General Awareness Power Capsule For IBPS RRB PO & CLERK MAINS 2020

General Awareness Power Capsule for IBPS RRB PO & CLERK MAINS 2020
Contents
Most Important Current Affairs for IBPS RRB PO & Clerk Mains 2020 ............................................................3
The Important Points on Covid-19 ...................................................................................................................... 16
Banking Current Affairs....................................................................................................................................... 16
Economy/Financial/Business Current Affairs ..................................................................................................... 18
India’s GDP Reports by Different Organization ................................................................................................ 20
Agreements/Memorandum of Understandings .................................................................................................. 20
New Appointments: National .............................................................................................................................. 22
New Appointments: International....................................................................................................................... 25
Awards & Recognition ......................................................................................................................................... 25
Summits |Events |Festivals (National/International) ....................................................................................... 28
Committees in News ............................................................................................................................................ 29
National Current Affairs ...................................................................................................................................... 30
Current Affairs Related to States in India ........................................................................................................... 35
International Current Affairs ............................................................................................................................... 39
Obituaries (National/International)..................................................................................................................... 41
List/Indexes (Ranks & Reports) ........................................................................................................................... 44
Important Days (October to March) .................................................................................................................... 45
Books & Authors................................................................................................................................................... 47
Defense Current Affairs ....................................................................................................................................... 48
Sports Current Affairs .......................................................................................................................................... 49
Science & Technology .......................................................................................................................................... 52
Schemes Launched By Union & State Governments.......................................................................................... 54
Miscellaneous Current Affairs............................................................................................................................. 54
STATIC TAKEWAYS ........................................................................................................................................... 57
Organizations & Companies - National...................................................................................................................... 57
Organizations & Companies - International .............................................................................................................. 58
Countries| Capital | Leaders....................................................................................................................................... 59
National Companies CEOs & Other Details .............................................................................................................. 60
International Companies CEOs & Other Details ....................................................................................................... 61
National Officeholders & Ministers............................................................................................................................. 61
States-Capital-CMs-Governors .................................................................................................................................... 61
Topic 1: CM/Governors/Wildlife Santuaries/National Parks / Power Plants in India......................................... 62
CM/Governors of Union Territories ............................................................................................................................... 67
Topic 2: Upcoming Important Sport Events................................................................................................................... 67
Topic 3: The Headquarters of the UN Organizations ................................................................................................... 67
Topic 4: A Brief on the Census 2011 ................................................................................................................................ 68
Topic 5: Current Office Holders List ............................................................................................................................... 68
Topic 6: Important Ports in India ..................................................................................................................................... 69
Topic 7: The Most Famous Temples in India ................................................................................................................. 69
Topic 8: List of the Important Airports in India ............................................................................................................ 69
Topic 9: What are the names of the Borders/Boundary Lines? .................................................................................. 70
Topic 10: Dams in India..................................................................................................................................................... 70
Topic 11: CLASSICAL DANCES & FOLK DANCES IN INDIA ................................................................................. 71
Topic 12: The Headquarters of the important Public-Sector Undertakings .............................................................. 72
Topic 13: Nick Names of Important Indian Places ........................................................................................................ 72
Topic 14: Important Defence Exercise Conducted in the World ................................................................................. 73
Topic 15: Stadiums Around the World ........................................................................................................................... 73
Topic 16: List of Indian Cities on Rivers Banks ............................................................................................................. 74
BANKING AWARENESS .................................................................................................................................... 75
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Topic 1: Reserve Bank of India & its Functions ............................................................................................................. 75
Topic 2: Policy Rates decided by the RBI ........................................................................................................................ 75
Topic 3: Banking Regulation Act 1949|Schedule Banks| Other Types of Banks ..................................................... 76
Topic 4: What are the different types of accounts that can be opened in a Bank? .................................................... 76
Topic 5: Negotiable Instrument Act & Cheques ............................................................................................................ 76
Topic 6: Financial Inclusion & the initiatives launched to achieve it.......................................................................... 78
Topic 7: All about the Priority Sector Lending Norms ................................................................................................. 78
Topic 8: Financial Market| Important Points on Money Market, Capital Market & their Instruments ............... 79
Topic 9: All about the DICGC .......................................................................................................................................... 81
(Deposit Insurance & Credit Guarantee Corporation of India)................................................................................... 81
Topic 10: NPAs & SARFAESI Act .................................................................................................................................... 81
Topic 11: A Brief on ATMs in India ................................................................................................................................. 82
Topic 12: Currency System in India................................................................................................................................. 82
Topic 13: A close look at the Prompt Corrective Action (PCA)................................................................................... 83
Topic 14: All about the Products of NPCI ...................................................................................................................... 83
Topic 15: Small Finance Banks & its Headquarters ....................................................................................................... 84
Topic 16: Payments Banks & its Headquarters .............................................................................................................. 84
Topic 17: What are the Risks in Banking Sector? ........................................................................................................... 85
Topic 18: What are the BASEL-3 Norms & a brief on the 3 Pillars of Basel? ............................................................. 85
Topic 19: Most Important Miscellaneous Banking Terms ............................................................................................ 85
Topic 20: How the amount can be transferred from one Bank A/c to the other? .................................................... 86
Topic 21: What are the types of Accounts that can be opened by Foreign (Person) in India? ................................ 87
Topic 22: A Brief on CAMELS rating for Domestic Banks? ......................................................................................... 87
Topic 23: BANKING OMBUDSMAN SCHEME 2006 .................................................................................................. 87
Topic 24: NBFC OMBUDSMAN SCHEME .................................................................................................................... 88
Topic 25: What is Base Rate, MCLR & Other rates of Lending? .................................................................................. 88
Topic 26: What is Reverse Mortgage Loan? ................................................................................................................... 88
Topic 27: What is Hypothecation & Pledge? .................................................................................................................. 89
Topic 28: What is NBFC & how it differs from Banks?................................................................................................. 89
Topic 29: What are the types of Money? ......................................................................................................................... 89
Topic 30: What are the Different types of Banking?...................................................................................................... 89
Topic 31: What are the important codes that are used in Banking?............................................................................ 90
Topic 32: Important Banking Abbreviations .................................................................................................................. 90
Topic 33: The HQ of NATIONALIZED/PSBs BANKS ................................................................................................ 91
Topic 34: Financial Regulations | Institutions | Organizations.................................................................................. 91
Topic 35: Important Financial Schemes of the Government ........................................................................................ 92
Topic 36: List of Mergers in the Indian Banking Industry ........................................................................................... 92
Topic 38: A Brief on Printing & Minting of Currencies in India ................................................................................. 92
Topic 39: What is the Mudra Scheme? ............................................................................................................................ 93
Topic 40: Important Financial, Economics & Budget Terms ........................................................................................ 93
Topic 41: History of Banking Sector in India ................................................................................................................. 94
Topic 42: Important Financial Abbreviations Part 2 ..................................................................................................... 94
Topic 43: Miscellaneous Banking Terms......................................................................................................................... 95

Most Important Current Affairs for IBPS RRB PO & Clerk Mains 2020
India becomes member of UN’s ECOSOC body Hindi Diwas celebrated on 14 September
 India elected as a member of the United Nation’s  Hindi Diwas or Hindi Day is observed every year on 14
Commission on Status of Women, a body of September to mark the popularity of Hindi as an official
the Economic & Social Council (ECOSOC). language of India.
 India will be a member of United Nation’s Commission
on Status of Women for four years, 2021 to ‘25. RBI releases revised Priority Sector Lending Guidelines
 ECOSOC is at the heart of the United Nations system to  Priority Sector Lending (PSL) Guidelines reviewed by
advance the three dimensions of sustainable the Reserve Bank of India to align the PSL Guidelines
development – economic, social & environmental. with evolving national priorities.
 The new guidelines will make better credit penetration
M Venkaiah Naidu inaugurated 4th Global Ayurveda into credit deficient areas & increase the lending to small
Summit virtually as well as marginal farmers & weaker sections.
 4th edition of Global Ayurveda Summit was virtually  In the revised PSL Guidelines, RBI included some fresh
inaugurated by VP Naidu on the theme “Emerging categories eligible for finance under priority sector.
Opportunities for Ayurveda during Pandemic”.  These include loans to farmers for installation of solar
 The objective was to showcase the Ayurveda immunity power plants; loans for establishment of Compressed Bio
model to the global level as a solution named ‘Health as Gas (CBG) plants; & bank finance to start-ups of up to Rs
One’ & ‘Immunity through Ayurveda’. 50 crore.
 It is being organized by the CII -Kerala in partnership  RBI assigned higher weightage to incremental priority
with Ministry of Ayush (Ayurveda, Yoga & sector credit in ‘identified districts’ where priority sector
Naturopathy, Unani, Siddha & Homeopathy). credit flow is relatively low.
 Credit limit raised for the Farmers Producers
India Happiness Report 2020 announced Organisations (FPOs)/Farmers Producers Companies
 The first all India Happiness Report 2020 covering all (FPCs) undertaking farming with assured marketing of
States & Union Territories measuring happiness across their produce at a pre-determined price.
the country, what contributes to people’s happiness, the  The loan limits for renewable energy have been doubled.
impact of COVID-19 on happiness, & insights from  The credit limit for health infrastructure (including those
thought leaders. under ‘Ayushman Bharat’) has been doubled to improve
 The study is based on a nationwide survey by Professor the health infrastructure.
Rajesh K Pillania.
 In overall happiness ranking of states & union Ministry of Home Affairs issues Guidelines for
territories: “Unlock 4”
1. Mizoram 2. Punjab 3. Andaman & Nicobar Islands  Ministry of Home Affairs has issued “Unlock 4”
 Among the big states: 1. Punjab 2. Gujarat 3. Telangana guidelines for the phased re-opening of activities in areas
 Among smaller states: 1. Mizoram 2. Sikkim 3. outside the Containment Zones. It is effective from
Arunachal Pradesh September 1, 2020.
 Among union territories: 1. Andaman & Nicobar Islands  As per this, Metro rail will be permitted to operate with
2. Puducherry 3. Lakshadweep effect from 7th September.
 Maharashtra, Delhi, & Haryana have shown the worst  New guidelines permits the Social/ academic/ sports/
possible impact of COVID-19 on happiness whereas entertainment/ cultural/ religious/ political functions &
Manipur, Andaman & Nicobar Islands, & other congregations with a ceiling of 100 persons, with
Lakshadweep shown the best possible impact of effect from 21st September 2020.
COVID-19 on happiness.  It also allows the opening of Open air theatres with effect
from 21st September 2020.
IMD’s Global Smart City Index 2020  No restrictions will be there on Inter-State & intra-State
 Institute for Management Development, in movement.
collaboration with Singapore University for  The Schools, colleges, educational & coaching
Technology & Design released Smart City Index 2020. institutions will continue to remain closed for students &
 The index topped by Singapore. Hyderabad was the top regular class activity up to 30th September 2020.
Indian city, placed at the 85th position.  Cinema halls, swimming pools, entertainment parks,
 List of Indian cities in the index: Hyderabad: 85 | New theatres (excluding open air theatre) & similar places will
Delhi: 86 | Mumbai: 93 | Bengaluru: 95 continue to remain closed.

Government of India Blocks 118 Mobile Apps THE World University Ranking 2021 Announced
 Ministry of Electronics & Information Technology,  The Times Higher Education announced the results
Government of India has decided to block 118 mobile of World University Rankings, 2021.
apps in view of the emergent nature of threats.  In the 2021 ranking, India recorded its highest ever
 118 mobile apps blocked by the Ministry of Electronics number of universities to qualify Times Higher
& Information Technology by invoking it’s power under Education World University Ranking 2021.
section 69A of the Information Technology Act.  Indian Institute of Science (IISc), Bengaluru, is the top-
ranked University from India & is ranked in the 301-350
Union Cabinet approves “Mission Karmayogi” NPCSCB band.
 Union Cabinet approved the launch of a “Mission  Top University in the World is University of Oxford.
Karmayogi” National Programme for Civil Services
Capacity Building (NPCSCB). Vodafone Idea rebrands itself as ‘Vi’
 A sum of Rs. 510.86 crore will be spent over a period of  Vodafone Idea has announced its new unified brand
5 years from 2020-21 to 2024-25 in order to cover around identity by renaming all its products under a new name
46 lakh Central employees. & logo “Vi”.
 Mission Karmayogi launched to prepare the Indian
Civil Servant for the future by making him more creative, ISA host World Solar Technology Summit
constructive, imaginative, innovative, proactive,  The 1st World Solar Technology Summit held virtually.
professional, progressive, energetic, enabling, It was inaugurated by PM Modi.
transparent & technology-enabled.  The objective is to pay attention to state-of-the-art
technologies & next-generation technologies. Such
India ranks 48th in Global Innovation Index 2020 technologies will play an important role in making solar
 India joined the group of top 50 countries in the global energy more efficiently.
innovation index for the first time.  More than 26,000 participants from 149 nations joined
 13th edition of the Global Innovation Index (GII) 2020 the summit virtually.
jointly released by the World Intellectual Property  It is organised by the International Solar Alliance
Organization (WIPO), Cornell University & INSEAD (ISA) along with Federation of Indian Chambers of
Business School. Commerce & Industry (FICCI).
 Index is topped by Switzerland & India ranked at 48th.
Conclave on “School Education in 21st Century” begins
GoI constitutes committee for assessment of relief to  Two-day conclave on ‘School Education in 21st
bank borrowers Century’ commenced virtually. It has been organised
 GoI constituted an Expert Committee for making an by Ministry of Education as part of Shikshak Parv 2020.
overall assessment of relief to bank borrowers related to  Shikshak Parv is being celebrated from 8th-25th
waiver of interest & waiver of interest on interest on September, 2020 to felicitate the teachers & to take New
the COVID-19 related moratorium. Education Policy 2020 forward. It was addressed by PM
 State Bank of India will provide secretarial support to the Modi under the National Education Policy- 2020.
committee. Rajiv Mehrishi, former CAG of India
– Chairperson
RBI issued a notice on Compliance functions in banks &

role of CCO
 RBI released a notice on Compliance Functions in
Banks & the Role of Chief Compliance Officer (CCO).
 As per the compliance system Banks required, to have an
effective compliance culture, independent corporate
compliance function, & a strong compliance risk
management programme at the bank & group level.
 It is to be headed by a designated Chief Compliance
Officer (CCO).
 A Chief Compliance Officer (CCO) is a corporate
official in charge of overseeing & managing compliance
issues within the Bank.

Venkaiah Naidu released ‘The State of Young Child in Shri Saurabh Chaudhary Shooting
India’ report Ms. Madhurika Suhas Patkar Table Tennis
 VP Naidu released “The State of Young Child in
Shri Divij Sharan Tennis
India” report. The report was prepared by a policy
Shri Shiva Keshavan Winter Sports
advocacy organization, Mobile Creches. The report
measured Health & Nutrition in the country. Ms. Divya Kakran Wrestling
 As per the report, there 159 million children aged Shri Rahul Aware Wrestling
below 6 years in India out of the 21 per cent are Shri Suyash Narayan Jadhav Para
undernourished, 36 per cent are underweight & 38 per Swimming
cent do not receive full immunization. Shri Sandeep Para Athletics
 As per the analysis on expense towards child nutrition, Shri Manish Narwal Para Shooting
healthcare, education & other protection services, India
has spent Rs 1,723 per child in 2018-2019. RBI’s 2nd Bi-Monthly Monetary Policy Statement 2020-21
 It released the list of Best-performing states & worst- Released
performing states based on the Young Child Outcomes MPC aims to keep inflation within the target & hence to
Index. preserve financial stability. For the year 2020-21, as a whole,
 Best-performing states: Kerala, Goa, Tripura real GDP growth is expected to be negative.
 Worst-performing states: Bihar, Uttar Pradesh,
Jharkhand Key decisions:
 Repo rate under the liquidity adjustment facility
National Sports Awards 2020 announced (LAF) kept unchanged at 4.00%.
National Sports Awards announced as per the  Reverse repo rate under the LAF kept unchanged
recommendation of the Selection Committee headed by at 3.35%.
Justice (Retd.) Mukundakam Sharma.
 Marginal standing facility (MSF) rate & the Bank Rate
kept unchanged at 4.25%.
RAJIV GANDHI KHEL RATNA AWARD.
S.No. Name of the Sportsperson Discipline PM Modi addresses on New Education Policy 2020
1 Shri Rohit Sharma Cricket PM Modi addressed the nation on the New Education
2 Shri Mariyappan T. Para Athletics Policy 2020. He said that ‘Transformational Reforms in
3 Ms. Manika Batra Table Tennis Higher Education under National Education Policy’ is
4 Ms. Vinesh Wrestling being organised by University Grants Commission &
5 Ms. Rani Hockey Ministry of Education.
ARJUNA AWARD Key Highlights

Name of the Sportsperson Discipline  National Research Foundation will work closely with
Shri Atanu Das Archery National Educational Technology Forum (NETF) to
Ms. Dutee Chand Athletics enable scientific steps to include technology in the
Shri Satwik Sairaj Rankireddy Badminton education system.
Shri Chirag Chandrasekhar Shetty Badminton  K Kasturirangan, an Indian space scientist played a
Shri Vishesh Bhriguvanshi Basketball crucial role in drafting the New Education Policy 2020.
Subedar Manish Kaushik Boxing  New Education Policy is the foundation of strengthening
Ms. Lovlina Borgohain Boxing the 21st century India. Every student will be future-
Shri Ishant Sharma Cricket ready & will contribute to nation-building.
Ms. Deepti Sharma Cricket
Union Minister of Agriculture & Farmers’ Welfare
Shri Sawant Ajay Anant Equestrian launches “Krishi Megh”
Shri Sandesh Jhingan Football  Krishi Megh (National Agricultural Research &
Ms. Aditi Ashok Golf Education System -Cloud Infrastructure & Services)
Shri Akashdeep Singh Hockey launched. It will help in meeting the services &
Ms. Deepika Hockey infrastructure requirements of Digital Agriculture of
Shri Deepak Kabaddi National Agricultural Research & Education System
Shri Kale Sarika Sudhakar Kho Kho (NARES).
Shri Dattu Baban Bhokanal Rowing  The minister launched KVC ALUNET (Krishi
Ms. Manu Bhaker Shooting Vishwavidyalaya Chhatr Alumni Network) & Online

Accreditation System for Higher Agricultural  NRA will comprise of representatives of Ministry of
Educational Institutions (HEI). Railways, Ministry of Finance/Department of Financial
 The National Agricultural Higher Education Project Services, the SSC, RRB as well as IBPS.
funded by GOI & the World Bank.  NRA is expected to be a specialist body which will offer
the state-of-the-art technology & best practices to the
Jal Shakti Minister launches Swachh Bharat Mission field of Central Government recruitment.
Academy  A sum of Rs. 1517.57 crore has been sanctioned by the
 Swachh Bharat Mission Academy launched by Government of India for the National Recruitment
Gajendra Singh Shekhawat. Agency (NRA).
 It has been launched as a crucial part of the phase 2 of
Swachh Bharat Mission (Grameen). IIT Madras Tops Atal Rankings (ARIIA) 2020
 It is a phone-based academy & offers a 60-minutes  Indian Institute of Technology, Madras retained the top
module, which is an IVR based training course, covering position in the ‘Atal Ranking of Institutions on
a wide range of topics under Open Defecation Free Innovation Achievements,’ (ARIIA) 2020 for being the
sustainability (ODF-S) as well as Solid & Liquid Waste best centrally funded institution in India.
Management (SLWM).
Swachh Survekshan Awards 2020 Announced
Raksha Mantri launches Naval Innovation &  Swachh Survekshan 2020 awards announced & Indore
Indigenisation Organisation became India’s cleanest city for the fourth year in a row.
 Naval Innovation & Indigenisation Organisation (NIIO) List of winners across several categories are given below:
launched by Raksha Mantri Shri Rajnath Singh. 1. Cleanest city awards for cities with population above 1
 NIIO is a three-tiered organisation & it will enable its lakh: – Indore (Madhya Pradesh)
end users to interact with academia as well as industry 2. Cleanest city awards for cities with population below 1
for the promotion of innovation & indigenisation for self- lakh: – Karad (Maharashtra)
reliance in defence, with the help of its dedicated 3. Cleanest state with more than 100 cities: – Chhattisgarh
structures. 4. Cleanest state with less than 100 cities: – Jharkhand
5. Cleanest Ganga town: – Varanasi (Uttar Pradesh)
Forbes magazine released “The Highest-Paid Actors Of 6. Cleanest megacity with more than 40 lac population: –
2020” list Ahmedabad (Gujarat)
 Forbes magazine released “The Highest-Paid Actors Of 7. Best self-sustainable cities with population above 40
2020” list. Bollywood actor, Akshay Kumar is the only lakh: – Bengaluru (Karnataka)
Indian star to be listed among the top 10 world’s highest- 8. Fastest-moving city in terms of cleanliness: – Jodhpur
paid actors of 2020. (Rajasthan)
 List is topped by Dwayne Johnson & Akshay Kumar 9. Cleanest small cities: – Ambikapur (Chattisgarh)
ranked at 6th. 10. Cleanest city with population between 1 lakh to 3 lakh:
– Tirupati (Andhra Pradesh)
Gramodaya Bandhu Mitra Puraskaras 11. Cleanest capital city: – New Delhi (Union Territory of
 The awards recognize “Yeoman Service rendered by New Delhi) & the NDMC.
individuals & institutions to provide succour & uplift 12. Fastest moving cleanest capital city: – Lucknow (Uttar
the vast majority of our population dependent on Pradesh)
agriculture & allied activities for livelihood”. 13. Fastest moving self-sustainable cleanest capital city: –
 Winners are: Chairperson of Infosys Foundation, Sudha Bhopal (Madhya Pradesh)
Murty; Group Head of Agri & IT Businesses of ITC Ltd,
Sivakumar Surampudi; Padma Bhushan Vijay Bhatkar; Ministry of Culture announces 7 new circles of ASI
Padmasri SP Verma; Govinda Rajulu Chintala,  Union Minister of State for Culture & Tourism (IC), Shri
Chairman of the Nabard & other are the winners. Prahlad Singh Patel has announced 7 new circles of
Archaeological Survey of India.
Cabinet approves setting up of National Recruitment  These new circles formed in Madhya Pradesh, Tamil
Agency Nadu, Uttar Pradesh, Karnataka, West Bengal & Gujarat.
 The establishment of “National Recruitment Agency”  He also added that the Hampi Mini Circle in Karnataka
received the Union Cabinet‘s approval. It will result in has been converted into a full-fledged circle.
transformational reform in the recruitment process for
central government jobs. The list of all 7 new circles:
 Trichy in Tamil Nadu

 Raiganj in West Bengal December 31, 2020; or as may be modified subsequently
 Rajkot in Gujarat under the scheme.
 Jabalpur in Madhya Pradesh  The scheme will remain open for a period of 3 months
 Jhansi in Uttar Pradesh for making subscriptions by the Trust. The period of
 Meerut in Uttar Pradesh lending by the Trust shall be for a period of upto 90 days.
 Hampi in Karnataka
To be eligible under the Scheme, the following conditions
NITI Aayog releases report on Export Preparedness Index should be met by the NBFCs/HFCs:
(EPI) 2020  CRAR/CAR of NBFCs/HFCs should not be below the
 NITI Aayog released the report on Export Preparedness regulatory minimum, i.e., 15% & 12% respectively as on
Index (EPI) 2020 in partnership with the Institute of March 31, 2019.
Competitiveness.  The net non-performing assets should not be more than
 Gujarat, Maharashtra & Tamil Nadu occupied the top 6% as on March 31, 2019;
three ranks in the Export Preparedness Index (EPI) 2020.
GoI, Govt of TN & World Bank signs agreements for
GoI enhances prize money in National Sports Awards Housing projects
 Kiren Rijiju announced an enhancement in the prize  Government of India, Government of Tamil Nadu & the
money in four of the seven categories of the National World Bank has signed an agreement for two projects of
Sports & Adventure Awards. worth $250 million.
 The prize money for the Rajiv Gandhi Khel Ratna  These projects would be executed to help low-income
Award has been increased to 25 lakh rupees from the groups in the state of Tamil Nadu get access to affordable
previous amount of 7.5 lakh rupees. housing.
 Arjuna Award enhanced to 15 lakh rupees from 5 lakh.
 The Dhronacharya (Lifetime) awardees, who were India-Bangladesh forms LPG joint venture
earlier given 5 lakh rupees will now be given 15 lakh  India & Bangladesh signed an agreement for the
rupees as cash prize, while Dhronacharya (Regular) will formation of a 50:50 Joint Venture Company (JVC). This
be given 10 lakh instead of 5 lakh rupees per awardee. 50:50 Joint Venture Company has been formed for LPG
 Dhyanchand Awardees will be given 10 lakh rupees business in Bangladesh.
instead of 5 lakh rupees.
World Bank approves $400 mn for rejuvenation of river
GoI approves Special liquidity scheme for NBFCs/HFCs Ganga
 Government of India approved the Special liquidity  World Bank signed a loan agreement of $400 million
scheme of Rs 30,000 crore for Non-Banking Financial with Government of India to enhance support for the
Company (NBFCs)/ Housing Finance Companies Namami Gange programme.
(HFCs).
 The scheme aims to improve the liquidity position of Maharashtra government launches “Maha” Job portal
NBFCs/HFCs via a Special Purpose Vehicle (SPV).  “Maha” Jobs Portal launched by the Maharashtra
 RBI will offer funds for the Scheme by subscribing to government to offer remployment opportunities to
government guaranteed special securities issued by the local residents.
Trust.  The portal will help in recruitment of skilled, semi-
skilled & unskilled employees by bridging the gap
About the Special liquidity scheme for NBFCs/HFCs: between employers & local wokers.
 Operations of the Special liquidity scheme would be
managed by the Special Purpose Vehicle (SLS Trust) set The Global E-waste Monitor Report 2020
up by SBI Capital Markets Limited (SBICAP), a  Global E-waste Monitor 2020 is a collaborative product
subsidiary of the State Bank of India. of the Global E-waste Statistics Partnership (GESP),
 SPV will purchase the short-term papers from eligible formed by the United Nations University (UNU).
NBFCs/HFCs. The short term papers can be commercial  According to a recent United Nations University (UNU)
paper (CPs) & Non-convertible debentures (NCDs) with report, global e-waste will increase by 38% in the decade
a residual maturity of not more than 3-months. between 2020 & 2030.
 The facility will not be available for any paper issued  There was 53.6 million tonnes (MT) e-waste in 2019. Asia
after September 30, 2020. generated the greatest volume (around 24.9 MT)
 The SPV would cease to make fresh purchases after followed by America (13.1 MT).
September 30, 2020 & would recover all dues by

India Ranked 31st in INFORM Risk Index 2020 RBI releases the Financial Stability Report, July 2020
 “INFORM Report 2020: Shared evidence for managing  RBI released the 21st Issue of the Financial Stability
crises & disasters” released by research centre INFORM. Report (FSR).
Rank Country Inform Risk  The FSR reflects the collective assessment of the Sub-
1st Somalia 8.9 Committee of the Financial Stability & Development
31st India 5.4 Council (FSDC) on risks to financial stability & the
resilience of the financial system.
India ranks 34th in GRETI 2020 by JLL  Capital to risk-weighted assets ratio (CRAR) of
 Jones Lang LaSalle’s (JLL) released its biennial Global Scheduled Commercial Banks (SCBs) edged down to
Real Estate Transparency Index (GRETI). It is a unique 14.8% in March 2020 from 15.0% in September 2019
benchmark of real estate market transparency & an while their gross non-performing asset (GNPA) ratio
essential guide for companies operating in foreign declined to 8.5% from 9.3% & the provision coverage
markets. ratio (PCR) improved to 65.4% from 61.6% over this
 Topped by UK & India Ranked at 11. period.
 Macro stress tests for credit risk indicate that the GNPA
IRDAI allows launch of ‘Corona Kavach’ insurance ratio of all SCBs may increase from 8.5% in March 2020
policies to 12.5% by March 2021 under the baseline scenario; the
 General & Health Insurance companies received ratio may escalate to 14.7% under a very severely
approval from IRDAI to launch short-term ‘Corona stressed scenario.
Kavach’ health insurance policies. The short-term
“Corona Kavach” health insurance policy will cover Global Multidimensional Poverty Index 2020 released
medical expenses occurred due to coronavirus disease.  2020 Global Multidimensional Poverty Index (MPI)
 The sum insured amount of the policy ranges from Rs was released. It measures the complexities of poor
50,000 to Rs 5,00,000. people’s lives, individually & collectively, each year.
 Person between the age of 18 to 65 years can avail the  The report shows that out of 75 countries studied, 65
benefits of the policy. countries have reduced multidimensional poverty levels
between 2000 & 2019.
India ranks 3rd in Global Manufacturing Risk Index 2020  One in three children is poor compared with one in six
 The annual Global Manufacturing Risk Index (MRI) adults.
report was released by the US-based property consultant  It states that India recorded the largest reduction in the
Cushman & Wakefield. number of people living in poverty as around 273
 China & the United States retain the top two positions million people moved out of the multidimensional
respectively in MRI 2020. India ranked 3rd in MRI 2020. poverty over 10 years (from 2005-2006 to 2015-2016).
Consumer Protection Act, 2019 comes into force in India Union Cabinet Approves National Education Policy 2020
 The Consumer Protection Act, 2019 has been  Union Cabinet chaired by PM Modi has approved the
implemented in India since 20th July 2020. It has National Education Policy 2020.
replaced Consumer Protection Act, 1986.  The National Education Policy 2020 will replace the
 The new act has been introduced to offer protection to thirty-four year old National Policy on Education
buyers from traditional sellers as well as from the new e- (NPE), 1986.
commerce retailers/platforms.  National Education Policy 2020 is the first education
 It will protect the consumer rights through its various policy of the 21st century & aims to bring
notified Rules & provisions & will empower consumers transformational reforms in both school & higher
& hence help them in protecting their rights. education sectors.
 It involves the setting up of the Central Consumer  The new policy is based on the foundational pillars of
Protection Authority (CCPA) which will aim to promote, Access, Equity, Quality, Affordability &
protect & enforce the rights of consumers. Accountability.
 It has a target of 50% Gross Enrollment Ratio by 2035 &
India successfully tests fires ATGM “Dhruvastra” provision for multiple entry & exits.
 India successfully conducted flight tests of its
indigenously developed anti-tank guided missile Fleet of 5 Rafale multi-role combat jets arrived in India
‘Dhruvastra’ at Chandipur in Odisha.  A fleet of five French-manufactured Rafale multi-role
 ‘Dhruvastra’ is an anti-tank guided missile (ATGM) combat jets arrived in India.
which is developed by the DRDO. It is a helicopter
version of ‘Nag Helina’.
 Rafale Jets landed at the Ambala Air Force base after  It was topped by Denmark with an EPI score of 82.5.
covering a distance of 7,000 km from the Merignac India was ranked 168th along with Ghana. Liberia stood
airbase in French port city of Bordeaux. at the bottom.
 The fleet, which comprises three single seater & two
twin seater aircraft, would be inducted into the IAF as World Bank Releases “Global Economic Prospects (June
part of its Ambala-based No 17 Squadron, also known 2020)”
as the ‘Golden Arrows’.  World Bank released its flagship report titled “Global
 The delivery of all 36 aircraft will be completed on Economic Prospects (June 2020)”. It assesses the
schedule by the end of 2021. impressions of the pandemic & also examines the
possible courses & outcomes.
Schemes for promotion of Bulk Drugs & Medical  The report forecasts a 5.2% contraction in global GDP in
Devices Parks 2020 i.e. the deepest global recession in eight decades
 Union Minister for Chemicals & Fertilizers Shri DV that the world has witnessed.
Sadananda Gowda launched four schemes for the  The GDP of India is expected to contract by 3.2% in
promotion of domestic manufacturing of bulk drugs & 2020, while it is expected to expand by 3.1% in 2021.
medical devices parks in the country.
 It has formulated four schemes, two each for Bulk Drugs Indian Railways commissions 1st high rise Over Head
& Medical Devices parks. Equipment
 Indian Railways commissioned the first high rise Over
Key features of the four schemes are: Head Equipment (OHE) & successfully ran a double
 Total financial outlay of the scheme is Rs 6,940 crore. stack containers in electrified territory on Western
 Scheme for promotion of Bulk Drug Parks aims for the Railway. With this, Indian Railways has become the
establishment of 3 bulk drug parks in the country. first Railway to run Double Stack Container train with
Maximum grant-in-aid for one bulk drug park is limited high reach pantograph in high rise OHE territory, which
to Rs.1000 crore. is a first of its kind in the entire world.
 It was operated successfully from Palanpur & Botad
Indian team’s 2018 Asian Games silver medal upgraded stations in Gujarat.
to gold
 Indian quartet of Mohammed Anas, M.R. Poovamma, QS World University Rankings 2021 released
Hima Das & Arokia Rajiv, who finished second behind  Quacquarelli Symonds (QS) World University
Bahrain in the 4×400 mixed relay final have now become Ranking 2021 has been released.
the first winner of the event. Silver medal of the Indian  List is topped by Massachusetts Institute for
4×400 mixed relay team’s 2018 Asian Games, Jakarta has Technology (MIT), USA.
been upgraded to gold.  Only eight Indian institutes managed to feature in the
top 500 of QS World University Ranking 2021 which are:
MoES National Awards for excellence in Earth System 172nd Indian Institute of Technology (IIT)
Science Bombay
Ministry of Earth Sciences (MoES) announced the winners 185th Indian Institute of Science (IISc) Bangalore
of “MoES National Awards for excellence in Earth System 193rd Indian Institute of Technology (IIT) Delhi
Science“. Some of the winners are: 275th Indian Institute of Technology (IIT) Madras
 Life Time Excellence Award: Professor Ashok Sahni 314th Indian Institute of Technology (IIT)
 National Award for Atmospheric Science & technology: Kharagpur
Dr. S. Suresh Babu 350th Indian Institute of Technology (IIT) Kanpur
 National award for Geoscience & technology: N. V. 383rd Indian Institute of Technology (IIT)
Chalapathi Rao Roorkee
 Anna Mani award for woman scientist: Dr. Lidita D. S. 470th Indian Institute of Technology (IIT)
Khandeparker Guwahati
Environmental Performance Index 2020 India signs MOU on “Energy Cooperation” with
 “Environmental Performance Index (EPI) 2020” Denmark
released by the Yale Center for Environmental Law &  India signed an MOU on “Energy Cooperation” with
Policy, Yale University, & Center for International Earth Denmark to develop a strong, deep & long-term co-
Science Information Network, Columbia University. It operation between two nations in the power sector.
has ranked 180 countries.

FSSAI releases State food safety index for 2019-20
 Food Safety & Standards Authority of India (FSSAI) PM Modi launches CHAMPIONS: Technology Platform
released the results of the second State Food Safety to empower MSMEs
Index to celebrate World Food Safety Day. On this PM Modi launched the technology platform CHAMPIONS
occasion, it also released an e-handbook on “Eat Right which stands for Creation & Harmonious Application of
during COVID-19” for citizens. recent Processes for Increasing the Output & National
 Winners are: Strength. It portal is essential for creating the smaller units
Large State: Rank 1 | Gujarat big by solving their grievances, encouraging, supporting,
Small State: Rank 1 | Goa helping & handholding. It is a real one-stop-shop solution
Union Territories: Rank 1 | Chandigarh of MSME Ministry.
CSIR & Atal Innovation Mission to promote Innovation World No Tobacco Day 2020 Awards
in India  World No Tobacco Day Award 2020 announced. WHO
 Council of Scientific & Industrial Research (CSIR) has Director-General Special award given to Dr Mom
partnered with Atal Innovation Mission (AIM) to Kong, Executive Director, Cambodia Movement for
promote innovation in India. Health, Cambodia.
 It will also create problem solving mind-set across
schools in India via close cooperation between Atal GoI launches “The Urban Learning Internship Program
Tinkering Labs & Jigyasa. (TULIP)”
 JIGYASA is CSIRs Student-Scientist connect program  Government of India launched “The Urban Learning
where in more than 3 lakhs students across the country Internship Program (TULIP)”. It is an initiative of All
have been exposed to science & technology. India Council for Technical Education (AICTE),
Ministry of HRD, & Ministry of Housing & Urban
Government of India bans 59 Chinese apps Development.
 Ministry of Electronics & Information Technology has  The programme aims to provide internship
announced that “Government of India Bans 59 Chinese opportunities to fresh graduates in all Urban Local
mobile apps”, which are prejudicial to sovereignty & Bodies (ULBs) as well as Smart Cities across the nation.
integrity of India, defence of India, the security of the  It would also facilitate practical experience to the
state & public order”. students of India & hence help in infusing fresh ideas &
 Ministry of Information Technology, invoking it’s power innovative thinking into the working of Urban Local
under section 69A of the Information Technology Act Bodies & smart cities.
read with the relevant provisions of the Information
Technology (Procedure & Safeguards for Blocking of
Access of Information by Public) Rules 2009.
Union HRD Minister releases “India Rankings 2020” for

Higher Educational Institutions
 Union Minister of HRD, Ramesh Pokhriyal ‘Nishank’
virtually released the 5th edition of “India Rankings
2020” of Institutions of Higher Educational Institutions.
Ranks Category Name of Institute
1 Overall Category Indian Institute of
Technology Madras
1 University Indian Institute of Science,
Category Bengaluru
1 Engineering Indian Institute of
Category Technology Madras
1 Management Indian Institute of UNCTAD Releases “World Investment Report 2020”
Category Management Ahmedabad  United Nations Conference on Trade & Development
1 Pharmacy Jamia Hamdard, New released its flagship report titled as “World Investment
Category Delhi Report 2020: International Production Beyond the
1 Medical Category All India Institute of Pandemic”. This is the 30th edition of the report.
Medical Sciences, New  The report forecasts Global FDI flows to decrease by up
Delhi to 40% in 2020, from their 2019 value of $1.54 trillion.

 As per the report, Global FDI is projected to decrease by enable Mumbai to predict floods three days before they
a further 5 to 10% in 2021, followed by a recovery in 2022. happen. As a result, administration will be able to save
 As per the report, the FDI to India increased by 20% to property as well as lives from the flood.
$51 billion in 2019, sustaining the country’s upward FDI
trend. UP becomes top state to provide employment under
 Among the world’s largest FDI recipients, United States MGNREGA
stood first in 2019.  Uttar Pradesh has become the top state in India to
 Among the world’s largest FDI recipients, India has provide employment to the workers under the Mahatma
jumped from 12th position in 2018 to 9th position in Gandhi National Rural Employment Guarantee Scheme
2019. (MGNREGA).
 As per the data, 57,12,975 workers got employment in
India releases National Report on the state of Climate around 57,000 village panchayats of the state which is
Crisis 18% of the total work generated under the MGNREGA
 India’s first ever National Report on the state of the in the country.
Climate Crisis released. It is prepared under the aegis of
Ministry of Earth Sciences (MoES) with title
KVIC launches project to produce Neera & Palmgur
“Assessment of Climate Change over the Indian
 A unique project to produce Neera & Palmgur rolled out
Region”. It revealed that India’s average temperature
by the Khadi & Village Industries Commission (KVIC)
has risen by 0.7 degrees Celsius between 1901-2018.
in Palghar district of Maharashtra.
MoHUA & SIDBI signs MoU for PM SVANidhi scheme  The project aims to promote Neera as a substitute to soft
 Ministry of Housing & Urban Affairs signed a MoU drinks along with generating self-employment
with Small Industries Development Bank of India opportunities for Adivasis as well as traditional trappers.
(SIDBI) for PM Street Vendor’s AtmaNirbhar Nidhi
(PM SVANidhi). PM SVANidhi is a Special Micro-Credit Nature Index 2020: India ranked 12th in science research
Facility for Street Vendors.  Nature Index table 2020 released. India placed at twelfth
 As per the MoU, PM SVANidhi Scheme will be position globally in science research output. The Index is
implemented by SIDBI under the guidance of MoHUA. topped by USA.
The credit guarantee to the lending institutions would
also be managed by the SIDBI through Credit Guarantee SIPRI Yearbook 2020: India ranked 6th as nuclear
Fund Trust for Micro & Small Enterprises (CGTMSE). weapons increased since 2019
 Stockholm International Peace Research Institute
IMD World Competitiveness Ranking 2020 (SIPRI) launched SIPRI Yearbook 2020. The Yearbook
 Institute for Management Development (IMD) released assesses the current state of armaments, disarmament &
World Competitiveness Index 2020. Index is topped by international security.
Singapore. India ranked at 43.  In accordance with the “SIPRI Yearbook 2020-
Armaments, Disarmament & International Security”
GoI to launch “Garib Kalyan Rojgar Abhiyaan” from 2019 there’s a rise within the nuclear weapons
 “Garib Kalyan Rojgar Abhiyaan” to be launched by the stockpile of India & China.
Government of India from Village Telihar, Block
Beldaur of Khagaria District of Bihar.
Number of warheads of top rankers (as of January 2020)
 It is a massive rural public works scheme that will
Rank Country Nuclear Warheads
empower & offer livelihood opportunities to the returnee
migrant workers as well as rural citizens. 1 USA 5800
 It will be joined by the villages across 116 districts in the 6 India 150
six States through the Common Service Centres &
Krishi Vigyan Kendras. The six states are: Uttar GoI brings all cooperative banks under supervision of
Pradesh, Madhya Pradesh, Rajasthan, Odisha, RBI
Jharkhand & Bihar.  Government of India will bring an ordinance to bring all
 “Garib Kalyan Rojgar Abhiyaan” will be 125 days long cooperative banks under the Reserve Bank of India
campaign & work in mission mode. supervision.
 Now 1,482 urban cooperative banks & 58 multi-state
Flood warning system “iFLOWS” launched in Mumbai cooperative banks will come under the supervisory
 State of the art flood warning system “iFLOWS” powers of the Reserve Bank of India.
launched in Mumbai, Maharashtra. The system will
Cabinet approves setting up of Rs 15000 crore “AHIDF”  It states that 89% of countries assign responsibility of
 Establishment of Animal Husbandry Infrastructure addressing the violence against children to multiple
Development Fund (AHIDF) approved by the Cabinet. sectors. Among them, the education, health, justice &
 It will be worth Rs. 15000 crore & provide incentivisation social sectors most often mentioned.
of investments in the formation of such infrastructure for  It mentions that 80% of nations have at least one national
dairy as well as meat processing, & value addition action plan to prevent violence against children.
infrastructure & establishment of animal feed plant in the  It concludes that only 56% of countries are providing
private sector. some national support to implement the INSPIRE
 Farmer Producer Organizations (FPOs), MSMEs, Section strategies.
8 Companies, Private Companies & individual
entrepreneur would be the eligible beneficiaries under Union Cabinet approves 2% Interest Subvention on
the scheme Shishu Loans
 As per the scheme, minimum 10% margin money would  Union Cabinet chaired by PM Modi approved the
be contributed by the beneficiary while scheduled banks scheme for interest subvention of 2% to all Shishu loan
would be responsible for the availability of balance 90% accounts given under Pradhan Mantri Mudra Yojana
of the loan component. Interest subvention of 3% would (PMMY) to eligible borrowers.
be provided by the Government of India to the eligible  Under PMMY, the loans extended for income generating
beneficiaries. activities up to Rs 50,000 are known as Shishu loans.
 There will be 2 years moratorium period for the principal  The Member Lending Institutions such as Scheduled
loan amount while 6 years repayment period thereafter. Commercial Banks, Non Banking Finance Companies &
Micro Financial Institutions, registered with Mudra Ltd
NITI Aayog to launch project “Decarbonising Transport are responsible for extending the above loans.
in India”  The interest subvention would be applicable for a period
 NITI Aayog will launch the “Decarbonising Transport of 12 months.
in India” project in collaboration with International  The scheme would be applicable to loans which are
Transport Forum (ITF) to develop a pathway towards a outstanding as on 31st March, 2020; & not in Non-
low-carbon transport system for India. Performing Asset (NPA) category, in line with the
Reserve Bank of India (RBI) guidelines, on 31st March
Union HRD Minister virtually launches ‘YUKTI 2.0’ 2020 & during the period of operation of the Scheme.
platform  The estimated cost of the interest subvention scheme
 “YUKTI 2.0” platform virtually launched by Ramesh would be approximately Rs 1,542 crore which would be
Pokhriyal ‘Nishank’. borne by the Government of India.
 The platform will help in systematically adopting the  The Interest Subvention Scheme will be implemented
technologies having commercial potential & information through the Small Industries Development Bank of
related to incubated startups in our higher education India (SIDBI).
institutions.
 The Young India combating COVID with Knowledge, Prime Minister announces Economic Package of Rs 20
Technology & Innovation (YUKTI) platform seeks to Lakh Crore
cover the different dimensions of COVID-19 challenges PM Modi addressed his countrymen & announced an
in a very holistic & comprehensive way. The platform Economic Package of Rs. 20 Lakh crore, giving stress on
has been developed by the Ministry of HRD. land, labour, liquidity & law. PM stressed on the local
 With the help of this platform, MHRD aims to identify products & urged his countrymen to be “Vocal about
innovative solutions from India’s higher & technical Local”. He also mentioned 5-Pillars to make India self-
institutions. reliant.
1. Economy: An economy that brings quantum jump along
Global Status Report on Preventing Violence Against with incremental change.
Children 2020 2. Infrastructure: An infrastructure that becomes the symbol
 Global Status Report on Preventing Violence Against of modern India.
Children 2020 released by WHO, UNICEF, UNESCO, 3. System: A system which will be based on technology.
the Special Representative of the United Nations 4. Demography: A vibrant demography which would be the
Secretary-General on Violence against Children & the strength as well as the source of energy for self-reliant India.
End Violence Partnership. 5. Demand: To improve demand & supply chain in India to
 It has been prepared from a survey administered enhance the Indian economy.
between 2018 & 2019.

