EAAHNIKH AHMOKPATIA
MPOTOAIKEIO AOHNON
Axplpéc neKtpo, ‘ avetypago,
ro onol GeworOr ath vdjtin
anodAorompiévn¢ van Kat
€g600n Tov, He Ty EVN,
fh
TIPOTOAIKEIO AQHNON
TMHMA AZ@AAIZTIKON METPON
OM Fpayyercéag
APIQMIOE ATIOOAEHE
F 12020
TO MONOMEAES PQTOAIKEIO AGHNON
AmtoreAodpevo a6 19 Atkaori, , Mpbedpo Mpwrodixtiy, trou
opiomke pe KArjpuon.
ZuveBplace SyySoia oto aKpoatr|pi Tou atic xupig 17
copmpagn Fpapporéa, yi va Sikdoel hy uréBeon erage:
Ths aitoous: Tou Karotkou
Aruikiig, 0565 be ACM, 1 oTtoia
Trapacraenke dia me TAnpefodoras diknyépou Tg Mapiac AiBaviou (A.5.A.)
The Ka8" ng n amon: avdvuuns TeamediKg eraipelag Ye my emwvupter
«Tparrega Eurobank Avisvupn Excipefom kat tov Staxpinik6 Titho «Eurobank»,
Trou ebpeve omy ABiiva, oB6¢ OBuvos ap. 8, WEAO.M, 7 LOY,
1, OTIS VOUILA expoGLTTEftal, WE KABONIKTIS S1aBsyxou (Kard To
vopo 68 N. 3601/2007) tng MpunVY avedvuLNg TpaMEdKHIg EraIpelag Ye THY
errwvupia «NEO TAXYAPOMIKO TAMIEYTHPIO EAAAAOE A.E.», Suvéqer
ouyxwvetoews ye amoppépran ( GEK. T. AE-ENE pe apioyd 9243/27-12-
2013), n omola dev rrapaoréenke,
‘Tng auroreAdg Tpoodérwg TapepBaivoueas: avevunns eratpelag we
THY eTrwvupicr «doValue Greece Avéivupn Eraipela Ataxelpiong Arrarnjcewy
arré Adveta Kar Mordoeigy pe 10 5.1. «doValue Greecen, 1 orroia edpeves oro
Mooxdro Armxiig emi mg 0500 Kémpou ap.27 Kai Apyiuridous ye ADM
\, Stag exmpoowrrehat vopIpa, ye My iSrTa Tg Siaxerplorpiag
arrarijoewy, ms aAAOBarTig eTaIpelag elSikoU GkoTTOU HE THY ETBVUPa KERB
RECOVERY DAC» mou eBpetel oro AoUBAIVo Ts IphavSlas, He api6yd
Kerraxtipnong oro unrpwo eraiperdiv kal exmpoowrrelrar voy, 1
onola Karéom™ ei5K6c BidBoxos Ng aviovuLNS TpameEZiKiig eTaNpelag ye TVeavupia «Tpérefa Eurobank Avavuyn Eraipefay Kat, 1) omola
EKMPOOWMTGNKE cmd Tov WANpEodaIo Bixnydpo ms 1 (SA
'
H anotoa gnré va yivel Sexrr} nad aimor mg, Tou
kaToré@nke We aploys om Fpayyarela tou Aikaotnpiou
ToUTOU Kat TpoGBiopfomke yier ver GUZMBEl viet M SikdrpHo Trou averpépeTa
omy apxi mN¢ TapOGCAS,
H trapepBatvouca gnrel var yiver SextH 1 aoKnOelca MpopopiKd oto
‘aKpoanipio, Toi amd thy évapén mg oUsiMoNS, TaPE"BaaH Ts, 1 oTTofe.
avarrréogera! pe To onpelwpc Tou aun KaTEBEGE evTds TMS XoPNYNBEloas
arré To ArkaoTiipio MpoBeapiag, Hore va arroppIpAel n uTTS Kpfon afmyon
Kord m ougrmon mg umé8eon¢ 01 MANpefodoIo! Biknyépor Tw
diadikuoy avéruEay TOUS loxuPIOHOUs TOUS Kat ZiiaAV va yivouY SeKrof.
