funding countries.
Pakistan, Ghana and Bangladesh will be among the first PSMA is the first internationally binding instrument
recipients of funding from a G7 ‗Global Shield‘ initiative specifically designed to prevent, deter and eliminate IUU
to provide funding to countries suffering climate fishing by denying port access to foreign vessels that
disasters, the programme announced at the COP27 engage in or support such practices. The PSMA entered
summit in Egypt. into force in June 2016.
The Global Shield(GS), coordinated by G7 president US Senate cleared Respect for Marriage Bill
Germany, aims to provide rapid access for climate- The US Senate advanced ‗Respect for Marriage Act, that
vulnerable countries to insurance and disaster protection would provide federal protections for same-sex and
funding after floods or drought. It is being developed in interracial marriages. The Respect for Marriage Act
collaboration with the ‗V20‘ group of 58 climate repeals the previous Defense of Marriage Act and
vulnerable economies. Germany has contributed $175.17 safeguards same-sex and inter-racial marriage by
million in funding to Global Shield while other countries requiring the recognition of valid marriages regardless of
including Denmark and Ireland have contributed a little sex, race, ethnicity or national origin.
over $41 million. North Korea launched the „Hwasong-17‟ or the
France ends Operation Barkhane Monster missile
France ended the decade-long Operation Barkhane in North Korea launched the ‗Hwasong-17‘ intercontinental
Africa. This comes amid the deteriorating ties between ballistic missile. It is also dubbed as the Monster missile.
France and countries in the Sahel –Mali, Burkina Faso The Hwasong-17 is North Korea‘s biggest missile yet. It
and Guinea – following a series of military coups. is also the largest road-mobile, liquid-fuelled
France launched Operation Serval in January 2013 in the intercontinental ballistic missile in the world.
Sahel in North Africa. The operation was limited to Over 60 people dead in the Indonesian earthquake
countering Islamic extremists linked to al-Qaeda, who A 5.6-magnitude earthquake killed more than 60 people
have taken up control of northern Mali. and injured hundreds in Indonesia's West Java province
on 21 November 2022. However the death toll is likely
44 | Page
to rise further as many are still trapped under the China launched the „Beidou‟ satellite navigation
rubbles.The epicentre was near the town of Cianjur in system
West Java, about 75 km (45 miles) southeast of the China has released plans to further expand the global
capital, Jakarta. reach of its home-grown Beidou satellite navigation
New Zealand Supreme Court rules voting age of 18 is system.
discriminatory in the country It is named as the country‘s alternative to America‘s
The Supreme Court of New Zealand has in a decision Global Positioning System (GPS). Beidou set up a first
delivered on 21 November 2022 ruled that the country's of three Continuously Operating Reference Stations
current voting age of 18 was discriminatory. The (CORS) for its network in Thailand in the year 2013.
Supreme Court found that the current voting age of 18 Halloween Festival Celebrated For The First Time In
was inconsistent with the country's Bill of Rights, which Saudi Arabia
gives people a right to be free from age discrimination  Saudi Arabia, also known as the Center of Islam of
when they have reached 16. the world, has celebrated the Halloween festival for
New Zealand Prime Minister Jacinda Ardern said the the first time. In this festival, people dressed in
government would draft legislation to reduce the age to scary costumes have fun and have participated in
16, which could then be put to a vote in parliament. the program of the capital Riyadh.
Sher Bahadur Deuba elected for consecutive 7th time  Halloween is celebrated every year on October 31,
from Dadeldhura district marking the eve of All Hallows' Day, a Western
Prime Minister and President of the Nepali Congress Christian festival celebrated on November 1. It is a
Sher Bahadur Deuba on 23 November was elected for festival of Christians.
the consecutive 7th time from the home district of  Max Verstappen wins record-breaking 14th race of
Dhankuta. the season at Formula One‘s Mexican Grand Prix
Senior Nepali Congress leader Deuba defeated an  Red Bull driver Max Verstappen finished in first
independent candidate Sagar Dhakal by a margin of over place at the Mexican Grand Prix to claim his
12 thousand votes. record-setting 14th win of the season. The 25-year-
The parliamentary and provincial elections were held on old‘s 14th victory of the season sees him pass
20th of November in Nepal. Michael Schumacher and Sebastian Vettel for the
It was the second general election since the promulgation most race wins in a single season in Formula One
of the constitution in 2015. history.
Europe announces name of world's first disabled Ghana to assume Presidency of UN Security Council
astronauts  West African country, Ghana assumes the rotating
The European Space Agency announced the name of the monthly Presidency of the United Nations Security
first "parastronaut" on 23 November in a major step Council. During the month of November 2022,
towards allowing people with physical disabilities to Ghana shall preside over the meetings of the
work and live in space. Council (adoptions, debates and consultations) and,
The 22-nation European Space Agency said it selected under its authority, shall represent the Security
former British Paralympic runner John McFall as part of Council in its capacity as an organ of the United
a new generation of 17 recruits selected for astronaut Nations.Ghana rejoined the UN Security Council on
training. January 1, 2022. It is the third time Ghana is
Ghaem-100 Satellite: Iran‟s Revolutionary Guard holding a non-permanent seat on the Council.
launches New Satellite-Carrying Rocket  Ghana was first given the opportunity to serve on
 Iran‘s powerful paramilitary Revolutionary Guard the council from 1962 to 1963, and was back for the
launched a new satellite-carrying rocket, seeking to period of January 2006 – December 2007.
demonstrate the hard-line force‘s prowess even as Switzerland sets record for running longest passenger
anti-government protests rage across the country. train
 The Ghaem 100, Iran‘s first three-stage launch  Switzerland holds the record for the longest
vehicle, will be able to place satellites weighing 80 passenger train in the World. There were 100
kg (180 pounds) in an orbit 500 km (300 miles) coaches in this train which runs in the hills of the
from the earth‘s surface, IRNA said. Alps. The length of this train is about 2 km.
 Amirali Hajizadeh, the commander of the Guard‘s  The Rhaetian Railway announced that it has broken
aerospace division, which developed the Ghaem- the world record for the longest passenger train in
100, said the rocket would be used to launch Iran‘s the world, marking the 175th anniversary of
Nahid satellite for the Telecommunications Switzerland's famous railway system.
Ministry.  This train is 1910 meters. The train is made up of
China launches 2nd lab module Mengtian for its 25 separate multi-unit trains or 100 coaches.
space station Pakistan out of FATF's grey list after 4 years
China launched a lab module called Mengtian to be part  Global anti-terrorism watchdog Financial Action
of its space station currently under construction. It was Task Force (FATF) removed Pakistan from its
launched by Long March-5B Y4, one of China's biggest ―grey list‖ after four years.
rockets from Wenchang Spacecraft Launch Site on the  Pakistan was on the grey list of FATF since June
coast of the southern island province of Hainan. 2018 due to deficiencies in its anti-terrorism
Scientific equipment in the Mengtian module, the second financing and anti-money laundering regime.
lab component of China's under-construction space  Significantly, for the first time, the FATF put
station, will be used for studying microgravity and Myanmar in the "high-risk jurisdictions subject to a
carrying out experiments in fluid physics, materials call for action"
science, combustion science and fundamental physics.
Page | 45
 Besides Pakistan, Nicaragua was removed from the Germany to legalize cannabis use for recreational
FATF ―grey list‖ while Congo, Tanzania, and purposes
Mozambique were added to it. Germany set out plans to legalize cannabis, in a move
 FATF grey lists a country that it considers a haven promised by Chancellor Olaf Scholz‘s government that
for terror funding and money laundering. would make it one of the first countries in Europe to
 It is a warning to the country to tackle the issues, make weed legal.
failing which it could be "blacklisted," the highest Health Minister Karl Lauterbach presented a cornerstone
level of the indictment. paper on planned legislation to regulate the controlled
 So far, only two countries have been blacklisted- distribution and consumption of cannabis for recreational
Iran and North Korea. purposes among adults.
 FATF :Established: 1989, Headquarters: Paris, Acquiring and possessing up to 20 to 30 grams of
France, President: T Raja Kumar recreational cannabis for personal consumption would
Record made in New Zealand Parliament, number of also be made legal.
female MPs exceeds male MPs for the first time FATF adds Myanmar to list of high-risk countries
 For the first time, the number of women MPs in Financial Action Task Force (FATF) has added
New Zealand's parliament has exceeded that of Myanmar to the list of high-risk countries, known as
men. Liberal Labor Party's Soraya Peke-Mason ‗Black List‘ with ‗strategic deficiencies in regimes to
took the oath in parliament, replacing former counter money laundering, terrorist financing, and
speaker Trevor Mallard, bringing the parliament to proliferation financing‘. Myanmar is the third country to
60 women and 59 men. be added in this list along with North Korea and Iran.
 This is the first time in New Zealand's history that Myanmar was added to the FATF list of high-risk
there is more than 50% female representation in countries for its failure to address strategic deficiencies
parliament. as committed by it in February 2020.
 In 1893 New Zealand became the first nation to Diwali To Be A Public School Holiday in New York
allow women to vote. The current Prime Minister of City from 2023
the country, Jacinda Ardern is the third woman Diwali will be a holiday for the New York City public
Prime Minister of the country. school starting next year in 2023, Mayor Eric Adams
Windergy 2023 to be Held in Chennai in October announced. Adams, joined by New York Assembly
Next Year Member Jenifer Rajkumar, who had introduced the
The 5th edition of India‘s only comprehensive legislation to recognize Diwali as a holiday.
International Trade Fair and Conference, Windergy India The time has come to recognize over 200,000 New
2023 will be held from 4th October to 6th October 2023. Yorkers of the Hindu, Buddhist, Sikh and Jain faiths
The Windergy India 2023 will be organized by the who celebrate Diwali, the Festival of Lights.‖ She called
Indian Wind Turbine Manufacturers Association Anniversary Day ―an obscure and antiquated day,‖ as
(IWTMA) and PDA Ventures Pvt Ltd, the three-day compared to Diwali, which is celebrated by a ―growing
trade fairs and conference will provide a vibrant platform number of New Yorkers.
to meet and interact with policymakers, regulatory Apple Announces New Clean Energy Investments
authority, international and domestic technology, APPLE said it would make fresh investments to set up
solution and services providers from the wind power solar and wind projects in Europe and called on its
industries. suppliers to decarbonise operations related to the
Elon Musk in action as soon as he buys Twitter, production of iPhones and other products. The company
sacked CEO Parag Agarwal and Policy Chief in 2020 had pledged to remove carbon emissions from
Tesla CEO Elon Musk has recently completed his its entire business, including products and its sprawling
Twitter acquisition deal worth $44 billion. With the supply chain – which spans from Vietnam to Brazil – by
acquisition of ownership of the company, Musk sacked 2030.
several top executives including Twitter CEO Parag WHO releases first-ever list of fungal infections;
Agarwal. highlights global health threat
Policy chief Vijaya Gadde has also been sacked along The World Health Organisation (WHO) has published a
with CEO Parag Agarwal. With this, Elon Musk has report highlighting the first-ever list of fungal "priority
become the interim CEO of Twitter. Indeed, Musk pathogens" that lists 19 fungi that are an extreme threat
accused top Twitter executives of misleading him. to global health. The WHO fungal priority pathogens list
China Launches World's First Oral COVID Vaccine (FPPL) has systematically prioritised fungal pathogens,
An inhaled-through-the-mouth 'needle-free' vaccine, the considering the unmet research and development (R&D)
world's first anti-COVID vaccine of its kind, was needs and the perceived public health importance.
launched in Shanghai, China.This vaccine is taken by
mouth.
INTERNATIONAL AND
NATIONAL SUMMIT
46 | Page
21st World Congress of Accountants starts in The 25th National e-Governance Conference will be
Mumbai held at Shri Mata Vaishno Devi University, Katra,
The Institute of Chartered Accountant of India (ICAI) is Jammu district.
hosting the 21st World Congress of Accountants The theme of the 25th National e-Governance
2022(WCOA) at the Jio World Centre, Mumbai, from Conference is 'Bringing Citizens, Industry and
November 18-21, 2022 in a Hybrid mode. WCOA 2022 Government closer'.
is being held in hybrid mode for the first time ever in the Union Minister Dr. Jitendra Singh will inaugurate this
Congress‘s history. conference.
The Theme of the 21st World Congress of Accountants The conference will be organized in collaboration with
2022 is: Building Trust Enabling Sustainability‖. the Department of Administrative Reforms and Public
4th Edition of Indian Chemicals Council Grievances (DARPG), Ministry of Electronics and
Sustainability Conclave inaugurated in New Delhi Information Technology, Government of India and the
India and Australia held their fifth bilateral cyber policy Government of the Union Territory of Jammu and
dialogue in New Delhi. Kashmir.
UP Government to Build Ramayana, Mahabharata, Govt to launch world's longest river cruise of 4,000
Buddhist Circuits km from Varanas
Global asset manager Blackstone Group has forayed  The Union government and the Uttar Pradesh state
into the data center business in Asia with a planned government is set to launch the world‘s longest
capacity of 600 MW across two large hyperscale data luxury river cruise between Varanasi in Uttar
centers in India. Pradesh and Assam‘s Dibrugarh in Jan 2023 in a
G20 summit held in Bali, Indonesia bid to provide impetus to inland waterways
The 17th G20 Heads of State and Government Summit development in India.
held in Bali, Indonesia.  The Varanasi-Dibrugarh cruise is expected to be
The challenges posed by the COVID-19 global run on a public-private partnership (PPP) model.
pandemic and Russia's attack on Ukraine are being  The 50-day cruise will set sail from Varanasi on 10
discussed at the summit. January and cover 4,000 km, passing through
Indonesia Inks JETP Deal for $20 Billion Investment in Kolkata and Dhaka before reaching Bogibeel in
Renewables at Dibrugarh district of
G-20 Assam on 1 March.
At the mega  Ganga Vilas cruise
meet of the G- will sail from Varanasi
20 countries in to Dibrugarh in a
Bali, host longest river journey
Indonesia has of 50 days covering 27
inked deals with river systems and visit
major countries over 50 tourist sites
and including World
international Heritage Sites.
institutions to  This will be the single
attract some $20 largest river journey
billion to help by a single river ship
the Southeast in the world and would
Asian country put both India and
increase the use of renewable energy and reduce reliance Bangladesh on the river cruise map of the world.
on coal. 41st India International Trade Fair will start in New
The agreement is called ‗Just Energy Transition Delhi
Partnership,‘ or JETP that will help developing countries 41st International Trade Fair is starting in New Delhi.
reduce their reliance on fossil fuels that ultimately cause Commerce and Industry Minister Piyush Goyal will
vagaries of climate change. Indonesia is also a major inaugurate the fair.
exporter of coal in the world. This time the main theme of the fair is Vocal for Local-
Last year during COP26 in Glasgow, South Africa Local to Global.
became the first country to sign a JETP deal. 29 states and union territories are participating in the
COP19 of CITES held in Panama trade fair. Bihar, Jharkhand and Maharashtra are
CITES (The Convention of International Trade in participating as partner states while the focus is on Uttar
Endangered Species of Wild Fauna and Flora) COP19 Pradesh and Kerala.
meeting was organized in Panama. 18th International Telemedicine Conference Begins
This conference is also known as the World Wildlife The 18th International Telemedicine Conference is being
Conference. The meeting will decide the future of over organized by the Telemedicine Society of India (TSI) in
600 species of animals and plants. Kochi, Kerala.
CITES (The Convention of International Trade in Indian Space Research Organization (ISRO) President S.
Endangered Species of Wild Fauna and Flora) is an Somnath participated as the chief guest. The conference
agreement between countries on international trade in is being held at Amrita Hospital, Kochi.
endangered species of wild fauna and flora. The main theme of the event is 'Strengthening Health
Currently there are 183 parties to CITES. Systems through Sustainable Telemedicine and Digital
25th National e-Governance Conference to be held in Health'.
Jammu on 25-26 November India Hosts 2nd BIMSTEC Agriculture Ministers'
Meeting
Page | 47
 India hosted the 2nd Agriculture Ministerial Health Minister Dr. Mansukh Mandaviya to
Meeting of the Bay of Bengal Initiative for Multi- inaugurate India Chem 2022
Sectoral Technical and Economic Cooperation  Health Minister Dr. Mansukh Mandaviya will
(BIMSTEC) in New Delhi under the chairmanship inaugurate India Chem 2022 at Pragati Maidan in
of Union Minister of Agriculture and Farmers New Delhi.
Welfare Narendra Singh Tomar.  The theme of the event is ―Vision 2030: Chemicals
 Agriculture ministers of Bhutan, Bangladesh, and Petrochemicals Build India‖.
Nepal, Myanmar, Sri Lanka and Thailand  India Chem 2022 will showcase the Government‘s
participated in the meeting. policy for sustainable growth in the sector and
 The Action Plan (2023-2027) for Strengthening provide a platform for national and international
BIMSTEC Agricultural Cooperation was adopted in players to interact, exchange knowledge and forge
the meeting. alliances.
 BIMSTEC was established in the year 1997. It The 41st International Book Fair being organized in
includes five countries of South Asia – Bangladesh, Sharjah, UAE
Bhutan, India, Nepal, Sri Lanka and two countries  The Publications Division of the Ministry of
of South-East Asia – Myanmar and Thailand. Information and Broadcasting, Government of India
42nd International Congress of the INCA is participating in the 41st International Book Fair,
Inaugurated in Dehradun one of the most famous book fairs in the world.
 Uttarakhand Governor Lt Gen Gurmit Singh (Retd.) Organized by the Sharjah
inaugurated the 42nd International Congress of the  Book Authority (SBA), this 12-day international
Indian National Cartographic Association (INCA) book fair is being organized from November 2 to
in Dehradun. The 42nd International Congress is November 13, 2022 at the Expo Center in Sharjah,
being organized by the National Hydrographic United Arab Emirates. This year's theme of the fair
Office from 9th November to 11th November 2022 is 'Spread the Word'.
at Dehradun, Uttarakhand. CVC is observing Vigilance Awareness Week 2022
 The theme of the 42nd International Congress of the from 31st October to 6th November
Indian National Cartographic Association is Digital  Vigilance Awareness Week 2022 is being observed
Cartography to Harness Blue Economy. by the Central Vigilance Commission from October
India Hosts LeadIT Summit with Sweden at COP27 31 to November 6, 2022. Its theme is "Corruption
in Egypt Free India for a Developed Nation".
India and Sweden hosted the LeadIT Summit, on the  This awareness campaign is being run in honor on
sidelines of COP27 at Sharm El Sheikh in Egypt. The the birth anniversary of Sardar Vallabhbhai Patel on
Leadership for Industry Transition- LeadIT initiative 31st October.
focuses on low carbon transition of the hard to abate President of Guyana Mohammed Irfaan Ali to be
industrial sector. Chief Guest at 17th Pravasi Bharatiya Divas
Minister of Environment, Forest and Climate Change Convention 2023
Bhupender Yadav emphasised that co-development is  The President of Guyana, Dr. Mohammad Irfaan
the only option to meet the targets that the world has Ali will be the chief guest at the 17th Pravasi
taken for itself and without it, low carbon transition Bharatiya Divas convention to be held in Indore,
could be delayed by decades. He said, the low carbon Madhya Pradesh from January.
transition of the industrial sector will not only contribute  At the same time, Janett Mascarenhas, Member of
towards the reduction in required greenhouse gas Parliament of Australia will be the chief guest at the
emissions. Yuva Pravasi Bharatiya Divas to be held on January
President Droupadi Murmu inaugurates India Water 08, 2023.
Week in Greater Noida  The 17th Pravasi Bharatiya Divas convention is
 President of India Droupadi Murmu has inaugurated being organized in Indore, Madhya Pradesh from
India Water Week 2022 in Greater Noida. The 08-10 January 2023 in collaboration with the
central theme of Water Week is "Water Security for Government of Madhya Pradesh.
Sustainable Development and Equity".  The theme of the PBD Convention 2023 is
 The seventh edition of India Water Week is being 'Diaspora: Reliable partners for India's progress in
organized by the Ministry of Water Resources, Amrit Kaal'.
River Development and Ganga Rejuvenation from 15th Edition of Urban Mobility India Conference
November 1 to November 5 in an effort to raise Cum Expo Held in Kochi
awareness about integrated water resources,  The 15th edition of Urban Mobility India
conservation and use. Conference Cum Expo organized by the Ministry of
National Tribal Dance Festival begins in Raipur, Housing and Urban Affairs from 04 to 06
Chhattisgarh November 2022 was held in Kochi.
 Chhattisgarh celebrates its 23rd State Foundation  The event was jointly inaugurated by the Minister
Day on 1st November 2022 and as a part of the of Housing and Urban Affairs, Hardeep Singh Puri
celebrations, Raipur will host the 3rd National and Kerala Chief Minister Pinarayi Vijayan. Its
Tribal Dance Festival. theme is 'Azadi@75 - Sustainable AtmaNirbhar
 The National Tribal Dance Festival will be Urban Mobility'.
celebrated from 1st November 2022 to 3rd For the first time, the 12th World Hindi Conference
November 2022. On behalf of Chief Minister will be held in the Pacific country of Fiji
Bhupesh Baghel, other state representatives have Fiji will host the 12th World Hindi Conference next
invited the Chief Minister, and officials to be year. The conference will be held from February 15 to
present in the National Tribal Dance Festival. 17, 2023.
48 | Page
This is the first time that this conference is being knowledge through an extended integration of all
organized in a Pacific country. schools of thought. The decision was taken by the Union
The first World Hindi Conference was organized on 10 Minister of State (Independent Charge) Science and
January 1975 in Nagpur by Indira Gandhi, the then Technology, Minister of State (Independent Charge)
Prime Minister of India, for the promotion of Hindi Earth Sciences, MoS PMO, Personnel, Public
language at the international level. Grievances, Pensions, Atomic Energy and Space, and
The 27th United Nations Conference on Climate Dr. Jitendra Singh. The event is scheduled to be held at
Change will be held in Egypt next month Dehradun from 5th November to 7th November 2022.
The 27th United Nations Conference on Climate Change Shaurya Diwas celebrated in Srinagar
(COP27) will be held in Sharm el-Sheikh, Egypt from Defence Minister Rajnath Singh celebrated Shaurya
November 06 to 18, 2022. This conference will be held Diwas at Old Air Field, Srinagar. The Shaurya Diwas
for the fifth time in Africa. More than 200 countries have marks the 75th year of induction of the Indian Army to
been invited to this conference. The central focus of this save the state of Jammu and Kashmir from Pakistan‘s
conference will be ―Serious consequences resulting to invasion in 1947.
the continent from Climate Change‖. The Shaurya Diwas is celebrated as a part of celebrations
Dehradun to host 3-day “Akash for Life” Space for Azadi ka Amrit Mahotsav and the 75th year of Air
Conference in November landed operations of the Indian Army at Budgam
The ―Akash for Life‖ a 3-day space conference will Airport.
showcase the blending of traditional and modern
BILATRAL AND MOU

The US Department of Transportation (DOT) has
India and Finland Agrees to Enhance Cooperation in fined Air India $1.4 million (around Rs 11.3 crore) for
Digital Partnership delaying refunds worth $121.5 million (around Rs 985
India And Finland agree to carry mutual cooperation crore) to passengers whose flights were cancelled during
between the two countries to a new level and enhance the Covid-19 pandemic.
partnership in areas such as digital partnership in Future Air India is among the six airlines that were probed by
ICT, Future Mobile Technologies and Digital Education. the US government. Totally, over $600 million in
The decision was taken during a meeting between refunds were paid and $7.25 million penalties imposed
Finland‘s Minister of Education and Culture Petri against six airlines for ―extreme delays in providing
Honkonen and Minister of Science and Technology refunds,‖ the US DOT said. Other airlines facing the
Jitendra Singh at North Block in New Delhi. DOT action include Frontier Airlines, TAP Portugal,
India-Russia-Iran Holds Trilateral Meet on Aeromexico, El Al Airlines and Avianca.
Afghanistan on Sidelines of Moscow Format India is set to unveil „Young Professionals Scheme‟
India participated in the fourth Meeting of the Moscow with UK
Format Consultations on Afghanistan, which was held in India and the UK are set to unveil a new reciprocal visa
Moscow on November 16. Special envoys and senior arrangement whereby 3,000 degree-holding Indian
officials from Russia, China, Pakistan, Iran, Kazakhstan, nationals between the ages of 18 and 30 years will be
Kyrgyzstan, allowed to come to
Tajikistan, Britain every year to
Turkmenistan and live and work for up
Uzbekistan also to two years.
participated in the The UK-India
meeting. Young Professionals
It was introduced in Scheme will be
2017 on the basis of reciprocal and open
the six-party in early 2023. It is
mechanism for set to be launched
consultations among during the first
special bilateral meeting
representatives from between Prime
Russia, Afghanistan, Minister Narendra
China, Pakistan, Iran Modi and his British
and India. counterpart Rishi
The Moscow format Sunak on the
meeting‘s main margins of the G20
objective is to facilitate the national reconciliation Summit in Bali. India is the first country to benefit from
process in Afghanistan and secure peace in that country such a scheme.
as soon as possible. Chief Election Commissioner Rajeev Kumar invited
US Imposes $1.4 mn Fine on Air India Over Delay in as an international observer for the upcoming
Refunds elections in Nepal
Page | 49
The Election Commission of Nepal has invited India's  India announced an additional contribution of USD
Chief Election Commissioner Rajeev Kumar as an 5 million to the ASEAN-India science and
international observer for the upcoming House of technology fund to enhance cooperation in sectors
Representatives and Provincial Assembly elections. of public health, renewable energy and smart
Elections will be held on November 20 for 275 members agriculture.
of the House of Representatives and 550 seats in seven  The announcement came during the three-day visit
provincial assemblies in Nepal. of Vice President Jagdeep Dhankhar to Cambodia
Indians no longer need police clearance for Saudi for ASEAN-India and East Asia summits. He
Arabia visas addressed the ASEAN-India summit.
The Saudi Arabian embassy in India has announced that  ASEAN-India Science & Technology Collaboration
it will exempt Indian nationals from submitting a police formally started in 1996 with the establishment of
clearance certificate (PCC) while applying to travel to the ASEAN India S&T working group (AIWGST).
the country. Over two million Indian citizens live in  Initially, the collaborative S&T projects and
Saudi Arabia. The new rule would make visa application activities between India and ASEAN were
processing faster and easier for the Indians visiting Saudi supported through ASEAN India Fund (AIF) but in
Arabia. 2008, a dedicated ASEAN India S&T Development
Russia replaces China to become the biggest supplier Fund (AISTDF) with an equivalent amount of USD
of fertilizers to India 1 million was established jointly by the Ministry of
Russia has emerged as the biggest supplier of fertilizers External Affairs and Department of Science and
to India in the first half of the 2022-23 financial year Technology (DST) to support R&D (Research and
replacing China. Development ) projects and associated project
India's fertilizer imports from Russia increased by 371% development activities.
to a record 2.15 million tonnes in the first six months of US Treasury Removes India From Its Currency
the year (April-September 2022). The increase in Monitoring List
Russian supply have led to the decline in India‘s import The US Department of Treasury removed India along
from traditional sources like China Jordan, Egypt and the with Italy, Mexico, Thailand and Vietnam from its
United Arab Emirates. Currency Monitoring List. China, Japan, Korea,
India, which is a major importer of Urea, aims to become Germany, Malaysia, Singapore, and Taiwan are the
self-sufficient by 2024 and is trying to improve its seven economies that are a part of the current monitoring
domestic production. list, the Department of Treasury said in its biannual
Russia and Belarus were a major exporter of fertilizers in report to the Congress.
the world. Netherlands Turns Top Buyer of Indian Petro-
India and European Union sign agreement for Products Amid Ukraine War
cooperation in high-performance computing The Netherlands has emerged as the top destination for
India and the European Union (EU) have signed an India‘s petroleum product exports such as petrol and
agreement on cooperation in hi-tech areas such as diesel in the first half of the current fiscal year. This
climate modelling and quantum technologies on 21 change comes in the wake of the Ukraine war, with India
November 2022. This agreement seeks to implement the continuing to buy discounted crude oil from sanctions-
provision of the India-EU TTC (Trade and Technology hit Russia.This bump in exports has also resulted in the
Council) agreement signed during the visit of the Netherlands becoming the third biggest market for
European Union Commission President Ursula von der India‘s overall exports, thereby replacing China. China is
Leyen on 25 April 2022 at New Delhi. now displaced to the 4th position, accounting for just
The agreement named ‗Intent of Cooperation on High 3.3% of total outbound shipments.
Performance Computing (HPC), Weather Extremes and India and California agree to collaborate on zero-
Climate Modelling and Quantum Technologies‘ was emission vehicles
signed by the ministry of electronics and IT (MeitY) and India has entered into a collaboration with the US state
the European Commission‘s Directorate-General for of California for research and innovation in the field of
Communications Networks, Content and Technology zero-emission vehicles to boost the development of its
(DG CONNECT) during a virtual ceremony. The nascent Electrical Vehicle (EV) industry and address
agreement was signed by MeitY secretary Alkesh Kumar climate risks through the California-India ZEV Policy
Sharma and DG CONNECT director general Roberto program.
Viola. The Programme will showcase best practices in EV
The European Union is a group of 27 European adoption from India on international platforms and
countries. Headquarters: Brussels, Belgium unlock strategic dialogues on international climate
Australian Parliament approves trade deal with India finance for a ZEV transition.
Australian Prime Minister Anthony Albanese announced California has the world‘s most advanced zero-emission
that the country's Free Trade Agreement with India has vehicle (ZEV) policies.It has an ambitious 100% ZEV
been passed by the Australian Parliament.India and mandate by 2035.
Australia signed an historic trade agreement to give a As part of the collaboration, the University of California,
boost to trade and investment between the two countries. research institute Davis Institute of Transportation
The India-Australia Economic Cooperation and Trade Studies, established a new India ZEV Research Centre.
Agreement (―IndAus ECTA‖) was signed virtually in India prepares to host both the Clean Energy Ministerial
the presence of the Indian Prime Minister Narendra and the G20 next year in 2023.
Modi and the then Australian Prime Minister Scott Indian firm MEIL to build Mongolia‟s 1st Greenfield
Morison . Oil Refinery to lessen Oil imports from Russia
India Announces Additional Contribution of „$ 5  Megha Engineering & Infrastructures Limited
million‟ to ASEAN-India S & T Fund (MEIL) received a Letter of Authorization (LOA)
50 | Page
for the Mongol Refinery Project, which requires Management, Bangalore, Karnataka to train working
building Mongolia‘s 1st greenfield oil refinery on professionals in Assam.
the outskirts of Ulaanbaatar, capital city of The agreement was signed by Chief Minister Sarma;
Mongolia to lessen its oil imports from Russia. Rishikesha T Krishnan, director of IIM- Bangalore and
 MEIL planned to build Engineering, procurement, the state‘s pricipalsecetary Samir Sinha at the state
and construction (EPC)-2 (Open Art Units, Utilities capital Guwahati Assam.
& Offsites, Plant Buildings) and EPC-3 (Captive Tata Power collaborates with The Indian Army to set
Power Plants) for USD 790 million, using excellent up EV charging points in Delhi Cantonment
capabilities in Mongolia. Tata Power, one of India's largest integrated power
 Once the refinery project gets completed, it will be companies and country's largest EV charging solutions
able to process 30,000 barrels of crude oil per day. providers has collaborated with the Indian Army to
Vice President Jagdeep Dhankhar to lead India at install 17 fast charging points for electric vehicles at six
ASEAN-India Commemorative Summit in Cambodia locations in the Delhi Cantonment. Tata Power is a
India‘s Vice President Jagdeep Dhankhar will be visiting pioneer in the installation of EV charging points across
Cambodia from November 11-13, 2022 to attend the the country, having a presence across all segments of the
ASEAN-India Commemorative Summit and the 17th EV charging eco-system – public charging, captive
East Asia Summit.This year marks the 30th anniversary charging, and home and workplace charging stations.
of ASEAN-India relations and is being observed as the Google Cloud partners PMPML to help Pune
Year of ASEAN-India Friendship. commuters track buses in real time
Association of Southeast Asian Nations (ASEAN) was Google Cloud announced a collaboration with Pune
established in 1967 as a group of Southeast Asian Mahanagar Parivahan Mahamandal Ltd (PMPML), the
countries. There are currently 10 members in the group. public transport bus service provider for the twin cities
They are: Brunei, Cambodia, Indonesia, Laos, Malaysia, of Pune & Pimpri Chinchwad and PMRDA region. The
Myanmar, Philippines, Singapore, Thailand and aim is to build an intelligent transit management system
Vietnam. ASEAN is headquartered in Jakarta, Indonesia. and feed system to track buses live on Google Maps.
India donates USD 2.5 million to UNRWA for the BEL signed MoUs with Bosch, INERY & Motorola
welfare of Palestine refugees for Cooperation Across Tech Fields
India presented a cheque of USD 2.5 million, the second Bharat Electronics Limited (BEL), a Navaratna Defence
tranche of the pledged USD 5 million annual support, to Public Sector Undertaking (PSU), under the Ministry of
a UN agency that will go directly to serve the schools, Defence(MoD), signed Memoranda of Understandings
health centres and other basic services run by the (MoUs) with Bosch Global Software Technologies,
organisation to support Palestinian refugees. India has INERY Private Limited(INERY), Singapore, and
given USD 22.5 million to the United Nations Relief and Motorola Solutions India Private Limited (Motorola) for
Works Agency for Palestine Refugees in the Near East co-operation across a variety of technological fields.
(UNRWA) since 2018. UNRWA is a UN agency that NLC India Signs MoU with National Institute of
supports the relief and human development of Wind Energy for Onshore, Offshore Wind Power
Palestinian refugees. Projects
The Netherlands Surpasses China to Become India‟s NLC India Limited (NLCIL), a Public Sector
3rd-Largest Export Market Undertaking (PSU) under the Ministry of Coal, has
 The Netherlands has overtaken China and signed a memorandum of understanding (MoU) with the
Bangladesh to become India‘s 3rd-largest export National Institute of Wind Energy (NIWE), an
destination, marking a significant shift in the export autonomous Research and Development institution
ranking for the fiscal year 2022–2023 (FY23).It has under the Ministry of New and Renewable Energy
risen 2 places in India‘s top ten export destinations (MNRE), for strategic collaboration in developing
since FY22, owing to a 106% increase in despatch onshore and offshore wind power projects across India.
to USD 7.5 billion until August 2022 in FY23 over American Express ties up with Nasscom to empower
the previous year. women with digital skills
 The United States (US) and the United Arab  The Nasscom Foundation and American Express
Emirates (UAE) continue to be India‘s largest (1st) have partnered to train and upskill 700 women
and second-largest (2nd) export destinations, graduates through an employment-linked training
respectively. project, ‗Women Empowerment Through
MoU Technology.
National Museum and Kolding Museum signs  Under this project, American Express and Nasscom
Memorandum of Understanding Foundation are working with two training partners -
Museum Kolding and the National Museum in New FUEL (Friends Union for Energizing Lives) and
Delhi will open the joint exhibition ―Silver treasures RCED (Regional Centre for Entrepreneurship) to
from Denmark and India‖ at the beginning of March impart women with technology-based skill
2023. An MoU of the exhibition was signed and development and entrepreneurship training.
exchanged between the National Museum, New Delhi,  Women Empowerment Through Technology
India, and the Museum Kolding, Kolding, in New Delhi. project focuses on training 700 women in various
The collaboration and exhibition are under the recently technical courses including cloud and data
agreed cultural exchange program between India and analytics, blockchain, Machine Learning (ML), and
Denmark for the years 2022 to 2026. Artificial Intelligence (AI).
Assam ties up with IIM Bangalore to train pvt NHIDCL signs MoU with NIT Silchar for Innovation
professionals to work in districts in Highways Construction
The Assam government inked a Memorandum of National Highways & Infrastructure Development
Understanding (MoU) with the Indian Institute of Corporation Ltd (NHIDCL) and National Institute Of
Page | 51
Technology (NIT), Silchar, Assam has signed an MoU to Atlanta, Ga. The collaboration combines Cognizant's
find innovative solutions for highway construction deep experience in 5G, IoT, cloud and data analytics
Garuda Aerospace & Lockheed Martin Canada sign with Qualcomm Technologies' intelligent edge devices,
MoU to collaborate on drones, drone systems AI and 5G connectivity solutions.
Garuda Aerospace and Lockheed Martin Canada CDL Keppel, Greenko Ink Green Ammonia and
Systems have signed a memorandum of understanding Renewables MoU
(MoU) to integrate Garuda Aerospace‘s Made-In-India Keppel Infrastructure and Greenko Group have partnered
drones with Lockheed Martin Canada CDL Systems‘ up on exploring opportunities in green ammonia and
advanced uncrewed aerial systems (UAS) software renewable energies. The pair has signed a Memorandum
solutions for defense and commercial purposes. of Understanding (MoU) to meet the growing demand
Prime Minister, Shri Narendra Modi launched 100 for low-carbon energy in India, Singapore as well as
Garuda drones in 100 locations across India and MS globally.
Dhoni became its brand ambassador. The MOU will see Keppel Infrastructure collaborate
Cognizant collaborates with Qualcomm to launch 5G with Greenko, one of India‘s leading renewable energy
experience centre for digital transformation companies, to explore the feasibility of jointly
Cognizant is expanding its collaboration with Qualcomm developing a production facility that can produce at least
Technologies, Inc., to accelerate enterprise digital 250,000 tonnes of green ammonia per year.
transformation through a new 5G experience center in
AWARD AND HONOR