Economic Relief Package announced for “Aatmanirbhar In order to help Power Distribution Companies
Bharat Abhiyan” (DISCOMS), PFC/REC will infuse liquidity of Rs. 90,000
For Standard MSMEs: Crore to DISCOMs against receivables.
 Rs 3 lakh crore collateral-free automatic loan for Liquidity of Rs 50000 crore through Tax Deduction at
Businesses including MSMEs. This scheme can be Source (TDS)/Tax Collection at Source (TCS) rate
availed till 31st Oct, 2020. reduction.
 Loans facility would be available for those firms with Rs
25 crore outstanding loans & annual turnover of Rs 100 Highlights of measures announced in 2nd tranche, as part
crores. of Economic Relief Package for “Aatmanirbhar Bharat
 This loan facility would be having a tenor of 4 years Abhiyan”:
along with moratorium of 12 months.
 100% credit guarantee would be provided to banks & Free Food Grain supply to migrants for 2 months
NBFCs on principal as well as interest.  To benefit migrant workers, GoI is coming up with
National Portability of Cards i.e. “One Nation One
For stressed MSMEs: Ration card”. This scheme is expected to benefit around
 GoI announced a Subordinated Debt of Rs. 20000 crores 67 crore beneficiaries i.e. 83% of the PDS population by
which is expected to benefit about 2 lakh MSMEs. August, 2020.
 The functioning of MSMEs which are NPA or are  To provide houses to migrant workers & urban poors at
stressed would be eligible to avail this facility. affordable prices, the Government of India is going to
 GoI announced to provide Rs 4000 crore as its launch a scheme under Pradhan Mantri Awas Yojana
contribution to Credit Guarantee Fund Trust for Micro & (PMAY).
Small Enterprises (CGTSME).  MUDRA-Shishu loans: This will be launched to benefit
the smallest of small credit takers from the bank. Under
MUDRA-Shishu loan, one can take loan of only upto Rs
For MSME having potential & which are viable:
50,000.
 A fund of fund created to infuse equity of worth Rs.
50,000 Crore in the MSME. Street Vendors:
 Fund of Fund with corpus of Rs 10,000 crores would be  Initial working capital of upto Rs 10,000 will be provided
set up to provide equity funding to MSMEs with growth to the street vendors.
potential & viability.
Housing:
New definition of MSMEs:  GoI decided to extended the tenure of Credit Linked
The definition of MSME revised by increasing the Subsidy Scheme for Middle Income Group (Annual
investment limit of MSME. Income: Rs 6-18 Lakhs) which was operationalized in
 For Micro enterprise: Investment of upto Rs 1 crore & May 2017 & extended to 31st March 2020. It has been
turnover of upto Rs 5 crore. extended to 31st March 2021.
 For Small enterprise: Investment of upto Rs 10 crore &
turnover of upto Rs 50 crore. For Employement Generation:
 For Medium enterprise: Investment of upto Rs 20 crore  Plans of worth Rs 6000 Crores will be approved shortly
& turnover of upto Rs 100 crore. to generate employment by pushing the use of CAMPA
funds i.e. Compensatory Afforestation Management &
Employees Provident Fund: Planning Authority, which was set up under the
 Under Pradhan Mantri Garib kalyan Package (PMGKP), Compensatory Afforestation Fund Act 2016.
payments of 12% of employer & 12% employee
contribution was made into EPF accounts of eligible For Farmers:
establishments.  Government of India is providing Rs 30,000 crores
Additional Emergency Working Capital Funding for
For NBFCs/ Housing Finance Companies (HFCs)/ Micro farmers through National Bank for Agriculture & Rural
finance Institutions (MFIs) Development (NABARD) for crop loan requirement of
 Government will launch a Rs 30,000 crore Special Rural Co-op Banks & Regional Rural Bank (RRBs).
Liquidity Scheme under which investment will be made  To boost the farming activities, Rs 2 lakh crore
in both primary & secondary market transactions in Concessional credit boost will be offered to 2.5 crore
investment grade debt paper of NBFCs/HFCs/MFIs. farmers through Kisan Credit Cards.
 Rs 1 lakh crore Agri Infrastructure Fund for farm gate
infrastructure for farmers.
 GoI to launch a Rs 10,000 Crore scheme for formalisation  National Foundational Literacy & Numeracy Mission
of Micro Food Enterprises which is expected to benefit 2 will be launched by December 2020 to ensure that every
lakh MFEs. child attains learning levels & outcomes in grade 5 by
 GoI announced the support of Rs 20,000 crore for 2025.
Fishermen through Pradhan Mantri Matsya Sampada
Yojana. Other Points
 National Animal Disease Control Programme for Foot &  Government of India will exclude the COVID-19 related
Mouth Disease (FMD) & Brucellosis launched with total debt from the definition of “default” under the Code for
outlay of Rs. 13,343 crores. the purpose of triggering insolvency proceedings.
 Government of India has planned to spend Rs 15,000  For MSMEs, a “Special insolvency resolution”
crores for the development of Animal Husbandry framework under the Section 240A of the Code, will be
Infrastructure with special focus on dairy sector. notified soon.
 Government of India has decided to allocate Rs 4000  The minimum threshold to initiate insolvency
crore to cover 10,00,000 hectares area under the Herbal proceedings raised from Rs 1 lakh to Rs 1 crore to largely
Cultivation in next two years. insulate the MSMEs.
 Government of India has announced Rs 500 crores  Centre’s request to the Reserve Bank of India, the RBI has
scheme to increase the income of 2 lakh beekeepers & increased:
will help in providing quality honey to the consumers. a) Ways Means Advance limits of States by 60%.
 Government of India has decided to extend the b) Number of days state can be in continuous overdraft from
Operation Greens from Tomatoes, Onion & Potatoes 14 days to 21 days.
(TOP) to All Fruit & Vegetables (TOTAL). Amount of Rs
500 crore has been allocated. Nikkei Asia Prize 2020
 Essential Commodities Act was enacted in 1955. GoI  An IIT Madras Professor Thalappil Pradeep selected for
decided to amend the Essential Commodities Act to Nikkei Asia Prize 2020 in the category of 'Science &
enable better price realisation for farmers. Technology' for his pioneering work in nanotechnology-
 FDI limit will be raised in the defence manufacturing based water purification.
under automatic route from 49% to 74%.
 6 more airports will be auctioned by AAI on Public- Union Cabinet Approves “Scheme for Formalisation of
Private Partnership (PPP) basis. Micro Food Processing Enterprises”
 Tax regime for MRO ecosystem rationalized by the  “Scheme for formalisation of Micro Food Processing
government to make India a Maintenance, Repair & Enterprises” approved by the Union Cabinet.
Overhaul (MRO) Hub.  It is a new Centrally Sponsored Scheme announced for
 For the creation of Social Infrastructure Projects, the Unorganized Sector on All India basis with an outlay
government has made the provision of Rs 8100 crores of Rs. 10,000 crore, the expenditure of which will be
which will go in the form of Viability Gap Funding borne by the Government Of India & the States in ratio
Scheme. of 60:40.
 Government of India has announced to establish  Objective of “Scheme for formalisation of Micro Food
research reactor in PPP mode for production of medical Processing Enterprises”.
isotopes.  The scheme will be implemented for over a 5 year period
 Government of India has decided to allocate an from 2020-21 to 2024-25 on All India basis, providing
additional amount of Rs 40,000 crore under MGNREGS credit linked subsidy to 2,00,000 units.
which will help in generating total work of nearly 300  The scheme will provide Seed capital to Self Help
crore person days. Groups for loan to members for working capital & small
tools. Under the scheme, Micro enterprises will be
Government of India decided to launch PM-eVIDYA offered credit linked subsidy @ 35% of the eligible project
programme immediately for multi-mode access to cost with ceiling of Rs 10 lakh.
digital/online education.
 A DIKSHA programme will provide “one nation, one Centre launches scheme to solarise Konark sun temple &
digital platform” for school education in states/UTs. Konark town
 An initiative titled “Manodarpan” to be launched  Scheme launched by the central governemnt for
immediately to provide psychosocial support to complete solarization of Konark Sun Temple & Konark
students, teachers & families for their mental health & town in Odisha to develop the historical Sun Temple
emotional well being. town of Konark as Surya Nagri. Odisha Renewable
Energy Development Agency would be responsible for
this.
WHO Releases “State Of The World’s Nursing Report
“The Saras Collection” launched on Government e- 2020”
Marketplace portal  The “State of the World’s Nursing Report-2020”
 “The Saras Collection” launched on the Government e- released by the World Health Organization.
Marketplace portal by Narendra Singh Tomar. The new  This is the first State of the world’s nursing report & it
initiative launched with an objective to provide Self Help presents much to celebrate about the nursing workforce.
Groups in rural areas with market access to Central as  As per the report, nursing is the largest occupational
well as State Government buyers. group in the health sector which accounts for around
 It is a unique initiative of Government e-Marketplace 59% of the health professionals.
(GeM) & Deen Dayal Antyodaya Yojana-National Rural
Livelihoods Mission (DAY-NRLM). DW Freedom of Speech Award 2020 announced
 Under this initiative, the daily utility products made by  17 journalists from 14 countries named for Deutsche
rural self-help groups (SHGs) are exhibited & provided Welle Freedom of Speech Award 2020 for showing
with the market access to Central & State Government “outstanding commitment to human rights & freedom of
buyers. expression in the media”.
Siddharth Varadarajan from India won the Award.
Maharashtra to provide free insurance cover premium to
its people UN releases report “World Economic Situation &
 Maharashtra government announced the inclusion of Prospects”
state’s whole population under the Mahatma Jyotiba  As per the report, the growth rate of India projected to
Phule Jan Aarogya Yojana. As per announcement, state grow at 1.2% in fiscal year 2020.
will provide free health treatment to population of the  As the COVID-19 pandemic has paralysed the world, the
state. With this inclusion, Maharashtra has become UN has projected that the global economy will contract
India’s first state to provide free & cashless insurance sharply by 3.2% in fiscal year 2020.
premium to the people of the state.
MOHUA announced results of Star rating of garbage-free
Indian journalists wins Pulitzer Prize 2020 in feature cities
photography  Hardeep Singh Puri announced the results of the Star
 Indian journalists namely Dar Yasin, Mukhtar Khan & Rating of Garbage Free Cities 2019-2020. As per the
Channi Anand honoured with the 2020 Pulitzer Prize in result, 6 Cities were rated 5 Star, 65 Cities rated 3 Star &
the field of feature photography. 70 Cities rated 1 Star out of 141 cities. The list of cities
with 5 Star Rating are:
 Ambikapur (Chhattisgarh), Rajkot (Gujarat), Surat
Outbreak of African Swine Fever in India
(Gujarat), Mysore (Karnataka), Indore (Madhya
 Assam noted the first instance of African swine fever in Pradesh) & Navi Mumbai (Maharashtra)
the country.
Finance Minister rolls out facility of Instant Allotment of
International Energy Agency (IEA) Releases “Global PAN
Energy Review 2020”  The facility for instant allotment of Permanent Account
 International Energy Agency (IEA) released its report Number (PAN) formally launched by Nirmala
with title “Global Energy Review 2020”. It forecasts that Sitharaman. The PAN applicants who has a valid
energy demand will fall down by 6% in 2020. Aadhaar number & have a mobile number registered
with Aadhaar will be able to avail this facility. Allotment
UNICEF Publishes “LOST AT HOME” Report process is paperless & an electronic PAN (e-PAN) will
 “LOST AT HOME” report is published by the United be issued.
Nations International Children’s Emergency Fund
(UNICEF). What is Pradhan Mantri Matsya Sampada Yojana
 The report says that almost 33 million new (PMMSY)?
displacements were recorded in 2019 in which around  Pradhan Mantri Matsya Sampada Yojana (PMMSY)
25 million were due to natural disasters & 8.5 million as approved by Cabinet chaired by PM Modi. It has been
a consequence of conflict & violence. stated to be implemented from FY 2020-21 to FY 2024-25
 In India, the total number of new internal displacements i.e. for a period of 5-years in all States/Union Territories.
in 2019 stood at 5,037,000: 5,018,000 due to natural  As the name suggests, PMMSY is a fisher centric
disasters & 19,000 because of conflict & violence. umbrella scheme in which the key stakeholders would
be fishers, fish farmers, fish workers & fish vendors.
 Aim is to bring about Blue Revolution via sustainable &  The first tranche is of Rs 450 crore which will be used in
responsible development of fisheries sector in India. clearing the pending industrial incentives that would
 PMMSY has been approved at a total estimated benefit nearly 98,000 units
investment of Rs 20,050 crores.
 The scheme aims to harness the fisheries potential in a
sustainable, responsible, inclusive as well as equitable
manner.
 PMMSY is expected to enhance the fish production from
13.75 million metric tons (2018-19) to 22 million metric
tons (2024-25). It also envisages to double the export
earnings by 2024-25 to about Rs 1,00,000 crores, hence
doubling the incomes of fishers as well as the fish
farmers.
Andhra Pradesh CM releases 1st tranche of “ReStart

Package”
 Andhra Pradesh CM Reddy released the 1st tranche of
“ReStart Package“ to help the lockdown-hit Micro,
Small & Medium Enterprises (MSMEs) to reopen & .
become functional.
The Important Points on Covid-19

 A novel coronavirus (CoV) is a new strain of disease can be fatal. These symptoms are similar to the
coronavirus. flu (influenza) or the common cold, which are a lot more
 The disease caused by the novel coronavirus first common than COVID-19. This is why testing is required
identified in Wuhan, China, has been named coronavirus to confirm if someone has COVID-19.
disease 2019 (COVID-19) – ‘CO’ stands for corona, ‘VI’  As on 23rd September, The Recovery Rate in India was
for virus, and ‘D’ for disease. 81.25%. India has the highest recovered cases in the
 The COVID-19 virus is a new virus linked to the same world. It contributes 19.5% to the global recoveries.
family of viruses as Severe Acute Respiratory Syndrome  USA is having the maximum number of Confirmed cases
(SARS) and some types of common cold. followed by India and Brazil.
 It is transmitted through direct contact with respiratory  The first batch of the Sputnik V vaccine against Covid-
droplets of an infected person (generated through 19, developed by Russia's Gamaleya National Research
coughing and sneezing), and touching surfaces Center of Epidemiology and Microbiology and the
contaminated with the virus. The COVID-19 virus may Russian Direct Investment Fund (RDIF) released into
survive on surfaces for several hours, but simple civil circulation. The Russian health ministry registered
disinfectants can kill it. the first vaccine against Covid-19, named Sputnik V, on
 Symptoms can include fever, cough and shortness of August 11. Russia's first coronavirus vaccine is
breath. In more severe cases, infection can cause developed jointly by Gamaleya Research Institute and
pneumonia or breathing difficulties. More rarely, the the Russian Defence Ministry.
Banking Current Affairs

 Titan Company partnered with the State Bank of India  Canara Bank launched lead management system (LMS)
(SBI) to launch India’s first contactless payment watches - i-Lead 2.0 (Inspiring Leads System version 2.0) to
named “Titan Pay”. It is powered by YONO SBI. provide its services to customers irrespective of where
 ICICI Home Finance launched “ApnaGharDreamz”, its they resides.
new home loan scheme for skilled laborers in the  ICICI Bank launched a virtual property exhibition under
informal sector of Delhi. the name ‘Home Utsav’ which will digitally showcase
 Bandhan Bank set up a new vertical called "Emerging real estate projects.
Entrepreneurs Business (EEB)" to support the emerging  On Bank of India’s 115th Foundation Day, it has
needs of the unbanked & underbanked segment of launched an international contactless debit
customers. card, “Signature Visa Debit Card” for high net worth

individuals maintaining an average quarterly balance hassle-free loan. This digital solution is launched under
of Rs 10 lakhs & above. YES BANK’s ‘Loan in Seconds’ platform.
 RBI ceased the Banking operations by the Aditya Birla  Lakshmi Vilas Bank (LVB) launched LVB DigiGo, a
Idea Payments (ABIP) Bank under Banking digital initiative to enable the opening of savings
Regulations Act 1949. account instantly.
 As per the EASE Banking Reforms Index 2.0, Bank of  Axis Bank launched a new initiative named ‘Gig-a-
Baroda placed at the first spot. State Bank of India & Opportunities’. It aims to attract skilled talent that can
Oriental Bank of Commerce got the 2nd & 3rd place. work with the bank remotely, from anywhere in the
Indian Banking Association (IBA) makes country.
EASE (Enhanced Access & Service Excellence) reform  ICICI Lombard General Insurance Company & Bharti
index. AXA General Insurance Company announced the
 SBI is planning to launch a loan product merger of their businesses.
named “SAFAL” for organic cotton growers. The  SBI General Insurance launched a first-of-its-kind
product Safe & Fast Agriculture Loan (SAFAL) is insurance product called ‘Shagun – Gift an Insurance”,
primarily focussed on organic cotton growers who don’t which is a unique gift of Personal Accident policy.
have any credit history.  ICICI Bank become the 1st bank in India to use satellite
 Mastercard launched “Central Bank Digital data to assess the creditworthiness of farmers.
Currencies” (CBDCs), a Virtual Testing Environment  NABARD revealed a dedicated debt & credit guarantee
for Central Banks to Assess & Explore National Digital product named as “Structured Finance & Partial
Currencies. Guarantee Program for Non-Banking Finance
 ICICI Bank launched a new product named "iStartup Companies (NBFC)-Micro Finance Institutions (MFIs)”.
2.0", to cater to the banking needs of startups & It will offer undisturbed flow of credit to the last mile in
entrepreneurs. rural areas hit by the pandemic.
 Kotak Mahindra Bank launched two-month-long  Axis Bank introduced ‘Liberty Savings Account’ for
campaign called ‘Kona Kona Umeed’ with huge offers the Indian Youth, to address the ever-changing lifestyle
& discounts to lift up hope & optimism among its needs of young & digitally interested Indians.
customers in the midst of the Coronavirus pandemic.  HDFC Bank announced a strategic partnership with
 Axis Bank launched an Automated Voice Assistant Adobe to enhance the Digital Experiences of its
‘AXAA’. AXAA is an artificial intelligence-powered Customers.
conversational voice BOT.  YES Bank launched a digital solution, “Loan in
 RBI set up an expert committee under veteran banker Seconds” for instant disbursement of retail loans.
KV Kamath to suggest financial parameters for  Karur Vysya Bank (KVB) entered into a partnership
resolution of Covid-19 related stressed assets. with Star Health & Allied Insurance Co to provide a
 RBI decided to introduce a mechanism of 'Positive Pay' wide range of health insurance options to its customers.
for all cheques of value Rs 50,000 & above. Under the  Fino Payments Bank Limited launched ‘Bhavishya’
'positive pay' system, a customer who issues the cheque savings account for minors aged between 10-18 years.
clicks a picture of the cheque before handing it over to  SBM Bank (India) Ltd partnered with Mastercard to
the beneficiary & uploads the same on the bank's mobile revolutionize domestic & cross-border payments &
application. This will enhance the safety of cheque remittances services.
payments.  Karur Vysya Bank signed an agreement with Bajaj
 Punjab National Bank launched a campaign named Allianz Life Insurance to offer life insurance solutions
‘DIGITAL APNAYEN’ to encourage customers to use to its customers.
digital banking channels.  NABARD announced Rs 5,000 crore of refinance
 HDFC Bank launched “Shaurya KGC Card” for Indian scheme for banks & financial institutions to offer
armed forces personnel. It will offer agriculture loans finance to the beneficiaries of its 2,150 watershed
for military & paramilitary professionals. development projects.
 Fino Payments Bank launched Jan BachatKhata (JBK),  NABARD assigned Rs 5,000 crore to transform
which is an Aadhaar Authentication based digital Primary Agricultural Credit Societies (PACS) into
savings account that brings neo-banking experience to multi service centres.
consumers.  Visa tied-up with Federal Bank to launch “Visa
 YES BANK launched the digital ‘Loan against Secure” to the bank’s cardholders. It is a modernized
Securities’, a unique solution enabling customers to lien technology which is built on EMVCo 3DS (3D Secure)
mark their mutual funds digitally & avail quick & 2.0 protocol, & provides a quicker & frictionless
checkout experience.

 UPI AutoPay facility for recurring payment launched  Yes Bank partnered with fintech startup “Affordplan”
by the National Payment Corporation of India. It will to launch ‘Swasth Card’, a co-branded healthcare card,
enable recurring e-mandate with the help of any under Swasth program.
Unified Payments Interface application for recurring  UCO Bank tied up with four insurers to offer various
payments like mobile bills, electricity bills, EMI insurance products to its customers. It teamed up with
payments etc upto Rs. 2000. SBI Life Insurance Company, the Oriental insurance
 Bank of Baroda launched ‘Insta Click Savings company & Religare insurance Company, Star Health
Account’, a 100% paperless digital self-assisted online & Allied insurance company.
savings account.  Karnataka Bank rolled out a new product titled “KBL
 RBI signed an agreement for extending a $400-million Micro Mitra” for the Micro entrepreneurs. Under this,
currency swap facility to Sri Lanka in order to boost the the Micro manufacturing & service enterprises will be
foreign reserves & ensure the financial stability of the offered a financial assistance of up to Rs 10 lakhs.
country.  Yes Bank partnered with UDMA Technologies to
 IndusInd Bank launched a mobile application based launch its digital wallet solution ‘Yuva Pay’ mobile app.
facility where customer can open the current bank  Karnataka Vikas Grameena Bank launched a loan
account in a paperless manner. It is the first bank in scheme ‘Vikas Abhaya’ to provide relief to MSME
India to introduce this facility. borrowers whose business activities are disrupted on
 Payments Infrastructure Development Fund (PIDF) account of the COVID-19 pandemic in Dharwad,
created by RBI. In PIDF, an initial contribution of Rs 250 Karnataka.
crores i.e. half of the fund made by RBI, while the  HDFC Bank released a song titled
remaining will be from card issuing banks & card #HumHaarNahiMaanenge to keep hopes up amidst
networks. the ongoing national lockdown & Covid-19 pandemic.
 “Summer Treats” campaign launched by the HDFC  Customer engagement technology provider, Ameyo
Bank. It is launched with the easing of the lockdown launched video KYC engagement platform for the
restrictions in order to provide offers to both merchants banking & finance sector.
and, salaried & self-employed customers.  Licence of The CKP Co-operative Bank Ltd., Mumbai
 NABARD extended a Special Liquidity Facility (SLF) to carry on banking business has been cancelled by RBI.
of Rs 270 crore to Assam Gramin Vikash Bank to  SBI General Insurance launched the standard health
support the agricultural activities of the farmers amid insurance policy “Aarogya Sanjeevani Health
COVID-19 pandemic. Insurance Policy” which provides hospitalisation
 ICICI Bank introduced an online overdraft (OD) facility cover anywhere in India with sums insured ranging
‘Insta FlexiCash’ for its salary account customers. from Rs. 1 lakh to Rs. 5 lakhs.
 Airtel Payments Bank launched ‘Suraksha Salary  Kotak Mahindra Bank becomes 1st bank in India to
Account’ for MSME. allow video Know your customer (KYC) facility for
 ICICI Home Finance launched a special affordable customers opening savings accounts on Kotak 811 – the
housing loan scheme “SARAL” to fund homes in urban banks digital banking platform.
& rural areas. It is developed especially for women,  “iTurmeric FinCloud” is a cloud-ready, API-first,
lower, middle income customers & economically microservices-based platform launched by Intellect
weaker sections having maximum household income Design Arena Ltd. It is launched through IBM public
up to Rs 6 lakh annually. It provides affordable housing cloud.
loans up to Rs 35 lakh at an interest rate starting from  An Artificial Intelligence based chatbot “PAi”
7.98% for a maximum tenure of 20 years. launched by the National Payment Corporation of
 RBI enhanced the withdrawal limit for depositors of India to create awareness around NPCI’s products.
Punjab & Maharashtra Cooperative Bank Limited,  LIC announced the launch of the modified Pradhan
Mumbai to Rs 1 Lakh per depositor. Mantri Vaya Vandana Yojana, a social security scheme
for senior citizens.
Economy/Financial/Business Current Affairs
 National Bank of Bahrain (NBB) selected Infosys Android Smart POS’ for contactless ordering &
Finacle to digitally transform its transaction banking payments in India.
business.  Bombay Stock Exchange signed MoU with Akola,
 Paytm launched India’s 1st Pocket Android POS (Point Maharashtra-based bullion trade & industry
of Sale) Device named ‘Paytm All-in-One Portable associations, Akola Sarafa Association & Akola Sarafa
Va Suvarnakar Yuva Sangh. It aimed is to facilitate safe, convenient & improved travel experience for the
cooperation between the BSE & physical markets in rail passengers.
areas such as knowledge sharing, education & training,  Bharti AXA General Insurance launched a crop
events etc. insurance campaign titled ‘Bohot Zaroori Hai’ for
 Multi Commodity Exchange of India (MCX) to launch farmers in Maharashtra & Karnataka to encourage
India’s first bullion index named “Bulldex”. them about their yield protection & financial security.
 ADB approved a USD 1 billion (Rs 7,485 crore) loan to  MobiKwik launched “mpay.me” UPI link service that
construct the modern, high-speed 82-kilometre (Delhi – allows users to send & receive money from any UPI
Meerut) Uttar Pradesh Regional Rapid Transit System payment app.
(RRTS) in India.  Yes Bank Limited acquired a 24.19% stake in Dish TV
 Muthoot Finance tie-up with Kotak Mahindra General India Ltd, a corporation providing Direct to Home
Insurance to offer COVID-19 insurance cover of up to (DTH) television service in India.
Rs 1 lakh against the gold loan.  “Real-Time Electricity Market (RTM)” launched by the
 Reliance Retail Ventures Limited (RRVL), wholly- Indian Energy Exchange on its platform. It will make the
owned subsidiary of Reliance Industries Limited power market dynamic by enabling trade in electricity
acquired majority equity stake in Chennai-based Vitalic through half-hourly auctions.
Health Pvt. Ltd. as well as in its subsidiaries.  The merger of Peugeot S.A (PSA) & Fiat Chrysler
 HSBC India launched a Green Deposit programme for Automobiles N.V. (FCA) approved by the Competition
corporate clients to finance eco-friendly projects. Commission of India (CCI).
 Proposed acquisition of C&S Electric Limited by  Infrastructure Leasing & Financial Services Limited
Siemens Limited received the approval of the (IL&FS) completed the sale of its 50% stake in Gujarat
Competition Commission of India (CCI). International Finance Tec-City.
 Google announced $10 billion for “GoogleForIndia  Jio Platforms received investment of Rs 5683.50 crore
Digitisation Fund”. Under this, Google will invest from a wholly owned subsidiary of the Abu Dhabi
roughly Rs 75,000 crore in India over the next 5-7 years. Investment Authority (ADIA). It bought 1.16% stake in
 Global Bharat program launched by the German Jio Platforms.
technology firm SAP India to equip Indian micro, small,  HDFC ERGO General insurance firm partnered with
& medium enterprises (MSMEs) with digital UK based tech firm TropoGo Limited to launch India’s
technologies in order to make them globally 1st ‘Pay as you Fly’ insurance for drone-owners in India.
competitive.  Competition Commission of India approved the
 HDFC Bank launches ‘e-Kisaan Dhan’ app for farmers, acquisition of Metso Oyj’s minerals business by
enabling them to access the services, both banking & Outotec Oyj.
agriculture through their mobile phones. It will provide  UK oil major “British Petroleum” is going to set up
value-added services such as mandi prices, latest Global Business Service Centre in Pune, Maharashtra
farming news, weather forecast, e-pashuhaat, Kisan TV, to support its global businesses.
& more.  Reliance Industries Limited has reached $150-billion
 HDFC Bank offers instant car loans to existing mark in term of market capitalisation & has become
customers through an initiative called “ZipDrive”. India’s first $150-billion company in terms of market
 Qualcomm Ventures acquired 0.15% stakes in Jio capitalisation.
Platforms. The transaction costed Rs 730 crores to the  CCI approved the acquisition of stake in Jio Platforms
Qualcomm Ventures. Limited by Jaadhu Holdings LLC. Jaadhu Holdings
 Google to buy 7.73% stake in Reliance Industries LLC will acquire approximately 9.99% stake in Jio
Limited (RIL)’s Jio Platforms for Rs 33,737 crores. Platforms.
 India’s first Neobank for teenagers, FamPay launched  PhonePe partnered with ICICI Bank on UPI multi-bank
India’s first numberless card, “FamCard”. Teenagers model.
can now use FamCard like a debit card to make  Mahindra & Mahindra Ltd. rolled out an end to end,
payments independently. online vehicle ownership solution titled ‘Own-Online’.
 Acquisition of Krishnapatnam Port Company Limited  Flipkart & Bajaj Allianz General Insurance Company
(KPCL) by Adani Ports & Special Economic Zone tied-up to offer a digital motor insurance policy to
Limited (Adani Ports) approved by CCI. Flipkart’s customers.
 Indian Railway Catering & Tourism Corporation  Reliance Industries Ltd launched a “WhatsApp
(IRCTC) & SBI Card launched a new Co-branded chatbot” to address rights issue queries of its 2.6 million
Contactless Credit Card on RuPay Platform to ensure a shareholders on the offering.

 NHAI penalised with amount of Rs 7 lakh by SEBI for  Airtel Payments Bank collaborated with Mastercard to
delay in disclosing half yearly financial results between create customised financial products for Indian farmers
FY16 & FY19. & SMEs.
 Fintech startup Zaggle partnered with “Visa” to launch
innovative payment solutions for SMEs & startups.
India’s GDP Reports by Different Organization

S.no Name of the Organization GDP Prediction 2020-21 GDP Prediction 2021-22
1 CARE Ratings -8 to 8.2% (Contract) -
2 S&P Global Ratings -9% (Contract) -
3 ADB -9% (Contract) -
4 Organisation for Economic Cooperation & Contract by 10.2% -
Development
5 UBS Securities Contract by 8.6% -
6 Estimates of GDP for the first quarter (April-June) Q1 of 2020-21 released by the National Statistical
Office. As per the data, GDP at Constant (2011-12) Prices in Q1 of 2020-21 is estimated at Rs 26.90 lakh
crore & the economy experienced a contraction of 23.9% as compared to 5.2% growth in Q1 2019-20.
7 Indian arm of Fitch Ratings, India Ratings & -11.8% (Contract)
Research (Ind-Ra)
8 CRISIL -9% (Contract)
9 Moody -11.5% (Contract)
10 Fitch -5% (Contract) 8%
11 India’s GDP grew by 4.2% in 2019-20, as per the data by the National Statistical Office.
Agreements/Memorandum of Understandings
 Infosys announced that it would acquire product Public Grievances (DARPG) & Indian Institute of
design & development firm, Kaleidoscope Technology, Kanpur (IITK) to conduct predictive
Innovation for up to $42 million. analysis of public grievances.
 Facebook-owned WhatsApp partnered with Cyber  Airtel Payments Bank partnered with Bharti AXA
Peace Foundation (CPF) to create awareness on cyber General Insurance to offer “Smart Plan Shop Package
safety among students. Policy” for the financial protection of the bank’s
 National Skill Development Corporation (NSDC) & retailers & merchants.
LinkedIn announced a partnership to provide access  Boston Group signed an MoU with the Andhra
to free learning resources for digital skills. A total of Pradesh government to set up an IT company in
10 learning paths consisting of 140 courses will be made Visakhapatnam, Andhra Pradesh.
available for free on e-Skill India digital platform.  Flipkart signed an MoU with One District, One
 Asian Development Bank (ADB) signed Product (ODOP) scheme of the Government of Uttar
an agreement for $15 million of debt Pradesh. It will bring the artisans, weavers & craftsmen
financing through the subscription of nonconvertible under the ODOP scheme into the scope of “Flipkart
debentures for Suguna Foods Private Samarth” initiative.
Limited (Suguna).  Atal Innovation Mission (AIM), NITI Aayog &
 SBI General Insurance & YES Bank signed a corporate Business Sweden on behalf of India Sweden
agency agreement. Under this, YES Bank Healthcare Innovation Centre signed a virtual
will distribute the general insurer’s retail products to Statement of Intent (SoI) to expand the culture of
its customers. innovation in the country.
 Reliance Power & Japanese energy major JERA signed  Ministry of Skill Development inked an MoU with
an agreement with a group of banks for their new gas- Ministry of Shipping to promote skill development in
fired thermal power generation project in Bangladesh, port & maritime sector.
i.e. the new 745 MW natural gas combined-cycle power  Uttar Pradesh government signed a ‘plan of
project in Meghnaghat in Bangladesh. cooperation’ with Israel government to resolve water
 A Tripartite MoU signed between Ministry of Defence crisis in Bundelkhand region.
(MoD), Department of Administrative Reforms &

 Ministry of Tourism signed a formal MOU with the  CBDT signed an MoU with the Central Board of
Travel Agents Association of India (TAAI) & FICCI Indirect Taxes & Customs (CBIC) to facilitate smoother
Ladies Organisation (FLO) with primary objective of bilateral exchange of data.
women empowerment. It aims to increase the  India & Maldives signed an agreement for the
participation of women in the tourism sector. establishment of ‘Emergency Medical Services’ in
 Agricultural & Processed Food Products Export Male, Maldives. It would be financed by India under
Development Authority (APEDA) signed MoUs with grant assistance of 20 million USD for neighbouring
AFC India Limited, & National Cooperative Union of countries.
India (NCUI), Delhi, to synergize the activities in the  LIC & Union Bank of India announced a corporate
interest of agriculture & allied sectors. agency agreement to distribute LIC policies.
 National e-Governance Division (NeGD), Ministry of  Airtel Payments Bank Ltd & National Skill
Electronics & IT partnered with CSC (Common Service Development Corporation collaborated to train & skill
Center) e-Governance Services India Limited to enable young people in rural areas on financial services &
delivery of UMANG services to citizens through the helping them in finding jobs.
network of 3.75 lakh CSCs.  Adani Ports & Special Economic Zone Ltd (APSEZ)
 CBSE partnered with Facebook to launch a free & become the first Indian port to sign the Science-Based
comprehensive training program for teachers & Targets initiative (SBTi). With this, it has committed to
students of its affiliated schools. set up science-based emissions reduction targets across
 NLC India Ltd & Coal India Ltd formed a joint venture their entire value chain.
to develop solar & thermal power assets to the tune of  Unnat Bharat Abhiyan-IIT, Delhi & Vijnana Bharti
5,000 megawatts of power. (VIBHA), New Delhi has signed a tripartite MoU with
 Indian Railway in collaboration with BHEL has set up CSIR. The signed MoU will offer access to CSIR rural
a 1.7 Megawatt solar power plant at Bina, Madhya technologies for UBA.
Pradesh.  Cloud-based payment solutions provider, Empays
 Indian Coast Guard (ICG) & Bakamla RI (Indonesian Payment Systems India partnered with Mastercard to
Coast Guard) signed a MoU on ‘Maritime Safety & launch contactless ATM solution in India due to
Security’ to boost maritime relations. COVID-19 pandemic.
 Microsoft partnered with the eSkill India portal of  National Fertilizers Limited (NFL), Nangal, Punjab
National Skill Development Corporation (NSDC) to tied up with Industrial Training Institutes (ITI),
offer digital skills to India’s youth in the next 12 months Nangal, Punjab to train youth in 12 trades to enhance
amid the COVID-19 crisis. the chances of their employability in heavy as well as
 Indian Institute of Technology Hyderabad tied-up process industry.
with a multinational technology company, NVIDIA to  National Council of Educational Research & Training
establish India’s 1st ‘NVIDIA AI Technology Centre’ (NCERT) digitally signed MoU with Rotary India
(NVAITC) to accelerate research on Artificial Humanity Foundation for e-learning content telecast
Intelligence & its commercial adoption. for class I to XII over all NCERT TV channels.
 IIT Alumni Council partnered with CSIR Institute of  Maruti Suzuki India (MSI) collaborated with Karur
Genomics & Integrative Biology (CSIR-IGIB) to Vysya Bank to offer simpler & flexible financing plans
jointly conduct research on COVID-19 & patient data for new clients.
analysis. IIT Alumni Council is also setting up the  Institute of Genomics & Integrative Biology (IGIB)
world’s largest molecular diagnostic lab ‘MegaLab signed MoU with TATA Sons for licensing of
Mumbai’. KNOWHOW for FELUDA in order to execute rapid
 Airports Authority of India & Bharat Electronics Ltd diagnosis of COVID-19.
(BEL) signed an MoU to tap the emerging global  MoU signed by PNB Housing Finance with IIT Delhi
markets in the airport business, including the ones in in order to support Research & Development for
the Asia-Pacific region. reusable Personal Protective Equipment (PPE) to be
 UNICEF India partnered with SAP India to improve supplied to govt. hospitals.
the employability skills of young people in a COVID-  Ministry of Defence signed a pact with the TATA
19 as well as post COVID-19 era. POWER SED to modernize infrastructure of 37
 Ministry of Youth Affairs & Sports partnered with airfields of Indian Air Force.
UNICEF to strengthen the Government of India’s  Indian Council of Medical Research tied-up with India
resolution to mobilise 1 crore youth volunteers to Post for delivery of its coronavirus COVID-19 testing
attain the goals of Atmanirbhar Bharat. kits.

 National Restaurants Association of India (NRAI)  Asian Development Bank & the GoI signed a $177
partnered with fintech start-up DotPe to build its own million loan to upgrade the 450 km of state highways &
tech platform. major district roads in the state of Maharashtra.
 Directorate General Defence Estates (DGDE) & eGov  Power Finance Corporation signed MoU with
Foundation inked MoU for Online Management of Narmada Basin Projects Company Ltd to fund various
Cantonment Boards. These services will be delivered power projects to be executed in Madhya Pradesh.
under a cloud-based platform DIGIT (Digital  WHO & the International Olympic Committee signed
Infrastructure for Governance, Impact & agreement to work together to promote health through
Transformation). sport & physical activity in order to fight the battle
 MoU signed by NTPC Limited, & Oil & Natural Gas against Covid-19.
Corporation Limited to set up a Joint Venture Company  Tribal Cooperative Marketing Development
for Renewable Energy business. Federation of India (TRIFED) & Art of Living (AOL)
signed MoU to collaborate in programmes of each
organisation for promoting Tribal Enterprises.
New Appointments: National
Designation/Post Who is Appointed?

Constitutional & Other Posts
1. New Election Commissioner (EC) of India. Rajiv Kumar
2. Chairman, Press Trust of India (PTI) Aveek Sarkar
3. Pramod Chandra Mody re-appointed as Chairman of Central Board of Direct Taxes.
4. Ambassador of India to the Republic of Croatia. Raj Kumar Srivastava
5. Re-elected as the Deputy Chairman of Rajya Sabha. Harivansh Narayan Singh
6. Lieutenant-Governor of Jammu & Kashmir, Girish Chandra Murmu resigned from his post.
7. New Lieutenant Governor of Jammu & Kashmir. Manoj Sinha
8. 14th Comptroller & Auditor General (CAG) of India Girish Chandra Murmu
9. New Chairman, Union Public Service Commission (UPSC). Educationist Professor, Pradeep Joshi
10. Inspector General (IG), in Central Reserve Police Force (CRPF). P S Ranipse
11. New Director General Naval Operations (DGNO). Vice Admiral Dinesh K Tripathi
12. New Director General, Border Security Force (BSF). Rakesh Asthana
13. Ashok Lavasa stepped down as the Election Commissioner of India.
14. Government of India appointed Rajiv Kumar as the new Election Commissioner of India.
15. New Governor of Meghalaya Satya Pal Malik
16. Renowned Indian scientist, G Satheesh Reddy given a two-year extension as the Chairman of DRDO.
17. IAS Vini Mahajan become the 1st woman chief secretary of Punjab.
18. Reappointment of Solicitor General Tushar Mehta for a period of 3 years.
19. KK Venugopal’s term as the Attorney General of India extended for period of one year.
20. Chetan Sharma appointed as the Additional Solicitor General (ASG) for Delhi High Court.
21. Tenure of Justice Bansi Lal Bhat as the chairperson of National Company Law Appellate Tribunal (NCLAT)
extended.
22. Ambassador of India to Turkmenistan. Dr. Vidhu P. Nair
23. Ambassador of India to Afghanistan. Rudrendra Tandon
24. Ambassador of India to Bangladesh. Vikram Doraiswami
25. Riva Ganguly Das appointed as the Secretary East, in the Ministry of External Affairs.
26. Commandant, Indian Naval Academy (INA) Vice Admiral MA Hampiholi
(replaced Dinesh K Tripathi)
27. UP Governor Anandiben Patel given additional charge of Madhya Pradesh Governor by President Kovind.
28. Private Secretary (PS) to PM Modi Hardik Satishchandra Shah
29. IAS Vini Mahajan become the 1st woman chief secretary of Punjab.
30. Secretary, Ministry of Steel, GOI. Pradip Kumar Tripathi
31. Ambassador of India to Finland Raveesh Kumar

32. Ambassador of India to the State of Kuwait Sibi George
33. High Commissioner of India to the United Kingdom. Gaitri I. Kumar
34. High Commissioner of India to Papua New Guinea Sushil Kumar Singhal
35. India’s new ambassador to the World Trade Organization (WTO). Brajendra Navnit
36. President of India appointed Javed Iqbal Wani as a Judge of the
Jammu & Kashmir High Court.
37. Ambassador of India to Romania. Rahul Shrivastava
38. Ambassador of India to Switzerland. Monika Kapil Mohta
39. Ambassador of India to the Republic of Zimbabwe. Vijay Khanduja
40. Secretary, Ministry of Road Transport & Highways Giridhar Aramane
41. Secretary, Ministry of Shipping. Sanjeev Ranjan
42. Secretary, Ministry of Micro, Small & Medium Enterprises. Arvind Kumar Sharma
43. Chairperson, Parliament’s Public Accounts Committee (PAC) Adhir Ranjan Chowdhury
44. New Director-General of Archaeological Survey of India (ASI). IAS officer V. Vidyavathi
45. New Chairman, Central Board of Secondary Education Manoj Ahuja
46. Secretary, Ministry of New & Renewable Energy Indu Shekhar Chaturvedi
47. Chairman, National Bank for Agriculture & Rural Development Govinda Rajulu Chintala
48. Indian Ambassador to the Republic of Niger. Prem K Nair
49. Director General, Sports Authority of India Sandip Pradhan
CEO’S/Chairman of Companies/Organizations/Banks/ Other Appointments

50. CMD, Hindustan Shipyard Ltd (HSL) Hemant Khatri
51. Director-General, Bureau of Civil Aviation Security (BCAS) Usha Padhee
52. Chief Executive Officer (CEO), Railway Board VK Yadav
53. MD & CEO, Punjab & Sind Bank S Krishnan
54. MD & CEO, South Indian Bank Murali Ramakrishnan
55. President, Society of Indian Automobile Manufacturers (SIAM) Kenichi Ayukawa
56. President, Federation of Automobile Dealers Associations Vinkesh Gulati
57. President, All India Tennis Association (AITA) Anil Jain
58. Chief, National School of Drama Paresh Rawal
59. Chairman, Advertising Standards Council of India (ASCI) Subhash Kamath
60. Asian Development Bank’s new Country Director for India Takeo Konishi
61. Next Chief Executive Officer (CEO), HDFC Bank. Sashidhar Jagdishan (replace Aditya
Puri)
62. MD & CEO, PNB Housing Finance Hardayal Prasad
63. Executive Chairman, Capital India Finance Limited Harsh Kumar Bhanwala
64. Chairman, Indian Council for Research on International Economic Pramod Bhasin
Relations (ICRIER).
65. Next chairman of Steel Authority of India Limited (SAIL). Soma Mondal
66. Non-executive Chairman, Indiabulls Housing Finance (IBH). Subhash Sheoratan Mundra
67. CEO, Indiabulls Ventures Ltd. Sameer Gehlaut
68. New CEO, GoAir Airline. He will. Kaushik Khona (replace Vinay Dube)
69. Amritsar based e-mobility start-up, eBikeGO appointed Harbhajan Singh as its brand ambassador.
70. Executive Director (ED), Securities & Exchange Board of India GP Garg
71. Sports eyewear brand “Oakley” appointed Rohit Sharma as its brand ambassador.
72. Managing Director, State Bank of India (SBI). Ashwani Bhatia (replace PK Gupta)
73. Indian Energy Exchange (IEX), MD & CEO, Rajiv Srivastava resigned from his post. Satyanarayan Goel has
been given the additional charges as the interim MD & CEO.
74. Director General, Indian Institute of Mass Communication. Sanjay Dwivedi
75. MD & CEO of Indian Overseas Bank, Karnam Sekar has retired.
76. Sukhbir Singh Sandhu‘s tenure as the Chairman of the National Highways Authority of India (NHAI)
extended for six months.

