11/21/2019 Understand Your PAN Card

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Understand Your PAN Card (https://taxguru.in/income-tax/understand-pan-card.html)

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 (https://taxguru.in/wp-admin/post.php?post=57909&action=edit) 31 Aug 2018 (https://taxguru.in/2018/08/31/)  13,275 Views
 6 comments (https://taxguru.in/income-tax/understand-pan-card.html#pcomments)
Whether you are an Indian citizen or an NRI, if you are filing taxes or have financial transactions in India you will almost always need a PAN
card.

What is PAN (https://taxguru.in/income-tax/permanent-account-number-pan.html)?

A Permanent Account Number (PAN) (https://taxguru.in/income-tax/permanent-account-number-pan.html/) is a ten-digit alphanumeric

number, issued in the form of a laminated card, by the Income Tax Department of India. Each set of numbers is unique to the individual,
HUF, company, etc. (We will take a closer look at those numbers in a moment.). PAN is a permanent number, is unaffected by a change of
address, even between states and is not transferable. It is illegal to own more than one PAN.

The PAN’s primary purpose is to bring a universal identification key factor that links and tracks various documents and information regarding
taxes and financial transactions, such as loans, investments, buying and selling real estate and other business activities of taxpayers. By
tracking the above it indirectly prevents tax evasion through non-intrusive means.

You can consider this number to be similar to the Social Security Number issued in the United States to USA citizens and other legal
residents.

Structure of the PAN

The structure of the new series of PAN numbers is based using Phonetic Soundex code algorithm to ensure that each number is unique.
The following list is “constant permanent parameters” that assist in the creation of phonetic PAN (PPAN) number:

i. Full name of the taxpayer;

ii. Date of Birth/Date of Incorporation

iii. Status;

iv. Gender in case of individuals; and

v. Father’s name in case of individual (including in the cases of married ladies).

The Date of Issue (DOI) of the PAN card can be found on the right hand side of the photo on your PAN card.

The 10 Digit Alphanumerical Sequence

Let’s take a look at the breakdown of the 10 digit alphanumerical sequence:

1. The first five fields are called the core fields and are alphabetical in nature.

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2. The first three letters of the core field are an alphabetical series running from AAA to ZZZ.

3. The forth character of the PAN must be one of the following, depending on the type of assesse:

C – Company

P – Person

H — HUF (Hindu Undivided Family)

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A — Association of Persons (AOP) Lenovo Exclusive Store - Absolu…

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11/21/2019 Understand Your PAN Card

T — AOP (Trust)

B — Body of Individuals (BOI)

L — Local Authority

J — Artificial Juridical Person

G — Govt

(Example – Company = AAACA; Artificial Juridical Person = AAAJA; HUF = AAAHA; etc.)

4. The fifth character of the PAN is the first character of the following:

a) Your surname in the case of “P” or;

b) For all others you would use the first letter of the name of the Entity, Trust, Society, Organization, HUF, etc.

(Example – Lisa Chanamolu [Personal] = AAAPC4444A; Lisa Chanamolu [HUF] = AAAHL4444A; General Firm = AAAFG4444A; etc.)

5. The next four numbers are sequential numbers running from 0001 to 9999.

6. The last digit is an alphabetic check digit.

The Phonetic PAN (PPAN)

The Phonetic PAN (PPAN) helps to prevent the allotment of more than one PAN to assesses with the same or similar names. If a matching
PPAN is detected, a warning is given to the user and a duplicate PPAN report is generated. In these cases, a new PAN can only be allotted if
the Assessing Officer chooses to override the duplicate PPAN detection. Under this new system a unique PAN can be allotted to 17 crore
taxpayers.

Myths Regarding PAN

Many people believe that PAN cards are used for tax purposes only. That is a myth. PAN numbers are required for the purpose of income
tax but not the actual card itself. Photocopies of PAN cards are required as prove of identity in financial transactions such as opening a bank
account, purchase and sale of property and motor vehicles, home telephone lines and investments, such as demat accounts and mutual
funds, just to name a few.

Applying for a PAN Card

Anyone can apply for a PAN card, whether they are working or not. There is no restriction on age, region or nationality. You can submit an
application for an underage minor and even on behalf of a newborn. Applications must be signed by a legal parent or guardian.

New PAN:

· If the applicant has never applied for a PAN, does not have a PAN allotted to them, they can visit the Income Tax Department (ITD)
(http://www.incometaxindia.gov.in/) website. The first step is to determine if a PAN has been allotted to them or not.

· If a PAN has not been allotted to them they can apply online and track the progress of your application through NSDL-TIN website
(https://www.onlineservices.nsdl.com/paam/endUserRegisterContact.html)or through UTI Infrastructure Technology and Services Limited
(UTIITSL)

· To apply in person, use the following lists to find the nearest TIN-PAN Centers (http://www.tin-nsdl.com/Resources/pancentre.xls),NSDL
TIN Facilitation Centers (http://www.tin-nsdl.com/TINFaciliCenter.asp) or UTI PAN Application Centers .

To apply for a new PAN card you need to submit at least two proofs of Identify and residence from the following sources:

· Matriculation Certificate

· Recognized Educational Institute Degree

· Credit Card

· Bank Statement

· Ration Card

· Driving License

· Voter’s Identity Card

· Passport

-Aadhar Card

(The above list is for individuals and HUF.)