Carlos Saura to be honored with Satyajit Ray The convention is being held from 15th-18th November
Lifetime Achievement Award 2022 in Jakarta.
Spanish film director and writer Carlos Saura will be The theme for ICQCC-2022 was ―Built Back Better
honored with the Satyajit Ray Lifetime Achievement through Quality Efforts‖. NTPC QC Team presented on
Award 2022 at the 53rd International Film Festival of ―Frequent Choking of Collecting tanks of AHP-IV‖.
India in Goa. Carlos Saura and Chiranjeevi honoured at the 53rd
He won three awards the Golden Bear for Best Director International Film Festival of India 2022
at the Berlin International Film Festival for 'Deprisa Renowned Spanish film Director Carlos Saura and
Deprisa', two Silver Bears for 'La Casa' and 'Peppermint Telugu film superstar Chiranjeevi were honoured at the
Frappe', a BAFTA for 'Carmen' and the Cannes Film 53rd International Film Festival of India (IFFI) 2022.
Festival among many other awards. The 53rd IFFI which is being held in Panaji, Goa and
India wins Excellence in Leadership in Family was inaugurated by the Union Minister for Information
Planning Awards 2022 & Broadcasting and Youth affairs & Sports Anurag
India has won the Excellence in Leadership in Family Thakur on 20 November 2022.
Planning (EXCELL) Awards 2022 in the 'Country Franca Ma-ih Sulem Yong gets UNESCO Madanjeet
Category' at the International Conference on Family Singh Prize for 2022
Planning held in Thailand. The UNESCO-Madanjeet Singh Prize for the Promotion
India has become the only country to receive the award. of Tolerance and Non-Violence, for this 2022 Edition,
Gandhi Mandela Foundation Honors Dalai Lama has been given to Franca Ma-ih Sulem Yong from
With Peace Prize Cameroon, President of the NGOs #Afrogiveness and
Tibetan spiritual leader Dalai Lama was awarded the Positive Youths Africa. The Prize is named after its
'Peace Prize' by the Gandhi Mandela Foundation. benefactor, former Indian artist, writer and diplomat
The religious leader was selected in the year 2020 but Madanjeet Singh (1924-2013) who was also a UNESCO
due to the Covid Pandemic, he could not be given this Goodwill Ambassador.
award. Kathak exponent Uma Sharma received Sumitra
MoS for Education Subhash Sarkar confers National Charat Ram Award
Swachh Vidyalaya Puraskar 2021-22 Kathak exponent Dr. Uma Sharma has received the
Minister of State for Education Dr Subhash Sarkar on 19 prestigious ‗Sumitra Charat Ram Award‘ for Lifetime
November, 2022 conferred National Swachh Vidyalaya Achievement in recognition of her contribution in the
Puraskar 2021-22 in Akashwani Bhawan, Delhi. field of Indian classical music and dance.
The Swachh Vidyalaya Puraskar has been instituted by Famous Urdu writer Khalid Javed honored with JCB
the Ministry of Education to recognize excellence in Literary Award 2022
water, healthcare and sanitation in schools. Renowned Urdu writer Khalid Javed has been awarded
The winners of the national category were given Rs the JCB Prize for Literature 2022. Khalid Javed has been
60,000 and the other categories were given Rs 20,000. awarded this honor for his novel 'Nemat Khana'.
NTPC team won Gold award at 47th ICQCC-2022 This novel titled 'The Paradise of Food' has been
NTPC‘s QC Team from Unchahar ABHYUDAYA has translated into English by Baran Farooqui and published
won the ―GOLD‖ award in the 47th International by Juggernaut Publication House. An amount of Rs 25
Convention on Quality Control Circle (ICQCC-2022). lakh is provided under the award. JCB founder Joseph
Bamford announced the award digitally.
52 | Page
Ministry of Youth Affairs and Sports Announces 2022. This award is given to him for his outstanding
National Sports Awards for 2022 research and contributions to tropical medicine.
Ministry of Youth Affairs and Sports has announced the YKC Wadiyar received International Kannadiga
National Sports Awards for the year 2022. Rathna award 2022
The Major Dhyan Chand Khel Ratna Award for the year Member of the erstwhile royal family, Yaduveer
2022 will be given to Sharath Kamal Achanta, 25 players Krishnaraja Chamaraja (YKC) Wadiyar has been
will receive the Arjuna Award for 2022 for their selected for the International Kannada Rathna award. It
outstanding performance in sports and games. is presented annually by Dubai Kannadigas to mark
The selection committee headed by retired Supreme Kannada Rajyothsava.
Court judge Justice A.M. Khanwilkar considered a large Arfa Khanum Sherwani to Receive Kuldip Nayar
number of nominations received for these awards this Patrakarita Samman Award for 2022
year. The Gandhi Peace Foundation has announced the award
Major Dhyan Chand Khel Ratna Award 2022:-Sharath of its prestigious Kuldip Nayar Patrakarita Samman for
Kamal Achanta (Table Tennis) 2022 to The Wire‘s senior editor Arfa Khanum
Dronacharya Award for the year 2022 for Outstanding Sherwani. The announcement was made at a press
Coach in Sports and Games conference held at New Delhi‘s Press Club of India by
Regular Category – Jeewanjot Singh Teja, Mohammad the well-known academic and author, Ashis Nandy.
Ali Qamar, Suma Siddharth Shirur, Sujit Mann Nandy also announced that the awardee for 2021 was the
Lifetime Category – Dinesh Jawahar Lad, Bimal Prafulla independent journalist and YouTuber, Ajit Anjum.
Ghosh, Raj Singh MT Vasudevan Nair honored with first Kerala Jyothi
Dhyanchand Award for Lifetime Achievement in Sports Award'
and Games 2022 Recently Malayalam literature legend and Jnanpith
1. Ashwini Akkunji C. award winner M.T. Vasudevan Nair has been selected
2. Dharamveer Singh for the first 'Kerala Jyothi' award instituted by the state
3. B.C. Suresh government of Kerala on the lines of Padma awards to
4. Nir Bahadur Gurung honor individuals who have made invaluable
Maulana Abul Kalam Azad Trophy 2022 contributions to the society.
Guru Nanak Dev University, Amritsar Uttarakhand Gaurav Samman: NSA Ajit Doval and
Kerala Tourism won “Responsible Tourism Global late CDS Gen Rawat to receive award
award” at the World Travel Mart Uttarakhand Gaurav Samman: The Uttarakhand
The Kerala Tourism has bagged the prestigious government announced that this year‘s Uttarakhand
Responsible Tourism Global award at the World Travel Gaurav Samman would be given to National Securtiy
Mart held in London. State Tourism Minister PA Advisor (NSA), Ajit Doval, poet Prasoon Joshi, and
Mohammed Riyas received the award on behalf of the three other individuals for their notable achievements.
department at London. Ajit Doval will get the prize posthumously, along with
The award was given for the STREET project former Chief of Defence Staff Gen. Bipin Rawat, late
implemented by the Responsible Tourism Mission under poet and author Girish Chandra Tiwari, and late
the Kerala Government. The Jury made special remarks journalist Viren Dangwal.
about the water street project implemented at Aruna Sairam honored with Chevalier Award by
Maravanthuruthu in Kottayam district. French Government
Nobel laureate Venki Ramakrishnan honoured UK‟s Carnatic singer, composer, collaborator, humanist and
royal Order of Merit speaker Aruna Sairam has been awarded the Chevalier
India-born Nobel laureate Professor Venki de l'Ordre des Arts et des award, the highest honor of the
Ramakrishnan has been awarded the prestigious Order of French government. Aruna Sairam has been selected for
Merit by Britain‘s King Charles III in recognition of his this award not only for her singing skills but also for her
distinguished service to science. contribution to the development of Indo-French
Madhu Kankaria and Dr. Madhav Hada honored relations.
with Bihari Puraskar 63 officers awarded with „Union Home Minister‟s
 Famous litterateurs Madhu Kankaria and Dr. Special Operation Medal‟
Madhav Hada were awarded the 31st and 32nd  63 police officers from Maharashtra, Delhi, Punjab,
Bihari Puraskar for 2021 and 2022 respectively in a Telangana, and Jammu & Kashmir have been
program organized in Udaipur, Rajasthan. awarded the ‗Union Home Minister‘s Special
 The award was presented to Madhu Kankaria for Operation Medal‘ for the year 2022.
her novel 'Hum Yehan Thee' and Dr. Madhav Hada  The award was given by the Ministry of Home
for his critical work 'Pacharang Chola Pahar Sakhi Affairs (MHA) for four special operations
Ri'. conducted by them in areas of terrorism, border
 Bihari Puraskar is one of the three literary awards actions, arms control, prevention of narcotics
instituted by the KK Birla Foundation in 1991. smuggling, and rescue operations.
Named after the famous poet Bihari, the award for  In total, 63 police officers have been awarded the
Rajasthani writers carries a cash prize of Rs 2.5 special medal on the birth anniversary of Sardar
lakh, a plaque and a citation. Vallabhbhai Patel.
Prominent Indian physician Dr Subhash Babu to be Bangladesh PM Sheikh Hasina confers „Friends of
awarded Bailey K. Ashford Medal Liberation War‟ honour on Edward M Kennedy
Prominent Indian physician and scientist, Dr. Subhash Bangladesh Prime Minister Sheikh Hasina conferred the
Babu has received the prestigious Bailey K. Ashford prestigious ‗Friends of Liberation War‘ honour on
Medal for 2022 and the Fellow of the American Society former US Senator Edward M Kennedy posthumously in
of Tropical Medicine and Hygiene (FASTMH) award Dhaka for his contribution to the liberation of
Page | 53
Bangladesh. The honour was handed over to his son recognized as the Grand Winner of the AIPH
Edward M Ted Kennedy Junior. (International Association of Horticultural Producers)
K Sivan, among 67 to receive Rajyotsava awards by World Green City Awards 2022, the most prestigious
Karnataka awards award of the inaugural AIPH World Green City awards
Former ISRO Chairman K Sivan, actors Dattanna, (2022 edition).
Avinash and Sihi Kahi Chandru are among 67 Hyderabad also took home the prize in the category of
personalities who will be awarded Rajyotsava Award "Living Green for Economic Recovery and Inclusive
this year, by the Karnataka government. The award, Growth."
carrying a cash prize of Rs 1 lakh, a gold medal and a Alexia Putellas and Karim Benzema have won the
citation, will be distributed on November 1, the state Ballon d'Or for 2022
formation day.  Karim Benzema, a professional French footballer
This is the first time that the Karnataka government for Real Madrid, has won the Men's Ballon d'Or
formed an expert committee to identify achievers from (Golden Ball Award) 2022, becoming the fifth
various fields for the awards given on November 1. Frenchman to do so.
Previously, the selection was made from a list of  Alexia Putellas, a Spanish professional footballer
applicants. There has been criticism from some sections from Barcelona, has won the Women's Ballon d'Or
that awards are given to those with affiliations to the BJP award or Ballon d'Or Féminin Award for the second
and right-wing groups. time.
West Bengal‟s Lakshmir Bhandar scheme bags the  The 66th Ballon d'Or Ceremony (2022) was placed
SKOCH Award at the Théâtre du Châtelet, Paris in France.
The West Bengal government‘s Lakshmir Bhandar Award Winner
scheme has bagged the SKOCH award in the women and  Ballon d‘Or (Men) :-Real Madrid‘s Karim Benzema
child development category. The award is a recognition  Ballon d‘Or (Women):-Alexia Putellas(Barcelona)
for the government as well as the nearly two crore  Kopa Award:-Gavi (Barcelona)
women of the state who have been empowered by the  Gerd Muller Award:-Robert Lewandowski
scheme.Instituted in 2003, the SKOCH Award is given (Barcelona)
for good governance, inclusive growth, excellence in  Yashin Trophy:-Thibaut Courtois (Real Madrid)
technology and applications, change management,  Club of the Year Award:-Manchester City
corporate leadership, corporate governance, citizen  Socrates Award:-Sadio Mane (Liverpool)
services delivery, capacity building and empowerment 'RRR' wins Best International Film honour at Saturn
among others. Awards 2022; earns Rs 2.5 cr in 3 days in Japan
Puneeth Rajkumar was posthumously awarded the Months after its theatrical release, SS Rajamouli‘s epic
Karnataka Ratna fantasy ‗RRR‘ continues to shine. The film starring Ram
The Karnataka government presented the late actor with Charan, Jr NTR and Alia Bhatt has bagged a coveted
the Karnataka Ratna award. international award.
Gandhada Gudi, the final film starring the late Kannada The film which was recently released in Japan has won a
Power Star Puneeth Rajkumar, was released on October prestigious international honour at the Saturn Award
28, 2022. 2022. The award ceremony was held in Los Angeles on
Prasanna Seshadri wins first silver medal for India October 25. This is the first international award for the
after 11 years at World Puzzle Championship blockbuster film that went on to gross over Rs 1200
Recently Prasanna Seshadri has won the first silver crore worldwide.
medal for India after 11 years of effort in the World NISA bags Union HM‟s trophy for best police
Puzzle Championship (WPC) 2022. This year's WPC training institution
gold medal has been won by Ken Endo of Japan. National Industrial Security Academy (NISA), at
Jaipur Prof. Ramesh Arora got the first Rajendra Hakimpet, Hyderabad has bagged the Union Home
Prasad Award Minister‘s Trophy for the ―Best Police Training
For Academic Excellence in Public Administration, Institution for Training of Gazetted Officers for the year
former Professor of Rajasthan University, Dean and 2020-21‖.
Chairperson of Management Development Academy, This extraordinary feat for this Academy was achieved
Prof. Ramesh Arora was given the country's first Dr. during the serving period of the current Commissioner of
Rajendra Prasad Award by Vice President Jagdeep Police (CP) Hyderabad, CV Anand, who was the
Dhankhar. This award given for the highest contribution previous Director of the Academy during the year under
in the field of public administration has been instituted contention.
by the Indian Institute of Public Administration, New Ukrainian people wins EU‟s 2022 Sakharov freedom
Delhi from this year itself. prize
Eminent Malayalam writer Sethu receives The European Parliament has awarded the people of
Ezhuthachan Award 2022 Ukraine its annual Sakharov Prize for Freedom of
Recently renowned Malayalam novelist Sethu (A. Thought to honour their fight against Russia‘s invasion.
Sethumadhavan) has been honored with the prestigious European Parliament President Roberta Metsola
Ezhuthachan Award for the year 2022. It is the highest announced the 2022 laureate in the Strasbourg plenary
literary award of the Kerala Sahitya Akademi and is chamber, following a decision by Parliament‘s
given for lifelong contribution to literature. Conference of Presidents (the President and political
Hyderabad in Telangana received the AIPH "World group leaders).
Green City award 2022
For its initiative titled "Green Garland to the State of
Telangana," the city of Hyderabad,Telangana, has been
54 | Page
PLACE IN NEWS
Foundation stone laid for Dr. Bhimrao Ambedkar 3 phases.Reliance Industries is going to make this
Law University in Jaipur project under Public-Private Partnership (PPP).
Rajasthan Chief Minister Ashok Gehlot laid the Its total cost will be around Rs 1424 crore. Reliance will
foundation stone of Dr. Bhimrao Ambedkar Law invest about Rs 783 crore in this.
University campus at Dahmikala, Bagru, Jaipur district Giving information, the Ministry of Road, Transport and
of Rajasthan. This university will be built at a cost of Rs Highways said that the work of its first phase is expected
387 crore. The purpose of establishing this university is to be completed by 2025.
to provide quality education to the students of all law Also its commercial operation will start. This park will
colleges. be given for a concession period of 45 years. This park is
World's first drone mediated livestock vaccination being built on 184.25 acres.It will handle 71.7 lakh
service launched in Arunachal Pradesh metric tons of cargo.
Indian Immunity Specialist Limited (IIL), a Hyderabad- Prime Minister Narendra Modi unveils 108 feet high
based vaccine company, has done a unique feat of 'Statue of Prosperity'
supplying animal vaccines through drones for the first Prime Minister Narendra Modi unveiled the 'Statue of
time in the world. Prosperity', a 108-feet tall bronze statue of Bengaluru's
A press release issued by IIL in collaboration with the founder Nadaprabhu Kempegowda, in the premises of
Department of Animal Husbandry and Dairying and the Bengaluru International Airport.
Agriculture and Animal Husbandry of the Government It has been built in memory of the contribution of
of Arunachal Pradesh and a drone service provider Kempegowda in the development of the city.
carried out the first ever drone delivery of vaccines from The height of this statue has been recorded in the World
Roing to Paglam in the northeastern state. 1,000 doses of Book of Records. The statue of Kempegowda and the
Raksha Ovac (FMD) vaccine were delivered covering an 23-acre park have been built at a cost of around Rs 84
aerial distance of over 20 km. crore.
Donyi Polo Airport has been inaugurated in Jaipur International Airport receives an Aerodrome
Arunachal Pradesh license from DGCA
Prime Minister Narendra Modi inaugurated the first Jaipur International Airport Limited has received the
greenfield airport in Arunachal Pradesh- Donyi Polo Aerodrome license from the Directorate General of Civil
Airport in Hollangi, Itanagar. The foundation stone for Aviation (DGCA) following which the airport has
the airport was laid by the Prime Minister in February embarked on an expansion drive. Earlier, the Airport
2019. The Donyi Polo Airport will be the third Authority of India (AAI) was the license holder.
operational airport in Arunachal Pradesh, taking the total Now the private player, which is operating the Jaipur
airport count in the northeast region to 16. airport since October 2021, has become the new license
Kameng Hydro Power Station inaugurated in holder.
Arunachal Pradesh The license is given to an airport operator for ensuring
Prime Minister Narendra Modi inaugurated the 600 MW complete management of the airport by the concession
Kameng Hydro Power Station in Arunachal Pradesh. agreement.
It is the biggest Hydro Power Project implemented by Cauvery South Wildlife Sanctuary notified as Tamil
NEEPCO Ltd, a Mini Ratna Power PSU under Ministry Nadu's 17th wildlife sanctuary
of Power. This is also the sixth hydro power plant in the  Recently, the Tamil Nadu government notified the
North East. Generation of 3353 Million Units annually Cauvery South Wildlife Sanctuary, spread over
from the project will make Arunachal Pradesh a power 68,640 hectares, as the 17th wildlife sanctuary in
surplus state, also contributing to the National Grid. the state. The state government had earlier notified
Indian Biological Data Center inaugurated in Kazuveli Bird Sanctuary, Nanjarayan Bird
Faridabad Sanctuary, Kadavur Slender Loris Sanctuary and
Recently Union Minister of State for Science and Dugong Conservation Reserve.
Technology Jitendra Singh has inaugurated India's first  The announcement was made under section
national repository for biology data 'Indian Biological 26A(1)(b) of the Wildlife Protection Act, 1972.
Data Centre' (IBDC) in Faridabad, Haryana. Bhopal railway station got the status of 4-star eat
The IBDC has been set up at the Regional Center for right station
Biotechnology (RCB), Faridabad with a data 'disaster Recently Bhopal Railway Station of Indian Railways has
recovery' site at the National Informatics Center (NIC), been awarded '4-Star Eat Right Station' certification for
Bhubaneswar. It has a data storage capacity of about 4 providing high quality nutritious food to the passengers.
Peta-Bytes and 'BRAHMA' high performance computing The 'Eat Right Station' certification is provided by
facility. FSSAI to railway stations which set the standard in
Reliance to set up India's first multimodal logistics providing safe and nutritious food to the passengers.
park in Chennai Arunachal Pradesh to get Northeast‟s first fish
Reliance Industries is going to build the country's first museum
multimodal logistics park in Chennai.  A fish museum, the first of its kind in the Northeast,
This state-of-the-art freight handling facility will have would soon be built in Arunachal Pradesh, Fisheries
access to multiple modes of transport and will be built in Minister Tage Taki.
Page | 55
 The museum in the NorthEast region (NER), with Vadodara Becomes Second Indian City to Issue
all fish species across the district from Tawang to Municipal Bond
Longding, to attract tourists, fish lovers and the Vadodara, a City in Gujarat, became the second Indian
museum will also serve as a training centre for fish city to issue a municipal bond with assistance from the
farmers. Office of Technical Assistance of the United States (US)
 The fish museum would be a part of India‘s first Department of the Treasury.The bond will be used to
Integrated Aqua Park (IAP), sanctioned by the fund infrastructure projects in Vadodara.The first Indian
Union Ministry of Fisheries, Animal Husbandry & city to issue such a bond in 2017 was Pune in
Dairying (MoFAHD). Maharashtra.
India's Second National Model Vedic School is Mangalore Airport to be renamed Mangaluru
opened in Puri by the Union Education Minister Airport with effect from 1st December
 The second Rashtriya Adarsh Veda Vidyalaya  The Airport Authority of India (AAI) has issued an
(RAVV) in India was opened by the Union Minister official Aeronautical Information Publication (AIP)
of Education Dharmendra Pradhan in Puri. supplement announcing the change of city and
 The Rashtriya Adarsh Veda Vidyalaya was airport name from Mangalore to Mangaluru with
established to educate people about the Vedas. effect from 1st December 2022.
 The National Model Vedic School is also known as  The name of the city is changed from ‗Mangalore‘
Rashtriya Adarsh Veda Vidyalaya. to ‗Mangaluru‘ and the airport ‗Mangalore
 The first institution of its kind is located in Ujjain, International Airport‘ to ‗Mangaluru International
Madhya Pradesh: Maharishi Sandipani Rashtriya Airport, Mangaluru‘.
Ved Vidya Pratisthan Honesty Shops has been opened in Kerala
Uttar Pradesh‟s 2nd elephant reserve to come up in Honesty Shops have been opened in 15 schools in the
Kheri Ernakulam district of Kerala. The Honesty Shops are a
 The Union ministry of environment, forest and part of the Student Police Cadet (SPC) project which
climate change (MoEFCC) has given its nod to set aims to provide valuable lessons on truth, and integrity
up Terai Elephant Reserve (TER) under Project for students.
Elephant in the Lakhimpur Kheri district of Uttar In these honestly shops there is no salesman at the
Pradesh (UP). counters and students can drop the money for each item
 The TER would be the 33rd elephant reserve in the collection box kept in the shop. The honesty shops
overall in India and the 2nd ER in Uttar Pradesh. have been launched under the Student Police Cadet
 The first elephant reserve in Uttar Pradesh was (SPC).
notified in Shivalik in Saharanpur and Bijnor UP's Terai Elephant Reserve gets approval from the
districts in 2009. Central Government, becoming the 33rd Elephant
UP‟s Ranipur Tiger Reserve Becomes 53rd Tiger Reserve of the country
Reserve of India Recently, the Union Ministry of Forests and
 Uttar Pradesh is set to have its fourth Tiger Reserve Environment has given its approval to Terai Elephant
and 53rd tiger reserve in India. The tiger reserve is Reserve in Uttar Pradesh, which will be developed in the
spread across over 529.36 sq km out of which the area of over 3,049 sq km including Dudhwa Tiger
core area is 230.32 sq km and the buffer area is Reserve and Pilibhit Tiger Reserve located in Lakhimpur
299.05 sq km. and Pilibhit districts. Terai Elephant Reserve will be
 The UP government also approved the notification 33rd in the country and second in Uttar Pradesh.
of the Ranipur Wildlife Protection Act 1973. Thundi and Kadmat beaches get Blue Beach
 Recently, the Union Ministry of Forests and Certification
Environment has given its approval to Terai Thundi and Kadmat beaches in Lakshadweep have
Elephant Reserve in Uttar Pradesh, which will be received the coveted Blue Flag certification. Now there
developed in the area of over 3,049 sq km including are 12 Blue Beaches in India.
Dudhwa Tiger Reserve and Pilibhit Tiger Reserve The Blue Beach certification is given by the Foundation
located in Lakhimpur and Pilibhit districts. for Environmental Education (FEE), a Copenhagen,
Country's first Mahila Mohalla Clinic opens in Delhi Denmark based organization.
Delhi Chief Minister Arvind Kejriwal has inaugurated It is an eco-label given to the cleanest beaches in the
the country's first Mahila Mohalla Clinic in the capital world. To receive this certification, beaches have to meet
Delhi. So far, four Mahila Mohalla Clinics have been approximately 33 stringent requirements or criteria
started. In the first phase, 100 such clinics will be which include environmental, educational, accessibility
opened. and safety criteria.
Medicines and all tests related to women will be free in The Golden Beach of Puri in Odisha is the first Indian as
Mahila Mohalla Clinic. well as Asia's first Blue Flag certified beach.
These 4 Mohalla Clinics will be in New Delhi, Mehrauli, Neral-Matheran toy train resumes in Maharashtra
Kondli and Okhla Vidhan Sabha. The toy train (small train) running between Neral and
World's Largest Manuscript Library to be Built in Matheran in Maharashtra has started once again. The
Gujarat Neral-Matheran toy train (small train) running during the
The work of compilation and preservation of ancient winter season between the tourist destinations Neral-
manuscripts related to humanities, grammar, science, Matheran, which was stopped due to the accident, has
religion, culture, spirituality etc. is being done in been resumed in Maval Lok Sabha constituency.
Shrutirtha Oriental Vidyapeeth of Shankheshwar in Matheran which is a famous tourist destination is
Gujarat, in which the cost is estimated to be more than included in the list of UNESCO. Tourists travel here by
Rs.100 crore. It will be the largest manuscript library in 'Toy Train'.
the world.
56 | Page
This train covers a distance of 21 KM from Neral to Accident took place on cable bridge in Gujarat's
Matheran between Sahyadri mountain range in approx 2 Morbi city, more than 100 people died
hrs 20 mins. More than 100 people have died in an accident caused by
Prime Minister Narendra Modi will lay the the collapse of a cable bridge in Morbi city of Gujarat.
foundation stone of the C-295MW transport aircraft This 1.25 m wide and 233 m long bridge over the Machu
manufacturing project in Vadodara River was built in the year 1877 during the British
Prime Minister Narendra Modi will lay the foundation colonial rule.
stone for the C-295MW transport aircraft manufacturing It was inaugurated in the year 1880 by Sir Richard
project for the Indian Air Force in Vadodara, Temple, who was the then Governor of Mumbai.
Gujarat.This facility will take India's overall position The Machu River originates in the Madla hills of Jasdan
forward in the Transport Aircraft Manufacturing Project. near village Khokhra in Chotila taluk of Surendranagar
This is the first project of its kind in which military district of Gujarat.
aircraft will be manufactured by a private company. The Asia's first pathogen reduction machine installed in
total cost of the project will be Rs 21935 crore. Lucknow
All 56 transport aircraft will have indigenous electronic Uttar Pradesh Chief Minister Yogi Adityanath installed
warfare suites. Asia's first pathogen reduction machine at the
Odisha‟s Jeypore Airport gets license from DGCA Department of Thoracic Surgery and Vascular Surgery
The Directorate General of Civil Aviation (DGCA) along with the Department of Transfusion Medicine at
granted Jeypore Airport the license to carry out King George's Medical University (KJMU), Lucknow.
commercial flight operations under the regional It is noteworthy that there are many impurities in the
connectivity scheme. blood, which are not detected in most of the tests and if
The Ministry of Civil Aviation has described it as a this impure blood is transfused to a patient, he can get
milestone. The airport is 33km northwest of Koraput infections like sepsis.
town and 500km southwest of Bhubaneswar. Asia's first pathogen machine has been started to prevent
The DGCA granted a license to Jeypore Airport to carry this infection, which can remove 4 units of blood
out commercial flight operations. impurities in just 15 minutes
The Jeypore Airport of Odisha gets a license to carry out
scheduled air operations under the UDAN.
SCIENCE & TECHNOLOGY

NASA launches Artemis 1 mission connectivity and become a catalyst for digital
US space agency NASA launched its Artemis 1 mission transformation across industries‖.
from Kennedy Space Center, Florida. India currently has the second-highest number of
The Artemis 1 launch is America's ambitious mission to telecom users in the world, with 1.1 billion users, of
return astronauts to the surface of the Moon for the first which 740 million are 4G customers. However, with the
time in 50 years since the end of the Apollo program. launch of 5G in the country, the shift is expected to offer
The Artemis 1 launch will also be the first flight of rapid up-gradation of customer experience.
NASA's 21st century Moon-exploration program. Blackstone launches its Asian Data center business
The tech giant Google is currently developing an AI from India
model that supports 1,000 most spoken languages of Global asset manager Blackstone Group has forayed into
the world. the data center business in Asia with a planned capacity
Google‘s 1,000 language AI Model was announced at across two large hyperscale data centers in India. It plans
the AI event that was organized in November 2022. To to increase it to 600 MW over the next two years through
investigate the potential of this massive project, Google presence in five locations in the country.
is currently working on an AI language model that can Blackstone launched its data center platform Lumina
support some 400 languages. This model is said to be the CloudInfra on 15 November 2022. Initially the data
―largest language coverage‖ among existing speech center will be set up in Mumbai and Chennai, and later
models. on it will be set up in Delhi-NCR, Hyderabad and Pune.
5G may Contribute up to 2% to India‟s GDP by 2030 WHO unveils new strategy to tackle antimalarial
The launch of 5G services will strengthen India‘s drug resistance in Africa
position as an economic and technology powerhouse The World Health Organization has launched a new
globally and is expected to boost 2% of the country‘s strategy to combat antimalarial drug resistance in Africa,
gross domestic product (GDP), amounting to during World Antimicrobial Awareness Week.
approximately $180 billion by 2030, according to a new It is an annual global campaign to raise awareness about
report by industry body Nasscom. the growing threat of antibiotic resistance. WHO warned
The report titled, ―5G — Unfolding India‘s era of digital that there are indications that some parasites are resistant
convergence‖ was released on the side lines of Nasscom to drugs that are combined with artemisinin, the major
Tech Innovation Conclave (NTIC) 2022, added that ―5G component of malaria drugs.
is expected to create new value through hyper- Amazon Unveils New Design for Prime Air Delivery
Drone - MK30
Page | 57
E-commerce giant Amazon has unveiled the design of its the Indian National Space Promotion and
new Prime Air delivery drone, MK30'drone which will Authorization Center (IN-SPACe).
handle high temperatures and light rain.The current  The FTS is a system meant to destroy a rocket if it
hexagonal 'MK27-2' drone will be replaced by the new goes off-course and might fall into a place where
'MK30', which will be lighter and smaller. people live.
India to Build its First Hydrogen Fuel Cell  This also marks the first time that a system that has
Catamaran Vessel been used for ISRO's vehicles is being supplied for
 Cochin Shipyard signed an MoU with the Inland supporting a private launch vehicle built in India.
Waterways Authority of India to build the country‘s Reliance Jio True-5G services launched in Bengaluru
first hydrogen fuel cell catamaran vessel for and Hyderabad
Varanasi in Uttar Pradesh. Another MoU was Reliance Jio to extend its Jio True 5G services to
signed by the Shipyard for the construction of six Bengaluru and Hyderabad. Reliance has already
electric catamaran vessels for Uttar Pradesh and successfully Beta-launched Jio True-5G in major cities
two more such vessels for Guwahati. including Mumbai, Delhi, Kolkata, Chennai, Varanasi,
 The MoU by the Shipyard was signed in the and Nathdwara. Jio True-5G services will help realize
presence of Union Minister of Ports, Shipping and the true potential of some of the latest technologies that
Waterways, Sarbananda Sonowal. will serve humanity and improve the quality of life of
 It will be deployed at Varanasi after the test and Indians.
trials are done in Kochi. Skyroot‟s first rocket launched from Sriharikota
NASA'S 'Psyche' Mission To Explore Metal-Rich  India‘s first privately developed rocket, Vikram-S
Asteroid by Hyderabad-based Skyroot Aerospace created
 The National Aeronautics and Space history as it launched its rocket Vekram-S at the
Administration (NASA) announced the launch of its ISRO (Indian Space Research Organisation)‘s
next mission Psyche to reveal more about a massive launchpad in Sriharikota.
golden asteroid between Mars and Jupiter.  The mission ‗Prarambh‘, meaning ‗the beginning‘,
 16 Psyche is a 226-kilometer (140 miles) wide since it is the first mission for Skyroot, was
asteroid between Mars and Jupiter that could unveiled by ISRO chairman S. Somanath in
contain Bengaluru after
iron, the technical
nickel, and launch clearance
gold worth from the Space
an regulator IN-
estimated SPACe.
$10,000 IT-gaints Google
quadrillion launches
which is „FloodHub‟, a
more than platform to
the global forecast flood
economy. An American
 The Psyche technology giant,
mission is Google has
part of launched a
NASA‘s platform that
Discovery displays flood
Program of low-cost robotic space missions. forecasts, namely ‗FloodHub‘. This platform shows the
 "NASA's Psyche spacecraft was set to launch in area and time where floods could occur, in order to
August 2022 and arrive at the asteroid in 2026. inform people about the natural calamity and authorities
China Successfully Launches Cargo Spacecraft For can assist them with effectively.
Its Space Station In Orbit Chief Minister Yogi Adityanath inaugurates north
 China successfully launched its cargo spacecraft India‟s first data centre at Greater Noida
Tianzhou-5 to deliver supplies for its space station,  Uttar Pradesh Chief Minister Yogi Adityanath has
the construction of which is expected to be inaugurated North India‘s first hyper-scale data
completed by the end of 2022. centre Yotta Yotta D1 built at the cost of Rs 5,000
 The Long March-7 Y6 rocket, carrying Tianzhou-5 crore and spread over an area of 3,00,000 square
which blasted off from the Wenchang Spacecraft feet at the upcoming Data Centre Park in Greater
Launch Site in the southern island province of Noida.
Hainan.  Memorandums of Understanding worth Rs 39,000
 The launch of the Tianzhou-5 is the 200th launch crore were also signed between the Yogi
mission for Xichang Satellite Launch Center in Government and Hiranandani Group to be spent on
2022, as well as the last for Wenchang launch site projects in the next five years on the occasion.
in 2022.  The data centre will increase the data storage
ISRO delivered Flight Termination System (FTS) capacity of the country, which until now stood at
packages to Agnikul two percent only despite the fact that 1.5 billion
 Agnikul Cosmos, a space technology startup based mobile phones and 650 million internet users in the
in Chennai, Tamil Nadu received its first flight world are from India using 20 per cent of data. Yet
termination system (FTS) from the Indian Space for storage of data, we had to look for centres
Research Organisation (ISRO), with the support of abroad.
58 | Page
SpaceX Launches First Falcon Heavy Rocket in 3 Researchers found that SC-URBM can significantly
Years enhance the energy dissipation capacity and ductility of
SpaceX has launched the world's most powerful rocket the retrofitted building without compromising its
'Falcon Heavy'. The Falcon Heavy, the world's most strength found by researchers from the Indian Institute of
powerful active rocket, has been launched for the first Technology, Kanpur, Uttar Pradesh (UP).
time after nearly three years from Cape Canaveral, A Pseudo Dynamic Testing Facility (PDTF) is used for
Florida. Under this mission, satellites of the US Space the test of that technology by the Department of Science
Force have been sent into space from the Falcon Heavy and Technology (DST), GoI.
rocket. IIT Madras launches 'Punch the Plastic' Campaign
India's dormant RISAT-2 re-enters Earth's on the Eve of World Sustainability Day
atmosphere Indian Institute of Technology Madras (IIT Madras) has
Recently, the Indian Space Research Organization launched a 'Punch the Plastic' campaign, on the event of
(ISRO)'s RISAT-2 satellite (Radar Imaging Satellite) World Sustainability Day, being observed on 26th
made an uncontrolled re-entry into the Earth's October 2022. It envisages deploying a new method to
atmosphere at a projected impact point in the Indian collect clean and dry plastic packaging for recycling
Ocean near Jakarta. RISAT-2 is India's first 'Eye in the options such as pyrolysis.
Sky' satellite through which the country's borders are A 'Sustainable Campus Collective' has been formed by
monitored as part of infiltration and counter-insurgency students, faculty, and Staff of IIT Madras. The drive is to
operations. raise awareness among the campus residents on waste
Reliance JIO has launched mobile 5G services from segregation, minimising water and energy usage.
Nathdwara, Rajasthan.
 Reliance JIO has launched mobile 5G services from News related to
Nathdwara, Rajasthan.It was announced only two Multinational and
months back. Reliance JIO Chairman Akash corporate companies
Ambani has launched 5G services from the famous Amazon becomes world's first publicly listed
Shrinathji temple in Rajsamand in Rajasthan. company to lose $1 trillion
 The target is to launch 5G services in major cities Jeff Bezos' company Amazon has become the first
like Delhi, Mumbai, Kolkata and Chennai this year publicly listed company in the world to lose a trillion
and by August 2023, Reliance will be expanding dollars.
5G services to every city, Tehsil and Taluka across A combination of US recession fears, rising inflation,
the country. tighter monetary policies and disappointing earnings has
Shiprocket Becomes 1st Inter-City Logistics Provider triggered a historic selloff in the company's shares this
to join ONDC network year, causing the company's market capitalization to
Shiprocket International(Shiprocket) went live on Open drop by more than a trillion dollars.
Network for Digital Commerce (ONDC) network and TRA Ranks Jio as Strongest Telecom Brand in India
became the first Inter-city logistics provider to join the Jio ranks as India‘s strongest telecom brand in India,
ONDC network. This enables sellers across all segments ahead of Bharti Airtel and Vodafone Idea Ltd. The data
to ship their products to towns and cities across India. was unveiled by the brand intelligence and data insights
Under this partnership, Shiprocket, with 1lakh customers company TRA. TRA, formerly Trust Research Advisory,
will enable sellers from around 24000 pin codes to select in its ‗India‘s Most Desired Brands 2022‘ ranked
delivery partners to ship their products across India (both companies according to their brand strength.
cash on delivery(COD) and pre paid options. Reliance Jio topped the telecom category, followed by
Indian Scientists Develops 1st Indigenous Overhauser Bharti Airtel, Vodafone Idea Ltd, and BSNL.
Magnetometer Adidas was the top brand followed by Nike, Raymond,
A team of Indian Scientists from the Indian Institute of Allen Solly, and Peter England in the apparel category.
Geomagnetism (IIG), (Navi Mumbai, Maharashtra) have The automobile list was topped by BMW followed by
developed the first indigenous Overhauser (OVH) Toyota, Hyundai, and Honda.
Magnetometer as part of IIG‘s technology development LIC ranked 1 on the baking and financial services index
program. had State Bank of India at number 2 and ICICI Bank at
OM is one of the most accurate magnetometers which is 3rd.
extensively used by all magnetic observatories across the BPCL recognised as country‟s most sustainable oil &
globe. This also reduces the cost of sampling and sensing gas company
experiments required for geomagnetic sampling. The Bharat Petroleum Corporation Limited (BPCL),
sensors installed at the Alibag Magnetic Observatory ‗Maharatna‘ and a Fortune Global 500 Company has
(MO) can absolve India‘s dependence on commercial once again achieved the No.1 rank in the Indian oil and
OVH Magnetometer. gas sector for its sustainability performance in the 2022
New technology for retrofitting non-earthquake- edition of the S&P Dow Jones Sustainability Indices
resistant buildings - SC-URBM (DJSI) Corporate Sustainability Assessment (CSA)
Researchers have found a solution for retrofitting old rankings.
non-earthquake-resistant buildings with a technology This is the 3rd consecutive year that BPCL is at the top
that can prevent major damage to such buildings from of the DJSI Indices in India having achieved a score of
earthquakes without compromising their strength. 65 percentage points, against an industry average score
The technology called semi-confined unreinforced brick of 31 which is far better than last year‘s score of 59
masonry (SC-URBM) can resolve the problem of the against an industry average score of 39 on DJSI
spread of settlements in earthquake-prone areas with platform.
constructions that have been built without following Google Buys Twitter-Backed AI Avatar Startup Alter
earthquake-preventive building codes. for $100 mn
Page | 59
 Tech giant Google has acquired Alter, an artificial Facemoji, a platform that offered plug-and-play
intelligence (AI) avatar startup that was working on technology for helping game and App developers
using AI to generate avatars for social media users add avatar systems to their Apps. Among its
and brands to express their virtual identity. investors are Play Ventures, Roosh Ventures and
 According to TechCrunch, Google buys the startup Twitter, which invested $3 million in the startup.
for about $100 million in an effort to improve its Later Facemoji rebranded as Alter.
content game and compete with TikTok. The U.S.
and Czech-headquartered, Alter started as
SPORTS
Carlos Alcaraz of Spain has become the youngest person
to be ranked No.1 on the ATP (Association of Tennis
Sri Lanka to host U-19 Men's T20 World Cup 2024 Professional ) ranking since the .ATP started the ranking
International Cricket Council (ICC), the international system in 1973 He will be 19 years, 214 days on
cricket governing body, announced the host nations for December 5, the 2022 year-end ranking date. He has
the Under-19 events between 2024 and 2027. broken the record held by Lleyton Hewitt of Australia
The hosts were announced after the ICC Board meeting who was 20 years, 275 days of age in 2001.
held in Melbourne (Australia). Manika Batra became the first Indian woman player
The ICC Under-19 Men's Cricket World Cup 2024 will to win a medal in the Asian Cup table tennis
be hosted by Sri Lanka while the 2026 edition will be tournament
hosted by Zimbabwe and Namibia. Manika Batra became the first Indian woman player to
The ICC Under-19 Women's T20 World Cup 2025 will win a medal in the Asian Cup table tennis tournament.
be hosted by Malaysia and Thailand and 2027 will be She defeated world No. 6 Hina Hayata of Japan in the
hosted jointly by Bangladesh and Nepal. women's singles bronze medal match on 19 November
The first ICC Under-19 Women's T20 World Cup will 2022 in Bangkok, Thailand.
be held in South Africa in January 2023. She became the second Indian player to win a medal in
Kenyan Runner Renju Gets Five Years Doping Ban Asia Cup Table Tennis. Before him, Chetan Babur had
Keneth Kiprop Renju, winner of the Prague half- won silver in 1997 and bronze in 2000.
marathon in April, has been banned for five-year as the 22nd FIFA World Cup begins in Qatar
latest in a long list of Kenyan athletes suspended for The 22nd FIFA Men's World Cup is being held in Qatar
suspected doping. Keneth Kiprop Renju, who is 26-year- from November 20 to December 18, 2022.
old has been banned for the ―presence/use of a This is the first time that an Arab country is hosting the
prohibited substance (Methasterone)‖. tournament.
A total of 54 Kenyan athletes have been banned for This is the second World Cup to be held in Asia after the
doping including Keneth Kiprop Renju. 2002 World Cup which was jointly hosted by Japan and
The East African country is third on the list by the South Korea.
Athletics Integrity Unit of most athlete suspensions due A total of 32 teams will participate in this World Cup.
to doping. La'eeb is the official mascot of the World Cup. It is
Russia tops the list with 87 athletes, and India is second inspired by the keffiyeh, a traditional headdress worn by
with 62 suspensions. Arab men.
'Phrygian cap' to be the mascot of the Paris Olympics The name of the football used during the World Cup is
and Paralympics Al Rihla. Al Rihla means "the journey" in Arabic
The 'Phrygian cap', which became a symbol of the search The first World Cup was held in 1930 and the 21st
for freedom during the French Revolution, has been World Cup was held in Russia.
made the mascot of the Paris Olympics and Paralympics According to a release from the Ministry of External
2024. Affairs (MEA), Vice President Jagdeep Dhankar will
This cap of bright red color is also called 'Liberty Cap'. represent India at the inauguration of the 22nd Men‘s
Second edition of Northeast Olympic Games FIFA World Cup in Qatar on 20 November 2022. Vice
concludes in Shillong President Dhankhar will be visiting Qatar on November
The second edition of the Northeast Olympic Games 20-21 at the invitation of Sheikh Tamim bin Hamad Al
concluded in Shillong, the capital of Meghalaya. Thani, Amir of the State of Qatar.
Manipur emerged as the overall team champions with a Novak Djokovic wins his record 6th ATP finals title
total of 240 medals, which included 88 gold medals, 75 The Serbian Novak Djokovic won his sixth ATP finals
silver and 77 bronze medals. title at Turin, Italy by defeating the Norwegian player
Mercedes‟ George Russell wins the 2022 Brazilian F1 Casper Rudd in the finals.With this win Djokovic
Grand Prix equalled the record of Swiss great Roger Federer of 6th
George Russell became Formula 1‘s newest winner in ATP finals titles.
last weekend‘s Brazilian Grand Prix. The Mercedes India‟s junior women‟s pistol teambags Gold medal
driver scored his breakthrough victory at his 81st in Asian Airgun Championship 2022
attempt. The junior women's pistol team from India, which
Carlos Alcaraz of Spain to end 2022 as the youngest included Esha Singh, Shikha Narwal, and Olympian
ever world No. 1 ATP Player Manu Bhaker, took home the gold medal in the 15th
60 | Page
Asian Airgun Championship in Daegu, South Korea. and Pakistan. It will be organized during the first quarter
They defeated South Korean team. of 2025.
ISRO successfully launches 200th 'RH-200' Rohini P.V. Sindhu launches Toofan and Toofani, the
sounding rocket mascots of Fit India School Week
ISRO's versatile sounding rocket RH200 carried out its Olympic medalist P.V. Sindhu has launched the mascots
200th consecutive successful launch from the coast of 'Toofan and Toofani' for the Fit India Movement's Fit
Thumba, Thiruvananthapuram on 23 November. India School Week initiative for the year 2022.
The successful flight of RH200 took off from the The 4th edition of Fit India School Week will commence
Thumba Equatorial Rocket Launching Station (TERLS). on 15th November, 2022 wherein for a month various
Indian sounding rockets are used as privileged schools across India will celebrate fitness and sports in
instruments for the scientific community to conduct various forms for 4 to 6 days and reaffirm its importance
experiments on meteorology, astronomy and similar among the school fraternity.
branches of space physics. England won the ICC T20 Men's Cricket World Cup
Army Red Team wins 72nd Inter Services Volleyball 2022 title
Championship 2022-23 England has won the ICC T20 Men's Cricket World Cup
Army Red team won the title by defeating Army Green 2022 title. England has won their second ICC T20 Men's
in the 72nd Inter-Services Volleyball Championship held Cricket World Cup by defeating Pakistan in the final
at Eagle Indoor Volleyball Stadium, Secunderabad on 20 played at the Melbourne Cricket Stadium.
November 2022. The player of the match was England's Sam Curran, who
Telangana's Nishanth Bhukya and Odisha‟s Tanvi took 3 wickets for 12 runs. The player of the
Patri win National U-13 badminton titles tournament- T20 WC was Sam Curran of England who
Telangana's Nishanth Bhukya and Odisha‘s Tanvi Patri has taken 13 wickets in the tournament.
emerged champions in the boys and girls singles Lewis Hamilton becomes an honorary Brazilian
respectively at the 34th Under-13 National Badminton Citizen & named eight-time F1 world champion
Championships, notching contrasting wins at the UP Seven-time World Champion Lewis Hamilton was
Badminton Academy, Lucknow. officially declared an honorary citizen of Brazil in a
Sebastian Vettel retired from Formula One racing ceremony at the Chamber of Deputies in Brasilia ahead
German racing driver Sebastian Vettel has retired from of the Brazilian Grand Prix.
Formula One racing. Vettel won four Formula One Congressman Andre Figueiredo first suggested this in
World Championships between 2010 and 2013 while November 2021 after Hamilton won the Brazilian GP for
competing for Red Bull and previously spent six seasons a third time at Interlagos.
with Ferrari. Syed Mushtaq Ali Trophy T20: Mumbai beats
Holger Rune won men‟s singles 2022 Paris Masters Himachal in final to clinch maiden title
title Domestic giants Mumbai produced a near-perfect
 19-year-old Danish player, Holger Rune has performance to beat Himachal Pradesh by three wickets
defeated the six-time champion, Novak Djokovic to in the final and won their maiden Syed Mushtaq Ali T20
clinch his first Men‘s single, 2022 Masters Title in Trophy title at Eden Gardens, Kolkata. The 15th edition
Paris. He has become the youngest winner of the of the Syed Mushtaq Ali Trophy, a Twenty20(T20)
Paris tournament since Boris Becker in 1986. competition that is played in India, was held from 11th
 He is the fifth first-time Masters winner this season October 2022 to 5th November 2022.
and will be the first Danish man to break into the Uttar Pradesh to host Khelo India University Games
top 10. While the Men‘s double was won by 2023-24
Wesley Koolhof (Netherlands) and Neal Skupski Khelo India National University Games 2023-24 will be
(United Kingdom). hosted by Uttar Pradesh. It will be organized in 4 cities
India‟s Virat Kohli becomes first batter to score 4000 of Uttar Pradesh namely Lucknow, Gorakhpur, Varanasi
runs in T20Is and Noida.
Indian star cricketer, Virat Kohli has scripted history as Uttar Pradesh has got the opportunity to host the
he became the first batter in history to reach 4000 runs in National University Games for the first time after Odisha
T20 Internationals. Kohli reached the landmark in the and Karnataka.
second semi-final of the T20 World Cup 2022 against India to host 2023 Women's World Boxing
England in Adelaide. Championship
Blind Football Women's Asian Championship 2022 to India has got the hosting of the 2023 Women's World
be held in Kochi Boxing Championship. This tournament will be
The IBSA Blind Football Women's Asian/Oceania organized in New Delhi.
Championship 2022 is being organized in Kochi, Kerala. 15th Asian Air Gun Championship Begins In South
Kerala Governor Arif Muhammad Khan has inaugurated Korea
this championship. The 15th Asian Air Gun Championship begins in Daegu,
UK's West Midlands to host Kabaddi World Cup South Korea.
2025 Pramod Bhagat-Manisha Ramadass won gold at
West Midlands of UK will host the 2025 Kabaddi World BWF Para-Badminton Championships
Cup to be played under the aegis of the World Kabaddi Pramod Bhagat and Manisha Ramadass won gold
Federation (WKF). medals in singles at the BWF Para-Badminton World
This is the first time that the Kabaddi World Cup will be Championships in Tokyo. The reigning Paralympic gold
held outside Asia. medallist Bhagat beat compatriot Nitesh Kumar.
Organized by England Kabaddi, Scottish Kabaddi and Uttarakhand will again host the National Winter
British Kabaddi League, the tournament will feature at Games
least 16 teams (men and women) including India, Iran
Page | 61
Uttarakhand will once again host the National Winter Praggnanandhaa and PV Nandidhaa of India won
Games, which will be held at Auli, Chamoli from the title in the Asian Continental Chess
February 2 to 5, 2023. Apart from organizing the Championship
National Winter Games in the state, the 'Himalayan Recently Indian Grandmasters R Praggnanandhaa and
Trophy' will also be organized by the International Ski P.V. Nandhidhaa has won the Open and Women's title
Federation here. respectively in the Asian Continental Chess Tournament
Chanderpaul, Charlotte and Abdul Qadir inducted 2022.
into ICC Hall of Fame India's Aman Sehrawat Creates History by Winning
Recently, the International Cricket Council (ICC) has Gold Medal In Under-23 World Wrestling
inducted three more legendary players into the Cricket Championships In Spain
Hall of Fame. Shivnarine Chanderpaul of West Indies, India's Aman Sehrawat has created history by winning a
Abdul Qadir of Pakistan and Charlotte Edwards of gold medal at the Under-23 World Wrestling
England have been given this honor. Shivnarine Championships in Spain. 16-year-old Aman is the first
Chanderpal is the 107th, Charlotte Edwards 108th and Indian wrestler to win a gold medal in this
Abdul Qadir 109th player to receive this honour. competition.He defeated Turkey's Ahmet Duman by 12-
Satwiksairaj Rankireddy and Chirag Shetty win 4 in the final.
French Open men's doubles title Fifth Khelo India Youth Games 2022 to be held in
 In Badminton, the Indian pair of Satwiksairaj Madhya Pradesh
Rankireddy and Chirag Shetty bagged the biggest The 5th edition of Khelo India Youth Games (KIYG)
title of their career, claiming the French Open Super 2022 will be held in 8 cities in Madhya Pradesh from
750 crown with a straight-game decimation of 31st January to 11th February 2023. The 4 edition of
Chinese Taipei's Lu Ching Yao and Yang Po Han in KIYG 2021, which was postponed due to COVID-19,
the men's doubles final in Paris. was held in June 2022 in Haryana. The previous host
 They became the first Indian men‘s doubles pair to Haryana has now passed on the torch to Madhya
win the French Open title. Pradesh.
 In the Men's Singles, the reigning world and Akanksha Vyavahare sets national record in 40kg
Olympic champion Viktor Axelsen clinched the category of weightlifting in Khelo India tournament
title. Maharashtra's weightlifter Akanksha Vyavahare has set a
India's Men's Squash Team Won Gold Medal For new national record in the 40kg category.
The First Time In Asian Team Squash Championship Weightlifter Akanksha also holds national records in
Indian men's team led by Saurav Ghoshal won the gold totals with all 3 scores - snatch, clean and jerk.
medal for the first time by defeating Kuwait by 2-0 in This achievement has been achieved on the first day of
the final of the Asian Squash Team Championship 2022. the Khelo India National Ranking Women's
Indian women's team has won bronze medal in the Weightlifting Tournament Phase 2 being held in Noida
tournament. The women's team lost 1-2 to Malaysia in on 28 October.
the semi-finals. BCCI Decides To End Discrimination; Offer Equal
The Asian Team Squash Championship 2022 was held in Pay To Men & Women Cricketers
Chengdu, South Korea from October 31 to November In a historic decision, the Board of Control for Cricket in
04, 2022.This year was its 21st edition. India (BCCI) announced a ―pay equity policy‖, saying
Kerala to host Track Asia Cup 2022 that its centrally-contracted men and women players
Kerala will host the Track Asia Cup 2022, one of would get the same match fees. BCCI secretary Jay Shah
cycling's biggest tournaments. For the first time this took to Twitter to announce the significant development.
competition is being organized outside Delhi. This means the women players will now get Rs 15 lakh
Mumbai won the Syed Mushtaq Ali Trophy 2022 for per Test match, Rs 6 lakh for a One-Day International
the first time (ODI), and Rs 3 lakh for a T20 International. Till now,
Mumbai cricket team has won the Syed Mushtaq Ali they were paid Rs 1 lakh for a white-ball match, and Rs
Trophy 2022 for the first time.Mumbai team defeated 4 lakh for a Test.
Himachal Pradesh by 3 wickets in the final played at The annual retainership for women cricketers remains
Eden Garden Stadium in Kolkata. the same — Rs 50 lakh for Grade A, Rs 30 lakh for
Virat Kohli becomes first player to register a hat- Grade B and Rs 10 lakh for Grade C. The men, who play
trick in the history of the ICC T20 World Cup more games, are paid Rs 1-7 crore, depending on their
Virat Kohli has hit the form and is scoring fifties in the grade.
ongoing ICC T20 World Cup. Max Verstappen wins US Grand Prix for 13th victory
After playing a match-winning knock of 82 not out again of F1 season – as it happened
Pakistan, he amassed an unbeaten 62 against the Max Verstappen held off Lewis Hamilton in the United
Netherlands. States Grand Prix in Austin, Texas, to continue his attack
After failing in a game with South Africa in Perth, the on the Formula One record book.
33-year-old came back to his back and registered a The 25-year-old earned his 13th win of the 2022 season
crucial fifty against Bangladesh at the Adelaide Oval. to tie Michael Schumacher and Sebastian Vettel's mark
Suryakumar Yadav becomes first Indian to score for most victories in a single year.
1000 T20 International runs in a year Swapnil Kusale wins India's third Paris 2024
Indian batsman Suryakumar Yadav became the first Olympics quota place in shooting
Indian player to score 1,000 T20 International runs in a Swapnil Kusale won India's third Paris 2024 Olympics
calendar year.In 28 innings this year, Suryakumar has quota place in shooting after he came fourth in the men's
scored 1,026 runs at an average of 44.60. 50m rifle 3 positions (3P) event on Day 10 of the ISSF
World Championship rifle/pistol at the Egypt
International Olympic City (EIOC) Shooting Range.
62 | Page
Rhythm Sangwan missed a quota place narrowly in the A total of 16 teams including the Indian team
women's 25m pistol as India also picked up two more participated in the championship held at Kalinga
medals on the day with a 1-2 finish in the 10m air pistol Stadium in Bhubaneswar (Odisha), Pandit Jawaharlal
mixed team junior competition. Nehru Stadium in Madgaon (Goa) and DY Patil Stadium
Western Air Command won Air Force Lawn Tennis in Navi Mumbai (Maharashtra).
Championship Football4Schools' initiative launched in India in
Western Air Command, Indian Air Force (IAF) won the association with FIFA
Air Force Lawn Tennis Championship 2022-23 held at India and FIFA have signed a Memorandum of
Head Quarter MC, Vayu Sena Nagar, Nagpur. The final Understanding for the 'Football4Schools' initiative to
match of the team Championship was played between promote the game of football in India. Union Education
Western Air Command and Training Command in which Minister Dharmendra Pradhan signed this agreement
Western Air Command emerged as the winner.The final with All India Football Federation on behalf of the
of the open singles was played between Corporal Ministry of Education.
Pradeep of Training Command and Sergeant Manolin of FIFA President Gianni Infantino and All India Football
Western Air Command and Corporal Pradeep emerged Federation President Kalyan Choubey signed the
as the winner. initiative on behalf of FIFA.
Spain edged out Colombia to win FIFA U-17 The objective of this initiative is to encourage youth
Women's World Cup 2022 title towards sports through football games in the country.
Spain edged out Colombia to win the FIFA U-17 India won the title of Sultan Johor Hockey Cup 2022
Women's World Cup 2022 title. Spain edged out Indian junior men's hockey team has won the Sultan
Colombia 1-0 in the final held at the DY Patil Stadium in Johor Hockey Cup 2022 title by defeating the Australian
Navi Mumbai. With this, Spain has won this title for the team in a penalty shootout.
second time. The Sultan Johor Cup 2022 was held in Johor Bahru,
The 7th FIFA U-17 Women's World Cup 2022 was Malaysia from 22 to 29 October 2022.
hosted by India for the first time from 11 to 30 October With this victory, India has equaled Great Britain's
2022. It was originally scheduled for 2020, but was then record of winning the title three times. India won the title
postponed due to COVID-19. in 2013 and 2014.
DEFENCE
Indo-US joint training exercise 'Yudh Abhyas 2022' multinational maritime exercise ―MALABAR 22‖
held in Uttarakhand culminated in Japan on November 15th.
18th edition of Indo-US joint training exercise 'Yudh This edition also marked the 30th anniversary of the
Abhyas 2022' held in Uttarakhand. The 'Yudh Abhyas' exercise and was hosted by the Japan Maritime Self-
has started amidst a 30-month-long standoff between Defense Force (JMSDF).
India and China on the border in eastern Ladakh. Indian Army Registered IPR for „Combat uniform‟
Lance Naik Manju becomes the first woman skydiver Indian Army registered for Intellectual Property Rights
of the Indian Army (IPR) of the new design and camouflage pattern uniform
Lance Naik Manju has become the first woman skydiver to establish the ownership. The Controller General of
of the Indian Army. She jumped from an advanced light Patents, Designs, and Trademark, Kolkata completed the
helicopter Dhruv from a height of 10,000 feet. registration process.The new Digital Pattern Combat
Army Chief General Manoj Pandey received guard Uniform for Indian Army soldiers was unveiled on 15
of honour at Les Invalides in Paris January 2022 which was also Army Day.
Army Chief General Manoj Pande who is on a four-day Naseem Al Bahr-2022
visit to France, received a Guard of Honour at the Les The 13th edition of bilateral exercise between the Indian
Invalides in Paris on 17 November, 2022.General Manoj and the Royal Oman navies, Naseem Al Bahr-2022,
Pande held talks with his French counterpart General commenced off the coast of Oman on 20 November
Pierre Schille and discussed issues of mutual interest 2022. The exercise is being conducted in two phases: the
during his visit to the European country. Harbour Phase and the Sea Phase.
Indian Air Force's Air Fest 2022 organized in Nagpur Shtrunash exercise conducted by the South Western
The annual show of the Indian Air Force 'Air Fest 2022' command of the Indian Army in Rajasthan
was held at Vayu Sena Nagar, Nagpur. The air fest has The South Western Command of the Indian Army
been organized as a part of Azadi Ka Amrit Mahotsav. conducted an Integrated Fire Power
INS Trikand participated in „Sea Sword 2‟ counter- Exercise,―SHATRUNASH‘‘in Thar desert of Rajasthan
terrorism drill on 21 November 2022.
INS Trikand has participated in the Combined Maritime South Western Command of Indian Army: Jaipur
Forces led Operation ―Sea Sword 2‖ in the Northwest Garud Shakti 2022
Arabian Sea. The operation was held to prevent narcotics A contingent of Indian Special Forces soldiers is
trade & stop smuggling entities from using the seas for currently participating in Exercise Garuda Shakti, a
their nefarious activities. Earlier, the 26th edition of the bilateral joint training exercise with Indonesian Special
Page | 63
Forces at Sanga Buana Training Area, Karawang, with their associated helicopters were conducted in the
Indonesia. Bay of Bengal in November, 2022.
Coastal Defense Exercise 'Sea-VIGIL 2022' to be held Defense Minister Rajnath Singh inaugurates Shyok-
on 15-16 November Setu
The 3rd edition of Pan-India Coastal Defense Exercise  Recently, Defense Minister Rajnath Singh has
'Sea Vigil-22' will be conducted on November 15-16, inaugurated Shyok-Setu in Leh, Ladakh. India has
2022. This two-day huge military exercise will take built this new bridge over the Shyok River in
place in the 7,516 km coastal area. eastern Ladakh with the intention of transporting
Indian Army organizes Walong Mela in Arunachal the tank to the Galwan Valley.
Pradesh  According to the Ministry of Defense, 120 meters
Indian Army organized the Walong Mela to mark the long Shyok-Setu has been prepared on Durbuk-
Diamond Jubilee celebrations of the Battle of Walong in Shyok-Daulat Beg Oldie Road. This is a Class-70
Arunachal Pradesh. It aims to remember the unsurpassed bridge, that is, vehicles and tanks up to 70 tons can
bravery and sacrifice of the Indian Army while easily pass on it.
defending Indian Territory against the Chinese invasion  Darbuk-Shyok-Daulat Beg Oldie' (DSDBO) road is
of 1962. about 255 km from Darbuk to the last Indian village
Indian Army started 'Veerangana Seva Kendra' for Shyok.
Veer Nari India‟s Defence Ministry Is World‟s Biggest
Indian Army has started 'Veerangana Seva Kendra' Employer: „Statista‟ report
(VKS) as a single facility for the welfare and redressal of  India‘s Ministry of Defence is the world‘s biggest
their grievances of Veer Naris in the Ex Servicemen employer with 2.92 million people, which includes
Directorate premises of Indian Army located at Delhi combined active service personnel, reservists and
Cantt. The motto of the entire project is 'Taking Care of civilian staff, according to a report in ‗Statista‘.
Your Own, No Matter What'.  Statista is a Germany-based private organisation
This center will be available as a service on the Veterans that provides data and statistics about various issues
Portal of the Indian Army. worldwide.
Army approves five Make II projects providing  The recent research conducted by Statista (a
impetus to 'Atma Nirbhaarta' Germany-based data and statistics firm) has
 To give a further boost to the ongoing projects, the revealed that the Indian Ministry of Defence (MoD)
Indian Army has now approved Project Sanction is the world‘s largest employer, with a total of 29
Orders (PSOs) of five Make II projects providing lakh (2.92 million) members who work under it.
Impetus to Atma Nirbhaarta. The research further added that the US Department
 According to the Ministry of Defence, the Make -2 of Defence, is at the second spot with 2.91 million
projects are essentially industry-funded projects members.
involving design, development and innovative  The published report, titled ‗The World‘s Biggest
solutions by Indian vendors for the development of Employers‘ (2022 or latest available), shows that
prototypes. Chinese People‘s Liberation Army (PLA), which
DRDO Launches SPACE Facility for Indian Navy does not include civilian positions, employs around
Recently the Defense Research and Development 2.5 million people.
Organization (DRDO) has started a test and evaluation  The report has come at a time when global military
facility called 'SPACE' for sonar systems used by the expenditure is on a rise, which reached $2113
Indian Navy. billion in 2021. According to Stockholm
This facility named SPACE was started to give impetus International Peace Research Institute (SIPRI), the
to 'Self-reliant India' and 'Make in India'. five largest spenders in 2021 were the United
It will be mainly used for evaluation of sonar systems. States, China, India, the United Kingdom and
The full name of SPACE is Submersible Platform for Russia, together accounting for 62 per cent of
Acoustic Characterization & Evaluation Facility. It was expenditure.
manufactured by L&T Shipbuilding, Chennai.  US military spending amounted to USD 801 billion
DRDO has launched the Hull Module of the Space in 2021 while China, the world‘s second-largest
Facility from the Naval Physical and Oceanographic spender, allocated an estimated USD 293 billion to
Laboratory (NPOL), Kochi. The SPACE facility is a its military.
state-of-the-art system; which has been developed for  The Stockholm International Peace Research
use by the Indian Navy on various platforms including Institute (SIPRI) in April this year stated that India
ships, submarines and helicopters. was the third-highest military spender in the world
This facility is based on the concept design and behind the US and China as the global defence
requirements as stated by NPOL. It was manufactured by expenditure reached an all-time high of $2.1 trillion
L&T Shipbuilding, Chennai. in 2021.
The word SONAR is derived from ‗Sound Navigation  India in its Union Budget 2022-23, increased the
and Ranging‘. It is a device in which ultrasonic waves defence budget to RS 5.25 lakh crore from last
are used to measure the distance, direction and speed of year‘s allocation of Rs 4.78 lakh crore with a major
objects located in water. push on procurement of weapons and military
Australian Navy conducts Maritime Partnership platforms from domestic manufacturers.
Exercise with Indian Navy in Bay of Bengal DefExpo 2022 witnessed 451 MoUs, ToT agreements
A maritime partnership exercise of Royal Australian & product launches
Navy's HMAS Adelaide and HMAS Anzac ships, 451 Memoranda of Understanding, Transfer of
Jalashwa and Kavarati ships of the Indian Navy along Technology agreements, and product launches took
64 | Page
place during the Bandhan ceremony of the 12th DefExpo The armies of India and the US conducted a three-day
in Gandhinagar, Gujarat joint humanitarian assistance exercise 'Tiger Triumph' in
Of the 451, there were 345 MoUs, 42 Major Visakhapatnam as part of the growing strategic
Announcements, 46 Product Launches, and 18 ToTs. It cooperation between the two countries
envisages investment worth Rs 1.5 lakh crore. SIMBEX 2022 exercise being held in Visakhapatnam
Indian Air Force and Hindustan Aeronautics Limited SIMBEX 2022 is being hosted by the Indian Navy from
concluded a contract for 70 HTT-40 indigenous trainer 26 to 30 October 2022.
aircraft worth Rs 6,800 crore. The full form of SIMBEX is Singapore-India Maritime
Australian Navy ships arrive in Visakhapatnam for Bilateral Exercise.SIMBEX 2022 exercise is being
ex-Indo-Pacific Endeavour with Indian Navy organized in Visakhapatnam.
Royal Australian Navy ships HMAS Adelaide and It is being organized in two phases- Harbor phase at
HMAS Anzac arrived in Visakhapatnam,Andhra Pradesh Visakhpattanam and sea phase in Bay of Bengal.
(AP) for Exercise ‗Indo-Pacific Endeavour‘ (IPE) 2022 In this, the Singapore Navy is represented by the frigate
with the Indian Navy. RSS stalwart, Vijay Varg Missile Corvette RSS
Indo-Pacific Endeavour (IPE), one of Australia‘s key Vigilance.
regional engagement activities, returns to Southeast Asia Armies of India and America will exercise near
and the Northeast Indian Ocean from September 2022 to China border
November 2022, visiting a record 14 countries in this From November 15 to December 2, 2022, the battalion
iteration. level 'Yudh Abhyas' exercise will be conducted by the
IPE 2022 will see engagements with the Maldives, armies of India and America. The exercise will be
Timor-Leste, Vietnam, the Philippines, Bangladesh, Sri conducted at Auli in Uttarakhand, about 100 km from
Lanka, Laos, Cambodia, India, Thailand, Malaysia, the Line of Actual Control (LAC) near the China border.
Singapore, Brunei, and Indonesia. Indian Navy & Drone Federation tie-up to promote
DRDO conducts first successful flight test of indigenous drone technology
interceptor AD-1 missile The Technology Development and Acceleration Cell of
Defense Research and Development Organization the Naval Innovation Indigenisation Organization (NIIO)
(DRDO) conducted the first successful flight test of under the Indian Navy and Drone Federation of India
Phase-II Ballistic Missile Defense (BMD) Interceptor (DFI) have come together to collaborate towards
AD-1 missile with Large Kill Altitude Bracket from APJ promoting indigenous development, manufacturing, and
Abdul Kalam Island off the coast of Odisha. testing of drones, counter-drone, and associated
The AD-1 is a long-range interceptor missile designed technologies for the Indian Navy.
for both low Exo-atmospheric and Endo-atmospheric Indian Navy participates in first trilateral naval
interception of long-range ballistic missiles as well as exercise with Mozambique and Tanzania
aircraft. The first edition of the India-Mozambique-Tanzania
'Vigilant Storm' exercise started between South Trilateral Naval Exercise (IMT TRILAT) was held in
Korea and America Tanzania.
South Korea and the United States are conducting a five- Navies of India, Mozambique and Tanzania participated
day 'Vigilant Storm' exercise. in this joint maritime exercise. A Guided Missile Frigate,
DRDO Successfully Test-fired Agni Prime Missile INS Tarkash, a Chetak helicopter and MARCOS
 Defense Research and Development Organization (Special Naval Forces) from the Indian Navy have
(DRDO) launched indigenously developed new participated in the exercise.
generation medium range ballistic missile Agni Garuda exercise is being conducted between India
Prime (Agni-P) and has successfully test fired from and France in Jodhpur
the A.P.J. Abdul Kalam island off Odisha coast. From 26 October to 12 November 2022, the Indian Air
 The missile is capable of delivering various Force and the French Air and Space Force (FASF) are
munitions/weapons to different locations over a participating in a bilateral exercise named 'Garuda VII' at
range of 1,000 - 2,000 km with various Jodhpur Air Force Station. India is hosting it for the
independently targeted re-entry vehicles. fourth time.
Armies of India and America conducted 'Tiger
Triumph' exercise
RANKING & ORDER