77. 1st Chairman, International Financial Services Centres Authority Injeti Srinivas (For 3 Years)
(IFSCA)
78. MD & CEO, Union Bank of India Rajkiran Rai tenure extended by two-years
79. Officiating President of Hockey India Manipur’s, Gyanendro Ningombam
80. Interim CEO, Board of Control for Cricket in India Hemang Amin (replaced Rahul Johri)
81. New Chairman of Noida-based IT company, HCL Technologies. Roshni Nadar Malhotra
82. Director General of Railway Protection Force (RPF), Arun Kumar nominated as the Vice-Chairman of UIC
(Union Internationale Des Chemins/International Union of Railways), Security Platform from July 2020 to July
2022. He will take over as Chairman of the Security Platform from July 2022 to July 2024.
83. New MD & CEO, SBI Cards & Payment Services Ashwini Kumar Tewari
84. Chairman & Managing Director, National Mineral Development Sumit Deb
Corporation
85. MD & CEO, SBI General Insurance Prakash Chandra Kandpal
86. MD & CEO, Karur Vysya Bank Ramesh Babu Boddu
87. Present non-executive chairman of Bajaj Finance, Rahul Bajaj
decided to step down. He will be replaced by his son Sanjiv Bajaj.
88. Chief Executive Officer & Director, Microfinance Institutions Alok Misra
Network (MFIN)
89. MD & CEO, Indian Overseas Bank (IOB). Partha Pratim Sengupta (replace
Karnam Sekar)
90. MD & CEO, Tata AIA Life Limited Naveen Tahilyani
91. MD & CEO, Paytm Money Varun Sridhar
92. MD & Group CEO, ICRA N Sivaraman
93. CEO, Food Safety & Standards Authority of India (FSSAI) Arun Singhal
94. CEO of Carat India Anita Kotwani
95. National Fertilizers Limited Marketing Director, Virendra Nath Datt taken additional charge as CMD of
company.
96. President of Confederation of Indian Industry (CII) MD & CEO, Kotak Mahindra Bank,
Uday Kotak
97. Tenure of Subramanian Sundar as MD & CEO of Lakshmi Vilas Bank extended.
98. The Appointments Committee of the Cabinet has approved the appointment of Anwar Hussain Shaik for the
post of Counsellor, at the PMI to WTO, Geneva.
99. Kushal Pal Singh retired as the Chairman of Delhi Land & Finance Limited (DLF). Rajiv Singh appointed as
the new chairman of DLF.
100. CEO, UTI Mutual Fund Imtaiyazur Rahman
101. D K Jain gets one-year extension from BCCI as ethics officer & ombudsman.
102. Chairman, National Institute of Public Finance & Policy (NIPFP) Urjit Patel
103. Dr Nirakar Pradhan appointed as the Chief Executive Officer of Professional Risk Managers’ International
Association (PRMIA) of its new India office.
104. Chairman, Indian Financial Technology & Allied Services (IFTAS) T Rabi Sankar
105. CEO, Indian Financial Technology & Allied Services (IFTAS) Dr N Rajendran
106. Advisor, Google Pay India. Shikha Sharma
107. MD & CEO, Max Bupa Health Insurance Krishnan Ramachandran
108. New director on Central Board of RBI Tarun Bajaj
109. Indian boxer Akhil Kumar re-inducted into the Disciplinary Panel
of National Anti-Doping Agency (NADA).
110. MD, Jammu & Kashmir Bank Zubair Iqbal
111. President, Indian Steel Association Dilip Oommen
112. New CEO & MD, Wipro Thierry Delaporte
113. Indian Olympic Association (IOA) president Narinder Batra
designated as a member from the Olympic Channel Commission.
114. Chairman & MD, Oriental Insurance Company SN Rajeswari
115. National President, FICCI Ladies Organization (FLO) Jahnabi Phookan

116. Independent Director, IndiGo. Venkataramani Sumantran
New Appointments: International

Designation/Post Who is Appointed?
President/PM/Heads of Countries/Organizations
1. World Health Organisation’s independent panel for pandemic preparedness & response appointed former
health secretary, Preeti Sudan as one of its 11 panellists.
2. United Nations Children’s Fund (UNICEF) appointed Bollywood Actor Ayushmann Khurrana as its
celebrity advocate for children’s rights campaign, ”For Every Child”.
3. Rajesh Khullar appointed as Executive Director at World Bank in Washington DC.
4. CEO, Citigroup Jane Fraser
5. TikTok CEO, Kevin Mayer stepped down from his post.
6. Ashok Lavasa appointed as the VP of Asian Development Bank.
7. Sahil Seth appointed as an honorary adviser to the steering committee for the BRICS Chamber of Commerce
& Industry (CCI) young leaders for the period 2020-2023.
8. Rajeev Topno appointed as the Senior Advisor to the Executive Director (ED) of World Bank.
9. Turkish’s diplomat Volkan Bozkir elected as the president of 75th session of the UN General Assembly. He
will take over from Tijjani Muhammad-Bande.
10. Indian-American Lawyer Ashok Michael Pinto as US representative to World Bank’s lending arm
International Bank for Reconstruction & Development.
11. Director General, WTO, Roberto Azevedo decided to step down.
12. Dr. Harsh Vardhan to take charge as Chairman of World Health Organization (WHO) Executive Board. To
replace Dr Hiroki Nakatani of Japan.
13. Alibaba co-founder Jack Ma will be resigning from SoftBank board of directors.
14. World Bank Group appointed Carmen Reinhart as its new Vice President & Chief Economist.
15. Aiman Ezzat become the new CEO of French technology major Capgemini Group.
16. Marcos Troyjo elected as next President of New Development Bank (NDB). To replace K. V Kamath.
17. Anil Kishora from India elected as next VP & CRO of the NDB. To replace Sarquis J. B. Sarquis.
18. Indian economist Abhas Jha appointed as World Bank’s Practice Manager for Climate Change & Disaster
Risk Management for South Asia.
OTHER
19. CEO, UK India Business Council (UKIBC) Jayant Krishna
20. Chairman, British Academy of Film & Television Arts (BAFTA) Krishnendu Majumdar
21. New Board Chairman, Twitter Patrick Pichette
22. Director, National Science Foundation (NSF) Dr Sethuraman Panchanathan
Awards & Recognition
Name of the Award Winner

Awards for Literature/Journalism
1. 2020 Dayton Literary Peace Prize's lifetime achievement Margaret Atwood
award
2. Asian College of Journalism’s (ACJ) Award 2019 for Journalist Nitin Sethi for his six-part series titled
Investigative Journalism “Paisa Politics”
3. Journalist Shiv Sahay Singh won the K. P. Narayana Kumar Memorial Award for Social Impact Journalism for
his story “Death by digital exclusion: On faculty public distribution system in Jharkhand”.
4. International Booker Prize 2020 Dutch Author, Marieke Lucas Rijneveld for her
debut novel ‘The Discomfort of Evening’
5. “Top Publicist” award in Global Humanitarian Awards Sachin Awasthi
2020.
6. Committee to Protect Journalists (CPJ) announced the recipients of International Press Freedom Awards 2020
which includes Shahidul Alam from Bangladesh, Mohammad Mosaed from Iran, Dapo Olorunyomi from
Nigeria & Svetlana Prokopyeva from Russia. Lawyer Amal Clooney will be honoured with the Gwen Ifill Press
Freedom Award 2020.
7. Commonwealth Short Story Prize 2020 for Asia region, Indian writer, Kritika Pandey
her story “The Great Indian Tee & Snakes”.
Country’s Highest Honour Given

8. Sir David Attenborough conferred with the prestigious Indira Gandhi Peace Prize for the year 2019. He is an
English broadcaster & a historian.
9. Kerala Health Minister K.K Shailaja honoured by UN for her efforts to fight the coronavirus pandemic in the
state.
10. Siddhartha Mukherjee & Raj Chetty included in the list of 38 immigrants named by the Carnegie Corporation
of New York as '2020 Great Immigrants' honourees for their contribution in mitigating the COVID-19 health
crisis.
11. Guinean doctor Morissana Kouyate & Marianna Vardinoyannis of Greece are the winners of the 2020 Nelson
Mandela Prize.
12. Soil scientist, Rattan Lal won World Food Prize 2020 for developing & mainstreaming a soil-centric approach to
increase food production that conserves natural resources & mitigate climate change.
13. German Book Trade chosen Indian Nobel prize-winning economist & philosopher Amartya Sen for its
prestigious 2020 Peace Prize.
14. Indian Musician & founder of Kalakruthi music organisation in Australia, Shobha Sekhar conferred with the
“Medal of the Order of Australia”.
15. Manipuri doctor, Thangjam Dhabali Singh conferred with ‘Order of Rising Sun’ by Japan govt. for promoting
a better understanding of Japan in India.
16. Russian President Putin awarded North Korean Leader Kim Jong-un a commemorative war medal marking
the 75th anniversary of the victory over Nazi Germany.
Film/Music Awards
17. Arunachal Pradesh filmmaker Kezang D Thongdok has bagged the Dada Saheb Phalke Award 2020 for a short
documentary “Chi Lupo“.
Other Awards Conferred
18. Hyderabad International Airport or GMR led Rajiv Gandhi International Airport won ‘National Energy
Leader’ & ‘Excellent Energy Efficient Unit’ award at 21st National Awards for ‘Excellence in Energy
Management’.
19. Rashtriya Ispat Nigam Limited-Vizag Steel Plant awarded ‘Excellent Energy Efficient Unit’ award by CII &
Godrej Green Business Centre (GBC) in national award competition for excellence in energy management.
20. MD, HDFC Bank, AdityaPuri conferred the Lifetime Achievement Award by Euromoney Awards of
Excellence 2020.
21. Fiumicino International Airport (FCO) in Rome, Italy become the first airport in the world to be certified
with “COVID-19 5-star airport rating” from Skytrax.
22. Chef Vikas Khanna to be honoured with the prestigious Asia Game Changer Award 2020 for feeding millions
of people across India in the COVID-19 pandemic.
23. SKOCH Gold Award awarded to the Ministry of Tribal Affairs (MoTA) for its “Empowerment of Tribals
through IT enabled Scholarship Schemes” project.
24. NLC India Limited (NLCIL) bagged the “Swachhta Hi Seva award” for transforming Neyveli Township into a
plastic-free, clean & green campus.
25. Hyderabad’s, Neelakantha Bhanu Prakash Jonnalagadda bagged the first-ever Gold Medal for India in Mental
Calculations World Cup (MCWC) by Mind Sports Olympiad (MSO).
26. Ms. Sudha Painuli selected for National Award to Teachers 2020. She is the first NAT Awardee from the
Eklavya Model Residential Schools (EMRS) established under Ministry of Tribal Affairs.
27. Former RBI Governor C. Rangarajan conferred the P.C. Mahalanobis Lifetime Achievement Award in
recognition of his contribution to official statistics.
28. 13-year-old student of British School New Delhi, Freya Thakral received the 2020 Diana Award for her
“Recycler App”.

29. International Olympic Committee announced that its new headquarters in Lausanne awarded the European
2020 US Green Building Council (USGBC) Leadership Award.
30. Indian battalion (INDBATT) stationed with UN Interim Force in Lebanon (UNIFIL) won an environment
award for a project that aims to decrease waste generation, reuse plastic, etc.
31. NTPC Ltd awarded with the prestigious CII-ITC Sustainability Award 2019 under Outstanding
Accomplishment in Corporate Excellence Category.
32. Tamil Nadu’s CM, Edappadi K Palaniswami honoured with Paul Harris Fellow recognition.
33. CM Darpan website & mobile app prepared for monitoring Chhattisgarh Govt.’s ambitious Suraji Gaon Scheme
& other flagship schemes, awarded “Elites Excellence Awards-2020” at national level.
34. ISRO Chief, Kailasavadivoo Sivan named for Von Karman Award 2020 by the International Academy of
Astronautics (IAA).
35. Hockey legend Gurbux Singh & former first-class cricketer Palash Nandi will receive 2020’s Mohun Bagan
Ratna.
36. Tata group chairman, Natarajan Chandrasekaran, & CEO & President of Lockheed Martin, Jim Taiclet will
receive the US-India Business Council (USIBC) Global Leadership Award 2020.
37. The 17 year old climate activist from Sweden, Greta Thunberg named winner of the inaugural Gulbenkian
Prize for Humanity.
38. Founder of SS Motivation, Sunil ydv SS honoured with “Karamveer Chakra Award” by Global Fellowship
Award instituted by United Nations & International Confederation of NGO (iCONGO) .
39. India’s first solar-powered ferry, Aditya won the prestigious Gustave Trouve Award for Excellence in Electric
Boats & Boating.
40. Indian-origin nurse, Kala Narayanasamy in Singapore conferred with the President’s Award for Nurses for
serving on the frontline during the COVID-19 pandemic.
41. Indian Aerospace entrepreneur, Renjith Kumar honoured with “NASA Distinguished Service Medal” for his
administration to NASA through executive leadership, engineering contribution, & other.
42. Kiran Mazumdar-Shaw named EY World Entrepreneur Of The Year 2020.
43. Javed Akhtar become 1st Indian to be honoured with the Richard Dawkins Award 2020.
44. Chef Angad Singh Rana won QualityNZ Culinary Cup 2020.
45. Hyderabad-based Deccan Development Society won the Prince Albert II of Monaco Foundation Award.
46. Maharashtra government declared the Vithabai Narayangaokar lifetime achievement award to folk artist
Gulabbai Sangamnerkar.
47. Annasaheb Kirloskar award to be presented upon veteran theatre artist Madhuvanti Dandekar.
48. Himachal Pradesh State Panchayati raj department won 1st prize under e-Panchayat Puraskar-2020.
49. Kerala Health Minister K.K Shailaja honoured by UN for her efforts to fight the coronavirus pandemic in state.
50. Popstar Beyonce honored with the BET 2020 Humanitarian Award for her longstanding philanthropic work
with her BeyGOOD Foundation
51. Shobhana Narasimhan elected as an International Honorary Member to the American Academy of Arts &
Sciences for her distinguished work in the field of sciences.
52. Joseph J Landsberg, Richard H Waring & Nicholas C Coops, share the 2020 Marcus Wallenberg Prize for forest
sector’ for 3-PG (Physiological Principles Predicting Growth), a model to predict forest growth in a changing
climate.
53. IIT Bombay Professor Saurabh Lodha honoured with Young Career Award in Nano Science & Tech. 2020
54. Lieutenant Commander Akshay Kumar awarded the Vice Admiral G.M. Hiranandani Memorial Rolling
Trophy for the year 2020.
55. Kempegowda International Airport, Bengaluru won the SKYTRAX Award 2020 for being the Best Regional
Airport in India & Central Asia | Chhatrapati Shivaji Maharaj International Airport, Mumbai voted as Best
Airport Staff in India & Central Asia.
Changi Airport, Singapore voted World’s Best Airport; Tokyo Haneda Airport voted World’s Cleanest Airport
56. Indian tennis player Sania Mirza becomes 1st Indian to win Fed Cup Heart Award 2020 for Asia/Oceania zone.
57. India’s Chief Hydrographer of Indian Naval Hydrographic, Vice Admiral Vinay Badhwar awarded the
Alexander Dalrymple Award 2019.
58. South African HIV researcher, Quarraisha Abdool Karim awarded Christophe Merieux Prize
59. Indian-American IBM scientist, Rajiv Joshi bagged the prestigious NYIPLA “Inventor of the Year award” 2020

60. Indian Army officer Major Suman Gawani to be awarded the UN Military Gender Advocate of the Year 2019.
This will be the first time that an Indian Peace Guard will receive this award.
Summits |Events |Festivals (National/International)
Name of the Summit/Events Venue

Summits Held Nationally
1. Cycling Federation of India (CFI) is all set to host the first-ever Cycling Summit in 2021 in Delhi, Mumbai, &
Bangalore.
2. The first India-France-Australia Trilateral Dialogue held virtually.
3. Piyush Goyal inaugurated the National Digital Conference on “Easing Doing Business for Atmanirbhar
Bharat”. It is organized to improve the business environment of India.
4. Confederation of Indian Industries (CII) organised the “India@75 Summit – Mission 2022” focusing on
‘reinventing technology in India’.
5. 13th Session of the India-UAE Joint Commission Meeting on Trade, Economic & Technical Cooperation held
to review the continuing growth of broad based cooperation between the two countries.
6. 17th meeting of India-Vietnam Joint Commission on Trade, Economic, Scientific & Technological Cooperation
held virtually. It was co-chaired by EAM Dr. S. Jaishankar & his Vietnamese counterpart Pham Binh Minh.
7. National Council for Promotion of Urdu Language (NCPUL) organised World Urdu Conference in New Delhi.
8. 4th Edition of the virtual Ministerial on Climate Action was co-chaired by European Union, China & Canada.
India was represented by the Union Environment Minister, Shri Prakash Javadekar.
9. 15th meeting of the India-European Union Summit held in virtual mode & will deliberate on India-EU
cooperation by covering various aspects such as political & security relations, trade & investment & others.
10. Raksha Rajya Mantri Shri Shripad Yesso Naik inaugurated the 5th edition of the conference on “Aerospace &
Defence Manufacturing Technologies“ which held with the theme Empowering India with ‘Aatma Nirbhar
Bharat Mission’.
11. Raksha Mantri Rajnath Singh inaugurated the Air Force Commanders’ Air Headquarters (Vayu Bhawan)
Conference (AFCC) with the theme “IAF in the Next Decade” at New Delhi
12. Defence Ministers’ Dialogue between India & Indonesia held in New Delhi
13. 45th annual meeting of United States India Business Council (USIBC) will be marked with the 2020 India Ideas
Summit. It held virtually. Both Indian & the United States of America Government focus on the importance of
re-establishing trade between both the nations
14. Shri Piyush Goyal, President of NPC Governing Council chaired the 49th Governing Council Meeting of
National Productivity Council (NPC).
15. Technology Development Board (TDB) & Confederation of Indian Industry (CII) jointly organised a Digital
Conference “RE-START (Reboot the Economy through Science, Technology & Research Translations)”.
16. Rajnath Singh chaired theMSMEs E-conclave which was held with theme ‘Business Continuity for MSMEs in
Defence & Aerospace Sector’.
Summits Held Internationally
1. Saudi Arabia chaired the G20 Foreign Ministers’ Extraordinary Meeting. During the meeting, India proposed
the setting up of voluntary ‘G20 Principles on Coordinated Cross-Border Movement of People’.
2. The 5th BRICS Culture Ministers’ Meeting was held under the chairpersonship of Russian Federation.
3. 35th Session of FAO Regional Conference for Asia & the Pacific (APRC 35) held virtually. It was held under the
Chair of the Host Country, Bhutan. Bangladesh will host the 36th Regional Conference.
4. Education Ministers Meeting will take place as part of the Sherpa Track for the G20 Leaders Summit 2020, which
is to be hosted by Saudi Arabia at the end of 2020.
5. Minister of State for External Affairs V Muraleedharan participated in the 27th ASEAN regional forum.
6. Environment Ministerial Meeting (EMM) of the G20 countries held through video conferencing under
the Presidency of Kingdom of Saudi Arabia.
7. External Affairs Minister S. Jaishankar, chaired the customary meeting of IBSA Foreign Ministers through
video conferencing. India, Brazil & South Africa emphasized the need for the international community to redouble
efforts to achieve tangible progress for accelerated & comprehensive reform of the UN Security Council.

8. 10th Meeting of the BRICS High Representatives on National Security was held virtually by the current chair
of BRICS i.e. Russia.
9. 6th BRICS Environment Ministers’ Meeting held under the presidency of Russia. Environment Ministers of
Brazil, Russia, India, China & South Africa participated in the meeting. India will host the next meeting in 2021.
10. Russia chaired the 4th Meeting of the BRICS Anti-Drug Working Group. The session which was held over video
conference. Rakesh Asthana, Director General, Narcotics Control Bureau led the Indian delegation.
11. 5th World Conference of Speakers of Parliament (5WCSP) held virtually. The Inter-Parliamentary Union (IPU),
Geneva, & the Parliament of Austria jointly organized the Conference with the support of UN.
12. New Zealand cancelled the Asia-Pacific Economic Cooperation (APEC) Summit scheduled to be held in
Auckland, New Zealand in 2021. It has decided to host the summit as a virtual event.
13. 36th edition of the biannual ASEAN (Association of Southeast Asian Nations) Summit 2020 was held via video
conferencing in Hanoi, Vietnam. Theme was “Cohesive & Responsive ASEAN”.
14. The India Global Week 2020 virtual conference was inaugurated by PM Modi. It has been organised in the United
Kingdom with a theme of “Be The Revival: India & a Better New World”.
15. 3rd G20 Finance Ministers & Central Bank Governors (FMCBG) meeting held under the Saudi Arabian
Presidency through Video Conferencing.
16. 5th Annual Meeting of the Board of Governors of Asian Infrastructure Investment Bank (AIIB) was held virtually
with the theme ‘AIIB 2030-Supporting Asia’s Development over the Next Decade’.
17. Virtual Global Vaccine Summit 2020 hosted by the UK PM Boris Johnson. India was represented by PM Modi.
During the summit, India pledged a contribution of 15 Million US Dollars to Gavi, the international vaccine
alliance.
18. World Economic Forum will host a Unique Twin Summit in January, 2021. It will connect key global
governmental & business leaders in Davos. The theme will be “The Great Reset”.
19. The virtual 32nd special Eurasian Group on Combating Money Laundering & Financing of Terrorism (EAG)
plenary meeting held. The meeting was held under the aegis of the Financial Action Task Force (FATF).
20. G20 Extraordinary Virtual Education Ministers’ Meeting held to address the widespread disruptions caused by
the COVID-19 pandemic in the education sector. It was held under the presidency of Saudi Arabia.
21. Extraordinary Virtual G20 Digital Economy Ministers summit held under the presidency of Saudi Arabia.
22. PM Modi took part in online Summit of Non Aligned Movement (NAM) Contact Group, which was held with
an objective to discuss response to the ongoing COVID-19 pandemic crisis as well as to promote international
solidarity in the fight against the COVID-19 pandemic. It was hosted by the current Chairman of NAM, President
of Republic of Azerbaijan HE Ilham Aliyev.
23. 2nd edition of Extraordinary G20 Virtual Trade & Investment Ministerial Meet held under the presidency of
Saudi Arabia.
24. Virtual conference of Foreign Ministers of Shanghai Cooperation Organisation member countries held to
deliberate on cooperation to fight the COVID-19 pandemic. It was held under the presidency of Russian Foreign
Minister Sergey Lavrov.
25. 32nd Commonwealth Health Ministers’ Meeting held through Video Conference with a theme: Delivering a co-
ordinated Commonwealth COVID-19 response.
26. 73rd session of World Health Assembly was held via video conferencing. India was represented by Union Health
Minister Dr Harsh Vardhan.
27. The Special Board of Governors meeting of the NDB held through the video-conference. India was represented
by Nirmala Sitharaman.
28. The meeting of the Heads of Tax Authorities of the BRICS countries was hosted by the Federal Tax Service of
Russia, which currently holds the BRICS Presidency.
Committees in News
 Central Govt. constituted an Empowered Group of  Rajnath Singh approved the setting up of 3-member
Ministers (EGoM) to oversee the process of committee headed by Lt. Gen. Shekatkar (retired) to
the corporatisation of the Ordnance Factory Board review the effective utilisation of the Armed Forces
(OFB). Defence Minister Rajnath Singh is the Headquarters Civil Services (AFHQ CS) cadre.
chairman of this EGoM.

 Dr V K Paul, Member Niti Aayog chaired the meeting  Board of Insolvency & Bankruptcy Board of India (IBBI)
of National Expert Group on Vaccine Administration reconstituted the Advisory Committee on Corporate
for COVID-19. Insolvency Resolution & Liquidation. To be chaired by
 IRDAI formed a working group to study & make Uday Kotak.
recommendations on formation of an “Indian  Ministry of Health & Family Welfare (MoHFW)
Pandemic Risk Pool”. constituted a committee to reform the Drug Regulatory
 Sijo Kuruvilla George appointed to the Central System. It is being headed by Rajesh Bhushan.
Government’s committee on Science, Technology &
Innovation Policy 2020 (STIP 2020).
 Ministry of Home Affairs reconstituted a new
committee for the welfare of the freedom fighters. To
be chaired by G Kishan Reddy.
 10 member Task force constituted by Women & Child
Development Ministry to evaluate issues related to
Infant Mortality Rate, Maternal Mortality Rate, Total
Fertility Rate, Sex Ratio at Birth, Child Sex Ratio (CSR)
& any other issue. It will be headed by Jaya Jaitly.
 An Internal Working Group (IWG) constituted by RBI
with a prime objective of reviewing the extant
guidelines on ownership & corporate structure for
Indian private sector banks. To be headed by Dr.
Prasanna Kumar Mohanty.
National Current Affairs

 India & the United States held a bilateral 2+2 Inter-  PM Modi has announced to celebrate September 2020
sessional meeting in virtual mode. Both as “Poshan Maah” or “Nutrition Month”.
sides reviewed the progress & developments in  Union Department of Fertilizers is observing Swachhta
bilateral ties in defence, security, & foreign policy areas. Pakhwada from 1st to 15th September 2020.
 PM Modi addressed the ‘GrihPravesham’ event  Union Territories Ladakh & Lakshadweep included in
in Madhya Pradesh through video conferencing. the ‘One Nation-One Ration Card’ scheme on
Under this, 1.75 Lakh Families in Madhya Pradesh ‘Integrated Management of Public Distribution
were delivered pucca houses under the Pradhan System’ (IM-PDS).
Mantri Awas Yojana- Grameen.  Raj Kumar Singh launched the Pan-India "Green Term
 Lok Sabha passed the Salary, Allowances & Pension Ahead Market (GTAM)" in New Delhi virtually, for
of Members of Parliament (Amendment) Bill, 2020. electricity. GTAM is the World’s First Exclusive
The bill seeks to cut salaries of all Members of Product Market for the renewable energy sector.
Parliaments (MPs) by 30 per cent for a period of one  National Nutrition Week is observed every year from
year commencing April 1, 2020. 1st September to 7th September since 1982.
 Dubai Multi Commodities Centre (DMCC) rolled out a  Social Justice & Empowerment Ministry launched a
technology-driven agri-commodity trading & sourcing toll-free mental health rehabilitation
platform “Agriota E-Marketplace” which will help in helpline “KIRAN”.
bridging the gap between millions of rural farmers in  Atal Innovation Mission (AIM) launched
India & the UAE’s food industry. the Aatmanirbhar Bharat ARISE-Atal New India
 India will receive an Official Development Assistance Challenges. The programme will spur applied research
(ODA) loan of an amount of JPY 50 billion (approx. Rs. & innovation in Indian MSMEs & startups.
3,500 crore) from the govt. of Japan as the COVID-19  India & Japan signed
Crisis Emergency Response Support. an agreement concerning Reciprocal Provision of
 Japanese govt. committed Grant Assistance of an Supplies & Services between the Armed Forces of
amount of JPY 1 billion (approx. Rs. 70 crore) for India & the Self-Defense Forces of Japan.
offering medical equipment to bolster the public health  PM Modi to launch the Pradhan Mantri Matsya
& medical system in India. Sampada Yojana. Along with this, he will also
launch e-Gopala application. The scheme aims to
enhance fish production to 70 lakh tonnes by 2024-  PM Modi rolled out the platform for “Transparent
25. It aims to double the income of fish farmers. Taxation – Honoring the Honest”. It will carry forward
 Union Minister Mansukh Mandaviya launched a the journey of direct tax reforms & will also reward the
dispute redressal mechanism named "SAROD-Ports" honest taxpayers.
(Society for Affordable Redressal of Disputes-Ports) to  Indian Railways is observing “Cleanliness Week”
facilitate affordable & timely resolution of disputes for from 10th August in order to mark the Independence
the maritime sector. Day.
 SIDBI launched one-stop knowledge portal named as  2nd edition of Student Entrepreneurship Programme
“MSMESaksham” in association with TransUnion (SEP 2.0) rolled out by the Niti Aayog’s Atal Innovation
CIBIL. Mission (AIM) in collaboration with Dell
 Dr. Harsh Vardhan launched ‘Vidyarthi Vigyan Technologies. It will enable young innovators of Atal
Manthan, 2020-21’. It is a national programme which Tinkering Labs (ATLs) to work closely with Dell
has been launched to popularize science among school volunteers.
students of Class 6th to 11th.  Reliance Foundation launched the “W-GDP Women
 In Himachal Pradesh, Union Education Minister, Connect Challenge” across India in association with
Ramesh Pokhriyal Nishank laid the foundation stone of US Agency for International Development (USAID) &
Indian Institute of Management (IIM) at Dhaula Women’s Global Development & Prosperity (W-GDP).
Kuan in Sirmour district. It is launched to bridge the gender divide as well as the
 Indian railways begin its “Kisan Rail” services to digital divide in India.
transport perishable goods. India’s first ‘Kisan Rail’ will  PM Modi announced the “One Sun, One World, One
run between Devlali in Maharashtra’s Nashik & will Grid” (OSOWOG) plan. Under this, there will be a
reach Danapur in Bihar. trans-national electricity grid, for supplying solar
 Indian Railways launched an Overhead Equipment power across the globe.
(OHE) Inspection app which will help in minimizing  Ministry of Tribal Affairs launched Tribal Health &
the train delays & long waits due to technical snags. Nutrition Portal “Swasthya” & e-newsletter on health
 India gives USD 15.5 million to the India-UN & nutrition “ALEKH”. e-portal on Tribal health &
Development Partnership Fund, under its commitment nutrition named ‘Swasthya’ will offer health &
to supporting developing nations in their nutrition related information of the tribal population
developmental priorities across all the Sustainable of India on a single platform.“ALEKH” is a quarterly
Development Goals. e-newsletter on health & nutrition.
 The Electronic Vaccine Intelligence Network (eVIN)  An “Innovation Challenge Fund” of £3 Million
is an innovative technological solution aimed at launched by the government of United Kingdom (UK)
strengthening immunization supply chain systems in India. It aims to support research & development
across the country. It is being implemented under (R&D) proposals to address the challenges posed to the
National Health Mission (NHM). eVIN aims to provide economy & the environment, by the COVID-19
real-time information on vaccine stocks & flows, & pandemic.
storage temperatures across all cold chain points in the  Ministry of Tribal Affairs signed a joint
country. communication with Ministry of Rural Development to
 Line of Credit of worth 18 million US dollars extended promote sustainable livelihood opportunities. Both
by GOI to the Government of Maldives, with the ministries will together promote sustainable livelihood
primary objective of expanding the fishing facilities at opportunities among tribal women Self Help Groups
Maldives Industrial Fisheries Company (MIFCO). (SHGs) under National Rural Livelihood Mission
 Submarine Optical Fibre Cable (OFC) connecting (NRLM).
Andaman & Nicobar Islands to the mainland has been  PM Modi unfurled the national flag & delivered his
launched. The 2300 Kms long submarine cable will seventh consecutive Independence Day speech from
boost the endless opportunities by providing better the iconic Red Fort. In the 1 hour 26-minute speech, he
internet & mobile connectivity. focused on the themes of “Aatma Nirbhar Bharat (self-
 National Portal on Human-Elephant conflict called reliant India)”, “Vocal for local” & “Make in India to
“SURAKHSYA” launched to collect real-time Make for World”.
information & to manage conflicts on a real-time basis.  Nitin Gadkari launched a mobile app named ‘Harit
 National Infrastructure Pipeline (NIP) Online Path’ to monitor plantation along national highways.
Dashboard launched. NIP will act as one stop solution  “Tribes India Showroom” e-inaugurated in Indian
for all stakeholders seeking for information on Globe Chambers of LIC Western Zonal Office, Fort,
infrastructure projects in New India. Mumbai. It is an initiative of TRIFED, Ministry of

Tribal Affairs to promote the livelihood of the tribal  Boeing India delivered the last of the five AH-64E
people marketing. Apache attack helicopters to the Indian Air Force
 The longest river ropeway of India has been (IAF) at the Hindan Air Force Station. With this,
inaugurated in Assam. It is 1.8 Km long & connects Boeing has completed delivery of all 22 new AH-64E
Guwahati & North Guwahati over Brahmaputra river. Apache to the IAF.
 Piyush Goyal e-launched the national GIS-enabled  NITI Aayog’s Atal Innovation Mission (AIM)
Land Bank system, which is being developed by launched “ATL App Development Module” in
integration of Industrial Information System (IIS) collaboration with Indian startup Plezmo, for school
with State GIS Systems. The project was launched for students nationwide.
six states. He said that this is a prototype only & will be  As per the data of Union Ministry of Commerce,
developed to make it an effective, transparent United States was India’s top trading partner in fiscal
mechanism of land identification & procurement. IIS year 2019-20.
portal is a GIS-enabled database of industrial  Iran has dropped India from Chabahar rail project
areas/clusters across the states. which comprises rail line from Chabahar port to
 “Chunauti”, a Next Generation Startup Challenge Zahedan, along the border with Afghanistan.
Contest launched to further boost startups & software  ‘Pragyata’ guidelines released for Digital Education. It
products with special attention on Tier-II towns of include 8 steps of online education that is, Plan,
India. Review, Arrange, Guide, Yak (talk), Assign, Track, &
 GOI, the Government of Maharashtra, Mumbai Appreciate.
Railway Vikas Corporation & the Asian Infrastructure  Indian Railways launched a ‘Post COVID Coach’ to
Investment Bank (AIIB) signed a loan agreement for a prevent the spread of COVID-19 virus infection. It has
$500 million Mumbai Urban Transport Project-III. been developed by the Indian Railways’ production
 World Bank approved a $750 million MSME unit, Rail Coach Factory, Kapurthala.
Emergency Response program for MSMEs in India to  Railways Minister announced India’s first cable-stayed
support increased flow of finance in MSMEs which Railways bridge “Anji Khad Bridge” to connect Katra
have been severely impacted by the COVID-19 crisis. & Reasi in Jammu & Kashmir.
 1st edition of the Fisheries & Aquaculture Newsletter  India’s first fully indigenously developed
“MATSYA SAMPADA”, published by the Pneumococcal Polysaccharide Conjugate Vaccine
Department of Fisheries, Ministry for Fisheries, (Pneumonia vaccine) received Drug Controller
Animal Husbandry & Dairying, & the Operational General of India's (DCGI) approval. Developed by
Guidelines of the Pradhan Mantri Matsya Sampada Serum Institute of India Pvt Ltd, Pune.
Yojana (PMMSY), launched.  NABARD launched development projects of worth Rs
 World Bank approved a $500 million for 44 lakhs in Andaman & Nicobar Islands.
Strengthening Teaching-Learning & Results for States  First on-line NISHTHA programme launched for 1200
Program (STARS) which seeks to improve the quality Key Resources Persons of Andhra Pradesh. It would
& governance of school education in six Indian states be conducted through DIKSHA & NISHTHA portals
namely Himachal Pradesh, Kerala, Madhya Pradesh, by the NCERT.
Maharashtra, Odisha, & Rajasthan.  An e-Portal named “Automobile Solutions Portal for
 VP Naidu launched India’s first social media super Industry, Research & Education (ASPIRE)” launched
application, “Elyments”. by the International Centre for Automotive
 India’s First No-Permission No-Takeoff (NPNT) Technology (ICAT).
compliant drone flight on the A200 Remotely Piloted  India’s first public EV (Electric Vehicle) charging
Aircraft System (RPAS) completed successfully by plaza inaugurated at Chelmsford Club in New Delhi.
Quidich Innovation Labs & Asteria Aerospace.  “Manodarpan” is an initiative of Ministry of HRD,
 PM Modi unveiled Asia’s largest 750 MW Rewa ultra launched to ensure mental well-being of the students.
mega solar plant in the Rewa district of Vindhya  ADB approved USD 3 million grant to India from its
region of Madhya Pradesh. Asia Pacific Disaster Response Fund to support the
 AIIB released $50 million loan to L&T Infrastructure government's emergency response to COVID-19
Finance Ltd for funding Renewable Energy projects in pandemic.
the country.  Union Cabinet approved the change in the name of
 U.S. Agency for International Development (USAID) "Ministry of HRD" to "Ministry of Education".
& the Ministry of New & Renewable Energy  India handed over 10 broad-gauge railway
announced a partnership for clean energy locomotives to Bangladesh.
development.

 Three high throughput COVID-19 testing facilities  India recorded a 29% increase in the population of
launched by the PM Modi at three testing facilities Asiatic Lions, count of which has increased from 523 in
located at the National Institutes of Indian Council of 2015 to 674 in 2020.
Medical Research, at Kolkata, Noida & Mumbai.  National Highway Authority of India (NHAI) has
 International Crops Research Institute for the Semi- become the first development division to go “fully
Arid Tropics, the Indian Institute of Tropical Digital”.
Meteorology, Pune & the India Meteorological  Narendra Singh Tomar launched "Sahakar Mitra:
Department developed the mobile app “Mausam” for Scheme on Internship Programme (SIP)" an initiative
weather forecasts. by National Cooperative Development Cooperation
 Government of India extended medical assistance (NCDC).
worth about USD 1 million in the form of anti-  National Healthcare Supply Chain Portal named as
tuberculosis medicines to North Korea. “Aarogyapath” launched. It is an information platform
 National “Artificial Intelligence Portal” of India called developed by CSIR in partnership with Sarvodaya
“ai.gov.in” launched by Ravi Shankar Prasad. Infotech & institutional users & manufacturers /
 National Program for the youth titled “Responsible AI authorized suppliers of healthcare essentials.
for Youth” launched to empower the youth of India  Dharmendra Pradhan launched the Indian Gas
with appropriate new age tech mind-set. Exchange (IGX). IGX is the first nationwide online
 World Bank approved a $500 million for delivery-based gas trading platform.
Strengthening Teaching-Learning & Results for  India joined the Global Partnership on Artificial
States Program (STARS). It seeks to improve the Intelligence (GPAI or Gee-Pay) as a founding member.
quality & governance of school education in 6 Indian  “e-Office” application launched in over 500 CGST &
states namely Himachal Pradesh, Kerala, Madhya Customs offices across India by the Chairman of CBIC,
Pradesh, Maharashtra, Odisha, & Rajasthan. M. Ajit Kumar. The “e-Office” is a Mission Mode
 Pradhan Mantri Gareeb Kalyan Anna Yojana Project (MMP) under the National e-Governance of
extended till the end of November, an extension to cost India.
over Rs 90 thousand crores.  Employees Provident Fund Organisation launched a
 India & Bhutan signed a pact for the construction of “Multi Location Claim Settlement” facility. It will
600 MW Kholongchhu joint venture hydroelectric cover claims such as provident fund, pension, partial
project in Bhutan. withdrawal & claims & transfer claims.
 GOI launched a new initiative ‘SWADES’ (Skilled  Trustees of the PM’s Citizens Assistance & Relief in
Workers Arrival Database for Employment Support) Emergency Situations (PM CARES) fund appointed,
to conduct a skill mapping exercise of the Indian New Delhi based Chartered Accountants, SARC &
citizens returning from overseas under the ‘Vande Associates, as its auditors for the next three years. The
Bharat Mission’. SARC & Associates is headed by Sunil Kumar Gupta.
 R. K. Singh has launched the “#iCommit” initiative on  India’s first mobile lab for COVID-19 testing
the occasion of World Environment Day. "Infectious Disease Diag Lab (I-Lab) – Rapid
 GOI has raised the Customs duty on bamboo imports Response Mobile Laboratory" developed with the
from 10% to 25% with immediate effect. support from the Department of Biotechnology,
 GOI allocated Rs 4000 crore to the State Governments Ministry of Science & Technology & Andhra Pradesh
under ‘Per Drop More Crop’ component of Pradhan Med-tech Zone (AMTZ).
Mantri Krishi Sinchayee Yojana (PMKSY- PDMC) for  India elected as a non-permanent member of the
the year 2020-21. United Nations Security Council & will serve as the
 To expand the coverage of Micro Irrigation in the President of the UN body for the month of August,
states, a Micro Irrigation Fund corpus of Rs 5000 crore 2021.
has been created with NABARD.  R&D Portal “Science & Technology Yojana for
 Central Board of Indirect Taxes & Customs launched Aatmanirbhar Bharat in Mining Advancement
its flagship programme “Turant Customs” at (SATYABHAMA)” launched for Science & Technology
Bengaluru & Chennai for faster Customs clearance of Programme Scheme of Ministry of Mines.
imported goods.  Union Minister Jitendra Singh inaugurated two
 ‘COVID BEEP’ app is India’s 1st indigenous wireless bridges Devika & Puneja at Udhampur & Doda
physiological parameters monitoring system districts in Jammu & Kashmir.
facilitated for COVID-19 affected patients. “COVID  Ministry of Skill Development & Entrepreneurship
BEEP” stands for Continuous Oxygenation & Vital (MSDE) & IBM has partnered to unveil free Digital
Information Detection Biomed ECIL ESIC Pod. Learning Platform “Skills Build Reignite”.

