Application Reference: WA11235

Report Date: 3/5/2016

Report sent by Nick Beach

Comprehensive Report
Applicant Agreed

Subject: Mrs Angela Z Specimen - Applicant Date of Birth: 01/01/1960

Property: 123 High Street, Anytown AB1 2CD Rent amount: £995.00

Address Information
Addresses Searched: Match Level: Match Source:
1 The Street, Anytown, Anywhere AB1 2CD Individual Credit Data
2 The Avenue, Anytown, Anywhere AB2 3CD Individual Electoral Roll

Linked Addresses Located & Searched:

3 Linked Street, Linktown, LT1 2CD Residency Confirmed: Yes
4 Linked Avenue, Linktown LT2 3CD
E Identity Confirmed: Yes
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Credit Check Results
We have searched the files of a leading credit reference agency using the details supplied by the applicant. We have not located any CCJ
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Records in the name of this applicant. No bankruptcy or insolvency records have been located for this applicant.
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Active CCJs Located: 0 CCJ Data Amount (£) Date Case Number Court
None located
Satisfied CCJs Located: 0

CCJ Total Value: £0

Bankruptcy Data: No

Previous/alias names: None located Bankruptcy/Insolvency Data

None located
On Electoral Roll: No, not present

As part of the credit check we have searched for existing credit accounts that match the name and date of birth shown. Positive matches
confirm that the applicant's date of birth is correct. A summary of this information is shown below.

Address Open Accounts Closed Accounts Recently Updated

A1 1 0 0
A2 0 0 0 Credit Bureau Searched: Equifax

Application processing by Rentguard Referencing | Miners Way, Lakesview Business Park, Canterbury, Kent CT3 4LQ | Tel: 0844 412 2020
This report is provided in accordance with our terms and conditions available at www.rentguardtenantref.co.uk/terms. All personal data is processed and stored in
accordance with the Data Protection Act and our Privacy Policy. Please keep this report safe and do not keep it for longer than is necessary for its intended purpose.
Application Reference: WA11235
Report Date: 3/5/2016
Report sent by Nick Beach

Report Page 2 - Mrs Angela Z Specimen

Risk Score

Higher scores indicate a lower risk.

The Equifax risk score for this Applicant is: Score Risk Level
Below 0 Very High Risk
1 - 199 High Risk
300 Medium Risk 200 - 349 Medium Risk
350 + Low Risk

Bank Account
The bank account details provided by this applicant have been validated. The bank account is held with UK Bank Name plc, Bank Address,
AB1 2CD.

Sort Code: 012345 Account Number: 01234567 Direct Debit Capable: Yes Faster Payments: Yes
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Employment & Income Details
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This applicant is employed. We have contacted their employer, ABC Production Limited, 2 The Road , London SE1 1AA for confirmation of their
employment details.
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Applicant Type: Employed Employment Type: Full-Time and Permanent

Occupation: Managerial Position Length of employment: 3 years, 0 months

Confirmed Income: £50,000 Income verified by: Employers Reference

Current Residential Status

This applicant is currently living in rented accommodation. We have contacted the letting agent, ABC Lettings Limited, 2 The Broadway,
Anytown, AB1 2CD and obtained confirmation of how the tenancy was conducted. The applicant has been confirmed at the current address.
The applicant has been confirmed at the previous address.
Length of tenancy: 1 years 6 months Monthly rent amount: £600.00

Rent payments OK? Yes Correct notice given? Yes

Property treated well? Unknown Reason for ending: Tenant's Choice

Application processing by Rentguard Referencing | Miners Way, Lakesview Business Park, Canterbury, Kent CT3 4LQ | Tel: 0844 412 2020
This report is provided in accordance with our terms and conditions available at www.rentguardtenantref.co.uk/terms. All personal data is processed and stored in
accordance with the Data Protection Act and our Privacy Policy. Please keep this report safe and do not keep it for longer than is necessary for its intended purpose.
Application Reference: WA11235
Report Date: 3/5/2016
Report sent by Nick Beach

Report Page 3 - Mrs Angela Z Specimen

Recommendation
We have assessed the information available to us and based on this information we suggest that this applicant is suitable to undertake the
required tenancy and capable of meeting monthly rent payments up to the credit limit shown.

Overall Result: Applicant Agreed

Rental Limit: £1500.00

Conditions: Applicant suitable to proceed on normal terms

Risk Level: Moderate

Further recommendations:
Ask to see original photographic proof of identification and retain a copy. A photo driving licence or passport is preferred. Ask to see an
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original bank statement or payslip to double verify the information supplied on the employment reference.
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Rent & Legal Protection Insurance
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Comprehensive Legal Expenses and Rent Guarantee cover is available at specially negotiated rates:

Legal Expenses & Rent Guarantee – No Excess (6 Months)

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Comprehensive Legal Expenses and Rent Guarantee product covering the landlords costs for disputes between themselves and their tenant(s), with rent
guarantee insurance up to a maximum of £2,500 per month. This is a 6 month policy which carries no excess and costs just £55.00.

Legal Expenses & Rent Guarantee – No Excess (12 Months)

Comprehensive Legal expenses and Rent Guarantee product covering the landlords costs for disputes between themselves and their tenants, with rent
guarantee insurance up to a maximum of £2,500 per month. This is a 12 month policy which carries no excess and costs just £89.00 per annum.

Rent Guarantee & Legal Protection Insurance is only available from your OpenRent dashboard after successful referencing of all tenants and guarantors.

Application processing by Rentguard Referencing | Miners Way, Lakesview Business Park, Canterbury, Kent CT3 4LQ | Tel: 0844 412 2020
This report is provided in accordance with our terms and conditions available at www.rentguardtenantref.co.uk/terms. All personal data is processed and stored in
accordance with the Data Protection Act and our Privacy Policy. Please keep this report safe and do not keep it for longer than is necessary for its intended purpose.
Application Reference: WA11235
Report Date: 3/5/2016
Report sent by Nick Beach

Right to Rent - Important Information

Since 1st February 2016, landlords in England are required to check the immigration status of all adult occupants before the start of a new
tenancy to determine whether they have the right to live in the UK legally.

Under the new regulations, landlords must check original documentation of anyone who applies to rent a property. The checks must be carried
out on all potential adult occupiers of the property and must be made before the tenants move in.

Angela Specimen has stated that she is a British citizen and has entered passport number 925665416.

British citizens, EEA and Swiss nationals have an automatic and permanent Right to Rent property in the UK.
The applicant has entered her passport details.
The applicant has supplied a scan of her UK passport which is shown below.

What you now need to do:

» Inspect the applicant's original UK Passport in her presence.

» Check that the name and photo match your prospective tenant.
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» Take a copy of the passport and retain this on file. A clear photo from a mobile phone camera is fine if you don't have a copier.
» Once you have made the initial check, there is no need to recheck the document in the future.
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There are 4 basic steps to ensure compliance:

1. Establish who will be living in the property
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2. Obtain original versions of the acceptable documents for all adult occupiers
3. Check the documents in the presence of the holder
4. Make copies of the documents, date them and keep them safe

You can find more information about the scheme at www.gov.uk/righttorentchecks

Application processing by Rentguard Referencing | Miners Way, Lakesview Business Park, Canterbury, Kent CT3 4LQ | Tel: 0844 412 2020
This report is provided in accordance with our terms and conditions available at www.rentguardtenantref.co.uk/terms. All personal data is processed and stored in
accordance with the Data Protection Act and our Privacy Policy. Please keep this report safe and do not keep it for longer than is necessary for its intended purpose.