million tons and thus has registered a good growth in
India became the second largest producer of steel in steel production.
the world Let us tell you that China is the largest producer of steel
India has risen from the fourth largest producer of steel in the world.
to the second largest steel producer globally. Per capita Newborn Care Week being celebrated in the country
steel consumption has increased from 57.8 kg to 78 kg from 15th to 21st November
with an increase of 50 per cent in the last 8 years. Newborn Care Week is celebrated in the country every
The installed capacity of steel in India has increased year from 15th to 21st November. This week's theme is
from one hundred million tons per annum to about 150
Page | 65
'Safety, Quality and Nutritional Care - The Birth Right of  China's Peking University tops the rankings with a
Every Newborn'. full 100 points.
This year's theme for NNW (National Newborn Week)  The National University of Singapore, which was
has been chosen to ensure that every newborn is reached ranked number one last year, is second this year.
with quality and developmentally supportive health care  Apart from this, a total of 19 Indian universities
services at all service delivery platforms - health have made their place in the list of top 200.
facilities, community outreach sessions and homes etc. 1. IIT Bombay- Rank 40
3 Indian Cities Among Largest Data Centre Markets EPFO Coverage Chart: Delhi Tops while Tripura,
in Asia-Pacific Meghalaya & Assam at the Bottom
According to a report by Knight Frank, Indian cities, According to the vision document of Employee
namely – Hyderabad, Chennai and New Delhi, have Provident Fund Organisation (EPFO) released in
emerged as three of the top data centre markets in the November 2022, Delhi topped the chart in terms of the
Asia-Pacific (APAC) region. EPFO coverage with 61.5% of their working population
The report further noted that the data centre industry in under the social security ambit of the organisation.
India has been on a high growth trajectory, partly driven EPFO coverage is at its lowest in Tripura(2.1%),
by government policies, including easier access to credit Assam(2.8%), and Meghalaya(2.8%).
and other incentives to boost data centre investment. OAG report: Delhi‟s IGI airport is now world‟s 10th
A data center is a facility composed of networked busiest airport
computers, storage systems and computing infrastructure According to Official Airline Guide (OAG) report, the
that organizations use to assemble, process, store and Indira Gandhi International Airport in Delhi is the 10th
disseminate large amounts of data. A business typically busiest airport in the world in terms of seat capacity and
relies heavily on the applications, services and data frequency of domestic and international flights as of
contained within a data center, making it a critical asset October 2022.According to OAG, there were 34,13,855
for everyday operations seats at the Delhi airport, popularly known as the Indira
India moves up 6 place to be ranked 61st on the Gandhi International Airport (IGIA).The busiest airport
Network Readiness Index in the world as of October 2022 is Hartsfield-Jackson
2022 Atlanta International Airport having serviced 47,47,367
India has improved its rank seats.Dubai International is second with 41,27,704 seats,
by 6 places to be ranked at followed by Tokyo International Airport with 38,77,164
61 place in the recently seats and Dallas Dallas/Fort Worth International Airport
released Network with 37,53,858 seats.
Readiness Index 2022 Climate Change Performance Index 2023 released
(NRI 2022). The report Three non-governmental organizations working in the
prepared by the US-based field of environment, Germanwatch, New Climate
non-profit body Portulans Institute and Climate Action Network have jointly
Institute compliments India released this report.
and says that ―India has a The ranking is based on how countries are doing to halve
greater network readiness their emissions by 2030 and prevent climate change.
than would be expected The first three positions are left blank in this report
given its income level‖. because "no country has performed well enough in all
India improved its score categories of the index to be awarded an overall good
from 49.74 in 2021 to rating".
51.19 in 2022. India has Denmark is ranked fourth, Sweden fifth and Chile sixth
secured 1st rank in ―AI in the index.
talent concentration‖. The biggest polluter country in the world, China has
The United States topped the list with an overall score of fallen 13 places to number 51, while America has
80.3. It was followed by Singapore with a score of 79.35 climbed three places to number 52.
and Sweden with a score of 78.91. India ranks eighth in this index. India ranks ninth in
Karnataka has Highest Installed Grid-interactive greenhouse gas emissions.
Renewable Power Capacity in India India ranks 24th in renewable energy, 8th in climate
Karnataka came at the top position while comparing the policy and 9th in energy use.
total installed capacity of grid-interactive renewable REPORT
power of all the states of the country. The state had a Nearly 15.24 lakh foreigners visited India in 2021;
total installed capacity of 15,463 megawatts (mw). highest from U.S., followed by Bangladesh
Tamilnadu with 15,225 mw, came at the second; As per the recent Home Ministry data, over 15 lakh
Gujarat, with 13,153 mw, was at third position while foreigners, had visited India last year when the country
Maharashtra, with 10,267 mw, was at the fourth, was on an extended period of Covid restrictions and visa
according to Handbook of Statistics on Indian States regulations.
2021-22, which was the seventh edition of its statistical The maximum number of foreigners who visited India
publication, released by the Reserve Bank of India during this period were from the United States (4.29
(RBI). lakh), followed by Bangladesh (2.4 lakh). Ten countries
QS Asia University Rankings 2023 Released accounted for 74.39 per cent of the total arrival of
 Recently Quacquarelli Symonds (QS) Asia foreigners during 2021.
University Rankings 2023 has been released. This UNESCO: World Heritage Glaciers to Disappear By
ranking has been released by evaluating 760 Asian 2050
universities on the basis of different parameters. Glaciers at many UNESCO World Heritage sites
including Yellowstone and Kilimanjaro National Park
66 | Page
will likely vanish by 2050, the UN agency warned,  More than half (56 per cent) of all refugees were
urging leaders to act fast to save the rest. The warning Syrian, Venezuelan or Ukrainian.
followed a study of 18,600 glaciers at 50 World Heritage  Turkey hosted 3.7 million refugees, the largest
sites. refugee population worldwide.
The UNESCO study, in partnership with the  Colombia was second with 2.5 million and
International Union for Conservation of Nature (IUCN), Germany third with 2.2 million refugees.
shows that these glaciers have been retreating at an WHO Global TB Report 2022
accelerated rate since 2000 due to CO2 emissions, which The WHO released the Global TB Report 2022 on
are warming temperatures. October 27, 2022. The Report notes the impact of the
UNEP released the Adaptation Gap Report 2022 COVID-19 pandemic on the diagnosis, treatment and
The United Nations Environment Program (UNEP) burden of disease for TB all over the world.The Ministry
launched a report titled ‗Adaptation Gap Report 2022: of Health and Family Welfare has taken note of the
Too Little, Too Slow – Climate adaptation failure puts WHO Global TB Report 2022, and clarified that India
world at risk‘. The report finds that the world must has performed far better on major metrics as compared
urgently increase efforts to adapt to these impacts of to other countries over time.India‘s TB incidence for the
climate change. The report also lists the progress in year 2021 is 210 per 100,000 population – compared to
planning, financing, and implementing adaptation the baseline year of 2015 (incidence was 256 per lakh of
actions. population in India); there has been an 18% decline
State of the Global Climate in 2022 which is 7 percentage points better than the global
State of the Global Climate in 2022 report was released average of 11%.These figures also place India at the 36th
by the World Meteorological Organization (WMO). position in terms of incidence rates i.e. from largest to
The past eight years were the warmest in record. This smallest incidence numbers.
was caused because of the ever-increasing greenhouse CMIE: The unemployment rate increased from
gas concentration and accumulated heat. 6.43% in September to 7.77% in October
The global mean temperature in 2022 is around 1.15°C According to the CMIE figures, the unemployment rate
above the 1850-1900 pre-industrial average, ranging increased to 7.77% in October from a four-year low of
between 1.02°C to 1.28°C. 6.43% in September. According to the Centre for
This is close to 1.5°C – the lower limit set by the 2015 Monitoring Indian Economy (CMIE), India's
Paris Agreement mandate. The upper limit is 2°C. unemployment rate increased in October as a result of a
2022 is slightly cooler when compared with the past few substantial rise in rural unemployment during the Kharif
years because of the rare phenomenon of triple-dip harvest season.
cooling La Niña. This is likely to be 6th or 7th warmest India has the largest gender wealth gap (GWG) in
year ever recorded. APAC at 64%
However, this temporary cooling will be reversed, According to a recent study, when compared to other
leading to the occurrence of another warmest year. APAC nations, India has the largest gender wealth gap
The sea level rise has doubled within last 30 years since (64%) at present.
1993. It had risen by nearly 10 mm since the beginning Opportunities for women in leadership roles are
of 2020 to a new record high in 2022. similarly scarce, according to the 2022 WTW Global
2015 to 2022 Likely To Be 8 Warmest Years On Gender Wealth Equity study, with only 3% of women in
Record: WMO Report India's workforce holding senior positions.
The global mean temperature in 2022 is estimated to be In terms of the gender wealth gap, South Korea is the
1.15 degree Celsius above the pre-industrial (1850-1900) APAC region's top performer.
average, likely making the eight years from 2015 the India suffered Income Loss of 5.4% of GDP due to
warmest on record, the World Meteorological Heatwave in 2021: Lancet Report
Organisation said in a report. As per the 7th Lancet Report of ‗Lancet Countdown on
The report titled ‗WMO Provisional State of the Global health and climate change: health at the mercy of fossil
Climate 2022‘ released at the 27th Conference of Parties fuels‗, India suffered loss of 167.2 billion potential
to the UNFCCC stated that the rate of sea level rise has labour hours in 2021 due to heat waves which resulted in
doubled since 1993 and has risen by nearly 10 mm since income loss equal to 5.4% of India‘s GDP (Gross
January 2020 to a new record high this year. Domestic Product), the highest among the G20 nations
103 million People Forcibly Displaced Worldwide, in 2021.
reveals UNHCR Report India faced 55% increase in deaths due to extreme heat
 The number of people forcibly displaced from their between 2000-2004 and 2017-2021.
homes due to persecution, conflict, violence, human On the global front, heat-related deaths have increased
rights violations and events seriously disturbing by 68% between 2000–04 and 2017–21.
public order globally surged to 103 million in the Heat exposure led to 470 billion potential labour hours
first half of 2022, meaning that one in 77 people on loss in 2021 with potential income losses equivalent to
Earth is forcibly displaced. 0.72% of the global economic output.
 This is an increase of 13.6 million, or 15 per cent, This loss is 5.6% of the GDP in low Human
compared to the end of 2021, more than the entire Development Index (HDI) countries.
population of Belgium, Burundi or Cuba, according McKinsey & Company Report: India Should
to the latest report from UNHCR. Accelerate Green Investments to USD 12.1 Trillion
 According to the report, the total number of by 2050
refugees and people in need of international According to the McKinsey & Company report
protection worldwide rose by 24 per cent from 25.7 ―Decarbonising India: Charting a Pathway for
million at the end of 2021 to 32 million by mid- Sustainable Growth,‖ India‘s decarbonisation will
2022. require an estimated USD 12.1 trillion (5.9% of GDP) in
Page | 67
green investments until 2050 under the ―accelerated‖ India declared its intention to become a net-zero emitter
scenario. by 2070 at the United Nations Framework Convention
India has the capacity to create 287 gigatons (Gt) of on Climate Change (UNFCCC) Conference of the
carbon space for the world if it increases its efforts to Parties 26 (COP 26), marking a crucial turning point in
combat climate change. the battle against climate change.
This translates to about half of the global carbon budget Despite low per-capita emissions (1.8 tons of CO2),
needed to have a reasonable chance of limiting global India is the world‘s third-largest emitter, generating a net
warming to 1.5 degrees Celsius (1.5°C). 2.9 gigatons of carbon-dioxide equivalent (GtCO2e)
each year as of 2019.
BOOK & AUTHOR Dr. Bimal Jalan wrote a book titled 'From
Dependence to Self Reliance'
A new book title “Winning the Inner Battle” Economist Dr. Bimal Jalan has authored the book 'From
authored by Shane Watson Dependence to Self Reliance: Mapping India's Rise as a
A new book titled ―Winning the Inner Battle Bringing Global Superpower'. This is a stocktaking of India's
the best version of you to cricket‖ is authored by Shane growth path benefits from the deep insights of Bimal
Watson.This book will give you all of the information Jalan.
that you will ever need to deeply understand how to Akshay Shah & Stephen Alter compiled and edited a
bring the best version of yourself every time your best new book “The Corbett Papers”
performance is needed. Akshay Shah and Stephen Alter compiled and edited a
“E. K. Janaki Ammal: Life and Scientific new book ―The Corbett Papers: Biographical, Legal, &
Contributions” authored by Nirmala James Contextual Material on the Life & Career of Jim Corbett
Retired school teacher Nirmala James has authored a of Kumaon‖ about Jim Corbett. It is published by Black
new book titled ―E. K. Janaki Ammal: Life and Kite Publishing.
Scientific Contributions‖, featuring the life and “DELHI UNIVERSITY: Celebrating 100 Glorious
remarkable achievements of Edavalath Kakkat Janaki Years” by Hardeep S. Puri
Ammal (E. K. Janaki Ammal), India‘s first woman Hardeep Singh Puri,Minister of Petroleum and Natural
botanist. Gas & Housing and Urban Affairs, Government of
"Nuclearization of Asia," a new book by French India(GOI) edited by a new book titled ―DELHI
author Rene Naba UNIVERSITY: Celebrating 100 Glorious
The new multilingual book "De la Nucléarisation de Years‖.Amitabh Bachchan, Indian Actor, has written the
l'Asie" (Nuclearization of Asia) by French author Rene foreword of the book
Naba is available in both French and English.
DAY & DAYS

November 7 Infant Protection Day
November 13 World Kindness Day, Theme:- November 6 International Day for Preventing
‗Be kind whenever possible.‘ Exploitation of Environment in
November 14 World Diabetes Day War and Armed Conflict
November 12 Public Service Broadcasting Day November 5 World Tsunami Awareness Day
2022 Internationally, 'World Tsunami
November 12 World Pneumonia Day, Theme:- Awareness Day' is organized
―Championing the fight to stop every year on 05 November.
pneumonia―. After the deadliest tsunami in the
November 10 World Usability Day, The theme Indian Ocean in 2004, the United
of World Usability Day 2022 is Nations General Assembly
―Our Health‖. decided to observe 5 November
November 10 World Science Day for Peace and every year as World Tsunami
Development Awareness Day.
Theme:- ―Basic Sciences for November 3 International Day for Biosphere
Sustainable Development‖. Reserves
November 9-15 International Week of Science November 2 All Souls' Day
and Peace November 2 International Day to End
November 9 National Legal Services Day Impunity for Crimes against
November 8 World Radiography Day Journalists
November 7 National Cancer Awareness Day November 1 World Vegan Day
68 | Page
October 31 World Savings Day, Theme:- November 17 World Philosophy Day
―Saving prepares you for a better The theme for the 2022 World
future‖ Philosophy Day is ‗The Human
October 31 Halloween Day, Theme:- of the Future‘.
―Carving of Pumpkin. November 19 National Integration Day
October 31 National Unity Day National Integration Day is also
The National Unity Day 2022 known as "Qaumi Ekta Diwas".
was first started in the year 2014 National Integration Day 2022
by our Honourable Prime marks the 105th birth anniversary
Minister Narendra Modi to honor of Indira Gandhi.
the birth anniversary of Sardar November 19 World Toilet Day
Vallabhbhai Patel on 31st The 2022 theme is ‗Making the
October 1875. National unity Day Invisible Visible‘.
is also called Rashtriya Ekta November 19 International Men's Day
Diwas Day Theme "Helping Men and Boys."
October 28 International Animation Day November 20 World Children Day
October 27 World Day for Audiovisual The theme of the World
Heritage Children‘s Day 2022: Inclusion,
―Enlisting documentary heritage For Every Child
to promote inclusive, just and November 20 World Day of Remembrance for
peaceful societies‖ is the theme Road Traffic Victims
for WDAH this year. Theme:-―Remember. Support.
October 27 76th Infantry Day of Indian Army Act‖
October 24 United Nations Day November 18 World Day for prevention of
At present, the United Nations is child sexual abuse
functioning as an important November 19- World Heritage Week
international organization with a 25
total of 193 members. November 21 World Fisheries Day
United Nations (UN) officially November 21 World Television Day
came into existence on October
24, 1945. World Quality Week 2022 – 7-11 November
Since 1948, 24 October is The theme of World Quality Week 2022 is ―Quality
celebrated every year as United Conscience: Doing the Right Thing‖
Nations Day. The 77th India celebrates Children‟s Day on November 14
anniversary of the United Nations India celebrates Children‘s Day on November 14 to
(UN) was celebrated on 24 commemorate the birth anniversary of the first Prime
October 2022. Minister of India Pandit Jawaharlal Nehru. This year
October 24 World Polio Day marks the 133rd birth anniversary of Pandit Nehru who
Theme:-―World Polio Day 2022 was born in 1889 in Allahabad, India.
and Beyond: A healthier future National Bird Day celebrated on 12 November
for mothers and children‖. National Bird Day is celebrated every year on 12
October 24 World Development Information November. November 12 is the birthday of Dr. Salim
Day Ali, he was a world-renowned ornithologist and
October 24-30 Disarmament Week naturalist.
Theme ―Nurturing trust: A Media He was the first person in India to organize bird surveys
and Information Literacy systematically across India and his books on birds
Imperative.‖ greatly helped in the development of ornithology in
October 24-31 Global Media and Information India. In India, he was also known as "bird man".
Literacy Week National Education Day celebrated on 11th
November 16 National Press Day November
November 16 International Day for Tolerance Every year 11 November is celebrated as National
November 16 World COPD Day, The 2022 Education Day to commemorate the birth anniversary of
theme for World COPD Day will Maulana Abul Kalam Azad, the first Education Minister
be ―Your Lungs for Life‖ of independent India.
November 17 National Epilepsy Day, ―There is World Pneumonia Day: 12th November
no NEAM without ME‖. Theme for this year is ―Pneumonia affects Everyone‖.
MISCELLANEOUS
Baliyatra of Odisha included in Guinness World Odisha's Cuttack's Baliyatra has created a Guinness
Record World Record for making 22,000 paper boats in 35
Page | 69
minutes. Over 2,100 students from 22 schools created The Collins Dictionary's Word of the Year is
this world record by making paper boats at an event held "permacrisis”
at the Barabati Stadium. The Collins Dictionary has selected the word
Cambridge Dictionary announced „Homer‟ as Word "permacrisis" as its word of the year.
of the Year 2022 The phrase refers to a protracted time of unpredictability
The Cambridge Dictionary has revealed its word of the and uncertainty.
year for 2022 as ―homer‖, saying that it was inspired by The word "permacrisis," which Collins defines as "an
the global word game sensation, Wordle. The word extended era of instability and insecurity," refers to a
‖homer‖ was searched for nearly 75,000 times during the time when turmoil is constant.
first week of May 2022, when it was an answer in the India's first voter voted from home for the first time
word game Wordle. Shyam Saran Negi, the first voter of independent India,
Silver Jubilee FoundationDay of Prasar Bharati has voted from the 14th Vidhan Sabha by ballot paper
Prasar Bharati celebrated the silver jubilee of its for the first time from his home in Kalpa, Himachal
establishment on 23 November, 2022. Pradesh.
It came into existence on this day in 1997 as a statutory Ayodhya Deepotsav to light over 15 lakh diyas, to
autonomous body established by an Act of make World Record
Parliament.This includes Doordarshan and All India Prime Minister Narendra Modi was present during the
Radio.Prasar Bharati CEO : Gaurav Dwivedi, Head sixth Deepotsav in Ayodhya. He carried out a
quarters - New Delhi ceremonial coronation of the Lord and inspected the
Google creates an interactive doodle in honour of Ram temple‘s building. The big ―Deepotsav‖
American geologist Marie Tharp celebrations began when the PM attended the ―aarti‖ on
Google honours Marie Tharp, an American geologist and the banks of the Saryu at approximately 6.30 p.m on
oceanographic cartographer who contributed to the Sunday. Over 15 lakh diyas would be lit on the event,
validation of continental drift theories.She contributed to breaking its own previous world record.
the first ocean bottom map of the world. Satyajit Ray's 'Pather Panchali' declared best Indian
Shlok Mukherjee of Kolkata won the title of Doodle film of all time by International Federation of Film
for Google 2022 Critics
Recently Google announced the winner of Google for One of the world's greatest filmmakers, Satyajit Ray's
Doodle 2022 contest. This year Shlok Mukherjee from iconic feature film 'Pather Panchali' has been declared
Kolkata has been declared the winner for India for his the best Indian film of all time by the International
inspirational doodle titled 'India on the Center Stage'. Federation of Film Critics (FIPRESCI)
Sharing his doodle, Shlok wrote, "Indian scientists to
develop indigenous eco-friendly robots for the
betterment of humanity in the next 25 years.
70 | Page
1.
ONE LINER
The Rajasthan government has approved an outlay of Rs 2.60 crore for the Camel Conservation Scheme which is
aimed at protecting camels.
2. TechEagle, a leading drone delivery startup that offers world-class end-to-end drone delivery solutions, has conducted
the world‘s first vaccine delivery for Animal Husbandry in Arunachal Pradesh.
3. The Union Minister for Tribal Affairs Arjun Munda has said the government has decided to set up 100 archery
academies in the country to promote talent amongst tribal children.
4. India‘s first elephant death audit framework introduced by Tamil Nadu.
5. Prime Minister Narendra Modi inaugurated the silver jubilee edition of the Bengaluru Tech Summit (BTS 22).
6. Recently the Chief Minister of Tripura Dr. Manik Saha has launched the 'Amar Sarkar' portai
7. 251 feet tall statue of Sita Mata to be built in Sitamarhi district of Bihar
8. The Jammu and Kashmir (J&K) administration has introduced an integrated sheep development scheme (ISDS) for
promoting the sheep farming sector.
9. Navratna Defence PSU Bharat Electronics Ltd (BEL), signed a memorandum of understanding (MoUs) with five
companies involved in the defence industry, for cooperation in the development and marketing of drones and soft kill
aerial anti-drone.
10. The fourth edition of the Indo-Pacific Regional Dialogue (IPRD) was begun on November 23, 2022 in New Delhi. This
dialogue will continue till 25 November.
11. Karnataka's famous groundnut festival 'Kadalekai Parishe' begins on November 21, 2022, after a two-year Covid-19
hiatus.
12. The 9th India-EU Foreign Policy Security Consultations were held in New Delhi on 22 November, 2022.
13. Lieutenant Governor Manoj Sinha on 23 November inaugurated the Annual Youth Festival ‗Sonzal-2022‘ at the
University of Kashmir.
14. Union AYUSH Minister Sarbananda Sonowal addressing the 6th Confederation of Indian Industry-CII, AYUSH
Conclave 2022 in New Delhi on November 23, 2022 said that under the leadership of Prime Minister Narendra Modi
AYUSH market will grow from USD 3 billion to USD 18 billion level.
15. Union Minister for Rural Development and Panchayati Raj Shri Giriraj inaugurated the ―SARAS AAJEEVIKA MELA,
2022‖ at Pragati Maidan, New Delhi.
16. Air Fest 2022 showcased maneuvers of planes & helicopters in the arsenal of the Indian Air Force (IAF) in an annual
event organized at Head Quarters Maintenance Command, Vayusena Nagar in Nagpur. The Air Fest is being conducted
as a part of the ‗Azadi Ka Amrit Mahotsav‘.
17. The group of state finance ministers is expected to recommend a 28 per cent GST duty on internet gambling, regardless
of whether it is a game of skill or chance. Online gaming currently gets an 18% GST.
18. Serbian scientists named a new species of beetle after tennis player Novak Djokovic because of its speed, strength,
flexibility, durability, and capacity to thrive in harsh environments.
19. The Delhi government has launched an anti-firecracker campaign named 'Diya Jalao, Patake Nahi' (light up lamps, not
firecrackers) at Central Park in New Delhi, Delhi to promote a pollution- free festival of Diwali.
20. Hyderabadi Haleem from Telangana defeated other foods including Rasgulla, Bikaneri Bhujiya, and Ratlami Sev to
win the title of "Most Popular GI.
21. The Indian Institute of Technology Madras (IIT-Madras) and National Aeronautics and Space Administration (NASA)
Jet Propulsion Laboratory (JPL) researchers have studied the interactions between microbes in the International Space
Station (ISS).
22. 90th session of INTERPOL General Assembly was held in Pragati Maidan, New Delhi (Delhi).The 91st Interpol
General Assembly will be held in Vienna, Austria, in 2023.
23. Dr Mansukh Mandaviya, Union Minister for Health and Family Welfare (MoH&FW) inaugurated an Advanced
Cardiac Catheterization Laboratory at DY Patil Medical College, Hospital and Research Centre in Navi Mumbai,
Maharashtra.
24. Recently, cyclonic storm Sitrang has arisen in the Bay of Bengal. Sitrang crossed West Bengal and collided with
Bangladesh.
25. Aman Sehrawat becomes first Indian wrestler to win gold at U-23 World Championships
26. A two-day International conference on ―Existing Climate Change Scenario and its Arising Risks‖ commenced here on
Friday at SKUAST-Jammu with its formal inauguration by Additional Chief Secretary (ACS), Atal Dulloo, as per the
official statement.
27. SJVN Limited informed that it has started commissioning its 75MW Solar Power Project located at Tehsil Kalpi,
District Jalaun near Kanpur, Uttar Pradesh via its wholly owned subsidiary SJVN Green Energy Limited.
28. The 10th National Pencak Silat championship for Senior and master Men and Women was inaugurated amid
enthusiasm and fervour at Sher-e- Kashmir Indoor Sports Stadium in Srinagar.
29. The President of India, Smt Droupadi Murmu, presented the Silver Trumpet and Trumpet Banner to the President‘s
Bodyguard (PBG) at a ceremony held at Rashtrapati Bhavan, Delhi.
30. Prime Minister Shri Narendra Modi visited Arunachal Pradesh on October 30, 2022, to inaugurate the Donyi Polo
Airport, at Hollongi near Itanagar.
Page | 71
200 CURRENT AFFAIRS