A®OY MEAETHZE TH AIKOFPAQIA
EKEOTHKE ZYM@QNA ME TO NOMO
H arotioa gnref, emxakoupevn emkelyevn averravopewr BAgBR ms,
va avacrahel n exréheon ms un’ apioy. Atarayrig FAnpwurig Tou
AikaotH Tou Movopehous Fpwrodikelou ABnviy, UeXp! va eKBoBE! opioTiKt
arégaon ent mg m6 (FAK, , BAK. ,
Tou vouStuTTa Kal eumpd8eoHE doKNoE Kar MHS WE dv» AlaTaytig evdrmiov
TOU Movopehoug MpwrodiKeiou ACtiV, GOLPwVE YE To apepo 632 map. 1
KMoAA, yia tous Adyous Trou avayéper omY avakomT, H aimon appodiis
gépetar Teo aUotiON eveomov auTO Tou Akaompfou KaTd 1 SiadiKaaia
Twv aogahionKiy perpu (dppa 686 em, KToAA) Kai efvar oployévn
-arropprrrropévng mg évoTaong aopiariac, Tou mpoéBake n Kas’ n¢ n alnon-
Kal véuipn, epelBoyevn oo dp8po 632 Tap. 3 €5, B’ KMlOMA. Zuvenvic, n
Tpérrel vat epeuvydel ww MpOS THY OUTIAGTIK BaoISMTA mE, epHUNY mE
Ka6" ng, n omrofa, KAnreGONKe eumTpSBEopA Kar VoLSTUTA. Fpémel, eTroLEVUNG,
Va epeuvn6ei ws Trpog TAY Kar’ ousiay BaoESATE ms EprLNY THs Ka’ Ng,
ommola, cv Kat KANTEdONKE voy Kal epMPOBecpa (BA. Tm He apIeLd
éxOeon emiSoong Tou dikaotIkod empeAntt Tou Egereiou
A@nviw ) Sev eupaviomKe Kau mpémrer, ouvert, va Sikaatel
Gav va trav Tapotioa (dp8po 699 Ge cUVSUAGLS LE dpBpo 696 §1 KMOAA —
_Teippas, Aop. M. ék5. A‘, oh. 0) Kot, SeSopévou 61 oro akpoaripioBS" HOMO tng UT aprd. 616} 000 anéhaons tov Movopedots Npwtobuxelou AOnuioy
(Aodadorwe nérpa)
Trapaotd@nke did ms TAnpegoucias Snydpou TAS avaavupns eTaipefas Ye THY
emwvupla «doValue Greece Aviovupin Eraipeia Ataxeiptong Amamjoewy arré
Adveia kat Mhoteoetg», n omofa doKnge MapaBexré, mpopopiké GAG Kat Ye TO
ome onpleiwyd mg (dp8p0 dpSpa 686 Tap. 6 KTToAA), auroreAm
Tpdo8eTn TrapéuBaon UTEP ms arooas dp. 80, 83 Kat 225 Trap.2 KMOAA),
Zntdvrag ty andpprpn THE aMTgEws Kat ETKAAOSpEVN TIPOS To‘TO Evvo}HO
GUUGEpOY, WS StaXeIpfoTpIA aTTaIT}aEWY, TNS EIBIKHIS SIadoxou ms arrodeas
wg mpog my emiuaxn Ewoun oXéon, eraipelag ye TY eMwvupfa «ERB
RECOVERY DAC» rrou edpete! oro AouBAivo [phavilag,
Emy TpoKeévy Tepirtwon 1 attodoa-(avaxétrousa) je Tov Tpiro
Oyo THs avaKoMis TS aLgIOBNTE! To LYos mg aTTafmaNs TOU UTOXpEotTaI
va KaTaBdel omy Ka8’ ng n almon-Ka8" ns n avaKoTT, loxuPIZoyeVh Kate To
Tipwio okéhos Tou 6m! Tapdvoic HeTaKUNeTal 1) Ela~pOpE TOU V. 128/1975 Kat
avaroxigeral army totoWxo, KaBWIs To IoXGov vo}IKS KaBEaTwE emmtpértel
AVOTOKIGLS Tw TOK, Kal OX! aVaTOKIONS TwV gopW, EIogoPuV 1
Tpopndeuiv, WE arroréAeopa | amraimon yi My orrofer eKSSONKE n EVOIKN
Siarayi| TANpwHTG vA HY efval exkaBapIopévn, “Kat var eTmpedderal
amoBeknkérnta IMs aTralmons 5! eyypdgwy. O ASyos aUTés TS avaKoTs,
tug THOS To TIPLTO GKENOG TOU, TOU BeLEAKvETa! Oro StI n Elo~MoPA TOU Vv.