 Republic of Mali awarded the project management  NITI Aayog virtually launched a campaign titled as
consultancy contract for the development of 500 “Surakshit Dada-Dadi & Nana-Nani Abhiyan”, in
megawatts (MW) solar park to National Thermal association with Piramal Foundation to protect senior
Power Corporation Limited (NTPC). citizens during COVID-19. The campaign targets to
 A Line of Credit (LOC) of USD 20.10 million extended cover 2.9 million senior citizens in 25
by the Export-Import Bank of India (Exim Bank) on #AspirationalDistricts.
behalf of the GOI, to the Government of the Republic of  IIT Alumni Council has launched a “COVID-19 test
Nicaragua. bus” in Mumbai, Maharashtra. It will reduce 80% of
 France signed a loan agreement of 200-million-euros the testing cost without compromising on the testing
with India to boost India’s COVID-19 response. capacity.
 Mansukh Mandaviya introduced India’s largest 1st  GoI launched its biggest-ever evacuation exercises
Virtual Healthcare & Hygiene EXPO 2020. It is named the “Vande Bharat Mission” in which the govt.
organised by FICCI. will bring back nearly 15,000 Indian nationals stranded
 “Information about Country of Origin” has been abroad due to the coronavirus lockdown.
mandated for the sellers by the Government e-  Rajnath Singh inaugurated new 80-km road in
Marketplace (GeM), a Special Purpose Vehicle under Uttarakhand which connects close to the Line of Actual
the Ministry of Commerce & Industry. Control & opens a new route for Kailash Mansarovar
 India pledged to contribute USD 10 million to the yatra via Lipulekh Pass. Border Roads Organisation
United Nations Relief & Works Agency for Palestine achieved road connectivity from Dharchula to Lipulekh
Refugees in the Near East (UNRWA). (China Border) known as Kailash-Mansarovar Yatra
 A behaviour change campaign called “Navigating the Route.
New Normal” launched by the NITI Aayog in  Asian Infrastructure Investment Bank approved a
partnership with Bill & Melinda Gates Foundation loan worth of $500 million for India’s ‘COVID-19
(BMGF), Ashoka University, Centre for Social & Emergency Response.
Behavioural Change (CSBC), & the Ministry of Health,  Govt. of India started “Mission Sagar” to provide
& Ministry of Women & Child Development. assistance to Eastern Indian Ocean Region Nations
 Dharmendra Pradhan inaugurated a Product amid the coronavirus crisis. Under the mission, Indian
Application & Development Centre (PADC) set up by Naval Ship (INS) Kesari has been deployed.
Indian Oil at Paradip, Odisha.  Supreme Court of India's bench of 5-judge, headed by
 The web portal of the Garib Kalyan Rojgar Abhiyaan Justice Arun Mishra ruled that the provisions of
launched to provide information to the public SARFAESI)Act, 2002, will now be applicable to state
regarding the various district-wise & scheme-wise & multi-state cooperative banks.
components of the Abhiyaan.  “CHAMPIONS (Creation & Harmonious Application
 Project Monitoring Unit (PMU) launched by Ministry of Modern Processes for Increasing the Output &
of Coal (MoC) to facilitate early operationalisation of National Strength)” portal launched by MSME Ministry
coal mines. that is aiming to make the smaller units big.
 National Council for Science & Technology  Emergency Assistance Program Loan of USD 1 billion
Communication & Department of Science & approved by the New Development Bank (NDB) to
Technology launched a programme on health & risk India to support India in its attempt to curb the spread
communication ‘Year of Awareness on Science & of COVID-19.
Health (YASH)’ with focus on COVID-19.  An assistance of $3.6 million to India committed by the
 CSIR-Central Road Research Institute (CSIR-CRRI) US Centers for Disease Control & Prevention to
developed “Kisan Sabha App” to connect farmers to enhance India’s response to the COVID-19 epidemic.
supply chain & freight transportation management  In wake of the COVID-19 pandemic, the World Bank
system. announced $1 billion social protection package for
 Nation celebrates 480th birth anniversary of Maharana India.
Pratap on 9th May.  COBAS 6800 is the first fully automated, high-end
 National e-commerce marketplace ‘bharatmarket’ to be machine for performing RT-PCR tests for COVID-19,
launched by the traders’ body Confederation of All procured by GoI for testing COVID-19 cases &
India Traders (CAIT). installed at the National Centre for Disease Control in
 Chandigarh govt. launched a new mobile app named Delhi.
“CHDCOVID” to provide COVID-19 related  “GOAL (Going Online As Leaders)” programme
information. launched to offer mentorship to tribal youth via digital

mode & intends to act as a catalyst to explore hidden  TRIFED partnered with UNICEF to initiate “Van Dhan
talents of the tribal youth. Samajik Doori Jagrookta Abhiyaan“under which
 GoI flagship social security scheme ‘Atal Pension tribals will be provided with relevant information
Yojana’ (APY) successfully completed five years of regarding COVID-19.
implementation.  Nitin Gadkari inaugurated 440 metre-long tunnel as
 India provided USD 2 million aid for United Nations part of the Chardham Connectivity Project in
Relief & Works Agency working for welfare of Chamba. It is developed by the Border Roads
Palestinian refugees. Organisation (BRO).
 HRD Ministry launched a new mobile application  Manipur’s “Khudol” listed among the top 10 global
called “National Test Abhyas” that was developed by initiatives for an inclusive fight against the COVID-19
National Testing Agency to help the candidates to take pandemic.
mock tests for exams such as JEE Mains, NEET, etc.  Indian Navy formed “NavRakshak” PPE kit with
 Indian Railways operationalised its 1st 12,000 hp innovative breathable fabric material to provide
electric Locomotive- WAG12. The loco is named comfort to healthcare workers working against COVID-
WAG12 with Number 60027. It is manufactured by 19 pandemic. It is made by Surgeon Lieutenant
Madhepura Electric Loco Factory in Bihar. Commander Arnab Ghosh.
 Ministry of Minority Affairs flagship programme  Former SC Judge Justice, A K Sikri inaugurated the
‘Hunar Haat’ to restart from September 2020 with the Indian Dispute Resolution Centre (IDRC) in New
theme of “Local to Global”. There will be a special Delhi that will provide a completely paperless dispute
“Jaan Bhi, Jahaan Bhi” pavilion to create health resolution environment.
awareness among the people.  India handover the war game centre named as
“INDIA” to Uganda Peoples Defence Forces (UPDF).
Current Affairs Related to States in India
Northern States international players from the UP state will get road
 “Major Dhyan Chand Vijaypath Yojana” launched by connectivity to their houses.
Uttar Pradesh govt.. Under this, 19 international  A campaign “Mission Vriksharopan-2020” launched
players from the state of Uttar Pradesh will get road by UP government. Under this campaign, more than 25
connectivity to their houses. crore saplings were planted on 5th July in Uttar
 Punjab govt. rolled out “I Rakhwali” App to ensure Pradesh.
greenery & to protect the environment in Punjab.  CM Jai Ram Thakur announced that the Himachal
Pradesh has become the first state in India where 100%
 Haryana CM Khattar launched Educational WhatsApp
households have LPG gas connections. This was
Chatbot “Apka Mitra” & Online Admission Platform
achieved by the state with the help of ‘Himachal
for Under Graduate (UG) courses in govt.-aided & self-
Grihini Suvidha Yojana’.
financed colleges.
 Uttarakhand government decided to convert waste
 Smt. Harsimrat Kaur Badal inaugurated Organic Food
generated in the state to electricity under an initiative
Processing Unit in Uttar Pradesh. 5000 farmers will be
titled ‘Waste to Energy’.
benefitted & it is expected to leverage an investment of
Rs 50.33 crores.  Uttarakhand forest department opened the state’s
biggest biodiversity park in Haldwani.
 CCEA chaired by PM Modi given its approval to
 Uttarakhand forest department developed India’s first
the Haryana Orbital Rail Corridor
lichen park in Kumaon’s Munsiyari, Pithoragarh
Project from Palwal to Sonipat via Sohna-Manesar-
district.
Kharkhauda.
 Gairsain in Chamoli district formally declared as the
 Uttar Pradesh government launched the NRI unified summer capital of Uttarakhand.
portal. It will enable Overseas Indians & NRIs to get  UP CM Yogi Adityanath launched ‘Bal Shramik Vidya
their issues resolved with the help of this portal in Yojana’ to educate child labourers in the state.
cooperation with local administration or the State  PM Modi virtually launched a scheme “Atma Nirbhar
Government. Uttar Pradesh Rojgar Abhiyan” in 31 districts of Uttar
 “Major Dhyan Chand Vijaypath Yojana” launched by Pradesh constituting more than 25,000 returnee
the Uttar Pradesh government. Under this, 19 migrant workers. It aims to generate employment for

the migrant workers of the state who recently returned Odisha. It has been written by Kantakabi Laxmikanta
from other states. Mohapatra in 1912.
 Union Cabinet given International Airport status to  Odisha become the first state in the country to receive
Kushinagar Airport in Uttar Pradesh. ISO certification for hostels meant for tribal students.
 “Ghar Ghar Nigrani” mobile application launched by  West Bengal government launched a job portal
Punjab government to check the community spread of ‘KarmaBhumi’ for IT professionals who have returned
COVID-19 in the state of Punjab. to the state amid the COVID-19 pandemic.
 Cabinet of Himachal Pradesh decided to start the  Raja Parba festival celebrated in Odisha.
“Mukhya Mantri Shahari Rojgar Guarantee Yojna”.  An “Exit App” launched by West Bengal govt. for
In this Yojna, “120 days” assured employment will be people from other states who are stucked in West
provided to people living in urban areas. Bengal amid the nationwide lockdown.
 Himachal Pradesh govt. plans to launch a new  West Bengal Govt. launched ‘Matir Smristi’ scheme to
programme ‘Nigah’ in which it will educate the family utilise 50,000 acres of barren land in 6 districts to
members of the people coming to the state from other generate income activities in horticulture &
parts of the country. pisciculture.
 UP govt. launched a “Pravasi Raahat Mitra” App to  Loan agreement for a US$145 million project signed by
connect migrants with schemes & jobs. It is developed the Govt. of India, the Govt. of West Bengal & the AIIB
in coordination with the United Nations Development to improve irrigation services & flood management in
Programme (UNDP). the Damodar Valley Command Area in West Bengal.
 Uttarakhand Govt. launched “HOPE” (Helping Out
People Everywhere) portal to help unemployed youth North-Eastern States
to get jobs opportunities.  The “Thenzawl Golf Resort” Project virtually
 J & K administration & Haryana Govt. framed a plan inaugurated by Prahlad Singh Patel. It has been
to implement the Jal Jeevan mission to provide tap implemented under the Swadesh Darshan Scheme of
connections to every rural household by 2022. Ministry of Tourism, Government of India.
 UP govt. set up ‘UP Start-up Fund’. MoU signed  Khadi & Village Industries Commission (KVIC) to
between Uttar Pradesh govt. & the Small Industries open the Silk Training cum Production Center in the
Development Bank of India, & the fund will be tribal village of Chullyu in Arunachal Pradesh.
managed by SIDBI. Initial contribution of Rs 15 crore  Assam government to provide Rs 830 per month each
made to the fund. to 17 lakh poor families under the ambitious
 Uttarakhand govt. inaugurated the “Mukhyamantri “Orunodoi” scheme, to financially empower women.
Swarozgar Yojana” for returnee migrants in order to  CM of Nagaland, Neiphiu Rio launched “Yellow
provide self-employment opportunities to youth. Chain” a centralized e-commerce system to provide the
people of the state integrated platform to build
sustainable businesses either in products or services.
Eastern States (Bihar, Jharkhand, Odisha & West Bengal)
 Government of India declared the entire Nagaland as
 CM of Odisha, Naveen Patnaik launched a new “disturbed area” for a further period of six months i.e.
scheme named ‘GARIMA’ which aims to ensure the till the end of December.
economic safety & social dignity of core sanitation  Union Food Processing Minister, Harsimrat Kaur
workers in the state. Badal virtually inaugurated the “Zoram Mega Food
 Cabinet chaired by PM Modi approved establishment Park” in Mizoram.
of a new All India Institute of Medical  Guwahati Development Department Ministry
Sciences (AIIMS) at Darbhanga, Bihar. It will be inaugurated 1st manhole cleaning robot
established under the Pradhan Mantri Swasthya ‘BANDICOOT’ to ensure minimal human
Suraksha Yojana (PMSSY). involvement to clean the sewers. Guwahati is the 3rd
 West Bengal CM launched a new mobile application city in the entire country to procure this innovative
called “SelfScan”, to scan documents. technology after Gurugram & Coimbatore.
 West Bengal government received a loan amount of Rs  CM of Manipur N. Biren Singh inaugurated “Plant
1950 crore from the World Bank to tackle COVID-19 Health Clinic” at the Directorate of Horticulture & Soil
situation & developmental work in the state. Conservation, Imphal to boost the economic growth of
 State cabinet of Odisha adopted “Bande Utklala Manipur through agriculture & horticulture.
Janani” or Glory to mother Utkala as the anthem of

 Tripura government announced a special initiative for  Rajasthan state government to launch Indira Rasoi
activity-based learning named ‘Ektu Khelo, Ektu Yojana for the poor. This scheme will start to ensure
Padho’. that “no one sleeps hungry” in the state.
 Tripura government announced a scheme  Municipal Corporation of Greater Mumbai (MCGM)
“Mukhyamantri Matru Pushti Uphaar” which aims to launched a mobile application “Air-Venti” to provide
provide nutrition kits to pregnant & lactating women information on ICU beds, ventilators.
in order to combat infant & maternal mortality &  “Atmanirbhar Gujarat Sahay Yojana” launched by
malnutrition. Gujarat Govt. to provide an interest subsidy, a
 19th Great June Uprising Day was observed on 18th moratorium as well as a collateral free loan of up to Rs
June at Kekrupat, Manipur. 1 lakh.
 Mizoram Cabinet granted “industry” status to
“sports” to invest more in sports in order to generate
employment. Central States (Madhya Pradesh & Chhattisgarh)
 Madhya Pradesh govt. has launched a 15-day
campaign named ‘Gandagi Bharat Chhodo’.
Western States (Goa, Gujarat & Maharashtra)
 Meghalaya Govt. launched India’s Biggest “Piggery
 The first-ever “seaplane services in Gujarat” to Mission” with an outlay of Rs 209 Crores. It is
commenced from 31 October 2020. It will offer seamless launched under the aegis of Meghalaya Livestock
& affordable air connectivity from Sabarmati Riverfront Enterprises Advancement Society (MLEADS).
in Ahmedabad to Statue of Unity in Kevadia in
 Madhya Pradesh Urban Development & Housing
Gujarat.
Minister, Bhupendra Singh launched a public
 Rajasthan Govt. signed MoU with SIDBI to develop awareness campaign “Ek Mask-Anek Zindagi”.
its micro, small & medium enterprises (MSMEs)
 Chhattisgarh CM Bhupesh Baghel launched a social
ecosystem.
security scheme “Shaheed Mahendra Karma
 Gujarat govt. launched the Mukhyamantri Mahila Tendupatta Sangrahak Samajik Suraksha Yojana” for
Utkarsh Yojana (MMUY) to provide interest-free loans tendu leave collectors in the state.
to women’s groups in the state.  Chhattisgarh Government launched the “Indira Van
 “Bharat Air Fibre Services” inaugurated by Shri Sanjay Mitan” Yojana to make the forest dwellers of the state
Dhotre. The services were inaugurated at Akola in self reliant. Under this, government will form groups
Maharashtra. of youth in 10,000 villages of tribal areas & they will be
 Maharashtra government tied up with Google to responsible to conduct all forest based economic
provide online education to students in the state. activities.
Maharashtra is the first state in the country that is  Chhattisgarh government announced to launch a
launching such a project. student centric scheme named as “Padhai Tuhar Para”.
 Mukhya Mantri Kisan Sahay Yojana announced by  Madhya Pradesh government launched “Hamara
the Gujarat for the current Kharif season & all farmers Ghar-Hamara Vidyalaya” to take care of academic
of the state will be covered under this scheme. regularity of the students during the lockdown due to
 1st Ever “Seaplane services in Gujarat” to commenced COVID-19 pandemic.
from 31 October 2020. It will offer seamless &  Madhya Pradesh Tourism board launched a campaign
affordable air connectivity from Sabarmati Riverfront “Intzaar Aap Ka“ on social media platforms to attract
in Ahmedabad to Statue of Unity in Kevadia in tourists to the tourist places of the state.
Gujarat. Spicejet Airline will operate the seaplane  Madhya Pradesh topped among the other states in the
service. implementation of PM Street Vendor’s AtmaNirbhar
Nidhi (PM SVANidhi).
 Maharashtra government launched world’s largest
 Madhya Pradesh government will commence a unique
plasma therapy trials “Project Platina” for COVID-19
campaign titled as “Roko-Toko” to target those people
patients.
who do not wear masks.
 “Raj Kaushal Portal” & “Online Shramik
 Chhattisgarh government has organised the first e-Lok
Employment Exchange” launched by Rajasthan
Adalat of India amid the COVID-19 pandemic.
Goverment. It aims to improve availability of
 Chhattisgarh government has launched “Godhan
opportunities for the migrated workers & hence acts as
Nyay Yojna” to promote cattle rearing, ensure the
a bridge between industry & labourers.
safety of livestock, & help cattle ranchers earn extra
 Maharashtra State Government introduced “Maha
income.
Parwana” plan to attract fresh investment in industries.

 Amount of Rs 445 crore approved by the GOI for the  Karnataka CM, B.S. Yediyurappa inaugurated
implementation of Jal Jeevan Mission in Chhatisgarh the ‘Veer Savarkar’ flyover in Bengaluru.
in 2020-21. Under this, Chhattisgarh government has  CM of Andhra Pradesh, YS Jagan Mohan
prepared a roadmap to achieve 100% Functional Tap Reddy launched two nutrition schemes ‘YSR
Water Connection (FHTC) by year 2023-24. Sampoorna Poshana’ & ‘YSR Sampoorna Poshana
 Chhattisgarh Police launched a special campaign Plus’ to provide nutritious food to pregnant women,
“Spandan” to check mental stress & depression among lactating mothers & children.
their personnel by conducting interactive programmes.  CM of Maharashtra, Uddhav Thackeray launched a
 Madhya Pradesh government started "Street Vendor campaign titled, ‘My Family, My Responsibility’, to
Registration" & “Mukhyamantri Shahri Path curb the spread of coronavirus pandemic. The door-to-
Vyavsayi Utthan Yojana” & transferred Rs 300 crore to door survey will be conducted by the Brihanmumbai
urban local bodies. Municipal Corporation (BMC).
 Madhya Pradesh government to launch a ‘Kill Corona’
 Karnataka CM Yediyurappa launched the “Arthika
campaign 1 to control the spread of COVID-19 in the
Spandana” programme of disbursing loans to the tune
state.
of Rs. 39,300 crores through various cooperative
 Madhya Pradesh government gives 'corona warriors'
institutions.
status to Divyang Anganwadi workers.
 “Composite Regional Centre (CRC) for Skill  Andhra Pradesh government launched an innovative
Development, Rehabilitation & Employment of Persons virtual cybercrime awareness programme named as ‘E-
with Disabilities (PwDs)” inaugurated in Ranchi, Raksha Bandhan’.
Jharkhand.  WWF-India Kerala State Office is joining hands with
 In Madhya Pradesh, Madhya Kshetra Vidyut Vitaran the Society for Odonate Studies (SOS) &
Company launched the Nishtha Vidyut Mitra Scheme Thumbipuranam for the first-ever state “Dragonfly
for women empowerment. Under this, women SHGs at Festival” in Kerala, christened ‘Thumbimahotsavam
Gram Panchayat level will work as Nishtha Vidyut 2020’.
Mitra.  CM of Kerala, Pinarayi Vijayan commissioned the first-
 Madhya Pradesh become the 1st state in the country to ever marine ambulance named ‘PRATHEEKSHA’ at
provide mid-day meal ration. Vizhinjam village of Thiruvananthapuram district in
Kerala.
 Jharkhand govt. has banned 11 brands of Pan Masala
 Kerala will establish the first international women’s
for one year in the state.
trade centre (IWTC) of India at Angamaly.
 Sohrai Khovar painting of Jharkhand & Telia Rumal  Karnataka government launched a portal called “Skill
of Telangana received the Geographical Indication Connect Forum” to connect job seekers with employers
(GI) tag. on a common platform.
 Madhya Pradesh govt. launched country’s 1st ever  Kerala government announced “Dream Kerala
‘FIR Aapke Dwar Yojana’ in Bhopal. FIRs in Project” to tap the potential & experience of those
complaints of general nature will be lodged on the spot. returning from abroad & other states after losing their
 “Charan Paduka” campaign launched by Madhya jobs due to the COVID-19 pandemic.
Pradesh for the migrant labourers moving through the  As per RBI, Tamil Nadu has raised ₹30,500 crores in the
state. Under this campaign, shoes & slippers will be fiscal 2020-21 & has topped market borrowings among
offered to those labourers going barefoot. States in the country.
 “Didi Vehicle Service” launched by the women of  The Women Safety Wing, Telangana State Police
Rural Livelihood Mission in the tribal-dominated launched the “CybHer” campaign in association with
Jhabua district of Madhya Pradesh. It is launched for the Legal Aid Centre, Symbiosis Law School,
rural women for the safe delivery. Hyderabad to tackle cybercrime against children &
 Chhattisgarh govt. launched “Rajiv Gandhi Kisan women in the state.
Nyay Yojana” to stimulate the rural economy in the  Telangana government celebrates 2nd June as the
state. Telangana Formation Day.
 Kerala Govt. declared their ambitious broadband
project: Kerala Fibre Optic Network (K-FON) project.
Southern States (Andhra Pradesh, Karnataka, Kerala,
 Andhra Pradesh government launched ‘Jagananna
Tamil Nadu, Telangana)
Chedodu’ scheme to provide financial assistance to
 Kerala will establish the first international women’s
tailors, barbers & washermen, who had lost their
trade centre (IWTC) of India at Angamaly.
livelihood due to COVID-19 pandemic.

 Online waste exchange website of Andhra Pradesh  A programme named “Pranavayu” launched by the
Environment Management Corporation (APEMC) Bruhat Bengaluru Mahanagara Palike, Karnataka to
launched by the Andhra Pradesh Goverment. It create awareness on the need to self examine the
become India’s first state to launch waste exchange respiratory health for Bengaloreans.
website.  “Mee Annapurna” initiative launched in Maharashtra
 In Telangana, Hyderabad City Police along with by “Integrated Risk Insurance”. “Mee Annapurna” is a
Hyderabad City Security Council (HCSC) launched a commitment of Integrated Risk Insurance to the
programme called “She Triumphs through Respect, Bhoomiputra’s of Atmanirbhar Maharashtra in order
Equality, & Empowerment” (STREE) to support & to uplift the farming community.
empower women victims of domestic violence & abuse.  R Sreelekha become Kerala’s first woman IPS officer
 Karnataka government observed the “Mask Day” on to reach the Director General of Police (DGP) post.
18 June 2020 to aware the people about the use of
masks.
International Current Affairs

 Japan’s Chief Cabinet Secretary, YoshihideSuga “MV Wakashio” ran aground on a reef in Mauritius &
elected as the new Chief of country’s ruling, Liberal began leaking oil into the ocean.
Democratic Party (LDP) & Prime Minister-designate  Sri Lanka’s former President, Mahinda Rajapaksa took
of Japan. He is 71-year-old. oath as the country’s PM for the fourth time.
 TikTok chosen Oracle to be its technology partner for  President of Belarus, Alexander Lukashenko won his
its American operations. sixth consecutive term in the country’s presidential
 Mexico become the first country in the world to issue election.
a sovereign bond linked to the sustainable  Mohamed Ould Bilal appointed as the new PM of
development goals set by the United Nations. It has Mauritania.
raised EUR 750 million ($890 million) by such bonds.  Walter Roger Martos Ruiz become the new PM of
It will mature in September 2027 & offers a yield to Peru.
maturity rate of 1.603% & a coupon rate of 1.350%.  Russia become the first country to register a
 World Bank has stopped the publication of its “Doing coronavirus vaccine “Sputnik V” registered for use.
Business” report to probe data collection irregularities  PM of Lebanon, Hassan Diab & his entire government
in the annual ranking of countries’ business & has resigned, in the wake of the major blast in Beirut.
investment climates.  Malian President, Ibrahim Boubacar Keita has
 Mustapha Adib has been appointed as the Prime resigned & dissolved parliament.
minister of Lebanon.  Luis Rodolfo Abinader Corona sworn in as the 54th
 US President Donald Trump announced Wilmington, President of Dominican Republic.
North Carolina as the First World War II Heritage  Keith Rowley sworn in as PM of the Republic of
City. Trinidad & Tobago for a 2nd consecutive 5-year term.
 Govt. of Australia has appointed former  Francisco Pascual Eyegue Obama Asue reappointed
cricketer, Matthew Hayden & Indian-origin as PM of Republic of Equatorial Guinea for 3rd
politician Lisa Singh as trade envoys for advancing consecutive term.
business ties with India.  Africa Regional Certification Commission (ARCC),
 United Arab Emirates became the first Arab country to an independent body set up by the World Health
open a nuclear power plant, when the Unit 1 of the Organization (WHO), certified the African continent
Barakah Nuclear Plant in Abu Dhabi, got operational. free from wild Polio virus.
 Former Guyanese housing minister, Mohamed Irfaan  China successfully launched 5th Earth observation
Ali named as the President of the Guyana. satellite, Gaofen-9 (05), from the Jiuquan Satellite
 Former Chief-of-Staff of the Guyana Defence Force, Launch Center in northwest China.
Brigadier (retired) Mark Anthony Phillips sworn in as  PM of Japan, Shinzo Abe has announced to step down
PM of Guyana. from the post because of the poor health conditions.
 United States Senate unanimously passed a bill  Bangladesh decided to construct a monument for the
banning the Chinese-owned video-sharing app Indian soldiers who died in 1971 during the
TikTok on government devices. Bangladesh’s struggle for independence from Pakistan.
 A “state of environmental emergency” declared by the  Micheal Martin elected as new PM of Ireland.
island nation of Mauritius, as a Japanese bulk carrier
 Gudni Th. Johannesson re-elected as the President of  China successfully launched “Tianwen-1” its first
Iceland. independent mission to Mars.
 Pakistan Army appointed Major General Nigar Johar  World Trade Organization General Council granted
as 1st female lieutenant general. She has been the “Observer” status to the central Asian country
appointed as 1st female Surgeon General of Pak Army. Turkmenistan. It becomes the 25th observer of the
 French PM Edouard Philippe has resigned from his organization.
post.  The human trial of COVID-19 vaccine “AZD1222”
 President of Russia, Vladimir Putin recorded a victory developed by the University of Oxford & backed by
in the recently held Presidential polls & he is set to stay AstraZeneca Plc has shown a positive result.
in power until 2036.  IMF approved USD 4.3 billion to South Africa in
 The Central Banks & Supervisors Network for emergency funding to help the country in its fight
Greening the Financial System (NGFS) joined by the against the COVID-19 pandemic.
Asian Development Bank (ADB) as an observer.  Hichem Mechichi appointed as the new PM of
 Jean Castex appointed as the new PM of France. He Tunisia.
replaced the former french PM Edouard Philippe.  World Health Organisation launched the ‘COVID-19
 United States formalized to withdraw from the World Technology Access Pool’ for equitable access to life-
Health Organization (WHO) on July 6, 2021. saving tech.
 Israel Defence Ministry announced the successful  Lazarus Chakwera becomes new President of
launch of a new “Ofek 16” spy satellite into orbit by Malawi.
using a locally-developed Shavit rocket from a launch  Bangladesh launched an initiative named
pad at Palmachim airbase in central Israel. ‘Shohojodha’, which is an online network to facilitate
 As per WHO’s South-East Asian Region (SEAR) plasma exchange between recovered patients of
office, Maldives & Sri Lanka are the first two COVID-19 treatment.
countries in the WHO South-East Asia Region to  New Zealand declared itself free from “Coronavirus”.
achieve measles & rubella elimination ahead of the It achieved this milestone after 75 days of restrictions.
2023 target.  Member countries of the Group of 20 (G20) pledged
 Lee Hsien Loong has become the PM of Singapore more than $21 billion to improve the global health &
after the ruling People’s Action Party won the General hence supporting the fight against the COVID-19
Elections held in the country. pandemic.
 India has become the second-largest source of foreign  PM of Kyrgyzstan, Mukhammedkalyi Abylgaziev
direct investment (FDI) in the United Kingdom. resigned from the post.
United States remains the number one source.  Asian Infrastructure Investment Bank affirmed a USD
 Andrzej Duda re-elected as the President of Poland. 750 million (around Rs 5,714 crore) loan to India to
 China successfully launched “APSTAR-6D” enable the legislature to fortify its fight against the
telecommunication satellite via a Long March 3B antagonistic effect of COVID-19 on poor & vulnerable
carrier rocket from Xichang Satellite Launch Center. households.
 PM of Tunisia, Elyes Fakhfakh has submitted his  World Bank approved USD 1.05 billion for three
resignation. projects in Bangladesh to generate quality jobs & boost
 Indian-origin, Chandrikapersad ‘Chan’ Santokhi economic recovery in the wake of the COVID-19
elected as the President of South American country pandemic.
“Suriname”.  Pakistan will remain on the grey list of the Financial
 Pakistan & China signed an agreement for the 700 Action Task Force (FATF) for failing to abide by the
MW Azad Pattan hydel power project on the Jhelum FATF’s deadline to prosecute & penalise terrorist
river in Sudhoti district of Pakistan Occupied Kashmir financing in the country.
(PoK).  Micheal Martin elected as new PM of Ireland.
 Rose Christiane Ossouka Raponda appointed as the  Russia planned to launch the 1st satellite named
first woman PM of Gabon. Arktika-M to monitor the Arctic climate &
 A mission titled as “Hope” launched to “Mars” by the environment.
United Arab Emirates.  Former intelligence chief of Iraq Mustafa al-Kadhimi
 SpaceX successfully launched South Korea’s first becomes new Iraqi prime minister.
military satellite “ANASIS-II”. It was deployed into a  China successfully launched a new rocket named
geostationary transfer orbit (GTO) by a Falcon 9 “Long March 5B” into space as it steps up Moon
rocket. landing plans.

 Govt. of Iran took a decision of changing the name of the international blame game in the origin of COVID-
its currency to a “Toman”. Under the bill, Iran national 19.
currency is going to be changed from the rial to the  Prime Minister Benjamin Netanyahu won the Israeli
Toman. national elections, securing a record fifth term in office.
 Slovenia become the 1st coronavirus-free country in  China announced to provide USD 2 billion over two
Europe. years to fight the coronavirus pandemic at WHO
 Italian Institute of Technology developed ‘iFeel-You’ assembly.
bracelet for social distancing.  Lesotho Prime Minister, Thomas Thabane has
 WHO & United Nations Postal Administration formally resigned from the post. Lesotho’s Finance
(UNPA) jointly released commemorative Postage Minister Moeketsi Majoro named as the interim PM
Stamp on the 40th anniversary of the eradication of of the country.
smallpox.  European Union proposed 750 billion Euros as
 WHO will initiate Independent Inquiry in the COVID-19 recovery fund to help the countries to
handling of COVID-19 & hence it will launch recover from deep recession caused by the COVID-19.
“Resolution on COVID-19 response” to put an end to
Obituaries (National/International)
Person Died Profession/Famous In?

Politician (National-International)
1. Pranab Mukherjee Former President of India
2. Harikrishnan VasanthaKumar Congress Member of Parliament
3. Raghuvansh Prasad Singh Former Union minister & veteran leader of RashtriyaJanata Dal (RJD)
4. Chanesh Ram Rathiya Veteran Congress leader & former Chhattisgarh minister
5. General MoussaTraore Former President of Republic of Mali
6. Ashok Gasti Rajya Sabha MP from Karnataka
7. Lee Teng-hui Former Taiwanese President (1988 to 2000)
8. Amar Singh Rajya Sabha MP & former Samajwadi Party leader
9. Kamal Rani Varun Cabinet Minister in UP government
10. Pydikondala Manikyala Rao Former Andhra Pradesh Minister
11. John Hume Northern Ireland politician & former Nobel Peace Prize winner
12. Ram Pradhan Former Arunachal Pradesh Governor
13. Shivajirao Patil Nilangekar Former Maharashtra CM
14. Nandi Yellaiah Former Congress leader & eight-time parliamentarian from Telangana
15. Pascal Lissouba Former President of the Republic of Congo
16. Pranab Mukherjee Former President of India. He was the president between 2012 & 2017. He
was awarded the Bharat Ratna in 2019.
17. Upa Rokamlova Former Mizoram Assembly speaker
18. Dr Suresh Amonkar Former health minister of Goa
19. Lalji Tandon Madhya Pradesh Governor
20. Benjamin Mkapa Tanzania’s Former President
21. P Namgyal Former Union Minister & three-time Congress MP from Ladakh
22. J Anbazhagan Three-time Dravida Munnetra Kazhagam (DMK) MLA
23. Pierre Nkurunziza The President of the Republic of Burundi
24. Arjun Charan Sethi Former Union Water Resources Minister
25. Ved Marwah Former Governor & Delhi Police commissioner
26. Madhavrao Patil Former Lok Sabha MP & founder of Janalaxmi Cooperative Bank
27. Achyut Kashinath Sinai Former Goa minister
Usgaonkar
28. Vishwa Bandhu Gupta Former member of parliament (MP) & veteran journalist
29. Tamonash Ghosh Trinamool Congress MLA
30. Dalit Ezhilamalai Former Union Minister

31. Raja Rangappa Naik Former Lok Sabha MP & senior Janta Dal(S) leader
32. M.P. Veerendra Kumar Rajya Sabha (RS) MP from Kerala & Loktantrik Janata Dal (LJD) Leader
Singer/Musician (National-International)
33. Dr. KapilaVatsyayan Veteran scholar of Indian classical dance, art, architecture & art histor
34. PK Muthusamy Veteran Tamil film songwriter
35. Chunakkara Ramankutty Malayalam poet-lyricist
36. Pandit Jasraj Indian classical vocalist
37. Ennio Morricone Oscar-winning Italian film composer
38. Charlie Daniels Country Music Hall of Fame musician
39. Annie Ross Legendary Jazz Singer
40. Sonam Tshering Lepcha Padma Shri awardee folk musician
41. Wajid Khan Singer & music composer
42. Anwar Sagar Veteran lyricist & member of Indian Performing Right Society Limited
43. Rupert Hine British Producer & songwriter
44. Heera Singh Rana Noted folk singer of Uttarakhand
45. Betty Wright The Grammy-winning soul singer
46. Little Richard Founding father of Rock ‘n’ roll
47. Shyamala G. Bhave Classical musician
Actor/Director/Producer (National-International)
48. Jiri Menzel Oscar-winning Czech film director
49. Johnny Bakshi Veteran producer-director
50. Jaya Prakash Reddy Telugu actor
51. Dame Diana Rigg British Actress
52. Babu Sivan Tamil director
53. Ebrahim Alkazi Theatre doyen & legendary teacher
54. Sameer Sharma Renowned TV actor
55. Chadwick Boseman Black Panther movie actor
56. Nishikant Kamat Director-actor
57. Saroj Khan Veteran Bollywood choreographer
58. Carl Reiner Legendary comedian, writer, director & actor
59. Earl Cameron British film & television actor
60. Jagdeep Veteran Bollywood actor-comedian
61. Susheel Gowda Kannada TV actor
62. Rajat Mukherjee Bollywood director
63. Bijay Mohanty Veteran Odia Actor
64. Amala Shankar Eminent danseuse & choreographer
65. Olivia de Havilland Two-Time Oscar Winning Actress
66. John Saxon American actor passed away. He won the Golden Globe Award for the new
star of the year in 1958 for the movie “This Happy Feeling”.
67. Parvez Khan Bollywood action director
68. Kumkum Veteran Bollywood actor
69. Anil Murali Malayalam actor
70. Basu Chatterjee Legendary Filmmaker & the National Film Award winner
71. Jagesh Mukati Television Actor
72. Anil Suri Bollywood producer
73. Chiranjeevi Sarja Kannada actor
74. K.R. Sachidanandan Malayalam Film director, scriptwriter, & producer
75. Steve Bing A movie producer & philanthropist
76. Joel Schumacher Hollywood Director
77. Rob Gibbs Veteran director
78. Sai Gundewar Film actor

79. Jerry Stiller US comedian
80. Shafique Ansari TV actor
81. Mohit Baghel Bollywood actor
Author/Journalist/Activist/Painter (National-International)
82. Shirley Ann Grau Fiction writer & Pulitzer Prize-winner
83. Rahat Indori Noted Urdu
84. Gail Sheehy Writer-journalist, Commentator & Pop sociologist
85. Avad Bin Hassan Jami Renowned Gujarati cartoonist
86. Nagindas Sanghvi Padma Shri award winning veteran Gujarati journalist
87. Jyotsna Bhatt Renowned ceramic artist
88. Juan Marse Spanish novelist
89. Geetha Nagabhushan Veteran Kannada writer
90. Anand Mohan Zutshi Gulzar Veteran Urdu poet
Dehlvi
91. Dinu Ranadive Freedom fighter & Veteran journalist
92. Ronald Vivian Smith Eminent historian, author & columnist
93. KS Nisar Renowned Kannada poet
94. Hari Shankar Vasudevan Eminent historian
95. Professor Anisuzzaman Bangladesh’s Noted literary personality & educationist
96. Debesh Roy Veteran Bengali author
97. Ratnakar Matkari Veteran Marathi writer & playwright
98. Mujtaba Hussain Padma Shri awardee Noted Urdu author, humorist & satirist
99. Yogesh Gaur Veteran lyricist
Sportsmen/Sportswomen (National-International)
100. Purushotham Rai India’s former athletic coach
101. David Capel Former England all-rounder & legendary cricketer
102. Sadashiv Patil Former Maharashtra cricketer
103. James Harris Former wrestler
104. Manitombi Singh Former India defender & Mohun Bagan captain
105. GK Menon Veteran sports journalist
106. Chetan Chauhan Former Indian cricketer & Uttar Pradesh minister
107. Angela Buxton Former British tennis player
108. Gopalaswamy Iyenger Former Cricketer, Administrator & Pitch Curator
Kasturirangan
109. Purushotham Rai India’s former athletic coach passed
110. Everton Weekes West Indies former cricketer
111. Jack Charlton Member of the England 1966 World-Cup winning team
112. Wim Suurbier Dutch Football legend
113. Barry Jarman Former Australian test wicketkeeper
114. Viktor Chizhikov Creator of the brown bear mascot “Misha” for 1980 Moscow Summer
Olympics.
115. Bobby Joe Morrow American sprinter
116. Jayantilal Nanoma Former International Archer turned coach
117. Wes Unseld National Basketball Association Hall of Famer
118. Tony Dunne Manchester United’s European Cup-winning defender
119. Hamza Koya Former Santosh Trophy player
120. Kurt Thomas 1st U.S. male gymnast to win a world championship gold medal
121. Vasant Raiji India’s oldest First Class cricketer
122. Matt Poore Former New Zealand Test cricketer
123. Rajinder Goel Former Left-arm spinner
124. K Raghunath Former Karnataka basketball star player

125. Pournima Zanane Former Indian shooter & coach
126. Chuni Goswami Former India Football captain
127. Pandanda Kuttappa Founder of Kodava Family Hockey Tournament
128. Manmeet Singh Walia Former India national table tennis champion
129. R. Shanmugam Former Tamil Nadu footballer & coach
130. Gigi Simoni Former Inter Milan coach
131. Hana Kimura Japanese professional wrestler
132. Ashley Cooper Former No. 1-ranked player & Australian tennis star
133. Balbir Singh Dosanjh Former Indian hockey player
Others (National-International)
134. Joe Ruby Co-creator of the cartoon series Scooby-Doo
135. Dr S Padmavati Noted cardiologist
136. Kesavananda Bharti Head seer of Edneer Mutt
137. Prof Govind Swarup Father of India’s Radio Astronomy
138. Swami Agnivesh Social activist & Arya Samaj leader
139. Amitabha Ghosh Shortest-serving Governor of RBI
140. PR Krishnakumar Tamil Nadu based prominent Indian Ayurveda physician
141. William Kirk English American computer engineer who co-invented world’s first computer
mouse
142. Russell Kirsch Computer scientist invented the “pixel” & scanned the world’s first digital
photograph
143. Arnold Meyer Spielberg Pioneered computer designer
144. A.R. Lakshmanan Former Supreme Court
145. Brahm Vasudeva Hawkins Cookers Chairman
146. Neela Satyanarayan First woman State Election Commissioner (SEC) of Maharashtra
147. Acharya Shree Purushottam Priyadasji Swamishree passed away due to COVID-19. He was the head of
Swaminarayan Sanstha.
148. Rev Cordy Tindell Vivian A civil rights veteran
149. C S Seshadri Eminent Indian mathematician
150. John Lewis Civil Rights pioneer
151. Achyuta Rao Child welfare activist
152. A. Vaidyanathan Former member of the Planning Commission
153. Pritam Singh Former director of IIM Lucknow & Padma Shri award winner
154. Atul Srivastava Steel Authority of India Limited Director
155. Raj Mohan Vohra Maha Vir Chakra awardee Lt Gen (retd)
156. B.P.R. Vithal Veteran economist & the member of 10th Finance Commission
157. Vidyaben Shah Padma Shri awardee & a social worker
158. Lachhman Singh Lehl Major General (Retd)
159. Parvez Jamasji Vir Chakra awardee, Sqn Ldr (retd)
160. Gandhian Hema Bharali Freedom fighter & Padma Shri
161. Denis Goldberg Veteran South African anti-apartheid activist
162. Justice Ajay Kumar Tripathi Judicial Member, Lokpal of India
163. Hossein Kazempour Ardebili Iran’s representative at Organisation of the Petroleum Exporting Countries
164. Bejan Daruwalla Renowned astrologer
List/Indexes (Ranks & Reports)

 India ranked 105th position “Global Economic  India has been ranked 57th in Digital Quality of Life
Freedom Index 2020 Annual Report” by Canada’s Index 2020. Denmark has topped the index.
Fraser Institute. This is the 24th edition of Economic  Tamil Nadu topped the list of Pradhan Mantri Mudra
Freedom of the World. Hong Kong topped the Index. Yojana (PMMY) in availing loans to women.

 India’s second Voluntary National Review (VNR)  India skipper Virat Kohli is the only cricketer to feature
report presented by the NITI Aayog at the United in Forbes’ list of the top 100 highest-paid athletes in the
Nations High-level Political Forum (HLPF) on world for the year 2020. Kohli ranked at number 66.
Sustainable Development, 2020. It is titled as “Decade Swiss tennis great, Roger Federer has topped the list.
of Action: Taking SDGs from Global to Local”.  Swiss National Bank (SNB) released ‘Annual banking
 “India Report on Digital Education, 2020” launched statistics, 2019’. As per the data, India has moved down
virtually. It highlights the innovative methods adopted three places to 77th rank in terms of money parked by
by Ministry of HRD, Education Departments of States its citizens & while Britain holds the first place.
& Union Territories to ensure accessible as well as  India ranked at 74th position in the Global ‘Energy
inclusive education to children at home & reducing Transition Index’ by WEF. Sweden topped the index.
learning gaps.  Uttarakhand became the 1st state in India to release a
 Bijapur district in Chhattisgarh topped the list of report highlighting its conservation efforts to save over
aspirational districts in Overall Delta Ranking by 1,100 rare plants from extinction.
government think-tank Niti Aayog for the February-
June 2020 period.
Important Days (October to March)
Date Day & Theme this day is being observed on 3

30th August International Day of the Victims of August 2020.
Enforced Disappearances 1st to 7th August World Breastfeeding Week with the
5th September International Day of Charity theme “Support breastfeeding for a
India celebrates Teachers Day every year on 05th healthier planet”.
September 6th August marks the anniversary of the atomic bombing
7th September International Day of Clean Air for in Hiroshima during World War II.
blue skies 7th August National Handloom Day
8th September International Literacy Day 8th August 78th anniversary of the August
9th September International Day to Protect Kranti Din or Quit India Movement
Education from Attack 9th August International Day of the World’s
10th September International Association for Indigenous Peoples with the theme
Suicide Prevention | Theme: “COVID-19 & indigenous peoples’
‘Working Together to Prevent resilience”.
Suicide’ 10th August World Biofuel Day with the theme
12th September International Day for South-South “Biofuels towards Atmanirbhar
Cooperation Bharat”.
12th September World First Aid Day 12th August International Youth Day with the
15th September International Day of Democracy theme “Youth Engagement for
15th September In India, the Engineer’s Day is Global Action”.
celebrated 12 August
th World Elephant Day
16th September International Day for the 13th August World Organ Donation Day
Preservation of the Ozone Layer. 19th August World Humanitarian Day (WHD)
Theme: “Ozone for life: 35 years of 19th August World Photography Day
ozone layer protection”. 20th August Sadbhavana Diwas or Harmony Day
17th September World Patient Safety Day with the (Birth anniversary of Rajiv Gandhi)
theme Health Worker Safety: A 20th August Indian Akshay Urja Day or
Priority for Patient Safety. Renewable Energy Day
18th September World Bamboo Day with the theme 21st August International Day of Remembrance
‘BAMBOO NOW.’ & Tribute to the Victims of
18th September International Equal Pay Day Terrorism.
3rd August World Sanskrit Day, (also known as 21st August World Senior Citizen Day
Sanskrit Diwas), is celebrated every 23rd August “International Day for the
year on Shraavanapoornima. In 2020, Remembrance of the Slave Trade &
its Abolition”.

24th to 28th World Water Week 2020 with the 31st May World No Tobacco Day
August theme ‘Water & Climate change: 1st June Global Day of Parents
Accelerating Action’. 1st June World Milk Day with the theme
26 August
th Women’s Equality Day “20th Anniversary of World Milk
29th August International Day against Nuclear Day”
Tests 3rd June World Bicycle Day
29th August National Sports Day (Birth 4th June International Day of Innocent
anniversary of Major Dhyan Chand) Children Victims of Aggression
30th August International Day of the Victims of 5th June World Environment Day with the
Enforced Disappearances theme Biodiversity| Colombia will
1st July National Chartered Accountants host.
Day or CA Day 5th June International Day for the Fight
1 July
st National Doctor’s Day | Theme was against Illegal, Unreported &
“Lessen the mortality of COVID 19” Unregulated Fishing
| It also marks the birth & death 6th June Russian Language Day
anniversary of Dr Bidhan Chandra 12th June World Day Against Child Labour
Roy. 9th June World Accreditation Day (WAD)
1st July National Postal Worker Day with the theme “Accreditation:
2nd July World Sports Journalists Day Improving Food Safety”.
UN celebrates the International Day of Cooperatives 8th June World Ocean Day with the theme
every year on the first Saturday of July. In 2020, it is “Innovation for a Sustainable
celebrated on 4th July. Ocean.”
4th July Dharma Chakra Day | It 7th June World Food Safety Day with the
commemorates Buddha’s First theme “Food safety, everyone’s
Sermon to his first five ascetic business”.
disciples at the Deer Park, Rsipatana 8th June World Brain Tumour day
in the present day Sarnath near 13th June International Albinism Awareness
Varanasi, UP. Day with the theme ‘Made To Shine’.
7 July
th World Chocolate Day 14th June World blood donor day with the
11th July World Population Day with the theme “Safe blood saves lives”
theme Putting the brakes on COVID- 15th June World Elder Abuse Awareness Day
19: Safeguarding the health & rights 15th June World Wind Day
of women & girls. 16th June International Day of Family
12th July World Malala Day Remittances with theme: “Building
15th July World Youth Skills Day with the resilience in times of crisis”.
theme “Skills for a Resilient Youth“. 17th June World Day to Combat
17 July
th World Day for International Justice Desertification & Drought with the
18th July Nelson Mandela International Day. theme Food. Feed.Fibre. – the links
20th July World Chess Day between consumption & land.
23rd July National Broadcasting Day 18th June Sustainable Gastronomy Day
24th July National Thermal Engineer Day 19th June International Day for the Elimination
26th July India celebrates the Kargil Vijay of Sexual Violence in Conflict
Diwas to remember the extreme 18th June Autistic Pride Day
valour, sacrifice & exemplary courage 20th June World Refugee Day with the theme
of Indian soldiers during the 1999 “Every Action Counts”.
Kargil war. 21st June International Day of Yoga with the
27th July 82nd Raising Day of Central Reserve theme “Yoga for Health – Yoga at
Police Force Home”.
28th July “World Hepatitis Day” with the 21st June International Day of the Celebration
theme “Hepatitis-free future”. of the Solstice
28th July World Nature Conservation Day 21st June World Music Day
30 July
th World Day Against Trafficking in 21st June World Hydrography Day with the
Persons theme “Hydrography enabling
30th July International Day of Friendship autonomous technologies”.