MCQS
1. The Global Tuberculosis Report 2022 released by
which organisation?
A) IMO B) UNEP
C) WHO D) World Bank
2. Which of the following Lakshadweep beaches
received the "Blue Flag" Tag?
A) Kadmat Beach B) Minicoy Thundi Beach
C) Kavaratti Beach D) Both A & B
3. Which of the following point is ‗Incorrect‘ with
respect to the recent steps taken by the SEBI?
i) SEBI extended the deadline for implementation
of the Rs 25 crore-threshold rule for direct ETF
transactions with asset management companies
to May 1, 2023.
ii) The face value of debt security and non-
convertible redeemable preference shares
issued on private placement basis was reduced D) Infibeam Avenues Limited
to Rs 5 lakh from Rs 15 lakh w.e.f. February 1, 11. Which organisation‘s report stated that every child
2023. across the globe will be exposed to severe heat
iii) SEBI is all set to develop a system to mitigate waves by 2050?
risk of cyber-attacks in collaboration with the A) United Nations Framework Convention on
BSE and the NSE. Climate Change
A) All i, ii & iii B) Only i B) United Nations Environment Programme
C) Only ii D) Only iii C) United Nations Children‘s Fund
4. With which country, the Indian Navy has recently D) World Health Organization
conducted the ‗Tiger Triumph 2022'exercise? 12. As per the report published by OAG Aviation
A) France B) Japan Worldwide Limited, Delhi Airport from India has
C) Singapore D) United States been named the world‘s _______ busiest global
5. Which stock exchange has recently completed airport by seats?
India‘s first EGRs transaction? A) 10th B) 5th
A) BSE C) 9th D) 7th
B) NSE 13. Which organisation has recently signed a contract
C) India International Exchange with the AAI for facilitating the start of commercial
D) Calcutta Stock Exchange flights from Rourkela Steel Plant?
6. DGCA granted the Aerodrome Licence to Mopa A) GAIL B) ONGC
Airport in _________? C) SAIL D) HIL
A) West Bengal B) Odisha 14. Which bank has recently launched six digital
C) Maharashtra D) Goa transformation initiatives?
7. As per the UNFCCC‘s NDC Synthesis Report 2022, A) Bank of India B) Punjab National Bank
the climate plans of governments around the world C) Indian Bank D) Union Bank of India
are still insufficient to keep global warming to___? 15. IRDAI approved the launch of Bima Sugam, an
A) 1.0°C B) 1.5°C online marketplace for All Insurance needs, with
C) 2.5°C D) 1.2°C effect from __________?
8. Which company has recently partnered with A) 1st January 2023 B) 1st February 2023
ManipalCigna Health Insurance to launch India‘s C) 1st March 2023 D) 1st November 2022
first flexi top-up insurance? 16. Which payments bank has recently launched a
A) PrishaPolicy Group Accident Insurance Plan?
B) UniBlox A) Paytm Payments Bank
C) Healthysure B) Fino Payments Bank
D) Tata AIA Life Insurance C) India Post Payment Bank
9. As per the World Energy Outlook 2022, Global D) Airtel Payments Bank
Emissions are expected to peak in ________? 17. Which company signed an MoU with the PHDCCI
A) 2035 B) 2025 to set up a Centre of Excellence for Green Hydrogen
C) 2050 D) 2040 (CoE-GH)?
10. Which company has recently received in-principle A) Larsen & Toubro Limited
approval from the RBI to operate as a payment B) Tata Power Limited
aggregator? C) Adani Green Energy Limited
A) Ameex Technologies D) Greenstat Hydrogen India
B) OneClick Limited 18. As per the recent data of MoCI, Russia has become
C) Cloudester Software India‘s ______ largest trading partner?
72 | Page
A) 5th B) 6th 31. Which state/UT has recently launched ‗SAFAL‘, a
C) 7th D) 8th Common Credit Portal for Farmers?
19. _________ won the National Intellectual Property A) Gujarat B) Maharashtra
Awards 2021 & 2022 under the ‗Most Popular GI of C) Odisha D) J & K
India‘ (Food stuff) category? 32. Which state recently become the 7th state to achieve
A) Mithila Makhana B) Ant Chutney 100% household tap water supply in rural areas
C) Hyderabadi Haleem D) KovilpattiKadalaiMittai under the JJM?
20. According to the Lancet Report, India suffered A) Bihar B) Uttar Pradesh
Income Loss of ___ GDP due to Heatwave in 2021? C) Gujarat D) Maharashtra
A) 5.4% B) 3.8% 33. A train of the Rhaetian Railway (RHB) is set to
C) 4.4% D) 6.2% create the world record for longest passenger train in
21. How many scientists from Puducherry are listed Berguen, ___________?
among the top 2% Scientists from India, asper the A) Switzerland B) Norway
2022 Stanford University rankings? C) Australia D) Belgium
A) 5 B) 9 34. ―Terai Elephant Reserve‖ is situated in which state?
C) 12 D) 6 A) Madhya Pradesh B) Andhra Pradesh
22. In ISSF World Championship Rifle/Pistol 2022, C) Uttar Pradesh D)Goa
India secured 2nd rank in the medal tally with a total 35. As per the UNEP‘s Emissions Gap Report 2022:
of ___ medals? The Closing Window in 2020, India‘s per capita
A) 56 medals B) 50 medals GHGs at ______ tCO2e?
C) 34 medals D) 49 medals A) 2.4 B) 3.4
23. Which institute has recently won the National C) 4.2 D) 5.1
Intellectual Property(IP) Awards 2021 and 2022? 36. Who has been recently appointed as the brand
A) IIT Bombay B) IIT Madras ambassador of BoroPlus cream?
C) IIT Delhi D) IIT Kanpur A) Amitabh Bachchan B) Akshay Kumar
24. Who has been appointed as the CMD of the ITPO C) Rajkummar Rao D) Sangeeta Verma
for 2 years on a contract basis? 37. Who has recently edited the book ―DELHI
A) Faggan Singh Kulaste UNIVERSITY: Celebrating 100 Glorious Years‖?
B) ParthaSatpathy A) Soma Sankara Prasad
C) Rakesh Joshi B) Thomas M. Devasia
D) Pradeep Singh Kharola C) C. S. Murthy
25. As of the BCCI‘s pays equity policy for its D) Hardeep Singh Puri
contracted Women cricketers, the women cricketers 38. Rishi Sunak became the _______ UK PM?
will be paid _______ For a T20I match? A) 54th B) 57th
A) Rs 15 lakhs B) Rs 10 lakhs C) 52nd D) 56th
C) Rs 6 lakhs D) Rs 3 lakhs 39. Who has been elected as the chairperson of the Air
26. Painter ‗Pierre Soulages‘ passed away recently. He Transport Committee (ATC) of the ICAO?
belongs to which country? A) Atul Kumar Goel B) ManjariKacker
A) Kenya B) Brazil C) Shefali Juneja D) Nandini KR
C) Japan D) France 40. Jakson Green Pvt. Limited (JGPL) signed an MoU
27. When was the UN‘s World Day for Audiovisual to invest for green hydrogen and green ammonia
Heritage 2022 observed across the globe? projects in which state?
A) 28th October 2022 B) 31st October 2022 A) Tamil Nadu B) Madhya Pradesh
C) 29th October 2022 D) 27th October 2022 C) Andhra Pradesh D) Rajasthan
28. ISRO‘s heaviest rocket, LVM3 or GSLV Mark 41. Which of the following points is ‗Incorrect‘ with
3successfully placed OneWeb's _______ Gen-1 respect to the visit of PM to Gujarat & Rajasthan?
broadband communication satellites into the LEO? A) The PM dedicated the nation to two railway
A) 10 B) 25 projects worth over Rs 2900 crores at Asarva,
C) 24 D) 36 Ahmadabad.
29. Which of the following points are ‗correct‘ with B) The PM laid the foundation stone of various
respect to the recent step taken by the RBI? water supply projects worth over Rs 8000
i) The RBI has lifted the three-year ban on crores during a public programme in Tharad,
Tamilnadu Mercantile Bank (TMB) on opening Banaskantha.
new branches w.e.f. October 21, 2022. C) He dedicated and laid the foundation stone of
ii) The RBI has placed Dhanlaxmi Bank under its projects worth around Rs 860 crores in
tight monitoring after the latter‘s delay in Jambughoda, Panchmahal.
capital raising. D) During his visit to Rajasthan Mangarh Dham in
iii) As per the Basel-III norms, Dhanlaxmi banks the Ajmer District of Rajasthan which was
are required to have a CRAR of 9%. declared as a National Monument.
A) All i, ii & iii B) Only i & ii 42. Which Aerospace company has recently signed an
C) Only ii & iii D) Only i & iii MoU with the IISc Bengaluru for Research Projects
30. Which state government has partnered with the & Geographical Surveys?
USAID to launch the "Trees Outside Forests in A) Airnetz Aviation Pvt. Ltd.
India (TOFI)" program? B) Boeing India Pvt. Ltd.
A) Himachal Pradesh B) Assam C) Aroon Aviation Services Pvt. Ltd.
C) Arunachal Pradesh D) Meghalaya D) Garuda Aerospace Pvt. Ltd.
Page | 73
43. Which company has recently collaborated with the 54. Which organisation recently announced to fund the
Indian Army to set up 17 EV charging stations? farm efficiency initiative of Smartchem
A) Larsen & Toubro Limited Technologies Limited (STL) through loan facility?
B) Tata Power Limited A) Asian Infrastructure Investment Bank
C) Ola Electric Limited B) International Monetary Fund
D) Adani Green Energy Limited C) World Bank
44. Who has recently launched two campaigns of the D) Asian Development Bank
NALSA to promote inclusivity? 55. SEBI issued norms regarding the standardization of
A) Justice Chandrachud rating scales used by CRAs with effect from ____?
B) Justice N. Kotiswar Singh A) 1st April 2023 B) 1st March 2023
C) Justice S. Muralidhar C) 1st February 2023 D) 1st January 2023
D) Justice Meenakshi Arora 56. Which payment bank recently partnered with the Chqbook
45. Which of the following states/UT has ‗Not‘ in the to launch a zero-balance digital current account?
achieved Level II list in the Performance Grading A) India Post Payments Bank
Index for States/UTs for 2020–21 released by the B) NSDL Payments Bank
Department of School Education and Literacy C) Airtel Payments Bank
(DoSE&L), Ministry of Education? D) FINO Payments Bank
A) Uttar Pradesh B) Maharashtra 57. Name the bank that has recently launched the limited-
C) Gujarat D) Chandigarh time FD scheme to offer higher interest rates?
46. The Ministry of Heavy Industries (MHI) has A) Union Bank of India B) Bank of Baroda
recently announced a list of safety tests for electric C) Canara Bank D) Bank of India
vehicles (EV) will be mandatory from __________? 58. AirAsia Aviation Group Limited sold its
A) December 2022 B) January 2023 ______stake in its India operations, AirAsia(India)
C) March 2023 D) April 2023 Private Limited, to Air India Limited?
47. Which bank recently launched a special FD scheme A) 20.06% B) 16.33%
‗Star Super Triple Seven Fixed Deposit‘? C) 17.98% D) 15.29%
A) Union Bank of India B) Bank of Baroda 59. Which insurance company recently launched the
C) Canara Bank D) Bank of India iGuarantee Max Savings Plan to offer dual benefits
48. Which ministry has recently signed an agreement of high returns and life cover?
with Patanjali Ayurved for marketing of products A) Aditya Birla Sun Life Insurance
made by women SHGs? B) Exide Life Insurance
A) Ministry of Skill Development and C) Bajaj Allianz Life Insurance
Entrepreneurship D) Aegon Life Insurance
B) Ministry of Women and Child Development 60. Who recently won the Chevalier de l‘Ordre National
C) Ministry of Panchayati Raj du Mérite, the Knight of the Order of the Merit?
D) Ministry of Rural Development A) Bombay Jayashri B) Prabha Atre
49. Name the bank that has recently signed a C) Sudha Ragunathan D)Aruna Sairam
bancassurance agreement with Niva Bupa Health 61. Which insurance company recently launched
Insurance Company Limited to provide health ‗Protection Plus policy to offer attractive features
insurance solutions to customers? with Maturity Benefit of return of premiums?
A) YES Bank B) HDFC Bank A) Bajaj Allianz Life Insurance
C) IDFC FIRST Bank D) Axis Bank B) Bharti AXA Life Insurance
50. Conference of the Parties (COP 27) 2022 will be C) Aditya Birla Sun Life Insurance
held in ____________ ? D) Aviva Life Insurance
A) Saudi Arabia B) Sudan 62. Which state‘s Road Transport Corporation "Grama
C) Iran D) Egypt Vandi" won the national "Commentation Award in
51. Which initiative has been recently launched by the Urban Transport" under the category of "City with
Aditya Birla Sun Life AMC Limited for the Best Public Transport System―?
empowering support staff and their families? A) Kerala B) Madhya Pradesh
A) Surakshit B) Jeevan Rakshak C) Karnataka D) Gujarat
C) Pratiyogita D) Sahyog 63. Which company recently Partnered with Bayer &
52. Which payment bank recently partnered with Rabo Partnerships to enhance the digitization of
‗Niveshak Didi‘ initiative to conduct India‘s First India‘s Agri-Finance sector?
Floating Financial Literacy Camp? A) Discover Financial Services
A) India Post Payments Bank B) American Express
B) Jio Payments Bank C) MasterCard
C) Airtel Payments Bank D) Capital One
D) FINO Payments Bank 64. Who has been recently appointed as the CEO of
53. Which insurance company partnered with Karza Energy Efficiency Services Limited(EESL)?
Technologies Private Limited to offer insurance on A) Arvind Kumar Yadav B) Neeraj Kishan Kaul
WhatsApp Platform? C) Arun Kumar Mishra D) Vishal Kapoor
A) Exide Life Insurance 65. Bain Capital Sold 16.7 million, equal to 0.54%
B) Edelweiss Tokio Life Insurance stake, in ________ ?
C) Aditya Birla Sun Life Insurance A) IndusInd Bank B) Axis Bank
D) Bharti AXA Life Insurance C) YES Bank D) ICICI Bank
66. Who has been recently appointed as the President-
Elect of the FICCI?
74 | Page
A) Anish Shah B) Sanjiv Mehta 80. The Income Tax Department (IT Department)
C) Uday Shankar D)Subhrakant Panda launched the HARITAaykar initiative to increase
67. Which company recently signed an MoU with the the green cover by planting trees and creating
Abu Dhabi National Oil Company to explore LNG micro-forests.In HARIT, what does ‗R‘ stand for?
supply and decarbonization? A) Rejuvenating B) Resolution
A) Bharat Petroleum Corporation Limited C) Reserved D) Renewable
B) Oil and Natural Gas Corporation 81. As per AMFI data, which state has the maximum
C) Indian Oil Corporation Limited mutual fund penetration in India?
D) GAIL India Limited A) Kerala B) Jharkhand
68. Who has been recently appointed as the First C) Haryana D) Maharashtra
women IG of Rapid Action Force? 82. Which of the following points are ‗correct‘ with
A) Sanjukta Parashar B) Annie Abraham respect to India‘s G20 presidency?
C) Sumathi Badugula D) Seema Dhundia i) PM Narendra Modi revealed the logo, theme, and
69. Karnataka government posthumously conferred website for India‘s G20 presidency, were India
‗Karnataka Ratna‘, to _______ at 67th Kannada will assume the G20 Presidency for 1 year
Rajyotsava in Bengaluru, Karnataka? ii) The G20 logo features a lotus, the national
A) Raj Kaushal B) Sidharth Shukla flower of India, painted in the tricolour,
C) Puneeth Rajkumar D) Raju Srivastava together with an image of the Earth.
70. DRDO conducted the maiden flight test of the iii) The theme for India‘s G20 Presidency is
phase-II Ballistic Missile Defense (BMD) ―VasudhaivaKutumbakam,‖ which refers to
interceptor AD- 1 missile in ___? ―One Earth, One Family, One Future.‖
A) Karnataka B) Odisha A) Only i & ii B) Only ii & iii
C) Tamil Nadu D) Andhra Pradesh C) Only i & iii D) All i, ii & iii
71. Which word has been selected as Collins Word of 83. Which of the following points are ‗correct‘ with
the Year 2022? respect to India's First SGrB Framework?
A) Splooting B) Permacrisis i) The Union Finance Minister of India approved
C) Moonlighting D) Quite Quitting the final and first SGrB Framework of India.
72. Padma Bhushan awardee ‗Ela Ramesh Bhatt‘ passed ii) GoI aims to issue 160 billion rupees of such
away recently. In which field did she receive Padma bonds between October and March 2023.
Bhushan award in 1986? iii) As per the framework, the Ministry has formed
A) Social Work a GFWC to validate key decisions on the
B) Art issuance of SGrB
C) Science and Engineering A) All i, ii & iii B) Only i & ii
D) Sports C) Only ii & iii D) Only i & iii
73. Vetsa Ramakrishna Gupta has recently assumed 84. Indian Army launched a single window facility for
additional charge as CMD of which organisation? the welfare and grievances redressal of veer naris.
A) Indian Oil Corporation Limited The Project was developed by which Institute?
B) Hindustan Petroleum Corporation Limited A) Sardar Vallabhbhai National Institute of Technology
C) Oil India Limited B) IIT Delhi
D) Bharat Petroleum Corporation Limited C) IIT Madras
74. Which state government has recently launched D) Bhaskaracharya Institute for Space
"Ladli Laxmi 2.0," a financial assistance scheme for Applications and Geoinformatics
girls? 85. Which company recently signed an MoU with the
A) Karnataka B) Jharkhand IWAI to build India‘s 1st Hydrogen Fuel Cell
C) Madhya Pradesh D) Uttar Pradesh Catamaran Vessel and Electric Hybrid Vessels?
75. Who has been recently appointed as the Chair of the A) Mazagon Dock Shipbuilders
country‘s Civil 20? B) Hindustan Shipyard Limited
A) SadhguruJaggi Vasudev C) Cochin Shipyard Limited
B) Mata Amritanandamayi Devi D) Garden Reach Shipbuilders & Engineers
C) Swamiji Amritaswarupananda Puri 86. Which organisation recently signed an MoU with
D) Gurudev Sri Sri Ravi Shankar the DMRC for the development of an i-CBTC?
76. Who is the current chairman of the CPCB? A) Hindustan Aeronautics Limited
A) Ajay Agarwal B) Tanmay Kumar B) Bharat Dynamics Limited
C) Prashant Gargava D) Kamlesh Singh C) Electronics Corporation of India Limited
77. When was the UN‘s International Day to End D) Bharat Electronics Limited
Impunity for Crimes against Journalists 2022 87. Which of the following points are ‗correct‘ with
observed across the globe? respect to the Urban Mobility India Conference &
A) 1st November 2022 B) 30th October 2022 Expo 2022?
C) 2nd November 2022 D) 31st October 2022 A) The Urban Mobility India Conference & Expo
78. Indian Army transported four Explosive Detection 2022 was held in Kochi, Kerala
(ED) dogs to the _________ country‘s military ? B) The UMI Conference & Expo 2022 was jointly
A) Thailand B) Philippines organized by the MoHUA& Government of Kerala.
C) Vietnam D) Cambodia C) Thiruvananthapuram, Kerala won the Most
79. Which state government recently launched the "CM Sustainable Transport System Award for Bus
dashboard" & the "eUphaar portal"? Rapid Transit System (BRTS).
A) Madhya Pradesh B) Haryana A) All A, B & C B) Only A & B
C) Gujarat D) Rajasthan C) Only B & C D) Only A & C
Page | 75
88. India‘s data centre capacity has been rapidly D) National Payments Corporation of India
increasing, reaching ________ MW in the first half 99. Which insurance company recently launched 14
of 2022, and is predicted to reach 1318 MW by new insurance solutions products?
_______? A) Bharti AXA General Insurance Co. Ltd.
A) 389 MW; 2024 B) 637 MW; 2025 B) ICICI Lombard General Insurance Co. Ltd.
C) 389 MW; 2026 D) 637MW; 2024 C) Cholamandalam General Insurance Co. Ltd
89. India‘s 1st National Repository for Life Science D) Max Life Insurance
Data, the Indian Biological Data Center, was set up 100. Which of the following points are ‗correct‘ with
in which city? respect to the recent launches by the SEBI?
A) Bengaluru, Karnataka B) Ahmedabad, Gujarat A) The SEBI introduced a regulatory framework
C) Chennai, Tamil Nadu D) Faridabad, Haryana to facilitate online bond platforms providers
90. India‘s 1st Fisheries Start-Up to receive ISO 27001 that are selling listed debt securities.
certification for Information Security Management B) SEBI also amended its Takeover Code to
(ISM) given to which company? facilitate transactions involving change in
A) Sea6 Energy B) Aquaconnect control/disinvestment of State-owned
C) FishChain D) Seagrass Tech enterprises or Public Sector Undertakings.
91. Which organisation has recently signed an MoU C) SEBI notified rules reducing the minimum
with the Bureau of Energy Efficiency to Promote holding requirement of Real REITs units by
Energy Efficiency Finance for MSMEs? sponsors to 15% from 25% at present to
A) Small Industries Development Bank of India encourage more companies to float REITs.
B) Reserve Bank of India A) All A, B & C B) Only A & B
C) National Bank for Agriculture and Rural C) Only B & C D) Only A & C
Development 101. 1st Indian Scientist to be Awarded 2022 Bailey K
D) Securities and Exchange Board of India Ashford Medal & 2022 FASTMH Award?
92. The Supreme Court of India upheld the validity of the A) Namita Thapar B) Soma Mondal
____Constitution Amendment providing reservation C) Ghazal Alagh D) Subhash Babu
for the economically weaker sections (EWS)? 102. Who is the current MD & CEO of Bharti Airtel
A) 101st B) 102nd Limited?
C) 103rd D) 100th A) Rituraj Awasthi B) Gopal Vittal
93. ‗The World‘s Biggest Employers- Employers with C) Neeraj Chopra D) C Anandharamakrishnan
the most personnel worldwide (2022 or latest 103. Which agri-tech start-up platform has recently
available)‘, India‘s _________ is the world‘s integrated with the Platform of Platforms (PoPs)
biggest employer? portal by the eNAM?
A) Ministry of Skill Development and Entrepreneurship A) Krishify B) Ninjacart
B) Ministry of Defence C) DeHaat D) Ftcash
C) Ministry of Road Transport and Highways 104. According to the data shared by SCORES, the SEBI
D) Ministry of Labour and Employment 5 received an average of _______ complaints every
94. Union Minister of Ports, Shipping, and Waterways month so far in FY23?
announced the plan to Launch the World‘s Longest A) 5,786 B) 3,011
River Cruise from Varanasi, Uttar Pradesh to ___? C) 4,189 D) 2,901
A) Gangavathi, Karnataka 105. As per the Moody‘s Investors Service India‘s GDP
B) Dibrugarh, Assam growth forecast for 2022 was reduced to ________?
C) Mumbai, Maharashtra A) 7.4% B) 7%
D) Itanagar, Arunachal Pradesh C) 7.5% D) 7.7%
95. Which of the following countries was recently 106. Which of the following points are ‗correct‘ with respect
removed from the United States Currency to the foundation day of the Union Bank of India?
Monitoring List along with India and Mexico? i) The UBI celebrated its 100th foundation day at
A) Thailand B)Italy Mumbai, Maharashtra on 9th November 2022.
C) Vietnam D) All 1, 2 & 3 ii) The super app of the bank, named Union Vyom
96. Emirates NBD has recently announced an additional App, was launched to provide a one-stop
___________ investment in its India operations? solution for all financial products.
A) USD 100 million B) USD 600 million iii) Union SARAS was launched to offer early
C) USD 400 million D) USD 200 million resolution and effective management of
97. Which organisation has recently started accepting stressed assets.
electronic bank guarantee issued by the NeSL? A) Only i B) Only i& ii
A) Rural Electrification Corporation C) Only ii & iii D) Only i& iii
B) National Highways Authority of India 107. DRDO launched the SPACE facility for sonar
C) National Thermal Power Corporation Limited systems of the Indian Navy at the NPOL, _____?
D) Border Roads Organisation A) Visakhapatnam, Andhra Pradesh
98. Which organisation has recently introduced the B) Chennai, Tamil Nadu
BHIM app open-source licence model, with an aim C) Mumbai, Maharashtra
of achieving ‗Digital Payments for All‘? D) Kochi, Kerala
A) Reserve Bank of India 108. Which of the following points are ‗incorrect‘ with
B) Insurance Regulatory and Development respect to the QS Asia University Rankings 2023?
Authority A) 19 Indian Universities are featured among the
C) National Bank for Agriculture and Rural top 200 on the 15th edition of QS Asia
Development University Rankings 2023.
76 | Page
B) Peking University, Beijing, China has topped 118. Who has been recently elected as the President of
the QS Asia University Rankings 2023 AIRIA for the Fiscal Year 2022-2023?
followed by National University of Singapore A) Ramesh Kejriwal B) Bjorn Gulden
(NUS). C) Mithilesh Jadhav D) Greg Barclay
C) IIT Bombay (52th rank) , IIT Delhi (40th rank), 119. When was the UN‘s World Science Day for Peace
and IISc Bangalore (46th) have topped among and Development 2022 observed?
the Indian universities. A) 10th November B) 11th November
D) All A, B & C C) 9th November D) 12th November
109. BSNL received approval from the GoI to sign an 120. Who has recently launched the e-KUMBH portal?
order with ___________ for BSNL‘s 4G network? A) DroupadiMurmu B) Amit Shah
A) Infosys C) Narendra Modi D) Ram Nath Kovind
B) Tech Mahindra 121. In which state, Mahindra & Mahindra Farm
C) Wipro Equipment Sector set up it‘s first Greenfield farm
D) Tata Consultancy Services machinery plant?
110. Which railway station that has been awarded a 4- A) Madhya Pradesh B) Tamil Nadu
star rating for "Eat Right Station" by the FSSAI? C) Karnataka D) Andhra Pradesh
A) Mumbai Central Railway Station 122. India conducted the ______ edition of the largest
B) Chhatrapati Shivaji Terminus ‗Pan-India‘ Coastal Defence Exercise ?
C) Bhopal Railway Station A) 1st B) 3rd
D) Chandigarh Railway Station C) 5th D) 2nd
111. RBI approved the amalgamation of Shree Sharada 123. The Government of India has recently extended the
Sahakari Bank Ltd. with which Co-operative Bank? tenure for the appointment of the CEO and MD of
A) Abhyudaya Co-operative Bank Ltd Public Sector Banks up-to _____ years?
B) Cosmos Co-operative Bank Ltd A) 15 years B) 12 years
C) Saraswat Co-operative Bank Ltd C) 8 years D) 10 years
D) ShamraoVithal Co-operative Bank Ltd 124. As per the World Steel Association which country
112. A new species of endemic __________ has been has become the world‘s 2nd largest producer of
recently discovered in the Western Ghats after a Crude Steel?
200-year gap? A) United States of America
A) Honeybee B) Grasshopper B) India
C) Butterfly D) Spider C) China
113. India participated in the _______ Malabar Naval D) Japan
Exercise recently? 125. Which edition of the Indo-US joint military training
A) 32nd B) 30th exercise ‗YUDH ABHYAS 22‘?
C) 24th D) 26th A) 16th B) 20th
114. Which of the following points are ‗correct‘ with C) 22nd D) 18th
respect to the India Agribusiness Summit 2022? 126. The Competition Commission of India will handle
i) NFDB, Hyderabad has been awarded the all GST antiprofiteering complaints from _____ ?
―India Agribusiness Awards 2022‖ for the Best A) 1st January 2023 B) 1st December 2022
Agribusiness Fisheries Sector Category at the C) 1st February 2023 D) 1st April 2023
Summit 2022. 127. Government of India plan to establish India‘s first
ii) The India Agribusiness Summit 2022 held as a university for the cooperative sector in which
part of ―AgroWorld 2022‖ - India state/UT?
International Agro Trade and Technology Fair A) Punjab B) Tamil Nadu
2022 - held at Indian Agriculture Research C) Puducherry D) New Delhi
Institute, Pusa Campus, New Delhi. 128. Which bank has recently signed a 150 million Euro
iii) Gujarat has bagged the ‗India Agribusiness loan agreement with KfW Development Bank for
Awards 2022‘ in the best state category for the solar sector?
outstanding contribution in the areas of A) Indian Bank B) Axis Bank
agriculture friendly policies. C) State Bank of India D) ICICI Bank
A) All i, ii & iii B) Only i & ii 129. What is India‘s rank in the Climate Change
C) Only ii & iii D) Only i & iii Performance Index (CCPI) 2023?
115. Which bank recently partnered with Arzooo to A) 10th B) 8th
provide retailers with purchase cards? C) 5th D) 9th
A) Axis Bank B) YES Bank 130. India needs to invest _________ per annum into
C) ICICI Bank D) HDFC Bank urban infrastructure to meet the needs of the fast-
116. Which state has recently launched the "Technology growing urban population as per World Bank?
Transfer Scheme," to reimburse tech licence costs to A) USD 22 billion B) USD 15 billion
startups? C) USD 10 billion D) USD 55 billion
A) Haryana B) Goa 131. Who was recently honored with the Jaipur Foot
C) Rajasthan D) Kerala USA‘s 1st ‗Global Humanitarian Award‘ for
117. Which of the following personalities has recently COVID-19 relief efforts?
inducted into the ICC Hall of Fame? A) Danish Manzoor Bhat
A) Shivnarine Chanderpaul B) C V Ananda Bose
B) Charlotte Edwards C) Sandhya Devanathan
C) Abdul Qadir D) Rajiv Kumar
D) All A, B&C
Page | 77
132. According to the UN World Population Prospects 145. As per the analysis of the quarterly financial
2022, the global population is projected to achieve numbers published by the Public Sector Banks,
________ on November 15, 2022? _________ has emerged as the top performer among
A) 6 billion B) 8 billion PSBs in terms of loan growth in percentage terms
C) 5 billion D) 9 billion during the Q2FY23?
133. Which Small Finance Bank recently awarded with A) Punjab National Bank
the ‗Best in Class‘ for Environment, Social, and B) Union Bank of India
Governance (ESG) rating from CareEdge Ratings? C) State Bank of India
A) Utkarsh Small Finance Bank D) Bank of Maharashtra
B) Equitas Small Finance Bank 146. Which organisation has recently won Publisher of
C) Capital Small Finance Bank the Year 2022 at the Tata Literature Live! The
D) ESAF Small Finance Bank Mumbai LitFest?
134. Which organisation has recently sanctioned funds to A) Penguin Random House India
the Odisha government for Flood Protection Projects? B) HarperCollins Publishers India
A) NITI Aayog B) UNDP C) Rupa Publications
C) NABARD D) World Bank D) Arihant Books
135. In which year, India will hold the SCO summit as 147. Which organization recently unveiled the design of
chairman? the "MK30," an air delivery drone?
A) 2022 B) 2023 A) Hindustan Aeronautics Limited
C) 2025 D) 2024 B) Amazon
136. ADB signed a _________ financing package with C) Zomato
GreenCell Express Private Limited to develop 255 D) Thanos Technologies
electric battery-powered buses in India? 148. Which company recently unveiled a model of the
A) USD 20 million B) USD 50 million humanoid robot?
C) USD 10 million D) USD 40 million A) Comau B) Mitsubishi
137. Which of the following Indian banks have opened C) Denso Robotics D) Tesla
special Vostro accounts after approval from the RBI? 149. Which RRB recently entered into a bancassurance
A) IndusInd Bank B) UCO Bank partnership with LIC of India for the distribution of
C) Karnataka Bank D) Both A & B life insurance products?
138. According to the 2022 Mid-Year Trends report A) Tamil Nadu Grama Bank
released by the UNHCR report, _________ people B) Karnataka Vikas Grameena Bank
were forcibly displaced across the globe? C) Jammu And Kashmir Grameen Bank
A) 150 million B) 50 million D) Assam Gramin Vikash Bank
C) 90 million D) 103 million 150. Who has recently received the ‗Sumitra Charat Ram
139. Which company has recently sold the stake of 4.5% Award‘?
in One97 Communications? A) Uma Sharma B) Sanjay Kumar Mishra
A) Axis Trustee Services Ltd C) Ankit Gupta D) KanavKariya
B) SVF India Holdings Ltd 151. Kotak Investment Advisors Limited secured an
C) Ant Group anchor investment of ___________ from the Abu
D) SoftBank Group Corp Dhabi Investment Authority (ADIA) ?
140. Which Life Insurance Company has recently A) USD 400 million B) USD 100 million
received PFRDA nod to become an Annuity Service C) USD 306 million D) USD 500 million
Provider? 152. Which aerospace company has recently launched
A) Piramal Capital & Housing Finance Ltd India‘s first privately built rocket with the assistance
B) InsuranceDekho from ISRO and IN-SPACe?
C) Max Life Insurance A) Skyroot Aerospace B) Fabheads Aerospace
D) Shriram Life Insurance C) Astrome Aerospace D) Aventior Aerospace
141. Which company has recently signed an MoU with 153. Which of the following statements is/ are ‗correct‘
Jammu and Kashmir rural livelihoods mission to with respect to the developments made in Karnataka
support SHG members? in Nov '22?
A) Amazon B) Meesho i) The International Semiconductor Consortium
C) Mahindra Group D) Flipkart (ISMC) has proposed to build India‘s First
142. Which country recently received the EXCELL semiconductor fab facility in Karnataka.
Awards 2022 in the ―country category‖? ii) Google has signed a MoU with the government
A) Japan B) France of Karnataka to promote innovation and spur
C) India D) Ghana the growth of startups across Karnataka.
143. Who has been recently appointed as the Chairman iii) Government of Karnataka signed a five-year
of the NPST by PFRDA? MoU with the CEGIS to provide technical,
A) L Ganesh analytical, and programmatic support in areas
B) Venugopal GirdharilalSomani such as enhancement of state revenue.
C) Achanta Sharath Kamal A) All i, ii & iii B) Only i & ii
D) Suraj Bhan C) Only ii & iii D) Only i & iii
144. Which state government recently approved a budget 154. What is the name of the author, who recently passed
for the Camel Conservation Scheme? away and is well-known for his books ―From
A) Madhya Pradesh B) Punjab Myanmar to Madagascar: The Journey of a Diplomat
C) Arunachal Pradesh D) Rajasthan and Bhitarkanika: The Mesmerising Mangrove''?
A) Binapani Mohanty B) Mukul Arya
78 | Page
C) AbasarBeuria D) Ashok Amrohi 167. Which state has inaugurated the UNESCO-India-
155. Which state/UT has recently launched the Africa Hackathon 2022 at the Gautam Buddha
MukhyamantriSikshaPuraskar Yojana, an award and University?
scholarship scheme? A) Bihar B) Uttarakhand
A) Jammu &Kashmir B) Odisha C) Himachal Pradesh D) Uttar Pradesh
C) Assam D) Karnataka 168. Which formula one racing driver announced his
156. Which company recently signed a framework retirement recently?
agreement with the Egyptian government to A) Lewis Hamilton B) Alain Prost
establish green hydrogen plant? C) Sebastian Vettel D) Max Verstappen
A) Suzlon Energy Ltd 169. Who has inaugurated ‘53 Hours Challenge‘ for ‗75
B) Websol Energy Systems Ltd Creative Minds Tomorrow‘?
C) ReNew Power Pvt. Ltd A) Narendra Modi B) Anurag Singh Thakur
D) RattanIndia Power C) Piyush Goyal D) Amit Shah
157. _________ became the second largest microblog 170. The Anamalai Tiger Reserve (ATR) has launched
available to the world? ‗jumbo trails‘, a programme aimed to educate
A) Twitter B) Mastodon visitors to the tiger reserve about elephants, the
C) Koo D) Truth Social flora, and fauna. Where is Anamalai Tiger Reserve
158. Which country recently intends to send monkeys is situated?
into space to study reproduction in zero-gravity? A) Tamil Nadu B) Uttarakhand
A) Russia B) China C) Himachal Pradesh D) J&K
C) United States D) South Korea 171. Brampton city in Canada got its first turbaned Sikh
159. Who was recently conferred with the Chevalier de la deputy mayor with the appointment of _____.
Legion d‘Honneur? A) Lilly Singh B) Harjit Sajjan
A) Sumeet Anand B) Arvind Virmani C) Bardish Chagger D) Harkirat Singh
C) Vivek Joshi D) Payal S. Kanwar 172. How many gold medals won by India at 15th Asian
160. When was the 1st World Day for the Prevention of Airgun Championships in South Korea?
and Healing from Child Sexual Exploitation, Abuse A) 25 B) 28
and Violence? C) 15 D) 10
A) 17th November B) 19th November 173. Who has inaugurated SARAS AAJEEVIKA MELA
C) 18th November D) 20th November 2022 at India International Trade Fair in New Delhi?
161. The 21st World Congress of Accountants 2022 was A) Arvind Kejriwal B) Giriraj Singh
hosted by The Institute of Chartered Accountants of C) Amit Shah D) Piyush Goyal
India in Mumbai in Hybrid mode in November 174. Which bank has launched face authentication-based
2022. The theme for the WCOA 2022 is _____. savings bank account opening for customers recently?
A) Building Trust Enabling Sustainability A) India Post Payments Bank
B) Building confidence B) Paytm Payments Bank
C) A global information society C) ICICI Bank
D) Corporate Governance and Accountability D) Airtel Payments Bank
162. In November 2022, Novak Djokovic won the ATP 175. OECD cuts India growth rate forecast to _______ in
Finals title in Turin, Italy, This is Djokovic‘s ____ 2022 and warns of slow world economic growth.
ATP Title. A) 6.2 % B) 6.3 %
A) 4th B) 6th C) 6.4 % D) 6.6 %
C) 2nd D) 5th 176. Who has received the prestigious ‗Sumitra Charat Ram
163. ________ has won the national award from Pension Award‘ in recognition of her contribution in the field of
Fund regulatory and Development Authority Indian classical music and dance recently?
(PFRDA) for significant enrolment under Atal A) Nidhi Razdan B) Uma Sharma
Pension Yojana (APY) in November 2022. C) Sitara Devi D) Sujatha Singh
A) Karnataka Vikas Grameena Bank 177. World Heritage Week is being observed from ____
B) State Bank of India to _________.
C) Central Bank of India A) 19 – 25 November B) 21 – 26 November
D) Bank of India C) 22 – 27 November D) 23 – 27 November
164. In November 2022, The Reserve Bank of India 178. World Fisheries Day is observed every year on __.
(RBI) allowed HDFC Bank Ltd and Canara Bank A) November 18 B) November 19
Ltd to open a special ―vostro account‖ for trade in C) November 20 D) November 21
Rupees with which country? 179. The recently released book, ‗Nalanada – Until we
A) China B) Japan meet again‘ was authored by who among the
C) Russia D) UK following?
165. The National Payments Corporation of India (NPCI) A) Ruskin Bond B) Gautaaam Borah
in November 2022 had proposed a ______________ C) Vikram Seth D) Devdutt Patnaik
volume cap for third-party app providers (TPAP) in 180. Who among the following was honoured with Jaipur
a bid to avoid concentration risk. Foot USA‘s first Global Humanitarian Award in
A) 50% B) 15% November 2022 at a ceremony held at the Consulate
C) 20% D) 30% General of India in New York?
166. Where was the Indian Air Force‘s Air Fest 2022 A) Anil Agarwal B) Subarna Karkaria
organized? C) Arati Kousalaya D) Danish Manzoor Bhat
A) Nagpur B) Kanpur 181. The UNESCO-Madanjeet Singh Prize has been given
C) Lucknow D) Chandigarh to Franca Ma-ih Sulem Yong from Cameroon for:
Page | 79
A) Promotion of Tolerance and Non-Violence 195. World Children‘s Day is observed every year on
B) Promotion of Organic agricultural policy which day?
C) Promotion of elderly education A) 19 November B) 20 November
D) Promotion of Forest conservation C) 21 November D) 17 November
182. The 13th edition of bilateral exercise between the 196. Which of the following book has won 2022 JCB
Indian and the Royal _____ navies, Naseem Al Prize for Literature?
Bahr-2022. A) The Paradise of Food B) Song of the Soil
A) Oman B) United Kingdom C) Valli D) Imaan
C) France D) USA 197. World Television Day is observed on _______,
183. Who has been elected as a member of the every year. It is a day that recognizes the value and
International Committee for Weights and Measures impact of television in our lives.
(CIPM)? A) 19 November B) 20 November
A) Subroto Bagchi B) Subarna Karkaria C) 21 November D) 17 November
C) Anil Agarwal D) Venu Gopal Achanta 198. What is the name of official mascot of the Qatar
184. Google is paying tribute to American geologist and World Cup 2022?
oceanographic cartographer, _______, who helped A) Striker B) Zakumi
prove the theories of continental drift. C) Fuleco D) La‘eeb
A) Caitlyn Larsen B) Marie Tharp 199. Who was conferred the Gandhi Mandela Award
C) Rebecca Nesel D) Tiara Moore 2022 by Himachal Pradesh governor Rajendra
185. In November 2022, India took over the Vishwanath Arlekar?
chairmanship of Global Partnership on Artificial A) Sheikh Mujibur Rahman
Intelligence (GPAI) from which country? B) Dalai Lama
A) Canada B) United Kingdom C) Qaboos bin Said Al Said
C) Germany D) France D) ISRO
186. According to Handbook of Statistics on Indian 200. Daljeet Kaur passed away recently at age of 69. She
Statistics released by RBI in November 2022, was _______.
Karnataka has highest installed grid-interactive A) Writer B) Politician
renewable power capacity in India, it has total C) Film Director D) Actor
installed capacity of ____________.
A) 10,045 megawatts B) 11,547 megawatts ANSWER KEYS
C) 15,463 megawatts D) 5,759 megawatts 1. C 2. D 3. C 4. D 5. A 6. D
187. Which of the following Banks recently launched the 7. B 8. C 9. C 10. D 11. C 12. A
7th edition of knowledge summit ‗Evolve‘ for 13. C 14. C 15. A 16. C 17. D 18. C
MSMEs? 19. C 20. A 21. B 22. C 23. B 24. D
A) SBI bank B) Paytm Bank 25. D 26. D 27. D 28. D 29. A 30. B
C) ICICI bank D) Axis bank 31. C 32. C 33. A 34. C 35. A 36. B
188. CRISIL has revised its forecast for India‘s real gross 37. D 38. B 39. C 40. D 41. D 42. D
domestic product (GDP) growth to 7 per cent for the 43. B 44. A 45. A 46. D 47. D 48. D
current fiscal (2022-23) from _________ estimated. 49. C 50. D 51. D 52. A 53. C 54. D
A) 7.1 per cent B) 7.2 per cent 55. D 56. B 57. B 58. B 59. D 60. D
C) 7.3 per cent D) 7.4 per cent 61. D 62. A 63. C 64. D 65. B 66. D
189. India and ___________ sign agreement for 67. D 68. B 69. C 70. B 71. B 72. A
cooperation in high-performance computing. 73. D 74. C 75. B 76. B 77. C 78. D
A) OPEC B) NATO 79. B 80. B 81. D 82. D 83. A 84. D
C) UNESCO D) European Union 85. C 86. D 87. B 88. D 89. D 90. B
190. South Western Command of the Indian Army 91. A 92. C 93. B 94. B 95. D 96. A
conducted Integrated Fire Power Exercise, 97. B 98. D 99. B 100. A 101. D 102. B
―SHATRUNASH‘‘ at MFFR in Thar desert of ___. 103. A 104. B 105. B 106. C 107. D 108. C
A) Rajasthan B) Gujarat 109. D 110. C 111. B 112. A 113. D 114. B
C) Punjab D) Maharashtra 115. D 116. D 117. D 118. A 119. A 120. A
191. Who has represented India at the inauguration of the 121. A 122. B 123. D 124. B 125. D 126. B
FIFA World Cup 2022 in Qatar? 127. D 128. C 129. B 130. D 131. A 132. B
A) Narendra Modi B) Amit Shah 133. D 134. C 135. B 136. D 137. D 138. D
C) Rajnath Singh D) Jagdeep Dhankhar 139. D 140. D 141. B 142. C 143. D 144. D
192. What is the rank of India in the Network Readiness 145. D 146. B 147. B 148. D 149. B 150. A
Index 2022? 151. D 152. A 153. A 154. C 155. B 156. C
A) 59th B) 48th 157. C 158. B 159. A 160. C 161. A 162. B
C) 50th D) 61st 163. A 164. C 165. D 166. A 167. D 168. C
193. Who has been appointed as Election Commissioner 169. B 170. A 171. D 172. A 173. B 174. D
of India recently? 175. D 176. B 177. A 178. D 179. B 180. D
A) Abhishek Singhvi B) Aryama Sundaram 181. A 182. A 183. D 184. B 185. D 186. C
C) Arun Goel D) Mukul Rohatgi 187. D 188. C 189. D 190. A 191. D 192. D
194. Who is the author of a new book titled ‗The World: 193. C 194. D 195. B 196. A 197. C 198. D
A Family History‘? 199. B 200. D
A) Ruskin Bond B) Chetan Bhagat
C) Amish Tripathi D) Simon Sebag
80 | Page
100 GK QUESTIONS FOR

