Credit Card Division :: Hyderabad

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UNION BANK OF INDIA CREDIT CARD PAYMENT THROUGH UPI

How can I pay my Union Bank Credit Card outstanding using UPI
channel?

1. Log in to the UPI Mobile App of your bank or any third party UPI
mobile apps like BHIM, Google Pay , Phonepe etc.
2. Enter the Virtual Payment Address (VPA) of your credit card to verify
for making payments.
3. The VPA once successfully verified will show the card holder name on
the UPI mobile app while proceeding to make payment.
4. Enter the amount to be paid and confirm to proceed for payment
which will be authenticated with your UPI PIN.

How to know my Virtual Payment Address (VPA) for my credit card?

The Virtual Payment Address (VPA) is mentioned on the credit bill being sent on
monthly basis. The VPA can also be seen on AB Credit Card Mobile App under
Account summary - > Card Profile.

Whether can I get the Virtual Payment Address (VPA) through SMS to
my registered mobile number?

Yes. To get the credit card virtual payment address through SMS, send SMS as
CCVPA<space> XXXX (where XXXX is the last four digit of your main card
number) from your registered mobile number only to 7836884400.

Whether the Virtual Payment Address (VPA) is available for add on

cards if any?

No. The Virtual Payment Address (VPA) is available only for main cards.

How long will it take for the UPI payment to reflect in my Credit Card
account?

Your payment will be credited to your Credit Card account instantly and the
available limit will be restored accordingly. SMS alert will be sent for the
payment made with UPI reference.
What is the processing / service charges levied on UPI transactions
related to credit card payment?

The charges applicable on this service are based on the rules and regulations of
account maintaining bank.

What if the customer provides a wrong VPA while making payment?

If the card holder has used the VPA not pertaining to his / her card, the
payment will be credited to the credit card account linked with the VPA if valid.
It is the responsibility of the card holder to ensure the correctness of the Virtual
Payment Address (VPA) of his / her credit card while making payments. Bank is
not liable for such scenarios.

Is there any limit on the amount that could be transferred through UPI
for credit card payments?

The amount of funds that you can transfer to your credit card account using the
UPI facility depends on the rules and regulations of transaction originating
bank.

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