Key Benefits of Health Companion Version 3

 30 days initial waiting period during which only accident claim is payable.
 2 yrs waiting period for Specific ailments.
 Hospital Accommodation without any sub-limits across all sum insured
 Unique Refill benefit for individual and family floater policies (starts after first
claim & cannot claim for same disease by same person).
 20% ‘No claim bonus’ for every claim free year (i.e. double in 5Yrs).
 No co-payment at any age.
 AYUSH ( Ayurvedic , Unani, Sidha, Homeopathy ) in-patient treatment upto
sum insured.
 Super Top up (Base Policy) option with wider range of (Max Bupa) sum
insured and deductibles.
 Option to accept lives with High BMI (Counter Offer).
 No capping on pre (1mth) and post (2mth) hospitalization expenses till sum-
insured.
 Free Health Check-up on renewal.
 3 year pre-existing disease waiting period for sum insured 5 lacs and above and
Family First.
 12.5% discount on second year premium.
 Entry Age from 18yrs to any age for adults and 3months to 21yrs for child
subject to parents are insured with Max Bupa.