SSC & RAILWAY
1. In which one of the following cities is the Global
Automotive Research Centre being set up?
(a) Chennai (b) Hyderabad
(c) Pune (d) Gurgaon
2. The water of which one of the following lakes is
used for producing salt?
(a) Barapani (b) Kolleru
(c) Loktak (d) Sambhar
3. In which state is the Guru Shikhar Peak located?
(a) Rajasthan (b) Gujurat
(c) Odisha (d) Bihar
4. Where is Davos, the venue of the annual meeting of
World Economic Forum located?
(a) France (b) Germany
(c) Switzerland (d) None of these
5. The hill range that separates ithe state of Manipur
fromt he state of Nagaland is known as
(a) Arakan hills (b) Patkhai hills
(c) Barail hills (d) Manipur
6. Which one among the following rivers does not
flow in to the Bay of Bengal?
(a) Mahanadi (b) Cauvery (a) Barley (b) Sesamum
(c) Tapti (d) Godavari (c) Mustard (d) Sugarcane
7. Which river‘s originates in Brahmagiri range of 17. Which one of the following ancient Mahajanpadas
western Ghats? was located on the bank of Yamuna?
(a) Pennar (b) Cauvery (a) Anga (b) Avanti
(c) Krishna (d) Sutlej (c) Matsya (d) Vastsa
8. Which one of the following layers of the atmosphere 18. What was the script used in the earliest Tamil
contains water vapour & dust particles? inscriptions?
(a) Ionosphere (b) Mesosphere (a) Dravidian (b) Pictographic
(c) Stratosphere (d) Troposphere (c) Brahmi (d) Kharoshthi
9. Xerophytic vegetation is a characteristics feature of 19. The most important industry in Sangam age was
(a) Chhotanagpur (b) Khasi Hills (a) Produciton of cloth
(c) Kachchh (d) Eastern Hills (b) Raising of pepper
10. Which one among the following is a primary rock? (c) Glass industry
(a) Sedimentary (b) Igneous (d) None of these
(c) Metamorphic (d) None of these 20. Buddha has been described as ‗an ocean of wosdom
11. Which one of the following is the longest National and compassion‘ in
Highway in India? (a) Jataka tales (b) Amarakosa
(a) NH2 (b) NH7 (c) Buddha charita (d) None of these
(c) NH8 (d) NH31 21. Which of the following religions got spread in
12. Which one of the following is the first state to have different parts of Asia?
fully privatised its power distribution network? (a) Buddhism (b) Jainism
(a) Maharashtra (b) Odisha (c) Hinduism (d) None of these
(c) Uttar Pradesh (d) PaschimBanga 22. Most of the Ganta Paintings were done during the
13. When did the concept of pollution emerge clearly? period of
(a) In the Rigvedic Period (a) Harshavardhana (b) Guptas
(b) In the Post Vedic Period (c) Mauryas (d) Kushans
(c) In the Post Gupta age 23. Who was the first and the last woman ruler of
(d) None of these Delhi?
14. The Gayatri Mantra Contained in the Rigveda in (a) Chan Bibi (b) Noor Jahan
dedicated to which duty? (c) Rosia Sultan (d) MumtazMahal
(a) Agni (b) Savitri 24. The Battle of Khanwa was fought between?
(c) Marut (d) Surya (a) Babar &Hemu
15. With which of the following period do we associate (b) Babar &Ranasanga
the ‗Microlith‘ implements? (c) Akbar &Ranapratap
(a) Palaedithic (b) Mesolithic (d) None of these
(c) Neolithic (d) Chalcolithic 25. In the interim government formed in 1946 the vice-
16. Traces of which of the following has not been found president of the executive council was
in the Indus Civilisation? (a) Jawaharlal Nehru (b) Dr S Radhakrishnan
(c) C Rajgopalachari (d) Dr.Rajendra Prasad
Page | 81
26. Who was the first Indian to join the Viceroy‘s (b) Dr William Gande
executive council? (c) Dr.ManMohan Singh
(a) Satyendra Prasad Sinha (d) None of these
(b) K T Shah 42. Indian Production of tea in the world stands at
(c) Jawaharlal Nehru (a) 2nd (b) 3rd
(d) W C Mukherjee (c) 4th (d) 1st
27. Who among the following proposed the creation of 43. In which of the following years was the food
a preamble before the Drafting Committee? corporation of India (FCI) set up?
(a) B N Rao (b) Jawaharlal Nehru (a) 1955 (b) 1960
(c) Sardar Patel (d) B R Ambedkar (c) 1965 (d) 1970
28. Which one of the following is not related to the 44. WTO came into existence at the conclusion of
constitutional government? which round of GATT?
(a) Coalition government (a) Singapore (b) Uruguay
(b) Federal government (c) Merrakash (d) None
(c) Hierarchy government 45. When was the first EPZ set up in Kandla?
(d) None of these (a) 1965 (b) 1970
29. Right to information in India is a? (c) 1975 (d) 1995
(a) Fundamental Right 46. In the price of an interior good falls, its demand
(b) Legal Right (a) Rises (b) Falls
(c) Both a and b (c) Remains constant (d) None
(d) None of these 47. When was the Exim Bank set up?
30. In which part of the constitution details of (a) 1982 (b) 1984
citizenship are mentioned? (c) 1986 (d) 1980
(a) I (b) II 48. Which of these programmes has not been included
(c) III (d) V in the SwarnaJayantiSwarozgaryojana?
31. Under which article of the constitution of India can (a) IRDP (b) DWCRA
be provident of India be impeached? (c) TRYSEM (d) JNURM
(a) Article 61 (b) Article 75 49. Nirmal Gram Puraskar is related with
(c) Article 76 (d) Article 356 (a) Sanitation (b) Environment
32. What is the age of retirement of the president? (c) Food production (d) None
(a) 70 (b) 75 50. Deficit financing is spending
(c) 80 (d) No such limit (a) In excess of revenue
33. Zero Hour in the Indian Parliament starts at (b) By getting foreign aid
(a) 12 : 00 noon (c) By borrowing from abroad
(b) No fixed timings (d) None of these
(c) Last hour of the sitting 51. The earlier name of the WTO was
(d) None (a) UNCTAD (b) GATT
34. The state which has the largest number of seats (c) OECD (d) UNIDO
reserved for scheduled tribes in the LokSabha is 52. The scientist who first recognized and named the
(a) Bihar (b) Gujurat nucleus was
(c) Goa (d) Madhya Pradesh (a) Robert Hooke (b) Robert Brown
35. The term of the RajyaSabha was fixed by the (c) Thomas Morgan (d) None
(a) President (b) Constitution 53. The metal ion involved in stomatat regulation in
(c) Parliament (d) None plants is
36. The power of Judicial review in India is (a) Magnesium (b) Zinc
(a) Explicit (c) Potassium (d) Iron
(b) Implicit 54. Iron combines with pigment porphyrin to form
(c) Given by the president (a) Home (b) Carotenes
(d) Given by the parliament (c) Chlorophyll (d) None
37. The most appropriate measure of country‘s 55. The ten percent law related to the transfer of energy
economic growth is its in a food chain was given by
(a) Gross Domestic Product (a) Lamarck (b) Kindemann
(b) Net Domestic Product (c) Darwin (d) None
(c) Per capita Real Income 56. If all the plants of the world die, all the animals will
(d) None of these also die due to shortage of
38. Paper currency first started in India in (a) Shelter (b) Cold air
(a) 1680 (b) 1862 (c) Food (d) Oxygen
(c) 1542 (d) 160 57. Which of the following is a living fossil?
39. What was the period of plan Holiday? (a) Ginkgo (b) Fungus
(a) 1966 – 69 (b) 1951 – 56 (c) Green algae (d) None of these
(c) 1956 – 61 (d) 1961 – 66 58. Who proposed the mutation theory of evolution?
40. On which day is Budget Presented to the (a) Huxley (b) Darwin
Parliament? (c) Lamrck (d) Hugo de vries
(a) 15th March (b) 11th April 59. Radial Karatomy, a surgical procedure is used to
(c) 26th January (d) Last day of February cure
41. The term Green Revolution was coined by? (a) Cataract (b) Myopia
(a) Dr Norman Borlaug (c) Astigmatism (d) None
82 | Page
60. Which of the following is known as ‗graveyard of 78. Which of the following metals is remains in liquid
RBCS‘? form under normal conditions?
(a) Liver (b) Bone marrow (a) Uranium (b) Radium
(c) Spleen (d) Appendix (c) Zinc (d) Mercury
61. The phylum chordate is characterised by the 79. Which of the following gases is used as an
presence of illuminant in lamps used by hawkers?
(a) Spinal cord (b) Noto chord (a) Methane (b) Ethylene
(c) Nerve chord (d) None of these (c) Acetylene (d) Hydrogen
62. Which of the following has no blood, but respires? 80. Which of the following is not a nucleon?
(a) Fish (b) Earth worm (a) Proton (b) Neutron
(c) Hydra (d) None of these (c) Electron (d) Positron
63. The number of ribs in human body is 81. Who developed hydrogen bomb?
(a) 12 (b) 18 (a) Wernher Von Braun
(c) 20 (d) 24 (b) J Robert
64. Ball bearing are used in a vehicle to (c) Edward Taller
(a) Increase friction (d) Sammuel Cohen
(b) Reduce friction 82. The chemical used as ‗Fixer‘ in photography is
(c) Make the wheel stable (a) borax (b) Sodium thiosulphate
(d) None of these (c) sodium sulphate (d) None
65. Laparoscopy is connected with 83. ‗Saponification involves the hydrolysis of fats &
(a) Radars oils by‘
(b) Science of tissues (a) Water (b) Washing soda
(c) Gynecological operation (c) Steric acid (d) Caustic soda
(d) None 84. Optic fibers are mainly used for which of the
66. Lambert‘s law is related following?
(a) Reflection (b) Illumination (a) Communication (b) Weaving
(c) Refraction (d) None (c) Swimming (d) None
67. The laws of planetary motions were discovered by 85. Which synthetic libre possesses a ‗drop-dry‘
(a) JohamesKepler (b) Galileo property?
(c) Thomas Edison (d) None (a) Rayon (b) Nylon
68. The difference between a musical sound & noise (c) Silk (d) Terylene
lies in 86. Epoxy resins are used as
(a) Intensity (b) Pitch (a) Adhesives (b) Detergents
(c) Wavelength (d) None (c) Insecticides (d) None
69. Conduction of current in an aqueous solution of 87. The major ingredient of leather is
sodium chloride is by (a) Collagen (b) Polymer
(a) Electrons only (c) Nucleic acid (d) None
(b) Chloride ions only 88. Deep blue colour is imparted to glass by the
(c) Iodium& chloride ions presence of
(d) None (a) Iron oxide (b) Cupric oxide
70. Reading of the barometer going down is an (c) Carbide (d) None
indication of 89. The 2021 meeting of the SCO council of Heads of
(a) Intense heat (b) Snow State was held in which place?
(c) Rainfall (d) Storm (a) Dushan be (b) Mumbai
71. The unit for measurement of magnetic induction is (c) Chennai (c) None
(a) Joule (b) Gress 90. Which day is marked as the international
(c) Gauss (d) Weber coastatclean up day every year?
72. The human eye is sensitive to ____light? (a) 3rd Saturday in September
(a) Green (b) Red (b) 1st Saturday in august
(c) Yellow (d) Blue (c) 2nd Saturday in July
73. Of the following, which one is the best insulator? (d) 2nd Saturday in September
(a) Wood (b) Cloth 91. Where was the 8th edition of the three binomial
(c) Glass (d) Paper conference of Indian Army chiefs held?
74. Which mirror is used as rear view mirror in (a) Goa (b) Pune
vehicles? (c) Mumbai (d) Delhi
(a) Inverted (b) Plane 92. The Surya Kiran-XV is a joint military training
(c) Carave (d) Convex exercise of Indian Army with which country?
75. Which of the following are most penetrating? (a) Nepal (b) China
(a)  - rays (b) - rays (c) Bhutan (d) Pakistan
(c)  - rays (d) x-rays 93. Recently which country has applied to join the Asia
76. The wavelength of x-rays is of the order of Pacific free Trade grouping?
(a) 1 cm (b) 1 m (a) Nepal (b) China
(c) 1 Angstrom (d) 10 Micron (c) India (d) Pakistan
77. Which of the following is an element? 94. In which state India‘s 61st software technology park
(a) Rubby (b) Sapphire was opened recently?
(c) Emerald (d) Diamond (a) Nagaland (b) Sikkim
(c) Tripura (d) Bihar
Page | 83
95. India‘s first indigenous luxury cruise linear is being ANSWER KEYS
operated by? 1 a 26 a 51 b 76 c
(a) IRCTC (b) DRDO 2 d 27 b 52 b 77 d
(c) DRDA (d) None 3 a 28 c 53 c 78 d
96. Which state government has recently declared a fish 4 c 29 b 54 a 79 c
named KapoorMashir as the state fish? 5 c 30 c 55 b 80 d
(a) Assam (b) Sikkim 6 c 31 a 56 d 81 c
(c) Goa (d) Bihar 7 b 32 d 57 a 82 b
97. Which state‘s sirarkhong chilli &Tamenglonyornage 8 d 33 a 58 d 83 d
have been given GI Tag? 9 c 34 d 59 b 84 a
(a) Maharashtra (b) Odisha 10 b 35 b 60 c 85 b
(c) Manipur (d) Assam 11 b 36 b 61 b 86 a
98. All to crimes in India Report, which state has 12 a 37 c 62 c 87 a
highest no of kidnapping incident? 13 b 38 c 63 d 88 c
(a) Maharashtra (b) Odisha 14 b 39 a 64 b 89 a
(c) Uttar Pradesh (d) Goa 15 b 40 d 65 c 90 a
99. Which state government has launched the senior 16 d 41 b 66 b 91 d
citizen help line ‗Elderline-14567‘? 17 d 42 d 67 a 92 a
(a) Jammu & Kashmir (b) Goa 18 c 43 c 68 b 93 b
(c) Bihar (d) Kerala 19 a 44 c 69 c 94 a
100. ShetaliJuneja becomes the first woman chaor person 20 b 45 a 70 c 95 a
to which organisation 21 a 46 c 71 c 96 b
(a) ICAO (b) CISF 22 b 47 a 72 b 97 c
(c) HAL (d) None 23 c 48 d 73 c 98 c
24 b 49 a 74 d 99 a
25 a 50 a 75 c 100 a
84 | Page
40 COMPUTER
MCQs
1. What is the name of the digital circuit that performs
arithmetic and logical operations in computers?
[A] Arithmetic Logic Unit
[B] Digital comparator
[C] Multiplexer
[D] None of these
2. Which of the following blogging platform was first
launched by Pyra Labs?
[A] WordPress [B] Blogger
[C] Typepad [D] Twitter
3. Which of the following are part of the Logical
Operations of the computer? [C] Open Office
[A] Addition [B] Greater Than [D] Both b and c
[C] Subtraction [D] Differentials 12. Which of the following is the location information
4. Which of the following was the first commercial application software?
computer? [A] MATLAB [B] Google
[A] Manchester Baby [C] ArcGIS [D] Win
[B] Manchester Mark 1 13. What are the terms used for Technical Debt?
[C] EDVAC [A] Code Debt [B] Design Debt
[D] Ferranti Mark 1 [C] Both A and B [D] None of the Above
5. What kind of data is processed by an analog 14. Which language is used to make changes made by
computer? the DML statement?
[A] Discrete Data [A] Data Definition Language
[B] Intermittent Data [B] Data Control Language
[C] Discretely varying Data [C] Transaction Control Language
[D] Continuously varying Data [D] Structured Query Language
6. How do the Analog computers perform arithmetic 15. There are many types of database models .Which
operations? among the following are those types ?
[A] With the help of Non-Measurable quantities [A] Network Database Model
[B] With the help of Measurable quantities [B] Relational Database Model
[C] Both A and B [C] Object Oriented Database Model
[D] None of the above [D] All of the Above
7. Which is the first programmable analog computer? 16. Which of the following are being managed by a
[A] South-Pointing Chariot database management systems
[B] Planisphere [A] Data
[C] Castle Clock [B] Database Engine
[D] Astrolabe [C] Database Schema
8. Which is the primary technical problem associated [D] All of the Above
with hybrid computers? 17. Which of the following networking devices
[A] Reduction of Digital-computer noise forwards data packets between computer networks?
[B] Reduction of Analog-computer noise [A] Router [B] Gateway
[C] Increase of Digital-computer noise [C] Switch [D] Hub
[D] Increase of Analog-computer noise 18. Which of the following represents Latency?
9. Personal computers in the 2010s have access to [A] propagation time +transmission time +queuing
which of the following kinds of software? time + processing delay
[A] Freeware [B] propagation time – transmission time +queuing
[B] Free and Open Source Software time + processing delay
[C] Commercial Software [C] propagation time +transmission time +queuing
[D] All of the above time – processing delay
10. Who had designed ENIAC? [D] (propagation time +transmission time) –
[A] GladeonBames (queuing time + processing delay)
[B] Herman Goldstine 19. Which of the following is not a disadvantage of a
[C] Betty Snyder Tree network topology?
[D] John Mauchly [A] It is heavily cabled
11. There are many application software packages [B] Error detection is difficult
available at present. Which of the following is an [C] High cost
application software package? [D] Whole network fails if central hub fails
[A] Redhat Linux 20. What does the number ‘10‘ depict in 10BASE-T?
[B] Adobe PageMaker [A] 10 Kbps [B] 10 Mbps
Page | 85
[C] 10 Gbps [D] 10 Tbps 36. What do we call a malicious computer program
21. Which was the last symbian smartphone from which pretends to be a useful application?
Nokia? [A] Worms [B] Trojan horse
[A] Nokia 6600 [C] Ransomware [D] Keylogger
[B] Nokia 808 PureView 37. What do we call the malicious computer programs
[C] Nokia N81 that gains root or administrative access to the
[D] Nokia Lumia 610 computer?
22. What happens when Windows Key + D is pressed in [A] Antivirus [B] Spam ware
Windows? [C] Rootkits [D] Backdoors
[A] It shut downs the PC 38. Which of these is an XSS attack?
[B] It minimises the open window [A] to run scripts in the victim‘s web browser or
[C] It closes the current application scriptable application
[D] None of the above [B] to execute malicious SQL statements
23. Which of these is not an MS Office product? [C] to capture small packets from the network
[A] Office Sway [B] Office 365 Video [D] None of the above
[C] Open Office [D] Delve 39. What do we call a malware computer program that
24. What is the text styling feature of MS Word known replicates itself in order to spread to other
as? computers?
[A] WordArt [B] WordFill [A] Droppers [B] Trojans
[C] WordStyle [D] WordLooks [C] Worms [D] Logic bombs
25. What is Ctrl + R used for in MS Word? 40. What are the viruses that rewrite themselves
[A] it reopens the last closed document completely each time they are to infect new
[B] it reprints the document executables, known as?
[C] it right-aligns the selected text [A] Metamorphic virus
[D] it removes the formatting [B] Polymorphic virus
26. Which menu option in MS Excel has the option to [C] Macro virus
sort the data? [D] None of the above
[A] Review [B] Data
[C] Insert [D] Formulas
27. How can we ungroup selected groups in MS
EXPLANATIONS
PowerPoint?
1. A; An arithmetic-logic unit (ALU) is the part of the
[A] By pressing Ctrl + Shift + U
circuit that performs Arithmetic nad logical
[B] By pressing Shift + G
operations. It is the part of a computer processor
[C] By pressing Shift + U
(CPU). In some processors, the ALU is divided into
[D] By pressing Ctrl + Shift + G
two units, an arithmetic unit (AU) and a logic unit
28. Under which menu there is an option to export data
(LU).
in MS Access?
2. B; Blogger is the platform founded by Pyra Labs in
[A] External Data [B] Database tools
1999. Google acquired it in 2003. WordPress is a
[C] Home [D] Create
free and open-source content management system
29. Who invented the first email program?
by wordpress foundation. Twitter is an American
[A] Tim Berners-Lee [B] Ray Tomlinson
microblogging and social networking service
[C] Ajay Bhatt [D] Dav Moron
founded in 2006.
30. When was the first SMS sent?
3. B; A computer performs both arithmetic and logical
[A] 1991 [B] 1992
operations. Examples of logical operations are
[C] 1993 [D] 1994
greater than, less than, equal to , opposite etc.
31. Which of the following softwares was not included
4. D; The first commercial computer was Ferranti
in the first version of MS Office?
Mark 1 built by Ferranti and was delivered to the
[A] MS Word [B] MS Access
University of Manchester and was based on
[C] MS Powerpoint [D] MS Excel
Manchester Mark 1.
32. What is Office Lens?
5. D; An analog computer is the one which is used to
[A] A document scanner
process continuously varying data. This changeable
[B] A dictionary
yet continuous data is generally referred to as the
[C] Software to turn mobile into remote
analog data.
[D] Free app version of MS Word
6. B; An analog computer performs arithmetical
33. What is Ctrl + R used for in MS Word?
operations with the help of measurable quantities
[A] it reopens the last closed document
like mechanical movement, rotation of gears etc.
[B] it reprints the document
7. C; The castle clock which was a hydro-powered
[C] it right-aligns the selected text
mechanical astronomical clock which was invented
[D] it removes the formatting
by Al-Jazari was the first programmable analog
34. Which of these keys is used to view the slideshow in
clock
MS PowerPoint?
8. A; The main technical problem associated with
[A] F11 [B] F6
hybrid computers is the reduction of digital
[C] F8 [D] F5
computer noise.
35. What is the shortcut key to switch between the field
9. D; Personal Computers in the 2010s as compared to
names and properties panels in table design view?
earlier models had access to a wide range of
[A] F3 [B] F5
[C] F8 [D] F6
86 | Page
softwares viz. commercial softwares, freeware, free 25. C; Ctrl + R is used in MS Word to right-align the
and open source software etc. selected text or selected paragraph. It is same as
10. D; ENIAC was designed by John Mauchly and J. using the alignment options from the Formatting
Presper Eckert of University of Pennsylvania. There toolbar.
were many design engineers who had assisted them. 26. B; The Data menu option has the option to sort the
11. D; Red Hat is an American multinational software data. The Data tab in MS Excel contains the Sort &
company providing open-source software products Filter group which can be used to sort the data.
to the enterprise community. It is not an application 27. D; To group shapes, pictures, or WordArt objects in
software rather it is a software firm. MS PowerPoint, select the items that needs to be
12. C; ArcGIS is a geographic information system. It is grouped, and press Ctrl+G. To ungroup a group,
used for working with maps and geographic select the group, and press Ctrl+Shift+G.
information. It is used for creating and using maps, 28. A; Data can be exported the data from table, query,
compiling geographic data, analyzing mapped form, and report objects etc. The option to export
information etc. the data in MS Access is given under the External
13. C; Technical debt is a concept in software Data tab.
development. It reflects the implied cost of 29. B; Raymond Samuel Tomlinson is internationally
additional rework caused by choosing an easy known and credited as the inventor of email. He
solution now instead of using a better approach. implemented the first email program on the
14. C; Transaction Control Language is used to run the ARPANET system.
changes made by the DML statement.(TCL) 30. B; The first-ever text message was sent December 3,
commands are used to manage transactions in the 1992, by software engineer Neil Papworth, to
database. Vodafone director Richard Jarvis, who received the
15. D; A database model is a type of data model that SMS on his husky Orbitel 901 cell phone.
determines the logical structure of a database and 31. B; MS Office was announced in 1988 and the first
fundamentally determines in which manner data can version of Office contained Microsoft Word,
be stored, organized and manipulated. Types of Microsoft Excel, and Microsoft PowerPoint.
database models are Hierarchical database model, 32. A; Office Lens, is an image scanner optimized for
Relationalmodel, Networkmodel, Object oriented mobile devices. It captures the document via the
database model, Entity-relationship model, camera and then straightens the document portion of
Documentmodel, Entity-attribute-value model, Star the image.
schema etc. 33. C; Ctrl + R is used in MS Word to right-align the
16. D; The DBMS manages three important things: the selected text or selected paragraph. It is same as
data, the database engine and the database schema. using the alignment options from the Formatting
The database schema defines the database‘s logical toolbar.
structure. 34. D; F5 is used as the shortcut key to view the
17. A; A router is a networking device that forwards slideshow in MS PowerPoint. Also, the slideshow
data packets between computer networks. Routers can be run from the slideshow menu.
perform the traffic directing functions on the 35. D; The F6 key is used to switch between the
Internet. windows, or between design panes / properties / etc.
18. A; It can be said that the Latency is made of four in the Microsoft Access.
components: propagation time, transmission time, 36. B; A Trojan horse is a malicious computer program
queuing time and processing delay. Latency which pretends to be a useful application. Trojans
=propagation time +transmission time +queuing generally do not attempt to inject themselves into
time + processing delay other files or otherwise propagate themselves.
19. B; One of the advantages of TREE network 37. C; A rootkit is a clandestine computer program
topology is that the error detection is easily done. designed to provide continued privileged access to a
Also, it is easy to manage and expand. computer while actively hiding its presence.
20. B; Traditional Ethernet uses 10BASE-T 38. A; XSS attacks use third-party web resources to run
specifications. The number ‘10‘ depicts 10Mbps scripts in the victim‘s web browser or scriptable
speed, BASE stands for baseband, and T stands for application.
Thick Ethernet. 39. C; Worms differ from viruses in that they do not
21. B; Symbian is a mobile operating system which is attach to a host file, but are self-contained programs
now discontinued. The Nokia 808 PureView in 2012 that propagate across networks and computers. It is
was officially the last Symbian smartphone from a standalone malware computer program that
Nokia. replicates itself in order to spread to other
22. B; Pressing the Windows Key and the letter ‗D‘ computers.
together will minimise any program/window that is 40. A; To avoid being detected by emulation, some
on the screen at the time. viruses rewrite themselves completely each time
23. C; OpenOffice is a discontinued open-source office they are to infect new executables. Viruses that
suite. Sun open-sourced the OpenOffice software in utilize this technique are said to be in metamorphic
July 2000 as a competitor to MS Office. code.
24. A; The text styling feature of MS Word is known as
WordArt. It allows users to make the text more
noticeable and more flashy.
Page | 87
20 BANKING AWARENESS
MCQS
(e) 5,00,000
9. Money that government has required to be accepted
in settlement of debts is called __________.
(a) Barter Money
(b) Commodity Money
(c) Legal Tender
(d) Currency Value
(e) None of these
10. Treasury Bills means ___________________.
(a) Salary bills drawn by Government officials on
the treasury
(b) Bills drawn by the Government contractors
1. SWIFT code is ________character code. dues owed to them by the Government
(a) 8 (b) 9 (c) Obligation of the Government of India issued
(c) 10 (d) 11 by the Reserve Bank of India and payable
(e) Either 8 or 11 normally 91 days after issue
2. Maximum amount of transfer required for National (d) A mode of drawings by the Treasury Office on
Electronic Funds Transfer is Rs __________. the Reserve Bank of India
(a) 1,00,000 (b) No limit (e) None of the above
(c) 2,00,000 (d) 5,00,000 11. In the capital market, the term arbitrage is used with
(e) 10,00,000 reference to ____________________.
3. A bond that does not pay any interest rate is (a) Purchase of securities to cover the sale
considered as? (b) Sale of securities to reduce the loss on purchase
(a) Interest free bond (c) Simultaneous purchase and sale of securities to
(b) Zero Coupon Bond make profits from price
(c) Masala Bond (d) Variation in different markets
(d) Useless Price Bonds (e) All of the above
(e) Block chain Bonds 12. In a company, the use of price-sensitive corporate
4. Non-bank entities must have net worth of at least information by the company people to make gains
how much to be eligible for operating white label or cover losses is known as __________.
ATMs? (a) Insider Trading
(a) Rs. 100 cr. (b) Rs. 200 cr. (b) Future Trading
(c) Rs. 300 cr. (d) Rs. 400 cr. (c) Foreign Trading
(e) Rs. 500 cr. (d) Stock Trading
5. What percent of the Adjusted Net Bank Credit (e) None of these
(ANBC) should be in priority sector lending for 13. Non convertiable debentures are ____________.
Small Finance Banks? (a) Debt instruments which acquire equity status at
(a) 25% (b) 40% the issuers option
(c) 65% (d) 75% (b) Debt instruments which acquire equity status at
(e) 85% the investors option
6. Which of the following is the impact of inflation? (c) Debt instruments which acquire equity status
(a) Inflation redistributes wealth from creditors to with the permission of registrar of companies
debtors (d) Debt instruments whch acquire equity status on
(b) It slows down the economic growth rate maturity
(c) The standard of living declines (e) Debt instruments which retain their debt
(d) Prices goes up, that mean you pay more money character and cannot acquire equity status
for the same product which you got it lesser 14. On the basis of an assessment of the current and
earlier evolving macroeconomic situation, MPC has
(e) All of the above decided to keep the policy repo rate unchanged.
7. Which of the following is used by RBI for MPC stands for ___________________.
sterilization of the Capital Inflows? (a) Money Policy Committee
(a) Base Rate System (b) Management Policy Committee
(b) CRAR Obligations (c) Monetary Product Committee
(c) Open Market Operations (d) Monetary Policy Corporation
(d) Credit Authorization Scheme e)Monetary Policy Committee
8. The minimum deposit under Certificate of Deposit 15. Which of the following is a money market security?
(CD) is Rs _________. (a) T-Bills (b) CBLO
(a) 25,000 (b) 50,000 (c) Call Money (d) Commercial Papers
(c) 1,00,000 (d) 2,00,000 (e) All of these
88 | Page
16. What is the meaning of Gilt Edged Market? (a) 200 Cr (b) 100 Cr
(a) Bull Market (c) 300 Cr (d) 500 Cr
(b) Government Security Market (e) 400 Cr
(c) Commodity Market 20. The provisions relating to promissory notes have
(d) Bullion Market been incorporated in which of the following act?
(e) None of these (a) Banking Regulation Act
17. SDR is a monetary unit of which of the following (b) Negotiable Instrument Act
organisations? (c) Reserve Bank of India Act
(a) World Bank (b) EIB (d) Indian Partnership Act
(c) RBI (d) ADB (e) None of these
(e) IMF
18. What ‗S‘ denotes in NSDL? ANSWER KEYS
(a) System (b) Securities 1. e 2. b 3. b 4. a 5. d
(c) Spot (d) Stock 6. e 7. c 8. e 9. c 10. c
(e) None of these
19. What is Minimum Capital Requirement to open
11. c 12. a 13. e 14. e 15. e
Small Banks? 16. b 17. e 18. b 19. a 20. b
Page | 89
PRACTICE SET
Upcoming Exam
SBI-PO (MAIN)
REASONING ABILITY
Directions (Q.1-5) : Read the following information
carefully and answer the questions given below.
There are ten people who sits on two parallel
rows of bench containing five people each, in such a way
that there is an equal distance between adjacent people,
for doing some college work and they like different fruits (a) T
viz. Apricots, Pumpkin, Peaches , Carrots, Mango, (b) U
Orange, Papaya, Melon, Paprika and Lemon. In row 1- (c) The one who likes Peaches
A, B, C, D, and E are seated and some of them are facing (d) The one who likes Apricots
south and some of them are facing north. In row 2 – R, S, (e) The one who likes Orange
T, U, and V are seated and some of them are facing south 5. Who amongst the following sit at middle of the row
and some of them are facing north. Therefore in the 1?
given seating arrangement, each member seated in a row (a) E
either faces another member of the other row or seated (b) B
behind each other. (c) C
The person who likes carrots sits to the (d) The person who likes Mango
immediate right of S, who seated exactly in the middle of (e) None of these
the row. One of the immediate neighbors of the person, Directions (Q.6-8) : Below is given a passage followed
who likes Mango, sits behind the person who likes by several possible inferences which can be drawn
Peaches. U does not like Peaches. D likes neither Mango from the facts stated in the passage. You have to
nor Orange. R sits immediate right of the person who examine each inferences separately in the context of
likes Paprika. C sits third to the right of the person who the passage and decide upon its degree of truth or
likes Pumpkin. R does not face A and faces south falsity. Give answer:
direction. The person who likes Apricots sits exactly (a) If the inference is ‗definitely true‘, i.e. it properly
between the person who like Lemon and Mango. A likes follows from the statement of facts given.
Mango and sits in the middle of the row 1. V faces North (b) If the inference is ‗probably true‘ though not
Direction and sits immediate left of S. Only one person ‗definitely true‘ in the light of the facts given.
sit between the person who like Peaches and Carrots. R (c) If the ‗data are inadequate‘, i.e. from the facts given
faces one of the immediate neighbors of the person who you cannot say whether the inference is likely to be
likes Pumpkin. D faces one of the immediate neighbors true or false.
of the person who likes Peaches. Only One person sits (d) If the inference is probably false but not definitely
between the person who likes Paprika and S who likes false in the light of the facts given.
Papaya. C sits to the immediate right of the person who (e) If the inference is ‗definitely false‘, i.e. it cannot
faces U. Only two people sit between C and E. U likes possibly be drawn from the facts given or it
neither Apricots nor Melon. The person who likes Mango contradicts the given facts.
sits second to the right of the one who faces North Growth through acquisitions and alliances has
Direction. T sits one of the extreme ends of the line and become a critical part of creating value for Pharma and
likes Paprika. A faces the opposite direction to the person Biotech manufactures and their shareholders. However,
who likes Nokia. D faces north direction and the one who companies and their investors may risk value destruction
faces D, faces south direction. B faces north direction. if they acquire rights to a drug that suddenly poses
1. Who amongst the following faces the person B? unanticipated safety risks for patients. Similarly, safety
(a)The person who likes Apricots related compliance violations committed by an acquired
(b) D company could significantly impair the ultimate value of
(c) The person who likes Mango the transaction and the reputation of the acquire. The
(d) The person who likes Carrots pace of deal making between pharma and biotech
(e) B compnies continued to accelerate in 2006, increasing
2. T likes which Fruits? 17% to about $ 18 billion. Pharma companies were
(a) Apricots (b) Papaya typically the buyers, and the premiums they paid
(c) Paprika (d) Orange increased substantially as competition intensified, to
(e) Peaches secure access to novel drugs and biologics. The stakes
3. Which of the following is true regarding V? increase everyday as competition pushes up prices and
(a) V faces south direction drives deal-making to earlier development stages with
(b) None of the given options is true greater uncertainty and less time to complete through due
(c) V likes Peachesi diligence.
(d) The person who likes Melon faces V 6. Acquisitions of biotech companies was preferred
(e) V is C‗s immediate neighbour among pharmaceutical companies in the recent past.
4. Which one is the immediate neighbor of D?
90 | Page
7. Biotech companies are not capable to acquire 13. How many people live between G and the one who
pharmaceutical companies. got clothes of Adidas brand?
8. Pharmaceutical companies at times may incur loss (a) Four (b) Three (c) Two
after acquisition of biotech companies. (d) Five (e) None
Directions (Q.9-13) : Study the following information Directions (Q.14-18) : Following are the criteria for
carefully to answer the given questions. drawing a list of candidates to be called for interview
G, H, I, J, K, L, M and N are eight friends who after written test for “M.B.A.” for Panjab University.
live on eight different floors of a building but not The candidate must
necessarily in the same order. The ground floor is I. be holding a degree in commerce/science with 60%
numbered 1 and the one above that is numbered 2 and so marks at graduation level and must be post-graduate
on till the topmost floor is numbered 8. Each one of them with IInd division.
got clothes from different brand from their family on II. be at least 25 as on 01.01.02.
their birthday, namely Puma, Lifestyle, Adidas, Lee, III. have taken at least 70% marks in written
Pepe, Levi‘s, Park Avenue and Spykar (but not examination through CAT paper.
necessarily in the same order). They celebrate their IV. have work experience of minimum of 3 years as
birthday in different months of the year viz, February, management trainee.
April, June, July, August, September, October, V. be drawing at least Rs. 7000 salary p.m.
December. VI. have Indian Nationality.
The person who got clothes of Lee brand lives In case of the candidates who satisfies all the conditions
on the floor numbered 7. N got clothes of Adidas brand. except.
The person who got clothes of Lifestyls brand lives on VII. (ii) above the case should be referred to Asst.
the topmost floor and his birthday is in after august. J Manager.
lives on an even numbered floor. Only three people live VIII. (iv) above, then candidate should have at least 1
between J and K. Only one person lives between K and year full experience as a manager in MNC‘s, case
M. M lives on one of the floors below K. Only two should be referred to the Director.
persons live between M and L. Based on these conditions provided below, decide
N lives on a floor that is immediately below L. the course of action in each case. You are not to
Only two persons live between K and H. G does not live assume any data other than those described. If the
on the lowermost floor. The persons who lives on odd data provided is not adequate to decide the course of
numbered floors celebrate their birthday in the months action, then your answer will be ―data inadequate‘
which has less than 31 days. The person who celebrates Give answer:
his birthday in February lived on one of the floors above (a) If the candidate can be admitted for interview.
the 4th floor. (b) If the candidate cannot be admitted for interview.
The person who lives on the 5th floor celebrates (c) If the candidate should be referred to Asst. Manager.
his birthday on one of the months after April. The person (d) If the candidate should be referred to the Director.
who lives on the lowermost floor celebrates his birthday (e) If the data given is inadequate to decide course of
on one of the months after June and he got clothes of action.
Puma brand. The person who got clothes of Levi‘s brand 14. Nirmal has been working in a company as a
lives immediately above the 4th floor. The person who Management trainee for the last 4 and a half years.
celebrates his birthday on July got clothes of Adidas She is a citizen of India. She has secured 67% marks
brand. L got clothes of Spykar brand celebrates his in graduation and 76% marks in the written
birthday on the month before June. The person who got examination. Her date of birth is 1st September,
clothes of Park Avenue brand celebrates his birthday in 1975. She is drawing a salary of Rs 7700 p.m.
the month after July. M got clothes of Pepe brand and 15. Rahul was born on 1st December 1978. He is
celebrates his birthday in the month after October. science graduate with 70% marks and done post-
9. Which of the following Statements is true with graduation with IInd class. He is currently working in
respect to the given information? a company for last 3 years as management trainee.
(a) K lives immediately above the one who got He is Indian. He got 71% in written examination of
clothes of Lee brand. CAT, drawing 8000 p.m. salary.
(b) L lives immediately above I 16. Gaurav has done B.Com with 62% marks and post-
(c) Only three people live between L and the one graduation with IInd class. He has been employed
who got clothes of Lifestyle brand. from September ‗98 and currently drawing salary of
(d) N got clothes of Pepe brand. Rs 7000 p.m. He has secured 65% marks in written
(e) All the given statements are true. test of CAT. He is NRI. His date of birth is Nov ‗73.
10. Who amongst the following lives exactly between 17. Chandni has done her M.Sc. with IInd class and
M and the one who got clothes of Lifestyle brand? graduation in B.Com with 72% marks. She is
(a) K (b) G (c) N working in a company for the past 1 year. She has
(d) L (e) I also done 1½ year job of Manager in M.N.C. She
11. Who among the following brand clothes N got on has secured 73% in CAT written examination and
his birthday? running her 27th year of age. She is a citizen of
(a) Lee (b) Levi‘s (c) Lifestyle India. At present she is drawing a salary of Rs 7500
(d) Adidas (e) Spykae p.m.
12. Four of the following five are alike in a certain way 18. Meena is 28-year old, got first division in B.Com
and so form a group. Which one of the following and IInd in M.Sc. She is working in a company for
does not belong to the group? last three years. She has secured a good percentage
(a) K – Lee (b) M – Levi‘s (c) M – Pepe in written examination and having nationality of
(d) J – Spykar (e) L - Adidas India. She is getting salary in 5 digits.
Page | 91
19. The United National Women‘s Freedom Group and Santosh is not the neighbour of one who belongs to
wants to petition China to reconsider its one child Balasore and Jajpur. Udit sits second to the right of the
policy. A delegation from the Group will be visiting one, who belongs to Jajpur. The one who likes Pineapple
China next week to present their case. They argue sits second to the left of the one, who belongs to
that this policy goes against the interests of women. Sambalpur. Two people sit between the one, who belong
They say that a larger family will be more beneficial to Balasore and Queresi. Vastav and the one, who
for the women. Which of the following statements belongs to Jagatsinghpur are immediate neighbours of
will weaken the argument made by the delegation? each other. Persons who like Orange and Grapes are
(a) Women with one child can invest more time in adjacent to the one who belongs to Jagatsinghpur. Person
their careers. likes Orange sits immediate left of the one who belongs
(b) Larger families will find it easier to lobby for to Sambalpur. Queresi does not like Guava and Banana.
subsidies. The one who likes Banana sits second to the right of the
(c) Women have always been a marginalised one who likes Guava. Rajesh and Tapas is immediate
section of society. neighbour of each other. Neither Rajesh nor Tapas is an
(d) A one-child policy has worked well in China. immediate neighbour of either Queresi or the one who
(e) None of these belongs to Jajpur. Queresi is not belongs to
20. Plane food has come a long way. On every continent Jagatsinghpur. The one who belongs to Sambalpur sits
celebrity chefs are being courted by airlines to second to the left of the one who belongs to Angul.
consult on providing quality meals at an altitude of Person who likes Apple sits fourth to the right of the one
35,000 ft. Even the very best wines become dulled, who likes Litchi. The one who likes Guava is not
and food can taste bland and under-seasoned when immediate neighbour of the one who belongs to Jajpur.
in flight. Neither Rajesh nor Tapas sits third to the left of the
Which of the following statements can best be person, who belongs to Jajpur. Pranab likes Banana.
described as the conclusion to the above passage? Only one person sits between Rajesh and the one who
(a) People are choosier about the food they eat as belongs to Cuttack. Wazir sits third to the left of the one
compared to earlier. who belongs to Balangir. Wazir does not like Apple. Udit
(b) Chefs are looking towards new employment does not like Guava. One who likes Litchi or Apple
opportunities. neither sits on second right of Wazir and one who likes
(c) This signals the end of boring airline food and Grapes does not belongs to Balangir.
the arrival of gourmet cuisine in the skies. 22. What is the position of Queresi with respect to the
(d) Cooking in-flight gourmet cuisine in airplane one, who belongs to Sambalpur?
kitchens is not possible. (a) Second to the left
(e) None of these (b) Second to the right
21. India, Israel and Taiwan make it legally binding for (c) Sixth to the left
children to take care of their parents. Chinese (d) Third to the right
parents have the right to make their adult children (e) Both(b) and (c)
sign a voluntary but legally binding Family Support 23. Which of the following fruits does Queresi like?
Agreement. In America, some states have a civil law (a) Pineapple (b) Mango (c) Apple
which enables parents and grandparents to take their (d) Litchi (e) None of these
descendants to court if their children do not give 24. Who sits opposite Pranab?
them support when required. But, the United (a) The one who belongs to Jajpur
Kingdom has abolished the Elizabethan Poor Law (b) The one who belongs to Sambalpur
which would make parents and children legally (c) The one who belongs to Jagatsinghpur
responsible for each other. (d) The one who belongs to Balangir
Which of the following statements forms the basis (e) None of these
of the argument for UK to abolish the Law? 25. Four of the following five are alike in a certain way
(a) A bad parent will exploit the law, a good parent and hence they form a group. Which one of the
will be support the young anyway. following does not belong to that group?
(b) The UK government was trying to win the (a) Santosh
votes of the minority community. (b) The one who likes Banana
(c) India, Israel, Taiwan and America have (c) The one who belongs to Sambalpur
tenuous family relationships. (d) The one who belongs to Jagatsinghpur
(d) All of the above. (e) The one who likes Orange
(e) None of the above. 26. Udit belongs to which of the following country?
Directions (Q.22-26) : Study the following (a) Balangir (b) Puri (c) Balasore
information carefully to answer the given questions. (d) sambalpur (e) Jagatsinghpur
There are eight persons namely- Pranab, Directions (Q.27-31) : The following is an illustration
Queresi, Rajesh, Santosh, Tapas, Udit, Vastav and Wazir of input and rearrangement.
sitting around a circular table facing the centre, but not A number arrangement machine arranges two digit
necessarily in the same order. Each person belongs to numbers into a typical manner. Each step gives output
different District of Odisha i.e. Cuttack, Sambalpur, taking input from the previous step. The following is an
Balangir, Jagatsinghpur, Balasore, Jajpur, Puri and Angul illustration of Input and rearrangement. Using the
also likes different kinds of fruits viz.- Mango, Litchi, illustration answer the question given below.
Apple, Orange, Pineapple, Grapes, Guava and Banana,
but not necessarily in the same order.
Person belongs to Puri sits second to the right
of Santosh, who belongs to neither Jajpur nor Balasore
92 | Page
activities, you are welcome in our organization‖- An
employment advertisement.
Assumptions:
I. Many with good communication skills may not
respond to the advertisement.
II. All the first class graduates may possess good
communication skills.
Directions (Q.34-38) : Study the following
information carefully to answer the given questions.
There are 12 boxes numbered 1,2…12. They
are arranged in three rows one above the other. The
boxes 1,2,3 and 4 are in row 1, the boxes 5,6,7 and 8 in
As per the rules followed in the steps given above, row 2 and rest are in row 3. Row 3 is above row 2 and
find out in each of the following questions the row 2 is above row 1. The boxes are arranged in
appropriate step. For the given input. increasing order of number given to them. Like the box
number 1 is placed on extreme left of row 1, then box
number 2 and so on. Similarly the box number 5 is
placed on extreme left of row 2, and so on. Similarly the
27. Find the addition of the two numbers obtained in box number 9 is placed on extreme left of row 3, and so
step - II? on. Box 2 is Green color and its weight is twice of box 1.
(a) 36 (b) 53 (c) 19
Box 6 weight is 8kg. Box 7 is in Orange color and its
(d) 18 (e) None of these
weight is twice of box 6. No box is between Pink box
28. Find the difference between the sum of numbers and Orange box. Silver box is just above the Orange box.
which obtained in 1st step and sum of numbers The difference of weight of Silver and Orange box is
obtained in all other steps?
10kg. Green box is heavier than Silver box. Box 10 is in
(a) 96 (b) 98 (c) 100
Yellow color. White box weight is 19kg and it arrange in
(d) 105 (e) 90 row 2. Yellow box is 15kg heavier than Silver box. Gray
29. Find the multiplication of the numbers obtained in box is in row 2 and just below Brown box. Brown box‘s
step – III?
weight is just half of Pink Box. One box is between
(a) 720 (b) 729 (c) 830
Yellow and Cyan box. Red box is just below Gray box
(d) 829 (e) 629 and its weight is 12kg. Blue box is just below the White
30. Which of the following numbers is the square of the box. Black box is 2kg lighter than White box. Blue box is
number obtained in Step –IV?
4kg heavier than Orange box and 3kg lighter than Gray
(a) 121 (b) 100 (c) 64
box. The sum of the row 3 is 38kg.
(d) 144 (e) 125 34. What is the weight of Cyan box?
31. Find the addition of the two numbers obtained in (a) 6kg (b) 12kg (c) 7kg
Step – III?
(d) 9kg (e) 11kg
(a) 80 (b) 90 (c) 95
35. Which of the following combination is correct?
(d) 100 (e) 70 (a) Box 5- Gray-8kg
Directions (Q.32-33) : In each question below is given (b) Box 4- White-12kg
a statement followed by two assumptions numbered I (c) Box7-Orange-11kgReattempted
and II. An assumption is something supposed or (d) Box 3-Black-17kg
taken for granted. You have to consider the statement (e) None is true
and the following assumptions and decide which of 36. What is the sum of the row 1?
the assumptions is implicit in the statement. Give (a) 53kg (b) 43kg (c)73kg
answer: (d) 80kg (e) 78kg
(a) If only Assumption I is implicit. 37. What is the colour of box 9?
(b) If only Assumption II is implicit. (a) Brown (b) Yellow (c) Silver
(c) If either Assumption I or II is implicit.
(d) Cyan (e) Red
(d) If neither Assumption I nor II is implicit.
38. What is the sum of Box 3 and Box 11?
(e) If both Assumptions I and II are implicit. (a) 25kg (b) 23kg (c) 27kg
32. Statement: The state govt. has announced an (d) 31kg (e) 17kg
amnesty scheme for all the housing societies
Directions (Q.39-40) : In each question below are
defaulting on payment of municipal taxes asking
given a statement followed by two courses of action
these societies to pay upfront six percent of the dues
numbered I and II. A course of action is a step or
and regularize their status without any penalty.
administrative decision is a step or administrative
Assumptions:
decision to be taken for improvement, follow-up or
I. Most of the defaulting housing societies may
further action in regard to the problem, policy, etc.
now opt for the amnesty scheme and pay up
On the basis of the information given in the
their dues.
statement, you have to assume everything in the
II. Other housing societies which have been
statement to be true, and then decide which of the
paying their taxes regularly may file case
suggested courses of action logically follow(s) for
against the govt. for discriminatory practices.
pursuing.
33. Statement:”If you are a first class graduate with
Give answer:
good communication skill and also have work
(a) If only I follows
experience of at least two years in the sales related (b) If only II follows
(c) If either I or II follows.
Page | 93
(d) If neither I nor II follows. 46. Which among the following body authorizes the
(e) If both I and II follow. credit limit to the National Co-operative Marketing
39. Statement: Proportion of females compared to that Federation?
of males in the population of our country has (a) Reserve Bank of India
drastically gone down in the recent past. (b) Department of Agriculture
Courses of action: (c) NABARD
I. Social workers should take up the task of (d) Department of Finance
emphasizing the importance of having at least (e) None of these
one female child in each family in both rural 47. The process of curing inflation by reducing the
and urban areas of the country. money supply is called
II. Govt. should severely punish the persons (a) Cost-push inflation (b) Demand-pull inflation
involved in the practice of female foeticide. (c) Disinflation (d) Reflation
40. Statement: Misuse of subsidies offered to the (e) None of these
farmers was observed and brought to the notice of 48. Indian agriculture is typically characterized as
the concerned authorities. (a) land surplus, labour scarce economy
Courses of Action: (b) land surplus, labor surplus economy
I. Government should issue orders to the (c) land-scarce, labor surplus economy
concerned officials to be stricter and more (d) land-scarce, labor scarce economy
careful while verifying the required documents (e) None of these
while granting subsidy. 49. Which of the following items is a major oil item of
II. Government should take stringent action Indian export?
against those making false claim of subsidy. (a) Computer chips (b) Potato chips
(c) Textile garments (d) Car engines
GENERAL AWARENESS (e) None of these
41. Which bank commits to finance 1000 entrepreneurs 50. Which of the following is a step that the central
in Nagaland through a partnership with Business bank will take to encourage greater investment in
Association of Nagas (BAN) and has decided to the economy?
help 1000 entrepreneurs with financing? (a) It will look to increase the cash reserve ratio
(a) reserve Bank of India (b) It will look to reduce the cash reserve ratio
(b) state Bank of India (c) It will look to increase the bank rate
(c) Punjab national Bank (d) It will look to sell the government securities in
(d) ICICI bank the open market
(e) None of the above (e) None of these
42. Which of the statements gives a true picture of the 51. Which of the following statements is true about the
effect of lowering the cash reserve ratio by the Indian monetary system?
central bank of a country? (a) The Indian monetary system is based on the
(a) The lending capacity of commercial banks will gold standard
increase (b) The Indian monetary system is based on the
(b) The lending capacity of commercial banks will credit money standard
decrease (c) The Indian monetary system is based on the
(c) The lending capacity of commercial banks may paper standard
increase or decrease (d) The Indian monetary system is based on the
(d) There is no effect on the lending capacity of metallic standard
commercial banks (e) None of these
(e) None of these 52. In which State is the Bornadi Wild Life Sanctuary
43. Name the state that has become the first State in the located?
country to implement the national policy on biofuels (a) West Bengal (b) Odisha
unveiled by the Centre this year. (c) Assam (d) Bihar
(a) Uttar Pradesh (b) Gujarat (e) None of these
(c) Maharashtra (d) Rajasthan 53. The Wolf Prize is an international award presented
(e) None of these by which country for outstanding achievement in
44. The Hindu rate of growth refers to the growth rate Agriculture, Chemistry, Mathematics, Medicine,
of Physics, and Arts?
(a) Per Capita Income (b) National Income (a) Israel (b) Italy (c) Syria
(c) Population (d) Literacy (d) Jordan (e) None of these
(e) None of these 54. When is National Science Day celebrated?
45. Which among the following defines ‗currency (a) 27th February (b) 28th February
depreciation‖ of a currency? (c) 24th February (d) 19th February
(a) Fall in the exchange rate of one currency in (e) None of these
terms of other currencies 55. The gradation and standardization of agricultural
(b) Fall in the exchange rate of other currencies in products are conducted through
terms of one currencies (a) Food Corporation of India
(c) Decrease in the volume of a particular currency (b) Directorate of Marketing and Inspection
(d) Increase in the exchange rate of a currency (c) Indian Standards Institution
(e) None of these (d) Central Statistical Organization
(e) None of these
94 | Page
56. What is the deadline for completion of insolvency 67. The Unique Identification Authority of India
resolution processes, as per the Insolvency and (UIDAI) has launched a new AI/ML-based chatbot
Bankruptcy code regulations? for a better resident experience. What is the name of
(a) 270 days (b) 300 days (c) 330 days the chatbot?
(d) 360 days (e) None (a) Unique Aadhaar (b) My Aadhaar
57. Green revolution was the result of adaption of New (c) Aadhaar Mitra (d) Aadhaar Chatbot
Agricultural method which was introduced in 20th (e) None of these
Century during decades of 68. Who has partnered with the Indian Railways
(a) Fifties (b) Sixties (c) Seventies Catering and Tourism Corporation (IRCT(c) to
(d) Eighties (e) None provide a 'travel now pay later' (TNPL) payment
58. Who said that ‗Education is the manifestation of option?
perfection already in man‘? (a) Freecharge (b) PhonePe
(a) Swami Vivekanand (c) CASHe (d) AmazonPay
(b) Sri Vivekanan (e) None of these
(c) Ravindranath Tagore 69. Which mining company has signed three separate
(d) Subhash Chandra Bose MoUs with BHEL, IOCL and GAIL (Indi(a) Ltd?
(e) None (a) SAIL (b) NTPC (c) CIL
59. RBI shares how much percent of the share in (d) NHPC (e) None
National Bank for Agriculture and Rural 70. Which institution released the 'Living Planet Report
Development? 2022'?
(a) 51% (b) 0.7% (c) 65% (a) FAO (b) World Wide Fund
(d) 99.3% (e) None (c) UNEP (d) UNESCO
60. Bonds like Zero coupon and T-Bills are issued by (e) None
whom first in 1996. 71. Which bank has launched a unique solution "Smart
(a) RBI (b) Government of India Wire" for its customers to help them with SWIFT-
(c) SEBI (d) SIDBI based inward remittances?
(e) None (a) YES Bank (b) ICICI Bank
61. Which country first suggested the observance of (c) Axis Bank (d) HDFC Bank
'World Tsunami Awareness Day'? (e) None
(a) Indonesia (b) India 72. National Housing Bank is a government-owned
(c) Philippines (d) Japan corporation. The government took over the NHB
(e) None from the RBI in _______.
62. Bharat Interface for Money (BHIM) using Unified (a) 2015 (b) 2016 (c) 2018
Payments Interface BHIM-UPI recorded a new (d) 2019 (e) None
high, transactions rose by ____ per cent in October 73. Which among the following are not covered under
to 730 crore (7.3 Billion). The total value for the SARFAESI Act?
month stood at more than Rs. 12.11 lakh crore. (a) The NPA loan accounts amounting to less than
(a) 6.7 (b) 2.9 (c) 1.6 20% of the principal and interest.
(d) 4.8 (e) 7.7 (b) Money or security issued under the Indian
63. Which PSU lender bank has launched several digital Contract Act or the Sale of Goods Act, 1930.
initiatives under ―Project WAVE‖ in a bid to (c) Any properties that are not liable to attachment
enhance the customer experience through integrated or sale under Section 60 of the Code of Civil
services on its digital platform...? Procedure, 1908.
(a) State bank of India (b) Indian bank (d) All A, B and C
(c) Canara bank (d) Punjab national Bank (e) None of the above
(e) Union Bank 74. What is the Full form of NIDA?
64. Which homegrown fintech platform, announced the (a) NABARD Infrastructure Development
launch of its first green data centre in India, Assistance
leveraging technologies and solutions from Dell (b) NABARD Investment Department Agriculture
Technologies and NTT...? (c) National Investment Development Fund
(a) Bharat pay (b) paytm (d) National Infrastructure Development
(c) Phone pay (d) Google pay Assistance
(e) Whatsapp payment (e) None
65. Which institution released the Adaptation Gap 75. Cheques which have been written by the drawer,
Report 2022? and dated at some point in the past is known as
(a) NITI Aayog (b) UNEP (a) stale cheque (b) Post dated cheque
(c) WEF (d) UNFCCC (c) Ante dated cheque (d) Crossed cheque
(e) None (e) None
66. Which payment bank has conducted the First 76. The one rupee Indian note bears the signature of
Floating Financial Literacy Camp of India called (a) Governor, Reserve Bank of India
"Niveshak Didi" in Jammu and Kashmir's Srinagar? (b) Secretary, Ministry of Finance
(a) India Post Payments Bank (c) Finance Minister
(b) Airtel Payments Bank (d) None of the above
(c) FINO Payments Bank (e) a and b
(d) Paytm Payments Bank 77. The Economic Survey of India is an annual
(e) None of these document of the Ministry of Finance, presented to
Page | 95
the____________ of Parliament during the Budget (b) final consumption

