GESTION ECONOMICA FINANCIERA 1

NOMBRE: Katty Dipre

MATRICULA: 20202226

Realizar plan de amortización para préstamo de RD$50,000.00 tasa anual 18%.

Cuota Fija Saldo Soluto
R=50,000.00 50,000.00 +(50,000 x 0.015 x12)
12
i=1.5
N=12 R=4,916.67

PERIODO AMORTIZACIO INTERES CUOTA SALDO

N
0 50,000.00
1 4,166.67 750 4,916.67 45,833.33
2 4,166.67 750 4,916.67 41,666.67
3 4,166.67 750 4,916.67 37,499.99
4 4,166.67 750 4,916.67 33,333.32
5 4,166.67 750 4,916.67 29,166.65
6 4,166.67 750 4,916.67 24,999.98
7 4,166.67 750 4,916.67 20,833.31
8 4,166.67 750 4,916.67 16,666.64
9 4,166.67 750 4,916.67 12,499.97
10 4,166.67 750 4,916.67 8,333.33
11 4,166.67 750 4,916.67 4,166.63
12 4,166.67 750 4,916.67 0
TOTAL 50,000.04 9,000.00 59,000.04
Cuota Fija Saldo Insoluto

P=50,000.00 R= 50,000.00 x 0.015 x (1+0.015)

i=1.5 (1+0.015)-1

n=12 R=4,583.99

r=?

PERIODO AMORTIZACIO INTERES CUOTA SALDO

N
0 50,000.00
1 3,834.00 750 4,584.00 46,166.00
2 3,891.51 692.49 4,584.00 42,274.49
3 3,949.88 634.12 4,584.00 38,324.61
4 4,009.13 574.87 4,584.00 34,315.48
5 4,069.27 514.73 4,584.00 30,246.21
6 4,130.31 453.69 4,584.00 26,115.90
7 4,192.26 391.74 4,584.00 21,923.64
8 4,255.15 328.85 4,584.00 17,668.49
9 4,318.97 265.03 4,584.00 13,349.52
10 4,383.76 200.24 4,584.00 8,965.76
11 4,449.51 134.49 4,584.00 4,516.25
12 4,516.25 67.74 4,584.00 0
TOTAL 50,000.00 5,007.99 55,008.00
Cuota variable saldo insoluto

PERIODO AMORTIZACIO INTERES CUOTA SALDO

N
0 50,000.00
1 4,166.67 750.00 4,916.67 45833.33
2 4,166.67 687.50 4,854.17 41,666.66
3 4,166.67 625.00 4,791.67 37,499.99
4 4,166.67 562.50 4,729.17 33,333.32
5 4,166.67 500.00 4,666.67 29,166.65
6 4,166.67 437.50 4,604.17 24,999.98
7 4,166.67 375.00 4,541.67 20,833.31
8 4,166.67 312.50 4,479.17 16,666.64
9 4,166.67 250.00 4,416.67 12,499.97
10 4,166.67 187.50 4,354.17 8,333.30
11 4,166.67 125.00 4,291.67 4,166.63
12 4,166.67 62.50 4,229.17 0
TOTAL 50,000.04 4,875.00 54,875.04