23rd June International Widows Day Mother’s day celebrated on every second Sunday of May
23rd June United Nations Public Service Day month. Celebrated on 10th May 2020.
23rd June Olympic Day 11th May National Technology Day
25th June Day of the Seafarer 12 May
th International Nurse Day with the
26th June International Day Against Drug theme “Nursing the World to
Abuse & Illicit Trafficking with the Health”.
theme “Better Knowledge for Better 15th May International Family Day
Care”. 16th May International Day of Light
26th June International Day in Support of Armed Forces Day observed on the third Saturday in
Victims of Torture May to the men & women who served US Armed Forces.
27th June Micro, Small & Medium-sized In 2020, it was celebrated on the 16th of May.
Enterprises Day Endangered Species Day is observed on the third Friday
29th June National Statistics day with the of May every year. In 2020, it was celebrated on 15th
theme SDG- 3 (Ensure healthy lives & May.
promote well-being for all at all ages) 17th May World Telecommunication &
& SDG- 5 (Achieve gender equality & Information Society Day
empower all women & girls). 17th May World Hypertension Day
30th June International Asteroid Day 18th May International Museum Day with the
30th June International Day of theme “Museums for Equality:
Parliamentarism Diversity & Inclusion”.
1st May International Labour Day 20th May World Bee Day
2 May
nd World Tuna Day 21st May International Tea Day
3rd May World Press Freedom Day with the 21st May World Day for Cultural Diversity for
theme “Journalism without Fear or Dialogue & Development
Favour”. 20th May World Metrology Day
4th May International Firefighters’ Day 21st May Anti Terrorism Day | Marks the
5th May International Day of the Midwife death anniversary of India’s seventh
with the theme Midwives with PM Rajiv Gandhi.
women: celebrate, demonstrate, 18th May HIV Vaccine Awareness Day
mobilise, unite – our time is NOW! (HVAD)
5th May World Hand Hygiene Day with the 22nd May International Day for Biological
theme “SAVE LIVES: Clean Your Diversity with the theme “Our
Hands”. solutions are in nature”
1st Tuesday of World Asthma Day |5th May 2020 | 29th May World Digestive Health Day
May Theme: ‘Enough Asthma Deaths’. 28th May World Hunger Day
7th May Vesak Day | Vesak, the Day of Full 28th May International Day of Action for
Moon, the most sacred day to Women’s Health
Buddhists in the world 29 May
th International Day of UN
7th May World Athletics Day Peacekeepers with the theme
8th May World Red Cross Day "Women in Peacekeeping: A Key to
8 May
th World Thalassaemia Day Peace".
International Astronomy Day is celebrated twice a year, 25th May World Thyroid Day
once in the spring (in May 2, 2020) & in autumn (in 25th May International Missing Children’s
October 5, 2020). Day
9th May World Migratory Bird Day 29th May International Everest Day
Books & Authors

Name of the Book Author “Azadi: Freedom. Fascism. Arundhati Roy
“The Big Thoughts of Little Karan Johar Fiction”
Luv” “Siyasat Mein Sadasyata” Vijay Kumar
Pope Francis is set to release the book “Let Us Dream”. Choudhary
“My Life In Design” Gauri Khan “Vishesh: Code To Win Nirupama Yadav

“RAW: A History of India”s Yatish Yadav “If It Bleeds” Stephen King
Covert Operations” ‘The Tangams: An
‘Amazing Ayodhya’ Neena Rai Ethnolinguistic Study of The
“Our Only Home: A Dalai Lama & Franz Alt Critically Endangered Group
Climate Appeal to the Phd of Arunachal Pradesh’
World” “The Endgame” S Hussain Zaidi
Book titled ‘Connecting, Communicating, Changing’ ‘Suraj Kade Marda Nahi’ Baldev Singh
that chronicles Shri M Venkaiah Naidu’s three years in Sadaknama
office as the VP of India. “Quest for Restoring Viral V. Acharya
“Full Spectrum: India’s Arjun Subramaniam Financial Stability in India”
Wars, 1972-2020″ “The India Way: Strategies S Jaishankar
‘One Arranged Murder’ Chetan Bhagat for an Uncertain World”
“Gastric Cancer” Edited by Dr Ashok K. ‘Legend of Suheldev: The Amish Tripathi
Vaid. King Who Saved India’.
“Who painted my lust red?” Sree Iyer Harsh Vardhan launched a multimedia guide on the
‘Cricket Drona’ Jatin Paranjpe & Anand Covid-19 disease named ‘COVID Katha’.
Vasu ‘Vijyant at Kargil: The Life By Colonel VN Thapar
“Future of Higher Education V Pattabhi Ram of a Kargil Hero’ & writer Neha Dwivedi
– Nine Mega Trends“ 1st Biopic on Prince Harry & Omid Scobie & Carolyn
‘Overdraft: Saving the Urjit Patel Meghan Markle’s life, titled Durand.
Indian Saver’ ‘Finding Freedom: Harry &
“Getting Competitive: A RC Bhargava Meghan & the Making of A
Practitioner’s Guide for Modern Royal Family’
India” “Wuhan Diary: Dispatches Fang Fang
‘His Holiness the Fourteenth Tenzin Geyche from a Quarantined City”
Dalai Lama: An Illustrated Tethong ‘Hop On: My Adventures on Ruskin Bond
Biography’ Boats, Trains & Planes’
‘A Song of India’ Ruskin Bond “The Ickabog” JK Rowling
Defense Current Affairs

 India withdrawn its participation from the multilateral  DRDO successfully flight-tested a Hypersonic
Military Exercise “Kavkaz 2020” to be held in Russia. Technology Demonstrator Vehicle (HSTDV), which
 Acquisition Wing of Ministry of Defence signed a is an unmanned scramjet vehicle with the ability to
contract worth Rs 2580 Cr with M/s. Bharat Earth travel at six times the speed of sound. The test was
Movers Ltd., M/s. Tata Power Company Ltd. & M/s. conducted from Dr A P J Abdul Kalam Launch
Larsen & Toubro for the supply of six Pinaka Complex at Wheeler Island, off the coast of Odisha.
Regiments to the Regiment of Artillery of the Indian  India will take part in the multilateral military
Army. "Russian Kavkaz 2020" strategic command-post
 Indian Navy & Russian Navy commenced the 11th exercise to be held in Astrakhan, Russia.
edition of a biennial bilateral maritime exercise  Indian Coast Guard (ICG) launched an Interceptor
“INDRA NAVY” in the Bay of Bengal. Boat ‘ICGS C-454’ in Surat, Gujarat. It is built by
 The first batch of five Rafale fighter jets formally Larsen & Toubro & it has a maximum speed of 45
inducted into the Indian Air Force (IAF) at the Air Force nautical miles or 83 kilometers per hour.
Station in Ambala. They have been inducted in the  Chief of Air Staff, Rakesh Kumar Singh Bhadauria
Indian Air Force’s 17 Squadron ‘Golden launched a mobile application named ‘MY IAF’ to
Arrows’ based in Ambala. provide career-related information & details to the
 13th edition of Aero India-21 is scheduled to be held at aspirants who wish to join the Indian Air Force.
Air Force Station, Yelahanka, Bengaluru, Karnataka.  India Pavilion at the Army-2020 International
 10th Defense Technology & Trade Initiative (DTTI) Military & Technical Forum inaugurated at Moscow,
Group Meeting held virtually by the Indian & U.S. Russia.
Defense Delegations.  14th India-Singapore Defence Policy Dialogue (DPD)
held virtually. Defence Secretary Dr Ajay Kumar &
Permanent Secretary (Defence), Singapore Mr Chan  Indian Navy inducted an advanced anti-torpedo decoy
Heng Kee co-chaired the virtual dialogue. system called ‘Maareech’. It designed & developed
 Directorate General National Cadet Corps (DGNCC) indigenously by DRDO.
Mobile Training App launched to provide support in  Lieutenant General Raj Shukla assumed the command
conducting countrywide online training of NCC cadets. of Army Training Command (ARTRAC).
 Bharat Dynamics Limited (BDL) signed License  An operation named “Samudra Setu” launched by the
Agreement & Transfer of Technology (ToT) with Indian Navy to bring back Indian citizens who are
DRDO–Defence Research & Development Laboratory stranded overseas amid COVID-19 pandemic.
for Akash Missile Weapon System (Indian Army  Rajnath Singh commissioned Indian Coast Guard Ship
Variant). "Sachet" & 2 interceptor boats (IBs) C-450 & C-451 in
 DRDO developed the P7 Heavy Drop System which Goa.
is capable of para dropping military stores up to 7-ton  Defence Testing Infrastructure Scheme (DTIS)
weight class from IL 76 aircraft. approved by the Defence Minister Rajnath Singh with
 Acquisition Wing of Ministry of Defence (MoD) an outlay of Rs 400 crore.
signed a contract with Bharat Earth Movers Limited  Landing Craft Utility Ship ‘INLCU L57’
(BEML) for procurement of 1,512 Mine Plough (MP) commissioned into Indian Navy in Port Blair. It has
for Tank T-90 S/SK for Rs. 557 crore. been built by the Garden Reach Shipbuilders &
 Indian Navy conducted a Passage Exercise (PASSEX), Engineers Limited (GRSE).
a high-end joint naval exercise with the US Navy in the  Tejas Mk-1 FOC aircraft inducted by Indian Air Force
Indian Ocean. (IAF) into the recently resurrected No 18 Squadron the
 DRDO provided drones named ‘Bharat’ to the Indian “Flying Bullets” at Air Force Station Sulur.
Army to provide accurate surveillance along the Line  Foundation stone for a missile park “Agneeprastha”
of Actual Control in high altitude & mountainous laid at INS Kalinga, Naval base in Visakhapatnam,
terrains of Eastern Ladakh. Andhra Pradesh.
 Deep Submergence Rescue Vehicle (DSRV) Complex
inaugurated at Eastern Naval Command (ENC) in
Visakhapatnam, Andhra Pradesh.
 Indian Air Force indigenously designed, developed &
manufactured an Airborne Rescue Pod for Isolated
Transportation (ARPIT) for the evacuation of critical
patients with infectious diseases, from high altitude
area, isolated & remote areas.
 Garden Reach Shipbuilders & Engineers Ltd (GRSE)
delivered ICGS Kanaklata Barua, the fifth & last boat
in the series of Fast Patrol Vessels (FPV) for the Indian
Coast Guard.
 India will send its Tri-Service contingent to take part in
the 75th Victory Day Parade of World War II in
Moscow, Russia.
Sports Current Affairs
Cricket {National Game of: Australia, Bermuda, England,  Indian Government provisionally granted permission
Jamaica No. of Players: 11 for the 13th edition of Indian Premier League’s (IPL’s)
Important Terms associated: Arm ball, Beamer, Bottom 2020 to be rescheduled in the United Arab Emirates
hand, Bouncer, Cameo, Carrom ball, Chinaman, Flick, (UAE) from September 19 to November 10, 2020. BCCI
Free hit, Glance, Googly, Hat-trick, Hit wicket, Leg bye, also decided to host a Women’s T20 Challenge to be
Nelson, Night watchman, Pinch hitter, Sweep, Upper held from November 1 to 10 in UAE.
Cut.}  ICC confirmed that the ICC Men’s T20 World Cup
 England cricketer, Ian Bell announced that he will 2020 that was postponed due to Covid-19 will be held
retire from all forms of cricket at the end of 2020 in Australia in 2022. India will host the ICC Men’s T20
domestic season. World Cup 2021 as planned. ICC also postponed the

ICC Women’s Cricket World Cup 2021 in New  New Zealand wicketkeeper-batswoman Rachel Priest
Zealand till February-March 2022. has announced her retirement from International
 Indian Umpire, KN Ananthapadmanabhan included Cricket.
in ICC’s international panel of umpires.  As per the poll by Wisden India, Rahul Dravid is the
 Former Indian Captain & the World Cup winner, greatest Indian Test batsman of all time.
Mahendra Singh Dhoni announced his retirement  Indian umpire Nitin Menon inducted into
from the International Cricket. International Cricket Council’s Elite Panel of
 Indian batsman Suresh Raina announced his Umpires for the upcoming 2020-21 season.
retirement from the International Cricket.  International Cricket Council’s (ICC) Cricket
 The title sponsorship rights of Indian Premier League Committee recommended banning on the use of saliva
(IPL) 2020 has been bagged by the fantasy gaming start- to shine the ball.
up “Dream 11“for Rs 222 crores.  Sri Lankan fast bowler, Shehan Madushanka
 England World Cup winner all-rounder, Laura Marsh suspended from all forms of cricket for alleged
announced her retirement from all forms of cricket. possession of heroin.
 Legendary South African all-rounder Jaques Kallis,
Pakistan batting great Zaheer Abbas & Pune-born Football {National Game of: Brazil, Italy, Germany,
former Australian captain Lisa Sthalekar inducted into Israel, Mauritius, Poland No. of Players: 11
the International Cricket Council’s Hall of Fame. Important Terms Associated: Back Pass, Corner Kick,
 Australian all-rounder Cameron White announced his Free Kick, Dribble, Futsal, Header, Kick off, Banana
retirement from all forms of professional cricket. Kick, Toe Poke, Throw-in, Bicycle Kick}
 England’s James Anderson has become the first-ever  World Cup winner German footballer, Benedikt
fast bowler to take 600 wickets in a Test Match Cricket. Howedes retired from football.
 West Indies All-Rounder, Dwayne John Bravo became  Former Real Madrid & Spain goalkeeper, Iker Casillas
the first bowler to scalp 500 wickets in Twenty20 retired from football.
cricket.  All India Football Federation (AIFF) launched the web
 Sri Lankan batsman, Nishad Paranavitana announced platform “E-Pathshala” in partnership with the Sports
retirement from all forms of International Cricket. Authority of India (SAI).
 Sports gaming platform, WTF Sports appointed  German professional sports club, Bayern Munich won
cricketers Harmanpreet Kaur & Suresh Raina as its the UEFA Champions League 2019-20 title by defeating
global brand ambassadors. Paris Saint-Germain.
 India all-rounder Ravindra Jadeja named as India’s  Former captain of Australia national soccer team, Mile
most valuable Test player in the 21st century by the Jedinak announced his retirement.
Wisden magazine.  Real Madrid has been crowned La Liga Champions for
 At the Cricket South Africa annual awards 2020, the 34th time after defeating Villarreal 2–1.
Quinton de Kock was named as the men’s cricketer of  Leicester City striker, Jamie Vardy bagged the Premier
the year, while Laura Wolvaardt was named as the Leagues Golden Boot football award after netting 23
women’s cricketer of the year. goals across the 2019/20 season.
 Asian Cricket Council (ACC) has postponed the Asia  Former Germany footballer Mario Gomez announced
Cup cricket tournament until June 2021. Originally his retirement.
Pakistan was to host the Asia Cup 2020, but now it has  India awarded the hosting rights of the 2022 Women’s
been rescheduled to be held in Sri Lanka. Asian Cup by the Asian Football Confederation.
 ICC announced that the T20 Men’s World Cup,  India football team retained its 108th spot in the latest
scheduled to be played in Australia in October- FIFA rankings. Belgium ranked first.
November 2020 postponed to 2022 due to COVID-19.  Liverpool won the English Premier League 2019-20
 Sri Lankan bowling allrounder, Sripali Weerakkody title.
announced her retirement from International Cricket.  FIFA Women’s World Cup 2023 to be hosted by
 Bangladeshi cricketer, Kazi Anik Islam handed a 2- Australia & New Zealand.
year ban by the national cricket board for failing a dope  FIFA launched a campaign called “#WeWillWin” to
test. pay tribute to health workers & other professionals.
 England cricketer, Stuart Broad has become 7th bowler  FIFA U-17 Women’s World Cup India 2020 postponed
to take 500 wickets in the International Test cricket. to 2021 due to coronavirus pandemic.
 Rajat Bhatia has announced his retirement from all  Bundesliga primary football league of Germany
forms of cricket. becomes the world’s first major sports event to resume
after COVID-19 lockdown.

 Spanish football player & Athletic Bilbao striker Aritz Badminton
Aduriz announced his retirement citing medical  Badminton World Federation (BWF) announced that
reasons. the Thomas Cup & the Uber Cup 2020
in Denmark, postponed for 2021.
Hockey {National Game of: India, Pakistan No. of  Former world number one badminton player from
Players: 11 China, Lin Dan has announced his retirement.
Important Terms Associated: Advancing, Bully, Center  The badminton World Championships 2020
Pass, Dribble, Drive, Flagrant Foul, Flick, Free Hit, postponed to November 2021. To be held at Carolina
Striker, Tackle, Undercutting, Dodge, Drag Flick, Grip, Marin Stadium in Huelva, Spain.
Hacking, Penalty Corner, Wall Pass}
 International Hockey Federation (FIH) extended the Sports Events |Tournaments Current Affairs
term of Narinder Batra as President of FIH until May  Indian Police Officer, Poonam Khatri claimed World
2021. Championship status after her silver medal at
the Wushu World Championship last year has been
Tennis upgraded to a Gold medal.
 Japan’s Naomi Osaka defeated Victoria Azarenka of  India withdrawn from the women’s world team
Belarus to clinch the Women’s Singles title in the 2020 Squash championship scheduled in Kuala Lumpur,
US Open Tennis tournament. Malaysia from 15th to 20th December.
 Austria’s Dominic Thiem defeated Alexander  Ministry of Youth Affairs & Sports will organise the
Zverev to win the men’s singles title at the 2020 US “Fit India Freedom Run” from 15th August to 2nd
Open tournament. October 2020 to mark the 74th Independence Day of
 Most successful men’s doubles pair in tennis history, India & 151st birth anniversary of Mahatma Gandhi on
Mike Bryan & Bob Bryan announced their retirement. October 2.
 India’s Niki Poonacha has been elected as a player  “Fit India Youth Club” initiative launched by the
member to ITF World Tennis Tour Player Men’s Kiren Rijiju. Fit India Youth Club is an nation-wide
panels. initiative to promote fitness among every citizen.
 The Tennis Integrity Unit banned the Egypt’s tennis  Indian Olympic Association (IOA) & INOX Group
player Youssef Hossam from professional tennis for signed a sponsorship agreement to support Team India
life. for Tokyo Olympics, which was rescheduled to be held
 American tennis player Jamie Hampton announced from July 23 to August 8, 2021.
her retirement.  India will host the BRICS Games 2021, which will be
aligned with the Khelo India Games scheduled for
Grand Prixes next year.
 Mercedes driver, Lewis Hamilton won the Formula  India & Russia become the joint winners of FIDE
One Belgian Grand Prix 2020. online Chess Olympiad.
 Pierre Gasly (Scuderia AlphaTauri, France) won the  G Akash become India’s 66th Chess Grandmaster.
Formula One Italian Grand Prix 2020. This is his first  Youth Olympic Games to be hosted in Dakar in 2022
Grand Prix win. postponed. Games will now be held in 2026.
 Lewis Hamilton won the Formula One Tuscan Grand  Haryana will host the 4th edition of the Khelo India
Prix 2020. Youth Games in 2021.
 Mercedes driver, Lewis Hamilton won the Formula  Khelo India e-Pathshala programme launched by the
One British Grand Prix 2020 held at Silverstone Circuit, Sports Authority of India (SAI) in collaboration with
UK. National Sporting Federations (NSF).
 Red Bull racer, Max Verstappen has won the 70th  Under the Sports Ministry’s flagship programme
Anniversary Grand Prix. “Khelo India Scheme“, the ministry is going to set up
 Lewis Hamilton won the Formula One Spanish Grand Khelo India State Centres of Excellence (KISCE).
Prix 2020 held at Circuit de Barcelona-Catalunya,  Asian Paralympic Committee (APC) announced that
Spain. the 4th edition of Asian Youth Para Games to be held in
 Mercedes’s, Valtteri Bottas (Finland) won the Austrian Bahrain in December 2021.
Grand Prix 2020.  Swimming world governing body, Federation
 Lewis Hamilton has won the Styrian Grand Prix 2020. Internationale de Natation (FINA) rescheduled the
 Lewis Hamilton won the Formula-1 Hungarian Grand 2021 Fukuoka aquatics world championships to May
Prix 2020. 2022.

 36th National Games in Goa deferred indefinitely due  Court of Arbitration for Sport banned Former
to the COVID-19 pandemic. European high jump champion, Alexander Shustov for
4-years for the use or attempted use of a banned
Other Sports Current Affairs substance or method (doping).
 India & Russia became the joint winners of FIDE  Athletics Integrity Unit banned Gomathi Marimuthu
online Chess Olympiad, which was held for the first for 4-years after she tested positive for banned
time. substances.
 Indian Grandmaster P Iniyan has won the 48th Annual  Oleksandr Gvozdyk, the former world light
World Open online chess tournament. heavyweight boxing champion from Ukraine retired.
 Ronnie O’Sullivan defeated Kyren Wilson to win the  Grandmaster Shakhriyar Mamedyarov of Azerbaijan
World Snooker Championship 2020. won the World Stars Sharjah Online International
 German Golfer Sophia Popov won the Women’s Chess Championship. Indian Grandmaster Pentala
British Open 2020 title (rebranded as 2020 AIG Harikrishna finished second.
Women’s Open).  World Anti-Doping Agency banned Indian discus
 Indian Table Tennis star, Poulomi Ghatak has thrower Sandeep Kumari for 4 years after failing a
announced retirement. drug test.
 National Anti-Doping Agency’s first mobile app  French cyclist Remy Di Gregorio has been banned for
named as “NADA App” launched. It aims to bridge the 4 years by the International Cycling Union.
gap between NADA & the athletes by offering easily-  China won the 1st edition of FIDE Chess.com Online
accessible information on various aspects of sport, Nations Cup beating USA in the finals.
prohibited substances as well as dope-testing.  Para-athlete Deepa Malik has announced her
 31-year-old Egyptian Squash player, Raneem El Welily retirement from Paralympics games.
announced her retirement.  Two Indian Powerlifters namely Savita Kumari &
 Radoslaw Wojtaszek of Poland, has finished on top in Ankit Shishodia provisionally suspended by NADA.
the rapid section of the 53rd Biel International Chess  India’s long-distance runner, Kiranjeet Kaur handed a
Festival in Switzerland. four-year ban by World Athletics’ anti-doping body
 International Weightlifting Federation cleared India’s for testing positive for a banned substance.
lifter K Sanjita Chanu of anti-doping violation
charges.
Science & Technology

 World’s largest Solar Tree developed by the CSIR-  Google & Central Water Commission (CWC) of India
CMERI & is installed at the Residential Colony of launched the flood forecasting initiatives across India
CSIR-CMERI in Durgapur, West Bengal. for the past several months.
 IIT Bomba students launched a free-of-cost mobile  Defence Institute of Advanced Technology, DIAT
scanner application “AIR Scanner”. (DU) launched two products namely “Pavitrapati” &
 IIT Delhi incubated startup Chakr Innovation “Aushada tara” to fight against COVID-19.
launched a special decontamination device  “Swadeshi Microprocessor Challenge– Innovate
called ‘Chakr DeCoV’, to decontaminate N95 masks. Solutions for #Aatmanirbhar Bharat” launched by
 NASA launched “Mars 2020 Perseverance rover Ravi Shankar Prasad. It aims to invite innovators,
mission” with United Launch Alliance (ULA) Atlas V startups & students to use two microprocessors namely
rocket to the Red Planet “Mars”. “SHAKTI (32 bit) & VEGA (64 bit)” to develop various
 Skyroot Aerospace, a Spacetech startup successfully technology products. SHAKTI & VEGA
test fired an upper stage rocket engine “Raman” & has microprocessors have been developed by IIT Madras &
become the first Indian private firm to exhibit the Center for Development of Advance Computing
potential to build a homegrown rocket engine. (CDAC) respectively.
“Raman” is a 3-D printed rocket engine which has  ISRO & Veer Surendra Sai University of Technology
been named after Nobel laureate CV Raman. (VSSUT), Odisha, signed a MoU to set up the first of
 Air Unique-quality Monitoring (AUM) Photonic its kind innovation cum incubation centre, VSSUT
System indigenously developed with the prime Space Innovation Centre (VSSSIC) to promote space
objective of real-time remote monitoring of air quality. research.
It is developed by Prof. Rao Tatavarti.  Indian Institute of Technology’s Alumni Council
signed an agreement with Russia’s Lomonosov

Moscow State University (MSU) & Russoft to build the SpaceX became the first private company to fly
world’s largest & fastest hybrid quantum computer in astronauts into orbit.
India.  A disinfection unit named as “Ultra Swachh”
 IIT Kanpur developed classroom-to-home teaching developed by DRDO to disinfect a wide range of
setup ‘Mobile Masterjee’ which can record the materials such as electronics items, fabrics, Personal
lectures or instructions by the teachers while using Protective Equipment (PPEs) etc.
their available smartphones.  Used mask disposal device based on Internet of Things
 Researchers at IIT Roorkee developed “Unisaviour”, (IoT) “BIN-19” & UV light-based multipurpose
a disinfection box which can be used to sterilize disinfector “UV SPOT” launched in Kerala by VST
personal belongings, apparels, PPE, medical Mobility Solutions.
equipment among others from the COVID-19.  A robot named as ‘Coro-bot’ developed by an engineer
 Mylab Discovery Solutions launched the ‘Compact Pratik Tirodkar from Thane district of Maharashtra, in
XL’ system for conducting a wide range of tests, order to reduce the physical contact of care-givers with
including RT-PCR tests for COVID-19. This is India’s COVID-19 patients.
ﬁrst machine to automate the manual processes of  UVC-based Cabinet co-developed by the International
molecular diagnostic tests. Advanced Research Centre for Powder Metallurgy &
 ISRO will launch Brazil’s Amazonia-1 satellite. New Materials (ARCI) & the MEKINS Industries. It
 IIT Kanpur developed an Ultraviolet (UV) sanitizing will disinfect non-critical hospital items, laboratory
device named Smartphone operated Handy wear, & PPEs.
Ultraviolet Disinfection Helper (SHUDH). It will help  Magnetocaloric material, a rare-earth-based material
in killing the spread of coronavirus at the highly prone that can be effectively used for cancer treatment,
places. developed by scientists at the International Advanced
 IIT, Delhi has developed the world’s most affordable Research Centre for Powder Metallurgy & New
COVID-19 Diagnostic Kit “Corosure”. Materials (ARCI).
 IIT Madras start-up Modulus Housing, has developed  ISRO signed an agreement with Aryabhatta Research
a portable hospital unit called ‘MediCAB’. It was Institute of Observational Sciences (ARIES) for
launched in Wayanad District of Kerala. cooperation in the field of Space Situational
 COVID Protection System (COPS) for Workplace Awareness (SSA) & Astrophysics.
unveiled by the CSIR-CMERI, Durgapur. It comprises  ISRO received a patent for its Liquid Cooling &
of three units namely contactless Solar Based Heating Garment (LCHG). It is a protective garment
Intelligent Mask Automated Dispensing Unit cum for human spaceflight.
Thermal Scanner (IntelliMAST), Touchless Faucet  IIT-Bombay created Indian beneficiary chip “Dhruva”.
(TouF) & 360° Car Flusher. This chip can be utilized in cell phones & route gadgets
 Kakrapar Atomic Power Plant, Unit-3 (KAPP-3), to discover locations & route inside the nation.
Gujarat attained criticality at around 09:36 Hrs on 22  Union Cabinet chaired by PM Modi has approved the
July 2020. establishment of Indian National Space Promotion &
 Acculi Labs, a Bangalore based startup selected by Authorization Centre (IN-SPACe).
Centre for Augmenting WAR with COVID-19 Health  NASA announced that its headquarters in
Crisis (CAWACH), an initiative by the Department of Washington, D.C., will be named after Mary W.
Science & Technology (DST) to develop “Lyfas Jackson, one of its history-making engineers.
COVID score”, a COVID risk assessment profile.  GermiBAN, a device capable of killing 99.9% of surface
 IIM Kozhikode has developed a wearable hand band & air microbes launched. It is developed by Atal
named as the “Veli Band”. It helps in maintaining Incubation Centre & Association of Lady
social distancing. Entrepreneurs of India (ALEAP) Women
 Defence Institute of Advanced Technology (DIAT) has Entrepreneurs (WE) HUB.
developed ‘Aashray’, a medical bed isolation system to  Defence Institute of Advanced Technology, Pune
combat COVID-19 by preventing or minimising the developed microwave steriliser named as “ATULYA”
spread of the virus. to disintegrate the COVID-19 virus with the help of
 NASA astronauts Robrt Behnken & Douglas Hurley differential heating.
docked the SpaceX capsule with the International  17-year-old, Indian-origin girl, Vaneeza Rupani
Space Station (ISS). SpaceX’s Falcon 9 with Crew honoured of naming the NASA’s 1st Mars helicopter
Dragon capsule – Endeavour launched from NASA’s ‘Ingenuity’.
Kennedy Space Center, Cape Canaveral, Florida.  An Ultra Violet (UV) Disinfection Tower developed
by the Laser Science & Technology Centre (LASTEC),

a premier laboratory of DRDO. It is developed to  NASA has renamed its next-generation space telescope
achieve rapid & chemical free disinfection of high “Wide-Field Infrared Survey Telescope (WFIRST)”,
infection prone areas. which is set to launch in 2025, in honour of Nancy
 Indian Council for Medical Research (ICMR) has tied- Grace Roman.
up with Bharat Biotech to develop indigenous COVID-
19 vaccine.
 DRDO’s Research Centre Imarat lab, Hyderabad has
developed an automated contactless UVC sanitisation
cabinet named Defence Research Ultraviolet Sanitiser
(DRUVS) to sanitise mobile phones & other things.
 India’s first indigenous antibody testing kit “ELISA”
developed by the National Institute of Virology, Pune.
The test has been named as “COVID KAVACH
ELISA”.
 A Non-Invasive BiPAP Ventilator “SwasthVayu”
developed by CSIR-National Aerospace Laboratories,
Bangalore to treat COVID-19 patients.
 Sundaram Ventago is a low-cost, automated
respiratory assist device developed jointly by the TVS
group, Sundaram Medical Foundation & IIT-Madras.
 An accelerator programme branded as “H.A.C.K”
launched by Karnataka’s Centre of Excellence in cyber
security (CySecK).
Schemes Launched By Union & State Governments

 Unique employment generation program “Khadi  “PM SVANidhi” is a Special Micro-Credit Facility
Agarbatti Aatmanirbhar Mission” approved by Nitin Scheme launched by the Ministry of Housing & Urban
Gadkari. The programme proposed by the Khadi & Affairs. Street vendors will be provided affordable
Village Industries Commission (KVIC) to make India loans under the PM Street Vendor’s Atma Nirbhar
Aatmanirbhar in Agarbatti production. Nidhi (PM SVANidhi) scheme, hence enabling them
 Delhi Cabinet approved ‘Mukhya Mantri Ghar Ghar to resume work & earn livelihoods.
Ration Yojana’, which will be linked to Centre’s ‘one  GOI launched the “Nagar Van (Urban Forests)”
nation, one ration card’ scheme. It will help the programme with an objective of increasing the forest
beneficiaries get ration delivered at home. cover in urban areas. It is launched with 200
 Odisha government launched ‘Balaram Yojana’ to corporations & cities across India.
provide crop loans to landless farmers. Under this, the  Himachal Pradesh launched “Panchvati Yojana” for
landless cultivators will get loans through joint liability the senior citizens of rural areas of the state. Under the
groups (JLGs). scheme it will set up parks & gardens in every
 Karnataka govt. launched a relief scheme “Nekara development block with all the necessary amenities.
Samman Yojane” for weavers. The govt. allocated a  Rice Export Promotion Forum (REPF) set up by Govt.
sum of Rs 10.96 crore under the programme. The Silk, of India under the aegis of Agricultural & Processed
cotton, wool & other handloom weavers have been Foods Export Promotion Development Authority
made eligible. (Apeda), to provide stimulus to the rice exports.
 Uttar Pradesh government launched “Navin Rojgar
Chhatri Yojana” for all-round development of the
Scheduled Castes.
Miscellaneous Current Affairs

 Central Industrial Security Force made an in-house  Indian Railways developed a remote-controlled
mobile app “Pensioners Corner to reach to the medical trolley named ‘MEDBOT’ to help deliver food
pensioners & to bring them on to the digital platform as & medicines to COVID-19 patients.
a one stop solution.
 Union Cabinet approved J&K official languages Bill  Goa’s traditional festive sweet dish ‘Khaje’, spicy
2020. As per the bill, Kashmiri, Dogri & Hindi along Harmal Chilli & Myndoli Banana (Moira Banana)
with Urdu & English, will be the official languages in obtained Geographical Indication (GI) tag.
the union territory of Jammu & Kashmir.  Union Territory of Puducherry celebrated its 59th
 Tamil Nadu appointed India’s first-ever woman anniversary of the “De-Jure” day on 16th August.
ambulance driver, M Veeralakshmi under a new  On 2nd death anniversary of former PM Atal Bihari
initiative by CM Palaniswami. Vajpayee, CM of Madhya Pradesh, Shivraj Singh
 Bajaj Allianz Life Insurance Company Limited Chouhan announced that the Gwalior-Chambal
appointed bollywood actor Ayushmann Khurrana as Expressway will be named as Shri Atal Bihari
its brand ambassador. Vajpayee Chambal Progressway.
 J & K Lieutenant Governor, Manoj Sinha launched the  India Post released a set of five commemorative
online portal, Smart Performance Appraisal Report postage stamps & a miniature sheet on UNESCO
Recording Online Window (SPARROW) for Jammu & World Heritage Sites in India on the occasion of 74th
Kashmir Administrative Service Officers (JKAS). Independence Day.
 PM Modi inaugurated the Patrika Gate in Jaipur,  Google launched its employment application named
Rajasthan through video conference. ‘Kormo Jobs’ in India.
 Country’s second & South India’s first “Kisan Train”  Dr. Harsh Vardhan launched a game on COVID-19
flagged off from Anantapur in Andhra Pradesh to titled as “The Corona Fighters”.
Adarsh Nagar Railway Station in Delhi.  Tata Group launching a new app named “Super App”
 Hubballi Railway Station in Karnataka will now be purported to bring together the country’s disparate
known as ‘Shree Siddharoodha Swamiji Railway sales sector to offer a range of consumer goods.
Station.  Baggage Sanitization & Wrapping machine launched
 Wadia Institute of Himalayan Geology (WIHG), an by the Ahmedabad Railway Division at Ahmedabad
autonomous institute of the Department of Science & Railway Station, Gujarat. It uses ultraviolet radiation
Technology, Govt. of India, virtually celebrated for 360 degree sanitization of the luggage.
the ‘Himalaya Diwas’.  Agriculture Department of J & K set up an e-auction
 Amazon.com Inc signed up Bollywood actor Amitabh portal to enhance trading of GI-tagged ‘Kashmir
Bachchan for its Alexa voice assistant. Saffron’. It will assure buyers to have access to quality
 Paytm First Games (PFG), a subsidiary of digital ‘Kashmir Saffron’.
financial service platform Paytm, roped in Cricket  Delhi Government launched Fitness Campaign
legend Sachin Tendulkar as its brand ambassador. “Healthy Body, Healthy Mind” fitness campaign, for
 Indian teenager Udit Singhal named in the 2020 Class the students who are confined in their homes amid
of 17 Young Leaders for the Sustainable Development COVID-19 pandemic.
Goals (SDGs).  Bureau of Police Research & Development (BPR&D)
 SEBI is planning to set up a virtual museum of the celebrated its Golden Jubilee Anniversary on 28th
securities market to highlight achievements & August, 2020.
milestones in the Indian capital market.  51st International Film Festival of India (IFFI) will be
 Nitin Gadkari launched the Khadi’s Gift Box of Silk held in Goa, from November 20th to 28th.
Mask. It has been developed by Khadi & Village  “Continuous Galvanized Rebar” Production Facility
Industries Commission (KVIC). inaugurated at Mandi Gobindgarh in Punjab. It will
 The Sahakar Cooptube NCDC Channel launched by support the much-awaited need of supplying
Narendra Singh Tomar to encourage farmers and the galvanized rebar to the construction industry.
youth to take benefit of cooperatives.  Delhi government will set up a first-of-its-kind
 E-Gyan Mitra mobile app launched by the Union ‘plasma bank’ in the country for treating COVID-19
Territory of Dadra & Nagar Haveli & Daman & Diu, patients.
to provide online education.  Battery Swapping Facility Quick Interchange Service
 Delhi government launched the "Electric Vehicle (QIS) inaugurated at Chandigarh.
Policy" which will waive registration fee, road tax, &  Department of Agriculture, Cooperation & Farmers’
provide an incentive of up to ₹1.5 lakh for new cars. Welfare (DAC&FW) indigenously developed a
 Delhi International Airport Limited (DIAL) vehicle-mounted Ultra-low volume (ULV) sprayer for
developed a web portal named ‘AIR SUVIDHA’ for locust control.
India-bound international passengers.  Indian Agricultural Research Institute (IARI),
 Mumbai’s Dadar has become the first city in India to Jharkhand new administrative & the academic
have women symbols on traffic signals & signage. building have been named after Bharatiya Jan Sangh

founder Late Dr. Shyama Prasad Mukherjee on his  Delhi government launched the portal named as
119th birth anniversary. “Rozgar Bazar”, a sort of marketplace for job seekers
 Indian Army officer, Lt Col Bharat Pannu secured the & the people recruiters.
3rd position on the leaderboard at the first edition of  ‘BIS-Care’, a mobile app of the Bureau of Indian
the Virtual Race Across America (VRAAM) 2020. Standard (BIS) launched along with three portals i.e.
 Delhi government to launch a mega tree plantation the Standardization, Conformity Assessment &
drive under the ‘Paudhe lagao, Paryavaran Bachao’ Training Portals of e-BIS for consumers.
campaign.  Archana Soreng named by UN Secretary-General
 Delhi Government launched an e-learning portal Antonio Guterres to his new Youth Advisory Group
“Learning through E-Resources Made Accessible for on Climate Change.
Delhi (LEAD).  India Meteorological Department (IMD) warned that
 All India Radio (AIR) broadcasted a programme titled the cyclonic storm Nisarga, which has turned into a
“Sanskrit Saptahiki“. It is the first ever ‘News depression in the Arabian Sea to hit Maharashtra &
Magazine’ programme in Sanskrit. Gujarat.
 Wrestler-turned-actor, Dwayne ‘The Rock’ Johnson  Delhi CM Arvind Kejriwal launched a mobile
has been named Instagram’s highest-paid celebrity. application “Delhi Corona”. It will provide
 Himalayan Golden Birdwing butterfly named as information to the people of Delhi about the availability
India’s largest butterfly, a record an unknown of the beds & ventilators in government as well as
specimen had held for 88 years. private hospitals in Delhi.
 AI-based “Aatamanirbhar Skilled Employee  J&K Lieutenant Governor launched a salary tracker
Employer Mapping (ASEEM)” digital platform mobile app MeraVetan for government employees.
launched by the Ministry of Skill Development &  The information booklet titled “Safe online learning in
Entrepreneurship to bridge demand-supply gap of the times of COVID-19” launched. It is developed by
skilled workforce across sectors & to improve the the National Council of Educational Research &
information flow. Training (NCERT) & UNESCO New Delhi Office.
 Nadaun Police Station, Himachal Pradesh has been  IIT Guwahati developed an application called “Flyzy”
ranked as one of the best Police Stations of the for consistent & contactless air travel during the
country & the best Police Station of the State. COVID-19 pandemic.
 Ministry of Railways is on a mission mode with the  Defence Institute of Advanced Technology (DIAT)
goal of transforming Indian Railways into Green developed “ANANYA” water-based disinfectant
Railways by 2030. spray with nanotechnology assisted formulation.
 NABARD organised its first ‘Digital Choupal’ to  India’s Non-Banking Finance Company, India Infoline
mark its 39th foundation day. Finance Limited (IIFL) signed Rohit Sharma as its first-
 GMR Hyderabad International Airport (GHIAL) ever brand ambassador.
introduced India’s first-ever fully contactless airport  Tamil Nadu girl, M Nethra appointed as the ‘Goodwill
car parking to provide a safe airport amid COVID-19. Ambassador for the Poor’ by United Nations
 Assam CM, Sarbananda Sonowal announced, Poba Association for Development & Peace (UNADAP).
Reserve Forest in Dhemaji district would be upgraded  Bollywood actor Pankaj Tripathi appointed as the
to a wildlife sanctuary. brand ambassador of Bihar Khadi by the state
 Bollywood actor, Priyanka Chopra Jonas & government.
Bollywood filmmaker Anurag Kashyap chosen as the  Former NASA astronaut & Geologist, Kathryn D.
ambassador of the Toronto International Film Sullivan become the 1st woman to reach the deepest
Festival (TIFF) 2020. point of the ocean, Mariana Trench.
 The mobile application of PM Street Vendor’s  An Artificial Intelligence enabled robot “CAPTAIN
AtmaNirbhar Nidhi (PM SVANidhi) launched. ARJUN” launched by the Indian Railways’ Central
 A COVID-19 testing facility established by DRDO at Railway zone to intensify the screening of passengers &
the Leh based laboratory Defence Institute of High surveillance to keep a watch on anti-social elements.
Altitude Research (DIHAR).  Anmol Narang made history by becoming the 1st
 Bollywood actor, Sonu Sood has launched ‘Pravasi observant Sikh to graduate from the distinguished
Rojgar’ app to help migrants to find job opportunities United States (US) Military Academy at West Point.
across India.  Prakash Javadekar inaugurated the Virtual India
 Kerala-based NBFC, Muthoot Fincorp launched a Pavilion at Cannes Film Market 2020, commencing
portal “Restartindia” for MSME sector in order to India’s participation at Cannes Film Festival. This year,
restart businesses across the country. India has sent two films for screening namely:

MaiGhat: Crime No 103/200 (Marathi) & Hellaro environmentalist Dia Mirza as the Goodwill
(Gujarati). Ambassador of India till 2022.
 Bollywood actress Priyanka Chopra & filmmaker  Former Sri Lanka skipper Kumar Sangakkara is set to
Anurag Kashyap named among the 50 ambassadors at serve his 2nd term as President of Marylebone Cricket
45th edition Toronto International Film Festival (TIFF) Club (MCC).
2020.  Central Armed Police Forces will sell only indigenous
 Former England women’s captain Clare Connor will products in their canteens from 01st June 2020.
become the 1st female president of Marylebone  In order to boost immunity during pandemic,
Cricket Club in its 233-year history. Spirulina groundnut Chikki developed by the
 Bengaluru International Airport Ltd (BIAL), which Mysuru-based Central Food Technological Research
operated the Kempegowda International Airport Institute (CFTRI).
becomes the 1st airport in India, who installed an  Israel named a street in Tel Aviv as ‘Tagore Street’
indigenously-developed Aviation Weather Monitoring after the celebrated Indian poet Rabindranath Tagore
System at its new runway on both ends. as a tribute on his 159th birthday on 08 May.
 The world’s first yoga university outside India has  Delhi Police has launched “Thermal Corona Combat
been launched in Los Angeles, US. It has been named Headgear” in collaboration with Indian Robotics
as Vivekananda Yoga University (VaYU). Dr H R Solution to protect the frontline corona warriors from
Nagendra will be the first Chairman. the COVID-19.
 Department of Agriculture, Cooperation & Farmers’  Union Territory, Ladakh become corona virus free as
Welfare (DAC&FW) indigenously developed a vehicle- the region have not reported any fresh case since 3rd
mounted Ultra-low volume (ULV) sprayer for locust May 2020.
control.  South Central Railway zone developed a robotic
 India’s epic mythological saga of 1980s, ‘Ramayan’ device, “RAIL-BOT” (R-BOT) to assist in the functions
created the world record of Highest Viewed of hospital management.
Entertainment Programme Globally.  Cyclone Amphan intensified into a super cyclone with
 Black rice of Manipur, also called the Chak-Hao wind speed above 200 kmph moved further North-
bagged the Geographical Indication tag. Northeastwards over West Central Bay.
 Gorakhpur Terracotta of Uttar Pradesh bagged the  Legendary singer Lata Mangeskar has sung a song
Geographical Indication tag. titled as JAYTU BHARATAM saluting the spirit of
 Kadalai Mittai of Kovilpatti, Tamil Nadu bagged the Atma Nirbhar Bharat.
Geographical Indication tag.  The name of Central Institute of Plastics Engineering &
 Kashmir saffron gets Geographical Indication (GI) Technology (CIPET) changed to Central Institute of
tag. Petrochemicals Engineering & Technology (CIPET).
 Facebook launched a home-to-home fundraiser  A calling application named as “CatchUp” has been
concert, ‘I For India’. launched by the social media major Facebook.
 United Nations Environment Programme (UNEP)
extended the term of Bollywood actress &
STATIC TAKEWAYS
Organizations & Companies - National 8. Airtel Payments Bank Headquarter: New Delhi, Delhi.
1. HQ of RAW: New Delhi. RAW founded: 21 September 9. Bharti AXA General Insurance Headquarter: Mumbai,
1968. Maharashtra.
2. RBI HQ: Mumbai; Founded: 1 April 1935, Kolkata. RBI 10. HQ of SAIL: New Delhi.
25th Governor: Shaktikanta Das 11. PNB HQ: New Delhi. | Founded on 19 May 1894,
3. HQ of Infosys: Bengaluru. Lahore, Pakistan.
4. Comptroller & Auditor General HQ: New Delhi | 12. HQ HDFC Bank: Mumbai | Tagline: We Understand
Founded in 1858. Your World.
5. Headquarter of Squash Rackets Federation of India: 13. HQ of Fino Payments Bank: Mumbai, Maharashtra.
Chennai, Tamil Nadu. 14. HQ of Lakshmi Vilas Bank: Chennai.
6. HQ of CRPF: New Delhi. Motto | Service & Loyalty | 15. Muthoot Finance Head Office: Kochi, Kerala.
Founded on 27 July 1939. 16. Kotak Mahindra General Insurance HQ: Mumbai,
7. PNB Housing Finance Head Office: New Delhi. | Tag Maharashtra
Line: Ghar Ki Baat. 17. BSF formed: 1 December 1965; BSF HQ: New Delhi.

18. Central Water Commission HQ: Sewa Bhawan, New 49. MD & CEO of Bajaj Allianz Life Insurance Company
Delhi. Limited: Tarun Chugh.
19. HQ SBI General Insurance: Mumbai, Maharashtra. 50. Director General of Central Industrial Security Force:
20. ICICI Lombard General Insurance Headquarter: Rajesh Ranjan.
Mumbai, Maharashtra. 51. Chief Executive Officer (CEO) of NITI Aayog: Amitabh
21. DRDO HQ: New Delhi. Kant.
22. HQ of ISRO: Bengaluru, Karnataka. 52. National Skill Development Corporation CEO & MD:
23. Director-General of Meteorology, India Meteorological Manish Kumar HQ: New Delhi.
Department: Mrutyunjay Mohapatra. 53. Bank of India HQ: Mumbai, Maharashtra | MD & CEO:
24. India Meteorological Department HQ: New Delhi. Atanu Kumar Das | Tagline: Relationship Beyond
25. Indian Financial Technology & Allied Services (IFTAS) Banking.
HQ: Mumbai, Maharashtra. 54. Indian Banking Association CEO: Sunil Mehta | HQ:
26. Chairman, DRDO: G Satheesh Reddy | HQ: New Mumbai, Maharashtra.
Delhi. 55. MD & CEO of India Ratings & Research: Rohit Karan
27. National Informatics Centre Deputy Director-General: Sawhney HQ: Mumbai, Maharashtra.
Abhay Kumar | HQ: Jammu 56. Tagline of HDFC Bank: We Understand Your World.
28. Vice Chairman of NITI Aayog: Rajiv Kumar | CEO: 57. MD & CEO of Yes Bank: Prashant Kumar.
Amitabh Kant. 58. MD & CEO of SBI General Insurance: Prakash Chandra
29. CEO of PNB Housing Finance Limited: Neeraj Vyas. Kandpal.
30. MD of HDFC Bank: Aditya Puri. 59. CARE Ratings: Mumbai, Maharashtra | MD & CEO:
31. Director General of National Gallery of Modern Art: Ajay Mahajan.
Adwaita Charan Gadanayak.
32. HQ of Coal India: Kolkata. CEO of Coal India: Anil Organizations & Companies - International
Kumar Jha. 1. HQ of NASA: Washington D.C., United States.
33. Director-General of ICMR: Balram Bhargava. HQ of 2. Tiktok is developed by ByteDance Company. Tiktok
ICMR: New Delhi. founded: 2012.
34. National Centre for Disease Control HQ: New Delhi | 3. HQ of ICC: Dubai, United Arab Emirates.
Director: Sujeet Kumar. 4. UNESCO HQ: Paris, France | Founded on 16
35. Chairman of State Bank of India: Rajnish Kumar. November 1945.
36. Archaeological Survey of India Founded: 1861; HQ: 5. HQ of WHO: Geneva, Switzerland.
New Delhi. 6. Secretary-General of United Nations: António
37. Motto of National Anti-Doping Agency: Play fair; HQ: Guterres.
New Delhi. 7. Professional Risk Managers’ International Association
38. Director-General of National Anti-Doping Agency: (PRMIA) Founded: 2002.
Navin Agarwal. 8. PRMIA HQ: Wilmington, Delaware, United States.
39. Federal Bank Limited Chairperson: Grace Elizabeth 9. International Tennis Federation President/CEO: David
Koshie; MD & CEO: Shyam Srinivasan. Haggerty.
40. Federal Bank Limited HQ: Aluva, Kerala. 10. International Tennis Federation HQ: London, United
41. President of National Restaurants Association of India: Kingdom.
Riyaaz Amlani. 11. International Hydrographic Organization (IHO) was
42. Canara Bank HQ: Bangalore, Karnataka | Chairman: the International Hydrographic Bureau (IHB) which
T.N. Manoharan. was established in 1921 | HQ: Monaco
43. Kotak Mahindra Bank HQ: Mumbai, Maharashtra | 12. Chairman of International Hydrographic Organization:
MD & CEO: Uday Kotak. Shepard M. Smith.
44. Kotak Mahindra Bank Tagline: Lets make money 13. President of International Olympic Committee:
simple. Thomas Bach.
45. Jammu & Kashmir Bank HQ: Srinagar. 14. International Maritime Organization Secretary-
46. Indian Steel Association HQ: New Delhi. Indian Steel General: Kitack Lim| HQ: London, UK
Association Established: 2014. 15. Administrator, NASA: Jim Bridenstine | HQ:
47. Indian Olympic Association President: Narinder Dhruv Washington D.C., United States.
Batra | HQ: Delhi 16. President of World Bank: David Malpass.
48. International Advanced Research Centre for Powder 17. Founder & Executive Chairman of the World Economic
Metallurgy & New Materials HQ: Hyderabad, Forum: Klaus Schwab.
Telangana | Chairperson: Dr Anil Kakodkar.

