Larry Schneider

From: Larry Schneider

Sent: Monday, June 29, 2015 12:57 PM
To: Milton W. Espinoza; janderson@firstambank.com
Subject: RE: S & A Capital Partners Loan no. 20000071
Attachments: Collateral Assignment S & A to Bank of CG - Johnnie Washington, January 17,
2008.pdf; Satisfaction of Mortgage Johnnie Washington, May 12, 2015.pdf; Deed From
Washington to Rincon, Recorded May 12, 2015.pdf; Schneider v JPMorgan Chase, 14-
cv-01047 D.C., Docket as of June 29, 2015.pdf; Mortgage Resolution Servicing v
JPMorgan Chase 15-cv-00293, S.D.N.Y., Docket as of June 29, 2015.pdf

Importance: High

Milton, 
 
S & A Capital Partners, in which I am President and a majority stock holder, took out a business line of credit through the 
Bank of Coral Gables, in which we acquired mortgages and made collateral assignments of existing mortgages as existing 
security for the LOC.  In December 2010, we paid the loan off in full and the Bank of Coral Gables was required to 
collaterally assign the loans back our entity.  This loan was not sold to Bank of Coral Gables, the borrower, Johnnie 
Washington is our borrower.   A Collateral Assignment of Mortgage is a very different instrument than an assignment of 
a mortgage.  You do not have a collateral file, note or any other trailing information regarding our borrower, because it 
is not your loan and you will not find r3eference to the loan in your mortgage servicing records whatsoever. 
 
On April 9, 2015, Jaclyn Reichel, LN SVC SP, authorized agent for the Lender released the mortgage which is owned by S 
& A Capital Partners.  On May 11, 2015, the borrower sold his house and walked away with the proceeds, due to gross 
negligence by First American Bank, in authorizing the release of our loan, without taking the time to confirm the 
accuracy and integrity of the information which was being notarized, which is more commonly known as “robo‐
signing”.  The payoff is $69,346.76 as of today. 
 
Please advise when we can expect an acknowledgement of the Banks’ actions. 
 
Before the Bank attempts to use the normal and customary bank stalling and bullying tactics, please note that I have 
quite a bit of experience in combatting it.  Thus, to save all of us time and money, I want you to be aware of my pending 
litigation against such antics. 
 
 Schneider v JPMorgan Chase, False Claims Action as case no. 14‐cv‐01047, District of Columbia as a related case 
to the National Mortgage Settlement Agreement.   
 
 In addition, my Entities, including S & A Capital Partners have filed a RICO action, amongst other causes of action 
as Mortgage Resolution Servicing v JPMorgan Chase Bank as 15‐cv‐00293. 
 
 
Sincerely, 
 
Larry Schneider 
S & A Capital Partners 
2901 Clint Moore Road, Suite 410 
Boca Raton, FL 33496 
Tel:  305‐710‐4201 

1
 
 
 
 
 
From: Milton W. Espinoza [mailto:MEspinoza@firstambank.com]
Sent: Monday, June 29, 2015 9:59 AM
To: Larry Schneider
Subject: RE: S & A Capital Partners Loan no. 20000071
 
Mr. Schneider,

Milton Espinoza
First American Bank
Vice President Commercial Loan Relationship Manager
2295 Galiano Street
Coral Gables, FL 33134
Voice/Fax (305) 400-3326
Cellular (786)562-5012

Yes, this is to confirm Bank of Coral  Gables did have the loan referenced above to S&A Capital. 

First American Bank

P.O. Box 0794
Elk Grove Village, IL 60009
Equal Housing Lender Member FDIC
www.FirstAmBank.com

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From: Larry Schneider [mailto:Larry@sacapitalpartners.com]  
Sent: Saturday, June 27, 2015 11:45 AM 
To: Jennifer L. Anderson 
Cc: James A Kielbasa; Milton W. Espinoza; Brad Axel 
Subject: S & A Capital Partners Loan no. 20000071 
 

2
Jennifer/Milton, 
 
Can you check to see if you have an S & A Capital business LOC with the account number referenced above, originated in 
January 2008 and paid off in December 2010?  I have an issue which has just arisen regarding this paid off loan. 
 
Sincerely, 
 
Larry Schneider 
S & A Capital Partners 
2901 Clint Moore Road, Suite 410 
Boca Raton, FL 33496 
Tel:  305‐710‐4201 
 
 
 

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