DA Print Date : Dec 30, 2020

DA Ready Date: Nov 9, 2020

To : IR MALAD MUMBAI

Delivery Advice
D.A. No. : 0336299539
Invoice/Bill number :
Article No:
FinnOne id: 36604797

Dear Sir,
We are pleased to inform you that the loan application of MR. Umesh K Khubchandani has been approved
vide approval no. 0336299539 as per the details mentioned below.

Brand CROMA Product WM

Asset Category WASHING MACHINE Model CromaWMTL8kgCRAW1402
Asset Quantity 1 Scheme Name DS_CROMA101INHOUSE
Product Type Consumer Loans-Electronics Tenure 10
No. of Advance EMIs 1

The disbursement break up would be as under:

FOR THE DEALER
Cost of Product 16990.00
Cost of Dealer Insurance 0.00
DBD Percentage Excluding GST 3.50
Calculated DBD including GST 701.69
Dealer Deductible Charge 0.00
Down Payment to be collected from customer 3500.00
Net Disbursement Amount(Dealer) from IDFC FIRST Bank 12787.00
FOR THE CUSTOMER FOR THE CUSTOMER
Cost of Product (A) 16990.00 Tenure (Gross|Net) 10 | 9
Down Payment of Asset as per scheme
ROI 9.61 1699.00
(M)
Future Generali Extended Warranty
Margin Money (B) 0.00 0.00
down payment * (N)
Gross Amount (A-B) 16990.00 Credit Vidya down payment * (O) 0.00
ICICI Lombard GIC Ltd. Group
EBC Charges *( paid upfront) (D) 499.00 0.00
Takecare Policy down payment * (P)
VIL Plan * (V1) 0.00 VIL Plan DownPayment* (V2) 0.00
Airtel Plan * (A1) 0.00 Airtel Plan DownPayment* (A2) 0.00
Add-On EBC Fee (ABF) 0
Future Generali Mobile Insurance down
Customer Proc Fee * ( paid upfront) ( E ) 1253 0.00
payment * (Q)
Future Generali Machinery Breakdown * (Paid
0.00 Dealer Insurance down payment * (R) 0.00
Upfront) (F)
Future Generali Extended Warranty *( Added to Advance Interest Calculated On Bullet
0.00 0.00
Loan) (G) Payment (AI)
Credit Vidya * (Added to Loan) (H) 0.00 EMI's for customer 1699
ICICI Lombard GIC Ltd. Group Takecare Policy * (
0.00 Other Charges *(Paid upfront) (OC) 49.00
Added to Loan) (I)
Future Generali Mobile Insurance * (Added to Loan)
0.00 Bullet Payment (Moratorium Amount) 0.00
(J)
Total Down Payment Amount from customer
to dealer ( S ) =
Dealer Insurance * ( Added to Loan) (K) 0.00 (B+D+E+F+M+N+O+P+Q+R+W+AI+ 3500.00
OC+ABF+V2+A2)
Dealer Insurance Proc Fee *(Paid upfront)(W) 0 Moratorium Tenure 0.00
Total Cost to the customer ( L ) = (
18791.00
A+D+E+F+G+H+I+J+K+W+OC+ABF+V1+A1)

The required formalities with the customer have been completed and hence request you to kindly collect the
down payment and deliver the product at the following address.
E 603 Palm Spring Society Link Road Mumbai Malad West Mumbai

MUMBAI MAHARASHTRA 400064

Thanking you,
For IDFC FIRST Bank Ltd.
Notes:

1. This is a computer generated delivery advice and does not require any signature.
2. This DA is valid for 15 days from the date of issue. For whatever reason, if the Loan is not disbursed
within 15 days of issuance of this DA, then the Bank will not be liable to pay the Dealer.
3. In case, it is later found that customer had a different product from the dealer than one specified in the
invoice provided, then the Bank will not be liable to pay for that case. In case amount is transferred
already, the Bank is allowed to adjust the same from subsequent disbursals along with penalty.
4. Do not deliver the product over the counter. Only deliver it at the address provided above. Only
exceptions are smartphones, camera, laptops which can be handed to customer at store.
5. It is mandatory for the dealer to click and upload a photo in IDFC FIRST Bank delivery app at the time
of delivery – picture should be of asset with customer. Please follow this link to download delivery app
from Google play store - https://play.google.com/store/apps/details?id=com.capitalfirst.delivery
6. In case of digital products (Smart Phone/Camera/Laptops which are delivered over the counter), Dealer
has to ensure that box is opened in the store, customer acknowledgement is taken for receipt of goods
and picture of open box at store with customer is taken and uploaded on IDFC First Loans delivery
Mobile App.
7. Dealer has to check original photo ID proof of customer before handing over goods. Dealer staff is
expected to match a) the name in original ID card with the name given in this DA b) Photo in ID card
with the person to whom goods are being given. This is required for all cases and products.
8. It is dealer’s responsibility to have delivery proof with customer acknowledgement on records and to
share with IDFC FIRST Bank Ltd as and when requested.
9. Your actual Rate of Interest may vary from the Rate of Interest mentioned in this Sanction Letter which
is due to system logics and rounding off mechanism. However, your EMI amount will remain the
same.
10. Other Charges pertain to cost incurred to pull customer’s bureau details.

Disclaimer:

1. It will be the sole responsibility of the dealer to ensure that all document as required by the Bank are
checked, validated and verified before delivering the product. Loan will not be booked by IDFC FIRST
bank if documents collected from customer are incomplete/discrepant.