4128/1975 jeraKuNcOnke, Taps Tov voHo, cULBamKG, oTOUS avaKérTovrEs,
elvar amoppritéos, ws vow aBdo1Los. Kal TobTo Bid, 0 uTTOkoyIoUs TOU
TrogooTot ms elopopac TOU v. 128/1975 via Tov Ka@opioys Tw Savelwov mS
ypdmezac Ye EuHeso aoréAcopa THY HETAKEAIGN TNS Elagopas aUTFg TOV
‘Tmovodxo, éykupa propel ver CUpGUVNBE!, GULBaTIKG, HETAgY aUTOU Kal TNS
morodérpiag tpameas, wwpls UENoTA var artarrefren exSiK6TEpN amoASyAGH
Ing oUppUviag auTiig, Kat Elva voyIHOG ylari Sev avtikerrar omy Stdéragq TOU
dp8pou 1 map. 3 Tou v. 128/1975, n owola dev KaBleptive! aTayopeuTIKS
kavova dikalou, Kat’ ép8pov 174 AK, aAAd odre Kat avtikerrar ce Mov
arrayopeuTiKké Kovova Sikalou, evideueral Be oro TAdicio Tou ehevGepoU
KaBopiopod Twv emroKiwy, (AM 330/2010, AMI 35/2011, AIT 570/2010), 0 de
EheyXog Tou avTIoToIXou cuPBamikot épou Tepiopierai amy TrIpnEN Tv Spay
Ing Biapdvelac, Kai 1 atrodoa Sev ioxupiZerat, ev TpoKeIHEve, Oni o ev AdyGupBariK6s 6po¢ Hrav adpiaTos H adia~aMiis. Meparrépw, 0 Adyos auTés THS
avaKorriig, W¢ TIpog To SevTepO OKEAOS TOU, 611 TapAVOLWS Ta Toot UTE
Tpoorievio oto ekdoToTE UTAOTO TOU AoYapIAGHOE Kal ektoKigovray Kat
avorokigovray Trapdvopa, eva) Ba Emperte n aTrorstwan am THY Kabr}s TOU
Umohoyiozot Tg emipaxng eiapopdg wg ~dpou, va ylverat oe SiaKpITOUG
AoyloniKols Aoyapiacpots, We ouvETEIA va UNV elval exkaBapIopEvn n
amaimon, Kai va ugiorara aduvapia eyypdou amrobelgews Tou vouloU
hépous mM¢ araimong, eivar opiopEvos, kat eivat vopILOS, EpEIépEvog oTIG
BiordGers tw dpOpcav 12 v.2601/1998 kal 623 Trap. 3 KTIOAA, KaBddov agopa
omy emkahotpevy éAAenpn cUVSpopiig THY TUMKGY SiadiKAOTIKGY
TpolToBécewy ekSdcews Siarayrig TANPWHTIS, Kal TpéTel, ETrOUEVWS ver
epeuvnbel, Trepatrépto, Kat wg TIpOs THY OUCIAONKF Tou BasipoTnTa,
Art’ oha ta Tpockopiopeva éyypaga mBavokoyr|Snkay Ter akShoUsA:
Karémiv mg a6 aimong me a8" ng ekB6@nke Kard ms arrovGAS
1 un’ apie, Biarayi} Anus TOU Alkaory Tou AiKaotyploU
TobTOU, He TV OTFOfa OF TEAEUTa‘o! UTTOXPEdONKAY var KerTABEAOUY OTHY KAB NG
Num pion aimnon 10 Trad Tw eupts, evrdkeas amd my
TAMOV TOKWV Kal ef65wv TOU TPPOEKUWE aTTd Tm Aemoupyia Tg UT?
