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  • Bank Management: Unit II

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    Anmol Gulati
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    The document discusses non-performing assets (NPAs) in the banking sector. It defines NPAs as loans or advances where interest or principal payments are overdue for 90 days or more. The document outlines how banks must make provisions for NPAs to account for possible losses from bad loans. It also analyzes the impact of high NPAs on banks' balance sheets and profits. Furthermore, it examines some common causes of NPAs like declining cash flows, willful default, and lack of due diligence. Finally, the document proposes measures banks can take to reduce NPAs such as restructuring loans, setting up special asset management companies, and initiating recovery proceedings.

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    BANKING

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    The document discusses non-performing assets (NPAs) in the banking sector. It defines NPAs as loans or advances where interest or principal payments are overdue for 90 days or more. The document outlines how banks must make provisions for NPAs to account for possible losses from bad loans. It also analyzes the impact of high NPAs on banks' balance sheets and profits. Furthermore, it examines some common causes of NPAs like declining cash flows, willful default, and lack of due diligence. Finally, the document proposes measures banks can take to reduce NPAs such as restructuring loans, setting up special asset management companies, and initiating recovery proceedings.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    11 views15 pages

    Bank Management: Unit II

    Uploaded by

    Anmol Gulati
    The document discusses non-performing assets (NPAs) in the banking sector. It defines NPAs as loans or advances where interest or principal payments are overdue for 90 days or more. The document outlines how banks must make provisions for NPAs to account for possible losses from bad loans. It also analyzes the impact of high NPAs on banks' balance sheets and profits. Furthermore, it examines some common causes of NPAs like declining cash flows, willful default, and lack of due diligence. Finally, the document proposes measures banks can take to reduce NPAs such as restructuring loans, setting up special asset management companies, and initiating recovery proceedings.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 15

    Bank Management

    Unit II

    -Shruti Gupta
    GGDSD College, Chandigarh
    Non-Performing Assets (NPAs)

    2
    Non-Performing Assets (NPAs)

    3
    Non-Performing Assets (NPAs)

    4
    Provisions for NPAs

    5
    Provisions for NPAs

    6
    Provisions for NPAs

    7
    Impact of NPAs

    8
    Causes of NPAs

    9
    Causes of NPAs

    10
    Measures to handle NPAs

    11
    Measures to handle NPAs

    12
    Measures to handle NPAs

    13
    Measures to handle NPAs

    14
    Measures to handle NPAs

    15

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