Session. (c) intermediate consumption
(a) Upper House (b) Lower House (d) consumer durable
(c) Both Houses (d) None of the Above (e) None
(e) a and b 89. The demand curve for a Giffen good is
78. What is the limit of Foreign Direct Investment (FDI) (a) upward rising
in pension funds in India, under automatic route? (b) downward falling
(a) 26% (b) 49% (c) 75% (c) parallel to the quantity axis
(d) 100% (e) None (d) parallel to the price axis
79. Which among the following industries require a (e) None
license under compulsory licensing? 90. The practice of selling goods in a foreign country at
1. Electronic aerospace and defence equipment a price below their domestic selling price is called
2. Specified hazardous chemicals (a) diplomacy (b) discrimination
3. Industrial explosives (c) dumping (d) double pricing
4. Cigars and cigarettes of tobacco and (e) None
manufactured tobacco substitutes
Choose the correct option from the codes given ENGLISH LANGUAGE
below: Directions (Q.91-95) : Read the following passage
(a) 1,2 and 3 only (b) 1,2 and 4 only carefully and answer the questions that follow.
(c) 2,3 and 4 only (d) 1,2,3 and 4 Speech is free, but it is a freedom that comes with
(e) None responsibility. And responsible speech is not just
80. Which organization releases ‗World Investment something that does not contain abuse, defamation or
Report‘ every year? incitement to violence. It is increasingly seen as
(a) UNCTAD (b) WTO expression that tends not to discriminate against or incite
(c) IMF (d) World Bank hatred towards groups based on race, gender, caste,
(e) None religious belief, sexual orientation, nationality or
81. One of the main factors that led to the rapid immigration status. The world has moved away from a
expansion of Indian exports is free speech doctrine based on a formal equality among
(a) Imposition of import duties different viewpoints to one that discourages the targeting
(b) Liberalization of the economy of any vulnerable section. The term ‗hate speech‘ and
(c) Recession in other countries calls for laws that specifically seek to punish it arise from
(d) Diversification of exports this inclusive understanding of the basis on which speech
(e) None is restricted in modern democracies. In this backdrop, the
82. Compared to the rich the poor save proposal to incorporate provisions against hate speech in
(a) A larger part of their income the penal law is quite welcome. A committee appointed
(b) An equal part of their income by the Union Home Ministry, tasked with recommending
(c) A smaller part of their income changes in criminal law, is now seeking to formulate new
(d) All of their incomes provisions that will make hate speech a separate offence.
(e) None The term ‗hate speech‘ may not be used, but the panel is
83. Kisan Credit Card scheme was introduced in examining recommendations made by the Law
(a) 1991 (b) 1996 (c) 1998 Commission and the Expert
(d) 2000 (e) None Committee headed by T.K. Viswanathan, on adding
84. With which form of economy is the term ‗Laissez- Sections 153C and 505A to the IPC. The proposed
faire‘ associated? Section 153C would target speech that gravely threatens
(a) Capitalist economy any person or group with intention to cause fear or alarm,
(b) Socialist economy or incite violence towards them, and prescribe a sentence
(c) Mixed economy of two years in prison and a fine. Section505A, on the
(d) Command economy other hand,proposes to punish speech or writing that
(e) None of these causes fear or alarm among a group, or (A) __________,
85. Yakshagana Dance Form can be found mainly in the on grounds of race, religion, gender, sexual orientation,
regions of place of birth or disability.
(a) Odisha (b) Uttarakhand The Committee for Reforms in Criminal Laws
(c) Gujarat (d) Karnataka attracted criticism when it was formed last year, as many
(e) Andhra Pradesh feared a hurried process without adequate and wide
86. Dhyan Chand National Stadium is located in which consultation. Some lawyers and activists said it was not
state/UT? inclusive and questioned its ability to gather a wide range
(a) Chandigarh (b) Haryana of opinion in the midst of a pandemic. While such points
(c) Delhi (d) Madhya Pradesh of criticism remain, it appears that the panel would go
(e) Uttar Pradesh ahead and make its recommendations soon. In the
87. The best indicator of economic development of any context of the hate speech provisions, it must direct its
country is? efforts to define narrowly the sections it proposes to
(a) Its agriculture (b) Its transport formulate and avoid the pitfall of using vague and
(c) Its gross production (d) Its per capita income overbroad terms that would fall foul of the Constitution.
(e) None Section 66A of the Information Technology Act, it may
88. Imputed gross rent of owner-occupied buildings is a be recalled, was struck down by the Supreme Court
part of because it failed to define some terms that sought to
(a) capital formation criminalise offensive and annoying messages.Ever since
96 | Page
this 2015 decision, some governments see a lacuna in the (b) It tends not to discriminate against any race
law concerning offensive messaging over the Internet. If (c) It does not incite hatred towards groups based
at all new sections are to be introduced, it should be clear on gender.
that what is sought to be punished is incitement to (d) It discourages the targeting of any vulnerable
violence or advocacy of hatred, posing an imminent section.
threat to public order or a targeted group. Only then will (e) All of these.
it be a valid curb on free speech. Directions (Q.97-98) : In these questions, there are
91. Why was the committee for reforms in criminal four sentences I, II, III, IV . Some out of these four
laws blasted on its formulation? Answer on the basis sentences contribute to one main idea when these
of the given passage. sentences are formed into a paragraph. One/Two
sentence/s may not contribute to the main idea. That
(A) Because of the lethargic process which was not
sentence/s is/are your answer.
adequate and wide consultation. 97. Which of the following does not contribute to the
(B) Because it questioned to gather a wide range of main idea of the given passage?
opinion during the pandemic. I. It is time for New Delhi to decide to what
(C) Because it was not inclusive and provoked the extent it is in the interest of India to deepen its
hate speech provisions. intervention in the political affairs of Nepal.
(a) Only (A) (b) Both A & B II. There is much to do bilaterally on the
(c) Only (C) (d) All (A), (B), and (C) environmental, cultural, economic fronts, and
(e) None of these the dangers of keeping Nepal constantly
92. What has been suggested by the author to restrain insecure and on the boil open up the possibility
the free speech? of societal instability leaching to adjacent
(A) The reason of punishment should be Indian States.
III. The transforming economy, terrain and
transparent.
geopolitics of the central Himalaya demand an
(B) Not to contain any abuse ,defamation or evolved doctrine of engagement with Nepal,
violence. even for India‘s own self-interest. The source
(C) The target group should not threatened. of abundant water and hydro-electricity should
(a) Only (A) (b) Both (A) & (B) be the prime interest of India. India will be a
(c) Only (C) (d) All (A), (B),and(C) loser if China shares the pie.
(e) Only (B) IV. The open border creates such an interconnected
93. Which of the following words means the SAME as socio cultural web that a stable and prosperous
“FALL FOUL” as highlighted in the passage? Nepal will be a catalyst for this region.
(A) To break a rule (a) II (b) III (c) I, IV
(d) I (e) IV
(B) To adhere to something
98. Which of the following does not contribute to the
(C) To abide by something
main idea of the given passage?
(a) Only (A)
I. In May 2016, the Left Democratic Front rode
(b) Only (A) and (B)
on a wave powered by the hopes and
(c) Only (B) and (C)
aspirations of the people of Kerala to form a
(d) All (A), (B) and (C)
new government in the State.
(e) Only (B)
II. We are seized of the absolute necessity to
94. Which of the following phrases can fit in the blank
attract investment, to provide infrastructure and
marked as (A) _________ In the above passage? to develop industry so as to achieve a
(a) Provokes violence against it. comprehensive development of the State.
(b) Invokes violence against it. III. Their hopes emanated from the abject disdain
(c) Evokes violence against it. they experienced under the previous United
(d) Incite agitation against it. Democratic Front regime towards their
(e) Revokes violence against it. interests as well as that of the State‘s
95. Which of the following is/are contrary to the environment.
statements mentioned in the passage? IV. Agony brewed by the Central government‘s
(A) Section 66A of the Information Technology policies that struck at the very root of the
Actwas struck down by the Supreme Court. sovereignty of the nation and all sections of our
(B) The proposed Section 153C would target society was also reflected in the Left‘s victory.
speech that hardly threatens any person or (a) II (b) I, III (c) IV
group. (d) I, II (e) III, IV
(C) Section505Aproposes to punish speech or Directions (Q.99-100) : In the mentioned questions, a
writing that causes fear or alarm among a paragraph is given. Fill the blank with the correct
group. sentence from the options.
(a) Only (B) (b) Only (A) and (B) 99. The relations between Russia (Former Soviet
(c) Only (B) and (C) (d) All (A), (B) and (C) Union) and India witnessed great heights and depths
(e) Only (B) during the heyday of cold war. When India became
96. What are the main features of a responsible speech? independent, it adopted mixed economy and
Answer on the basis of the given passage. planned development model for India‘s growth and
(a) It should not contain abuse, defamation or development. Externally India opted for the Non-
incitement to violence.
Page | 97
alignment movement to keep away from the power highlighted part of the sentence, find the correct
politics of two super-powers the Soviet Union and alternatives to replace those parts from the three
the USA. Under these policies, India‘s forays into options given below each question to make the
sentence grammatically correct. If the given sentence
socialism and its opposition to colonialism,
is grammatically correct or does not require any
capitalism and neo-colonialism placed India in close correction, choose “NCR” (No correction required) as
proximity to Soviet Union in external affairs. your answer.
Climax came during the Indo-Pak war 1971, when To say it is a domino effect of the loan write-offs for
India and Soviet Union signed a treaty of peace and small and marginal farmers by the Uttar Pradesh
friendship.____ ___ ___ ___ ___ __. government may be simplistic, but farmers in different
(a) However, after the disintegration of Soviet parts (11) of the country have begun agitating for
Union the environment for close ties between waivers. In Tamil Nadu, they have given the State
the two nations was seriously disrupted. government two months to meet their demand for a full
(b) The treaty assumed strategic significance in waiver or face a fresh agitation. Maharashtra Chief
view of the fact that US had threatened India‘s Minister Devendra Fadnavis, in the face of protracted
rising tensions with Pakistan. Many critics protests by farmers, (12) has announced a blankets
blamed India for leaving the policy of Non- loan waiver for „needy‟ farmers, with an estimated
alignment and joining the soviet camp. outgo of Rs. 35,000 crore. In Madhya Pradesh, Chief
(c) The treaty of Friendship and cooperation 1993 Minister Shivraj Singh Chouhan has resisted announcing
was a kind of special milestone in the strategic a waiver, but unveiled a ‗package‘ that includes a
partnership between the Soviet Union and ‗settlement scheme‘ to bring loan defaulters (13) back
India. into a credit net with interest-free loans. Farm groups
(d) During the cold war, Indo-Soviet cooperation in Punjab also began dharnas on Monday for loan
expanded to many different areas. waivers and other interventions. Finance Minister Arun
(e) Besides supply of oil and gas to India, Russia Jaitley has categorically said States must generate their
has also been instrumental in the development own resources to fund such largesse, and the Reserve
of nuclear energy in India. Defence sector too Bank of India has warned of inflationary (14) risks from
has been the fulcrum of this relationship fiscal slippage caused with large farm loan waivers.
100. There are three core values of economic However, it would be short-sighted to see the rising angst
in the farm sector as simply the desire of farmers around
development of any country viz., life sustenance:
the country to keep up with U.P. (15) There are deeper
ability to meet basic needs; self esteem and freedom reasons that would be addressed holistically.
from servitude. Due to poverty, these core values 101. (I) of the country have begun agitating of waivers
are badly affected. Poverty erodes self esteem of a (II) of the country had begun agitating for waivers
person and the person becomes slave of his (III) of the country have begun agitated for waivers
miseries; he can‘t make choices; he has to just (a) Only I (b) Only II
survive on whatever he possess. A poor person‘s life (c) Only III (d) Only I and II
expectancy is less than 45 years on an average. (e) NCR
Poverty also results in underemployment, adult 102. (I) has announced a blanket loan waiver for ‗needy‘
illiteracy and gender inequality. Despite various farmer
measures to tackle poverty, this problem has not yet (II) has announced a blanket loan waiver for ‗need‘
vanished from the world.___ ___ ___ ___ ___ ___ farmers
(III) has announced a blanket loan waiver for
___. Most of the criminals, terrorists and anti social
‗needy‘ farmers
elements are the poor people. (a) Only I (b) Only II
(a) Poverty eclipses the brightest virtues. And is (c) Only III (d) Only I and II
the very sepulcher of brave designs, depriving (e) NCR
a man of the means to accomplish what nature 103. (I) back into the credit net with interest-free loans
has fitted for him. (II) back into the credit net within interest-free loans
(b) However there is no end to this curse. It is (III) back in the credit net with interest-free loans
almost a perpetual natural calamity (a) Only I (b) Only II
environment for those struggling to make both (c) Only III (d) Only I and II
ends meet. (e) NCR
(c) The world can‘t be termed as peaceful until or 104. (I) risk from fiscal slippages causing by large farm
unless the poverty is alleviated completely
loan waivers
because by eradicating it many other social
problems linked to peace process can be solved (II) risks from fiscal slippages caused by large farm
easily. loan waivers
(d) There is no denying the fact that a person in (III) risks from fiscal slippage caused by large farm
immense poverty resorts to commit crimes loan waiver
more easily than the others. (a) Only I (b) Only II
(e) Poverty brings with it many miseries and (c) Only III (d) Only I and II
unhappiness to the sufferers (e) NCR
Directions (Q.101-105) : The following questions 105. (I) There are deeper reasons that must be addressed
consist of a passage in which certain phrases are holistically
highlighted. Find out if there is an error in any of the
98 | Page
(II) There is deeper reasons that must be addressed (e) All of the above are correct usage
holistically 110. Avoid
(III) There are deeper reasons when must be (a) Avoid excessive exposure to the sun.
addressed holistically
(b) If the original owner had avoided his contract
(a) Only I (b) Only II
(c) Only III (d) Only I and II with the rogue, ownership of the goods would
(e) NCR have reverted to him.
Directions (Q.106-108) : In the questions given below (c) I avoid many of the situations that used to
some of the part has been highlighted. You have to stress me.
find the error part which is not highlighted. Ensure (d) Major avoid such as national championships
that the meaning of the statement remains require huge investment.
unchanged.
(e) All of the above are correct usage
106. Since those at risk of hunger are poor and also
Directions (Q.111-112) : The given sentences, when
socially powerless, discriminated and
properly sequenced, form a coherent paragraph.
marginalised, an enabling legal entitlement can Each sentence is labelled with a letter. Choose the
weaken the power of entrenched interests arraigned most logical order of the sentences from among the
against them, and empower the intended five given choices to construct a coherent paragraph
beneficiaries by assigning the responsibility and keeping sentence (D) as the first sentence of the
culpability of the government since the primary paragraph.
responsibility for guaranteeing these entitlements 111. A. Science tells us that the left brain contains
rests in the state. regions involved in speech and language, and is
(a) since those at risk of hunger are poor and also also associated with mathematical calculation and
socially powerless fact retrieval.
(b) an enabling legal entitlement can weaken the B. There are some important scientifically
power of entrenched interests proved differences between areas of "left
(c) the intended beneficiaries by assigning the brain" and "right brain".
responsibility C. But these functions to some extent involve
(d) for guaranteeing these entitlements rests in the both hemispheres and everyone uses both
state halves all the time.
(e) no error D. The popular notions about "left brain"
107. The caste system, with its societal stratification and and "right brain" qualities are
social restrictions, continues to had a major impact generalizations that are not well supported
on the country. The system, generally identified by evidence.
E. The right brain plays a role in visual and
with Hinduism, is also prevalent among Christians,
auditory processing, spatial skills and artistic
Sikhs and Muslims. ability - more instinctive or creative things.
(a) with its societal stratification and social F. Still it is assumed that logical, methodical
restrictions and analytical people are left-brain dominant,
(b) continues to had a major impact on the country while the creative and artistic types are right-
(c) generally identified with Hinduism, brain dominant.
(d) is also prevalent among (a) DFEBAC (b) DBAECF (c) DBFAEC
(e) no error (d) DABECF (e) DCBFAE
108. The frontline Central Asian states, Russia and 112. If in the previous jumbled paragraph, sentence (D)
Iran are under compulsion to seek out Pakistan not is reallocated as the last sentence of the
so much as the epicentre of terrorism but as an paragraph, and again the given sentences are
interlocutor in seeking the practical solution to the properly sequenced to form a coherent paragraph
issues affecting their national security. keeping (D) as the concluding sentence, which of
(a) Russia and Iran are under compulsion the following sentences then will not belong to the
(b) to seek out Pakistan not so much paragraph?
(c) but as an interlocutor in seeking the practical
A. Science tells us that the left brain contains
(d) solution to the issues affecting their
regions involved in speech and language, and
(e) no error
is also associated with mathematical
Directions (Q.109-110) : In each of the following calculation and fact retrieval.
questions, a word has been used in sentences in four
B. There are some important scientifically
different ways. Choose the option corresponding to proved differences between areas of "left
the sentence in which the usage of the word is brain" and "right brain".
INCORRECT or INAPPROPRIATE.
C. But these functions to some extent involve
109. Cease
both hemispheres and everyone uses both
(a) They were asked to cease all military activity. halves all the time.
(b) The hostilities ceased and normal life was D. The existing popular notions about "left
resumed. brain" and "right brain" qualities are
(c) The engine had ceased. generalizations that are not well supported
(d) The government ceased with its plans to by evidence.
reorganize the country‘s economy.
Page | 99
E. The right brain plays a role in visual and confidence, and more clarity on how to structure their
auditory processing, spatial skills and artistic time well.
ability - more instinctive or creative things. Paragraph 5: One interesting phenomenon I've
F. Still it is assumed that logical, methodical
observed with people whose natural brain strength is
and analytical people are left-brain dominant,
while the creative and artistic types are right- not in planning is that they tend to fall into all-or-
brain dominant. nothing thinking. They think that they must follow
(a) B (b) C (c) A their plan perfectly, or their efforts have been wasted.
(d) F (e) E Or if they can't plan every day, they shouldn't plan at
Directions (Q.113-117) : Read the following passage all. Instead, view learning as a process where
carefully and answer the questions that follow. improvement counts and every day matters. This will
Paragraph 1: Learning how to plan - especially if build your resilience because you won't beat yourself
you're new to organizing your time - can be a up as much when you deviate from your plan, and in
frustrating experience. And for some individuals, the turn, you will find it easier to get back on track.
reason could be their brains. For example, very 113. Which of the following is/are true with respect to
creative people who think in pictures can initially have the passage?
a difficult time translating their conceptual ideas into I. View learning as a process where
practical actions that then find a space on their improvement counts and every day matters.
calendars. They need someone to guide them step-by- II. Those with brain dominance in a different
step on how to go through this process. Or some quadrant of their brain will find planning
individuals who do an amazing job on identifying and much harder.
III. Very creative people who think in pictures
executing on their top priority can falter when it comes
can initially have a difficult time translating
to tracking and completing other tasks concurrently, their conceptual ideas into practical actions
including managing others. (a) Only I (b) Only II
Paragraph 2: It all comes down to brain science. (c) Only III (d) Both I & III
Those with natural brain dominance in the back-left (e) All of the above
part of the brain are most comfortable making linear 114. According to the passage, what happens if we
plans and following them. These individuals typically think something should be easy when it's hard?
don't have a need for my coaching help and often don't I. We tend to get upset
II. We flounder
understand why others struggle. But those with brain
III. Are more likely to give up
dominance in a different quadrant of their brain will (a) Only II (b) Both I & III
find planning much harder. That's because the (c) Both II & III (d) Both I & II
neurochemistry of their brain causes them to use 100 (e) All of the above
times the energy to think in planning mode as someone 115. Which one of the following could be adjudged to
whose natural dominance is back left. be in line with the main idea of the passage?
Paragraph 3: Just as we tend to recognize that skills (a) When you convince yourself that you can
like creativity, analysis, or writing can come much change and accept that you'll need to work
easier to some than to others, ease with planning is harder than most, you have a much higher
chance of being resilient in the process of
something that we're either born with or we're not. But
improving your planning.
it doesn't mean that we can't develop those skills by (b) When you find yourself getting frustrated in
actively building neuro-connections in our brain the process of planning, have self-
through persistent practice. If you find planning compassion when you make mistakes,
extremely difficult, you likely don't have natural brain refocus when you get distracted, and adjust
dominance in the back-left part of your brain. Learning your plan when new issues crop up.
this can help you better understand what works for you (c) Understanding what's going on in your brain
as you acquire time management skills makes
and then use that to adjust your habits.
a dramatic difference in your ability to
Paragraph 4: If we think something should be easy encourage yourself and work through
when it's hard, we tend to get upset and are more likely frustration and roadblocks.
to give up. But if we set expectations that a task will be (d) Don't aim for expertise in an area when
difficult, we may still flounder, but we're more willing you're just learning; a basic level of
to work through any issues, since we understand that knowledge is a good start.
(e) None of the above
challenge is part of the process. When my coaching
116. Which of the following could be an appropriate
clients first start planning, they describe it as
title for the passage?
frustrating, disorienting, tiring, or even anger-inducing
(a) Simplifying the art of planning
because they don't want to accept the limits of reality (b) Rectifying the process of planning
in terms of how many activities can fit in a day. The (c) A way to plan if you're bad at planning
clients who accept and work through those feelings are (d) Resolving the planning hazards
the ones who make the most progress. They find that (e) None of the above
on the other side, they have more peace, more 117. What is the tone of the author in the
2 nd paragraph?
100 | Page
(a) Cautionary (b) Compassionate dialogue should not get _________ entangled in the
(c) Frank (d) Hypercritical India-U.S. dialogue.
(e) Informative I. lucid II. Evident
Directions (Q.118-120) : Which of the words in (a), III. fondle IV. Tangle
(b), (c) or (d) given below should replace the words V. mutuality VI. Inextricably
given in bold in the following sentences to make it (a) II , III , V (b) V , II , I (c) II , V , VI
meaningful and grammatically correct. If the (d) I , III , IIV (e) None of these
sentence is correct as it is, and 'No correction is 122. Westphalia has its critics who point to the risks of
required', as the answer. territoriality _____ from geopolitical autonomy, but
118. While Arvind Panagariya has stepped down after
it has, nonetheless, become a ______, a by-word for
two-and-a-half years as the vice-chairman of the
smaller entities coming together to resist the might
NITI Aayog, to resume his academic career at
of the physically and militarily large, the
Columbia University, the body that replaced the
technologically and financially ________ and the
Planning Commission is still to establish itself as
politically dominant.
an authoritative voice in policy-making.
I. stemming II. Preponderant
(a) come, promising, succeeded, truthful
III. pretense IV. Metaphor
(b) gone, left, exchanged, misplaced, dependable V. clique VI. Habitual
(c) resigned, scholarly, substituted, accurate (a) II , IV , V (b) I , IV , II (c) II , IV , V
(d) put, sabbatical, reinstated, authentic (d) V , VI ,I (e) None of these
(e) No correction required 123. Where curriculum designers fear to tread, film
119. The country advertises of the highest number of directors take relaxed, bold ______. Few will
higher education institutions in the world - consider ghosts and witchcraft as suitable topics for
an amazing 33,723, according to an EY analysis - a textbook. Killing of women on the ______ that
and the second biggest number of responses in they are practising witchcraft occasionally figures in
higher education at almost 27 million (to China's the news. Such episodes may be on the decline, but
33 million). witches and ghosts continue to shape the deeper
(a) boasts, astounding, largest, enrollments layers of the collective _____ mind.
(b) exaggerates, overwhelming, greatest, I. abrade II. Suspicion
admissions III. strides IV. Impute
(c) proud, breathtaking, most, acceptance V. convoke VI. Social
(d) brags, startling, much, recruitments (a) III , II , VI (b) I , II , IV (c) VI , V , III
(e) No correction required (d) II , V , I (e) None of these
120. Mr Kovind's censors have suggested that, as with 124. Memory is a great charger. It is also a great _____.
some previous presidential appointments, The Congress‘s memory of its past ___ energises it
his references as a ruling party stalwart and his but restricts its scope for a practical ____ of current
Dalit status will encourage him to conciliatory to realities.
a template that sees the President's role as purely I. accommodation II. leavening
ceremonial and basically subordinate to the III. supremacy IV. fallacy
V. inhibitor VI. Lampoon
executive.
(a) III , VI , IV (b) I , II , IV
(a) critics, proof, adapt, approximately (c) II , VI , V (d) V , III , I
(b) defamer, endorsements, follow, radically (e) None of these
(c) detractors, credentials, conform, essentially 125. The State must follow a more ______ policy of
(d) adversaries, license, adjust, fundamentally creating incentives for firms leading to greater
(e) No correction required
employment, instead of merely dictating higher
Directions (Q.121-125) : In the following questions, a
recruitment of locals. Gujarat is no _______.
paragraph is given with three blanks, followed by six
words. You have to choose the most suitable Nativist arguments against migrants have been too
combination of words from the five alternative easily used by political forces in various States,
options that will fill the blank coherently, forming a from more developed ones such as Maharashtra to
grammatically correct and contextually meaningful smaller States such as Meghalaya, to address
paragraph. If none of the given combination is ________ over the paucity of jobs.
appropriate to fill the blank, mark option (“none of I. ferment II. Holistic
these”) as your answer choice.
III. exception IV. resentment
121. Given the political dynamics in the U.S. today, a
V. burlesque VI. Crusade
systemic solution to this problem is not _______. (a) I , II , V (b) III , VI, V (c) II , III , IV
However, it has to be on the India-U.S. dialogue (d) IV , II ,I (e) None of these
agenda. The India-U.S. strategic partnership is
based on a strong _______ of interests, but it was QUANTITATIVE APTITUDE
not intended to have the exclusivity of an alliance. Directions (Q.126-128) : Study the chart and
India should not have to choose between one table carefully and answer the questions.
strategic partnership and another. The India-Russia Pie char given below shows the percentage of
clothes manufactured by 5 different companies and
Page | 101
table shows the percentage of clothes sold out of One root of this quadratic equation is 1 1 , then
the manufactured. 4
Total clothes manufactured by 5 companies in find the value of k.
January = 125000
(a) 30 (b) 45
53 32
(c) 40 (d) 24
27 35
(e) None of these
Directions (Q.131-133) : Read the given
information carefully and answer the questions
that follow.
The centre point mall located at the centre O is
connected to six different cities A, B, C, D, E and F
such that ABCDEF forms a regular hexagon of side
3 unit when connected. Each city is located at
equal distance from the centre point mall.
131. If in future, a straight road is constructed
Company Sales Percentage between the city A and city C, then find the
P 70% distance between the two cities.
Q 82% (a) 3 units (b) 3 units
R 65% (c) 2 units (d) 3 3 units
S 80% (e) 4 units
T 75% 132. What is the angle between the road connecting
126. What is the ratio of total clothes manufactured city A to B and the road connecting city B to C
by company R and company T together to the in degrees?
total number clothes sold by company P and (a) 130 (b) 120 (c) 100
company S together? (d) 140 (e) 135
(a) 69 : 95 (b) 29 : 89 (c) 95 : 69 133. A straight road is constructed between city D
(d) 67 : 82 (e) None of these and midpoint on the road connecting the centre
127. Which company has the lowest sales? point mall and the city C. What is the distance
(a) P (b) Q (c) R between city D and the midpoint of road
(d) S (e) T connecting city C and centre point mall?
128. Total number of unsold clothes in companies S (a) 1 unit (b)1.732 units (c) 0.5 units
and T together is how much percent of the total (d) 1. 5 units (e) None of these
number of clothes manufactured by companies 134. Direction : In the following question, 3 series
P and T together? are given. You have to find the value of a, b
8 and c by identifying the pattern of these series
(a) 25 5 % (b) 37 % (c) 30 5 %
8 5 8 and then you have to establish the relation
among a, b and c.
(d) 20 4 % (e) None of these
5 I. 12, 20, 44, 84, 140, a
129. Direction : In the following questions an II. 42, 55, 29, 68, 16, b
equation followed by some information is III. 26, 29, 35, 45, 60, c
given. Read the equation and information (a) a > b = c (b) a < b = c (c) a = b > c
carefully to answer the given questions. (d) a > b > c (e) None of these
x2 – 3x + P = 0 135. Direction : In the following question, 3 series
Roots of the above equation are m and n and are given. You have to find the value of a, b
where m – n = - 21 and c by identifying the pattern of these series
Which of the following is correct according to and then you have to establish the relation
the given information? among a, b and c.
(a) (n – m) is smaller than 18 I. 2, 5, 14, 29, 50, a
(b) m × n is the multiple of 15 II. 85, 93, 77, 101, 69, b
(c) The value of m and n are positive III. 299, 283, 258, 222, 173, c
(d) n2 - m2 is equals to 63 (a) a > b = c (b) a < b = c (c) a = b > c
(e) None of these (d) a = b > c (e) a > b > c
19x 2 136. Direction : In the following question, 3 series
130. x 2  k 0 are given. You have to find the value of a, b
23x 2  41x 2 and c by identifying the pattern of these series
and then you have to establish the relation
among a, b and c.
102 | Page
I. 27, 14, 15, 24, 50, a (e) Quantity I = Quantity II or No relation
II. 85, 94, 121, 166, 229, b 140. Direction : Calculate quantity I and quantity II
III. 250, 252, 257, 267, 284, c on the basis of the given information then
(a) a > b = c (b) a < b = c (c) a = b > c compare them and answer the following
(d) a > b > c (e) None of these questions accordingly.
137. In the question, Quantity I and Quantity II are Nikhil invested an amount of Rs 50000 in a
given. You have to solve both the quantity to business at the start of the year and after some
establish the correct relation between quantity I time his friend, Rahul joined him with an
and quantity II and choose the correct option. investment of Rs 40000. Total profit earned at
Quantity I : The probability that out of 5 the end of the year was Rs 65 000 Nikhil‘s
drawn ball, number of white balls drawn are share was Rs 39000. They both just took their
more than number of black balls drawn : There profits before proceeding to next year. They
are 8 white and 7 black balls in a bag. 5 balls both continued the partnership for the next
are drawn randomly from the bag. year also but after some time their friend
Quantity II : The probability that the drawn Pankaj also joined them with an investment of
balls are different in colour. There are 3 red Rs 60000. The ratio of profit of Pankaj and
and 5 blue balls is a box. Two balls are drawn Rahul in the 2nd year was 3 : 4.
from box. Quantity I – The total time for which Pankaj
(a) Quantity I > Quantity II was in the business × Investment of Pankaj in
(b) Quantity I < Quantity II it.
(c) Quantity I  Quantity II Quantity II – The total time for which Rahul
(d) Quantity I  Quantity II was in the business × Investment of Rahul in it
(e) Quantity I = Quantity II or No relation (a) Quantity I > Quantity II
138. Direction : Find the correct relationship (b) Quantity I = Quantity II
between the given quantities (c) Quantity I < Quantity II
Quantity I : If a man is thrice as efficient as a (d) No relation possible
woman and 3 men and 2 women together takes (e) None of these
2.5 days to finish a job, then time required (in Directions (Q.141-143) : Study the following
minutes) by 8 men and 3 women to do the information carefully and answer the given
same job. questions.
Quantity II : Two trains A and B , initially A bank XYZ offers two Schemes A and B .
separated by 1.5 km, running in the same Scheme A offers simple interest and schem B
direction at speeds of 120 and 135 km/hr offers compound interest. Rate of interests for the
respectively, with train A ahead and B, will two schemes for the years 2015, 2016, 2017 and
take ‗T‘ minutes time to reduce the distance 2018 are given in the line graph.
between them to zero, then the value of ‗T‘ (in
minutes).
(a) Quantity I > Quantity II
(b) Quantity I < Quantity II
(c) Quantity I  Quantity II
(d) Quantity I  Quantity II
(e) Data inadequate or No relation
139. Direction : Given below are two quantities
named I and II. Based on the given
information, you have to determine the relation
between the two quantities. You should use the
given data and your knowledge of 141. If a person invests Rs x in scheme B and Rs (x
Mathematics to choose among the possible + 4000) in scheme A at the beginning of the
answers. year 2016. What is the difference of the
Quantity I : Value of x. interest earned in the schemes A and B at the
A shopkeeper marked his product at ‗3x + 6‘% end of the year 2018?
above the cost price and then sold them after (I) Ratio of Rs (x – 5000) and Rs 12000 is 3 :
two consecutive discounts of 20% and 25% 4
respectively. In this transaction, the (II) If Rs 2x is invested in scheme B at the
shopkeeper had a loss of 13% beginning of the year 2016 , then the
amount at the end of the year 2017 will be
Quantity II : Value of x, if x2 = 10 3 x - 63 Rs 34776
(a) Quantity I > Quantity II (a) Statement I alone is sufficient to answer
(b) Quantity I < Quantity II the question but statement II alone is not
(c) Quantity I  Quantity II sufficient to answer the questions.
(d) Quantity I  Quantity II
Page | 103
(b) Statement II alone is sufficient to answer ago, Age of Chandan was 100% more than the
the question but statement I alone is not Amit‘s age of that time. The present age of
sufficient to answer the question. Rahul is 15 years more than that of Amit. Ratio
(c) Both the statements taken together are of the present ages of Amit and Chandan is 2 :
necessary to answer the questions, but 3 respectively. ________ years hence the ratio
neither of the statements alone is sufficient of the ages of Bharat and Rahul will be 6 : 11.
to answer the question. The present age of Rahul is five years more
(d) Either statement I or statement II is alone than that of Chandan.
sufficient to answer the question. The values given in which of the following
(e) Statement I and II taken together are not options will fill the blanks in the same order in
sufficient to answer the question. which it is given to make the above statement
142. A person invests a total Rs 28000 in schemes true:
A and B at the beginning of the year 2017. The I. 5 years , 10 years
ratio of the interest earned at the end of the II. 10 Years, 20 years
year 2018 in schemes A and B is 10 : 11. If the III. 15 Years, 15 years
amount invested in two schemes had been IV. 5 years, 20 years
interchanged, what would be the interest (a) Both I and III (b) Only II
earned in scheme A? (c) Only III (d) Only IV
(a) Rs 3552 (b) Rs 4596 (e) All I, II, III and IV
(c) Rs 3644 (d) Rs 3168 Directions (Q.146-150) : Answer the questions
(e) None of these based on the information given below.
143. If same amount is invested in both the schemes Raj and Piyush , both friends working in an MNC,
A and B in the beginning of 2015, then the monthly salary of Raj is Rs 25,000, while monthly
total interest earned at the end of the year 2016 salary of Piyush is Rs [A] . Raj spent 12% on rent
is? 18% on transportation, [B] % on food. Raj saves
(I) Ratio of the interest earned from the the remaining salary which he deposited in the
schemes A and B is 40 : 53. bank for 3 years, while Piyush deposited 50% of
(II) If the difference of the interest earned his monthly salary in a scheme which offers 10%
from the schemes A and B is Rs 1560 compound interest for 3 years. The bank offers
(a) Statement I alone is sufficient to answer simple interest of 14% pa. The total interest earned
the question but statement II alone is not by both is Rs [C]. Piyush gave 10% and 12% of his
sufficient to answer the questions. monthly salary to his sons, Pankaj and Vishal,
(b) Statement II alone is sufficient to answer respectively as pocket money. Pankaj spent Rs [D]
the question but statement I alone is not on buying a wallet, which is 30% of his pocket
sufficient to answer the question. money. On selling a wallet, the shopkeeper earned
(c) Both the statements taken together are a profit of 20% , whose cost price is Rs 450. The
necessary to answer the question, but amount spent on food by Raj is Rs 4090 more than
neither of the statements alone is sufficient the amount received by Vishal as pocket money.
to answer the question. One day, Vishal went to restaurant to drink a shake
(d) Either statement I or statement II alone is which is a mixture of milk and water. The shake
sufficient to answer the question. contains [E] ml of milk, which is 60% of the
(e) Statement I and II taken together are not mixture. The price of the shake was Rs 54 at the
sufficient to answer the question. rate of Rs 18 per 100 ml. After drinking the shake,
144. Time taken by train A and train B to cross each he decided to go from which is [F] km from the
other while going in the same direction and restaurant. Vishal reached home in 25 minutes at
opposite direction is 75 seconds and 15 the average speed of 30 km/hr.
seconds respectively. The ratio of length of 146. If the monthly salary of Piyush increases by
train B to that of train A is same as the ratio of 12% in the next month, then find the new
speed of train A to the speed of train B . Find monthly salary of Piyush.
the average of time taken by train A to (a) Rs 19840 (b) Rs 20720
completely pass through a tunnel of twice its (c) Rs 21460 (d) Rs 22450
length and train B to pass through a tunnel of (e) None of these
twice its length if train B is shorter than train A 147. Find the value of [C].
by 120 metres. (a) Rs 7704 (b) Rs 7840 (c) Rs 7440
(a) 16 seconds (b) 24 seconds (d) Rs 7214 (e) None of these
(c) 30 seconds (d) 48.75 seconds 148. If Pankaj bought an article for Rs [D – 120] ,
(e) 60.75 seconds whose marked price is Rs 560, then find the
145. There are four persons Amit, Bharat, Chandan discount percentage received by him.
and Rahul. Average of the present ages of (a) 20% (b) 25% (c) 30%
Bharat and Chandan is 20 years .____ years (d) 33.33% (e) 40%
104 | Page
149. Find the value of [E] mixture of water and milk in the container in
(a) 120 ml (b) 160 ml (c) 180 ml the ratio 5 : 6 respectively.
(d) 210 ml (e) None of these (a) If the data in statement I alone are
150. Find the time taken by a man to cover [8F] km sufficient to answer the question, while the
at the speed of 20 km/h data in statement II alone are not sufficient
(a) 4 hours (b) 4.5 hours (c) 5 hours to answer the question.
(d) 5.5 hours (e) 6 hours (b) If the data in statement II alone are
151. Direction : Each question below is followed sufficient to answer the question, while the
by three statements I, II and III . You have to data in statement I alone are not sufficient
determine whether the data given in the to answer the question.
statement/ statements is sufficient for (c) If the data either in statement I or in
answering the question. You should use the statement II alone are sufficient to answer
data and your knowledge of Mathematics to the question.
choose the best possible answer. What is the (d) If the data in both statements I and II
rate of interest? together are necessary to answer the
Statement I : Sum P becomes 5 times in 4 question.
years when invested at a certain rate of interest (e) If the data even in both statements I and II
per annum. (Consider simple interest) together are not sufficient to answer the
Statement II : Mahesh invests Rs 5000 for t question.
years and Suresh invests Rs 3000 for T years at Directions (Q.153-155) : Study the following
same rate of interest. Ratio of interest earned is table carefully and answer the given questions.
4 : 7. (Consider simple interest) The following table represents the number of
Statement III : Sum Q becomes quadruple candidates who appeared in an exam.
when invested in compound interest for 2 years Year Number % of Respective
at a certain rate of interest per annum. of qualified ratio of
(a) If the data in statement I alone is sufficient candidates candidates qualified
to answer the question appeared males and
(b) If the data in statement II alone is qualified
sufficient to answer the question females
(c) If the data in statement III alone is 2016 1260 - 5:4
sufficient to answer the question. 2017 - 60% 7:5
(d) If the data in both statements I and II 2018 960 75% -
together is sufficient to answer the 2019 1530 - -
question 2020 - 50% 8:7
(e) If the data given in either statement I alone 153. In the year 2016, the percentage of qualified
or III alone is sufficient to answer the candidates is 40% and the number of
question candidates that appeared in the year 2017 is
152. Direction : Each question below is followed 360 more than the number of candidates that
by two statements I and II. You have to appeared in the year 2016. What is the ratio of
determine whether the data given in the the number of male candidates qualified in the
statement is sufficient for answering the year 2016 to the number of male candidates
question. You should use the data and your qualified in the year 2017?
knowledge of Mathematics to choose the best (a) 283 : 567 (b) 140 : 233 (c) 40 : 81
possible answer. Vivek mixes water and milk (d) 140 : 343 (e) None of these
in an empty container A. Find the amount of 154. The ratio of the number of male candidates
water mixed by Vivek. qualified and female candidates qualified in the
Statement I : The ratio of the amount of water year 2018 is 5 : 3. If the number of candidates
and the amount of milk in the container A is 5 : appeared in the year 2017 is 660 more than the
13, respectively after Vivek has mixed milk number of candidates appeared in the year
and water. Vivek sells 72 litres of the mixture 2018, then find the difference between the
and then adds 44 more litres of a mixture of female candidates qualified in the year 2017
water and milk in the container. After mixing and the female candidates qualified in the year
44 more litres of the mixture, the ratio of the 2018.
amount of water and the amount of milk (a) 95 (b) 115 (c) 125
becomes 4 : 9 respectively. (d) 135 (e) 145
Statement II : The ratio of the amount of 155. The ratio of the number of male candidates
water and the amount of milk in the container qualified and the number of female candidates
A is 5 : 13, respectively after Vivek has mixed qualified in the year 2019 is 4 : 3. If the
milk and water. Vivek sells 72 litres of the percentage of the number of candidates not
mixture and then adds 44 more litres of a qualified in the year 2019 is 30% , then what is
Page | 105
the number of male candidates qualified for the 20. c; The passage says that the airlines are courting
exam in the years 2019? celebrity chefs to provide quality meals. It will
(a) 622 (b) 765 (c) 459 naturally mark the end of dulled wines and under-
(d) 612 (e) None of these seasoned bland food. Option C conveys the same
idea.
21. a; Naturally, such a piece of law can be abolished
EXPLANATIONS only on the basis of ‗no necessity‘ as nobody can
(1-5) call this law as counterproductive. Option A shows
why this law is not needed.
(22-26)
1. d;
2. c;
3. c;
4. d;
5. d; 22. e;
(6-8) 23. b;
6. b; The passage does not mention this in so many 24. d;
words but the growth in the place of deal making 25. b;
between Pharmaceutical and Biotech companies 26. e;
provides a clear hint about this. (27-31)
7. e; Definitely false. The phrase, ―Pharma companies
were typically the buyers‖ clearly shows that now
the buying of each other takes from both the
direction.
8. a; Definitely true. The initial lines indicate that
sudden value destruction is a possibility.
(9-12)
Floor Brand Person Month
8th Lifestyle K October
7th Lee G February
6th Pepe M December
5th Levi‘s H June
4th Parkavenue J January
Step 1: (0 +2)/2 = 12= 1, (3 +3)/2=32= 9,
3rd Spykar L April
(5 +1)/2=32=9
2nd Addidas N July
(4 +2)/2 =32=9, (5+1)/2=32=9,
1st Puma I September (3+1)/2=22=4.
9. a; Step 2: Multiplication of 1st element of all
10. b; three blocks = (1 х 9 х 9) = 81 = 8+ 1 = 09,
11. d; Multiplication of 2nd element of all
12. c; three blocks = (9 х 9 х 4) = 324 = 3 + 2 + 4 = 09.
13. a; Step 3: (0 х 0 + 0 х 9) (9 х 0 + 9 х 9)
(14-18) Step 4: (0 х 9 + 8 х 1) =08
14. e; Because stream of graduation is not given and 27. d;
nothing is mentioned about P.G. So data are 28. a;
inadequate. 29. b;
15. c; Because he is less than 25 years as on 01.01.02. 30. c;
So case should be referred to Asst. Manager. 31. b;
16. b; Because his written examination marks is not (32-33)
70%. 32. a; Assumption I is implicit. This is naturally the
17. d; Because his work experience is less than 3 years central idea behind the scheme. Defaulters would
but she has done 1.6 year job in MNC as a love to get their housing societies regularised
manager. without any penal provisions.
18. e; Good percentage can‘t tell whether it is above 33. d; Assumption I is not implicit because the
70% or not. So data provided are inadequate. advertisement has been issued on the basis of simple
19. a; The delegation contends that a larger family will assumption of getting applications. The
be more beneficial for the women. To the contrary, advertisement clearly lists 3 different desirable
option A says that women with one child only can eligibilities i.e. education, experience and
invest more time to their careers and lead better life communication skills. It will not be an implied
and career. Hence, Option A weakens the argument assumption that having one would automatically
of the delegation. mean having another. In that case, the second trait
106 | Page
would not have been mentioned at all. Hence, both they all are given in the options as they're in the
the assumptions are invalid. passage.
(34-38) 114. b; The opening sentence of para 4 contains both,
Row 3 Box 9 Box 10 Box 11 Box 12 option I & III "If we think something should be
Brown Yellow Silver Cyan box easy when it's hard, we tend to get upset and are
4 kg 21 kg 6 kg 7 more likely to give up". Hence, option B is the
Row 2 Box 5 Box 6 Box 7 Box 8 answer.
115. a; D is completely irrelevant as it is outside the
Gray Pink Orange White context of the passage. C talks about time
23 kg 8kg 16 kg 19 kg management skills in particular and hence, cannot
Row 1 Box 1 Box 2 Box 3 Box 4 be taken as the main idea. B acts as a solution to
Red Green Black Blue the issue discussed in the passage and hence can
12 kg 24 kg 17 kg 20 kg be eliminated. A is the most appropriate solution
34. c; as it covers the idea that the passage is trying to
35. d; convey.
36. c; 116. c; The passage talks about planning and how
37. a; certain people are either good or bad at it. It
38. b; further discusses how people, who are bad at
(39-40): planning, can improve upon their skills. "Art of
39. e; Both courses follow. To promote the gender planning" and "planning hazards" are unnecessary
ration, counseling and punishment both are needed. overstatements in the given context and hence can
40. e; Both are desired. The acts of fraudulent claims be straightaway eliminated. Option B is
have to be punished and the system has to be made inappropriate as it talks about correcting the
foolproof. process of planning whereas the passage does not
41. b 42. a 43. d 44. b 45. a revolve around it at all. As option C gives a
46. c 47. c 48. c 49. d 50. b simpler, clearer and accurate idea about the
51. c 52. c 53. a 54. b 55. b passage, it'll be considered as the answer.
56. c 57. b 58. a 59. d 60. b 117. e; 'Cautionary' means giving a warning;
61. d 62. e 63. b 64. c 65. b 'Compassionate' means feeling or showing
66. a 67. c 68. c 69. c 70. b sympathy; 'Frank' means open and direct;
71. b 72. d 73. d 74. a 75. c 'Hypercritical' means unreasonably/ over-critical.
76. b 77. c 78. b 79. d 80. a The author in the given paragraph is just giving
81. d 82. c 83. c 84. a 85. d information about the brain science related to
86. c 87. d 88. b 89. a 90. c planning. Neither has he supported anything here
91. (e) Refer the first line of the second paragraph. nor criticised. Hence, E will be the appropriate
92. (a) Refer the last two sentences of the second answer.
paragraph. 118. a
93. (a): Fall foul means to break arule 119. a
94. (a) : It fits in the blank. 120. c
95. (a) Refer the second last line of first paragraph 121. c
96. (e) Refer the first three sentences of the first 122. b
paragraph. 123. a
97. (b); Option (b) is correct as it states about 124. d
geopolitical and other matters. 125. c
98. (a);Option (a) is correct as it states about 126. (c); Using the data in the question, we get
development. Total clothes manufactured by company R =
99. b 18
125000   22500
100. d 100
101. e Total clothes manufactured by company T =
102. c 20
125000   25000
103. a 100
104. b Total clothes manufactured by Company R and
105. a company T together = 22500 + 25000 = 47500
106. (d); Replace ‗in‘ with ‗with‘ Total clothes sold by company P =
107. (b); Replace ‗had‘ with ‗have‘. 12 70
108. (c); Replace ‗the‘ with ‗a‘ 125000    10500
100 100
109. d; option fourth is not correct use of cease. ―Cease‖ Total clothes sold by company S =
should be replaced with ―continued‖. 24 80
110. d; option fourth is not correct use of avoid.‖Avoid‖ 125000    24000
100 100
should be replaced with ―meet‖. Total number of clothes sold by company P and
111. b Company S together= 10500 + 24000 = 34500
112. d
113. e; (I) is contained in the 2 nd last sentence of para Required ratio = 47500  95
34500 69
5; (II) can be spotted in the 2 nd last sentence of the
127. (a);
2 nd para and (III) is located in the 2 nd sentence of
the opening para. Option E is the correct choice as
Page | 107
Total clothes sold by company P = And a = 1 1 of 5

12 70 4 4
125000    10500
100 100 19
 ab 
Total clothes sold by company Q = 8
26 82 5 19
125000    26650   b
100 100 4 8
Total clothes sold by company R = 19 5
18 65 b  
125000    14625 8 4
100 100 9
Total clothes sold by company S = b 
8
24 80
125000    24000 Other root = 4
100 100 5
Total clothes sold by company T = k = Product of both the roots
20 75
125000    18750 9 5 45
100 100 k   
128. (c); Total unsold clothes in company S = 8 4 32
24 20 Hence , option b is correct.
125000    6000 131. (a); From the information given in the question, we
100 100
can draw the following figure.
Total unsold clothes in company T =
20 25
125000    6250
100 100
Total number of unsold clothes in company S and
company T together = 6000 + 6250 = 12250
Total clothes manufactured by Company P =
12
125000   15000
100
Total clothes manufactured by company T =
20
125000   25000
100
Total number of clothes manufactured by company
P and Company T together = 15000 + 25000 = Side length of the regular hexagon ABCDEF (a) =
40000 3 units
Required percent = 12250  100  30 5 % We know that in a regular hexagon the length of two
40000 8 opposite vertices = 2a
129. (d); Given equation : x2 – 3x + P = 0 And, length of two vertices which are neither
After comparing the given equation with x 2 – (Sum opposite nor adjacent to each other in a regular
of roots)x + (Products of roots) = 0 hexagon = 3a
Sum of the roots (m and n) = 3 There , distance between two adjacent cities = a =
So, m + n = 3……1 3 units
And m – n = -21……..2 Distance between the two cities which are neither
After solving both the equations, we get: opposite nor adjacent to each other =
 m = -9, n = 12 3a  3  3  3 units
a. (n – m) is smaller than 18.
Distance between two opposite cities = 2a =
 n – m = 12 – (-9) = 21
This statement is not true. 2  3  2 3 units
b. m × n is the multiple of 15. Since city A and city C are neither opposite nor
 12 × - 9 = -108 adjacent to each other.
This statement is not true Therefore, when a straight road is constructed
c. The value of m and n are positive between them their length =
This statement is not true 3a  3  3  3units
d. n2 – m2 is equal to 63. Hence, distance between city A and city C = 3 units.
 (n + m) (n – m) = 3 × 21 = 63 132. (b);
This statement is true. Side length of the regular hexagon ABCDEF (a) =
Hence, option d is correct
3 units
130. (b); Given,
19x 2 We know that in a regular hexagon the length of two
x2  k  0 opposite vertices = 2a
23x 2  41x 2
And, length of two vertices which are neither
19x 2 opposite nor adjacent to each other in a regular
 x2  k  0
8x hexagon = 3a
19x
 x2  k  0 Therefore, distance between two adjacent cities = a
8
= 3 units
Let the roots of the equations be a and b
Distance between the two cities which are neither
opposite nor adjacent to each other =
108 | Page
3a  3  3  3 units 14 + 3 × 5 = 29
29 + 3 × 7 = 50
Distance between two opposite cities = 2a =
50 + 3 × 9 = 77
2  3  2 3 units The pattern of the 2nd series is
Since, city ABCDEF forms a regular hexagon. 85 + 8 = 93
Therefore, when two adjacent vertices are connected 93 – 16 = 77
to the centre of the regular hexagon it forms an 77 + 24 = 101
equilateral triangle. 101 – 32 = 69
So, in triangle ABO and CBO 69 + 40 = 109
Angle ABO = 600 Pattern of the given 3rd series is:
And, Angle CBO = 600 299 – 42 = 283
Therefore, angle between the road connecting City 283 – 52 = 258
A to B and road connecting city B to C = 60 0 + 600 258 – 62 = 222
= 1200 222 – 72 = 173
133. (d); Side length of the regular hexagon ABCDEF (a) 173 – 82 = 109
= 3 units Hence a < b = c.
We know that in a regular hexagon the length of two 136. (b); Pattern of the given 1st series is
opposite vertices = 2a 27 × 0.5 + 0.5 = 14
And, length of two vertices which are neither 14 × 1 + 1 = 15
opposite nor adjacent to each other in a regular 15 × 1.5 + 1.5 = 24
24 × 2 + 2 = 50
hexagon = 3a
50 × 2.5 + 2.5 = 127.5
Therefore, distance between two adjacent cities = a The pattern of the 2nd series is
= 3 units 85 + (1 × 9) = 94
Distance between the two cities which are neither 94 + (3 × 9) = 121
opposite nor adjacent to each other = 121 + (5 × 9) = 166
3a  3  3  3 units 166 + (7 × 9) = 229
Distance between two opposite cities = 2a = 229 + (9 × 9) = 310
Pattern of the given 3rd series is:
2  3  2 3 units 250 + (12 + 1) = 252
Since, the road is constructed between city D and 252 + (22 +1) = 257
mid point of the road connecting the centre point 257 + (32 + 1) = 267
mall and the city C. Therefore, if we extend the road 267 + (42 + 1) = 284
constructed then, it will meet at city B. 284 + (52 + 1) = 310
That means the mid point of the centre point mall Hence, a < b = c
and the city C is also the midpoint of the road 137. (a); Quantity I:
connecting city D and B. Number of favourable outcomes
Therefore, distance between city D and the mid
point of road connecting the centre point mall and
   
= 8 C3 7 C 2  8 C 4  7 C1  8 C5
 1176  490  56  1722
City C = 1  Distance between city D and city B.
2 Total number of outcomes = 15
C5  3003
Or, Distance between city D and the mid point of Probability = 1722  0.573
road connecting the centre point mall and city C = 3003
1 1 Quantity II:
 3a   3  3  1.5units
2 2 
Number of favourable outcomes = 3 C1  5C1  15 
134. (a); Pattern of the given 1st series is: Total number of outcomes = 8C2 = 28
12 + (1 × 8) = 20
Probability = 15  0.535
20 + (3 × 8) = 44 28
44 + (5 × 8) = 84 Therefore, option a is correct
84 + (7 × 8) = 140 138. (a); Quantity I :
140 + (9 × 8) = 212 Let total work = 1 unit and let 1 man can finish the
The pattern of the 2nd series is job in x days
42 + 13 = 55 Then, 1 woman will finish the job in 3x days
55 – 26 = 29
29 + 39 + 68 Efficiency of a man = 1 units / day
68 – 52 = 16 x
16 + 65 = 81 And efficiency of a woman = 1 units / day
Pattern of the given 3rd series is: 3x
26 + 2 × 1.5 = 29 According to the question,
29 + 3 × 2 = 35 3 Men and 2 women takes 2.5 days to complete the
35 + 4 × 2.5 = 45 job.
45 + 5 × 3 = 60 So,  1   1  1
3    2  
60 + 6 × 3.5 = 81  x  3x   5 
 
Hence , a > b = c 2
135. (b); Pattern of the given 1st series is 3 2 2
2 +3×1=5   
x 3x 5
5 + 3 × 3 = 14
Page | 109
92 2 Rahul invested money for 12 months

 
3x 5 Investment of Rahul = 40000 × 12
 6x = 55 Let Pankaj invests his money for y months
Investment of Pankaj = 60000 × y
55
x  days Ratio = 50000 × 12 : 40000 × 12 : 60000 × y
6 Ratio = 10 : 8 : y
Required time taken by 8 men and 3 women to Profit ratio of Pankaj : Rahul = 3 : 4
complete the same job = y:8=3:4
   1 1 y=6
8    3   
 x  x t Pankaj joins the business after = 24 – 6months = 18
9 1 months
  Total time for which Rahul worked = (24 – 2) = 22
x t
months
x 55
t  days Quantity 1 : 6 × 60000 = 360000
9 54 Quantity 2 : 22 × 40000 = 880000
 55 
t  24  60  minutes Quantity 2 is greater than Quantity I
 54  141. (d); Required answer = Difference of
 t = 1466.66 minutes   15  8  20   and
Quantity II:  x x  100 1  100  1  100   x 
     
Given time taken = T minutes
 12  15  9
Let Distance travelled by slower train = D km x  4000  
Then Distance travelled by faster train will be = (D  100 
+ 1.5) km To find the answer, we required the value of x
For slower train , D = (120 × T) …….(i) From statement (I) : x  5000  12000
For Faster train, (D + 1.5) = (135 × T) ……..(ii) 3 4
Subtracting (i) from (ii)  x = 14000
1.5 = 135T – 120 T So, statement I alone is sufficient to answer the
 1.5 = 15T question.
T
1.5

1
hours From statement (II) : 2x 1  15  1  8   34776
15 10  100   100 
 T = 6 minutes From here, we can find the value of x.
So, Quantity I > Quantity II So, statement II alone is also sufficient to answer the
Hence option a is correct question.
139. (a); Quantity I: Hence, either statement I or statement II is alone
Let the CP of the products be Rs 100 sufficient to answer the question.
So, MP of the product = (100 + 3x + 6) = Rs (106 + 142. (d); Let the amount invested in scheme B = Rs X ,
3x) then
Selling price of the product = (106 + 3x) × 0.80 Then amount invested in scheme A = Rs (28000 –
×0.75 = 100 × 0.87 X)
63.60 + 1.8x = 87 According to question,
 1.8x  23.40
 28000  X   15  9   8  20  
 x  13   : X 1  100 1  100   X
 100      
So, the value of x = 13
Quantity II:  10 : 11
x  10 3x  63  0
2  28000  X  6    27 6 
  :  X 25  5  1  10 : 11
 25    
 x 2  7 3x  3 3x  63  0
 28000  X  6  
  
 x x 7 3 3 3 x 7 3  0  
37 
 :  X  125   10 : 11
 3 x  3 3   0
   
25
 3328000  X  37X
 x 7
 x  7 3,3 3
 X = 13200
So, the value of ‗x‘ can be either 7 3 or 3 3
Required answer
So quantity I > quantity II x  15  9 13200  24
So option a is the correct answer. =   Rs 3168
100 100
140. (c); Investment of Nikhil for 12 months = Rs 50000
143. (b); Let the amount invested in each scheme = Rs X,
Let time of Rahul be x months
then
Ratio of their investment = 50000 × 12 : 40000 × x
Ratio of profit = 39000 : 26000 = 3 : 2 Equivalent rate% earned in scheme A = (12 + 8)% =
50000 × 12/ 40000 × x = 3/2 20%
Equivalent rate% earned in scheme B =
 120  12x
 x  10  10  15 
10  15  %  26.5%
So Rahul joined Nikhil after (12 – 10) = 2 months.  100 
Statement 2: From statement (I) : (X × 20%) : (X × 26.5%) = 40
Now, Pankaj also joined them : 53
Nikhil invested his money for 12 months.  40X : 53X  40 : 53
Investment of Nikhil = 50000 × 12 From this statement we cannot find the value of X,
110 | Page
So, statement (I) alone is not sufficient to answer the = 2  40  x   20 years
question. 3
From Statement (II) : (26.5% of X) – (20% of X) Present age of Bharat = 10 years
= Rs 1560 Present age of Chandan = 30 years
 6.5% of X = Rs 1560 Present age of Rahul = 20 + 15 = 35 years
 1% of X = Rs 240 From I , we get
The Total Interest = (20 + 26.5)% of X = 46.5% of (20 – 5) : (30 – 5) = 15 : 25 = 3 : 5  1 : 2
X = Rs 11160 So, I cannot be the answer.
So, statement (II) alone is sufficient to answer the From II, we get
question. (20 – 10) : (30 – 10) = 10 : 20 = 1 : 2
Hence, statement (II) alone is sufficient to answer And, (10 + 20) : (35 + 20) = 30 : 55 = 6 : 11
the question but statement (I) alone is not sufficient So, II can be the answer .
to answer the question. From III, we get
144. (d); Let, length of train A and Train B be LA and LB (20 – 15) : (30 – 15) = 5 : 15 = 1 : 3  1 : 2
respectively and speed of train A and train B be A So , III cannot be the answer.
and B respectively. From IV, we get
According to the question, (20 – 5) : (30 – 5) = 15 : 25 = 3 : 5  1: 2
L A  LB So, IV cannot he the answer.
 15
A B Hence, the answer is option e.
L A  LB 146. (e); Cost price of wallet = Rs 450
Also,  75 So, the value of [D] = 450 × 1.2 = Rs 540
BA The pocket money received by Pankaj
Using both the equations, we get
15 (A + B) = 75 (B – A) = 40  Rs1800
 A + B = 5B – 5A 0.3
 6A = 4B Monthly salary of Piyush = 1800  Rs18000
A: B =2 :3 0.1
So, LB : LA = 2 : 3 So, the value of [A] = Rs 18000
Given, LA – LB = 120 Pocket money received by Vishal = 12% of 18000 =
Length of train B = 120 × 2 = 240 m Rs 2160
And length of train A = 120 × 3 = 360 m Amount spent on Food by Raj = 2160 + 4090 = Rs
So using 6250
LA  LB So, the value of [B] = 6250  100  25%
 15
A B 25000
240 + 360 = 15(A + B) Amount of money deposited by bank by Raj =
 3  100  18  12  25%of 25000  Rs11250
 600  15 A  A  So, total interest earned by both
 2 
 A = 16 m/s =
11250  14  3
100

 50% of 18000 1.1  1
3

Speed of train B = 3  16  24m / s 4725 + 0.331 × 9000 = 4725 + 2979 = Rs 7704
2
So, the value of [C] = Rs 7704
Time taken by Train A to pass through the tunnel =
Quantity of snake drunk by Vishal =
360  360  2
 67.5 sec onds 54
 100  300ml
16 18
Time taken by train B to pass through the tunnel = So, the value of [E] = 60% of 300 = 180 ml
240  240  2
 30 sec onds The value of [F] =
25
 30  12.5km
24 60
Therefore, required average = (30 + 67.5)/2 = 48.75 New monthly salary of Piyush = 1.12 × 18000 = Rs
seconds 20160
So option (d) is the correct answer. So option e is the correct answer
145. (b); Let the present age of Bharat be x years 147. (a); Cost price of wallet = Rs 450
Therefore, present age of Chandan (40 – x) years So, the value of [D] = 450 × 1.2 = Rs 540
Using the data provided in the question, we get The pocket money received by Pankaj =
Present age of Amit = 2  40  x years 540
3  Rs1800
0.3
Present age of Rahul = 2  40  x   15years
3 Monthly salary of Piyush = 1800  Rs18000
0.1
  40  x  15  40  x   5
2
So, the value of [A] = Rs 18000
3 Pocket money received by Vishal = 12% of 18000 =
2 
 40  x    1  10 Rs 2160
3  Amount spent on food by Raj = 2160 + 4090 = Rs
 40  x  30 6250
 x = 10 years So, the value of [B] = 6250  100  25%
25000
Therefore, present age of Amit
Page | 111
Amount of money deposited on bank by Raj = {100 = 54  100  300ml