apioy. cdpBaons daveiou. Ady aBuvapiag m¢
airodoag va avrenegéAel omy KaTaBol} Tw cULgwvnEVeN jnvIaioY
TOKOXPEOAUTIKHY SOCEWY ATTOTIAnPWLIS TOU Savelou, cUVIEN YETagO Tw
Diadixwy Karomv arrjpatos mg aroboas-SaverokrmpIag MpdoBEr TPAEN
TporoTinons mS apXIKHIS WE dvw ULBGGEWS orEYCOTIKON davelou
ava@opiKd pe To emiréxto Tou ev Adyw Bavelou, aTIg . Havwrépes
ToToBérpla tpdmreZa THpoxtpnae oto KAEfory10 TOU UVBEDELEVOU LE TO develo
Aeyapiacyod Kat omy KarayyeNia Ts oxETiKFg GUUBaoNs Savelou aTI¢
| @@oo errakcholnoe enidoon autris omy anrotoa tng and
efDUKNG ywworoTOInonc-MpSoKAONG, HE TY oTFOla Ty KaAOUGE va INS
KaTaBdhe 10 toad Tey eupts. Karé mg we dvw diarayri¢
TANPWHIIG N atTowoR éxer GoxKrae evioTHOV TOU MovopEAOKG TwrodiKefou
AGhvcV vOqjer Ke EpMPEBEapa THY crs kar’ dip8po 632 map. 4
KTloAA avakor ms. Meparrépw amd thy emokémon Tg MpocayouEvNS
EvBuKNs SavelaKtis oUEBaGNs Kat Tous époUs TOU TepIEXoVTEI GE aUTTIV
M@avohoyelrai Or peETaEY Tw HEpiay, (mEpaV ms vouING HETaKLAENS TISos PURO THs UN’ apt8.6)6 /2020 andpaans tov Movopehobs Npwrobixelou ASnvtv
(AahadtonuKe pétpa)
elagopds Tou N. 128/1975, orous ogerhéres, GuLwVT|GNKE Ka! O EKTOKIOLOS
Kal avaToKICLSs Ins slogopss aUTIIs. H GUULUViE Sys AUTH, elvan dxUER,
SeBopévou Sr ra MoTwWTIKE SpUpara Sikalodviar var uTOACyiouV AoyioTIKE
T6kOUG emf KaSvTEpOUEVwY TEKWY amd THY TpsTN Na KaBUOTEpHaNS
(avaroKiopds), Kal 6x! TéKOUG ETT TpOLNVEIDY, eESBWV Kal ElopoPLV TOU
evuTdépxouv ony aipBaon, Amé To anéoTtaopa Be Tw epTopiKKy BIBAlwy,
rou TéBKaV UTéYN TOU EkSGoavTOS TY avakoMTTSpENN Atarayi) FANPWLTS
Aicaori yia thy amdBeiEq TIS aTannjoews a6 Tm GoUBAEN Savelou Kal THY
mpéo8em Tpdén, MpoKérre! 611 Kad’ NE N amon KepadaoToIOUGE THY
elogopd Tou v.128/1975 Kae gopd TroU XpéwE TOKOUG TrENS gUCEWG Kal
avaréKige Ta TOOK THs, GOH GTO KAGE GopE MpOKETTOV UTOAOITO KE@AAAIO
UMTOASYIZE TEKOUG (EKTOKIOHSC), TEPIEXOVIES Kal Tod EIagopdS TOU Vv.
128/1975, oto véo Se TpoKUtTTov exdoTore KegdAato UTOAdyIze Vous ToKOUS
TTEpleXovTES Kal ElopopE. O THAPAVOLOS GUTSg EKTOKIGHES Kat avaTOKIoHG
TwWV TGV HE elo~popEG yiveTaI HE THY evoWLGrEDH Tg CTO eMITéKIO
UTTOAoYIONON TwY TéONS ooEWS TOKWY. H akUpSTHTa Tey empgpoUs ToOKY
emnpediget my arrobeikrikOrnrer HE €yypaga, GANG Kat To eKka®apiopévo TOU
UVohou Ing cTraInjaEws, a—PO GTO aTéoTTAGHA Tw ELTTOpIKGY BIBAKy Trou
Mpookopiomsay amd my Ka! ng dev elvar Suvards o diaxwpIOHSs TeV
ETTILEpous Toativ, agevds He Adyw TOU EfSous TIS EVYPUETIS, aGETEpoU BE
AOYW THs evoWLETWONS BTOV AoyapIAOLS Tey TroatiV INS elogopds OTA TOG
TwV ToKwV, HE Tepaiépw ouvErEId mY GBuvapla MpodtiopioyoU tou
TpayLankod TrogOs mS OgEIAIs Kal avrToTOIYA THs arTafmong Ms Ka6" ng (AN
1386/2012 6.11, E@Aay 124/2007 Ap. 2009 oeA. 1190). Egédnou, efvat
avégikto va mpoKiyel, He aTTAoUs PaBLOMIKOUS UTOAOYIoHOUS, GE TOId ToGS
avépxovral of TapavoHES XPEwWGEIG TOU AoyUpIAGHOU, FTO! Tx Toot Trou
XpewWOnkav, ASyW TOU TaPAVoHOU avaTOKIoHOs ms Elogopdg TOU N.