18. World Trade Organization HQ: Geneva, Switzerland | 44. HQ of Women’s Global Network for Reproductive
Membership: 164 member states | Founded: 1 January Rights (WGNRR): Amsterdam, Netherlands; Founded:
1995. 1984.
19. HQ of International Labour Organization: Geneva, 45. HQ of World Gastroenterology Organisation:
Switzerland. Milwaukee, Wisconsin, US
20. President of International Labour Organization: Guy 46. President of WADA: Sir Craig Reedie
Ryder. 47. BRICS member countries are: Brazil, Russia, India,
21. HQ of Asian Infrastructure Investment Bank (AIIB): China & South Africa.
Beijing, China. 48. International Solar Alliance HQ: Gurugram | Leader:
22. President of Asian Infrastructure Investment Bank Upendra Tripathy.
(AIIB): Jin Liqun. 49. International Wushu Federation President: Zhongwen
23. President of Asian Development Bank: Masatsugu Gou | HQ: Beijing, China.
Asakawa. 50. UNICEF Executive Director: Henrietta H. Fore |HQ:
24. HQ of WADA: Montreal, Canada. President of WADA: New York, United States.
Witold Banka. 51. Organisation for Economic Cooperation &
25. President of FINA: Julio C. Maglione. Founded of Development- HQ: Paris, France | Secretary-General:
FINA: July 29, 1908. HQ of FINA: Lausanne, Jose Angel Gurria.
Switzerland. 52. United Nations Environment Programme HQ: Nairobi,
26. Badminton World Federation HQ: Kuala Lumpur, Kenya.
Malaysia | President: Poul-Erik Hoyer Larsen. 53. World Bamboo Organization HQ: Antwerp, Belgium.
27. Director-General of the World Health Organization: 54. International Water Association President: Diane
Tedros Adhanom. D’Arras HQ: London, United Kingdom.
28. President, International Committee of the Red Cross
(ICRC): Peter Maurer. HQ: Geneva Countries| Capital | Leaders
29. HQ of United Nations Environment Programme 1. President of Russia: Vladimir Putin | Capital of Russia:
(UNEP): Nairobi, Kenya. Moscow; Currency: Russian Ruble.
30. Marylebone Cricket Club (MCC) HQ: London, United 2. PM of Bangladesh: Sheikh Hasina; Capital: Dhaka;
Kingdom. Currency: Taka.
31. HQ of Moody’s: NewYork, United States. President & 3. President of Taiwan: Tsai Ing-wen.
CEO: Raymond W. McDaniel, Jr. 4. Capital, Guyana: Georgetown | Currency: Guyanese
32. President of New Development Bank: K V Kamath. Dollar| President: Mohamed Irfaan Ali.
33. President of FIFA: Gianni Infantino; Founded: 21 May 5. King of Bahrain: Hamad bin Isa Al Khalifa | Capital:
1904; HQ: Zurich, Switzerland. Manama | Currency: Bahraini Dinar.
34. Director-General of UNESCO: Audrey Azoulay. 6. President of Maldives: Ibrahim Mohamed Solih |
35. United Nations Relief & Works Agency HQ location: Capital: Male| Currency: Maldivian Rufiyaa.
Amman, JordanUnited 7. Republic of Equatorial Guinea President: Teodoro
36. International Telecommunication Union HQ: Geneva | Obiang | Capital: Malabo | Currency: Central African
Head: Houlin Zhao. CFA franc.
37. International Society of Hypertension President: Alta 8. Dominican Republic Capital: Santo Domingo |
Schutte. Currency: Dominican Peso.
38. President of International Council Of Museums: Suay 9. Republic of Trinidad & Tobago Capital: Port of Spain |
Aksoy. Currency: Trinidad & Tobago dollar | President: Paula-
39. Food & Agriculture Organization Director-General: QU Mae Weekes.
Dongyu | HQ: Rome, Italy. 10. Republic of Mali Capital: Bamako| Currency: West
40. International Organization of Legal Metrology HQ: African CFA franc.
Paris, France. 11. PM of Singapore: Lee Hsien Loong.
41. International Advanced Research Centre for Powder 12. President of UAE: Sheikh Khalifa bin Zayed Al
Metallurgy & New Materials Director: Dr G. Nahyan. Capital | Abu Dhabi | Currency: United Arab
Padmanabham. Emirates dirham.
42. Chairman of ICC: Shashank Manohar 13. PM of Israel: Benjamin Netanyahu.
43. HQ of International Centre for Missing & Exploited 14. President of China : Xi Jinping; Capital: Beijing;
Children (ICMEC): Alexandria, Virginia, US; Currency: Renminbi.
Chairman: Dr Franz B. Humer. 15. President of Israel: Reuven Rivlin; Capital: Jerusalem;
Currency: Israeli Shekel.

16. President of Sri Lanka: Gotabaya Rajapaksa; Prime 46. Prime Minister of Australia: Scott Morrison | Currency:
Minister: Mahinda Rajapaksa. Australian dollar | Capital: Canberra.
17. President of Indonesia: Joko Widodo; Currency: 47. Capital of Saudi Arabia: Riyadh; Currency: Saudi riyal.
Indonesian rupiah. 48. Mexico Capital: Mexico City | Currency: Mexican peso
18. President of Brazil: Jair Bolsonaro; Capital: Brasilia; | President: Andres Manuel Lopez Obrador.
Currency: Brazilian Real. 49. Capital of Japan: Tokyo | Currency: Yen.
19. President of South Korea: Moon Jae-in; Capital: Seoul;
Currency: South Korean Won. National Companies CEOs & Other Details
20. President of Nicaragua: Daniel Ortega; Capital: 1. MD & CEO of IndusInd Bank: Sumant Kathpalia |
Managua; Currency: Nicaraguan Cordoba. Chairman: Arun Tiwari| HQ: Mumbai, Maharashtra |
21. Capital of Senegal: Dakar; Currency: West African CFA Tagline: We Make You Feel Richer.
Franc. 2. Chairman, AICTE: Anil D. Sahasrabudhe.
22. Capital of Hungary: Budapest; Currency: Hungarian 3. Chairman & MD of Garden Reach Shipbuilders &
forint. Engineers Ltd: Vipin Kumar Saxena.
23. PM of Pakistan: Imran Khan; President: Arif Alvi; 4. Chairman & Independent Director of India Infoline
Capital: Islamabad. Finance Limited: S. Sridhar.
24. Capital of Suriname: Paramaribo; Currency: Suriname 5. Maruti Suzuki CEO: Kenichi Ayukawa | HQ: New
Dollar. Delhi.
25. President of Tunisia: Kais Saied; Capital: Tunis. 6. Karur Vysya Bank HQ: Karur, Tamil Nadu | CEO: P.
26. Capital of Poland: Warsaw; Currency: Polish zloty. R. Seshadri.
27. Capital of Turkmenistan: Ashgabat; Currency: 7. Airtel Payments Bank MD & CEO: Anubrata Biswas.
Turkmenistan Manat. 8. MD & CEO of ICICI Bank: Sandeep Bakhshi.
28. Gabon Capital: Libreville; Currency: Central African 9. HDFC ERGO General Insurance MD & CEO: Ritesh
CFA franc. Kumar.
29. President of Ireland: Michael D Higgins; Currency: 10. BCCI President: Sourav Ganguly; Headquarter of
Euro; Capital: Dublin. BCCI: Mumbai.
30. Capital of Malawi: Lilongwe; Currency: Malawian 11. Yes Bank HQ: Mumbai, Maharashtra. MD & CEO:
Kwacha. Prashant Kumar |Tagline: Experience our Expertise.
31. Capital of Iceland: Reykjavik; Currency: Icelandic 12. HQ of UCO Bank: Kolkata, West Bengal | MD & CEO:
Krona. Atul Kumar Goel.
32. PM of Bhutan: Lotay Tshering; Capital: Thimphu; 13. MD & CEO of Karnataka Bank: Mahabaleshwara M.S.
Currency: Bhutanese Ngultrum. 14. Chief Executive Officer of Ameyo: Bishal Lachhiramka.
33. Supreme Leader of North Korea: Kim Jong-un; Capital: 15. Head Office of Bharat Dynamics: Hyderabad,
Pyongyang; Currency: North Korean won. Telangana.
34. President of South Africa: Cyril Ramaphosa; Currency: 16. Chairman & MD of Bharat Dynamics: Siddharth
South African Rand. Mishra.
35. Currency, Zimbabwe: US Dollar. Capital| Harare | 17. Founder of Art of Living: Sri Sri Ravi Shankar.
President: Emmerson Mnangagwa. 18. DotPe was founded by the erstwhile PayU co-founder
36. PM of Denmark: Mette Frederiksen | Capital: & MD: Shailaz Nag.
Copenhagen | Currency: Danish krone. 19. DotPe HQ: Gurgaon, Haryana.
37. Capital of Kyrgyzstan: Bishkek | Currency: 20. Chief Executive Officer of eGov Foundation: Viraj
Kyrgyzstani som. Tyagi.
38. Iran Capital:Tehran; President of Iran: Hassan Rouhani. 21. Chairman of Indian Dispute Resolution Centre (IDRC):
39. President of Italy: Sergio Mattarella Trending. Capital: Mehar S Rathi; HO: New Delhi.
Rome. Currency: Italian lira. 22. United Nations Envoy on Youth: Jayathma
40. Capital of Slovenia: Ljubljana | Currency: Euro | Prime Wickramanayake.
Minister: Janez Janza. 23. Founder & CEO of CoRover: Ankush Sabharwal.
41. Lesotho Capital: Maseru | Currency: Lesotho loti. 24. MD & CEO of National Payments Corporation of India:
42. Capital of Niger: Niamey. Dilip Asbe.
43. Capital of Iraq: Baghdad. The currency of Iraq: Iraqi 25. Chairman & MD of NTPC Limited: Gurdeep Singh.
dinar. 26. Chairman & MD of Oil & Natural Gas Corporation
44. Capital of Lebanon: Beirut. Currency: Lebanese pound. Limited: Shashi Shanker.
45. Capital of Croatia: Zagreb| Currency: Croatian kuna | 27. Infosys CEO: Salil Parekh. HQ: Bengaluru, Karnataka.
President: Zoran Milanovic. 28.

18. Union Minister of Micro, Small & Medium Enterprises:
International Companies CEOs & Other Details Nitin Jairam Gadkari.
1. Tiktok is developed by ByteDance Company. 19. Ministers of State (I/C) of Micro, Small & Medium
Tiktok founded: 2012. Enterprises: Pratap Chandra Sarangi.
2. SpaceX Founder & CEO: Elon Musk | President & 20. The present Chief Justice of India is Justice Sharad
COO: Gwynne Shotwell. HQ: Hawthorne, Arvind Bobde.
California, USA 21. Minister of State (I/C) for New & Renewable Energy:
3. CEO of Gavi, the Vaccine Alliance: Dr Seth Berkley. Raj Kumar Singh.
4. Mastercard President & CEO: Ajaypal Singh Banga. 22. Union Minister of State of Fisheries, Animal Husbandry
| HQ: New York, U.S. & Dairying: Sanjeev Kumar Balyan.
5. CEO of VST Mobility Solutions: Alvin George. 23. Union Minister for Chemicals & Fertilizers: DV
6. Chief Executive Officer of Facebook: Mark Sadananda Gowda.
Zuckerberg. Facebook HQ: California, US. 24. Minister of Women & Child Development: Smriti
7. SoftBank CEO: Masayoshi Son | HQ: Minato City, Zubin Irani.
Tokyo, Japan. 25. Ministers of State (I/C) for Statistics & Programme
8. Chief Executive Officer of Dubai Multi Implementation: Rao Inderjit Singh.
Commodities Centre: Ahmed Bin Sulayem. 26. Minister of State in the Ministry of Jal Shakti: Rattan Lal
9. LinkedIn CEO: Ryan Roslansky | HQ: California, Kataria.
United States of America. 27. Union Minister of Information & Broadcasting: Prakash
10. Mastercard Chief Executive Officer: Ajay Banga. Javadekar.
11. S&P Global Ratings HQ: New York, United States. 28. Union Minister for Social Justice & Empowerment:
12. Amazon CEO: Jeff Bezos | HQ: Seattle, Thaawarchand Gehlot.
Washington, United States. 29. Union Minister of Education: Ramesh Pokhriyal
‘Nishank’.
National Officeholders & Ministers 30. Chief of the Air Staff: Rakesh Kumar Singh Bhadauria.
1. Chief of Naval Staff: Admiral Karambir Singh. 31. Union Minister for External Affairs: Subrahmanyam
2. Minister of Skill Development & Entrepreneurship: Jaishankar.
Mahendra Nath Pandey.
3. Minister of State (IC) of the Ministry of Civil Aviation: States-Capital-CMs-Governors
Hardeep Singh Puri. 1. Administrator of Dadra & Nagar Haveli & Daman &
4. Minister of External Affairs: Subrahmanyam Diu: Praful Patel.
Jaishankar. 2. Lieutenant Governor of Andaman & Nicobar Island:
5. Ministers of State for Ayurveda, Yoga & Naturopathy, Admiral D K Joshi.
Unani, Siddha & Homoeopathy (AYUSH): Shripad 3. Meghalaya National Park: Balphakram National Park,
Yesso Naik. Nokrek National Park.
6. Union Minister of Earth Sciences: Harsh Vardhan. 4. Lieutenant Governor of Puducherry: Kiran Bedi.
7. Union Minister for Human Resource Development: 5. CM of Chhatisgarh: Bhupesh Baghel; Governor:
Ramesh Pokhriyal ‘Nishank’. Anusuiya Uikey.
8. Chairman of Quality Council of India: Adil Zainulbhai. 6. Hyderabad is the capital city of Telangana.
9. ISRO Director: K. Sivan, HQ: Bengaluru; Established: 7. CM of Delhi: Arvind Kejriwal. Lieutenant Governor of
1969. Delhi: Anil Baijal.
10. Union Minister of Panchayati Raj: Narendra Singh 8. CM of Punjab: Captain Amarinder Singh. Governor of
Tomar. Punjab: VP Singh Badnore.
11. MD & CEO of National Skill Development 9. CM of Kerala: Pinarayi Vijayan. Governor of Kerala:
Corporation: Manish Kumar. Arif Mohammad Khan. Capital of Kerala:
12. Union Minister for Jal Shakti: Gajendra Singh Thiruvananthapuram.
Shekhawat. 10. Governor of Manipur: Najma Heptulla.
13. Minister of State in the Ministry of Road Transport & 11. CM of Andhra Pradesh: YS Jagan Mohan Reddy;
Highways: V. K. Singh. Governor: Biswa Bhusan Harichandan.
14. Minister of Defence: Raj Nath Singh. 12. CM of Rajasthan: Ashok Gehlot; Governor: Kalraj
15. Minister of Tribal Affairs: Arjun Munda. Mishra.
16. Union Minister of Railways: Piyush Goyal. 13. CM of Uttarakhand: Trivendra Singh Rawat; Governor:
17. Union Home Affairs Minister: Amit Shah. Baby Rani Maurya.
14. CM of Odisha: Naveen Patnaik; Governor: Ganeshi Lal.

15. CM of Madhya Pradesh: Shivraj Singh Chouhan; 21. CM of Karnataka : B.S. Yediyurappa; Governor:
Governor: Anandiben Patel. Vajubhai Vala.
16. CM of West Bengal: Mamata Banerjee; Governor: 22. CM of Jharkhand: Hemant Soren; Governor: Shrimati
Jagdeep Dhankhar. Droupadi Murmu.
17. CM of Gujarat: Vijaybhai R. Rupani; Governor: 23. CM of Telangana: K Chandrasekhar Rao; Governor:
Acharya Dev Vrat. Tamilisai Soundararajan.
18. CM of HP: Jairam Thakur; Governor of HP: Bandaru 24. Lieutenant Governor of Ladakh: Radha Krishna
Dattatraya. Mathur.
19. Lt. Governor of Chandigarh: V.P. Singh Badnore. 25. CM of Uttar Pradesh: Yogi Aditya Nath; Governor:
20. 28th Chief of Army Staff: General Manoj Mukund Anandiben Patel.
Naravane. The motto of Indian Army: “Service Before 26. Lieutenant Governor of Jammu & Kashmir: Manoj
Self”. HQ of Indian Army: New Delhi. Sinha.
Static GA: Awards & Fields

1. International Gandhi Peace Prize: For contributions towards social, economic & political transformation through non-
violence & other Gandhian methods.
2. Bharat Ratna: Premier civilian award, to serve the nation.
3. Padma Vibhushan: Ranking wise the second award is the Padma Vibhushan in the Indian Republic. It awarded people
from various fields including Govt. service to distinguish extraordinary service for the country.
4. Padma Bhushan: The Padma Bhushan is the highest civilian award third in rank in the Indian Republic.
5. Padma Shri: It is awarded to citizens of India for their distinguished contribution in several fields including Education,
Literature, Arts, Science, Industry, Social Service, Medicine, Sports & Public Affairs.
6. Dronacharya Award: For brilliance in sports coaching.
7. Dhyan Chand Award: Highest lifetime achievement award in sports & games in India
8. Rajiv Gandhi Khel Ratna: Highest honor given for accomplishment in sports.
9. Vyas Samman: For literary in the Hindi language.
10. Saraswati Samman: For outstanding prose or poetry literary works in any Indian language listed in Schedule VIII of
the Constitution of India.
11. Param Vir Chakra: Highest decoration Awarded for the most conspicuous bravery or some daring or prominent act
of valour or self-sacrifice in the presence of the enemy on land, sea or air.
12. Maha Vir Chakra: Second highest decoration. It is awarded for acts of conspicuous gallantry in the presence of the
enemy, whether on land, at sea or in the air.
13. Vir Chakra: It is the third in the order of awards for acts of gallantry in the face of the enemy on land, sea or air.
14. Ashok Chakra: Awarded for the most conspicuous bravery or some daring act of valour or self-sacrifice on land, at
sea or in the air.
15. Academy (Oscar) Awards: Film (From 1929)
16. Grammy Award: Music (From 1958)
17. Ramon Magasaysay Award: Govt. (Public) Service, Social Service, Journalism, Literature, Communication &
International Understanding Bourlog Award: Agriculture (From 1992)
18. Grammy: Music
19. Pulitzer: Journalism & Literature
20. Arjun: Sports
21. Bowelay: Agriculture
22. Kalinga: Science
23. Dhanwantri: Medical Science
24. Nobel Prize: Peace, Literature, Economics, Physics, Chemistry, Medical Science
25. Abel: Maths
26. Man Booker: Literature
27. Vachspati Samman: Sanskrit Literature
Topic 1: CM/Governors/Wildlife Santuaries/National Parks / Power Plants in India

States National Parks (NP) Wild Life Sanctuaries Power Plants
Himachal Pradesh Pin Valley National Bandli WLS Girinagar Hydel
CM: Jairam Thakur Park Daranghati WLS Project
Governor: Bandaru Dattatraya Great Himalayan Dhauladhar WLS Binwa Hydel Project
Capital: Shimla National Park Nargu WLS Rangtong Hydel
Inderkilla National Pong Dam Lake Project
Park WLS Baner&Neugal
Khirganga National Shilli WLS Project
Park Talra WLS
Simbalbara National
Park
Punjab Abohar WLS Guru Gobind Singh
CM: Captain Amarinder Singh Harike Lake WLS Super Thermal Power
Governor: V P Singh Badnore Jhajjar Bacholi WLS Plant
Capital: Chandigarh
Haryana Kalesar National Bhindawas WLS Gorakhpur Atomic
Park Kalesar WLS Power Station
CM: Manohar Lal Khattar Sultanpur National Khaparwas WLS Deenbandhu Chhotu
Governor: Satyadev Narayan Arya Park Ram TPS
Capital: Chandigarh Rajiv Gandhi TPS
Uttar Pradesh Dudhwa National Hastinapur WLS Narora Atomic
CM: Yogi Adityanath Park Ranipur WLS Power Station
Governor: Anandiben Patel Sohagibarwa WLS Rihand Thermal
Capital: Lucknow Sur Sarovar WLS Power Station
Chandraprabha Anpara Thermal
WLS Power Station
National Chambal
WLS
Bihar Valmiki National Gautam Budha Kahalgaon Super
CM: Nitish Kumar Park WLS Thermal Power
Governor: Phagu Chauhan Kaimur WLS Station
Capital: Patna Pant (Rajgir) WLS Barauni TPS
Valmiki WLS
Chhattisgarh Indravati National Badalkhol WLS Sipat Thermal Power
CM: Bhupesh Baghel Park Bhairamgarh WLS Plant
Governor: Anusuiya Uikey Kanger Valley Bhoramdev WLS Hasdeo TPS
Capital: Raipur National Park Udanti Wild Bhilai Expansion
Guru Ghasi Das Buffalo WLS Power Plant
(Sanjay)
Jharkhand Betla National Park Lawalong WLS Chandrapura TPS
CM: Hemant Soren Palkot WLS Koderma Thermal
Governor: Draupadi Murmu Parasnath WLS Power Station
Capital: Ranchi Bokaro TPS
Andhra Pradesh Sri Venkateswara Coringa WLS Simhadri Super
CM: Jaganmohan Reddy National Park Kolleru WLS Thermal Power Plant
Governor Biswa Bhusan Nellapattu WLS Sri Damodaram
Harichandan Pulicat Lake WLS Sanjeevaiah Thermal
Capital: Amaravati Rajiv Gandhi Power Station
(Nagarjuna Sagar-
Srisailam) WLS
Rollapadu WLS
Telangana Mrugavani National Kawal WLS
CM: K. Chandrashekar Rao Park
Governor: Tamilisai Soundararajan
Capital: Hyderabad
Assam Dibru-Saikhowa NP Amchang WLS Bongaigaon Thermal

CM: Sarbananda Sonowal Kaziranga National Chakrashila WLS Power Plant
Governor: Jagdish Mukhi Park Dihing Patkai WLS
Capital: Dispur Manas National Park East Karbi Anglong
Nameri National WLS
Park North Karbi
Rajiv Gandhi Orang Anglong WLS
National Park Nambor WLS
Goa Bhagwan Mahavir Bondla WLS -
CM: Pramod Sawant (Mollem) National Madei WLS
Governor: Bhagat Singh Koshyari Park Bhagwan Mahavir
Capital: Panaji (Mollem) WLS
Netravali WLS
Gujarat Blackbuck National Jambugodha WLS Mundra Thermal
CM: Vijay Rupani Park, Velavadar Jessore WLS Power Station
Governor: Acharya Dev Vrat Gir Forest National Kutch Desert WLS Ukai Thermal Power
Capital: Gandhinagar Park Mitiyala WLS Station
Marine National Porbandar Lake Akrimota Thermal
Park, Gulf of Kutch WLS Power Station
Bansda National Park Rampara Vidi WLS Kakrapar Nuclear
Ratanmahal WLS Power Plant
Shoolpaneswar
(Dhumkhal) WLS
Thol Lake WLS
Wild Ass WLS
Karnataka Bandipur National Arabithittu WLS Raichur Thermal
CM: B. S. Yeddyurappa Park Attiveri WLS Power Station
Governor: Vajubhai R. Vala Bannerghatta Bhadra WLS Udupi Thermal
Capital: Bengaluru National Park Bhimgad WLS Power Plant
Kudremukh National Brahmagiri WLS Bellary Thermal
Park Cauvery WLS Power Station
Nagarhole National Nugu WLS
Park Pushpagiri WLS
Anshi national park Ranganathittu Bird
WLS
Sharavathi Valley
WLS
Someshwara WLS
Kerala Eravikulam National Aralam WLS Brahmapuram Power
Park Chimmony WLS Station
CM: Pinarayi Vijayan Mathikettan Shola Idukki WLS Kayamkulam Power
Governor: Arif Mohammed Khan National Park Malabar WLS Station
Capital:Thiruvananthapuram Periyar National Park Mangalavanam
Silent Valley National Bird WLS
Park Neyyar WLS
Anamudi Shola Periyar WLS
National Park Thattekad Bird
Pampadum Shola NP WLS

Madhya Pradesh Kanha National Park Bori WLS Vindhyachal Super
Madhav National Gandhi Sagar WLS Thermal Power
CM: Shivraj Singh Chouhan Park Ghatigaon WLS Station
Governor: Anandiben Patel Mandla Plant Fossils Ken Gharial WLS Sant Singaji Thermal
Capital: Bhopal National Park Narsighgarh WLS Power Plant
Panna National Park National Chambal Satpura Thermal
Pench National Park WLS Power Station
Sanjay National Park Orcha WLS Amarkantak TPS
Satpura National Kuno WLS Sasan Ultra Mega
Park Sardarpur WLS Power Project
Van Vihar National Son Gharial WLS
park
Chandoli National Aner Dam WLS Tarapur Atomic
Maharashtra Park Bhamragarh WLS Power Station
CM: Uddhav Thackeray Navegaon National Bhimashankar WLS Tirora Thermal
Governor: Bhagat Singh Koshyari Park Great Indian Power Station
Capital: Mumbai Tadoba National Bustard WLS Amravati Thermal
Park Jaikwadi WLS Power Plant
Gugamal national Koyana WLS
park Nagzira WLS
Painganga WLS
Radhanagari WLS
Sagareshwar WLS
Tipeshwar WLS
Tungareshwar
WLS
Manipur Keibul Lamjao Yangoupokpi- -
CM: N Biren Singh National Park Lokchao WLS
Governor: Najma Heptulla
Capital: Imphal
Meghalaya Balphakram National Baghmara Pitcher -
CM: Conrad Sangma Park Plant WLS
Governor: Satya Pal Malik Nokrek National Nongkhyllem WLS
Capital: Shillong Park Siju WLS
Mizoram Murlen National Park Dampa WLS (TR) -
CM: PU Zoramthanga Phawngpui Blue Ngengpui WLS
Governor: P.S. Sreedharan Pillai National Park Pualreng WLS
Capital: Aizawl Mountain National Tokalo WLS
Park
Nagaland Intanki National Fakim WLS Dikhu Hydro Electric
CM: Neiphiu Rio Park Puliebadze WLS Power Plant
Governor: RN Ravi Rangapahar WLS
Capital: Kohima
Odisha Bhitarkanika Badrama WLS Talcher Super
CM: Naveen Patnaik National Park Baisipalli WLS Thermal Power
Governor: Ganeshi Lal Simlipal National Chilika (Nalaban) Station
Capital: Bhubaneswer Park WLS
Hadgarh WLS
Khalasuni WLS
Satkosia Gorge
WLS
Rajasthan Sariska National Park Bundh Baratha Chhabra Thermal
CM: Ashok Gehlot WLS Power Station
Governor: Kalraj Mishra Ranthambore Darrah WLS Suratgarh Power
Capital: Jaipur National Park Jawahar Sagar WLS Station
Darrah National Park Kailadevi WLS
Desert National Park Mount Abu WLS
Keoladeo National Ramsagar WLS
Park Sariska WLS
Sawai Man Singh
WLS
Shergarh WLS
Sitamata WLS
Sikkim Khangchendzonga Fambong Lho WLS Rangit Hydro Electric
CM: PS Golay National Park Kitam WLS (Bird) Power Prject
Governor: Ganga Prasad Maenam WLS
Capital: Gangtok Pangolakha WLS
Tamil Nadu Mudumalai National Indira Gandhi Kudankulam Nuclear
CM: Edapaddi Palaniswami Park (Annamalai) WLS Power Plant
Governor: Banwaril Lal Purohit Mukurthi National Kalakad WLS Neyveli Thermal
Capital: Chennai Park Karaivetti WLS Tuticorin Thermal
Indira Gandhi Karikili WLS Power Station
(Annamalai) National
Park Mudumalai WLS
Guindy National Pulicat Lake WLS
Park Vaduvoor WLS
Gulf of Mannar Vedanthangal WLS
Marine National Park Vettangudi WLS
Tripura Bison( Rajbari ) Gumti WLS Palatana Thermal
CM: Biplab Deb National Park Rowa WLS Power Plant
Governor: Ramesh Bais Clouded Leopard Sepahijala WLS
Capital: Agartala National Park Trishna WLS
Gangotri National Askot Musk Deer Chibro Power Plant
Uttarakhand Park WLS Khodri Power Plant
CM: Trivendra Singh Rawat Jim Corbett National Binsar WLS Chilla Power Plant
Governor: Baby Rani Maurya Park Govind Pashu
Capital: Dehradun Valley of Flowers Vihar WLS
National Park Kedarnath WLS
Sonanadi WLS
West Bengal Buxa National Park Ballavpur WLS Mejia Thermal Power
Neora Valley Chintamani Kar Station
CM: Mamata Banerjee NationalPark Bird Sanctuary Farakka Super
Governor: Jagdeep Dhankhar Singalila National Haliday Island Thermal Power
Capital: Kolkata Park WLS Station
Sundarbans National Lothian Island WLS Kolaghat Thermal
Park Mahananda WLS Power Station
Bakreshwar Thermal
Power Station
Durgapur Steel
Thermal Power
Station
Arunachal Pradesh Namdapha National
CM: Pema Khandu Park
Governor: BD Mishra Mouling National
Capital: Itanagar Park

CM/Governors of Union Territories
Union Territory Lt. Governor & Administrator CM

Andaman & Nicobar Island Admiral D K Joshi
Chandigarh V.P. Singh Badnore
Dadra & Nagar Haveli & Daman & Praful Patel
Diu
Delhi Anil Baijal Arvind Kejriwal
Jammu & Kashmir Manoj Sinha
Lakshadweep Dineshwar Sharma
Puducherry Kiran Bedi V. Narayanasamy
Ladakh Radha Krishna Mathur
Topic 2: Upcoming Important Sport Events
Summer Olympics Japan (2021); Paris ICC Men Cricket World Cup 2021 (India); 2022
(2024), Los Angles (Australia)
(2028) FIFA (Women) World Cup 2023 (Australia & New
Winter Olympics Beijing China (2022), Zealand)
Paris (2024) ITTF Table Tennis World 2021 (South Korea)
Common Wealth Games London (2022) Cup
Asian Games Hangzohu, China
(2022), Nagoya, Japan  FIFA (Football) World Cup venue: 2018: Russia|2022:
(2026) Qatar
FIFA Qatar (2022), US (2026)
 Commonwealth Games venues: 2022: Birmingham
Common Wealth Youth Belfast (2023) (England)
Games
Men Hockey World Cup 2023 (India)
 Olympics Games venues:
2021 summer: Tokyo (Japan)
Women Hockey World Cup 2022 (Spain &
2022 Winter: Beijing (China)
Netherlands)
2024 Summer: Paris (France)
ICC Women Cricket World 2022 (New Zealand)
Cup
Topic 3: The Headquarters of the UN Organizations

International Organizations HQ: IAEA (International Atomic Vienna
UNO (United Nations Org) New York Energy Agency)
UNICEF New York OPEC Vienna
UNCTAD Geneva Amnesty International London
WHO (World Health Org) Geneva Commonwealth of Nations London
ILO (International Labour Org) Geneva International Maritime London
WMO (World Meteorological Geneva Organization
Org) ICJ (International Court of The Hague
World Intellectual Property Org Geneva Justice)
International Standards Org. Geneva Food & Agricultural Rome
IMF Washington Organization
DC NATO Brussels
World Bank Washington Transparency International Berlin
DC SAARC Kathmandu
UNESCO Paris ASEAN Jakarta
OECD Paris APEC (Asia Pacific Economic Singapore
UNIDO (United Nations Vienna Forum)
Industrial Dev. Org)

Organization of Islamic Jeddah
Cooperation
Topic 4: A Brief on the Census 2011

1) The population of the country as per the provisional Least Literate State - Bihar (63.82%)
figures of Census 2011 is 1210.19 million of which 623.7 National Sex Ratio - Female : Male (940 : 1000)
million (51.54%) are males&586.46 million (48.46%) are Highest Sex Ratio (State) - Kerala (1084 : 1000)
females. Lowest Sex Ratio (State) - Haryana
Major highlights of the Census 2011 (Provisional Highest Sex Ratio (UT) - Puducherry
figures) are as under: Least Sex Ratio (UT) – Daman & Diu (618 : 1000)
*The population of India has increased by more than Literacy of Male - 82.14%
181 million during the decade 2001-2011. Literacy of Female - 65.46%
2) %age growth in 2001-2011 is 17.64; males Population Growth Rate - 17.64%
17.19&females 18.12. Highest fertility Rate - Meghalaya
3) *Uttar Pradesh (199.5 million) is the most populous Most literate union territory - Lakshadweep (92.2%)
State in the country followed by Maharashtra with 112 Least literate Union Territory - Dadra Nagar & Haweli
million. Most Literate District - Serechhip (Mizoram)
Least Literate District - Dadra Naga & Haveli
Some of the highlights Highest Density of Population - Bihar (1102 sq.km)
Slogan - Our census, Our Future Lowest Density of Population - Arunachal Pradesh (17)
India's 1st Census - 1872 Total number of districts - 640
2011 Census is - 15th Census Highest Populous District - Thane (Mumbai)
Total Population - 1,21,01,93,422 100% Literacy District - Palakkad (Kerala)
India's Rank in population - 2nd with 17.5% (1st China 100% Banking State - Kerala
with 19%) 100% Banking District - Palakkad (Kerala)
Most Populous State - Uttar Pradesh Density of Population in India - 382 sq. km
Least Populous State - Sikkim Increase in population (during 2001-2011) - 181 million
Most Literate State - Kerala (93.9%)
Topic 5: Current Office Holders List

Important National Officials President, ASSOCHAM Niranjan Hiranandani
Designation Name Chairperson, NASSCOM UB Pravin Rao
Chairperson, CBDT Pramod Chandra Mody DRDO Chairman G Satheesh Reddy
Chairperson, UGC Dhirendra Pal Singh LIC Chairman MR Kumar
Chairman, ISRO K Sivan
Chairman, Atomic Energy Kamlesh Nilkanth Vyas Post Name
Commission Chief Justice, Supreme Court Sharad Arvind Bobde
Chairperson, TRAI Ram Sevak Sharma (47th)
Chairperson, NHAI Sukhbir Singh Sandhu Speaker, Lok Sabha Om Birala
Director General, NCC Lt Gen Rajeev Chopra Comptroller & Auditor Girish Chandra Murmu
Chairperson, CBSE Manoj Ahuja General of India
Chairperson, IRDAI Subhash Chandra Khuntia Chief Election Commissioner Sunil Arora
Chairperson, PTI Aveek Sarkar Chairman, UPSC Pradeep Kumar Joshi
Director General, BSF Rakesh Asthana Deputy Chairman, Rajya Harivansh Narayan
Director General, SSB Rajesh Chandra Sabha Singh
Director General, CRPF A P Maheshwari
Director General, ITBP Surjeet Singh Deswal Designation Name
Solicitor General Tushar Mehta Secretary-General, United Antonio Guterres
Attorney General KK Venugopal Nations Organisation
Chairperson, National Justice Adarsh Kumar Goel Managing Director, Kristalina Georgieva
Green Tribunal International Monetary Fund
Director, NCERT Hrushikesh Senapaty President, World Bank David R. Malpass

Designation Name Designation Name
DG, UNESCO Audrey Azoulay Director-General, Rafael Mariano Grossi
President, UN General Volkan Bozkir International Atomic Energy
Assembly Agency
Director-General, WHO Tedros Adhanom Secretary-General, NATO Jens Stoltenberg
Ghebreyesus Secretary-General, ASEAN Lim Jock Hoi
President, International Court Abdulqawi Ahmed Secretary-General, SAARC Esala Weerakoon
of Justice Yusuf Secretary-General, Patricia Scotland
President, Asian Masatsugu Asakawa Commonwealth
Development Bank President, FIFA Gianni Infantino
President, International Thomas Bach Chairman, International Imran Khwaja (Interim)
Olympic Committee Cricket Council
Topic 6: Important Ports in India

Port State Cochin Kerala
Kolkata West Bengal New Mangalore Karnataka
Paradip Orissa Mormugao Goa
Vishakhapatnam Andhra Pradesh Jawaharlal Nehru Maharashtra
Chennai Tamil Nadu Mumbai Maharashtra
Ennore Tamil Nadu Kandla Gujarat
Tuticorin Tamil Nadu
Topic 7: The Most Famous Temples in India

 Badrinath Temple: Chamoli district, Uttarakhand  Gomateshwara Temple: Shravanabelagola town of
 The Konark Sun Temple: Puri district of Odisha Karnataka
 Brihadeeswara Temple: Thanjavur city of Tamil Nadu  Ranakpur Temple: Pali district of Rajasthan
 Somnath Temple: Saurashtra (Gujarat)  Shirdi Sai Baba Temple: Shirdi town of Maharashtra
 Kedarnath Temple: Garhwal area (Uttarakhand)  Sree Padmanabhaswamy Temple :
 Sanchi Stupa: Raisen district of Madhya Pradesh Thiruvananthapuram, the capital city of Kerala
 Ramanathaswamy Temple: Tamil Nadu  Dwarkadhish Temple: Dwarka city (Gujarat)
 Vaishno Devi Mandir: J&K, near Katra.  Laxminarayan Temple: In Delhi
 Siddhivinayak Temple: Prabha Devi, Mumbai
 Gangotri Temple: Uttarkashi district of Uttarakhand
 Golden Temple or Sri Harmandir Sahib: Amritsar
 Kashi Vishwanath Temple: Varanasi (Uttar Pradesh)
 Lord Jagannath Temple: Puri (Orissa)
 Yamunotri Temple: Uttarkashi district of Uttarakhand
 Meenakshi Temple: Madurai (Tamil Nadu)
 Amarnath Cave Temple: State of J&K
 Lingaraja Temple: Orissa
 Tirupati Balaji: Tirumala (Andhra Pradesh)
 Kanchipuram Temples: Tamil Nadu
 Khajuraho Temple: Madhya Pradesh
 Virupaksha Temple: Hampi, Bellary, Karnataka
 Akshardham Temple: Delhi
 Shri Digambar Jain Lal Mandir: Oldest Jain temple in
Delhi
Topic 8: List of the Important Airports in India

Airport City State/UT Kempegowda Bangalore Karnataka
International Airport

Netaji Subhash Kolkata West Bengal Swami Vivekananda Raipur Chhattisgarh
Chandra Bose Airport
Intl.Airport Bagdogra Airport Bagdogra West Bengal
Rajiv Gandhi Hyderabad Telangana Veer Savarkar Port Blair Andaman &
International Airport International Airport Nicobar Islands
Sardar Vallabhbhai Ahmedabad Gujarat Birsa Munda Airport Ranchi Jharkhand
Patel International
Airport Maharana Pratap Udaipur Rajasthan
Airport
Chaudhary Charan Lucknow Uttar Pradesh
Singh Intl. Airport Raja Bhoj Bhopal Madhya Pradesh
International Airport
Lokpriya Gopinath Guwahati Assam
Bordoloi Intl. Airport Jolly Grant Airport Dehradun Uttrakhand
Srinagar Airport Srinagar J&K Rajahmundry Rajahmundry Andhra Pradesh

Airport
Biju Patnaik Bhubaneswar Odisha
International Airport Silchar Airport Silchar Assam
Visakhapatnam Visakhapatna Andhra Pradesh Lengpui Airport Aizwal Mizoram

Airport m Zaruki International Shillong Meghalaya
Devi Ahilyabai Indore Madhya Pradesh Airport
Holkar Airport Daporijo Airport Daporijo Arunachal
Dr. Babasaheb Nagpur Maharashtra Pradesh
Ambedkar Intl. Tezu Airport Tezu Arunachal
Airport Pradesh
Lok Nayak Patna Bihar Kandla Airport Kandla Gujarat
Jayaprakash Airport
Sonari Airport Jamshedpur Jharkhand
Sri Guru Ram Dass Amritsar Punjab
Birsa Munda Airport Ranchi Jharkhand
Jee International
Airport Agatti Aerodrome Agatti Lakshadweep
Topic 9: What are the names of the Borders/Boundary Lines?
 Durand Line: Afghanistan & Pakistan  39th Parallel north is an imaginary circle of latitude that
 Hindenburg Line: Germany & Poland. is 39 degrees north of the Earth’s equatorial plane.
 Mason-dixon Line: Line of demarcation between four  40th Parallel north: formed the original northern
states in the United States. boundary of the British Colony of Maryland.
 Mannerheim Line: Russia-Finland border.  42nd Parallel north: New York - Pennsylania Border.
 Macmahon Line: India & China  The Parallel 440 north is an imaginary circle of latitude
 Medicine Line: Canada & the United States. that is 44 degrees north of the Earth’s equatorial plane.
 Order-neisse Line: Poland & Germany  45th Parallel north is often called the halfway point
 Radcliffe Line: India & Pakistan. between the Equator&the North Pole.
 Siegfried Line: Germany on its border with France.  45th parallel makes up most of the boundary between
 17th Parallel: North Vietnam & South Vietnam Montana&Wyoming.
 26th Parallel south: Africa, Australia & South America.  49th Parallel is the boundary between USA&Canada
 30TH PARALLEL Equator & the North Pole.
 38th Parallel: Separates North Korea&South Korea.
Topic 10: Dams in India
Dam River State Tehri Dam Bhagirathi Uttarakhand

Lakhwar Dam Yamuna Uttarakhand Salal (Rockfill& Chenab J&K
Idukki (Eb)/Idukki Periyar Kerala Concrete) Dam
Arch Dam Supa Dam Kali Nadi Karnataka
Bhakra Dam Satluj Himachal Koteshwar Dam Bhagirathi Uttarakhand
Pradesh Rihand Dam Rihand Uttar Pradesh
Pakal Dul Dam Marusudar J&K Indira Sagar Narmada Madhya Pradesh
Sardar Sarover Narmada Gujarat (NHDC) Dam
Gujarat Dam Pillur Dam Bhavani Tamil Nadu
Srisailam (N.S.R.S.P) Krishna Andhra Pradesh Madupetty (Eb) Palar Kerala
Dam Dam
Ranjit Sagar Dam Ravi Punjab Parbati II Dam Parbati Himachal
Baglihar Dam Chenab J&K Pradesh
Pong Dam Beas Himachal Chakra Dam Chakra Karnataka
Pradesh Ukai Dam Tapi Gujarat
Nagarjuna Sagar Krishna Telangana
Dam
Topic 11: CLASSICAL DANCES & FOLK DANCES IN INDIA
Indian Classical Dances Grida Dance: Madhya Pradesh

Bharatnatyam: Tamil Nadu & Karnataka
Kathak: North India East India
Kathakali: Kerala Brita Dance: ‘Brita’ or ‘Vrita’ dance: West Bengal
Kuchipudi: Andhra Pradesh Dalkhai: Odisha.
Manipuri: Manipur Gotipua: Odisha
Mohiniattam: Kerala Bihar: Jadur, Kathaputli, Bhako, Jhijiya
Odissi: Orissa state
Gaudiya Nritya: West Bengal North East India
Sattriya: Assam Hojagiri: Tripura
Ghoomar: Rajasthan Nongkram Dance: Meghalaya
Thang Ta: Manipur Bagurumba: Assam
Bhortal Dance: Assam
North India Cheraw Dance: Mizoram
Dumhal: Rauf tribe of Jammu & Kashmir Chang Lo: Nagaland
HurkaBaul: Uttarakhand Bardo Chham: Arunachal Pradesh
Chholiya: Kumaon region, Uttarakhand Bihu: Assam
Bhangra: Punjab
Dhamyal - ‘Dhamyal’ or ‘Dhuph’: Haryana South India
Mayur Nritya: Uttar Pradesh Padayani: Kerala
Charkula: Braj region of Uttar Pradesh. Kolannalu: Andhra Pradesh
Giddha: State of Punjab Parai Attam: Tamil Nadu
Haryana: Swang, Naqqal, Dhamal Karagattam: Tamil Nadu
Himachal Pradesh: Nati, Kariyala, Bhagat Paampu Attam: Tamil Nadu.
Poikal Kudirai Attam: Tamil Nadu
Central India Theyyam: Kerala
Gaur Dance: Chhattisgarh Andhra Pradesh: Veethi Natakam, Burrakatha,
Muria Dance: Bastar district of Chhattisgarh Lambadi, Koya.
Saila Dance: Bastar district in the state of Chhattisgarh Telangana: Bathukamma
Kaksar Dance: Bastar district in the state of Chhattisgarh Dollu Kunitha: Karnataka
Jawara Dance: Madhya Pradesh Ghodemodni: Goa
Bhagoria Dance: Madhya Pradesh Lava Dance: Lakshadweep
Suwa Dance: Chhattisgarh Fugdi: Goan dance performed in the Konkan region