– (18 + 12 + 25)} of 25000 = Rs 11250 18
So total interest earned by both So, the value of [E] = 60% of 300 = 180 ml

= 11250  14  3  50%of 18000  1.13  1
100
 The value of [F] = 25  30  12.5km
60
4725 + 0.331 × 9000 = 425 + 2979 = Rs 7704 New monthly salary of Piyush = 1.12 × 18000 = Rs
So, the value of [C] = Rs 7704 20160
So option a is the correct answer. 150. (c); Cost price of wallet = Rs 450
148. (b); Cost price of wallet = Rs 450 So, the value of [D] = 450 × 1.2 = Rs 540
So, the value of [D] = 450 × 1.2 = Rs 540 The pocket money received by Pankaj =
The pocket money received by Pankaj 540
 Rs1800
= 540  Rs1800 0.3
0.3
Monthly salary of Piyush = 1800  Rs18000
Monthly salary of Piyush = 1800  Rs18000 0.1
0.1 So, the value of [A] = Rs 18000
So, the value of [A] = Rs 18000 Pocket money received by Vishal = 12% of 18000
Pocket money received by Vishal = 12% of 18000 = = Rs 2160
Rs 2160 Amount spent on food by Raj = 2160 + 4090 = Rs
Amount spent on food by Raj = 2160 + 4090 = Rs 6250
6250
So, the value of[B] = 6250  100  25%
So, the value of [B] = 6250  100  25% 25000
25000 Amount of money deposited by bank by Raj
Amount of money deposited on bank by Raj = {100 = 100  18  12  25% of 25000  Rs11250
– 918 + 12 + 15)}% of 25000 = Rs 11250 So , total interest earned by both
 
So, total interest earned by Both
= 11250  14  3  50% of 18000 1.13  1
100

= 11250  14  3  50% of 18000  1.13  1  100
4725 + 0.331 × 9000 = 425 + 2979 = Rs 7704
4725 + 0.331 × 9000 = 425 + 2979 = Rs 7704 So, the value of[C] = Rs 7704
So, the value of [C] = Rs 7704 So option (a) is the correct answer.
Quantity of shake drunk by Vishal = Quantity of shake drunk by Vishal
54
 100  300ml = 4  100  300ml
18 18
So, the value of [E] = 60% of 300 = 180 ml So, the value of [E] = 60% of 300 = 180 ml
The value of [F] = 25  30  12.5km The value of [F] = 25  30  12.5km
60 60
Selling price of article = 540 – 120 = Rs 420 Required tie taken =   12.5  5 hours
Discount received = 560 – 420 = Rs 140 20
140 151. (e); Statement I:
Required discount percentage =  100  25% Let the rate of interest be R%
560
So option b is the correct answer. Interest = 5P – P = 4P
149. (c); R = 4P  100  100%
Cost price of wallet = Rs 450 P 4
So, the value of [D] = 450 × 1.2 = Rs 540 Hence , statement I alone is sufficient
The pocket money received by Pankaj Statement II:
540 Let the rate of interest be R%
=  Rs1800 5000Rt
0.3 Simple interest earned by Mahesh =
Monthly salary of Piyush = 1800  Rs18000 100
0.1 Simple interest earned by Suresh =
3000 Rt
So, the value of [A] = Rs 18000 100
Pocket money received by Vishal = 12% of 18000 = 5000Rt 4
 
Rs 2160 3000Rt 7
Amount spent on food by Raj = 2160 + 4090= Rs But, we cannot determine the rate of interest. Hence,
6250 statement II alone is not sufficient.
6250 Statement III:
So, the value of [B] =  100  25%
25000 Let the rate of interest be R%
2
Amount of money deposited on Bank by Raj = {100  R 
Q  1  4Q
– (18 + 12 + 25)} % of 25000 = Rs 11250 100 
So, total interest earned by both 2
 
11250  14  3  R 
 50% of 18000 1.1  1 100  1  4
3
=
100  
4725 + 0.331 × 9000 = 425 + 2979 = Rs 7704  R 
100  1  2
So, the value of [C] = Rs 7704  
Quantity of shake drunk by Vishal R = 100%
112 | Page
Hence, statement III alone is sufficient Amount of milk in 44 litres of mixture =
Thus, the data given in either statement I alone or III 6
alone is sufficient to answer the question.  44  24litres
11
So option e is the correct answer. So, 5x – 20 + 20 = 4y
152. (d); Statement I:
Let the amount of water and the amount of milk 5x = 4y ; y  5 x
initially in the container = 5x litres and 13x litrers, 4
respectively And, 13x – 52 + 24 = 9y
Amount of water sold by Vivek 13x – 28 = 9  x
4
= 5  72  20litres 52x – 112 = 45x
18
Amount of milk sold by Vivek 7x = 112; x = 16
The amount of water mixed by Vivek = 5x = 80
= 13  72  52litres litres
18 So, the data in both statement I and II together are
Since, the amount of water and the amount of milk necessary to answer the question
in 44 litres of the mixture which has been mixed So option d is the correct answer
later is not given. 153. (c); I Number of Qualified candidates in the year
Therefore, statement I alone is not sufficient to 2016 = 1260 × 40% = 504
answer the question. No of male candidates qualified in 2016
Statement II:
Let the amount of water and the amount of milk = 5  504  280
initially in the container = 5x litres and 13x litres, 9
respectively II No of candidates appeared in 2017 = 1260 + 360
Amount of water sold by Vivek = 1620
No. of qualified candidates in the year 2017 = 1260
= 5  72  20litres × 60% = 972
18 No. of male candidates qualified in the year 2017
Amount of milk sold by Vivek
= 7  972  567
= 13  72  52litres 12
18 Required ratio = 280 : 567 = 40 : 81
Amount of water in 44 litres of mixture 154. (d); I no of candidates appeared in the year 2017 =
960 + 660 = 1620
= 5  44  20litres
11 No of candidates qualified in the year 2017 = 1620
Amount of milk in 44 litres of mixture × 60% = 972
No. of female candidates qualified in the year 2017
6
=  44  24litres = 5  972  405
11 12
But the amount of mixture after mixing 44 litres of II No of candidates appeared in the year 2018 = 960
another mixture is not given No. of candidates qualified in the year 2018 = 960 ×
Therefore, statement II alone is not sufficient to 75% = 720
answer the question No. of female candidates qualified in the year 2018
Combining statement I and Statement II
Let , the amount of water and the amount of milk = 3  720  270
8
initially in the container = 5x litres and 13 x litres
Difference between the female candidates qualified
respectively
in the year 2017 and 2018 = 405 – 270 = 135
And , the amount of water and the amount of milk
155. (d);
after mixing 44 litres of mixture = 4y litres and 9y
No. of candidates appeared in the year 2019 = 1530
litres, respectively
No. of qualified candidates in the year 2019 = 1530
5
Amount of water sold by Vivek  72  20litres × 70% = 1071
18 No. of male candidates qualified in the year 2019 =
13 4
Amount of milk sold by Vivek =  72  52litres  1071  612
18 7
Amount of water in 44 litres of mixture = ****
5
 44  20litres
11
Page | 113
PRACTICE SET
Upcoming Exam
FCI-ASST.-GRADE-3
(PHASE-I)
ENGLISH LANGUAGE (e) achievement
Directions (Q.1-2) : In the following questions, a 8. The antonym of ―Reinforce‖
sentence has been given in Active/Passive Voice. Out of (a) Weaken (b) Boost (c) Carry
the five alternatives suggested, select the one which best (d) Energize (e) soothing
expresses the same sentence in Passive/Active Voice. 9. The synonym of ―Debacle‖
1. Do you expect your parents to come from (a) Decline (b) Downfall (c) Delight
Hyderabad today? (d) Brief (e) assuage
(a) Did your parents come today from Hyderabad? 10. In the following question below, a phrase is given.
(b) Is your parents expected to come today from From the options, choose the one that sums up the
Hyderabad? meaning of the given phrase in one word.
(c) Are your parents expected to come today from Speaking with a stammer or lisp
Hyderabad? (a) melliloquent (b) dentiloquent
(d) Do your parents are expected to come today (c) fatiloquent (d) stuttering
from Hyderabad? (e) Somniloquist
(e) Was your parents expected to come today from 11. In the following question below an idiom is given,
Hyderabad? followed by five options, select the option that gives
2. Did he remember the date and time? the correct meaning of the idiom.
(a) Are the date and time remembered by him? To explore every avenue.
(b) Was he remembering the date and time? (a) To search all streets (b) To scout the wilderness
(c) Were the date and time remembered by him? (c) To find adventure (d) To try every opportunity
(d) Did the date and time be remembered by him? (e) To start a business
(e) Did the date and time be remembered by him? 12. My friend is a photographer. Let‘s ask him for
Directions (Q.3-4) : In the following questions, a _____ advice. (Supply with a suitable article)
sentence has been given in Direct/Indirect Speech. (a) a (b) an (c) the
Out of the five alternatives suggested, select the one (d) None (e) an/the
which best expresses the same sentence in 13. I‘ll keep phoning _______ you pay me. (Supply
Indirect/Direct Speech. with a suitable preposition)
3. "What makes you so sad?" she asked Manoj. (a) by (b) until (c) for
(a) She asked Manoj what makes him so sad. (d) since (e) with
(b) She asks Manoj what made him so sad. 14. You _____ your report by this time next week.
(c) She asked Manoj what made him so sad. (Supply with correct tense form)
(d) She asks Manoj what makes him so sad. (a) will have finished
(e) She asked Manoj what made him so sad. (b) finished
4. I said to him, "Why are you working so hard?‖ (c) will have been finishing
(a) I asked him why he was working so hard. (d) have finished
(b) I asked him why was he working so hard. (e) had finished
(c) I asked him why he had been working so hard. 15. What is the meaning of the phrasal verb “Take down”?
(d) I asked him why he is working so hard. (a) move downwards (b) make a written note
(e) I asked him why he has been working so hard. (c) call attention (d) repulse
Directions (Q.5-6) : Complete the sentence below by (e) similar
choosing one related pair of words that will fill in the 16. The meaning of phrasal verb “catch up with” is
blanks: (a) Curtain expenses (b) Maintain peace
5. He ________ me many pieces of advice when I was (c) Respect (d) Keep abreast
in trouble. (e) To match
(a) has given (b) gives (c) given Directions (Q.17-18) : In the following questions, out
(d) give (e) gave of the four alternatives, select the alternative which is
6. Someone tried to __________ the jewellery shop the best substitute for the phrase.
down the road. 17. Seeking to harm someone in return for a perceived injury
(a) break down (b) break into (a) Affable (b) Cordial (c) Vengeful
(c) break up (d) break out (d) Benign (e) Lenient
(e) break off 18. Optimistic in an apparently difficult situation
7. Choose the wrongly spelt word out of the following (a) Sanguine (b) Pallid (c) Pessimistic
words. (d) Sallow (e) Introvert
(a) Scrooge (b) Exhilerate 19. Find out the correct sentence.
(c) Appreciation (d) Succumb (a) Everybody can speak English, can‘t they?
114 | Page
(b) Everybody can speak English, can‘t he? (a) Metal (b) Halogen
(c) Everybody can speak English, can they? (c) Inert gas (d) Radio Active
(d) Everybody can speak English, can he? (e) Non Metal
(e) Everybody can speak English, doesn‘ he? 27. Find the missing number from the below options.
20. Find out the correct sentence. 5 8 7
(a) I enquired after his father‘s health. 8 14 16
(b) I enquired of his father‘s health.
27 216 ?
(c) I enquired into his father‘s health.
(d) I enquired about his father‘s health. (a) 729 (b) 884 (c) 916
(e) I enquired on his father‘s health. (d) 669 (e) 229
21. Find out the correct sentence. 28. Ten years ago, Bidisha was half of her elder sister
(a) Neither he nor his brother is walking faster Manisha in age. If the ratio of their present ages is
than me. 7:9, find the sum of their ages 4 years from now.
(b) Neither he nor his brother are walking faster (a) 36 years (b) 40 years (c) 44 years
than i. (d) 32 years (e) 29 years
(c) Neither he nor his brother is walking faster 29. Four of the following number pair are alike in a
than me. certain way and one is different. Find the odd one
(d) Neither he nor his brothers are walking faster out.
than i. (a) 90 (b) 72 (c) 54
(e) Neither he nor his brothers is walking faster (d) 361 (e) 63
than me. 30. Which answer figure will complete the pattern in the
22. Find out the correct sentence. question figure?
(a) Being lost much blood, the driver struggled
with the controls.
(b) Having lost much blood, the driver struggled
with the controls.
(c) Having been lost much blood, the driver
struggled with the controls.
(d) Losing much blood, the driver struggled with
the controls. 31. Consider the following statement to be true even
(e) Losing much blood, the driver has struggled if they seem to be at variance from commonly
with the controls. known facts and decide. Which of the conclusions
23. Find out the correct sentence. logically follows from the statements.
(a) The officer always bade me work fast. Statements:
(b) The officer always bade me to work fast. All chairs are Table All Tables are lock
(c) The officer always bade me working fast. Conclusion:
(d) The officer always bade me to working fast. I. No lock are chairs
(e) The officer always bades me work fast. II. All chairs are lock
Directions (Q.24-25) : The questions below consist of (a) Only conclusion II follow.
a set of labeled sentences. Out of the five options (b) Only conclusion I follow.
given, select the most logical order of the sentences to (c) Neither conclusion I nor conclusion II follow.
form a coherent paragraph. (d) Both conclusion I and II follow.
24. P. Millions of homes still lack this vital thing in India. (e) Either I or II.
Q. Access to electricity drives the productivity of 32. Rohit went from his house to the shop, he started his
households, empowers women and enables journey facing west. First, he went 7km straight,
education and communication. then he turned to his right and went 8 km, finally he
R. And as of April, 2015, the official count of un turned left and walked 8km to reach the shop.
electrified villages was 18,452 What is the shortest distance between Rohit‘s house
S. So when the Prime Minister recently and the shop?
announced that all inhabited villages now enjoy (a) 10km (b) 15km (c) 17km
electrification, it signaled a significant (d) 25km (e) 12km
milestone in the country‘s development. 33. If a mirror is placed on the line AB, then which of
(a) RPSQ (b) QPRS (c) RSPQ the answer figure is the right image of the given
(d) PRSQ (e) PQRS figure?
25. P. That‘s not the same as inequality because that
deals with the gap between the rich and the poor.
Q. One of them is the well-being of the poor.
R. Inequality has to be distinguished from
different problems that are often lumped
together.
S. Tax havens and tax evasion are forms of unfairness.
(a) SQRP (b) SRQP (c) PQRS
(d) RPSQ (e) RQSP 34. If in a certain code, GROUND is coded as 721390
and GREED is coded as 72880, then how will
REASONING ABILITY GENDER be coded as in the same code?
26. Argon is related to noble gas, in the same way (a) 789281 (b) 798082 (c) 798182
chlorine is related to? (d) 789082 (e) none of these
Page | 115
35. Select the correct option that will fill in the blank LQ : VA ∷ DN : ?
and complete the series. (a) MX (b) OY (c) NX
S, U, X, Z, C, E,? (d) PW (e) None of these
(a) I (b) H (c) G 44. If 18 (9) 3 and 36 (30) 5, then what is the value of A
(d) F (e) None of these in 19 (A) 18?
36. In question below is given a statement followed (a) 33 (b) 57 (c) 75
by two conclusions numbered I and II. You have (d) 96 (e) 67
to assume everything in the statement to be true, 45. In a family of eight persons, there are two couples,
then consider the two conclusions together and each having two children. B and D are brothers and
decide which of them logically follows beyond a each has two children. E is the aunt of A, who is
reasonable doubt from the information given in the cousin brother of C. C is the sister of H, who is
the statement. the cousin brother of G. F is the wife of B. How is H
Statement related to F?
Drinking water is the only source for a person‘s (a) Nephew (b) son-in-law
body health (c) Son (d) Brother-in-law
Conclusion (e) None of these
I. All healthy people drink water. 46. Find the missing term in the given analogous pair.
II. Drinking milk is not healthy. (118 : 9), (21 : 4) ∷ (? : 3), (25 : 8)
(a) Both I & II conclusion follow (a) 108 (b) 88 (c) 98
(b) Only I conclusion follow (d) 135 (e) 78
(c) only II conclusion follow Directions (47-48): Six persons A, B, C, D, E and F of
(d) Neither I nor II conclusion follow different ages were standing in a row facing the north.
(e) Either I or II They were standing as per their ages in descending
37. A piece of paper is folded and punched as shown order from left to right.
below in the question figures. From the given  F was aged more than only one other person
answer figure, indicate how it will appear when  3 persons were aged less than D but more than E
opened?  A was aged more than C but was not the eldest.
47. Who among the following was the eldest?
(a) D (b) B
(c) E (d) Either B or D
(e) C
48. How many persons were older than A?
(a) One (b) Two (c) Three
(d) Four (e) Can‘t say
38. In certain code language, "India Pakistan Sri- 49. From the given alternative words, select the word
Lanka" is coded as "stk gtk btk", "Pakistan which cannot be formed using the letters of the
England Canada" is coded as "ptk mtk stk" and word 'ALTERNATIVE'?
"Germany Canada India" is coded as "btk mtk (a) VITAL (b) RETAIN (c) LEARN
ctk", then find the code for "Pakistan". (d) TREATY (e) Can‘t say
(a) ptk (b) btk (c) mtk 50.
(d) stk (e) None of these
39. If ‗’‘ means +, - means ÷, × means -, and + means
×, then find the value of
12  4  2  4
2  8  2  25  1
(a) 1 (b) 3 (c) 0
(d) 2 (e) 5
40. Select the correct option that will fill the blank and
complete the series.
RLL, TNN, VPP, _____?____, ZTT
(a) XQQ (b) XRR (c)WRR Triangle represents the persons who went to Delhi.
(d) YRR (e) None of these Square represents the persons who went to Agra.
41. Four of the following number pair are alike in a certain Rectangle represents the persons who are female.
way and one is different. Find the odd one out. What is the total number of persons who are not
(a) Kilometer (b) Hectometer female and went to either places Delhi or Agra?
(c) decametre (d) Barometer (a) 46 (b) 55 (c) 64
(e) Centimeter (d) 52 (e) 36
42. Three positions of a cube are shown below. What
will come opposite to face containing ‗4‘? QUANTITATIVE APTITUDE
51. Direction : What will come in the place of
question mark (?) in the following question
(you do not have to calculate the exact value)?
(a) 1 (b) 2 (c) 4
11101.111  1111.111  11.11110.1010 101.1010  ?
(d) 5 (e) 3
43. Select the option that is related to the third letter- (a) 11800 (b) 8910 (c) 11000
cluster in the same way as the second letter-cluster (d) 9090 (e) 10200
is related to the first letter-cluster. 52. Direction : What approximate value will
116 | Page
come in place of the question mark (?) in the BCT was equal to the number of the males in the ACT
following question? and the number of male and female applied for PG
(You are not expected to calculate the exact from BCT was 800 and 200 respectively.
value.  3500  115   4.5  ? 58. What was the total number of females who had
 4.9988  applied for PG in the year 2016 from two
(a) 156 (b) 162 (c) 170 colleges?
(d) 184 (e) None of these (a) 240 (b) 920 (c) 550
53. Direction : What approximate value will come (d) 620 (e) 740
in place of the question mark (?) in the 59. What is the percentage of male applied for the
following question? PG from BCT to the total students in BCT?
(You are not expected to calculate the exact (a) 50% (b) 40% (c) 20%
(d) 60% (e) 25%
value. 45  7  17.99  5  ?
60. What is the total number of candidates in two
8.98 12 3.9892
colleges?
(a) 170 (b) 160 (c) 140
(a) 3000 (b) 4000 (c) 5000
(d) 120 (e) None of these
(d) 6000 (e) 4500
54. The ratio of the income of A to that of B is 5 :
61. What percentage of male candidates in BCT
7. A and B save Rs 3000 and Rs 4000
have applied for PG?
respectively. If the expenditure of A is equal to
(a) 60% (b) 84% (c) 74%
1
33 % of the expenditure of B, then find the (d) 40.33% (e) 53.33%
3 62. What is the ratio of the number of females
total income of A and B. from ACT who had applied for PG course to
(a) Rs 6000 (b) Rs 6500 (c) Rs 6800 the number of females from BCT who had
(d) Rs 7500 (e) Rs 8000 applied for PG course?
55. A vessel is filled with alcohol . 12 litres of (a) 1 : 5 (b) 2 : 5 (c) 3 : 5
alcohol is taken out from the vessel and filled (d) 4 : 5 (e) None of these
with water. The same operation is done 2 more Directions (Q.63-67) : Study the following bar
times. Now the ratio of remaining alcohol and graph carefully and answer the given questions.
the water is 27 : 37. How much alcohol was The given bar graph shows the number of students
the vessel initially? enrolled in two college A and B in different years
(a) 42 litres (b) 56 litres (c) 36 litres from 2012 to 2017.
(d) 48 litres (e) None of these
56. The age of two persons are in the ratio 3 : 4. If a
third student whose age is 18 years is added, the
average of the age of three persons equals to 20
years. Find the age of the first two persons.
(a) 18 years and 20 years
(b) 18 years and 24 years
(c) 20 years and 24 years
(d) 15 years and 20 years
(e) 12 years and 16 years
57. In the total production of iron hematite, 25% of
the ore gets wasted. Out of the remaining ore,
63. Find the ratio of average number of students
Only 20% is pure iron, if the pure iron
enrolled in college B over the years and
obtained in the year 2018 from a mine of
number of students enrolled in college A in
hematite was 1350 kg, then the quantity of
year 2013.
hematite mined in the year is:
(a) 56 : 57 (b) 32 : 33 (c) 53 : 54
(a) 9000 kg (b) 8000 kg (c) 10000 kg
(d) 41 : 44 (e) 3 : 5
(d) 12000 kg (e) None of these
64. Total number of students enrolled into college
Directions (Q.58-62) : Read the below
B in year 2012 and 2013 is what percent of
information and answer the questions that follow –
total number of students enrolled into college
The following information gives the number of UG
A in year 2014 and 2017?
candidates (male + female) from two colleges ACT
(a) 105% (b) 125% (c) 90%
and BCT who had applied for PG in the year 2016. In
(d) 110% (e) 210%
the ACT, 84% of males and 16% of females had
65. Find the difference between the total number
applied for the PG course. And the total number of the
of students enrolled into college A in 2012 and
candidate from ACT who applied for PG course is 670
2014 and total number of students enrolled in
which is 67% of the total candidates in the ACT. The
college B in same years.
number of candidates in BCT was twice the number of
(a) 125 (b) 150 (c) 120
candidates in the ACT and the male to female ratio in
(d) 180 (e) 140
BCT was 3 : 1 and a half the number of the males in
Page | 117
66. In the enrollment fees of college A in 2014 is (a) Rs 240 (b) Rs 180 (c) Rs 288
Rs 600 for a student and of college B in same (d) Rs 300 (e) Rs 400
year is Rs 500 for a student, then find the
revenue of college A in 2014 is how much GENERAL STUDY
more/ loss than that of college B in same year. 76. Which of the following indicates the circle of the
(a) Rs 2 lakh (b) Rs 3.2 lakh Saranath Pillar?
(c) Rs 2.4 lakh (d) Rs 1.2 lakh (a) Law (b) Revolution (c) Progress
(e) Rs 4 lakh (d) Religion (e) Faith
67. If in year 2018, number of students enrolled 77. After which of the following centuries , did the
practice of donating land in South India go a long
into college A is increased by 1/13th times of way?
that of year 2016 and number of students (a) Fifth Century (b) Sixth century
enrolled into college B is increased by 25% (c) Eighth century (d) Ninth Century
with respect to year 2014, find the sum of total (e) AD 79
students enrolled in year 2018. 78. Who founded ―MATHAS‖ in the four corners of
(a) 2320 (b) 2230 (c) 2120 India?
(d) 2600 (e) 2800 (a) Madhavacharya (b) Shankaracharya
Directions (Q.68-71) : In the following number (c) Bhaskaracharya (d) Ramanujacharya
series only one number is wrong. Find out the (e) Sri Chaitanya
79. Megasthenes ―Indica‖ deals with the History of the
wrong number (a) Guptas (b) Satavahanas (c) Cholas
68. 6, 20, 42, 72, 110, 166 (d) Mauryas (e) Mughal
(a) 20 (b) 6 (c) 110 80. When was Guru Nanak Dev born?
(d) 166 (e) 72 (a) 1449 AD (b) 1453 AD (c) 1469 AD
69. 8, 11, 17, 29, 53, 99, 197 (d) 1499 AD (e) 1500 AD
(a) 17 (b) 99 (c) 11 81. Which Article of Indian Constitution empowers
(d) 29 (e) 197 Indian Parliament to amend the constitution?
70. 3.5 , 4, 8, 27, 131, 767 (a) Article 368 (b) Article 252
(a) 3.5 (b) 4 (c) 8 (c) Article 254 (d) Article 256
(e) Article 377
(d) 27 (e) 131 82. Which part of Indian Constitution deals with Union
71. 5, 7, 16, 57, 244, 1245 Territories?
(a) 7 (b) 16 (c) 57 (a) Part VI (b) Part VII (c) Part VIII
(d) 244 (e) 1245 (d) Part IX (e) Part X
72. A passenger train 360 m in length passes a 83. The Attorney General of India is the _______ of the
mobile tower in 24 sec and a goods train of Government of India.
length 400 m travelling in opposite direction in (a) Chief Account Officer
32 sec. Find the speed of the goods train in km (b) Chief Law Officer
per hour. (c) Chief Audit Officer
(d) Chief Election Officer
(a) 32.5 km/hr (b) 31.5 km/hr (e) Chief Finance Officer
(c) 30 km/hr (d) 42.5 km/hr 84. In India, which of the following body is
(e) None of these Constitutional in nature?
73. A, B and C together can do a piece of work in (a) NITI Aayog
5 days. A and B together can do the same work (b) National Human Rights Commission
in 8 days, and B and C together can do the (c) Central Vigilance Commission
same work in 10 days. In how many days can (d) Finance Commission
C and A do the same work together? (e) National Development Council
85. Which Constitutional Amendemnt Act added Part
(a) 4 2 (b) 4 5 (c) 5 3 IX – A ―The Municipalities‖ to Indian Constitution?
7 7 7 (a) 74th Constitutional Amendment Act
(d) 5 5 (e) None of these (b) 42nd Constitutional Amendment Act
7 (c) 39th Constitutional Amendment Act
74. Suman deposited Rs 6400 at 20% compound (d) 10th Constitutional Amendment Act
interest and Rs 5840 at 15% simple interest for (e) 73rd Constitutional Amendment Act
2 years each. The difference between the 86. Which of the following is the largest satellite of the
solar system?
compound interest and simple interest earned (a) Titan (b) Miranda (c) Moon
by Suman is ________. (d) Ganymede (e) Venus
(a) Rs 1122 (b) Rs 1064 (c) Rs 1048 87. Which of the following countries border touches
(d) Rs 1164 (e) Rs 1012 with China?
75. A sum was invested at a certain rate of simple (a) Uzbekistan (b) Nepal
interest for 6 years. If the numerical value of (c) Philippines (d) South Korea
the interest rate would have been 5 more than (e) Australia
the previous rate, Rs.90 more would have been 88. In terms of population Pakistan is at which place in
earned. What is the sum invested? the world?
118 | Page
(a) 8th (b) 7th (c) 6th According to the given condition,
(d) 5th (e) 5th (7n-10) = ½ x (9n-10)
89. In terms of population which is the largest city of => 14n-20 = 9n-10
China? => n=2
(a) Beijing (b) Shanghai (c) Guanzhou Bidisha's present age = 14
(d) Shenzhen (e) Beijing Manisha's present age = 18
90. ―Land of Golden Pagoda‖ is a popular sobriquet of Required sum = 14+4+18+4 = 40 years
which of the following country? 29. d; Except (d), sum of all digit is equal to 9.
(a) China (b) Bhutan (c) Myanmar 30. c;
(d) Sri Lanka (e) Australia 31. a;
91. ―Global Competitiveness Report‖ is released by
which of the following organization?
(a) WTO (b) WEF (c) SAARC
(d) EU (e) UNO
92. During which Five year planning was NABARD
established? I. False
(a) Fifth (b) Sixth (c) Third II. True
(d) Ninth (e) 11th 32. c;
93. Debenture holders of a company are its ________.
(a) Shareholders (b) Creditors
(c) Debtors (d) Directors
(e) Owner
94. Where does the formation of Urea takes place in our
body?
AC=shortest distance=17km
(a) Pancreas (b) Kidney (c) Liver
33. b;
(d) Lungs (e) Stomach
34. d; Here, the letters of the word are coded as
95. Which of the following part of the body stones
certain number. For solving this, we find out the
Vitamin A, Vitamin D, as well as vitamin B12
codes for letters from the given codes of the
(a) Brain (b) Liver (c) Pancreas
words as follows:
(d) RBC (e) Lungs
96. The Border Roads Organisation opened a 360 feet G R O U N D
long suspension bridge over which river? 7 2 1 3 9 0
(a) Teesta (b) Dibang (c) Manas
(d) Lohit (e) Bhagirathi And,
97. What is the name of the indigenous anti-torpedo G R E E D
decoy system, that has been induced by the Indian
Navy? 7 2 8 8 0
(a) Maareech (b) Raavan (c) Abhimanyu So, we get,
(d) Laxman (e) Rama G E N D E R
98. PM Modi Inaugurated redeveloped Kalika Mata
temple in which state 7 8 9 0 8 2
(a) Telangana (b) Gujarat (c) Bihar 35. b; (+2), (+3) pattern follow.
(d) Jharkhand (e) Odisha 36. b; I. All healthy people drink water because water is
99. What is the rank of India in ―World only source for being healthy.
Competitiveness Index 2022‖ II. Drinking Milk is not healthy because water is
(a) 40 (b) 30 (c) 37 only source.
(d) 47 (e) 20 37. d;
100. ―GSAT-24 communications satellite‖ has been 38. d; In given code language,
launched from which country "India Pakistan Sri-Lanka" is coded as "stk
(a) India (b) France (c) Japan gtk btk" .. (I)
(d) USA (e) Pakistan "Pakistan England Canada" is coded as
"ptk mtk stk" .. (II)
EXPLANATIONS "Germany Canada India" is coded as
1. c 2. c 3. c 4. a 5. e 6. b "btk mtk ctk" .. (III)
7. b 8. a 9. b 10. d 11. d 12. d From (I) and (III): -
13. b 14. a 15. b 16. b 17. c 18. a India = btk
19. a 20. a 21. d 22. b 23. a 24. b From (II) and (III): -
25. b Canada = mtk
26. b; Argon is a noble gas and chlorine is a Halogen. So,
27. a; " Pakistan " is coded as "stk".
39. c;
8  5  33  27
 
12  4  2  4
14  8  6 3  216
2  8  2  25  1
16  7  9 3  729
28. b; Let the present ages of Bidisha and Manisha be
7n and 9n respectively.
Page | 119
8 Let the expenditure of B be 3x

4 Then , expenditure of A = x
2 ATQ, (3000 + x) : (4000 + 3x) = 5 : 7
  15x + 20000 = 7x + 21000
16  50  1
 8x = 1000
44  x = 125,
0 Expenditure of A and B are Rs 125 and Rs 375
17  50
respectively.
40. b; (+2) pattern follow.
Then total income of A and B = (3000 + 125) +
41. d;
(4000 + 375) = Rs 7500
Except (d), all are the unit of distance 55. (d); Let initially there was x litres of alcohol in the
42. a;
vessel
1 will be opposite to 4
According to the question,
3 will be opposite to 2 3
6 will be opposite to 5  x  12  27
  
43. c;  x  27  37
3 3
 x  12  3
   
 x  4
 4x – 48 = 3x
44. b;  x = 48
18  3  6  9 Initial amount of alcohol in the vessel = 48 litres
36  5  6  30 Hence, option d is correct.
19  18  6  57 56. (b); Let the age of the two persons be 3x years and
4x years respectively.
45. a;
Using the data provided in the question, we get:
3x  4x  18
 20
3
 7x + 18 = 60
So, H is the nephew of F.  7x = 42
46. c;  x=6
9 2  21  4 2  118  3x = 3 × 6 = 18 and 4x = 4 ×6 = 24
Therefore, their ages are 18 years and 24 years
3 2  25  8 2  98 57. (a); Let the total quantity of Hematite mined be x kg
Amount of hematite wasted = 25% of x = 0.25x kg
Amount of pure iron obtained = 20% of (100 –
47. b; 25)% of x = 0.15x kg
48. b; According to the question,
49. d; The word TREATY cannot be formed as there 0.15x = 1350
is Y not present is the given word .  x = 9000
50. b; Total number of persons who are not female Hence, the total quantity of hematite mined = 9000 kg
and went to either places Delhi or Agra = 24 + 16 (58-62)
+ 15 = 55 Number of candidates in ACT = 670  100  1000
51. (d); By approximation , we get 67
? = 111100  1111 11 10  101 Number of candidates in BCT = 2 × 1000 = 2000
 100  11 10  101 The ratio of males to females in BCT 3 : 1
= 9 × 10 × 101 So, the number of males in BCT = 3  2000  1500
= 9090 4
52. (b); By approximation , we get Number of females in BCT = 2000 – 1500 = 500
 115  Number of males in ACT = 1500  750
?   3500    4.5
 5  2
 ? = (59 – 23) × 4.5 Number of females in ACT = 1000 – 750 = 250
 ? = 162 Number of males applied for PG from ACT = 84% of
53. (a); By approximation , we get: 750 = 630
Number of females applied for PG for ACT = 16% of
7 5 ?
45   18   250 = 40
9 12 4 Based on the above information the below table can be
? drawn:
 35  7.5 
4 ACT – Total BCT – Total
 ? = 42.5 × 4 = 170 students = 1000 students = 2000
1 Male Female Male – Female
54. (d); Expenditure of A is 33 % of B =
3 – 750 – 250 1500 – 500
100 Applied Male Female Male – Female
%  1/ 3 for PG – 630 – 40 800 - 200
3
120 | Page
58. (a); So, total number of females applied for PG = 8 × 4 – 5 = 27
240 27 × 5 – 6 = 129
59. (b); Required percentage = 800  100  40% 129 × 6 – 7 = 767
2000 Hence , option e is correct
60. (a); Total strength of candidates in two colleges = 71. (a); 5 × 1 + 12 = 6
1000 + 2000 = 3000 6 × 2 + 22 = 16
16 × 3 + 32 = 57
61. (e); Required percentage = 800  100  53.33% 57 × 4 + 42 = 244
1500 244 × 5 + 52 = 1245
62. (a); Required ratio = 40 : 200 = 1 : 5 Hence, option a is correct
63. (a); Total number of students enrolled in school B 72. (b); Let the speed of passenger train be x and that of
over all the years = 1000 + 1100 + 960 + 1200 + goods train be y.
1300 + 1160 = 6720
Average number of students enrolled in school B Then, 360  24
x
over all the years = 6720  1120 x = 15 m/sec
6 And,
Required ratio = 1120 : 1140 = 56: 57 360  400
64. (a); Required percentage = 1000  1100  100  105%  15  y (Relative speed when both are
1200  800
32
65. (e); Required difference = (900 + 1200) – (1000 + running in opposite direction)
960) = 2100 – 1960 = 140  23.75 = 15 + y
66. (c); Required amount = 1200 × 600 – 960 × 500 =  y = 8.75 m/sec
720000 – 480000 = Rs 240000 Speed of goods train in kmph
67. (d); Number of students enrolled into college A in = 8.75  18  31.5kmph
2018 5
= Number of students enrolled into college A in 73. (d); Let the total work be LCM of 5, 8 and 10 be 40
units
2016  14
13 One day work of A, B and C together = 40  8units
Number of students enrolled into college B in 2018 5
= Number of students enrolled into college B in 40
One day work of A and B together =  5units
8
2014  5
4 One day work of C = 8 – 5 = 3 units
Required sum One day work of B and C together = 40  4 units
10
= 1300  14  960  5  1400  1200  2600 One day work of A = 8 – 4 = 4 units
13 4
One day work of C and A together = 3 + 4 = 7 units
68. (d); Pattern of the given series is
6 + 14 = 20 Required number of days = 40  5 5
20 + 22 = 42 7 7
74. (b); Compound interest earned by Suman = 6400 ×
1 0.2  1  6400  0.44  Rs2816
42 + 30 = 72
2
72 + 38 = 110
110 + 46 = 156 Simple interest earned by Suman = 5840 × 0.15 × 2
Here, the pattern of the difference is: = Rs 1752
14 + 8 = 22 Required difference = 2816 – 1752 = Rs 1064
22 + 8 = 30 Hence , option b is correct
30 + 8 = 38 75. (d); Let the sum be x and rate of interest be r%
38 + 8 = 46 According to the question,
Hence option d is correct x  6  r  5 x  6  r
69. (b); Pattern of the given series is:   90
100 100
8 + 3 × 20 = 11 6xr 30x 6xr
11 + 3 × 21 = 17     90
100 100 100
17 + 3 × 22 = 29
30x
29 + 3 × 23 = 53   90
53 + 3 × 24 =101 100
101 + 3 × 25 = 197  x  Rs300
Or Hence , option d is the correct answer.
8 × 2 – 5 = 11 76. c 77. b 78. b 79. d 80. c
11 × 2 – 5 = 17 81. a 82. e 83. b 84. d 85. a
17 × 2 – 5 = 29 86. d 87. b 88. c 89. c 90. c
29 × 2 – 5 = 53 91. b 92. b 93. b 94. c 95. b
53 × 2 – 5 = 101 96. a 97. a 98. b 99. c 100. b
101 × 2 – 5 = 197
Hence, option b is the right answer. ****
70. (e); Pattern of the given series is:
3.5 × 2 – 3 = 4
4×3–4=8
Page | 121
PRACTICE SET
Upcoming Exam
RRB-NTPC (CBT-I)
GENERAL STUDIES
1. In which year was the wheel invented (c) Krishna (d) Godavari
(a) 3500 BC (b) 206 BC 13. Indravati is a tributary of
(c) 50 BC (d) 45 BC (a) Mahanadi (b) Krishna
2. The biggest cave group of MP is (c) Godavari (d) Tungabhadra
(a) Pandava Caves 14. What is the new name of Jog or Gerosoppa
(b) Shankaracharya Caves waterfall?
(c) Bhimbetka Caves (a) Mahatma Gandhi Waterfall
(d) None of these are correct (b) Jawaharlal Nehru Waterfall
3. Who had discovered Mohenjodaro? (c) Sardar Patel Waterfall
(a) Rakhaldas Banerjee (d) Rajiv Gandhi Waterfall
(b) Vijay Sahni 15. The Dudhsagar waterfall on the Goa – Karnataka
(c) S R Rao border is formed by the ………river
(d) J P Joshi (a) Kabini (b) Mandovi
4. ‗Aryavarta‘ referred to (c) Zuari (d) Malaprabha
(a) Central India (b) Srilanka 16. Under whom leadership the Interim Government
(c) South India (d) North India was formed?
5. The system of Philosophy with which the name of (a) Rajendra Prasad (b) Sardar Patel
Kapila is prominently associate is (c) Rajagopalachari (d) Jawaharlal Nehru
(a) Pura Mimamsa (b) Samkhya 17. Which of the following statements is/are correct?
(c) Nyaya (d) Uttara Mimamsa (a) The constitution was adopted by 26 th
6. Who among the following rulers established November 1949, but all the provisions of
embassies in foreign countries on modern lines? constitution did not come into force b y this
(a) Haider Ali (b) Mir Qasim date
(c) Shah Alam (d) Tipu Sultan (b) 26th January 1950 is regarded as the date of
7. Who among the following Governor Generals commencement of constitution.
reorganized the land system in Bengal? (c) Both a and b
(a) Lord Cornwallis (d) Neither a nor b
(b) Warren Hastings 18. In a secular state the religion
(c) Sir John Macpherson (a) Of majority is promoted
(d) Sir John Shore (b) Of minority is promoted
8. Madhya Pradesh shares its border with how many (c) Of sate is promoted
states? (d) Has nothing to do with politics
(a) 5 (b) 4 19. From which of the following constituencies Dr B R
(c) 6 (d) 3 Ambedkar elected to the constituent Assembly in
9. In which year Nagaland was created as Separate 1946?
state? (a) Bombay (b) Nagpur
(a) 1961 (b) 1962 (c) Delhi (d) Bangle province
(c) 1963 (d) 1964 20. Which one of the following derives its power most
10. The smallest District (area – wise) of Mizoram is: from the system of delegated legislation?
(a) Saiha District (b) Serchhip District (a) The Legislative committees
(c) Kolasib District (d) Mamit District (b) The civil services
11. Match List – I with List – II and select the correct (c) The legislature
answer using the codes given below the lists: (d) The Council of Ministers
List – I (Peaks) List – II (Mountains) 21. Match List I with List II and choose the correct
A. Dhauligiri 1. Nilgiri Hills answer from the code given below:
B. Gurusikhar 2. Satpura Range List – I List – II
C. Dhupgarh 3. Vindhya Range (Physical Quantity) (Unit of Measurement)
D. Doda Betta 4. Himalayas (A) Power (i) Calorie
5. Aravalli Range (B) Heat (ii) Newton
Codes: (C) Force (iii) Watt
A B C D Code:
(a) 1 2 3 4 A B C
(b) 5 3 2 1 (a) (i) (iii) (ii)
(c) 4 5 2 1 (b) (ii) (i) (iii)
(d) 2 3 1 4 (c) (iii) (i) (ii)
12. Which is longest river of South India? (d) (ii) (iii) (i)
(a) Narmada (b) Tapti 22. With increasing quantum number, the energy
122 | Page
difference between adjacent energy levels in atoms: (c) V Vaghul Committee
(a) Decreases first and then increases (d) Narsimhamam Committee
(b) Decreases 36. The ‗Civil Lekha Samman‘ Awards is related to
(c) Increases which Indian civil service?
(d) Remains constant (a) Indian Administrative Service
23. Atoms of the same element or different elements (b) Indian Police Service
make……….? (c) Indian Civil Accounts Service
(a) Molecules (b) Electron (d) Indian Postal Service
(c) Ion (d) Proton 37. Imtiaz Khan, who passed away recently, was
24. Elements that have the same mass number but have associated with which field?
different atomic numbers are called (a) Sports (b) Business
(a) Isotone (b) Isobar (c) Politics (d) Cinema
(c) Isotopes (d) Halogens 38. Which among the following state produces
25. Under developed economies are also known as maximum raw silk in India?
(a) Primary Sector Economies (a) Bihar (b) Assam
(b) Industrial Economies (c) West Bengal (d) Karnataka
(c) Advanced economies 39. Deltas are common in the East-flowing river of
(d) None of the above India, whereas they are nearly absent on the West
26. Before Independence of India, MN Roy prepared an coast because West-flowing rivers
Economic Plan. Name of that plan is? (a) originate in dry areas
(a) Bombay Plan (b) Gandhi Plan (b) originate largely in the Western Ghats and have
(c) People‘s plan (d) Sarvodaya Plan short distance to cover to the sea
27. The components of a modern digital computer are (c) are few
(a) CPU (b) Input Device (d) have lesser water volume and carry less run-off
(c) Output Device (d) All of the above silt
28. What is Param Yuva – II 40. When was the first Winter Olympics held?
(a) A pilot – less aircraft developed by India (a) 1899 (b) 1905
(b) The most power efficient super computer (c) 1924 (d) 1915
(c) A project for youths for development of their
potential MATHEMATICS
(d) A small satellite developed b y the students of 41. Ravi sells an item at 25% profit to Mohan, Mohan
IIT. sells the same item at 16% profit to Ram, Ram sells
29. Who will lead India‘s 37-member athletic team for it at 10% loss to Ganesh and Ganesh pays Rs
the Commonwealth Games 2022 26,100. Had Ganesh purchased the same item from
(a) Neeraj Chopra (b) Ravi Kumar Dahiya Ravi, he would save 10% of what he paid to Ram.
(c) PV Sindhu (d) Sajan Prakash What profit (in Rs) would Ravi have made then?
30. Which IIT Has Developed ―HomoSEP‖ Robot (a) 3550 (b) 3500
(a) IIT Kanpur (b) IIT Madras (c) 3510 (d) 3490
(c) IIT Guwahati (d) IIT Delhi 42. If A tan2x × (cosX + cos3x) = 2(sinx + sin 3x), then
31. What is the motto of the ‗International Open Access
Week‘ in 2022? find the value of 5 such that sin   6
3A .
(a) Open for Climate Justice 6A
(b) Open Access mandates (a) 2700 (b) 2250
0
(c) Open Access Publishing (c) 185 (d) 2100
(d) Diamond Open Access 43. In the following table, the minimum support price
32. The International Film Festival of India (IFFI) 2022 (MSP) of various crops (Rs per quintal) is given
is celebrating 50 years of which language cinema? from 2016 to 2020. Study the table and answer the
(a) Gujarati (b) Urdu following question.
(c) Manipuri (d) Bengali Year Maize Sugarcane Wheat Bajra Barley
33. Which Indian was conferred the UNEP ‗Champions 2016 1365 230 1625 1330 1325
of the Earth‘ award in 2022? 2017 1425 255 1735 1425 1410
(a) Purnima Devi Barman 2018 1700 275 1840 1950 1440
(b) Narendra Modi 2019 1760 275 1925 2000 1525
(c) K K Shailaja 2020 1850 290 2000 2150 1610
(d) Piyush Goyal The highest growth of MSP of Bajra over its
34. Who among the following was the founder of the previous year is recorded in the year?
first women‘s organisation in India, the Bharat Stree (a) 2018 (b) 2019
Mahamandal? (c) 2017 (d) 2020
(a) Matangini Hazra
1 1
(b) Sarala Devi Chaudhurani 44. The value of  is:
(c) Vidyaben Shah
(d) Annie Mascarene

74 3  
2
74 3 2
(a) 174 (b) 188

35. The monetary aggregates M1, M2 & M3 have been (c) 194 (d) 216
modified by Reserve Bank of India on the basis of 45. The base of a right pyramid is an equilateral triangle
recommendation of ___?
with area 25 3 cm2 . If the area of one of its lateral
(a) Dave Panel
(b) Y V Reddy Committee faces is 40 cm2, then its height (in cm) is:
Page | 123
ml of wine A and x ml of wine B is poured into a