Reprint of PAN Card:

· This application should be used when a PAN number has been allotted to you and you need
X a PAN card. A new PAN card will be issued to
Ad
you with the same PAN number. Go to the NSDL (https://tin.tin.nsdl.com/pan/changerequest.html) website to Designed
apply fortoaMake
reprint. You can go
An Impression
to the above mentioned NSDL and UTI sites to verify or search your PAN number. Lenovo Exclusive Store - Absolu…

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11/21/2019 Understand Your PAN Card

E-PAN (https://taxguru.in/income-tax/allotment-free-cost-instant-epan-real-time-basic.html)

Instant e-PAN facility is Free of cost and instant allotment of e-Pan and is available only for a limited period on first come first serve basic for
valid Aadhaar holders. Applicant already having PAN should not apply for e-PAN. The e-PAN facility is ONLY for resident individual (Except
Minors and others covered u/s 160 of Income Tax Act, 1961) and not for HUF, Firms, Trusts, and Companies etc. Active Mobile number
linked with Aadhaar to receive Aadhaar OTP (One Time Password). To verify the registered mobile number in Aadhaar, please visit UIDAI
portal (verify mobile number / email at Aadhaar).E-PAN is generated using the particular available in Aadhaar, Details such as Name, Date
of Birth, Gender, mobile number and address in Aadhaar is not correct or not update, please update the same in UIDAI prior applying e-PAN.

Also,check how to check if aadhar is linked to pan (https://taxguru.in/income-tax/19-faqs-aadhaar-number-linking-itd-efiling-website.html).

In Conclusion

It is easy to see the importance of your PAN card and why you need the physical card as well as the allotted PAN number. If you do not have
a PAN card, take the small amount of time need to apply for one today.

Source: InvestmentYogi (http://www.investmentyogi.com) is one of the leading personal finance websites in India

Also Read:

Revised PAN & TAN application fees wef 16.06.2018 (https://taxguru.in/income-tax/nsdl-revises-pan-tan-application-fees-june-1-2015.html)

Permanent Account Number (PAN) (https://taxguru.in/income-tax/permanent-account-number-pan.html)

Individuals can Now apply for PAN online with digital signature (https://taxguru.in/income-tax/individuals-can-now-apply-for-pan-online-with-
digital-signature.html)

Consequence of not having PAN (https://taxguru.in/income-tax/transactions-which-requires-pan-compulsorily-and-consequence-of-not-

having-pan.html)

Register / Track PAN Card Related Complain / Status (https://taxguru.in/income-tax/register-track-pan-card-related-complain-online-track-

status.html)

(Republished With Amendments)

Tags: InvestmentYogi (https://taxguru.in/tag/investmentyogi/), pan number (https://taxguru.in/tag/pan-number/), Permanent Account Number
(https://taxguru.in/tag/permanent-account-number/)

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11/21/2019 Understand Your PAN Card

S R Maniyar says:

Please enlighten us PAN was allotted specifing AOP as F in PAN by I T Dept applied for 12A abd 80G both are granted on said PAN but mistake noticed and
taken another PAN given for Trust with T word now how to change PAN for 12A and 80G ,we have to apply fresh or can we write to dept for change in PAN
please guide and give procedure if any

 September 1, 2018 at 6:45 pm (https://taxguru.in/income- Reply (https://taxguru.in/income-tax/understand-pan-card.html?replytocom=2021387#respond)

tax/understand-pan-card.html/#comment-2021387)

Anil Dorle says:

After marriage is it necessary for woman tax payer to mention her husbands name .
or her fathers name has to be mentioned always. Means in all the cases only fathers name is allowed and no any other name.Pleasw clarify

 September 1, 2018 at 11:55 am (https://taxguru.in/income- Reply (https://taxguru.in/income-tax/understand-pan-card.html?replytocom=2021331#respond)

tax/understand-pan-card.html/#comment-2021331)

Sukhman Kaur says:

nice information about the basic of pan card

 September 1, 2018 at 4:03 am (https://taxguru.in/income- Reply (https://taxguru.in/income-tax/understand-pan-card.html?replytocom=2021268#respond)

tax/understand-pan-card.html/#comment-2021268)

agrwalkajal7 says:

PAN card is very important document for these days.If you want to Know Your PAN by your Surname, Name and DOB (Date of Birth), then visit this
sitehttp://pancardonline.in/know-your-pan/

 July 8, 2017 at 11:18 am (https://taxguru.in/income-tax/understand- Reply (https://taxguru.in/income-tax/understand-pan-card.html?replytocom=1966284#respond)

pan-card.html/#comment-1966284)

v.mahadevan says:

Many thanks to Investment Yogi for the basics ” Understsnd Your PAN Card”. an attempt at spreading awareness in Tax Matters. My compliments too.

 August 7, 2013 at 12:10 pm (https://taxguru.in/income- Reply (https://taxguru.in/income-tax/understand-pan-card.html?replytocom=630178#respond)

tax/understand-pan-card.html/#comment-630178)

sandeep rastogi says:

it is useful about PAN

 August 7, 2013 at 12:02 pm (https://taxguru.in/income- Reply (https://taxguru.in/income-tax/understand-pan-card.html?replytocom=630174#respond)

tax/understand-pan-card.html/#comment-630174)

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