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Prepared By

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Proposer Details
Name gwge
Age 55
Plan Name 945-Jeevan Umang
Sum Assured 200000
Policy Term 45
PPT 15
DAB Rider 0
AD & DB Rider 200000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium

Premium GST(4.5%) Payable Prem
YLY 16390 738 17128
HLY 8277 372 8649
QLY 4180 188 4368
MLY 1393 63 1456
2nd year onwards
Premium GST(2.25%) Payable Prem
YLY 16390 369 16759
HLY 8277 186 8463
QLY 4180 94 4274
MLY 1393 31 1424

Save Rs.46 per day for 15 yrs, and get a bulk

amount of Rs.1369000 at Age:100
Year Age Premium Natural Accidntal Returns CashValue Loan

2020 55 17128 210200 410200 0 0 0

2021 56 16759 220400 420400 0 4706 4235

2022 57 16759 230600 430600 0 7059 6353

2023 58 16759 240800 440800 0 14119 12707

2024 59 16759 251000 451000 0 23533 21179

2025 60 16759 261200 461200 0 35299 31769

2026 61 16759 271400 471400 0 49419 44477

2027 62 16759 281600 481600 0 65892 59302

2028 63 16759 291800 491800 0 84718 76246

2029 64 16759 302000 502000 0 105898 95308

2030 65 16759 312200 512200 0 129431 116487

2031 66 16759 322400 522400 0 155317 139785

2032 67 16759 332600 532600 0 183557 165201

2033 68 16759 342800 542800 0 214150 192735

2034 69 16759 353000 553000 0 247096 222386

2035 70 0 367200 567200 16000 298192 84000

2036 71 0 378400 378400 16000 341060 84000

2037 72 0 389600 389600 16000 351240 84000

2038 73 0 400800 400800 16000 361420 84000

2039 74 0 414000 414000 16000 373600 84000

2040 75 0 428200 428200 16000 386780 84000

2041 76 0 444400 444400 16000 401960 84000

2042 77 0 464600 464600 16000 421140 84000

2043 78 0 494800 494800 16000 450320 84000

2044 79 0 525000 525000 16000 479500 84000

2045 80 0 555200 555200 16000 508680 84000

2046 81 0 585400 585400 16000 537860 84000

2047 82 0 619600 619600 16000 571040 84000

2048 83 0 653800 653800 16000 604220 84000

2049 84 0 688000 688000 16000 637400 84000

2050 85 0 736200 736200 16000 684580 84000

2051 86 0 786400 786400 16000 733760 84000

2052 87 0 846600 846600 16000 792940 84000

2053 88 0 906800 906800 16000 852120 84000

2054 89 0 967000 967000 16000 911300 84000

2055 90 0 1027200 1027200 16000 970480 84000

2056 91 0 1087400 1087400 16000 1029660 84000

2057 92 0 1147600 1147600 16000 1088840 84000

2058 93 0 1207800 1207800 16000 1148020 84000

2059 94 0 1268000 1268000 16000 1207200 84000

2060 95 0 1328200 1328200 16000 1266380 84000

2061 96 0 1338400 1338400 16000 1275560 84000

2062 97 0 1348600 1348600 16000 1284740 84000

2063 98 0 1358800 1358800 16000 1293920 84000

2064 99 0 1369000 1369000 16000 1303100 84000

2065 100 0 0 0 1369000 0 0

0 0 251754 0 0 1849000 0 0
You have to pay the premium for 15 yrs
(from Age:55 - Age:69)

If you take the payment mode as yly then you have to pay
Rs.17128 for the first year,from 2nd year onwards Rs.16759

Totally you will pay Rs.251754

From Age:70-99 you will receive Rs.16000

Natural Risk Cover is as shown in the above table under Natural

column.....For example In case of Natural Death at Age-60,
Nominee will receive Rs.261200

Accidental Risk cover is as shown in the above table under

Accidental column.....For example In case of Accidental Death at
Age-60, Nominee will receive Rs.461200

At age 100 you will receive Rs.1369000

If you close the policy you will receive the amount as shown in the
above table under CashValue Column.....For example
if you close at Age-60, you will receive Rs.35299
if you close at Age-70, you will receive Rs.298192
if you close at Age-80, you will receive Rs.508680

You can take the loan as shown in the above table under Loan
Column.....For example
at Age-69, you can take a loan of Rs.222386
at Age-90, you can take a loan of Rs.84000
 Medical Report: FMR

Disclaimer : The Benefits shown in this presentation are as per the 8%

Benefit illustration of LIC of India, Actual values may vary, depends on
the corporation profits and experience