(a) 167 (b) 176
3 5 vessel C then ratio of water to alcohol in C is 61 :
35, then find the value of x.
(c) 157 (d) 167 (a) 84 ml (b) 56 ml
3 5 (c) 70 ml (d) None of these
46. A group of 7620 soldiers was to be divided into 3 55. Raj started a business with an initial investment of
separate groups A, B and C in the ratio 4 : 7 : 9. By Rs x. After 4 months Richa joined him with Rs (x +
mistake the officer in charge divided them in the 10000) and after another month Harsh joined them
ratio 1 : 1 : 1 . Find the group which gained in this with Rs (x + 30000) . After one year the profit was
4 7 9 divided in the ratio 15 : 12 : 14. What was the
process by what percent (approx)? overall money invested in the business.
(a) Group B, 123.47% (a) Rs 50000 (b) Rs 80000
(b) Group C, 112.23% (c) Rs 140000 (d) Rs 190000
(c) Group A, 148.03% 56. A bucket is in the form of cone has a maximum size
(d) Group B, 52.95% sphere in it. If the radius of the cone is 8 cm and the
47. A, B , C can do a work separately in 24 days, 36 height is 15 cm. Find the radius of the sphere?
days, 48 days respectively. B leaves 5 days before (a) 4.8 cm (b) 4.4 cm
completion and A left 4 days before completion. In (c) 3.2 cm (d) 5 cm
how many days the work will be finished? 57. A man gives 32% of his monthly salary of January
(a) 14 6 days (b) 15 1 days to his parents. When the salary of the man increases
13 3 by 20% in the next month, he gives 40% of his
2 monthly salary of February to his parents. If he
(c) 14 days 3
(d) 16 days gives a total of Rs 16000 to his parents in both the
3 4
months combined, find the salary of the man in the
48. PA is a tangent at A on a circle and PBC is a line
month of February.
cuts circle at B and C. If AB = 12 cm and AB = BP
(a) Rs 22500 (b) Rs 25000
and BC is 15 cm then what is the value of circum
(c) Rs 24000 (d) Rs 20000
radius of ABC . 58. The principal amount deposited at simple interest
(a) 188 cm (b) 31 cm for 4 years and the total amount received after 4
7 14 years is in the ratio of 2 : 3. What will be the
compound interest if Rs 20000 is deposited for 2
(c) 24 7 cm (d) 12 7 cm years at the rate which is 2.5% less than the rate of
7 7 simple interest?
49. ABC is a right angle  at A and BD is angle (a) Rs 3900 (b) Rs 4200
bisector of ABC. E is appoint on hypotenuse BC (c) Rs 4500 (d) Rs 5210
such that BDE is 900. Find the length of DC, if 1 xy
CE = 12 cm and BE = 15 cm? 59. If 2 x  2  16, find the value of (x + y).
(a) 15 cm (b) 12 cm (a) 6 (b) 4
(c) 18 cm (d) 9 cm (c) 8 (d) 7
50. An article is sold at 35% profit. If cost price is 60. Find the value of x if
increased by Rs 160 and selling price is increased
by Rs 48, then profit percentage is decreased by x2 x2 x2  x
60%. Then find the initial selling price of the (a) 1 (b) 3
article? (c) 6 (d) 12
(a) Rs 864 (b) Rs 640 61. Find the co ordinate of the circumcentre of a
(c) Rs 884 (d) Rs 752 triangle whose vertices are (-2, - 2), (-2, -8) and (-6,
51. If x  1  4 2 , find 2x3? -2)?
x (a) (-3, -4) (b) (-4, -5)
(c) (-3, -3) (d) (-4, - 7)
(a) 364  148 2 (b) 234  146 2
62. Least common multiple of two numbers is 100, then
(c) 381 151 2 (d) 198  140 2 find the number of possible pairs?
52. If x  p  x  q  x  r  3 then find the value
2 2 2 (a) 10 (b) 8
q r
2 2
p r
2 2
p  q2
2 (c) 13 (d) 15
of x - 3p2 + 4q2 – 6r2 ? 63. In a ABC, tan A + tan B + tan C = -9 and tanA.
(a) 2p2 – 5q2 - 5r2 (b) – 2p2 + 5q2 – 5r2 Tan B = 3, then the triangle will be?
(c) – 2p2 – 5q2 – 5r2 (d) 2p2 – 5q2 + 5r2 (a) Acute angle triangle
53. In a PQR , PQ = PR and RP is extended to S. (b) Right angle triangle
(c) Obtuse angle triangle
LM parallel to QR, is drawn such that QM = QR
(d) Can‘t determine the nature of triangle.
where L is on line PQ and M is on line PR. Find the
measure of QML , if it is given that 64. In Exam , 6 of the total number of employees are
11
QPS  1220 ? males and the rest are females . 5/6 of the number of
(a) 290 (b) 580
0 males are content creator while 2 of the number of
(c) 68 (d) 560 5
54. Two types of wine A and B is made using alcohol females are non content creator. What fraction of
and water in ratio 3 : 5 and 5 : 9 respectively. If 120 the total number of employees are in content
124 | Page
creator? 72. Introducing Karan, a man says, ―He is the husband
of the granddaughter of my maternal grandmother‖.
(a) 7 (b) 9
22 22 How is Karan related to that man?
(a) Grandfather
(c) 7 (d) 8 (b) Brother –in-law
11 11 (c) Maternal grandfather
65. ABCD is a parallelogram in which P and Q are the (d) Father
mid points of AB and BC. If the Area of PBQ is 5
73. Prasanta‘s present age is of his age at time of his
15 cm2, then find the area of PQD ? 4
(a) 40 cm2 (b) 45 cm2 sister‘s marriage. If his sister‘s marriage happened 5
(c) 30 cm2 (d) 60 cm2 years ago and his father‘s age was twice of prasant
66. In the given figure, DE is tangent and OE = ED = age at that time, then what is his father‘s present age
OC. If BE is 4 cm and AB is 12 cm, then find the (in years)?
length (in cm) of OD? (a) 55 (b) 45
(c) 50 (d) 40
74. If ‗-‘ denotes ‗divided by‘, ‗+‘ denotes ‗Subtracted
from‘, ‗x‘ denotes ‗added to‘ and ‗’‘ denotes
‗multiplied by‘ then
4÷16×5+4-2=?
(a) 2 (b) 43
(c) 22 (d) 67
75. In the following question, select the related word
from the given alternatives.
(a) 4 cm (b) 6 cm
Fox:Vixen::?:?
(c) 3 cm (d) 5 cm
(a) Butterfly:Caterpillar (b) Stag:Doe
67. If 16x  9y  4z  24x  y  z  61 , then the
2 2 2
(c) Colt: Horse (d) Bee: Drone
value of (xyz + 3z) is 76. Which one of the following does not belong to the
(a) 6 (b) 2 group?
(c) 8 (d) 5 (a) Android (b) BADA
68. The volume of a metallic cylindrical pipe is 3740 (c) DOS (d) Symbian
cm3. If its length is 0.7 m and its external radius is Directions (Q.77-79) : Five people P,Q,R,S and T visit
an office on certain days of a week. They work as a
4.5 cm, then its thickness is (given   22 ):
7 plumber, carpenter, cook, electrician and doctor in
 
random order. A person pursues only one profession and
1
(a) 9  17 c m (b) 0.8 cm visits the office only one day in the week. Consider the
2 following information and answer questions based on it.
1

(c) 9  13 c m
2
 (d) 1.2 cm 

The plumber visits office every Monday.
P is an electrician who comes neither on Tuesday
69. The ratio of the amounts received on a certain sum nor Thursday.
invested compounding annually at the end of 1 st  T is a carpenter and R is not plumber.
year and at the end of 2nd year is 20 : 21. If the  The person who visits the office on Thursday is not
amount received at the end of the 3 rd year is Rs a doctor.
74088, find the original sum invested.  S works on a Tuesday and T works on the following
(a) Rs 58000 (b) Rs 64000 day.
(c) Rs 54000 (d) Rs 72000 77. Which is right combination?
70. The maximum Retail Price (MRP) of a Product is (a) Monday-Electrician
55% above its manufacturing cost. The product is (b) Thursday-Cook
sold through a retailer, who earns 23% profit on his (c) Tuesday-Carpenter
purchase price. What is the profit percentage (d) Friday-Doctor
(expressed in nearest integer) for the manufacturer 78. The doctor visits the office on
who sells his product to the retailer? The retailer (a) Fridays (b) Wednesday
gives 10% discount on MRP. (c) Thursday (d) Tuesday
(a) 31% (b) 22% 79. Who is the Plumber?
(c) 15% (d) 13% (a) Q (b) S
(c) R (d) T
REASONING ABILITY 80. An assertion (A) and a reason (R) are given
71. In the following questions, select the missing below.
number from the given series. Assertion(A): Mangoes are sweet when they are
? 113 161 ripe.
Reason(R): Mangoes are available mainly in
2 7 6
Summer in India.
3 4 5 (a) Both A and R are true and R is the correct
(a) 31 (b) 36 explanation of A.
(c) 280 (d) 161 (b) Both A and R are true, but R is not the correct
explanation of A.
(c) A is true, but R is false.
Page | 125
(d) A is false, but R is true. (a) 9 (b) 15

81. In the following equation, two sign and two (c) 18 (d) 11
numbers need to be interchanged to make it correct 90. In the question given below, there are two
select the appropriate sign and numbers from the statements followed by an inference. Mark the
given alternatives. correct option accordingly.
6  4  2  2  1  14 (a) Budget airline X is offering flight tickets starting
(a) + and ×, 2 and 4 (b) × and +, 2 and 6 from as low as Rs 999 on selected routes.
(c) × and -, 6 and 2 (d) + and ×, 6 and 4 (b) A competitor of the airline X has started to
82. Select the option that is correct for the bracketed offer tickets from as low as Rs. 899 on same
number with respect to their conclusion in the routes after X's offer announcement.
given series. Inference: Reducing flight fares is a way to swing
3,10,29,(66),127,218,(343),514 traffic in one's favour.
(a) Both the bracketed numbers are correct (a) The inference is definitely true
(b) The first bracketed number is correct and (b) The inference is definitely false
second bracketed number is incorrect. (c) The inference is probably false or true
(c) Both the bracketed numbers are in correct (d) The inference cannot be drawn
(d) First bracketed number is incorrect and second 91. Study the given carefully and answer the
bracketed number is correct. following question.
83. Three statement are given followed by four Which region represents married Bankers who have
conclusion I, II, III, IV. You have to consider one child?
these statements to be true, even if they seem at
variance from commonly known facts. Decide
which of the given conclusion logically follows
from the give statement.
Statement:
I. All Rabbits are Crows.
II. All Crows are Trusts.
III. All trusts are Swan.
Conclusions:
I. All Rabbits are Swans. (a) 52 (b) 47
II. All Swans are Crows. (c) 33 (d) 21
III. All Thrusts are Rabbits. 92. Select the missing number from the given responses.
IV. All Crows are Swans. 241 143 380 282
(a) All conclusions follow. 354 117 713 476
(b) Only conclusions I and IV follow.
(c) Only conclusions II and III follow. 437 ? 600 348
(d) Only conclusions I and II follow. (a) 192 (b) 185
84. Select the combination of letters that when (c) 175 (d) 182
sequentially placed in the gaps of the given series 93. In a certain code language, 'GEODUCK' is coded as
a_cd_ed_b_ab_d_e 'IVLFFEM' and 'MONISH' is coded as 'OLPRUJ',
(a) abecac (b) becace then how will 'UPWAFT' be coded as in the same
(c) cebace (d) aeceba language?
85. Select the set in which the numbers are related in the (a) VQZYHW (b) ERYZIW
same way as are the numbers of the followings set. (c) WRYCHV (d) FRYZHV
(8,72,27) 94. Arrange the given words in the sequence in which
(a) (1,15,16) (b) (16,80,15) they occur in the dictionary.
(c) (27,45,25) (d) (64,82,27) 1. Brittanie 2. Britzskas 3. Britannia
86. A person is facing towards south-west. He turns 4. Bristler 5. Britzka
180o anti-clockwise and than 45o clockwise and (a) 43125 (b) 43152
finally turns 90o clockwise. In which direction is (c) 41352 (d) 41325
person‘s back facing? 95. In the following question, select a figure from the
(a) North (b) South given four alternatives, which when placed in the
(c) North-east (d) East blank space of problem figure (X) would complete
87. Select the number-pair in which the two numbers the pattern.
are related in the same way as are the two numbers
of the following number-pair.
7:729
(a) 8:1000 (b) 4:64
(c) 5:125 (d) 6:343
88. What was the day on 15 August 1947?
(a) Sunday (b) Monday
(c) Saturday (d) Friday
89. Count the number of triangles in the given figure?
126 | Page
(a) I (b) II II. The striking employees may withdraw their
(c) III (d) IV agitation with immediate effect and start
96. Select the figure in which the given figure is working.
embedded. (Rotation is not allowe(d)
EXPLANATIONS
1. a 2. c 3. a 4. d 5. b
6. d 7. a 8. a 9. c 10. c
11. c 12. d 13. c 14. a 15. b
16. d 17. c 18. d 19. d 20. a
21. c 22. b 23. a 24. b 25. a
26. c 27. d 28. b 29. a 30. b
(a) I (b) II 31. a 32. c 33. a 34. b 35. b
(c) III (d) IV 36. c 37. d 38. d 39. d 40. c
97. At what time between 4 and 5 o'clock will the hands 41. (d);
of a watch point in opposite directions?
(a) 45 min. past 4 (b) 40 min. past 4
4 6
(c) 50 min. past 4 (d) 54 min. past 4
11 11
98. The different position of the same dice are shown.
How many dots will be on the top in four dots are at
the bottom?
If Ganesh purchase from Ravi, then he pays
90
 26100   23490
100
Ravi‘s profit = Rs 3490
2 sin x  sin3x
(a) 3 (b) 2 42. (b); A = 
tan 2x cos x  cos3x
(c) 1 (d) 5
A= 2 sin 2x
99. If a mirror is placed on the line LM, then which of 
the answer figures is the right image of the given tan 2x cos2x
question figure? A=2
Now , sin  6 3  2  6 1  1
62 8 2
  45 0
Now, 5  5  45  225
0 0
43. (a); In 2018  525  100  36.84% (highest)

1425
44. (c);  1 1

7  4 3  7  4 3 
2 2
 7  4 3   7  4 3 
2 2
 249  48
 297  194
45. (a);
Directions (Q.100) : In each question below is given a
statement followed by two assumptions numbered I
and II . An assumption is something supposed or
taken for granted. You have to consider the statement
and the following assumptions and decide which of
the assumptions is implicit in the statement.
(a) If only assumption I is implicit
(b) If only assumption II is implicit
(c) If either I or II is implicit
(d) If neither I nor II is implicit
100. Statement:
In view of the statement on the ongoing strike of In radius = 10  5
work by the employees, the government has agreed 2 3 3
to work out an effective social security programme. Area of lateral face = 1  a  l  40
Assumptions: 2
I. The striking employees may not be satisfied  l  8cm
with the announcement and continue the So, height of Pyramid
agitation.
Page | 127
2
= 82   5 
  64 
25

167
cm

 3 3 3
46. (c);
A : B : C
Initially 4 : 7 : 9
1 1 1
Finally : :
4 7 9
63 : 36 : 28
Initially number of soldier in group
A = 4  7620  1524 BD is angle bisector
20
ABD  DBE   (say)
Finally, number of soldier in group A =
So, BED  90   and DEC  90  
63
 7620  3780 and EDC  
127
Similarly initial number of soldiers in group B Hence, DCE ~ BCD
and C are DC EC

= 7  7620, 9  7620  2667,3429 BC DC
20 20 DC2 = 12 × 27
Final number of soldiers in group B and C are DC = 18 cm
36 28 50. (a);
  7620,  7620
127 127 Let CP = New Profit % =
= 2160, 1680 100x 2
Soldiers only increased in group A by SP = 135x 35   14%
5
3780  1524
 100  148.03% ATQ
1524 100x  160114  135x  48
47. (a); 100
x = 6.4
SP = 135 × 6.4 = Rs 864
51. (d); 2x3 can be written as
1 1
x3  3  x3  3
x x
Required time Now, x  1  4 2
= 144 | 5  4  6  4  188  14 6 days
x
13 13 13 1
x  3  128 2  12 2  140 2 and
3
48. (c); x
1
x 6
x
1
x  3  216  3  6  198
3
x
Value of 2x3
1 1
= x 3  3  x 3  3  198  140 2
PAB  PBA  ACB x x
AB = PB = 12 cm 52. (b); x = p2 + q2 + r2 satisfies the equation
We know, x  p2 x  q2 x  r2
PA2 = PB × PC  2 2 2 3
q r
2 2
p r p  q2
PA = 12  27  18 The value of x – 3p2 + 4q2 – 6r2
AP = AC = - 2p2 + 5q2 – 5r2
AC = 18 cm 53. (b);
R = 15  18  12  24 7 cm
135 7 7
4
4
49. (c);
128 | Page
1
 16  15
 2
17  17  16
2
120 24
   4.8cm
25 5
57. (c); Let the monthly salary of man in January
be Rs x
Then , he gives Rs 0.32x to his parents in the
month of January.
According to question,
Since , PQR  PRQ The monthly salary of man in February is Rs
And PQR  PRQ  1220 1.2x
Then, he gives Rs 1.2x × 0.4 = 0.48x to his
PRQ  610 parents in the month of February.
And PRQ  QMR  61
0 Total amount he gives to his parents in both

RQM  1800  1220  580  the months = Rs 16000
0.32x + 0.48x = 16000
Hence, QML  RQM  58
0 x = Rs 20000
Therefore, the monthly salary of man in
54. (d); Alcohol in vessel A = 3  120  45ml
8 February = 20000× 1.2 = Rs 24000
Water = 75 ml 58. (b); Let the principal amount and total amount
be 2x and 3x.
Then,
SI = P  R  T
100
X = 2x  R  4
100
(315 – 305) unit = (2745 – 2625) R = 12.5%
10 unit = 120 For compound interest Rate = 12.5 – 2.5 =
1 unit = 12 10%
14 unit = 168 ml
  2
Compound interest = 200001  10   1
55. (d);  100  
Raj Richa Harsh = Rs 4200
Investment x x + 10000 x + 30000 1 xy
Time 12 8 7 59. (a); 2 x  2  16
Profit 12x 8(x+10000) 7(x+30000) 1
→ 15 12 14 y
2x  21/ 2  24
12x 15
 1
8x  10000 12 y
2 x  21/ 2 4
x = Rs 50000 So, x = 2 and y = 4
Overall investment = 3x + 40000 = Rs 190000 So, (x + y) = 6
56. (a); Considering it to be a 2D structure,
It is an isosceles  with side 17, 17 and 16 60. (b); x  2 x  2 x  2      x
and height = 15 Squaring both sides,
x  2 x  2 x  2      x2
x + 2x = x2
3x = x2
x=3
61. (b);
Radius of the sphere = in radius of the 

area
r
s
Page | 129
In a right angle triangle, circum – centre point DE2 = EB × AE = 4 × 16

is the mid point of hypotenuse DE = 8 cm
Point of circum – centre OB = 8 – 4 = 4 cm
=   6  2 ,  2  8    4,5 DE = OE = OC
 2 2  OA = 12 – 4
62. (c); 100 = 22 × 52 OA = 8 cm

2  2  12  2  1  1 In circle,
OB × OA = OC × OD
2
55 1
4 × 8 = 8 × OD
  13 OD = 4 cm
2
63. (c); tan A + tan B +tan C = tanA. tanb. tanC 67. (a);  16x 2  9y 2  4z2  24x  y  z  61
-9 = 3 tanC  16x 2  24x  9y 2  24y  4z2  24z  61  0
tanC = -3
 4x  3  3y  4  2z  6  0
2 2 2
Tan will be negative in II and IV quadrant IV
quadrant can‘t be possible because sum of all 3 4
x ,y  ,z  3
angles of triangle is 1800. 4 3
And tan A. tan B = 3 To find → xyz + 3z
So, both can be either in I quadrant or III = 3    4   3  3  3  3  9  6
quadrant. 4  3 
III cannot be possible. 68. (c); Volume of metallic cylindrical pipe =
So, both will be in I quadrant.
Triangle should be obtuse angle triangle. 
 R2  r 2 h 
64. (d); Where R = external radius
Male Female r = internal radius
6
M
5
f
22
7
 
4.52  r 2  70  3740
2
CC 5 3 20.25- r = 17
NCC 1 2 r2 = 3.25
Fraction of the total number of employees who 13
r=
are in content creator = 8 2
11
65. (b); Here PQ ||AC and P and Q are the mid Thickness = 9  13  1 9  13 c m
2 2 2
 
point of AB and BC.
69. (b); Let the principal amount deposited be Rs
‗P‘ and the rate of compound interest be ‗R‘ %
per annum.
  R  
1
P  1   
  100   
20
  R  
2 21
Let Area of PBQ  1cm2 P  1   
  100  
So, Area of ABC  4  PBQ 1 20
= 4 cm2 = Area of BCD = Area of BAD 
 R  21
In BCD and BAD 1  
Q and P are mid points.  100 
Area of BQD = Area of PAD 2cm2 21 = 20  R
5
Area of PQD  8  2  2  1 = 3 cm2 R = 5%
ATQ Then,
1 unit → 15 cm2 P × (1 + 0.05)3 = 74088
3 unit → 45 cm2 1.157625P = 74088
66. (a); P = Rs 64000
So, the principal amount deposited is Rs 64000
70. (d); Suppose construction Cost = 100
Maximum retail price of item (MRP)
= 55% of 100 + 100 = 155
Therefore, the retailer sells his object at 90%
of 155 = 139.5
Retailer earns 23% profit on his purchase price
Suppose the purchase price of the retailer is x
130 | Page
Therefore, the retailer sells his object at 23% 83. b;
of x + x = 123% of x
Product sold by retailer 139.5 = 123% of x
1.23x = 139.5
 x = 139.5/1.23
 x = 113.41
Construction cost is Rs 100
Only conclusions I and IV follow.
Profit gained = 113.4 – 100 = 13.4 84. b; abcde/edcba/abcde/e
The profit earned by the producer is 13.4% 8  27
= 13% (nearest integer) 85. b;  72
3
The profit earned by the producer is 13%
16  15
71. a; column 1: (3)3+(2)2  31  80
column 2: (4)3+(7)2  113 3
column 3: (5)3+(6)2  161 86. a;
72. b;
In North direction is person‘s back facing

87. a; 7+2=9=93=729
73. b; Let present age of Prasant=A 8+2=10=103=1000
A.T.Q.  A
5
 A  5 88. d; We know that the number of odd days in 400
years or multiple of 400 year is 0.
4 Hence total days till 15 August 1947 years = 1600
At the time of sisters marriage years + 300 years + 46 years + total days from 1
A=25 January 1947 to 15 August 1947
 Prasant‘s age at the time of his sister‘s Hence total number of odd days = 0 + 1 + 11 X 2 +
marriage=25-5=20 35 + 3 + 0 + 3 + 2 + 3 + 2 + 3 + 1
 A.T.Q  Father‘s present age= 2×20+5=45 = 1 + 22 + 35 + 17 = 75 odd days = 5 odd days
74. d; As we know that, Sunday is assigned 0, Monday is
4  16  5  4  2 assigned 1, and Tuesday is assigned 2 and so on..
 4  16  5  4  2 Hence 15 August 1947 was a Friday.
89. b;
 4  16  5  2
 67
75. b;
Male Female
Fox Vixen
Stag Doe
76. c;
MS-DOS is a non-graphical command line
operating system derived from 86-DOS that was
created for IBM compatible computers. There are 15 triangles in the given figure.
(77-79) ABI, BIC, ABC, ACJ, CJH, ACH, AHL, HLE,
P Electrician Friday AHE, HKD, DKE, HDE, AGE, GEF and AEF.
Q Plumber Monday 90. a; Since the competitor reduced the fares after X's
R Cook Thursday offer announcement, we can say the step must be
S Doctor Tuesday able to bring more business for the airline. Hence,
we can infer the statement given under inference.
T Carpenter Wednesday
Therefore, (a) is the right answer.
77. b; Study the given figure carefully and answer the
78. d; following question:
79. a; 91. c; Required region = 33
80. b; 92. b; 241-143 = 380-282
81. d; 4+6×2-2×1=14 354-117 = 713-476
16-2=14 Similarly, 437-n = 600-348
82. b; (1)3+2=3 => n = 185
(2)3+2=10 93. d; Each consonant is coded as +2 letters while each
(3)3+2=29 vowel is coded as the letter which has the same rank
(4)3+2=66 as that of vowel in the alphabet when counted in the
(5)3+2=127 reverse order.
(6)3+2=218 P+2=R
(7)3+2=345 W+2=Y
(8)3+2=514 F+2=H
Page | 131
T+2=V To be in opposite directions, they must be 30 min.

U and F have the opposite rank. Similarly, A = Z, E spaces apart.
= V, I = R, O = L  Minute hand will have to gain 50 min. spaces.
UPWAFT = FRYZHV 55 min. spaces are gained in 60 min.
94. b; Bristler 50 min. spaces are gained in
Britannia  60  6
Brittanie =   50 min .54 min
Britzka  55  11
Britzskas
95. d;
 Required time = 54 6 min. past 4.
11
98. a;
s
3 dots are on top when 4 dots at the
99. a;
The figure IV would complete the pattern.
The complete pattern is,
96. d; Given figure is embedded in the figure IV.
100. b;
Only assumption II is implicit in the statement. The
step taken by the Government will end the strike.
97. d; ****s
At 4 o'clock, the hands of the watch are 20 min.
spaces apart.
132 | Page
WHO'S WHO
LIST OF COUNCIL OF MINISTERS
NAME OF MINISTER PORTFOLIO CONSTITUTION
Ministry of personnel, public grievances and pensions epartment Varanasi (UP)
Narendra Modi of atomic energy, Department of space All important policy issues
and all other portfolios not allocated to any minister
Rajnath Singh Minister of defence Lucknow (UP)
Amit Shah Minister of home affairs & Ministry of Co-operation Gandhi Nagar (Gujarat)
Nitin Gadkari Minister of Road Transport and Highways Nagpur (MP)
Raj Kumar Singh Minister of Power, New & Renewable Energy Arrah (Bihar)
Nirmala Sitharaman Minister of finance, Minister of corporate affairs Rajya Sabha(Karnataka)
Jyotiraditya Scindia Minister of Civil Aviation Rajya Sabha (MP)
Narendra Singh Tomar Minister of agriculture and farmers welfare Morena (MP)
Jyotiraditya Scindia Minister of Steel Rajya Sabha (Bihar)
Ashwini Vaishnaw Minister of Railways, Communications, IT & Electronics Rajya Sabha (Odisha)
Virendra Kumar Minister of social justice and empowerment Tikamgarh (MP)
Dr Subrahmanyam Minister of external affairs Rajya Sabha(Gujarat)
Jaishankar
Pashupati Kumar Paras Minister of Food Processing Industry Hajipur (Bihar)
Arjun Munda Minister of tribal affairs Khunti (Jharkhand)
Smriti Zubin Irani Minister of women and child development Amethi (UP)
Mansukh L. Mandaviya Minister of health and family welfare; Rajya Sabha (Gujarat)
Minister of Chemical & Fertilizer
Bhupender Yadav Minister of environment, forest and climate change, Rajya Sabha (Rajasthan)
Minister of Labour & Employment
Piyush Goyal Minister of Textiles Rajya Sabha
Minister of Consumer Affairs, Food & Public Distribution (Maharashtra)
Minister of Commerce & Industry
Dharmendra Pradhan Minister of Education, Skill Development & Entrepreneurship Rajya Sabha (MP)
Smriti Zubin Irani Minister of minority affairs Rajya Sabha (Jharkhand)
Pralhad Joshi Minister of parliamentary affairs; Minister of coal; and Minister of Dharwad (Karnataka)
mines.
Dr. Mahendra Nath Pandey Minister of Heavy Industries Chandauli (UP)
Giriraj Singh Minister of Rural Development & Panchayati Raj Begusarai (Bihar)
Gajendra Singh Shekhawat Minister of jal shakti Jodhpur (Rajasthan)
Kiren Rijiju Minister of Law & Justrice Arunachal West (Arunachal
Pradesh)
Narayan Tatu Rane Minister of MSME
Sarbananda Sonowal Minister of Ports, Shipping and Waterways
Minister of AYUSH
Page | 133
G. Kishan Reddy Minister of Culture & Tourism Secunderabad (Telangana)

Minister of Development of North-Eastern Region
Parshottam Rupala Minister of Fisheries, Animal Husbandary & Dairy Rajya Sabha (Gujarat)
Hardeep Singh Puri Minister of Petroleum & Natural Gas Rajya Sabha (UP)
Minister of Housing & Urban Affairs
Anurag Singh Thakur Minister of Information & Broadcasting Hamirpur (Himachal Pradesh)
Minister of Youth Affairs & Sports
MINISTERS OF STATE (INDEPENDENT CHARGE)

NAME OFMINISTER PORTFOLIO CONSTITUTION
MoS (independent charge) of ministry of statistics and programme
Rao Inderjit Singh Gurgaon (Haryana)
implementation & Planning
MoS (independent charge) of ministry of Science & Technology
MoS (independent charge) of ministry of Earth Sciences
MoS in the Prime Minister‘s Office;
MoS in the ministry of personnel, public grievancesand pensions; Uddhampur (J & K)
MoS in the department of atomic energy; andMoS in the department
Dr. Jitendra Singh of space
MINISTERS OF STATE
NAME OF MINISTER PORTFOLIO CONSTITUTION
Sri Nitish Paramanik Ministry of Home Affairs
Ministry of Youth Affairs and Sports
D.L. Murgan Ministry of Fisheries, Animal Husbandary and Dairying
Sri John Barla Ministry of Minority Affairs
Dr. Munjapara Ministry of Women and Child Development
Mahendrabhai Ministry of AYUSH
Sri Santanu Thakur Ministry of Minority Affairs
Dr. Bharati Pravin Pawer Ministry of Health and Family Welfare
Dr. Raj Kumar Ranjan Ministry of External Affairs
Singh Ministry of Education
Dr. Bhagwat Kishanrao Ministry of Finance
Karad
Sushri Pratima Bhoumik Ministry of Social Justice and Empowerment
Faggansingh Kulaste Ministry of Steel & Rural Development Mandla (MP)
Ashwini Kumar Choubey Ministry of Consumer Affairs, Food & Public Distribution Buxar (Bihar)
Ministry of Environment, Forest & Climate Change
Arjun Ram Meghwal Ministry of Parliamentary Affairs; Bikener (Rajasthan)
Ministry of Culture
General (Retd) V. K. Singh Ministry of Road Transport and Highways & Civil Aviation Ghaziabad (UP)
Krishan Pal Ministry of Power & Heavy Industries Faridabad (Haryana)
Danve Raosaheb Dadarao Ministry of Railways, Coal & Mines Jalna (Maharashtra)
Anupriya Singh Patel Ministry of Commerce & Industry
Rajeev Chandrasekhar Ministry of Skill Development & Entrepreneurship
Ministry of Electronics & IT
Ramdas Athawale Ministry of Social Justice and Empowerment Rajya Sabha (MP)
Sadhvi Niranjan Jyoti Ministry of Consumer Affairs, Food & Public Distribution and Rural Fatehpur (UP)
Development
Kushal Kishore Ministry of Housing & Urban Affairs
Sanjeev Kumar Balyan Ministry of Animal Husbandry, Dairying and Fisheries Muzaffarnagar (UP)
Sushri Shobha Karandlaje Ministry of Agruculture & Farmers Welfare
Pankaj Chaowdhary Ministry of Finance
V. Muraleedharan Ministry of External Affairs & Praliamentary Affairs
Nityanand Rai Ministry of Home Affairs Ujiarpur (Bihar)
Kapil Moneshwar Patil Ministry of Panchayatiraj
Renuka Singh Saruta Ministry of Tribal Affairs Surguja (Chhatisgarh)
Som Parkash Ministry of Commerce and Industry Hishiarpur (Punjab)
134 | Page
Rameswar Teli Ministry of Petroleum & Natural Gas, Labour & Employment Dibrugarh (Assam)
S.P. Singh Baghel Ministry of Law & Justice
Kailash Choudhary Ministry of Agriculture and Farmers Welfare Barmer (Rajasthan)
Bishweswar Tudu Ministry of Tribal Affairs & Jal Shakti
Shripad Yesso Naik Ministry of Ports, Shipping & Waterways, Tourism
Sri Bhagwanth Khuba Ministry of New and Renewable Energy
Ministry of Chemical Fertilizer
A. Narayanswamy Ministry of Social Justrice & Empowerment
Shri Ajay Kumar Ministry of Home Affairs
Shri Devusinh Chauhan Ministry of Communication
Shri Ajay Bhatt Ministry of Defence
Ministry of Tourism
Sri B.L. Verma Ministry of Development of North-Eastern Region
Ministry of Co-operation
Smt. Annapurna Devi Ministry of Education
Smt. Dar Shana Vikram Ministry of Textile
Jardosh Ministry of Railway
Sri Bhanu Pratap Singh Minor, Small and Medium Enterpreniur
Verma
Prof. S.P. Singh Baghel Ministry of Law and Justice
Smt. Anu Priya Singh Patel Ministry of Commerce and Industry
GOVERNOR & CHIEF MINISTER OF STATE

State Capital Governor Chief Minister
Andhra Pradesh Amaravati Biswabhushan Harichandan Y. S. Jagan Mohan Reddy
Arunachal Pradesh Itanagar Brigadier B.D Mishra (Retd) Pema Khandu
Assam Dispur Jagdish Mukhi Himanta Biswa Sarma
Bihar Patna Phagu Chauhan Nitish Kumar
Chhattisgarh Naya Raipur/Bilaspur Anusuiya Uikey Bhupesh Bhagel
Goa Panaji PS Sreedharan Pillai Pramod Sawant
Gujarat Gandhinagar Acharya Devvrat Bhupendrabhai Patel
Haryana Chandigarh Bandaru Dattatreya Manohar Lal Khattar
Himachal Pradesh Summer Capital: Shimla
Winter Capital: Dharamshala Rajendra Vishwanath Arlekar Jai Ram Thakur
Jharkhand Ranchi Ramesh Bais Hemant Soren
Karnataka Bengaluru Thawar Chand Gehlot Sri Basavaraj Bommai
Kerala Thiruvananthapuram Arif Mohammed Khan Pinarayi Vijayan
Madhya Pradesh Bhopal Mangubhai Chaganbhai Patel Shivraj Singh Chouhan
Maharashtra Mumbai Bhagat Singh Koshyari Eknath Shinde
Manipur Imphal Shri La. Ganesan N. Biren Singh
Meghalaya Shillong B D Mishra Conrad Kongkal Sangma
Mizoram Aizwal Dr. Kambhampati Haribabu Zoramthanga
Nagaland Kohima Jagdish Mukhi Neiphiu Rio
Odisha Bhubaneshwar Prof. Ganeshi Lal Mathur Naveen Patnaik
Punjab Chandigarh Shri Banwarilal Purohit Bhagwant Mann
Rajasthan Jaipur Kalraj Mishra Ashok Gehlot
Sikkim Gangtok Ganga Prasad Prem Singh Tamang (PS Golay)
Tamil Nadu Chennai R. N. Ravi M. K. Stalin
Telangana Hyderabad Dr Tamilisai Soundararajan K. Chandrashekhar Rao
Tripura Agartala Satyadev Narayan Arya Manik Saha
Uttar Pradesh Lucknow Anandiben Patel Yogi Adityanath
Uttarakhand Winter Capital: Dehradun
Summer Capital: Gairsain Gurmit Singh Shri Pushkar Singh Dhami
West Bengal Kolkata C.V.Ananda Bose Mamata Banerjee
Page | 135
Union territory with their Capital and LG/Administrator

Union Territory Capital Governor
Andaman & Nicobar Port Blair Shri. Devendra Kumar Joshi (Lieutenant
Governor)
Chandigarh Chandigarh Banawari Purohit
Dadra and Nagar Haveli and Daman and Diu Daman Shri Praful Patel (Administrator)
Delhi (National capital Territory of Delhi) New Delhi Vinai Kumar Saxena (Lieutenant Governor)
Chief Minister: Arvind Kejriwal
Jammu and Kashmir Srinagar (May-October) Shri Manoj Sinha (Lieutenant Governor)
Jammu (November-April)
Lakshadweep Kavaratti Shri Praful Patel (Administrator)
Puducherry Puducherry Dr. Tamilisai Soundararajan (Lt Governor)
Chief Minister: N. Rangaswamy
Ladakh Leh Shri Radha Krishna Mathur (Lieutenant Governor)
Constitutional Office-Holders
President Droupadi Murmu
Vice President and ex-officio Chairperson of the Rajya Sabha Jagdeep Dhankhar
Prime Minister Narendra Modi
Chief Justice Dhananjaya Y. Chandrachud
Speaker of the Lok Sabha Om Birla
Chief Election Commissioner Rajiv Kumar
Comptroller and Auditor General Girish Chandra Murmu
Chairperson of the Union Public Service Commission Manoj Soni
Attorney General R. Venkataramani
Important Office Holders

National Security Advisor Ajit Doval
Cabinet Secretary Rajiv Gauba
Principal Secretary to the Prime Minister Pramod Kumar Misra
Home Secretary Ajay Kumar Bhalla
Finance Secretary T. V. Somanathan
Defence Secretary Ajay Kumar
Foreign Secretary Vinay Mohan Kwatra
Law Secretary Dr. Niten Chandra
Secretary General of the Lok Sabha Utpal Kumar Singh
Secretary General of the Rajya Sabha P.C.Mody
Secretary General of Supreme Court of India Virendra Kumar Bansal
Chairperson of the Railway Board Vinay Kumar Tripathy
Solicitor General Tushar Mehta
Principal Scientific Adviser Ajay K. Sood
Chief Economic Adviser V Anantha Nageswaran
Heads of Statutory Commissions

Chairperson of the National Human Rights Commission Arun Kumar Mishra
Chairperson of the National Commission for Minorities Sardar Iqbal Singh Lalpura
Chairperson of the National Commission for Scheduled Castes Vijay Sampla
Chairperson of the National Commission for Scheduled Tribes Harsh Chouhan
Chairperson of the National Commission for Backward Classes Bhagwan Lal Sahni
136 | Page
Chairperson of the National Commission for Women Rekha Sharma
Chairperson of the National Commission for Protection of Child Rights Priyank Kanungo
Chairperson of the Central Administrative Tribunal L. Narasimha Reddy
Chairperson of the Central Vigilance Commission Suresh N. Patel
Chairperson of the Central Information Commission Yashvardhan Kumar Sinha
Chairperson of the Atomic Energy Commission K. N. Vyas
Director of the Department of Space S. Somanath
The Chairman, Indian Space Research Organisation (ISRO), S. Somanath
Chairperson of the University Grants Commission M. Jagdesh Kumar
Chairperson of the Central Water Commission Narendra Kumar
Director of the Space Applications Centre Nilesh Desai
Chairperson of the National Forest Commission B. N. Kirpal
Chairperson of the Competition Commission Ashok Kumar Gupta
Heads of Financial Bodies

Chairperson of the 15th Finance Commission of India N. K. Singh
Governor, of the Reserve Bank of India Shaktikanta Das
Chairperson of the Securities and Exchange Board of India Madhabi Puri Buch
Chairperson of the Insurance Regulatory and Development Authority Debasish Panda
Chairperson of the 7th Pay Commission Ashok Kumar Mathur
Chairperson of the Small Industries Development Bank Sivasubramanian Ramann
Chairperson of the Company Law Board Mahesh Kumar Mittal
Chairperson and Managing Director of the Export-Import Bank Harsha Bhupendra Bangari
Chief Executive Officer and Managing Director of the National Housing Bank Sarada Kumar Hota
Chairperson of the National Bank for Agriculture and Rural Development Govindarajulu Chinthala
Chief Executive Officer and Managing Director of the Industrial Finance Corporation Emandi Sankara Rao
Chairperson of the National Stock Exchange Girish Chandra Chaturvedi
Chairperson of the Bombay Stock Exchange S. S. Mundra
Chairperson of the State Bank of India Dinesh Kumar Khara
Chairperson of the Industrial Development Bank Mahesh Kumar Jain
Chairperson of the Life Insurance Corporation M. R. Kumar
Chairperson of the Central Board of Direct Taxes Nitin Gupta
Chairperson of the Central Board of Indirect Taxes and Customs Vivek Johri
President of the Federation of Indian Chambers of Commerce and Industry Uday Shankar
Chairperson of the Pension Fund Regulatory and Development Authority Supramita Bandhopadhaya
President of the Confederation of Indian Industry Sanjiv Bajaj
Chairperson of the Competition Commission of India Ashok Kumar Gupta
President of the Associated Chambers of Commerce and Industry Balkrishna Goenka
Chairperson of the National Statistical Commission GP Samant
Director General of the Archaeological Survey V. Vidyavathi
Chairperson of the Telecom Regulatory Authority P.D. Vaghela
Director of the Enforcement Directorate Sanjay Kumar Mishra
Chief Managing Director of the Oil and Natural Gas Corporation Alka Mittal
Chairperson and Managing Director of the Gas Authority of India Limited Sandeep Kumar Guota
Chairperson of the Indian Oil Corporation Limited Shrikant Madhav Vaidya
Chairperson and Managing Director of the Oil India Limited Ranjit Rath
Defence and Security

Chief of Defence Staff Anil Chauhan
Chief of the Air Staff Air Chief Marshal Vivek Ram Chaudhari
Chief of the Army Staff General Manoj Pande
Page | 137
Chief of the Naval Staff Admiral R. Hari Kumar

Chief of Integrated Defence Staff Vice Air Marshal Balabhadra Radha Krishna
Director General of the Military Intelligence Lieutenant Lieutenant General GAV Reddy
Director of the Intelligence Bureau Tapan Kumar Deka
Secretary of the Research and Analysis Wing Samant Goel, IPS
Director of the Central Bureau of Investigation Subodh Kumar Jaiswal, IPS
Director General of the Border Security Force Pankar Kumar Singh
Director General of the Central Reserve Police Force Kuldiep Singh, IPS
Director General of the Central Industrial Security Force Sheel Vardhan Singh, IPS
Director General of the Indo-Tibetan Border Police Sanjay Arora, IPS
Director General of the Sashastra Seema Bal Sujoy Lal Thaosen, IPS
Director General of the National Security Guard Shri M.A Ganapathy
Director General of the National Investigation Agency Dinkar Gupta
Director General of the National Disaster Response Force Atul Karwal
Government of Odisha
Cabinet Ministers:
SC & ST Development, Minorities & Backward Classes Jagannath Saraka
Finance, Parliamentary Affairs Niranjan Pujari
Agriculture & Farmers‘ Empowerment, Fisheries & Animal Resources Development Ranendra Pratap Swain
Forest & Environment, Panchayati Raj & Drinking Water, Information & Public Relations Pradip Kumar Amat
Revenue & Disaster Management Pramila Mallick
Housing & Urban Development Usha Devi
Steel & Mines, Works Prafulla Mallick
Industries, Micro, Small & Medium Enterprises, Energy Pratap Keshari Deb
Food Supplies & Consumer Welfare, Cooperation Atanu Sabyasachi Nayak
Health & Family Welfare Naba Kisore Das
Water Resources, Commerce & Transport Tukuni Sahu
Science & Technology, Public Enterprises, Social Security & Empowerment of PwDs Ashok Kumar Panda
Planning & Convergence Rajendra Dholakia
Ministers of State (Independent Charge)

School and Mass Education Samir Ranjan Dash
Tourism, Odia Language, Literature & Culture, Excise Ashwini Patra
Rural Development, Skill Development & Technical Education Priti Ranjan Ghadei
Labour & Employees‘ State Insurance Srikant Sahoo
Electronics & IT, Sports & Youth Affairs Tusharkanti Behera
Higher Education Rohit Pujari
Handlooms, Textiles & Handicrafts Rita Sahu
Women & Child Development and Mission Shakti Basanti Hembrem
Ministers of State:
Home Tusharkanti Behera
138 | Page
ABBREVIATION
Acronyms Abbreviations CBLO Collateralized Bank
ACS Automated Clearing Lending Obligations
System. CBS Core Banking Solution.
AD Authorized Dealer. CCIL Clearing Corporation of
ADB Asian Development Bank. India Limited
ADF Automated Data Flow CCL Cash Credit Limit
AEPS Aadhaar Enabled CDB Caribbean Development
Payments Switch Bank.
CDBS Committee of Direction
AFS Annual Financial on Banking Statistics.
Statement. CDRS Corporate Debt
AIC Agricultural Insurance Restructuring
Company. CDS Credit Default Swap.
AIF Alternative Investment CEPA Comprehensive Economic
Fund Partnership Management.
ALCO Asset Liability Committee CFRA Combined Finance and
ALM Asset Liability Revenue Accounts.
Management CGRA Currency and Gold
AMFL Association of Mutual Revaluation Account.
Funds in India CIBIL Credit Information Bureau
AML Anti-Money Laundering of India Limited
AMRMS Audit and Risk CMIS Currency Management
Monitoring Mechanism InformationSystem
ANBC Adjusted Net Bank Credit CNP Card Not Present
APBS Aadhaar Payment Bridge CPFF Commercial Paper
System Funding Facility
ARC Asset Reconstruction CPI Consumer Price Index.
Companies CRAR Capital To Risk Weighted
ASBA Applications Supported Asset Ratio.
Bank Accounts CRISIL Credit Rating Information
ASSOCHAM Associated Chambers of Services Of India
Commerce and Industry of CRMD Credit Risk Management
India. Department.
ATM Automated Teller CRR Cash Reserve Ratio.
Machine. CSR Corporate Social
BCBS Basel Committee on Responsibility
Banking Supervision CTI Country Threat Index.
BCSBI Banking Codes and DPG Deferred Payment
Standards Board of India Guarantee
BIS Bank for International DPN Demand Promissory Note
Settlements. DRAT Debt Recovery Appellate
BOE Bill of Exchange Tribunal
BOP Balance of Payments. DRI Differential Rate Of
BOT Build,Operate and Interest
Transfer. DSCR Debt Service Coverage
BSCS Basel Committee on Ratio
Banking Supervision. DTAA Double Taxation
BSE Bombay Stock Exchange. Avoidance Agreement.
BSR Basic Statistical Returns. EBRD European Bank for
CAD Current Account Deficit Reconstruction and
CAR Capital Adequacy Ratio Development.
CARE Credit Analysis and ECB External Commercial
Research Limited Borrowings.
CASA Current and Savings ECS Electronic Clearing
Accounts System.
Page | 139
EDF Export Development Network

Fund HDFC Housing Development
EDI Electronic Data Finance Corporation
Internchange IADB Inter American
EDP Entrepreneurship Development Bank.
Development Programme IAS Integrated Accounting
EEFC Exchange Earners‘ Systems
Foreign Currency IBBI Insolvency and
EFTPOS Electronic Funds Transfer Bankruptcy Board of
At Point Of Sale India
EIB European Investment IBRD International Bank for
Bank. Reconstruction and
ELSS Equity Linked Saving Development
Scheme. IBU International Banking
EMI Equated Monthly Unit
Installments ICA Indian Council of
EPFO Employees‘ Provident Agricultural Research.
Fund Organisation ICICI Industrial Credit and
EPOS Electronic Point Of Sale Investment Corporationof
EPS Earning per Share India.
ESOP Employee Stock Options ICRA Investment Information
EXIM Export Import Bank of and Credit Rating Agency
India. of India Limited
FCA Foreign Currency Assets. IDB Islamic Development
FCCB Foreign Currency Bank.
Convertible Bond IDBI Industrial Development
FCNR Foreign Currency Non Bank of India.
Resident Deposit IDR Indian Depository
Accounts Receipts.
FCNRA Foreign Currency Non IDRBT Institute for Development
resident Account. and Research OfBanking
FDI Foreign Direct IEPF Investors Education and
Investment. Protection Fund
FEDAI Foreign Exchange Dealers IFC International Finance
Association Of India Corporation
FERA Foreign Exchange IIB International Investment
Regulation Act. Bank.
FICCI Federation of Indian IIBF Indian Institute of
Chambers of Commerce Banking and Finance.
and Industry IMF International Monetary
FII Foreign Institutional Fund.
Investor. IMPS Immediate Payment
FINO Financial Information Service
Network and IMT Instant Money Transfer
Operation Limited IOB Indian Overseas Bank.
FIPB Foreign Investment IPO Initial Public Offering
Promotion Board. IPPB India Post Payments Bank
FPI Foreign Portfolio IRBI Industrial Reconstruction
Investment. Bank Of India.
FTA Free Trade Agreement. IRDA Insurance Regulatory and
GAAR General Anti Avoidance Development Authority of
Rule. India
GDR Global Depository IROs Interest rate options
Receipt. IRR Internal Rate Of Return.
GFD Gross Fiscal Deficit. ISCI International Standard
GIRO Government Internal IndustrialClassification
Revenue Order. KCC Kisan Credit Card
GMS Gold Monetisation KMB Kotak Mahindra Bank.
Scheme KVB Karur Vysya Bank.
GSTN Goods and Services KVIC Khadi and Village
140 | Page
Industries Corporation MTN Medium Term Note
KVP Kisan Vikas Patra MUDRA Micro Units Development
KYC Know Your Customer And Refinance Agency
Guidelines LAB Local NABARD National Bank For
Area Bank. Agricultural And Rural
LAF Liquidity Adjustment Development
Facility NAS National Account
LAMPS Large Sized Adivasi Statistics.
Multipurpose Societies NAV Net Asset Value.
LDB Land NBC Non Banking Companies.
Development Bank. NBFC Non Banking Finance
LERMS Liberalized Exchange Companies
Rate Management System NDA Net Domestic Asset
LIBOR London Inter Bank NDS Negotiated Dealing
Offered Rate. Systems
LIC Life Insurance NDTL Net Demand And Time
Corporation Of India Liability
LTCG Long-Term Capital Gains NECS National Electronic
LTN Long Term Note Clearing System
MCA Ministry Of Company NEFT National Electronic Funds
Affairs Transfer System.
MCLR Marginal Cost Of NFA No Frills Account.
Lending Rate NFC Non Banking Finance
MFDF Micro Finance Companies.
Development Fund NFS National Financial Switch
MIBOR Mumbai Inter Bank Offer NHB National Housing Bank.
Rate. NIB Nordic Investment Bank.
MICR Magnetic Ink Character NPA Non Performing Assets.
Recognition NPCI National Payments
MIS Management Information Corporation Of India
System NPS National Pensions
MSS Market Stabilisation Scheme
Scheme NPV Net Present Value
Page | 141

133-Magazine For The Month of January-2023

Uploaded by

Document Information

Original Title

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

133-Magazine For The Month of January-2023

Uploaded by

Copyright:

Available Formats

Dear Students,

Wishing you all the best

Mr. Pramod Padhi

G. Khatua and Team R & D

G-20 SUMMIT 2022

6 OLD PENSION SCHEME

HOW MANGROVES HELP IN

How do mangroves help in mitigating climate change effects?

9 DELHI AIR POLLUTION

10 COLD PEACE BETWEEN INDIA

About China-Pakistan Economic Corridor (CPEC)

14 GENETICALLY MODIFIED CROPS

 Environment Protection Act, 1986 (EPA)

15 THE AMENDMENTS TO THE IT

STATE & UT IN NEWS

BILATRAL AND MOU

AWARD AND HONOR

SCIENCE & TECHNOLOGY

RANKING & ORDER

DAY & DAYS

200 CURRENT AFFAIRS

100 GK QUESTIONS FOR

the____________ of Parliament during the Budget (b) final consumption

Total clothes sold by company P = And a = 1 1 of 5

92 2 Rahul invested money for 12 months

Amount of money deposited on bank by Raj = {100 = 54  100  300ml

8 Let the expenditure of B be 3x

(a) 174 (b) 188

ml of wine A and x ml of wine B is poured into a

(d) A is false, but R is true. (a) 9 (b) 15

43. (a); In 2018  525  100  36.84% (highest)

Radius of the sphere = in radius of the 

In a right angle triangle, circum – centre point DE2 = EB × AE = 4 × 16

In North direction is person‘s back facing

T+2=V To be in opposite directions, they must be 30 min.

G. Kishan Reddy Minister of Culture & Tourism Secunderabad (Telangana)

MINISTERS OF STATE (INDEPENDENT CHARGE)

GOVERNOR & CHIEF MINISTER OF STATE

Union territory with their Capital and LG/Administrator

Important Office Holders

Heads of Statutory Commissions

Heads of Financial Bodies

Defence and Security

Chief of the Naval Staff Admiral R. Hari Kumar

Ministers of State (Independent Charge)

EDF Export Development Network

You might also like