Benefit Illustration For SUD Life New Aashiana Suraksha (UIN: 142N055V02),

Life Assured Details Other Details

Primary Borrower Name: Katti Narahari Whether You Are A Staff Of SUD Life Or Corporate Agent Or Moratorium Period In Months: 0 Joint Life Option: NA
Masterpolicyholder Or Their Family Member?: No
Primary Borrower Age In Years: 50 Premium Funding: No Share Of Loan: NA
Loan Type: Home Loan
Primary Borrower Gender: Male Option During Moratorium Period: Share Of Loan Amount For Primary
Loan Amount To Be Covered (Excluding Premium Funded): No Moratorium Borrower: 27,00,000
Secondary Borrower Age In Years: NA
27,00,000
Number Of Premium(S) Funded By Share Of Loan Amount For Secondary
Premium Payment Term (In Years): 10 The Bank (In Years): NA Borrower: Not Applicable
Total Loan Tenure (Moratorium Period + Repayment Period) In Single Or Joint Lives: Single Life Interest Of Loan (In %): 8%
Years: 15
Premium Mode: Annual

Figures in Rs

Primary Borrower Secondary Borrower Total

Total Installment Premium

Installment Premium (Exclusive Installment Premium (Exclusive Installment Premium without
Sum Assured Sum Assured Goods and Services Tax (Including Goods and Services
of Goods and Services Tax) of Goods and Services Tax) Goods and Services Tax
Tax)

27,00,000 18,176.4 0 0 18,176.4 3,271.75 21,448.15

Terms and Conditions

1. No riders are offered under this plan.

2. The proposal deposit receipt given in respect of the consideration amount paid to the company does not bind the company to accept the risk on the life of member proposed under the proposal

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Benefit Illustration For SUD Life New Aashiana Suraksha (UIN: 142N055V02),

for insurance.
The above premium is for a healthy individual and would be subject to underwriting.
Any extra premiums charged are subject to underwriting of proposal, and may change based on the Board approved underwriting policy.
3. Death Benefit
In the event of death of an Insured Member,the death benefit payable will be the loan amount outstanding at the beginning of the policy month during which the death occurs, as per the loan
schedule given in the Certificate of Insurance Maturity Benefit - Maturity benefit not available under this Master Policy.
4. Surrender Benefit
The Insured Member / Master Policyholder can surrender the cover at anytime during the policy term, provided the premiums have been paid for
at least first two full policy years for Premium Payment Term of 5 years and 7 years
at least first three full policy years for Premium Payment Term of 10 years

Surrender Value = 70% of the Premiums paid x (Unexpired Policy term (in months) / Total Policy term (in months) ) x (Paid-up Sum Assured benefit at the time of surrender# / Sum Assured at
inception)
Where Paid up Sum Assured = (Number of Premiums Paid / Number of Premiums Payable) X Sum Assured at the time of surrender#
# If moratorium option is chosen then the sum assured benefit at the time of surrender will be equal to the Minimum of Sum Assured at inception or the Sum Assured at surrender.
For more details on Surrender Benefit, please read the Sales Brochure carefully.
5. Tax Benefits
Premiums payable and benefits receivable under this plan are eligible for tax benefits as per the prevailing tax laws. W.e.f. from April 01, 2012, to qualify for tax benefit on premium(s) paid under
section 80 C & for tax benefit on maturity/survival proceeds under section 10 (10 D) of the IT Act, 1961, the sum assured should not be less than 10 times the annualised/single premium. Please
consult your tax advisor for details
6. About Star Union Dai-ichi Life Insurance Company Limited
Star Union Dai-ichi Life insurance is the name of the company and 'SUD Life New Aashiana Suraksha' is only the name of the Plan and does in no way indicate the quality of the policy, its future
prospects or returns.
7. Goods and Services Tax will be charged on premiums as per prevailing tax laws.The rate currently applicableis 18%. This is subject to any change in the tax rate.
8. For more details on risk factor, terms and conditions, please read the Sales brochure of the plan carefully before concluding a sale.
9. In case you require any clarification, please consult your master policyholder or insurance advisor or call our office 022-39546300

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Benefit Illustration For SUD Life New Aashiana Suraksha (UIN: 142N055V02),

I .............................................. (Name), having received the information with respect to the above, have understood the above statement before entering into the contract.
Signature of the Specified Person / Agent / Other Sales Representative :

Company Seal: Policyholder's signature

Name of the Specified Person / Agent / Other Sales Representative :

Specified Person / Agent / Other Sales Representative Code :
Place:
Date: