PRE SANCTION INSPECTION REPORT

S. NO. PARTICULARS
1 DATE OF INSPECTION

2 NAME OF THE UNIT

3 LOCATION/ ADDRESS
OFFICE :

FACTORY/ UNIT :

4 DATE OF ESTABLISHMENT

5 CONSTITUTION Proprietorship

6 NAME OF THE PROPRIETOR

7 EXPERIENCE The applicant is efficiently operating the unit for the last 15 years

8 INDUSTRY/ ACTIVITY Trading of

MARKETABILITY The firm is having business contract with

MAIN CUSTOMERS i. The middle class and the higher middle class as well as the elite
class of the society are the target customers.
Ii.
Iii.
Iv.

MAIN SUPPLIERS
 WHETHER RAW MATERIALS ARE Yes
EASILY AVAILABLE

POWER AND WATER SUPPLY A transformer of 25 KW is installed just in front of the Unit,
Generator & Power Supply sanctioned to the unit 20 KVA each

WHETHER ANY TRANSFORMER IS Yes, 25 KW

INSTALLED

WHETHER WATER NEED FOR No

PLANT OPERATION

EXISTING ARRANGEMENT FOR The required water is easily available at the unit itself.
WATER SUPPLY

OPERATING PERSONEL The firm has hired 2 highly skilled, including 1 lab incharge
operating personel.

WHETHER ALL THE CATEGORY OF Yes

PERSONEL ARE EASILY AVAILABLE

LAND AND BUILDING Valuing Rs. 36.00 Lacs

(Details )

PLANT AND MACHINERY Valuing Rs. 10.00 Lacs (Net Block as on 31.03.2019)

STOCK Valuing Rs. 24.00 Lacs (As on 00.00.0000)

FACILITIES REQUIRED:
Rs. In Lacs
S. NO. NATURE OF FACILITY LIMIT PURPOSE
1 Cash Credit (Hypothecation of Working Capital
Stock and Book Debts)

2 Term Loan (Hypothecation of Purchase of Machinery

Plant and Machinery)
COMMENTS/ OBSERVATIONS OF THE INSPECTING OFFICER

I have visited the Unit on 00.00.0000 and residential place of the applicant on 00.00.0000. The unit is full
fledged working with good stock holding capacity. The supply orders are being received from various units
operating from Nadia District and Kolkata as well as middle class and the higher middle class customers of the
society. The unit is operating from its own capacity and has not availed any working capital as well as term
loan from any other Bank. The unit is presently maintaining its Current Account with us.

The applicant is dealing in this line of business since March, 2013 and is having experience of managing the
enitre work fluently. The applicant is having good reputation in the area. His aim is to be well-known and
respected business entrepreneurs and have a successful and flourishing trading company.

The applicant has requested for sanction of a Term Loan of Rs.4.00 Lacs for purchase of additional machineries
and a Working Capital of Rs.20.00 Lacs.

In the first half of the financial year 2019-20, the turnover is Rs.12.00 crores, by the end of this financial year it
is expected to reach around Rs. 30 crores. This shows a steady upward trend in the growth of the unit which
promises to continue through the next financial years. The unit has a very bright future ahead and can expand
its business and take it to new heights if it get a little financial support from some financial institutions.

In view of the genuine business needs of the applicant we may consider the request favorably.

NAME OF THE INSPECTING OFFICER AND

DESIGNATION

SIGNATURE AND DATE