4128/1975, we ig omoles (Xpecioeic) emBapovenke n évduen anaimon, 56n
amraiouvra, ASYO TMS TOAUTAAOKSHTAS TeV apIBUNTIKGY Kal AoyIoTIKGY
mpdEewy, eidiKés yutboeIg mS oikovoLIKTig (AoyIOTIKN|) EMIoTTLNS, ETrouEVWC,
m@avohoyelra to ws dvw Tpitog ASyos avaKoTIg Gat yiver BeKTG we Ka
ouoia Bdopos. EsGnou, amr my ekréheon THg avaKoTTrépevns Atmrayrig
TAnpwprig (Tocot eupW) N atrodaa @a uTooTe! averavopBwry\
oikovomiKr BAGBN, AcpBavopévng uméyN Kal mHg Buoxepous oKoVOMKT]S
Katéoraons, omy onoia Bploxeral. Zuvemic, epdoov m@avohoyelat n
aktpwon mg avakormépevns Atarayrig MAnpwurig cuverrelar mg TapaBoxti¢
TNS avaKomig, Tpérrer va yivel Sexn| 7 afinon ws KAI oUGia BdoHEN Ka vo
avacrahel 1 ektéheon 1g avakomTéjevng UT? apIOL. Atcrrayrig
TAnpwprig tou Arkaot tou Movopehots Mpwrodixeiou AGnviy, uéxpr va
exOo8e! oplonikih arrogaion ent mg amé (AK.
EAK. ) avakomnig, mou éXet aoKrjoe! n atodoa eveomiov Tov
Movopehots Npwrodixelou A@nuiiv. Ta SikaoniKd é€oa me Ka6! ng n afnon,
Smug opievtat eiik6repa oto SiaraKnKs, BapsvoUY THY airoUGa, UTEP mS
omtolag Biaréacerat 1 avactohy (4p8pa 176, 191 trap. 2 KMOAA, 84 Tap. 2.66.
B' Kau y' Kebdiker Arknyépuv).
TIA TOYE AOFOYE AYTOYE
EYNEKAIKAZE! avtipwhia twv Sadie my afton Kat mv aoKnGefoo
TpogopIKK CTO aKpouTTipIo auTOTEA THpdaBeTy TrapéUBaaN,
AMOPPINTE! my trpso8em wapéyBacn,
AEXETAI my aitnon.
ANAZTEAAEL ty exréheon mg avakortépevng un’ apioy.
Avorayiis MAnpuptis tov Aikaon Tou. Movopehotg NpwrodiKefou
ABnvtay, HEXpI va eKSoBel oplonIKH amégaon emi mg ard (AK.
, BAK, } avakomig trou éxet aoxijoer n arrovca
eviomiov Tou MovopeAotic Mpwroticefou ABquiy.
EMIBAAAE! omy atrotoa ta Sikaoikd é€o5a ms Kad’ ng n aman, 10
Gwos Tw oTO;wY opife! oTo TOG T!Y upd.
KPIOHKE, corogaciomxe Kor SnpootevenKe oe éKraKr Sqyscia
Guvedpiacn oro aKpounipiS tou omy AGriva, xwpig mv Tapoucia Tw
Siadikwv Kat Tw TANpEEOUGIOY SiknySpwy Tous, aTIG :
HAIKAZTHE TPAMMATEAS,
TIA TH AHMOZIEYZH MONO.