Veeragase: Karnataka Dandiya: Gujarat & Rajasthan
Koli: Maharashtra Garba: Gujarat
Padhar Dance: Gujarat
West India Rajasthan: Khyal, Rasdhari, Rammat, Gauri, Ghoomar
Topic 12: The Headquarters of the important Public-Sector Undertakings

Agriculture Insurance Company of India: New Delhi NHPC Limited: Faridabad, Haryana
Air India Limited: New Delhi National Aluminium Co Ltd: Bhubaneshwar, Orissa
Airports Authority of India: New Delhi National Aviation Company of India: New Delhi
Bharat Bhari Udyog Nigam: Kolkata, West Bengal National Buildings Construction Corporation: New
Bharat Earth Movers (BEML): Bangalore, Karnataka Delhi
Bharat Electronics Limited: Bangalore, Karnataka National Fertilizers Limited: Noida, Uttar Pradesh
Bharat Heavy Electricals Limited(BHEL): New Delhi National Handloom Development Corporation
Bharat Petroleum Corporation Limited: Mumbai, Limited: Lucknow, Uttar Pradesh
Maharashtra National Insurance Co Ltd: Kolkata, West Bengal
Coal India Limited: Kolkata, West Bengal National Textile Corporation: New Delhi
Damodar Valley Corporation: Kolkata, West Bengal New India Assurance Company: Mumbai,
Electronics Corporation of India: Hyderabad, Maharashtra
Telangana Neyveli Lignite Corporation Limited: Tamil Nadu
Fertilizer Corporation of India Limited: Noida, Uttar North Eastern Regional Agricultural Marketing
Pradesh Corporation: Assam
Food Corporation of India: New Delhi Numaligarh Refinery Limited: Assam
General Insurance Corporation of India Limited (GIC): Oil & Natural Gas Corporation: Dehradun,
Mumbai, Maharashtra Uttarakhand
Hindustan Aeronautics Limited: Bangalore, Karnataka Oil India Limited: New Delhi
Hindustan Petroleum Corporation Limited: Mumbai, Oriental Insurance Company: New Delhi
Maharashtra Pawan Hans Limited: New Delhi
India Infrastructure Finance Company: New Delhi Shipping Corporation of India Limited: Mumbai,
Indian Oil Corporation: New Delhi Maharashtra
The Jute Corporation of India Limited: Kolkata, West United India Insurance Company: Chennai, Tamil
Bengal Nadu
Mahanadi Coalfields Limited: Sambalpur, Odisha Uranium Corporation of India: Jaduguda, Jharkhan.
Mineral Exploration Corporation Limited: Nagpur,
Maharashtra
Topic 13: Nick Names of Important Indian Places

Nick Names City Old Ganga Godavari
Golden City Amritsar Egg Bowls Of Asia Andhra Pradesh
Manchester Of India Ahmedabad Soya Region Madhya Pradesh
City Of Seven Islands Mumbai Manchester Of The South Coimbatore
Queen Of Arabian Sea Cochin City Of Nawabs Lucknow
Space City Bangalore Venice Of The East Cochin
Garden City Of India Bangalore Sorrow Of Bengal Damodar River
Silicon Valley Of India Bangalore Sorrow Of Bihar Kosi River
Electronic City Of India Bangalore Blue Mountains Nilgiri
Pink City Jaipur Queen Of The Mountains Mussoorie
Gateway Of India Mumbai (Uttarakhand)
Twin City: Hyderabad, Sacred River Ganga
Secunderabad Hollywood Of India Mumbai
City Of Festivals Madurai City Of Castles Kolkata
Deccan Queen Pune State Of Five Rivers Punjab
City Of Buildings Kolkata City Of Weavers Panipat
Dakshin Ganga Godavari City Of Lakes Srinagar

Steel City Of India Jamshedpur (Called Boston Of India Ahmedabad
Tatanagar) Garden Of Spices Of Kerala
City Of Temples Varanasi India
Manchester Of The North Kanpur Switzerland Of India Kashmir
City Of Rallies New Delhi Abode Of The God Prayag(Allahabad)
Heaven Of India J&K Pittsburg Of India Jamshedpur
Topic 14: Important Defence Exercise Conducted in the World

 Garuda: India-France  Ekuverin: Maldives & India
 HAND-HAND: India-China  Garuda Shakti: India & Indonesia
 Indra: India-Russia  Mitra Shakti: India & Sri Lanka
 Jimex: India-Japan  Naseem Al-Bahr: India-Oman
 Malbar: Us-India-Japan  SLINEX: Joint exercise in Navy between India & Sri
 Shade: Naval Forces Of India, Japan&China Lanka
 Surya Kiran: India & Nepal  Hyog-Kaijin: Joint exercise of Coast Guards of India &
 Varuna: France & India Japan
 Simbex: Indian Navy With Republic Of Singapore Navy  Malabar: India, Japan & US
 Ibsamar: India with Brazil & South African Navy  Yudh Abhyas: India & US
 Konkan: Indian Navy & Royal Navy Of Britain  Red flag: India & US
 Ausindex: Indian & Australian Navy  Cope: Indian Airforce & US Air Force
 Indradhanush or Rainbow: India-Uk Air Exercises  SAMPRITI – India&Bangladesh
 Nomadic Elephant: Indian Army Exercises with
Mongolia
Topic 15: Stadiums Around the World
Stadiums in Australia Barsapara Cricket Stadium: Guwahati

Adelaide Oval- Adelaide Greenfield International Stadium:
Bundaberg Rum Stadium- Cairns Thiruvananthapuram
Telstra Dome- Melbourne Brabourne Stadium -Mumbai
Manuka Oval- Canberra Eden Gardens -Kolkata
Marrara Cricket Ground- Darwin Feroz Shah Kotla -Delhi
Melbourne Cricket Ground- Melbourne Gandhi Stadium -Jalandhar
Sydney Cricket Ground- Sydney Green Park -Kanpur
W.A.C.A. Ground- Perth Indira Gandhi Stadium -Vijayawada
Rajiv Gandhi Port Silver Jubilee Stadium -
Stadiums in Bangladesh Visakhapatnam
Bangabandhu National Stadium- Dhaka Jawaharlal Nehru Stadium -New Delhi
Chittagong Stadium- Chittagong Lal Bahadur Shastri Stadium -Hyderabad
M.Chinnaswamy Stadium -Bangalore
Stadiums in England MA Chidambaram Stadium -Chennai
Edgbaston- Birmingham Madhavrao Scindia Cricket Ground -Rajkot
Headingley- Leeds Moin-ul-Haq Stadium -Patna
Lord's- London Sardar Vallabhai Patel Motera Stadium -Ahmedabad
Old Trafford- Manchester Sawai Mansingh Stadium -Jaipur
Sophia Gardens- Cardiff Vidarbha CA Ground -Nagpur
St Lawrence Ground- Canterbury Wankhede Stadium –Mumbai
The Brit Oval- London Jawaharlal Nehru Stadium: Kochi (Kerala)
Trent Bridge- Nottingham Dr. Bhupen Hazarika Cricket Stadium: Guwahati
(Assam)
Stadiums in India Dhyan Chand National Stadium: Delhi
Barabati Stadium -Cuttack
Barkatullah Khan Stadium -Jodhpur Stadiums in New Zealand
Basin Reserve-Wellington P.Saravanamuttu Stadium-Colombo
Eden Park-Auckland R.Premadasa Stadium-Colombo
Jade Stadium-Christchurch Sinhalese Sports Club Ground-Colombo
John Davies Oval-Queenstown
McLean Park-Napier Stadiums in West Indies
Sabina Park Kingston-Jamaica
Stadiums in Pakistan Antigua Recreation Ground St John's-Antigua
Arbab Niaz Stadium-Peshawar Guyana Cricket Stadium Georgetown-Guyana
Ayub National Stadium-Quetta Kensington Oval Bridgetown-Barbados
Gaddafi Stadium-Lahore Mindoo Phillip Park Castries-St Lucia
Albion Sports Complex Berbice-Guyana
Stadiums in South Africa
Kingsmead-Durban Stadiums in Zimbabwe
New Wanderers Stadium-Johannesburg Bulawayo Athletic Club-Bulawayo
Newlands-Cape Town Harare Sports Club-Harare
St George's Park-Port Elizabeth Kwekwe Sports Club-Kwekwe
Centurion Super Sport Park-Pretoria Queens Sports Club-Bulawayo
Stadium in Sri Lanka Stadiums in United Arab Emirates

Colombo Cricket Club Ground-Colombo Sheikh Zayed Stadium-Abu Dhabi
Galle International Stadium-Galle Sharjah Cricket Stadium-Sharjah
Topic 16: List of Indian Cities on Rivers Banks
City River State City River State

Agra Yamuna Uttar Pradesh Surat Tapi Gujarat
Ahmedabad Sabarmati Gujarat Tiruchirapall Kaveri Tamil Nadu
Allahabad At the Uttar Pradesh i
confluence of Varanasi Ganga Uttar Pradesh
Ganga, Yamuna Vadodara Vishwamitri Gujarat
& Saraswati
Ayodhya Saryu Uttar Pradesh Mathura Yamuna Uttar Pradesh
Bhagalpur Ganga Bihar Mirzapur Ganga Uttar Pradesh
Kolkata Hugli West Bengal Bangalore Vrishabhavathi Karnataka
Cuttack Mahanadi Odisha Kannauj Ganga Uttar Pradesh
New Delhi Yamuna Delhi Mangalore Netravati, Karnataka
Gurupura
Dibrugarh Brahmaputra Assam
Gwalior Chambal Madhya
Guwahati Brahmaputra Assam
Pradesh
Hyderabad Musi Telangana
Gorakhpur Rapti Uttar Pradesh
Jabalpur Narmada Madhya
Lucknow Gomti Uttar Pradesh
Pradesh
Malegaon Girna River Maharashtra
Kanpur Ganga Uttar Pradesh
Sambalpur Mahanadi Odisha
Kota Chambal Rajasthan
Madurai Vaigai Tamil Nadu
Jaunpur Gomti Uttar Pradesh
Coimbatore Noyyal Tamil Nadu
Patna Ganga Bihar
Nashik Godavari Maharashtra
Srinagar Jhelum Jammu &
Kashmir Kolhapur Panchaganga Maharashtra

City River State City River State
Nellore Pennar Andhra Pradesh Ujjain Shipra Madhya
Pradesh
BANKING AWARENESS
Topic 1: Reserve Bank of India & its Functions RBI is not expected to perform the function of accepting
i. RBI established on April 1, 1935 under RBI Act 1934 deposits from the general public.
(recommendations of John Hilton Young Prime lending rate is decided by the individual banks.
Commission 1926 – called Royal Commission on RBI decides the following rates namely; Bank rate, repo
Indian Currency & Finance), is the central bank of the rate, reverse repo rate & cash reserve ratio.
country & was nationalized w.e.f 01st Jan 1949. The quantitative instruments of RBI are – bank rate
ii. Originally it was a shareholders’ bank which was policy, cash reserve ratio & statutory liquidity ratio.
taken over by the Central Govt. under Reserve Bank The objective of monetary policy is to control inflation;
(Transfer of Public Ownership) Act 1948 (paid up discourage hoarding of commodities & encourage flow
capital Rs. 5 cr). of credit into neglected sector.
iii. RBI’s central office is in Mumbai. When RBI is lender of the last resort, it means that RBI
advances credit against eligible securities.
Functions of RBI GOI decides the quantity of coins to be minted.
Issuance of currency: RBI is the authority in India to The method which is used currently in India to issue
issue currency notes (called bank notes) under currency note – minimum reserve system. For issuing
signatures of Governor. (One rupee note called currency notes, RBI is required to hold the minimum reserves of
note is issued by the Central Govt. & signed by Finance Rs. 200 crores of which note less than Rs. 115 crores is to
Secretary). The stock of currency is distributed with the be held in gold.
help of currency chests spread all over the country.
Banker to Govt.: RBI transacts govt. business & manages Topic 2: Policy Rates decided by the RBI
public debt. SBI or any other bank is appointed Agent
where RBI does not have office. It provides Ways &
Current Policy rates as on 22nd September 2020
Means advances to Govt.
 Policy Repo Rate : 4.00 %
Bankers’ bank: It keeps a part of deposits of commercial
 Reverse Repo Rate : 3.35 %
banks (as CRR) & acts as lender of last resort by
 Bank Rate: 4.25 %
providing financial assistance to banks. It provides
 Marginal Standing Facility Rate : 4.25 %
export credit refinance, Liquidity Adjustment Facility &
MSF.  CRR: 3.00%
Controller of Banks: An controller of banks by  SLR: 18.00%
Lending / Deposit Rates
including the banks in 2nd Schedule of the Act. It issues
directions, carries inspection (on-site as well as off-site)  Base Rate: 7.40% - 9.00%
& exercises management control.  MCLR (Overnight): 6.65% - 7.15%
Controller of credit: RBI can fix interest rates (including  Savings Deposit Rate : 2.70% - 3.00%
Bank Rate) & exercise selective credit controls. Various  Term Deposit Rate > 1 Year: 4.90% - 5.50%
tools such as change in cash reserve ratio, stipulation of Repo Rate: Repo rate is the rate of interest which is
margin on securities, directed credit guidelines etc. are levied on Short-Term loans taken by commercial banks
used for this purpose. It also carries sale & purchase of from RBI. Whenever the banks have any shortage of
securities which are known as open market operations. funds they can borrow it from RBI.
Maintenance of external value: RBI is responsible also Reverse Repo Rate: This is exact opposite of Repo rate.
for maintaining external value of Indian currency as well Reverse repo rate is the rate at which commercial banks
as the internal value. Foreign exchange reserves are held charge on their surplus funds with RBI. RBI uses this tool
by RBI & it has a wide power to regulate foreign when it feels there is too much money floating in the
exchange transactions under Foreign Exchange banking system.
Management Act. SLR Rate: Statutory Liquidity Ratio is the amount a
commercial bank needs to maintain in the form of cash,
Important Facts of RBI or gold or Govt. approved securities (Bonds) before

providing credit to its customers. It is determined as the  State Co-operative Banks: 33 (According to RBI
%age of total Net Demand & Time Liabilities (NDTL). website)
Bank Rate: It is defined in Sec 49 of RBI Act 1934 as the
‘standard rate at which RBI is prepared to buy or Topic 4: What are the different types of
rediscount bills of exchange or other commercial papers
accounts that can be opened in a Bank?
eligible for purchase under this act’.
Savings Bank Account: The rate of interest on savings
Cash Reserve Ratio: CRR refers to the ratio of bank’s
bank account varies from bank to bank & also changes
cash reserve balances with RBI with reference to the
from time to time. Interest rate is paid to the account
bank’s net demand & time liabilities to ensure the
holders on daily balance basis.
liquidity & solvency of the scheduled banks.
Current Deposit Account:
MSF: It was introduced w.e.f. May 09, 2011, by RBI.
a) This account is mainly for big businessmen, companies
Eligibility: Scheduled Commercial Banks having
& institutions, since there are no restrictions on number
Current Account & SGL Account with RBI. Amount: 1%
of withdrawals from this type of account. From this
of NDTL
withdrawal can be made any number of times.
b) For the convenience of the account holders banks also
A Brief on LAF (Liquidity Adjustment Facility)
allow withdrawal of amounts in excess of the balance of
It was introduced by RBI during June, 2000 in phases, to deposit. This facility is known as overdraft facility.
ensure smooth transition & keeping pace with Fixed Deposit Account (also Term Deposit Account):
technological upgradation. Money is deposited in a fixed deposit account to earn
Tenor: Reverse Repo auctions (for absorption of interest at a higher rate.
liquidity) & Repo auctions (for injection of liquidity) are Recurring Deposit Account: The rate of interest allowed
conducted on a daily basis (except Saturdays). on the deposits in this account is higher than that on a
Cap: 0.25% of NDTL w.e.f. 01.04.14. savings bank deposit but lower than the rate allowed on
a fixed deposit for the same period.
Topic 3: Banking Regulation Act Note:
1949|Schedule Banks| Other Types of Banks a) Minimum age to open a bank account is now 10 years.
a) Passed as the Banking Companies Act 1949 (came into b) Maximum Interest rate is given on FD A/c.
force wef 16.3.49 & changed to Banking Regulation Act c) The maximum period of an FD is 10 years & for RD is 10
1949 w.e.f. 01.03.66, it was made applicable to J & K in years.
1956 (and now applicable throughout India).
b) The Act is not applicable to primary agricultural credit What are Inoperative & Dormant Accounts?
societies, cooperative land mortgage banks & non- RBI clarified that SB account can be treated as
agricultural primary credit societies. inoperative account only after 2 years from the date of
the last credit entry of interest on Fixed Deposit account,
SCHEDULED BANK where FD interest is being credited to SB account or
a) As per Sec 2 (e) of RBI Act, a scheduled bank means a where dividend on shares is being credited).
bank who is included in 2nd schedule of RBI Act 1934.
b) A scheduled bank should satisfy the conditions which Miscellaneous Terms related to the Deposits
include paid-up capital & reserves requirement of not Demand liabilities: Current deposits, Demand
less than Rs. 5 lac, satisfaction of RBI that the affairs will liabilities portion of saving deposits, margins held
not be conducted by the bank in a way to jeopardize the against LC/LG, Balances in overdue FD, cash certificate
interests of the depositor. (Commercial, Rural & many & RD, Outstanding TTs, MTs & DDs, Unclaimed
State Coop Banks are classified as Scheduled Banks). deposits, Credit balance in CC a/c & Deposits held as
c) A bank that is not included in the 2 nd Schedule of RBI is security for loan payable on demand.
called Non-scheduled Bank. Time liabilities: FDs, cash certificate, cumulative & RDs,
time liabilities portion of saving bank deposits, staff
Total No. of Banks as per RBI Website security deposits, margins against LC not payable on
 Total PSBs: 12 demand, deposit held as securities for advances & India
 Total Private Sector Banks: 22 Dev Bonds.
 Total Payments Banks & Small Finance Banks: 16
 Regional Rural Banks: 45 Topic 5: Negotiable Instrument Act & Cheques
 Foreign Banks: 44 In India the Negotiable Instruments Act was passed
during 1881 which came into force wef March 01, 1882.
CHEQUE: A cheque is (a) a bill of exchange (b) drawn The bank - on whom the cheque is drawn (i.e. the bank
on a specified bank & (c) not expressed to be payable with whom the account is maintained by the drawer)
otherwise than on demand. It includes electronic image Payee – Payee is the person whose name is mentioned
of a truncated cheque & also an electronic cheque. on the chequeto whom or to whose order the money is
AMOUNT OF A CHEQUE: Where amount of a cheque directed to be paid.
differs in words & figures, as per Section 18, amount ENDORSEMENT: As per Section 15, endorsing means
written in words should be paid irrespective of the fact, signing on the face or backside of an instrument (or even
which amount is less or more. on a paper called Allonge or stamped paper), for the
purpose of negotiating (transferring to next person) a
What are the Types of Cheque? negotiable instrument.
1. Bearer Cheque or open Cheque: When the words "or Endorsement in full: If an endorser signs his name &
bearer" appearing on the face of the cheque are not adds a direction to pay the amount mentioned in the
cancelled, the cheque is called a bearer cheque. The instrument to, or to order of, a specified person, the
bearer cheque is payable to the person specified therein endorsement is said to be in full. Blank endorsements
or to any other else who presents it to the bank for can be converted into full.
payment. Restrictive endorsement: Where an endorsement
2. Order Cheque: When the word "bearer" appearing on prohibits & restricts further negotiability of the
the face of a cheque is cancelled & when in its place the instrument, it is called restricted endorsement. The
word "or order" is written on the face of the cheque, the words ‘Pay to Ashish only’ or ‘Pay to Ashish for my use’
cheque is called an order cheque. Such a cheque is or ‘Pay to Ashish for account of B’, are the cases of
payable to the person specified therein as the payee, or restrictive endorsement.
to any one else to whom it is endorsed (transferred).
3. Crossed Cheque: Crossing of cheque means drawing A Brief on Crossing of a Cheque
two parallel lines on the face of the cheque with or Crossing of a cheque means two parallel transverse lines
without additional words like " & CO." or "Account on the face with or without words, such as ‘& Co’, ‘not-
Payee" or "Not Negotiable". A crossed cheque cannot be negotiable’, ‘payee’s account only’ etc. The words
encashed at the cash counter of a bank but it can only be without lines will not constitute crossing. Such
credited to the payee's account. instruments should not be paid as drawer’s mandate is
4. Ante-Dated Cheque: If a cheque bears a date earlier than not clear.
the date on which it is presented to the bank, it is called Crossing is applicable in case of cheques & demand
as "ante-dated cheque". Such a cheque is valid upto 3 draft only & does not cover BOE or promissory note.
months from the date of the cheque.
5. Post-Dated Cheque: If a cheque bears a date which is yet What are the Types of Crossing?
to come (future date) then it is known as post-dated General crossing (sec 123): General crossing is where a
cheque. It cannot be honoured earlier than the date on cheque bears across its face two parallel transverse lines
the cheque. (with or without words such as “& co” or any
6. Stale Cheque: If a cheque is presented for payment after abbreviation. (Words not important, lines are).
3 months from the date of the cheque it is called stale Special crossing (sec 124): Where a cheque bears across
cheque. A stale cheque is not honoured by the bank. its face, name of bank, either with or without the words
7. A self-cheque: It is written by the account holder as pay not-negotiable (lines are not important, the addition of
self to receive the money in the physical form from the name of the bank is important), that addition shall be
branch where he holds his account. deemed as special crossing & the cheque be considered
8. “A truncated cheque” means a cheque which is truncated to be crossed specially to banker.
during the course of a clearing cycle, either by the Special Crossing in favour more than one bank: As per
clearing house or by the bank whether paying or Section 127, if a cheque is crossed specially to more than
receiving payment, immediately on generation one bank (unless one bank is acting as collecting agent to
of an electronic image for transmission. another), the payment shall be refused. A cheque
The expression “clearing house” means the clearing crossed to two or more branches of the same bank is
house managed by the RBI or a clearing house considered to be crossed to one bank only.
recognised as such by the RBI.’ Not negotiable crossing: As per Section 130, a person
taking a cheque crossed generally or specially bearing
The Parties of a Cheque the words ‘not negotiable’ shall not have not be capable
There are three parties to the cheque of giving a better title to the cheque than that, which ther
Drawer or Maker p erson from whom he took it, had.

The RBI in 2005-06 called upon Indian banks to design a
Demand Drafts ‘no frills account’ – a no precondition, low ‘minimum
Demand draft is defined as per Section 85 (a) of NI Act balance maintenance’ account with simplified KYC
1881 as an order to pay money drawn by one office of a (Know Your Customer) norms.
bank upon another office of the same bank for a sum of But all the existing ‘No-frills’ accounts opened were
money payable to order on demand. converted into BSBDA in compliance with the guidelines
It is payable to order on demand (85-A NI Act). It cannot issued by RBI in 2012.
be issued as payable to bearer (Sec. 31 RBI Act).
If a bank fails to honour a bank draft, it renders itself What is BSBDA (Basic Savings & Bank Deposit A/c)?
liable for damages. Similarly, omission of signatures or In 2012, RBI introduced BSBDA. Some important points are:
wrong signatures can also make the bank liable. This account shall not have the requirement of any
By prior arrangement, the paying bank could be a minimum balance.
different bank also. The services available in the account will include:
deposit & withdrawal of cash at bank branch as well as
Topic 6: Financial Inclusion & the initiatives ATMs; receipt/credit of money through electronic
launched to achieve it payment channels or by means of deposit/collection of
Financial inclusion involves cheques drawn by Central/State Govt. agencies &
departments;
1) Give formal banking services to poor people in urban &
While there will be no limit on the number of deposits
rural areas.
that can be made in a month, account holders will be
2) Promote habit of money-savings, insurance, pension-
allowed a maximum of four withdrawals in a month,
investment among poor-people.
including ATM withdrawals.
3) Help them get loans at reasonable rates from normal
Facility of ATM card or ATM-cum-Debit Card.
banks. So. they don’t become victims in the hands of
local moneylender.
Business Correspondent
No Frill Account BCs are bank representatives. They personally go to area
allotted to them & carry out banking. They help villagers
'No Frills 'account is a basic banking account. Such
to open bank accounts, in banking transactions etc.
account requires either nil minimum balance or very low
Business Correspondents get commission from bank for
minimum balance. Charges applicable to such accounts
every new account opened, every transaction made via
are low.
them, every loan-application processed etc.
Current Status of the Pradhan Mantri Jan - Dhan Yojana as on 09th September 2020
Bank Name Number of Number of No Of Rural- Number of Deposits in Number of

/ Type Beneficiaries Beneficiaries at Urban Total Accounts Rupay Debit
(All figures at rural/semi- urban metro Female Beneficiaries (In Crore) Cards issued to
in Crore) urban centre centre bank Beneficiaries beneficiaries
bank branches branches
Public 19.72 12.49 17.63 32.22 100420.58 25.60
Sector Banks
Regional 6.24 0.91 4.12 7.15 25407.42 3.18
Rural Banks
Private 0.70 0.57 0.68 1.26 3983.05 1.15
Sector Banks
Grand Total 26.66 13.97 22.44 40.63 129811.06 29.93
Topic 7: All about the Priority Sector Lending • Export • Weaker Sections
Norms • Social Infrastructure • Renewable Energy
It means provide credit to the needy sectors of the society. Targets under PSL
The sectors are: Agriculture: 18% of ANBC (Adjusted Net Bank Credit).
• Agriculture • Micro & Small Enterprises Out of this 18%, a target of 8% of ANBC is for Small &
• Education • Housing Marginal Farmers, to be achieved in a phased manner
i.e., 7% by March 2016 & 8% by March 2017.
Weaker Sections: 10 % of ANBC.  It was the Micro, Small & Medium Enterprises
Micro Enterprises: 7.5% of ANBC has been prescribed Development (MSMED) Act which was notified in 2006
for Micro Enterprises, to be achieved in a phased manner that defined the three tier of micro, small & medium
i.e. 7% by March 2016 & 7.5% by March 2017. enterprises & set investment limits.
Overall PSL Target for Domestic Bank/Foreign Bank
with more than 20 Branches: 40% of ANBC.
Overall PSL Target for Foreign Bank with less than 20
Branches: 40% of ANBC to be achieved in phased
manner
Categorization of MSME according to MSME ACT 2006

 The government has given a new turnover based
classification of MSMEs. As per this new classification,
the MSMEs are categorized in term of business turnover.
This is in place of the previous classification based on
investment made in plant & machineries if they are
operating in the manufacturing sector & investment in
equipment for service sector companies. As per the new
classification, the same turnover based criteria applied
for all type of MSMEs including those operating in the
services sector.
Table: Classification of MSMEs

Classification Micro Small Medium
Manufacturing Investment in Plant & Investment in Plant & Investment in Plant &
Enterprises & Machinery or Equipment: Machinery or Equipment: Machinery or Equipment:
Enterprises rendering Not more than Rs.1 crore Not more than Rs.10 crore Not more than Rs.50 crore
Services & Annual Turnover ; not & Annual Turnover ; not & Annual Turnover ; not
more than Rs. 5 crore more than Rs. 50 crore more than Rs. 250 crore
Other Targets under PSL RBI revises priority sector lending norms for RRBs
Farmers with landholding of up to 1 hectare are Salient features of the guidelines:-
considered as Marginal Farmers. Farmers with a Targets: 75% of total outstanding to the sectors eligible
landholding of more than 1 hectare & upto 2 hectares are for classification as priority sector lending.
considered as Small Farmers. Categories of the Priority Sector: Medium Enterprises,
SCB having any shortfall in lending to priority sector Social Infrastructure & Renewable Energy will form part
shall be allocated amounts for contribution to Rural of the Priority Sector, in addition to the existing
Infrastructure Development Fund with NABARD. categories, with a cap of 15% of total outstanding.
Export credit will be allowed up to 32% of ANBC for Agriculture: 18% of total outstanding should be
Foreign banks with less than 20 branches in India. advanced to activities mentioned under Agriculture.
For Education, banks can provide loans to individuals Small & Marginal Farmers: A target of 8% of total
for educational purposes including vocational courses outstanding has been prescribed for Small & Marginal
uptoRs. 10 lakh for studies in India & Rs. 20 lakh for Farmers within Agriculture.
studies abroad. Micro Enterprises: A target of 7.5 % of total outstanding
Non-achievement of Priority Sector targets has been prescribed for Micro Enterprises.
Scheduled Commercial Banks having any shortfall in Weaker Sectors: A target of 15 % of total outstanding has
lending to priority sector shall be allocated amounts for been prescribed for Weaker Sections.
contribution to RIDF established with NABARD & other Monitoring: Priority Sector Lending will be monitored
Funds with NABARD/NHB/SIDBI, as decided by the on a quarterly as well as annual basis.
Reserve Bank from time to time.
The interest rates on banks’ contribution to RIDF or any Topic 8: Financial Market| Important Points on
other Funds, tenure of deposits, etc. shall be fixed by Money Market, Capital Market & their
Reserve Bank of India from time to time.
Instruments

MONEY MARKET TREASURY BILLS
It is a market for short-term debt securities, such as These are the instruments (in the form of promissory
commercial paper, repos, negotiable certificates of notes) of short term borrowing by the Central govt., first
deposit, & Treasury Bills with a maturity of one year or issued in India in 1917.
less. TBs can be purchased by any one (including individuals)
except State govt.
CAPITAL MARKETS IN INDIA Minimum amount of face value Rs. 25000 & in multiples
It is the market for long term funds. It refers to all the thereof.
facilities & institutional arrangements for borrowing & Maturity: 91 days, 182 days & 364 days.
lending medium & long term funds. Treasury bills are zero coupon securities. They are
Money Market Capital Market issued at a discount & redeemed at face value at
Regulated by RBI Regulated by SEBI maturity.
Major money market Instruments Cash Management Bills (CMB)

Certificate of Deposit (CD) CMB introduced on 11.08.11, is a short-term security to
Commercial Paper (CP) be sold by Govt. of India to raise temporary money for
Inter Bank Participation Certificates cash management needs.
Inter Bank term Money The tenure is less than 91 daysbut the notified amount
Treasury Bills & date of issue depends upon the temporary cash
Bill Rediscounting requirement of the Govt.
Call/Notice Money It is issued at discount to the face value through
auctions, as in the case of the Treasury Bills.
Terms relating to Money Market
Call Money Money lent or borrowed for one day DATED SECURITIES
Notice Money lent or borrowed for a period These are long term securities & carry a fixed or
Money of 2-14 days. floating coupon (interest rate) paid on the face value,
Term Money Money lent or borrowed for 15 daysto payable at fixed time periods (half-yearly).
1 year. The tenor of dated securities can be up to 40 years.
Yield to Expected rate of return on an existing Public Debt Office of RBI acts as the
maturity security purchased for the market. registry/depository of Govt. securities & deals with the
Coupon Rate Specified interest rate on a fixed issue, interest payment & repaymentof principal at
maturity security fixed at the time of maturity.
issue.
WAYS & MEANS ADVANCES (WMAs)
CALL/NOTICE MONEY MARKET OPERATIONS WMAs were introduced as per an agreement between
Under call money market, funds are transacted on RBI & Govt.
overnight basis & under notice money market, for 2 days WMAs are temporary overdrafts by RBI to govt. (Central
to 14 days. & State) under Section 17(5) of RBI Act. WMSs replaced
Participants include banks (excluding RRBs) & Primary the earlier ad hoc T-Bills system.
Dealers (PDs), both as borrowers & lenders. Non-bank WMAs bridge the time interval of mismatch between
institutions are not permitted in the call/notice money govt. expenditure & receipts.
market with effect from August 6, 2005. Duration: 10 consecutive working days for Central
Calculation of interest payable is based on FIMMDA’s Govt. & 14 days for State Govt.
(Fixed Income Money Market & Derivatives Association
of India) Handbook of Market Practices. OTHER MONEY MARKET INSTRUMENTS
INSTRUMENT OF GOVT. BORROWING CERTIFICATE OF DEPOSIT

To meet the temporary receipt & expenditure mismatch, This scheme was introduced in July 1989, to enable the
govt. obtains over draft from RBI under Ways & Means banking system to mobilize bulk deposits from the
Advances. For short term liquidity, it issues cash market, which they can attract at competitive rates of
management bills, treasury bills of 91 days, 182 days & interest.
364 days maturity. For long term funds, it uses dated Who can Scheduled commercial banks (except RRBs) &
issue All India Financial Institutions within their
securities in the form of bonds/long term loans.
‘Umbrella limit’.

CRR/SLR Applicable on the issue price in case of banks d) The industrial securities market refers to the market for
Individuals (other than minor), corporations, shares & debentures of old as well as new companies.
Investors
companies, trusts, funds, associations etc. This market is further divided as primary market &
secondary market.
Maturity Min: 7 days, Max : 12 Months (in case of FIs
The primary market refers to the setup which helps the
minimum 1 year & maximum 3 years).
industry to raise funds by issuing different types of
Amount Min: Rs. 1 lac, beyond which in multiple of Rs. securities, which are issued directly to the investors,
1 lac both individual & institutions.
Int. Rate Market related. Fixed or floating The secondary market refers to the network for
Loan Against collateral of CD not permitted subsequent sale & purchase of securities, after these are
Usance Promissory note. Can be issued in issued.
Nature
Dematerialisation form only wef June 30,
2002 INDIAN DEPOSITORY RECEIPTS (IDRs)
IDR is an instrument in the form of a Depository Receipt
created by the Indian depository in India against the
COMMERCIAL PAPER
underlying equity shares of the issuing company. In an IDR,
i. CP introduced during 1990, is a short term money
foreign companies would issue shares, to an Indian
market instrument issued as an unsecured usance
companies would issue shares, to an Indian Depository
promissory note & privately placed.
which would in turn issue depository receipts to investors
ii. Who can issue Commercial paper (CP): Companies,
in India.
primary dealers (PDs) & all-India financial institutions
(FIs).
iii. A company is eligible to issue CP if: Topic 9: All about the DICGC
(a) Its tangible net worth, as per latest audited balance (Deposit Insurance & Credit Guarantee
sheet, is not less than Rs. 4 crore. Corporation of India)
(b) Sanctioned working capital limit by bank/s or all-India 1. Which banks are insured by the DICGC?
financial institution/s; All commercial banks including branches of foreign
(c) The borrower accounts are classified as a Standard banks functioning in India, local area banks & regional
Asset by financing bank/s/ institution/s & ‘ rural banks are insured by the DICGC.
(d) Minimum credit rating from SEBI approved credit 2. What does the DICGC insure?
rating agency (CRA) is A3. It insures all deposits such as savings, fixed, current,
iv. Maturity: Min 7 days & max upto one year recurring, etc. except the following types of deposits.
v. Amount: Min Rs. 5 lakh or multiples thereof. (i) Deposits of foreign Govt.s;
(ii) Deposits of Central/State Govt.s;
Collateralised Borrowing & Lending Obligation (CBLO) (iii) Inter-bank deposits;
CBLO, an RBI approved money market instrument, is (iv) Deposits of the State Land Development Banks with the
developed by CCIL for the benefit of the entities phased State co-operative bank;
out from interbank call money market or given restricted (v) Any amount due on account of any deposit received
participation in terms of ceiling on call borrowing & outside India
lending transactions & who do not have access to the call (vi) Any amount, which has been specifically exempted by
money market. the corporation with the previous approval of Reserve
It is a discounted instrument available in electronic book Bank of India.
entry form for the maturity period ranging from 7 days 3. What is the maximum deposit amount insured by the
to 90 Days (can be up to one year as per RBI guidelines). DICGC?
The increase in Insurance coverage for depositors in all
CAPITAL MARKETS IN INDIA insured banks to Rs.5 lakh (Rs. Five lakh) by Deposit
a) It refers to all the facilities & institutional arrangements Insurance and Credit Guarantee Corporation (DICGC).
for borrowing & lendingmedium & long-term funds. 4. HQ: Mumbai Chairman: B.P.Kanungo
b) It is segregated into (i) gilt edged market & (ii) the
industrial securities market. Topic 10: NPAs & SARFAESI Act
c) The gilt edged marketrefers to the market for govt. & It means once the borrower has failed to make interest or
semi-govt. securities which are traded in the market in principal payments for 90 days, the loan is considered to be
stable value & are sought after by banks & other a non-performing asset.
institutions.
Criteria for classification of loan as NPA
Farm Credit within Agriculture loans: A loan will be 3. Is there any time limit for the card issuing banks for
treated as an NPA if installment of the principal or interest recrediting the customer’s account for a failed
remains unpaid beyond the due date for (a) two crop ATM/WLA transaction?
seasons in case of short duration crops (maturing within A. As per the RBI instructions, banks have been mandated
one year) & (b) one crop season for long duration crops to resolve customer complaints by re-crediting the
(maturing after one year). This would also be applicable, customer’s account within 7 working days from the date
mutatis mutandis, to agricultural term loans. In other of complaint.
agriculture loans, the 90 days norm would be applicable. 4. Are the customers eligible for compensation for delays
beyond 7 working days?
SARFAESI Act & Rules A. Yes. Effective from July 1, 2011, banks have to pay
SARFAESI Act (The Securitization & Reconstruction of compensation of Rs. 100/- per day for delays in re-
Financial Assets & Enforcement of Security Interest Act, crediting the amount beyond 7 working days from the
2002) was enacted to regulate securitization & date of receipt of complaint for failed ATM transactions.
reconstruction of financial assets & enforcement of
security interest created in respect of Financial Assets to Topic 12: Currency System in India
enable realization of such assets. Money as a means of payment consists of coins, paper
The Act provides for the manner for enforcement of money & withdrawable bank deposits.
security interests by a secured creditor without the Legal tender: As per provisions of coinage Act 1906,
intervention of a court or tribunal. bank notes, currency notes & coins (Rs. 1 & above) are
The assets portfolio of the banks is required to be legal tender for unlimited amount. The subsidiary coins
classified as (below Re 1) are legal tenders for sum not exceeding Re
(1) Standard assets (2) sub-standard assets 1. Issue of 1, 2 & 3 paise coins discontinued wef Sep 16,
(3) Doubtful assets (4) loss assets. 1981.
Standard asset is one that does not disclose any Currency chests are operated by RBI so that they can
problems & which does not carry more than normal risk provide good quality currency notes to the public.
attached to the business. However, RBI has appointed commercial banks to open
An asset which has been classified as NPA for a period & monitor currency chests on behalf of RBI. The cash
not exceeding 12 months is considered as sub-standard kept in currency chests is considered to be kept in RBI.
asset. The bank branches are also authorised to establish
Doubtful asset is one which has remained NPA for a Small Coin Depots to stock small coins. The Small Coin
period exceeding 12 months. Depots also distribute small coins to other bank branches
An asset which is considered uncollectible & loss has in their area of operation.
been identified by the bank or internal or external
auditors or the RBI inspection & the loss has not been What are soiled, mutilated & imperfect banknotes?
written off is regarded as loss asset. Government note: means any note issued by Central
What is pledge: U/s 172 of Indian Contracts Act, pledge is Government or supplied by the Central Government to
bailment (delivery) of goods as security for payment of a the Bank & issued by the Bank, provided the liability for
loan. Only goods (movable assets excluding actionable the payment of the value in respect of such note has
claims (Sec 2(7) of Sales of Goods Act) can be pledged. devolved on & been taken over by the Bank.
Imperfect Note: means any note, which is wholly or
Topic 11: A Brief on ATMs in India partially, obliterated, shrunk, washed, altered or
1. What is an Automated Teller Machine (ATM)? indecipherable but does not include a mutilated note.
A. Automated Teller Machine is a computerized machine Mutilated note: means a note of which a portion is
that provides the customers of banks the facility of missing or which is composed of more than two pieces.
accessing their account for dispensing cash & to carry Mismatched note: means a mutilated note which has
out other financial & non-financial transactions without been formed by joining a half note of any one note to a
the need to actually visit their bank branch. half note of another note.
Soiled note: means a note which, has become dirty due
2. What is White Label ATMs (WLAs)? to usage & also includes a two piece note pasted together
A. ATMs set up, owned & operated by non-banks are called wherein both the pieces presented belong to the same
White Label ATMs. Non-bank ATM operators are note, & form the entire note.
authorized under Payment & Settlement Systems Act,
2007 by the Reserve Bank of India. Pre-2005 series Banknotes

The banknotes issued before 2005 MG series are called pre- A. Capital, asset quality & profitability continue to be the
2005 series banknotes, which do not have the year of key areas for monitoring in the revised framework.
printing on the reverse side. On Jan 23, 2014, RBI decided to B. Indicators to be tracked for Capital, asset quality &
withdraw, from circulation, these notes as they have fewer profitability would be:
security features. a) CRAR/ Common Equity Tier I ratio: CET ratio – the
1. These notes shall continue to be legal tender. The notes percentage of core equity capital, net of regulatory
are only being withdrawn from circulation. adjustments, to total risk weighted assets as defined in
2. These notes can be exchanged at select bank branch till RBI Basel III guidelines
30.06.16. b) Net NPA ratio: NNPA ratio – the percentage of net NPAs
Currency Quick Facts to net advances
Den. Letter Colour Motif Dimensio c) Return on Assets: ROA – the percentage of profit after
n tax to average total assets
10 - Chocolate Sun 63 mm C. Leverage would be monitored additionally as part of the
Brown Temple, x123 mm PCA framework.
Konark D. Breach of any risk threshold (as detailed under) would
20 - Greenish Ellora 63 mm result in invocation of PCA.
yellow Caves x129 mm E. The PCA framework would apply without exception to
50 - Fluorescen Hampi 66 mm all banks operating in India including small banks &
t Blue with x135 mm foreign banks operating through branches or
Chariot subsidiaries based on breach of risk thresholds of
200 H Bright Sanchi 66 mm identified indicators.
Yellow Stupa ×146 mm F. A bank will be placed under PCA framework based on
500 - Stone Grey Red Fort 66mm the audited Annual Financial Results & the Supervisory
x150mm Assessment made by RBI.
2000 - Magenta Mangalyaa 66mm
n x166mm Topic 14: All about the Products of NPCI
National Payments Corporation of India (NPCI) is an
Topic 13: A close look at the Prompt Corrective umbrella organization for all retail payments system in
India. It was incorporated in December 2008 & the
Action (PCA)
Certificate of Commencement of Business was issued in
What is PCA as per RBI? All Misconceptions Cleared April 2009.
RBI clarified that the PCA framework is not intended to The authorized capital was pegged at Rs 300 crore &
constrain normal operations of the banks for the general paid up capital was Rs 100 crore.
public. Biswamohan Mahapatra| Non Executive Chairman &
Under RBI's supervisory framework, it uses various Dilip Asbe- MD & CEO
measures/tools to maintain sound financial health of
A Brief on BHIM
banks. PCA framework is one of such supervisory tools.
Bharat Interface for Money is an app that lets you make
It involves monitoring of certain performance indicators
simple, easy & quick payment transactions using
of the banks as an early warning exercise & is initiated
Unified Payments Interface (UPI). This can be done
once such thresholds as relating to capital, asset quality
using just Mobile number or Virtual Payment Address
etc. are breached.
(VPA). Currently it is available in 13 languages.
Its objective is to facilitate the banks to take corrective
Virtual Payment Address (VPA) is a unique identifier
measures including those prescribed by the Reserve
which you can use to send & receive money on UPI.
Bank, in a timely manner, in order to restore their
With BHIM, you can' t pay more than Rs. 20 thousand
financial health.
in a transaction.
It provides an opportunity to the Reserve Bank to pay
Daily limit for BHIM app transaction is Rs. 40,000.
focussed attention on such banks by engaging with the
management more closely in those areas.
A Brief on UPI- 2016
The PCA framework is, thus, intended to encourage
Unified Payments Interface is an instant payment
banks to eschew certain riskier activities & focus on
system developed by NPCI. UPI is built over the IMPS
conserving capital so that their balance sheets can
infrastructure & allows you to instantly transfer money
become stronger.
between any two parties' bank accounts.
Salient Features of revised PCA Framework for Banks
UPI-PIN is a 4-6 digit pass code you create/set during will function as the authorized Bharat Bill Payment
first time registration with this App. Central Unit (BBPCU), which will be responsible for
The upper limit per UPI transaction is Rs. 1 Lakh. setting business standards, rules & procedures for
technical & business requirements for all the
Immediate Payment Service (IMPS): It was launched in participants.
2010. IMPS offers an instant, 24X7, interbank electronic
fund transfer service through mobile phones. Topic 15: Small Finance Banks & its
Headquarters
Overview of *99# Service: *99# service launched by NPCI, The objective is to further financial inclusion by (a)
which works on Unstructured Supplementary Service Data provision of savings vehicles, (b) supply of credit to
(USSD) channel. This service was launched in 2014. small business units; small & marginal farmers; micro &
Banking customers can avail the service by dialing *99#, a small industries; & other unorganised sector entities,
“Common number across all Telecom Service Providers through high technology-low cost operations.
(TSPs)” on their mobile phone & transact through an It shall primarily undertake basic banking activities of
interactive menu displayed on the mobile screen. acceptance of deposits & lending to unserved &
underserved sections including small business units,
Overview of *99*99# Service: *99*99# is a USSD small & marginal farmers, micro & small industries &
(Unstructured Supplementary Service Data) based value unorganised sector entities. The minimum paid-up
added service from NPCI that facilitates the customers to equity capital is Rs. 100 crores.
check the status of his/her Aadhaar number The promoter's minimum initial contribution to the
seeding/linking in the bank account. The service works paid-up equity capital of such small finance bank shall
across all GSM service providers & brings together the at least be 40 % & gradually brought down to 26 %
diverse ecosystem partners such as Banks & TSPs (Telecom within 12 years from the date of commencement of
Service Providers). business of the bank.
MMID: MMID stands for Mobile Money Identifier. MMID Headquarters of the Small Finance Banks
is a 7-digit code issued by the bank to their customers for Au Finance Small Finace Bank Ltd., Jaipur
availing IMPS. Capital Small Finace Bank Ltd., Jalandhar
Fincare Small Finace Bank Ltd., Ahmedabad
A Brief on QSAM: *99*99# service, is alternatively known Equitas Small Finace Bank, Chennai
as QSAM (Query Service on Aadhaar Mapper). Using this ESAF Small Finace Bank Ltd., Registered Office-
service, a person can check the Aadhaar seeding/linking Chennai, Corporate Office- Thrissur (Kerala)
status in his/her bank account. Jana Small Finace Bank Limited, Bengaluru
North East Small Finace Bank, Guwahati
A Brief on NACH Suryoday Small Finace Bank Ltd., Navi Mumbai
NPCI implemented “National Automated Clearing Ujjivan Small Finace Bank Ltd., Bengaluru
House (NACH)” for Banks, Financial Institutions, Utkarsh Small Finace Bank Ltd., Varanasi
Corporates & Govt., is a web based solution to facilitate
interbank, high volume, electronic transactions which
Topic 16: Payments Banks & its Headquarters
are repetitive & periodic in nature.
The objective is to further financial inclusion by
NACH System can be used for making bulk transactions
providing (i) small savings accounts (ii)
towards distribution of subsidies, dividends, interest,
payments/remittance services to migrant labour
salary, pension etc. for bulk transactions towards
workforce, low income households, small businesses,
collection of payments pertaining to telephone,
other unorganised sector entities & other users.
electricity, water, loans, investments in mutual funds,
Scope of activities: Acceptance of demand deposits. It
insurance premium etc.
will initially be restricted to holding a maximum balance
NACH’s Aadhaar Payment Bridge (APB) System,
of Rs. 100,000 per individual customer.
developed by NPCI has been helping the Govt. & Govt.
It cannot undertake lending activities. Apart from
Agencies in making the Direct Benefit Transfer scheme a
amounts maintained as CRR on its outside demand &
success.
time liabilities, it will be required to invest minimum
75% of its "demand deposit balances" in SLR eligible.
BBPS: Bharat Bill Payment System (BBPS) will function
The minimum paid-up equity capital shall be Rs. 100
as a tiered structure for operating the bill payment
crore.
system in the country under a single brand image. NPCI

