East Systems Colleges of Rizal

College Department
J. Pascual St., San Pedro, Morong, Rizal

BRIEF HISTORY

PsBank has gone a long way from it’s humble beginnings as a neighborhood

bank since it first opened it’s doors to it’s clients on September 26, 1960. It’s

head was located at Plaza Miranda, Quiapo Manila, then the heart of the

country’s commercial and business district, while it’s first four branches were in

Divisoria, Carriedo, Blumentritt and C. M. Recto

VISION

To be the country’s consumer and retail bank of choice

MISSION

As an INSTITUTION: To conform to the highest standards of integrity,

professionalism and teamwork

For our CLIENTS: To provide superior products and reliable, top-quality

services responsive to their banking needs

 East Systems Colleges of Rizal
College Department
J. Pascual St., San Pedro, Morong, Rizal

For our EMPLOYEES: To place a premium on their growth, and nurture an

environment of teamwork where outstanding performance is recognized

For our SHAREHOLDERS: To enhance the value of their investments

CORE VALUES

In realizing our mission and vision, we will be:

PROACTIVE in serving our customers

PERFORMANCE-driven and recognized, reinforced, and rewarded

accordingly

PROFESSIONAL to the highest standards and in all respects

PEOPLE-ORIENTED in our dealings with our internal and external

customers alike
 East Systems Colleges of Rizal
College Department
J. Pascual St., San Pedro, Morong, Rizal

BRANCH ORGANIZATIONAL CHART

Branch Head

Branch Service & Control Officer

(BSCO)

New Security
Teller Teller Utilities
Accounts Guards
 East Systems Colleges of Rizal
College Department
J. Pascual St., San Pedro, Morong, Rizal

SERVICES OFFERED

SAVINGS

PASSBOOK

 PSBANK KIDDIE AND TEEN SAVERS

 0-12 years old for children

 13-17 years old for teens

 No minimum maintaining balance required

 Average daily balance to earn interest is ₱2,000 with 0.50% interest

 PSBANK REGULAR PASSBOOK SAVINGS

 Minimum maintaining balance of ₱5,000

 Average daily balance to earn interest is ₱10,000 with 0.50% interest

 PSBANK OVERSEAS FILIPINO SAVINGS

 Offers many benefits to Overseas Filipinos and their families

 Minimum maintaining balance of ₱1,000

 Average daily balance to earn interest is ₱5,000

PASSBOOK WITH ATM

 Offers more than fixed interest rate and convenience. It comes with a

PSBank Debit Mastercard that allows you to access your funds here

and abroad
 East Systems Colleges of Rizal
College Department
J. Pascual St., San Pedro, Morong, Rizal

 Minimum maintain balance of ₱5,000

 Average daily balance to earn interest is ₱10,000 with ₱0.50% rate

and can change without prior notice

ATM SAVINGS

 Minimum maintaining balance of ₱2,000

 Average daily balance to earn interest is ₱5,000 with 0.50% interest

 Bills payment for utility, companies, credit cards and loans

 Cashless shopping from any BancNet-affiliated merchants

CHECKING

 PSBANK REGULAR CHECKING

 Provides you check-writing flexibility for worry-free payments of bills

and financial transactions

 Minimum deposit of ₱5,000 (Personal)) and ₱10,000 (Corporate)

 Minimum average daily balance (ADB) to maintain is ₱5,000

(Personal) and ₱10,000 (Corporate)

 Application fee per check is ₱200

 PSBANK PREMIUM CHECKING

 Allows you to enjoy higher yields than regular savings, earn more as
your balance increases with the tiered-interest rate

 Minimum maintaining balance of ₱25,000

 East Systems Colleges of Rizal
College Department
J. Pascual St., San Pedro, Morong, Rizal

 Average daily balance (ADB) is ₱25,000

INTEREST RATE

₱25,000 – ₱49,999 0.5000%

₱50,000 – ₱99,999 0.5000%

₱100,000 – ₱499,999 0.7500%

₱500,000 – ₱999,999 1.2500%

TIME DEPOSIT
 PSBANK PRIME TIME DEPOSIT (Individual accounts only)

Initial Deposit Minimum Term Interest Rate

₱50,000 5 Years 3.7500%

 PSBANK PESO TIME DEPOSIT

 Provides low initial time deposit amount, clients can gain better profit in
as fast as 30 days

For Individual Accounts

Below
30 Days 60 days 90 Days 1 Year 2 Years 3 Years
30 days
₱10,000
0.0000 0.7500 0.7500 0.7500 0.0000
- 0.7500% N/A
% % % % %
₱24,999
₱25,000
0.0000 0.7500 0.7500 0.7500 0.0000
– 0.7500% N/A
% % % % %
₱49,999
For Corporate Accounts
₱50,000 0.0000 0.7500% 0.7500 0.7500 0.7500 0.0000 N/A
 East Systems Colleges of Rizal
College Department
J. Pascual St., San Pedro, Morong, Rizal

–
% % % % %
₱99,999
₱100,000
0.0000 1.2500 1.2500 1.2500 0.0000
- 1.2500% N/A
% % % % %
₱499,000

LOANS AVAILABLE

 PSBANK AUTOLOAN

 The most rewarding part is it’s Prime Rebate feature which lets you
earn discounts on your loan when you make advance or excess

payments on your monthly due. With this arrangement, you’ll be able

to lower your total amount, shorten your loan term or even both.

 Minimum of ₱100,000

 Flexible between 12 to 60 monthly amortizations

 PSBANK HOMELOAN with PRIME REBATE

 PSBANK SME TERM LOAN with PRIME REBATE

 PSBANK FLEXI PERSONAL LOAN with PRIME REBATE