The promoter's minimum initial contribution to the Basel III or Basel 3 released in December, 2010 is the third
paid-up equity capital of such payments bank shall at in the series of Basel Accords. These accords deal with
least be 40 % for the first five years from the risk management aspects for the banking sector.
commencement of its business. According to Basel Committee on Banking Supervision
"Basel III is a comprehensive set of reform measures,
Headquarters of the Payment Banks developed by the Basel Committee on Banking
India Post Payment Bank – New Delhi Supervision, to strengthen the regulation, supervision &
Airtel Payment Bank Limited- Registered Office- New risk management of the banking sector".
Delhi, Corporate Office- Gurugram, Haryana Basel 3 measures aim to:
Paytm Payment Bank Limited- Noida, UP a) Improve the banking sector's ability to absorb shocks
Jio Payment Bank – Navi Mumbai arising from financial & economic stress, whatever the
Fino Payment Bank Limited- Mumbai source
NSDL Payment Bank Limited- Mumbai b) Improve risk management & governance
c) Strengthen banks' transparency & disclosures.
Topic 17: What are the Risks in Banking
Sector? Three Pillars of Basel 3
Credit risk: It usually occurs because of inadequate Pillar 1: Minimum Regulatory Capital Requirements
income or business failure. Credit risk signifies a decline based on Risk Weighted Assets (RWAs): Maintaining
in the credit assets’ values before default that arises from capital calculated through credit, market & operational
the deterioration in a portfolio or an individual’s credit risk areas (mainly that capital which can absorb risk.)
quality. Pillar 2: Supervisory Review Process: Regulating tools
Market risk: Basel Committee on Banking Supervision & frameworks for dealing with peripheral risks that
defines market risk as the risk of losses in on- or off- bank face.
balance sheet positions that arise from movement in Pillar 3: Market Discipline: Increasing the disclosures
market prices. Market risk is the most prominent for that banks must provide to increase the transparency of
banks present in investment banking. banks
Operational risk: Basel Committee on Banking
Supervision defines operational risk “as the risk of loss Important Facts related to BASEL 3
resulting from inadequate or failed internal processes, Minimum Ratio of Total Capital To RWAs--10.50%
people & systems or from external events. Operational Minimum Ratio of Common Equity to RWAs--4.50% to
risk, the risk in all banking transactions 7.00%
Liquidity risk: Liquidity risk is the risk of a bank not Tier I capital to RWAs--6.00%
being able to have enough cash to carry out its day-to- Core Tier I capital to RWAs--5.00%
day operations. Capital Conservation Buffers to RWAs--2.50%
Reputational risk—when banks lose the public’s trust: Leverage Ratio--3.00%
It is the risk of damage to a bank’s image & public Countercyclical Buffer--0% to 2.50%
standing that occurs due to some dubious actions taken
by the bank. Topic 19: Most Important Miscellaneous
Business Risk: Business risk is the risk arising from a Banking Terms
bank’s long-term business strategy. It deals with a bank ACU: Asian Clearing Union (ACU) was established with
not being able to keep up with changing competition its head-quarters at Tehran, Iran, on December 9, 1974.
dynamics, losing market share over time, & being closed Moral Suasion: Moral Suasion is just as a request by the
or acquired. RBI to the commercial banks to take so & so action &
measures in so & so trend of economy. RBI may request
Topic 18: What are the BASEL-3 Norms & a commercial banks not to give loans for unproductive
brief on the 3 Pillars of Basel? purpose which does not add to economic growth but
Basel Committee is the primary global standard-setter increases inflation.
for the prudential regulation of banks & provides a Bouncing of a cheque: Where an account does not have
forum for cooperation on banking supervisory matters. sufficient balance to honour the cheque issued by the
Its mandate is to strengthen the regulation, supervision customer, the cheque is returned by the bank with the
& practices of banks worldwide with the purpose of reason "funds insufficient" or "Exceeds arrangement".
enhancing financial stability. This is known as 'Bouncing of a cheque'.
Stefan Ingves, Governor of Sveriges Riks bank
(SWEDEN), is the Chairman of the Basel Committee.
Demat Account: The term "demat", in India, refers to a Open ended scheme: A scheme is the one which
dematerialised account for individual Indian citizens to continuously offers its units & buys them back from
trade in listed stocks or debentures. investors.
Capital Adequacy Ratio (CAR): Capital adequacy ratio
measures the amount of a bank’s capital expressed as a A Brief on Nationalization of Banks
%age of its credit exposure. Globally, the capital Nationalisation of Imperial Bank of India & its
adequacy ratio has been developed to ensure banks can conversion into State Bank of India in July 1955.
absorb a reasonable level of losses before becoming Conversion of 8 major State-associated banks into
insolvent. Indian banks are expected to maintain a subsidiary banks of SBI in 1959.
minimum capital adequacy ratio of 9 % (Rs 9 as capital Nationalisation of 14 Indian scheduled banks in July
for every Rs 100 in loan or asset) 1969.
Balance of Trade: The value of a country’s exports Nationalisation of 6 more banks in April 1980 & New
minus the value of its imports. Unless specified as the Bank of India merged into Punjab National Bank.
balance of merchandise trade, it normally incorporates
trade in services, including earnings (interest, dividends, Topic 20: How the amount can be transferred
etc.) on financial assets. from one Bank A/c to the other?
Balance of Payments: A list of all of a country’s
international transactions for a given time period, Real Time Gross Settlement (RTGS)
usually one year. RTGS implemented w.e.f. 26.03.2004 is a centralized
NOSTRO Account: A Nostro account is maintained by payment system operated by RBI. In RTGS inter-bank
an Indian Bank in the foreign countries. payment instructions are processed & settled, on gross
VOSTRO Account: Vostro account is maintained by a basis in a real time environment.
foreign bank in India with their corresponding bank. It uses Indian Financial Network (INFINET) & SFMS
BCBS: Basel Committee on Banking Supervision is an platforms. RTGS is regulated by RTGS System
institution created by the Central Bank governors of the Regulations, 2013.
Group of Ten nations.
What is STRIPS: Separate Trading for Registered National Electronic Funds Transfer (NEFT)
Interest & Principal Securities. RBI operationalized NEFT System in Nov 2005. It
The CORE word in CBS stands for Centralized Online facilitates transfer of funds from any bank branch to any
Realtime Exchange. other bank branch.
Cross Selling: Cross-selling stands for offering to the Bank account: NEFT is an account to account transfer
existing & new customers, some additional banking system. The remitter & beneficiary should have a bank
products, with a view to expand banking business, account.
reduce the per customer cost of operations & provide
more satisfaction & value to the customer. Processing Charges/Service Charges
1. The Reserve Bank of India (RBI) has waived NEFT,
Important Terms related to Mutual Funds RTGS transfer charges for savings account holders. In
Asset Management Company: A company formed & an order, RBI instructed banks to make all online
registered under the Companies Act 1956 & approved as payments done through RTGS & NEFT free of cost for
such by the SEBI to manage the funds of a mutual fund. savings account holders. The new rule will be effective
Under an agreement (with the trustees of the Mutual from January 1, 2020.
Fund), an AMC undertakes to formulated mutual funds
schemes, distribute income as per agreement. CENTRALIZED FUNDS MANAGEMENT SYSTEMS
Close-ended scheme: A scheme where funds are raised (CFMS): CFMS was operated & maintained by RBI to
for a fixed period. The scheme is wound up after that enable operations on current accounts maintained at
period & funds are returned with capital appreciation to various offices of the RBI, through standard message
unit holders. Normally, a close-ended scheme is listed formats in a secure manner.
on a stock exchange. NEPAL REMITTANCE SCHEME: It is a cross-border
Net asset value: The price of value of one share of a fund. one-way remittance facility scheme, for remittance from
It is calculated by summing the quoted values of all the India to Nepal. Amount: Up to Indian Rs. 50,000 from
securities held by the fund, adding in cash & any accrued NEFT branches. Beneficiary will receive funds in
income & subtracting liabilities & dividing the result by Nepalese rupees.
the number of shares outstanding. CORE BANKING SOLUTIONS: Core Banking
Solutions (CBS) or Centralised Banking Solutions is the

process which is completed in a centralized environment Authorised dealers/authorised banks at their discretion
i.e. under which the information related to the allow for a period not more than two weeks,
customer’s account (i.e. financial dealings, profession, overdrawings in NRE savings bank accounts, up to a
income, etc.) is stored in the Central Server of the bank limit of Rs. 50,000.
(that is available to all networked branches) instead of Loans up to Rs.100 lakh can be extended against security
the branch server. of funds held in NRE Account either to the depositors or
third parties.
Topic 21: What are the types of Accounts that
can be opened by Foreign (Person) in India? Foreign Currency Non-Resident (Bank) Account – FCNR
a) NRO A/c (Foreign Tourist) (B) Account
Foreign tourists during their short visit to India can open FCNR (B) accounts are only in the form of term deposits
a Non-Resident (Ordinary) Rupee (NRO) account of 1 to 5 years
(Current / Savings) with any Authorised Dealer bank Account can be in any freely convertible currency.
dealing in foreign exchange. Loans up to Rs.100 lakh can be extended against security
Can be opened up to a maximum period of 6 months. of funds held in FCNR (B) deposit either to the
All payments to residents exceeding INR 50,000 can be depositors or third parties.
made only by means of cheques / pay orders / DDs. The interest rates are stipulated by the Department of
Banking Operations & Development, RBI.
b) EEFC A/c
Exchange Earners' Foreign Currency Account (EEFC) is Topic 22: A Brief on CAMELS rating for
an a/c maintained in foreign currency with Authorised Domestic Banks?
Dealer. RBI’s 1995 working group headed by Sh. S.
It is a facility provided to foreign exchange earners, Padmanabhan suggested method for rating.
including exporters, to credit 100% of their foreign RBI rates the banks on a 5 point scale of A to E, widely
exchange earnings to the a/c, so that the account holders on the lines of international CAMELS rating model for
do not have to convert foreign exchange into Rupees, domestic banks & CALCS model for foreign banks.
thereby minimizing the transaction costs. CAMELS Rating for Domestic Banks
All categories of foreign exchange earners, such as C Capital adequacy ratio
individuals, companies, etc. who are resident in India, A Asset quality
may open EEFC accounts. M Management Effectiveness
It can be held only in the form of a current account. No E Earning (i.e. profitability)
interest is payable on EEFC accounts. L Liquidity (asset-liability management)
S System & controls
ACCOUNTS FOR NRI/PIO: Non-Resident Ordinary
Rupee Account (NRO Account) Rating parameters for foreign banks
NRO accounts may be opened / maintained in the form C Capital adequacy ratio
of current, savings, recurring or fixed deposit accounts. A Asset quality
Interest rates offered by banks on NRO deposits cannot
L Liquidity
be higher than those offered by them on comparable
C Compliance
domestic rupee deposits.
S System & controls
Account should be denominated in Indian Rupees.
NRI/PIO may remit from the balances held in NRO
account an amount not exceeding USD one million per Topic 23: BANKING OMBUDSMAN SCHEME
financial year, subject to payment of applicable taxes. 2006
The limit of USD 1 million per financial year includes The Scheme enables a bank customer for filing of
sale proceeds of immovable properties held by complaints relating to certain services rendered by banks.
NRIs/PIOs. 1) The Banking Ombudsman is a senior official appointed
by the Reserve Bank of India to redress customer
Non-Resident (External) Rupee Account (NRE Account) complaints against deficiency in certain banking
NRE account may be in the form of savings, current, services.
recurring or fixed deposit accounts. 2) All Scheduled Commercial Banks, Regional Rural Banks
Account will be maintained in Indian Rupees. & Scheduled Primary Co-operative Banks are covered
Accrued interest income & balances held in NRE under the Scheme.
accounts are exempt from Income tax.

3) The Banking Ombudsman does not charge any fee for RBI introduced MCLR w.e.f. 1.4.2016 to determine Base
filing & resolving customers’ complaints. Rate by banks to improve the efficiency of monetary
4) The maximum compensation which a BO can help a policy transmission.
complainant to get is Rs. 20 lakhs. All rupee loans sanctioned & credit limits renewed w.e.f.
5) If a complaint is not settled by an agreement within a 01.04.16 to be priced w.r.t. MCLR. It will be internal
period of one month, the BO proceeds further to pass an benchmark.
award. Before passing an award, the BO provides The MCLR comprises of (a) Marginal cost of funds; (b)
reasonable opportunity to the complainant & the bank, Negative carry on account of CRR; (c) operating costs;
to present their case. (d) Tenor premium.
6) If one is not satisfied with the decision passed by the BO, Marginal Cost of funds (MCF): It has 2 components (a)
one can approach the appellate authority who is the Marginal cost of borrowings (b) return on networth.
Deputy Governor of the RBI. By using MCF, it will be calculated as: Required CRR ×
(marginal cost) / (1-CRR)
Topic 24: NBFC OMBUDSMAN SCHEME
RBI introduced an Ombudsman Scheme for customers
of Non-Banking Financial Companies (NBFCs).
The Scheme is an expeditious & cost free apex level
mechanism for resolution of complaints of customers of
NBFCs, relating to certain services rendered by NBFCs.
It is being introduced under Section 45 L of RBI Act,
1934, with effect from February 23, 2018.
The NBFC Ombudsman is a senior official appointed by
RBI to redress customer complaints against NBFCs for
deficiency in certain services covered under the grounds
of complaint specified under Clause 8 of the Scheme.
As on date, four NBFC Ombudsman have been
appointed with their offices located at Chennai, Kolkata,
New Delhi & Mumbai.
The compensation amount, if any, which can be
awarded by NBFC Ombudsman, for any loss suffered by
complainant, is limited to the amount arising directly Topic 26: What is Reverse Mortgage Loan?
out of the act or omission of the NBFC or rupees one The scheme of reverse mortgage has been introduced for
million, whichever is lower. the benefit of senior citizens owning a house but having
Note: NBFC Ombudsman may award compensation inadequate income to meet their needs. Some important
not exceeding rupees 0.1 million to the complainant for features of reverse mortgage are:
causing mental agony & harassment. A homeowner who is above 60 years of age is eligible
Appellate Authority is vested with a Deputy Governor- for reverse mortgage loan. It allows him to turn the
in-Charge of the department of the RBI implementing equity in his home into one lump sum or periodic
the Scheme. payments mutually agreed by the borrower & the
banker.
Topic 25: What is Base Rate, MCLR & Other NO REPAYMENT is required as long as the borrower
rates of Lending? lives, Borrower should pay all taxes relating to the house
Base Rate & maintain the property as his primary residence.
RBI decided that banks should switch over to Base Rate The amount of loan is based on several factors:
system w.e.f. 1.7.2010. Borrower’s age, Value of the property, Current interest
Banks may determine their actual lending rates w.r.t. rates & The specific plan chosen.
Base Rate. As per the scheme formulated by National Housing
No loan can be sanctioned below base rate. Bank (NHB), the maximum period of the loan period is
Exempted accounts: The following loans could be priced 15 years. The residual life of the property should be at
without reference to Base Rate: (a) DRI loans (b) loans to least 20 years. Where the borrower lives longer than 15
banks’ own employees (c) loans to banks’ depositors years, periodic payments will not be made by lender.
against their own deposits. However, the borrower can continue to occupy.
Marginal Cost Based Lending Rate

Topic 27: What is Hypothecation & Pledge? Representative Money - is money that includes token
Mortgage: As per section 58 of Transfer of Property Act coins, or any other physical tokens like certificates, that
1882, mortgage is transfer of interest in specific can be reliably exchanged for a fixed amount/quantity
immovable property for the purpose of securing the of a commodity like gold or silver.
payment of money advanced or to be advanced by way Fiat Money - Fiat money, also known as fiat currency is
of loan, an existing or future debt or the performance of the money whose value is not derived from any intrinsic
an engagement which may give rise to pecuniary value or any guarantee that it can be converted into
liability. valuable commodity (like gold). Instead, it derives value
only based On Govt. order (fiat)
Topic 28: What is NBFC & how it differs from Commercial Bank Money - Commercial bank money or
the demand deposits are claims against financial
Banks?
institutions which can be used for purchasing goods &
Non-Banking Financial Company (NBFC) is a company
services.
registered under the Companies Act, 1956 engaged in
Reserve Money (M 0)
the business of loans & advances, acquisition of
Currency in circulation + Bankers‘ ‘deposits with the RBI +
shares/stocks/bonds/debentures/securities issued by
‘Other’ deposits with the RBI = Net RBI ‘credit to the Govt.
Govt. or local authority or other marketable securities of
+ RBI credit to the commercial sector + RBI's claims on
a like nature, leasing, hire-purchase, insurance business,
banks + RBI's net is foreign assets + Govemment’s currency
chit fund business.
liabilities to the public - RBI's net non-monetary liabilities.
NBFCs lend & make investments & hence their activities
are akin to that of banks; however there are a few
M1=Currency with the public + Demand deposits with the
differences as given below:
banking system + 'Other' deposits with the RBI
a) NBFC cannot accept demand deposits;
M2=M1 + Savings deposits of ofﬁce savings banks.
b) NBFCs do not form part of the payment & settlement
M3=M1+ Time deposits with the banking system
system & cannot issue cheques drawn on itself;
= Net bank credit to the Govt.
c) Deposit insurance facility of Deposit Insurance & Credit
M4=M3 +All deposits with post office savings banks
Guarantee Corporation is not available to depositors of
(excluding National Savings Certificates)
NBFCs, unlike in case of banks.
Register with RBI:
Bhartiya Reserve Bank Note Mudran Private Limited
A company incorporated under the Companies Act, 1956 &
(BRBNMPL): RBI established BRBNMPL in February
desirous of commencing business of non-banking
1995 as a wholly-owned subsidiary to augment the
financial institution as defined under Section 45 I(a) of
production of bank notes in India & to enable bridging
the RBI Act, 1934 should comply with the following:
of the gap between supply & demand for bank notes in
a) It should be a company registered under Section 3 of the
the country.
companies Act, 1954
b) It should have a minimum net owned fund of Rs 200
lakh.
Topic 30: What are the Different types of
Deposits in NBFC: Banking?
Presently, the maximum rate of interest an NBFC can Para banking- When Bank provides banking services
offer is 12.5%. The interest may be paid or compounded except the general banking facility.
at rests not shorter than monthly rests. Narrow Banking- When banks invest its money in Govt.
NBFCs are allowed to accept / renew public deposits for securities instead investing in market to avoid risk.
a minimum period of 12 months & maximum period of Offshore Banking- Bank which accept currency of all
60 months. They cannot accept deposits repayable on countries.
demand. Green banking- Promoting environmental-friendly
The deposits with NBFCs are not insured. practices & reducing your carbon footprint from your
The repayment of deposits by NBFCs is not guaranteed banking activities.
by RBI. Retail Banking- Retail banking refers to the division of
a bank that deals directly with retail customers.
Topic 29: What are the types of Money? Wholesale banking-Wholesale banking is the provision
Commodity Money - Commodity money value is of services by banks to organisations such as Mortgage
derived from the commodity out of which it is made. Brokers, large corporate clients, mid-sized companies,
The commodity itself represents money, & the money is sreal estate developers & investors, international trade
the commodity. finance businesses etc.

Universal Banking: R H Khan committee & 11. BIRD: Bankers Institute of Rural Development
recommended the concept of Universal Banking. It 12. BPLR: Benchmark Prime Lending Rate
means allowing Fls & banks to undertake all types of 13. SWOT: Strength, Weaknesses, Opportunities &
banking or development financing activity, subject to Threats
compliance of statutory & other requirements of RBI, 14. FERA: Foreign Exchange Regulatory Act
Govt. & related legal Acts. 15. FEMA: Foreign Exchange Management Act
Islamic Banking: An Islamic bank is a deposit-taking 16. CASA: Current & Saving Account
banking institution whose scope of activities excluding 17. NDTL: Net Demand & Time Liabilities
borrowing & lending on the basis of interest. 18. NASDAQ: National Association For Securities Dealers
Automated Quotations
Topic 31: What are the important codes that are 19. CRISIL: Credit Rating & Investment Services India
used in Banking? Limited
IFSC (Indian Financial System Code) 20. CIBIL: Credit Information Bureau Of India Limited
Indian Financial System Code is an alpha-numeric code 21. NAV: Net Asset Value
that uniquely identifies a bank-branch participating in 22. ICRA: Indian Credit Rating Agency
the NEFT system. 23. CARE: Credit Analysis & Research Limited
This is an 11 digit code with the first 4 alpha characters 24. WMAs: Ways & Means Advances
representing the bank, The 5th character is 0 (zero) & the 25. ALM: Asset Liability Management
last 6 characters representing the bank branch. 26. INFINET Indian Financial Network
27. OLTAS - On-line Tax Accounting System (OLTAS) for
MICR – Magnetic ink character Recognition Direct Taxes
MICR is 9-digit numeric code that uniquely identifies a 28. TIN - Tax Information Network (TIN)
bank branch participating in electronic clearing scheme. 29. CDR- Corporate Debt Restructuring
Used to identify the location of a bank branch. 30. CAD- Capital Account Deficit
City (3) Bank (3) Branch (3) 31. REITs: Real Estate Investment Trusts
It is allotted to a bank branch is printed on the MICR 32. InvITs: Infrastructure Investment Trusts
band of cheques. MICR used for electronic credit system. 33. ALM- Asset Liability Management
34. ASBA: Application Supported by Blocked Amount
SWIFT Code: Society for Worldwide Interbank financial 35. PIN: Personal Identification Number
tele-communication 36. DTAA – Double Taxation Avoidance Agreement
India was 74th Nation to join SWIFT Network. 37. EFSF – European Financial Stability Facility
SWIFT Code is a standard format of bank Identifier code. 38. FINO- Financial Inclusion Network Operation
This code is used particularly in International transfer of 39. FIPB – Foreign Investment Promotion board
money between banks. 40. FSLRC– Financial Sector Legislative Reforms
A majority of FOREX related message are sent to Commission
correspondent banks abroad through SWIFT. 41. CRAR: Capital to Risk-weighted Assets Ratio
SWIFT Code consist 8 or 11 character when code is 8 42. LCR: Liquidity Coverage Ratio
digit, it is referred to primary office. 43. TARC - Tax Administration Reform Commission
1. Bank code: 4 Digit 44. FRBMA: Fiscal Responsibility & Budget Management
2. Country code: 2 Digit Act
3. Location code: 2 Digit 45. AMFI- Association of Mutual Fund in India.
4. Branch code (optional): 3 Digit 46. TIEA – Tax Information exchange Agreement
47. GAAR - General anti avoidance rule
Topic 32: Important Banking Abbreviations 48. GSLV - Geo-Synchronous Launch Vehicle
1. PSBs: Public Sector Banks 49. PPP – Public Private Partnership & Purchasing Power
2. SNBCs: Schedule Non- Commercial Banks parity
3. SENSEX: Sensitive Index of Stock Exchange 50. PSLV – Polar Satellite Launch vehicle
4. KYC: Know Your Customer 51. ASSOCHAM-Associated Chambers of Commerce &
5. RTGS: Real Time Gross Settlement Industry of India.
6. EFT: Electronic Fund Transfer 52. BCSBI-Banking Codes & Standards Board of India.
7. LIBOR: London Interbank Offered Rate 53. BIS-Bank for International Settlements.
8. MIBOR: Mumbai Interbank Offered Rate 54. CDS-Credit Default Swap.
9. MIBID: Mumbai Interbank Bid Rate 55. CEPA-Comprehensive Economic Partnership
10. FIIs: Foreign Institutional Investments Management.

56. FIMMDA-Fixed Income Money MARKETS & Merchant Banking companies SEBI
Derivatives Association. Stock broking companies SEBI
57. FPI-Foreign Portfolio Investment. Nidhi Companies Ministry of corporate
58. IBRD-International Bank for Reconstruction & affairs, Govt. of
Development. India
59. UIDAI-Unique Identification Development Authority
of India.
National Bank for Agriculture & Rural Development
60. PMGSY- Pradhan Mantri Gram Sadak Yojana
Established on 12th July 1982 on the recommendation of
61. PMEGP- PM's Employment Generation Programme
CRAFICARD committee (also called as
62. NRDWP- National Rural Drinking Water Programme
SivaramanComittee)
63. PMKK- Pradhan Mantri Kaushal Kendras
64. SANKALP- Skill Acquisition & Knowledge For Agricultural finance, It is the apex organization.
Awareness for Livelihood Promotion programme Chairman: Dr. G.R. Chintala | Head Quarters: Mumbai
65. STRIVE- Skill Strengthening for Industrial Value Rural Infrastructure Development Fund (RIDF) is
Enhancement operated by NABARD, instead in April 1995.
66. NTA- National Testing Agency NABARD is the "Micro-Finance Regulatory Authority"
67. ICDS- Integrated Child Development Services
68. TIES- Trade Infrastructure for Export Scheme Small Industries Development Bank of India (SIDBI)
69. FIPB- Foreign Investment Promotion Board Small Industries Development Bank of India (SIDBI in
70. CERT-Fin- Computer Emergency Response Team for short) was established in the year 1990 (Date: 2nd April
our Financial Sector 1990) under the Small Industries Development Bank of
71. IRFC- Indian Railway Finance Corporation Limited India Act 1989 as a subsidiary of Industrial Development
72. FFO- Further Fund Offering Bank of India.
Shri Manoj Mittal & Shri V Satya Venkata Rao, Deputy
Topic 33: The HQ of NATIONALIZED/PSBs Managing Director, SIDBI | Head Quarters: Lucknow
BANKS
Securities & Exchange Board of India (SEBI)
Allahabad Bank-Kolkata
It is the regulator for the securities market in India. SEBI
Bank of India -Mumbai
was initially established as a non statutory body in April
Bank of Maharashtra -Pune
1988, to regulate the working of stock exchange. Later it
Canara Bank -Bangalore
was given a statutory status on April 1992 via SEBI Act,
Central Bank of India -Mumbai
1992.
Corporation Bank -Mangalore
Chairman- Ajay Tyagi | Head Quarters : Mumbai
Indian Bank- Chennai
REGIONAL RURAL BANK (RRB):
Indian Overseas Bank- Chennai
Regional rural bank were set up by an ordinance in 1975,
Oriental Bank of Commerce- Gurugram
later replaced by RRB Act, 1976 as pre banking
Punjab National Bank- New Delhi
commission recommendation in 1975.
Punjab & Sind Bank- New Delhi
Father of RRBs is M.Swaminathan.
State Bank of India- Mumbai
The Govt. Of India Had Appointed A Working Group
Syndicate Bank- Manipal (Karnataka)
On Rural Banks Under The Chairmanship Of Mr. M.
UCO Bank- Kolkata
Narasimham In 1975. First RRB were Set up On 2nd Oct.
Union Bank of India- Mumbai
Share Holder Contribution: Govt. Of India 50% Sponsor
United Bank of India- Kolkata
Bank 35% State Govt. 15%.
Andhra Bank- Hyderabad
Bank of Baroda- Vadodra
EXIM BANK:
Export-Import (EXIM) Bank of India is the principal
Topic 34: Financial Regulations | Institutions | financial institution in India for coordinating the
Organizations working of institutions engaged in financing export &
import trade.
Chit Funds Respective State It is a statutory corporation wholly owned by the Govt.
Govt.s of India.
Insurance companies IRDA It was established on January 1, 1982 for the purpose of
Housing Finance Companies NHB financing, facilitating & promoting foreign trade of
Venture Capital Fund / SEBI India.

Chairman- David Rasquinha|Headquarters : Mumbai Bank of Baroda Dena Bank & Vijaya 2019
Bank
NATIONAL HOUSING BANK(NHB) State Bank of India 5 SBI’s Associate 2017
It is the apex institution of housing finance in India, was Banks & Bharatiya
set up as wholly owned subsidiary of RBI. Mahila Bank
The bank started its operations from July 1988. Kotak Mahindra ING Vysya Bank 2016
NHB is a subsidiary bank of Reserve Bank of India. Bank
National Housing Bank was established under section 6 ICICI Bank Bank of Rajasthan 2010
of National Housing Bank Act (1987). State Bank of India State Bank of Indore 2009
HQ: of NHB is in New Delhi| CMD: Shri Sarada Kumar State Bank of India State Bank of 2008
Hota, Managing Director Saurashtra
HDFC Bank Centurion Bank of 2008
ECGC Punjab
Export Credit Guarantee Corporation of India. This
Centurion Bank of Lord Krishna Bank 2007
organisation provides risk as well as insurance cover to
Punjab
the Indian exporters.| Shri. M Senthilnathan, Chairman
Indian Overseas Bharat Overseas Bank 2007
cum Managing Director, ECGC Ltd. | Head Quarters :
Bank
Mumbai
IDBI Bank United Western Bank 2006
Ltd.
Indian Banks' Association (IBA)
Federal Bank Ganesh Bank of 2006
Indian Banks' Association (IBA) set up in 1946 with 22
Kurundwad
members to discuss issues of common interests. Over the
years, IBA emerged as the Voice of Indian Banking Centurion Bank Bank of Punjab (BoP) 2005
Industry. IBA adopts a consultative approach to give its IDBI Bank Limited IDBI Limited 2005
views on any issue pertaining to banking sector. Oriental Bank of Global Trust Bank 2004
Chief Executive, Shri Sunil Mehta, IBA. HQ: Commerce (GTB)
Mumbai. Bank of Baroda Benares State Bank 2002
ICICI Bank ICICI Limited 2002
Topic 35: Important Financial Schemes of the Limited
ICICI Bank Bank of Madura 2001
Government
HDFC Bank Times Bank 2000
KISAN VIKAS PATRA From 1st October 2018 Union Bank of Sikkim Bank 1999
KPV are regulated by KVP Rules 2014, Scheme is India
available through Post Offices & those banks that are State Bank of India Kashinath State Bank 1995
authorized to operate PPF scheme. Bank of India Bank of Karad 1994
Denomination: Rs.1000, Rs.5000, Rs.10000 & Rs.50000 Punjab National Bank New Bank of 1993
Types of certificates: Category Single, Joint A-Type & India
Joint B-Type (E/S). State bank of India Bank of Cochin 1985
Maturity period: 124 Months | Rate of Interest: 6.9%. Topic 38: A Brief on Printing & Minting of
Rate of interest: Rs.1000 becomes double during the Currencies in India
maturity period. In India, RBI is engaged in printing of all notes &
production of coins is handled by Government under
Topic 36: List of Mergers in the Indian Banking The Coinage Act, 1906.
Industry RBI determines what volume of currency is required at
a particular time.
The Bank which The Bank which got Year of The production of bank notes, coins, non-judicial
acquired Merged Merger stamps, postage stamps & other govt. documents is
Union Bank of Andhra Bank & 2020 managed by Security Printing & Minting Corporation of
India Corporation Bank India Limited (SPMCIL). It was established in 2006.
Canara Bank Syndicate Bank 2020
Punjab National Oriental Bank of 2020
Bank Commerce & United
Bank of India
Indian Bank Allahabad Bank 2020
are at Mysore (Southern India) & Salboni (Eastern
India).
Coins are minted in four mints owned by GOI which
are located at Mumbai, Hyderabad, Calcutta & NOIDA.
Topic 39: What is the Mudra Scheme?

a) MUDRA stands for Micro Units Development &
Refinance Agency Ltd.
b) Financial institution set up by GOI for development &
refinancing micro units enterprises.
c) The purpose is to provide funding to the non-corporate
small business sector through various Last Mile
Financial Institutions like Banks, NBFCs & MFIs.
d) It be responsible for refinancing all Last Mile Financiers
such as Non-Banking Finance Companies, Societies,
Trusts, Section 8 Companies, Co-operative Societies,
A brief on the Printing Presses Small Banks, Scheduled Commercial Banks & Regional
a) The first printing press of India Currency Note Press Rural Banks.
(CNP) was established in 1928 for printing bank notes in e) Under the aegis of Pradhan Mantri MUDRA Yojana
India. This press is located in Nashik, Maharashtra. (PMMY), MUDRA has already created its initial
b) Bank Note Press (BNP) has two branches located in products / schemes. The financial limit for these
Mysore, Karnataka & Dewas, Madhya Pradesh. schemes are:
Currently both CNP & BNP print Indian currency. Shishu: covering loans upto Rs. 50,000/-
c) Currency is also printed by RBI which has two printing Kishor: covering loans above Rs. 50,000/- & upto 5 lakhs
presses & owned by Bhartiya Reserve Bank Note Tarun: covering loans above Rs. 5 lakhs to 10 lakhs
Mudran Limited. These are located in Mysore, f) Pradhan Mantri Mudra Yojana is a Government of India
Karnataka & Salboni, West Bengal. scheme, which enables a small borrower to borrow from
d) Indian security Press is located in Nashik & Security banks, MFIs, NBFCs for loans upto 10 lakhs for non-farm
Printing Press is located in Hyderabad. income generating activities. Generally, loans upto 10
lakhs issued by banks under Micro Small Enterprises is
A brief on the Minting of Coins given without collaterals.
a) Security Printing & Minting Corporation of India g) Shri Mohammad Mustafa is the Head currently.
Limited (SPMCIL) comprises four mint:
 India Government Mint, Mumbai Topic 40: Important Financial, Economics &
 India Government Mint, Kolkata
 India Government Mont, Hyderabad
Budget Terms
Fiscal Responsibility & Budget Management Act: The
 India Government Mint, Noida
Act is an attempt to make the Government adhere to a
b) The main objectives of these mints is to produce coins,
phased plan to reduce fiscal deficit, which denotes an
medals & awards, as per the requirements of India.
excess of expenditure over revenue.
c) Mumbai mint is known for producing standardized
Securities Transaction Tax: It is a tax on all transactions
weights & measures.
done over the stock exchanges involving securities such
d) Noida is known as the first mint in the country to
as shares, derivatives, & equity-linked mutual funds.
produce stainless steel coins.
Capital Gains Tax: It is a tax on the gains that ensue
when an asset is sold for a price higher than what it was
Points to Remember
bought for.
Special kind of paper is required for the printing of bank
Current Account Deficit: It is a trade measure that
notes & non-judicial stamps. This paper is produced in
shows the value of a country’s imports of goods &
special Security Paper Mill which was established in
services to be higher than the value of its exports.
1968 at Hoshangabad, Madhya Pradesh.
Bear market: A period during which the majority of
2 currency note printing presses owned by GOI & 2 are
securities prices in a particular market (such as the stock
owned by RBI , through the Bharatiya Reserve Bank
market) drop substantially.
Note Mudran Ltd. (BRBNML). GOI presses are at Nasik
(Western India) & Dewas (Central India). RBI presses Bull market: A period during which the majority of
securities prices in a particular market (such as the stock
market) rise substantially.
Primary De cit: The primary de cit is the scal de cit large scale, more particularly in the rural & semi-urban
minus interest payments. It tells how much of the areas, & for diverse other public purposes”. The Imperial
Government's borrowings are going towards meeting Bank of India was converted into the State Bank of India
expenses other than interest payments. in 1955 with the enactment of the State Bank of India Act,
Fiscal policy: It is the government actions with respect 1955.
to aggregate levels of revenue & spending. Fiscal policy
is implemented though the budget & is the primary Topic 42: Important Financial Abbreviations
means by which the government can in uence the Part 2
economy. ADRs - American Depository Receipts
Fiscal De cit: When the government's non-borrowed CAGR - Compounded Annual Growth Rate
receipts fall short of its entire expenditure, it has to CDSL - Central Depositary Services (India) Limited
borrow money form the public to meet the shortfall. The ECS - Electronic Clearing Scheme
excess of total expenditure over total non-borrowed GETFs - Gold Exchange Traded Funds
receipts is called the scal de cit. IFCI - Industrial Financial Corporation of India
Revenue De cit: The difference between revenue IPO - Initial Public Offering
expenditure & revenue receipt is known as revenue NSC - National Savings Certificate
de cit. It shows the shortfall of government's current OTCEI - Over the Counter Exchange of India Limited
receipts over current expenditure. NISM: National Institute of Securities Market
Capital Budget: It consists of capital receipts & SIP: Systematic Investment Plan
payments. It includes investments in shares, loans & SWP: Systematic Withdrawal Plan
advances granted by the central Government to State AAY: Antyodaya Anna Yojana
Governments, Government companies, corporations & CAA&A: Controller of Aid Accounts & Audit
other parties. CFPI: Consumer Food Price Index
CIRP: Corporate Insolvency Resolution Process
Topic 41: History of Banking Sector in India CLSS: Credit Linked Subsidy Scheme
a) The first ‘Presidency bank’ was the Bank of Bengal DARE: Department of Agricultural Research &
established in Calcutta on June 2, 1806 with a capital of Education
Rs.50 lakh. The bank was given powers to issue notes in DGCI&S: Directorate General of Commercial
1823. Intelligence & Statistics
b) Bank of Bombay was the second Presidency bank set up DGFT: Directorate General of Foreign Trade
in 1840 with a capital of Rs.52 lakh, & the Bank of Madras DIPAM: Department of Investment & public Asset
the third Presidency bank established in July 1843 with Management
a capital of Rs.30 lakh. DIPP: Department of Industrial Policy & Promotion
c) With the collapse of the Bank of Bombay, the New Bank DISCOMS: Distribution Companies
of Bombay was established in January 1868. EBRD: European Bank for Reconstruction &
d) The first Indian owned bank was the Allahabad Bank set Development
up in Allahabad in 1865, the second, Punjab National EFTA: European Free Trade Association
Bank was set up in 1895 in Lahore, & the third, Bank of EIB: European Investment Bank
India was set up in 1906 in Mumbai. All these banks e-NAM: Electronic National Agriculture Market
were founded under private ownership. EPCG: Export Promotion on Capital Goods
e) Swadeshi Movement of 1906 provided a great impetus GCC: Gulf Cooperation Council
to joint stock banks of Indian ownership & many more IBC: Insolvency & Bankruptcy Code
Indian commercial banks such as Central Bank of India, LFPR: Labour Force Participation Rate
Bank of Baroda, Canara Bank, Indian Bank, & Bank of M0: Reserve Money
Mysore were established between 1906 & 1913. M3: Broad money
f) The presidency banks were amalgamated into a single MDGs: Millennium Development Goals
bank, the Imperial Bank of India, in 1921. It also NAREDCO: National Real Estate Development Council
functioned as a central bank prior to the establishment NCLT: National Company Law Tribunal
RBI. The Imperial Bank of India performed three set of NICRA: National Innovations on Climate Resilient
functions, viz., commercial banking, central banking & Agriculture
the banker to the government. PMAY: Pradhan Mantri Awas Yojana
g) The Government, therefore, first implemented the PMFBY: Pradhan Mantri Fasal Bima Yojana
exercise of nationalisation of the Imperial Bank of India PMKSY: Pradhan Mantri Krishi Sinchayee Yojana
with the objective of “extension of banking facilities on a POL: Petroleum Oil & Lubricants

RMSA: Rashtriya Madhyamik Shiksha Abhiyan money at call & short notice, inter-bank placements due
SSA: Sarva Shiksha Abhiyaan within 30 days & securities under "held for trading" &
SUUTI: Specified Undertaking for Unit Trust of India "available for sale" categories excluding securities that
UDAY: Ujjwal Discom Assurance Yojna do not have ready market.
UDISE: Unified District Information System for ALCO: Asset-Liability Management Committee (ALCO)
Education is a strategic decision making body, formulating &
overseeing the function of asset liability management
Topic 43: Miscellaneous Banking Terms (ALM) of a bank.
Net Interest Margin: Net interest margin is the net Consortium Financing: It occurs for transactions that
interest income divided by average interest earning might not take place with a single lender. Several banks
assets. agree to jointly supervise a single borrower with a
Bulk Deposits: a) It means single Rupee term deposits common appraisal, documentation & follow-up & own
of Rupees one crore & above for Scheduled Commercial equal shares in the transaction.
Banks other than RRBs. b) For RRBs, it is the Single
Rupee term deposits of Rupees fifteen lakhs & above. A Brief on Insolvency & Bankruptcy Board of India
LIBOR: It is the average weighted interest rate on inter- a) It was established on 1st October, 2016 under the
bank loans provided by banks, that participate in the Insolvency & Bankruptcy Code, 2016 (Code).
London interbank market & offer funds in different b) It is a key pillar of the ecosystem responsible for
currencies for different time periods (from 1 day to 1 implementation of the Code that consolidates & amends
year). the laws relating to reorganization & insolvency
DRI Loans DRI scheme provides bank loan at a resolution of corporate persons, partnership firms &
concessional rate of interest of 4% per annum for individuals in a time bound manner for maximization of
productive / self employment ventures. SC/ST, the value of assets of such persons, to promote
minorities & physically handicapped persons are entrepreneurship, availability of credit & balance the
targeted under this scheme to boost financial inclusion. interests of all the stakeholders.
Amortization: It is the reduction of an amount at regular c) It is a unique regulator: regulates a profession as well as
intervals over a certain time period. It mainly refers to processes.
the reduction of debt by regular payment of loan d) It has regulatory oversight over the Insolvency
installments during the life of a loan. It also describes Professionals, Insolvency Professional Agencies,
the accounting process of writing off an intangible asset. Insolvency Professional Entities & Information Utilities.
Derivative: A derivative instrument derives its value
from an underlying product. There are basically three Moratorium Period: Moratorium period or EMI holiday
derivatives period refers to a particular duration in the loan tenure
a) Forward Contract- A forward contract is an agreement when the borrower is not required to pay EMIs. This
between two parties to buy or sell an agreed amount of holiday period is mostly available for salaried
a commodity or financial instrument at an agreed price, individuals. Although the borrower is not required to
for delivery on an agreed future date. Future Contract- pay EMIs, the loan amount would still continue to incur
Is a standardized exchange tradable forward contract interest during this period.
executed at an exchange.
b) Options- An option is a contract which grants the buyer
the right, but not the obligation, to buy (call option) or
sell (put option) an asset, commodity, currency or
financial instrument at an agreed rate (exercise price) on
or before an agreed date (expiry or settlement date). The
buyer pays the seller an amount called the premium in
exchange for this right. This premium is the price of the
option.
c) Swaps- Is an agreement to exchange future cash flow at
pre-specified Intervals. Typically one cash flow is based
on a variable price & other on affixed one.
CASA Deposit: Deposit in bank in current & Savings
account.
Liquid Assets: Liquid assets consists of: cash, balances
with RBI, balances in current accounts with banks,


General Awareness Power Capsule For IBPS RRB PO & CLERK MAINS 2020

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RBI issued a notice on Compliance functions in banks &

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ARJUNA AWARD Key Highlights

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Union HRD Minister releases “India Rankings 2020” for

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Andhra Pradesh CM releases 1st tranche of “ReStart

The Important Points on Covid-19

Banking Current Affairs

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Economy/Financial/Business Current Affairs

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India’s GDP Reports by Different Organization

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New Appointments: National

Designation/Post Who is Appointed?

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CEO’S/Chairman of Companies/Organizations/Banks/ Other Appointments

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New Appointments: International

Awards & Recognition

Name of the Award Winner

Country’s Highest Honour Given

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Summits |Events |Festivals (National/International)

Name of the Summit/Events Venue

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National Current Affairs

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Current Affairs Related to States in India

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International Current Affairs

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Person Died Profession/Famous In?

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List/Indexes (Ranks & Reports)

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Important Days (October to March)

Date Day & Theme this day is being observed on 3

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Books & Authors

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